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SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
______________________
SCHEDULE 13G
Under the Securities Exchange Act of 1934
(Amendment No. 14)
National City Bancorporation
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(Name of Issuer)
Common Stock, $1.25 par value
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(Title of Class of Securities)
635312-10-1
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(CUSIP Number)
Check the following box if a fee is being paid with this statement [ ].
(A fee is not required only if the filing person: (1) has a previous
statement on file reporting beneficial ownership of more than five percent of
the class of securities described in Item 1; and (2) has filed no amendment
subsequent thereto reporting beneficial ownership of five percent or less of
such class.) (See Rule 13d-7.)
The information required in the remainder of this cover page shall not be
deemed to be "filed" for the purpose of Section 18 of the Securities Exchange
Act of 1934 ("Act") or otherwise subject to the liabilities of that section of
the Act but shall be subject to all other provisions of the Act.
(Continued on following page(s))
Page 1 of 5 Pages
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13G(Individuals - continued) Page 2 of 5
CUSIP No. 635312-10-1
1. Name of Reporting Person and I.R.S. Identification No.:
Lowell W. Andreas
SSN ####-##-####
2. Member of a Group: (a) ________ (b) ________
3. SEC USE ONLY:
4. Citizenship or Place of Organization: United States
5. Sole Voting Power: 289,678
6. Shared Voting Power: 414,340
7. Sole Dispositive Power: 289,678
8. Shared Dispositive Power: 414,340
9. Aggregate Amount Beneficially Owned by each Reporting Person: 704,018
10. Check Box if the Aggregate Amount in Row 9 excludes Certain Shares: / /
11. Percent of Class Represented by Amount in Row 9: 9.5%
12. Type of Reporting Person: IN
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13G(Individuals - continued) Page 3 of 5
Item 1(a)
and (b) NAME AND ADDRESS OF ISSUER:
National City Bancorporation
651 Nicollet Mall
Minneapolis, Minnesota 55402
Item 2(a) NAME OF PERSON FILING:
Lowell W. Andreas
Item 2(b) ADDRESS OF PRINCIPAL BUSINESS OFFICE OR, IF NONE, RESIDENCE:
National City Bancorporation
651 Nicollet Mall
Minneapolis, Minnesota 55402
Item 2(c) CITIZENSHIP:
USA
Item 2(d) TITLE OF CLASS OF SECURITIES:
Common Stock, $1.25 par value
Item 2(e) CUSIP NUMBER:
635312-10-1
Item 3 THIS STATEMENT IS NOT FILED PURSUANT TO RULES 13d-1(b) OR 13d-2(b).
Item 4(a) AMOUNT BENEFICIALLY OWNED:
704,018 shares at December 31, 1996 (including the right to acquire
-- shares). See schedule of disclaimed ownership attached as
Exhibit A.
Item 4(b) PERCENT OF CLASS:
9.5 percent pursuant to Rule 13d-3(c).
Item 4(c) NUMBER OF SHARES AS TO WHICH SUCH PERSON HAS
(1) Sole power to vote or to direct the vote 289,678
(2) Shared power to vote or to direct the vote 414,340
(3) Sole power to dispose or to direct the disposition of 289,678
(4) Shared power to dispose or to direct the disposition of 414,340
Item 5 OWNERSHIP OF FIVE PERCENT OR LESS OF A CLASS.
Not Applicable
Item 6 OWNERSHIP OF MORE THAN FIVE PERCENT ON BEHALF OF ANOTHER PERSON.
439,505 of the shares reported in Item 4(a) are held by L.W.
Andreas as sole or co-trustee of trusts for the benefit of members
of his family.
Item 7 IDENTIFICATION AND CLASSIFICATION OF THE SUBSIDIARY WHICH ACQUIRED
THE SECURITY BEING REPORTED ON BY THE PARENT HOLDING COMPANY.
Not Applicable
Item 8 IDENTIFICATION AND CLASSIFICATION OF MEMBERS OF THE GROUP.
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13G(Individuals - continued) Page 4 of 5
Not Applicable
Item 9 NOTICE OF DISSOLUTION OF GROUP.
Not Applicable
Item 10 CERTIFICATION.
Not Applicable
SIGNATURE
After reasonable inquiry and to the best of my knowledge and belief, I certify
that the information set forth in this statement is true, complete and correct.
Date: February 3, 1997. s/ David L. Andreas
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David L. Andreas, as
attorney-in-fact for Lowell W.
Andreas pursuant to Power of
Attorney (See Exhibit B to
Amendment No. 10 to Schedule 13G)
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13G(Individuals - continued) Page 5 of 5
EXHIBIT A
To Form 13G (Individual)
The filing of this report shall not be construed as an admission by the
person identified in Item 2(a) that, for the purpose of Section 13(d) or 13(g)
of the Securities Exchange Act, he is the "beneficial owner" of any equity
securities listed below; and such person expressly disclaims that he is part of
a "group."
Record Owner's Relationship Reporting Person's Number
to Reporting Person Type of Ownership of Shares
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Reporting Person Indirect (1) 439,505
(1) As sole or co-trustee of trusts for family members.
