ZURICH MONEY FUNDS
497J, 1998-12-04
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                                               Scudder Kemper Investments, Inc.
                                               Two International Place
                                               Boston, MA  02110
                                               December 4, 1998

Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, DC  20549


RE:  Zurich Money Funds (Reg. No. 2-51992) (811-2527) (the "Fund") Post
     Effective Amendment No. 45 to the Registration Statement on Form N-1A


Ladies and Gentlemen:

         Pursuant to Rule 497(j) under the Securities Act of 1933, as amended,
the Fund hereby certifies that the form of Prospectus and Statement of
Additional Information that would have been filed on behalf of the Fund pursuant
to Rule 497(c) upon the effectiveness of Post-Effective Amendment No. 45 to the
Fund's Registration Statement on Form N-1A (the "Amendment") does not differ
from that contained in the Amendment, which is the most recent amendment to such
Registration Statement and was filed electronically on November 30, 1998.

         Comments or questions concerning this certificate may be directed to
Robyn H. Reed at 617-295-2558.

                                                  Very truly yours,


                                                  Zurich Money Funds


                                         By:     /s/Caroline Pearson
                                                 --------------------
                                                  Caroline Pearson
                                                  Assistant Secretary





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