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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter ended: December 31, 1999
Check here if Amendment [ ]; Amendment Number:
This Amendment (Check only one.): [ ] is a restatement.
[ ] adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: Massachusetts Fiduciary Advisors, Inc.
Address: One Liberty Square, Boston, MA, 02109
13F File Number: 28-3056
The institutional investment manager filing this report and the person by whom
it is signed hereby represent that the person signing the report is authorized
to submit it, that all information contained herein is true, correct and
complete, and that it is understood that all required items, statements,
schedules, lists and tables are considered integral parts of this form.
Person Signing this report on Behalf of Reporting Manager:
Name: Richard F. Cook, Jr.
Title: Senior Vice President
Phone: 617-350-0202
Signature, Place, and Date of Signing:
Richard F. Cook, Jr. Boston, Massachusetts February 10, 2000
Report Type (Check only one.):
[X] 13F HOLDINGS REPORT.
[ ] 13F NOTICE.
[ ] 13F COMBINATION REPORT.
List of Other Managers Reporting for this Manager:
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934.
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FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 24
Form 13F Information Table Value Total: 88,030,553
List of Other Included Managers:
NONE
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MASSACHUSETTS FIDUCIARY ADVISORS, INC. FORM 13F - PAGE 1
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ITEM 4 ITEM 6 ITEM 8
FAIR INVESTMENT DISCRETION VOTING AUTHORITY
ITEM 2 MARKET ITEM 5 (C) ITEM (SHARES)
ITEM 1 TITLE OF ITEM 3 VALUE SHARES/ (A) (B) SHARED 7
NAME OF ISSUER CLASS CUSIP (X1000) PRN AMT SOLE SHARED (OTHER) MGRS SOLE SHARED NONE
- ------------------------------ -------- --------- ----------- ------- ------ -------- ------- ---- ------- ------ ------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
ALFA CORP COM 015385107 1,141,875 70,000 X X
AMERICAN GENERAL CORP COM 026351106 4,552,500 60,000 X X
AON CORP COM 037389103 4,000,000 100,000 X X
BERKSHIRE HATHAWAY INC DEL CLA 084670108 3,197,700 57 X X
BROWN & BROWN INC COM 115236101 3,160,781 82,500 X X
CHUBB CORP COM 171232101 1,407,813 25,000 X X
CINCINNATI FINL CORP COM 172062101 2,495,000 80,000 X X
ELDORADO BANCSHARES INC COM 28467w106 322,500 30,000 X X
EQUIFAX INC COM 294429105 942,500 40,000 X X
GALLAGHER ARTHUR J & CO COM 363576109 3,237,500 50,000 X X
HCC INS HLDGS INC COM 404132102 1,318,750 100,000 X X
HORACE MANN EDUCATORS CORP COM 440327104 2,551,250 130,000 X X
LIGHTBRIDGE INC COM 532226107 206,321 7,435 X X
MARKEL CORP COM 570535104 3,627,000 23,400 X X
MARSH & MCLENNAN COS INC COM 571748102 5,741,250 60,000 X X
MBIA INC COM 55262C100 3,696,875 70,000 X X
MERCURY GENL CORP COM 589400100 3,560,000 160,000 X X
PENN-AMER GROUP INC COM 707247102 775,000 100,000 X X
PROGRESSIVE CORP OHIO COM 743315103 5,118,750 70,000 X X
SAFECO CORP COM 786429100 1,741,250 70,000 X X
ST PAUL COS INC COM 792860108 5,053,125 150,000 X X
TERRA NOVA BERMUDA HLDGS LTD CLA G87615103 22,500,000 750,000 X X
TRENWICK GROUP INC COM 895290104 1,270,313 75,000 X X
UNUMPROVIDENT CORP COM 91529Y106 6,412,500 200,000 X X
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PAGE TOTAL 88,030,553
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