UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
SCHEDULE 13G
Under the Securities Exchange Act of 1934
(Amendment No. *)
MOBILE AMERICA CORPORATION
- --------------------------------------------------------------------------------
(Name of Issuer)
Common Stock, par value $0.025
- --------------------------------------------------------------------------------
(Title of Class of Securities)
607235504
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(CUSIP Number)
June 16, 1999
- --------------------------------------------------------------------------------
(Date of Event Which Requires Filing of this Statement)
Check the appropriate box to designate the rule pursuant to which this Schedule
is filed:
|_| Rule 13d-1(b)
|X| Rule 13d-1(c)
|_| Rule 13d-1(d)
* The remainder of this cover page shall be filled out for a reporting person's
initial filing on this form with respect to the subject class of securities, and
for any subsequent amendment containing information which would alter
disclosures provided in a prior cover page.
The information required on the remainder of this cover page shall not be deemed
to be "filed" for the purpose of Section 18 of the Securities Exchange Act of
1934 ("Act") or otherwise subject to the liabilities of that section of the Act
but shall be subject to all other provisions of the Act (however, see the
Notes).
(Continued on following page(s))
Page 1 of 5 pages
<PAGE>
- ------------------------------------------------------
CUSIP No. 607235504
- ------------------------------------------------------
================================================================================
1 NAME OF REPORTING PERSONS
I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY)
Robert Thomas, III
================================================================================
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (SEE INSTRUCTIONS)
(a) [ ]
(b) [ ]
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3 SEC USE ONLY
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4 CITIZENSHIP OR PLACE OF ORGANIZATION
United States
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5 SOLE VOTING POWER
NUMBER OF 63,739
SHARES =====================================================
BENEFICIALLY 6 SHARED VOTING POWER
OWNED BY 56,285
EACH =====================================================
REPORTING 7 SOLE DISPOSITIVE POWER
PERSON 63,739*
WITH =====================================================
8 SHARED DISPOSITIVE POWER
396,170*
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9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
459,909
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10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES
(SEE INSTRUCTIONS) [ ]
================================================================================
11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9
6.3%
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12 TYPE OF REPORTING PERSON (SEE INSTRUCTIONS)
IN
================================================================================
* Reporting Person Disclaims Beneficial Ownership pursuant to SEC Rule 13d-4.
<PAGE>
- ------------------------------------------------------
CUSIP No. 607235504
- ------------------------------------------------------
Item 1(a). Name of Issuer:
---------
Mobile America Corporation
Item 1(b). Address of Issuer's Principal Executive Offices:
---------
10457 Fortune Parkway, Suite 110
Jacksonville, Florida
Item 2(a). Name of Person Filing:
---------
Robert Thomas, III
Item 2(b). Address of Principal Business Office or, if none,
--------- Residence:
P.O. Box 635
Thomasville, Georgia
Item 2(c). Citizenship:
---------
United States
Item 2(d). Title of Class of Securities:
---------
Common Stock, par value $0.025
Item 2(e). CUSIP Number:
---------
6072135504
Item 3. If this statement is filed pursuant to Rules
13d-1(b), or 13d-2(b) or (c), check whether the
person filing is a:
Not Applicable
Item 4. Ownership (as of July 1, 1999)
-------
(a) Amount Beneficially Owned: 459,909(1)(2)(3)
(b) Percent of Class: 6.3%
<PAGE>
- ------------------------------------------------------
CUSIP No. 607235504
- ------------------------------------------------------
(c) Number of shares as to which such person has:
(i) sole power to vote or to direct the vote:
63,739(1)
(ii) shared power to vote or to direct the
vote:
56,285(2)
(iii) sole power to dispose or to direct the
disposition of:
63,739(1)
(iv) shared power to dispose or to direct the
disposition of:
396,170(2)(3)
(1) Includes (i) 36,489 shares held by the Report-
ing Person and (ii) immediately exercisable
options to acquire 27,250 shares held by the
Reporting Person.
(2) Includes (i) 15,075 shares held by the Report-
ing Person's wife and (ii) 41,210 shares held
by a community foundation for which the Report-
ing Person serves as a member of the Board of
Directors and Investment Committee.
(3) Includes 339,885 shares held by a family
limited partnership for which the Reporting
Person serves as a financial advisor.
Item 5. Ownership of Five Percent or Less of a Class.
------
Not Applicable
Item 6. Ownership of More than Five Percent on Behalf of
------ Another Person.
Not Applicable
Item 7. Identification and Classification of the Subsidiary
------ Which Acquired the Security Being Reported on By the
Parent Holding Company.
Not Applicable
Item 8. Identification and Classification of Members of the
------ Group.
Not Applicable
Item 9. Notice of Dissolution of Group.
-------
Not Applicable
Item 10. Certification.
-------
By signing below, I hereby certify that, to the best
of my knowledge and belief, the securities referred
to above were not acquired and are not held for the
purpose of or with the effect of changing or
influencing the control of the issuer of the
securities and were not acquired and are not held in
connection with or as a participant in any
transaction having that purpose or effect.
<PAGE>
SIGNATURE
After reasonable inquiry and to the best of my
knowledge and belief, I certify that the information set forth in this
statement is true, complete and correct.
July 16, 1999
Date
/s/ Robert Thomas, III
----------------------------------
Robert Thomas, III
