COUNTRYWIDE INVESTMENT TRUST
497J, 1999-08-11
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                                  Countrywide
                               -----------------
                                  Investments, Inc.





August 11, 1999

Securities and Exchange Commission
Public Filing Desk
Judiciary Plaza
450 Fifth Street, NW
Washington, DC 20549

Re:  Countrywide Investment Trust
     File Nos. 2-72101 and 811-3174

Ladies and Gentlemen:

Pursuant  to Rule  497(j)  under the  Securities  Act of 1933,  the  undersigned
certifies  that  (i) the  form  of  Prospectuses  and  Statement  of  Additional
Information that would have been filed under paragraph (c) of Rule 497 would not
have differed from that  contained in the most recent  amendment to  Countrywide
Investment Trust's registration  statement on Form N-1A and (ii) the text of the
most  recent  amendment   (Post-Effective  Amendment  No.  69)  has  been  filed
electronically.

Very truly yours,

/s/ Elizabeth Santen

Elizabeth Santen
Assistant Secretary

312 Walnut Street . Cincinnati, Ohio 45202 . 513.629.2000 . 800.543.8721



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