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CONSENT OF INDEPENDENT ACCOUNTANTS
We hereby consent to the use in this Registration Statement on Form N-4
(Registration No. 333-72259) of our report dated February 10, 2000, except for
Note 18(b) as to which the date is March 27, 2000 and Note 23(c), as to which
the date is March 8, 2000, relating to the consolidated financial statements of
MONY Life Insurance Company, which appear in such Registration Statement. We
also consent to the reference to us under the heading "Independent Accountants"
in such Registration Statement.
PricewaterhouseCoopers LLP
New York, New York
June 9, 2000
