December 6, 1999
Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, DC 20549
RE: Zurich Money Market Fund, Zurich Government Money Market Fund and
Zurich Tax-Free Money Market Fund, each a series of Zurich Money Funds
(Reg. No. 2-51992) (811-2527) (the "Trust") Post Effective Amendment
No. 48 to Registration Statement on Form N-1A
Ladies and Gentlemen:
Pursuant to Rule 497(j) under the Securities Act of 1933, as amended,
the Trust hereby certifies that the form of Prospectus and Statement of
Additional Information that would have been filed on behalf of the Trust
pursuant to Rule 497(c) upon the effectiveness of Post-Effective Amendment No.
48 to the Trust's Registration Statement on Form N-1A (the "Amendment") does not
differ from that contained in the Amendment, which is the most recent amendment
to such Registration Statement and was filed electronically on November 24,
1999.
Comments or questions concerning this certificate may be directed to
Jeanne Carroll at 617/295-2592.
Very truly yours,
Zurich Money Fund
By: /s/Caroline Pearson
Caroline Pearson
Assistant Secretary
