ANCHOR NATIONAL LIFE INSURANCE COMPANY
VARIABLE SEPARATE ACCOUNT
________________________________________________
SUPPLEMENT TO THE PROSPECTUS DATED MAY 14, 1997
Nursing Home Waiver
If you are confined to a nursing home for 60 days or longer, we may waive the
withdrawal charge and/or market value adjustment on certain withdrawals prior
to the Annuity Date (not available in Texas). The waiver applies only to
withdrawals made while you are in a nursing home or within 90 days after you
leave the nursing home.
This waiver may not be used during the first 90 days after you purchase your
contract. In addition, the confinement period for which you seek the waiver
must begin after you purchase your contract.
Date: May 23, 1997
Please keep this supplement with your prospectus
