<PAGE>
CONSENT OF INDEPENDENT ACCOUNTANTS
We hereby consent to the incorporation by reference in the Prospectuses
constituting part of this Registration Statement on Form S-3 of our report dated
January 31, 2000 appearing on page F-2 of Anchor National Life Insurance
Company's Annual Report on Form 10-K for the year ended December 31, 1999. We
consent to the incorporation by reference in the Variable Annuity Account Five
(Portion Relating to the Seasons Variable Annuity) Prospectus of our report
dated June 19, 2000 relating to the financial statements of Variable Annuity
Account Five (Portion Relating to the Seasons Variable Annuity). We also consent
to the reference to us under the heading "Independent Accountants" in such
Prospectuses.
PricewaterhouseCoopers LLP
Woodland Hills, California
December 19, 2000
