UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
SCHEDULE 13G
Under the Securities Exchange Act of 1934
(Amendment No. 11)*
KANSAS CITY LIFE INSURANCE COMPANY
(Name of Issuer)
COMMON STOCK $1.25 PAR VALUE
(Title of Class of Securities)
484836-10-1
(CUSIP Number)
Check the following box if a fee is being paid with this statement [ ]. (A fee
is not required only if the filing person: (1) has a previous statement on file
reporting beneficial ownership of more than five percent of the class of
securities described in Item 1; and (2) has filed no amendment subsequent
thereto reporting beneficial ownership of five percent or less of such class.)
(See Rule 13d-7).
*The remainder of this cover page shall be filled out for a reporting
person's initial filing on this form with respect to the subject class of
securities, and for any subsequent amendment containing information which would
alter the disclosures provided in a prior cover page.
The information required in the remainder of this cover page shall not be deemed
to be "filed" for the purpose of Section 18 of the Securities Exchange Act of
1934 ("Act") or otherwise subject to the liabilities of that section of the Act
but shall be subject to all other provisions of the Act (however, see the
Notes).
Page 1 of 8 Pages
<PAGE>
CUSIP Number 484836-10-1 13G
1 Name of Report Person
S.S. or I.R.S. Identification No. of Above Person
John K. Koetting, Robert C. Miller and Anne C. Moberg,
Trustees of the Kansas City Life Insurance Company Savings
and Profit Sharing Plan (the "SPSP")
2 Check the Appropriate
Box if a Member of a
Group* (a) [ ]
N/A (b) [X]
3 SEC Use Only
4 Citizenship or Place of Organization
Missouri
5 Sole Voting Power
Number of
0 (Participants may instruct the Trustees
Shares how to vote their shares)
Beneficially 6 Shared Voting Power
Owned by 0
Each 7 Sole Dispositive Power
Reporting 753,695 (Trustees have the power to sell
Plan assets)
Person
8 Shared Dispositive Power
With
0
9 Aggregate Amount Beneficially Owned by Each Reporting Person
753,695
10 Check Box if the Aggregate Amount in Row 9 Excludes Certain
Shares*
11 Percent of Class Represented by Amount in Row 9
6.2%
12 Type of Reporting Person*
EP
Page 2 of 8 Pages
<PAGE>
CUSIP Number 484836-10-1 13G
1 Name of Report Person
S.S. or I.R.S. Identification No. of Above Person
John K. Koetting, Robert C. Miller and Anne C. Moberg,
Trustees of the Kansas City Life Employee Stock Plan
(the "ESOP")
2 Check the Appropriate Box if a Member of a Group* (a) [ ]
N/A (b) [X]
3 SEC Use Only
4 Citizenship or Place of Organization
Missouri
5 Sole Voting Power
Number of
0 (Participants may instruct the Trustees
Shares how to vote their shares)
Beneficially 6 Shared Voting Power
Owned by 0
Each 7 Sole Dispositive Power
Reporting 64,667 (Trustees have the power to sell
Plan assets)
Person
8 Shared Dispositive Power
With
0
9 Aggregate Amount Beneficially Owned by Each Reporting Person
64,667
10 Check Box if the Aggregate Amount in Row 9 Excludes Certain
Shares*
11 Percent of Class Represented by Amount in Row 9
.53%
12 Type of Reporting Person*
EP
Page 3 of 8 Pages
<PAGE>
Item 1(a)Name of Issuer:
Kansas City Life Insurance Company (the "Company").
Item 1(b) Address of Issuer's Principal Executive Offices:
3520 Broadway, Kansas City, Missouri 64111-2565
Item 2(a) Name of Person Filing:
This Statement is being filed by John K. Koetting, Robert C.
Miller and Anne C. Moberg, Trustees ("Trustees") of the Kansas
City Life Insurance Company Savings and Profit Sharing Plan (the
"SPSP") and Trustees of the Kansas City Life Employee Stock Plan
(the "ESOP"). The SPSP and the ESOP are collectively referred to
as the "Plans". The address of the Plans and the Trustees is 3520
Broadway, Kansas City, Missouri 64111-2565. Mr. Koetting is Vice
President and Controller of the Company. Mr. Miller is Senior
Vice President, Administrative Services, of the Company. Mrs.
Moberg is Treasurer of the Company. Each of the Trustees is a
full time employee of the Company.
Item 2(b) Address of Principal Business Office, or if None,
Residence:
3520 Broadway, Kansas City, Missouri 64111-2565
Item 2(c) Citizenship:
See Cover Page, Item 4
Item 2(d) Title of Class of Securities:
Common Stock, $1.25 par value (the "Stock")
Item 2(e) CUSIP Number:
484836-10-1
Item 3 If this Statement is filed pursuant to Rules 13d-1(b)or
13d-2(b), check whether the person filing is a:
(f) [X] Employee Benefit Plan, Pension Fund which is subject to
the provisions of the Employee Retirement Income Security Act of
1974 or Endowment Fund.
Page 4 of 8 Pages
Item 4 Ownership:
(a) Amount Beneficially Owned:
See Cover Page, Item 9
(b) Percent of Class:
See Cover Page, Item 11
(c) Number of Shares as to Which Such Person Has:
(i) Sole power to vote or direct the vote:
See Cover Page, Item 5
(ii) Shared power to vote or direct the vote:
See Cover Page, Item 6
(iii) Sole power to dispose or direct the disposition of:
See Cover Page, Item 7
(iv) Shared power to dispose or direct the disposition of:
See Cover Page, Item 8
This Statement shall not be construed as an admission that the
SPSP, the ESOP, or the Trustees of the respective Plans are, for
the purposes of Section 13(d) or 13(g) of the Securities Exchange
Act of 1934, the beneficial owner of any securities covered by
this Statement.
Item 5 Ownership of Five Percent or Less of a Class:
Not Applicable
Item 6 Ownership of More than Five Percent on Behalf of
Another Person:
Participants in the Plans have the individual right to withdraw
shares of stock, or the proceeds therefrom, from the Plans in
accordance with and subject to the terms and conditions of the
Plans. No other person is known to have the right to receive or
the
Page 5 of 8 Pages
power to direct the receipt of dividends from, or
the proceeds from the sale of, the stock.
Item 7 Identification and Classification of the Subsidiary
Which Acquired the Security Being Reported on by the
Parent Holding Company:
Not Applicable
Item 8 Identification and Classification of Members of the
Group:
Each of the SPSP and the SPSP Trustees, the ESOP and the ESOP
Trustees, disclaims beneficial ownership of the shares of common
stock of the Company held by the other.
There are no agreements, arrangements, or understandings between
or among the SPSP and the SPSP Trustees, the ESOP and the ESOP
Trustees, and any other person, party, or group with respect to
the acquisition, holding, voting, or disposition of the stock.
Item 9 Notice of Dissolution of Group:
Not Applicable
Item 10 Certification:
By signing below, the undersigned certify that, to the best of
the undersigned's knowledge and belief, the securities referred
to above were acquired in the ordinary course of business and
were not acquired for the purpose of and do not have the effect
of changing or influencing the control of the issuer of such
securities and were not acquired in connection with or as a
participant in any transaction having such purposes or effect.
Material to be Filed as Exhibits:
(a) The SPSP Plan document, Twenty-second Amendment, will be
filed as Exhibit 10(b) to the Company's Form 10-K for the
period ending December 31, 1999, and the ESOP Plan document,
Tenth Amendment, will be filed as Exhibit 10(c) to the
Company's Form 10-K for the period ending December 31, 1999.
Page 6 of 8 Pages
Signature
After reasonable inquiry and to the best of my knowledge and belief, I
certify that the information set forth in this Statement is true, complete,
and correct.
Date: February 11, 2000
KANSAS CITY LIFE INSURANCE COMPANY
SAVINGS AND PROFIT SHARING PLAN
/s/ John K. Koetting
John K. Koetting, Trustee
/s/ Robert C. Miller
Robert C. Miller, Trustee
/s/ Anne C. Moberg
Anne C. Moberg, Trustee
ATTENTION: INTENTIONAL MISSTATEMENTS OR
OMISSIONS OF FACT CONSTITUTE FEDERAL CRIMINAL
VIOLATIONS (See 18 U.S.C. 1001)
Page 7 of 8 Pages
Signature
After reasonable inquiry and to the best of my knowledge and belief, I
certify that the information set forth in this Statement is true, complete,
and correct.
Date: February 11, 2000
KANSAS CITY LIFE
EMPLOYEE STOCK PLAN
/s/ John K. Koetting
John K. Koetting, Trustee
/s/ Robert C. Miller
Robert C. Miller, Trustee
/s/ Anne C. Moberg
Anne C. Moberg, Trustee
ATTENTION: INTENTIONAL MISSTATEMENTS OR
OMISSIONS OF FACT CONSTITUTE FEDERAL CRIMINAL
VIOLATIONS (See 18 U.S.C. 1001)
Page 8 of 8 Pages
