<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE CURRENT
REPORT ON FORM 10-Q FOR THE NINE MONTHS ENDED SEPTEMBER 30, 2000 AND IS
QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS AND
DISCLOSURES.
</LEGEND>
<MULTIPLIER> 1,000,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 881
<INT-BEARING-DEPOSITS> 5,156
<FED-FUNDS-SOLD> 43,788<F1>
<TRADING-ASSETS> 140,428
<INVESTMENTS-HELD-FOR-SALE> 5,050
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 26,987
<ALLOWANCE> 258
<TOTAL-ASSETS> 281,681
<DEPOSITS> 40,184
<SHORT-TERM> 108,204<F2>
<LIABILITIES-OTHER> 99,854<F3>
<LONG-TERM> 21,477
0
694
<COMMON> 502
<OTHER-SE> 10,766
<TOTAL-LIABILITIES-AND-EQUITY> 281,681
<INTEREST-LOAN> 1,447
<INTEREST-INVEST> 447
<INTEREST-OTHER> 7,735
<INTEREST-TOTAL> 9,629
<INTEREST-DEPOSIT> 1,614
<INTEREST-EXPENSE> 8,447
<INTEREST-INCOME-NET> 1,182
<LOAN-LOSSES> (11)
<SECURITIES-GAINS> 284<F4>
<EXPENSE-OTHER> 5,124<F5>
<INCOME-PRETAX> 2,513
<INCOME-PRE-EXTRAORDINARY> 1,684
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,684
<EPS-BASIC> 9.64
<EPS-DILUTED> 9.05
<YIELD-ACTUAL> .85
<LOANS-NON> 128
<LOANS-PAST> 64
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 406<F6>
<CHARGE-OFFS> (24)<F6>
<RECOVERIES> 12<F6>
<ALLOWANCE-CLOSE> 392<F6>
<ALLOWANCE-DOMESTIC> 8<F6>
<ALLOWANCE-FOREIGN> 69<F6>
<ALLOWANCE-UNALLOCATED> 315<F6>
<FN>
<F1>Includes securities purchased under agreements to resell and / or federal
funds sold.
<F2>Includes securities sold under agreements to repurchase and federal funds
purchased, commercial paper, and other liabilities for borrowed money.
<F3>Includes trading account liabilities, accounts payable and accrued expenses,
other liabilities, and company-obligated mandatorily redeemable preferred
securities of subsidiaries.
<F4>Includes gain and losses on debt and equity investment securities,
other-than-temporary impairments or write-downs in value, and related dividend
income.
<F5>Includes employee compensation and benefits, net occupancy, technology and
communications, and other expenses.
<F6>Amounts relate to the firm's allowance for loan losses and allowance for credit
losses on lending commitments, such as commitments, standby letter of credit,
and guarantees. The unallocated allowance represents the expected loss
components of our allowances for credit losses. The allocated amounts represent
our allowances to specific counterparties determined in accordance with SFAS
No. 114 and SFAS No. 5, for loans and off-balance-sheet credit instruments,
respectively.
</FN>
</TABLE>
