MARKET FACTS INC
SC 13G/A, 1998-02-12
ENGINEERING, ACCOUNTING, RESEARCH, MANAGEMENT
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       SECURITIES AND EXCHANGE COMMISSION
	  Washington, D.C.  20549

		       Schedule 13G
	       Under the Securities Exchange Act of 1934
		   (Amendment No.  3  )*

		     Market Facts Inc.
		     (Name of Issuer)

		       Common Stock
		   (Title of Class of Securities)

		       570559104
		       (CUSIP Number)
Check the following box if a fee is being paid with this statement (  ).
(A fee is not required only if the filing person: (1) has a previous
statement on file reporting beneficial ownership of more than five percent
of the class of securities described in Item 1; and (2) has filed no
amendment subsequent thereto reporting beneficial ownership of five
percent or less of such class.)  (See Rule 13d-7.)

*The remainder of this cover pages shall be filled out for a reporting
person's initial filing on this form with respect to the subject class
of securities, and for any subsequent amendment containing information
which would alter the disclosures provided in a prior cover page.

The information required in the remainder of this cover page shall not
be deemed to be "filed" for the purpose of Section 18 of the Securities
Exchange Act of 1934 ("Act") or otherwise subject to the liabilities of
the section of the Act but shall be subject to all other provisions of 
the Act (however, see the Notes).
	     (Continued on following page(s))
		  Page 1 of 7 Pages

				   Page 2 of 7 Pages
CUSIP No.  570559104
			  13G

1  NAME OF REPORTING PERSON 
   S. S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON

      Bankmont Financial Corp.
      51-0275712

2  CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*

                            				       (a) (  )
 See Exhibit 1                         (b) (  )

3  SEC USE ONLY


4  CITIZENSHIP OR PLACE OF ORGANIZATION
      A Delaware Corporation

NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH 

5  SOLE VOTING POWER        5,440

6  SHARED VOTING POWER      0

7  SOLE DISPOSITIVE POWER   5,440

8  SHARED DISPOSITIVE POWER  0

9  AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON

    5,440
 
10  CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES
    CERTAIN SHARES*


11  PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9       0.3%

12  TYPE OF REPORTING PERSON       HC

*SEE INSTRUCTION BEFORE FILLING OUT!


1(a)  NAME OF ISSUER:   Market Facts Inc.


1(b)  ADDRESS OF ISSUER'S PRINCIPAL EXECUTIVE OFFICES:

	  3040 West Salt Creek Lane
   Arlington Heights, IL  60005-1085

2(a)  NAME OF PERSON FILING:

      Bankmont Financial Corp.

2(b)  ADDRESS OF PRINCIPAL BUSINESS OFFICE OR RESIDENCE:

	     111 West Monroe Street
	     P. O. Box 755
	     Chicago, IL  60690

2(c)  PLACE OF ORGANIZATION OR CITIZENSHIP:   A Delaware Corporation

2(d)  TITLE OF CLASS OF SECURITIES:   Common stock

2(e)  CUSIP NUMBER:  570559104

3  If this statement is filed pursuant to Rules 13d-1(b), or 13d-2(b),
   check whether the person filing is a:

 (a) [  ] Broker or dealer registered under section 15 of the Act.
 (b) [X] Bank as defined in section 3(a)(6) of the Act.
 (c) [  ] Insurance company as defined in section 3(a)(19) of the Act.
 (d) [  ] Investment company registered under section 8 of the Investment
	 Company Act.
 (e) [  ] Investment adviser registered under section 203 of the
	 Investment Advisers Act of 1940.
 (f) [  ] Employee benefit plan, pension fund which is subject to the
	  provisions of the Employee Retirement Income Security Act of
	  1974 or endowment fund; see Sec.240.13d-1(b)(1)(ii)(F).
 (g) [X] Parent holding company,in accordance with Sec.240.13d-1(b)(ii)(G).
 (h) [  ] Group, in accordance with Sec.240.13d-1(b)(1)(ii)(H).


4 OWNERSHIP:

 (a)  Amount Beneficially Owned: 5,440
	     
 (b)  Percent of Class:  0.3%

 (c)  Number of Shares as to Which Such Person has:

     (i)  Sole power to vote or to direct the vote:  5,440

    (ii)  Shared power to vote or to direct the vote:   0

    (iii) Sole power to dispose or to direct the disposition of:  5,440

    (iv)  Shared power to dispose or to direct the disposition of:  0 

5  OWNERSHIP OF 5 PERCENT OR LESS OF A CLASS:  See Exhibit 2

6  OWNERSHIP OF MORE THAN 5 PERCENT ON BEHALF OF ANOTHER PERSON:
    Not Applicable
		 
7 IDENTIFICATION AND CLASSIFICATION OF THE SUBSIDIARY WHICH ACQUIRED
  THE SECURITY BEING REPORTED ON BY THE PARENT HOLDING COMPANY:

   Bankmont Financial Corp., a Parent Holding Company, filing under
   Rule 13d-1(b)(ii)(G) on behalf of the following subsidiaries:

   Harris Bankcorp, Inc., a Parent Holding Company
   111 West Monroe Street
   P. O. Box 755
   Chicago, IL  60690

   Harris Trust and Savings Bank, a Bank
   111 West Monroe Street
   P. O. Box 755
   Chicago, IL  60690

8  NOT APPLICABLE


9  NOT APPLICABLE


10  CERTIFICATION:

By signing below, the undersigned certifies that, to the best of
his knowledge and belief, the securities referred to above were
acquired in the ordinary course of business and not acquired for
the purpose of and do not have the effect of changing or influencing
the control of the issuer of such securities and were not acquired
in connection with or as a participant in any transaction having
such purpose or effect.


SIGNATURE:  After reasonable inquiry and to the best of his
knowledge and belief, the undersigned certifies that the
information set forth in this statement is true, complete
and correct.


Date:  February 12, 1998


BANKMONT FINANCIAL CORP.     



BY:  (Alan G. McNally) 
    Alan G. McNally
    President




		    SCHEDULE 13G
		    Exhibit 1


Bankmont Financial Corp., a wholly-owned subsidiary of Bank of Montreal,
owns Harris Bankcorp, Inc.  Harris Trust and Savings Bank is a
wholly-owned subsidiary of Harris Bankcorp, Inc.

Pursuant to Rule 13d(f)1(iii), Harris Bankcorp, Inc. and Harris Trust and
Savings Bank agree to this filing of Schedule 13G by Bankmont Financial
Corp.  This exhibit is submitted as proof of their agreement and
authorization for Bankmont Financial Corp. to file on their behalf.


Date:  February 12, 1998

HARRIS BANKCORP, INC.



BY:   (Thomas R. Sizer) 
      Thomas R. Sizer
      Secretary



HARRIS TRUST AND SAVINGS BANK



BY:  (Robert J. Fridell)
    Robert J. Fridell    
    Vice President      

				     Page 7 of 7 Pages


			    SCHEDULE 13G
			    Exhibit 2



Bankmont Financial Corp., its wholly-owned subsidiary Harris Bankcorp, Inc.
and its wholly-owned subsidiary Harris Trust and Savings Bank as Trustee,
no longer hold beneficial ownership of the Common Shares which had
previously been held by the Harris Trust and Savings Bank as Trustee of
the Market Facts, Inc. Profit Sharing and Retirement Plan or the Market
Facts, Inc. ESOP.





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