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SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
______________________
SCHEDULE 13G
(Rule 13d-102)
INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT
TO RULES 13d-1(b)(c), AND (d) AND AMENDMENTS THERETO FILED
PURSUANT TO RULE 13d-2(b)
(Amendment No. 16)
National City Bancorporation
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(Name of Issuer)
Common Stock, $1.25 par value
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(Title of Class of Securities)
635312-10-1
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(CUSIP Number)
December 31, 1998
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(Date of Event Which Requires Filing of this Statement)
Check the appropriate box to designate the rule pursuant to which this Schedule
is filed:
Rule 13d-1(b)
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X Rule 13d-1(c)
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Rule 13d-1(d)
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(1) The remainder of this cover page shall be filled out for a
reporting person's initial filing on this form with respect to the subject class
of securities, and for any subsequent amendment containing information which
would alter the disclosures provided in a prior cover page.
The information required in the remainder of this cover page shall not be
deemed to be "filed" for the purpose of Section 18 of the Securities Exchange
Act of 1934 ("Act") or otherwise subject to the liabilities of that section of
the Act but shall be subject to all other provisions of the Act.
Page 1 of 5 Pages
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13G(Individuals - continued) Page 2 of 5
CUSIP No. 635312-10-1
1. Name of Reporting Person and I.R.S. Identification No.:
Lowell W. Andreas
2. Member of a Group: (a) ________ (b) ________
3. SEC USE ONLY:
4. Citizenship or Place of Organization: United States
5. Sole Voting Power: 350,509
6. Shared Voting Power: 501,349
7. Sole Dispositive Power: 350,509
8. Shared Dispositive Power: 501,349
9. Aggregate Amount Beneficially Owned by each Reporting Person: 851,858
10. Check Box if the Aggregate Amount in Row 9 excludes Certain Shares: / /
11. Percent of Class Represented by Amount in Row 9: 9.6%
12. Type of Reporting Person: IN
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13G(Individuals - continued) Page 3 of 5
Item 1(a)
and (b) NAME AND ADDRESS OF ISSUER:
National City Bancorporation
651 Nicollet Mall
Minneapolis, Minnesota 55402
Item 2(a) NAME OF PERSON FILING:
Lowell W. Andreas
Item 2(b) ADDRESS OF PRINCIPAL BUSINESS OFFICE OR, IF NONE, RESIDENCE:
National City Bancorporation
651 Nicollet Mall
Minneapolis, Minnesota 55402
Item 2(c) CITIZENSHIP:
USA
Item 2(d) TITLE OF CLASS OF SECURITIES:
Common Stock, $1.25 par value
Item 2(e) CUSIP NUMBER:
635312-10-1
Item 3 If this Statement is Filed Pursuant to Rule 13d-1(b), or
13d-2(b) or (c), Check Whether the Person Filing is a:
(a) [ ] Broker or dealer registered under Section 15 of the Exchange
Act.
(b) [ ] Bank as defined in Section 3(a)(6) of the Exchange Act.
(c) [ ] Insurance company as defined in Section 3(a)(19) of the
Exchange Act.
(d) [ ] Investment company registered under Section 8 of the
Investment Company Act.
(e) [ ] An investment adviser in accordance with Rule
13d-1(b)(1)(ii)(E);
(f) [ ] An employee benefit plan or endowment fund in
accordance with Rule 13d- 1(b)(1)(ii)(F);
(g) [ ] A parent holding company or control person in
accordance with Rule 13d-1(b)(1)(ii)(G);
(h) [ ] A savings association as defined in Section 3(b) of
the Federal Deposit Insurance Act;
(i) [ ] A church plan that is excluded from the definition of
an investment company under Section 3(c)(14) of the
Investment Company Act;
(j) [ ] Group, in accordance with Rule 13d-1(b)(1)(ii)(J);
If this statement is filed pursuant to Rule 13d-1(c), check this box.
[x]
Item 4 Ownership
Provide the following information regarding the aggregate number and
percentage of the class of securities of the issuer identified in Item 1.
(a) AMOUNT BENEFICIALLY OWNED:
851,858 shares at December 31, 1998. See schedule of disclaimed
ownership attached as Exhibit A.
(b) PERCENT OF CLASS:
9.6 percent pursuant to Rule 13d-3(c).
(c) NUMBER OF SHARES AS TO WHICH SUCH PERSON HAS
(i) Sole power to vote or to direct the vote 350,509
(ii) Shared power to vote or to direct the vote 501,349
(iii) Sole power to dispose or to direct the disposition of 350,509
(iv) Shared power to dispose or to direct the disposition of 501,349
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13G(Individuals - continued) Page 4 of 5
Item 5 OWNERSHIP OF FIVE PERCENT OR LESS OF A CLASS.
Not Applicable
Item 6 OWNERSHIP OF MORE THAN FIVE PERCENT ON BEHALF OF ANOTHER PERSON.
531,798 of the shares reported in Item 4(a) are held by L.W.
Andreas as sole or co-trustee of trusts for the benefit of members
of his family. (See Exhibit A)
Item 7 IDENTIFICATION AND CLASSIFICATION OF THE SUBSIDIARY WHICH ACQUIRED
THE SECURITY BEING REPORTED ON BY THE PARENT HOLDING COMPANY.
Not Applicable
Item 8 IDENTIFICATION AND CLASSIFICATION OF MEMBERS OF THE GROUP.
Not Applicable
Item 9 NOTICE OF DISSOLUTION OF GROUP.
Not Applicable
Item 10 CERTIFICATION.
(a) Not Applicable
(b) By signing below I certify that, to the best of my knowledge
and belief, the securities referred to above were not acquired
and are not held for the purpose of or with the effect of
changing or influencing the control of the issuer of the
securities and were not acquired and are not held in
connection with or as a participant in any transaction having
that purpose or effect.
SIGNATURE
After reasonable inquiry and to the best of my knowledge and belief, I certify
that the information set forth in this statement is true, complete and correct.
Date: February 1 , 1999. s/ David L. Andreas
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David L. Andreas, as
attorney-in-fact for Lowell W.
Andreas pursuant to Power of
Attorney (See Exhibit B to
Amendment No. 10 to Schedule 13G)
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13G(Individuals - continued) Page 5 of 5
EXHIBIT A
To Form 13G (Individual)
The filing of this report shall not be construed as an admission by the
person identified in Item 2(a) that, for the purpose of Section 13(d) or 13(g)
of the Securities Exchange Act, he is the "beneficial owner" of any equity
securities listed below; and such person expressly disclaims that he is part of
a "group."
Record Owner's Relationship Reporting Person's Number
to Reporting Person Type of Ownership of Shares
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David L. Andreas Revocable Trust Indirect(1) 499,090
Other trusts for the benefit of
family members Indirect(1) 32,708
(1) As sole or co-trustee of trusts for family members.
