SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 11-K
ANNUAL REPORT
Pursuant to Section 15(d) of the
Securities Exchange Act of 1934
For the fiscal year ended December 31, 1995
LINCOLN NATIONAL CORPORATION
EXECUTIVE DEFERRED COMPENSATION PLAN
FOR AGENTS
(full title of the Plan)
[Current Reg. No. 33-51415]
Lincoln National Corporation
200 East Berry Street
Fort Wayne, Indiana 46802
(name of Issuer and principal executive office)
REQUIRED INFORMATION
Because the Lincoln National Corporation Executive Deferred
Compensation Plan for Agents (formerly known as Lincoln National
Corporation Executive Savings and Profit-Sharing Plan for Agents)
is an unfunded plan, no plan financial statements or schedules are
maintained. Accordingly, no financial statements or schedules are
filed with this Annual Report.
SIGNATURE
THE PLAN. Pursuant to the requirements of the Securities Exchange Act
of 1934, the Administrator of the Plan has duly caused this annual
report to be signed on its behalf by the undersigned hereunto
duly authorized.
March 29, 1996 /S/ GEORGE E. DAVIS
__________________________________
George E. Davis, Administrator
LINCOLN NATIONAL CORPORATION
EXECUTIVE DEFERRED COMPENSATION
PLAN FOR AGENTS
