NATIONAL BANCSHARES CORP OF TEXAS
10-Q, EX-27.1, 2000-08-14
NATIONAL COMMERCIAL BANKS
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<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               JUN-30-2000
<CASH>                                          17,856
<INT-BEARING-DEPOSITS>                           3,630
<FED-FUNDS-SOLD>                                44,998
<TRADING-ASSETS>                                     0
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<INVESTMENTS-CARRYING>                           2,040
<INVESTMENTS-MARKET>                             2,071
<LOANS>                                        245,650
<ALLOWANCE>                                      3,172
<TOTAL-ASSETS>                                 569,098
<DEPOSITS>                                     509,527
<SHORT-TERM>                                     1,236
<LIABILITIES-OTHER>                              2,966
<LONG-TERM>                                      3,693
                                0
                                          0
<COMMON>                                             5
<OTHER-SE>                                      51,676
<TOTAL-LIABILITIES-AND-EQUITY>                 569,098
<INTEREST-LOAN>                                 11,287
<INTEREST-INVEST>                                6,861
<INTEREST-OTHER>                                 1,086
<INTEREST-TOTAL>                                19,234
<INTEREST-DEPOSIT>                               8,696
<INTEREST-EXPENSE>                                 258
<INTEREST-INCOME-NET>                           10,280
<LOAN-LOSSES>                                      328
<SECURITIES-GAINS>                                 526
<EXPENSE-OTHER>                                  9,159
<INCOME-PRETAX>                                  3,618
<INCOME-PRE-EXTRAORDINARY>                       3,618
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     2,302
<EPS-BASIC>                                       0.56
<EPS-DILUTED>                                     0.55
<YIELD-ACTUAL>                                    7.68
<LOANS-NON>                                      1,763
<LOANS-PAST>                                       604
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                  5,385
<ALLOWANCE-OPEN>                                 2,841
<CHARGE-OFFS>                                      113
<RECOVERIES>                                       116
<ALLOWANCE-CLOSE>                                3,172
<ALLOWANCE-DOMESTIC>                             3,172
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          2,882


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