MELLON FINANCIAL CORP
10-Q, EX-27.1, 2000-11-09
NATIONAL COMMERCIAL BANKS
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<TABLE> <S> <C>

<ARTICLE> 9
<CIK> 0000064782
<NAME> MELLON FINANCIAL CORPORATION (FORMERLY MELLON BANK CORP.)
<MULTIPLIER> 1,000,000
<CURRENCY> U.S. DOLLARS

<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               SEP-30-2000
<EXCHANGE-RATE>                                      1
<CASH>                                           2,888
<INT-BEARING-DEPOSITS>                             854
<FED-FUNDS-SOLD>                                   258
<TRADING-ASSETS>                                   371
<INVESTMENTS-HELD-FOR-SALE>                      5,323
<INVESTMENTS-CARRYING>                           1,063
<INVESTMENTS-MARKET>                             1,058
<LOANS>                                         27,421
<ALLOWANCE>                                        400
<TOTAL-ASSETS>                                  45,337
<DEPOSITS>                                      31,745
<SHORT-TERM>                                     2,306
<LIABILITIES-OTHER>                              2,732
<LONG-TERM>                                      3,531
                              991<F1>
                                          0
<COMMON>                                           294
<OTHER-SE>                                       3,738
<TOTAL-LIABILITIES-AND-EQUITY>                  45,337<F1>
<INTEREST-LOAN>                                  1,703
<INTEREST-INVEST>                                  310
<INTEREST-OTHER>                                    87
<INTEREST-TOTAL>                                 2,113
<INTEREST-DEPOSIT>                                 727
<INTEREST-EXPENSE>                               1,058
<INTEREST-INCOME-NET>                            1,055
<LOAN-LOSSES>                                       30
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  2,186
<INCOME-PRETAX>                                  1,183
<INCOME-PRE-EXTRAORDINARY>                         752
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       752
<EPS-BASIC>                                       1.53
<EPS-DILUTED>                                     1.51
<YIELD-ACTUAL>                                    3.83
<LOANS-NON>                                        204
<LOANS-PAST>                                       109
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                     34
<ALLOWANCE-OPEN>                                   403
<CHARGE-OFFS>                                       54
<RECOVERIES>                                        21
<ALLOWANCE-CLOSE>                                  400
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0

<FN>
<F1>Includes $991 million of guaranteed preferred beneficial interests in
the Corporation's junior subordinated deferrable interest debentures.
</FN>

</TABLE>


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