<TABLE> <S> <C>

<PAGE>

<ARTICLE> 7
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
FINANCIAL STATEMENTS OF UNUMPROVIDENT CORPORATION FOR THE NINE MONTHS ENDED
SEPTEMBER 30, 2000 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               SEP-30-2000
<DEBT-HELD-FOR-SALE>                        22,061,700
<DEBT-CARRYING-VALUE>                          341,000
<DEBT-MARKET-VALUE>                            349,000
<EQUITIES>                                           0
<MORTGAGE>                                   1,158,000
<REAL-ESTATE>                                  162,000
<TOTAL-INVEST>                              26,378,600<F1>
<CASH>                                         100,400
<RECOVER-REINSURE>                                   0
<DEFERRED-ACQUISITION>                       2,352,900
<TOTAL-ASSETS>                              40,202,500
<POLICY-LOSSES>                             25,636,700<F2>
<UNEARNED-PREMIUMS>                                  0
<POLICY-OTHER>                               1,781,100
<POLICY-HOLDER-FUNDS>                        2,780,100
<NOTES-PAYABLE>                              2,187,800
                                0
                                          0
<COMMON>                                        24,100
<OTHER-SE>                                   5,152,600
<TOTAL-LIABILITY-AND-EQUITY>                40,202,500
                                   5,325,300
<INVESTMENT-INCOME>                          1,577,500
<INVESTMENT-GAINS>                            (12,400)
<OTHER-INCOME>                                 239,100
<BENEFITS>                                   4,767,300
<UNDERWRITING-AMORTIZATION>                    363,400
<UNDERWRITING-OTHER>                         1,364,300
<INCOME-PRETAX>                                634,500
<INCOME-TAX>                                   219,900
<INCOME-CONTINUING>                            414,600
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                   414,600
<EPS-BASIC>                                       1.72
<EPS-DILUTED>                                     1.72
<RESERVE-OPEN>                                       0
<PROVISION-CURRENT>                                  0
<PROVISION-PRIOR>                                    0
<PAYMENTS-CURRENT>                                   0
<PAYMENTS-PRIOR>                                     0
<RESERVE-CLOSE>                                      0
<CUMULATIVE-DEFICIENCY>                              0
<FN>
<F1>"Total-Invest" includes equity securities of $23,700:
<F2>"Policy-Losses" include reserves for future policy and contract benefits of
$25,304,100 and unearned premiums of $332,600:
</FN>


</TABLE>



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