MSB FUND INC
NSAR-A, EX-27, 2000-08-28
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<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000068693
<NAME> M.S.B. FUND, INC.
<SERIES>
   <NUMBER> 010
   <NAME> M.S.B. FUND

<S>
<PERIOD-TYPE>                                                            6-mos
<FISCAL-YEAR-END>                                                  Dec-31-2000
<PERIOD-START>                                                     Jan-01-2000
<PERIOD-END>                                                       Jun-30-2000
<INVESTMENTS-AT-COST>                                                 41507918
<INVESTMENTS-AT-VALUE>                                                60848563
<RECEIVABLES>                                                            28817
<ASSETS-OTHER>                                                           33485
<OTHER-ITEMS-ASSETS>                                                         0
<TOTAL-ASSETS>                                                        60910865
<PAYABLE-FOR-SECURITIES>                                                     0
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<TOTAL-LIABILITIES>                                                      49075
<SENIOR-EQUITY>                                                              0
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<SHARES-COMMON-STOCK>                                                  2990810
<SHARES-COMMON-PRIOR>                                                  3207999
<ACCUMULATED-NII-CURRENT>                                                    0
<OVERDISTRIBUTION-NII>                                                   10515
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<OVERDISTRIBUTION-GAINS>                                                     0
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<NET-ASSETS>                                                          60861790
<DIVIDEND-INCOME>                                                       347859
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<NET-INVESTMENT-INCOME>                                                (10515)
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<APPREC-INCREASE-CURRENT>                                            (6273470)
<NET-CHANGE-FROM-OPS>                                                  2485711
<EQUALIZATION>                                                               0
<DISTRIBUTIONS-OF-INCOME>                                                    0
<DISTRIBUTIONS-OF-GAINS>                                                     0
<DISTRIBUTIONS-OTHER>                                                        0
<NUMBER-OF-SHARES-SOLD>                                                  80019
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<SHARES-REINVESTED>                                                      (581)
<NET-CHANGE-IN-ASSETS>                                               (6793097)
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<GROSS-ADVISORY-FEES>                                                   228196
<INTEREST-EXPENSE>                                                           0
<GROSS-EXPENSE>                                                         413187
<AVERAGE-NET-ASSETS>                                                  61186745
<PER-SHARE-NAV-BEGIN>                                                    21.09
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<PER-SHARE-NAV-END>                                                      20.35
<EXPENSE-RATIO>                                                           1.32




</TABLE>


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