KANSAS CITY LIFE INSURANCE CO
10-Q/A, 1995-01-11
LIFE INSURANCE
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Securities and Exchange Commission
Washington, D. C.  20549


Form 10-Q-A NO.1


Quarterly Report Under Section 13 or 15 (d) of the
Securities Exchange Act of 1934


For the Quarter ended September 30, 1994

Commission File No. 2-40764


Kansas City Life Insurance Company
3520 Broadway
Kansas City, Missouri   64111-2565

Phone:  (816) 753-7000

IRS Number:  44-0308260

Incorporated in State of Missouri



The sole purpose of this amendment is to include the newly required Financial 
Data Schedule.


SIGNATURES


Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.


KANSAS CITY LIFE INSURANCE COMPANY



s/ John K. Koetting
John K. Koetting
Vice President and Controller


Date:  January 10, 1995

Item 6 Exhibits
Exhibit List
Exhibit 27 - Financial Data Schedule for September 30, 1994


<TABLE> <S> <C>

<ARTICLE> 7
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1994
<PERIOD-END>                               SEP-30-1994
<DEBT-HELD-FOR-SALE>                         1,271,015<F1>
<DEBT-CARRYING-VALUE>                          404,971<F2>
<DEBT-MARKET-VALUE>                            414,543<F2>
<EQUITIES>                                      87,209<F3>
<MORTGAGE>                                     269,377
<REAL-ESTATE>                                   80,399<F4>
<TOTAL-INVEST>                               2,208,717
<CASH>                                          60,199
<RECOVER-REINSURE>                              86,721
<DEFERRED-ACQUISITION>                         189,336
<TOTAL-ASSETS>                               2,670,256
<POLICY-LOSSES>                                667,812
<UNEARNED-PREMIUMS>                                  0
<POLICY-OTHER>                                  29,634
<POLICY-HOLDER-FUNDS>                        1,538,253<F5>
<NOTES-PAYABLE>                                      0
<COMMON>                                        23,121
                                0
                                          0
<OTHER-SE>                                     333,362
<TOTAL-LIABILITY-AND-EQUITY>                 2,670,256
                                     101,492
<INVESTMENT-INCOME>                            128,664
<INVESTMENT-GAINS>                               6,011
<OTHER-INCOME>                                  59,581
<BENEFITS>                                     175,438
<UNDERWRITING-AMORTIZATION>                     20,437
<UNDERWRITING-OTHER>                               994<F6>
<INCOME-PRETAX>                                 46,958
<INCOME-TAX>                                    14,838
<INCOME-CONTINUING>                             32,120
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                        1,481<F7>
<NET-INCOME>                                    30,639
<EPS-PRIMARY>                                     4.98
<EPS-DILUTED>                                     4.98
<RESERVE-OPEN>                                       0
<PROVISION-CURRENT>                                  0
<PROVISION-PRIOR>                                    0
<PAYMENTS-CURRENT>                                   0
<PAYMENTS-PRIOR>                                     0
<RESERVE-CLOSE>                                      0
<CUMULATIVE-DEFICIENCY>                              0
<FN>
<F1>Represents FASB 115 available for sale fixed maturity securities reported
on a current value basis, and does not include trading securities or 
securities held to maturity.
<F2>Represents FASB 115 held to maturity fixed maturity securities, and does
not include trading securities or securities available for sale.
<F3>Includes equity securities that are available for sale, per FASB 115.
<F4>Includes real estate joint ventures.
<F5>Includes accumulated contract values as defined by FASB 97, dividend and
coupon accumulations and other policyowner funds.
<F6>Represents amortization for value of insurance in force purchased.
<F7>Represents nonrecurring expense for postemployment benefits.
</FN>
        

</TABLE>


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