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ANCHOR NATIONAL LIFE INSURANCE COMPANY
VARIABLE SEPARATE ACCOUNT
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SUPPLEMENT TO THE POLARIS(II) PROSPECTUS DATED JANUARY 29, 1999
The footnote to the EXAMPLES on page 4 of the Prospectus has been replaced with
the following sentence:
We do not currently charge a surrender charge upon annuitization unless
the contract is annuitized under the Income Protector program. We will
assess any applicable surrender charge upon annuitizations effected
using the Income Protector program as if you had fully surrendered your
contract.
The second full paragraph on page 8 of the Prospectus, has been replaced with
the following paragraph:
Anchor National does not assess a MVA against withdrawals under the
following circumstances:
o To pay a death benefit;
o If made within 30 days after the end of a guarantee period;
o If made to pay contract fees and charges.
Date: February 1, 1999
Please keep this Supplement with your Prospectus
