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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: September 30, 1999
Check here if Amendment [ ]; Amendment Number:
This Amendment (Check only one.): [ ] is a restatement.
[ ] adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: Massachusetts Fiduciary Advisors, Inc.
Address: One Liberty Square, Boston, MA 02109
13F File Number: 28-3056
The institutional investment manager filing this report and the person by whom
it is signed hereby represent that the person signing the report is authorized
to submit it, that all information contained herein is true, correct and
comlete, and that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of this form.
Person Signing this report on Behalf of Reporting Manager:
Name: Richard F. Cook, Jr.
Title: Senior Vice President
Phone: 617-350-0202
Signature, Place, and Date of Signing:
Richard F. Cook, Jr. Boston, Massachusetts November 12, 1999
Report Type (Check only one.):
[X] 13F HOLDINGS REPORT.
[ ] 13F NOTICE.
[ ] 13F COMBINATION REPORT.
List of Other Managers Reporting for this Manager:
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934.
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FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 27
Form 13F Information Table Value Total: $99,631,285
List of Other Included Managers:
NONE
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MASSACHUSETTS FIDUCIARY ADVISORS, INC. FORM 13F - PAGE 1
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ITEM 6 ITEM 8
ITEM 4 INVESTMENT DISCRETION VOTING AUTHORITY
ITEM 2 FAIR MARKET ITEM 5 (C) ITEM (SHARES)
ITEM 1 TITLE OF ITEM 3 VALUE SHARES/ (A) (B) SHARED 7
NAME OF ISSUER CLASS CUSIP (X1000) PRN AMT SOLE SHARED (OTHER) MGRS SOLE SHARED NONE
- ------------------------------ -------- --------- ----------- ------- --------- -------- ------- ---- ------- ------ ------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
ALFA CORP COM 015385107 1,137,500 70,000 X X
AMERICAN GENERAL CORP COM 026351106 3,795,000 60,000 X X
AON CORP COM 037389103 3,325,781 112,500 X X
BERKSHIRE HATHAWAY INC DEL CLA 084670108 4,785,000 87 X X
BROWN & BROWN INC COM 115236101 2,743,125 82,500 X X
CAPITAL RE CORP COM 140432105 300,000 30,000 X X
CHOICEPOINT INC COM 170388102 673,750 10,000 X X
CHUBB CORP COM 171232101 3,064,344 61,750 X X
CINCINNATI FINL CORP COM 172062101 4,503,750 120,000 X X
ELDORADO BANCSHARES INC COM 28467w106 256,875 30,000 X X
EQUIFAX INC COM 294429105 1,406,250 50,000 X X
GALLAGHER ARTHUR J & CO COM 363576109 2,662,500 50,000 X X
HCC INS HLDGS INC COM 404132102 1,681,250 100,000 X X
HORACE MANN EDUCATORS CORP COM 440327104 3,613,750 140,000 X X
MARKEL CORP COM 570535104 4,260,263 23,400 X X
MARSH & MCLENNAN COS INC COM 571748102 5,480,000 80,000 X X
MBIA INC COM 55262C100 3,263,750 70,000 X X
MERCURY GENL CORP COM 589400100 4,134,375 150,000 X X
PENN-AMER GROUP INC COM 707247102 734,063 87,000 X X
PRESIDENTIAL LIFE CORP COM 740884101 856,250 50,000 X X
PROGRESSIVE CORP OHIO COM 743315103 5,309,688 65,000 X X
SAFECO CORP COM 786429100 1,960,000 70,000 X X
ST PAUL COS INC COM 792860108 5,430,385 197,469 X X
TERRA NOVA BERMUDA HLDGS LTD CLA G87615103 26,307,110 823,706 X X
TRENWICK GROUP INC COM 895290104 1,242,188 75,000 X X
UNITED ASSET MGMT CORP COM 909420101 481,250 25,000 X X
UNUMPROVIDENT CORP COM 91529Y106 6,223,088 211,400 X X
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PAGE TOTAL 99,631,285
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