<PAGE>
File No. 33-38879
Rule 424(b)(3)
PROSPECTUS SUPPLEMENT
(To Prospectus dated August 27, 1993)
(To Prospectus Supplement dated September 9, 1993)
No.: 1095
Dated: 01/07/94
MERRILL LYNCH & CO., INC.
Medium-Term Notes
Base Rate: ___Commercial Paper Index Rate
_x_Federal Funds Rate
___LIBOR
___Treasury Index Rate
___Prime Rate
___Fixed Rate
Maturity Date: 01/12/95
Redemption Date: N/A
Optional Repayment Dates: N/A
Spread: +0.20% (plus twenty basis points)
Spread Multiplier: N/A
Maximum Interest Rate: N/A
Minimum Interest Rate: N/A
Interest Reset Dates: Daily, using the H.15 corresponding to the immediately
preceding Business Day
Interest Payment Dates: 04/12/94, 07/12/94, 10/12/94, & 1/12/95.
Initial Interest Rate: To be determined 1/12/94.
Index Maturity: N/A
Form: Book-entry