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EXHIBIT 5
ANCHOR NATIONAL
LIFE INSURANCE COMPANY
1 SunAmerica Center
Century City
Los Angeles CA 90067-6022
310.772.6000
Mailing Address
P.O. Box 54197 [LOGO] ANCHOR NATIONAL
Los Angeles CA 90054-0197 A SunAmerica Company
VIA EDGAR
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June 14, 2000
Anchor National Life Insurance Company
1 SunAmerica Center
Los Angeles, CA 90067
Ladies and Gentlemen:
Referring to the Registration Statement on Form S-3 filed June 14, 2000 (the
"Registration Statement") by Anchor National Life Insurance Company ("Anchor
National") with the Securities and Exchange Commission, under the Securities
Act of 1933, as amended, I am of the opinion that:
1) Anchor National is a duly organized and existing stock life
insurance company under the laws of the State of Arizona; and
2) the annuity contracts being registered by the Registration
Statement will, upon sale thereof, be legally issued, fully paid
and nonassessable, and, to the extent that they are construed to
constitute debt securities, will be binding obligations of Anchor
National, except as enforceability may be limited by bankruptcy,
insolvency, reorganization or similar laws affecting the rights
of creditors generally.
I am licensed to practice law only in the State of California, and the
foregoing opinions are limited to the laws of the State of California, the
general corporate law of the State of Arizona and federal law. I hereby consent
to the filing of this opinion with the Securities and Exchange Commission in
connection with the Registration Statement.
I further consent to the incorporation by reference of this opinion with respect
to future filings under Rule 462(b) of the Securities Act of 1933 for the sole
purpose of registering additional securities.
Very truly yours,
/s/ CHRISTINE A. NIXON
Christine A. Nixon
