Consent of Independent Auditors
We consent to the reference to our firm under the caption "Independent
Accountants" in the Registration Statement on Form S-3 and related Prospectus of
Kansas City Life Insurance Company for the registration of 33,477 shares of its
common stock and $3,039,463 deferred compensation obligations, and to the
incorporation by reference therein of our reports (a) dated January 24, 2000,
with respect to the consolidated financial statements of Kansas City Life
Insurance Company incorporated by reference in its Annual Report (Form 10-K) and
(b) dated March 24, 2000, with respect to the financial statement schedules of
Kansas City Life Insurance Company included in its Annual Report (Form 10-K),
both for the year ended December 31, 1999, filed with the Securities and
Exchange Commission.
Ernst & Young LLP
Kansas City, Missouri
June 20, 2000
