|
|
|
|
|
|
|
|
|
|
|
|
|
<PAGE> 1
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT
MANAGERS PURSUANT TO SECTION 13(f) OF THE SECURITIES
EXCHANGE ACT OF 1934 AND RULES THEREUNDER
Securities and Exchange Commission
450 Fifth Street, NW
Washington, D.C. 20549
Report for the Calendar Quarter ended: December 31, 1999
(Please read instructions before preparing form)
If amended report check here: __________
<TABLE>
<S> <C>
NAME OF INSTITUTIONAL INVESTMENT MANAGER: NATIONAL CITY CORPORATION
BUSINESS ADDRESS: 1900 EAST 9TH STREET
CLEVELAND, OHIO 44114
NAME: JOHN P. RUSIN
PHONE NUMBER: (216)575-9741
TITLE (OF PERSON DULY AUTHORIZED TO SUBMIT THIS REPORT): TRUST OFFICER
</TABLE>
ATTENTION: Intentional misstatements or omissions of fact constitute Federal
Criminal Violators. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
The Institutional Investment Manager submitting this form and the
attachments and the person by whom it is signed represent hereby that all
information contained herein is true, correct and complete. It is understood
that all required items, statements and schedules are considered integral parts
of this form and that the submission of any amendment representing that all
unamended items, statements and schedules remain true, correct and complete as
previously submitted.
Pursuant to the requirements of the Securities Exchange Act of 1934,
the undersigned Institutional Investment Manager has caused this report to be
signed on its behalf in the City of Cleveland and State of Ohio on the 2nd day
of February, 2000.
NATIONAL CITY CORPORATION
(Name of Institutional Investment Manager)
John P Rusin
(Manual Signature of Person Duly Authorized
to submit this Report)
Name and 13F file number of ALL Institutional Investment Managers with respect
to which this schedule is filed (other than the one filing this report).
13F File Number will be assigned to Institutional Investment Managers after they
file their first report.
<TABLE>
<CAPTION>
Name: 13F File No.: Name: 13F File No.:
<S> <C> <C> <S>
1. National City, Cleveland 28-1479 8. National City, Pennsylvania 28-1479
----------------------------------------------------------- -----------------------------------------------------
2. National City, Columbus 28-1479 9. National City,Michigan/Illinois 28-1479
----------------------------------------------------------- -----------------------------------------------------
3. National City, Dayton 28-1479 10. National City Southern Indiana 28-1479
----------------------------------------------------------- -----------------------------------------------------
4. National City, Indiana 28-1479 11. National City Trust Company, Florida 28-1479
----------------------------------------------------------- -----------------------------------------------------
5. National City, Kentucky 28-1479 12.
----------------------------------------------------------- -----------------------------------------------------
6. National City, Northeast 28-1479 13.
----------------------------------------------------------- -----------------------------------------------------
7. National City, Northwest 28-1479 14.
----------------------------------------------------------- -----------------------------------------------------
</TABLE>
<PAGE> 2
13F Summary Page
Report Summary: National City Corporation 12-31-99
Number of Other Included Managers: 11
-----------------
Form 13F Information Table Entry Total: 7,553
-----------------
Form 13F Information Table Value Total: 31,165,400,150
-----------------
List of Other Included Managers:
Provide a numbered list of the name (s) and form 13F file number (s) of all
institutional investment managers with respect to which this report is filed,
other than the manager filing this report.
(If there are no entries in this list, state "NONE" and omit the column headings
and list entries.)
No. Form 13F File Number Name
________ 28-_______________ _________________
(Repeat as necessary.)
<PAGE> 3
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 01-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 001 PAGE 1
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
DAIMLERCHRYSLER AG D1668R123 125403 1608 X 1608 0 0
DAIMLERCHRYSLER AG D1668R123 449748 5766 X 5766 0 0
GLOBAL CROSSING LTD G3921A100 1002400 20048 X 12731 7317 0
GLOBAL CROSSING LTD G3921A100 3693350 73867 X 69767 0 4100
TRANSOCEAN SEDCO FOREX INC G90078109 1404995 42835 X 32500 1034 9301
TRANSOCEAN SEDCO FOREX INC G90078109 3029733 92370 X 89145 427 2798
XL CAP LTD G98255105 80406 1550 X 1550 0 0
XL CAP LTD G98255105 193234 3725 X 3725 0 0
CHECK POINT SOFTWARE TECH LT M22465104 149460 752 X 752 0 0
CHECK POINT SOFTWARE TECH LT M22465104 581543 2926 X 2926 0 0
AARP CAPITAL GROWTH FUND 00036J205 191377 2638 X 2638 0 0
AARP CAPITAL GROWTH FUND 00036J205 48414 667 X 667 0 0
INCOME ADVANTAGE FD 0005209B4 6020332 6020332 X 5878485 0 141847
INCOME ADVANTAGE FUND 000520999 198366 198366 X 198366 0 0
ADC TELECOMMUNICATIONS INC COM 000886101 599008 8255 X 6867 1388 0
ADC TELECOMMUNICATIONS INC COM 000886101 48733 672 X 672 0 0
AFLAC INC COM 001055102 121934 2584 X 0 2584 0
AFLAC INC COM 001055102 388499 8233 X 8215 0 18
AES CORP 00130H105 128720 1722 X 0 1722 0
AES CORP 00130H105 127075 1700 X 1700 0 0
AMR CORP DEL COM 001765106 227800 3400 X 200 0 3200
AMR CORP DEL COM 001765106 6700 100 X 100 0 0
AT&T CORP COM 001957109 7752438 152568 X 121518 0 31050
AT&T CORP COM 001957109 13258981 260937 X 248841 993 11103
AT&T CORP 001957208 177143 3118 X 2818 0 300
AT&T CORP 001957208 430415 7576 X 7576 0 0
ARV ASSISTED LIVING INC 00204C107 15000 10000 X 10000 0 0
ABBOTT LABS 002824100 38188385 1051645 X 1047925 0 3720
ABBOTT LABS 002824100 116916530 3219688 X 3114005 3540 102143
A C NIELSON 004833109 31298 1271 X 1271 0 0
A C NIELSON 004833109 258809 10510 X 10510 0 0
ADAMS EXPRESS CO 006212104 246654 7349 X 7349 0 0
ADVANCED LTG TECHNOLOGIES 00753C102 1546273 268917 X 268917 0 0
AEGON N V ORD AMER REG (NLG) 007924103 5413800 56689 X 56255 0 434
AEGON N V ORD AMER REG (NLG) 007924103 15400617 161263 X 150201 520 10542
AETNA INC COM NEW 008117103 242507 4345 X 1745 0 2600
AETNA INC COM NEW 008117103 482559 8646 X 6446 0 2200
AIM SMALL CAP OPPORTUNITIES FUND 008883100 1268371 61393 X 61393 0 0
AIR PRODS & CHEMS INC COM 009158106 401615 11966 X 7166 0 4800
AIR PRODS & CHEMS INC COM 009158106 237827 7086 X 7086 0 0
AKZO NOBEL NV ADR 010199305 298500 6000 X 2000 0 4000
ALBERTSONS INC COM 013104104 525353 16290 X 12890 0 3400
ALBERTSONS INC COM 013104104 1450799 44986 X 44986 0 0
ALCAN ALUMINIUM LTD COM NEW 013716105 318588 7700 X 0 0 7700
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 223679692 11874059 11509278 19525 345256
</TABLE>
<PAGE> 4
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 01-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 001 PAGE 2
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
ALCAN ALUMINIUM LTD COM NEW 013716105 55856 1350 X 1350 0 0
ALCOA INC 013817101 4470712 53864 X 400 3664 49800
ALCOA INC 013817101 748992 9024 X 9024 0 0
ALERT STAMPING & MFG CO 0144689A2 411047 32 X 32 0 0
ALLEGHENY ENERGY INC 017361106 284519 10562 X 10562 0 0
ALLEGHENY ENERGY INC 017361106 320293 11890 X 11890 0 0
ALLERGAN INC COM 018490102 49750 1000 X 1000 0 0
ALLERGAN INC COM 018490102 181588 3650 X 3650 0 0
ALLIANCE CAP MNGMT HLDG L.P. 01855A101 53200 1777 X 1477 0 300
ALLIANCE CAP MNGMT HLDG L.P. 01855A101 823295 27500 X 27500 0 0
ALLIANCE GROWTH & INCOME FD INC COM 018597104 43727 12146 X 12146 0 0
ALLIANCE PREMIER GROWTH FD 01877C101 1269756 34788 X 34788 0 0
ALLIANT CORP 018802108 243898 8869 X 8869 0 0
ALLIED CAP CORP NEW 01903Q108 183130 10000 X 10000 0 0
ALLIED WASTE INDS INC 019589308 132195 15000 X 15000 0 0
ALLSTATE CORP COM 020002101 436912 18157 X 7157 0 11000
ALLSTATE CORP COM 020002101 498273 20707 X 18216 0 2491
ALLTEL CORP COM 020039103 3864341 46734 X 46184 0 550
ALLTEL CORP COM 020039103 2530914 30608 X 23500 0 7108
ALSPAUGH & CO INC 021299904 651948 350 X 350 0 0
ALTERA CORP COM 021441100 2288671 46177 X 35637 0 10540
ALTERA CORP COM 021441100 559963 11298 X 11298 0 0
AMAZON.COM INC 023135106 110838 1456 X 1456 0 0
AMAZON.COM INC 023135106 659699 8666 X 8461 0 205
AMEREN CORP 023608102 819 25 X 25 0 0
AMEREN CORP 023608102 224436 6853 X 6653 0 200
AMERICA ONLINE INC DEL COM 02364J104 3015273 39740 X 18200 21440 100
AMERICA ONLINE INC DEL COM 02364J104 2808361 37013 X 36168 75 770
AMERICAN BALANCED FUND 024071102 165333 11466 X 11466 0 0
AMERICAN CENTY QUANTITATIV E 02507M402 2117076 62176 X 62176 0 0
AMERICAN ELECTRIC POWER CO INC 025537101 443100 13793 X 8593 0 5200
AMERICAN ELECTRIC POWER CO INC 025537101 448272 13954 X 13612 82 260
AMERICAN EXPRESS CO COM 025816109 4793486 28833 X 23533 0 5300
AMERICAN EXPRESS CO COM 025816109 6606609 39739 X 38059 0 1680
AMERICAN GENERAL CORP 026351106 3905286 51470 X 41510 0 9960
AMERICAN GENERAL CORP 026351106 12119817 159734 X 157542 0 2192
AMERICAN GREETINGS CORP CL A 026375105 33075 1400 X 1400 0 0
AMERICAN GREETINGS CORP CL A 026375105 268805 11378 X 11378 0 0
AMERICAN HOME PRODS CORP COM 026609107 10635612 270971 X 269471 0 1500
AMERICAN HOME PRODS CORP COM 026609107 26420078 673123 X 641793 1600 29730
AMERICAN INTL GROUP INC COM 026874107 38018264 351614 X 322996 0 28618
AMERICAN INTL GROUP INC COM 026874107 116959895 1081710 X 1058105 100 23505
AMERICAN MUN TERM TR INC II COM 027653104 758626 74926 X 74926 0 0
AMERICAN SUPERCONDUCTOR CORP 030111108 728000 26000 X 0 0 26000
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 251343740 3341523 3097553 26961 217009
</TABLE>
<PAGE> 5
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 01-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 001 PAGE 3
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
AMGEN INC 031162100 2471472 41148 X 41148 0 0
AMGEN INC 031162100 6640505 110559 X 107659 0 2900
ANADARKO PETE CORP COM 032511107 259350 7600 X 7600 0 0
ANADARKO PETE CORP COM 032511107 951405 27880 X 1880 0 26000
ANALOG DEVICES INC COM 032654105 1309719 14083 X 12060 1723 300
ANALOG DEVICES INC COM 032654105 544050 5850 X 5850 0 0
ANHEUSER BUSCH 035229103 1261079 17793 X 17793 0 0
ANHEUSER BUSCH 035229103 8154240 115051 X 114151 0 900
APPLIED MATLS INC 038222105 3545997 27990 X 0 0 27990
APPLIED MATLS INC 038222105 1381153 10902 X 10702 0 200
APPLIED TECHNOLOGY VENTURES INC COM 0382839A7 620900 24836 X 24836 0 0
ARADIGM CORP COM 038505103 95000 10000 X 0 0 10000
ARCHER DANIELS MIDLAND CO COM 039483102 133424 11004 X 420 0 10584
ARCHER DANIELS MIDLAND CO COM 039483102 948793 78251 X 78251 0 0
ARDEN RLTY INC COM 039793104 215677 10750 X 10750 0 0
ARDEN RLTY INC COM 039793104 243264 12125 X 12125 0 0
ARMADA MONEY MARKET FUND 042086108 4562076 4562076 X 4562076 0 0
ARMADA MONEY MARKET FUND 042086108 3386 3386 X 3386 0 0
ARMADA FDS 042086272 32201000 2724281 X 2724281 0 0
ARMADA GOVERNMENT MONEY MKT 042086306 16812 16812 X 16812 0 0
ARMADA TAX MANAGED EQUITY FD #233 042086330 45549666 3212247 X 3195600 0 16647
ARMADA TAX MANAGED EQUITY FD #233 042086330 30431230 2146067 X 1795588 0 350479
ARMADA NATIONAL TAX EXEMPT BD FD 042086363 10145218 1060106 X 1056008 0 4098
ARMADA NATIONAL TAX EXEMPT BD FD 042086363 5565607 581568 X 506744 0 74824
ARMADA SMALL CAP GROWTH FUND #519 042086579 5676359 366927 X 363180 0 3747
ARMADA SMALL CAP GROWTH FUND #519 042086579 2322359 150120 X 146319 0 3801
ARMADA CORE EQUITY FUND #681 042086595 297549 19784 X 19784 0 0
ARMADA CORE EQUITY FUND #681 042086595 180017 11969 X 11969 0 0
ARMADA INTERNATIONAL EQUITY FD 042086629 18401011 1113863 X 1096615 0 17248
ARMADA INTERNATIONAL EQUITY FD 042086629 25007047 1513744 X 1467077 0 46667
ARMADA EQUITY INDEX FUND #42 042086645 142605573 11264263 X 11220834 0 43429
ARMADA EQUITY INDEX FUND #42 042086645 481077 38000 X 38000 0 0
ARMADA GNMA INSTL CL #666 042086660 14551694 1484867 X 1481422 0 3445
ARMADA GNMA INSTL CL #666 042086660 1939674 197926 X 195977 0 1949
ARMADA BOND FD INSTL CL #630 042086686 147751593 15406840 X 15361627 0 45213
ARMADA BOND FD INSTL CL #630 042086686 14168825 1477458 X 1447854 6547 23058
ARMADA PA MUN BD FD 042086710 215497 21615 X 21615 0 0
ARMADA PA MUN BD FD 042086710 191436 19201 X 19201 0 0
ARMADA OHIO TAX EXEMPT BOND FD 042086751 12834756 1213115 X 1213115 0 0
ARMADA OHIO TAX EXEMPT BOND FD 042086751 38606213 3648980 X 3547154 427 101400
ARMADA TOTAL RETURN ADVANTAGE FUND 042086777 20129321 2116648 X 2038861 0 77787
ARMADA TOTAL RETURN ADVANTAGE FUND 042086777 7761203 816110 X 772579 4973 38558
ARMADA INTERMEDIATE BD FUND 042086793 34079460 3364211 X 3295303 0 68909
ARMADA INTERMEDIATE BD FUND 042086793 10264282 1013256 X 958281 5736 49239
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 654715969 60091262 59022487 19406 1049372
</TABLE>
<PAGE> 6
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 01-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 001 PAGE 4
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
ARMADA ENHANCED INCOME FUND 042086827 3951585 401176 X 328596 60484 12096
ARMADA ENHANCED INCOME FUND 042086827 408911 41514 X 41514 0 0
ARMADA SMALL CAP VALUE FUND #616 042086843 46869917 3371937 X 3306608 0 65329
ARMADA SMALL CAP VALUE FUND #616 042086843 11887661 855227 X 813396 3259 38572
ARMADA EQUITY INCOME FUND #614 042086868 41014245 2544308 X 2499040 0 45268
ARMADA EQUITY INCOME FUND #614 042086868 9017748 559414 X 549105 5012 5296
ARMADA EQUITY GROWTH FUND 042086884 463775141 15721191 X 15562266 0 158926
ARMADA EQUITY GROWTH FUND 042086884 25269246 856585 X 809992 28766 17826
ARMADA FUNDS MONEY MARKET PORTFOLIO 042086983 129304064 129304064 X 129304064 0 0
ARTHUR TREACHERS INC COM 042901306 55040 160000 X 160000 0 0
ASHMAN ENTERPRISES INC 0448199B8 1478515 17406 X 9906 0 7500
ASHTABULA RUBBER CO CAP 0448829A8 2599695 4050 X 0 0 4050
AT HOME CORP COM 045919107 91538 2135 X 2135 0 0
AT HOME CORP COM 045919107 585029 13645 X 13535 0 110
ASSOCIATES FIRST CAP CORP COM 046008108 2806935 102301 X 35519 0 66782
ASSOCIATES FIRST CAP CORP COM 046008108 933441 34020 X 33206 196 618
ATLANTIC RICHFIELD CO COM 048825103 1687529 19509 X 15209 0 4300
ATLANTIC RICHFIELD CO COM 048825103 7153550 82700 X 75300 500 6900
COOKSON GROUP PLC 0508407S0 58800 12000 X 12000 0 0
AUTOLIV INC 052800109 110565 3780 X 3780 0 0
AUTOLIV INC 052800109 757868 25910 X 25706 0 204
AUTOMATIC DATA PROCESSING INC COM 053015103 40155408 745344 X 719074 0 26270
AUTOMATIC DATA PROCESSING INC COM 053015103 119493511 2217977 X 2166047 2000 49930
AVALONBAY CMNTYS INC 053484101 1392548 40218 X 39450 0 768
AVALONBAY CMNTYS INC 053484101 2592166 74864 X 74020 0 844
AVERY DENNISON CORP COM 053611109 4974812 68265 X 68265 0 0
AVERY DENNISON CORP COM 053611109 317006 4350 X 4350 0 0
AXYS PHARMACEUTICAL INC 054635107 40630 10000 X 0 0 10000
BB&T CORP 054937107 293351 10716 X 10716 0 0
BCE INC COM 05534B109 367065 4070 X 4070 0 0
BP AMOCO PLC-SPONS ADR 055622104 16471576 277706 X 277206 500 0
BP AMOCO PLC-SPONS ADR 055622104 42190049 711312 X 691178 1046 19088
BMC SOFTWARE INC COM 055921100 702975 8794 X 6779 2015 0
BMC SOFTWARE INC COM 055921100 39969 500 X 500 0 0
BT INVESTMENTS 055922868 767512 24007 X 24007 0 0
BAKER HUGHES INC COM 057224107 137963 6550 X 6550 0 0
BAKER HUGHES INC COM 057224107 166398 7900 X 7700 0 200
BANK OF AMER CORP 060505104 4386281 87397 X 23136 16972 47289
BANK OF AMER CORP 060505104 2473616 49287 X 49174 0 113
BANK NEW YORK INC COM 064057102 533120 13328 X 0 328 13000
BANK NEW YORK INC COM 064057102 350960 8774 X 8774 0 0
BANK ONE CORP COM 06423A103 3366656 105208 X 76310 11446 17452
BANK ONE CORP COM 06423A103 5430491 169703 X 157036 121 12546
BARD C R INC 067383109 79500 1500 X 1500 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 996540586 158780642 158016719 132645 631277
</TABLE>
<PAGE> 7
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 01-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 001 PAGE 5
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
BARD C R INC 067383109 810582 15294 X 15294 0 0
BARON ASSET FD 068278100 3242311 55169 X 55169 0 0
BAXTER INTL INC COM 071813109 25125 400 X 400 0 0
BAXTER INTL INC COM 071813109 207032 3296 X 3296 0 0
RENTOKIL INITIAL PLC ORD (GBP) 0732712S6 63173 17896 X 17896 0 0
BELL ATLANTIC CORP COM 077853109 2678483 43508 X 43325 0 183
BELL ATLANTIC CORP COM 077853109 10115815 164316 X 154214 670 9432
BELLSOUTH CORP COM 079860102 11683167 249571 X 207397 0 42174
BELLSOUTH CORP COM 079860102 24683223 527273 X 511965 958 14350
BEMIS INC COM 081437105 136884 3925 X 3925 0 0
BEMIS INC COM 081437105 434194 12450 X 12450 0 0
BERGER SMALL CAP VALUE FUND 083902205 445763 20571 X 20571 0 0
BERGER SMALL CAP VALUE FUND 083902205 76053 3510 X 3510 0 0
BERKSHIRE HATHAWAY INC DEL 084670108 7741800 138 X 138 0 0
BERKSHIRE HATHAWAY INC DEL 084670108 1514700 27 X 27 0 0
BERKSHIRE HATHAWAY INC DEL 084670207 8520023 4656 X 4635 0 21
BERKSHIRE HATHAWAY INC DEL 084670207 35533568 19417 X 18558 0 859
BEST FOODS 08658U101 1422986 27072 X 27072 0 0
BEST FOODS 08658U101 2294428 43651 X 40751 0 2900
BILOXI MARSH LANDS CORP CAP 090203100 75390 10770 X 10770 0 0
BIOMEC INC 0906099A8 100000 10000 X 10000 0 0
BLACKROCK INCOME TR INC COM 09247F100 103500 18000 X 18000 0 0
BOEING CO 097023105 1391281 33575 X 16215 0 17360
BOEING CO 097023105 1737744 41936 X 31854 0 10082
BORDERS GROUP INC COM 099709107 143650 8840 X 8840 0 0
BORDERS GROUP INC COM 099709107 474500 29200 X 29200 0 0
BOYD & SHRIVER INC 103299905 112901 49 X 49 0 0
BOYD & SHRIVER INC 103299905 232713 101 X 101 0 0
BOYKIN LODGING CO COM 103430104 223463 20430 X 430 0 20000
BRANDYWINE FD INC COM 10532D107 244679 5706 X 5706 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 83740692 1304616 X 1291124 0 13492
BRISTOL MYERS SQUIBB CO COM 110122108 247296653 3852693 X 3787696 1200 63797
BROADWING INC 111620100 531000 14400 X 14400 0 0
BROADWING INC 111620100 125375 3400 X 3400 0 0
BROWN FORMAN CORP CL A 115637100 274976 5098 X 5098 0 0
BROWN FORMAN CORP CL B 115637209 699252 12214 X 12214 0 0
BURLINGTON NORTHERN SANTA FE CORP 12189T104 189150 7800 X 0 0 7800
BURLINGTON NORTHERN SANTA FE CORP 12189T104 193806 7992 X 7992 0 0
BURLINGTON RES INC COM 122014103 163662 4950 X 4950 0 0
BURLINGTON RES INC COM 122014103 276870 8374 X 7174 0 1200
CBS CORP 12490K107 1048583 16400 X 4200 0 12200
CBS CORP 12490K107 1802604 28193 X 28193 0 0
CGM MUTUAL FUND 125325100 331750 12161 X 12161 0 0
CIGNA CORP COM 125509109 1353700 16803 X 12903 0 3900
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 454497204 6685841 6463263 2828 219750
</TABLE>
<PAGE> 8
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 01-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 001 PAGE 6
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
CIGNA CORP COM 125509109 3149852 39098 X 38510 150 438
CSX CORP COM 126408103 822119 26203 X 22503 0 3700
CSX CORP COM 126408103 900274 28694 X 19862 0 8832
CVS CORPORATION (DEL) 126650100 3971470 99598 X 35648 0 63950
CVS CORPORATION (DEL) 126650100 1214353 30454 X 30454 0 0
CV THERAPEUTICS INC 126667104 273662 10500 X 0 0 10500
CALGON CARBON CORP COM 129603106 176250 30000 X 30000 0 0
CAMPBELL SOUP CO COM 134429109 205046 5300 X 5300 0 0
CAMPBELL SOUP CO COM 134429109 1034904 26750 X 16450 0 10300
CANADA LIFE FINL CORP 135113108 476154 30823 X 686 0 30137
CARDINAL HEALTH INC COM 14149Y108 450839 9417 X 9317 0 100
CARDINAL HEALTH INC COM 14149Y108 298884 6243 X 6243 0 0
CARNIVAL CORP COM 143658102 781743 16350 X 3650 5700 7000
CARNIVAL CORP COM 143658102 224721 4700 X 4700 0 0
CAROLINA PWR & LT CO COM 144141108 167409 5500 X 5500 0 0
CAROLINA PWR & LT CO COM 144141108 105955 3481 X 3081 0 400
CATERPILLAR INC COM 149123101 2406049 51124 X 10524 0 40600
CATERPILLAR INC COM 149123101 304498 6470 X 6470 0 0
CEDAR FAIR LP DEPOSITARY UNITS 150185106 204619 10561 X 10361 0 200
CEDAR FAIR LP DEPOSITARY UNITS 150185106 2207859 113954 X 92254 0 21700
CELL GENESYS INC 150921104 281886 22000 X 0 0 22000
CENDANT CORP 151313103 303323 11419 X 11419 0 0
CENTRAL & SOUTHWEST CORP COM 152357109 810640 40532 X 40532 0 0
CENTRAL & SOUTHWEST CORP COM 152357109 1364710 68235 X 68235 0 0
CERIDIAN CORP COM 15677T106 309645 14360 X 10670 0 3690
CERIDIAN CORP COM 15677T106 21563 1000 X 1000 0 0
CHAMPION INTL CORP COM 158525105 3472244 56060 X 400 0 55660
CHAMPION INTL CORP COM 158525105 21678 350 X 150 0 200
CHARTER ONE FINL INC COM 160903100 39111 2045 X 2045 0 0
CHARTER ONE FINL INC COM 160903100 773587 40449 X 40449 0 0
CHASE MANHATTAN CORP (NEW) COM 16161A108 6321861 81375 X 43555 0 37820
CHASE MANHATTAN CORP (NEW) COM 16161A108 5142790 66198 X 65899 232 67
CHESTNUT STREET EXCHANGE 166668103 4755306 12864 X 12864 0 0
CHEVRON CORP COM 166751107 10296421 118862 X 83252 0 35610
CHEVRON CORP COM 166751107 16004662 184758 X 181092 300 3366
CHRIS CRAFT INDS INC COM 170520100 319586 4431 X 4431 0 0
CHRIS CRAFT INDS INC COM 170520100 36063 500 X 500 0 0
CHUBB CORP COM 171232101 6019015 106885 X 102135 0 4750
CHUBB CORP COM 171232101 19228355 341455 X 335558 0 5897
CHURCH & DWIGHT INC COM 171340102 344275 12900 X 12300 0 600
CHURCH & DWIGHT INC COM 171340102 287296 10765 X 10765 0 0
CINCINNATI FINL CORP COM 172062101 3475684 111443 X 105320 0 6123
CINCINNATI FINL CORP COM 172062101 7498843 240440 X 237539 0 2901
CISCO SYS INC COM 17275R102 48045134 448496 X 439036 0 9460
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 154550338 2553042 2160659 6382 386001
</TABLE>
<PAGE> 9
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 01-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 001 PAGE 7
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
CISCO SYS INC COM 17275R102 118192834 1103317 X 1060757 6950 35610
CINTAS CORP COM 172908105 3227025 60744 X 55354 0 5390
CINTAS CORP COM 172908105 5021747 94527 X 91677 650 2200
CITIGROUP INC COM 172967101 11507090 206635 X 94314 32834 79487
CITIGROUP INC COM 172967101 6327438 113623 X 89811 0 23812
CITIZENS BKG CORP MICH COM 174420109 486902 21761 X 21761 0 0
CITIZENS UTILS CO DEL CL B 177342201 32831 2314 X 2314 0 0
CITIZENS UTILS CO DEL CL B 177342201 860289 60635 X 60635 0 0
CLEAR CHANNEL COMMUNICATIONS INC COM 184502102 2013569 22561 X 21611 0 950
CLEAR CHANNEL COMMUNICATIONS INC COM 184502102 1849260 20720 X 19770 0 950
CLEVELAND IGNITION CO COM 1861809A5 85282 10045 X 0 0 10045
CLOROX CO COM 189054109 2380017 47246 X 46746 0 500
CLOROX CO COM 189054109 3904566 77510 X 77110 0 400
COASTAL CORP COM 190441105 313626 8850 X 8850 0 0
COASTAL CORP COM 190441105 44652 1260 X 1260 0 0
COCA-COLA CO COM 191216100 19006800 326297 X 317232 0 9065
COCA-COLA CO COM 191216100 68845209 1181892 X 1151562 100 30230
COLGATE-PALMOLIVE CO COM 194162103 5889650 90610 X 90610 0 0
COLGATE-PALMOLIVE CO COM 194162103 3714360 57144 X 54344 0 2800
COLUMBIA/HCA HEALTHCARE CORP COM 197677107 362074 12352 X 1152 0 11200
COLUMBIA/HCA HEALTHCARE CORP COM 197677107 35791 1221 X 1221 0 0
COMCAST CORP CL A SPL 200300200 4617262 91317 X 82017 0 9300
COMCAST CORP CL A SPL 200300200 4680111 92560 X 91085 0 1475
COMERICA INC COM 200340107 2008144 43012 X 13352 0 29660
COMERICA INC COM 200340107 85719 1836 X 1836 0 0
COMMERCE BANCSHARES INC COM 200525103 2443641 72137 X 72137 0 0
COMMERCE BANCSHARES INC COM 200525103 1948829 57530 X 57530 0 0
COMPAQ COMPUTER CORP COM 204493100 2163362 79938 X 56476 0 23462
COMPAQ COMPUTER CORP COM 204493100 2320571 85747 X 82747 0 3000
COMPUTER SCIENCES CORP COM 205363104 563019 5950 X 1250 0 4700
COMPUTER SCIENCES CORP COM 205363104 922215 9746 X 9746 0 0
COMPUWARE CORP COM 205638109 134100 3600 X 0 3600 0
COMPUWARE CORP COM 205638109 70775 1900 X 1900 0 0
CONAGRA INC COM 205887102 27226 1200 X 1200 0 0
CONAGRA INC COM 205887102 608538 26822 X 26822 0 0
CONCORD EFS INC COM 206197105 225055 8740 X 8740 0 0
CONEXANT SYSTEMS INC 207142100 233375 3516 X 3516 0 0
CONEXANT SYSTEMS INC 207142100 718709 10828 X 2200 0 8628
CONOCO INC COMMN 208251306 293906 11875 X 10875 0 1000
CONOCO INC COMMN 208251306 404044 16325 X 14425 0 1900
CONOCO INC 208251405 1256909 50529 X 44010 6026 493
CONOCO INC 208251405 968110 38919 X 34807 0 4112
CONSOLIDATED EDISON INC 209115104 342723 9934 X 4734 0 5200
CONSOLIDATED EDISON INC 209115104 247986 7188 X 7188 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 281385341 4252413 3896684 50160 305569
</TABLE>
<PAGE> 10
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 01-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 001 PAGE 8
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
CONSOLIDATED NAT GAS CO COM 209615103 853675 13146 X 13146 0 0
CONSOLIDATED NAT GAS CO COM 209615103 3439961 52973 X 51773 0 1200
CONTINENTAL LAND & FUR CO INC COM 2115569A5 200080 3280 X 3280 0 0
CONTROLLED HYDRAULICS INC 212396105 0 35326 X 35326 0 0
CONVERGYS CORP 212485106 442800 14400 X 14400 0 0
CONVERGYS CORP 212485106 73800 2400 X 2400 0 0
COOPER INDS INC COM 216669101 91673 2267 X 2267 0 0
COOPER INDS INC COM 216669101 117189 2898 X 2898 0 0
COOPER TIRE & RUBBER CO 216831107 2312620 146833 X 146833 0 0
COOPER TIRE & RUBBER CO 216831107 105368 6690 X 6690 0 0
CORNING INC COM 219350105 214553 1664 X 1664 0 0
CORNING INC COM 219350105 4432373 34376 X 34376 0 0
COSTCO WHSL CORP NEW 22160K105 3515406 38525 X 35735 2115 675
COSTCO WHSL CORP NEW 22160K105 164250 1800 X 1800 0 0
COUSINS PPTYS INC COM 222795106 13575 400 X 0 0 400
COUSINS PPTYS INC COM 222795106 186659 5500 X 5500 0 0
COX COMMUNICATION INC NEW 224044107 423227 8218 X 6900 0 1318
DANAHER CORPORATION COM 235851102 478881 9925 X 8300 1225 400
DANAHER CORPORATION COM 235851102 178525 3700 X 3300 0 400
DARDEN RESTAURANTS INC COM 237194105 124700 6880 X 6880 0 0
DARDEN RESTAURANTS INC COM 237194105 996313 54969 X 54969 0 0
DAYTON HUDSON CORP COM 239753106 5005975 68166 X 53896 0 14270
DAYTON HUDSON CORP COM 239753106 4296417 58504 X 58504 0 0
GRUPO FINANCIERO BANCOMER SA DE CV 2402875S7 4460 20000 X 20000 0 0
DEERE & CO COM 244199105 1835847 42325 X 525 0 41800
DEERE & CO COM 244199105 242423 5589 X 5589 0 0
DELL COMPUTER CORP COM 247025109 2699175 52925 X 52625 0 300
DELL COMPUTER CORP COM 247025109 10264872 201272 X 198397 500 2375
DELPHI AUTOMOTIVE SYS CORP 247126105 264348 16784 X 3396 4582 8806
DELPHI AUTOMOTIVE SYS CORP 247126105 246834 15672 X 13605 0 2067
DEVELOPERS DIVERSIFIED REALTY CORP 251591103 136681 10616 X 10616 0 0
DEVELOPERS DIVERSIFIED REALTY CORP 251591103 196988 15300 X 14400 0 900
DIAMOND OFFSHORE DRILLING INC COM 25271C102 1589276 52000 X 0 0 52000
DIEBOLD INC COM 253651103 400769 17054 X 17031 23 0
DIEBOLD INC COM 253651103 1544467 65722 X 61922 0 3800
DILLARD'S INC 254067101 22712 1125 X 1125 0 0
DILLARD'S INC 254067101 749984 37150 X 36550 0 600
DISNEY WALT CO 254687106 6728992 230051 X 197356 0 32695
DISNEY WALT CO 254687106 23847496 815299 X 802864 1300 11135
DOMINION RES INC VA 257470104 680242 17331 X 17331 0 0
DOMINION RES INC VA 257470104 2159779 55026 X 49931 158 4937
DONNELLEY R R & SONS CO COM 257867101 1337421 53900 X 53900 0 0
DONNELLEY R R & SONS CO COM 257867101 5778749 232892 X 232892 0 0
DOW CHEM CO COM 260543103 7690386 57552 X 53552 0 4000
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 96089921 2588425 2394444 9903 184078
</TABLE>
<PAGE> 11
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 01-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 001 PAGE 9
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
DOW CHEM CO COM 260543103 24234631 181363 X 173812 100 7451
DOW JONES & CO INC COM 260561105 281316 4137 X 4137 0 0
DREYFUS INTERNATIONAL VALUE FUND 26200C601 196439 10871 X 10871 0 0
DREYFUS MUN MONEY MKT FD INC 26201S100 279050 279050 X 0 0 279050
DREYFUS PREMIER ST MUN BD FD 26202D672 110997 9399 X 9399 0 0
DREYFUS PREMIER ST MUN BD FD 26202D672 373702 31643 X 31643 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 9953449 151096 X 98871 0 52225
DU PONT E I DE NEMOURS & CO COM 263534109 12783994 194064 X 174922 0 19142
DUFF & PHELPS UTILS INCOME INC COM 264324104 50385 6061 X 6061 0 0
DUFF & PHELPS UTILS INCOME INC COM 264324104 100587 12100 X 12100 0 0
DUKE ENERGY CORP COM 264399106 531636 10606 X 3706 0 6900
DUKE ENERGY CORP COM 264399106 2189109 43673 X 10548 0 33125
DUKE WEEKS REALTY CORP 264411505 453863 23275 X 22275 0 1000
DUKE WEEKS REALTY CORP 264411505 463886 23789 X 23189 0 600
DUN & BRADSTREET CORP DEL 26483B106 785526 26628 X 26628 0 0
DUN & BRADSTREET CORP DEL 26483B106 2304658 78124 X 78124 0 0
DYCOM INDS INC COM 267475101 264378 6000 X 6000 0 0
E M C CORP MASS COM 268648102 5785225 52954 X 52504 0 450
E M C CORP MASS COM 268648102 9016184 82528 X 81860 0 668
EASTMAN KODAK CO COM 277461109 658326 9937 X 4337 0 5600
EASTMAN KODAK CO COM 277461109 1108031 16725 X 12878 0 3847
EATON VANCE GROWTH FD INC COM. 277902102 124369 12110 X 10973 0 1137
EATON VANCE MUT FDS TR 277911822 255840 12000 X 12000 0 0
EATON CORP COM 278058102 2343536 32269 X 30369 0 1900
EATON CORP COM 278058102 4403907 60639 X 56239 0 4400
EATON VANCE NATIONAL MUNICIPAL FUND 27826L108 109049 11701 X 11701 0 0
EATON VANCE MUNS TR OHIO TAX FREE FD 27826L801 10411 1054 X 1054 0 0
EATON VANCE MUNS TR OHIO TAX FREE FD 27826L801 186658 18893 X 18893 0 0
EBAY INC COM 278642103 97396 778 X 678 0 100
EBAY INC COM 278642103 449175 3588 X 3553 0 35
ECOLAB INC COM 278865100 282835 7229 X 7229 0 0
ECOLAB INC COM 278865100 463631 11850 X 10950 0 900
EDISON INTL COM 281020107 677588 25874 X 18674 0 7200
EDISON INTL COM 281020107 941930 35968 X 35968 0 0
EL PASO ENERGY CORP COM 283905107 312949 8063 X 5850 2213 0
EL PASO ENERGY CORP COM 283905107 318267 8200 X 8200 0 0
ELECTRONIC DATA SYS CORP NEW COM 285661104 3798196 56742 X 44419 4823 7500
ELECTRONIC DATA SYS CORP NEW COM 285661104 17577651 262596 X 253844 0 8752
ELECTRONICS FOR IMAGING INC COM 286082102 415013 7140 X 7140 0 0
ELECTRONICS FOR IMAGING INC COM 286082102 46500 800 X 800 0 0
GENERAL ELECTRIC 286275102 25305 25784 X 25784 0 0
ELFUN TRS UNIT CTF 286281100 249074 3568 X 3568 0 0
EMERSON ELEC CO COM 291011104 13189652 229885 X 222285 0 7600
EMERSON ELEC CO COM 291011104 35584721 620213 X 599428 0 20785
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 153789025 2710967 2233464 7136 470367
</TABLE>
<PAGE> 12
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 01-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 001 PAGE 10
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
ENERGY EAST CORP 29266M109 212168 10194 X 10194 0 0
ENGELHARD CORP COM 292845104 113250 6000 X 6000 0 0
ENGELHARD CORP COM 292845104 239241 12675 X 12675 0 0
ENRON CORP COM 293561106 1430295 32232 X 22032 0 10200
ENRON CORP COM 293561106 2639514 59482 X 59482 0 0
EQUITY INCOME FD UNIT 294700703 92714 457 X 457 0 0
EQUITY INCOME FD UNIT 294700703 365175 1800 X 1800 0 0
EQUITY INVT FD 294710447 20144 10072 X 10072 0 0
EQUITY INVT FD 294710447 68 34 X 34 0 0
EQUITY INV FD 294711254 172279 189318 X 189318 0 0
EQUITY INV FD 294711270 31396 31396 X 31396 0 0
ERICO HOLDINGS 2948209B3 678600 936 X 936 0 0
ERICSSON L M TEL CO 294821400 5955603 90665 X 90665 0 0
ERICSSON L M TEL CO 294821400 13980574 212833 X 209533 0 3300
ESAR CORP OHIO COM 296990252 215908 7711 X 7711 0 0
ESSEX PPTY TR INC 297178105 23800 700 X 0 0 700
ESSEX PPTY TR INC 297178105 238000 7000 X 7000 0 0
AMERICAN FUNDS 298706102 32113 753 X 753 0 0
AMERICAN FUNDS 298706102 1824810 42776 X 42776 0 0
EVERGREEN FDS 30023R886 266407 14171 X 14171 0 0
EVERGREEN FDS 300237245 47468 4613 X 0 0 4613
EVERGREEN FDS 300237245 502526 48836 X 48836 0 0
EVERGREEN FDS 300237351 290525 11488 X 11488 0 0
EXODUS COMMUNICATIONS INC 302088109 169100 1904 X 1904 0 0
EXODUS COMMUNICATIONS INC 302088109 636168 7163 X 7163 0 0
EXXON MOBIL CORP 30231G102 86749490 1076791 X 915439 33697 127655
EXXON MOBIL CORP 30231G102 153152960 1901033 X 1823146 800 77087
FPL GROUP INC COM 302571104 1893148 44219 X 40419 0 3800
FPL GROUP INC COM 302571104 3022726 70603 X 66683 0 3920
FASTLANE FOOTWEAR INC 31187C103 2000 10000 X 10000 0 0
FDX CORP 31304N107 217545 5314 X 2934 0 2380
FREDDIE MAC COM 313400301 3652371 77606 X 44806 0 32800
FREDDIE MAC COM 313400301 513504 10911 X 10511 0 400
FANNIE MAE COM 313586109 10445503 167294 X 117754 0 49540
FANNIE MAE COM 313586109 12022936 192558 X 187933 0 4625
FEDERATED DEPT STORES INC DEL NEW 31410H101 182027 3600 X 0 0 3600
FEDERATED DEPT STORES INC DEL NEW 31410H101 41462 820 X 820 0 0
FEDERATED 314184102 340280 31595 X 31595 0 0
FEDERATED INCOME TRUST 314199100 167650 16986 X 16986 0 0
FEDERATED 31420C209 282859 33238 X 33238 0 0
FEDERATED INCOME SECS TR 31420C407 195346 20477 X 20477 0 0
FEDERATED U S GOVT SECURITIES FUND 31428M100 329142 31894 X 31894 0 0
FIDELITY ADVISOR FDS 315805101 277728 3803 X 3803 0 0
FIDELITY ADVISOR SER II 315807206 1280791 27449 X 27449 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 304947314 4531400 4172283 34497 324620
</TABLE>
<PAGE> 13
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 01-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 001 PAGE 11
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
FIDELITY ADVISOR SER II 315807206 43174 925 X 925 0 0
FIDELITY ADVISORS SER III 315808204 1364477 52319 X 52319 0 0
FIDELITY INVT TR 315910802 241513 9427 X 9427 0 0
FIDELITY INVT TR 315910802 643451 25115 X 25115 0 0
FIDELITY EXCHANGE FUND 316141100 755244 2775 X 2775 0 0
FIDELITY EXCHANGE FUND 316141100 4599755 16901 X 16901 0 0
FIDELITY MAGELLAN FUND 316184100 238471 1745 X 1745 0 0
FIDELITY MAGELLAN FUND 316184100 120891 885 X 885 0 0
FIDELITY SELECT BIOTECHNOLOGY 316390772 221037 3293 X 3293 0 0
FIDELITY SELECT BIOTECHNOLOGY 316390772 206745 3080 X 3080 0 0
FIDELITY SPARTAN OHIO MUNI INCOME FD 316412105 436925 40233 X 40233 0 0
FIDELITY SPARTAN OHIO MUNI INCOME FD 316412105 416657 38366 X 38366 0 0
FIFTH THIRD BANCORP 316773100 576067 7851 X 7851 0 0
FIFTH THIRD BANCORP 316773100 39825969 542773 X 538273 0 4500
FIRST DATA CORP COM 319963104 429023 8700 X 1000 0 7700
FIRST DATA CORP COM 319963104 675637 13701 X 13701 0 0
FIRST FINL BANCORP COM 320209109 341402 15972 X 15972 0 0
FIRST UNION CORP COM 337358105 522397 15860 X 2952 0 12908
FIRST UNION CORP COM 337358105 236660 7185 X 7185 0 0
FIRSTAR CORP NEW WIS 33763V109 521112 24668 X 14959 9709 0
FIRSTAR CORP NEW WIS 33763V109 1378047 65233 X 65233 0 0
FISERV INC COM 337738108 421635 11005 X 0 0 11005
FIRSTMERIT CORP COM 337915102 2600886 113082 X 113082 0 0
FIRSTMERIT CORP COM 337915102 3394547 147589 X 136497 0 11092
FIRSTENERGY CORP 337932107 55223 2434 X 2434 0 0
FIRSTENERGY CORP 337932107 254900 11235 X 9173 0 2062
FLEETBOSTON FINL CORP 339030108 3875592 111326 X 87295 9509 14522
FLEETBOSTON FINL CORP 339030108 7634212 219292 X 211442 1350 6500
FLORIDA PROGRESS CORP COM 341109106 113907 2692 X 1753 939 0
FLORIDA PROGRESS CORP COM 341109106 152327 3600 X 3600 0 0
FORD MOTOR CO DEL COM 345370100 4524394 84865 X 63565 0 21300
FORD MOTOR CO DEL COM 345370100 5508566 103325 X 99770 375 3180
FORT JAMES CORP 347471104 143034 5225 X 5225 0 0
FORT JAMES CORP 347471104 1946089 71090 X 68615 0 2475
FORTUNE BRANDS INC 349631101 187137 5660 X 5660 0 0
FORTUNE BRANDS INC 349631101 318661 9638 X 9638 0 0
FRANCHISE FIN CORP AMER COM 351807102 222384 9290 X 9290 0 0
FRANKLIN CUSTODIAN FDS INC 353496607 156080 23902 X 23902 0 0
FRANKLIN RES INC COM 354613101 662005 20647 X 18472 0 2175
FRANKLIN RES INC COM 354613101 558409 17416 X 15316 0 2100
FRANKLIN SMALL CAP GROWTH FUND 354713869 404607 9125 X 9125 0 0
FRANKLIN SMALL CAP GROWTH FUND 354713869 299415 6753 X 6753 0 0
FRANKLIN TAX FREE TR 354723504 69058 5989 X 5989 0 0
FRANKLIN TAX FREE TR 354723504 634307 55014 X 55014 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 87932029 1947201 1823800 21882 101519
</TABLE>
<PAGE> 14
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 01-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 001 PAGE 12
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
FREEMARKETS INC 356602102 134592344 394337 X 394337 0 0
FULTON FINL CORP PA 360271100 7349706 408317 X 408317 0 0
GATX CORP COM 361448103 247995 7348 X 1100 0 6248
GTE CORP COM 362320103 14349339 203355 X 167455 0 35900
GTE CORP COM 362320103 34025126 482195 X 401313 0 80882
GABELLI 362395105 346413 8482 X 8482 0 0
GABELLI VALUE FUND INC COM 36240H106 481688 24765 X 24765 0 0
GALLAHER GROUP PLC 363595109 142680 9280 X 9280 0 0
GALLAHER GROUP PLC 363595109 102797 6686 X 6686 0 0
GANNETT CO INC COM 364730101 854780 10480 X 7380 0 3100
GANNETT CO INC COM 364730101 1995031 24460 X 24460 0 0
GAP INC COM 364760108 2666344 57964 X 57514 0 450
GAP INC COM 364760108 629648 13688 X 13688 0 0
GARTNER GROUP INC NEW 366651206 54271 3929 X 3929 0 0
GARTNER GROUP INC NEW 366651206 330062 23895 X 23895 0 0
GATEWAY INC 367626108 219936 3052 X 0 3052 0
GATEWAY INC 367626108 165745 2300 X 2300 0 0
GENERAL ELEC CO COM 369604103 139142560 899144 X 895704 0 3440
GENERAL ELEC CO COM 369604103 329734027 2130753 X 2070054 1637 59062
GENERAL MILLS INC COM 370334104 8229007 230182 X 230182 0 0
GENERAL MILLS INC COM 370334104 25485675 712886 X 693456 0 19430
GENERAL MTRS CORP COM 370442105 1888798 25985 X 13385 0 12600
GENERAL MTRS CORP COM 370442105 1447145 19909 X 18709 0 1200
GEORGIA PACIFIC CORP COM 373298108 2368503 46670 X 38070 0 8600
GEORGIA PACIFIC CORP COM 373298108 121699 2398 X 2398 0 0
GILLETTE CO COM 375766102 2556086 62059 X 61659 0 400
GILLETTE CO COM 375766102 9011234 218783 X 210950 0 7833
GLAXO WELLCOME PLC 37733W105 232105 4154 X 4154 0 0
GLAXO WELLCOME PLC 37733W105 1208353 21626 X 21626 0 0
GOLDMAN SACHS TR 38141W653 719358 79137 X 79137 0 0
GOODYEAR TIRE & RUBBER CO COM 382550101 219481 7821 X 5121 0 2700
GOODYEAR TIRE & RUBBER CO COM 382550101 434135 15470 X 15370 0 100
GRAINGER W W INC COM 384802104 239065 5000 X 5000 0 0
GREAT LAKES CHEM CORP COM 390568103 40861 1070 X 1070 0 0
GREAT LAKES CHEM CORP COM 390568103 320779 8400 X 8000 0 400
GUIDANT CORP COM 401698105 581625 12375 X 12375 0 0
GUIDANT CORP COM 401698105 1352425 28775 X 28775 0 0
HALLIBURTON CO COM 406216101 303284 7535 X 7535 0 0
HALLIBURTON CO COM 406216101 363498 9031 X 9031 0 0
JOHN HANCOCK 409735107 130789 15500 X 15500 0 0
HANNA M A CO COM 410522106 285712 26121 X 26121 0 0
HARLEY DAVIDSON INC COM 412822108 7708637 120329 X 112129 0 8200
HARLEY DAVIDSON INC COM 412822108 12160631 189823 X 184973 0 4850
HARRIS CORP COM 413875105 176034 6596 X 6596 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 745015411 6592065 6331981 4689 255395
</TABLE>
<PAGE> 15
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 01-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 001 PAGE 13
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
HARRIS CORP COM 413875105 127569 4780 X 4780 0 0
HARTFORD FINL SVCS GROUP INC COM 416515104 284534 6006 X 2006 0 4000
HARTFORD FINL SVCS GROUP INC COM 416515104 409225 8638 X 8432 0 206
HEALTH MGMT ASSOC INC NEW CL A 421933102 26750 2000 X 2000 0 0
HEALTH MGMT ASSOC INC NEW CL A 421933102 113367 8476 X 7464 0 1012
HEARST-ARGYLE TELEVISION INC 422317107 95957 3604 X 3604 0 0
HEARST-ARGYLE TELEVISION INC 422317107 190475 7154 X 5408 0 1746
HEIGHTS BUILDING CO COM 4228199A2 232497 9 X 9 0 0
HEINZ H J CO COM 423074103 9966070 250322 X 250322 0 0
HEINZ H J CO COM 423074103 23189440 582459 X 546789 0 35670
HEWLETT PACKARD CO COM 428236103 17691993 155534 X 140684 0 14850
HEWLETT PACKARD CO COM 428236103 44179363 388390 X 371715 1175 15500
HOME DEPOT INC COM 437076102 51961078 755798 X 730106 0 25692
HOME DEPOT INC COM 437076102 153234916 2228872 X 2165507 5100 58265
HONEYWELL INTL INC 438516106 2369188 41069 X 29080 7864 4125
HONEYWELL INTL INC 438516106 4059906 70377 X 63027 0 7350
HOUSEHOLD INTL CORP COM 441815107 415487 11154 X 5754 0 5400
HOUSEHOLD INTL CORP COM 441815107 7268108 195117 X 194643 474 0
HOUSTON INDS INC 442161204 482000 4000 X 4000 0 0
HUBBELL INC CL B 443510201 3563537 130772 X 130772 0 0
HUBBELL INC CL B 443510201 9400024 344955 X 344955 0 0
HUNTINGTON BANCSHARES INC COM 446150104 307964 12899 X 12887 12 0
HUNTINGTON BANCSHARES INC COM 446150104 3750763 157100 X 157100 0 0
HYGEN CORP 449099902 133591 49 X 49 0 0
HYGEN CORP 449099902 275362 101 X 101 0 0
IDS HIGH YIELD TAX EXEMPT FD INC 449440106 92927 21661 X 21661 0 0
IDS HIGH YIELD TAX EXEMPT FD 449440205 66976 15612 X 15612 0 0
IMS HEALTH INC 449934108 2089507 76854 X 76854 0 0
IMS HEALTH INC 449934108 6720058 247170 X 247170 0 0
IKON OFFICE SOLUTIONS INC 451713101 9879 1450 X 1450 0 0
IKON OFFICE SOLUTIONS INC 451713101 254506 37356 X 30060 0 7296
ILLINOIS TOOL WORKS INC COM 452308109 1804540 26709 X 26509 0 200
ILLINOIS TOOL WORKS INC COM 452308109 3136950 46430 X 44690 0 1740
INGERSOLL RAND CO COM 456866102 2689828 48850 X 0 0 48850
INGERSOLL RAND CO COM 456866102 409779 7442 X 7442 0 0
INKTOMI CORP COM 457277101 150520 1696 X 1696 0 0
INKTOMI CORP COM 457277101 585573 6598 X 6598 0 0
INTEL CORP COM 458140100 36587388 444491 X 433831 0 10660
INTEL CORP COM 458140100 73417846 891935 X 860180 1500 30255
INTERNATIONAL BUSINESS MACHS CORP 459200101 19270466 178637 X 170667 0 7970
INTERNATIONAL BUSINESS MACHS CORP 459200101 55094675 510727 X 392103 50 118574
INTERNATIONAL PAPER CO COM 460146103 1304734 23118 X 17918 0 5200
INTERNATIONAL PAPER CO COM 460146103 468210 8296 X 8296 0 0
INTERPUBLIC GROUP COS INC COM 460690100 13818814 239544 X 227544 0 12000
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 551702340 8204211 7771475 16175 416561
</TABLE>
<PAGE> 16
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 01-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 001 PAGE 14
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
INTERPUBLIC GROUP COS INC COM 460690100 43067611 746561 X 717051 3000 26510
INVACARE CORP COM 461203101 14827 739 X 739 0 0
INVACARE CORP COM 461203101 432358 21550 X 21550 0 0
INVESCO BALANCED FUND 46128W208 607480 34128 X 34128 0 0
INVESTMENT CO OF AMERICA COM 461308108 1063206 32754 X 32754 0 0
INVESTMENT CO OF AMERICA COM 461308108 278591 8583 X 8583 0 0
JANUS FUND INCORPORATED 471023101 2469742 56067 X 56067 0 0
JANUS FUND INCORPORATED 471023101 93162 2115 X 2115 0 0
JANUS INVT FD WORLDWIDE FD 471023309 3014791 39445 X 39445 0 0
JANUS INVT FD WORLDWIDE FD 471023309 20588 269 X 269 0 0
JANUS 471023408 5912216 70864 X 70864 0 0
JEFFERSON-PILOT CORP COM 475070108 511466 7494 X 7494 0 0
JOHNSON & JOHNSON 478160104 14886523 159641 X 149451 0 10190
JOHNSON & JOHNSON 478160104 29785356 319414 X 314240 50 5124
K MART CORP COM 482584109 61938 6155 X 6155 0 0
K MART CORP COM 482584109 138869 13800 X 3000 0 10800
KEANE INC COM 486665102 456175 14200 X 8000 0 6200
KELLOGG CO COM 487836108 703676 22837 X 22247 0 590
KELLOGG CO COM 487836108 2926804 94986 X 88086 0 6900
KEMPER 488412107 194838 24477 X 24477 0 0
KEMPER MUNICIPAL BOND FUND 488419201 412073 43838 X 43838 0 0
KEMPER 488438102 69840 8465 X 8465 0 0
KEMPER 488438102 111331 13495 X 13495 0 0
KEYCORP NEW COM 493267108 6842864 309282 X 298682 0 10600
KEYCORP NEW COM 493267108 12745128 576051 X 545294 0 30757
KIMBERLY-CLARK CORP COM 494368103 1442188 22039 X 22039 0 0
KIMBERLY-CLARK CORP COM 494368103 4826053 73750 X 67850 0 5900
KNIGHT RIDDER INC COM 499040103 673062 11300 X 11300 0 0
KNIGHT RIDDER INC COM 499040103 202514 3400 X 3400 0 0
KOHLS CORP COM 500255104 176788 2449 X 900 1549 0
KOHLS CORP COM 500255104 651858 9030 X 9030 0 0
KROGER CO COM 501044101 881463 46700 X 6700 0 40000
KROGER CO COM 501044101 22650 1200 X 1200 0 0
KRUPP INSD PLUS LTD PARTNERSHIP 501124101 90500 12500 X 12500 0 0
KRUPP INSURED PLUS II 501125108 142459 15075 X 15075 0 0
LG & E ENERGY CORP COM 501917108 24797 1422 X 1422 0 0
LG & E ENERGY CORP COM 501917108 362309 20777 X 14777 0 6000
LANIER WORLDWIDE INC 51589L105 36351 9381 X 8596 785 0
LANIER WORLDWIDE INC 51589L105 10773 2780 X 2780 0 0
LANLY CO CORP 515908903 1633368 538 X 0 0 538
LAUDER ESTEE COS INC 518439104 890735 17660 X 17660 0 0
LEE ENTERPRISES INC 523768109 319380 10000 X 10000 0 0
LEE ENTERPRISES INC CL B 523768208 424114 13202 X 13202 0 0
LEXMARK INTL GROUP INC 529771107 2946771 32561 X 27272 1279 4010
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 142579586 2932974 2762192 6663 164119
</TABLE>
<PAGE> 17
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 01-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 001 PAGE 15
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
LEXMARK INTL GROUP INC 529771107 93215 1030 X 1030 0 0
LILLY ELI & CO COM 532457108 3379996 50827 X 43367 0 7460
LILLY ELI & CO COM 532457108 22796732 342808 X 119171 0 223637
LIMITED INC COM 532716107 56307 1300 X 1300 0 0
LIMITED INC COM 532716107 289288 6679 X 6679 0 0
THORNBURG LIMITED TERM MUNI NATIONAL 532723103 73995 5670 X 5670 0 0
THORNBURG LIMITED TERM MUNI NATIONAL 532723103 800824 61366 X 61366 0 0
LINCOLN ELEC HLDGS INC 533900106 61875 3000 X 3000 0 0
LINCOLN ELEC HLDGS INC 533900106 3663495 177624 X 107424 0 70200
LINCOLN NATL CORP IND COM 534187109 940640 23516 X 23516 0 0
LINCOLN NATL CORP IND COM 534187109 3228960 80724 X 80724 0 0
LINEAR TECHNOLOGY CORP COM 535678106 395028 5520 X 0 0 5520
LINEAR TECHNOLOGY CORP COM 535678106 42938 600 X 600 0 0
LOCKHEED MARTIN CORP COM 539830109 175613 8028 X 1428 0 6600
LOCKHEED MARTIN CORP COM 539830109 72581 3318 X 2650 0 668
LOEWS CORP COM 540424108 315578 5200 X 3200 0 2000
LOEWS CORP COM 540424108 343494 5660 X 5660 0 0
LORD ABBETT INVT TR 543916308 86516 35603 X 35603 0 0
LORD ABBETT AFFILIATED FD INC COM 544001100 24415 1606 X 1606 0 0
LORD ABBETT AFFILIATED FD INC COM 544001100 139614 9185 X 9185 0 0
LORD ABBETT DEV GROWTH FD IN 544006109 1118418 54398 X 54398 0 0
LOWES COS INC COM 548661107 675593 11307 X 5307 0 6000
LOWES COS INC COM 548661107 206138 3450 X 3450 0 0
LUBRIZOL CORP COM 549271104 679466 22007 X 22007 0 0
LUBRIZOL CORP COM 549271104 4804335 155606 X 143229 0 12377
LUCENT TECHNOLOGIES INC COM 549463107 29637075 395161 X 375255 0 19906
LUCENT TECHNOLOGIES INC COM 549463107 65813775 877517 X 840093 3414 34010
MBNA CORP COM 55262L100 1697294 62286 X 50286 0 12000
MBNA CORP COM 55262L100 2066640 75840 X 75840 0 0
MCI WORLDCOM INC 55268B106 17161928 323426 X 251591 27090 44745
MCI WORLDCOM INC 55268B106 27938068 526508 X 517778 1607 7124
MFS BOND FUND CLASS A 55272P208 163421 13417 X 13417 0 0
MGIC INVT CORP WIS 552848103 2333790 38775 X 75 0 38700
MFS SER TR VII 552988305 217158 10336 X 10336 0 0
MANAGERS FDS 561717208 288573 3157 X 3157 0 0
MARSH & MCLENNAN COS INC 571748102 30193009 315536 X 311636 0 3900
MARSH & MCLENNAN COS INC 571748102 52443244 548065 X 525319 450 22296
MARSHALL & ILSLEY CORP COM 571834100 3464325 55153 X 55153 0 0
MASCO CORP 574599106 3507307 138219 X 43959 0 94260
MASCO CORP 574599106 4489954 176944 X 164484 1000 11460
MASSACHUSETTS INVESTORS GROWTH STK 575719109 6954377 342075 X 342075 0 0
MASSACHUSETTS INVESTORS GROWTH STK 575719109 1022558 50298 X 50298 0 0
MASTERS SELECT FDS 576417109 316996 22044 X 22044 0 0
MASTERS SELECT FDS 576417109 24539 1706 X 1706 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 294199085 5052495 4396072 33561 622863
</TABLE>
<PAGE> 18
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 01-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 001 PAGE 16
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
MASTERS SELECT FDS 576417208 81900 4387 X 4387 0 0
MASTERS SELECT FDS 576417208 399790 21414 X 21414 0 0
MAXIM INTEGRATED PRODS INC 57772K101 2102225 44550 X 32990 0 11560
MAXIM INTEGRATED PRODS INC 57772K101 1965852 41660 X 40260 0 1400
MAY DEPT STORES CO 577778103 411188 12750 X 6750 0 6000
MAY DEPT STORES CO 577778103 2528368 78399 X 78399 0 0
MCCORMICK & CO INC 579780206 104125 3500 X 3500 0 0
MCCORMICK & CO INC 579780206 367413 12350 X 12150 0 200
MCDONALDS CORP 580135101 13407701 332590 X 312990 0 19600
MCDONALDS CORP 580135101 32233872 799590 X 780556 0 19034
MCGRAW-HILL COS INC 580645109 2670643 43337 X 43337 0 0
MCGRAW-HILL COS INC 580645109 10540402 171041 X 165201 0 5840
MEAD CORP 582834107 2320979 53432 X 53432 0 0
MEAD CORP 582834107 294510 6780 X 6780 0 0
MEAD PROPERTIES INC NON-VOTING COM 582840997 299706 402 X 402 0 0
MEDIAONE GROUP INC 58440J104 5265147 68545 X 57529 0 11016
MEDIAONE GROUP INC 58440J104 7324196 95351 X 91141 1980 2230
MEDTRONIC INC 585055106 4136915 113533 X 94777 0 18756
MEDTRONIC INC 585055106 10274058 281960 X 278320 1800 1840
MELLON FINL CORP 58551A108 1474213 43279 X 24825 6054 12400
MELLON FINL CORP 58551A108 1146765 33666 X 16006 0 17660
MERCK & CO INC 589331107 59639764 887655 X 883667 0 3988
MERCK & CO INC 589331107 168973662 2514938 X 2435174 2500 77264
MERRILL LYNCH & CO INC 590188108 474884 5700 X 0 0 5700
MERRILL LYNCH & CO INC 590188108 312424 3750 X 3750 0 0
MICROSOFT CORP 594918104 37142145 318134 X 309644 0 8490
MICROSOFT CORP 594918104 89926337 770247 X 754497 4200 11550
MIDDLEBY CORP 596278101 59063 10500 X 0 0 10500
MILLIPORE CORP 601073109 81113 2100 X 2100 0 0
MILLIPORE CORP 601073109 521438 13500 X 13500 0 0
MINNESOTA MNG & MFG CO 604059105 10481825 107094 X 102244 0 4850
MINNESOTA MNG & MFG CO 604059105 29309256 299456 X 293907 715 4834
MOLEX INC 608554101 56688 1000 X 1000 0 0
MOLEX INC 608554101 516258 9107 X 9107 0 0
MONSANTO CO 611662107 2205909 62247 X 55097 0 7150
MONSANTO CO 611662107 3211711 90629 X 89904 0 725
MORGAN J P & CO INC 616880100 3169804 25033 X 22033 0 3000
MORGAN J P & CO INC 616880100 5129959 40513 X 40038 0 475
MORGAN STANLEY DEAN WITTER 616969200 251781 29311 X 29311 0 0
MORGAN STANLEY DEAN WITTER DISCOVER 617446448 1431640 10029 X 2029 0 8000
MORGAN STANLEY DEAN WITTER DISCOVER 617446448 1007387 7057 X 6008 0 1049
MOTOROLA INC 620076109 4454754 30253 X 21053 0 9200
MOTOROLA INC 620076109 16832295 114311 X 112311 0 2000
MUNIVEST FUND INC 626295109 7875 1000 X 1000 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 534547940 7616080 7312520 17249 286311
</TABLE>
<PAGE> 19
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 01-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 001 PAGE 17
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
MUNIVEST FUND INC 626295109 122850 15600 X 15600 0 0
NCT GROUP INC 62888Q109 1350 10000 X 10000 0 0
NVF CO COM 629449109 317 10559 X 10559 0 0
NABORS INDS INC 629568106 1237520 40000 X 0 0 40000
NACCO INDS INC 629579103 2333646 42000 X 0 0 42000
NACCO INDS INC 629579103 5472233 98487 X 81487 0 17000
NACCO INDUSTRIES INC CL B 629579202 1166813 21000 X 0 0 21000
NATIONAL CITY CORP 635405103 446015383 18828748 X 324175 0 18504573
NATIONAL CITY CORP 635405103 31992563 1350581 X 1217687 55696 77198
NESTLE S A 641069406 3797855 41682 X 41682 0 0
NESTLE S A 641069406 15846356 173916 X 171791 600 1525
NEW CENTY ENERGIES INC 64352U103 117612 3872 X 2693 1179 0
NEW CENTY ENERGIES INC 64352U103 93251 3070 X 3070 0 0
NEW ENGLAND ELEC SYS 644001109 20959 405 X 405 0 0
NEW ENGLAND ELEC SYS 644001109 207466 4009 X 4009 0 0
AMERICAN NEW PERSPECTIVE FUND 648018109 28265 960 X 960 0 0
AMERICAN NEW PERSPECTIVE FUND 648018109 184848 6279 X 6279 0 0
NEWELL RUBBERMAID INC 651229106 4474454 154292 X 151121 2891 280
NEWELL RUBBERMAID INC 651229106 3266473 112637 X 103557 0 9080
NEWS CORP LTD 652487703 38250 1000 X 1000 0 0
NEWS CORP LTD 652487703 395888 10350 X 10350 0 0
NEXTEL COMMUNICATIONS INC 65332V103 216563 2100 X 2100 0 0
NIKE INC 654106103 247815 5000 X 0 0 5000
NIKE INC 654106103 84257 1700 X 1700 0 0
NOKIA CORP 654902204 333405 1745 X 1745 0 0
NORDSTROM INC 655664100 1155562 43916 X 43916 0 0
NORDSTROM INC 655664100 3918216 148908 X 148508 0 400
NORFOLK SOUTHN CORP 655844108 1001733 48865 X 42365 0 6500
NORFOLK SOUTHN CORP 655844108 716332 34943 X 18728 0 16215
NORTEL NETWORKS CORP 656569100 3708922 36722 X 10700 12822 13200
NORTEL NETWORKS CORP 656569100 4060200 40200 X 40200 0 0
NORTHERN STS PWR CO MINN 665772109 382434 19612 X 19012 0 600
NORTHERN STS PWR CO MINN 665772109 477477 24486 X 24486 0 0
NORTHERN TR CORP 665859104 2896344 54648 X 54648 0 0
NORTHERN TR CORP 665859104 15808946 298282 X 292482 1500 4300
NORTHWESTERN STEEL & WIRE CO NEW 668367204 4993 11400 X 11400 0 0
NUVEEN MUN ADVANTAGE FD INC COM 67062H106 124800 10400 X 10400 0 0
NUVEEN PERFORMANCE PLUS MUN FD 67062P108 23250 2000 X 2000 0 0
NUVEEN PERFORMANCE PLUS MUN FD 67062P108 314631 27065 X 27065 0 0
NUVEEN PREMIUM INCOME MUN FD 67062T100 2053 172 X 172 0 0
NUVEEN PREMIUM INCOME MUN FD 67062T100 200427 16789 X 10123 0 6666
NUVEEN FLAGSHIP MULTISTATE I 67065L708 168131 16746 X 16746 0 0
NUVEEN MUNICIPAL BOND FUND 67065Q400 256765 28980 X 28980 0 0
NUVEEN FLAGSHIP MULTISTATE TR IV 67065R762 22807 2134 X 2134 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 552940415 21806260 2966035 74688 18765537
</TABLE>
<PAGE> 20
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 01-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 001 PAGE 18
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
NUVEEN FLAGSHIP MULTISTATE TR IV 67065R762 587152 54925 X 54925 0 0
NUVEEN MUNICIPAL VALUE FD 670928100 46297 5879 X 5879 0 0
NUVEEN MUNICIPAL VALUE FD 670928100 163813 20802 X 20802 0 0
NUVEEN SELECT 670973106 6032 500 X 0 0 500
NUVEEN SELECT 670973106 119062 9870 X 9870 0 0
NUVEEN OHIO QUALITY INCM MUNI 670980101 193078 12765 X 12765 0 0
NUVEEN OHIO QUALITY INCM MUNI 670980101 153746 10165 X 10165 0 0
OCCIDENTAL PETE CORP 674599105 910413 42100 X 36300 0 5800
OCCIDENTAL PETE CORP 674599105 1512690 69951 X 69601 0 350
OFFICEMAX INC 67622M108 72565 13344 X 7144 0 6200
OHIO CAS CORP 677240103 265875 16552 X 14968 0 1584
OHIO DISPLAYS INC COM 6773409A1 216557 1332 X 1332 0 0
OHIO MACHINERY CO COM 6774009A3 13028169 299223 X 299223 0 0
OLD REP INTL CORP 680223104 1485016 108992 X 108992 0 0
OLYMPIC STEEL INC 68162K106 111625 23500 X 14000 0 9500
OMNICOM GROUP INC 681919106 1231500 12315 X 12315 0 0
OMNICOM GROUP INC 681919106 207500 2075 X 2075 0 0
OMEGA FINL CORP 682092101 2290217 78973 X 78973 0 0
ORACLE CORP 68389X105 4243041 37863 X 31863 0 6000
ORACLE CORP 68389X105 8584250 76602 X 75002 0 1600
PG&E CORP COM 69331C108 162155 7910 X 210 0 7700
PG&E CORP COM 69331C108 52931 2582 X 2382 0 200
PE CORP 69332S102 115741 962 X 0 962 0
PE CORP 69332S102 192501 1600 X 1600 0 0
PIMCO 693390726 3196504 322879 X 322879 0 0
PMI GROUP INC 69344M101 1771912 36300 X 36300 0 0
PNC BK CORP 693475105 4943149 111082 X 105882 0 5200
PNC BK CORP 693475105 6629432 148976 X 146811 665 1500
PPG INDS INC 693506107 408536 6530 X 2086 0 4444
PPG INDS INC 693506107 1161545 18566 X 17166 0 1400
PAINEWEBBER 695900308 87855 13792 X 13792 0 0
PALL CORP 696429307 48258 2238 X 2238 0 0
PALL CORP 696429307 899328 41707 X 37083 0 4624
PARK NATL CORP 700658107 308544 3214 X 3214 0 0
PARKER HANNIFIN CORP 701094104 2752583 53643 X 53643 0 0
PARKSTONE MID CAPITALIZATION FUND 701475402 189978 13030 X 13030 0 0
PARKSTONE MID CAPITALIZATION FUND 701475402 68708 4712 X 4712 0 0
PARKSTONE U S GOVT INCOME FD 701475832 155772 17542 X 17542 0 0
PARKSTONE U S GOVT INCOME FD 701475832 39865 4489 X 4489 0 0
PAX WORLD FD INC 704222108 254827 10890 X 10890 0 0
PAYCHEX INC 704326107 97080 2427 X 0 2427 0
PAYCHEX INC 704326107 378440 9461 X 9461 0 0
PENNEY J C CO INC 708160106 101524 5092 X 792 0 4300
PENNEY J C CO INC 708160106 115142 5775 X 5775 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 59560908 1743127 1678171 4054 60902
</TABLE>
<PAGE> 21
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 01-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 001 PAGE 19
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
PEPSICO INC 713448108 40214469 1140836 X 1135736 0 5100
PEPSICO INC 713448108 122594106 3477847 X 3346652 4649 126546
PHARMACIA & UPJOHN INC 716941109 637560 14168 X 5468 0 8700
PHARMACIA & UPJOHN INC 716941109 1216890 27042 X 25955 0 1087
PFIZER INC 717081103 31638436 975351 X 950921 0 24430
PFIZER INC 717081103 89456478 2757768 X 2682703 4800 70265
PHARMOS CORP 717139208 21560 10000 X 0 0 10000
PHILIP MORRIS COS INC 718154107 2194798 95426 X 71126 0 24300
PHILIP MORRIS COS INC 718154107 5768791 250817 X 249117 0 1700
PHILLIPS PETE CO 718507106 411955 8765 X 6716 0 2049
PIEDMONT NAT GAS INC 720186105 1506250 50000 X 0 0 50000
PIONEER STD ELECTRS INC 723877106 628197 43510 X 37924 0 5586
PITNEY BOWES INC 724479100 28966977 599569 X 585839 0 13730
PITNEY BOWES INC 724479100 89902860 1860842 X 1824182 1964 34696
PRAXAIR INC 74005P104 2230878 44340 X 1100 0 43240
PRAXAIR INC 74005P104 116374 2313 X 2313 0 0
PREFORMED LINE PRODUCTS CO COM 740444104 576630 35760 X 35760 0 0
PREFORMED LINE PRODUCTS CO COM 740444104 210915 13080 X 12400 0 680
PREMIER FARNELL PLC 74050U107 319805 23049 X 23049 0 0
PREMIER FARNELL PLC 74050U206 371544 19301 X 19301 0 0
PREMIER FARNELL PLC 74050U206 4505 234 X 234 0 0
PROCTER & GAMBLE CO COM 742718109 42288360 385973 X 383343 0 2630
PROCTER & GAMBLE CO COM 742718109 129947635 1186054 X 1146883 1504 37667
PROGRESS SOFTWARE CORP 743312100 600642 10584 X 10584 0 0
PROGRESSIVE CORP OHIO 743315103 2592501 35453 X 35353 0 100
PROGRESSIVE CORP OHIO 743315103 82140216 1123285 X 1122335 0 950
PROVIDIAN FINL CORP 74406A102 9194540 100969 X 98569 0 2400
PROVIDIAN FINL CORP 74406A102 21121334 231942 X 212657 900 18385
PRUDENTIAL HIGH YIELD FD 74435F205 56277 7646 X 7646 0 0
PRUDENTIAL HIGH YIELD FD 74435F205 22478 3054 X 3054 0 0
PRUDENTIAL HIGH YIELD FD INC 74435F304 136803 18587 X 18587 0 0
PULITZER INC 745769109 88689 2200 X 2200 0 0
PULITZER INC 745769109 155850 3866 X 2800 0 1066
PULTE CORP 745867101 1080000 48000 X 48000 0 0
PUTNAM GEORGE FD BOSTON 746758507 609777 37804 X 37804 0 0
PUTNAM FD FOR GROWTH & INCOME 746761204 187430 10137 X 10137 0 0
PUTNAM INVS FD INC 746809102 287593 15018 X 15018 0 0
PUTNAM OHIO TAX EXEMPT INCOME FD II 746849306 336260 40174 X 38400 0 1774
PUTNAM PREMIER INCOME TR SH BEN INT 746853100 76702 12651 X 12651 0 0
PUTNAM TAX EXEMPT INCOME FD 746870104 106980 12766 X 12766 0 0
PUTNAM MASTER INTER INCOME TR 746909100 29690 5000 X 0 0 5000
PUTNAM MASTER INTER INCOME TR 746909100 564110 95000 X 95000 0 0
PUTNAM INTL GROWTH FD 746932300 3508041 119119 X 119119 0 0
QUAKER OATS CO COM 747402105 113269 1726 X 1726 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 714235155 14957026 14451128 13817 492081
</TABLE>
<PAGE> 22
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 01-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 001 PAGE 20
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
QUAKER OATS CO COM 747402105 1074675 16376 X 16136 0 240
QUALCOMM INC COM 747525103 9139479 51892 X 44972 6120 800
QUALCOMM INC COM 747525103 8364529 47492 X 47492 0 0
QUANEX CORP COM 747620102 637500 25000 X 25000 0 0
QUESTAR CORP COM 748356102 165120 11008 X 11008 0 0
R & B FALCON CORP 74912E101 403582 30459 X 459 0 30000
R & B FALCON CORP 74912E101 90100 6800 X 6800 0 0
QWEST COMMUNICATIONS INTL INC COM 749121109 2870465 66755 X 65555 0 1200
QWEST COMMUNICATIONS INTL INC COM 749121109 4625768 107576 X 104436 400 2740
R H DONNELLEY CORP 74955W307 41808 2215 X 2215 0 0
R H DONNELLEY CORP 74955W307 160475 8502 X 8502 0 0
RPM INC OHIO COM 749685103 2341773 229856 X 227856 0 2000
RPM INC OHIO COM 749685103 7281177 714682 X 637914 0 76768
RADIAN GROUP INC 750236101 1852223 38790 X 0 0 38790
RAYTHEON CO 755111408 273599 10300 X 6200 0 4100
RAYTHEON CO 755111408 297506 11200 X 11200 0 0
RECKSON ASSOCS RLTY CORP 75621K304 56875 2500 X 0 0 2500
RECKSON ASSOCS RLTY CORP 75621K304 420875 18500 X 18500 0 0
RELIANT ENERGY INC 75952J108 275735 12054 X 9154 2900 0
RELIANT ENERGY INC 75952J108 708256 30962 X 30562 0 400
REUTERS GROUP PLC-SPONS ADR 76132M102 4618382 57149 X 57149 0 0
REUTERS GROUP PLC-SPONS ADR 76132M102 28382980 351218 X 346286 125 4807
ROCHESTER PORTFOLIO SER 771740107 49022 15367 X 0 0 15367
ROCKWELL INTL CORP NEW 773903109 340679 7116 X 3516 0 3600
ROCKWELL INTL CORP NEW 773903109 518391 10828 X 2200 0 8628
ROHM & HAAS CO COM 775371107 153841 3781 X 3781 0 0
ROHM & HAAS CO COM 775371107 854204 20994 X 20608 0 386
T ROWE PRICE 779556109 17265 430 X 430 0 0
T ROWE PRICE 779556109 249720 6223 X 0 0 6223
T ROWE PRICE 779576107 69170 7609 X 7609 0 0
T ROWE PRICE 779576107 162464 17873 X 17873 0 0
T ROWE PRICE 779902105 80959 15539 X 15539 0 0
ROYAL DUTCH PETROLEUM CO 780257804 8745600 144405 X 86689 0 57716
ROYAL DUTCH PETROLEUM CO 780257804 13283949 219341 X 211801 860 6680
SBC COMMUNICATIONS INC COM 78387G103 36394459 746553 X 734130 373 12050
SBC COMMUNICATIONS INC COM 78387G103 63148772 1295359 X 1249846 4840 40673
SEI DAILY INCOME TR 783965726 50439 50439 X 50439 0 0
S D C PROPERTIES CO COM 7840309A8 4509793 540 X 540 0 0
SPDR TR 78462F103 514063 3500 X 0 3200 300
SPX CORP COM 784635104 228297 2825 X 2825 0 0
SPX CORP COM 784635104 125664 1555 X 1555 0 0
SAFEWAY INC COM NEW 786514208 3493740 97727 X 43456 4691 49580
SAFEWAY INC COM NEW 786514208 134063 3750 X 3750 0 0
ST PAUL COS INC COM 792860108 116392 3455 X 3455 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 207323828 4526495 4137438 23509 365548
</TABLE>
<PAGE> 23
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 01-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 001 PAGE 21
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
ST PAUL COS INC COM 792860108 439932 13059 X 11580 0 1479
SARA LEE CORP COM 803111103 8614057 390430 X 388430 0 2000
SARA LEE CORP COM 803111103 22927671 1039191 X 989651 4000 45540
SCHERING-PLOUGH CORP COM 806605101 12831659 302812 X 300812 0 2000
SCHERING-PLOUGH CORP COM 806605101 50447226 1190495 X 1140209 0 50286
SCHLUMBERGER LTD COM 806857108 10803501 192490 X 144845 0 47645
SCHLUMBERGER LTD COM 806857108 27422956 488605 X 477161 1200 10244
SCHULMAN A INC COM 808194104 12235 750 X 750 0 0
SCHULMAN A INC COM 808194104 156605 9600 X 5275 0 4325
SCIENTIFIC ATLANTA INC COM 808655104 33525 600 X 600 0 0
SCIENTIFIC ATLANTA INC COM 808655104 301725 5400 X 3100 0 2300
SCOTTS CO CL A 810186106 1127000 28000 X 28000 0 0
SCOTTS CO CL A 810186106 3764784 93535 X 91335 0 2200
SCRIPPS E W CO 811054204 907911 20260 X 20260 0 0
SCUDDER CASH INVESTMENT TRUST 811118108 33557 33557 X 33557 0 0
SCUDDER INTERNATIONAL FD INC COM 811165109 640261 9051 X 9051 0 0
SCUDDER MANAGED 811170109 396024 46482 X 46482 0 0
SCUDDER OHIO TAX FREE FD 811184407 152034 12009 X 12009 0 0
SEAGRAM LTD COM 811850106 192425 4300 X 0 0 4300
SEAGRAM LTD COM 811850106 358000 8000 X 8000 0 0
SEARS ROEBUCK & CO CAP 812387108 268637 8844 X 2144 0 6700
SEARS ROEBUCK & CO CAP 812387108 235467 7752 X 5908 0 1844
SELIGMAN COMMUNICATIONS & 816333108 653627 13833 X 13833 0 0
SELIGMAN COMMUNICATIONS & 816333108 1752279 37085 X 35402 1434 249
SELIGMAN OHIO MUNICIPAL FUND CL A 816346506 21244 2879 X 2879 0 0
SELIGMAN OHIO MUNICIPAL FUND CL A 816346506 542836 73555 X 73555 0 0
SEMTECH CORP COM 816850101 299719 5750 X 4500 0 1250
SEMTECH CORP COM 816850101 419606 8050 X 7450 0 600
SENTINEL GROUP FUND INC 817270309 216798 5466 X 5466 0 0
SERVICEMASTER CO COM 81760N109 1994706 162000 X 162000 0 0
SERVICEMASTER CO COM 81760N109 5333080 433126 X 395326 0 37800
SHEARSON LEHMAN HUTTON UNIT 820926533 1222 14378 X 14378 0 0
SHEARSON LEHMAN HUTTON UNIT 820926889 836 20903 X 20903 0 0
SHERWIN WILLIAMS CO COM 824348106 1003170 47770 X 39370 0 8400
SHERWIN WILLIAMS CO COM 824348106 3590832 170992 X 157417 350 13225
SIEBEL SYS INC 826170102 235200 2800 X 2800 0 0
SIEBEL SYS INC 826170102 552300 6575 X 5900 75 600
SIFCO INDS VTG TR 8265469A3 3948765 496076 X 496076 0 0
SIGMA ALDRICH CORP COM 826552101 1264390 42058 X 26048 0 16010
SIGMA ALDRICH CORP COM 826552101 2673593 88933 X 86643 0 2290
SKY FINL GROUP INC 83080P103 60375 3000 X 3000 0 0
SKY FINL GROUP INC 83080P103 475856 23645 X 23645 0 0
SMITHKLINE BEECHAM CORP 832378301 51300 800 X 800 0 0
SMITHKLINE BEECHAM CORP 832378301 1854303 28917 X 28917 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 169013229 5593813 5325467 7059 261287
</TABLE>
<PAGE> 24
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 01-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 001 PAGE 22
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
SMUCKER J M CO CL A 832696108 138450 7100 X 7100 0 0
SMUCKER J M CO CL A 832696108 692601 35518 X 34818 0 700
SMUCKER J M CO 832696207 104000 6400 X 6400 0 0
SMUCKER J M CO 832696207 554434 34119 X 33319 0 800
SOLECTRON CORP COM 834182107 216885 2280 X 0 2280 0
SOLECTRON CORP COM 834182107 474103 4984 X 4984 0 0
SONOCO PRODS CO COM 835495102 52553 2310 X 2310 0 0
SONOCO PRODS CO COM 835495102 875170 38469 X 37369 0 1100
SOUTHDOWN INC COM 841297104 1014535 19652 X 18772 0 880
SOUTHERN CO COM 842587107 331256 14096 X 1196 0 12900
SOUTHERN CO COM 842587107 765184 32561 X 32561 0 0
SPRINT CORP COM 852061100 5952892 88436 X 73636 0 14800
SPRINT CORP COM 852061100 5598557 83172 X 78899 292 3981
SPRINT CORP 852061506 5479343 53457 X 43681 4326 5450
SPRINT CORP 852061506 5553963 54185 X 53016 0 1169
STATE STR CORP 857477103 10782784 147582 X 146982 0 600
STATE STR CORP 857477103 37569506 514207 X 499812 370 14025
STATE STREET EXCHANGE FUND 857478101 23453820 38025 X 38025 0 0
STATE STREET INVESTMENT 857483101 1029077 72984 X 72984 0 0
STEARNS & LEHMAN INC COM 857890107 58708 36128 X 36128 0 0
STERIS CORP COM 859152100 85844 8375 X 8375 0 0
STERIS CORP COM 859152100 607815 59299 X 58899 0 400
STRYKER CORP COM 863667101 139250 2000 X 2000 0 0
STRYKER CORP COM 863667101 320275 4600 X 3800 0 800
SUN CMMNTYS INC COM 866674104 258309 8025 X 8025 0 0
SUN CMMNTYS INC COM 866674104 553634 17200 X 17200 0 0
SUN MICROSYSTEMS INC COM 866810104 5608989 72432 X 68032 0 4400
SUN MICROSYSTEMS INC COM 866810104 12078160 155972 X 152672 0 3300
SUNTRUST BKS INC COM 867914103 328100 4768 X 1168 0 3600
SUNTRUST BKS INC COM 867914103 1198722 17420 X 17420 0 0
SUSQUEHANA BANCSHARES INC PA COM 869099101 2884281 181687 X 181687 0 0
SYSCO CORP COM 871829107 2514941 63568 X 63568 0 0
SYSCO CORP COM 871829107 13830473 349581 X 342781 2000 4800
TECO ENERGY INC COM 872375100 37126 2000 X 2000 0 0
TECO ENERGY INC COM 872375100 250526 13496 X 11496 0 2000
TJX COS INC NEW COM 872540109 302074 14780 X 14780 0 0
TJX COS INC NEW COM 872540109 74599 3650 X 3650 0 0
T R W INC COM 872649108 1766671 34015 X 34015 0 0
T R W INC COM 872649108 10761190 207193 X 194577 0 12616
TANDY CORP COM 875382103 1399448 28451 X 28451 0 0
TANDY CORP COM 875382103 98376 2000 X 2000 0 0
TELEFLEX INC COM 879369106 200403 6400 X 6400 0 0
TELEFONOS DE MEXICO S A SPONSORED 879403780 112500 1000 X 1000 0 0
TELEFONOS DE MEXICO S A SPONSORED 879403780 91125 810 X 810 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 156200652 2544387 2446798 9268 88321
</TABLE>
<PAGE> 25
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 01-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 001 PAGE 23
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
TELESIS MEDICAL MANAGEMENT INC 8795199A6 75000 20000 X 20000 0 0
TELLABS INC COM 879664100 448674 6990 X 2000 0 4990
TELLABS INC COM 879664100 757418 11800 X 11800 0 0
TELXON CORP COM 879700102 322608 20163 X 20163 0 0
TEMPLETON EMERGING MARKETS FUND 880191101 27126 2000 X 0 0 2000
TEMPLETON EMERGING MARKETS FUND 880191101 271260 20000 X 20000 0 0
TEMPLETON FDS INC 880196100 318763 17055 X 17055 0 0
TEMPLETON FOREIGN FUND 880196209 1350821 120394 X 109788 0 10606
TEMPLETON FOREIGN FUND 880196209 4286266 382020 X 360571 0 21449
TEMPLETON GROWTH FD INC 880199104 156832 7857 X 7857 0 0
TEMPLETON GROWTH FD INC 880199104 45621 2286 X 2286 0 0
TEMPLETON INSTL FDS INC 880210505 38253717 1776763 X 1755808 0 20955
TEMPLETON INSTL FDS INC 880210505 3767653 174995 X 162139 3942 8914
TEXACO INC COM 881694103 3345464 61596 X 47676 0 13920
TEXACO INC COM 881694103 1045308 19246 X 17446 0 1800
TEXAS INSTRS INC COM 882508104 2718544 28135 X 28135 0 0
TEXAS INSTRS INC COM 882508104 4092455 42354 X 39154 0 3200
TEXAS UTILITIES CO COM (HLDG) 882848104 759270 21350 X 16250 0 5100
TEXAS UTILITIES CO COM (HLDG) 882848104 520249 14629 X 14429 0 200
TEXTRON INC COM 883203101 375464 4896 X 2096 0 2800
TEXTRON INC COM 883203101 216030 2817 X 2817 0 0
THERMO ELECTRON CORP COM 883556102 154395 10293 X 10293 0 0
THORNBURG INTERMEDIATE MUNI FUND 885215202 908783 71054 X 71054 0 0
THORNBURG GLOBAL VALUE FUND 885215640 609965 56063 X 56063 0 0
TIDEWATER INC COM 886423102 142200 3950 X 3950 0 0
TIDEWATER INC COM 886423102 149400 4150 X 2150 0 2000
TIME WARNER INC COM 887315109 7584766 104888 X 100838 0 4050
TIME WARNER INC COM 887315109 14358903 198566 X 196391 0 2175
TIMES MIRROR CO NEW 887364107 245153 3659 X 2725 0 934
TOOTSIE ROLL IND COM 890516107 264591 8033 X 8033 0 0
TOP ROC PRECAST CORP 890790108 0 88332 X 88332 0 0
TRANSTECHNOLOGY CORP 893889105 177008 16000 X 16000 0 0
TRI-CONTINENTAL CORPORATION 895436103 139682 5011 X 5011 0 0
TRI-CONTINENTAL CORPORATION 895436103 126218 4528 X 4528 0 0
TRICON GLOBAL RESTAURANTS 895953107 1107958 28685 X 28685 0 0
TRICON GLOBAL RESTAURANTS 895953107 3180885 82353 X 77855 510 3988
TRIBUNE CO NEW COM 896047107 154176 2800 X 2800 0 0
TRIBUNE CO NEW COM 896047107 138759 2520 X 2520 0 0
TRIPATH IMAGING INC 896942109 67469 16356 X 0 0 16356
TYCO INTL LTD NEW 902124106 12443067 319053 X 305239 0 13814
TYCO INTL LTD NEW 902124106 23448438 601242 X 557470 4118 39654
USX-MARATHON GROUP COM NEW 902905827 998309 40437 X 337 0 40100
USX-MARATHON GROUP COM NEW 902905827 238634 9666 X 8966 200 500
UST INC COM 902911106 277068 11000 X 11000 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 130070370 4445985 4217710 8770 219505
</TABLE>
<PAGE> 26
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 01-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 001 PAGE 24
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
US BANCORP NEW COM 902973106 720415 30253 X 19453 0 10800
US BANCORP NEW COM 902973106 1020316 42847 X 42847 0 0
UNILEVER N V 904784709 390702 7177 X 1571 5606 0
UNILEVER N V 904784709 1096871 20149 X 20149 0 0
UNION CARBIDE CORP CAP 905581104 387150 5800 X 600 0 5200
UNION CARBIDE CORP CAP 905581104 262728 3936 X 3936 0 0
UNION PAC CORP CO COM 907818108 278729 6380 X 2080 0 4300
UNION PAC CORP CO COM 907818108 628408 14384 X 11524 0 2860
UNION PAC RES GROUP INC COM 907834105 22670 1778 X 1778 0 0
UNION PAC RES GROUP INC COM 907834105 212262 16648 X 14226 0 2422
UNITED ACCUMULATIVE FD INVMT PROG 910450105 121571 13301 X 13301 0 0
UNITED HEALTH CARE CORP COM 910581107 212500 4000 X 800 0 3200
UNITED HEALTH CARE CORP COM 910581107 21250 400 X 400 0 0
U S WEST INC NEW 91273H101 8785224 122017 X 121231 0 786
U S WEST INC NEW 91273H101 15248316 211782 X 200632 1733 9417
UNITED TECHNOLOGIES CORP COM 913017109 2366845 36413 X 30313 0 6100
UNITED TECHNOLOGIES CORP COM 913017109 1707160 26264 X 25464 0 800
UNOCAL CORP COM 915289102 119316 3555 X 3555 0 0
UNOCAL CORP COM 915289102 642731 19150 X 19150 0 0
VALUE LINE ASSET ALLOCATION FD INC 920395100 1639126 82327 X 82327 0 0
VAN KAMPEN AMERICAN VALUE FUND 921133609 841620 36497 X 36497 0 0
VAN KAMPEN EMERGING MARKETS FUND 921133856 153987 11381 X 11381 0 0
VANGUARD QUANTITATIVE PORTFOLIOS INC 921913109 676348 18240 X 18240 0 0
VANGUARD OHIO TAX FREE MONEY MARKET 921929105 212171 212171 X 212171 0 0
VANGUARD OHIO TAX FREE FD 921929204 1112960 100720 X 100720 0 0
VANGUARD 921935102 8248 295 X 295 0 0
VANGUARD 921935102 297692 10647 X 10647 0 0
VANGUARD/WELLESLEY INCOME FD INC 921938106 251685 13352 X 13352 0 0
VANGUARD WINDSOR FUND INC 922018106 634511 41827 X 41827 0 0
VANGUARD WINDSOR FUND INC 922018106 795017 52407 X 52407 0 0
VANGUARD FIXED INCOME SECS FD 922031208 77827 10531 X 10531 0 0
VANGUARD FIXED INCOME SECS FD 922031208 18036 2441 X 2441 0 0
VANGUARD FIXED INCOME SECS FD 922031307 100403 10183 X 10183 0 0
VANGUARD INTL EQUITY INDEX FD 922042106 36741 3007 X 3007 0 0
VANGUARD INTL EQUITY INDEX FD 922042106 269950 22091 X 22091 0 0
VANGUARD MONEY MKT TR 922906201 20974 20974 X 20974 0 0
VANGUARD MUN BD FD INC 922907209 159771 12511 X 11960 0 551
VANGUARD MUN BD FD INC 922907308 122495 11881 X 11881 0 0
VANGUARD 922908108 676295 4997 X 4997 0 0
VANGUARD 922908108 5920521 43749 X 39333 0 4415
VANGUARD 922908504 560142 14206 X 14206 0 0
VERISIGN INC 92343E102 223588 1171 X 1171 0 0
VERISIGN INC 92343E102 933496 4889 X 4889 0 0
VERTICALNET INC 92532L107 181548 1107 X 1107 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 50170316 1329836 1271645 7339 50851
</TABLE>
<PAGE> 27
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 01-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 001 PAGE 25
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
VERTICALNET INC 92532L107 739968 4512 X 4512 0 0
VIACOM INC CL B COM 925524308 852176 14100 X 3700 0 10400
VIACOM INC CL B COM 925524308 616588 10202 X 10202 0 0
VITESSE SEMICONDUCTOR CORP COM 928497106 209752 4000 X 4000 0 0
VODAFONE AIRTOUCH PLC 92857T107 2931638 59225 X 58275 0 950
VODAFONE AIRTOUCH PLC 92857T107 10550232 213136 X 208121 1250 3765
VORNADO RLTY TR SH BEN INT 929042109 487500 15000 X 15000 0 0
VULCAN MATERIALS CO COM 929160109 8062044 201864 X 201864 0 0
WACHOVIA CORP COM 929771103 12353152 181664 X 178084 0 3580
WACHOVIA CORP COM 929771103 47934098 704913 X 693599 475 10839
WAL MART STORES INC 931142103 25347723 366694 X 349514 0 17180
WAL MART STORES INC 931142103 53969206 780748 X 743268 0 37480
WALGREEN CO COM 931422109 6953895 237740 X 216760 0 20980
WALGREEN CO COM 931422109 8422508 287949 X 284024 0 3925
WALLACE COMPUTER SVCS INC 932270101 167846 10096 X 10096 0 0
WARNER LAMBERT CO COM 934488107 2622917 32011 X 32011 0 0
WARNER LAMBERT CO COM 934488107 10184975 124301 X 124301 0 0
WASTE MANAGEMENT INC NEW COM 94106L109 46837 2725 X 2725 0 0
WASTE MANAGEMENT INC NEW COM 94106L109 274063 15945 X 15945 0 0
WASTE-QUIP INC CL A COM 9410779A9 283488 22679 X 0 0 22679
WELLS FARGO & CO NEW 949746101 19140316 473325 X 436522 15953 20850
WELLS FARGO & CO NEW 949746101 41489509 1026003 X 977943 150 47910
WERNER ENTERPRISES INC 950755108 174016 12374 X 12374 0 0
WERNER HLDG CO PA INC 9507629A4 400906 331 X 331 0 0
WERNER HLDG CO PA INC 9507629B2 874451 722 X 722 0 0
WESTVACO CORP COM 961548104 140614 4310 X 4310 0 0
WESTVACO CORP COM 961548104 589925 18082 X 18082 0 0
WEYERHAEUSER CO COM 962166104 505204 7035 X 2535 0 4500
WEYERHAEUSER CO COM 962166104 117917 1642 X 1642 0 0
WHIRLPOOL CORP COM 963320106 12494048 192030 X 189030 0 3000
WHIRLPOOL CORP COM 963320106 6547940 100640 X 100640 0 0
WILLAMETTE INDS INC COM 969133107 2750523 59230 X 41000 0 18230
WILLAMETTE INDS INC COM 969133107 37150 800 X 800 0 0
WILLIAMS COS INC DEL COM 969457100 19866 650 X 650 0 0
WILLIAMS COS INC DEL COM 969457100 233654 7645 X 7165 0 480
WISCONSIN ENERGY CORP COM 976657106 918321 47705 X 47705 0 0
WISCONSIN ENERGY CORP COM 976657106 1465098 76109 X 75659 0 450
WRIGLEY WILLIAM JR CO COM 982526105 237037 2858 X 2858 0 0
XILINX INC COM 983919101 190151 4182 X 1040 3142 0
XILINX INC COM 983919101 272814 6000 X 5200 0 800
XEROX CORP COM 984121103 641095 28257 X 28257 0 0
XEROX CORP COM 984121103 1438260 63393 X 62193 0 1200
YAHOO! INC COM 984332106 1275132 2947 X 487 2460 0
YAHOO! INC COM 984332106 1181671 2731 X 2701 0 30
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 286146224 5428505 5175847 23430 229228
</TABLE>
<PAGE> 28
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 01-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 001 PAGE 26
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
YORK GROUP INC 986632107 51756 12000 X 0 0 12000
YORK INTL CORP COM NEW 986670107 175631 6401 X 6401 0 0
YORK INTL CORP COM NEW 986670107 462248 16847 X 16847 0 0
ZIONS BANCORP COM 989701107 1994636 33700 X 0 0 33700
ZIONS BANCORP COM 989701107 236752 4000 X 4000 0 0
DORATY CHEVROLET INC 990732687 814685 236 X 236 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 3735708 73184 27484 0 45700
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR COMMON STOCK 8256912326 352203218 325062597 581596 26559027
</TABLE>
<PAGE> 29
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 01-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 001 PAGE 27
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
B. PREFERRED STOCK INSTR OTHER
PREFERRED STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
APPLIED TECHNOLOGY VENTURES 0382839B5 277920 579 X 579 0 0
NOVALABS LLC 3741599P8 120000 120000 X 120000 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 397920 120579 120579 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR PREFERRED STOCK 397920 120579 120579 0 0
</TABLE>
<PAGE> 30
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 01-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 001 PAGE 28
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
C. OTHER INSTR OTHER
OTHER
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
ALLWASTE INC SUB DEB CONV 020047AA4 1875 25000 X 0 0 25000
CII FINL INC SUB DEB CONV 12551LAB7 56400 80000 X 80000 0 0
MERIDIAN DIAGNOSTICS INC SUB DEB 589602AB7 15000 15000 X 15000 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 73275 120000 95000 0 25000
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR OTHER 73275 120000 95000 0 25000
</TABLE>
<PAGE> 31
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 01-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 001 PAGE 29
**SUMMARY PAGE FOR: 01-NATIONAL CITY BANK **
CATEGORY MARKET SH/PV SOLE SHARED NONE
---------------------------------------- ---------- --------- --------- --------- ---------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
A. COMMON STOCK 8256912326 352203218 325062597 581596 26559027
B. PREFERRED STOCK 397920 120579 120579 0 0
C. OTHER 73275 120000 95000 0 25000
----------- ---------- ---------- ---------- ----------
**GRAND TOTALS** 8257383521 352443797 325278176 581596 26584027
</TABLE>
<PAGE> 32
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 02-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 002 PAGE 30
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
PARTNERRE LTD G6852T105 188140 5800 X 5800 0 0
PARTNERRE LTD G6852T105 34871 1075 X 0 1075 0
TRANSOCEAN SEDCO FOREX INC G90078109 355359 10834 X 10635 19 179
TRANSOCEAN SEDCO FOREX INC G90078109 153289 4673 X 2324 1864 485
CHECK POINT SOFTWARE TECH LT M22465104 511980 2576 X 2176 0 400
ADC TELECOMMUNICATIONS INC COM 000886101 992299 13675 X 13575 100 0
AFLAC INC COM 001055102 94376 2000 X 2000 0 0
AFLAC INC COM 001055102 198190 4200 X 2000 2200 0
AT&T CORP COM 001957109 3978861 78304 X 77104 900 300
AT&T CORP COM 001957109 1907469 37539 X 29437 5402 2700
AT&T CORP 001957208 568130 10000 X 0 10000 0
ABBOTT LABS 002824100 3834471 105595 X 104545 750 300
ABBOTT LABS 002824100 2640246 72708 X 65708 7000 0
ADVANCED DRAINAGE SYSTEMS INC 0075999A3 1578628 14740 X 0 0 14740
AEGON N V ORD AMER REG (NLG) 007924103 159294 1668 X 1668 0 0
AEGON N V ORD AMER REG (NLG) 007924103 82894 868 X 868 0 0
AIM 008879835 58024 7199 X 7199 0 0
AIM 008879835 76326 9470 X 0 9470 0
AGRICULTURAL LANDS 008990103 196500 131 X 131 0 0
AGRICULTURAL LANDS 008990103 540000 360 X 0 0 360
ALBERTSONS INC COM 013104104 228008 7070 X 7070 0 0
ALBERTSONS INC COM 013104104 35475 1100 X 400 700 0
ALCOA INC 013817101 232400 2800 X 2800 0 0
ALLMERICA FINL CORP COM 019754100 379808 6828 X 6828 0 0
ALLSTATE CORP COM 020002101 258052 10724 X 10724 0 0
ALLSTATE CORP COM 020002101 41918 1742 X 1056 686 0
ALLTEL CORP COM 020039103 322235 3897 X 3897 0 0
ALLTEL CORP COM 020039103 236653 2862 X 0 2862 0
ALTERA CORP COM 021441100 312247 6300 X 6050 250 0
ALTERA CORP COM 021441100 47085 950 X 300 650 0
AMERICA ONLINE INC DEL COM 02364J104 1256338 16558 X 15858 700 0
AMERICA ONLINE INC DEL COM 02364J104 192571 2538 X 1438 1100 0
AMERICAN ELECTRIC POWER CO INC 025537101 385918 12013 X 12013 0 0
AMERICAN ELECTRIC POWER CO INC 025537101 992309 30889 X 14962 5327 10600
AMERICAN EXPRESS CO COM 025816109 1481288 8910 X 8910 0 0
AMERICAN EXPRESS CO COM 025816109 1563083 9402 X 5302 4100 0
AMERICAN GENERAL CORP 026351106 68288 900 X 900 0 0
AMERICAN GENERAL CORP 026351106 376037 4956 X 3000 1956 0
AMERICAN HOME PRODS CORP COM 026609107 923317 23524 X 23524 0 0
AMERICAN HOME PRODS CORP COM 026609107 1399655 35660 X 22160 10000 3500
AMERICAN INTL GROUP INC COM 026874107 4574877 42311 X 40918 62 1331
AMERICAN INTL GROUP INC COM 026874107 2381994 22030 X 11437 10593 0
AMGEN INC 031162100 1099153 18300 X 17700 0 600
AMGEN INC 031162100 126132 2100 X 2100 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 37064188 657779 544517 77766 35495
</TABLE>
<PAGE> 33
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 02-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 002 PAGE 31
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
ANHEUSER BUSCH 035229103 290588 4100 X 4100 0 0
ANHEUSER BUSCH 035229103 1589018 22420 X 22420 0 0
APPLIED MATLS INC 038222105 50675 400 X 400 0 0
APPLIED MATLS INC 038222105 772797 6100 X 0 6100 0
ARCHSTONE COMMUNITIES TRUST COM 039581103 313650 15300 X 15300 0 0
ARNOLD WHOLESALE CORP COM 041992108 1322100 450 X 450 0 0
ARNOLD WHOLESALE CORP COM 041992108 8784620 2990 X 2337 653 0
ARMADA GOVERNMENT MONEY MKT 042086306 100000 100000 X 100000 0 0
ARMADA TAX MANAGED EQUITY FD #233 042086330 410362 28939 X 28939 0 0
ARMADA NATIONAL TAX EXEMPT BD FD 042086363 923293 96478 X 96478 0 0
ARMADA NATIONAL TAX EXEMPT BD FD 042086363 314526 32866 X 30781 2084 0
ARMADA SMALL CAP GROWTH FUND #519 042086579 2044793 132178 X 131204 0 974
ARMADA SMALL CAP GROWTH FUND #519 042086579 324089 20950 X 16855 0 4094
ARMADA CORE EQUITY FUND #681 042086595 561434 37329 X 36542 788 0
ARMADA CORE EQUITY FUND #681 042086595 235711 15672 X 9708 2147 3817
ARMADA INTERNATIONAL EQUITY FD 042086629 3676936 222575 X 218528 2610 1436
ARMADA INTERNATIONAL EQUITY FD 042086629 615146 37236 X 32022 3335 1880
ARMADA EQUITY INDEX FUND #42 042086645 1058028 83573 X 83573 0 0
ARMADA GNMA INSTL CL #666 042086660 503879 51416 X 51416 0 0
ARMADA GNMA INSTL CL #666 042086660 209436 21371 X 17074 2413 1884
ARMADA BOND FD INSTL CL #630 042086686 20610405 2149156 X 2103870 45286 0
ARMADA BOND FD INSTL CL #630 042086686 3647107 380303 X 302949 75467 1887
ARMADA OHIO TAX EXEMPT BOND FD 042086751 21113381 1995594 X 1956025 39569 0
ARMADA OHIO TAX EXEMPT BOND FD 042086751 8420496 795888 X 508458 130367 157063
ARMADA TOTAL RETURN ADVANTAGE FUND 042086777 1394930 146680 X 145201 0 1479
ARMADA TOTAL RETURN ADVANTAGE FUND 042086777 166258 17482 X 16608 874 0
ARMADA INTERMEDIATE BD FUND 042086793 10395752 1026234 X 1021488 0 4746
ARMADA INTERMEDIATE BD FUND 042086793 934720 92272 X 88597 0 3675
ARMADA ENHANCED INCOME FUND 042086827 224139 22755 X 22755 0 0
ARMADA ENHANCED INCOME FUND 042086827 18643 1893 X 1893 0 0
ARMADA SMALL CAP VALUE FUND #616 042086843 3209190 230877 X 230102 0 775
ARMADA SMALL CAP VALUE FUND #616 042086843 1557500 112050 X 59794 50821 1435
ARMADA EQUITY INCOME FUND #614 042086868 4663635 289307 X 287806 550 952
ARMADA EQUITY INCOME FUND #614 042086868 934698 57984 X 50038 5007 2939
ARMADA EQUITY GROWTH FUND 042086884 41683069 1412985 X 1397578 13228 2180
ARMADA EQUITY GROWTH FUND 042086884 8334249 282517 X 199272 78521 4723
ASSOCIATES FIRST CAP CORP COM 046008108 368191 13419 X 13269 150 0
ASSOCIATES FIRST CAP CORP COM 046008108 253994 9257 X 2417 3530 3310
ATLANTIC RICHFIELD CO COM 048825103 138400 1600 X 1600 0 0
ATLANTIC RICHFIELD CO COM 048825103 281644 3256 X 1996 1260 0
AUTOMATIC DATA PROCESSING INC COM 053015103 5559361 103190 X 100390 700 2100
AUTOMATIC DATA PROCESSING INC COM 053015103 3502414 65010 X 58560 2050 4400
BP AMOCO PLC-SPONS ADR 055622104 4225933 71248 X 70320 528 400
BP AMOCO PLC-SPONS ADR 055622104 4342779 73218 X 67712 5506 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 170081969 10286518 9606825 473544 206149
</TABLE>
<PAGE> 34
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 02-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 002 PAGE 32
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
BMC SOFTWARE INC COM 055921100 1191076 14900 X 14750 150 0
BANK OF AMER CORP 060505104 2082752 41499 X 40999 500 0
BANK OF AMER CORP 060505104 662482 13200 X 10700 0 2500
BANK NEW YORK INC COM 064057102 1165600 29140 X 29140 0 0
BANK ONE CORP COM 06423A103 4310176 134693 X 134543 150 0
BANK ONE CORP COM 06423A103 3006944 93967 X 84634 9333 0
BAXTER INTL INC COM 071813109 920776 14659 X 14659 0 0
BAXTER INTL INC COM 071813109 181216 2885 X 2585 300 0
BELL ATLANTIC CORP COM 077853109 1808352 29374 X 29374 0 0
BELL ATLANTIC CORP COM 077853109 53190 864 X 864 0 0
BELLSOUTH CORP COM 079860102 2070820 44236 X 43436 800 0
BELLSOUTH CORP COM 079860102 702663 15010 X 10010 5000 0
BEST FOODS 08658U101 454670 8650 X 8650 0 0
BEST FOODS 08658U101 294353 5600 X 3200 2400 0
BLOCK H & R INC 093671105 523906 11975 X 11875 100 0
BLOCK H & R INC 093671105 21875 500 X 200 300 0
BOB EVANS FARMS INC COM 096761101 108406 7022 X 7022 0 0
BOB EVANS FARMS INC COM 096761101 511924 33160 X 30388 2772 0
BOEING CO 097023105 339792 8200 X 7700 300 200
BOEING CO 097023105 190615 4600 X 1100 0 3500
BRISTOL MYERS SQUIBB CO COM 110122108 11737184 182856 X 182056 600 200
BRISTOL MYERS SQUIBB CO COM 110122108 6484272 101020 X 66520 32500 2000
BROTHERHOOD BANCSHARES INC 114816101 268000 6700 X 0 6700 0
CBS CORP 12490K107 366237 5728 X 5328 400 0
CBS CORP 12490K107 1758295 27500 X 27500 0 0
CIGNA CORP COM 125509109 209464 2600 X 2600 0 0
CVS CORPORATION (DEL) 126650100 1136039 28490 X 26490 1600 400
CVS CORPORATION (DEL) 126650100 801488 20100 X 3400 12700 4000
CALVERT TAX FREE RESVS 131620205 221941 20859 X 20859 0 0
CARDINAL HEALTH INC COM 14149Y108 601789 12570 X 12570 0 0
CARDINAL HEALTH INC COM 14149Y108 5137610 107313 X 44570 6475 56268
CHASE MANHATTAN CORP (NEW) COM 16161A108 1132769 14581 X 14381 0 200
CHASE MANHATTAN CORP (NEW) COM 16161A108 126165 1624 X 1624 0 0
CHEVRON CORP COM 166751107 2806650 32400 X 32200 0 200
CHEVRON CORP COM 166751107 1667098 19245 X 10981 8264 0
CHUBB CORP COM 171232101 765857 13600 X 13300 100 200
CHUBB CORP COM 171232101 11263 200 X 200 0 0
CINCINNATI FINL CORP COM 172062101 307389 9856 X 9774 82 0
CINCINNATI FINL CORP COM 172062101 113150 3628 X 2683 945 0
CISCO SYS INC COM 17275R102 16020008 149545 X 147345 1050 1150
CISCO SYS INC COM 17275R102 4889935 45647 X 28807 13840 3000
CINTAS CORP COM 172908105 2806859 52835 X 52260 375 200
CINTAS CORP COM 172908105 704438 13260 X 11660 1600 0
CITIGROUP INC COM 172967101 589569 10587 X 10587 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 81265057 1396878 1213524 109336 74018
</TABLE>
<PAGE> 35
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 02-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 002 PAGE 33
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
CITIGROUP INC COM 172967101 671820 12064 X 814 11250 0
CITIZENS UTILS CO DEL CL B 177342201 375301 26452 X 26452 0 0
CLEAR CHANNEL COMMUNICATIONS INC COM 184502102 128074 1435 X 1435 0 0
CLEAR CHANNEL COMMUNICATIONS INC COM 184502102 452498 5070 X 170 4900 0
CLOROX CO COM 189054109 439270 8720 X 8720 0 0
CLOROX CO COM 189054109 125938 2500 X 2200 300 0
COCA-COLA CO COM 191216100 6830199 117257 X 116557 600 100
COCA-COLA CO COM 191216100 1754840 30126 X 13488 13638 3000
COLGATE-PALMOLIVE CO COM 194162103 817570 12578 X 11760 0 818
COLGATE-PALMOLIVE CO COM 194162103 1039480 15992 X 7480 8512 0
COMCAST CORP CL A SPL 200300200 461893 9135 X 9135 0 0
COMCAST CORP CL A SPL 200300200 303378 6000 X 500 5500 0
COMPAQ COMPUTER CORP COM 204493100 527187 19480 X 18180 1300 0
COMPAQ COMPUTER CORP COM 204493100 395336 14608 X 5000 2608 7000
COMPUTER SCIENCES CORP COM 205363104 1201738 12700 X 12700 0 0
CONAGRA INC COM 205887102 957434 42200 X 42200 0 0
CONCORD EFS INC COM 206197105 108150 4200 X 4200 0 0
CONCORD EFS INC COM 206197105 185400 7200 X 0 7200 0
CONSOLIDATED NAT GAS CO COM 209615103 201827 3108 X 3108 0 0
CONSOLIDATED NAT GAS CO COM 209615103 233777 3600 X 400 3200 0
THE CROWN GROUP INC. 228360103 1771990 89000 X 0 0 89000
DCB FINL CORP 233075100 141120 10080 X 10080 0 0
DAYTON HUDSON CORP COM 239753106 229127 3120 X 3120 0 0
DELL COMPUTER CORP COM 247025109 1052895 20645 X 19645 500 500
DELL COMPUTER CORP COM 247025109 1049070 20570 X 4920 11650 4000
DISNEY WALT CO 254687106 1371386 46885 X 43385 3500 0
DISNEY WALT CO 254687106 501930 17160 X 10180 1980 5000
DISPATCH PRINTING CO CAP VTC 254991102 17226000 957 X 957 0 0
DISPATCH PRINTING CO CAP VTC 254991102 41274000 2293 X 940 300 1054
DOMINION RES INC VA 257470104 151113 3850 X 3850 0 0
DOMINION RES INC VA 257470104 323773 8249 X 3399 1350 3500
DOW CHEM CO COM 260543103 1122450 8400 X 8250 0 150
DOW CHEM CO COM 260543103 600511 4494 X 3194 500 800
DOW JONES & CO INC COM 260561105 258400 3800 X 3800 0 0
DOW JONES & CO INC COM 260561105 142800 2100 X 2100 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 3859616 58590 X 58449 66 75
DU PONT E I DE NEMOURS & CO COM 263534109 1597666 24253 X 17608 6645 0
DUKE ENERGY CORP COM 264399106 825559 16470 X 16470 0 0
DUKE ENERGY CORP COM 264399106 100250 2000 X 0 2000 0
E M C CORP MASS COM 268648102 1261291 11545 X 10545 0 1000
E M C CORP MASS COM 268648102 987620 9040 X 140 8900 0
E-TEK DYNAMICS INC 269240107 228863 1700 X 1400 0 300
E-TEK DYNAMICS INC 269240107 13463 100 X 100 0 0
EATON CORP COM 278058102 305025 4200 X 3000 0 1200
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 93607028 723926 510031 96399 117497
</TABLE>
<PAGE> 36
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 02-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 002 PAGE 34
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
EATON VANCE 27826H867 119919 12703 X 12703 0 0
EATON VANCE MUNS TR OHIO TAX FREE FD 27826L801 74983 7589 X 7589 0 0
EATON VANCE MUNS TR OHIO TAX FREE FD 27826L801 88514 8959 X 1926 7033 0
ECOLAB INC COM 278865100 248835 6360 X 6360 0 0
EDISON INTL COM 281020107 306138 11690 X 11690 0 0
EDISON INTL COM 281020107 157128 6000 X 5200 800 0
EDWARDS INDS INC COM 2817679A3 1007286 1654 X 1654 0 0
ELECTRONIC DATA SYS CORP NEW COM 285661104 535102 7994 X 7994 0 0
ELECTRONIC DATA SYS CORP NEW COM 285661104 324917 4854 X 2954 400 1500
EMERSON ELEC CO COM 291011104 4705725 82017 X 80017 1000 1000
EMERSON ELEC CO COM 291011104 2043353 35614 X 31050 4564 0
ENRON CORP COM 293561106 392719 8850 X 8850 0 0
ERICSSON L M TEL CO 294821400 2977243 45324 X 45324 0 0
ERICSSON L M TEL CO 294821400 1478111 22502 X 1500 21002 0
EXXON MOBIL CORP 30231G102 23003073 285529 X 281919 2896 714
EXXON MOBIL CORP 30231G102 7492278 92999 X 77882 13117 2000
FPL GROUP INC COM 302571104 181955 4250 X 4250 0 0
FPL GROUP INC COM 302571104 233331 5450 X 3100 2350 0
FREDDIE MAC COM 313400301 383093 8140 X 7340 800 0
FREDDIE MAC COM 313400301 90361 1920 X 1120 800 0
FANNIE MAE COM 313586109 4517701 72355 X 71735 500 120
FANNIE MAE COM 313586109 1329929 21300 X 17640 2160 1500
FEDERATED DEPT STORES INC DEL NEW 31410H101 252815 5000 X 5000 0 0
FIDELITY SPARTAN MARKET INDEX FD 315912204 2718730 26947 X 26947 0 0
FIDELITY CONTRAFUND INC #22 316071109 2555157 42572 X 42572 0 0
FIDELITY MAGELLAN FUND 316184100 228582 1673 X 1673 0 0
FIDELITY 316389204 2524937 53540 X 53540 0 0
FIFTH THIRD BANCORP 316773100 37287928 508183 X 508183 0 0
FIFTH THIRD BANCORP 316773100 16148957 220088 X 7000 0 213088
FIRST DATA CORP COM 319963104 281084 5700 X 5700 0 0
FIRST UNION CORP COM 337358105 276679 8400 X 8400 0 0
FIRSTAR CORP NEW WIS 33763V109 1880421 89014 X 88614 0 400
FIRSTAR CORP NEW WIS 33763V109 96119 4550 X 4550 0 0
FLEETBOSTON FINL CORP 339030108 228861 6574 X 6574 0 0
FLEETBOSTON FINL CORP 339030108 28199 810 X 810 0 0
FORD MOTOR CO DEL COM 345370100 2267509 42532 X 40532 2000 0
FORD MOTOR CO DEL COM 345370100 959421 17996 X 8256 6740 3000
FORTUNE BRANDS INC 349631101 107455 3250 X 3250 0 0
FORTUNE BRANDS INC 349631101 158702 4800 X 4800 0 0
FRANKLIN CUSTODIAN FDS INC 353496300 36479 16967 X 16967 0 0
FRANKLIN CUSTODIAN FDS INC 353496300 13913 6471 X 6471 0 0
FRANKLIN INCOME FUND 353496805 28178 13046 X 13046 0 0
FRANKLIN TAX FREE TR 354723504 97715 8475 X 8475 0 0
FRANKLIN TAX FREE TR 354723504 126200 10945 X 7141 3804 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 119995735 1851586 1558298 69966 223322
</TABLE>
<PAGE> 37
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 02-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 002 PAGE 35
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
GTE CORP COM 362320103 3804828 53921 X 52939 282 700
GTE CORP COM 362320103 1422832 20164 X 16464 3700 0
GANNETT CO INC COM 364730101 1236984 15166 X 15050 116 0
GANNETT CO INC COM 364730101 5715609 70076 X 70076 0 0
GAP INC COM 364760108 215050 4675 X 4675 0 0
GAP INC COM 364760108 13800 300 X 300 0 0
GENENTECH INC 368710406 564900 4200 X 0 4200 0
GENERAL ELEC CO COM 369604103 34689727 224166 X 220975 2466 725
GENERAL ELEC CO COM 369604103 9832351 63537 X 38098 25439 0
GENERAL MILLS INC COM 370334104 482625 13500 X 13500 0 0
GENERAL MILLS INC COM 370334104 171600 4800 X 2000 2800 0
GENERAL MTRS CORP COM 370442105 1104785 15199 X 14999 200 0
GENERAL MTRS CORP COM 370442105 619665 8525 X 7070 1455 0
GEORGIA PACIFIC CORP COM 373298108 666652 13136 X 13136 0 0
GEORGIA PACIFIC CORP COM 373298108 274050 5400 X 4800 600 0
GILLETTE CO COM 375766102 2324033 56425 X 54983 1442 0
GILLETTE CO COM 375766102 731870 17769 X 8869 4900 4000
GOLDMAN SACHS GROUP INC 38141G104 395590 4200 X 0 4200 0
HIE INC 40419W100 195237 57848 X 57848 0 0
HALLIBURTON CO COM 406216101 579600 14400 X 13600 600 200
HALLIBURTON CO COM 406216101 102638 2550 X 1750 800 0
HANSEN-DAYTON INC COM 411340904 9390329 722 X 0 722 0
HARLEY DAVIDSON INC COM 412822108 3159587 49320 X 48320 600 400
HARLEY DAVIDSON INC COM 412822108 530442 8280 X 4080 1600 2600
HARMONIC INC COM 413160102 303802 3200 X 2600 0 600
HEINZ H J CO COM 423074103 222953 5600 X 5600 0 0
HEINZ H J CO COM 423074103 29860 750 X 375 375 0
HEWLETT PACKARD CO COM 428236103 3287375 28900 X 28450 0 450
HEWLETT PACKARD CO COM 428236103 1266948 11138 X 11033 105 0
HILTON HOTELS CORP COM 432848109 143445 15000 X 15000 0 0
HILTON HOTELS CORP COM 432848109 20082 2100 X 0 2100 0
HOME DEPOT INC COM 437076102 11689219 170025 X 164925 4050 1050
HOME DEPOT INC COM 437076102 2870794 41757 X 27507 10500 3750
HONEYWELL INTL INC 438516106 474422 8224 X 8224 0 0
HONEYWELL INTL INC 438516106 21633 375 X 0 375 0
HUNTINGTON BANCSHARES INC COM 446150104 3141974 131601 X 131601 0 0
HUNTINGTON BANCSHARES INC COM 446150104 1245392 52163 X 35505 16057 601
IDS HIGH YIELD TAX EXEMPT FD INC 449440106 194307 45293 X 45293 0 0
ILLINOIS TOOL WORKS INC COM 452308109 508412 7525 X 7425 0 100
ILLINOIS TOOL WORKS INC COM 452308109 122627 1815 X 1415 400 0
INTEL CORP COM 458140100 12898859 156705 X 152025 4480 200
INTEL CORP COM 458140100 2632370 31980 X 27542 4438 0
INTERNATIONAL BUSINESS MACHS CORP 459200101 9139709 84725 X 83175 1550 0
INTERNATIONAL BUSINESS MACHS CORP 459200101 3335279 30918 X 23096 6522 1300
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 131774246 1558073 1434323 107074 16676
</TABLE>
<PAGE> 38
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 02-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 002 PAGE 36
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
INTERNATIONAL PAPER CO COM 460146103 349916 6200 X 6200 0 0
INTERNATIONAL PAPER CO COM 460146103 221519 3925 X 2025 0 1900
INTIMATE BRANDS INC COM 461156101 396017 9183 X 9183 0 0
INTIMATE BRANDS INC COM 461156101 544453 12625 X 12625 0 0
JOHNSON & JOHNSON 478160104 3149985 33780 X 32140 1000 640
JOHNSON & JOHNSON 478160104 584118 6264 X 6264 0 0
KELLOGG CO COM 487836108 446789 14500 X 14500 0 0
KEYCORP NEW COM 493267108 88500 4000 X 4000 0 0
KEYCORP NEW COM 493267108 384975 17400 X 2000 15400 0
KIMBERLY-CLARK CORP COM 494368103 991582 15153 X 14853 0 300
KIMBERLY-CLARK CORP COM 494368103 81667 1248 X 0 1248 0
KIMCO RLTY CORP COM 49446R109 308263 9100 X 9100 0 0
KOHLS CORP COM 500255104 991141 13730 X 13580 150 0
KOHLS CORP COM 500255104 209345 2900 X 0 2900 0
KROGER CO COM 501044101 787239 41708 X 41708 0 0
KROGER CO COM 501044101 177425 9400 X 3400 0 6000
LANCASTER COLONY CORP COM 513847103 5740298 173292 X 173292 0 0
LATELO INTL INC 517939104 287500 1250000 X 1250000 0 0
LAUDER ESTEE COS INC 518439104 302628 6000 X 6000 0 0
LAUDER ESTEE COS INC 518439104 50438 1000 X 0 1000 0
LEXMARK INTL GROUP INC 529771107 299555 3310 X 3310 0 0
LEXMARK INTL GROUP INC 529771107 18100 200 X 200 0 0
LILLY ELI & CO COM 532457108 236075 3550 X 3550 0 0
LILLY ELI & CO COM 532457108 780045 11730 X 11030 700 0
LIMITED INC COM 532716107 1098721 25367 X 24558 109 700
LIMITED INC COM 532716107 47644 1100 X 1100 0 0
LIQUI BOX CORP 536314107 334224 6752 X 2300 4452 0
LUCENT TECHNOLOGIES INC COM 549463107 7248825 96651 X 93935 2716 0
LUCENT TECHNOLOGIES INC COM 549463107 2430825 32411 X 20783 11628 0
MCI WORLDCOM INC 55268B106 2093176 39447 X 38585 263 600
MCI WORLDCOM INC 55268B106 753521 14201 X 4376 9825 0
MANULIFE FINL CORP 56501R106 588101 46351 X 37597 0 8754
MASCO CORP 574599106 253750 10000 X 10000 0 0
MASCO CORP 574599106 203000 8000 X 8000 0 0
MASSACHUSETTS INVESTORS GROWTH STK 575719109 440327 21659 X 0 21659 0
MAXIM INTEGRATED PRODS INC 57772K101 1683668 35680 X 35280 0 400
MAXIM INTEGRATED PRODS INC 57772K101 174596 3700 X 3300 400 0
MAY DEPT STORES CO 577778103 270900 8400 X 8400 0 0
MAY DEPT STORES CO 577778103 53213 1650 X 0 0 1650
MAHLON MAXTON COM 577991102 2647008 291 X 291 0 0
MAZEL STORES INC 578792103 5827500 630000 X 0 630000 0
MCCORMICK & CO INC 579780206 312375 10500 X 10500 0 0
MCCORMICK & CO INC 579780206 26775 900 X 300 600 0
MCDONALDS CORP 580135101 3371356 83630 X 82530 800 300
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 47287078 2726888 2000795 704850 21244
</TABLE>
<PAGE> 39
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 02-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 002 PAGE 37
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
MCDONALDS CORP 580135101 3011462 74702 X 47702 27000 0
MEDIAONE GROUP INC 58440J104 159925 2082 X 2082 0 0
MEDIAONE GROUP INC 58440J104 209853 2732 X 2400 332 0
MEDTRONIC INC 585055106 953291 26162 X 24962 1200 0
MEDTRONIC INC 585055106 552764 15170 X 1570 13600 0
MELLON FINL CORP 58551A108 589290 17300 X 17100 200 0
MELLON FINL CORP 58551A108 13625 400 X 200 200 0
MERCK & CO INC 589331107 8994316 133868 X 131318 2100 450
MERCK & CO INC 589331107 4455908 66320 X 49388 14632 2300
MICROSOFT CORP 594918104 15654424 134085 X 130935 500 2650
MICROSOFT CORP 594918104 2605276 22315 X 10175 10140 2000
MINNESOTA MNG & MFG CO 604059105 2350175 24012 X 23780 32 200
MINNESOTA MNG & MFG CO 604059105 1394719 14250 X 11250 1000 2000
MONSANTO CO 611662107 957535 27020 X 26720 100 200
MONSANTO CO 611662107 116945 3300 X 1300 2000 0
MONTREAL RIVER INTL SILVER MINES LTD 614990901 22500 75000 X 75000 0 0
MORGAN J P & CO INC 616880100 1756289 13870 X 13470 0 400
MORGAN J P & CO INC 616880100 164613 1300 X 200 1100 0
MORGAN STANLEY DEAN WITTER DISCOVER 617446448 111345 780 X 780 0 0
MORGAN STANLEY DEAN WITTER DISCOVER 617446448 96071 673 X 385 288 0
MOTOROLA INC 620076109 2709400 18400 X 18300 0 100
MOTOROLA INC 620076109 1926619 13084 X 8100 4984 0
NATIONAL CITY CORP 635405103 3285383 138694 X 138494 200 0
NATIONAL CITY CORP 635405103 10927038 461290 X 116684 49006 295600
NATIONAL FUEL GAS CO N J 636180101 246450 5300 X 5300 0 0
NATIONAL LIME & STONE CO 636795106 515970 1470 X 1470 0 0
NESTLE S A 641069406 200453 2200 X 2200 0 0
NESTLE S A 641069406 18223 200 X 200 0 0
NEXTEL COMMUNICATIONS INC 65332V103 505313 4900 X 0 4900 0
NOKIA CORP 654902204 348690 1825 X 1625 0 200
NOKIA CORP 654902204 38213 200 X 200 0 0
NORFOLK SOUTHN CORP 655844108 161602 7883 X 7883 0 0
NORFOLK SOUTHN CORP 655844108 304856 14871 X 13371 1500 0
EDWARD A NORMAN INVESTMENT CO COM 656139904 300150 690 X 690 0 0
NORTEL NETWORKS CORP 656569100 1302900 12900 X 12400 500 0
NORTEL NETWORKS CORP 656569100 191900 1900 X 600 1300 0
NORTHERN TR CORP 665859104 413400 7800 X 7800 0 0
NUVEEN FLAGSHIP 67065Q848 101349 9708 X 9708 0 0
NUVEEN FLAGSHIP 67065Q848 50575 4844 X 4844 0 0
NUVEEN FLAGSHIP MULTISTATE TR IV 67065R762 169240 15832 X 15832 0 0
OMNICOM GROUP INC 681919106 66000 660 X 660 0 0
OMNICOM GROUP INC 681919106 754800 7548 X 248 7300 0
ONE VY BANCORP WEST VA INC 682419106 334946 10937 X 10937 0 0
ORACLE CORP 68389X105 159690 1425 X 1425 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 69203486 1399902 949688 144114 306100
</TABLE>
<PAGE> 40
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 02-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 002 PAGE 38
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
ORACLE CORP 68389X105 1173524 10472 X 472 10000 0
PE CORP 69332S102 529377 4400 X 0 4400 0
PNC BK CORP 693475105 389642 8756 X 8356 0 400
PNC BK CORP 693475105 22250 500 X 500 0 0
PPG INDS INC 693506107 134636 2152 X 2152 0 0
PPG INDS INC 693506107 269021 4300 X 2700 1600 0
PARK PL ENTMT CORP 700690100 187500 15000 X 15000 0 0
PARK PL ENTMT CORP 700690100 18750 1500 X 0 1500 0
PEPSICO INC 713448108 6002793 170292 X 166760 3132 400
PEPSICO INC 713448108 1448070 41080 X 21250 19830 0
PHARMACIA & UPJOHN INC 716941109 220500 4900 X 4900 0 0
PHARMACIA & UPJOHN INC 716941109 71775 1595 X 1595 0 0
PFIZER INC 717081103 10117899 311915 X 307990 1300 2625
PFIZER INC 717081103 3598477 110934 X 101384 5550 4000
PHILIP MORRIS COS INC 718154107 2208736 96032 X 96032 0 0
PHILIP MORRIS COS INC 718154107 949900 41300 X 34300 7000 0
PITNEY BOWES INC 724479100 2940812 60870 X 60470 400 0
PITNEY BOWES INC 724479100 1401077 29000 X 21300 7700 0
PRAXAIR INC 74005P104 301878 6000 X 6000 0 0
PROCTER & GAMBLE CO COM 742718109 11263953 102808 X 101742 66 1000
PROCTER & GAMBLE CO COM 742718109 5927358 54100 X 37968 14532 1600
PRUDENTIAL NATIONAL MUNS FD INC CL A 743918203 148716 10103 X 10103 0 0
PROVIDIAN FINL CORP 74406A102 245870 2700 X 2700 0 0
PROVIDIAN FINL CORP 74406A102 136595 1500 X 1500 0 0
PUBLIC SVC ENTERPRISE GROUP INC 744573106 59147 1699 X 1699 0 0
PUBLIC SVC ENTERPRISE GROUP INC 744573106 195371 5612 X 5612 0 0
QUAKER OATS CO COM 747402105 675938 10300 X 10300 0 0
QWEST COMMUNICATIONS INTL INC COM 749121109 122550 2850 X 2700 150 0
QWEST COMMUNICATIONS INTL INC COM 749121109 589100 13700 X 13700 0 0
RPM INC OHIO COM 749685103 26285 2580 X 2580 0 0
RPM INC OHIO COM 749685103 95492 9373 X 6796 2577 0
RADIOHIO INC CAP 749991907 187572 87 X 87 0 0
RADIOHIO INC CAP 749991907 582120 270 X 30 0 240
REALNETWORKS INC 75605L104 216563 1800 X 1500 0 300
ROWAN COS INC COM 779382100 362190 16700 X 0 16700 0
ROYAL DUTCH PETROLEUM CO 780257804 926614 15300 X 15300 0 0
ROYAL DUTCH PETROLEUM CO 780257804 447197 7384 X 1400 5984 0
SBC COMMUNICATIONS INC COM 78387G103 4686825 96140 X 95443 697 0
SBC COMMUNICATIONS INC COM 78387G103 2217930 45496 X 30867 14629 0
SPX CORP COM 784635104 8081 100 X 100 0 0
SPX CORP COM 784635104 281876 3488 X 3488 0 0
SARA LEE CORP COM 803111103 642254 29110 X 29110 0 0
SARA LEE CORP COM 803111103 401547 18200 X 18200 0 0
SCHERING-PLOUGH CORP COM 806605101 2016626 47590 X 47190 0 400
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 64450387 1419988 1291276 117747 10965
</TABLE>
<PAGE> 41
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 02-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 002 PAGE 39
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
SCHERING-PLOUGH CORP COM 806605101 725460 17120 X 8000 9120 0
SCHLUMBERGER LTD COM 806857108 2878988 51296 X 50271 100 925
SCHLUMBERGER LTD COM 806857108 1607420 28640 X 16530 9610 2500
CHARLES SCHWAB CORP NEW 808513105 242123 6330 X 6130 200 0
CHARLES SCHWAB CORP NEW 808513105 30600 800 X 300 500 0
SEA VIEW HOTEL INC COM 811990902 300000 50 X 50 0 0
SEDALIA FARMS INC COM 814990107 2147690 250 X 250 0 0
SELIGMAN OHIO MUNICIPAL FUND CL A 816346506 151846 20575 X 12333 8242 0
SHERWIN WILLIAMS CO COM 824348106 646800 30800 X 30800 0 0
SIGMA ALDRICH CORP COM 826552101 117246 3900 X 3900 0 0
SIGMA ALDRICH CORP COM 826552101 102214 3400 X 2600 800 0
SMITHKLINE BEECHAM CORP 832378301 218025 3400 X 3400 0 0
SOLECTRON CORP COM 834182107 33294 350 X 200 0 150
SOLECTRON CORP COM 834182107 589775 6200 X 0 6200 0
SOUTHERN CO COM 842587107 254646 10836 X 10836 0 0
SOUTHERN CO COM 842587107 16920 720 X 520 200 0
MCNEIL REAL ESTATE FD 844545202 7500 25000 X 25000 0 0
SPRINT CORP COM 852061100 1752157 26030 X 25930 100 0
SPRINT CORP COM 852061100 599086 8900 X 8900 0 0
SPRINT CORP 852061506 796425 7770 X 7770 0 0
SPRINT CORP 852061506 338250 3300 X 3300 0 0
STATE STR CORP 857477103 176447 2415 X 2415 0 0
STATE STR CORP 857477103 85484 1170 X 170 1000 0
SUN MICROSYSTEMS INC COM 866810104 9700503 125268 X 124868 400 0
SUN MICROSYSTEMS INC COM 866810104 1362909 17600 X 12000 5600 0
TANDY CORP COM 875382103 201671 4100 X 4100 0 0
TANDY CORP COM 875382103 354154 7200 X 0 7200 0
TECHNICAL RUBBER CO INC CL B NON-VTG 878990902 14986080 540 X 0 0 540
TEMPLETON FOREIGN FUND 880196209 131428 11714 X 11714 0 0
TEMPLETON FOREIGN FUND 880196209 725705 64680 X 17584 47095 0
TEMPLETON INSTL FDS INC 880210505 572188 26576 X 26576 0 0
TEMPLETON INSTL FDS INC 880210505 216256 10044 X 10044 0 0
TEXACO INC COM 881694103 315015 5800 X 5800 0 0
TEXACO INC COM 881694103 135783 2500 X 700 1800 0
TEXAS INSTRS INC COM 882508104 246394 2550 X 2550 0 0
TEXAS INSTRS INC COM 882508104 1101525 11400 X 4000 4600 2800
TEXTRON INC COM 883203101 214726 2800 X 2800 0 0
TIME WARNER INC COM 887315109 1064086 14715 X 14565 0 150
TIME WARNER INC COM 887315109 658771 9110 X 2060 7050 0
TRICON GLOBAL RESTAURANTS 895953107 154114 3990 X 3990 0 0
TRICON GLOBAL RESTAURANTS 895953107 537660 13920 X 13800 120 0
TYCO INTL LTD NEW 902124106 693888 17792 X 17792 0 0
TYCO INTL LTD NEW 902124106 7800 200 X 200 0 0
USA NETWORKS INC 902984103 439238 7950 X 7400 550 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 47638290 619701 502148 110487 7065
</TABLE>
<PAGE> 42
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 02-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 002 PAGE 40
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
USA NETWORKS INC 902984103 44200 800 X 200 600 0
UNITED BANKSHARES INC WEST V 909907107 329475 13800 X 13800 0 0
U S WEST INC NEW 91273H101 223560 3105 X 3105 0 0
U S WEST INC NEW 91273H101 209232 2906 X 2565 341 0
UNITED TECHNOLOGIES CORP COM 913017109 1993810 30674 X 30474 200 0
UNITED TECHNOLOGIES CORP COM 913017109 286000 4400 X 4400 0 0
VAN KAMPEN 920914108 273593 28118 X 28118 0 0
VANGUARD 922908108 505519 3735 X 3735 0 0
VANGUARD 922908108 67665 500 X 500 0 0
VODAFONE AIRTOUCH PLC 92857T107 690278 13945 X 13945 0 0
VODAFONE AIRTOUCH PLC 92857T107 408375 8250 X 4000 4250 0
WACHOVIA CORP COM 929771103 1394000 20500 X 20050 300 150
WACHOVIA CORP COM 929771103 204000 3000 X 2800 200 0
WAL MART STORES INC 931142103 3501527 50655 X 50655 0 0
WAL MART STORES INC 931142103 5709449 82596 X 73480 6116 3000
WALGREEN CO COM 931422109 2786007 95248 X 94548 200 500
WALGREEN CO COM 931422109 931028 31830 X 30956 874 0
WARNER LAMBERT CO COM 934488107 699505 8537 X 8437 100 0
WARNER LAMBERT CO COM 934488107 417884 5100 X 3100 0 2000
WELLS FARGO & CO NEW 949746101 3684711 91120 X 87520 3350 250
WELLS FARGO & CO NEW 949746101 1396729 34540 X 14740 16300 3500
WENDYS INTL INC COM 950590109 56195 2700 X 2700 0 0
WENDYS INTL INC COM 950590109 520325 25000 X 5000 0 20000
WILLAMETTE INDS INC COM 969133107 208971 4500 X 4500 0 0
WILLAMETTE INDS INC COM 969133107 113866 2452 X 0 2452 0
WISCONSIN ENERGY CORP COM 976657106 127647 6631 X 6631 0 0
WISCONSIN ENERGY CORP COM 976657106 105875 5500 X 2800 500 2200
WORTHINGTON INDS INC 981811102 3308343 199743 X 126028 0 73715
WORTHINGTON INDS INC 981811102 304229 18368 X 12098 6270 0
XEROX CORP COM 984121103 917049 40420 X 39620 200 600
XEROX CORP COM 984121103 412922 18200 X 17200 1000 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 31831969 856873 707705 43253 105915
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR COMMON STOCK 894199433 23498112 20319130 2054536 1124446
</TABLE>
<PAGE> 43
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 02-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 002 PAGE 41
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
B. PREFERRED STOCK INSTR OTHER
PREFERRED STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 0 0 0 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR PREFERRED STOCK 0 0 0 0 0
</TABLE>
<PAGE> 44
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 02-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 002 PAGE 42
**SUMMARY PAGE FOR: 02-NATIONAL CITY BANK **
CATEGORY MARKET SH/PV SOLE SHARED NONE
---------------------------------------- ---------- --------- --------- --------- ---------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
A. COMMON STOCK 894199433 23498112 20319130 2054536 1124446
B. PREFERRED STOCK 0 0 0 0 0
----------- ---------- ---------- ---------- ----------
**GRAND TOTALS** 894199433 23498112 20319130 2054536 1124446
</TABLE>
<PAGE> 45
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 06-INVESTMENT ADVISORY - TR DIV-NCT ON 01/13/00 AS OF 12/31/99 DEPT ID# 006 PAGE 43
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
TRANSOCEAN SEDCO FOREX INC G90078109 407404 12421 X 12421 0 0
TRANSOCEAN SEDCO FOREX INC G90078109 1909 58 X 58 0 0
ADC TELECOMMUNICATIONS INC COM 000886101 4760133 65600 X 65600 0 0
AT&T CORP COM 001957109 5715192 112475 X 112475 0 0
ABBOTT LABS 002824100 735338 20250 X 20250 0 0
ABBOTT LABS 002824100 444834 12250 X 12250 0 0
ALBERTSONS INC COM 013104104 51600 1600 X 1600 0 0
ALBERTSONS INC COM 013104104 199950 6200 X 6200 0 0
ALCOA INC 013817101 688900 8300 X 8300 0 0
ALLIED SIGNAL INC COM 019512102 230752 4000 X 4000 0 0
ALLTEL CORP COM 020039103 266421 3222 X 3222 0 0
AMERICA ONLINE INC DEL COM 02364J104 4689075 61800 X 61800 0 0
AMERICAN EXPRESS CO COM 025816109 1995000 12000 X 12000 0 0
AMERICAN INTL GROUP INC COM 026874107 14064630 130078 X 130078 0 0
AMERICAN INTL GROUP INC COM 026874107 33735 312 X 312 0 0
AMGEN INC 031162100 402422 6700 X 6700 0 0
ANALOG DEVICES INC COM 032654105 204600 2200 X 2200 0 0
ANHEUSER BUSCH 035229103 1630125 23000 X 23000 0 0
APPLIED MATLS INC 038222105 5118195 40400 X 40400 0 0
ARMADA INTERNATIONAL EQUITY FD 042086629 56174 3400 X 3400 0 0
ARMADA INTERNATIONAL EQUITY FD 042086629 1483347 89791 X 89791 0 0
ARMADA EQUITY INDEX FUND #42 042086645 2415202 190774 X 190774 0 0
ARMADA GNMA INSTL CL #666 042086660 142148 14505 X 14505 0 0
ARMADA BOND FD INSTL CL #630 042086686 3530771 368172 X 368172 0 0
ARMADA TOTAL RETURN ADVANTAGE FUND 042086777 378119 39760 X 39760 0 0
ARMADA INTERMEDIATE BD FUND 042086793 1661284 163996 X 163996 0 0
ARMADA SMALL CAP VALUE FUND #616 042086843 323851 23299 X 23299 0 0
ARMADA SMALL CAP VALUE FUND #616 042086843 519752 37392 X 37392 0 0
ARMADA EQUITY INCOME FUND #614 042086868 373320 23159 X 23159 0 0
ARMADA EQUITY INCOME FUND #614 042086868 0 0 X 0 0 0
ARMADA EQUITY GROWTH FUND 042086884 2316857 78538 X 78538 0 0
ARMADA EQUITY GROWTH FUND 042086884 2080380 70521 X 70521 0 0
AUTOMATIC DATA PROCESSING INC COM 053015103 4121976 76510 X 76510 0 0
AUTOMATIC DATA PROCESSING INC COM 053015103 32325 600 X 600 0 0
AVON PRODS INC COM 054303102 993300 30100 X 30100 0 0
BP AMOCO PLC-SPONS ADR 055622104 770120 12984 X 12984 0 0
BP AMOCO PLC-SPONS ADR 055622104 59313 1000 X 1000 0 0
BANK OF AMER CORP 060505104 2915716 58096 X 58096 0 0
BANK NEW YORK INC COM 064057102 800000 20000 X 20000 0 0
BANK ONE CORP COM 06423A103 555040 17345 X 17345 0 0
BANK ONE CORP COM 06423A103 186624 5832 X 5832 0 0
BELL ATLANTIC CORP COM 077853109 1680670 27300 X 27300 0 0
BELLSOUTH CORP COM 079860102 2352634 50256 X 50256 0 0
BERKSHIRE HATHAWAY INC DEL 084670207 2384389 1303 X 1303 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 73773527 1927499 1927499 0 0
</TABLE>
<PAGE> 46
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 06-INVESTMENT ADVISORY - TR DIV-NCT ON 01/13/00 AS OF 12/31/99 DEPT ID# 006 PAGE 44
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
BEST FOODS 08658U101 982928 18700 X 18700 0 0
BLACKROCK FDS 091927103 275961 275961 X 275961 0 0
BLACKROCK TARGET TERM TR INC COM 092476100 481250 50000 X 50000 0 0
BOEING CO 097023105 443387 10700 X 10700 0 0
BORG WARNER AUTOMOTIVE INC 099724106 959850 23700 X 23700 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 6691599 104250 X 104250 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 3799673 59196 X 59196 0 0
BURLINGTON NORTHERN SANTA FE CORP 12189T104 469238 19350 X 19350 0 0
CIGNA CORP COM 125509109 108760 1350 X 1350 0 0
CIGNA CORP COM 125509109 453167 5625 X 5625 0 0
CMA MONEY FD 125670109 471976 471976 X 471976 0 0
CVS CORPORATION (DEL) 126650100 1794335 44999 X 44999 0 0
CVS CORPORATION (DEL) 126650100 15950 400 X 400 0 0
CARDINAL HEALTH INC COM 14149Y108 1482899 30974 X 30974 0 0
CARDINAL HEALTH INC COM 14149Y108 10772 225 X 225 0 0
CARNIVAL CORP COM 143658102 4372499 91450 X 91450 0 0
CHASE MANHATTAN CORP (NEW) COM 16161A108 4905997 63150 X 63150 0 0
CIENA CORP 171779101 575000 10000 X 10000 0 0
CISCO SYS INC COM 17275R102 22602411 210991 X 210991 0 0
CISCO SYS INC COM 17275R102 198181 1850 X 1850 0 0
CINTAS CORP COM 172908105 865938 16300 X 16300 0 0
CITIGROUP INC COM 172967101 3048194 54737 X 54737 0 0
COCA-COLA CO COM 191216100 399013 6850 X 6850 0 0
COCA-COLA CO COM 191216100 1275675 21900 X 21900 0 0
COLGATE-PALMOLIVE CO COM 194162103 260000 4000 X 4000 0 0
COMCAST CORP CL A SPL 200300200 275568 5450 X 5450 0 0
COMCAST CORP CL A SPL 200300200 30338 600 X 600 0 0
COMPUTER SCIENCES CORP COM 205363104 231831 2450 X 2450 0 0
CONOCO INC 208251405 133877 5382 X 5382 0 0
CONOCO INC 208251405 156638 6297 X 6297 0 0
CONSECO INC COM 208464107 363385 20400 X 20400 0 0
CORNING INC COM 219350105 6375984 49450 X 49450 0 0
COSTCO WHSL CORP NEW 22160K105 187063 2050 X 2050 0 0
COSTCO WHSL CORP NEW 22160K105 27375 300 X 300 0 0
DAYTON HUDSON CORP COM 239753106 328635 4475 X 4475 0 0
DEERE & CO COM 244199105 116028 2675 X 2675 0 0
DEERE & CO COM 244199105 91088 2100 X 2100 0 0
DELL COMPUTER CORP COM 247025109 3786750 74250 X 74250 0 0
DIAMOND OFFSHORE DRILLING INC COM 25271C102 305630 10000 X 10000 0 0
DISNEY WALT CO 254687106 1434713 49050 X 49050 0 0
DISNEY WALT CO 254687106 307388 10509 X 10509 0 0
DOW CHEM CO COM 260543103 210459 1575 X 1575 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 113107 1717 X 1717 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 184516 2801 X 2801 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 71605026 1850165 1850165 0 0
</TABLE>
<PAGE> 47
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 06-INVESTMENT ADVISORY - TR DIV-NCT ON 01/13/00 AS OF 12/31/99 DEPT ID# 006 PAGE 45
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
E M C CORP MASS COM 268648102 13088150 119800 X 119800 0 0
ELECTRONIC DATA SYS CORP NEW COM 285661104 1486024 22200 X 22200 0 0
EMERSON ELEC CO COM 291011104 4147352 72285 X 72285 0 0
EMERSON ELEC CO COM 291011104 25819 450 X 450 0 0
ENRON CORP COM 293561106 2307500 52000 X 52000 0 0
ERICSSON L M TEL CO 294821400 295596 4500 X 4500 0 0
EVERGREEN FDS 300250404 1777328 1777328 X 1777328 0 0
EXXON MOBIL CORP 30231G102 7555344 93782 X 93782 0 0
EXXON MOBIL CORP 30231G102 3246689 40300 X 40300 0 0
FPL GROUP INC COM 302571104 2219854 51850 X 51850 0 0
FPL GROUP INC COM 302571104 42813 1000 X 1000 0 0
FREDDIE MAC COM 313400301 3636793 77275 X 77275 0 0
FREDDIE MAC COM 313400301 23532 500 X 500 0 0
FANNIE MAE COM 313586109 6259410 100250 X 100250 0 0
FANNIE MAE COM 313586109 31219 500 X 500 0 0
FIDELITY FDS 316176106 166198 166198 X 166198 0 0
FIRST UNION CORP COM 337358105 334321 10150 X 10150 0 0
FLEETBOSTON FINL CORP 339030108 1693652 48650 X 48650 0 0
FLEET FDS 339099905 167136 167136 X 167136 0 0
GTE CORP COM 362320103 5733526 81254 X 81254 0 0
GTE CORP COM 362320103 28225 400 X 400 0 0
GANNETT CO INC COM 364730101 2381640 29200 X 29200 0 0
GAP INC COM 364760108 617355 13421 X 13421 0 0
GAP INC COM 364760108 46552 1012 X 1012 0 0
GENERAL ELEC CO COM 369604103 14155756 91475 X 91475 0 0
GENERAL ELEC CO COM 369604103 1903425 12300 X 12300 0 0
GILLETTE CO COM 375766102 3257806 79096 X 79096 0 0
GILLETTE CO COM 375766102 226040 5488 X 5488 0 0
GUIDANT CORP COM 401698105 1652050 35150 X 35150 0 0
HALLIBURTON CO COM 406216101 3306538 82150 X 82150 0 0
HARLEY DAVIDSON INC COM 412822108 480473 7500 X 7500 0 0
HARLEY DAVIDSON INC COM 412822108 89688 1400 X 1400 0 0
HASBRO INC COM 418056107 236725 12500 X 12500 0 0
HEALTHSOUTH CORP COM 421924101 367247 68325 X 68325 0 0
HEALTH MGMT ASSOC INC NEW CL A 421933102 267500 20000 X 20000 0 0
HERSHEY FOODS CORP 427866108 436430 9200 X 9200 0 0
HEWLETT PACKARD CO COM 428236103 574438 5050 X 5050 0 0
HEWLETT PACKARD CO COM 428236103 1035125 9100 X 9100 0 0
HOME DEPOT INC COM 437076102 12890625 187500 X 187500 0 0
HOME DEPOT INC COM 437076102 371250 5400 X 5400 0 0
HONEYWELL INTL INC 438516106 2063247 35766 X 35766 0 0
HONEYWELL INTL INC 438516106 338917 5875 X 5875 0 0
T.ROWE PRICE INSTITUTIONAL 457759108 276342 12249 X 12249 0 0
INTEL CORP COM 458140100 13717461 166650 X 166650 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 114959111 3783615 3783615 0 0
</TABLE>
<PAGE> 48
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 06-INVESTMENT ADVISORY - TR DIV-NCT ON 01/13/00 AS OF 12/31/99 DEPT ID# 006 PAGE 46
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
INTEL CORP COM 458140100 32925 400 X 400 0 0
INTERNATIONAL BUSINESS MACHS CORP 459200101 5960094 55250 X 55250 0 0
INTERNATIONAL BUSINESS MACHS CORP 459200101 1842505 17080 X 17080 0 0
INTERPUBLIC GROUP COS INC COM 460690100 934546 16200 X 16200 0 0
JOHNSON & JOHNSON 478160104 6244673 66967 X 66967 0 0
JOHNSON & JOHNSON 478160104 783300 8400 X 8400 0 0
KIMBERLY-CLARK CORP COM 494368103 4076787 62300 X 62300 0 0
KIMBERLY-CLARK CORP COM 494368103 261752 4000 X 4000 0 0
KNIGHT RIDDER INC COM 499040103 238252 4000 X 4000 0 0
KOHLS CORP COM 500255104 1082820 15000 X 15000 0 0
LEXMARK INTL GROUP INC 529771107 1583750 17500 X 17500 0 0
LEXMARK INTL GROUP INC 529771107 18100 200 X 200 0 0
LILLY ELI & CO COM 532457108 4541950 68300 X 68300 0 0
LILLY ELI & CO COM 532457108 9975 150 X 150 0 0
LOWES COS INC COM 548661107 4343825 72700 X 72700 0 0
LUCENT TECHNOLOGIES INC COM 549463107 12039900 160532 X 160532 0 0
LUCENT TECHNOLOGIES INC COM 549463107 345000 4600 X 4600 0 0
MBNA CORP COM 55262L100 578926 21245 X 21245 0 0
MBNA CORP COM 55262L100 13625 500 X 500 0 0
MCI WORLDCOM INC 55268B106 6077040 114525 X 114525 0 0
MCI WORLDCOM INC 55268B106 237749 4481 X 4481 0 0
MARSH & MCLENNAN COS INC 571748102 861192 9000 X 9000 0 0
MATTEL INC 577081102 790768 60249 X 60249 0 0
MAY DEPT STORES CO 577778103 48375 1500 X 1500 0 0
MAY DEPT STORES CO 577778103 232200 7200 X 7200 0 0
MCDONALDS CORP 580135101 2297841 57000 X 57000 0 0
MCKESSON HBOC INC 58155Q103 450000 20000 X 20000 0 0
MEDTRONIC INC 585055106 4443978 121960 X 121960 0 0
MEDTRONIC INC 585055106 1654285 45400 X 45400 0 0
MERCK & CO INC 589331107 6789347 101050 X 101050 0 0
MERCK & CO INC 589331107 658442 9800 X 9800 0 0
MERRIMAC SER 590266508 50992 50992 X 50992 0 0
MICROSOFT CORP 594918104 18195488 155850 X 155850 0 0
MICROSOFT CORP 594918104 70050 600 X 600 0 0
MONSANTO CO 611662107 207312 5850 X 5850 0 0
MONSANTO CO 611662107 790267 22300 X 22300 0 0
MOTOROLA INC 620076109 427025 2900 X 2900 0 0
NATIONAL CITY CORP 635405103 232806 9828 X 9828 0 0
NOKIA CORP 654902204 487211 2550 X 2550 0 0
NORFOLK SOUTHN CORP 655844108 267525 13050 X 13050 0 0
NORTHERN TRUST 66586G9A7 173763 173763 X 173763 0 0
OFFICE DEPOT INC 676220106 1162150 105650 X 105650 0 0
OMNICOM GROUP INC 681919106 210000 2100 X 2100 0 0
ONE GROUP PRIME MONEY MKT FD CL I 681937405 32745 32745 X 32745 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 91781256 1725667 1725667 0 0
</TABLE>
<PAGE> 49
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 06-INVESTMENT ADVISORY - TR DIV-NCT ON 01/13/00 AS OF 12/31/99 DEPT ID# 006 PAGE 47
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
PACTIV CORP 695257105 552500 52000 X 52000 0 0
PARKER HANNIFIN CORP 701094104 259746 5062 X 5062 0 0
PARKSTONE LARGE CAPITALIZATION FD 701475329 697392 34422 X 34422 0 0
PEPSICO INC 713448108 3731213 105850 X 105850 0 0
PFIZER INC 717081103 8699872 268200 X 268200 0 0
PFIZER INC 717081103 233554 7200 X 7200 0 0
PHILIP MORRIS COS INC 718154107 1013725 44075 X 44075 0 0
PITNEY BOWES INC 724479100 231902 4800 X 4800 0 0
PITNEY BOWES INC 724479100 637732 13200 X 13200 0 0
PROCTER & GAMBLE CO COM 742718109 7302922 66655 X 66655 0 0
PROCTER & GAMBLE CO COM 742718109 32869 300 X 300 0 0
T ROWE PRICE 779572106 223651 9809 X 9809 0 0
SBC COMMUNICATIONS INC COM 78387G103 3535828 72530 X 72530 0 0
SBC COMMUNICATIONS INC COM 78387G103 131333 2694 X 2694 0 0
SEI FDS 784199903 190749 190749 X 190749 0 0
SAFEWAY INC COM NEW 786514208 1771055 49540 X 49540 0 0
SAFEWAY INC COM NEW 786514208 19663 550 X 550 0 0
SCHERING-PLOUGH CORP COM 806605101 2087393 49260 X 49260 0 0
SCHERING-PLOUGH CORP COM 806605101 389850 9200 X 9200 0 0
SCHLUMBERGER LTD COM 806857108 3593403 64025 X 64025 0 0
SCHLUMBERGER LTD COM 806857108 16838 300 X 300 0 0
SILICON GRAPHICS INC COM 827056102 96880 10000 X 10000 0 0
SMITH BARNEY MONEY FDS INC 831804109 227819 227819 X 227819 0 0
SOUTHTRUST FDS 844734103 2944382 2944382 X 2944382 0 0
SPRINT CORP COM 852061100 419023 6225 X 6225 0 0
SPRINT CORP 852061506 328000 3200 X 3200 0 0
STAPLES INC (RETAIL & DELIVERY) 855030102 2607238 125650 X 125650 0 0
STATE STR CORP 857477103 392714 5375 X 5375 0 0
STATE STR CORP 857477103 21919 300 X 300 0 0
STATE STR BK 857499909 207883 207883 X 207883 0 0
SEVEN SEAS FDS 8611238A8 488243 488243 X 488243 0 0
STRYKER CORP COM 863667101 222800 3200 X 3200 0 0
SUN MICROSYSTEMS INC COM 866810104 2725818 35200 X 35200 0 0
TANDY CORP COM 875382103 250859 5100 X 5100 0 0
TENNECO AUTOMOTIVE INC 880349105 96855 10400 X 10400 0 0
TEXACO INC COM 881694103 2324596 42800 X 42800 0 0
TEXAS INSTRS INC COM 882508104 4228310 43760 X 43760 0 0
TEXTRON INC COM 883203101 1545263 20150 X 20150 0 0
TIME WARNER INC COM 887315109 4121841 57000 X 57000 0 0
TIME WARNER INC COM 887315109 50619 700 X 700 0 0
TORCHMARK CORP COM 891027104 279005 9600 X 9600 0 0
TYCO INTL LTD NEW 902124106 5178958 132794 X 132794 0 0
TYCO INTL LTD NEW 902124106 35100 900 X 900 0 0
U S TREAS OBLIG FDS 912999919 154481 154481 X 154481 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 64301796 5585583 5585583 0 0
</TABLE>
<PAGE> 50
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 06-INVESTMENT ADVISORY - TR DIV-NCT ON 01/13/00 AS OF 12/31/99 DEPT ID# 006 PAGE 48
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
UNITED TECHNOLOGIES CORP COM 913017109 3688750 56750 X 56750 0 0
VANGUARD TOTAL BOND MARKET 921937108 1246487 130386 X 130386 0 0
WACHOVIA CORP COM 929771103 353600 5200 X 5200 0 0
WAL MART STORES INC 931142103 4980456 72050 X 72050 0 0
WAL MART STORES INC 931142103 48388 700 X 700 0 0
WALGREEN CO COM 931422109 372938 12750 X 12750 0 0
WALGREEN CO COM 931422109 971100 33200 X 33200 0 0
WARNER LAMBERT CO COM 934488107 8361773 102050 X 102050 0 0
WELLS FARGO & CO NEW 949746101 4041778 99950 X 99950 0 0
WELLS FARGO & CO NEW 949746101 202190 5000 X 5000 0 0
WILLIAMS COS INC DEL COM 969457100 1193485 39050 X 39050 0 0
WILMINGTON US GOVT MM PORT 9718119A4 1129875 1129875 X 1129875 0 0
XEROX CORP COM 984121103 503674 22200 X 22200 0 0
XEROX CORP COM 984121103 6806 300 X 300 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 27101300 1709461 1709461 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR COMMON STOCK 443522016 16581990 16581990 0 0
</TABLE>
<PAGE> 51
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 06-INVESTMENT ADVISORY - TR DIV-NCT ON 01/13/00 AS OF 12/31/99 DEPT ID# 006 PAGE 49
**SUMMARY PAGE FOR: 06-INVESTMENT ADVISORY - TR DIV-NCT **
CATEGORY MARKET SH/PV SOLE SHARED NONE
---------------------------------------- ---------- --------- --------- --------- ---------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
A. COMMON STOCK 443522016 16581990 16581990 0 0
----------- ---------- ---------- ---------- ----------
**GRAND TOTALS** 443522016 16581990 16581990 0 0
</TABLE>
<PAGE> 52
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 09-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 009 PAGE 50
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
TRANSOCEAN SEDCO FOREX INC G90078109 198086 6039 X 6039 0 0
TRANSOCEAN SEDCO FOREX INC G90078109 26089 795 X 757 0 39
AARP HIGH QUALITY TAX-FREE INCM FD 00036Q100 30000 30000 X 30000 0 0
AFLAC INC COM 001055102 151002 3200 X 3200 0 0
AFLAC INC COM 001055102 453005 9600 X 9600 0 0
AT&T CORP COM 001957109 1407977 27709 X 27009 0 700
AT&T CORP COM 001957109 829167 16318 X 15793 0 525
ABBOTT LABS 002824100 3662420 100857 X 100157 0 700
ABBOTT LABS 002824100 3128002 86140 X 81940 200 4000
AEGON N V ORD AMER REG (NLG) 007924103 316105 3310 X 3310 0 0
AEGON N V ORD AMER REG (NLG) 007924103 28650 300 X 300 0 0
ALLIANCE CAPITAL RESERVES 018550103 47568 47568 X 47568 0 0
ALLTEL CORP COM 020039103 370277 4478 X 4478 0 0
ALLTEL CORP COM 020039103 108569 1313 X 1313 0 0
ALTERA CORP COM 021441100 391548 7900 X 7900 0 0
ALTERA CORP COM 021441100 37172 750 X 750 0 0
AMCAP FUND INC COM 023375108 188644 10045 X 10045 0 0
AMERICA ONLINE INC DEL COM 02364J104 106225 1400 X 1400 0 0
AMERICA ONLINE INC DEL COM 02364J104 155696 2052 X 2052 0 0
AMERICAN CENTURY SMALL CAP 02507M840 60225 10970 X 10970 0 0
AMERICAN CENTURY 025086505 317190 18484 X 18484 0 0
AMERICAN EXPRESS CO COM 025816109 1552775 9340 X 9340 0 0
AMERICAN EXPRESS CO COM 025816109 290106 1745 X 1745 0 0
AMERICAN HOME PRODS CORP COM 026609107 2418664 61622 X 61622 0 0
AMERICAN HOME PRODS CORP COM 026609107 1561208 39776 X 33676 100 6000
AMERICAN INTL GROUP INC COM 026874107 5688132 52607 X 52607 0 0
AMERICAN INTL GROUP INC COM 026874107 3588885 33192 X 32786 125 281
AMGEN INC 031162100 816857 13600 X 13600 0 0
AMGEN INC 031162100 228239 3800 X 3800 0 0
ANHEUSER BUSCH 035229103 730013 10300 X 10300 0 0
ANHEUSER BUSCH 035229103 437015 6166 X 6166 0 0
ARMADA FDS 042086272 17810809 1506837 X 1485496 0 21340
ARMADA NATIONAL TAX EXEMPT BD FD 042086363 1613248 168573 X 168573 0 0
ARMADA NATIONAL TAX EXEMPT BD FD 042086363 1501260 156871 X 156871 0 0
ARMADA SMALL CAP GROWTH FUND #519 042086579 2313552 149551 X 149551 0 0
ARMADA SMALL CAP GROWTH FUND #519 042086579 136114 8799 X 8799 0 0
ARMADA CORE EQUITY FUND #681 042086595 187161 12444 X 12444 0 0
ARMADA CORE EQUITY FUND #681 042086595 142386 9467 X 9467 0 0
ARMADA INTERNATIONAL EQUITY FD 042086629 6090778 368691 X 367019 0 1672
ARMADA INTERNATIONAL EQUITY FD 042086629 1257052 76093 X 75207 886 0
ARMADA EQUITY INDEX FUND #42 042086645 2494112 197007 X 197007 0 0
ARMADA EQUITY INDEX FUND #42 042086645 110368 8718 X 8718 0 0
ARMADA GNMA INSTL CL #666 042086660 2905633 296493 X 254698 0 41795
ARMADA GNMA INSTL CL #666 042086660 465267 47476 X 45051 2425 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 66353251 3628396 3547608 3736 77052
</TABLE>
<PAGE> 53
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 09-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 009 PAGE 51
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
ARMADA BOND FD INSTL CL #630 042086686 22604474 2357088 X 2357088 0 0
ARMADA BOND FD INSTL CL #630 042086686 6865683 715921 X 621560 56438 37923
ARMADA OHIO TAX EXEMPT BOND FD 042086751 26210422 2477356 X 2477356 0 0
ARMADA OHIO TAX EXEMPT BOND FD 042086751 20450681 1932957 X 1923461 9495 0
ARMADA TOTAL RETURN ADVANTAGE FUND 042086777 23288733 2448868 X 2448867 0 0
ARMADA TOTAL RETURN ADVANTAGE FUND 042086777 4694970 493688 X 484717 1475 7496
ARMADA INTERMEDIATE BD FUND 042086793 6926146 683726 X 683726 0 0
ARMADA INTERMEDIATE BD FUND 042086793 1782507 175963 X 175963 0 0
ARMADA ENHANCED INCOME FUND 042086827 2066131 209760 X 209760 0 0
ARMADA ENHANCED INCOME FUND 042086827 470559 47772 X 46777 995 0
ARMADA SMALL CAP VALUE FUND #616 042086843 9047480 650898 X 648523 2374 0
ARMADA SMALL CAP VALUE FUND #616 042086843 2646664 190408 X 190408 0 0
ARMADA EQUITY INCOME FUND #614 042086868 34148702 2118406 X 2118406 0 0
ARMADA EQUITY INCOME FUND #614 042086868 9160608 568276 X 535229 26698 6348
ARMADA EQUITY GROWTH FUND 042086884 72064111 2442851 X 2439409 3442 0
ARMADA EQUITY GROWTH FUND 042086884 19616353 664961 X 521059 102259 41644
ATLANTIC RICHFIELD CO COM 048825103 1175881 13594 X 13594 0 0
ATLANTIC RICHFIELD CO COM 048825103 1469549 16989 X 16989 0 0
AUTOMATIC DATA PROCESSING INC COM 053015103 1350592 25069 X 25069 0 0
AUTOMATIC DATA PROCESSING INC COM 053015103 1281740 23791 X 23791 0 0
AVERY DENNISON CORP COM 053611109 284213 3900 X 3900 0 0
BP AMOCO PLC-SPONS ADR 055622104 2185091 36840 X 36440 0 400
BP AMOCO PLC-SPONS ADR 055622104 3617618 60992 X 60464 528 0
BANK OF AMER CORP 060505104 861326 17162 X 17162 0 0
BANK OF AMER CORP 060505104 73525 1465 X 1465 0 0
BANK ONE CORP COM 06423A103 63680 1990 X 1990 0 0
BANK ONE CORP COM 06423A103 772288 24134 X 24134 0 0
BARON ASSET FD 068278100 233984 3981 X 3981 0 0
BARON ASSET FD 068278100 720097 12253 X 12253 0 0
BELL ATLANTIC CORP COM 077853109 591620 9610 X 9610 0 0
BELL ATLANTIC CORP COM 077853109 377135 6126 X 6126 0 0
BELLSOUTH CORP COM 079860102 3271480 69884 X 69884 0 0
BELLSOUTH CORP COM 079860102 2213038 47274 X 44974 0 2300
BERKSHIRE HATHAWAY INC DEL 084670108 448800 8 X 8 0 0
BERKSHIRE HATHAWAY INC DEL 084670108 336600 6 X 6 0 0
BERKSHIRE HATHAWAY INC DEL 084670207 380640 208 X 208 0 0
BERKSHIRE HATHAWAY INC DEL 084670207 258030 141 X 141 0 0
BEST FOODS 08658U101 10513 200 X 200 0 0
BEST FOODS 08658U101 1135361 21600 X 21600 0 0
BRANDYWINE FD INC COM 10532D107 4408639 102813 X 102813 0 0
BRANDYWINE FD INC COM 10532D107 39748 927 X 927 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 6862917 106919 X 105719 600 600
BRISTOL MYERS SQUIBB CO COM 110122108 11638825 181324 X 174424 0 6900
CVS CORPORATION (DEL) 126650100 902451 22632 X 22632 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 309009605 18990731 18682813 204304 103611
</TABLE>
<PAGE> 54
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 09-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 009 PAGE 52
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
CVS CORPORATION (DEL) 126650100 228165 5722 X 5722 0 0
CAPITAL HOLDINGS INC COM 14018R101 329010 11964 X 11964 0 0
CARNIVAL CORP COM 143658102 341863 7150 X 7150 0 0
CARNIVAL CORP COM 143658102 81282 1700 X 1700 0 0
CEDAR FAIR LP DEPOSITARY UNITS 150185106 81375 4200 X 4200 0 0
CEDAR FAIR LP DEPOSITARY UNITS 150185106 282352 14573 X 14573 0 0
CHASE MANHATTAN CORP (NEW) COM 16161A108 1492775 19215 X 18615 0 600
CHASE MANHATTAN CORP (NEW) COM 16161A108 811684 10448 X 10348 100 0
CHEVRON CORP COM 166751107 1678186 19373 X 19373 0 0
CHEVRON CORP COM 166751107 1488737 17186 X 17186 0 0
CHUBB CORP COM 171232101 567522 10078 X 9578 500 0
CHUBB CORP COM 171232101 1256850 22319 X 22319 0 0
CHURCH & DWIGHT INC COM 171340102 429677 16100 X 16100 0 0
CHURCH & DWIGHT INC COM 171340102 37363 1400 X 1400 0 0
CISCO SYS INC COM 17275R102 9146118 85378 X 84378 0 1000
CISCO SYS INC COM 17275R102 3985264 37202 X 37002 200 0
CINTAS CORP COM 172908105 710122 13367 X 13367 0 0
CINTAS CORP COM 172908105 394878 7433 X 7433 0 0
CITIGROUP INC COM 172967101 25060 450 X 450 0 0
CITIGROUP INC COM 172967101 586784 10537 X 9037 1500 0
CLEAR CHANNEL COMMUNICATIONS INC COM 184502102 126824 1421 X 1421 0 0
CLEAR CHANNEL COMMUNICATIONS INC COM 184502102 165113 1850 X 1850 0 0
CLOROX CO COM 189054109 1906694 37850 X 37250 0 600
CLOROX CO COM 189054109 410456 8148 X 8148 0 0
COCA-COLA CO COM 191216100 5145514 88335 X 87835 0 500
COCA-COLA CO COM 191216100 5259742 90296 X 81396 100 8800
COMCAST CORP CL A SPL 200300200 465180 9200 X 9200 0 0
COMCAST CORP CL A SPL 200300200 35394 700 X 700 0 0
COMERICA INC COM 200340107 183250 3925 X 3925 0 0
COMERICA INC COM 200340107 24511 525 X 525 0 0
CONOCO INC 208251405 269894 10850 X 10850 0 0
CONOCO INC 208251405 23631 950 X 950 0 0
COOPER INDS INC COM 216669101 119373 2952 X 2952 0 0
COOPER INDS INC COM 216669101 416511 10300 X 10300 0 0
CORNING INC COM 219350105 277217 2150 X 2150 0 0
COSTCO WHSL CORP NEW 22160K105 688938 7550 X 7550 0 0
COSTCO WHSL CORP NEW 22160K105 150563 1650 X 1650 0 0
DANA CORP COM 235811106 78318 2616 X 2616 0 0
DANA CORP COM 235811106 548823 18332 X 16832 0 1500
DANAHER CORPORATION COM 235851102 238838 4950 X 4950 0 0
DANAHER CORPORATION COM 235851102 9650 200 X 200 0 0
DAYTON HUDSON CORP COM 239753106 2137193 29102 X 29102 0 0
DAYTON HUDSON CORP COM 239753106 29375 400 X 400 0 0
DELL COMPUTER CORP COM 247025109 2068050 40550 X 39950 0 600
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 44734119 690597 674597 2400 13600
</TABLE>
<PAGE> 55
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 09-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 009 PAGE 53
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
DELL COMPUTER CORP COM 247025109 849150 16650 X 16650 0 0
DEVELOPERS DIVERSIFIED REALTY CORP 251591103 63088 4900 X 4900 0 0
DEVELOPERS DIVERSIFIED REALTY CORP 251591103 111343 8648 X 8648 0 0
DISNEY WALT CO 254687106 1661897 56817 X 56817 0 0
DISNEY WALT CO 254687106 694103 23730 X 23730 0 0
DONNELLEY R R & SONS CO COM 257867101 133097 5364 X 5364 0 0
DONNELLEY R R & SONS CO COM 257867101 169572 6834 X 6834 0 0
DOW CHEM CO COM 260543103 554410 4149 X 4149 0 0
DOW CHEM CO COM 260543103 565234 4230 X 4230 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 741357 11254 X 11254 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 2188368 33220 X 33220 0 0
DUN & BRADSTREET CORP DEL 26483B106 180540 6120 X 6120 0 0
DUN & BRADSTREET CORP DEL 26483B106 41300 1400 X 1400 0 0
E M C CORP MASS COM 268648102 864605 7914 X 7914 0 0
E M C CORP MASS COM 268648102 98325 900 X 900 0 0
EASTMAN KODAK CO COM 277461109 90630 1368 X 1368 0 0
EASTMAN KODAK CO COM 277461109 208688 3150 X 3150 0 0
ECOLAB INC COM 278865100 549706 14050 X 14050 0 0
ECOLAB INC COM 278865100 504713 12900 X 12900 0 0
ELECTRONIC DATA SYS CORP NEW COM 285661104 133876 2000 X 2000 0 0
ELECTRONIC DATA SYS CORP NEW COM 285661104 184080 2750 X 2750 0 0
EMERSON ELEC CO COM 291011104 1189499 20732 X 20732 0 0
EMERSON ELEC CO COM 291011104 883690 15402 X 15402 0 0
EQUITY INVT FD 294710579 7212 10303 X 10303 0 0
EQUITY INV FD 294711270 32658 32658 X 32658 0 0
EQUITY FOCUS TR 294933403 24360 28931 X 28931 0 0
EXXON MOBIL CORP 30231G102 7802446 96849 X 96849 0 0
EXXON MOBIL CORP 30231G102 9010569 111845 X 107945 3900 0
FPA CAP FD INC COM 302539101 253537 8173 X 8173 0 0
FPL GROUP INC COM 302571104 120347 2811 X 2811 0 0
FPL GROUP INC COM 302571104 432368 10099 X 10099 0 0
FREDDIE MAC COM 313400301 456276 9695 X 9695 0 0
FREDDIE MAC COM 313400301 103539 2200 X 2200 0 0
FANNIE MAE COM 313586109 2586369 41423 X 41423 0 0
FANNIE MAE COM 313586109 1038344 16630 X 16530 100 0
FIDELITY ADVISOR SER II 315807206 272050 5830 X 5830 0 0
FIDELITY CAP TR 316066307 1848773 57774 X 57774 0 0
FIDELITY FINL TR 316145101 543455 19856 X 19856 0 0
FIDELITY FINL TR 316145101 49031 1791 X 1791 0 0
FIFTH THIRD BANCORP 316773100 999514 13622 X 13622 0 0
FIFTH THIRD BANCORP 316773100 6424422 87556 X 50856 0 36700
FIRST TR SPL SITUATIONS TR 33734T134 26481 10678 X 10678 0 0
FIRSTMERIT CORP COM 337915102 230000 10000 X 10000 0 0
FLEETBOSTON FINL CORP 339030108 1154086 33151 X 33151 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 46077108 876357 835657 4000 36700
</TABLE>
<PAGE> 56
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 09-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 009 PAGE 54
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
FLEETBOSTON FINL CORP 339030108 498244 14312 X 14312 0 0
FORD MOTOR CO DEL COM 345370100 211226 3962 X 3962 0 0
FORD MOTOR CO DEL COM 345370100 441378 8279 X 8279 0 0
FORTUNE BRANDS INC 349631101 26450 800 X 800 0 0
FORTUNE BRANDS INC 349631101 192327 5817 X 5550 267 0
FRANKLIN RES INC COM 354613101 640811 19986 X 19986 0 0
FRANKLIN RES INC COM 354613101 179553 5600 X 5600 0 0
GTE CORP COM 362320103 1135711 16095 X 15695 400 0
GTE CORP COM 362320103 2457850 34832 X 34282 0 550
GABELLI VALUE FUND INC COM 36240H106 253355 13026 X 13026 0 0
GAP INC COM 364760108 703202 15287 X 15287 0 0
GAP INC COM 364760108 155250 3375 X 3375 0 0
GENERAL ELEC CO COM 369604103 14762841 95398 X 95398 0 0
GENERAL ELEC CO COM 369604103 15771192 101914 X 93264 100 8550
GENERAL MILLS INC COM 370334104 316459 8852 X 8852 0 0
GENERAL MILLS INC COM 370334104 508866 14234 X 14234 0 0
GENERAL MTRS CORP COM 370442105 54007 743 X 743 0 0
GENERAL MTRS CORP COM 370442105 233401 3211 X 3211 0 0
GILLETTE CO COM 375766102 1982255 48127 X 48127 0 0
GILLETTE CO COM 375766102 2255043 54750 X 54550 200 0
GLAXO WELLCOME PLC 37733W105 111750 2000 X 2000 0 0
GLAXO WELLCOME PLC 37733W105 117338 2100 X 2100 0 0
GUIDANT CORP COM 401698105 724740 15420 X 15420 0 0
GUIDANT CORP COM 401698105 495662 10546 X 6794 0 3752
HALLIBURTON CO COM 406216101 118738 2950 X 2950 0 0
HALLIBURTON CO COM 406216101 454825 11300 X 11300 0 0
HARBOR FD CAPITAL APPRECIATION 411511504 179248 3539 X 3539 0 0
HARBOR FD CAPITAL APPRECIATION 411511504 74600 1473 X 1473 0 0
HARLEY DAVIDSON INC COM 412822108 1385042 21620 X 21620 0 0
HARLEY DAVIDSON INC COM 412822108 729165 11382 X 11182 200 0
HARTFORD FINL SVCS GROUP INC COM 416515104 28425 600 X 600 0 0
HARTFORD FINL SVCS GROUP INC COM 416515104 180025 3800 X 3800 0 0
HEALTH CARE REIT INC 42217K106 64417 4259 X 4259 0 0
HEALTH CARE REIT INC 42217K106 388138 25662 X 25662 0 0
HEINZ H J CO COM 423074103 148303 3725 X 3725 0 0
HEINZ H J CO COM 423074103 310541 7800 X 7800 0 0
HEWLETT PACKARD CO COM 428236103 3234709 28437 X 28437 0 0
HEWLETT PACKARD CO COM 428236103 2726246 23967 X 21267 0 2700
HOME DEPOT INC COM 437076102 5700956 82923 X 82923 0 0
HOME DEPOT INC COM 437076102 4464488 64938 X 63738 300 900
HUNTINGTON BANCSHARES INC COM 446150104 223542 9363 X 9363 0 0
HUNTINGTON BANCSHARES INC COM 446150104 1297105 54329 X 54329 0 0
IMS HEALTH INC 449934108 296349 10900 X 10900 0 0
IMS HEALTH INC 449934108 31701 1166 X 1166 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 66265474 872799 854880 1467 16452
</TABLE>
<PAGE> 57
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 09-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 009 PAGE 55
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
ILLINOIS TOOL WORKS INC COM 452308109 238160 3525 X 3525 0 0
ILLINOIS TOOL WORKS INC COM 452308109 135126 2000 X 1900 100 0
INTEL CORP COM 458140100 4697932 57074 X 57074 0 0
INTEL CORP COM 458140100 3225517 39186 X 37786 0 1400
INTERNATIONAL BUSINESS MACHS CORP 459200101 2830316 26237 X 26037 0 200
INTERNATIONAL BUSINESS MACHS CORP 459200101 1779830 16499 X 15719 0 780
INTERNATIONAL PAPER CO COM 460146103 201653 3573 X 3573 0 0
INTERNATIONAL PAPER CO COM 460146103 141095 2500 X 2500 0 0
INTERPUBLIC GROUP COS INC COM 460690100 2956164 51244 X 51244 0 0
INTERPUBLIC GROUP COS INC COM 460690100 922777 15996 X 14196 0 1800
JANUS FUND INCORPORATED 471023101 7549629 171388 X 171388 0 0
JANUS FUND INCORPORATED 471023101 106730 2423 X 2423 0 0
JANUS INVT FD WORLDWIDE FD 471023309 591521 7739 X 7739 0 0
JANUS INVT FD WORLDWIDE FD 471023309 994411 13011 X 13011 0 0
JOHNSON & JOHNSON 478160104 1301024 13952 X 13952 0 0
JOHNSON & JOHNSON 478160104 2438851 26154 X 26154 0 0
KELLOGG CO COM 487836108 271154 8800 X 8800 0 0
KELLOGG CO COM 487836108 264992 8600 X 8600 0 0
KEYCORP NEW COM 493267108 419490 18960 X 18960 0 0
KEYCORP NEW COM 493267108 567108 25632 X 16632 0 9000
KIMBERLY-CLARK CORP COM 494368103 145600 2225 X 2225 0 0
KIMBERLY-CLARK CORP COM 494368103 298790 4566 X 4566 0 0
LANCASTER COLONY CORP COM 513847103 937537 28303 X 28303 0 0
LEXMARK INTL GROUP INC 529771107 375575 4150 X 4150 0 0
LEXMARK INTL GROUP INC 529771107 18100 200 X 200 0 0
LILLY ELI & CO COM 532457108 727111 10934 X 10934 0 0
LILLY ELI & CO COM 532457108 976220 14680 X 12556 0 2124
LOWES COS INC COM 548661107 143400 2400 X 2400 0 0
LOWES COS INC COM 548661107 59750 1000 X 1000 0 0
LUCENT TECHNOLOGIES INC COM 549463107 3997125 53295 X 52895 0 400
LUCENT TECHNOLOGIES INC COM 549463107 3438150 45842 X 45390 0 452
MBNA CORP COM 55262L100 264325 9700 X 9700 0 0
MBNA CORP COM 55262L100 10900 400 X 400 0 0
MCN ENERGY GROUP INC COM 55267J100 923970 38904 X 38904 0 0
MCI WORLDCOM INC 55268B106 2136874 40271 X 39671 0 600
MCI WORLDCOM INC 55268B106 1072138 20205 X 20055 150 0
MANOR CARE INC COM 564055101 157792 9862 X 9862 0 0
MANOR CARE INC COM 564055101 28400 1775 X 1775 0 0
MARSH & MCLENNAN COS INC 571748102 1401829 14650 X 14650 0 0
MARSH & MCLENNAN COS INC 571748102 135494 1416 X 1416 0 0
MAXIM INTEGRATED PRODS INC 57772K101 339754 7200 X 7200 0 0
MAXIM INTEGRATED PRODS INC 57772K101 221784 4700 X 4700 0 0
MCDONALDS CORP 580135101 2749145 68195 X 67195 0 1000
MCDONALDS CORP 580135101 868745 21550 X 21350 200 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 53061988 920916 902710 450 17756
</TABLE>
<PAGE> 58
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 09-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 009 PAGE 56
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
MCGRAW-HILL COS INC 580645109 751825 12200 X 12200 0 0
MEDIAONE GROUP INC 58440J104 300492 3912 X 3912 0 0
MEDIAONE GROUP INC 58440J104 483922 6300 X 6300 0 0
MEDTRONIC INC 585055106 805280 22100 X 22100 0 0
MEDTRONIC INC 585055106 226644 6220 X 6220 0 0
MELLON FINL CORP 58551A108 602915 17700 X 17700 0 0
MELLON FINL CORP 58551A108 177128 5200 X 5200 0 0
MERCK & CO INC 589331107 5655281 84171 X 84171 0 0
MERCK & CO INC 589331107 8531129 126974 X 124374 200 2400
MICROSOFT CORP 594918104 6137898 52573 X 52573 0 0
MICROSOFT CORP 594918104 4822943 41310 X 40010 200 1100
MINNESOTA MNG & MFG CO 604059105 1342943 13721 X 13721 0 0
MINNESOTA MNG & MFG CO 604059105 1809415 18487 X 18087 0 400
MONSANTO CO 611662107 308311 8700 X 8700 0 0
MONSANTO CO 611662107 127577 3600 X 3600 0 0
MORGAN J P & CO INC 616880100 703529 5556 X 5556 0 0
MORGAN J P & CO INC 616880100 297569 2350 X 2350 0 0
MOTOROLA INC 620076109 29450 200 X 200 0 0
MOTOROLA INC 620076109 578693 3930 X 3930 0 0
MOUNTAIN ENERGY INC 624011102 2000 10000 X 10000 0 0
N-VIRO INTERNATIONAL CORPORATION 62944W9A8 23421 10128 X 10128 0 0
NATIONAL CITY CORP 635405103 1710582 72213 X 69813 2400 0
NATIONAL CITY CORP 635405103 4875133 205806 X 200270 5536 0
NATIONAL PROCESSING INC 637229105 66563 7500 X 7500 0 0
NATIONAL PROCESSING INC 637229105 44375 5000 X 5000 0 0
NORTHERN TR CORP 665859104 3319284 62628 X 62628 0 0
NORTHERN TR CORP 665859104 1060000 20000 X 18800 0 1200
NUVEEN FLAGSHIP MULTISTATE TR IV 67065R762 154067 14412 X 14412 0 0
OMNICOM GROUP INC 681919106 310000 3100 X 3100 0 0
OMNICOM GROUP INC 681919106 15000 150 X 150 0 0
PNC BK CORP 693475105 1458799 32782 X 32782 0 0
PNC BK CORP 693475105 672306 15108 X 14908 0 200
PARKSTONE LARGE CAPITALIZATION FD 701475329 807480 39856 X 39856 0 0
PARKSTONE LARGE CAPITALIZATION FD 701475329 67467 3330 X 3330 0 0
PARKSTONE MID CAPITALIZATION FUND 701475402 1155914 79281 X 79281 0 0
PARKSTONE MID CAPITALIZATION FUND 701475402 28938 1985 X 1985 0 0
PARKSTONE U S GOVT INCOME FD 701475832 222027 25003 X 25003 0 0
PARKSTONE MICHIGAN MUNICIPAL FUND 701475881 468537 44750 X 44750 0 0
PARKSTONE MICHIGAN MUNICIPAL FUND 701475881 104799 10009 X 10009 0 0
PEPSICO INC 713448108 1585193 44970 X 44970 0 0
PEPSICO INC 713448108 2372078 67293 X 63893 0 3400
PHARMACIA & UPJOHN INC 716941109 63720 1416 X 1416 0 0
PHARMACIA & UPJOHN INC 716941109 427500 9500 X 9500 0 0
PFIZER INC 717081103 4122481 127088 X 127088 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 58830608 1348512 1331476 8336 8700
</TABLE>
<PAGE> 59
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 09-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 009 PAGE 57
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
PFIZER INC 717081103 3934308 121287 X 117387 0 3900
PHILIP MORRIS COS INC 718154107 899300 39100 X 39100 0 0
PHILIP MORRIS COS INC 718154107 728479 31673 X 28973 0 2700
PITNEY BOWES INC 724479100 1583362 32773 X 32373 400 0
PITNEY BOWES INC 724479100 1722455 35652 X 32802 0 2850
T ROWE PRICE 741479109 1806 54 X 54 0 0
T ROWE PRICE 741479109 204906 6159 X 6159 0 0
PROCTER & GAMBLE CO COM 742718109 5353577 48863 X 48863 0 0
PROCTER & GAMBLE CO COM 742718109 6486897 59207 X 54607 100 4500
PROVIDIAN FINL CORP 74406A102 588449 6462 X 6462 0 0
PROVIDIAN FINL CORP 74406A102 204892 2250 X 2250 0 0
QUALCOMM INC COM 747525103 1162425 6600 X 6600 0 0
QUALCOMM INC COM 747525103 7750 44 X 44 0 0
QWEST COMMUNICATIONS INTL INC COM 749121109 248196 5772 X 5772 0 0
QWEST COMMUNICATIONS INTL INC COM 749121109 98900 2300 X 2300 0 0
RPM INC OHIO COM 749685103 217952 21393 X 21393 0 0
RPM INC OHIO COM 749685103 33539 3292 X 3292 0 0
REUTERS GROUP PLC-SPONS ADR 76132M102 751076 9294 X 9294 0 0
REUTERS GROUP PLC-SPONS ADR 76132M102 184900 2288 X 2288 0 0
T ROWE PRICE 779556109 373399 9305 X 9305 0 0
T ROWE PRICE 779556109 287915 7175 X 7175 0 0
T ROWE PRICE SCIENCE & TECHNOLOGY 77957M102 239436 3758 X 3758 0 0
ROYAL DUTCH PETROLEUM CO 780257804 86787 1433 X 1433 0 0
ROYAL DUTCH PETROLEUM CO 780257804 636820 10515 X 10515 0 0
SBC COMMUNICATIONS INC COM 78387G103 3506051 71919 X 71919 0 0
SBC COMMUNICATIONS INC COM 78387G103 3471634 71213 X 68991 0 2222
SAFECO GROWTH FD INC 786434100 470264 20183 X 20183 0 0
SARA LEE CORP COM 803111103 904362 40990 X 40990 0 0
SARA LEE CORP COM 803111103 1426902 64674 X 57674 0 7000
SCHERING-PLOUGH CORP COM 806605101 5277171 124535 X 122535 2000 0
SCHERING-PLOUGH CORP COM 806605101 3288046 77594 X 65994 0 11600
SCHLUMBERGER LTD COM 806857108 1752784 31230 X 31230 0 0
SCHLUMBERGER LTD COM 806857108 202050 3600 X 3400 0 200
SCIENTIFIC ATLANTA INC COM 808655104 458175 8200 X 8200 0 0
SERVICEMASTER CO COM 81760N109 221634 18000 X 18000 0 0
SERVICEMASTER CO COM 81760N109 216623 17593 X 17593 0 0
SHERWIN WILLIAMS CO COM 824348106 205800 9800 X 9800 0 0
SKY FINL GROUP INC 83080P103 11069 550 X 550 0 0
SKY FINL GROUP INC 83080P103 756579 37594 X 35347 2247 0
SMITHKLINE BEECHAM CORP 832378301 525825 8200 X 7200 0 1000
SMITHKLINE BEECHAM CORP 832378301 381544 5950 X 5950 0 0
SPRINT CORP COM 852061100 262521 3900 X 3900 0 0
SPRINT CORP COM 852061100 1282043 19046 X 18646 0 400
SPRINT CORP 852061506 164000 1600 X 1600 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 50822603 1103020 1061901 4747 36372
</TABLE>
<PAGE> 60
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 09-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 009 PAGE 58
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
SPRINT CORP 852061506 573898 5599 X 5599 0 0
STATE STR CORP 857477103 460297 6300 X 6300 0 0
STATE STR CORP 857477103 94982 1300 X 1300 0 0
SUN MICROSYSTEMS INC COM 866810104 689198 8900 X 8900 0 0
SUN MICROSYSTEMS INC COM 866810104 557554 7200 X 7200 0 0
SYSCO CORP COM 871829107 179062 4526 X 4526 0 0
SYSCO CORP COM 871829107 350489 8859 X 7959 0 900
TAX EXEMPT BD FD AMER 876902107 196339 17073 X 17073 0 0
TELEFONICA S.A. 879382208 878056 11141 X 11141 0 0
TEMPLETON FOREIGN FUND 880196209 1148009 102318 X 101051 1267 0
TEMPLETON FOREIGN FUND 880196209 784269 69899 X 69899 0 0
TEMPLETON INSTL FDS INC 880210505 1725454 80142 X 80142 0 0
TEMPLETON INSTL FDS INC 880210505 712807 33108 X 33108 0 0
TEXACO INC COM 881694103 108409 1996 X 1996 0 0
TEXACO INC COM 881694103 510542 9400 X 9400 0 0
TEXAS INSTRS INC COM 882508104 539361 5582 X 5582 0 0
TEXAS INSTRS INC COM 882508104 1190420 12320 X 12320 0 0
TEXAS PAC LD TR SUB SH 882610108 275854 7200 X 7200 0 0
TEXAS UTILITIES CO COM (HLDG) 882848104 215156 6050 X 6050 0 0
TIME WARNER INC COM 887315109 2406866 33284 X 33284 0 0
TIME WARNER INC COM 887315109 723130 10000 X 10000 0 0
TOLEDO MIRROR AND GLASS COMPANY 8892729A0 1680560 322 X 322 0 0
TYCO INTL LTD NEW 902124106 1778790 45610 X 45610 0 0
TYCO INTL LTD NEW 902124106 1215474 31166 X 30120 0 1046
U S WEST INC NEW 91273H101 579528 8049 X 8049 0 0
U S WEST INC NEW 91273H101 506592 7036 X 7036 0 0
UNITED TECHNOLOGIES CORP COM 913017109 1340365 20621 X 20621 0 0
UNITED TECHNOLOGIES CORP COM 913017109 359905 5537 X 4029 1508 0
VANGUARD 922908108 3787794 27989 X 27989 0 0
VANGUARD 922908108 1978144 14617 X 14617 0 0
VERSUS TECHNOLOGY INC 925313108 1200 10000 X 10000 0 0
VODAFONE AIRTOUCH PLC 92857T107 1053113 21275 X 21275 0 0
VODAFONE AIRTOUCH PLC 92857T107 420998 8505 X 6175 330 2000
WACHOVIA CORP COM 929771103 1268676 18657 X 18117 0 540
WACHOVIA CORP COM 929771103 487424 7168 X 7168 0 0
WAL MART STORES INC 931142103 8685003 125642 X 124642 0 1000
WAL MART STORES INC 931142103 3372609 48790 X 47990 200 600
WALGREEN CO COM 931422109 1313325 44900 X 44900 0 0
WALGREEN CO COM 931422109 315900 10800 X 10800 0 0
WARNER LAMBERT CO COM 934488107 200748 2450 X 2450 0 0
WARNER LAMBERT CO COM 934488107 614535 7500 X 7500 0 0
WELLS FARGO & CO NEW 949746101 5743167 142024 X 142024 0 0
WELLS FARGO & CO NEW 949746101 2631503 65075 X 65075 0 0
WISCONSIN ENERGY CORP COM 976657106 174655 9073 X 9073 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 53830160 1125003 1115612 3305 6086
</TABLE>
<PAGE> 61
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 09-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 009 PAGE 59
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
WISCONSIN ENERGY CORP COM 976657106 84585 4394 X 1550 0 2844
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 84585 4394 1550 0 2844
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR COMMON STOCK 749069501 29560725 29008804 232745 319173
</TABLE>
<PAGE> 62
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 09-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 009 PAGE 60
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
B. PREFERRED STOCK INSTR OTHER
PREFERRED STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 0 0 0 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR PREFERRED STOCK 0 0 0 0 0
</TABLE>
<PAGE> 63
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 09-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 009 PAGE 61
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
C. OTHER INSTR OTHER
OTHER
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 0 0 0 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR OTHER 0 0 0 0 0
</TABLE>
<PAGE> 64
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 09-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 009 PAGE 62
**SUMMARY PAGE FOR: 09-NATIONAL CITY BANK **
CATEGORY MARKET SH/PV SOLE SHARED NONE
---------------------------------------- ---------- --------- --------- --------- ---------
<S> <C> <C> <C> <C> <C>
A. COMMON STOCK 749069501 29560725 29008804 232745 319173
B. PREFERRED STOCK 0 0 0 0 0
C. OTHER 0 0 0 0 0
----------- ---------- ---------- ---------- ----------
**GRAND TOTALS** 749069501 29560725 29008804 232745 319173
</TABLE>
<PAGE> 65
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 10-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 010 PAGE 63
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
LEMAR INVESTMENT CO LEMARINV0 342020 80 X 54 26 0
AT&T CORP COM 001957109 855691 16840 X 16840 0 0
AT&T CORP COM 001957109 41260 812 X 612 200 0
ABBOTT LABS 002824100 1764086 48580 X 47420 400 760
ABBOTT LABS 002824100 47207 1300 X 0 1300 0
AEGON N V ORD AMER REG (NLG) 007924103 189090 1980 X 1980 0 0
AEGON N V ORD AMER REG (NLG) 007924103 59401 622 X 622 0 0
ALBERTSONS INC COM 013104104 370875 11500 X 11500 0 0
ALLSTATE CORP COM 020002101 247849 10300 X 10300 0 0
ALLTEL CORP COM 020039103 467601 5655 X 5655 0 0
AMERICAN EXPRESS CO COM 025816109 898083 5402 X 5402 0 0
AMERICAN HOME PRODS CORP COM 026609107 537725 13700 X 13700 0 0
AMERICAN HOME PRODS CORP COM 026609107 37680 960 X 960 0 0
AMERICAN INTL GROUP INC COM 026874107 3903962 36106 X 36106 0 0
AMERICAN INTL GROUP INC COM 026874107 137535 1272 X 62 1210 0
AMGEN INC 031162100 240252 4000 X 4000 0 0
AMGEN INC 031162100 150158 2500 X 0 2500 0
ARMADA FDS 042086272 1151408 97412 X 57613 0 39799
ARMADA TAX MANAGED EQUITY FD #233 042086330 44616704 3146453 X 2931469 162064 52921
ARMADA TAX MANAGED EQUITY FD #233 042086330 6675690 470782 X 262230 208552 0
ARMADA NATIONAL TAX EXEMPT BD FD 042086363 2328144 243275 X 225109 18166 0
ARMADA NATIONAL TAX EXEMPT BD FD 042086363 270085 28222 X 25722 2500 0
ARMADA SMALL CAP GROWTH FUND #519 042086579 2926844 189195 X 183264 0 5931
ARMADA CORE EQUITY FUND #681 042086595 1332940 88626 X 88626 0 0
ARMADA INTERNATIONAL EQUITY FD 042086629 6168519 373397 X 370361 0 3036
ARMADA INTERNATIONAL EQUITY FD 042086629 231565 14017 X 11652 2365 0
ARMADA EQUITY INDEX FUND #42 042086645 745370 58876 X 58876 0 0
ARMADA EQUITY INDEX FUND #42 042086645 18407 1454 X 1454 0 0
ARMADA GNMA INSTL CL #666 042086660 784326 80033 X 80033 0 0
ARMADA BOND FD INSTL CL #630 042086686 21593765 2251696 X 2192766 3985 54945
ARMADA BOND FD INSTL CL #630 042086686 1456136 151839 X 107180 44659 0
ARMADA OHIO TAX EXEMPT BOND FD 042086751 14227114 1344718 X 1313922 30795 0
ARMADA OHIO TAX EXEMPT BOND FD 042086751 1392501 131616 X 44405 87211 0
ARMADA TOTAL RETURN ADVANTAGE FUND 042086777 7324785 770219 X 739246 1956 29017
ARMADA TOTAL RETURN ADVANTAGE FUND 042086777 397839 41834 X 24761 17073 0
ARMADA INTERMEDIATE BD FUND 042086793 6901436 681287 X 677933 0 3354
ARMADA INTERMEDIATE BD FUND 042086793 53991 5330 X 5330 0 0
ARMADA ENHANCED INCOME FUND 042086827 798577 81074 X 81074 0 0
ARMADA SMALL CAP VALUE FUND #616 042086843 6500491 467661 X 449796 12811 5054
ARMADA SMALL CAP VALUE FUND #616 042086843 122786 8834 X 7101 1732 0
ARMADA EQUITY INCOME FUND #614 042086868 5288702 328083 X 316007 0 12076
ARMADA EQUITY INCOME FUND #614 042086868 13289 824 X 824 0 0
ARMADA EQUITY GROWTH FUND 042086884 20852925 706879 X 667658 2745 36475
ARMADA EQUITY GROWTH FUND 042086884 501895 17013 X 15836 1178 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 164966709 11942258 11095461 603428 243368
</TABLE>
<PAGE> 66
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 10-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 010 PAGE 64
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
ATLANTIC RICHFIELD CO COM 048825103 332766 3847 X 2647 1200 0
AUTOMATIC DATA PROCESSING INC COM 053015103 2537513 47100 X 47100 0 0
AUTOMATIC DATA PROCESSING INC COM 053015103 107750 2000 X 1800 200 0
BP AMOCO PLC-SPONS ADR 055622104 580200 9782 X 9782 0 0
BP AMOCO PLC-SPONS ADR 055622104 35469 598 X 398 200 0
BNB BANCORP INC OF BROOKVILLE OHIO 05564B102 338436 4029 X 4029 0 0
BANK ONE CORP COM 06423A103 602432 18826 X 18826 0 0
BELL ATLANTIC CORP COM 077853109 617354 10028 X 10028 0 0
BELL ATLANTIC CORP COM 077853109 72152 1172 X 1172 0 0
BELLSOUTH CORP COM 079860102 1204967 25740 X 25740 0 0
BELLSOUTH CORP COM 079860102 41570 888 X 888 0 0
BEST FOODS 08658U101 243892 4640 X 4640 0 0
BEST FOODS 08658U101 73588 1400 X 1400 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 3355877 52282 X 52282 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 105910 1650 X 800 850 0
BROADWING INC 111620100 221250 6000 X 6000 0 0
CARNIVAL CORP COM 143658102 181689 3800 X 3800 0 0
CARNIVAL CORP COM 143658102 90845 1900 X 0 1900 0
CATERPILLAR INC COM 149123101 249810 5308 X 5308 0 0
CHASE MANHATTAN CORP (NEW) COM 16161A108 1190025 15318 X 15318 0 0
CHEVRON CORP COM 166751107 733021 8462 X 8187 275 0
CINCINNATI FINL CORP COM 172062101 182824 5862 X 5862 0 0
CINCINNATI FINL CORP COM 172062101 27071 868 X 868 0 0
CISCO SYS INC COM 17275R102 7862118 73392 X 73392 0 0
CISCO SYS INC COM 17275R102 332088 3100 X 900 2200 0
CINTAS CORP COM 172908105 766328 14425 X 14425 0 0
CINTAS CORP COM 172908105 45156 850 X 0 850 0
CLEAR CHANNEL COMMUNICATIONS INC COM 184502102 428400 4800 X 4800 0 0
CLOROX CO COM 189054109 478563 9500 X 9500 0 0
CLOROX CO COM 189054109 40300 800 X 0 800 0
COCA-COLA CO COM 191216100 1695949 29115 X 29115 0 0
COCA-COLA CO COM 191216100 23300 400 X 400 0 0
COMCAST CORP CL A SPL 200300200 207308 4100 X 4100 0 0
COMCAST CORP CL A SPL 200300200 131464 2600 X 0 2600 0
COMPAQ COMPUTER CORP COM 204493100 456012 16850 X 16850 0 0
COMPAQ COMPUTER CORP COM 204493100 947 35 X 35 0 0
COMPUTER SCIENCES CORP COM 205363104 246025 2600 X 2600 0 0
CONOCO INC 208251405 567573 22817 X 22817 0 0
CONOCO INC 208251405 2985 120 X 120 0 0
COSTCO WHSL CORP NEW 22160K105 2117000 23200 X 23200 0 0
COSTCO WHSL CORP NEW 22160K105 54750 600 X 600 0 0
DPL INC COM 233293109 905678 52312 X 52312 0 0
DPL INC COM 233293109 38816 2242 X 2242 0 0
DANAHER CORPORATION COM 235851102 277438 5750 X 5750 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 29804609 501108 490033 11075 0
</TABLE>
<PAGE> 67
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 10-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 010 PAGE 65
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
DANAHER CORPORATION COM 235851102 12063 250 X 0 250 0
DAYTON HUDSON CORP COM 239753106 738052 10050 X 10050 0 0
DELL COMPUTER CORP COM 247025109 1014900 19900 X 19900 0 0
DELL COMPUTER CORP COM 247025109 153000 3000 X 0 3000 0
DISNEY WALT CO 254687106 390780 13360 X 13360 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 1412624 21444 X 21444 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 129049 1959 X 559 1400 0
E M C CORP MASS COM 268648102 1128553 10330 X 10330 0 0
EASTMAN KODAK CO COM 277461109 285538 4310 X 4310 0 0
ECOLAB INC COM 278865100 780544 19950 X 19950 0 0
ECOLAB INC COM 278865100 54775 1400 X 0 1400 0
EMERSON ELEC CO COM 291011104 1955340 34080 X 34080 0 0
EMERSON ELEC CO COM 291011104 83194 1450 X 1250 200 0
EQUITY INV FD 294711254 11020 12110 X 12110 0 0
EQUITY INV FD 294711601 21864 25423 X 25423 0 0
ERICSSON L M TEL CO 294821400 899926 13700 X 13700 0 0
EXXON MOBIL CORP 30231G102 5528958 68629 X 66629 2000 0
EXXON MOBIL CORP 30231G102 419572 5208 X 5108 100 0
FARMERS CAPITAL BANCORP COM 309562106 225938 7500 X 0 0 7500
FREDDIE MAC COM 313400301 1054211 22400 X 22400 0 0
FREDDIE MAC COM 313400301 83537 1775 X 0 1775 0
FANNIE MAE COM 313586109 2101039 33650 X 33650 0 0
FIDELITY CONTRAFUND INC #22 316071109 452656 7542 X 7542 0 0
FIFTH THIRD BANCORP 316773100 453237 6177 X 6177 0 0
FIFTH THIRD BANCORP 316773100 71761 978 X 452 0 526
FIRSTAR CORP NEW WIS 33763V109 578297 27375 X 27375 0 0
FIRSTAR CORP NEW WIS 33763V109 67494 3195 X 45 3150 0
FLEETBOSTON FINL CORP 339030108 332464 9550 X 9550 0 0
FLEETBOSTON FINL CORP 339030108 10444 300 X 300 0 0
FORD MOTOR CO DEL COM 345370100 543739 10199 X 10199 0 0
FORD MOTOR CO DEL COM 345370100 5331 100 X 100 0 0
FRANKLIN CUSTODIAN FDS INC 353496300 44373 20639 X 20639 0 0
FRANKLIN RES INC COM 354613101 681980 21270 X 21270 0 0
FRANKLIN RES INC COM 354613101 32063 1000 X 1000 0 0
FRANKLIN TAX FREE TR 354723504 439239 38095 X 38095 0 0
GTE CORP COM 362320103 2016902 28583 X 27683 600 300
GTE CORP COM 362320103 47983 680 X 680 0 0
GAP INC COM 364760108 2131410 46335 X 46335 0 0
GENERAL ELEC CO COM 369604103 7426453 47990 X 47590 0 400
GENERAL ELEC CO COM 369604103 658307 4254 X 3304 950 0
GENERAL MILLS INC COM 370334104 293150 8200 X 8200 0 0
GENERAL MTRS CORP COM 370442105 859826 11829 X 11829 0 0
GENERAL MTRS CORP COM 370442105 41432 570 X 570 0 0
GILLETTE CO COM 375766102 500434 12150 X 12150 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 36173452 638889 615338 14825 8726
</TABLE>
<PAGE> 68
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 10-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 010 PAGE 66
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
GUIDANT CORP COM 401698105 169012 3596 X 3596 0 0
GUIDANT CORP COM 401698105 103212 2196 X 696 1500 0
HALLIBURTON CO COM 406216101 222663 5532 X 5532 0 0
HARLEY DAVIDSON INC COM 412822108 1220400 19050 X 19050 0 0
HARLEY DAVIDSON INC COM 412822108 122360 1910 X 160 1750 0
HEWLETT PACKARD CO COM 428236103 1908156 16775 X 16775 0 0
HEWLETT PACKARD CO COM 428236103 113750 1000 X 1000 0 0
HOME DEPOT INC COM 437076102 3892763 56622 X 56622 0 0
HOME DEPOT INC COM 437076102 170156 2475 X 450 2025 0
ILLINOIS TOOL WORKS INC COM 452308109 619891 9175 X 9175 0 0
INTEL CORP COM 458140100 5643544 68562 X 68562 0 0
INTEL CORP COM 458140100 259286 3150 X 1400 1750 0
INTERNATIONAL BUSINESS MACHS CORP 459200101 3349950 31054 X 31054 0 0
INTERNATIONAL BUSINESS MACHS CORP 459200101 107875 1000 X 100 900 0
JAMES ADVANTAGE FUNDS 470259102 522838 31687 X 31687 0 0
JANUS INVT FD 471023846 52991 1425 X 1425 0 0
JANUS INVT FD 471023846 302833 8141 X 0 8141 0
JOHNSON & JOHNSON 478160104 2172539 23298 X 23298 0 0
JOHNSON & JOHNSON 478160104 218205 2340 X 1690 650 0
KANSAS CITY SOUTHN INDS INC COM 485170104 291038 3900 X 3900 0 0
KIMBERLY-CLARK CORP COM 494368103 272353 4162 X 4162 0 0
KIMBERLY-CLARK CORP COM 494368103 9816 150 X 150 0 0
LILLY ELI & CO COM 532457108 367612 5528 X 5528 0 0
LILLY ELI & CO COM 532457108 1330 20 X 20 0 0
LOWES COS INC COM 548661107 239000 4000 X 4000 0 0
LOWES COS INC COM 548661107 29875 500 X 500 0 0
LUCENT TECHNOLOGIES INC COM 549463107 3530175 47069 X 47069 0 0
LUCENT TECHNOLOGIES INC COM 549463107 170100 2268 X 368 1900 0
MCI WORLDCOM INC 55268B106 2100021 39576 X 39576 0 0
MCI WORLDCOM INC 55268B106 126635 2387 X 24 2363 0
MACAULAY BROWN INC 554223990 3894445 7778 X 7778 0 0
MARSH & MCLENNAN COS INC 571748102 239220 2500 X 2500 0 0
MARSH & MCLENNAN COS INC 571748102 109946 1149 X 1149 0 0
MCDONALDS CORP 580135101 304363 7550 X 7550 0 0
MCDONALDS CORP 580135101 46360 1150 X 0 1150 0
MCGRAW-HILL COS INC 580645109 283475 4600 X 4600 0 0
MEDTRONIC INC 585055106 1272852 34932 X 34932 0 0
MEDTRONIC INC 585055106 21863 600 X 600 0 0
MELLON FINL CORP 58551A108 204378 6000 X 6000 0 0
MELLON FINL CORP 58551A108 127736 3750 X 300 3450 0
MERCK & CO INC 589331107 3456823 51450 X 46700 4150 600
MERCK & CO INC 589331107 174689 2600 X 1200 1400 0
MICROSOFT CORP 594918104 7306449 62582 X 62582 0 0
MICROSOFT CORP 594918104 321063 2750 X 1200 1550 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 46074041 587939 554660 32679 600
</TABLE>
<PAGE> 69
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 10-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 010 PAGE 67
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
MILTONFEDERAL FINANCIAL CORP 601795107 250000 20000 X 20000 0 0
MINNESOTA MNG & MFG CO 604059105 659384 6737 X 6577 0 160
MINNESOTA MNG & MFG CO 604059105 41108 420 X 420 0 0
MONSANTO CO 611662107 475578 13420 X 13420 0 0
MORGAN J P & CO INC 616880100 357083 2820 X 2820 0 0
NATIONAL CITY CORP 635405103 2635219 111247 X 95861 15386 0
NATIONAL CITY CORP 635405103 134548 5680 X 2100 3580 0
NEFF PACKAGING SOLUTIONS INC 640090916 456956 18126 X 18126 0 0
NEWELL RUBBERMAID INC 651229106 508950 17550 X 17550 0 0
NEWELL RUBBERMAID INC 651229106 1131 39 X 39 0 0
NORTEL NETWORKS CORP 656569100 272700 2700 X 2700 0 0
NORTHERN TR CORP 665859104 296800 5600 X 5600 0 0
NORTHERN TR CORP 665859104 63600 1200 X 1200 0 0
NUVEEN FLAGSHIP MULTISTATE TR IV 67065R762 116097 10860 X 10860 0 0
OHIO ELECTRONIC ENGRAVERS INC 6773599A1 429000 2200 X 2200 0 0
PNC BK CORP 693475105 198070 4451 X 4451 0 0
PNC BK CORP 693475105 37291 838 X 0 838 0
PEPSICO INC 713448108 468191 13282 X 13282 0 0
PEPSICO INC 713448108 179775 5100 X 5100 0 0
PFIZER INC 717081103 2942581 90714 X 90714 0 0
PFIZER INC 717081103 255449 7875 X 5025 2850 0
PHILIP MORRIS COS INC 718154107 440105 19135 X 19135 0 0
PHILIP MORRIS COS INC 718154107 6900 300 X 300 0 0
PITNEY BOWES INC 724479100 889442 18410 X 18410 0 0
PITNEY BOWES INC 724479100 288912 5980 X 5980 0 0
PROCTER & GAMBLE CO COM 742718109 4900643 44729 X 44329 0 400
PROCTER & GAMBLE CO COM 742718109 1129156 10306 X 2800 7506 0
PROVIDIAN FINL CORP 74406A102 514506 5650 X 5650 0 0
PROVIDIAN FINL CORP 74406A102 118382 1300 X 1300 0 0
QWEST COMMUNICATIONS INTL INC COM 749121109 445050 10350 X 10350 0 0
QWEST COMMUNICATIONS INTL INC COM 749121109 107500 2500 X 0 2500 0
REYNOLDS & REYNOLDS CO CL A 761695105 306000 13600 X 13600 0 0
REYNOLDS & REYNOLDS CO CL A 761695105 5625 250 X 250 0 0
ROYAL DUTCH PETROLEUM CO 780257804 160492 2650 X 2650 0 0
ROYAL DUTCH PETROLEUM CO 780257804 67831 1120 X 1120 0 0
SBC COMMUNICATIONS INC COM 78387G103 3848618 78946 X 78946 0 0
SBC COMMUNICATIONS INC COM 78387G103 238436 4891 X 4891 0 0
SEI DAILY INCOME TR 783965726 118800 118800 X 118800 0 0
SAFEWAY INC COM NEW 786514208 1304875 36500 X 36500 0 0
SAFEWAY INC COM NEW 786514208 18769 525 X 200 325 0
SARA LEE CORP COM 803111103 220851 10010 X 10010 0 0
SARA LEE CORP COM 803111103 4413 200 X 200 0 0
SCHERING-PLOUGH CORP COM 806605101 1941199 45810 X 45810 0 0
SCHERING-PLOUGH CORP COM 806605101 16950 400 X 400 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 27872966 773221 739676 32985 560
</TABLE>
<PAGE> 70
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 10-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 010 PAGE 68
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
SCHLUMBERGER LTD COM 806857108 1361929 24266 X 22750 1516 0
SCHWAB MONEY MARKET FUND 808515100 58676 58676 X 0 0 58676
SMITHKLINE BEECHAM CORP 832378301 102600 1600 X 1600 0 0
SMITHKLINE BEECHAM CORP 832378301 166725 2600 X 2600 0 0
SPRINT CORP COM 852061100 1110665 16500 X 16500 0 0
SPRINT CORP 852061506 228063 2225 X 2225 0 0
SPRINT CORP 852061506 107625 1050 X 0 1050 0
STATE STR CORP 857477103 1209193 16550 X 16550 0 0
STATE STR CORP 857477103 73063 1000 X 400 600 0
STRONG GROWTH FDS INC 862916103 23901 670 X 670 0 0
STRONG GROWTH FDS INC 862916103 278407 7807 X 0 7807 0
SUN MICROSYSTEMS INC COM 866810104 1641686 21200 X 21200 0 0
SUN MICROSYSTEMS INC COM 866810104 15488 200 X 200 0 0
TE-CO, AN OHIO CORP 872370903 286774 33 X 33 0 0
TANDY CORP COM 875382103 565662 11500 X 11500 0 0
TEMPLETON FOREIGN FUND 880196209 289466 25799 X 24947 852 0
TEMPLETON FOREIGN FUND 880196209 37950 3382 X 3382 0 0
TEMPLETON INSTL FDS INC 880210505 729259 33872 X 33245 0 627
TEMPLETON INSTL FDS INC 880210505 29473 1369 X 0 1369 0
TIME WARNER INC COM 887315109 2458642 34000 X 34000 0 0
TIME WARNER INC COM 887315109 141010 1950 X 500 1450 0
TYCO INTL LTD NEW 902124106 3447912 88408 X 86052 2356 0
TYCO INTL LTD NEW 902124106 156858 4022 X 1122 2900 0
UNITED TECHNOLOGIES CORP COM 913017109 1235520 19008 X 19008 0 0
UNITED TECHNOLOGIES CORP COM 913017109 149500 2300 X 400 1900 0
VANGUARD TOTAL BOND MARKET 921937108 717998 75104 X 0 75104 0
VANGUARD 922908108 298860 2208 X 2208 0 0
VANGUARD 922908108 174253 1288 X 1288 0 0
WACHOVIA CORP COM 929771103 699040 10280 X 10280 0 0
WACHOVIA CORP COM 929771103 77384 1138 X 1138 0 0
WAL MART STORES INC 931142103 4244275 61400 X 61400 0 0
WAL MART STORES INC 931142103 231569 3350 X 700 2650 0
WALGREEN CO COM 931422109 2106000 72000 X 72000 0 0
WALGREEN CO COM 931422109 95063 3250 X 0 3250 0
WARNER LAMBERT CO COM 934488107 359626 4389 X 4389 0 0
WARNER LAMBERT CO COM 934488107 110616 1350 X 0 1350 0
WELLS FARGO & CO NEW 949746101 2480871 61350 X 61350 0 0
WELLS FARGO & CO NEW 949746101 145577 3600 X 900 2700 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 27647179 680694 514537 106854 59303
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR COMMON STOCK 332538956 15124109 14009705 801846 312557
</TABLE>
<PAGE> 71
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 10-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 010 PAGE 69
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
B. PREFERRED STOCK INSTR OTHER
PREFERRED STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
NEFF PACKAGING SOLUTIONS INC 6400909A6 266994 1260 X 1260 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 266994 1260 1260 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR PREFERRED STOCK 266994 1260 1260 0 0
</TABLE>
<PAGE> 72
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 10-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 010 PAGE 70
**SUMMARY PAGE FOR: 10-NATIONAL CITY BANK **
CATEGORY MARKET SH/PV SOLE SHARED NONE
---------------------------------------- ---------- --------- --------- --------- ---------
<S> <C> <C> <C> <C> <C>
A. COMMON STOCK 332538956 15124109 14009705 801846 312557
B. PREFERRED STOCK 266994 1260 1260 0 0
----------- ---------- ---------- ---------- ----------
**GRAND TOTALS** 332805950 15125369 14010965 801846 312557
</TABLE>
<PAGE> 73
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 14-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 014 PAGE 95
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
DAIMLERCHRYSLER AG D1668R123 101088 1296 X 1296 0 0
DAIMLERCHRYSLER AG D1668R123 400686 5137 X 5137 0 0
GEMSTAR INTL GROUP LTD G3788V106 299250 4200 X 4200 0 0
TRANSOCEAN SEDCO FOREX INC G90078109 203209 6195 X 6195 0 0
TRANSOCEAN SEDCO FOREX INC G90078109 181128 5522 X 5522 0 0
INCOME ADVANTAGE FD 0005209B4 1294785 1294785 X 1294785 0 0
ADC TELECOMMUNICATIONS INC COM 000886101 272837 3760 X 3623 0 137
AT&T CORP COM 001957109 5235975 103044 X 103044 0 0
AT&T CORP COM 001957109 3811077 75002 X 73607 795 600
ABBOTT LABS 002824100 1951098 53730 X 53161 0 569
ABBOTT LABS 002824100 4450485 122559 X 121894 0 665
ADELPHIA BUSINESS SOLUTIONS 006847107 321600 6700 X 6700 0 0
AEGON N V ORD AMER REG (NLG) 007924103 95500 1000 X 1000 0 0
AEGON N V ORD AMER REG (NLG) 007924103 497937 5214 X 5214 0 0
AETNA INC COM NEW 008117103 20930 375 X 375 0 0
AETNA INC COM NEW 008117103 376905 6753 X 6753 0 0
AIM 008879306 1488764 30489 X 30489 0 0
AIM 008879306 19289 395 X 395 0 0
AIM 008882102 2024175 72786 X 72786 0 0
AIRGAS INC 009363102 156750 16500 X 16500 0 0
AKZO NOBEL NV ADR 010199305 597000 12000 X 12000 0 0
ALCOA INC 013817101 2093675 25225 X 25225 0 0
ALCOA INC 013817101 91300 1100 X 500 600 0
ALLIANCE MUN INCOME FD II 01864E854 94617 9949 X 9949 0 0
ALLIANCE MUN INCOME FD II 01864E854 217759 22898 X 22898 0 0
ALLSTATE CORP COM 020002101 192263 7990 X 7990 0 0
ALLSTATE CORP COM 020002101 139493 5797 X 5797 0 0
ALLTEL CORP COM 020039103 1489294 18011 X 18011 0 0
ALLTEL CORP COM 020039103 846642 10239 X 8339 0 1900
ALTERA CORP COM 021441100 1145302 23108 X 22892 0 216
ALTERA CORP COM 021441100 90452 1825 X 1825 0 0
AMERICA ONLINE INC DEL COM 02364J104 401682 5294 X 5194 0 100
AMERICA ONLINE INC DEL COM 02364J104 487876 6430 X 4430 2000 0
AMERICAN ELECTRIC POWER CO INC 025537101 182952 5695 X 5695 0 0
AMERICAN ELECTRIC POWER CO INC 025537101 100680 3134 X 3134 0 0
AMERICAN EXPRESS CO COM 025816109 97090 584 X 584 0 0
AMERICAN EXPRESS CO COM 025816109 895423 5386 X 5386 0 0
AMERICAN GENERAL CORP 026351106 1166578 15375 X 15375 0 0
AMERICAN GENERAL CORP 026351106 43249 570 X 180 390 0
AMERICAN GREETINGS CORP CL A 026375105 2363 100 X 100 0 0
AMERICAN GREETINGS CORP CL A 026375105 448875 19000 X 19000 0 0
AMERICAN HOME PRODS CORP COM 026609107 2189522 55784 X 55277 0 507
AMERICAN HOME PRODS CORP COM 026609107 4573685 116527 X 116027 0 500
AMERICAN INTL GROUP INC COM 026874107 3491789 32294 X 32118 0 176
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 44283029 2219757 2210602 3785 5370
</TABLE>
<PAGE> 74
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 14-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 014 PAGE 96
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
AMERICAN INTL GROUP INC COM 026874107 6805928 62945 X 62255 0 690
AMERICAN WTR WKS CO INC 030411102 200281 9425 X 9425 0 0
AMERICAN WTR WKS CO INC 030411102 106250 5000 X 5000 0 0
AMGEN INC 031162100 284398 4735 X 4735 0 0
AMGEN INC 031162100 903047 15035 X 15035 0 0
ANALOG DEVICES INC COM 032654105 1533570 16490 X 16295 0 195
ANALOG DEVICES INC COM 032654105 122295 1315 X 1315 0 0
ANHEUSER BUSCH 035229103 42525 600 X 600 0 0
ANHEUSER BUSCH 035229103 467775 6600 X 6600 0 0
AON CORP COM 037389103 1944000 48600 X 48600 0 0
APPLEBEE'S INTL COM 037899101 502297 17027 X 17027 0 0
APPLIED INDL TECHNOLOGIES IN 03820C105 71072 4275 X 4275 0 0
APPLIED INDL TECHNOLOGIES IN 03820C105 133000 8000 X 8000 0 0
APPLIED MATLS INC 038222105 85768 677 X 562 0 115
APPLIED MATLS INC 038222105 4966170 39200 X 39200 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 80413 6632 X 6632 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 448928 37025 X 37025 0 0
ARDEN RLTY INC COM 039793104 580623 28940 X 28940 0 0
ARDEN RLTY INC COM 039793104 14245 710 X 0 710 0
ARMADA FDS 042086272 3620643 306315 X 306315 0 0
ARMADA TAX MANAGED EQUITY FD #233 042086330 26334619 1857166 X 1856981 186 0
ARMADA TAX MANAGED EQUITY FD #233 042086330 23828228 1680411 X 1680411 0 0
ARMADA NATIONAL TAX EXEMPT BD FD 042086363 1269895 132695 X 132695 0 0
ARMADA NATIONAL TAX EXEMPT BD FD 042086363 144440 15093 X 15093 0 0
ARMADA SMALL CAP GROWTH FUND #519 042086579 6377289 412236 X 412236 0 0
ARMADA SMALL CAP GROWTH FUND #519 042086579 1459863 94367 X 92347 0 2020
ARMADA CORE EQUITY FUND #681 042086595 681189 45292 X 45292 0 0
ARMADA CORE EQUITY FUND #681 042086595 332085 22080 X 22080 0 0
ARMADA INTERNATIONAL EQUITY FD 042086629 14045839 850232 X 842009 0 8224
ARMADA INTERNATIONAL EQUITY FD 042086629 2215687 134121 X 131037 1017 2067
ARMADA EQUITY INDEX FUND #42 042086645 16278126 1285792 X 1230145 0 55647
ARMADA EQUITY INDEX FUND #42 042086645 1984733 156772 X 156772 0 0
ARMADA GNMA INSTL CL #666 042086660 5361451 547087 X 542190 0 4897
ARMADA GNMA INSTL CL #666 042086660 273517 27910 X 27910 0 0
ARMADA BOND FD INSTL CL #630 042086686 34979773 3647526 X 3553397 11254 82874
ARMADA BOND FD INSTL CL #630 042086686 11458143 1194801 X 1186391 0 8410
ARMADA OHIO TAX EXEMPT BOND FD 042086751 9222283 871671 X 859225 0 12447
ARMADA OHIO TAX EXEMPT BOND FD 042086751 11836553 1118767 X 1083817 0 34950
ARMADA TOTAL RETURN ADVANTAGE FUND 042086777 16444094 1729137 X 1724367 3407 1363
ARMADA TOTAL RETURN ADVANTAGE FUND 042086777 3986869 419229 X 419229 0 0
ARMADA INTERMEDIATE BD FUND 042086793 24005875 2369780 X 2357108 11393 1280
ARMADA INTERMEDIATE BD FUND 042086793 2178463 215051 X 215051 0 0
ARMADA ENHANCED INCOME FUND 042086827 10565117 1072601 X 1045775 1009 25816
ARMADA ENHANCED INCOME FUND 042086827 425179 43165 X 43165 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 248602538 20562528 20292559 28976 240995
</TABLE>
<PAGE> 75
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 14-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 014 PAGE 97
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
ARMADA SMALL CAP VALUE FUND #616 042086843 10732811 772145 X 757463 3788 10894
ARMADA SMALL CAP VALUE FUND #616 042086843 2647917 190498 X 181980 6263 2255
ARMADA EQUITY INCOME FUND #614 042086868 14305607 887445 X 873959 10309 3177
ARMADA EQUITY INCOME FUND #614 042086868 3397428 210759 X 204555 6204 0
ARMADA EQUITY GROWTH FUND 042086884 80313924 2722506 X 2686724 9505 26277
ARMADA EQUITY GROWTH FUND 042086884 8375103 283902 X 261760 22142 0
ARMSTRONG WORLD INDS INC COM 042476101 305048 9140 X 9140 0 0
ARMSTRONG WORLD INDS INC COM 042476101 7676 230 X 0 230 0
ASSOCIATED BRIT FOODS LTD 045519402 241648 44000 X 44000 0 0
ASSOCIATES FIRST CAP CORP COM 046008108 162762 5932 X 5566 366 0
ASSOCIATES FIRST CAP CORP COM 046008108 235473 8582 X 8582 0 0
ASTRA AB CLASS-A ADR 046298105 752500 35000 X 35000 0 0
ATLANTIC RICHFIELD CO COM 048825103 1480275 17113 X 16813 300 0
ATLANTIC RICHFIELD CO COM 048825103 325154 3759 X 3349 410 0
AUTOMATIC DATA PROCESSING INC COM 053015103 2462734 45712 X 45712 0 0
AUTOMATIC DATA PROCESSING INC COM 053015103 2064328 38317 X 37617 0 700
AVALONBAY CMNTYS INC 053484101 49964 1443 X 1443 0 0
AVALONBAY CMNTYS INC 053484101 158929 4590 X 4590 0 0
AVERY DENNISON CORP COM 053611109 1142680 15680 X 15680 0 0
AVERY DENNISON CORP COM 053611109 252949 3471 X 1455 0 2016
B A S F A G 055262505 485621 9500 X 0 0 9500
BP AMOCO PLC-SPONS ADR 055622104 2397194 40416 X 39916 500 0
BP AMOCO PLC-SPONS ADR 055622104 2970692 50085 X 48595 1190 300
BMC SOFTWARE INC COM 055921100 309840 3876 X 3693 0 183
BANCWEST CORP NEW 059790105 218400 11200 X 11200 0 0
BANK OF AMER CORP 060505104 1139368 22702 X 22702 0 0
BANK OF AMER CORP 060505104 1460069 29092 X 28622 470 0
BANK ONE CORP COM 06423A103 4213248 131664 X 130501 1163 0
BANK ONE CORP COM 06423A103 2996864 93652 X 84922 8069 661
BAXTER INTL INC COM 071813109 146920 2339 X 2339 0 0
BAXTER INTL INC COM 071813109 655454 10435 X 10035 400 0
BAYER A G SPONSORED ADR'S 072730302 400418 8500 X 8500 0 0
BELL ATLANTIC CORP COM 077853109 1881735 30566 X 30566 0 0
BELL ATLANTIC CORP COM 077853109 2563237 41636 X 41164 472 0
BELLSOUTH CORP COM 079860102 2829331 60439 X 60439 0 0
BELLSOUTH CORP COM 079860102 5429887 115991 X 115091 0 900
BERKSHIRE HATHAWAY INC DEL 084670207 135420 74 X 74 0 0
BERKSHIRE HATHAWAY INC DEL 084670207 316590 173 X 173 0 0
BEST FOODS 08658U101 173458 3300 X 2400 900 0
BEST FOODS 08658U101 554540 10550 X 10550 0 0
BLACK & DECKER CORP 091797100 414029 7924 X 7924 0 0
BLOCK H & R INC 093671105 626938 14330 X 14330 0 0
BOEING CO 097023105 192687 4650 X 4650 0 0
BOEING CO 097023105 611045 14746 X 14746 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 162537895 6018064 5888520 72681 56863
</TABLE>
<PAGE> 76
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 14-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 014 PAGE 98
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
BRISTOL MYERS SQUIBB CO COM 110122108 6195683 96524 X 95525 0 999
BRISTOL MYERS SQUIBB CO COM 110122108 10543200 164255 X 156175 880 7200
BRITISH AIRWAYS PLC ADR 110419306 450625 7000 X 7000 0 0
BRITISH TELECOMMUNICATIONS PLC 111021408 833000 3500 X 3500 0 0
BROOKS AUTOMATION INC 11434A100 211660 6500 X 6500 0 0
BURLINGTON NORTHERN SANTA FE CORP 12189T104 53350 2200 X 2200 0 0
BURLINGTON NORTHERN SANTA FE CORP 12189T104 228411 9419 X 9419 0 0
BURLINGTON RES INC COM 122014103 234185 7083 X 6972 0 111
BURLINGTON RES INC COM 122014103 174903 5290 X 5290 0 0
CBRL GROUP INC 12489V106 334754 34500 X 34500 0 0
CIGNA CORP COM 125509109 1111286 13794 X 13794 0 0
CIGNA CORP COM 125509109 259332 3219 X 2919 300 0
CMP GROUP INC 125887109 220504 8000 X 8000 0 0
CSX CORP COM 126408103 657275 20949 X 20949 0 0
CSX CORP COM 126408103 445839 14210 X 14210 0 0
CUNO INC 126583103 854185 41259 X 41259 0 0
CUNO INC 126583103 8742960 422304 X 307808 114496 0
CVS CORPORATION (DEL) 126650100 545849 13689 X 13689 0 0
CVS CORPORATION (DEL) 126650100 63082 1582 X 1582 0 0
CABLETRON SYS INC COM 126920107 228800 8800 X 8800 0 0
CANON INC ADR REPSTG 5 SHS 138006309 1014075 25000 X 25000 0 0
CARDINAL HEALTH INC COM 14149Y108 590921 12343 X 12343 0 0
CARDINAL HEALTH INC COM 14149Y108 124954 2610 X 2610 0 0
CARLTON COMMUNICATIONS PLC ADR 142872209 257175 5400 X 5400 0 0
CAROLINA PWR & LT CO COM 144141108 65442 2150 X 2150 0 0
CAROLINA PWR & LT CO COM 144141108 237416 7800 X 7800 0 0
CATERPILLAR INC COM 149123101 556049 11815 X 11815 0 0
CATERPILLAR INC COM 149123101 34827 740 X 500 240 0
CEDAR FAIR LP DEPOSITARY UNITS 150185106 32938 1700 X 1700 0 0
CEDAR FAIR LP DEPOSITARY UNITS 150185106 322981 16670 X 16670 0 0
CELLSTAR CORP COM 150925105 122450 12400 X 12400 0 0
CENDANT CORP 151313103 929705 35000 X 35000 0 0
CENTURY ALUM CO 156431108 241500 16100 X 16100 0 0
CHASE MANHATTAN CORP (NEW) COM 16161A108 1299876 16732 X 16732 0 0
CHASE MANHATTAN CORP (NEW) COM 16161A108 1014994 13065 X 12885 180 0
CHEVRON CORP COM 166751107 3640242 42023 X 42023 0 0
CHEVRON CORP COM 166751107 1108194 12793 X 12313 480 0
CHUBB CORP COM 171232101 1099793 19530 X 19530 0 0
CHUBB CORP COM 171232101 350323 6221 X 5771 450 0
CIENA CORP 171779101 983250 17100 X 17100 0 0
CINCINNATI FINL CORP COM 172062101 229918 7372 X 7372 0 0
CINCINNATI FINL CORP COM 172062101 449980 14428 X 14428 0 0
CIRCUIT CITY STORES-CIRCUIT CITY 172737108 698477 15500 X 15500 0 0
CISCO SYS INC COM 17275R102 11158140 104160 X 103136 0 1024
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 58952503 1302729 1176369 117026 9334
</TABLE>
<PAGE> 77
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 14-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 014 PAGE 99
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
CISCO SYS INC COM 17275R102 21117444 197129 X 185643 0 11486
CINTAS CORP COM 172908105 648816 12213 X 12213 0 0
CINTAS CORP COM 172908105 554625 10440 X 9990 0 450
CITIGROUP INC COM 172967101 898526 16135 X 16135 0 0
CITIGROUP INC COM 172967101 3506896 62974 X 62974 0 0
CLEAR CHANNEL COMMUNICATIONS INC COM 184502102 348075 3900 X 3900 0 0
CLEAR CHANNEL COMMUNICATIONS INC COM 184502102 11156 125 X 125 0 0
CLOROX CO COM 189054109 480628 9541 X 9541 0 0
CLOROX CO COM 189054109 171779 3410 X 3410 0 0
COASTAL CORP COM 190441105 635049 17920 X 17920 0 0
COASTAL CORP COM 190441105 131121 3700 X 1000 2700 0
COCA-COLA CO COM 191216100 5387135 92483 X 92433 0 50
COCA-COLA CO COM 191216100 5535381 95028 X 91078 3500 450
COLUMBIA LABS INC COM 197779101 76500 10200 X 10200 0 0
COMCAST CORP CL A SPL 200300200 1976407 39088 X 39088 0 0
COMCAST CORP CL A SPL 200300200 502849 9945 X 9945 0 0
COMERICA INC COM 200340107 523933 11222 X 11222 0 0
COMERICA INC COM 200340107 153744 3293 X 2863 430 0
COMMERCIAL INTERTECH CORP 201709102 724544 56827 X 56827 0 0
COMMERCIAL INTERTECH CORP 201709102 6599375 517598 X 389544 125296 2758
COMPAQ COMPUTER CORP COM 204493100 1101870 40715 X 39915 0 800
COMPAQ COMPUTER CORP COM 204493100 1936168 71543 X 71093 0 450
CONCORD EFS INC COM 206197105 302305 11740 X 11740 0 0
CONCORD EFS INC COM 206197105 36565 1420 X 1420 0 0
CONEXANT SYSTEMS INC 207142100 43542 656 X 656 0 0
CONEXANT SYSTEMS INC 207142100 5850160 88138 X 88138 0 0
CONOCO INC 208251405 695306 27952 X 27952 0 0
CONOCO INC 208251405 194324 7812 X 6096 1716 0
CONSECO INC COM 208464107 195943 11000 X 11000 0 0
CONSOLIDATED EDISON INC 209115104 951441 27578 X 27578 0 0
CONSOLIDATED EDISON INC 209115104 204585 5930 X 5200 730 0
CONSOLIDATED NAT GAS CO COM 209615103 1185508 18256 X 18256 0 0
CONSOLIDATED NAT GAS CO COM 209615103 225984 3480 X 3120 360 0
CONSTELLATION ENERGY CORP 210371100 161994 5586 X 5586 0 0
CONSTELLATION ENERGY CORP 210371100 68556 2364 X 2364 0 0
COOPER INDS INC COM 216669101 563706 13940 X 13940 0 0
COOPER INDS INC COM 216669101 136357 3372 X 3022 350 0
CORUS GROUP PLC 22087M101 207000 8000 X 8000 0 0
COSTCO WHSL CORP NEW 22160K105 1342288 14710 X 14710 0 0
COSTCO WHSL CORP NEW 22160K105 210331 2305 X 2305 0 0
CREE RESEARCH COM 225447101 204900 2400 X 2400 0 0
CROWN CORK & SEAL INC COM 228255105 391563 17500 X 17500 0 0
CYPRESS SEMICONDUCTOR CORP COM 232806109 226625 7000 X 7000 0 0
DAI NIPPON PRTG LTD JAPAN ADR 233806207 477750 3000 X 3000 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 66898754 1569568 1418042 135082 16444
</TABLE>
<PAGE> 78
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 14-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 014 PAGE 100
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
DANAHER CORPORATION COM 235851102 241250 5000 X 5000 0 0
DANAHER CORPORATION COM 235851102 16888 350 X 350 0 0
DAYTON HUDSON CORP COM 239753106 1295373 17639 X 17639 0 0
DAYTON HUDSON CORP COM 239753106 448706 6110 X 6110 0 0
DEL MONTE FOODS CO 24522P103 183464 14900 X 14900 0 0
DELL COMPUTER CORP COM 247025109 759900 14900 X 14732 0 168
DELL COMPUTER CORP COM 247025109 1285200 25200 X 20900 1000 3300
DEN DANSKE BANK GROUP ADR 248206203 545505 5000 X 5000 0 0
DEUTSCHE BANK AG 251525309 680748 8100 X 8100 0 0
DEVELOPERS DIVERSIFIED REALTY CORP 251591103 230076 17870 X 17870 0 0
DEVELOPERS DIVERSIFIED REALTY CORP 251591103 65663 5100 X 5100 0 0
DIEBOLD INC COM 253651103 203557 8662 X 7462 0 1200
DIEBOLD INC COM 253651103 297275 12650 X 12650 0 0
DILLARD'S INC 254067101 27759 1375 X 1375 0 0
DILLARD'S INC 254067101 434042 21500 X 21500 0 0
DIMON INC COM 254394109 82875 25500 X 25500 0 0
DISNEY WALT CO 254687106 788288 26950 X 25750 0 1200
DISNEY WALT CO 254687106 970018 33163 X 32188 0 975
DOMINION RES INC VA 257470104 147973 3770 X 3070 700 0
DOMINION RES INC VA 257470104 312038 7950 X 7085 865 0
DONNELLEY R R & SONS CO COM 257867101 453259 18267 X 18267 0 0
DOW CHEM CO COM 260543103 2158177 16151 X 15751 400 0
DOW CHEM CO COM 260543103 1309124 9797 X 9547 250 0
DREYFUS MUN BD FD INC COM 26201Q104 63983 5703 X 5703 0 0
DREYFUS MUN BD FD INC COM 26201Q104 2420748 215753 X 154298 61455 0
DU PONT E I DE NEMOURS & CO COM 263534109 930748 14129 X 14129 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 2026315 30760 X 29941 819 0
DUFF & PHELPS UTILS INCOME INC COM 264324104 50136 6031 X 6031 0 0
DUFF & PHELPS UTILS INCOME INC COM 264324104 39611 4765 X 4765 0 0
DUKE WEEKS REALTY CORP 264411505 796088 40825 X 40825 0 0
DUKE WEEKS REALTY CORP 264411505 52845 2710 X 1510 1200 0
DUN & BRADSTREET CORP DEL 26483B106 473033 16035 X 16035 0 0
DUN & BRADSTREET CORP DEL 26483B106 53985 1830 X 1250 580 0
E M C CORP MASS COM 268648102 2220069 20321 X 20121 0 200
E M C CORP MASS COM 268648102 567554 5195 X 5195 0 0
ENI S P A 26874R108 303188 5500 X 5500 0 0
E-TEK DYNAMICS INC 269240107 282713 2100 X 2100 0 0
EASTMAN KODAK CO COM 277461109 538679 8131 X 8131 0 0
EASTMAN KODAK CO COM 277461109 1329969 20075 X 19875 200 0
EATON VANCE 277905865 89305 11276 X 11276 0 0
EATON CORP COM 278058102 209596 2886 X 2886 0 0
EATON CORP COM 278058102 432119 5950 X 5950 0 0
ECOLAB INC COM 278865100 315934 8075 X 8075 0 0
ECOLAB INC COM 278865100 4891 125 X 125 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 26138667 734079 659567 67469 7043
</TABLE>
<PAGE> 79
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 14-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 014 PAGE 101
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
EDISON INTL COM 281020107 52376 2000 X 2000 0 0
EDISON INTL COM 281020107 230716 8810 X 8810 0 0
EL PASO ELEC CO COM NEW 283677854 150139 15300 X 15300 0 0
ELDER BEERMAN STORES CORP NEW 284470101 128796 25131 X 25131 0 0
ELECTRONIC DATA SYS CORP NEW COM 285661104 103821 1551 X 1551 0 0
ELECTRONIC DATA SYS CORP NEW COM 285661104 686449 10255 X 10255 0 0
EMERSON ELEC CO COM 291011104 1778740 31002 X 31002 0 0
EMERSON ELEC CO COM 291011104 1796239 31307 X 30869 0 438
ENDESA S A 29258N107 504700 25000 X 25000 0 0
ENRON CORP COM 293561106 1398700 31520 X 31520 0 0
ENRON CORP COM 293561106 43488 980 X 200 780 0
ENTERCOM COMMUNICATIONS CORP 293639100 218625 3300 X 3300 0 0
ERICSSON L M TEL CO 294821400 589878 8980 X 8980 0 0
ERICSSON L M TEL CO 294821400 177489 2702 X 2702 0 0
EXIDE CORP COM 302051107 95807 11525 X 11525 0 0
EXXON MOBIL CORP 30231G102 16201139 201099 X 200228 732 139
EXXON MOBIL CORP 30231G102 12977912 161090 X 157123 1637 2330
FFY FINANCIAL CORP COM 30242U108 128459 10200 X 9200 0 1000
F N B CORP COM 302520101 898032 40361 X 40361 0 0
F N B CORP COM 302520101 353753 15899 X 0 15899 0
FPL GROUP INC COM 302571104 169026 3948 X 3948 0 0
FPL GROUP INC COM 302571104 125827 2939 X 2939 0 0
FARMERS NATL BANC CORP COM 309627107 2094071 150924 X 150924 0 0
FARMERS NATL BANC CORP COM 309627107 553571 39897 X 23455 16442 0
FDX CORP 31304N107 32750 800 X 800 0 0
FDX CORP 31304N107 556266 13588 X 13588 0 0
FREDDIE MAC COM 313400301 2021121 42945 X 42945 0 0
FREDDIE MAC COM 313400301 348784 7411 X 7411 0 0
FANNIE MAE COM 313586109 3662114 58652 X 58252 0 400
FANNIE MAE COM 313586109 1354717 21697 X 20367 380 950
FEDERATED 313900102 590189 16358 X 16358 0 0
FEDERATED 313900102 480760 13325 X 13325 0 0
FIDELITY CONTRAFUND INC #22 316071109 1227519 20452 X 20452 0 0
FIDELITY CONTRAFUND INC #22 316071109 24922 415 X 415 0 0
FIDELITY MAGELLAN FUND 316184100 91090 667 X 667 0 0
FIDELITY MAGELLAN FUND 316184100 1032205 7555 X 7555 0 0
FIFTH THIRD BANCORP 316773100 23407 319 X 319 0 0
FIFTH THIRD BANCORP 316773100 316466 4313 X 4313 0 0
FIRSTMERIT CORP COM 337915102 457585 19895 X 19895 0 0
FIRSTMERIT CORP COM 337915102 2752226 119662 X 119062 0 600
FIRSTENERGY CORP 337932107 240365 10594 X 10594 0 0
FIRSTENERGY CORP 337932107 179008 7890 X 7890 0 0
FLEETBOSTON FINL CORP 339030108 107920 3100 X 3100 0 0
FLEETBOSTON FINL CORP 339030108 224474 6448 X 6448 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 57181641 1211806 1170079 35870 5857
</TABLE>
<PAGE> 80
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 14-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 014 PAGE 102
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
FORD MOTOR CO DEL COM 345370100 1970235 36956 X 36039 700 217
FORD MOTOR CO DEL COM 345370100 1598110 29976 X 29456 520 0
FORTUNE BRANDS INC 349631101 1189441 35975 X 35975 0 0
FORTUNE BRANDS INC 349631101 347294 10504 X 9804 700 0
FOUNDATION HEALTH SYS INC 350404109 192797 19400 X 19400 0 0
FRANKLIN RES INC COM 354613101 452794 14122 X 14122 0 0
FRANKLIN RES INC COM 354613101 315821 9850 X 9700 0 150
FRANKLIN TAX FREE TR 354723504 75806 6575 X 6575 0 0
FRANKLIN TAX FREE TR 354723504 227408 19723 X 19723 0 0
FUJI PHOTO FILM LTD 359586302 573750 15000 X 15000 0 0
GTE CORP COM 362320103 6887019 97601 X 96501 700 400
GTE CORP COM 362320103 3667089 51969 X 49887 760 1322
GALLAHER GROUP PLC 363595109 89175 5800 X 5800 0 0
GALLAHER GROUP PLC 363595109 80242 5219 X 5219 0 0
GAP INC COM 364760108 968438 21053 X 21053 0 0
GAP INC COM 364760108 140254 3049 X 2352 0 697
GATEWAY INC 367626108 172951 2400 X 2400 0 0
GATEWAY INC 367626108 360315 5000 X 5000 0 0
GENERAL AMERICAN INVESTORS CO INC 368802104 218294 5870 X 5870 0 0
GENERAL DYNAMICS CORP COM 369550108 824746 15635 X 15635 0 0
GENERAL DYNAMICS CORP COM 369550108 40090 760 X 370 390 0
GENERAL ELEC CO COM 369604103 21593196 139536 X 138750 0 786
GENERAL ELEC CO COM 369604103 25997691 167998 X 163723 0 4275
GENERAL MILLS INC COM 370334104 1136850 31800 X 31800 0 0
GENERAL MILLS INC COM 370334104 693979 19412 X 18892 520 0
GENERAL MTRS CORP COM 370442105 334656 4604 X 4604 0 0
GENERAL MTRS CORP COM 370442105 319682 4398 X 4398 0 0
GENUINE PARTS CO COM 372460105 840044 33855 X 33455 400 0
GENUINE PARTS CO COM 372460105 64514 2600 X 1790 810 0
GEORGIA PACIFIC CORP COM 373298108 497756 9808 X 9808 0 0
GEORGIA PACIFIC CORP COM 373298108 330636 6515 X 5315 1200 0
GILLETTE CO COM 375766102 1102191 26760 X 26760 0 0
GILLETTE CO COM 375766102 2630678 63870 X 63870 0 0
GLAXO WELLCOME PLC 37733W105 296138 5300 X 5300 0 0
GLAXO WELLCOME PLC 37733W105 609038 10900 X 10900 0 0
GLOBAL MARINE INC COM NEW 379352404 196175 11800 X 11800 0 0
GOLDEN WEST FINL CORP 381317106 205020 6120 X 6120 0 0
GOLDEN WEST FINL CORP 381317106 4623 138 X 138 0 0
GOODYEAR TIRE & RUBBER CO COM 382550101 173429 6180 X 6180 0 0
GOODYEAR TIRE & RUBBER CO COM 382550101 434808 15494 X 15494 0 0
GREAT LAKES CHEM CORP COM 390568103 305504 8000 X 8000 0 0
GREIF BROTHERS CORP 397624206 269500 8800 X 8800 0 0
GROUPE DANONE 399449107 465630 10000 X 10000 0 0
GROWTH FD AMER INC COM 399874106 10567 363 X 363 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 78904374 1006688 992141 6700 7847
</TABLE>
<PAGE> 81
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 14-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 014 PAGE 103
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
GROWTH FD AMER INC COM 399874106 198012 6795 X 6795 0 0
GUIDANT CORP COM 401698105 112800 2400 X 2400 0 0
GUIDANT CORP COM 401698105 291588 6204 X 6204 0 0
HMT TECHNOLOGY CORP COM 403917107 121200 30300 X 30300 0 0
HSBC HLDGS PLC 404280406 974697 13656 X 13656 0 0
HARLEY DAVIDSON INC COM 412822108 2158987 33701 X 33701 0 0
HARLEY DAVIDSON INC COM 412822108 2741128 42788 X 40120 0 2668
HARRIS CORP COM 413875105 266880 10000 X 10000 0 0
HEINZ H J CO COM 423074103 925971 23258 X 23258 0 0
HEINZ H J CO COM 423074103 1251800 31442 X 28442 3000 0
HERSHEY FOODS CORP 427866108 398479 8400 X 8400 0 0
HERSHEY FOODS CORP 427866108 80645 1700 X 1700 0 0
HEWLETT PACKARD CO COM 428236103 3923010 34488 X 33826 0 662
HEWLETT PACKARD CO COM 428236103 4738598 41658 X 41053 0 605
HITACHI LTD 433578507 647500 4000 X 4000 0 0
HOME DEPOT INC COM 437076102 7291659 106061 X 104975 0 1086
HOME DEPOT INC COM 437076102 8779753 127706 X 125531 0 2175
HONEYWELL INTL INC 438516106 435487 7549 X 7418 0 131
HONEYWELL INTL INC 438516106 42631 739 X 739 0 0
HOVNANIAN ENTERPRISES INC CL A 442487203 103913 16300 X 16300 0 0
HUBBELL INC CL B 443510201 420577 15434 X 15434 0 0
HUBBELL INC CL B 443510201 14007 514 X 144 370 0
IKON OFFICE SOLUTIONS INC 451713101 302497 44400 X 44400 0 0
ILLINOIS TOOL WORKS INC COM 452308109 366191 5420 X 5420 0 0
ILLINOIS TOOL WORKS INC COM 452308109 255726 3785 X 3785 0 0
INACOM CORP 45323G109 84100 11500 X 11500 0 0
ING GROEP N V 456837103 518500 8500 X 8500 0 0
INSO CORP COM 457674109 657900 20400 X 20400 0 0
INSURANCE AUTO AUCTIONS INC COM 457875102 253575 16100 X 16100 0 0
INTERGRATED DEVICE TECHNOLOGY COM 458118106 348000 12000 X 12000 0 0
INTEL CORP COM 458140100 5929417 72035 X 71135 0 900
INTEL CORP COM 458140100 8136913 98853 X 91283 2800 4770
INTERNATIONAL BUSINESS MACHS CORP 459200101 5651248 52387 X 52387 0 0
INTERNATIONAL BUSINESS MACHS CORP 459200101 6232802 57778 X 57078 0 700
INTERNATIONAL PAPER CO COM 460146103 1087165 19263 X 19041 0 222
INTERNATIONAL PAPER CO COM 460146103 110336 1955 X 1955 0 0
INTERPUBLIC GROUP COS INC COM 460690100 1543615 26758 X 26758 0 0
INTERPUBLIC GROUP COS INC COM 460690100 2127995 36888 X 36138 0 750
SCUDDER GROWTH & INCOME FUND 460965882 212789 7973 X 7973 0 0
JANUS FUND INCORPORATED 471023101 2951464 67003 X 67003 0 0
JANUS FUND INCORPORATED 471023101 858887 19498 X 18456 1042 0
JANUS 471023408 430776 5163 X 5163 0 0
JANUS 471023408 15289 183 X 183 0 0
JEFFERSON-PILOT CORP COM 475070108 171990 2520 X 2520 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 74166497 1155455 1133574 7212 14669
</TABLE>
<PAGE> 82
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 14-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 014 PAGE 104
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
JEFFERSON-PILOT CORP COM 475070108 85313 1250 X 1250 0 0
JOHN HANCOCK SER TR 478032105 548649 36072 X 36072 0 0
JOHNSON & JOHNSON 478160104 2202192 23616 X 23616 0 0
JOHNSON & JOHNSON 478160104 3249576 34848 X 32803 840 1205
K MART CORP COM 482584109 20931 2080 X 2080 0 0
K MART CORP COM 482584109 231449 23000 X 23000 0 0
KENNAMETAL INC COM 489170100 269000 8000 X 8000 0 0
KERR MCGEE CORP COM 492386107 7316 118 X 118 0 0
KERR MCGEE CORP COM 492386107 467542 7541 X 7541 0 0
KEYCORP NEW COM 493267108 1874629 84729 X 84729 0 0
KEYCORP NEW COM 493267108 1704997 77062 X 76362 0 700
KIMBERLY-CLARK CORP COM 494368103 1538578 23512 X 23512 0 0
KIMBERLY-CLARK CORP COM 494368103 827987 12653 X 12653 0 0
KNIGHT RIDDER INC COM 499040103 620051 10410 X 10410 0 0
KOMAG INC COM 500453105 46875 15000 X 15000 0 0
KONINKLIJKE PHILIPS ELECTRS 500472204 68310 506 X 506 0 0
KONINKLIJKE PHILIPS ELECTRS 500472204 270000 2000 X 2000 0 0
KYOCERA CORP ADR 501556203 1703000 6500 X 6500 0 0
LG & E ENERGY CORP COM 501917108 354515 20330 X 20330 0 0
LG & E ENERGY CORP COM 501917108 34771 1994 X 1484 510 0
LAM RESH CORP COM 512807108 223126 2000 X 2000 0 0
LANIER WORLDWIDE INC 51589L105 38750 10000 X 10000 0 0
LEXMARK INTL GROUP INC 529771107 1464109 16178 X 16178 0 0
LEXMARK INTL GROUP INC 529771107 341638 3775 X 3775 0 0
LILLY ELI & CO COM 532457108 5324655 80070 X 79570 0 500
LILLY ELI & CO COM 532457108 3990998 60015 X 58495 1300 220
LINEAR TECHNOLOGY CORP COM 535678106 2662144 37200 X 37200 0 0
LOUIS DREYFUS NATURAL GAS CORP 546011107 219313 12100 X 12100 0 0
LOWES COS INC COM 548661107 288593 4830 X 4830 0 0
LOWES COS INC COM 548661107 155350 2600 X 2200 0 400
LUCENT TECHNOLOGIES INC COM 549463107 6985875 93145 X 91489 64 1592
LUCENT TECHNOLOGIES INC COM 549463107 7334552 97794 X 95937 0 1857
MBNA CORP COM 55262L100 906335 33260 X 33260 0 0
MBNA CORP COM 55262L100 1729149 63455 X 63455 0 0
MCI WORLDCOM INC 55268B106 3260907 61454 X 61454 0 0
MCI WORLDCOM INC 55268B106 1233078 23238 X 22713 0 525
MALLINCKRODT INC NEW 561232109 512189 16100 X 16100 0 0
MANULIFE FINL CORP 56501R106 184940 14576 X 14576 0 0
MANULIFE FINL CORP 56501R106 88321 6961 X 6961 0 0
MARSH & MCLENNAN COS INC 571748102 713354 7455 X 7005 0 450
MARSH & MCLENNAN COS INC 571748102 1585167 16566 X 16566 0 0
MASCO CORP 574599106 753003 29675 X 29675 0 0
MASCO CORP 574599106 73841 2910 X 1970 940 0
MASTEC INC 576323109 231400 5200 X 5200 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 56426468 1091778 1080675 3654 7449
</TABLE>
<PAGE> 83
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 14-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 014 PAGE 105
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
MATTEL INC 577081102 293475 22360 X 22360 0 0
MATTEL INC 577081102 62278 4745 X 4745 0 0
MAXIM INTEGRATED PRODS INC 57772K101 724336 15350 X 15350 0 0
MAXIM INTEGRATED PRODS INC 57772K101 3737290 79200 X 78900 0 300
MAY DEPT STORES CO 577778103 5784908 179377 X 179377 0 0
MAY DEPT STORES CO 577778103 9336214 289495 X 288820 675 0
MCDONALDS CORP 580135101 1105181 27415 X 27415 0 0
MCDONALDS CORP 580135101 1096110 27190 X 27190 0 0
MEDIAONE GROUP INC 58440J104 369624 4812 X 4812 0 0
MEDIAONE GROUP INC 58440J104 1086981 14151 X 13151 0 1000
MEDTRONIC INC 585055106 1207555 33140 X 33140 0 0
MEDTRONIC INC 585055106 2651994 72781 X 72631 0 150
MELLON FINL CORP 58551A108 176174 5172 X 5172 0 0
MELLON FINL CORP 58551A108 100486 2950 X 2950 0 0
MENTOR GRAPHICS CORP 587200106 166169 12600 X 12600 0 0
MERCK & CO INC 589331107 4787481 71255 X 70455 0 800
MERCK & CO INC 589331107 9862123 146784 X 144239 0 2545
MERITOR AUTOMOTIVE INC 59000G100 7634 394 X 394 0 0
MERITOR AUTOMOTIVE INC 59000G100 435918 22499 X 22499 0 0
MERRILL LYNCH & CO INC 590188108 68900 827 X 827 0 0
MERRILL LYNCH & CO INC 590188108 187454 2250 X 2250 0 0
MERRILL LYNCH MUN BD FD INC 590193108 147123 20349 X 20349 0 0
MERRILL LYNCH 590193207 101266 10626 X 10626 0 0
METRO GOLDWYN MAYER INC 591610100 440628 18700 X 18700 0 0
MICROSOFT CORP 594918104 5526245 47334 X 46934 0 400
MICROSOFT CORP 594918104 6221491 53289 X 51887 300 1102
MICRON TECHNOLOGY INC 595112103 746556 9602 X 9602 0 0
MINNESOTA MNG & MFG CO 604059105 3746851 38282 X 37485 200 597
MINNESOTA MNG & MFG CO 604059105 2526643 25815 X 25385 230 200
MONSANTO CO 611662107 1340230 37819 X 37819 0 0
MONSANTO CO 611662107 405942 11455 X 11455 0 0
MORGAN J P & CO INC 616880100 1706399 13476 X 13476 0 0
MORGAN J P & CO INC 616880100 717711 5668 X 5488 180 0
MORGAN STANLEY DEAN WITTER EQUITY FD 616926200 145031 11113 X 11113 0 0
MSDW DIVIDEND GROWTH SECS IN 616938205 754053 13059 X 13059 0 0
MORGAN STANLEY DEAN WITTER DISCOVER 617446448 346597 2428 X 2428 0 0
MORGAN STANLEY DEAN WITTER DISCOVER 617446448 95072 666 X 666 0 0
MOTOROLA INC 620076109 1335116 9067 X 8767 0 300
MOTOROLA INC 620076109 1029719 6993 X 6993 0 0
MYERS INDS INC 628464109 4515210 286680 X 286680 0 0
NATIONAL AUSTRALIA BK LTD 632525408 762500 10000 X 10000 0 0
NATIONAL CITY CORP 635405103 5988753 252818 X 252818 0 0
NATIONAL CITY CORP 635405103 5225241 220586 X 203940 15096 1550
NATIONWIDE INVESTING FNDTN I 638652875 232391 7746 X 7746 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 87305053 2148318 2122693 16681 8944
</TABLE>
<PAGE> 84
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 14-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 014 PAGE 106
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
NESTLE S A 641069406 95671 1050 X 1050 0 0
NESTLE S A 641069406 546690 6000 X 6000 0 0
NETWORK PLUS CORP 64122D506 270900 12900 X 12900 0 0
AMERICAN NEW PERSPECTIVE FUND 648018109 233754 7940 X 7940 0 0
AMERICAN NEW PERSPECTIVE FUND 648018109 195989 6657 X 6657 0 0
NICHOLAS FD INC COM 653735100 265747 3275 X 3275 0 0
NICHOLAS FD INC COM 653735100 45093 556 X 556 0 0
NIPPON TELEG & TEL CORP SPONSORED 654624105 430625 5000 X 5000 0 0
NOKIA CORP 654902204 305701 1600 X 1600 0 0
NORFOLK SOUTHN CORP 655844108 283659 13837 X 13837 0 0
NORFOLK SOUTHN CORP 655844108 894005 43610 X 43610 0 0
NORTEL NETWORKS CORP 656569100 380972 3772 X 3518 0 254
NORTEL NETWORKS CORP 656569100 70700 700 X 700 0 0
NORTHERN TR CORP 665859104 1393688 26296 X 25900 0 396
NORTHERN TR CORP 665859104 1953050 36850 X 36850 0 0
NORTHROP GRUMMAN CORP 666807102 693790 12833 X 12833 0 0
NORTHROP GRUMMAN CORP 666807102 20544 380 X 150 230 0
NOVA CORP GA 669784100 230410 7300 X 7300 0 0
NOVARTIS AG 66987V109 511203 7000 X 7000 0 0
NOVELL INC 670006105 798760 20000 X 20000 0 0
NOVO-NORDISK A S 670100205 420063 6500 X 6500 0 0
NUVEEN FLAGSHIP MULTISTATE TR IV 67065R762 106512 9964 X 9964 0 0
NUVEEN FLAGSHIP MULTISTATE TR IV 67065R762 97647 9134 X 9134 0 0
OGDEN CORP 676346109 11938 1000 X 1000 0 0
OGDEN CORP 676346109 165938 13900 X 13900 0 0
OMNICOM GROUP INC 681919106 913500 9135 X 9135 0 0
OMNICOM GROUP INC 681919106 101500 1015 X 1015 0 0
OPPENHEIMER STRATEGIC FDS INC 68380K102 37720 8651 X 8651 0 0
OPPENHEIMER STRATEGIC FDS INC 68380K102 8300 1904 X 1904 0 0
ORACLE CORP 68389X105 224126 2000 X 2000 0 0
ORACLE CORP 68389X105 151285 1350 X 450 900 0
PMC-SIERRA INC 69344F106 1338614 8350 X 8350 0 0
PNC BK CORP 693475105 1391960 31280 X 31280 0 0
PNC BK CORP 693475105 295169 6633 X 6153 480 0
PPG INDS INC 693506107 457711 7316 X 7316 0 0
PPG INDS INC 693506107 569511 9103 X 7103 2000 0
PARAMETRIC TECHNOLOGY CORP 699173100 1047338 38700 X 38700 0 0
PAYLESS SHOESOURCE INC 704379106 257513 5479 X 5479 0 0
PAYLESS SHOESOURCE INC 704379106 16873 359 X 359 0 0
PENNEY J C CO INC 708160106 429265 21530 X 21530 0 0
PENNEY J C CO INC 708160106 48928 2454 X 2004 450 0
PEOPLES BANCORP INC 709789101 154542 7188 X 7188 0 0
PEOPLES BANCORP INC 709789101 209518 9745 X 9745 0 0
PEOPLES ENERGY CORP 711030106 225288 6725 X 6725 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 18301710 436971 432261 4060 650
</TABLE>
<PAGE> 85
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 14-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 014 PAGE 107
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
PEOPLES ENERGY CORP 711030106 178120 5317 X 4917 400 0
PEP BOYS MANNY MOE & JACK 713278109 223450 25000 X 25000 0 0
PEPSICO INC 713448108 2246870 63741 X 63741 0 0
PEPSICO INC 713448108 2918348 82790 X 80890 400 1500
PERKINELMER INC 714046109 204271 4900 X 4900 0 0
PHARMACIA & UPJOHN INC 716941109 58050 1290 X 1290 0 0
PHARMACIA & UPJOHN INC 716941109 339750 7550 X 7550 0 0
PFIZER INC 717081103 3613593 111400 X 110600 0 800
PFIZER INC 717081103 4390808 135360 X 132860 0 2500
PHILIP MORRIS COS INC 718154107 689080 29960 X 29960 0 0
PHILIP MORRIS COS INC 718154107 714702 31074 X 31074 0 0
PHILLIPS PETE CO 718507106 120132 2556 X 2556 0 0
PHILLIPS PETE CO 718507106 224237 4771 X 4771 0 0
PITNEY BOWES INC 724479100 1581671 32738 X 32338 0 400
PITNEY BOWES INC 724479100 1709845 35391 X 34791 0 600
POPE & TALBOT INC 732827100 272000 17000 X 17000 0 0
PORTUGAL TELECOM S A 737273102 271875 25000 X 25000 0 0
POTTERS FINL CORP COM 738140102 165573 13943 X 13943 0 0
POWERGEN PLC 738905405 316250 10000 X 10000 0 0
PREMIER PKS INC 740540208 271425 9400 X 9400 0 0
PROCTER & GAMBLE CO COM 742718109 10837972 98920 X 98320 0 600
PROCTER & GAMBLE CO COM 742718109 13833863 126264 X 125375 0 889
PROGRESSIVE CORP OHIO 743315103 241313 3300 X 3300 0 0
PROGRESSIVE CORP OHIO 743315103 127969 1750 X 1750 0 0
PROVIDIAN FINL CORP 74406A102 136595 1500 X 1500 0 0
PROVIDIAN FINL CORP 74406A102 645363 7087 X 7087 0 0
QUAKER OATS CO COM 747402105 59063 900 X 900 0 0
QUAKER OATS CO COM 747402105 988969 15070 X 15070 0 0
QUALCOMM INC COM 747525103 1709822 9708 X 9508 0 200
QUALCOMM INC COM 747525103 338160 1920 X 1920 0 0
RPM INC OHIO COM 749685103 635925 62419 X 62419 0 0
RPM INC OHIO COM 749685103 215242 21127 X 19935 1192 0
RWE AG 74975E303 389900 10000 X 10000 0 0
RELIANCE GROUP HLDGS INC COM 759464100 80163 12100 X 12100 0 0
REPSOL S A SPONSORED ADR 76026T205 837000 36000 X 36000 0 0
RETEK INC 76128Q109 218225 2900 X 2900 0 0
RIO TINTO LTD 767202104 513858 6000 X 6000 0 0
ROADWAY EXPRESS INC COM 769742107 6556138 303174 X 3174 300000 0
ROCKWELL INTL CORP NEW 773903109 228077 4764 X 4764 0 0
ROCKWELL INTL CORP NEW 773903109 4151624 86718 X 86718 0 0
ROYAL DUTCH PETROLEUM CO 780257804 1079354 17822 X 17622 0 200
ROYAL DUTCH PETROLEUM CO 780257804 1983196 32746 X 30746 2000 0
SBC COMMUNICATIONS INC COM 78387G103 11594408 237834 X 235739 328 1767
SBC COMMUNICATIONS INC COM 78387G103 12963161 265911 X 260685 855 4371
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 90875410 2015115 1696113 305175 13827
</TABLE>
<PAGE> 86
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 14-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 014 PAGE 108
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
SDL INC COM 784076101 498566 2287 X 2287 0 0
SLM HLDG CORP 78442A109 422500 10000 X 10000 0 0
SAFEWAY INC COM NEW 786514208 996710 27880 X 27880 0 0
SAFEWAY INC COM NEW 786514208 66459 1859 X 1859 0 0
ST PAUL COS INC COM 792860108 454788 13500 X 13500 0 0
SAN PAOLO-IMI S P A 799175104 410625 15000 X 15000 0 0
SANTA FE SNYDER CORPORATION 80218K105 118176 14772 X 14772 0 0
SAP AKTIENGESELLSCHAFT 803054204 338410 6500 X 6500 0 0
SARA LEE CORP COM 803111103 1257856 57012 X 56612 0 400
SARA LEE CORP COM 803111103 1270564 57588 X 54788 0 2800
SAWTEK INC COM 805468105 222986 3350 X 3350 0 0
SCHERING-PLOUGH CORP COM 806605101 1834668 43296 X 42862 0 434
SCHERING-PLOUGH CORP COM 806605101 1470031 34691 X 34691 0 0
SCHLUMBERGER LTD COM 806857108 1658213 29545 X 29545 0 0
SCHLUMBERGER LTD COM 806857108 1701429 30315 X 30315 0 0
SCHULMAN A INC COM 808194104 34861 2137 X 2137 0 0
SCHULMAN A INC COM 808194104 220829 13537 X 13537 0 0
SCOTTS CO CL A 810186106 29785 740 X 740 0 0
SCOTTS CO CL A 810186106 181125 4500 X 4500 0 0
SCUDDER MANAGED 811170109 164828 19346 X 19346 0 0
SCUDDER MANAGED 811170109 11065 1299 X 1299 0 0
SECOND BANCORP INC COM 813114105 1594129 71246 X 71246 0 0
SECOND BANCORP INC COM 813114105 231469 10345 X 8345 2000 0
SELIGMAN OHIO MUNICIPAL FUND CL A 816346506 93774 12707 X 12707 0 0
SERVICE CORP INTERNATIONAL COM 817565104 6591 950 X 950 0 0
SERVICE CORP INTERNATIONAL COM 817565104 329902 47550 X 47550 0 0
SHAW INDUSTRIES INC COM 820286102 310000 20000 X 20000 0 0
SHELL TRANS & TRADING PLC 822703609 784000 16000 X 16000 0 0
SHERWIN WILLIAMS CO COM 824348106 380688 18128 X 18128 0 0
SHERWIN WILLIAMS CO COM 824348106 141288 6728 X 6728 0 0
SIGMA ALDRICH CORP COM 826552101 40585 1350 X 1350 0 0
SIGMA ALDRICH CORP COM 826552101 180378 6000 X 6000 0 0
SKY FINL GROUP INC 83080P103 873978 43427 X 42107 0 1320
SKY FINL GROUP INC 83080P103 1626462 80818 X 80818 0 0
SKYWEST INC COM 830879102 247800 8850 X 8850 0 0
SMUCKER J M CO CL A 832696108 324675 16650 X 16650 0 0
SMUCKER J M CO CL A 832696108 29250 1500 X 1500 0 0
SMUCKER J M CO 832696207 235625 14500 X 14500 0 0
SMUCKER J M CO 832696207 19500 1200 X 1200 0 0
SNYDER COMMUNICATIONS INC 832914105 367675 19100 X 19100 0 0
SOCIETE GENERALE FRANCE 83364L109 926140 20000 X 20000 0 0
SONY CORP AMERN SH NEW 835699307 512550 1800 X 1800 0 0
SOUTHERN CO COM 842587107 90240 3840 X 3840 0 0
SOUTHERN CO COM 842587107 127535 5427 X 4427 1000 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 22838708 817270 809316 3000 4954
</TABLE>
<PAGE> 87
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 14-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 014 PAGE 109
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
SOUTHTRUST CORP COM 844730101 907890 24010 X 24010 0 0
SOUTHTRUST CORP COM 844730101 25335 670 X 0 670 0
SPRINT CORP COM 852061100 466883 6936 X 6936 0 0
SPRINT CORP COM 852061100 667745 9920 X 9920 0 0
SPRINT CORP 852061506 283003 2761 X 2761 0 0
SPRINT CORP 852061506 307090 2996 X 2996 0 0
STANCORP INC 852890904 6784800 1320 X 1320 0 0
STANCORP INC 852890904 5618020 1093 X 761 332 0
STATE STR CORP 857477103 1132550 15501 X 15501 0 0
STATE STR CORP 857477103 474836 6499 X 6499 0 0
STEINER OPTICS INTL INC 858468101 100 10000 X 10000 0 0
SUN MICROSYSTEMS INC COM 866810104 1338748 17288 X 16188 0 1100
SUN MICROSYSTEMS INC COM 866810104 3409285 44026 X 37686 0 6340
SYSCO CORP COM 871829107 75170 1900 X 1900 0 0
SYSCO CORP COM 871829107 217597 5500 X 5500 0 0
TJX COS INC NEW COM 872540109 556220 27215 X 27215 0 0
TJX COS INC NEW COM 872540109 44964 2200 X 2200 0 0
TACO CABANA INC CL A 873425102 138125 17000 X 17000 0 0
TALK CITY INC 874263106 329175 12600 X 12600 0 0
TANDY CORP COM 875382103 845788 17195 X 17195 0 0
TANDY CORP COM 875382103 169994 3456 X 3456 0 0
TELCOM SEMICONDUCTOR INC 87921P107 289800 13800 X 13800 0 0
TELECOM ITALIA SPA SP ADR 87927W106 1050000 7500 X 7500 0 0
TELEFONOS DE MEXICO S A SPONSORED 879403780 506250 4500 X 4500 0 0
TELLABS INC COM 879664100 1630375 25400 X 25400 0 0
TEMPLETON FOREIGN FUND 880196209 295329 26322 X 26322 0 0
TEMPLETON FOREIGN FUND 880196209 429486 38279 X 38279 0 0
TEMPLETON INSTL FDS INC 880210505 2076439 96444 X 96444 0 0
TEMPLETON INSTL FDS INC 880210505 208634 9690 X 8113 0 1578
TERAYON COMMUNICATION SYS 880775101 235549 3750 X 3750 0 0
TEXACO INC COM 881694103 1719006 31650 X 31250 0 400
TEXACO INC COM 881694103 347929 6406 X 5836 570 0
TEXAS INSTRS INC COM 882508104 1479232 15309 X 15309 0 0
TEXAS INSTRS INC COM 882508104 367078 3799 X 3799 0 0
TEXAS UTILITIES CO COM (HLDG) 882848104 625126 17578 X 17578 0 0
TEXAS UTILITIES CO COM (HLDG) 882848104 274795 7727 X 7727 0 0
THE GENERAL METALS POWDER COMPANY 8833519A8 246782 286 X 286 0 0
THOMAS & BETTS CORP COM 884315102 555263 17420 X 17120 300 0
THOMAS & BETTS CORP COM 884315102 26616 835 X 415 420 0
3DO CO COM 88553W105 140048 15400 X 15400 0 0
3COM CORP COM 885535104 47000 1000 X 300 0 700
3COM CORP COM 885535104 230300 4900 X 4900 0 0
TIME WARNER INC COM 887315109 2030766 28083 X 28083 0 0
TIME WARNER INC COM 887315109 381090 5270 X 4975 0 295
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 38986211 611434 598730 2292 10413
</TABLE>
<PAGE> 88
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 14-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 014 PAGE 110
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
TORCHMARK CORP COM 891027104 127005 4370 X 4370 0 0
TORCHMARK CORP COM 891027104 136596 4700 X 4700 0 0
TORO CO COM 891092108 235072 6300 X 6300 0 0
TOTAL FINA S A SPONSORED ADR 89151E109 707874 10222 X 10222 0 0
TOYS R US INC COM 892335100 443703 31000 X 31000 0 0
TRIDENT MICROSYSTEMS INC 895919108 130380 12720 X 12720 0 0
TRINITY INDS INC COM 896522109 216527 7614 X 7614 0 0
TRINITY INDS INC COM 896522109 199066 7000 X 7000 0 0
TRIQUINT SEMICONDUCTOR INC 89674K103 221054 1987 X 1987 0 0
TYCO INTL LTD NEW 902124106 2995083 76797 X 76797 0 0
TYCO INTL LTD NEW 902124106 1132287 29033 X 28817 0 216
UST INC COM 902911106 690025 27395 X 27395 0 0
UST INC COM 902911106 155914 6190 X 5510 680 0
ULTRAMAR DIAMOND SHAMROCK CO 904000106 598918 26398 X 26398 0 0
UNILEVER N V 904784709 486022 8928 X 8928 0 0
UNION PAC CORP CO COM 907818108 359115 8220 X 8220 0 0
UNION PAC CORP CO COM 907818108 789879 18080 X 18080 0 0
UNIONBANCAL CORP COM 908906100 949667 24080 X 24080 0 0
UNIONBANCAL CORP COM 908906100 25635 650 X 0 650 0
UNITED CMNTY FINL CORP OHIO 909839102 150412 15135 X 15135 0 0
UNITED CMNTY FINL CORP OHIO 909839102 312043 31399 X 31399 0 0
UNITED DOMINION RLTY TR INC COM 910197102 296250 30000 X 30000 0 0
UNITED HEALTH CARE CORP COM 910581107 425000 8000 X 8000 0 0
U S WEST INC NEW 91273H101 808128 11224 X 11224 0 0
U S WEST INC NEW 91273H101 1716048 23834 X 22807 0 1027
UNITED TECHNOLOGIES CORP COM 913017109 1723150 26510 X 26510 0 0
UNITED TECHNOLOGIES CORP COM 913017109 411320 6328 X 5008 1320 0
UNOCAL CORP COM 915289102 314787 9379 X 9379 0 0
UNOCAL CORP COM 915289102 143650 4280 X 4280 0 0
U S FREIGHTWAYS CORP COM 916906100 287250 6000 X 6000 0 0
VAN KAMPEN 920914108 257587 26474 X 26474 0 0
VAN KAMPEN AMERN CAP TAX EXEMPT TR 92113R200 149152 13823 X 13823 0 0
VANGUARD QUANTITATIVE PORTFOLIOS INC 921913109 3464213 93425 X 93425 0 0
VARIAN MED SYS INC 92220P105 217635 7300 X 7300 0 0
VARIAN INC 922206107 211500 9400 X 9400 0 0
VANGUARD U S TREASURY 922906409 38596 38596 X 38596 0 0
VANGUARD 922908108 106391 786 X 786 0 0
VANGUARD 922908108 141676 1047 X 111 0 936
VODAFONE AIRTOUCH PLC 92857T107 436343 8815 X 8815 0 0
VODAFONE AIRTOUCH PLC 92857T107 1141470 23060 X 22875 0 185
WACHOVIA CORP COM 929771103 948124 13943 X 13643 0 300
WACHOVIA CORP COM 929771103 1987708 29231 X 28831 0 400
WAL MART STORES INC 931142103 6141342 88844 X 88844 0 0
WAL MART STORES INC 931142103 4654947 67341 X 66491 0 850
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 37084544 905858 899294 2650 3914
</TABLE>
<PAGE> 89
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 14-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 014 PAGE 111
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
WALGREEN CO COM 931422109 3315985 113367 X 113367 0 0
WALGREEN CO COM 931422109 1316309 45002 X 44034 0 968
WARNER LAMBERT CO COM 934488107 3513583 42881 X 42611 0 270
WARNER LAMBERT CO COM 934488107 3177271 38777 X 38777 0 0
WASHINGTON MUTUAL INC COM 939322103 482051 18630 X 18630 0 0
WASHINGTON MUTUAL INC COM 939322103 5175 200 X 0 200 0
WASTE MANAGEMENT INC NEW COM 94106L109 17429 1014 X 1014 0 0
WASTE MANAGEMENT INC NEW COM 94106L109 727551 42329 X 42329 0 0
WELLS FARGO & CO NEW 949746101 618742 15301 X 15301 0 0
WELLS FARGO & CO NEW 949746101 770546 19055 X 19055 0 0
WESBANCO INC 950810101 253500 9750 X 9750 0 0
WEYERHAEUSER CO COM 962166104 1349007 18785 X 18785 0 0
WEYERHAEUSER CO COM 962166104 229083 3190 X 2780 410 0
WORTHINGTON INDS INC 981811102 496890 30000 X 30000 0 0
WORTHINGTON INDS INC 981811102 11180 675 X 675 0 0
XILINX INC COM 983919101 2655390 58400 X 58400 0 0
XEROX CORP COM 984121103 339526 14965 X 14765 200 0
XEROX CORP COM 984121103 143706 6334 X 6054 280 0
ZURICH ALLIED AG 98981P101 328999 2900 X 2900 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 19751923 481555 479227 1090 1238
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR COMMON STOCK 1189235925 44288973 43059762 813403 415811
</TABLE>
<PAGE> 90
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 14-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 014 PAGE 112
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
B. PREFERRED STOCK INSTR OTHER
PREFERRED STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 0 0 0 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR PREFERRED STOCK 0 0 0 0 0
</TABLE>
<PAGE> 91
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 14-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 014 PAGE 113
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
C. OTHER INSTR OTHER
OTHER
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
NORAM ENERGY CORP 655419AC3 12900 15000 X 15000 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 12900 15000 15000 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR OTHER 12900 15000 15000 0 0
</TABLE>
<PAGE> 92
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 14-NATIONAL CITY BANK ON 01/13/00 AS OF 12/31/99 DEPT ID# 014 PAGE 114
**SUMMARY PAGE FOR: 14-NATIONAL CITY BANK **
CATEGORY MARKET SH/PV SOLE SHARED NONE
---------------------------------------- ---------- --------- --------- --------- ---------
<S> <C> <C> <C> <C> <C>
A. COMMON STOCK 1189235925 44288973 43059762 813403 415811
B. PREFERRED STOCK 0 0 0 0 0
C. OTHER 12900 15000 15000 0 0
----------- ---------- ---------- ---------- ----------
**GRAND TOTALS** 1189248825 44303973 43074762 813403 415811
</TABLE>
<PAGE> 93
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 20-NATIONAL CITY BANK, INDIANA ON 01/13/00 AS OF 12/31/99 DEPT ID# 020 PAGE 115
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
ANNUITY AND LIFE RE (HLDGS) G03910109 1797400 68800 X 0 0 68800
GLOBAL CROSSING LTD G3921A100 2070000 41400 X 0 0 41400
MIH LTD G6116R101 241900 4100 X 0 0 4100
OPENTV CORP G67543101 457425 5700 X 0 0 5700
RENAISSANCERE HOLDINGS LTD G7496G103 2370750 58000 X 0 0 58000
TRANSOCEAN SEDCO FOREX INC G90078109 929738 28346 X 27807 39 500
TRANSOCEAN SEDCO FOREX INC G90078109 321074 9789 X 7373 184 2232
MARDOT L.P. CLASS "B" LIMITED LP0000366 1248300 146 X 146 0 0
CNH GLOBAL N.V. N20935107 897296 67400 X 0 0 67400
STEINER LEISURE LTD P8744Y102 230294 13800 X 0 0 13800
SUN INTL HOTELS LTD P8797T133 577375 29800 X 0 0 29800
INDUSTRIAL TRANSMISSION VA0000020 555452 833 X 833 0 0
ROYAL CARRIBEAN CRUISES LTD COM V7780T103 307960 6245 X 0 0 6245
AARP GROWTH FDS 00036J106 238615 4773 X 4773 0 0
INCOME ADVANTAGE FUND 000520999 100019 100019 X 100019 0 0
MORRIS MACHINE COMPANY INCORPORATED 000577999 433198 2018 X 0 0 2018
AIRCOM METAL PRODUCTS INCORPORATED 000821991 238410 1422 X 1422 0 0
ADC TELECOMMUNICATIONS INC COM 000886101 486898 6710 X 6710 0 0
ACT MFG INC 000973107 1256250 33500 X 0 0 33500
AES CORP 00130H105 994175 13300 X 0 0 13300
AMR CORP DEL COM 001765106 1608000 24000 X 0 0 24000
ANB CORPORATION COMMON 001926104 306075 7700 X 7700 0 0
ANB CORPORATION COMMON 001926104 14549 366 X 0 0 366
AT&T CORP COM 001957109 4628760 91094 X 88733 0 2361
AT&T CORP COM 001957109 19393137 381657 X 35501 300 345856
AT&T CORP 001957208 2386 42 X 42 0 0
AT&T CORP 001957208 2994045 52700 X 0 0 52700
ATMI INC 00207R101 1861447 56300 X 0 0 56300
AXA FINL INC 002451102 3978 117 X 117 0 0
AXA FINL INC 002451102 489600 14400 X 0 0 14400
ABBOTT LABS 002824100 11383181 313474 X 305924 0 7550
ABBOTT LABS 002824100 17083197 470443 X 276043 2300 192100
ABERCROMBIE & FITCH CO 002896207 245530 9200 X 0 0 9200
WEST SUBURBAN BANCORP INC CLASS B 003821006 325032 696 X 696 0 0
ACCRUE SOFTWARE INC 00437W102 1190750 22000 X 0 0 22000
ACORN FUND 004851101 91242 4924 X 2606 0 2318
ACORN FUND 004851101 220410 11895 X 11895 0 0
ADAPTEC INC COM 00651F108 484286 9710 X 0 0 9710
ADOBE SYS INC COM 00724F101 423675 6300 X 0 0 6300
ADVANCED FIBRE COMMUNICATIONS INC 00754A105 3592915 80400 X 0 0 80400
ADVANCED MICRO DEVICES 007903107 446803 15440 X 0 0 15440
AEGON N V ORD AMER REG (NLG) 007924103 20819 218 X 218 0 0
AEGON N V ORD AMER REG (NLG) 007924103 309229 3238 X 3238 0 0
AETHER SYS INC 00808V105 393938 5500 X 0 0 5500
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 83265513 2077915 881796 2823 1193296
</TABLE>
<PAGE> 94
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 20-NATIONAL CITY BANK, INDIANA ON 01/13/00 AS OF 12/31/99 DEPT ID# 020 PAGE 116
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
AETNA INC COM NEW 008117103 1319754 23646 X 146 0 23500
AFFYMETRIX INC 00826T108 3037415 17900 X 0 0 17900
AGENCY.COM INC 008447104 372300 7300 X 0 0 7300
AGILENT TECHNOLOGIES INC 00846U101 395843 5120 X 0 0 5120
AGILE SOFTWARE CORP DEL 00846X105 803766 3700 X 0 0 3700
AIR PRODS & CHEMS INC COM 009158106 822797 24515 X 24515 0 0
AIR PRODS & CHEMS INC COM 009158106 2346054 69900 X 24000 0 45900
AKAMAI TECHNOLOGIES INC 00971T101 1801938 5500 X 0 0 5500
ALBEMARLE CORP COM 012653101 1588766 82800 X 900 0 81900
ALBERTO CULVER CO CL B CONV 013068101 1313882 50900 X 0 0 50900
ALBERTSONS INC COM 013104104 2037168 63168 X 60143 0 3025
ALBERTSONS INC COM 013104104 2570422 79703 X 12450 1200 66053
ALCAN ALUMINIUM LTD COM NEW 013716105 690963 16700 X 0 0 16700
ALCOA INC 013817101 69305 835 X 835 0 0
ALCOA INC 013817101 4739300 57100 X 0 0 57100
ALLEGHENY ENERGY INC 017361106 40946 1520 X 1520 0 0
ALLEGHENY ENERGY INC 017361106 269380 10000 X 1400 0 8600
ALLEGHENY TECHNOLOGIES INC 01741R102 422956 18850 X 0 0 18850
ALLEGIANCE TELECOM INC 01747T102 3035025 32900 X 0 0 32900
ALLERGAN INC COM 018490102 656700 13200 X 12200 0 1000
ALLERGAN INC COM 018490102 477600 9600 X 0 0 9600
ALLIANCE FUND 01859K105 106241 14241 X 14241 0 0
ALLIANCE GROWTH & INCOME FD INC COM 018597104 108219 30061 X 30061 0 0
ALLIED CAP CORP NEW 01903Q108 1195839 65300 X 0 0 65300
ALLIED WASTE INDS INC 019589308 111925 12700 X 0 0 12700
ALLOY ONLINE INC 019855105 737100 46800 X 0 0 46800
ALLSCRIPTS INC 019886100 1922800 43700 X 0 0 43700
ALLSTATE CORP COM 020002101 202322 8408 X 8258 0 150
ALLSTATE CORP COM 020002101 3968759 164932 X 18932 0 146000
ALLTEL CORP COM 020039103 4895378 59203 X 56978 50 2175
ALLTEL CORP COM 020039103 614041 7426 X 6981 0 445
ALTERA CORP COM 021441100 4712351 95078 X 92218 75 2785
ALTERA CORP COM 021441100 93178 1880 X 1805 0 75
ALTEON WEBSYSTEMS INC 02145A109 359775 4100 X 0 0 4100
ALZA CORP COM 022615108 20775 600 X 600 0 0
ALZA CORP COM 022615108 477825 13800 X 0 0 13800
AMAZON.COM INC 023135106 152707 2006 X 2006 0 0
AMAZON.COM INC 023135106 111143 1460 X 1409 0 51
AMBAC FINL GROUP INC COM 023139108 417504 8000 X 500 0 7500
AMERADA HESS CORP COM 023551104 374550 6600 X 0 0 6600
AMEREN CORP 023608102 75849 2316 X 2316 0 0
AMEREN CORP 023608102 666888 20363 X 563 0 19800
AMERICA ONLINE INC DEL COM 02364J104 1611433 21238 X 21238 0 0
AMERICA ONLINE INC DEL COM 02364J104 9781653 128918 X 12172 0 116746
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 61530535 1353987 408387 1325 944275
</TABLE>
<PAGE> 95
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 20-NATIONAL CITY BANK, INDIANA ON 01/13/00 AS OF 12/31/99 DEPT ID# 020 PAGE 117
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
AMERCIAN CLASSIC VOYAGES COMPANY 024928103 945000 27000 X 0 0 27000
AMERICAN CENTURY 02507M303 566279 16631 X 13011 3620 0
AMERICAN CENTURY 025076506 84125 15323 X 15323 0 0
AMERICAN CENTURY 025083882 212955 4652 X 4652 0 0
AMERICAN CENTURY 025083882 89419 1953 X 1953 0 0
AMERICAN ELECTRIC POWER CO INC 025537101 499480 15548 X 15348 0 200
AMERICAN ELECTRIC POWER CO INC 025537101 715970 22287 X 7876 0 14411
AMERICAN EXPRESS CO COM 025816109 851366 5121 X 5121 0 0
AMERICAN EXPRESS CO COM 025816109 897750 5400 X 2500 0 2900
AMERICAN GENERAL CORP 026351106 325807 4294 X 3194 0 1100
AMERICAN GENERAL CORP 026351106 1613558 21266 X 2766 0 18500
AMERICAN HOME MTG HLDGS INC 02660M108 216638 32700 X 0 0 32700
AMERICAN HOME PRODS CORP COM 026609107 23469538 597950 X 582200 0 15750
AMERICAN HOME PRODS CORP COM 026609107 16568367 422124 X 208572 0 213552
AMERICAN INTL GROUP INC COM 026874107 36977886 341992 X 316163 73 25756
AMERICAN INTL GROUP INC COM 026874107 15856532 146650 X 87181 950 58519
AMERICAN HERITAGE BANCO, INC CLASS A 026999011 116372 34407 X 34407 0 0
AMERICAN ITALIAN PASTA CO 027070101 1165425 37900 X 0 0 37900
AMERICAN MOBILE SATELLITE CORP COM 02755R103 2081867 98840 X 0 0 98840
AMERICAN NATL CAN GROUP INC 027714104 523900 40300 X 0 0 40300
AMERICAN WTR WKS CO INC 030411102 264563 12450 X 12450 0 0
AMERICAN WTR WKS CO INC 030411102 217494 10235 X 7275 0 2960
AMGEN INC 031162100 7800082 129865 X 127180 800 1885
AMGEN INC 031162100 7667763 127662 X 31462 3200 93000
AMQUEST INTL LTD 032149106 2340 10000 X 10000 0 0
AMSOUTH BANCORPORATION COM 032165102 804773 41670 X 1870 0 39800
ANALOG DEVICES INC COM 032654105 7736205 83185 X 81100 55 2030
ANALOG DEVICES INC COM 032654105 125550 1350 X 1295 0 55
ANCHOR GAMING COM 033037102 2024211 46600 X 0 0 46600
ANHEUSER BUSCH 035229103 2913459 41107 X 38507 0 2600
ANHEUSER BUSCH 035229103 1476185 20828 X 16948 2000 1880
ANN TAYLOR STORES CORP COM 036115103 1353413 39300 X 0 0 39300
AON CORP COM 037389103 1139880 28497 X 23772 0 4725
AON CORP COM 037389103 3186800 79670 X 15783 21937 41950
APACHE CORP COM 037411105 269647 7300 X 0 0 7300
APPLIED MICRO CIRCUITS CORP 03822W109 5013650 39400 X 0 0 39400
APPLIED MATLS INC 038222105 6068355 47900 X 200 0 47700
APPLIED SCIENCE & TECHNOLOGY INC COM 038236105 734471 22100 X 0 0 22100
APTARGROUP INC 038336103 567825 22600 X 0 0 22600
ARCHER DANIELS MIDLAND CO COM 039483102 70107 5782 X 5782 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 641497 52907 X 6739 0 46168
ARDEN RLTY INC COM 039793104 848665 42300 X 0 0 42300
ARMADA MONEY MARKET FUND 042086108 267268 267268 X 267268 0 0
ARMADA FDS 042086272 643614 54451 X 54451 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 155616051 3126765 2002349 32635 1091781
</TABLE>
<PAGE> 96
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 20-NATIONAL CITY BANK, INDIANA ON 01/13/00 AS OF 12/31/99 DEPT ID# 020 PAGE 118
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
ARMADA GOVERNMENT MONEY MKT 042086306 167790 167790 X 167790 0 0
ARMADA TAX MANAGED EQUITY FD #233 042086330 53797178 3793877 X 3764676 1551 27651
ARMADA TAX MANAGED EQUITY FD #233 042086330 13728862 968185 X 839027 0 129158
ARMADA NATIONAL TAX EXEMPT BD FD 042086363 42287671 4418774 X 4306583 0 112191
ARMADA NATIONAL TAX EXEMPT BD FD 042086363 14955382 1562736 X 1410960 14143 137632
ARMADA TREASURY MONEY MKT FD 042086504 214 214 X 214 0 0
ARMADA TREASURY MONEY MKT FD 042086504 105000 105000 X 105000 0 0
ARMADA SMALL CAP GROWTH FUND #519 042086579 5258930 339944 X 336137 585 3222
ARMADA SMALL CAP GROWTH FUND #519 042086579 156478 10115 X 7190 0 2925
ARMADA CORE EQUITY FUND #681 042086595 688885 45804 X 45804 0 0
ARMADA INTERNATIONAL EQUITY FD 042086629 16874924 1021485 X 1000850 2890 17745
ARMADA INTERNATIONAL EQUITY FD 042086629 1771790 107251 X 86871 0 20381
ARMADA EQUITY INDEX FUND #42 042086645 3679353 290628 X 290628 0 0
ARMADA EQUITY INDEX FUND #42 042086645 377005 29779 X 0 0 29779
ARMADA GNMA INSTL CL #666 042086660 3555926 362850 X 355448 0 7402
ARMADA GNMA INSTL CL #666 042086660 420910 42950 X 41941 0 1009
ARMADA BOND FD INSTL CL #630 042086686 51010979 5319184 X 5270147 20630 28407
ARMADA BOND FD INSTL CL #630 042086686 6592882 687475 X 628478 20208 38789
ARMADA TOTAL RETURN ADVANTAGE FUND 042086777 6853269 720638 X 708116 1909 10614
ARMADA TOTAL RETURN ADVANTAGE FUND 042086777 821154 86346 X 79283 0 7064
ARMADA INTERMEDIATE BD FUND 042086793 73445032 7250250 X 7215504 5354 29393
ARMADA INTERMEDIATE BD FUND 042086793 10678156 1054112 X 1034202 0 19910
ARMADA ENHANCED INCOME FUND 042086827 606861 61610 X 61610 0 0
ARMADA ENHANCED INCOME FUND 042086827 219110 22245 X 22245 0 0
ARMADA SMALL CAP VALUE FUND #616 042086843 5081341 365564 X 356212 481 8871
ARMADA SMALL CAP VALUE FUND #616 042086843 411426 29599 X 25568 0 4031
ARMADA EQUITY INCOME FUND #614 042086868 71895953 4460047 X 4391065 3918 65064
ARMADA EQUITY INCOME FUND #614 042086868 14614057 906579 X 722675 32218 151687
ARMADA EQUITY GROWTH FUND 042086884 109775739 3721211 X 3677699 0 43512
ARMADA EQUITY GROWTH FUND 042086884 18632995 631627 X 437236 35147 159244
ART TECHNOLOGY GROUP INC 04289L107 2357500 18400 X 0 0 18400
AT HOME CORP COM 045919107 236284 5511 X 5511 0 0
AT HOME CORP COM 045919107 107831 2515 X 2415 0 100
ASSOCIATES FIRST CAP CORP COM 046008108 528675 19268 X 18518 0 750
ASSOCIATES FIRST CAP CORP COM 046008108 2926537 106660 X 5298 1000 100362
ATLANTIC RICHFIELD CO COM 048825103 1017154 11759 X 8739 0 3020
ATLANTIC RICHFIELD CO COM 048825103 3954780 45720 X 20515 0 25205
ATMOS ENERGY CORP COM 049560105 1383653 67700 X 0 0 67700
AUTOMATIC DATA PROCESSING INC COM 053015103 26544213 492700 X 460235 65 32400
AUTOMATIC DATA PROCESSING INC COM 053015103 8552333 158744 X 115404 1500 41840
AUTOZONE INC COM 053332102 25850 800 X 800 0 0
AUTOZONE INC COM 053332102 361906 11200 X 0 0 11200
AVERY DENNISON CORP COM 053611109 5443471 74696 X 72196 65 2435
AVERY DENNISON CORP COM 053611109 731301 10035 X 1375 0 8660
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 582636740 39609577 38100165 141664 1367753
</TABLE>
<PAGE> 97
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 20-NATIONAL CITY BANK, INDIANA ON 01/13/00 AS OF 12/31/99 DEPT ID# 020 PAGE 119
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
AVON PRODS INC COM 054303102 213180 6460 X 6460 0 0
AVON PRODS INC COM 054303102 79200 2400 X 800 0 1600
AZTAR CORP COM 054802103 637275 58600 X 0 0 58600
BB&T CORP 054937107 607725 22200 X 0 0 22200
BP AMOCO PLC-SPONS ADR 055622104 40817350 688169 X 644231 0 43938
BP AMOCO PLC-SPONS ADR 055622104 52397935 883414 X 659516 23584 200314
BMC SOFTWARE INC COM 055921100 1233443 15430 X 15430 0 0
BMC SOFTWARE INC COM 055921100 2511652 31420 X 0 0 31420
BAKER HUGHES INC COM 057224107 128484 6100 X 5890 0 210
BAKER HUGHES INC COM 057224107 610406 28980 X 2900 0 26080
BANCORPSOUTH INC 059692103 215332 13200 X 0 0 13200
BANCORP SOUTHERN INDIANA COMMON 059902106 280984 4532 X 4532 0 0
BANK OF AMER CORP 060505104 2062375 41093 X 40214 0 879
BANK OF AMER CORP 060505104 13682604 272627 X 20790 0 251837
BANK NEW YORK INC COM 064057102 407720 10193 X 10193 0 0
BANK NEW YORK INC COM 064057102 4908000 122700 X 0 0 122700
BANK ONE CORP COM 06423A103 7810427 244076 X 241819 162 2095
BANK ONE CORP COM 06423A103 4987424 155857 X 92497 363 62997
BANK UTD CORP CL A 065412108 1888425 69300 X 0 0 69300
BARBER GROCERY CO INC COM 067132100 797667 1170 X 1170 0 0
BARD C R INC 067383109 42400 800 X 800 0 0
BARD C R INC 067383109 270300 5100 X 0 0 5100
BARNESANDNOBLE.COM INC 067846105 231264 16300 X 0 0 16300
BARRICK GOLD CORP 067901108 10613 600 X 600 0 0
BARRICK GOLD CORP 067901108 484651 27400 X 100 0 27300
BARON ASSET FD 068278100 317214 5398 X 5398 0 0
BARON ASSET FD 068278100 106065 1805 X 1805 0 0
BAUSCH & LOMB INC COM 071707103 417472 6100 X 2000 0 4100
BAXTER INTL INC COM 071813109 1026993 16350 X 15842 0 508
BAXTER INTL INC COM 071813109 2138720 34049 X 9450 0 24599
BEAR STEARNS COS INC COM 073902108 18126 424 X 424 0 0
BEAR STEARNS COS INC COM 073902108 767363 17950 X 0 0 17950
BECTON DICKINSON & CO COM 075887109 228973 8500 X 8500 0 0
BECTON DICKINSON & CO COM 075887109 1112539 41300 X 1600 0 39700
BELL ATLANTIC CORP COM 077853109 1784711 28990 X 27916 0 1074
BELL ATLANTIC CORP COM 077853109 5186498 84247 X 21693 0 62554
BELLSOUTH CORP COM 079860102 3146255 67209 X 65631 0 1578
BELLSOUTH CORP COM 079860102 3957488 84538 X 54542 600 29396
BEMIS INC COM 081437105 353912 10148 X 8648 0 1500
BEMIS INC COM 081437105 141244 4050 X 150 0 3900
BENICORP COM 0820469A3 0 21000 X 0 0 21000
BERGER SMALL CAP VALUE FUND 083902205 428087 19755 X 19755 0 0
BERGER SMALL CAP VALUE FUND 083902205 35611 1643 X 1643 0 0
BERINGER WINE ESTATES HOLDIN 084102102 1491325 37400 X 0 0 37400
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 159975432 3218977 1992939 24709 1201329
</TABLE>
<PAGE> 98
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 20-NATIONAL CITY BANK, INDIANA ON 01/13/00 AS OF 12/31/99 DEPT ID# 020 PAGE 120
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
BERKSHIRE HATHAWAY INC DEL 084670108 561000 10 X 8 0 2
BERKSHIRE HATHAWAY INC DEL 084670108 561000 10 X 0 0 10
BERKSHIRE HATHAWAY INC DEL 084670207 946110 517 X 517 0 0
BERKSHIRE HATHAWAY INC DEL 084670207 583770 319 X 263 0 56
BERNSTEIN SANFORD C, FD INC 085568707 944574 43852 X 43600 0 252
BERNSTEIN SANFORD C, FD INC 085568707 150820 7002 X 5737 0 1265
BEST FOODS 08658U101 878591 16715 X 16715 0 0
BEST FOODS 08658U101 2544575 48410 X 9710 0 38700
BIOCRYST PHARMACEUTICALS 09058V103 522150 17700 X 0 0 17700
BIOGAN MED INTL INC 090596107 60000 100000 X 100000 0 0
BIOMET INC COM 090613100 1062800 26570 X 25970 0 600
BIOMET INC COM 090613100 1234720 30868 X 15942 0 14926
BLACK & DECKER CORP 091797100 355300 6800 X 0 0 6800
BLACKROCK MUNICIPAL TARGET 09247M105 283743 28915 X 28915 0 0
BLANCHE E W HLDGS INC COM 093210102 557375 9100 X 0 0 9100
BLOCK H & R INC 093671105 385000 8800 X 1400 0 7400
BOCA RESORTS INC 09688T106 414375 42500 X 0 0 42500
BOEING CO 097023105 1690380 40793 X 29543 0 11250
BOEING CO 097023105 4815759 116216 X 10016 0 106200
BOSTON SCIENTIFIC CORP COM 101137107 21875 1000 X 1000 0 0
BOSTON SCIENTIFIC CORP COM 101137107 985469 45050 X 1250 0 43800
BOWATER INC COM 102183100 228115 4200 X 0 0 4200
BRISTOL MYERS SQUIBB CO COM 110122108 23453076 365381 X 344676 440 20265
BRISTOL MYERS SQUIBB CO COM 110122108 19493125 303688 X 179750 0 123938
BROADWAY INVESTMENT COMPANY INC 110990108 161874 22 X 22 0 0
BROADWAY INVESTMENT COMPANY INC 110990108 749136 100 X 100 0 0
BRITISH TELECOMMUNICATIONS PLC 111021408 335580 1410 X 1110 0 300
BROADWING INC 111620100 47938 1300 X 1300 0 0
BROADWING INC 111620100 159300 4320 X 4320 0 0
BUCKEYE TECHNOLOGIES INC 118255108 641113 43100 X 0 0 43100
BURLINGTON NORTHERN SANTA FE CORP 12189T104 116400 4800 X 4800 0 0
BURLINGTON NORTHERN SANTA FE CORP 12189T104 1527071 62972 X 1572 0 61400
BURLINGTON RES INC COM 122014103 350732 10608 X 10608 0 0
BURLINGTON RES INC COM 122014103 697530 21097 X 3797 0 17300
BUSH BOAKE ALLEN INC COM 123162109 921113 37500 X 0 0 37500
BUSINESS OBJECTS S A SPONSORED ADR 12328X107 775025 5800 X 0 0 5800
CBS CORP 12490K107 488934 7647 X 7647 0 0
CBS CORP 12490K107 3734555 58409 X 0 0 58409
C-CUBE MICROSYSTEMS INC COM 125015107 1002225 16100 X 0 0 16100
C H ROBINSON WORLDWIDE INC 12541W100 2257800 56800 X 0 0 56800
CIGNA CORP COM 125509109 2559487 31770 X 0 0 31770
CIT GROUP INC 125577106 321100 15200 X 0 0 15200
CLECO CORP NEW 12561W105 2266854 70700 X 0 0 70700
CMS ENERGY CORP COM 125896100 480295 15400 X 0 0 15400
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 82327764 1729471 850288 440 878743
</TABLE>
<PAGE> 99
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 20-NATIONAL CITY BANK, INDIANA ON 01/13/00 AS OF 12/31/99 DEPT ID# 020 PAGE 121
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
CSX CORP COM 126408103 153738 4900 X 4900 0 0
CSX CORP COM 126408103 1120464 35712 X 6312 0 29400
CTS CORP COM 126501105 236678 3140 X 0 0 3140
CVS CORPORATION (DEL) 126650100 991213 24858 X 24053 238 567
CVS CORPORATION (DEL) 126650100 2254772 56546 X 9716 0 46830
CABLETRON SYS INC COM 126920107 317200 12200 X 0 0 12200
CALIPER TECHNOLOGIES CORP 130876105 340425 5100 X 0 0 5100
CAMPBELL SOUP CO COM 134429109 1423718 36800 X 6700 0 30100
CAPITAL CROSSING BK 140071101 252500 20200 X 0 0 20200
CAPITAL ONE FINL CORP COM 14040H105 438511 9100 X 9100 0 0
CAPITAL ONE FINL CORP COM 14040H105 631263 13100 X 0 0 13100
CAPITAL PRESERVATION FD UNIT PARTN 140411109 501374 50137 X 50137 0 0
CAPROCK COMMUNICATIONS CORP 140667106 778512 24000 X 0 0 24000
CARAUSTAR INDS INC COM 140909102 2066400 86100 X 0 0 86100
CARDINAL HEALTH INC COM 14149Y108 2192867 45804 X 43616 52 2136
CARDINAL HEALTH INC COM 14149Y108 928967 19404 X 6131 0 13273
CAREINSITE INC 14170M106 1320200 16400 X 0 0 16400
CARNIVAL CORP COM 143658102 1224252 25605 X 25105 0 500
CARNIVAL CORP COM 143658102 456375 9545 X 9545 0 0
CAROLINA PWR & LT CO COM 144141108 66659 2190 X 2190 0 0
CAROLINA PWR & LT CO COM 144141108 1019673 33500 X 1000 0 32500
CATERPILLAR INC COM 149123101 181193 3850 X 3850 0 0
CATERPILLAR INC COM 149123101 1783688 37900 X 3400 500 34000
CENDANT CORP 151313103 4544929 171100 X 0 0 171100
CENTERPOINT PROPERTIES TR SH BEN INT 151895109 883913 24300 X 0 0 24300
CENTRAL & SOUTHWEST CORP COM 152357109 58000 2900 X 2100 0 800
CENTRAL & SOUTHWEST CORP COM 152357109 1156600 57830 X 4030 0 53800
CENTURYTEL INC 156700106 10659 225 X 225 0 0
CENTURYTEL INC 156700106 450063 9500 X 0 0 9500
CERIDIAN CORP COM 15677T106 768333 35632 X 32552 80 3000
CERIDIAN CORP COM 15677T106 238595 11065 X 380 0 10685
CHAMPION INTL CORP COM 158525105 439884 7102 X 0 0 7102
CHARTER ONE FINL INC COM 160903100 321778 16825 X 0 0 16825
CHASE MANHATTAN CORP (NEW) COM 16161A108 3640615 46862 X 44862 160 1840
CHASE MANHATTAN CORP (NEW) COM 16161A108 6428371 82746 X 13101 0 69645
CHECKFREE HLDGS CORP 162816102 5162300 49400 X 0 0 49400
CHEVRON CORP COM 166751107 5405487 62401 X 59581 50 2770
CHEVRON CORP COM 166751107 4220976 48727 X 10997 1240 36490
CHUBB CORP COM 171232101 16894 300 X 300 0 0
CHUBB CORP COM 171232101 805276 14300 X 1200 0 13100
CIFRA S A - UNSPONSORED ADR B 171785207 20933 11164 X 11164 0 0
CIFRA S A - UNSPONSORED ADR B 171785207 10466 5582 X 5582 0 0
CINAR CORP CL B 171905300 1888950 77100 X 0 0 77100
CINCINNATI FINL CORP COM 172062101 1260151 40405 X 39655 0 750
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 58413815 1351557 431484 2320 917753
</TABLE>
<PAGE> 100
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 20-NATIONAL CITY BANK, INDIANA ON 01/13/00 AS OF 12/31/99 DEPT ID# 020 PAGE 122
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
CINCINNATI FINL CORP COM 172062101 1412442 45288 X 32532 0 12756
CINERGY CORP COM 172474108 122395 5113 X 5113 0 0
CINERGY CORP COM 172474108 639384 26710 X 2153 0 24557
CIRCUIT CITY STORES-CIRCUIT CITY 172737108 67595 1500 X 1500 0 0
CIRCUIT CITY STORES-CIRCUIT CITY 172737108 1575853 34970 X 0 0 34970
CISCO SYS INC COM 17275R102 51129799 477291 X 447128 839 29324
CISCO SYS INC COM 17275R102 28193586 263184 X 77681 2200 183303
CITADEL COMMUNICATIONS CORP 172853202 1459688 22500 X 0 0 22500
CINTAS CORP COM 172908105 3868297 72815 X 61740 0 11075
CINTAS CORP COM 172908105 2388500 44960 X 31220 800 12940
CITIGROUP INC COM 172967101 2260042 40584 X 39422 270 892
CITIGROUP INC COM 172967101 24739171 444246 X 19163 1050 424033
CITRIX SYS INC COM 177376100 776130 6310 X 0 0 6310
CITY NATL CORP COM 178566105 810275 24600 X 0 0 24600
CLARENT CORP DEL 180461105 1477250 19000 X 0 0 19000
CLAYTON HOMES INC COM 184190106 86670 9433 X 8309 0 1124
CLAYTON HOMES INC COM 184190106 50231 5467 X 4530 937 0
CLEAR CHANNEL COMMUNICATIONS INC COM 184502102 235620 2640 X 2040 0 600
CLEAR CHANNEL COMMUNICATIONS INC COM 184502102 133875 1500 X 1500 0 0
CLOROX CO COM 189054109 838744 16650 X 16100 0 550
CLOROX CO COM 189054109 2171163 43100 X 8600 200 34300
COASTAL CORP COM 190441105 1502819 42407 X 42407 0 0
COASTAL CORP COM 190441105 552833 15600 X 0 0 15600
COBALT NETWORKS INC 19074R101 563550 5200 X 0 0 5200
COCA-COLA CO COM 191216100 26996953 463467 X 445832 50 17585
COCA-COLA CO COM 191216100 17109015 293717 X 188483 1000 104234
COCA COLA ENTERPRISE INC COM 191219104 621863 30900 X 0 0 30900
COLGATE-PALMOLIVE CO COM 194162103 2704780 41612 X 40762 240 610
COLGATE-PALMOLIVE CO COM 194162103 2731430 42022 X 31710 4800 5512
COLONIAL BANCGROUP COM 195493309 1210763 116700 X 0 0 116700
COLUMBIA ENERGY GROUP INC COM 197648108 373175 5900 X 0 0 5900
COLUMBIA/HCA HEALTHCARE CORP COM 197677107 2828705 96500 X 0 0 96500
COLUMBIA SPORTSWEAR CO 198516106 645000 30000 X 0 0 30000
COLUMBIA REALTY CORP 198990103 384997 460 X 0 0 460
COMCAST CORP CL A SPL 200300200 15441991 305401 X 299086 150 6165
COMCAST CORP CL A SPL 200300200 4888835 96688 X 26780 0 69908
COMERICA INC COM 200340107 2971551 63647 X 62343 30 1274
COMERICA INC COM 200340107 1122613 24045 X 1910 0 22135
COMMERICIAL FED CORP COM 201647104 997528 56000 X 0 0 56000
COMMUNITY FIRST BANCSHARES INC 203902101 987525 62700 X 0 0 62700
COMPAQ COMPUTER CORP COM 204493100 1161463 42917 X 38700 0 4217
COMPAQ COMPUTER CORP COM 204493100 6284922 232233 X 19713 0 212520
COMPUTER ASSOC INTL INC COM 204912109 46649 667 X 667 0 0
COMPUTER ASSOC INTL INC COM 204912109 2874452 41100 X 0 0 41100
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 219440122 3717744 1957124 12566 1748054
</TABLE>
<PAGE> 101
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 20-NATIONAL CITY BANK, INDIANA ON 01/13/00 AS OF 12/31/99 DEPT ID# 020 PAGE 123
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
COMPUTER SCIENCES CORP COM 205363104 56775 600 X 600 0 0
COMPUTER SCIENCES CORP COM 205363104 1097650 11600 X 0 0 11600
COMPUWARE CORP COM 205638109 964775 25900 X 0 0 25900
CONAGRA INC COM 205887102 6431322 283468 X 278468 0 5000
CONAGRA INC COM 205887102 4093414 180422 X 128016 0 52406
COMPUTER HORIZONS CORP COM 205908106 1223813 75600 X 0 0 75600
CONCORD EFS INC COM 206197105 1688299 65565 X 62275 110 3180
CONCORD EFS INC COM 206197105 184885 7180 X 2075 0 5105
CONEXANT SYSTEMS INC 207142100 641846 9670 X 9670 0 0
CONEXANT SYSTEMS INC 207142100 463032 6976 X 4716 0 2260
CONMED CORP 207410101 556313 21500 X 0 0 21500
CONOCO INC COMMN 208251306 268414 10845 X 10845 0 0
CONOCO INC COMMN 208251306 137363 5550 X 5550 0 0
CONOCO INC 208251405 3182035 127921 X 124111 105 3705
CONOCO INC 208251405 1194448 48018 X 5540 0 42478
CONSECO INC COM 208464107 4275 240 X 240 0 0
CONSECO INC COM 208464107 544134 30547 X 785 0 29762
CONSOLIDATED EDISON INC 209115104 712460 20651 X 20651 0 0
CONSOLIDATED EDISON INC 209115104 975246 28268 X 10368 0 17900
CONSOLIDATED NAT GAS CO COM 209615103 76302 1175 X 1175 0 0
CONSOLIDATED NAT GAS CO COM 209615103 535739 8250 X 1250 0 7000
CONSTELLATION ENERGY CORP 210371100 156194 5386 X 5386 0 0
CONSTELLATION ENERGY CORP 210371100 649600 22400 X 600 0 21800
COOPER CAMERON CORP COM 216640102 3567580 72900 X 0 0 72900
COOPER INDS INC COM 216669101 139511 3450 X 3450 0 0
COOPER INDS INC COM 216669101 990731 24500 X 5800 0 18700
COORS ADOLPH CO COM 217016104 785400 14960 X 0 0 14960
CORNING INC COM 219350105 231315 1794 X 1794 0 0
CORNING INC COM 219350105 2641940 20490 X 3390 0 17100
COST PLUS INC CALIF 221485105 479156 13450 X 0 0 13450
COSTCO WHSL CORP NEW 22160K105 7022509 76959 X 75279 50 1630
COSTCO WHSL CORP NEW 22160K105 350400 3840 X 1995 0 1845
COSTAR GROUP INC 22160N109 728263 20300 X 0 0 20300
COUNTRYWIDE CR INDS INC COM 222372104 409050 16200 X 0 0 16200
COUSINS PPTYS INC COM 222795106 1306613 38500 X 0 0 38500
CRANE CO COM 224399105 104642 5265 X 5265 0 0
CRANE CO COM 224399105 202705 10199 X 5199 0 5000
CREDENCE SYS CORP COM 225302108 216250 2500 X 0 0 2500
CREDITRUST CORP 225429109 201426 26200 X 0 0 26200
CROWN CORK & SEAL INC COM 228255105 205850 9200 X 0 0 9200
CYBERONICS INC COM 23251P102 553049 34700 X 0 0 34700
CYTYC CORP COM 232946103 354165 5800 X 0 0 5800
DPL INC COM 233293109 491447 28386 X 28386 0 0
DPL INC COM 233293109 827942 47822 X 44842 0 2980
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 47648278 1475147 847721 265 627161
</TABLE>
<PAGE> 102
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 20-NATIONAL CITY BANK, INDIANA ON 01/13/00 AS OF 12/31/99 DEPT ID# 020 PAGE 124
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
DTE ENERGY INC COM 233331107 31941 1010 X 1010 0 0
DTE ENERGY INC COM 233331107 635663 20100 X 0 0 20100
DANA CORP COM 235811106 153941 5142 X 5142 0 0
DANA CORP COM 235811106 1013701 33860 X 860 0 33000
DANAHER CORPORATION COM 235851102 176113 3650 X 3650 0 0
DANAHER CORPORATION COM 235851102 756560 15680 X 0 0 15680
DARDEN RESTAURANTS INC COM 237194105 10875 600 X 600 0 0
DARDEN RESTAURANTS INC COM 237194105 184875 10200 X 0 0 10200
DAYTON HUDSON CORP COM 239753106 8336902 113523 X 112823 0 700
DAYTON HUDSON CORP COM 239753106 5034469 68554 X 25235 0 43319
DEEP VEIN COAL CO INC COM 2437899A4 37965000 63275 X 39600 23675 0
DEERE & CO COM 244199105 34700 800 X 800 0 0
DEERE & CO COM 244199105 1853067 42722 X 3522 0 39200
DELL COMPUTER CORP COM 247025109 4751976 93176 X 89726 820 2630
DELL COMPUTER CORP COM 247025109 4798080 94080 X 33194 0 60886
DELPHI AUTOMOTIVE SYS CORP 247126105 293769 18652 X 18652 0 0
DELPHI AUTOMOTIVE SYS CORP 247126105 1820842 115609 X 28038 0 87571
DELTA AIR LINES INC DEL COM 247361108 369612 7420 X 6420 0 1000
DELTA AIR LINES INC DEL COM 247361108 483186 9700 X 0 0 9700
DELTATHREE COM INC 24783N102 478950 18600 X 0 0 18600
DEVON ENERGY CORPORATION NEW 25179M103 904063 27500 X 0 0 27500
DIAMOND OFFSHORE DRILLING INC COM 25271C102 376842 12330 X 0 0 12330
DIGEX INC DEL 253756100 859375 12500 X 0 0 12500
DIGITAL IMPACT INC DEL 25385G106 375938 7500 X 0 0 7500
DIGITAL IS INC DEL 25385N101 418550 4400 X 0 0 4400
DILGARD FROZEN FOODS INC 253990105 507100 200 X 200 0 0
DIME BANCORP INC NEW COM 25429Q102 225363 14900 X 0 0 14900
DISNEY WALT CO 254687106 11590371 396252 X 377647 420 18185
DISNEY WALT CO 254687106 10569341 361345 X 138661 3800 218884
DODGE & COX STOCK FD COM 256219106 674686 6712 X 6216 0 496
DODGE & COX STOCK FD COM 256219106 25316 252 X 100 0 152
DOLLAR GEN CORP COM 256669102 383906 16875 X 0 0 16875
DOMINION RES INC VA 257470104 209517 5338 X 5338 0 0
DOMINION RES INC VA 257470104 1138250 29000 X 0 0 29000
DONNELLEY R R & SONS CO COM 257867101 34738 1400 X 1400 0 0
DONNELLEY R R & SONS CO COM 257867101 345124 13909 X 3709 0 10200
DOUBLECLICK INC 258609304 733883 2900 X 0 0 2900
DOVER CORP COM 260003108 63525 1400 X 1400 0 0
DOVER CORP COM 260003108 1066313 23500 X 7200 0 16300
DOW CHEM CO COM 260543103 1797657 13453 X 11953 0 1500
DOW CHEM CO COM 260543103 6088222 45562 X 9077 0 36485
DOW JONES & CO INC COM 260561105 544000 8000 X 900 0 7100
DREYFUS MUN BD FD INC COM 26201Q104 108543 9674 X 9674 0 0
DREYFUS MUN BD FD INC COM 26201Q104 96010 8557 X 0 8557 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 108320855 1759812 942747 37272 779793
</TABLE>
<PAGE> 103
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 20-NATIONAL CITY BANK, INDIANA ON 01/13/00 AS OF 12/31/99 DEPT ID# 020 PAGE 125
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
DREYFUS INTER MUNI BD FD INC 262010101 168507 12844 X 12844 0 0
DREYFUS INTER MUNI BD FD INC 262010101 84326 6427 X 6427 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 1791537 27196 X 24946 0 2250
DU PONT E I DE NEMOURS & CO COM 263534109 7885896 119710 X 29245 0 90465
DUFF & PHELPS UTILS INCOME INC COM 264324104 59937 7210 X 7210 0 0
DUFF & PHELPS UTILS INCOME INC COM 264324104 24939 3000 X 3000 0 0
DUKE ENERGY CORP COM 264399106 1430267 28534 X 28534 0 0
DUKE ENERGY CORP COM 264399106 1489715 29720 X 1600 0 28120
DUN & BRADSTREET CORP DEL 26483B106 22863 775 X 775 0 0
DUN & BRADSTREET CORP DEL 26483B106 389400 13200 X 700 0 12500
DURA AUTOMOTIVE SYSTEMS CORP 265903104 338297 19400 X 0 0 19400
DYCOM INDS INC COM 267475101 519943 11800 X 0 0 11800
E M C CORP MASS COM 268648102 13920417 127418 X 122308 1060 4050
E M C CORP MASS COM 268648102 8633481 79025 X 14365 0 64660
ENSCO INTL INC COM 26874Q100 18986 830 X 730 0 100
ENSCO INTL INC COM 26874Q100 991403 43340 X 1400 0 41940
E PIPHANY INC 26881V100 1093313 4900 X 0 0 4900
E-TEK DYNAMICS INC 269240107 2517488 18700 X 0 0 18700
E TOWN CORP COM 269242103 1543800 24800 X 0 0 24800
E TRADE GROUP INC 269246104 457188 17500 X 0 0 17500
EASTMAN CHEMICAL CO COM 277432100 22938 481 X 481 0 0
EASTMAN CHEMICAL CO COM 277432100 303773 6370 X 570 0 5800
EASTMAN KODAK CO COM 277461109 760484 11479 X 11229 150 100
EASTMAN KODAK CO COM 277461109 4237615 63964 X 6439 925 56600
EATON CORP COM 278058102 65363 900 X 900 0 0
EATON CORP COM 278058102 842450 11600 X 0 0 11600
EBAY INC COM 278642103 123686 988 X 988 0 0
EBAY INC COM 278642103 93015 743 X 711 0 32
ECHOSTAR COMMUNICATIONS CORP CL A 278762109 581100 5960 X 0 0 5960
ECOLAB INC COM 278865100 408152 10432 X 9632 0 800
ECOLAB INC COM 278865100 663169 16950 X 7200 0 9750
EDISON INTL COM 281020107 163623 6248 X 6248 0 0
EDISON INTL COM 281020107 1092904 41733 X 3233 0 38500
EGAIN COMMUNICATIONS 28225C103 468100 12400 X 0 0 12400
EL PASO ENERGY CORP COM 283905107 54338 1400 X 1400 0 0
EL PASO ENERGY CORP COM 283905107 247084 6366 X 800 28 5538
ELAN PLC ADR 284131208 296770 10060 X 10060 0 0
ELAN PLC ADR 284131208 23600 800 X 800 0 0
ELCOR CORP COM 284443108 460913 15300 X 0 0 15300
ELECTRONIC DATA SYS CORP NEW COM 285661104 2275423 33993 X 33073 0 920
ELECTRONIC DATA SYS CORP NEW COM 285661104 5597891 83628 X 20192 600 62836
ELFUN TRS UNIT CTF 286281100 1104287 15818 X 15818 0 0
EMERSON ELEC CO COM 291011104 11572997 201708 X 189153 60 12495
EMERSON ELEC CO COM 291011104 7167400 124922 X 48688 700 75534
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 82008778 1280572 621699 3523 655350
</TABLE>
<PAGE> 104
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 20-NATIONAL CITY BANK, INDIANA ON 01/13/00 AS OF 12/31/99 DEPT ID# 020 PAGE 126
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
ENGELHARD CORP COM 292845104 3813 202 X 202 0 0
ENGELHARD CORP COM 292845104 200075 10600 X 0 0 10600
ENRON CORP COM 293561106 574568 12948 X 11620 0 1328
ENRON CORP COM 293561106 370088 8340 X 7220 0 1120
ENTERCOM COMMUNICATIONS CORP 293639100 2120000 32000 X 0 0 32000
ENTERGY CORP NEW COM 29364G103 27784 1079 X 1079 0 0
ENTERGY CORP NEW COM 29364G103 893525 34700 X 0 0 34700
EQUANT NV-NY REGISTERED SHR 294409107 1568000 14000 X 0 0 14000
EQUIFAX INC COM 294429105 678614 28800 X 0 0 28800
EQUITY INCOME FD UNIT 294700703 486900 2400 X 2400 0 0
EQUITY INV FD 294711270 55971 55971 X 55971 0 0
ERICSSON L M TEL CO 294821400 2016622 30700 X 28100 0 2600
ERICSSON L M TEL CO 294821400 765922 11660 X 6700 1400 3560
ESPEED INC 296643109 689922 19400 X 0 0 19400
AMERICAN FUNDS 298706102 225329 5282 X 5282 0 0
AMERICAN FUNDS 298706102 79788 1870 X 1870 0 0
EXAR CORP 300645108 2278463 38700 X 0 0 38700
EXCALIBUR TECHNOLOGIES CORP COM NEW 300651205 1109625 53800 X 0 0 53800
EXCHANGE APPLICATIONS 300867108 972225 17400 X 0 0 17400
EXODUS COMMUNICATIONS INC 302088109 44407 500 X 500 0 0
EXODUS COMMUNICATIONS INC 302088109 738747 8318 X 662 0 7656
EXPEDIA INC 302125109 280000 8000 X 0 0 8000
EXTENDED STAY AMER INC COM 30224P101 437898 57900 X 0 0 57900
EXXON MOBIL CORP 30231G102 37769465 468819 X 443037 427 25355
EXXON MOBIL CORP 30231G102 54410558 675379 X 320689 6045 348645
FPL GROUP INC COM 302571104 236242 5518 X 5518 0 0
FPL GROUP INC COM 302571104 1194483 27900 X 1700 0 26200
F S BANCORP 30262T106 86432 1184 X 1184 0 0
F S BANCORP 30262T106 124976 1712 X 1712 0 0
FDX CORP 31304N107 32546 795 X 795 0 0
FDX CORP 31304N107 916356 22384 X 784 0 21600
FREDDIE MAC COM 313400301 6323620 134365 X 131005 90 3270
FREDDIE MAC COM 313400301 4816427 102340 X 9450 0 92890
FANNIE MAE COM 313586109 15310484 245211 X 237631 240 7340
FANNIE MAE COM 313586109 11727417 187825 X 44026 700 143099
FEDERATED 313900102 761417 21104 X 21104 0 0
FEDERATED 313900102 55853 1548 X 1548 0 0
FEDERATED DEPT STORES INC DEL NEW 31410H101 2275 45 X 45 0 0
FEDERATED DEPT STORES INC DEL NEW 31410H101 1744424 34500 X 0 0 34500
FEDERATED 314184102 839571 77955 X 77955 0 0
FEDERATED 314184102 47049 4369 X 1371 0 2997
FEDERATED INCOME TRUST 314199100 122179 12379 X 12379 0 0
FEDERATED U S GOVT SECURITIES FUND 31428P103 171257 16547 X 16547 0 0
FIDELITY ADVISOR SER VIII 315920504 300794 28729 X 28729 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 153612111 2525178 1478815 8902 1037460
</TABLE>
<PAGE> 105
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 20-NATIONAL CITY BANK, INDIANA ON 01/13/00 AS OF 12/31/99 DEPT ID# 020 PAGE 127
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
FIDELITY FEDERAL BANCORP COM 315921106 35228 28182 X 28182 0 0
FIDELITY SPARTAN MUNICIPAL INCOME 316089507 203811 17113 X 17113 0 0
FIDELITY SPARTAN MUNICIPAL INCOME 316089507 128638 10801 X 10801 0 0
FIDELITY EXCHANGE FUND 316141100 9797820 36000 X 36000 0 0
FIDELITY FUND 316153105 542553 12733 X 12733 0 0
FIDELITY MAGELLAN FUND 316184100 413489 3026 X 2899 0 127
FIDELITY MAGELLAN FUND 316184100 50278 368 X 368 0 0
FIDELITY 316389204 454682 9641 X 9641 0 0
FIDELITY SECS FD 316389303 281442 4682 X 4682 0 0
FIFTH THIRD BANCORP 316773100 3608436 49178 X 48978 0 200
FIFTH THIRD BANCORP 316773100 899871 12264 X 9359 0 2905
FIRST DATA CORP COM 319963104 717997 14560 X 10910 0 3650
FIRST DATA CORP COM 319963104 3405063 69050 X 3760 0 65290
FIRST FINL CORP IND COM 320218100 26735919 644239 X 20655 623584 0
FIRST MERCHANTS CORP COM 320817109 230186 8769 X 8769 0 0
FIRST TENN NATL CORP COM 337162101 250800 8800 X 0 0 8800
FIRST UNION CORP COM 337358105 1069793 32479 X 32379 0 100
FIRST UNION CORP COM 337358105 5473966 166190 X 11405 0 154785
FIRSTAR CORP NEW WIS 33763V109 478376 22645 X 21145 0 1500
FIRSTAR CORP NEW WIS 33763V109 2076165 98280 X 27792 0 70488
FIRSTENERGY CORP 337932107 3471 153 X 153 0 0
FIRSTENERGY CORP 337932107 361397 15929 X 129 0 15800
FLEETBOSTON FINL CORP 339030108 240732 6915 X 6915 0 0
FLEETBOSTON FINL CORP 339030108 4612131 132483 X 200 0 132283
FLORIDA PROGRESS CORP COM 341109106 130112 3075 X 3075 0 0
FLORIDA PROGRESS CORP COM 341109106 107898 2550 X 2550 0 0
FLUOR CORP COM 343861100 27525 600 X 600 0 0
FLUOR CORP COM 343861100 286719 6250 X 550 0 5700
FORD MOTOR CO DEL COM 345370100 902856 16935 X 16935 0 0
FORD MOTOR CO DEL COM 345370100 9481450 177845 X 1945 0 175900
FOREST LABS INC CL A COM 345838106 362484 5900 X 0 0 5900
FORT JAMES CORP 347471104 51794 1892 X 1892 0 0
FORT JAMES CORP 347471104 988922 36125 X 3825 0 32300
FORTUNE BRANDS INC 349631101 218613 6612 X 6612 0 0
FORTUNE BRANDS INC 349631101 605813 18323 X 5723 0 12600
FRANKLIN CUSTODIAN FDS INC 353496300 48423 22523 X 22523 0 0
FRANKLIN CUSTODIAN FDS INC 353496409 90194 10500 X 10500 0 0
FRANKLIN CUSTODIAN FDS INC 353496607 356786 54638 X 54638 0 0
FRANKLIN CUSTODIAN FDS INC 353496607 34674 5310 X 5310 0 0
FRANKLIN ELEC INC 353514102 986843 14060 X 14060 0 0
FRANKLIN ELEC INC 353514102 307845 4386 X 3686 0 700
FRANKLIN FED TAX FREE INCOME FD 353519101 266686 23414 X 22622 0 792
FRANKLIN FED TAX FREE INCOME FD 353519101 514361 45159 X 45159 0 0
FRANKLIN RES INC COM 354613101 4603541 143578 X 111478 0 32100
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 82445783 2004155 658651 623584 721920
</TABLE>
<PAGE> 106
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 20-NATIONAL CITY BANK, INDIANA ON 01/13/00 AS OF 12/31/99 DEPT ID# 020 PAGE 128
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
FRANKLIN RES INC COM 354613101 925915 28878 X 9278 950 18650
FRANKLIN SMALL CAP GROWTH FUND 354713869 547008 12337 X 12337 0 0
FRANKLIN SMALL CAP GROWTH FUND 354713869 267323 6029 X 6029 0 0
FRANKLIN TAX FREE TR 354723108 362193 32166 X 32166 0 0
FRANKLIN TAX FREE TR 354723108 9818 872 X 872 0 0
FREEMARKETS INC 356602102 546101 1600 X 0 0 1600
FREEPORT-MCMORAN COPPER & GOLD 35671D857 952738 45100 X 0 0 45100
FREMONT GEN CORP COM 357288109 1194750 162000 X 0 0 162000
FURNITURE BRANDS INTL INC COM 360921100 1100000 50000 X 0 0 50000
GEIGER & PETERS INC COMMON 3615909A2 220085 275 X 275 0 0
GPU INC COM 36225X100 31238 1050 X 1050 0 0
GPU INC COM 36225X100 547281 18396 X 596 0 17800
GTE CORP COM 362320103 12128369 171880 X 169075 55 2750
GTE CORP COM 362320103 11870178 168221 X 25104 462 142655
GABELLI GLOBAL SER FDS INC 36239X401 1499731 42642 X 42642 0 0
GABELLI ASSET MGMT INC 36239Y102 609375 37500 X 0 0 37500
GABELLI 362398109 235569 5065 X 5065 0 0
GABELLI VALUE FUND INC COM 36240H106 293432 15087 X 15087 0 0
GANNETT CO INC COM 364730101 2212804 27130 X 26530 0 600
GANNETT CO INC COM 364730101 5515290 67620 X 10820 1600 55200
GAP INC COM 364760108 8518970 185195 X 180763 598 3834
GAP INC COM 364760108 7102722 154407 X 10507 0 143900
GARTNER GROUP INC NEW CL A 366651107 413275 27100 X 0 0 27100
GATEWAY INC 367626108 28825 400 X 400 0 0
GATEWAY INC 367626108 1743925 24200 X 800 0 23400
GENERAL CHEM GROUP INC 369332101 188047 81300 X 0 0 81300
GENERAL DYNAMICS CORP COM 369550108 52750 1000 X 1000 0 0
GENERAL DYNAMICS CORP COM 369550108 759600 14400 X 0 0 14400
GENERAL ELEC CO COM 369604103 118875391 768177 X 728517 55 39605
GENERAL ELEC CO COM 369604103 71594933 462649 X 271176 39420 152053
GENERAL INSTR CORP DEL 370120107 943500 11100 X 0 0 11100
GENERAL MILLS INC COM 370334104 727870 20360 X 19560 0 800
GENERAL MILLS INC COM 370334104 1621263 45350 X 4908 0 40442
GENERAL MTRS CORP COM 370442105 1579874 21735 X 21735 0 0
GENERAL MTRS CORP COM 370442105 4753650 65398 X 15188 0 50210
GENERAL MTRS CORP 370442832 208128 2168 X 2168 0 0
GENERAL MTRS CORP 370442832 147168 1533 X 1499 0 34
GENTEK INC 37245X104 938376 89900 X 0 0 89900
GEON CO COM 37246W105 3607500 111000 X 0 0 111000
GENUINE PARTS CO COM 372460105 964283 38862 X 38862 0 0
GENUINE PARTS CO COM 372460105 930488 37500 X 4000 0 33500
GENZYME CORP COM-GEN DIV 372917104 256500 5700 X 0 0 5700
GEORGIA GULF CORP COM PAR $.001 373200203 3807794 125100 X 0 0 125100
GEORGIA PACIFIC CORP COM 373298108 55825 1100 X 1100 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 270889855 3189482 1659109 43140 1487233
</TABLE>
<PAGE> 107
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 20-NATIONAL CITY BANK, INDIANA ON 01/13/00 AS OF 12/31/99 DEPT ID# 020 PAGE 129
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
GEORGIA PACIFIC CORP COM 373298108 1553255 30606 X 1406 0 29200
GILEAD SCIENCES INC COM 375558103 321503 5940 X 0 0 5940
GILLETTE CO COM 375766102 13890282 337241 X 319347 74 17820
GILLETTE CO COM 375766102 10206180 247795 X 72070 1300 174425
GLAXO WELLCOME PLC 37733W105 1943388 34781 X 34331 0 450
GLAXO WELLCOME PLC 37733W105 887742 15888 X 13388 0 2500
GLOBAL MARINE INC COM NEW 379352404 965913 58100 X 0 0 58100
GOLD BANC CORP INC 379907108 113400 12600 X 0 0 12600
GOLDEN WEST FINL CORP 381317106 69345 2070 X 2070 0 0
GOLDEN WEST FINL CORP 381317106 936158 27945 X 3645 0 24300
GOLDMAN SACHS GROUP INC 38141G104 2872734 30500 X 0 0 30500
GOODRICH B F CO COM 382388106 371250 13500 X 0 0 13500
GOODYEAR TIRE & RUBBER CO COM 382550101 18381 655 X 655 0 0
GOODYEAR TIRE & RUBBER CO COM 382550101 872759 31100 X 0 0 31100
GOVERNMENT SECS INCOME FD 383743523 1599 42075 X 42075 0 0
GRAINGER W W INC COM 384802104 434142 9080 X 9080 0 0
GRAINGER W W INC COM 384802104 785089 16420 X 720 0 15700
GROWTH FD AMER INC COM 399874106 351672 12068 X 12068 0 0
GROWTH FD AMER INC COM 399874106 214483 7360 X 7360 0 0
GUIDANT CORP COM 401698105 2575694 54802 X 50152 60 4590
GUIDANT CORP COM 401698105 2845803 60549 X 27483 2600 30466
HALLIBURTON CO COM 406216101 429669 10675 X 10275 150 250
HALLIBURTON CO COM 406216101 385193 9570 X 7170 0 2400
HAMILTON BANCORP INC FLA 407013101 704675 39700 X 0 0 39700
JOHN HANCOCK FUNDS 41013Y203 112932 11271 X 11271 0 0
HARBOR BOND FUND 411511108 659680 61768 X 61768 0 0
HARBOR BOND FUND 411511108 139097 13024 X 13024 0 0
HARBOR FD CAPITAL APPRECIATION 411511504 3662293 72306 X 70906 0 1400
HARBOR FD CAPITAL APPRECIATION 411511504 185347 3659 X 3492 0 168
HARCOURT GENERAL INC COM 41163G101 209300 5200 X 0 0 5200
HARLEY DAVIDSON INC COM 412822108 7653479 119468 X 111658 315 7495
HARLEY DAVIDSON INC COM 412822108 1492668 23300 X 22015 350 935
HARTFORD FINL SVCS GROUP INC COM 416515104 84801 1790 X 1790 0 0
HARTFORD FINL SVCS GROUP INC COM 416515104 1993445 42078 X 4678 0 37400
HASBRO INC COM 418056107 63916 3375 X 3375 0 0
HASBRO INC COM 418056107 549202 29000 X 0 0 29000
HEALTHSOUTH CORP COM 421924101 186244 34650 X 350 0 34300
HEALTHEXTRAS INC 422211102 535200 44600 X 0 0 44600
HEINZ H J CO COM 423074103 2505193 62924 X 59774 0 3150
HEINZ H J CO COM 423074103 3512183 88217 X 35067 0 53150
HELLER FINANCIAL INC 423328103 1578958 78700 X 0 0 78700
HERSHEY FOODS CORP 427866108 46964 990 X 790 0 200
HERSHEY FOODS CORP 427866108 967735 20400 X 1100 0 19300
HEWLETT PACKARD CO COM 428236103 27026431 237595 X 221280 0 16315
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 96915377 2065335 1235633 4849 824854
</TABLE>
<PAGE> 108
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 20-NATIONAL CITY BANK, INDIANA ON 01/13/00 AS OF 12/31/99 DEPT ID# 020 PAGE 130
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
HEWLETT PACKARD CO COM 428236103 16244296 142807 X 34128 325 108354
HIBERNIA CORP COM 428656102 110500 10400 X 0 0 10400
HILLENBRAND INDS INC COM 431573104 16675620 526244 X 525144 0 1100
HILLENBRAND INDS INC COM 431573104 200965 6342 X 942 5200 200
HILTON HOTELS CORP COM 432848109 468587 49000 X 0 0 49000
HOME DEPOT INC COM 437076102 29050828 422558 X 412305 855 9398
HOME DEPOT INC COM 437076102 10650131 154911 X 78960 0 75951
HOMESTAKE MINING CO CAP 437614100 11720 1500 X 1500 0 0
HOMESTAKE MINING CO CAP 437614100 143759 18400 X 3000 0 15400
HONEYWELL INTL INC 438516106 1034173 17927 X 17927 0 0
HONEYWELL INTL INC 438516106 7584414 131473 X 9036 0 122437
HOUSEHOLD INTL CORP COM 441815107 167215 4489 X 4489 0 0
HOUSEHOLD INTL CORP COM 441815107 2555350 68600 X 0 0 68600
HUBBELL INC CL B 443510201 182575 6700 X 6700 0 0
HUBBELL INC CL B 443510201 125895 4620 X 320 0 4300
HULMAN & COMPANY COMMON 444839906 16351102 40454 X 30087 10367 0
HUMANA INC COM 444859102 8597 1050 X 1050 0 0
HUMANA INC COM 444859102 121182 14800 X 0 0 14800
HUMAN GENOME SCIENCES INC 444903108 7646513 50100 X 0 0 50100
HUNTINGTON BANCSHARES INC COM 446150104 149935 6280 X 6280 0 0
HUNTINGTON BANCSHARES INC COM 446150104 614734 25748 X 848 0 24900
IDEC PHARMACEUTICALS CORP 449370105 3537000 36000 X 0 0 36000
IDS EQUITY PLUS FD INC COM 44943G102 195883 10745 X 10745 0 0
IDS FED INC FD 44943K103 73373 15414 X 15414 0 0
IDS HIGH YIELD TAX EXEMPT FD INC 449440106 217070 50599 X 50599 0 0
IDS HIGH YIELD TAX EXEMPT FD INC 449440106 177839 41454 X 41454 0 0
IDS NEW DIMENSIONS FUND 449444108 782105 21859 X 21859 0 0
IDS TAX EXEMPT BD FD INC CL A 449482108 102408 27092 X 27092 0 0
IDS TAX EXEMPT BD FD INC CL A 449482108 35828 9478 X 9478 0 0
IDX SYS CORP COM 449491109 637500 20400 X 0 0 20400
IMC GLOBAL INC 449669100 225975 13800 X 0 0 13800
IMS HEALTH INC 449934108 38063 1400 X 1400 0 0
IMS HEALTH INC 449934108 845384 31094 X 5094 0 26000
ITC DELTACOM INC 45031T104 864663 31300 X 0 0 31300
I-STAT CORP 450312103 652500 45000 X 0 0 45000
IBASIS INC 450732102 235750 8200 X 0 0 8200
ITT INDUSTRIES INC COM 450911102 3344 100 X 100 0 0
ITT INDUSTRIES INC COM 450911102 683406 20438 X 1138 0 19300
IDEX CORP COM 45167R104 938588 30900 X 0 0 30900
IDEXX LABS INC COM 45168D104 719175 44600 X 0 0 44600
ILIFE.COM INC 45172Q109 59850 13300 X 0 0 13300
ILEX ONCOLOGY INCORPORATED 451923106 340163 14100 X 0 0 14100
ILLINOIS TOOL WORKS INC COM 452308109 3117087 46136 X 43391 220 2525
ILLINOIS TOOL WORKS INC COM 452308109 3947503 58427 X 22154 700 35573
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 128528548 2296239 1382634 17667 895938
</TABLE>
<PAGE> 109
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 20-NATIONAL CITY BANK, INDIANA ON 01/13/00 AS OF 12/31/99 DEPT ID# 020 PAGE 131
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
AMERICAN INCOME FUND OF AMERICA 453320103 460632 29265 X 29265 0 0
AMERICAN INCOME FUND OF AMERICA 453320103 18629 1184 X 1184 0 0
INDIANA ENERGY INC COM 454707100 2017560 113665 X 49316 12 64337
INDIANA ENERGY INC COM 454707100 14127231 795900 X 99162 636150 60588
INFORMATICA CORP 45666Q102 1946663 18300 X 0 0 18300
INFORMIX CORP COM 456779107 1131218 98900 X 0 0 98900
INGERSOLL RAND CO COM 456866102 1365562 24800 X 1400 0 23400
INSIGHT COMMUNICATIONS COMPANY INC 45768V108 1179075 39800 X 0 0 39800
INTERGRATED DEVICE TECHNOLOGY COM 458118106 620600 21400 X 0 0 21400
INTEL CORP COM 458140100 43941725 533837 X 486662 985 46190
INTEL CORP COM 458140100 29071073 353177 X 123775 2050 227352
INTERLEAF INC 458729209 507738 15100 X 0 0 15100
FEDERATED 458810108 377234 37723 X 37723 0 0
INTERNATIONAL BUSINESS MACHS CORP 459200101 20838685 193174 X 182030 50 11094
INTERNATIONAL BUSINESS MACHS CORP 459200101 28182560 261252 X 71882 1400 187970
INTERNATIONAL FLAVORS & 459506101 26338 700 X 600 0 100
INTERNATIONAL FLAVORS & 459506101 342388 9100 X 1200 0 7900
INTERNATIONAL GAME TECHNOLOGY COM 459902102 201099 9900 X 0 0 9900
INTERNATIONAL PAPER CO COM 460146103 1326011 23495 X 23495 0 0
INTERNATIONAL PAPER CO COM 460146103 3164704 56074 X 200 0 55874
INTERPUBLIC GROUP COS INC COM 460690100 6552376 113583 X 107433 0 6150
INTERPUBLIC GROUP COS INC COM 460690100 1031461 17880 X 15530 1000 1350
SCUDDER GROWTH & INCOME FUND 460965882 238602 8940 X 8940 0 0
SCUDDER GROWTH & INCOME FUND 460965882 58024 2174 X 1625 0 549
INVESTMENT CO OF AMERICA COM 461308108 151539 4668 X 4668 0 0
INVESTMENT CO OF AMERICA COM 461308108 54606 1682 X 1682 0 0
IPALCO ENTERPRISES INC COM 462613100 2648611 155225 X 155225 0 0
IPALCO ENTERPRISES INC COM 462613100 1266501 74225 X 53529 1800 18896
IRWIN FINL CORP COM 464119106 961902 54000 X 54000 0 0
IVEX PACKAGING CORP COM 465855104 484000 48400 X 0 0 48400
IVY FUNDS 465903102 88683 1883 X 1883 0 0
IVY FUNDS 465903102 152370 3236 X 3236 0 0
JANUS FUND INCORPORATED 471023101 2838740 64444 X 60989 0 3455
JANUS FUND INCORPORATED 471023101 337752 7667 X 7023 0 644
JANUS INVT FD WORLDWIDE FD 471023309 8207188 107382 X 95512 1937 9933
JANUS INVT FD WORLDWIDE FD 471023309 1778463 23269 X 21775 0 1494
JANUS 471023408 506264 6068 X 6068 0 0
JANUS 471023408 32241 386 X 386 0 0
JANUS INVT FD 471023846 720901 19379 X 19379 0 0
JOHNSON & JOHNSON 478160104 23009158 246747 X 230932 135 15680
JOHNSON & JOHNSON 478160104 22307358 239221 X 98836 600 139785
JOHNSON CTLS INC COM 478366107 5403 95 X 95 0 0
JOHNSON CTLS INC COM 478366107 352625 6200 X 0 0 6200
JONES APPAREL GROUP INC COM 480074103 276675 10200 X 0 0 10200
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 224908168 3853700 2056640 646119 1150941
</TABLE>
<PAGE> 110
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 20-NATIONAL CITY BANK, INDIANA ON 01/13/00 AS OF 12/31/99 DEPT ID# 020 PAGE 132
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
JUNIPER NETWORKS INC COM 48203R104 1496000 4400 X 0 0 4400
K MART CORP COM 482584109 10063 1000 X 600 0 400
K MART CORP COM 482584109 806046 80100 X 0 0 80100
KEEBLER FOODS CO 487256109 1532813 54500 X 0 0 54500
KELLOGG CO COM 487836108 141740 4600 X 2800 0 1800
KELLOGG CO COM 487836108 1446362 46940 X 15540 0 31400
KEMPER MUNICIPAL BOND FUND 488419201 153620 16343 X 16343 0 0
KEMPER MUNICIPAL BOND FUND 488419201 44089 4690 X 0 0 4690
KEMPER 488438102 157019 19033 X 19033 0 0
KEMPER 488438102 258260 31304 X 31304 0 0
KELTSCH BROTHERS INC. 488990102 825580 24282 X 24282 0 0
KENNAMETAL INC COM 489170100 854075 25400 X 0 0 25400
KENT REALTY CORPORATION COMMON 4907159A9 200000 400 X 400 0 0
KEYCORP NEW COM 493267108 622598 28140 X 28140 0 0
KEYCORP NEW COM 493267108 1729688 78178 X 14078 0 64100
KIMBERLY-CLARK CORP COM 494368103 792062 12104 X 12104 0 0
KIMBERLY-CLARK CORP COM 494368103 5439992 83132 X 11548 0 71584
KINDER MORGAN INC KANS 49455P101 1128509 55900 X 0 0 55900
KNIGHT RIDDER INC COM 499040103 1042353 17500 X 0 0 17500
KOHLS CORP COM 500255104 1581856 21913 X 20228 45 1640
KOHLS CORP COM 500255104 1985531 27505 X 6170 0 21335
KONINKLIJKE PHILIPS ELECTRS 500472204 256635 1901 X 1855 0 46
KONINKLIJKE PHILIPS ELECTRS 500472204 146475 1085 X 1085 0 0
KOPIN CORP COM 500600101 3259200 77600 X 0 0 77600
KROGER CO COM 501044101 7550 400 X 400 0 0
KROGER CO COM 501044101 2344275 124200 X 0 0 124200
LG & E ENERGY CORP COM 501917108 184546 10583 X 10583 0 0
LG & E ENERGY CORP COM 501917108 2738 157 X 157 0 0
L-3 COMMUNICATIONS HLDGS INC 502424104 1914750 46000 X 0 0 46000
LAIDLAW INC 50730K503 127050 24200 X 0 0 24200
LAKELAND FINL CORP 511656100 624289 41792 X 41792 0 0
LAKELAND FINL CORP 511656100 500244 33488 X 31988 0 1500
LAKESIDE DAIRY FARMS INC 511991101 1247000 12233 X 12233 0 0
LAM RESH CORP COM 512807108 1974665 17700 X 0 0 17700
LEAR CORP COM 521865105 374400 11700 X 0 0 11700
LEGATO SYS INC COM 524651106 355075 5160 X 0 0 5160
LEGGETT & PLATT INC 524660107 681728 31800 X 0 0 31800
LEHMAN BROTHERS HLDGS INC COM 524908100 821474 9700 X 1000 0 8700
LEVEL 3 COMMUNICATIONS INC 52729N100 1670250 20400 X 0 0 20400
LEXINGTON GOLDFUND INC 528901101 81235 24691 X 24691 0 0
LEXMARK INTL GROUP INC 529771107 7498016 82851 X 80656 60 2135
LEXMARK INTL GROUP INC 529771107 1581940 17480 X 1625 0 15855
LIBERATE TECHNOLOGIES 530129105 1978900 7700 X 0 0 7700
LIBERTY TAX CR PLUS L P 531280105 0 10006 X 10006 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 49880691 1250191 420641 105 829445
</TABLE>
<PAGE> 111
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 20-NATIONAL CITY BANK, INDIANA ON 01/13/00 AS OF 12/31/99 DEPT ID# 020 PAGE 133
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
LIGAND PHARMACEUTICAL INC CL A 53220K207 2035538 158100 X 0 0 158100
LILLY ELI & CO COM 532457108 320078532 4813211 X 3366494 175 1446542
LILLY ELI & CO COM 532457108 883994143 13293145 X 12765802 13856 513487
LINCOLN NATL CORP IND COM 534187109 43549240 1088731 X 1084881 0 3850
LINCOLN NATL CORP IND COM 534187109 29421520 735538 X 611142 14032 110364
LIQUID AUDIO INC 53631T102 477750 18200 X 0 0 18200
LITHIA MTRS INC 536797103 715000 40000 X 0 0 40000
LOCKHEED MARTIN CORP COM 539830109 29750 1360 X 1360 0 0
LOCKHEED MARTIN CORP COM 539830109 1463438 66900 X 0 0 66900
LOEWS CORP COM 540424108 175995 2900 X 2900 0 0
LOEWS CORP COM 540424108 509779 8400 X 0 0 8400
LOOKSMART LTD 543442107 955800 35400 X 0 0 35400
LORD ABBETT INVT TR 543916308 63894 26294 X 26294 0 0
LORD ABBETT AFFILIATED FD INC COM 544001100 246660 16228 X 16228 0 0
LORD ABBETT AFFILIATED FD INC COM 544001100 26086 1716 X 1716 0 0
LORD ABBETT 544004104 99483 10993 X 10993 0 0
LORD ABBETT DEV GROWTH FD IN 544006109 326558 15883 X 15883 0 0
LOWES COS INC COM 548661107 206138 3450 X 3450 0 0
LOWES COS INC COM 548661107 1042638 17450 X 1850 0 15600
LUCENT TECHNOLOGIES INC COM 549463107 28712250 382830 X 371712 380 10738
LUCENT TECHNOLOGIES INC COM 549463107 24108096 321441 X 133268 256 187917
LYONDELL CHEMICAL CO COM 552078107 791775 62100 X 0 0 62100
M & T BK CORP 55261F104 248550 600 X 0 0 600
MBIA INC 55262C100 68657 1300 X 1300 0 0
MBIA INC 55262C100 950634 18000 X 0 0 18000
MBNA CORP COM 55262L100 1542350 56600 X 56600 0 0
MBNA CORP COM 55262L100 44608 1637 X 1637 0 0
MCI WORLDCOM INC 55268B106 13039437 245735 X 238918 113 6705
MCI WORLDCOM INC 55268B106 23229177 437766 X 61256 0 376511
MGIC INVT CORP WIS 552848103 12038 200 X 200 0 0
MGIC INVT CORP WIS 552848103 499560 8300 X 0 0 8300
MFS 552987505 171491 17322 X 17322 0 0
MFS 552987505 18174 1836 X 1836 0 0
MKS INSTRUMENT INC 55306N104 2001325 55400 X 0 0 55400
MACERICH CO COM 554382101 663935 31900 X 0 0 31900
MAKER COMMUNICATIONS INC 560875106 444600 10400 X 0 0 10400
MANITOWOC INC 563571108 571200 16800 X 0 0 16800
MANOR CARE INC COM 564055101 1968 123 X 123 0 0
MANOR CARE INC COM 564055101 257600 16100 X 3550 0 12550
MANUFACTURED HOME CMNTYS INC 564682102 1055184 43400 X 0 0 43400
MANULIFE FINL CORP 56501R106 703017 55408 X 21431 0 33977
MANULIFE FINL CORP 56501R106 44928 3541 X 3541 0 0
MARBANC FINANCIAL CORPORATION 566099016 283500 4050 X 4050 0 0
MARSH & MCLENNAN COS INC 571748102 335386 3505 X 2905 0 600
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 1385217382 22150193 18828642 28812 3292741
</TABLE>
<PAGE> 112
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 20-NATIONAL CITY BANK, INDIANA ON 01/13/00 AS OF 12/31/99 DEPT ID# 020 PAGE 134
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
MARSH & MCLENNAN COS INC 571748102 2141497 22380 X 1350 0 21030
MARRIOTT INTL INC 571903202 50185 1590 X 1440 0 150
MARRIOTT INTL INC 571903202 593700 18810 X 410 0 18400
MARYDEN REALTY CORPORATION 5738859A0 327000 375 X 375 0 0
MASCO CORP 574599106 360325 14200 X 13700 500 0
MASCO CORP 574599106 1296637 51099 X 8650 700 41749
MASSACHUSETTS INVESTORS GROWTH STK 575719109 428464 21075 X 21075 0 0
MATTEL INC 577081102 103937 7919 X 7919 0 0
MATTEL INC 577081102 1119510 85296 X 3115 397 81784
MAXIM INTEGRATED PRODS INC 57772K101 633452 13424 X 12424 0 1000
MAXIM INTEGRATED PRODS INC 57772K101 573334 12150 X 11700 0 450
MAY DEPT STORES CO 577778103 546734 16953 X 16953 0 0
MAY DEPT STORES CO 577778103 2199676 68207 X 8064 0 60143
MCDONALD TAX EXEMPT MTG TRUST 580125102 17143 17143 X 0 0 17143
MCDONALDS CORP 580135101 18082074 448542 X 422762 0 25780
MCDONALDS CORP 580135101 9386963 232852 X 198282 200 34370
MCKEE REALTY CO COMMON 5813339A1 327618 875 X 875 0 0
MCKESSON HBOC INC 58155Q103 1125 50 X 50 0 0
MCKESSON HBOC INC 58155Q103 263070 11692 X 0 0 11692
MCLEODUSA INC COM 582266102 369735 6280 X 0 0 6280
MCNEIL REAL ESTATE FD LTD 582568879 2700 10000 X 10000 0 0
MEAD CORP 582834107 354454 8160 X 660 0 7500
MEDIAONE GROUP INC 58440J104 496980 6470 X 6470 0 0
MEDIAONE GROUP INC 58440J104 8585082 111766 X 1190 0 110576
MEDIA METRIX INC 58440X103 743600 20800 X 0 0 20800
MEDIAPLEX INC 58446B105 840850 13400 X 0 0 13400
MEDIMMUNE INC COM 584699102 1140391 6875 X 0 0 6875
MEDQUIST INC COM 584949101 1386158 53700 X 0 0 53700
MEDTRONIC INC 585055106 16868899 462948 X 441898 890 20160
MEDTRONIC INC 585055106 4919567 135012 X 65966 3000 66046
MELLON FINL CORP 58551A108 345739 10150 X 9150 0 1000
MELLON FINL CORP 58551A108 115814 3400 X 3400 0 0
MERCK & CO INC 589331107 35917764 534586 X 476486 70 58030
MERCK & CO INC 589331107 22481710 334609 X 234550 4370 95689
MERRILL LYNCH & CO INC 590188108 2747746 32981 X 32891 0 90
MERRILL LYNCH & CO INC 590188108 9361382 112364 X 6704 75 105585
METASOLV SOFTWARE INC 591393103 547725 6700 X 0 0 6700
METTLER TOLEDO INTERNATIONAL 592688105 2673160 70000 X 0 0 70000
MICROSOFT CORP 594918104 41702867 357198 X 337103 730 19365
MICROSOFT CORP 594918104 44118658 377890 X 88280 1480 288130
MICROSTRATEGY INC 594972101 6867000 32700 X 0 0 32700
MICROFINANCIAL INC 595072109 203371 17400 X 0 0 17400
MID STATE FINANCIAL 5954509A7 622954 11644 X 11644 0 0
MIIX GROUP INC 59862V104 153563 10500 X 0 0 10500
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 242020313 3792165 2455536 12412 1324217
</TABLE>
<PAGE> 113
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 20-NATIONAL CITY BANK, INDIANA ON 01/13/00 AS OF 12/31/99 DEPT ID# 020 PAGE 135
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
MILLENNIUM PHARMACEUTICALS INC 599902103 2337520 19160 X 0 0 19160
MILLS CORP 601148109 602388 33700 X 0 0 33700
MILWAUKEE GRAY IRON LLC 602299018 850000 340 X 340 0 0
MINERALS TECHNOLOGIES INC 603158106 616970 15400 X 0 0 15400
MINNESOTA MNG & MFG CO 604059105 8862679 90551 X 86741 0 3810
MINNESOTA MNG & MFG CO 604059105 9121363 93194 X 54694 800 37700
MIRAGE RESORTS INC 60462E104 485513 32100 X 0 0 32100
MISSION WEST PPTYS INC 605203108 442525 57100 X 0 0 57100
MODIS PROFESSIONAL SVCS INC 607830106 726750 51000 X 0 0 51000
MOLECULAR RX 608599106 10000 17857 X 17857 0 0
MONACO COACH CORP COM 60886R103 662082 25900 X 0 0 25900
MONROE BANCORP CDT-COM 610313108 702125 68500 X 68500 0 0
MONSANTO CO 611662107 3353852 94640 X 91895 65 2680
MONSANTO CO 611662107 4039932 114000 X 6450 400 107150
MORGAN J P & CO INC 616880100 5371939 42424 X 41549 0 875
MORGAN J P & CO INC 616880100 3216655 25403 X 11403 0 14000
MORGAN STANLEY DEAN WITTER DISCOVER 617446448 359587 2519 X 2519 0 0
MORGAN STANLEY DEAN WITTER DISCOVER 617446448 1760679 12334 X 9934 0 2400
MOTOROLA INC 620076109 8622371 58556 X 54256 0 4300
MOTOROLA INC 620076109 16010198 108728 X 26103 850 81775
MUELLER INDS INC COM 624756102 1856000 51200 X 0 0 51200
FRANKLIN MUTUAL BEACON FUND 628380305 146487 10584 X 10584 0 0
FRANKLIN MUTUAL BEACON FUND 628380305 4664 337 X 0 0 337
NBC INTERNET INC 62873D105 471225 6100 X 0 0 6100
NABISCO GROUP HLDG CORP 62952P102 680 64 X 64 0 0
NABISCO GROUP HLDG CORP 62952P102 254331 23937 X 137 0 23800
NATIONAL CITY CORP 635405103 94205731 3976939 X 2406355 0 1570584
NATIONAL CITY CORP 635405103 38559705 1627816 X 833925 43256 750635
NATIONAL COMM BANCORP COM 635449101 1425033 62810 X 0 0 62810
NATIONAL FUEL GAS CO N J 636180101 274676 5907 X 5747 0 160
NATIONAL INFO CONSORTIUM INC 636491102 563200 17600 X 0 0 17600
NATIONAL-OILWELL INC 637071101 930298 59300 X 0 0 59300
NATIONAL R V HLDGS INC 637277104 900900 46800 X 0 0 46800
NATIONAL SEMICONDUCTOR CORP COM 637640103 922620 21550 X 0 0 21550
NATIONWIDE FINL SVCS INC 638612101 310810 11125 X 11125 0 0
NATIONWIDE FINL SVCS INC 638612101 142484 5100 X 5100 0 0
NAVISTAR INTL CORP NEW 63934E108 235000 5000 X 0 0 5000
NETWORKS ASSOCS INC 640938106 32026 1200 X 1200 0 0
NETWORKS ASSOCS INC 640938106 194822 7300 X 0 0 7300
NET PERCEPTIONS INC 64107U101 1264200 30100 X 0 0 30100
NET2PHONE 64108N106 689070 15000 X 0 0 15000
NETRATINGS INC 64116M108 481250 10000 X 0 0 10000
NEW CENTY ENERGIES INC 64352U103 23541 775 X 775 0 0
NEW CENTY ENERGIES INC 64352U103 267300 8800 X 0 0 8800
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 212311181 6968750 3747253 45371 3176126
</TABLE>
<PAGE> 114
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 20-NATIONAL CITY BANK, INDIANA ON 01/13/00 AS OF 12/31/99 DEPT ID# 020 PAGE 136
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
AMERICAN NEW PERSPECTIVE FUND 648018109 249449 8473 X 8473 0 0
AMERICAN NEW PERSPECTIVE FUND 648018109 89745 3048 X 3048 0 0
NEW YORK TIMES CO 650111107 29475 600 X 600 0 0
NEW YORK TIMES CO 650111107 1768500 36000 X 0 0 36000
NEWELL RUBBERMAID INC 651229106 320740 11060 X 10660 0 400
NEWELL RUBBERMAID INC 651229106 871914 30066 X 8795 700 20571
NEWFIELD EXPL CO 651290108 1621050 60600 X 0 0 60600
NEWMONT MNG CORP 651639106 298900 12200 X 0 0 12200
NEXTEL COMMUNICATIONS INC 65332V103 2165625 21000 X 0 0 21000
NEXTLINK COMMUNICATIONS INC 65333H707 633771 7630 X 0 0 7630
NIAGARA MOHAWK HLDGS INC 653520106 190951 13700 X 0 0 13700
NIKE INC 654106103 205191 4140 X 2400 0 1740
NIKE INC 654106103 27260 550 X 100 0 450
NISOURCE INC 65473P105 2589319 144857 X 125257 0 19600
NISOURCE INC 65473P105 987039 55219 X 41589 0 13630
NOKIA CORP 654902204 1295407 6780 X 6780 0 0
NOKIA CORP 654902204 439445 2300 X 2300 0 0
NORDSTROM INC 655664100 327334 12440 X 8300 0 4140
NORDSTROM INC 655664100 913061 34700 X 10100 0 24600
NORFOLK SOUTHN CORP 655844108 3069588 149736 X 138399 0 11337
NORFOLK SOUTHN CORP 655844108 2313056 112832 X 40340 16632 55860
NORTEL NETWORKS CORP 656569100 146248 1448 X 1448 0 0
NORTEL NETWORKS CORP 656569100 3747100 37100 X 15600 0 21500
NORTH FORK BANCORPORATION INC N Y 659424105 330994 19050 X 0 0 19050
NORTHERN STS PWR CO MINN 665772109 34574 1773 X 1773 0 0
NORTHERN STS PWR CO MINN 665772109 778245 39910 X 4400 0 35510
NORTHERN TR CORP 665859104 2435350 45950 X 44090 0 1860
NORTHERN TR CORP 665859104 1068904 20168 X 19408 0 760
NORTHROP GRUMMAN CORP 666807102 2703 50 X 50 0 0
NORTHROP GRUMMAN CORP 666807102 270315 5000 X 0 0 5000
NOVELL INC 670006105 1741297 43600 X 100 0 43500
NUCOR CORP 670346105 476599 8695 X 8695 0 0
NUCOR CORP 670346105 745457 13600 X 7100 0 6500
NUVEEN PREMIUM INCOME MUN FD 67062T100 6936 581 X 581 0 0
NUVEEN PREMIUM INCOME MUN FD 67062T100 121959 10216 X 10216 0 0
NUVEEN MUNICIPAL BOND FUND 67065Q400 154378 17424 X 17424 0 0
NUVEEN MUNICIPAL BOND FUND 67065Q400 307223 34675 X 34675 0 0
NUVEEN FLAGSHIP 67065Q848 719065 68876 X 68876 0 0
NUVEEN MUNICIPAL VALUE FD 670928100 181598 23060 X 23060 0 0
NUVEEN MUNICIPAL VALUE FD 670928100 11813 1500 X 1400 0 100
NUVEEN TAX EXEMPT UNIT TR INSD NATL 67101A286 263588 2616 X 2616 0 0
OAKWOOD HOMES CORP 674098108 6695 2100 X 2100 0 0
OAKWOOD HOMES CORP 674098108 37618 11800 X 4700 0 7100
OBIE MEDIA CORP 674391107 288300 24800 X 0 0 24800
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 34283779 1161923 675453 17332 469138
</TABLE>
<PAGE> 115
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 20-NATIONAL CITY BANK, INDIANA ON 01/13/00 AS OF 12/31/99 DEPT ID# 020 PAGE 137
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
OCCIDENTAL PETE CORP 674599105 560088 25900 X 0 0 25900
OCEAN ENERGY INC TEX NEW 67481E106 119970 15480 X 0 0 15480
OCWEN FINL CORP 675746101 395000 63200 X 0 0 63200
OFFICE DEPOT INC 676220106 312400 28400 X 0 0 28400
OFFICIAL PMTS CORP 676235104 275600 5300 X 0 0 5300
OLD NATL BANCORP IND 680033107 124562 3840 X 3308 0 532
OLD NATL BANCORP IND 680033107 11429919 352362 X 21460 330902 0
OMNICOM GROUP INC 681919106 5403800 54038 X 52318 40 1680
OMNICOM GROUP INC 681919106 109000 1090 X 965 0 125
ONE GROUP INTERMEDIATE TAX FREE 681937595 531088 51214 X 51214 0 0
ONE GROUP 681937660 263238 35192 X 35192 0 0
ONE GROUP 681939815 324434 22040 X 22040 0 0
ON ASSIGNMENT INC 682159108 1320475 44200 X 0 0 44200
ONE GROUP 68231N651 541031 45199 X 45199 0 0
ONE GROUP 68231N651 1411610 117929 X 0 0 117929
1-800-FLOWERS.COM INC 68243Q106 296058 27700 X 0 0 27700
ORACLE CORP 68389X105 1546245 13798 X 12674 0 1124
ORACLE CORP 68389X105 17546376 156576 X 9372 0 147204
OPPENHEIMER 683977102 101846 10928 X 10928 0 0
OWENS CORNING 69073F103 208580 10800 X 0 0 10800
OWENS ILL INC 690768403 285718 11400 X 0 0 11400
OXFORD HEALTH PLANS INC 691471106 895773 70600 X 0 0 70600
PECO ENERGY CO 693304107 117247 3374 X 3374 0 0
PECO ENERGY CO 693304107 337075 9700 X 0 0 9700
PG&E CORP COM 69331C108 13059 637 X 637 0 0
PG&E CORP COM 69331C108 1191050 58100 X 0 0 58100
PE CORP 69332S102 2290760 19040 X 60 0 18980
PIMCO 693390353 115857 10848 X 10848 0 0
PIMCO 693390726 373512 37728 X 37728 0 0
PMC-SIERRA INC 69344F106 8016 50 X 50 0 0
PMC-SIERRA INC 69344F106 210010 1310 X 0 0 1310
PNC BK CORP 693475105 89890 2020 X 2020 0 0
PNC BK CORP 693475105 2096395 47110 X 4510 0 42600
PNV INC 69348A103 286580 35000 X 0 0 35000
P P & L RES INC 693499105 80063 3500 X 3500 0 0
P P & L RES INC 693499105 518576 22670 X 0 0 22670
PPG INDS INC 693506107 74075 1184 X 1184 0 0
PPG INDS INC 693506107 1507768 24100 X 4400 0 19700
PACCAR INC COM 693718108 531756 12000 X 0 0 12000
PACIFIC CENTY FINL CORP 694058108 779290 41700 X 0 0 41700
PACKETEER INC 695210104 1526500 21500 X 0 0 21500
PACTIV CORP 695257105 134289 12639 X 86 153 12400
PAINE WEBBER GROUP INC 695629105 811192 20900 X 0 0 20900
PALL CORP 696429307 53908 2500 X 2000 0 500
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 57149679 1554796 335067 331095 888634
</TABLE>
<PAGE> 116
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 20-NATIONAL CITY BANK, INDIANA ON 01/13/00 AS OF 12/31/99 DEPT ID# 020 PAGE 138
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
PALL CORP 696429307 210239 9750 X 750 0 9000
PAPA JOHNS INTL INC COM 698813102 860079 33000 X 0 0 33000
PARAMETRIC TECHNOLOGY CORP 699173100 625155 23100 X 0 0 23100
PARKER HANNIFIN CORP 701094104 325119 6336 X 6336 0 0
PARKER HANNIFIN CORP 701094104 415635 8100 X 0 0 8100
PARKSTONE GROUP FDS 701475105 9160023 975508 X 971237 0 4272
PARKSTONE GROUP FDS 701475105 1053447 112188 X 47190 0 64998
PARKSTONE EQUITY INCOME FUND 701475204 3111790 313689 X 312589 0 1100
PARKSTONE EQUITY INCOME FUND 701475204 454896 45856 X 6728 0 39129
PARKSTONE NATIONAL TAX EXEMPT BD FD 701475303 5062498 507264 X 507264 0 0
PARKSTONE NATIONAL TAX EXEMPT BD FD 701475303 135868 13614 X 1326 0 12288
PARKSTONE LARGE CAPITALIZATION FD 701475329 11359147 560669 X 560669 0 0
PARKSTONE LARGE CAPITALIZATION FD 701475329 1134211 55983 X 14412 10204 31367
PARKSTONE MID CAPITALIZATION FUND 701475402 10009896 686550 X 683776 792 1981
PARKSTONE MID CAPITALIZATION FUND 701475402 730883 50129 X 34923 0 15206
PARKSTONE LTD MATURITY BOND FD 701475600 2761262 296910 X 280301 0 16609
PARKSTONE LTD MATURITY BOND FD 701475600 626031 67315 X 38257 0 29058
PARKSTONE SMALL CAPITALIZATION FUND 701475709 2196604 80728 X 80686 0 42
PARKSTONE SMALL CAPITALIZATION FUND 701475709 317536 11670 X 3428 0 8242
PARKSTONE INTERMEDIATE GOVT OBLIG FD 701475808 3322972 347955 X 346655 0 1300
PARKSTONE INTERMEDIATE GOVT OBLIG FD 701475808 533327 55846 X 27637 0 28209
PARKSTONE INTERNATIONAL DISCOVERY 701475824 3254951 177382 X 177382 0 0
PARKSTONE INTERNATIONAL DISCOVERY 701475824 456171 24859 X 3683 0 21176
PARKSTONE U S GOVT INCOME FD 701475832 4081524 459631 X 459631 0 0
PARKSTONE U S GOVT INCOME FD 701475832 755099 85034 X 51046 0 33988
PARKSTONE BALANCED ALLOCATION FD 701475840 107768 7552 X 7552 0 0
PARKSTONE BALANCED ALLOCATION FD 701475840 108776 7623 X 0 0 7623
PARKSTONE MICHIGAN MUNICIPAL FUND 701475881 412712 39419 X 39419 0 0
PARKSTONE MICHIGAN MUNICIPAL FUND 701475881 267394 25539 X 3949 0 21590
PAYCHEX INC 704326107 823360 20584 X 20584 0 0
PAYCHEX INC 704326107 1022400 25560 X 11640 0 13920
PCORDER COM INC 70453H107 678300 13300 X 0 0 13300
PENNEY J C CO INC 708160106 62605 3140 X 3140 0 0
PENNEY J C CO INC 708160106 1012691 50792 X 1292 5500 44000
PEOPLESOFT INC COM 712713106 1838 85 X 85 0 0
PEOPLESOFT INC COM 712713106 368706 17050 X 250 0 16800
PEPSICO INC 713448108 8140142 230926 X 223328 0 7598
PEPSICO INC 713448108 16162654 458515 X 106898 300 351317
PEREGRINE SYSTEMS INC 71366Q101 1060769 12600 X 0 0 12600
PHARMACIA & UPJOHN INC 716941109 117225 2605 X 2605 0 0
PHARMACIA & UPJOHN INC 716941109 1778400 39520 X 2320 0 37200
PFIZER INC 717081103 16431955 506565 X 482260 765 23540
PFIZER INC 717081103 9282544 286163 X 174721 1500 109942
PHELPS DODGE CORP 717265102 401016 5952 X 5952 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 121195618 6762556 5701901 19061 1041595
</TABLE>
<PAGE> 117
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 20-NATIONAL CITY BANK, INDIANA ON 01/13/00 AS OF 12/31/99 DEPT ID# 020 PAGE 139
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
PHELPS DODGE CORP 717265102 296046 4394 X 94 0 4300
PHILIP MORRIS COS INC 718154107 3720710 161770 X 147670 0 14100
PHILIP MORRIS COS INC 718154107 10173843 442341 X 87691 500 354150
PHILLIPS PETE CO 718507106 97525 2075 X 2075 0 0
PHILLIPS PETE CO 718507106 1762500 37500 X 900 0 36600
PILGRIM INVT FDS INC 72142U101 182992 11254 X 11254 0 0
PINNACLE WEST CAP CORP 723484101 290349 9500 X 0 0 9500
PITNEY BOWES INC 724479100 285143 5902 X 5902 0 0
PITNEY BOWES INC 724479100 1048392 21700 X 2700 0 19000
POST PPTYS INC 737464107 2295000 60000 X 600 0 59400
POWER-ONE INC 739308104 1575967 34400 X 0 0 34400
PRAXAIR INC 74005P104 60879 1210 X 1210 0 0
PRAXAIR INC 74005P104 1132043 22500 X 1900 0 20600
PREMIER PKS INC 740540208 1218525 42200 X 0 0 42200
PREVIEW SYS INC 741379101 220575 3400 X 0 0 3400
PRICE T ROWE ASSOC INC 741477103 2823171 76430 X 68270 680 7480
PRICE T ROWE ASSOC INC 741477103 1462893 39604 X 30737 0 8867
T ROWE PRICE 741486104 229303 20292 X 20292 0 0
PROCTER & GAMBLE CO COM 742718109 41067828 374833 X 358738 160 15935
PROCTER & GAMBLE CO COM 742718109 20918862 190930 X 70251 31400 89279
PROFIT RECOVERY GROUP INTL INC 743168106 750405 28250 X 0 0 28250
PROGRESSIVE CORP OHIO 743315103 7313 100 X 100 0 0
PROGRESSIVE CORP OHIO 743315103 435094 5950 X 750 0 5200
PROXICOM INC 744282104 2076027 16700 X 0 0 16700
PUBLIC SVC CO N C INC COM 744516105 823982 25500 X 0 0 25500
PUTNAM FD FOR GROWTH & INCOME 746761105 10249 547 X 547 0 0
PUTNAM FD FOR GROWTH & INCOME 746761105 272705 14544 X 14544 0 0
PUTNAM NEW OPPORTUNITIES FD 746916105 201164 2212 X 2212 0 0
QUALCOMM INC COM 747525103 16244361 92232 X 88572 80 3580
QUALCOMM INC COM 747525103 1736593 9860 X 9680 0 180
QUANTUM CORP 747906204 160325 10600 X 0 0 10600
QUOKKA SPORTS INC 749077103 332063 25300 X 1000 0 24300
QUOTESMITH COM INC 749117107 226363 19900 X 0 0 19900
R & B FALCON CORP 74912E101 139125 10500 X 0 0 10500
QWEST COMMUNICATIONS INTL INC COM 749121109 1399263 32541 X 31641 0 900
QWEST COMMUNICATIONS INTL INC COM 749121109 1673990 38930 X 34430 0 4500
RPM INC OHIO COM 749685103 194642 19105 X 19105 0 0
RPM INC OHIO COM 749685103 20376 2000 X 2000 0 0
RADIO ONE INC 75040P108 800400 8700 X 0 0 8700
RADIO UNICA COMMUNICATIONS C 75040Q106 210788 7300 X 0 0 7300
RAINMAKER SYSTEMS 750875106 315900 15600 X 0 0 15600
RALSTON RALSTON PURINA CO COM 751277302 5107146 183216 X 92407 0 90809
RALSTON RALSTON PURINA CO COM 751277302 2068046 74190 X 1800 0 72390
RARE MEDIUM GROUP INC 75382N109 730275 21400 X 0 0 21400
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 126799141 2227412 1109072 32820 1085520
</TABLE>
<PAGE> 118
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 20-NATIONAL CITY BANK, INDIANA ON 01/13/00 AS OF 12/31/99 DEPT ID# 020 PAGE 140
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
RAYTHEON CO 755111309 52008 2096 X 2096 0 0
RAYTHEON CO 755111309 872177 35150 X 3787 0 31363
RAYTHEON CO 755111408 55118 2075 X 2075 0 0
RAYTHEON CO 755111408 738451 27800 X 3000 0 24800
REA MAGNET WIRE CO. INC. CLASS - B 755990108 5917715 139998 X 139998 0 0
REDBACK NETWORKS INC COM 757209101 337250 1900 X 0 0 1900
REGIS CORP MINN 758932107 770100 40800 X 0 0 40800
REGIONS FINL CORP COM 758940100 600488 23900 X 0 0 23900
RELIANT ENERGY INC 75952J108 48038 2100 X 2100 0 0
RELIANT ENERGY INC 75952J108 1023725 44753 X 3753 0 41000
RELIASTAR FINL CORP COM 75952U103 310565 7925 X 7925 0 0
REPUBLIC N Y CORP COM 760719104 576000 8000 X 0 0 8000
REPUBLIC SECURITY FINL CORP 760758102 414332 57900 X 0 0 57900
RESEARCH IN MOTION LTD 760975102 662105 14335 X 0 0 14335
RESMED INC COM 761152107 1035400 24800 X 0 0 24800
RETEK INC 76128Q109 1319133 17530 X 0 0 17530
REUTERS GROUP PLC-SPONS ADR 76132M102 259329 3209 X 3037 0 172
REUTERS GROUP PLC-SPONS ADR 76132M102 448108 5545 X 2520 0 3025
REYNOLDS METALS CO COM 761763101 1026775 13400 X 0 0 13400
RITE AID CORP COM 767754104 210263 18900 X 0 0 18900
ROCKWELL INTL CORP NEW 773903109 462951 9670 X 9670 0 0
ROCKWELL INTL CORP NEW 773903109 890188 18594 X 4594 0 14000
ROHM & HAAS CO COM 775371107 25430 625 X 625 0 0
ROHM & HAAS CO COM 775371107 1931134 47462 X 1301 0 46161
T ROWE PRICE 779556109 431229 10746 X 10746 0 0
T ROWE PRICE 779556109 43973 1096 X 1096 0 0
T ROWE PRICE INTL STOCK FUNDS INC 77956H203 238212 12518 X 12518 0 0
T ROWE PRICE INTL STOCK FUNDS INC 77956H203 40837 2146 X 2146 0 0
ROWECOM INC 77957X108 730538 16100 X 0 0 16100
ROYAL DUTCH PETROLEUM CO 780257804 4118526 68004 X 67704 0 300
ROYAL DUTCH PETROLEUM CO 780257804 8130462 134248 X 12448 0 121800
RYDER SYSTEM INC COM 783549108 222386 9100 X 0 0 9100
SBC COMMUNICATIONS INC COM 78387G103 22607007 463733 X 449626 129 13978
SBC COMMUNICATIONS INC COM 78387G103 29432734 603748 X 167788 2058 433902
SDL INC COM 784076101 2964800 13600 X 0 0 13600
SLM HLDG CORP 78442A109 507000 12000 X 0 0 12000
SPDR TR 78462F103 4565316 31083 X 29005 565 1513
SPDR TR 78462F103 521406 3550 X 2840 0 710
SAFECO CORP COM 786429100 609438 24500 X 0 0 24500
SAFEWAY INC COM NEW 786514208 4773090 133513 X 128953 315 4245
SAFEWAY INC COM NEW 786514208 2991739 83685 X 6180 0 77505
ST JUDE MEDICAL INC COM 790849103 337568 11000 X 0 0 11000
ST PAUL COS INC COM 792860108 18057 536 X 536 0 0
ST PAUL COS INC COM 792860108 1249825 37100 X 0 0 37100
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 104520926 2240473 1078067 3067 1159339
</TABLE>
<PAGE> 119
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 20-NATIONAL CITY BANK, INDIANA ON 01/13/00 AS OF 12/31/99 DEPT ID# 020 PAGE 141
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
SANCHEZ COMPUTER ASSOCS INC 799702105 1845222 44800 X 0 0 44800
SANGSTAT MED CORP 801003104 2097375 70500 X 0 0 70500
SARA LEE CORP COM 803111103 390206 17686 X 15686 0 2000
SARA LEE CORP COM 803111103 3088820 140000 X 11850 0 128150
SCHERING-PLOUGH CORP COM 806605101 9831382 232009 X 224849 60 7100
SCHERING-PLOUGH CORP COM 806605101 13058534 308166 X 101220 2700 204246
SCHLUMBERGER LTD COM 806857108 8372672 149179 X 146469 50 2660
SCHLUMBERGER LTD COM 806857108 2505027 44633 X 33570 1000 10063
SCHOOL SPECIALTY INC 807863105 1347638 89100 X 0 0 89100
CHARLES SCHWAB CORP NEW 808513105 183600 4800 X 3700 0 1100
CHARLES SCHWAB CORP NEW 808513105 531675 13900 X 8990 0 4910
SCOTTISH PWR PLC 81013T705 61826 2208 X 2208 0 0
SCOTTISH PWR PLC 81013T705 139596 4986 X 4986 0 0
SCOTTS CO CL A 810186106 380363 9450 X 9450 0 0
SCOTTS CO CL A 810186106 138863 3450 X 3450 0 0
SEACHANGE INTL INC 811699107 1448606 40950 X 0 0 40950
SEAGATE TECHNOLOGY COM 811804103 1612011 34620 X 0 0 34620
SEAGRAM LTD COM 811850106 3682925 82300 X 0 0 82300
SEALED AIR CORP NEW 81211K100 16891 326 X 326 0 0
SEALED AIR CORP NEW 81211K100 357510 6900 X 800 0 6100
SEARS ROEBUCK & CO CAP 812387108 77153 2540 X 2540 0 0
SEARS ROEBUCK & CO CAP 812387108 1804427 59405 X 5505 0 53900
SEMPRA ENERGY 816851109 68631 3950 X 3950 0 0
SEMPRA ENERGY 816851109 307538 17700 X 0 0 17700
SENTINEL GROUP FUND INC 817270309 10501 265 X 265 0 0
SENTINEL GROUP FUND INC 817270309 207809 5240 X 5240 0 0
SERVICE CORP INTERNATIONAL COM 817565104 98520 14200 X 14000 0 200
SERVICE CORP INTERNATIONAL COM 817565104 482191 69500 X 3100 700 65700
SERVICE EXPERTS INC 817567100 65222 11220 X 11220 0 0
SERVICE PIPE & SUPPLY INC 817595911 1057447 231 X 231 0 0
SERVICEMASTER CO COM 81760N109 6 1 X 1 0 0
SERVICEMASTER CO COM 81760N109 280478 22779 X 22779 0 0
SHAW GROUP INC COM 820280105 1169461 46200 X 0 0 46200
SHERWIN WILLIAMS CO COM 824348106 639450 30450 X 29650 0 800
SHERWIN WILLIAMS CO COM 824348106 421050 20050 X 6450 900 12700
SHUTTLEWORTH INCORPORATED CLASS B 8256759B9 600600 14300 X 14300 0 0
SIEBEL SYS INC 826170102 981120 11680 X 0 0 11680
SIGMA ALDRICH CORP COM 826552101 1011921 33660 X 33360 0 300
SIGMA ALDRICH CORP COM 826552101 422566 14056 X 6284 0 7772
SIGCORP INC COM 826912107 286991 12615 X 12615 0 0
SIGCORP INC COM 826912107 1389638 61083 X 32767 26384 1932
SILICON IMAGE INC 82705T102 1043939 14900 X 0 0 14900
SILICON GRAPHICS INC COM 827056102 135089 13944 X 0 0 13944
SMITH INTL INC COM 832110100 1550266 31200 X 0 0 31200
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 65202756 1811132 771811 31794 1007527
</TABLE>
<PAGE> 120
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 20-NATIONAL CITY BANK, INDIANA ON 01/13/00 AS OF 12/31/99 DEPT ID# 020 PAGE 142
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
SMITHKLINE BEECHAM CORP 832378301 2391863 37300 X 30900 0 6400
SMITHKLINE BEECHAM CORP 832378301 94264 1470 X 1150 320 0
SMURFIT-STONE CONTAINER CORP 832727101 490000 20000 X 0 0 20000
SOFTWARE.COM INC 83402P104 998400 10400 X 0 0 10400
SOLUTIA INC 834376105 16287 1055 X 1055 0 0
SOLUTIA INC 834376105 261643 16948 X 408 0 16540
SONIC AUTOMOTIVE INC 83545G102 396825 40700 X 0 0 40700
SOTHEBYS HLDG INC CL A 835898107 378600 12620 X 0 0 12620
SOURCE INFORMATION MGMT CO 836151209 1127275 67300 X 0 0 67300
SOUTHERN CO COM 842587107 327661 13943 X 13943 0 0
SOUTHERN CO COM 842587107 1629302 69332 X 11332 0 58000
SOUTHTRUST CORP COM 844730101 31763 840 X 840 0 0
SOUTHTRUST CORP COM 844730101 896168 23700 X 0 0 23700
SOUTHWEST AIRLINES CO COM 844741108 646742 40108 X 39073 360 675
SOUTHWEST AIRLINES CO COM 844741108 1000959 62075 X 1875 0 60200
SPANISH BROADCASTING SYSTEM INC 846425882 1839425 45700 X 0 0 45700
SPINNAKER EXPL CO 84855W109 166675 11800 X 0 0 11800
SPRINT CORP COM 852061100 1139609 16930 X 16330 0 600
SPRINT CORP COM 852061100 1526322 22675 X 16675 0 6000
SPRINT CORP 852061506 653438 6375 X 6375 0 0
SPRINT CORP 852061506 705713 6885 X 4325 0 2560
STAMPS COM INC 852857101 853313 20500 X 0 0 20500
STANCORP FINL GROUP INC 852891100 251880 10000 X 0 0 10000
STANLEY FURNITURE INC 854305208 1071263 58300 X 0 0 58300
STANLEY WKS COM 854616109 246272 8175 X 1675 0 6500
STAPLES INC (RETAIL & DELIVERY) 855030102 4192 202 X 202 0 0
STAPLES INC (RETAIL & DELIVERY) 855030102 645325 31100 X 0 0 31100
STARWOOD HOTELS & RESORTS WORLDWIDE 85590A203 386505 16447 X 647 0 15800
STATE STR CORP 857477103 6942666 95023 X 90143 45 4835
STATE STR CORP 857477103 739398 10120 X 10020 0 100
STATE STREET EXCHANGE FUND 857478101 35173393 57026 X 57026 0 0
STEEL DYNAMICS INC 858119100 147427 9250 X 8250 0 1000
STEEL DYNAMICS INC 858119100 87659 5500 X 5500 0 0
SUMMIT BANCORP COM 866005101 780938 25500 X 0 0 25500
SUMMIT BANCSHARES INC TEX 866011109 555000 30000 X 0 0 30000
SUN BANCORP INC 86663B102 369097 37140 X 0 0 37140
SUN MICROSYSTEMS INC COM 866810104 7107105 91778 X 90418 0 1360
SUN MICROSYSTEMS INC COM 866810104 10103646 130474 X 37530 1400 91544
SUNTRUST BKS INC COM 867914103 1460418 21223 X 21223 0 0
SUNTRUST BKS INC COM 867914103 1019809 14820 X 4720 0 10100
SUPERVALU INC COM 868536103 233980 11699 X 11699 0 0
SUPERVALU INC COM 868536103 573760 28688 X 19888 0 8800
SUREQUEST SYSTEMS INC 868663105 998 10500 X 10500 0 0
SUSQUEHANA BANCSHARES INC PA COM 869099101 158750 10000 X 10000 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 85631728 1261621 523722 2125 735774
</TABLE>
<PAGE> 121
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 20-NATIONAL CITY BANK, INDIANA ON 01/13/00 AS OF 12/31/99 DEPT ID# 020 PAGE 143
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
SYCAMORE NETWORKS INC 871206108 308000 1000 X 0 0 1000
SYMBOL TECHNOLOGIES INC COM 871508107 1189264 18710 X 0 0 18710
SYMYX TECHNOLOGIES 87155S108 849000 28300 X 0 0 28300
SYSCO CORP COM 871829107 1616149 40850 X 39250 0 1600
SYSCO CORP COM 871829107 344198 8700 X 7500 1200 0
TD WATERHOUSE GRP INC 872362108 1207800 73200 X 0 0 73200
TECO ENERGY INC COM 872375100 137366 7400 X 7400 0 0
TECO ENERGY INC COM 872375100 175105 9433 X 133 0 9300
TJX COS INC NEW COM 872540109 1708801 83609 X 80104 95 3410
TJX COS INC NEW COM 872540109 1158835 56700 X 2110 0 54590
T R W INC COM 872649108 41550 800 X 800 0 0
T R W INC COM 872649108 488217 9400 X 400 0 9000
T.J. NOWAK SUPPLY CO INC 872990106 365729 278 X 278 0 0
TV GUIDE INC 87307Q109 2167200 50400 X 0 0 50400
TANDY CORP COM 875382103 6067979 123363 X 119913 90 3360
TANDY CORP COM 875382103 105016 2135 X 2045 0 90
TECHNOLOGY SOLUTIONS CO COM 87872T108 1406940 42960 X 0 0 42960
TELECORP PCS INC 879299105 542260 14270 X 0 0 14270
TELLABS INC COM 879664100 2321423 36166 X 33761 70 2335
TELLABS INC COM 879664100 710882 11075 X 5965 0 5110
TELSTAR SATELLITE CORP AMER 879696102 1 25000 X 0 0 25000
TEMPLE INLAND INC COM 879868107 40354 612 X 612 0 0
TEMPLE INLAND INC COM 879868107 296721 4500 X 0 0 4500
TEMPLETON FOREIGN FUND 880196209 304547 27143 X 24708 0 2436
TEMPLETON FOREIGN FUND 880196209 853968 76111 X 69195 0 6916
TEMPLETON INSTL FDS INC 880210208 158809 12311 X 12311 0 0
TEMPLETON INSTL FDS INC 880210208 154017 11939 X 0 0 11939
TENET HEALTHCARE CORP COM 88033G100 1240800 52800 X 0 0 52800
TEREX CORP COM 880779103 1207125 43500 X 0 0 43500
TESLA MAGNETIC HOLDINGS 8816059A9 68064 31222 X 31222 0 0
TEXACO INC COM 881694103 344073 6335 X 5835 0 500
TEXACO INC COM 881694103 3361757 61896 X 3100 17896 40900
TEXAS INSTRS INC COM 882508104 10506133 108731 X 104326 65 4340
TEXAS INSTRS INC COM 882508104 11151491 115410 X 4050 0 111360
TEXAS UTILITIES CO COM (HLDG) 882848104 1756990 49405 X 49405 0 0
TEXAS UTILITIES CO COM (HLDG) 882848104 1514984 42600 X 1400 0 41200
TEXTRON INC COM 883203101 385281 5024 X 5024 0 0
TEXTRON INC COM 883203101 42178 550 X 550 0 0
THERMO ELECTRON CORP COM 883556102 12000 800 X 800 0 0
THERMO ELECTRON CORP COM 883556102 291000 19400 X 2675 0 16725
3DO CO COM 88553W105 540184 59400 X 0 0 59400
3COM CORP COM 885535104 16591 353 X 303 0 50
3COM CORP COM 885535104 2166982 46106 X 303 0 45803
TICKETMASTER ONLINE-CITYSEARCH INC 88633P203 895605 23300 X 0 0 23300
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 60221369 1443197 615478 19416 808304
</TABLE>
<PAGE> 122
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 20-NATIONAL CITY BANK, INDIANA ON 01/13/00 AS OF 12/31/99 DEPT ID# 020 PAGE 144
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
TIME WARNER INC COM 887315109 11539564 159578 X 155258 450 3870
TIME WARNER INC COM 887315109 2810372 38864 X 18300 2000 18564
TIMES MIRROR CO NEW 887364107 1078700 16100 X 0 0 16100
TOOTSIE ROLL IND COM 890516107 133201 4044 X 4044 0 0
TOOTSIE ROLL IND COM 890516107 185243 5624 X 884 0 4740
TORCHMARK CORP COM 891027104 793420 27300 X 27300 0 0
TORCHMARK CORP COM 891027104 648105 22300 X 0 0 22300
TOSCO CORP NEW COM 891490302 429570 15800 X 0 0 15800
TOWER FINANCIAL CORP 891769101 107388 15620 X 13620 0 2000
TOWER FINANCIAL CORP 891769101 10313 1500 X 500 0 1000
TRAVEL SERVICES INTL INC 894169101 230863 25300 X 0 0 25300
TRI-CONTINENTAL CORPORATION 895436103 58315 2092 X 2092 0 0
TRI-CONTINENTAL CORPORATION 895436103 147515 5292 X 5292 0 0
TRIANGLE PHARMACEUTICALS 89589H104 448455 35000 X 0 0 35000
TRICON GLOBAL RESTAURANTS 895953107 48127 1246 X 822 0 424
TRICON GLOBAL RESTAURANTS 895953107 542836 14054 X 2794 0 11260
TRIBUNE CO NEW COM 896047107 248334 4510 X 4510 0 0
TRIBUNE CO NEW COM 896047107 198227 3600 X 800 0 2800
TRIMERIS INC 896263100 595350 25200 X 0 0 25200
TRITEL INC 89675X104 266179 8400 X 0 0 8400
TUMBLEWEED SOFTWARE CORP 899690101 2415375 28500 X 0 0 28500
24 / 7 MEDIA INC 901314104 1372500 24400 X 0 0 24400
TYCO INTL LTD NEW 902124106 16222167 415953 X 404746 190 11017
TYCO INTL LTD NEW 902124106 15558894 398946 X 97532 0 301414
USX-MARATHON GROUP COM NEW 902905827 4938 200 X 200 0 0
USX-MARATHON GROUP COM NEW 902905827 533261 21600 X 0 0 21600
UST INC COM 902911106 348854 13850 X 150 0 13700
US BANCORP NEW COM 902973106 2576519 108198 X 1098 0 107100
U.S. FOODSERVICE 90331R101 577038 34450 X 0 0 34450
USX-US STEEL GROUP COM 90337T101 457380 13860 X 0 0 13860
UNILEVER N V 904784709 29124 535 X 535 0 0
UNILEVER N V 904784709 4129286 75853 X 0 0 75853
UNICOM CORP COM 904911104 39698 1185 X 1185 0 0
UNICOM CORP COM 904911104 894450 26700 X 0 0 26700
UNION CARBIDE CORP CAP 905581104 24030 360 X 360 0 0
UNION CARBIDE CORP CAP 905581104 1882350 28200 X 100 0 28100
UNION PAC CORP CO COM 907818108 136481 3124 X 3124 0 0
UNION PAC CORP CO COM 907818108 1502867 34400 X 2800 0 31600
UNION PAC RES GROUP INC COM 907834105 4437 348 X 348 0 0
UNION PAC RES GROUP INC COM 907834105 191671 15033 X 2033 0 13000
UNION PLANTERS CORP COM 908068109 772985 19600 X 0 0 19600
UNION TOOL CORPORATION 908990104 423287 6645 X 6645 0 0
UNISYS CORP COM 909214108 597241 18700 X 0 0 18700
UNIT CORP COM 909218109 172980 22500 X 0 0 22500
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 71387890 1744564 757072 2640 984852
</TABLE>
<PAGE> 123
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 20-NATIONAL CITY BANK, INDIANA ON 01/13/00 AS OF 12/31/99 DEPT ID# 020 PAGE 145
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
UNITED FUNDS INC 910450204 115621 19367 X 18212 0 1155
UNITED FUNDS 910450402 25320 1374 X 1374 0 0
UNITED FUNDS 910450402 267820 14532 X 14532 0 0
UNITED HEALTH CARE CORP COM 910581107 1594 30 X 30 0 0
UNITED HEALTH CARE CORP COM 910581107 940313 17700 X 500 0 17200
U S AIRWAYS GROUP INC COM 911905107 221235 6900 X 0 0 6900
U S WEST INC NEW 91273H101 748296 10393 X 10393 0 0
U S WEST INC NEW 91273H101 2586024 35917 X 2862 0 33055
UNITED TECHNOLOGIES CORP COM 913017109 11763050 180970 X 179305 40 1625
UNITED TECHNOLOGIES CORP COM 913017109 29184090 448986 X 415541 0 33445
UNIVERSAL FST PRODS INC 913543104 1438125 97500 X 0 0 97500
UNUMPROVIDENT CORP 91529Y106 1373162 42827 X 0 0 42827
VA LINUX SYS INC COM 91819B105 1239750 6000 X 0 0 6000
V F CORP COM 918204108 18000 600 X 600 0 0
V F CORP COM 918204108 267000 8900 X 0 0 8900
VAN KAMPEN 92113F107 41749 4390 X 4390 0 0
VAN KAMPEN 92113F107 63253 6651 X 6651 0 0
VANGUARD QUANTITATIVE PORTFOLIOS INC 921913109 1013724 27339 X 27339 0 0
VANS INC 921930103 421400 34400 X 0 0 34400
VANGUARD ADMIRAL FDS INC 921932109 310000 310000 X 310000 0 0
VANGUARD 921935102 1981965 70886 X 64430 0 6455
VANGUARD 921935102 138354 4948 X 4426 0 523
VANGUARD TOTAL BOND MARKET 921937108 1642798 171841 X 171841 0 0
VANGUARD TOTAL BOND MARKET 921937108 2776892 290470 X 290470 0 0
VANGUARD/WELLESLEY INCOME FD INC 921938106 604560 32072 X 32072 0 0
VANGUARD/WELLESLEY INCOME FD INC 921938106 55196 2928 X 2207 0 721
VANGUARD 922018205 36678 1469 X 1469 0 0
VANGUARD 922018205 222000 8891 X 0 0 8891
VANGUARD CALIF TAX EXEMPT FD 922021308 155503 14981 X 14981 0 0
VANGUARD FIXED INCOME SECS FD 922031208 178100 24100 X 24100 0 0
VANGUARD 922031406 407322 38682 X 36597 0 2085
VANGUARD 922031406 122018 11588 X 11588 0 0
VANGUARD 922031604 4438169 448300 X 439350 0 8949
VANGUARD FIXED INCOME SECS FD INC 922031802 56432 5571 X 5571 0 0
VANGUARD FIXED INCOME SECS FD INC 922031802 49800 4916 X 4916 0 0
VANGUARD FLA INSD TAX FREE FD 922033105 339342 32013 X 32013 0 0
VANGUARD INTL EQUITY INDEX FUND INC 922042205 644812 22366 X 22366 0 0
VANGUARD INTL EQUITY INDEX FUND INC 922042205 192830 6689 X 6689 0 0
VANGUARD MUNI BD FD 922907100 176964 11454 X 11454 0 0
VANGUARD MUNI BD FD 922907100 151784 9824 X 9824 0 0
VANGUARD MUN BD FD INC 922907209 1896822 148537 X 148537 0 0
VANGUARD MUN BD FD INC 922907209 370151 28986 X 28986 0 0
VANGUARD MUN BD FD INC 922907308 94345 9151 X 9151 0 0
VANGUARD MUN BD FD INC 922907308 232914 22591 X 4859 17733 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 69005277 2698030 2369626 17773 310631
</TABLE>
<PAGE> 124
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 20-NATIONAL CITY BANK, INDIANA ON 01/13/00 AS OF 12/31/99 DEPT ID# 020 PAGE 146
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
VANGUARD MUNI BOND HIGH YIELD FUND 922907407 447969 44618 X 44618 0 0
VANGUARD MUNI BOND HIGH YIELD FUND 922907407 139759 13920 X 13920 0 0
VANGUARD MUNICIPAL BOND FUND- MONEY 922907506 179000 179000 X 179000 0 0
VANGUARD MUNICIPAL BOND FUND- MONEY 922907506 1170375 1170375 X 1170375 0 0
VANGUARD MUN BD FD INC 922907605 890708 76456 X 76456 0 0
VANGUARD MUN BD FD INC 922907605 101626 8723 X 8723 0 0
VANGUARD 922908108 7321741 54103 X 52195 0 1908
VANGUARD 922908108 3813568 28180 X 26549 0 1631
VANGUARD INDEX TR 922908843 372029 32952 X 32952 0 0
VERIO INC 923433106 1491872 32300 X 0 0 32300
VERITAS SOFTWARE CORP COM 923436109 863044 6030 X 0 0 6030
VERTEX PHARMACEUTICALS INC COM 92532F100 1106000 31600 X 0 0 31600
VIACOM INC CL B COM 925524308 840088 13900 X 0 0 13900
VIANT CORP COM 92553N107 1118700 11300 X 0 0 11300
VISUAL NETWORKS INC 928444108 1474050 18600 X 0 0 18600
VODAFONE AIRTOUCH PLC 92857T107 1903275 38450 X 37950 0 500
VODAFONE AIRTOUCH PLC 92857T107 941985 19030 X 11000 2500 5530
VOICESTREAM WIRELESS CORP 928615103 502365 3530 X 0 0 3530
VULCAN MATERIALS CO COM 929160109 287554 7200 X 0 0 7200
WFI INDS LTD 92923V102 889800 1170790 X 1170790 0 0
WABASH VALLEY BROADCASTING 929580918 985352 6944 X 4886 2058 0
WACHOVIA CORP COM 929771103 2074000 30500 X 26000 0 4500
WACHOVIA CORP COM 929771103 901000 13250 X 10900 150 2200
WAL MART STORES INC 931142103 21999101 318251 X 310291 125 7835
WAL MART STORES INC 931142103 15640499 226264 X 53805 2400 170059
WALGREEN CO COM 931422109 17916883 612543 X 594783 525 17235
WALGREEN CO COM 931422109 5880654 201048 X 166969 5200 28879
WARNER LAMBERT CO COM 934488107 8409133 102628 X 100783 55 1790
WARNER LAMBERT CO COM 934488107 7658171 93463 X 38872 0 54591
WASHINGTON MUTUAL INC COM 939322103 26832 1037 X 1037 0 0
WASHINGTON MUTUAL INC COM 939322103 2287350 88400 X 0 0 88400
WASHINGTON POST CO CL B 939640108 44470 80 X 80 0 0
WASHINGTON POST CO CL B 939640108 214012 385 X 0 0 385
WASTE MANAGEMENT INC NEW COM 94106L109 7477 435 X 435 0 0
WASTE MANAGEMENT INC NEW COM 94106L109 1790990 104200 X 6525 0 97675
WATCHGUARD TECHNOLOGIES INC 941105108 934725 30900 X 0 0 30900
WATERFIELD MTG CO INC COM 9413289A6 0 138081 X 138081 0 0
WATERS CORP 941848103 562330 10610 X 0 0 10610
WATSON PHARMACEUTICALS INC COM 942683103 479894 13400 X 0 0 13400
WEB STREET INC 947336103 249975 20200 X 0 0 20200
WEBSTAKES.COM INC 94768K100 501650 25400 X 0 0 25400
WEBTRENDS CORP 94844D104 1036800 12800 X 0 0 12800
WELLMAN INC COM 949702104 3158800 169600 X 0 0 169600
WELLPOINT HEALTH NETWORKS INC NEW 94973H108 619817 9400 X 0 0 9400
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 119235423 5190876 4277975 13013 899888
</TABLE>
<PAGE> 125
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 20-NATIONAL CITY BANK, INDIANA ON 01/13/00 AS OF 12/31/99 DEPT ID# 020 PAGE 147
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
WELLS FARGO & CO NEW 949746101 10708751 264819 X 257539 250 7030
WELLS FARGO & CO NEW 949746101 17339450 428791 X 268156 0 160635
WENDYS INTL INC COM 950590109 214374 10300 X 1000 0 9300
WERNER ENTERPRISES INC 950755108 65913 4687 X 3437 0 1250
WERNER ENTERPRISES INC 950755108 577638 41075 X 1250 625 39200
WESTAMERICA BANCORPORATION 957090103 500090 17900 X 0 0 17900
WESTVACO CORP COM 961548104 244688 7500 X 0 0 7500
WEYERHAEUSER CO COM 962166104 35907 500 X 500 0 0
WEYERHAEUSER CO COM 962166104 1170552 16300 X 1700 0 14600
WHIRLPOOL CORP COM 963320106 364353 5600 X 0 0 5600
WILLAMETTE INDS INC COM 969133107 46438 1000 X 1000 0 0
WILLAMETTE INDS INC COM 969133107 376148 8100 X 0 0 8100
WILLIAMS COMMUNICATIONS GROU 969455104 512203 17700 X 0 0 17700
WILLIAMS SONOMA INC COM 969904101 754400 16400 X 0 0 16400
WILLIS LEASE FINANCE CORP 970646105 690154 107200 X 0 0 107200
WIND RIVER SYSTEMS INC COM 973149107 2955638 80700 X 0 0 80700
WINK COMMUNICATIONS 974168106 534561 8900 X 0 0 8900
WINN-DIXIE STORES INC COM 974280109 38301 1600 X 1600 0 0
WINN-DIXIE STORES INC COM 974280109 332738 13900 X 3600 0 10300
WINSTAR COMMUNICATIONS INC COM 975515107 205433 2730 X 0 0 2730
WISCONSIN CENT TRANSN CORP COM 976592105 907065 67500 X 0 0 67500
WISCONSIN ENERGY CORP COM 976657106 171287 8898 X 6848 0 2050
WISCONSIN ENERGY CORP COM 976657106 312813 16250 X 7150 0 9100
WOMEN FIRST HEALTHCARE 978150100 215250 41000 X 0 0 41000
WORLD ACCESS INC NEW 98141A101 608300 31600 X 0 0 31600
WORLDGATE COMMUNICATIONS INC 98156L307 1916789 40300 X 0 0 40300
WORLD WRESTLING FED ENTMNT 98156Q108 414000 24000 X 0 0 24000
WRIGLEY WILLIAM JR CO COM 982526105 108068 1303 X 1303 0 0
WRIGLEY WILLIAM JR CO COM 982526105 995256 12000 X 1952 0 10048
XILINX INC COM 983919101 645660 14200 X 14200 0 0
XILINX INC COM 983919101 641113 14100 X 900 0 13200
XEROX CORP COM 984121103 1092314 48145 X 47590 0 555
XEROX CORP COM 984121103 2884280 127128 X 9328 300 117500
YAHOO! INC COM 984332106 462976 1070 X 1070 0 0
YAHOO! INC COM 984332106 2541609 5874 X 574 0 5300
Z TEL TECHNOLOGIES INC 988792107 379525 9400 X 0 0 9400
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 51964035 1518470 630697 1175 886598
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR COMMON STOCK 5454510913 140411962 101806194 2181814 36423963
</TABLE>
<PAGE> 126
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 20-NATIONAL CITY BANK, INDIANA ON 01/13/00 AS OF 12/31/99 DEPT ID# 020 PAGE 148
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
B. PREFERRED STOCK INSTR OTHER
PREFERRED STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 0 0 0 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR PREFERRED STOCK 0 0 0 0 0
</TABLE>
<PAGE> 127
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 20-NATIONAL CITY BANK, INDIANA ON 01/13/00 AS OF 12/31/99 DEPT ID# 020 PAGE 149
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
C. OTHER INSTR OTHER
OTHER
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 0 0 0 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR OTHER 0 0 0 0 0
</TABLE>
<PAGE> 128
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 20-NATIONAL CITY BANK, INDIANA ON 01/13/00 AS OF 12/31/99 DEPT ID# 020 PAGE 150
**SUMMARY PAGE FOR: 20-NATIONAL CITY BANK, INDIANA **
CATEGORY MARKET SH/PV SOLE SHARED NONE
---------------------------------------- ---------- --------- --------- --------- ---------
<S> <C> <C> <C> <C> <C>
A. COMMON STOCK 5454510913 140411962 101806194 2181814 36423963
B. PREFERRED STOCK 0 0 0 0 0
C. OTHER 0 0 0 0 0
----------- ---------- ---------- ---------- ----------
**GRAND TOTALS** 5454510913 140411962 101806194 2181814 36423963
</TABLE>
<PAGE> 129
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 40-NATIONAL CITY BANK, KENTUCKY ON 01/13/00 AS OF 12/31/99 DEPT ID# 040 PAGE 151
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
DAIMLERCHRYSLER AG D1668R123 76128 976 X 602 0 374
DAIMLERCHRYSLER AG D1668R123 126360 1620 X 1371 249 0
TRANSOCEAN SEDCO FOREX INC G90078109 592719 18071 X 17524 0 547
TRANSOCEAN SEDCO FOREX INC G90078109 129746 3956 X 3810 0 146
XL CAP LTD G98255105 370906 7150 X 7150 0 0
ADC TELECOMMUNICATIONS INC COM 000886101 303313 4180 X 4180 0 0
AFLAC INC COM 001055102 50019 1060 X 1060 0 0
AFLAC INC COM 001055102 433658 9190 X 5440 0 3750
ARM FINANCIAL GROUP INC CL A 001944107 163 6500 X 6500 0 0
ARM FINANCIAL GROUP INC CL A 001944107 130 5200 X 5200 0 0
AT&T CORP COM 001957109 14253149 280502 X 279002 0 1500
AT&T CORP COM 001957109 3216615 63303 X 61646 0 1657
ABBOTT LABS 002824100 24852690 684402 X 683502 0 900
ABBOTT LABS 002824100 6656463 183308 X 174774 0 8534
AEGON N V ORD AMER REG (NLG) 007924103 30345125 317750 X 317750 0 0
AEGON N V ORD AMER REG (NLG) 007924103 5690272 59584 X 58716 0 868
ALBERTSONS INC COM 013104104 1081181 33525 X 33325 0 200
ALBERTSONS INC COM 013104104 111908 3470 X 2820 0 650
ALCOA INC 013817101 339304 4088 X 4088 0 0
ALCOA INC 013817101 877476 10572 X 10572 0 0
ALGER FD 015565609 559093 38558 X 38558 0 0
ALLEGHENY ENERGY INC 017361106 280963 10430 X 10430 0 0
ALLEGHENY ENERGY INC 017361106 20554 763 X 763 0 0
ALLERGAN INC COM 018490102 225567 4534 X 4534 0 0
ALLERGAN INC COM 018490102 99500 2000 X 2000 0 0
ALLSTATE CORP COM 020002101 635215 26398 X 24898 0 1500
ALLSTATE CORP COM 020002101 725548 30152 X 30152 0 0
ALLTEL CORP COM 020039103 760564 9198 X 9198 0 0
ALLTEL CORP COM 020039103 15215 184 X 184 0 0
ALTERA CORP COM 021441100 399726 8065 X 8065 0 0
AMAZON.COM INC 023135106 305261 4010 X 3570 0 440
AMAZON.COM INC 023135106 82976 1090 X 1090 0 0
AMEREN CORP 023608102 396668 12112 X 12112 0 0
AMEREN CORP 023608102 74015 2260 X 2260 0 0
AMERICA ONLINE INC DEL COM 02364J104 3146916 41475 X 28450 0 13025
AMERICA ONLINE INC DEL COM 02364J104 637350 8400 X 8400 0 0
AMERICAN CENTURY 02507M303 231887 6810 X 6810 0 0
AMERICAN CENTURY 025083882 212503 4642 X 4642 0 0
AMERICAN ELECTRIC POWER CO INC 025537101 246335 7668 X 7668 0 0
AMERICAN ELECTRIC POWER CO INC 025537101 40478 1260 X 1260 0 0
AMERICAN EXPRESS CO COM 025816109 4511526 27137 X 27137 0 0
AMERICAN EXPRESS CO COM 025816109 2305223 13866 X 13866 0 0
AMERICAN GENERAL CORP 026351106 685910 9040 X 9040 0 0
AMERICAN GENERAL CORP 026351106 39455 520 X 520 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 106145773 1968979 1934639 249 34091
</TABLE>
<PAGE> 130
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 40-NATIONAL CITY BANK, KENTUCKY ON 01/13/00 AS OF 12/31/99 DEPT ID# 040 PAGE 152
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
AMERICAN HOME PRODS CORP COM 026609107 17273905 440099 X 429279 0 10820
AMERICAN HOME PRODS CORP COM 026609107 6445871 164226 X 161626 0 2600
AMERICAN INTL GROUP INC COM 026874107 26813055 247982 X 247557 0 425
AMERICAN INTL GROUP INC COM 026874107 5042950 46640 X 43247 0 3393
AMERICAN WTR WKS CO INC 030411102 219912 10349 X 10349 0 0
AMERICAN WTR WKS CO INC 030411102 55250 2600 X 2600 0 0
AMGEN INC 031162100 1292556 21520 X 21520 0 0
AMGEN INC 031162100 167576 2790 X 2790 0 0
AMSOUTH BANCORPORATION COM 032165102 19158399 991995 X 5051 0 986944
AMSOUTH BANCORPORATION COM 032165102 130363 6750 X 6750 0 0
ANALOG DEVICES INC COM 032654105 422220 4540 X 4540 0 0
ANHEUSER BUSCH 035229103 2124620 29977 X 29977 0 0
ANHEUSER BUSCH 035229103 1757700 24800 X 24800 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 184967 15255 X 15255 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 122317 10088 X 10088 0 0
ARMADA TAX MANAGED EQUITY FD #233 042086330 572734 40390 X 40390 0 0
ARMADA NATIONAL TAX EXEMPT BD FD 042086363 221144 23108 X 23108 0 0
ARMADA NATIONAL TAX EXEMPT BD FD 042086363 59227 6189 X 6189 0 0
ARMADA SMALL CAP GROWTH FUND #519 042086579 255417 16510 X 14845 0 1666
ARMADA CORE EQUITY FUND #681 042086595 1458873 97000 X 96324 0 675
ARMADA INTERNATIONAL EQUITY FD 042086629 4174478 252692 X 240531 0 12161
ARMADA INTERNATIONAL EQUITY FD 042086629 481944 29173 X 28268 0 905
ARMADA EQUITY INDEX FUND #42 042086645 3861217 304993 X 304993 0 0
ARMADA GNMA INSTL CL #666 042086660 3203625 326901 X 326901 0 0
ARMADA GNMA INSTL CL #666 042086660 77765 7935 X 7935 0 0
ARMADA BOND FD INSTL CL #630 042086686 92484604 9643859 X 9602223 0 41635
ARMADA BOND FD INSTL CL #630 042086686 7474727 779429 X 768070 0 11359
ARMADA OHIO TAX EXEMPT BOND FD 042086751 172441 16299 X 16299 0 0
ARMADA TOTAL RETURN ADVANTAGE FUND 042086777 153464260 16137146 X 16130563 0 6583
ARMADA TOTAL RETURN ADVANTAGE FUND 042086777 2369181 249125 X 249125 0 0
ARMADA INTERMEDIATE BD FUND 042086793 9031651 891575 X 891575 0 0
ARMADA INTERMEDIATE BD FUND 042086793 571055 56373 X 35650 0 20722
ARMADA ENHANCED INCOME FUND 042086827 39124458 3972026 X 3972026 0 0
ARMADA ENHANCED INCOME FUND 042086827 138828 14094 X 14094 0 0
ARMADA SMALL CAP VALUE FUND #616 042086843 6866681 494006 X 488100 0 5906
ARMADA SMALL CAP VALUE FUND #616 042086843 1136666 81775 X 73172 3536 5067
ARMADA EQUITY INCOME FUND #614 042086868 67579295 4192264 X 4171689 0 20575
ARMADA EQUITY INCOME FUND #614 042086868 10403753 645394 X 633266 0 12128
ARMADA EQUITY GROWTH FUND 042086884 117827954 3994168 X 3931402 0 62766
ARMADA EQUITY GROWTH FUND 042086884 9497706 321956 X 232919 2053 86985
ASHLAND INC COM 044204105 444498 13495 X 13495 0 0
ASHLAND INC COM 044204105 3722 113 X 100 0 13
AT HOME CORP COM 045919107 213946 4990 X 4280 0 710
AT HOME CORP COM 045919107 77604 1810 X 1810 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 614461115 44634399 43334771 5589 1294038
</TABLE>
<PAGE> 131
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 40-NATIONAL CITY BANK, KENTUCKY ON 01/13/00 AS OF 12/31/99 DEPT ID# 040 PAGE 153
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
ASSOCIATES FIRST CAP CORP COM 046008108 687569 25059 X 25059 0 0
ASSOCIATES FIRST CAP CORP COM 046008108 157110 5726 X 5438 288 0
ATLANTIC RICHFIELD CO COM 048825103 20587779 238009 X 237609 0 400
ATLANTIC RICHFIELD CO COM 048825103 3228526 37324 X 35324 0 2000
AUDRE RECOGNITION SYS INC 050904101 2903 32250 X 32250 0 0
AUTOMATIC DATA PROCESSING INC COM 053015103 9257988 171842 X 171842 0 0
AUTOMATIC DATA PROCESSING INC COM 053015103 979609 18183 X 17883 0 300
AVALONBAY CMNTYS INC 053484101 106368 3072 X 3072 0 0
AVALONBAY CMNTYS INC 053484101 135626 3917 X 3917 0 0
AVERY DENNISON CORP COM 053611109 659883 9055 X 9055 0 0
BP AMOCO PLC-SPONS ADR 055622104 35757909 602868 X 594402 0 8466
BP AMOCO PLC-SPONS ADR 055622104 17182383 289690 X 286320 0 3370
BMC SOFTWARE INC COM 055921100 379706 4750 X 4750 0 0
BMC SOFTWARE INC COM 055921100 39969 500 X 500 0 0
BANK OF AMER CORP 060505104 1794070 35747 X 35747 0 0
BANK OF AMER CORP 060505104 470111 9367 X 9367 0 0
BANK NEW YORK INC COM 064057102 540200 13505 X 13505 0 0
BANK NEW YORK INC COM 064057102 24000 600 X 600 0 0
BANK ONE CORP COM 06423A103 32618304 1019322 X 267295 0 752027
BANK ONE CORP COM 06423A103 5508256 172133 X 169926 324 1883
BARD C R INC 067383109 333900 6300 X 6300 0 0
BARD C R INC 067383109 33284 628 X 628 0 0
BARON ASSET FD 068278100 905651 15410 X 15410 0 0
BAXTER INTL INC COM 071813109 175688 2797 X 2797 0 0
BAXTER INTL INC COM 071813109 400684 6379 X 6379 0 0
BEARGRASS CORP COM 073000606 10000 20000 X 20000 0 0
BECKMAN COULTER INC 075811109 12973 255 X 255 0 0
BECKMAN COULTER INC 075811109 945919 18593 X 18593 0 0
BELL ATLANTIC CORP COM 077853109 12935109 210112 X 205712 0 4400
BELL ATLANTIC CORP COM 077853109 2152427 34963 X 34963 0 0
BELLSOUTH CORP COM 079860102 18665045 398715 X 395915 0 2800
BELLSOUTH CORP COM 079860102 8077068 172539 X 169439 400 2700
BERKSHIRE HATHAWAY INC DEL 084670108 3646500 65 X 65 0 0
BERKSHIRE HATHAWAY INC DEL 084670108 561000 10 X 10 0 0
BERKSHIRE HATHAWAY INC DEL 084670207 3111000 1700 X 1685 0 15
BERKSHIRE HATHAWAY INC DEL 084670207 179340 98 X 98 0 0
BELAIR CAPITAL FD LLC 97 08499W910 1258226 9961 X 9961 0 0
BEST FOODS 08658U101 709758 13503 X 13503 0 0
BEST FOODS 08658U101 162998 3101 X 3101 0 0
BELVEDERE EQUITY FUND LLC 97 088998919 1552854 9905 X 9905 0 0
BIOMET INC COM 090613100 124000 3100 X 3100 0 0
BIOMET INC COM 090613100 80000 2000 X 2000 0 0
BOEING CO 097023105 1274094 30747 X 29247 0 1500
BOEING CO 097023105 482504 11644 X 11644 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 187908291 3665444 2884571 1012 779861
</TABLE>
<PAGE> 132
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 40-NATIONAL CITY BANK, KENTUCKY ON 01/13/00 AS OF 12/31/99 DEPT ID# 040 PAGE 154
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
AMERICAN FUNDS BOND FUND OF AMERICA 097873103 135821 10464 X 10464 0 0
BOYLE BANCORP INC 103990107 754000 13000 X 13000 0 0
BRANDYWINE FD INC COM 10532D107 9267963 216137 X 216137 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 64524538 1005243 X 999943 0 5300
BRISTOL MYERS SQUIBB CO COM 110122108 23605137 367750 X 362000 400 5350
BROADWING INC 111620100 464035 12584 X 12584 0 0
BROADWING INC 111620100 3024 82 X 82 0 0
BROWN FORMAN CORP CL A 115637100 126956999 2353758 X 164690 0 2189068
BROWN FORMAN CORP CL A 115637100 639696320 11859845 X 303064 0 11556781
BROWN FORMAN CORP CL B 115637209 7512173 131217 X 129574 0 1643
BROWN FORMAN CORP CL B 115637209 514914744 8994144 X 1770228 0 7223916
BURLINGTON NORTHERN SANTA FE CORP 12189T104 969636 39985 X 39985 0 0
BURLINGTON NORTHERN SANTA FE CORP 12189T104 430316 17745 X 17745 0 0
BURLINGTON RES INC COM 122014103 367727 11122 X 11122 0 0
BURLINGTON RES INC COM 122014103 206644 6250 X 6250 0 0
CBS CORP 12490K107 147057 2300 X 2300 0 0
CBS CORP 12490K107 294371 4604 X 4604 0 0
CCALL.COM INC 1250009A9 50000 62282 X 62282 0 0
CIGNA CORP COM 125509109 193351 2400 X 2400 0 0
CIGNA CORP COM 125509109 120845 1500 X 1500 0 0
CNET INC COM 125945105 238350 4200 X 3000 0 1200
CNET INC COM 125945105 34050 600 X 0 0 600
CSX CORP COM 126408103 1574711 50190 X 50190 0 0
CSX CORP COM 126408103 532622 16976 X 16976 0 0
CVS CORPORATION (DEL) 126650100 4338201 108795 X 107395 0 1400
CVS CORPORATION (DEL) 126650100 507170 12719 X 12719 0 0
CALVERT SOCIAL INVT FD 131618209 89685 89685 X 0 0 89685
CAMCO FINL CORP 132618109 161438 15750 X 15750 0 0
CAMPBELL SOUP CO COM 134429109 170227 4400 X 4400 0 0
CAMPBELL SOUP CO COM 134429109 309504 8000 X 8000 0 0
AMERICAN FUNDS 140193103 453013 10617 X 10617 0 0
CARDINAL HEALTH INC COM 14149Y108 537445 11226 X 11226 0 0
CARDINAL HEALTH INC COM 14149Y108 19006 397 X 397 0 0
CARNIVAL CORP COM 143658102 3293025 68873 X 68173 0 700
CARNIVAL CORP COM 143658102 1201780 25135 X 24830 0 305
CATERPILLAR INC COM 149123101 291649 6197 X 3697 0 2500
CATERPILLAR INC COM 149123101 1247264 26502 X 26002 500 0
CENTENNIAL MONEY MKT TR 151355104 12044 12044 X 12044 0 0
CENTRAL & SOUTHWEST CORP COM 152357109 711200 35560 X 35560 0 0
CENTRAL & SOUTHWEST CORP COM 152357109 85320 4266 X 4266 0 0
CENTRAL PKG CORP COM 154785109 235238 12300 X 12300 0 0
CENTRAL PKG CORP COM 154785109 14344 750 X 750 0 0
CHAMPION INDUSTRIES INC/WV COM 158520106 66170 15800 X 15800 0 0
CHARTER ONE FINL INC COM 160903100 2721966 142325 X 0 0 142325
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 1409460123 25795719 4574046 900 21220773
</TABLE>
<PAGE> 133
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 40-NATIONAL CITY BANK, KENTUCKY ON 01/13/00 AS OF 12/31/99 DEPT ID# 040 PAGE 155
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
CHASE MANHATTAN CORP (NEW) COM 16161A108 2311451 29753 X 28553 0 1200
CHASE MANHATTAN CORP (NEW) COM 16161A108 914621 11773 X 10273 200 1300
CHEVRON CORP COM 166751107 25869690 298640 X 294215 0 4425
CHEVRON CORP COM 166751107 9741414 112455 X 111815 0 640
CHUBB CORP COM 171232101 323237 5740 X 5740 0 0
CHUBB CORP COM 171232101 236515 4200 X 4200 0 0
CHURCH & DWIGHT INC COM 171340102 915665 34310 X 34310 0 0
CHURCH & DWIGHT INC COM 171340102 66053 2475 X 2475 0 0
CHURCHILL DOWNS INC COM 171484108 1118764 49584 X 49584 0 0
CHURCHILL DOWNS INC COM 171484108 193139 8560 X 8560 0 0
AQUILA CHURCHILL 171562101 1372471 136023 X 136023 0 0
AQUILA CHURCHILL 171562101 478930 47466 X 47466 0 0
CHURCHILL TAX FREE FD KY 171562408 2527106 250456 X 250456 0 0
CIMA LABORATORIES INC 171796105 391890 30000 X 30000 0 0
CINCINNATI FINL CORP COM 172062101 1356678 43500 X 43500 0 0
CINCINNATI FINL CORP COM 172062101 121072 3882 X 3882 0 0
CISCO SYS INC COM 17275R102 29874484 278875 X 272275 0 6600
CISCO SYS INC COM 17275R102 4184731 39064 X 33714 0 5350
CINTAS CORP COM 172908105 4833366 90981 X 90381 0 600
CINTAS CORP COM 172908105 413047 7775 X 6575 0 1200
CITIGROUP INC COM 172967101 2545666 45713 X 45713 0 0
CITIGROUP INC COM 172967101 319482 5737 X 5737 0 0
CLASSIC BANCSHARES INC COM 18272M104 749063 63750 X 63750 0 0
CLEAR CHANNEL COMMUNICATIONS INC COM 184502102 573699 6428 X 6428 0 0
CLEAR CHANNEL COMMUNICATIONS INC COM 184502102 49088 550 X 550 0 0
CLOROX CO COM 189054109 3892073 77262 X 76862 0 400
CLOROX CO COM 189054109 789074 15664 X 15664 0 0
COASTAL CORP COM 190441105 221488 6250 X 6250 0 0
COCA-COLA CO COM 191216100 53099885 911586 X 905756 0 5830
COCA-COLA CO COM 191216100 26774671 459651 X 431467 0 28184
COLGATE-PALMOLIVE CO COM 194162103 3563002 54815 X 54815 0 0
COLGATE-PALMOLIVE CO COM 194162103 2315040 35616 X 33948 0 1668
COLUMBIA/HCA HEALTHCARE CORP COM 197677107 2794643 95338 X 93843 0 1495
COLUMBIA/HCA HEALTHCARE CORP COM 197677107 327074 11158 X 11158 0 0
COMCAST CORP CL A SPL 200300200 1561891 30890 X 30890 0 0
COMCAST CORP CL A SPL 200300200 355003 7021 X 7021 0 0
COMERICA INC COM 200340107 2906655 62257 X 10057 0 52200
COMERICA INC COM 200340107 142445 3051 X 3051 0 0
COMMONWEALTH FINANCIAL CORP 202999A16 501000 334 X 167 0 167
COMPAQ COMPUTER CORP COM 204493100 1782856 65878 X 64453 0 1425
COMPAQ COMPUTER CORP COM 204493100 178480 6595 X 4845 0 1750
CONCORD EFS INC COM 206197105 243080 9440 X 9440 0 0
CONEXANT SYSTEMS INC 207142100 413118 6224 X 6224 0 0
CONEXANT SYSTEMS INC 207142100 33188 500 X 500 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 193375988 3467220 3352586 200 114434
</TABLE>
<PAGE> 134
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 40-NATIONAL CITY BANK, KENTUCKY ON 01/13/00 AS OF 12/31/99 DEPT ID# 040 PAGE 156
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
CONOCO INC COMMN 208251306 538560 21760 X 21310 0 450
CONOCO INC COMMN 208251306 64350 2600 X 2600 0 0
CONOCO INC 208251405 772344 31049 X 30889 0 160
CONOCO INC 208251405 73157 2941 X 2759 0 182
CONSOLIDATED EDISON INC 209115104 705870 20460 X 20460 0 0
CONSOLIDATED EDISON INC 209115104 183195 5310 X 5310 0 0
CONSOLIDATED NAT GAS CO COM 209615103 1115180 17173 X 17173 0 0
CONSOLIDATED NAT GAS CO COM 209615103 484437 7460 X 7460 0 0
CONVERGYS CORP 212485106 307008 9984 X 9984 0 0
CONVERGYS CORP 212485106 2522 82 X 82 0 0
CORNING INC COM 219350105 1319294 10232 X 10232 0 0
CORNING INC COM 219350105 565135 4383 X 4383 0 0
COSTCO WHSL CORP NEW 22160K105 515563 5650 X 5650 0 0
COVENTRY GROUP INC 222861700 895599 57781 X 57781 0 0
COX TECHNOLOGIES INC 224056101 29380 10000 X 10000 0 0
CROWN PAC PARTNERS LP 228439105 286000 16000 X 16000 0 0
DAILY NEWS BROADCASTING CO 238810907 9075 55 X 55 0 0
DAILY NEWS BROADCASTING CO 238810907 327525 1985 X 1985 0 0
DAYTON HUDSON CORP COM 239753106 4553890 62010 X 61860 0 150
DAYTON HUDSON CORP COM 239753106 1444525 19670 X 19670 0 0
DEERE & CO COM 244199105 141533 3263 X 3263 0 0
DEERE & CO COM 244199105 132381 3052 X 3052 0 0
DELL COMPUTER CORP COM 247025109 6027690 118190 X 115470 0 2720
DELL COMPUTER CORP COM 247025109 980730 19230 X 18005 0 1225
DELPHI AUTOMOTIVE SYS CORP 247126105 151373 9611 X 9611 0 0
DELPHI AUTOMOTIVE SYS CORP 247126105 99761 6334 X 6334 0 0
DEVELOPERS DIVERSIFIED REALTY CORP 251591103 134853 10474 X 10474 0 0
DEVELOPERS DIVERSIFIED REALTY CORP 251591103 34763 2700 X 2700 0 0
DIEBOLD INC COM 253651103 395247 16819 X 16819 0 0
DIEBOLD INC COM 253651103 48457 2062 X 2062 0 0
DIESEL INJECTION OF LOUISVILLE INC 253706907 436000 109 X 109 0 0
DISNEY WALT CO 254687106 5222529 178548 X 178048 0 500
DISNEY WALT CO 254687106 1306568 44669 X 44669 0 0
DODGE & COX BALANCED FD COM 256201104 209533 3189 X 3189 0 0
DOLLAR GEN CORP COM 256669102 508508 22352 X 22352 0 0
DOLLAR GEN CORP COM 256669102 174652 7677 X 7677 0 0
DOMINION RES INC VA 257470104 776130 19774 X 19449 0 325
DOMINION RES INC VA 257470104 292923 7463 X 7463 0 0
DONALDSON INC COM 257651109 293569 12200 X 12200 0 0
DOVER CORP COM 260003108 589875 13000 X 13000 0 0
DOVER CORP COM 260003108 21553 475 X 475 0 0
DOW CHEM CO COM 260543103 3567921 26701 X 26701 0 0
DOW CHEM CO COM 260543103 1529873 11449 X 11449 0 0
DREYFUS MUN BD FD INC COM 26201Q104 136702 12184 X 12184 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 37405733 858110 852398 0 5712
</TABLE>
<PAGE> 135
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 40-NATIONAL CITY BANK, KENTUCKY ON 01/13/00 AS OF 12/31/99 DEPT ID# 040 PAGE 157
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
DU PONT E I DE NEMOURS & CO COM 263534109 16102302 244437 X 241835 0 2602
DU PONT E I DE NEMOURS & CO COM 263534109 6014532 91302 X 91065 0 237
DUFF & PHELPS UTILS INCOME INC COM 264324104 102632 12346 X 12346 0 0
DUFF & PHELPS UTILS INCOME INC COM 264324104 49878 6000 X 6000 0 0
DUKE ENERGY CORP COM 264399106 448819 8954 X 8954 0 0
DUKE ENERGY CORP COM 264399106 460649 9190 X 9190 0 0
DUKE WEEKS REALTY CORP 264411505 1680705 86190 X 85390 0 800
DUKE WEEKS REALTY CORP 264411505 348953 17895 X 17895 0 0
DUN & BRADSTREET CORP DEL 26483B106 434742 14737 X 14737 0 0
DUN & BRADSTREET CORP DEL 26483B106 113575 3850 X 3850 0 0
DUPREE MUT FDS 266155100 1986897 274433 X 274433 0 0
E M C CORP MASS COM 268648102 3006560 27520 X 27120 0 400
E M C CORP MASS COM 268648102 552805 5060 X 5060 0 0
EASTMAN KODAK CO COM 277461109 600093 9058 X 9058 0 0
EASTMAN KODAK CO COM 277461109 120906 1825 X 1825 0 0
EATON CORP COM 278058102 1687297 23233 X 23233 0 0
EATON CORP COM 278058102 560592 7719 X 7719 0 0
EATON VANCE MUNS TR 27826L835 206279 21157 X 21157 0 0
EBAY INC COM 278642103 307337 2455 X 1593 0 862
EBAY INC COM 278642103 61968 495 X 495 0 0
EL PASO ENERGY CORP COM 283905107 420112 10824 X 10824 0 0
EL PASO ENERGY CORP COM 283905107 147101 3790 X 3790 0 0
ELECTRONIC DATA SYS CORP NEW COM 285661104 7225890 107949 X 107949 0 0
ELECTRONIC DATA SYS CORP NEW COM 285661104 786789 11754 X 11754 0 0
ELFUN TRS UNIT CTF 286281100 330430 4733 X 4733 0 0
EMERSON ELEC CO COM 291011104 6226909 108530 X 108530 0 0
EMERSON ELEC CO COM 291011104 2482731 43272 X 43272 0 0
ENRON CORP COM 293561106 559125 12600 X 12600 0 0
ENRON CORP COM 293561106 75704 1706 X 1706 0 0
EQUITY INCOME FD UNIT 294700703 205107 1011 X 1011 0 0
ERICSSON L M TEL CO 294821400 1057577 16100 X 16100 0 0
ERICSSON L M TEL CO 294821400 289027 4400 X 1400 0 3000
AMERICAN FUNDS 298706102 881883 20672 X 20672 0 0
EXODUS COMMUNICATIONS INC 302088109 180734 2035 X 2035 0 0
EXODUS COMMUNICATIONS INC 302088109 57728 650 X 650 0 0
EXXON MOBIL CORP 30231G102 72445460 899240 X 891187 0 8053
EXXON MOBIL CORP 30231G102 33705978 418380 X 409711 564 8105
FPL GROUP INC COM 302571104 937476 21897 X 21897 0 0
FPL GROUP INC COM 302571104 168041 3925 X 3925 0 0
FARMERS CAPITAL BANCORP COM 309562106 312246 10365 X 10365 0 0
FEDDERS CORP 313135105 68750 12500 X 12500 0 0
FREDDIE MAC COM 313400301 1204342 25590 X 25590 0 0
FREDDIE MAC COM 313400301 49416 1050 X 750 0 300
FANNIE MAE COM 313586109 7508357 120253 X 118853 0 1400
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 172174434 2731082 2704759 564 25759
</TABLE>
<PAGE> 136
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 40-NATIONAL CITY BANK, KENTUCKY ON 01/13/00 AS OF 12/31/99 DEPT ID# 040 PAGE 158
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
FANNIE MAE COM 313586109 1159349 18568 X 17868 0 700
FIDELITY CAP TR 316066307 1802281 56321 X 56321 0 0
FIDELITY CAP TR 316066307 26873 840 X 840 0 0
FIDELITY CONTRAFUND INC #22 316071109 237192 3952 X 3952 0 0
FIDELITY EQUITY INCOME FD INC 316138106 331723 6203 X 6203 0 0
FIDELITY EQUITY INCOME FD INC 316138106 499524 9340 X 9340 0 0
FIDELITY FINL TR 316145101 477532 17447 X 17447 0 0
FIDELITY FINL TR 316145309 516326 19974 X 19974 0 0
FIDELITY FIXED INCOME TR 316146406 10056 838 X 838 0 0
FIDELITY FIXED INCOME TR 316146406 235973 19664 X 19664 0 0
FIDELITY SPARTAN U S TREAS 31617H300 345000 345000 X 345000 0 0
FIDELITY MAGELLAN FUND 316184100 223455 1635 X 1635 0 0
FIDELITY MT VERNON STR TR 316200104 199049 2361 X 2361 0 0
FIDELITY MT VERNON STR TR 316200104 238510 2829 X 2829 0 0
FIDELITY 316389204 1086617 23041 X 23041 0 0
FIDELITY 316389204 16313 346 X 346 0 0
FIDELITY SELECT PORTFOLIOS 316390863 39753 447 X 447 0 0
FIDELITY SELECT PORTFOLIOS 316390863 442042 4973 X 4973 0 0
FIFTH THIRD BANCORP 316773100 5047246 68787 X 68787 0 0
FIFTH THIRD BANCORP 316773100 1425750 19431 X 19431 0 0
FIRST AUSTRALIA 318653102 167079 33000 X 33000 0 0
FIRST FRANKLIN CORP COM 320272107 472500 35000 X 35000 0 0
FIRST SENTINEL BANCORP INC 33640T103 5381688 688812 X 0 0 688812
FIRST UNION CORP COM 337358105 14639360 444452 X 18952 0 425500
FIRST UNION CORP COM 337358105 55468 1684 X 1684 0 0
FIRSTAR CORP NEW WIS 33763V109 2864423 135594 X 135431 0 163
FIRSTAR CORP NEW WIS 33763V109 1012944 47950 X 47950 0 0
FLEETBOSTON FINL CORP 339030108 582108 16721 X 16721 0 0
FLEETBOSTON FINL CORP 339030108 288948 8300 X 8300 0 0
FORD MOTOR CO DEL COM 345370100 2358994 44248 X 42248 0 2000
FORD MOTOR CO DEL COM 345370100 1314805 24662 X 24662 0 0
FORT JAMES CORP 347471104 1221883 44635 X 44635 0 0
FORT JAMES CORP 347471104 150207 5487 X 5487 0 0
FORTUNE BRANDS INC 349631101 1478610 44721 X 44721 0 0
FORTUNE BRANDS INC 349631101 595894 18023 X 17598 0 425
FRANKLIN CUSTODIAN FDS INC 353496300 34345 15974 X 15974 0 0
FRANKLIN CUSTODIAN FDS INC 353496607 229478 35142 X 35142 0 0
FRANKLIN FED TAX FREE INCOME FD 353519101 175822 15436 X 15436 0 0
FRANKLIN RES INC COM 354613101 436025 13599 X 13099 0 500
FRANKLIN RES INC COM 354613101 32063 1000 X 0 0 1000
FRANKLIN SMALL CAP GROWTH FUND 354713869 975363 21997 X 21412 0 585
FRANKLIN SMALL CAP GROWTH FUND 354713869 397142 8957 X 2845 0 6111
FRANKLIN TAX FREE TR 354723728 269663 25780 X 25780 0 0
FREEMARKETS INC 356602102 17637691 51676 X 51676 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 67133067 2404847 1279050 0 1125796
</TABLE>
<PAGE> 137
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 40-NATIONAL CITY BANK, KENTUCKY ON 01/13/00 AS OF 12/31/99 DEPT ID# 040 PAGE 159
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
GTE CORP COM 362320103 14839964 210308 X 207558 0 2750
GTE CORP COM 362320103 4653700 65951 X 63951 0 2000
GALLAHER GROUP PLC 363595109 273460 17786 X 17786 0 0
GALLAHER GROUP PLC 363595109 118203 7688 X 7688 0 0
GANNETT CO INC COM 364730101 2288658 28060 X 28060 0 0
GANNETT CO INC COM 364730101 350721 4300 X 4300 0 0
GAP INC COM 364760108 759092 16502 X 16502 0 0
GAP INC COM 364760108 77372 1682 X 1312 0 370
GENERAL ELEC CO COM 369604103 183687745 1186997 X 1178062 0 8935
GENERAL ELEC CO COM 369604103 42281878 273227 X 270687 0 2540
GENERAL MILLS INC COM 370334104 1396967 39076 X 39076 0 0
GENERAL MILLS INC COM 370334104 568425 15900 X 15900 0 0
GENERAL MTRS CORP COM 370442105 1206403 16597 X 16597 0 0
GENERAL MTRS CORP COM 370442105 1088212 14971 X 14971 0 0
GEORGIA PACIFIC CORP COM 373298108 1722455 33940 X 33940 0 0
GEORGIA PACIFIC CORP COM 373298108 677513 13350 X 13350 0 0
GILLETTE CO COM 375766102 4535458 110116 X 108062 0 2054
GILLETTE CO COM 375766102 1503280 36498 X 35498 0 1000
GLAXO WELLCOME PLC 37733W105 540200 9668 X 9668 0 0
GLAXO WELLCOME PLC 37733W105 167625 3000 X 3000 0 0
GOVERNMENT SECS INCOME FD 383743499 350 10000 X 10000 0 0
GOVERNMENT SECS INCOME FD UNIT GNMA 383744240 1806 20071 X 20071 0 0
GROWTH FD AMER INC COM 399874106 391738 13443 X 13443 0 0
GUIDANT CORP COM 401698105 319130 6790 X 6790 0 0
GUIDANT CORP COM 401698105 48175 1025 X 225 0 800
HALLIBURTON CO COM 406216101 1169182 29048 X 27048 0 2000
HALLIBURTON CO COM 406216101 276316 6865 X 6865 0 0
HARBOR 411511306 13297810 317673 X 317673 0 0
HARBOR FD CAPITAL APPRECIATION 411511504 511148 10092 X 9384 0 707
HARLEY DAVIDSON INC COM 412822108 3427371 53500 X 53500 0 0
HARLEY DAVIDSON INC COM 412822108 107306 1675 X 1675 0 0
HARSCO CORP COM 415864107 2862072 90144 X 90144 0 0
HASBRO INC COM 418056107 212579 11225 X 11225 0 0
HASBRO INC COM 418056107 5681 300 X 300 0 0
HEALTHSOUTH CORP COM 421924101 62565 11640 X 11640 0 0
HEALTHSOUTH CORP COM 421924101 4569 850 X 850 0 0
HEINZ H J CO COM 423074103 2425915 60933 X 60933 0 0
HEINZ H J CO COM 423074103 1084586 27242 X 25892 0 1350
HERSHEY FOODS CORP 427866108 1362087 28713 X 28713 0 0
HERSHEY FOODS CORP 427866108 442122 9320 X 9320 0 0
HEWLETT PACKARD CO COM 428236103 6844793 60174 X 59174 0 1000
HEWLETT PACKARD CO COM 428236103 2247473 19758 X 18758 0 1000
HILLERICH & BRADSBY CO COM 431999101 2047250 21550 X 21550 0 0
HINDMAN BANCSHARES INC 4330909A7 245191 212 X 212 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 302134546 2917860 2891353 0 26506
</TABLE>
<PAGE> 138
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 40-NATIONAL CITY BANK, KENTUCKY ON 01/13/00 AS OF 12/31/99 DEPT ID# 040 PAGE 160
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
HOME DEPOT INC COM 437076102 35483559 516125 X 510275 0 5850
HOME DEPOT INC COM 437076102 8595056 125019 X 107844 0 17175
HONEYWELL INTL INC 438516106 1189700 20623 X 20623 0 0
HONEYWELL INTL INC 438516106 444198 7700 X 7700 0 0
HONG KONG & CHINA GAS LTD ADR 438550303 16418 11984 X 11984 0 0
HONG KONG & CHINA GAS LTD ADR 438550303 55525 40529 X 0 0 40529
HOUSEHOLD INTL CORP COM 441815107 777445 20871 X 20871 0 0
HOUSEHOLD INTL CORP COM 441815107 327651 8796 X 8796 0 0
HUBBELL INC CL B 443510201 277977 10201 X 10201 0 0
HUBBELL INC CL B 443510201 61912 2272 X 2272 0 0
HUMANA INC COM 444859102 956670 116838 X 116838 0 0
HUMANA INC COM 444859102 225792 27576 X 27576 0 0
HUNTINGTON BANCSHARES INC COM 446150104 249160 10436 X 10436 0 0
HUNTINGTON BANCSHARES INC COM 446150104 24973 1046 X 1046 0 0
HUTTON TEL TR 447900101 713030 113000 X 113000 0 0
I / NET INC 449775105 8000 10000 X 10000 0 0
IMS HEALTH INC 449934108 727932 26774 X 26774 0 0
IMS HEALTH INC 449934108 127784 4700 X 4700 0 0
ILLINOIS TOOL WORKS INC COM 452308109 3297885 48812 X 48812 0 0
ILLINOIS TOOL WORKS INC COM 452308109 757043 11205 X 10900 0 305
AMERICAN INCOME FUND OF AMERICA 453320103 210096 13348 X 13348 0 0
AMERICAN INCOME FUND OF AMERICA 453320103 23610 1500 X 1500 0 0
INKINE PHARMACEUTICALS INC 457214104 637600 200000 X 200000 0 0
INKTOMI CORP COM 457277101 205900 2320 X 2320 0 0
INKTOMI CORP COM 457277101 49345 556 X 556 0 0
INTEL CORP COM 458140100 22480339 273108 X 268808 0 4300
INTEL CORP COM 458140100 4331310 52620 X 50895 0 1725
INTERNATIONAL BUSINESS MACHS CORP 459200101 20545333 190455 X 189755 0 700
INTERNATIONAL BUSINESS MACHS CORP 459200101 8315868 77088 X 76203 800 85
INTERNATIONAL PAPER CO COM 460146103 1578402 27967 X 27967 0 0
INTERNATIONAL PAPER CO COM 460146103 662131 11732 X 11732 0 0
INTERPUBLIC GROUP COS INC COM 460690100 1868284 32386 X 28536 0 3850
INTERPUBLIC GROUP COS INC COM 460690100 242290 4200 X 2700 0 1500
SCUDDER GROWTH & INCOME FUND 460965882 455880 17081 X 17081 0 0
INVESTMENT CO OF AMERICA COM 461308108 168198 5182 X 5182 0 0
INVESTMENT CO OF AMERICA COM 461308108 265408 8176 X 8176 0 0
IPALCO ENTERPRISES INC COM 462613100 150223 8804 X 8804 0 0
IPALCO ENTERPRISES INC COM 462613100 20476 1200 X 1200 0 0
JDS UNIPHASE CORP 46612J101 213901 1326 X 576 0 750
J J CARTER & SON MOVING & STORAGE 46618C902 789000 263 X 143 0 120
JANUS FUND INCORPORATED 471023101 19552036 443860 X 442545 0 1315
JANUS FUND INCORPORATED 471023101 245752 5579 X 5579 0 0
JANUS INVT FD WORLDWIDE FD 471023309 2883192 37723 X 37723 0 0
JANUS INVT FD WORLDWIDE FD 471023309 57619 754 X 754 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 140269903 2551735 2472731 800 78204
</TABLE>
<PAGE> 139
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 40-NATIONAL CITY BANK, KENTUCKY ON 01/13/00 AS OF 12/31/99 DEPT ID# 040 PAGE 161
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
JOHNSON & JOHNSON 478160104 18693065 200462 X 189802 0 10660
JOHNSON & JOHNSON 478160104 3408288 36550 X 35218 0 1332
KAUFMANN FD INC COM 486250103 199750 33571 X 33571 0 0
KAUFMANN FD INC COM 486250103 35831 6022 X 6022 0 0
KELLOGG CO COM 487836108 150244 4876 X 4876 0 0
KELLOGG CO COM 487836108 61626 2000 X 2000 0 0
KEMPER 488438102 108141 13108 X 5845 0 7263
KEMPER GOVT SECS TR 488903550 4400 25000 X 25000 0 0
KENTUCKY ELEC STL INC 49127B100 39188 16500 X 16500 0 0
KENTUCKY RIVER COAL CORP COM 491404109 1733760 602 X 602 0 0
KEYCORP NEW COM 493267108 172531 7798 X 7798 0 0
KEYCORP NEW COM 493267108 88500 4000 X 4000 0 0
KIMBERLY-CLARK CORP COM 494368103 3355857 51283 X 51283 0 0
KIMBERLY-CLARK CORP COM 494368103 1003492 15335 X 15335 0 0
KONINKLIJKE PHILIPS ELECTRS 500472204 81000 600 X 600 0 0
KONINKLIJKE PHILIPS ELECTRS 500472204 534060 3956 X 3956 0 0
KROGER CO COM 501044101 1318683 69864 X 69864 0 0
KROGER CO COM 501044101 557945 29560 X 29560 0 0
LG & E ENERGY CORP COM 501917108 13707872 786092 X 777191 0 8901
LG & E ENERGY CORP COM 501917108 3789399 217307 X 216907 0 400
LEXMARK INTL GROUP INC 529771107 948169 10477 X 9157 0 1320
LEXMARK INTL GROUP INC 529771107 27150 300 X 300 0 0
LIBERTY-STEIN ROE FDS INVESTMENT TR 531273407 443120 8000 X 8000 0 0
LILLY ELI & CO COM 532457108 5369410 80743 X 80632 0 111
LILLY ELI & CO COM 532457108 1949182 29311 X 24111 0 5200
LINCOLN NATL CORP IND COM 534187109 216000 5400 X 5400 0 0
LONE STAR LIQUIDATING TRUST 54229R102 1498 16645 X 16645 0 0
LONGLEAF PARTNERS FDS TR 543069207 781433 38685 X 38685 0 0
LONGVIEW FIBRE CO COM 543213102 775913 54450 X 54450 0 0
LONGVIEW FIBRE CO COM 543213102 92625 6500 X 6500 0 0
LORD ABBETT AFFILIATED FD INC COM 544001100 319263 21004 X 21004 0 0
LORD ABBETT AFFILIATED FD INC COM 544001100 44480 2926 X 2926 0 0
LORD ABBETT DEV GROWTH FD IN 544006505 2486587 120009 X 120009 0 0
LORD ABBETT DEV GROWTH FD IN 544006505 30326 1464 X 1464 0 0
LOWES COS INC COM 548661107 731460 12242 X 10242 0 2000
LOWES COS INC COM 548661107 47800 800 X 0 0 800
LUCENT TECHNOLOGIES INC COM 549463107 38051560 507354 X 499643 0 7711
LUCENT TECHNOLOGIES INC COM 549463107 9482850 126438 X 119124 1200 6114
MBIA INC 55262C100 105626 2000 X 2000 0 0
MBIA INC 55262C100 102299 1937 X 1937 0 0
MBNA CORP COM 55262L100 290485 10660 X 10660 0 0
MCI WORLDCOM INC 55268B106 12155354 229074 X 224912 0 4163
MCI WORLDCOM INC 55268B106 1918466 36155 X 33252 653 2250
MFS 552987505 383754 38763 X 38763 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 125798442 2885823 2825746 1853 58225
</TABLE>
<PAGE> 140
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 40-NATIONAL CITY BANK, KENTUCKY ON 01/13/00 AS OF 12/31/99 DEPT ID# 040 PAGE 162
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
MANULIFE FINL CORP 56501R106 375616 29604 X 29604 0 0
MANULIFE FINL CORP 56501R106 122515 9656 X 9656 0 0
MARSH & MCLENNAN COS INC 571748102 4889370 51097 X 50497 0 600
MARSH & MCLENNAN COS INC 571748102 600442 6275 X 6275 0 0
MASCO CORP 574599106 356138 14035 X 9125 0 4910
MASCO CORP 574599106 105306 4150 X 4150 0 0
MATTEL INC 577081102 188094 14331 X 14331 0 0
MAXIM INTEGRATED PRODS INC 57772K101 1753034 37150 X 36950 0 200
MAXIM INTEGRATED PRODS INC 57772K101 561065 11890 X 11890 0 0
MAY DEPT STORES CO 577778103 209432 6494 X 6494 0 0
MAY DEPT STORES CO 577778103 67725 2100 X 2100 0 0
MCDONALDS CORP 580135101 11362421 281855 X 281855 0 0
MCDONALDS CORP 580135101 3889801 96490 X 96490 0 0
MCGRAW-HILL COS INC 580645109 2501852 40598 X 40598 0 0
MCGRAW-HILL COS INC 580645109 289638 4700 X 4700 0 0
MCKESSON HBOC INC 58155Q103 211365 9394 X 9394 0 0
MEDIAONE GROUP INC 58440J104 2412389 31406 X 31406 0 0
MEDIAONE GROUP INC 58440J104 751846 9788 X 9788 0 0
MANSBACH REALTY CO 5849999A6 3 500000 X 500000 0 0
250,000 SHARES MANSBACH REALTY CTF 5849999B4 1 250000 X 250000 0 0
MEDTRONIC INC 585055106 4556681 125053 X 125053 0 0
MEDTRONIC INC 585055106 595616 16346 X 13246 0 3100
MELLON FINL CORP 58551A108 633231 18590 X 17240 0 1350
MELLON FINL CORP 58551A108 179205 5261 X 5261 0 0
MERCK & CO INC 589331107 43742882 651052 X 646102 0 4950
MERCK & CO INC 589331107 11308950 168318 X 165268 0 3050
MERRILL LYNCH MUN BD FD INC 590193108 73081 10108 X 10108 0 0
MICROSOFT CORP 594918104 32158321 275446 X 272946 0 2500
MICROSOFT CORP 594918104 8420711 72126 X 67526 0 4600
MIDCAP SPDR TR 595635103 348838 4300 X 4300 0 0
MID AMER BANCORP COM 595915109 1926144 67584 X 67584 0 0
MID AMER BANCORP COM 595915109 672201 23586 X 23586 0 0
MINNESOTA MNG & MFG CO 604059105 14031850 143365 X 141165 0 2200
MINNESOTA MNG & MFG CO 604059105 5178762 52912 X 52912 0 0
FEDERATED MASTER TRUST FD NO.18 60934N740 50820 50820 X 50820 0 0
MONSANTO CO 611662107 1395726 39385 X 38385 0 1000
MONSANTO CO 611662107 323372 9125 X 8925 200 0
MORGAN J P & CO INC 616880100 16001728 126371 X 16371 0 110000
MORGAN J P & CO INC 616880100 610459 4821 X 4821 0 0
MORGAN STANLEY DEAN WITTER DISCOVER 617446448 710895 4980 X 4980 0 0
MORGAN STANLEY DEAN WITTER DISCOVER 617446448 1402091 9822 X 9822 0 0
MORGAN STANLEY DEAN WITTER 61745P205 65000 20000 X 20000 0 0
MOTOROLA INC 620076109 6748026 45827 X 45402 0 425
MOTOROLA INC 620076109 1023829 6953 X 6953 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 182806472 3363164 3224079 200 138885
</TABLE>
<PAGE> 141
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 40-NATIONAL CITY BANK, KENTUCKY ON 01/13/00 AS OF 12/31/99 DEPT ID# 040 PAGE 163
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
MULTI-COLOR CORP 625383104 53750 10000 X 10000 0 0
FRANKLIN MUTUAL SHARES FUND 628380107 402332 19693 X 19693 0 0
MUTUAL SER FD INC 628380206 9772709 577925 X 577925 0 0
FRANKLIN MUTUAL BEACON FUND 628380305 2494995 180274 X 180274 0 0
FRANKLIN MUTUAL BEACON FUND 628380305 23365 1688 X 1688 0 0
NATIONAL CITY BANCSHARES INC 635313109 349715 13919 X 13919 0 0
NATIONAL CITY CORP 635405103 178531576 7536794 X 7422570 0 114224
NATIONAL CITY CORP 635405103 88782529 3747996 X 3641518 0 106478
NESTLE S A 641069406 1288731 14144 X 14144 0 0
NESTLE S A 641069406 890558 9774 X 9774 0 0
NEW CENTY ENERGIES INC 64352U103 187718 6180 X 6180 0 0
NEW CENTY ENERGIES INC 64352U103 135533 4462 X 4462 0 0
NEW ENGLAND FDS 644036204 110088 10008 X 10008 0 0
AMERICAN NEW PERSPECTIVE FUND 648018109 337510 11464 X 11464 0 0
NEWELL RUBBERMAID INC 651229106 2788582 96158 X 90158 0 6000
NEWELL RUBBERMAID INC 651229106 693622 23918 X 10718 0 13200
NICHOLAS FD INC COM 653735100 461081 5682 X 5682 0 0
NICHOLAS FD INC COM 653735100 22939 283 X 283 0 0
NOKIA CORP 654902204 334360 1750 X 1750 0 0
NOKIA CORP 654902204 191063 1000 X 1000 0 0
100% OWNERSHIP OF 50% OF NORAG 655416907 616000 1 X 1 0 0
NORFOLK SOUTHN CORP 655844108 3318786 161892 X 155592 0 6300
NORFOLK SOUTHN CORP 655844108 903845 44090 X 44090 0 0
NORTHERN STS PWR CO MINN 665772109 215105 11031 X 11031 0 0
NORTHERN TR CORP 665859104 211152 3984 X 3984 0 0
NUVEEN FLAGSHIP MULTISTATE I 67065N886 223505 22395 X 22395 0 0
NUVEEN FLAGSHIP MULTISTATE I 67065R507 956115 92289 X 92289 0 0
NUVEEN FLAGSHIP MULTISTATE I 67065R507 116115 11208 X 11208 0 0
OGE ENERGY CORP 670837103 117838 6202 X 6202 0 0
OGE ENERGY CORP 670837103 76000 4000 X 4000 0 0
OAK ASSOCIATES FDS 671081107 307239 5027 X 5027 0 0
OAK ASSOCS FDS 671081206 312629 5820 X 5820 0 0
OLD NATL BANCORP IND 680033107 496334 15301 X 15301 0 0
OMNICOM GROUP INC 681919106 434000 4340 X 4340 0 0
ORACLE CORP 68389X105 1232581 10999 X 9799 0 1200
ORACLE CORP 68389X105 664197 5927 X 5927 0 0
OWEN FUNERAL HOME COM 690006184 258884 465 X 465 0 0
OVERBROOK CORP 690181904 10527706 100 X 100 0 0
PNC BK CORP 693475105 21279455 478190 X 477690 0 500
PNC BK CORP 693475105 4996060 112271 X 112271 0 0
PPG INDS INC 693506107 3787189 60534 X 60534 0 0
PPG INDS INC 693506107 1313948 21002 X 21002 0 0
PARKSTONE U S GOVT INCOME FD 701475832 1195964 134681 X 134681 0 0
PEOPLES BANK OF MURRAY KY COM 710006388 332500 190 X 190 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 341745903 13485051 13237149 0 247902
</TABLE>
<PAGE> 142
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 40-NATIONAL CITY BANK, KENTUCKY ON 01/13/00 AS OF 12/31/99 DEPT ID# 040 PAGE 164
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
PEOPLES FLEMING CNTY BANCORP INC 711102103 528000 960 X 0 0 960
PEOPLES FLEMING CNTY BANCORP INC 711102103 668800 1216 X 1216 0 0
PEP BOYS MANNY MOE & JACK 713278109 67571 7560 X 7560 0 0
PEP BOYS MANNY MOE & JACK 713278109 44726 5004 X 5004 0 0
PEPSICO INC 713448108 11824718 335453 X 333653 0 1800
PEPSICO INC 713448108 3143278 89171 X 89171 0 0
PHARMACIA & UPJOHN INC 716941109 669195 14871 X 14871 0 0
PHARMACIA & UPJOHN INC 716941109 75735 1683 X 1683 0 0
PFIZER INC 717081103 13328742 410899 X 404464 0 6435
PFIZER INC 717081103 3852304 118759 X 113257 0 5502
PHELPS DODGE CORP 717265102 192221 2853 X 705 0 2148
PHELPS DODGE CORP 717265102 103488 1536 X 1536 0 0
PHILIP MORRIS COS INC 718154107 18288427 795149 X 787249 0 7900
PHILIP MORRIS COS INC 718154107 7474770 324990 X 316641 300 8049
PHILLIPS PETE CO 718507106 1478103 31449 X 31149 0 300
PHILLIPS PETE CO 718507106 181890 3870 X 3870 0 0
PIONEER GROUP INC 723684106 135135 8580 X 8580 0 0
PIONEER GROUP INC 723684106 58401 3708 X 3708 0 0
PITNEY BOWES INC 724479100 4074284 84331 X 82531 0 1800
PITNEY BOWES INC 724479100 601014 12440 X 12440 0 0
PREMIER FINL BANCORP INC 74050M105 151200 16800 X 16800 0 0
T ROWE PRICE 741479109 203753 6124 X 6124 0 0
PRISON RLTY CORP 74264N105 141764 28000 X 28000 0 0
PROCTER & GAMBLE CO COM 742718109 79337908 724130 X 720625 0 3505
PROCTER & GAMBLE CO COM 742718109 31957884 291685 X 287685 0 4000
PROGENICS PHARMACEUTICALS INC 743187106 122188 2500 X 2500 0 0
PROGENICS PHARMACEUTICALS INC 743187106 197944 4050 X 4050 0 0
PROGRESSIVE CORP OHIO 743315103 380250 5200 X 5200 0 0
PROGRESSIVE CORP OHIO 743315103 80438 1100 X 1100 0 0
PROVIDIAN FINL CORP 74406A102 42913530 471251 X 471251 0 0
PROVIDIAN FINL CORP 74406A102 9168496 100683 X 99183 0 1500
QUAKER OATS CO COM 747402105 718594 10950 X 10950 0 0
QUAKER OATS CO COM 747402105 183750 2800 X 2800 0 0
QUALCOMM INC COM 747525103 3707079 21048 X 21048 0 0
QUALCOMM INC COM 747525103 1067318 6060 X 5960 0 100
QWEST COMMUNICATIONS INTL INC COM 749121109 539392 12544 X 12544 0 0
QWEST COMMUNICATIONS INTL INC COM 749121109 131580 3060 X 3060 0 0
RPM INC OHIO COM 749685103 237136 23276 X 23276 0 0
RPM INC OHIO COM 749685103 5094 500 X 500 0 0
RAYTHEON CO 755111408 131168 4938 X 4938 0 0
RAYTHEON CO 755111408 245017 9224 X 9224 0 0
REPUBLIC BANCORP KY 760281204 222638 26000 X 26000 0 0
REPUBLIC BANCORP KY 760281204 8563 1000 X 1000 0 0
REYNOLDS METALS CO COM 761763101 72181 942 X 942 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 238715667 4028347 3984048 300 43999
</TABLE>
<PAGE> 143
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 40-NATIONAL CITY BANK, KENTUCKY ON 01/13/00 AS OF 12/31/99 DEPT ID# 040 PAGE 165
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
REYNOLDS METALS CO COM 761763101 344813 4500 X 4500 0 0
ROBINSON NUGENT INC COM 770810109 2269774 174598 X 158200 0 16398
ROCKWELL INTL CORP NEW 773903109 346519 7238 X 7238 0 0
ROCKWELL INTL CORP NEW 773903109 145540 3040 X 3040 0 0
ROHM & HAAS CO COM 775371107 388855 9557 X 9557 0 0
ROHM & HAAS CO COM 775371107 26895 661 X 219 0 442
ROYAL DUTCH PETROLEUM CO 780257804 8158745 134715 X 133515 0 1200
ROYAL DUTCH PETROLEUM CO 780257804 1711874 28266 X 27066 0 1200
SBC COMMUNICATIONS INC COM 78387G103 11903653 244178 X 240945 0 3233
SBC COMMUNICATIONS INC COM 78387G103 4077986 83651 X 79396 0 4255
SPDR TR 78462F103 738047 5025 X 5025 0 0
SPDR TR 78462F103 289784 1973 X 1182 0 791
SPX CORP COM 784635104 343455 4250 X 4050 0 200
SPX CORP COM 784635104 8566 106 X 106 0 0
S Y BANCORP INC COM 785060104 287919 13162 X 13162 0 0
S Y BANCORP INC COM 785060104 433650 19824 X 19824 0 0
SAFEGUARD SCIENTIFIC INC COM 786449108 423800 2600 X 2600 0 0
SAFEGUARD SCIENTIFIC INC COM 786449108 81500 500 X 500 0 0
SAFEWAY INC COM NEW 786514208 1458064 40785 X 40785 0 0
SAFEWAY INC COM NEW 786514208 330688 9250 X 9250 0 0
ST PAUL COS INC COM 792860108 124713 3702 X 3502 0 200
ST PAUL COS INC COM 792860108 87589 2600 X 2600 0 0
SARA LEE CORP COM 803111103 1666992 75556 X 75556 0 0
SARA LEE CORP COM 803111103 301513 13666 X 8466 0 5200
SCHERING-PLOUGH CORP COM 806605101 10854017 256142 X 254942 0 1200
SCHERING-PLOUGH CORP COM 806605101 2110021 49794 X 36608 0 13186
SCHLUMBERGER LTD COM 806857108 5239044 93346 X 92946 0 400
SCHLUMBERGER LTD COM 806857108 969391 17272 X 16522 0 750
SCHRODER CAP FDS DEL 808088207 58434 3245 X 3245 0 0
SCHRODER CAP FDS DEL 808088207 221850 12318 X 12318 0 0
SCOTTS CO CL A 810186106 1496294 37175 X 37175 0 0
SCOTTS CO CL A 810186106 148925 3700 X 3700 0 0
SCUDDER CASH INVESTMENT TRUST 811118108 208725 208725 X 208725 0 0
SEAGRAM LTD COM 811850106 5236466 117016 X 117016 0 0
SEAGRAM LTD COM 811850106 1018913 22769 X 22769 0 0
SEARS ROEBUCK & CO CAP 812387108 150478 4954 X 4954 0 0
SEARS ROEBUCK & CO CAP 812387108 492865 16226 X 16226 0 0
SELIGMAN COMMUNICATIONS & 816333108 511123 10817 X 10817 0 0
SELIGMAN COMMUNICATIONS & 816333108 211230 4470 X 4470 0 0
SEMTECH CORP COM 816850101 254631 4885 X 4885 0 0
SEMTECH CORP COM 816850101 33881 650 X 650 0 0
SERVICE CORP INTERNATIONAL COM 817565104 69609 10033 X 10033 0 0
SHERWIN WILLIAMS CO COM 824348106 316050 15050 X 15050 0 0
SHERWIN WILLIAMS CO COM 824348106 29400 1400 X 1400 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 65582281 1773390 1724735 0 48655
</TABLE>
<PAGE> 144
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 40-NATIONAL CITY BANK, KENTUCKY ON 01/13/00 AS OF 12/31/99 DEPT ID# 040 PAGE 166
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
SIEBEL SYS INC 826170102 211680 2520 X 1520 0 1000
SIEBEL SYS INC 826170102 231000 2750 X 2750 0 0
SIGMA ALDRICH CORP COM 826552101 349933 11640 X 11640 0 0
SIGMA ALDRICH CORP COM 826552101 12025 400 X 400 0 0
SKY FINL GROUP INC 83080P103 600751 29851 X 29851 0 0
SMITHKLINE BEECHAM CORP 832378301 5269344 82173 X 82173 0 0
SMITHKLINE BEECHAM CORP 832378301 11386805 177572 X 175172 0 2400
SOUTHERN CO COM 842587107 463937 19742 X 19742 0 0
SOUTHERN CO COM 842587107 241604 10281 X 10281 0 0
SOUTHERN PAC PETE N L ADR NEW 843581307 73138 26000 X 26000 0 0
SOUTHERN PAC PETE N L ADR NEW 843581307 2813 1000 X 1000 0 0
SOUTHTRUST CORP COM 844730101 330675 8745 X 8745 0 0
SOUTHTRUST CORP COM 844730101 113439 3000 X 3000 0 0
SPRINT CORP COM 852061100 2514006 37348 X 36598 0 750
SPRINT CORP COM 852061100 83468 1240 X 1240 0 0
SPRINT CORP 852061506 1236560 12064 X 12064 0 0
SPRINT CORP 852061506 71750 700 X 700 0 0
STANDARD FOODS INC COM 8534059A8 3 17595 X 17595 0 0
STATE STR CORP 857477103 13391206 183283 X 182683 0 600
STATE STR CORP 857477103 14146604 193622 X 193622 0 0
STRYKER CORP COM 863667101 591813 8500 X 8500 0 0
STRYKER CORP COM 863667101 334200 4800 X 4800 0 0
SUMMIT BANCORP COM 866005101 1401002 45747 X 45747 0 0
SUN MICROSYSTEMS INC COM 866810104 7496618 96808 X 96808 0 0
SUN MICROSYSTEMS INC COM 866810104 979746 12652 X 12652 0 0
SUNTRUST BKS INC COM 867914103 12124782 176199 X 16199 0 160000
SUNTRUST BKS INC COM 867914103 137901 2004 X 2004 0 0
SUPERVALU INC COM 868536103 256000 12800 X 12800 0 0
SYSCO CORP COM 871829107 87265 2206 X 2206 0 0
SYSCO CORP COM 871829107 2772140 70069 X 68269 0 1800
TEPPCO PARTNERS L P 872384102 231756 12000 X 12000 0 0
TJX COS INC NEW COM 872540109 204482 10005 X 10005 0 0
TANDY CORP COM 875382103 740279 15050 X 15050 0 0
TAYLOR DRUG STORES INC COM 876007519 39136 11111 X 11111 0 0
TECHNICAL MICRONICS CONTROL 878007525 2 22200 X 22200 0 0
TELLABS INC COM 879664100 254120 3959 X 2349 0 1610
TEMPLETON DEVELOPING MKTS TR COM 88018W104 241050 15442 X 15442 0 0
TEMPLETON FDS INC 880196100 327063 17499 X 17499 0 0
TEMPLETON FOREIGN FUND 880196209 2254996 200980 X 196778 0 4202
TEMPLETON FOREIGN FUND 880196209 355413 31677 X 30342 0 1335
TEMPLETON GROWTH FD INC 880199104 712395 35691 X 35691 0 0
TEMPLETON INSTL FDS INC 880210505 10534559 489297 X 489297 0 0
TEMPLETON INSTL FDS INC 880210505 663978 30840 X 30840 0 0
TEXACO INC COM 881694103 2785171 51280 X 51280 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 96256608 2200342 2026645 0 173697
</TABLE>
<PAGE> 145
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 40-NATIONAL CITY BANK, KENTUCKY ON 01/13/00 AS OF 12/31/99 DEPT ID# 040 PAGE 167
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
TEXACO INC COM 881694103 614606 11316 X 11316 0 0
TEXAS INSTRS INC COM 882508104 1392366 14410 X 14210 0 200
TEXAS INSTRS INC COM 882508104 193250 2000 X 2000 0 0
TEXAS UTILITIES CO COM (HLDG) 882848104 407623 11462 X 11462 0 0
TEXAS UTILITIES CO COM (HLDG) 882848104 73082 2055 X 2055 0 0
TEXTRON INC COM 883203101 238346 3108 X 3108 0 0
THOMAS INDS INC COM 884425109 2330995 114052 X 114052 0 0
THOMAS INDS INC COM 884425109 87781 4295 X 2945 0 1350
TIME WARNER INC COM 887315109 3330737 46060 X 44860 0 1200
TIME WARNER INC COM 887315109 512121 7082 X 7082 0 0
TRICON GLOBAL RESTAURANTS 895953107 425145 11007 X 11007 0 0
TRICON GLOBAL RESTAURANTS 895953107 186366 4825 X 4825 0 0
TYCO INTL LTD NEW 902124106 12592905 322895 X 320093 0 2802
TYCO INTL LTD NEW 902124106 2059512 52808 X 47828 0 4980
UST INC COM 902911106 250621 9950 X 9950 0 0
UST INC COM 902911106 437339 17363 X 17363 0 0
US BANCORP NEW COM 902973106 18931335 795000 X 0 0 795000
UNION PAC CORP CO COM 907818108 1084380 24821 X 24821 0 0
UNION PAC CORP CO COM 907818108 870440 19924 X 19924 0 0
UNION PAC RES GROUP INC COM 907834105 122821 9633 X 9633 0 0
UNION PAC RES GROUP INC COM 907834105 101681 7975 X 7975 0 0
UNITED BANKSHARES INC WEST V 909907107 238750 10000 X 10000 0 0
U S WEST INC NEW 91273H101 3826944 53152 X 53152 0 0
U S WEST INC NEW 91273H101 1136736 15788 X 15588 200 0
UNITED TECHNOLOGIES CORP COM 913017109 4123600 63440 X 63090 0 350
UNITED TECHNOLOGIES CORP COM 913017109 807300 12420 X 12420 0 0
VAN KAMPEN 920914108 178649 18361 X 18361 0 0
VANGUARD WORLD FD - US GROWTH 921910105 292082 6710 X 6710 0 0
VANGUARD WORLD FD 921910204 365307 16243 X 16243 0 0
VANGUARD WORLD FD 921910204 387638 17236 X 0 0 17236
VANGUARD/PRIMECAP FD INC #59 921936100 13248236 213440 X 213440 0 0
VANGUARD/PRIMECAP FD INC #59 921936100 114253 1841 X 1841 0 0
VANGUARD TOTAL BOND MARKET 921937108 483560 50582 X 50582 0 0
VANGUARD TOTAL BOND MARKET 921937108 48776 5102 X 5102 0 0
VANGUARD 922018205 12069207 483348 X 483348 0 0
VANGUARD 922018205 29025 1162 X 1162 0 0
VANGUARD ASSET ALLOCATION FD 922020102 246374 10352 X 10352 0 0
VANGUARD 922031406 205553 19521 X 19521 0 0
VANGUARD FIXED INCOME SECS FD 922031885 97254 10560 X 10560 0 0
VENCOR INC NEW 92260R102 2345 26057 X 26057 0 0
VENCOR INC NEW 92260R102 189 2100 X 2100 0 0
VANGUARD 922908108 20977881 155013 X 155013 0 0
VANGUARD 922908108 299601 2214 X 2214 0 0
VANGUARD 922908504 370032 9385 X 9385 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 105792744 2696068 1872750 200 823118
</TABLE>
<PAGE> 146
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 40-NATIONAL CITY BANK, KENTUCKY ON 01/13/00 AS OF 12/31/99 DEPT ID# 040 PAGE 168
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
VANGUARD INDEX TR 922908843 176933 15672 X 0 0 15672
VERISIGN INC 92343E102 356481 1867 X 1867 0 0
VERISIGN INC 92343E102 98333 515 X 515 0 0
VODAFONE AIRTOUCH PLC 92857T107 1400108 28285 X 28285 0 0
VODAFONE AIRTOUCH PLC 92857T107 305910 6180 X 4680 0 1500
VULCAN MATERIALS CO COM 929160109 781187 19560 X 3960 0 15600
VULCAN MATERIALS CO COM 929160109 1365081 34180 X 34180 0 0
WD 40 CO COM 929236107 373249 16870 X 16870 0 0
WD 40 CO COM 929236107 49339 2230 X 2230 0 0
WACHOVIA CORP COM 929771103 3713140 54605 X 53005 0 1600
WACHOVIA CORP COM 929771103 1766980 25985 X 25985 0 0
WAL MART STORES INC 931142103 26948658 389854 X 389054 0 800
WAL MART STORES INC 931142103 3455904 49995 X 49595 400 0
WALGREEN CO COM 931422109 14967576 511712 X 496982 0 14730
WALGREEN CO COM 931422109 2728411 93279 X 92279 0 1000
WARNER LAMBERT CO COM 934488107 10461762 127679 X 127679 0 0
WARNER LAMBERT CO COM 934488107 565372 6900 X 6900 0 0
WELLS FARGO & CO NEW 949746101 6641861 164248 X 160023 0 4225
WELLS FARGO & CO NEW 949746101 2465141 60961 X 58236 700 2025
WHAYNE SUPPLY CO CL A VOTING 962008942 355250 12500 X 12500 0 0
WHAYNE SUPPLY CO CL A VOTING 962008942 113680 4000 X 4000 0 0
WHAYNE SUPPLY CO CL B NON VTG 962008967 1050187 41055 X 41055 0 0
WEYERHAEUSER CO COM 962166104 729764 10162 X 10162 0 0
WEYERHAEUSER CO COM 962166104 476551 6636 X 6636 0 0
WILEY JOHN & SONS INC 968223206 603000 36000 X 36000 0 0
WILEY JOHN & SONS INC CL B 968223305 399000 24000 X 24000 0 0
WINN-DIXIE STORES INC COM 974280109 591795 24722 X 24722 0 0
WINN-DIXIE STORES INC COM 974280109 207542 8670 X 8670 0 0
WISCONSIN ENERGY CORP COM 976657106 141218 7336 X 7336 0 0
WISCONSIN ENERGY CORP COM 976657106 57750 3000 X 3000 0 0
WRIGLEY WILLIAM JR CO COM 982526105 362605 4372 X 4372 0 0
WRIGLEY WILLIAM JR CO COM 982526105 8294 100 X 100 0 0
XEROX CORP COM 984121103 1122511 49476 X 49076 0 400
XEROX CORP COM 984121103 149741 6600 X 6600 0 0
YAHOO! INC COM 984332106 829030 1916 X 1565 0 351
YAHOO! INC COM 984332106 110335 255 X 255 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 85929679 1851377 1792374 1100 57903
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR COMMON STOCK 4473096769 123278957 96968430 12967 26297558
</TABLE>
<PAGE> 147
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 40-NATIONAL CITY BANK, KENTUCKY ON 01/13/00 AS OF 12/31/99 DEPT ID# 040 PAGE 169
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
B. PREFERRED STOCK INSTR OTHER
PREFERRED STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 0 0 0 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR PREFERRED STOCK 0 0 0 0 0
</TABLE>
<PAGE> 148
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 40-NATIONAL CITY BANK, KENTUCKY ON 01/13/00 AS OF 12/31/99 DEPT ID# 040 PAGE 170
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
C. OTHER INSTR OTHER
OTHER
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
OGDEN CORP 4655978S4 8872 10000 X 10000 0 0
KERR MCGEE CORP SUB DEV 492386AL1 44760 48000 X 48000 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 53632 58000 58000 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR OTHER 53632 58000 58000 0 0
</TABLE>
<PAGE> 149
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 40-NATIONAL CITY BANK, KENTUCKY ON 01/13/00 AS OF 12/31/99 DEPT ID# 040 PAGE 171
**SUMMARY PAGE FOR: 40-NATIONAL CITY BANK, KENTUCKY **
CATEGORY MARKET SH/PV SOLE SHARED NONE
---------------------------------------- ---------- --------- --------- --------- ---------
<S> <C> <C> <C> <C> <C>
A. COMMON STOCK 4473096769 123278957 96968430 12967 26297558
B. PREFERRED STOCK 0 0 0 0 0
C. OTHER 53632 58000 58000 0 0
----------- ---------- ---------- ---------- ----------
**GRAND TOTALS** 4473150401 123336957 97026430 12967 26297558
</TABLE>
<PAGE> 150
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 46-NATIONAL CITY BANK OF PA. ON 01/13/00 AS OF 12/31/99 DEPT ID# 046 PAGE 172
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
TRANSOCEAN SEDCO FOREX INC G90078109 1732576 52822 X 50500 19 2303
TRANSOCEAN SEDCO FOREX INC G90078109 1004499 30625 X 19157 9829 1639
XL CAP LTD G98255105 444673 8572 X 7042 400 1130
XL CAP LTD G98255105 466979 9002 X 6702 2000 300
CHECK POINT SOFTWARE TECH LT M22465104 107524 541 X 541 0 0
CHECK POINT SOFTWARE TECH LT M22465104 228165 1148 X 1148 0 0
ADC TELECOMMUNICATIONS INC COM 000886101 8013785 110439 X 109399 0 1040
ADC TELECOMMUNICATIONS INC COM 000886101 128074 1765 X 1485 280 0
AFLAC INC COM 001055102 2030736 43035 X 40525 0 2510
AFLAC INC COM 001055102 2158851 45750 X 20750 22900 2100
AMLI RESIDENTAL PPTYS INC TR SH 001735109 294450 14585 X 14585 0 0
AMLI RESIDENTAL PPTYS INC TR SH 001735109 81378 4031 X 0 4031 0
AT&T CORP COM 001957109 9916767 195162 X 188012 2350 4800
AT&T CORP COM 001957109 9581147 188557 X 120890 43888 23779
ABBOTT LABS 002824100 7044662 193998 X 190623 700 2675
ABBOTT LABS 002824100 12229746 336787 X 237015 92222 7550
AETNA INC COM NEW 008117103 220461 3950 X 3777 173 0
AIR PRODS & CHEMS INC COM 009158106 2423853 72218 X 69218 2000 1000
AIR PRODS & CHEMS INC COM 009158106 1600955 47700 X 32800 9600 5300
ALBERTSONS INC COM 013104104 129000 4000 X 4000 0 0
ALBERTSONS INC COM 013104104 465239 14426 X 10926 3000 500
ALCOA INC 013817101 283362 3414 X 3414 0 0
ALCOA INC 013817101 926612 11164 X 10924 240 0
ALLEGHENY ENERGY INC 017361106 167716 6226 X 6226 0 0
ALLEGHENY ENERGY INC 017361106 336590 12495 X 11600 895 0
ALLEGHENY VY BANCORP INC COM 017427105 193500 4000 X 4000 0 0
ALLEGHENY VY BANCORP INC COM 017427105 444566 9190 X 0 9190 0
ALLIANCE FUND 01859K105 170166 22810 X 22810 0 0
ALLIANCE FUND 01859K105 410495 55026 X 55026 0 0
ALLIANCE GROWTH & INCOME FD INC COM 018597104 77042 21401 X 21401 0 0
ALLIANCE GROWTH & INCOME FD INC COM 018597104 36036 10010 X 10010 0 0
ALLIANCE MORTAGE SECURITIES 018639104 236791 29306 X 29306 0 0
ALLIANCE MUNI FUND 018642108 131518 13420 X 13420 0 0
ALLSTATE CORP COM 020002101 320760 13330 X 13330 0 0
ALLSTATE CORP COM 020002101 352282 14640 X 10722 2992 926
ALLTEL CORP COM 020039103 15755123 190537 X 185703 950 3884
ALLTEL CORP COM 020039103 3545496 42878 X 20279 16544 6055
ALTERA CORP COM 021441100 10394848 209730 X 206380 0 3350
ALTERA CORP COM 021441100 172975 3490 X 2950 540 0
AMERICA ONLINE INC DEL COM 02364J104 861030 11348 X 7048 50 4250
AMERICA ONLINE INC DEL COM 02364J104 1499290 19760 X 13242 6158 360
AMERICAN EXPRESS CO COM 025816109 31449679 189171 X 176451 2100 10620
AMERICAN EXPRESS CO COM 025816109 23093788 138910 X 40720 68351 29839
AMERICAN GENERAL CORP 026351106 590763 7786 X 7786 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 151753948 2419155 2001843 301402 115910
</TABLE>
<PAGE> 151
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 46-NATIONAL CITY BANK OF PA. ON 01/13/00 AS OF 12/31/99 DEPT ID# 046 PAGE 173
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
AMERICAN GENERAL CORP 026351106 172692 2276 X 1650 626 0
AMERICAN HOME PRODS CORP COM 026609107 6555692 167024 X 165799 350 875
AMERICAN HOME PRODS CORP COM 026609107 9011722 229598 X 127636 71994 29968
AMERICAN INTL GROUP INC COM 026874107 57185800 528886 X 503639 537 24710
AMERICAN INTL GROUP INC COM 026874107 17171224 158809 X 90263 60718 7828
AMERICAN PWR CONVERSION CORP COM 029066107 211000 8000 X 0 8000 0
AMERICAN WTR WKS CO INC 030411102 185406 8725 X 8725 0 0
AMERICAN WTR WKS CO INC 030411102 155125 7300 X 4900 1900 500
AMGEN INC 031162100 33975537 565665 X 557525 500 7640
AMGEN INC 031162100 5329991 88740 X 48180 35360 5200
ANHEUSER BUSCH 035229103 14175 200 X 200 0 0
ANHEUSER BUSCH 035229103 329569 4650 X 2650 0 2000
APPLIED MATLS INC 038222105 38006 300 X 300 0 0
APPLIED MATLS INC 038222105 257177 2030 X 30 2000 0
ARCHER DANIELS MIDLAND CO COM 039483102 142263 11733 X 11733 0 0
ARDEN RLTY INC COM 039793104 66709 3325 X 3075 250 0
ARDEN RLTY INC COM 039793104 140240 6990 X 1940 3900 1150
ARMADA TAX MANAGED EQUITY FD #233 042086330 154636 10905 X 10905 0 0
ARMADA TAX MANAGED EQUITY FD #233 042086330 77541 5468 X 4194 1275 0
ARMADA NATIONAL TAX EXEMPT BD FD 042086363 5005 523 X 523 0 0
ARMADA NATIONAL TAX EXEMPT BD FD 042086363 115302 12048 X 12048 0 0
ARMADA SMALL CAP GROWTH FUND #519 042086579 28301669 1829455 X 1775577 8674 45204
ARMADA SMALL CAP GROWTH FUND #519 042086579 2479496 160278 X 76068 67796 16413
ARMADA CORE EQUITY FUND #681 042086595 492336 32735 X 32735 0 0
ARMADA CORE EQUITY FUND #681 042086595 22398 1489 X 1489 0 0
ARMADA INTERNATIONAL EQUITY FD 042086629 32933246 1993538 X 1912261 8569 72708
ARMADA INTERNATIONAL EQUITY FD 042086629 9398391 568910 X 100988 440808 27114
ARMADA EQUITY INDEX FUND #42 042086645 557659 44049 X 36403 2519 5127
ARMADA EQUITY INDEX FUND #42 042086645 103091 8143 X 0 8143 0
ARMADA GNMA INSTL CL #666 042086660 47827393 4880346 X 4763907 24581 91858
ARMADA GNMA INSTL CL #666 042086660 6420603 655164 X 375755 200154 79255
ARMADA BOND FD INSTL CL #630 042086686 84543601 8815808 X 8600679 36219 178910
ARMADA BOND FD INSTL CL #630 042086686 8966237 934957 X 510308 324246 100402
ARMADA PA MUN BD FD 042086710 34301070 3440428 X 3366903 21553 51972
ARMADA PA MUN BD FD 042086710 9377066 940528 X 534178 256208 150142
ARMADA OHIO TAX EXEMPT BOND FD 042086751 560529 52980 X 52980 0 0
ARMADA OHIO TAX EXEMPT BOND FD 042086751 251648 23785 X 20452 3333 0
ARMADA TOTAL RETURN ADVANTAGE FUND 042086777 2051364 215706 X 194860 0 20846
ARMADA TOTAL RETURN ADVANTAGE FUND 042086777 583693 61377 X 28301 27081 5995
ARMADA INTERMEDIATE BD FUND 042086793 3093690 305399 X 291656 7122 6621
ARMADA INTERMEDIATE BD FUND 042086793 425000 41955 X 12295 23733 5926
ARMADA ENHANCED INCOME FUND 042086827 7574803 769016 X 718146 9305 41564
ARMADA ENHANCED INCOME FUND 042086827 767670 77936 X 48134 20626 9176
ARMADA SMALL CAP VALUE FUND #616 042086843 26547783 1909912 X 1856790 7034 46089
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 438875248 29587089 26866780 1685114 1035193
</TABLE>
<PAGE> 152
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 46-NATIONAL CITY BANK OF PA. ON 01/13/00 AS OF 12/31/99 DEPT ID# 046 PAGE 174
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
ARMADA SMALL CAP VALUE FUND #616 042086843 4250571 305797 X 93385 194257 18155
ARMADA EQUITY INCOME FUND #614 042086868 33397611 2071812 X 1988413 9121 74279
ARMADA EQUITY INCOME FUND #614 042086868 3032057 188093 X 98514 77156 12422
ARMADA EQUITY GROWTH FUND 042086884 69198078 2345698 X 2284921 11213 49563
ARMADA EQUITY GROWTH FUND 042086884 8750049 296612 X 166304 107786 22522
ARMSTRONG WORLD INDS INC COM 042476101 336821 10092 X 10092 0 0
ARMSTRONG WORLD INDS INC COM 042476101 2609424 78185 X 4100 4150 69935
ASHTON TECHNOLOGY GROUP INC 045084100 64380 10000 X 10000 0 0
ASSOCIATES FIRST CAP CORP COM 046008108 171791 6261 X 5699 0 562
ASSOCIATES FIRST CAP CORP COM 046008108 244994 8929 X 3864 4595 470
ATLANTIC RICHFIELD CO COM 048825103 7156059 82729 X 80739 100 1890
ATLANTIC RICHFIELD CO COM 048825103 9760920 112843 X 50429 42968 19446
AUTOMATIC DATA PROCESSING INC COM 053015103 38796627 720123 X 702918 5125 12080
AUTOMATIC DATA PROCESSING INC COM 053015103 37326701 692839 X 340729 198810 153300
AVALONBAY CMNTYS INC 053484101 214156 6185 X 6185 0 0
AVALONBAY CMNTYS INC 053484101 747000 21574 X 9480 7246 4848
AVENTIS -SPON ADR 053561106 284375 5000 X 5000 0 0
AVERY DENNISON CORP COM 053611109 11697895 160520 X 158990 0 1530
AVERY DENNISON CORP COM 053611109 159305 2186 X 1826 360 0
BCE INC COM 05534B109 288602 3200 X 2200 0 1000
BCE INC COM 05534B109 360752 4000 X 4000 0 0
BP AMOCO PLC-SPONS ADR 055622104 20356578 343206 X 325364 3176 14666
BP AMOCO PLC-SPONS ADR 055622104 49040641 826811 X 573140 130963 122708
BMC SOFTWARE INC COM 055921100 8102516 101360 X 100395 0 965
BMC SOFTWARE INC COM 055921100 111913 1400 X 1140 260 0
BABSON VALUE FD INC COM 056177108 263084 5945 X 5945 0 0
BANCO SANTANDER CENT HISPANO 05964H105 303982 26008 X 23560 2448 0
BANK OF AMER CORP 060505104 1920745 38271 X 37532 155 584
BANK OF AMER CORP 060505104 1005366 20032 X 13078 3787 3167
BANK ONE CORP COM 06423A103 2522816 78838 X 78338 0 500
BANK ONE CORP COM 06423A103 1447328 45229 X 32137 10121 2971
BAXTER INTL INC COM 071813109 234795 3738 X 3738 0 0
BAXTER INTL INC COM 071813109 464062 7388 X 1838 5150 400
BAYOU STL CORP LA PLACE CL A 073051104 40000 10000 X 10000 0 0
BAYOU STL CORP LA PLACE CL A 073051104 26000 6500 X 6500 0 0
BECTON DICKINSON & CO COM 075887109 158665 5890 X 5000 0 890
BECTON DICKINSON & CO COM 075887109 619574 23000 X 20200 2800 0
BELL ATLANTIC CORP COM 077853109 18011711 292574 X 285030 400 7144
BELL ATLANTIC CORP COM 077853109 23580414 383029 X 189979 122842 70208
BELLSOUTH CORP COM 079860102 6264102 133811 X 132311 0 1500
BELLSOUTH CORP COM 079860102 8479941 181145 X 108788 46927 25430
BERKSHIRE HATHAWAY INC DEL 084670108 224400 4 X 0 4 0
BERKSHIRE HATHAWAY INC DEL 084670108 5497800 98 X 43 33 22
BERKSHIRE HATHAWAY INC DEL 084670207 3204330 1751 X 1650 66 35
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 380728931 9668706 7983494 992019 693192
</TABLE>
<PAGE> 153
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 46-NATIONAL CITY BANK OF PA. ON 01/13/00 AS OF 12/31/99 DEPT ID# 046 PAGE 175
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
BERKSHIRE HATHAWAY INC DEL 084670207 10079640 5508 X 1963 2340 1205
BEST FOODS 08658U101 15922699 302926 X 296216 800 5910
BEST FOODS 08658U101 6641598 126355 X 71682 51623 3050
BIOCONTROL TECHNOLOGY INC COM 090586108 3060 60000 X 60000 0 0
BLACKROCK FDS 091927871 215026 9743 X 9743 0 0
BLACKROCK FDS 091928598 144123 14006 X 14006 0 0
BLAIR CORP COM 092828102 345800 24700 X 24700 0 0
BLAIR CORP COM 092828102 179200 12800 X 12800 0 0
BOEING CO 097023105 625548 15096 X 15096 0 0
BOEING CO 097023105 884453 21344 X 13518 7680 146
BRADY CORP CL A 104674106 50907 1500 X 1500 0 0
BRADY CORP CL A 104674106 152721 4500 X 4500 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 11277446 175694 X 169948 475 5271
BRISTOL MYERS SQUIBB CO COM 110122108 18312515 285295 X 191280 81237 12778
BURLINGTON RES INC COM 122014103 112414 3400 X 2500 0 900
BURLINGTON RES INC COM 122014103 465064 14066 X 10166 3300 600
CBS CORP 12490K107 1507530 23578 X 22778 0 800
CBS CORP 12490K107 2703810 42288 X 24990 7000 10298
CK WITCO CORP 12562C108 49220 3680 X 3680 0 0
CK WITCO CORP 12562C108 174129 13019 X 13019 0 0
CMGI INC 125750109 83063 300 X 300 0 0
CMGI INC 125750109 449922 1625 X 1625 0 0
CSX CORP COM 126408103 200800 6400 X 6400 0 0
CSX CORP COM 126408103 263048 8384 X 4300 3600 484
CUNO INC 126583103 227733 11000 X 11000 0 0
CVS CORPORATION (DEL) 126650100 9334299 234089 X 224759 0 9330
CVS CORPORATION (DEL) 126650100 1456434 36525 X 15294 17445 3786
CAMPBELL SOUP CO COM 134429109 100589 2600 X 2600 0 0
CAMPBELL SOUP CO COM 134429109 766022 19800 X 13200 2600 4000
CAPITAL PRESERVATION FD UNIT PARTN 140411109 205120 20512 X 20512 0 0
CARDINAL HEALTH INC COM 14149Y108 5948277 124246 X 122271 150 1825
CARDINAL HEALTH INC COM 14149Y108 589724 12318 X 3705 8514 99
CARNIVAL CORP COM 143658102 869240 18180 X 17330 475 375
CARNIVAL CORP COM 143658102 377723 7900 X 5950 800 1150
CATERPILLAR INC COM 149123101 14119 300 X 300 0 0
CATERPILLAR INC COM 149123101 762421 16200 X 8940 7260 0
CATHARON PRODUCTIONS INC 149145906 10000 20000 X 20000 0 0
CEDAR FAIR LP DEPOSITARY UNITS 150185106 610313 31500 X 31000 500 0
CEDAR FAIR LP DEPOSITARY UNITS 150185106 377813 19500 X 7800 9900 1800
CENDANT CORP 151313103 318756 12000 X 0 12000 0
CERIDIAN CORP COM 15677T106 87546 4060 X 4060 0 0
CERIDIAN CORP COM 15677T106 416166 19300 X 3300 16000 0
CHASE MANHATTAN CORP (NEW) COM 16161A108 18533172 238559 X 221614 425 16520
CHASE MANHATTAN CORP (NEW) COM 16161A108 3987414 51326 X 19447 25865 6014
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 115836617 2076122 1729792 259989 86341
</TABLE>
<PAGE> 154
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 46-NATIONAL CITY BANK OF PA. ON 01/13/00 AS OF 12/31/99 DEPT ID# 046 PAGE 176
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
CHEVRON CORP COM 166751107 27137014 313270 X 310170 800 2300
CHEVRON CORP COM 166751107 21834005 252052 X 177236 46835 27981
CHURCH & DWIGHT INC COM 171340102 249987 9367 X 7117 2000 250
CHURCH & DWIGHT INC COM 171340102 160128 6000 X 5200 0 800
CISCO SYS INC COM 17275R102 101199381 944685 X 887542 7400 49743
CISCO SYS INC COM 17275R102 33613575 313779 X 168882 115278 29619
CINTAS CORP COM 172908105 1742925 32808 X 32233 275 300
CINTAS CORP COM 172908105 332563 6260 X 4240 1370 650
CITIGROUP INC COM 172967101 4805707 86297 X 85322 0 975
CITIGROUP INC COM 172967101 1302097 23382 X 9692 10575 3115
CITIZENS UTILS CO DEL CL B 177342201 42564 3000 X 3000 0 0
CITIZENS UTILS CO DEL CL B 177342201 168312 11863 X 10546 0 1317
CLEAR CHANNEL COMMUNICATIONS INC COM 184502102 1101524 12342 X 12042 100 200
CLEAR CHANNEL COMMUNICATIONS INC COM 184502102 254452 2851 X 1731 590 530
CLOROX CO COM 189054109 2181288 43301 X 41316 500 1485
CLOROX CO COM 189054109 1804936 35830 X 25850 8180 1800
COASTAL CORP COM 190441105 9531759 268970 X 265170 0 3800
COASTAL CORP COM 190441105 165495 4670 X 3910 760 0
COCA-COLA CO COM 191216100 20351581 349383 X 342818 575 5990
COCA-COLA CO COM 191216100 7782025 133597 X 58387 53239 21971
COLGATE-PALMOLIVE CO COM 194162103 725140 11156 X 9556 0 1600
COLGATE-PALMOLIVE CO COM 194162103 533000 8200 X 8200 0 0
COMCAST CORP CL A SPL 200300200 19728924 390185 X 382535 550 7100
COMCAST CORP CL A SPL 200300200 2352191 46520 X 12370 33750 400
COMERICA INC COM 200340107 3524477 75490 X 75000 200 290
COMERICA INC COM 200340107 600174 12855 X 2615 10240 0
COMMERCE ONE INC 200693109 294750 1500 X 1500 0 0
COMMERCIAL INTERTECH CORP 201709102 153000 12000 X 12000 0 0
COMPAQ COMPUTER CORP COM 204493100 2953223 109124 X 105499 1325 2300
COMPAQ COMPUTER CORP COM 204493100 2659589 98274 X 66224 23200 8850
COMPUTER ASSOC INTL INC COM 204912109 587829 8405 X 8405 0 0
COMPUTER ASSOC INTL INC COM 204912109 47208 675 X 0 675 0
CONEXANT SYSTEMS INC 207142100 8975228 135220 X 135220 0 0
CONEXANT SYSTEMS INC 207142100 5655947 85212 X 77736 2716 4760
CONNEAUT TEL CO COM 207525106 367198 487 X 487 0 0
CONOCO INC COMMN 208251306 443124 17904 X 15604 300 2000
CONOCO INC COMMN 208251306 186863 7550 X 5400 2150 0
CONOCO INC 208251405 6112086 245712 X 240833 364 4515
CONOCO INC 208251405 406358 16336 X 12356 2353 1627
CONSOLIDATED EDISON INC 209115104 150696 4368 X 4368 0 0
CONSOLIDATED EDISON INC 209115104 200100 5800 X 5300 500 0
CONSOLIDATED NAT GAS CO COM 209615103 3976543 61236 X 59736 0 1500
CONSOLIDATED NAT GAS CO COM 209615103 7008499 107926 X 58841 37435 11650
CONSTELLATION ENERGY CORP 210371100 175682 6058 X 5287 0 771
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 303579147 4321900 3757476 364235 200189
</TABLE>
<PAGE> 155
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 46-NATIONAL CITY BANK OF PA. ON 01/13/00 AS OF 12/31/99 DEPT ID# 046 PAGE 177
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
CONSTELLATION ENERGY CORP 210371100 201927 6963 X 3063 3500 400
COOPER INDS INC COM 216669101 26285 650 X 650 0 0
COOPER INDS INC COM 216669101 343521 8495 X 5295 3000 200
CORN PRODS INTL INC 219023108 57542 1757 X 1757 0 0
CORN PRODS INTL INC 219023108 215561 6582 X 5960 622 0
CORNING INC COM 219350105 321700 2495 X 2495 0 0
CORNING INC COM 219350105 225642 1750 X 700 1050 0
CROWN CORK & SEAL INC COM 228255105 6713 300 X 300 0 0
CROWN CORK & SEAL INC COM 228255105 287519 12850 X 11850 1000 0
DELAWARE GROUP TAX FREE PA CL A 233216100 769006 102261 X 102261 0 0
DELAWARE GROUP TAX FREE PA CL A 233216100 245382 32631 X 12417 12682 7532
DQE INC COM 23329J104 882245 25480 X 25480 0 0
DQE INC COM 23329J104 605487 17487 X 6125 3850 7512
DANA CORP COM 235811106 227289 7592 X 7592 0 0
DANA CORP COM 235811106 98795 3300 X 3000 300 0
DAVIS 239080104 290495 10101 X 10101 0 0
DAVIS TAX-FREE HIGH INCOME F 239107204 138856 16491 X 16491 0 0
DAYTON HUDSON CORP COM 239753106 12740759 173490 X 170770 0 2720
DAYTON HUDSON CORP COM 239753106 2132052 29032 X 14762 14270 0
DEERE & CO COM 244199105 101845 2348 X 2348 0 0
DEERE & CO COM 244199105 173500 4000 X 400 3600 0
DELAWARE GROUP DECATUR EQUITY INC A 245907100 16793 1007 X 1007 0 0
DELAWARE GROUP DECATUR EQUITY INC A 245907100 174357 10453 X 2515 0 7938
DELAWARE GROUP TAX FREE FD INC 245909106 84681 8042 X 8042 0 0
DELAWARE GROUP TAX FREE FD INC 245909106 146394 13903 X 0 13903 0
DELL COMPUTER CORP COM 247025109 2361810 46310 X 42935 1200 2175
DELL COMPUTER CORP COM 247025109 3402210 66710 X 60510 4100 2100
DELPHI AUTOMOTIVE SYS CORP 247126105 70481 4475 X 4475 0 0
DELPHI AUTOMOTIVE SYS CORP 247126105 330183 20964 X 11435 9302 227
DEVELOPMENTAL VENTURE CAPITAL CORP 251612107 10000 10000 X 0 0 10000
DIASENSE INC 252834106 1 25000 X 25000 0 0
DISNEY WALT CO 254687106 3159673 108023 X 101473 450 6100
DISNEY WALT CO 254687106 4683539 160121 X 91487 51325 17309
DODGE & COX STOCK FD COM 256219106 992825 9877 X 9135 0 742
DOMINION RES INC VA 257470104 82464 2101 X 2001 100 0
DOMINION RES INC VA 257470104 323813 8250 X 1250 5950 1050
DONNELLEY R R & SONS CO COM 257867101 110418 4450 X 4450 0 0
DONNELLEY R R & SONS CO COM 257867101 338697 13650 X 750 9400 3500
DOW CHEM CO COM 260543103 2332157 17453 X 17453 0 0
DOW CHEM CO COM 260543103 3159029 23641 X 15659 5057 2925
DU PONT E I DE NEMOURS & CO COM 263534109 13779799 209181 X 201270 2901 5010
DU PONT E I DE NEMOURS & CO COM 263534109 20011903 303786 X 199126 82026 22634
DUKE ENERGY CORP COM 264399106 625309 12475 X 11375 0 1100
DUKE ENERGY CORP COM 264399106 431075 8600 X 3500 5100 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 76719732 1554527 1218665 234688 101174
</TABLE>
<PAGE> 156
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 46-NATIONAL CITY BANK OF PA. ON 01/13/00 AS OF 12/31/99 DEPT ID# 046 PAGE 178
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
DUKE WEEKS REALTY CORP 264411505 48750 2500 X 2500 0 0
DUKE WEEKS REALTY CORP 264411505 193440 9920 X 4220 4625 1075
DUN & BRADSTREET CORP DEL 26483B106 23010 780 X 780 0 0
DUN & BRADSTREET CORP DEL 26483B106 308541 10459 X 7786 2673 0
E M C CORP MASS COM 268648102 19644024 179808 X 171793 150 7865
E M C CORP MASS COM 268648102 1986711 18185 X 7190 9020 1975
EV CLASSIC SR FLOATING-RATE 269261103 99398 10040 X 10040 0 0
EASTERN ENTERPRISES INC COM 27637F100 57438 1000 X 1000 0 0
EASTERN ENTERPRISES INC COM 27637F100 160826 2800 X 2800 0 0
EASTMAN CHEMICAL CO COM 277432100 64331 1349 X 1349 0 0
EASTMAN CHEMICAL CO COM 277432100 430909 9036 X 8876 160 0
EASTMAN KODAK CO COM 277461109 831438 12550 X 12200 0 350
EASTMAN KODAK CO COM 277461109 739748 11166 X 7082 3359 725
EATON CORP COM 278058102 509464 7015 X 7015 0 0
EATON CORP COM 278058102 275757 3797 X 3247 350 200
ECOLAB INC COM 278865100 934696 23890 X 23090 0 800
ECOLAB INC COM 278865100 471848 12060 X 8770 2690 600
ELECTRONIC DATA SYS CORP NEW COM 285661104 244926 3659 X 3152 0 507
ELECTRONIC DATA SYS CORP NEW COM 285661104 300150 4484 X 2368 504 1612
EMERSON ELEC CO COM 291011104 23953259 417486 X 406291 4800 6395
EMERSON ELEC CO COM 291011104 13297402 231763 X 86726 127115 17922
ENRON CORP COM 293561106 11086916 249846 X 246346 1200 2300
ENRON CORP COM 293561106 9780428 220404 X 148812 40196 31396
EQUITABLE RESOURCES INC COM 294549100 252315 7560 X 7560 0 0
EQUITABLE RESOURCES INC COM 294549100 534367 16011 X 11862 3137 1012
EQUITY INCOME FD UNIT 294700703 324600 1600 X 0 0 1600
EQUITY INV FD 294710512 7600 10000 X 10000 0 0
EQUITY RESIDENTIAL PROPERTIES TRUST 29476L107 248316 5817 X 5340 477 0
ERICSSON L M TEL CO 294821400 1106843 16850 X 16250 0 600
ERICSSON L M TEL CO 294821400 1408351 21440 X 14500 4940 2000
ERIE INDTY CO 29530P102 95328317 2944504 X 2944504 0 0
ERIE INDTY CO 29530P102 58590333 1809740 X 0 1809740 0
AMERICAN FUNDS 298706102 218662 5126 X 5126 0 0
EVERGREEN PA TAX FREE FD 300326105 283931 26266 X 26266 0 0
EXXON MOBIL CORP 30231G102 168041050 2085834 X 2025909 25894 34031
EXXON MOBIL CORP 30231G102 321571001 3991547 X 2429205 922270 640072
F N B CORP COM 302520101 75272 3383 X 3383 0 0
F N B CORP COM 302520101 256498 11528 X 590 10938 0
FARMERS NATL BANC CORP COM 309627107 1161296 83697 X 83697 0 0
FREDDIE MAC COM 313400301 10211259 216970 X 215960 0 1010
FREDDIE MAC COM 313400301 398859 8475 X 6725 1400 350
FANNIE MAE COM 313586109 37592421 602076 X 566940 1100 34036
FANNIE MAE COM 313586109 23047614 369128 X 209248 119095 40785
FEDERATED SHORT TERM MUNI 313907107 3415233 338813 X 333952 0 4861
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 809517548 14020362 10090450 3095833 834079
</TABLE>
<PAGE> 157
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 46-NATIONAL CITY BANK OF PA. ON 01/13/00 AS OF 12/31/99 DEPT ID# 046 PAGE 179
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
FEDERATED SHORT TERM MUNI 313907107 1268182 125812 X 70498 15897 39417
FEDERATED GOVT INCOME SECS INC CL F 313912107 140138 16925 X 16925 0 0
FEDERATED GOVT INCOME SECS INC CL F 313912107 177807 21474 X 0 21474 0
FEDERATED EQUITY INCOME FUND 313915100 27555632 1245734 X 1220215 7433 18086
FEDERATED EQUITY INCOME FUND 313915100 3175959 143579 X 66095 64326 13157
FEDERATED INCOME TRUST 314199100 13365017 1354105 X 1312119 7512 34474
FEDERATED INCOME TRUST 314199100 9828585 995804 X 400778 459477 135549
FEDERATED U S GOVT SECURITIES FUND 31428M100 36579505 3544526 X 3502216 13789 28520
FEDERATED U S GOVT SECURITIES FUND 31428M100 5679971 550385 X 308495 171747 70143
FIDELITY ADVISOR FDS 315805101 14099466 193090 X 186673 559 5859
FIDELITY ADVISOR FDS 315805101 5188106 71050 X 33018 29875 8157
FIDELITY SPARTAN US EQUITY INDX #650 315911206 602773 11572 X 11572 0 0
FIDELITY SPARTAN US EQUITY INDX #650 315911206 8334 160 X 0 160 0
FIDELITY MAGELLAN FUND 316184100 823271 6026 X 6026 0 0
FIDELITY NEW YORK MUN TR 316337104 496675 496675 X 105939 390736 0
FIRST BLANCHESTER BANCSHARES INC COM 319320982 205920 1584 X 1584 0 0
FIRST COMWLTH FINL CORP PA 319829107 662725 55227 X 55227 0 0
FIRST COMWLTH FINL CORP PA 319829107 76560 6380 X 0 6380 0
FIRST HEALTH GROUP CORP 320960107 319813 11900 X 10700 0 1200
FIRST UNION CORP COM 337358105 1993540 60524 X 59330 0 1194
FIRST UNION CORP COM 337358105 2130067 64669 X 34230 24346 6093
FIRSTAR CORP NEW WIS 33763V109 590275 27942 X 25717 2050 175
FIRSTAR CORP NEW WIS 33763V109 135200 6400 X 3850 2350 200
FIRSTENERGY CORP 337932107 147676 6509 X 6509 0 0
FIRSTENERGY CORP 337932107 110876 4887 X 4525 262 100
FORD MOTOR CO DEL COM 345370100 1209245 22682 X 21682 0 1000
FORD MOTOR CO DEL COM 345370100 1357296 25459 X 13721 10638 1100
FORTUNE BRANDS INC 349631101 747025 22594 X 22594 0 0
FORTUNE BRANDS INC 349631101 1792940 54228 X 26468 12360 15400
FRANKLIN RES INC COM 354613101 644979 20116 X 18016 0 2100
FRANKLIN RES INC COM 354613101 122930 3834 X 2434 900 500
FRANKLIN SMALL CAP GROWTH FUND 354713869 5590949 126093 X 124568 742 783
FRANKLIN SMALL CAP GROWTH FUND 354713869 566325 12772 X 5673 6255 844
FRANKLIN PENNSYLVANIA TAX-FREE 354723801 149575 15597 X 15597 0 0
FRANKLIN PENNSYLVANIA TAX-FREE 354723801 440868 45972 X 45473 48 451
GTE CORP COM 362320103 21643366 306724 X 302664 675 3385
GTE CORP COM 362320103 4103732 58157 X 38167 17140 2850
GALLAHER GROUP PLC 363595109 164267 10684 X 9684 1000 0
GALLAHER GROUP PLC 363595109 454608 29568 X 15868 4700 9000
GANNETT CO INC COM 364730101 2301055 28212 X 27012 300 900
GANNETT CO INC COM 364730101 2925339 35866 X 13820 19296 2750
GAP INC COM 364760108 61640 1340 X 1340 0 0
GAP INC COM 364760108 186300 4050 X 0 0 4050
GATEWAY INC 367626108 288252 4000 X 0 0 4000
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 170112764 9850887 8147022 1292427 411437
</TABLE>
<PAGE> 158
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 46-NATIONAL CITY BANK OF PA. ON 01/13/00 AS OF 12/31/99 DEPT ID# 046 PAGE 180
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
GENERAL ELEC CO COM 369604103 190989665 1234182 X 1198567 18550 17065
GENERAL ELEC CO COM 369604103 211436627 1366311 X 680953 484452 200906
GENERAL MILLS INC COM 370334104 89661 2508 X 2508 0 0
GENERAL MILLS INC COM 370334104 672100 18800 X 13800 5000 0
GENERAL MTRS CORP COM 370442105 731459 10063 X 9663 0 400
GENERAL MTRS CORP COM 370442105 1785217 24560 X 16302 7932 326
GEORGIA PACIFIC CORP COM 373298108 40600 800 X 800 0 0
GEORGIA PACIFIC CORP COM 373298108 474513 9350 X 600 8750 0
GILLETTE CO COM 375766102 16672120 404781 X 398446 350 5985
GILLETTE CO COM 375766102 2643240 64175 X 36892 25483 1800
GLAXO WELLCOME PLC 37733W105 135720 2429 X 2429 0 0
GLAXO WELLCOME PLC 37733W105 251102 4494 X 3894 600 0
GOODRICH B F CO COM 382388106 64625 2350 X 2350 0 0
GOODRICH B F CO COM 382388106 143000 5200 X 3700 1000 500
GOODYEAR TIRE & RUBBER CO COM 382550101 256215 9130 X 7930 1200 0
GROWTH FD AMER INC COM 399874106 258542 8872 X 8872 0 0
GUIDANT CORP COM 401698105 199045 4235 X 4035 200 0
GUIDANT CORP COM 401698105 47000 1000 X 900 100 0
HSB GROUP INC 40428N109 299448 8856 X 6156 0 2700
HSB GROUP INC 40428N109 1334396 39464 X 15975 17512 5977
HT INSIGHT FDS INC 404299778 1361617 93070 X 93070 0 0
HT INSIGHT FDS INC 404299778 297818 20357 X 7722 12285 350
HALLIBURTON CO COM 406216101 101028 2510 X 2510 0 0
HALLIBURTON CO COM 406216101 367764 9137 X 100 8337 700
HARBOR FD CAPITAL APPRECIATION 411511504 5880946 116109 X 112149 618 3343
HARBOR FD CAPITAL APPRECIATION 411511504 495458 9782 X 3599 5464 719
HARLEY DAVIDSON INC COM 412822108 3074960 47999 X 45924 350 1725
HARLEY DAVIDSON INC COM 412822108 820647 12810 X 10570 940 1300
HARTFORD FINL SVCS GROUP INC COM 416515104 1146333 24197 X 24197 0 0
HARTFORD FINL SVCS GROUP INC COM 416515104 396624 8372 X 7800 572 0
HEARTLAND VALUE FD INC 422359109 30128591 825441 X 814200 1072 10169
HEARTLAND VALUE FD INC 422359109 4965916 136052 X 47766 79584 8702
HEINZ H J CO COM 423074103 11670823 293141 X 286741 1400 5000
HEINZ H J CO COM 423074103 20681858 519475 X 249109 182878 87488
HERSHEY FOODS CORP 427866108 132826 2800 X 2600 0 200
HERSHEY FOODS CORP 427866108 425424 8968 X 4468 4500 0
HEWLETT PACKARD CO COM 428236103 14585480 128224 X 107474 200 20550
HEWLETT PACKARD CO COM 428236103 28723354 252513 X 159263 67053 26197
HOME DEPOT INC COM 437076102 58958006 857571 X 821121 2783 33668
HOME DEPOT INC COM 437076102 14566922 211883 X 95394 99831 16658
HONEYWELL INTL INC 438516106 582707 10101 X 10101 0 0
HONEYWELL INTL INC 438516106 537306 9314 X 127 9187 0
HUBBELL INC CL B 443510201 85156 3125 X 3025 0 100
HUBBELL INC CL B 443510201 713133 26170 X 16590 8280 1300
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 629224992 6850681 5340392 1056463 453828
</TABLE>
<PAGE> 159
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 46-NATIONAL CITY BANK OF PA. ON 01/13/00 AS OF 12/31/99 DEPT ID# 046 PAGE 181
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
IDS HIGH YIELD TAX EXEMPT FD 449440205 172511 40212 X 40212 0 0
IMS HEALTH INC 449934108 10875 400 X 400 0 0
IMS HEALTH INC 449934108 692533 25472 X 15272 10200 0
ILLINOIS TOOL WORKS INC COM 452308109 4504425 66670 X 42170 200 24300
ILLINOIS TOOL WORKS INC COM 452308109 4866158 72024 X 14610 43614 13800
IMPERIAL OIL LTD COMMON NEW 453038408 64875 3000 X 3000 0 0
IMPERIAL OIL LTD COMMON NEW 453038408 467100 21600 X 21600 0 0
AMERICAN INCOME FUND OF AMERICA 453320103 85036 5403 X 5403 0 0
AMERICAN INCOME FUND OF AMERICA 453320103 98606 6265 X 0 6265 0
INETVISIONZ COM INC 45663K108 7500 10000 X 10000 0 0
INFORMIX CORP COM 456779107 114380 10000 X 0 10000 0
INGERSOLL RAND CO COM 456866102 165189 3000 X 3000 0 0
INGERSOLL RAND CO COM 456866102 328396 5964 X 5964 0 0
INKTOMI CORP COM 457277101 214775 2420 X 2420 0 0
INKTOMI CORP COM 457277101 102950 1160 X 1160 0 0
INTEL CORP COM 458140100 61698779 749563 X 693993 2225 53345
INTEL CORP COM 458140100 32391136 393512 X 197605 161339 34568
INTERNATIONAL BUSINESS MACHS CORP 459200101 5800566 53771 X 52486 260 1025
INTERNATIONAL BUSINESS MACHS CORP 459200101 23833292 220934 X 185350 27558 8026
INTERNATIONAL FLAVORS & 459506101 152381 4050 X 4050 0 0
INTERNATIONAL FLAVORS & 459506101 696063 18500 X 16100 2400 0
INTERNATIONAL PAPER CO COM 460146103 9724832 172310 X 169680 0 2630
INTERNATIONAL PAPER CO COM 460146103 852665 15108 X 8268 2640 4200
INTUIT INC COM 461202103 215777 3600 X 0 3600 0
INVESCO STK FDS INC 46127G105 136973 16889 X 16889 0 0
INVESCO STK FDS INC 46127G105 316732 39054 X 39054 0 0
INVESTMENT CO OF AMERICA COM 461308108 395565 12186 X 11715 0 472
JDS UNIPHASE CORP 46612J101 161313 1000 X 1000 0 0
JDS UNIPHASE CORP 46612J101 161313 1000 X 1000 0 0
JANUS FUND INCORPORATED 471023101 1384204 31423 X 28132 0 3292
JANUS FUND INCORPORATED 471023101 29257 664 X 664 0 0
JOHNSON & JOHNSON 478160104 50025082 536462 X 492062 20675 23725
JOHNSON & JOHNSON 478160104 63779736 683965 X 266223 308515 109227
KEMPER MUNICIPAL BOND FUND 488419201 111174 11827 X 11827 0 0
KEYCORP NEW COM 493267108 204214 9230 X 9230 0 0
KEYCORP NEW COM 493267108 506530 22894 X 14394 8500 0
KIMBERLY-CLARK CORP COM 494368103 8259192 126214 X 124014 0 2200
KIMBERLY-CLARK CORP COM 494368103 6859538 104825 X 46292 48045 10488
LSI LOGIC CORP COM 502161102 347625 5150 X 5150 0 0
LEAP WIRELESS INTL INC 521863100 213913 2725 X 2725 0 0
LEGG MASON VALUE TR FD 524659109 8594 114 X 114 0 0
LEGG MASON VALUE TR FD 524659109 253058 3362 X 99 3263 0
LEHMAN BROTHERS HLDGS INC COM 524908100 285229 3368 X 968 1880 520
LEXMARK INTL GROUP INC 529771107 9861333 108965 X 107580 0 1385
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 290561375 3626255 2671875 661179 293203
</TABLE>
<PAGE> 160
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 46-NATIONAL CITY BANK OF PA. ON 01/13/00 AS OF 12/31/99 DEPT ID# 046 PAGE 182
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
LEXMARK INTL GROUP INC 529771107 144800 1600 X 1340 260 0
LIBERTY ELECTRONICS INC COM 530454107 42220 42220 X 42220 0 0
LIBERTY FDS TR II 530547405 97308 15569 X 15569 0 0
LILLY ELI & CO COM 532457108 589589 8866 X 7666 0 1200
LILLY ELI & CO COM 532457108 1083950 16300 X 5000 7200 4100
LOWES COS INC COM 548661107 1021725 17100 X 3100 0 14000
LOWES COS INC COM 548661107 59750 1000 X 0 1000 0
LUCENT TECHNOLOGIES INC COM 549463107 45715425 609539 X 579210 5975 24354
LUCENT TECHNOLOGIES INC COM 549463107 27280200 363736 X 200720 120813 42203
MBIA INC 55262C100 211252 4000 X 0 4000 0
MBNA CORP COM 55262L100 9228621 338665 X 334985 0 3680
MBNA CORP COM 55262L100 183502 6734 X 3850 2134 750
MCI WORLDCOM INC 55268B106 28551105 538061 X 507531 1613 28917
MCI WORLDCOM INC 55268B106 8358696 157524 X 58190 80747 18588
MANAGERS FDS 561717208 260419 2849 X 2849 0 0
MANULIFE FINL CORP 56501R106 520500 41023 X 41023 0 0
MANULIFE FINL CORP 56501R106 46946 3700 X 747 0 2953
MARSH & MCLENNAN COS INC 571748102 57413 600 X 600 0 0
MARSH & MCLENNAN COS INC 571748102 560923 5862 X 2900 2712 250
MFS 575736103 385895 18420 X 18420 0 0
MAXIM INTEGRATED PRODS INC 57772K101 3876305 82146 X 61346 800 20000
MAXIM INTEGRATED PRODS INC 57772K101 554459 11750 X 10200 1250 300
MAY DEPT STORES CO 577778103 2289686 70998 X 70248 0 750
MAY DEPT STORES CO 577778103 3339101 103538 X 46645 24381 32512
MCDONALDS CORP 580135101 3303852 81955 X 79580 150 2225
MCDONALDS CORP 580135101 12533312 310900 X 149500 108300 53100
MEDIAONE GROUP INC 58440J104 819595 10670 X 10670 0 0
MEDIAONE GROUP INC 58440J104 634015 8254 X 1644 4196 2414
MEDTRONIC INC 585055106 14338426 393502 X 365122 800 27580
MEDTRONIC INC 585055106 3330251 91395 X 42675 40370 8350
MELLON FINL CORP 58551A108 1730911 50815 X 49463 700 652
MELLON FINL CORP 58551A108 1038206 30479 X 15944 6729 7806
MERCK & CO INC 589331107 56034523 833996 X 806711 7225 20060
MERCK & CO INC 589331107 49406809 735352 X 336522 243416 155414
MERITOR AUTOMOTIVE INC 59000G100 877824 45307 X 45307 0 0
MERITOR AUTOMOTIVE INC 59000G100 435008 22452 X 22000 452 0
MICROSOFT CORP 594918104 38920714 333368 X 319488 475 13405
MICROSOFT CORP 594918104 15177500 130000 X 84645 39355 6000
MINNESOTA MNG & MFG CO 604059105 6539127 66811 X 64861 800 1150
MINNESOTA MNG & MFG CO 604059105 12619513 128935 X 67643 43038 18254
MOLEX INC 608554101 86449 1525 X 1525 0 0
MOLEX INC 608554101 159407 2812 X 2812 0 0
MONSANTO CO 611662107 7403353 208910 X 205180 0 3730
MONSANTO CO 611662107 1366489 38560 X 21530 12680 4350
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 361215074 5987798 4707181 761571 519047
</TABLE>
<PAGE> 161
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 46-NATIONAL CITY BANK OF PA. ON 01/13/00 AS OF 12/31/99 DEPT ID# 046 PAGE 183
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
MORGAN J P & CO INC 616880100 2227334 17590 X 17240 0 350
MORGAN J P & CO INC 616880100 2010805 15880 X 8880 6500 500
MORGAN STANLEY DEAN WITTER DISCOVER 617446448 414689 2905 X 2905 0 0
MORGAN STANLEY DEAN WITTER DISCOVER 617446448 262089 1836 X 954 882 0
MOTOROLA INC 620076109 2029105 13780 X 13380 0 400
MOTOROLA INC 620076109 1974181 13407 X 10440 2667 300
MYLAN LABS INC 628530107 130046 5163 X 4763 0 400
MYLAN LABS INC 628530107 330668 13128 X 6263 0 6865
NSD BANCORP INC COM 62938D108 101220 5784 X 5784 0 0
NSD BANCORP INC COM 62938D108 205503 11743 X 11743 0 0
NALCO CHEM CO 629853102 333900 6300 X 0 6300 0
NATIONAL CITY CORP 635405103 180647365 7626113 X 7537713 19668 68732
NATIONAL CITY CORP 635405103 207042538 8740398 X 6445026 914730 1380642
NATIONAL FUEL GAS CO N J 636180101 1003284 21576 X 21576 0 0
NATIONAL FUEL GAS CO N J 636180101 1272984 27376 X 19012 5364 3000
AMERICAN NEW PERSPECTIVE FUND 648018109 292215 9926 X 9926 0 0
NEWELL RUBBERMAID INC 651229106 1388230 47870 X 39987 7883 0
NEWELL RUBBERMAID INC 651229106 1643227 56663 X 39209 10927 6527
NEXTEL COMMUNICATIONS INC 65332V103 206250 2000 X 2000 0 0
NEXTEL COMMUNICATIONS INC 65332V103 154688 1500 X 1000 500 0
NIKE INC 654106103 183383 3700 X 3700 0 0
NIKE INC 654106103 277553 5600 X 4800 800 0
NOKIA CORP 654902204 38213 200 X 200 0 0
NOKIA CORP 654902204 238829 1250 X 750 500 0
NORFOLK SOUTHN CORP 655844108 347475 16950 X 15450 0 1500
NORFOLK SOUTHN CORP 655844108 702023 34245 X 24705 4140 5400
NORTH PITTSBURGH SYSTEMS INC COM 661562108 2627093 178108 X 19960 34908 123240
NORTHERN TR CORP 665859104 3445000 65000 X 65000 0 0
NORTHWEST BANCORP INC PA 667328108 141188 20350 X 20350 0 0
NORTHWEST BANCORP INC PA 667328108 5550 800 X 0 800 0
NUVEEN FLAGSHIP MULTISTATE I 67065L716 173655 18241 X 18241 0 0
OIL WELL AUTOMATION INC CLASS A COM 677895997 1 450000 X 450000 0 0
OMNICOM GROUP INC 681919106 11650500 116505 X 114955 0 1550
OMNICOM GROUP INC 681919106 292000 2920 X 2600 320 0
OPPENHEIMER STRATEGIC INC FD CL B 68380K201 209575 47958 X 47958 0 0
ORACLE CORP 68389X105 596736 5325 X 5325 0 0
ORACLE CORP 68389X105 1926027 17187 X 10612 4775 1800
PECO ENERGY CO 693304107 185600 5341 X 5341 0 0
PECO ENERGY CO 693304107 126490 3640 X 243 2347 1050
PE CORP 69332S201 298000 2000 X 2000 0 0
PIMCO FDS PAC INVT MGMT SER 693390700 249903 25243 X 25243 0 0
PIMCO 693391633 111328 11932 X 11932 0 0
PMC-SIERRA INC 69344F106 496970 3100 X 3100 0 0
PNC BK CORP 693475105 4450445 100010 X 98651 0 1359
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 432443858 17776543 15148917 1024011 1603615
</TABLE>
<PAGE> 162
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 46-NATIONAL CITY BANK OF PA. ON 01/13/00 AS OF 12/31/99 DEPT ID# 046 PAGE 184
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
PNC BK CORP 693475105 7360656 165408 X 101326 29247 34835
P P & L RES INC 693499105 441419 19297 X 19297 0 0
P P & L RES INC 693499105 231587 10124 X 3000 6778 346
PPG INDS INC 693506107 11071774 176970 X 173720 400 2850
PPG INDS INC 693506107 18914422 302326 X 174238 62665 65423
PENNEY J C CO INC 708160106 242785 12177 X 12177 0 0
PENNEY J C CO INC 708160106 2515059 126144 X 21794 99000 5350
PENNZOIL-QUAKER STATE COMPAN 709323109 82350 8083 X 8083 0 0
PENNZOIL-QUAKER STATE COMPAN 709323109 63003 6184 X 2037 4047 100
PEOPLES FINANCIAL CORP INC COM 71103G101 3498300 107640 X 0 0 107640
PEPSICO INC 713448108 15332375 434961 X 415631 1200 18130
PEPSICO INC 713448108 23353478 662510 X 349858 229698 82954
PFIZER INC 717081103 34271526 1056524 X 1011124 1125 44275
PFIZER INC 717081103 14156949 436431 X 199386 195795 41250
PHILIP MORRIS COS INC 718154107 5103401 221887 X 206287 2300 13300
PHILIP MORRIS COS INC 718154107 4479802 194774 X 134549 43375 16850
PHILIP SVCS CORP 71819M103 1150 10000 X 10000 0 0
PHILLIPS PETE CO 718507106 303949 6467 X 6467 0 0
PHILLIPS PETE CO 718507106 387186 8238 X 4950 2323 965
PITT DESMOINES INC 724508106 840550 34134 X 34134 0 0
PITT DESMOINES INC 724508106 4537107 184248 X 0 184248 0
PITTSBURGH TUBE CO COM 725378103 1318212 9858 X 9858 0 0
POTOMAC ELEC PWR CO 737679100 85100 3710 X 3710 0 0
POTOMAC ELEC PWR CO 737679100 172035 7500 X 4350 2893 257
PREMIER BANCORP INC PA 74046J109 480700 43700 X 43700 0 0
PROCTER & GAMBLE CO COM 742718109 41858764 382052 X 365119 700 16233
PROCTER & GAMBLE CO COM 742718109 25640262 234023 X 142843 65370 25810
PRUDENTIAL HIGH YIELD FD INC CL A 74435F106 163032 22091 X 22091 0 0
PUBLIC SVC ENTERPRISE GROUP INC 744573106 119304 3427 X 3427 0 0
PUBLIC SVC ENTERPRISE GROUP INC 744573106 105309 3025 X 1978 1047 0
PUTNAM FD FOR GROWTH & INCOME 746761105 62032 3308 X 3308 0 0
PUTNAM FD FOR GROWTH & INCOME 746761105 206160 10995 X 0 0 10995
PUTNAM PA TAX EXEMPT INCOME FD CL A 746852102 146172 17319 X 17319 0 0
PUTNAM PA TAX EXEMPT INCOME FD CL A 746852102 85701 10154 X 10154 0 0
QUALCOMM INC COM 747525103 21748620 123484 X 123044 0 440
QUALCOMM INC COM 747525103 15139001 85956 X 75908 10048 0
QWEST COMMUNICATIONS INTL INC COM 749121109 533200 12400 X 10800 1000 600
QWEST COMMUNICATIONS INTL INC COM 749121109 141900 3300 X 2900 0 400
RPM INC OHIO COM 749685103 117926 11575 X 11575 0 0
RPM INC OHIO COM 749685103 599564 58850 X 52425 6225 200
RAYTHEON CO 755111408 705726 26568 X 19068 7500 0
RAYTHEON CO 755111408 1967734 74078 X 21020 47258 5800
REX HIDE INC COM 761576107 584465 50823 X 50823 0 0
ROCKWELL INTL CORP NEW 773903109 6650604 138916 X 137660 0 1256
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 265820351 5521639 4021138 1004242 496259
</TABLE>
<PAGE> 163
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 46-NATIONAL CITY BANK OF PA. ON 01/13/00 AS OF 12/31/99 DEPT ID# 046 PAGE 185
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
ROCKWELL INTL CORP NEW 773903109 3805680 79492 X 73761 5031 700
ROWE T PRICE NEW AM GROWTH F 779557107 373726 7776 X 0 0 7776
T ROWE PRICE INTL STOCK FUNDS INC 77956H203 777083 40835 X 40835 0 0
T ROWE PRICE NEW HORIZONS FUND 779562107 286167 10395 X 10395 0 0
ROYAL DUTCH PETROLEUM CO 780257804 4019385 66367 X 65367 0 1000
ROYAL DUTCH PETROLEUM CO 780257804 3753089 61970 X 36820 24400 750
S & T BANCORP INC COM 783859101 294163 12686 X 12686 0 0
S & T BANCORP INC COM 783859101 25507 1100 X 600 0 500
SBC COMMUNICATIONS INC COM 78387G103 14401481 295415 X 288565 200 6650
SBC COMMUNICATIONS INC COM 78387G103 6570476 134779 X 83302 36228 15249
SEI INDEX FUNDS 783924103 2535182 55718 X 55718 0 0
SEI INDEX FUNDS 783924103 70558 1551 X 1551 0 0
SEI INSTL MANAGED TRUST 783925308 708961 64159 X 64159 0 0
SEI INSTL MANAGED TRUST 783925308 56134 5080 X 0 5080 0
SEI INSTL MANAGED TR 783925407 1772486 192661 X 188563 1472 2626
SEI INSTL MANAGED TR 783925407 705525 76688 X 43697 21340 11651
SEI DAILY INCOME TR 783965742 6027287 621370 X 610169 0 11201
SEI DAILY INCOME TR 783965742 3800482 391802 X 165818 149169 76815
SEI TAX EXEMPT TR 784118507 21070237 2077933 X 2043302 21847 12784
SEI TAX EXEMPT TR 784118507 29508547 2910113 X 1710337 946830 252946
SAFEWAY INC COM NEW 786514208 12679453 354670 X 350920 0 3750
SAFEWAY INC COM NEW 786514208 950414 26585 X 8165 14720 3700
SARA LEE CORP COM 803111103 201170 9118 X 9118 0 0
SARA LEE CORP COM 803111103 707560 32070 X 20930 11140 0
SCHERING-PLOUGH CORP COM 806605101 13850311 326851 X 325101 300 1450
SCHERING-PLOUGH CORP COM 806605101 9173764 216490 X 95235 119705 1550
SCHLUMBERGER LTD COM 806857108 14979258 266891 X 253316 0 13575
SCHLUMBERGER LTD COM 806857108 6580320 117244 X 57729 50565 8950
SCOTTS CO CL A 810186106 473863 11773 X 11298 350 125
SCOTTS CO CL A 810186106 1214544 30175 X 21250 7925 1000
SCUDDER INTERNATIONAL FD INC COM 811165109 761817 10769 X 3961 6808 0
SCUDDER MASSACHUSETTS TAX FREE FUND 811184308 211313 15699 X 0 15699 0
SEARS ROEBUCK & CO CAP 812387108 98658 3248 X 3248 0 0
SEARS ROEBUCK & CO CAP 812387108 197863 6514 X 4723 1291 500
SEMTECH CORP COM 816850101 616378 11825 X 11325 300 200
SEMTECH CORP COM 816850101 168624 3235 X 2835 400 0
SERVICE CORP INTERNATIONAL COM 817565104 17442 2514 X 2514 0 0
SERVICE CORP INTERNATIONAL COM 817565104 266128 38358 X 30104 7254 1000
SHELL TRANS & TRADING PLC 822703609 88200 1800 X 1800 0 0
SHELL TRANS & TRADING PLC 822703609 210700 4300 X 4300 0 0
SILICON GRAPHICS INC COM 827056102 96880 10000 X 0 10000 0
SIMON PPTY GROUP INC NEW 828806109 3120 136 X 136 0 0
SIMON PPTY GROUP INC NEW 828806109 278467 12140 X 11540 600 0
SKY FINL GROUP INC 83080P103 54156 2691 X 2691 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 164442559 8622986 6727884 1458654 436448
</TABLE>
<PAGE> 164
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 46-NATIONAL CITY BANK OF PA. ON 01/13/00 AS OF 12/31/99 DEPT ID# 046 PAGE 186
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
SKY FINL GROUP INC 83080P103 689374 34255 X 34255 0 0
SMITHKLINE BEECHAM CORP 832378301 413478 6448 X 6448 0 0
SMITHKLINE BEECHAM CORP 832378301 1024461 15976 X 7200 5500 3276
SONOCO PRODS CO COM 835495102 910 40 X 40 0 0
SONOCO PRODS CO COM 835495102 577463 25383 X 25383 0 0
SOUTHERN UNION CO NEW 844030106 458751 23987 X 23987 0 0
SPRINT CORP COM 852061100 30170091 448206 X 434606 1050 12550
SPRINT CORP COM 852061100 6847953 101733 X 66301 25532 9900
SPRINT CORP 852061506 2626050 25620 X 24295 325 1000
SPRINT CORP 852061506 1857710 18124 X 12206 2338 3580
STATE STR CORP 857477103 182658 2500 X 2500 0 0
STATE STR CORP 857477103 160739 2200 X 2200 0 0
STATE STR RESRCH INVT TR 857483200 149539 10674 X 10674 0 0
STATE STREET RESEARCH TAX EXEMPT FD 857513105 425862 54668 X 0 54668 0
STRUTHERS INDS INC 863583209 100 10000 X 10000 0 0
SUN MICROSYSTEMS INC COM 866810104 57428408 741605 X 736395 0 5210
SUN MICROSYSTEMS INC COM 866810104 9612379 124130 X 56980 64950 2200
SUN DEVELOPMENT COMPANY N.V. 8672959A7 1 65000 X 65000 0 0
SUNTRUST BKS INC COM 867914103 21401 311 X 311 0 0
SUNTRUST BKS INC COM 867914103 275252 4000 X 0 3000 1000
SYMBOL TECHNOLOGIES INC COM 871508107 1978398 31125 X 750 0 30375
SYSCO CORP COM 871829107 2312695 58456 X 56656 0 1800
SYSCO CORP COM 871829107 6466414 163446 X 95946 55400 12100
TECO ENERGY INC COM 872375100 94226 5076 X 5076 0 0
TECO ENERGY INC COM 872375100 655460 35310 X 22700 2610 10000
TJX COS INC NEW COM 872540109 10360840 506940 X 500950 0 5990
TJX COS INC NEW COM 872540109 170249 8330 X 7040 1290 0
T R W INC COM 872649108 377070 7260 X 4300 2960 0
TWP INC COM 873106108 393094 449 X 449 0 0
TWP INC COM 873106108 2859281 3268 X 2600 536 132
TANDY CORP COM 875382103 14339286 291520 X 288240 0 3280
TANDY CORP COM 875382103 211017 4290 X 3730 560 0
TELEFONOS DE MEXICO S A SPONSORED 879403780 225000 2000 X 2000 0 0
TELEFONOS DE MEXICO S A SPONSORED 879403780 191250 1700 X 1500 0 200
TELLABS INC COM 879664100 178699 2784 X 2784 0 0
TELLABS INC COM 879664100 503234 7840 X 5840 2000 0
TEMPLETON EMERGING MARKETS INCOME FD 880192109 158796 17051 X 17051 0 0
TEMPLETON FOREIGN FUND 880196209 9366110 834769 X 811324 2273 21172
TEMPLETON FOREIGN FUND 880196209 2297074 204730 X 94045 84799 25886
TEMPLETON INSTL FDS INC 880210208 572978 44417 X 42702 0 1715
TEMPLETON INSTL FDS INC 880210208 296323 22971 X 21336 1635 0
TEMPLETON INSTL FDS INC 880210505 23064752 1071284 X 1058734 0 12550
TEMPLETON INSTL FDS INC 880210505 987666 45874 X 36820 9054 0
TEXACO INC COM 881694103 55478720 1021463 X 1019463 0 2000
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 246461212 6107213 5620817 320480 165916
</TABLE>
<PAGE> 165
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 46-NATIONAL CITY BANK OF PA. ON 01/13/00 AS OF 12/31/99 DEPT ID# 046 PAGE 187
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
TEXACO INC COM 881694103 10926635 201179 X 53700 70099 77380
TEXAS INSTRS INC COM 882508104 17050931 176465 X 173870 200 2395
TEXAS INSTRS INC COM 882508104 2701345 27957 X 10567 17390 0
TEXAS UTILITIES CO COM (HLDG) 882848104 4303657 121015 X 118740 300 1975
TEXAS UTILITIES CO COM (HLDG) 882848104 303779 8542 X 4852 2890 800
TEXTRON INC COM 883203101 4223668 55076 X 54096 0 980
TEXTRON INC COM 883203101 2189442 28550 X 5400 21350 1800
THERMO ELECTRON CORP COM 883556102 96750 6450 X 6450 0 0
THERMO ELECTRON CORP COM 883556102 153000 10200 X 10200 0 0
3COM CORP COM 885535104 235000 5000 X 5000 0 0
3COM CORP COM 885535104 391134 8322 X 3400 3222 1700
TIME WARNER INC COM 887315109 25171866 348096 X 336626 1125 10345
TIME WARNER INC COM 887315109 3266017 45165 X 16270 25995 2900
TORONTO DOMINION BK ONT 891160509 121338 4494 X 4494 0 0
TORONTO DOMINION BK ONT 891160509 216000 8000 X 8000 0 0
TRICON GLOBAL RESTAURANTS 895953107 320665 8302 X 8302 0 0
TRICON GLOBAL RESTAURANTS 895953107 513442 13293 X 5455 6438 1400
TRIBUNE CO NEW COM 896047107 3474475 63100 X 63100 0 0
TRIBUNE CO NEW COM 896047107 2202080 39992 X 25000 14492 500
TUSCARORA INC COM 900902107 94575 7800 X 7800 0 0
TUSCARORA INC COM 900902107 1847741 152391 X 152391 0 0
TYCO INTL LTD NEW 902124106 27948492 716628 X 678608 1050 36970
TYCO INTL LTD NEW 902124106 5397678 138402 X 69294 50534 18574
US BANCORP NEW COM 902973106 452447 19000 X 19000 0 0
UNILEVER N V 904784709 484226 8895 X 7189 0 1706
UNILEVER N V 904784709 1486920 27314 X 17051 7943 2320
UNION PAC CORP CO COM 907818108 2178284 49860 X 49010 0 850
UNION PAC CORP CO COM 907818108 1974785 45202 X 28422 15880 900
UNION PAC RES GROUP INC COM 907834105 80988 6352 X 6352 0 0
UNION PAC RES GROUP INC COM 907834105 116510 9138 X 5498 3640 0
UNITED DOMINION RLTY TR INC COM 910197102 211819 21450 X 19450 2000 0
U S WEST INC NEW 91273H101 1231297 17101 X 17101 0 0
U S WEST INC NEW 91273H101 1080047 15001 X 7898 4136 2967
UNITED TECHNOLOGIES CORP COM 913017109 22905740 352396 X 346001 0 6395
UNITED TECHNOLOGIES CORP COM 913017109 4925050 75770 X 31040 26630 18100
VAN KAMPEN MERRITT PA TAX FREE 920902103 500116 30626 X 30626 0 0
VAN KAMPEN MERRITT PA TAX FREE 920902103 9506 582 X 582 0 0
VAN KAMPEN SR FLTG RATE FD 920960101 158114 15843 X 15843 0 0
VAN KAMPEN EQUITY INCOME FUND CL A 92113D102 80231 10501 X 10501 0 0
VAN KAMPEN EQUITY INCOME FUND CL A 92113D102 38735 5070 X 5070 0 0
VANGUARD WORLD FD 921910204 293223 13038 X 13038 0 0
VANGUARD 921935102 234954 8403 X 8403 0 0
VANGUARD 921935102 332537 11893 X 8339 0 3555
VANGUARD TOTAL BOND MARKET 921937108 261731 27378 X 27378 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 152186970 2965232 2495407 275314 194512
</TABLE>
<PAGE> 166
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 46-NATIONAL CITY BANK OF PA. ON 01/13/00 AS OF 12/31/99 DEPT ID# 046 PAGE 188
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
VANGUARD/WELLESLEY INCOME FD INC 921938106 116814 6197 X 6197 0 0
VANGUARD/WELLESLEY INCOME FD INC 921938106 131801 6992 X 6992 0 0
VANGUARD WINDSOR FUND INC 922018106 580066 38238 X 38238 0 0
VANGUARD WINDSOR FUND INC 922018106 1075151 70874 X 908 0 69965
VANGUARD 922018205 521993 20905 X 19325 0 1580
VANGUARD FIXED INCOME SECS FD 922031208 407667 55165 X 55165 0 0
VANGUARD NY INSURED TAX FREE FD #76 92204H103 565672 54973 X 0 54973 0
VANGUARD PA TAX-FREE FUND INSURED 92204L104 435274 41337 X 41337 0 0
VANGUARD PA TAX-FREE FUND INSURED 92204L104 224135 21285 X 20239 0 1046
VANGUARD MUN BD FD INC 922907308 80292 7788 X 7788 0 0
VANGUARD MUN BD FD INC 922907308 86756 8415 X 8415 0 0
VANGUARD 922908108 2918963 21569 X 21218 0 351
VANGUARD 922908108 1177463 8701 X 8492 0 208
VANGUARD 922908207 618578 16687 X 16687 0 0
VISTA GROWTH AND INCOME FUND 928374701 4004131 101653 X 98719 0 2934
VISTA GROWTH AND INCOME FUND 928374701 2044603 51907 X 20067 23888 7952
VODAFONE AIRTOUCH PLC 92857T107 872190 17620 X 17620 0 0
VODAFONE AIRTOUCH PLC 92857T107 932333 18835 X 5310 8305 5220
VULCAN MATERIALS CO COM 929160109 101842 2550 X 2100 0 450
VULCAN MATERIALS CO COM 929160109 335479 8400 X 0 8400 0
WAL MART STORES INC 931142103 61491042 889563 X 877463 1350 10750
WAL MART STORES INC 931142103 15105541 218525 X 108975 90550 19000
WALGREEN CO COM 931422109 12726500 435094 X 428814 650 5630
WALGREEN CO COM 931422109 1987684 67955 X 30995 17010 19950
WARNER LAMBERT CO COM 934488107 13603101 166017 X 158692 325 7000
WARNER LAMBERT CO COM 934488107 4253320 51909 X 36864 14595 450
AMERICAN WASHINGTON MUTUAL INVESTORS 939330106 284341 9619 X 9619 0 0
AMERICAN WASHINGTON MUTUAL INVESTORS 939330106 200106 6769 X 0 4126 2643
WELLMAN INC COM 949702104 279375 15000 X 0 15000 0
WELLS FARGO & CO NEW 949746101 8708364 215351 X 182701 100 32550
WELLS FARGO & CO NEW 949746101 1721163 42563 X 21933 15830 4800
WESTVACO CORP COM 961548104 240185 7362 X 2362 5000 0
WILLAMETTE INDS INC COM 969133107 464380 10000 X 0 0 10000
WILLIAMS COS INC DEL COM 969457100 374702 12260 X 12260 0 0
WILLIAMS COS INC DEL COM 969457100 676970 22150 X 6150 0 16000
WRIGLEY WILLIAM JR CO COM 982526105 1194307 14400 X 14400 0 0
WRIGLEY WILLIAM JR CO COM 982526105 8294 100 X 0 0 100
XILINX INC COM 983919101 221889 4880 X 480 400 4000
XEROX CORP COM 984121103 329770 14535 X 11375 0 3160
XEROX CORP COM 984121103 340774 15020 X 6800 7220 1000
YACKTMAN FD INC COM 984281105 52113 5544 X 4960 13 571
YACKTMAN FD INC COM 984281105 60038 6387 X 1400 4537 450
YAHOO! INC COM 984332106 983933 2274 X 2224 0 50
YAHOO! INC COM 984332106 512303 1184 X 1168 16 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 143051398 2814552 2314452 272288 227810
</TABLE>
<PAGE> 167
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 46-NATIONAL CITY BANK OF PA. ON 01/13/00 AS OF 12/31/99 DEPT ID# 046 PAGE 189
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
ALLEGHENY BUSINESS TRUST SHS BEN INT 990173262 2453033 2550 X 2550 0 0
ANDERSON FURNITURE CO COM 990339434 225000 450 X 450 0 0
BLAIR STRIP STEEL CO COM 990860264 14375 1 X 1 0 0
BLAIR STRIP STEEL CO COM 990860264 215625 19 X 19 0 0
CHARLES BUILDINGS INC 991576216 724259 500 X 500 0 0
DAILY NEWS PUBLISHING CO 992450213 296660 100 X 100 0 0
HORIX MFG CO COM 993896208 293249 414 X 0 414 0
JEFFERSON MEMORIAL PARK INC 994560266 381370 8640 X 0 8640 0
LEZZER CASH & CARRY OF CURWENSVILLE 995160009 1553638 2493 X 0 2493 0
PHILIPS RESOURCES INC COM 997310990 707438 404 X 404 0 0
PHILIPS RESOURCES INC COM 997310990 5078063 2902 X 2300 488 114
RCR GROUP INC COM 997506019 961875 35625 X 0 35625 0
SHEFFIELD INC 997650213 245656 50 X 50 0 0
SEVEN FIELDS DEVELOPMENT CORP 998225460 2 21220 X 3535 0 17685
SPANG & CO COM 998463970 345600 3200 X 3200 0 0
SPANG & CO COM (RESTRICTED I) 998463988 324000 3000 X 3000 0 0
STANDARD STEEL SPECIALTY CO COM 998541452 1804800 12032 X 11032 1000 0
THE STACKPOLE CORPORATION CLASS A 998769434 5125000 25625 X 0 0 25625
WEINMAN PUMP & SUPPLY CO COM 999487523 583229 90 X 90 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 21332872 119315 27231 48660 43424
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR COMMON STOCK 5153864596 133890962 110870816 15108569 7911577
</TABLE>
<PAGE> 168
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 46-NATIONAL CITY BANK OF PA. ON 01/13/00 AS OF 12/31/99 DEPT ID# 046 PAGE 190
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
B. PREFERRED STOCK INSTR OTHER
PREFERRED STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 0 0 0 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR PREFERRED STOCK 0 0 0 0 0
</TABLE>
<PAGE> 169
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 46-NATIONAL CITY BANK OF PA. ON 01/13/00 AS OF 12/31/99 DEPT ID# 046 PAGE 191
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
C. OTHER INSTR OTHER
OTHER
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
CRAY RESEARCH INC SUB DEB CONV 225224AA2 12100 20000 X 0 20000 0
INTERIM SVCS INC SUB NT CONV 45868PAA8 378400 430000 X 405000 25000 0
JACOBSON STORES INC SUB DEB CONV 469834AC9 13975 20000 X 0 20000 0
KENT ELECTRS CORP 490553AA2 119250 150000 X 150000 0 0
KERR MCGEE CORP SUB DEV 492386AL1 22380 24000 X 0 24000 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 546105 644000 555000 89000 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR OTHER 546105 644000 555000 89000 0
</TABLE>
<PAGE> 170
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 46-NATIONAL CITY BANK OF PA. ON 01/13/00 AS OF 12/31/99 DEPT ID# 046 PAGE 192
**SUMMARY PAGE FOR: 46-NATIONAL CITY BANK OF PA. **
CATEGORY MARKET SH/PV SOLE SHARED NONE
---------------------------------------- ---------- --------- --------- --------- ---------
<S> <C> <C> <C> <C> <C>
A. COMMON STOCK 5153864596 133890962 110870816 15108569 7911577
B. PREFERRED STOCK 0 0 0 0 0
C. OTHER 546105 644000 555000 89000 0
----------- ---------- ---------- ---------- ----------
**GRAND TOTALS** 5154410701 134534962 111425816 15197569 7911577
</TABLE>
<PAGE> 171
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 56-NATIONAL CITY BANK OF MI/IL ON 01/13/00 AS OF 12/31/99 DEPT ID# 056 PAGE 193
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
DAIMLERCHRYSLER AG D1668R123 358410 4595 X 4595 0 0
DAIMLERCHRYSLER AG D1668R123 319800 4100 X 3523 577 0
GLOBAL CROSSING LTD G3921A100 265000 5300 X 5300 0 0
TRANSOCEAN SEDCO FOREX INC G90078109 426822 13013 X 12688 0 325
TRANSOCEAN SEDCO FOREX INC G90078109 70072 2136 X 1674 10 453
DAWLEN CORPORATION U72150458 317218 569 X 569 0 0
MARSILJE SERVICES INCORPORATED 000334995 1 11667 X 11667 0 0
INCOME ADVANTAGE FUND, A COLLECTIVE 000504993 1238175 1238175 X 1238175 0 0
INCOME ADVANTAGE FD 0005209B4 200687 200687 X 200687 0 0
INCOME ADVANTAGE FUND 000520999 29303234 29303323 X 29303323 0 0
METRO ASSOCIATES COMPANY 000619999 2332000 250 X 0 0 250
P B & G SAND & GRAVEL & CONTRACTING 000739995 212000 10000 X 10000 0 0
JHL PROPERTY MANAGEMENT COMPANY 000752998 1079286 574 X 0 0 574
GRANGER ASSOCIATES INCORPORATED 000789990 2428800 4600 X 4600 0 0
INTERNATIONAL ENGINEERING & 000814996 1033206 13800 X 13800 0 0
ADC TELECOMMUNICATIONS INC COM 000886101 2777421 38276 X 38076 0 200
ADC TELECOMMUNICATIONS INC COM 000886101 112473 1550 X 1350 0 200
ACM GOVT SECS FD INC COM 000914101 38021 5964 X 5964 0 0
ACM GOVT SECS FD INC COM 000914101 31875 5000 X 5000 0 0
ACM GOVERNMENT SPECTRUM FUND 000917104 16314 3000 X 0 0 3000
ACM GOVERNMENT SPECTRUM FUND 000917104 217520 40000 X 40000 0 0
AFLAC INC COM 001055102 277937 5890 X 5890 0 0
AFLAC INC COM 001055102 15289 324 X 324 0 0
AIM CONSTELLATION FD INC 001413202 270185 6670 X 6670 0 0
AT&T CORP COM 001957109 7427902 146181 X 141464 0 4717
AT&T CORP COM 001957109 3023178 59496 X 51361 200 7935
AT&T CORP 001957208 575175 10124 X 10124 0 0
AT&T CORP 001957208 343151 6040 X 0 0 6040
ABBOTT LABS 002824100 9480126 261067 X 247789 0 13278
ABBOTT LABS 002824100 5537841 152503 X 105492 100 46911
ACORN FUND 004851101 3123147 168545 X 168545 0 0
ACORN FUND 004851101 374250 20197 X 20197 0 0
AEGON N V ORD AMER REG (NLG) 007924103 1456948 15256 X 15256 0 0
AEGON N V ORD AMER REG (NLG) 007924103 245053 2566 X 2423 0 143
AIM FDS GROUP 008879744 2823989 86387 X 86387 0 0
ALBERTSONS INC COM 013104104 443180 13742 X 13742 0 0
ALBERTSONS INC COM 013104104 369295 11451 X 11026 0 425
ALCOA INC 013817101 2337031 28157 X 28157 0 0
ALCOA INC 013817101 921964 11108 X 8708 0 2400
ALLEGHENY ENERGY INC 017361106 131323 4875 X 4275 0 600
ALLEGHENY ENERGY INC 017361106 190586 7075 X 6275 0 800
ALLIANCE BD FD 018528885 331290 26825 X 26825 0 0
ALLIANCE 01864D104 100879 16167 X 16167 0 0
ALLIANCE 01864D104 49611 7950 X 2259 0 5692
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 82627665 31975175 31880347 887 93943
</TABLE>
<PAGE> 172
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 56-NATIONAL CITY BANK OF MI/IL ON 01/13/00 AS OF 12/31/99 DEPT ID# 056 PAGE 194
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
ALLIANCE MUN INCOME FD II 01864E722 112513 11575 X 11575 0 0
ALLIANCE PREMIER GROWTH FD 01877C101 9829529 269302 X 269302 0 0
ALLSTATE CORP COM 020002101 393791 16365 X 16365 0 0
ALLSTATE CORP COM 020002101 330337 13728 X 12932 0 796
ALLTEL CORP COM 020039103 999202 12084 X 12084 0 0
ALLTEL CORP COM 020039103 218214 2639 X 2439 0 200
ALPHA BETA TECHNOLOGY INCORPORATED 02071K105 300 30000 X 30000 0 0
AMAZON.COM INC 023135106 256541 3370 X 3370 0 0
AMEREN CORP 023608102 128937 3937 X 3937 0 0
AMEREN CORP 023608102 339257 10359 X 8741 0 1618
AMERICA ONLINE INC DEL COM 02364J104 3539569 46650 X 45450 0 1200
AMERICA ONLINE INC DEL COM 02364J104 694636 9155 X 6695 0 2460
AMERICAN CENTY QUANTITATIV E 02507M402 2170651 63749 X 63749 0 0
AMERICAN CENTURY 025075201 114350 12691 X 12691 0 0
AMERICAN CENTURY 025075508 577284 54103 X 54103 0 0
AMERICAN CENTURY 025083882 142396 3110 X 3110 0 0
AMERICAN CENTURY 025083882 490531 10715 X 10715 0 0
AMERICAN CENTURY 025086505 381519 22233 X 22233 0 0
AMERICAN ELECTRIC POWER CO INC 025537101 342388 10658 X 10658 0 0
AMERICAN ELECTRIC POWER CO INC 025537101 233870 7280 X 7080 0 200
AMERICAN EXPRESS CO COM 025816109 3444866 20721 X 20521 0 200
AMERICAN EXPRESS CO COM 025816109 496090 2984 X 2684 0 300
AMERICAN GENERAL CORP 026351106 299706 3950 X 3950 0 0
AMERICAN GENERAL CORP 026351106 147577 1945 X 1945 0 0
AMERICAN HOME PRODS CORP COM 026609107 8595515 218994 X 217094 0 1900
AMERICAN HOME PRODS CORP COM 026609107 2318341 59066 X 56766 0 2300
AMERICAN INTL GROUP INC COM 026874107 17555068 162359 X 161100 0 1259
AMERICAN INTL GROUP INC COM 026874107 4255476 39357 X 34690 62 4605
AMERICAN MUT FD INC COM 027681105 104956 4404 X 4404 0 0
AMERICAN MUT FD INC COM 027681105 108375 4548 X 0 0 4548
AMERICAN PWR CONVERSION CORP COM 029066107 760919 28850 X 28850 0 0
AMERICAN PWR CONVERSION CORP COM 029066107 36925 1400 X 1000 0 400
AMETEK INC NEW 031100100 1887237 99000 X 99000 0 0
AMGEN INC 031162100 2999907 49946 X 47946 0 2000
AMGEN INC 031162100 1990848 33146 X 30621 0 2525
AMSOUTH BANCORPORATION COM 032165102 2636456 136512 X 136512 0 0
ANALOG DEVICES INC COM 032654105 179490 1930 X 1930 0 0
ANALOG DEVICES INC COM 032654105 148800 1600 X 1600 0 0
ANHEUSER BUSCH 035229103 1670028 23563 X 23563 0 0
ANHEUSER BUSCH 035229103 1105650 15600 X 10150 0 5450
AON CORP COM 037389103 271800 6795 X 6795 0 0
APPLIED MATLS INC 038222105 2711123 21400 X 21400 0 0
APPLIED MATLS INC 038222105 101350 800 X 500 0 300
ARCHER DANIELS MIDLAND CO COM 039483102 27815 2294 X 2294 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 75150133 1554867 1522544 62 32261
</TABLE>
<PAGE> 173
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 56-NATIONAL CITY BANK OF MI/IL ON 01/13/00 AS OF 12/31/99 DEPT ID# 056 PAGE 195
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
ARCHER DANIELS MIDLAND CO COM 039483102 95824 7903 X 4647 0 3256
ARDEN RLTY INC COM 039793104 332043 16550 X 15925 0 625
ARDEN RLTY INC COM 039793104 23072 1150 X 950 0 200
ARMADA MONEY MARKET FUND 042086108 22122194 22122194 X 22122194 0 0
ARMADA FDS 042086272 13990885 1183662 X 1183662 0 0
ARMADA FDS 042086272 55567 4701 X 4701 0 0
ARMADA GOVERNMENT MONEY MKT 042086306 6472238 6472238 X 6472238 0 0
ARMADA TAX MANAGED EQUITY FD #233 042086330 4742274 334434 X 334434 0 0
ARMADA TAX MANAGED EQUITY FD #233 042086330 2026325 142900 X 135164 0 7736
ARMADA NATIONAL TAX EXEMPT BD FD 042086363 7655654 799964 X 784417 0 15546
ARMADA NATIONAL TAX EXEMPT BD FD 042086363 2733668 285650 X 218134 0 67515
ARMADA TREASURY MONEY MKT FD 042086504 2421446 2421446 X 2421446 0 0
ARMADA SMALL CAP GROWTH FUND #519 042086579 16254111 1050686 X 1039741 0 10945
ARMADA SMALL CAP GROWTH FUND #519 042086579 3418277 220962 X 161569 0 59393
ARMADA CORE EQUITY FUND #681 042086595 3973253 264179 X 264179 0 0
ARMADA CORE EQUITY FUND #681 042086595 482372 32073 X 22914 0 9159
ARMADA INTERNATIONAL EQUITY FD 042086629 8219298 497536 X 485901 0 11635
ARMADA INTERNATIONAL EQUITY FD 042086629 1465808 88729 X 64937 0 23792
ARMADA EQUITY INDEX FUND #42 042086645 78367037 6190129 X 6156286 0 33843
ARMADA EQUITY INDEX FUND #42 042086645 1678843 132610 X 118929 0 13681
ARMADA GNMA INSTL CL #666 042086660 4647286 474213 X 455665 0 18548
ARMADA GNMA INSTL CL #666 042086660 1202456 122700 X 94518 0 28181
ARMADA BOND FD INSTL CL #630 042086686 5664566 590674 X 590674 0 0
ARMADA BOND FD INSTL CL #630 042086686 539850 56293 X 41679 1016 13598
ARMADA OHIO TAX EXEMPT BOND FD 042086751 1208472 114222 X 114222 0 0
ARMADA TOTAL RETURN ADVANTAGE FUND 042086777 4360757 458544 X 455603 0 2941
ARMADA TOTAL RETURN ADVANTAGE FUND 042086777 139437 14662 X 14662 0 0
ARMADA INTERMEDIATE BD FUND 042086793 15377396 1518005 X 1485621 0 32385
ARMADA INTERMEDIATE BD FUND 042086793 905523 89390 X 77148 0 12243
ARMADA ENHANCED INCOME FUND 042086827 6100674 619358 X 619324 0 34
ARMADA ENHANCED INCOME FUND 042086827 507962 51570 X 41448 0 10121
ARMADA SMALL CAP VALUE FUND #616 042086843 24880432 1789959 X 1771951 0 18009
ARMADA SMALL CAP VALUE FUND #616 042086843 3029716 217965 X 188049 0 29916
ARMADA EQUITY INCOME FUND #614 042086868 24124923 1496583 X 1490513 0 6071
ARMADA EQUITY INCOME FUND #614 042086868 3900651 241976 X 210238 0 31738
ARMADA EQUITY GROWTH FUND 042086884 35860052 1215595 X 1206724 0 8871
ARMADA EQUITY GROWTH FUND 042086884 875976 29694 X 25780 0 3915
ASSOCIATES FIRST CAP CORP COM 046008108 1173715 42777 X 42777 0 0
ASSOCIATES FIRST CAP CORP COM 046008108 639374 23303 X 19363 0 3940
ATLANTIC RICHFIELD CO COM 048825103 2174697 25141 X 24572 0 569
ATLANTIC RICHFIELD CO COM 048825103 707570 8180 X 5556 0 2624
AUSTRALIA & NEW ZEALAND BKG GROUP 052528304 268598 7500 X 7500 0 0
AUTOMATIC DATA PROCESSING INC COM 053015103 9315472 172909 X 171909 0 1000
AUTOMATIC DATA PROCESSING INC COM 053015103 1987610 36893 X 34193 0 2700
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 326123354 51687802 51202057 1016 484730
</TABLE>
<PAGE> 174
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 56-NATIONAL CITY BANK OF MI/IL ON 01/13/00 AS OF 12/31/99 DEPT ID# 056 PAGE 196
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
AUTOZONE INC COM 053332102 113096 3500 X 3500 0 0
AUTOZONE INC COM 053332102 171259 5300 X 5300 0 0
AVALONBAY CMNTYS INC 053484101 211455 6107 X 6107 0 0
AVERY DENNISON CORP COM 053611109 421801 5788 X 5788 0 0
AVERY DENNISON CORP COM 053611109 567696 7790 X 7790 0 0
AVON PRODS INC COM 054303102 735042 22274 X 22274 0 0
AVON PRODS INC COM 054303102 19800 600 X 600 0 0
BP AMOCO PLC-SPONS ADR 055622104 11794627 198854 X 197416 0 1438
BP AMOCO PLC-SPONS ADR 055622104 7001030 118035 X 82508 0 35527
BMC SOFTWARE INC COM 055921100 206160 2579 X 2579 0 0
BMC SOFTWARE INC COM 055921100 81537 1020 X 1020 0 0
BANK OF AMER CORP 060505104 7212624 143712 X 136761 0 6951
BANK OF AMER CORP 060505104 329302 6561 X 4272 0 2289
BANK ONE CORP COM 06423A103 6660704 208147 X 208147 0 0
BANK ONE CORP COM 06423A103 1152928 36029 X 28032 0 7997
BARD C R INC 067383109 122483 2311 X 2311 0 0
BARD C R INC 067383109 125875 2375 X 0 0 2375
BARON ASSET FD 068278100 5084240 86511 X 86511 0 0
BARON ASSET FD 068278100 268623 4571 X 2621 508 1441
BARON ASSET FD 068278308 1960803 108934 X 107390 0 1543
BARON ASSET FD 068278308 312210 17345 X 17345 0 0
BARRY COUNTY SERVICE COMPANY 068810894 210000 3000 X 3000 0 0
BATH NATIONAL CORPORATION 071122105 609000 11600 X 11600 0 0
BAXTER INTL INC COM 071813109 1523467 24254 X 24254 0 0
BAXTER INTL INC COM 071813109 436362 6947 X 6047 0 900
BELL ATLANTIC CORP COM 077853109 5696022 92523 X 90657 0 1866
BELL ATLANTIC CORP COM 077853109 2744663 44583 X 36259 84 8240
BELLSOUTH CORP COM 079860102 7447588 159092 X 156716 0 2376
BELLSOUTH CORP COM 079860102 3097195 66161 X 57979 108 8074
BELO A H CORP SER A 080555105 557211 29230 X 29230 0 0
BERGER SMALL CAP VALUE FUND 083902106 1018524 47067 X 43290 0 3776
BERGER SMALL CAP VALUE FUND 083902106 239238 11055 X 1544 1383 8129
BERGER SMALL CAP VALUE FUND 083902205 3368834 155461 X 151708 0 3753
BERGER SMALL CAP VALUE FUND 083902205 388423 17924 X 16534 0 1390
BERGER SMALL COMPANY GROWTH FUND 084045103 2443858 381257 X 381257 0 0
BERGER ONE HUNDRED FUND INC 084056100 46675 2519 X 2519 0 0
BERGER ONE HUNDRED FUND INC 084056100 775332 41842 X 41842 0 0
BERKSHIRE HATHAWAY INC DEL 084670207 1050420 574 X 574 0 0
BERKSHIRE HATHAWAY INC DEL 084670207 183000 100 X 87 0 13
BERNSTEIN SANFORD C, FD INC 085568707 387334 17982 X 17982 0 0
BERNSTEIN SANFORD C, FD INC 085568707 51742 2402 X 2402 0 0
BEST FOODS 08658U101 1540411 29306 X 29306 0 0
BEST FOODS 08658U101 467811 8900 X 7800 0 1100
BOEING CO 097023105 896801 21642 X 21442 0 200
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 79733206 2163764 2062301 2083 99378
</TABLE>
<PAGE> 175
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 56-NATIONAL CITY BANK OF MI/IL ON 01/13/00 AS OF 12/31/99 DEPT ID# 056 PAGE 197
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
BOEING CO 097023105 145033 3500 X 1000 0 2500
BORG WARNER AUTOMOTIVE INC 099724106 269325 6650 X 6650 0 0
BORG WARNER AUTOMOTIVE INC 099724106 8100 200 X 0 0 200
BRISTOL MYERS SQUIBB CO COM 110122108 16387646 255307 X 252635 0 2672
BRISTOL MYERS SQUIBB CO COM 110122108 5188894 80839 X 64241 0 16598
BURLINGTON NORTHERN SANTA FE CORP 12189T104 261391 10779 X 10779 0 0
BURLINGTON NORTHERN SANTA FE CORP 12189T104 333389 13748 X 8450 0 5298
BURLINGTON RES INC COM 122014103 310594 9394 X 8994 0 400
BURLINGTON RES INC COM 122014103 455542 13778 X 9898 0 3880
AKVA USA CL "B" COMMON STOCK 1234AKVA3 98438 31250 X 31250 0 0
W S BUTTERFIELD THEATRES 124160995 1478855 107804 X 107804 0 0
CBS CORP 12490K107 633817 9913 X 9913 0 0
CBS CORP 12490K107 89513 1400 X 600 0 800
CIGNA CORP COM 125509109 2139914 26562 X 25662 0 900
CIGNA CORP COM 125509109 1446267 17952 X 17952 0 0
CMS ENERGY CORP COM 125896100 167542 5372 X 5372 0 0
CMS ENERGY CORP COM 125896100 58322 1870 X 1870 0 0
CNB CORP COM 12613T100 98474 16563 X 16563 0 0
CSX CORP COM 126408103 326896 10419 X 10419 0 0
CSX CORP COM 126408103 290344 9254 X 2792 0 6462
CVS CORPORATION (DEL) 126650100 1866948 46820 X 46820 0 0
CVS CORPORATION (DEL) 126650100 251213 6300 X 6100 0 200
CAMPBELL SOUP CO COM 134429109 65770 1700 X 1700 0 0
CAMPBELL SOUP CO COM 134429109 247603 6400 X 4800 0 1600
CAPITAL DIRECTIONS INC 140076100 202020 5180 X 5180 0 0
CARDINAL HEALTH INC COM 14149Y108 5878476 122788 X 122564 0 224
CARDINAL HEALTH INC COM 14149Y108 264988 5535 X 5112 0 423
CARNIVAL CORP COM 143658102 2863999 59900 X 59400 0 500
CARNIVAL CORP COM 143658102 904144 18910 X 18310 0 600
CATALYTICA INC 148885106 217564 16041 X 16041 0 0
CATERPILLAR INC COM 149123101 5491840 116691 X 116691 0 0
CATERPILLAR INC COM 149123101 6430525 136637 X 99944 200 36493
CEDAR FAIR LP DEPOSITARY UNITS 150185106 1315078 67875 X 67450 0 425
CEDAR FAIR LP DEPOSITARY UNITS 150185106 16120 832 X 832 0 0
CENTRAL & SOUTHWEST CORP COM 152357109 695800 34790 X 33290 0 1500
CENTRAL & SOUTHWEST CORP COM 152357109 308180 15409 X 10909 0 4500
CENTURY FINANCIAL CORPORATION 15652L102 31512 808 X 808 0 0
CENTURY FINANCIAL CORPORATION 15652L102 282750 7250 X 7250 0 0
CENTURY INSTRUMENT CORPORATION CLASS 156573107 256500 9500 X 9500 0 0
CENTURYTEL INC 156700106 233701 4933 X 4933 0 0
CHASE MANHATTAN CORP (NEW) COM 16161A108 6550808 84322 X 83946 0 376
CHASE MANHATTAN CORP (NEW) COM 16161A108 1418816 18263 X 12622 0 5641
CHELSEA ST BK CHELSEA MICH 16342N102 558880 1120 X 1120 0 0
CHEVRON CORP COM 166751107 2264551 26142 X 25842 0 300
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 68806082 1446700 1354008 200 92492
</TABLE>
<PAGE> 176
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 56-NATIONAL CITY BANK OF MI/IL ON 01/13/00 AS OF 12/31/99 DEPT ID# 056 PAGE 198
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
CHEVRON CORP COM 166751107 984407 11364 X 6690 4088 586
CHUBB CORP COM 171232101 417110 7407 X 7407 0 0
CHUBB CORP COM 171232101 50682 900 X 900 0 0
CHURCH & DWIGHT INC COM 171340102 1182946 44325 X 42225 0 2100
CHURCH & DWIGHT INC COM 171340102 601281 22530 X 21355 0 1175
CINCINNATI FINL CORP COM 172062101 283967 9105 X 9105 0 0
CINCINNATI FINL CORP COM 172062101 25543 819 X 819 0 0
CINDERELLA INCORPORATED CLASS B 172398950 342240 4800 X 4800 0 0
CISCO SYS INC COM 17275R102 32861772 306761 X 302761 0 4000
CISCO SYS INC COM 17275R102 5384424 50263 X 45253 310 4700
CINTAS CORP COM 172908105 1913138 36012 X 35512 0 500
CINTAS CORP COM 172908105 414375 7800 X 7600 0 200
CITIGROUP INC COM 172967101 3130278 56211 X 56211 0 0
CITIGROUP INC COM 172967101 2496660 44833 X 41641 0 3192
CITIZENS BKG CORP MICH COM 174420109 285841 12775 X 12775 0 0
CITIZENS BKG CORP MICH COM 174420109 38463 1719 X 1219 0 500
CLEAR CHANNEL COMMUNICATIONS INC COM 184502102 3534746 39605 X 37965 0 1640
CLEAR CHANNEL COMMUNICATIONS INC COM 184502102 223571 2505 X 1980 0 525
CLIFFORD JACOBS FORGING COMPANY 187995105 421500 281 X 281 0 0
CLOROX CO COM 189054109 2792941 55443 X 54503 0 940
CLOROX CO COM 189054109 432268 8581 X 7681 0 900
COASTAL CORP COM 190441105 485501 13700 X 13300 0 400
COASTAL CORP COM 190441105 163015 4600 X 600 0 4000
COCA-COLA CO COM 191216100 10994628 188749 X 188699 0 50
COCA-COLA CO COM 191216100 3585812 61559 X 49894 0 11665
COHEN FURNITURE COMPANY 191995109 673320 186 X 93 0 93
COHEN FURNITURE COMPANY 191995109 14480 4 X 0 0 4
COLGATE-PALMOLIVE CO COM 194162103 1395290 21466 X 21466 0 0
COLGATE-PALMOLIVE CO COM 194162103 754000 11600 X 11000 0 600
COMCAST CORP CL A SPL 200300200 1291278 25538 X 25538 0 0
COMCAST CORP CL A SPL 200300200 77361 1530 X 1200 0 330
COMERICA INC COM 200340107 5096882 109169 X 109169 0 0
COMERICA INC COM 200340107 699666 14986 X 13186 0 1800
COMMERCE BANCSHARES INC COM 200525103 173948 5135 X 5135 0 0
COMMERCE BANCSHARES INC COM 200525103 3490209 103032 X 101982 0 1050
COMPAQ COMPUTER CORP COM 204493100 1049205 38769 X 37794 0 975
COMPAQ COMPUTER CORP COM 204493100 422480 15611 X 12110 0 3501
COMPARATOR SYSTEM CORPORATION COMMON 204494207 250 250000 X 0 0 250000
COMPUTER ASSOC INTL INC COM 204912109 386058 5520 X 5500 0 20
COMPUTER ASSOC INTL INC COM 204912109 85674 1225 X 225 0 1000
COMPUTER SCIENCES CORP COM 205363104 655657 6929 X 6929 0 0
COMPUTER SCIENCES CORP COM 205363104 115159 1217 X 500 0 717
CONCORD EFS INC COM 206197105 311961 12115 X 12115 0 0
CONCORD EFS INC COM 206197105 1168870 45393 X 10800 0 34593
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 90908857 1662072 1325918 4398 331756
</TABLE>
<PAGE> 177
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 56-NATIONAL CITY BANK OF MI/IL ON 01/13/00 AS OF 12/31/99 DEPT ID# 056 PAGE 199
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
CONEXANT SYSTEMS INC 207142100 535049 8061 X 8061 0 0
CONEXANT SYSTEMS INC 207142100 94518 1424 X 1424 0 0
CONOCO INC COMMN 208251306 360756 14576 X 14576 0 0
CONOCO INC COMMN 208251306 42075 1700 X 1000 0 700
CONOCO INC 208251405 600706 24149 X 24149 0 0
CONOCO INC 208251405 350265 14081 X 3816 0 10265
CONSECO INC COM 208464107 193859 10883 X 10883 0 0
CONSECO INC COM 208464107 38298 2150 X 1800 0 350
CONSOLIDATED EDISON INC 209115104 397716 11528 X 11528 0 0
CONSOLIDATED EDISON INC 209115104 620276 17979 X 8479 0 9500
CONSOLIDATED NAT GAS CO COM 209615103 529245 8150 X 8150 0 0
CONSOLIDATED NAT GAS CO COM 209615103 524309 8074 X 5688 0 2386
CONSTELLATION ENERGY CORP 210371100 355859 12271 X 9423 0 2848
CONSTELLATION ENERGY CORP 210371100 95845 3305 X 1030 525 1750
COOPER INDS INC COM 216669101 232114 5740 X 5740 0 0
COOPER INDS INC COM 216669101 47151 1166 X 700 466 0
CORNING INC COM 219350105 1889200 14652 X 14652 0 0
CORNING INC COM 219350105 613745 4760 X 4760 0 0
COSTCO WHSL CORP NEW 22160K105 492750 5400 X 5400 0 0
COSTCO WHSL CORP NEW 22160K105 43344 475 X 475 0 0
DTE ENERGY INC COM 233331107 630223 19928 X 19928 0 0
DTE ENERGY INC COM 233331107 390411 12345 X 10902 0 1443
DAKOTA MNG CORP 23423G105 500 10000 X 10000 0 0
DAKOTA MNG CORP 23423G105 21 419 X 419 0 0
DANAHER CORPORATION COM 235851102 784063 16250 X 15250 0 1000
DANAHER CORPORATION COM 235851102 562595 11660 X 11360 0 300
DARDEN RESTAURANTS INC COM 237194105 126132 6959 X 6959 0 0
DARDEN RESTAURANTS INC COM 237194105 224388 12380 X 7500 0 4880
DAYTON HUDSON CORP COM 239753106 1079759 14703 X 14703 0 0
DAYTON HUDSON CORP COM 239753106 143204 1950 X 1950 0 0
DEAN FOODS CO COM 242361103 262191 6596 X 6596 0 0
DEAN WITTER SELECT EQUITY TR 24241X262 18058 21245 X 21245 0 0
DEERE & CO COM 244199105 527006 12150 X 12150 0 0
DEERE & CO COM 244199105 293866 6775 X 6775 0 0
DELAWARE GROUP DECATUR EQUITY INC A 245907100 264816 15876 X 15876 0 0
DELL COMPUTER CORP COM 247025109 5349237 104887 X 103237 0 1650
DELL COMPUTER CORP COM 247025109 887655 17405 X 14390 0 3015
DELPHI AUTOMOTIVE SYS CORP 247126105 1166225 74046 X 71670 0 2376
DELPHI AUTOMOTIVE SYS CORP 247126105 318071 20195 X 19107 0 1088
DEVELOPERS DIVERSIFIED REALTY CORP 251591103 161581 12550 X 12550 0 0
DISNEY WALT CO 254687106 2189129 74842 X 74842 0 0
DISNEY WALT CO 254687106 737568 25216 X 12800 0 12416
DODGE & COX STOCK FD COM 256219106 762107 7582 X 7582 0 0
DODGE & COX STOCK FD COM 256219106 80508 801 X 801 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 25016394 677284 620326 991 55967
</TABLE>
<PAGE> 178
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 56-NATIONAL CITY BANK OF MI/IL ON 01/13/00 AS OF 12/31/99 DEPT ID# 056 PAGE 200
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
DOMINION RES INC VA 257470104 141261 3599 X 2399 0 1200
DOMINION RES INC VA 257470104 230986 5885 X 3527 0 2358
DONNELLEY R R & SONS CO COM 257867101 208429 8400 X 8400 0 0
DONNELLEY R R & SONS CO COM 257867101 24813 1000 X 1000 0 0
DOW CHEM CO COM 260543103 91404721 684039 X 684039 0 0
DOW CHEM CO COM 260543103 5313064 39761 X 36899 0 2862
DREYFUS MUN BD FD INC COM 26201Q104 41639 3711 X 3711 0 0
DREYFUS MUN BD FD INC COM 26201Q104 163606 14582 X 14582 0 0
DREYFUS PREMIER 26202D813 183337 12848 X 12848 0 0
DREYFUS PREMIER 26202D813 40570 2843 X 2843 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 4027861 61144 X 60944 0 200
DU PONT E I DE NEMOURS & CO COM 263534109 2661009 40395 X 18585 12852 8958
DUKE ENERGY CORP COM 264399106 192430 3839 X 3689 0 150
DUKE ENERGY CORP COM 264399106 175979 3511 X 1911 0 1600
DUN & BRADSTREET CORP DEL 26483B106 360638 12225 X 12225 0 0
DUN & BRADSTREET CORP DEL 26483B106 48675 1650 X 1650 0 0
E M C CORP MASS COM 268648102 6954964 63661 X 61371 0 2290
E M C CORP MASS COM 268648102 1315370 12040 X 11035 0 1005
EV CLASSIC SR FLOATING-RATE 269261103 159500 16111 X 7515 0 8596
EASTMAN KODAK CO COM 277461109 956054 14431 X 14206 0 225
EASTMAN KODAK CO COM 277461109 577568 8718 X 7890 0 828
EATON CORP COM 278058102 2880162 39658 X 39658 0 0
EATON CORP COM 278058102 32681 450 X 450 0 0
EATON VANCE NATIONAL MUNICIPAL FUND 27826L108 122752 13171 X 13171 0 0
EATON VANCE MARATHON MICHIGAN 27826L702 65871 6728 X 6728 0 0
EATON VANCE MARATHON MICHIGAN 27826L702 49406 5047 X 5047 0 0
EATON VANCE INSTITUTIONAL SENIOR 27827J102 2041952 204568 X 200155 0 4413
EATON VANCE INSTITUTIONAL SENIOR 27827J102 238911 23891 X 23891 0 0
ECOLAB INC COM 278865100 1201842 30718 X 30318 0 400
ECOLAB INC COM 278865100 363980 9303 X 8503 0 800
EDISON INTL COM 281020107 506424 19338 X 19338 0 0
EDISON INTL COM 281020107 140682 5372 X 4200 0 1172
ELECTRONIC DATA SYS CORP NEW COM 285661104 475260 7100 X 6228 0 872
ELECTRONIC DATA SYS CORP NEW COM 285661104 217147 3244 X 2312 0 932
EMERSON ELEC CO COM 291011104 3158953 55058 X 54758 0 300
EMERSON ELEC CO COM 291011104 327038 5700 X 5100 0 600
ENESCO GROUP INC 292973104 150457 13600 X 13600 0 0
ENRON CORP COM 293561106 1454923 32787 X 32539 0 248
ENRON CORP COM 293561106 280006 6310 X 4980 0 1330
EQUITY INCOME FD 294701222 66476 15074 X 15074 0 0
AMERICAN FUNDS 298706102 1677973 39334 X 39334 0 0
AMERICAN FUNDS 298706102 22216 521 X 0 0 521
EVERGREEN MUNICIPAL BOND FUND 300258746 226799 33353 X 33353 0 0
EVERGREEN MUNICIPAL BOND FUND 300258746 42881 6306 X 6306 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 130927266 1591024 1536312 12852 41860
</TABLE>
<PAGE> 179
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 56-NATIONAL CITY BANK OF MI/IL ON 01/13/00 AS OF 12/31/99 DEPT ID# 056 PAGE 201
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
EXXON MOBIL CORP 30231G102 39378752 488795 X 472522 0 16273
EXXON MOBIL CORP 30231G102 28129699 349164 X 186255 13900 149009
FPL GROUP INC COM 302571104 580801 13566 X 13566 0 0
FPL GROUP INC COM 302571104 276144 6450 X 6050 0 400
FREDDIE MAC COM 313400301 1385535 29440 X 28940 0 500
FREDDIE MAC COM 313400301 673001 14300 X 14150 0 150
FANNIE MAE COM 313586109 7470894 119653 X 118328 0 1325
FANNIE MAE COM 313586109 1747015 27980 X 26200 0 1780
FEDERATED SHORT TERM MUNI 313907107 166199 16488 X 16488 0 0
FEDERATED FD U S GOVT SECS INC CL A 314182106 130328 17447 X 17447 0 0
FEDERATED 314184102 215155 19977 X 19977 0 0
FEDERATED 314184102 136501 12674 X 12674 0 0
FEDERATED INCOME TRUST 314199100 191979 19451 X 19451 0 0
FIDELITY ADVISOR SER I 315805200 15490803 216322 X 216322 0 0
FIDELITY ADVISOR SER II 315807107 1155276 126260 X 126260 0 0
FIDELITY ADVISOR SER II 315807206 53068783 1137351 X 1137351 0 0
FIDELITY ADVISOR SER II 315807206 11862 254 X 254 0 0
FIDELITY ADVISOR SER II 315807305 6686077 588045 X 588045 0 0
FIDELITY ADVISOR SER II 315807404 1597714 87546 X 87546 0 0
FIDELITY ADVISOR SER II 315807651 100000 10020 X 10020 0 0
FIDELITY ADVISORS SER III 315808204 6464774 247882 X 247882 0 0
FIDELITY ADVISOR SER IV 315809202 2319115 226919 X 226919 0 0
FIDELITY ADVISORS SER VII 315918102 310582 13072 X 13072 0 0
FIDELITY ADVISOR SER VII 315918300 1179263 51117 X 51117 0 0
FIDELITY ADVISOR SER VIII 315920504 462104 44136 X 44136 0 0
FIDELITY CAPITAL & INCOME FD 316062108 143877 15487 X 15487 0 0
FIDELITY CAPITAL & INCOME FD 316062108 10723 1154 X 1154 0 0
FIDELITY CAP TR 316066109 189101 6331 X 6331 0 0
FIDELITY CAP TR 316066109 34194 1145 X 0 0 1145
FIDELITY SPARTAN MUNICIPAL INCOME 316089507 36275 3046 X 3046 0 0
FIDELITY SPARTAN MUNICIPAL INCOME 316089507 409787 34407 X 9893 0 24514
FIDELITY EQUITY INCOME FD INC 316138106 478544 8948 X 8503 0 445
FIDELITY EQUITY INCOME FD INC 316138106 864874 16172 X 16172 0 0
FIDELITY FINL TR 316145101 40735 1488 X 1488 0 0
FIDELITY FINL TR 316145101 173039 6322 X 543 0 5780
FIDELITY FUND 316153105 475023 11148 X 2132 0 9016
FIDELITY MAGELLAN FUND 316184100 487315 3567 X 3567 0 0
FIDELITY MAGELLAN FUND 316184100 291505 2134 X 631 0 1503
FIDELITY 316345107 69136 3633 X 3633 0 0
FIDELITY 316345107 169507 8907 X 8907 0 0
FIDELITY SCH STR TR 31638R204 966945 102757 X 81131 0 21626
FIDELITY SECS FD 316389402 152049 5245 X 4790 0 455
FIDELITY SECS FD 316389402 167018 5761 X 2178 0 3583
FIDELITY SPARTAN MUNICIPAL MONEY 316448406 65996 65996 X 0 0 65996
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 174553999 4187957 3870558 13900 303500
</TABLE>
<PAGE> 180
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 56-NATIONAL CITY BANK OF MI/IL ON 01/13/00 AS OF 12/31/99 DEPT ID# 056 PAGE 202
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
FIFTH THIRD BANCORP 316773100 64883531 884273 X 884273 0 0
FIFTH THIRD BANCORP 316773100 220125 3000 X 3000 0 0
59 WALL STR FD 316821206 273770 5790 X 5790 0 0
FIRST OF AMERICA MONEY MARKET 318906997 10448 10448 X 10448 0 0
FIRST DATA CORP COM 319963104 542443 11000 X 11000 0 0
FIRST DATA CORP COM 319963104 621344 12600 X 12400 0 200
FIRST INVESTORS INSURED TAX EXEMPT 32060M101 126775 13056 X 13056 0 0
FIRST HEALTH GROUP CORP 320960107 215000 8000 X 8000 0 0
FIRST TENN NATL CORP COM 337162101 232275 8150 X 8150 0 0
FIRST UNION CORP COM 337358105 1766597 53634 X 53434 0 200
FIRST UNION CORP COM 337358105 554577 16837 X 13324 0 3513
FIRSTAR CORP NEW WIS 33763V109 853577 40406 X 40406 0 0
FIRSTAR CORP NEW WIS 33763V109 104611 4952 X 4352 0 600
FISERV INC COM 337738108 191565 5000 X 5000 0 0
FISERV INC COM 337738108 38313 1000 X 1000 0 0
FIRSTMERIT CORP COM 337915102 207000 9000 X 9000 0 0
FLAG INVESTORS COMMUNICATIONS FUND 338331101 1265078 28982 X 28982 0 0
FLEETBOSTON FINL CORP 339030108 4616935 132621 X 131779 0 842
FLEETBOSTON FINL CORP 339030108 469105 13475 X 10888 0 2587
FLORIDA PROGRESS CORP COM 341109106 125754 2972 X 2972 0 0
FLORIDA PROGRESS CORP COM 341109106 107898 2550 X 1750 0 800
FLOWSERVE CORP 34354P105 10312982 606646 X 135979 0 470667
FLOWSERVE CORP 34354P105 1663450 97850 X 0 0 97850
FORD MOTOR CO DEL COM 345370100 3245500 60876 X 60676 0 200
FORD MOTOR CO DEL COM 345370100 1647514 30903 X 24279 0 6624
FORTUNE BRANDS INC 349631101 702919 21260 X 21260 0 0
FORTUNE BRANDS INC 349631101 237723 7190 X 3190 0 4000
FOUNDERS FUNDS INCORPORATED BLUE 350553103 106806 14035 X 14035 0 0
FRANKLIN 352423107 1954041 64130 X 64130 0 0
FRANKLIN CUSTODIAN FDS INC 353496300 132726 61733 X 61733 0 0
FRANKLIN CUSTODIAN FDS INC 353496300 42556 19794 X 19794 0 0
FRANKLIN CUSTODIAN FDS INC 353496607 318506 48776 X 48776 0 0
FRANKLIN CUSTODIAN FDS INC 353496607 72961 11173 X 0 0 11173
FRANKLIN CUSTODIAN FDS INC 353496847 449169 208916 X 208916 0 0
FRANKLIN FED TAX FREE INCOME FD 353519101 452194 39701 X 39701 0 0
FRANKLIN FED TAX FREE INCOME FD 353519101 87242 7660 X 4788 0 2872
FRANKLIN 353538101 57454 22890 X 22890 0 0
FRANKLIN 353538101 42137 16788 X 0 0 16788
FRANKLIN 353612302 391082 42188 X 42188 0 0
FRANKLIN RES INC COM 354613101 474468 14798 X 14798 0 0
FRANKLIN RES INC COM 354613101 91861 2865 X 2365 0 500
FRANKLIN SMALL CAP GROWTH FUND 354713869 932862 21039 X 20685 0 354
FRANKLIN SMALL CAP GROWTH FUND 354713869 60224 1358 X 1358 0 0
FRANKLIN TAX FREE TR 354723108 370097 32868 X 29576 0 3292
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 101273195 2723183 2100121 0 623062
</TABLE>
<PAGE> 181
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 56-NATIONAL CITY BANK OF MI/IL ON 01/13/00 AS OF 12/31/99 DEPT ID# 056 PAGE 203
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
FRANKLIN TAX FREE TR 354723108 65305 5800 X 2513 0 3287
FRANKLIN MICHIGAN INSURED 354723306 1625405 142454 X 142454 0 0
FRANKLIN MICHIGAN INSURED 354723306 189092 16572 X 7300 0 9273
FRANKLIN MICHIGAN INSURED TAX-FREE 354723645 290185 25277 X 25277 0 0
FRANKLIN TAX FREE TR 354723702 64565 6143 X 6143 0 0
FRANKLIN TAX FREE TR 354723702 227469 21643 X 21643 0 0
GE GOVERNMENT SECURITIES FUND 36158B455 83003 10349 X 10349 0 0
GPU INC COM 36225X100 74375 2500 X 2500 0 0
GPU INC COM 36225X100 150803 5069 X 4900 0 169
GTE CORP COM 362320103 8090824 114661 X 114361 0 300
GTE CORP COM 362320103 3846671 54514 X 42796 0 11718
GABELLI GLOBAL SER FDS INC 36239X401 382820 10885 X 10885 0 0
GABELLI 362395105 1826808 44731 X 44731 0 0
GABELLI 362395105 63619 1558 X 500 0 1058
GABELLI 362398109 2767234 59498 X 59498 0 0
GABELLI 362398109 72862 1567 X 1567 0 0
GABELLI VALUE FUND INC COM 36240H106 6179421 317708 X 317708 0 0
GALLAHER GROUP PLC 363595109 321045 20881 X 20881 0 0
GALLAHER GROUP PLC 363595109 71955 4680 X 4680 0 0
GANNETT CO INC COM 364730101 9011243 110482 X 110282 0 200
GANNETT CO INC COM 364730101 92819 1138 X 988 0 150
GAP INC COM 364760108 404984 8804 X 7754 0 1050
GAP INC COM 364760108 20700 450 X 300 0 150
GENERAL ELEC CO COM 369604103 64165592 414640 X 409005 0 5635
GENERAL ELEC CO COM 369604103 22695522 146659 X 89801 1620 55238
GENERAL MILLS INC COM 370334104 1261828 35296 X 35296 0 0
GENERAL MILLS INC COM 370334104 638781 17868 X 15068 0 2800
GENERAL MTRS CORP COM 370442105 7238416 99582 X 95758 0 3824
GENERAL MTRS CORP COM 370442105 883087 12149 X 11112 0 1037
GENUINE PARTS CO COM 372460105 154436 6224 X 6224 0 0
GENUINE PARTS CO COM 372460105 268278 10812 X 10812 0 0
GEORGIA PACIFIC CORP COM 373298108 783529 15439 X 15439 0 0
GEORGIA PACIFIC CORP COM 373298108 451675 8900 X 7650 0 1250
GILLETTE CO COM 375766102 3047088 73980 X 71701 0 2279
GILLETTE CO COM 375766102 835375 20282 X 14822 0 5460
GLAXO WELLCOME PLC 37733W105 1338206 23950 X 23350 0 600
GLAXO WELLCOME PLC 37733W105 117338 2100 X 2000 0 100
GOVERNMENT SECURITIES INCOME FUND 383743234 1315 18267 X 18267 0 0
GOVERNMENT SECS INCOME FD 383743267 1431 18823 X 18823 0 0
GOVERNMENT SECS INCOME FD 383743580 1157 29654 X 29654 0 0
GOVERNMENT SECURITIES INCOME FUND 383744612 11198 21659 X 21659 0 0
GUIDANT CORP COM 401698105 1840567 39161 X 39161 0 0
GUIDANT CORP COM 401698105 537445 11435 X 11135 0 300
HALLIBURTON CO COM 406216101 1493275 37100 X 37100 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 143688746 2051344 1943847 1620 105878
</TABLE>
<PAGE> 182
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 56-NATIONAL CITY BANK OF MI/IL ON 01/13/00 AS OF 12/31/99 DEPT ID# 056 PAGE 204
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
HALLIBURTON CO COM 406216101 590548 14672 X 11660 0 3012
HABROR TRUST 1995 GIC 411511AC2 266580 187626 X 187626 0 0
HARBOR BOND FUND 411511108 4279928 400742 X 400742 0 0
HARBOR BOND FUND 411511108 116257 10886 X 10886 0 0
HARBOR FD 411511207 9714266 417998 X 417998 0 0
HARBOR 411511306 6297517 150442 X 150442 0 0
HARBOR FD MONEY MKT FD 411511405 3631919 3631919 X 3631919 0 0
HARBOR FD CAPITAL APPRECIATION 411511504 15451811 305070 X 305070 0 0
HARBOR FD CAPITAL APPRECIATION 411511504 112210 2215 X 2215 0 0
HARBOR FD 411511603 5820064 429525 X 429525 0 0
HARBOR TRUST 1997 GIC 4115119A8 491077 40603 X 40603 0 0
HARBOR TRUST 1996 GLC 411991946 276789 21954 X 21954 0 0
HARBOR TRUST 1998 GIC FD 411992936 393919 34857 X 34857 0 0
HARBOR TRUST 1999 GIC 411994999 428380 40638 X 40638 0 0
HARLEY DAVIDSON INC COM 412822108 3928535 61323 X 60173 0 1150
HARLEY DAVIDSON INC COM 412822108 1098360 17145 X 16070 0 1075
HARTFORD FINL SVCS GROUP INC COM 416515104 179930 3798 X 3798 0 0
HARTFORD FINL SVCS GROUP INC COM 416515104 83759 1768 X 1368 0 400
HASBRO INC COM 418056107 375616 19834 X 19834 0 0
HASBRO INC COM 418056107 12310 650 X 650 0 0
HEALTHCARE RECOVERIES INC 42220K101 789956 217919 X 217919 0 0
HEINZ H J CO COM 423074103 2394752 60150 X 58650 0 1500
HEINZ H J CO COM 423074103 1239379 31130 X 22880 0 8250
HENRY STATE BANK HENRY ILLINOIS 425995107 18400 8 X 8 0 0
HENRY STATE BANK HENRY ILLINOIS 425995107 361100 157 X 0 0 157
HERSHEY FOODS CORP 427866108 162720 3430 X 3430 0 0
HERSHEY FOODS CORP 427866108 151802 3200 X 3000 0 200
HEWLETT PACKARD CO COM 428236103 6875381 60443 X 60443 0 0
HEWLETT PACKARD CO COM 428236103 1504344 13225 X 10825 0 2400
HOME DEPOT INC COM 437076102 15506494 225549 X 223109 0 2441
HOME DEPOT INC COM 437076102 3764166 54752 X 51338 240 3174
HONEYWELL INTL INC 438516106 1083842 18788 X 17288 0 1500
HONEYWELL INTL INC 438516106 555132 9623 X 8523 0 1100
HOTCHKIS AND WILEY 441346608 169603 17271 X 17271 0 0
HOUSEHOLD INTL CORP COM 441815107 1090606 29278 X 29278 0 0
HOUSEHOLD INTL CORP COM 441815107 370638 9950 X 9950 0 0
HUMPHREY PRODUCTS 445485998 3565940 18591 X 18591 0 0
HUNTINGTON BANCSHARES INC COM 446150104 966460 40480 X 40480 0 0
HUNTINGTON BANCSHARES INC COM 446150104 195489 8188 X 8188 0 0
HUTTON TEL TR 447900101 79506 12600 X 12600 0 0
HUTTON E F INVESTMENT TRUST GNMA 448903799 8921 46950 X 46950 0 0
ICNB FINANCIAL CORPORATION 449286103 953355 29334 X 29334 0 0
IDS BOND FUND, INC 449427103 116049 24380 X 5324 0 19056
IDS EQUITY PLUS FD INC COM 44943G102 529633 29053 X 29053 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 96003443 6758114 6712460 240 45415
</TABLE>
<PAGE> 183
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 56-NATIONAL CITY BANK OF MI/IL ON 01/13/00 AS OF 12/31/99 DEPT ID# 056 PAGE 205
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
IDS HIGH YIELD TAX EXEMPT FD INC 449440106 288842 67329 X 67329 0 0
IDS NEW DIMENSIONS FUND 449444108 418115 11686 X 11686 0 0
IDS NEW DIMENSIONS FUND 449444108 45891 1283 X 1283 0 0
IDS-SELECTIVE FUND INCORPORATED 449478106 171746 20277 X 20277 0 0
IDS-SELECTIVE FUND INCORPORATED 449478106 20355 2403 X 2403 0 0
IDS STK FD INC CL A 449479104 360840 13060 X 13060 0 0
IDS STK FD INC CL A 449479104 26547 961 X 961 0 0
IDS TAX EXEMPT BD FD INC CL A 449482108 341868 90441 X 90441 0 0
IMS HEALTH INC 449934108 441805 16250 X 14250 0 2000
IMS HEALTH INC 449934108 79606 2928 X 2628 0 300
ILLINOIS TOOL WORKS INC COM 452308109 37187283 550409 X 550103 0 306
ILLINOIS TOOL WORKS INC COM 452308109 2076279 30731 X 27639 0 3092
AMERICAN INCOME FUND OF AMERICA 453320103 381603 24244 X 24244 0 0
AMERICAN INCOME FUND OF AMERICA 453320103 181983 11562 X 6856 0 4706
INGERSOLL RAND CO COM 456866102 333131 6050 X 6050 0 0
INGERSOLL RAND CO COM 456866102 93607 1700 X 1700 0 0
T.ROWE PRICE INSTITUTIONAL 457759108 5991327 265573 X 263998 0 1575
T.ROWE PRICE INSTITUTIONAL 457759108 485416 21517 X 19745 0 1771
INTEL CORP COM 458140100 21254122 258211 X 255936 0 2275
INTEL CORP COM 458140100 4312378 52390 X 41328 100 10962
INTERFACE SYS INC 458667102 89150 3602 X 3602 0 0
INTERFACE SYS INC 458667102 117389 4743 X 4743 0 0
AMERICAN 458809100 495508 38322 X 38322 0 0
INTERNATIONAL BUSINESS MACHS CORP 459200101 57737505 535226 X 533807 0 1419
INTERNATIONAL BUSINESS MACHS CORP 459200101 6167537 57173 X 53306 45 3822
INTERNATIONAL FLAVORS & 459506101 65844 1750 X 1750 0 0
INTERNATIONAL FLAVORS & 459506101 253969 6750 X 6200 0 550
INTERNATIONAL PAPER CO COM 460146103 1019835 18070 X 18070 0 0
INTERNATIONAL PAPER CO COM 460146103 694639 12308 X 6012 0 6296
INTERNATIONAL RESEARCH AND 460263106 1 41200 X 41200 0 0
INTERPUBLIC GROUP COS INC COM 460690100 328822 5700 X 5700 0 0
INTERPUBLIC GROUP COS INC COM 460690100 115376 2000 X 2000 0 0
INTIMATE BRANDS INC COM 461156101 2742793 63601 X 63551 0 50
INVESCO SECTOR FDS INC 46127J307 286225 5215 X 5215 0 0
INVESCO BALANCED FUND 46128W208 7277282 408836 X 408836 0 0
INVESTMENT CO OF AMERICA COM 461308108 2202269 67846 X 67846 0 0
JANUS FUND INCORPORATED 471023101 41188097 935031 X 935031 0 0
JANUS FUND INCORPORATED 471023101 115558 2623 X 1454 0 1170
JANUS INVT FD 471023200 386712 9221 X 9221 0 0
JANUS INVT FD WORLDWIDE FD 471023309 89162493 1166590 X 1165968 0 622
JANUS INVT FD WORLDWIDE FD 471023309 142392 1863 X 1437 0 426
JANUS 471023408 20690991 248004 X 247681 0 323
JANUS 471023408 179344 2150 X 2150 0 0
JANUS OLYMPUS FUND 471023754 436911 8203 X 4572 0 3632
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 306389386 5095032 5049591 145 45297
</TABLE>
<PAGE> 184
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 56-NATIONAL CITY BANK OF MI/IL ON 01/13/00 AS OF 12/31/99 DEPT ID# 056 PAGE 206
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
JANUS MERCURY FUND 471023853 6090617 139023 X 139023 0 0
JOHNSON & JOHNSON 478160104 12172389 130535 X 130225 0 310
JOHNSON & JOHNSON 478160104 3255171 34908 X 30343 90 4475
JOHNSON CTLS INC COM 478366107 1499225 26360 X 26360 0 0
JOHNSON CTLS INC COM 478366107 424288 7460 X 7460 0 0
K MART CORP COM 482584109 68730 6830 X 6830 0 0
K MART CORP COM 482584109 41661 4140 X 3140 0 1000
KELLOGG CO COM 487836108 1772395 57521 X 57521 0 0
KELLOGG CO COM 487836108 237260 7700 X 7500 0 200
KEMPER 487902843 135606 20392 X 20392 0 0
KEMPER 488412107 367587 46179 X 46179 0 0
KEMPER 488412107 5661 711 X 711 0 0
KEMPER MUNICIPAL BOND FUND 488419201 206617 21981 X 21981 0 0
KEMPER MUNICIPAL BOND FUND 488419201 105127 11184 X 11184 0 0
KEMPER MUN INCOME TR 48842C104 163122 16414 X 16414 0 0
KEMPER MUN INCOME TR 48842C104 66585 6700 X 3500 0 3200
KEMPER 488436106 259432 22638 X 22638 0 0
KEMPER TECHNOLOGY FD 488908104 155653 5494 X 5494 0 0
KEMPER TECHNOLOGY FD 488908104 102721 3626 X 3626 0 0
KEYCORP NEW COM 493267108 1872483 84632 X 84632 0 0
KEYCORP NEW COM 493267108 32480 1468 X 1468 0 0
KIMBERLY-CLARK CORP COM 494368103 1376685 21038 X 21038 0 0
KIMBERLY-CLARK CORP COM 494368103 1265505 19339 X 5139 0 14200
KINETICO INCORPORATED COM 4946129A4 2885899 166334 X 166334 0 0
KOHLS CORP COM 500255104 255618 3541 X 3541 0 0
KOHLS CORP COM 500255104 28875 400 X 400 0 0
KROGER CO COM 501044101 751225 39800 X 39000 0 800
KROGER CO COM 501044101 134239 7112 X 6312 0 800
KULD CORP 5012439A9 80000000 850 X 850 0 0
LG & E ENERGY CORP COM 501917108 254944 14620 X 14620 0 0
LG & E ENERGY CORP COM 501917108 22966 1317 X 1317 0 0
LA-Z-BOY INC COM 505336107 1090491 64860 X 64860 0 0
LIBERTY-STEIN ROE FDS INCOME TR 53127P101 113353 12334 X 12334 0 0
LILLY ELI & CO COM 532457108 4557085 68528 X 68278 0 250
LILLY ELI & CO COM 532457108 505402 7600 X 6650 0 950
THORNBURG LIMITED TERM MUNICIPAL 532723806 326026 24964 X 24964 0 0
LINCOLN NATL CORP IND COM 534187109 336054 8401 X 8401 0 0
LINCOLN NATL CORP IND COM 534187109 628026 15701 X 15700 0 1
LINEAR TECHNOLOGY CORP COM 535678106 515254 7200 X 7200 0 0
LOCKHEED MARTIN CORP COM 539830109 95375 4360 X 4360 0 0
LOCKHEED MARTIN CORP COM 539830109 217306 9934 X 5204 3580 1150
LOOMIS SAYLES SMALL CAP VALUE FUND 543487300 182897 10287 X 10287 0 0
LORD ABBETT TAX-FREE INCOME 543912307 146941 31198 X 31198 0 0
LORD ABBETT 544004104 244437 27010 X 27010 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 124969413 1222624 1191618 3670 27336
</TABLE>
<PAGE> 185
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 56-NATIONAL CITY BANK OF MI/IL ON 01/13/00 AS OF 12/31/99 DEPT ID# 056 PAGE 207
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
LORD ABBETT BD DEB FD INC 544004203 279895 30928 X 30928 0 0
LORD ABBETT BD DEB FD INC 544004302 547700 60453 X 26895 0 33558
LORD ABBETT BD DEB FD INC 544004302 233111 25730 X 25730 0 0
LORD ABBETT DEV GROWTH FD IN 544006109 2353656 114477 X 114477 0 0
LOWES COS INC COM 548661107 1015153 16990 X 16990 0 0
LOWES COS INC COM 548661107 104563 1750 X 400 0 1350
LUCENT TECHNOLOGIES INC COM 549463107 20124093 268321 X 265431 0 2890
LUCENT TECHNOLOGIES INC COM 549463107 6043956 80586 X 61591 407 18588
MBIA INC 55262C100 256143 4850 X 4850 0 0
MBNA CORP COM 55262L100 1009912 37061 X 37021 0 40
MBNA CORP COM 55262L100 1094360 40160 X 39655 0 505
MCN ENERGY GROUP INC COM 55267J100 945844 39825 X 2928 0 36897
MCN ENERGY GROUP INC COM 55267J100 66500 2800 X 500 0 2300
MCI WORLDCOM INC 55268B106 9451131 178112 X 175058 0 3054
MCI WORLDCOM INC 55268B106 2584433 48705 X 40605 150 7950
MDU RES GROUP INC 552690109 119420 5971 X 5971 0 0
MDU RES GROUP INC 552690109 216000 10800 X 10800 0 0
MFS GROWTH OPPORTUNITY 552723108 259972 13632 X 13632 0 0
MGIC INVT CORP WIS 552848103 162508 2700 X 2700 0 0
MGIC INVT CORP WIS 552848103 81254 1350 X 1200 0 150
MFS RESEARCH FUND 552981706 1362433 46803 X 46803 0 0
MFS HIGH INCOME FUND 552984106 54221 10866 X 10866 0 0
MFS 552987505 381907 38577 X 38577 0 0
MFS SER TR VII 552988305 5636815 268292 X 268292 0 0
MFS SER TR VII 552988883 11646278 553794 X 552704 0 1089
MFS SER TR VII 552988883 1410843 67087 X 64816 0 2271
MANITOWOC INC 563571108 183600 5400 X 5400 0 0
MANITOWOC INC 563571108 311100 9150 X 9150 0 0
MANOR CARE INC COM 564055101 10134096 633381 X 633381 0 0
MANULIFE FINL CORP 56501R106 295986 23328 X 23328 0 0
MARSH & MCLENNAN COS INC 571748102 1196100 12500 X 12500 0 0
MARSH & MCLENNAN COS INC 571748102 193768 2025 X 1875 0 150
MASCO CORP 574599106 393820 15520 X 14770 0 750
MASCO CORP 574599106 107996 4256 X 2700 0 1556
MASSACHUSETTS INVESTORS GROWTH STK 575719109 23482307 1155057 X 1155057 0 0
MFS MASSACHUSETTS INVESTORS TRUST 575736400 1148653 54776 X 54776 0 0
MFS MASSACHUSETTS INVESTORS TRUST 575736400 1493 71 X 71 0 0
MATTEL INC 577081102 118269 9011 X 8151 0 860
MATTEL INC 577081102 17207 1311 X 1011 300 0
MAXIM INTEGRATED PRODS INC 57772K101 1996524 42310 X 42110 0 200
MAXIM INTEGRATED PRODS INC 57772K101 596456 12640 X 11590 0 1050
MAY DEPT STORES CO 577778103 392644 12175 X 11575 0 600
MAY DEPT STORES CO 577778103 74014 2295 X 2295 0 0
MCDONALDS CORP 580135101 3975795 98623 X 98223 0 400
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 112061929 4064449 3947383 857 116208
</TABLE>
<PAGE> 186
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 56-NATIONAL CITY BANK OF MI/IL ON 01/13/00 AS OF 12/31/99 DEPT ID# 056 PAGE 208
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
MCDONALDS CORP 580135101 662020 16422 X 12458 0 3964
MCGRAW-HILL COS INC 580645109 27731 450 X 450 0 0
MCGRAW-HILL COS INC 580645109 177480 2880 X 400 0 2480
MEAD CORP 582834107 734102 16900 X 16900 0 0
MEAD CORP 582834107 35272 812 X 812 0 0
MEDIAONE GROUP INC 58440J104 2748753 35785 X 35785 0 0
MEDIAONE GROUP INC 58440J104 943187 12279 X 9475 24 2780
MEDTRONIC INC 585055106 5799290 159155 X 156955 0 2200
MEDTRONIC INC 585055106 878666 24114 X 22314 0 1800
MELLON FINL CORP 58551A108 183940 5400 X 5400 0 0
MELLON FINL CORP 58551A108 119221 3500 X 3500 0 0
MERCK & CO INC 589331107 21985951 327230 X 324898 0 2332
MERCK & CO INC 589331107 4546507 67668 X 56246 0 11422
MERRILL LYNCH GROWTH FUND C 589925304 223994 9014 X 9014 0 0
MERRILL LYNCH & CO INC 590188108 133301 1600 X 1600 0 0
MERRILL LYNCH & CO INC 590188108 139383 1673 X 1300 0 373
MERRILL LYNCH MUN BD FD INC 590193108 376227 52037 X 52037 0 0
MERRILL LYNCH 590193405 150379 20828 X 20828 0 0
MESA OFFSHORE TRUST 590650107 372 12000 X 0 0 12000
MICROSOFT CORP 594918104 24643123 211076 X 209276 0 1800
MICROSOFT CORP 594918104 9168961 78535 X 61373 310 16852
METROCORP INCORPORATED 595990904 280776 1709 X 1709 0 0
MINNESOTA MNG & MFG CO 604059105 4074047 41625 X 41625 0 0
MINNESOTA MNG & MFG CO 604059105 3174284 32432 X 25895 0 6537
MINNESOTA PWR & LT CO 604110106 276259 16310 X 16310 0 0
MINNESOTA PWR & LT CO 604110106 72833 4300 X 4300 0 0
MOLEX INC 608554200 40273 890 X 890 0 0
MOLEX INC 608554200 239870 5301 X 4235 0 1066
MONSANTO CO 611662107 1546904 43651 X 43651 0 0
MONSANTO CO 611662107 723750 20423 X 18020 0 2403
MORGAN J P & CO INC 616880100 1510890 11932 X 11532 0 400
MORGAN J P & CO INC 616880100 286299 2261 X 1900 0 361
MORGAN STANLEY DEAN WITTER DISCOVER 617446448 1106598 7752 X 7752 0 0
MORGAN STANLEY DEAN WITTER DISCOVER 617446448 378002 2648 X 2326 0 322
MORGAN STANLEY DEAN WITTER 61745P734 136818 11000 X 11000 0 0
MORGAN STANLEY DEAN WITTER 61745P734 90797 7300 X 0 0 7300
MOTOROLA INC 620076109 7046207 47852 X 47252 0 600
MOTOROLA INC 620076109 1396225 9482 X 7702 0 1780
MUNIYIELD MICHIGAN FUND INC COM 626300107 131681 11971 X 11971 0 0
MUNIYIELD MICHIGAN FUND INC COM 626300107 437899 39809 X 34632 0 5177
NATIONAL CITY CORP 635405103 68655838 2898338 X 2168197 0 730141
NATIONAL CITY CORP 635405103 59981972 2532167 X 1723547 6186 802434
NATIONAL CANTON BANCSHARES 637995101 1423800 40680 X 40680 0 0
NESTLE S A 641069406 273345 3000 X 3000 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 226963227 6852191 5229147 6520 1616524
</TABLE>
<PAGE> 187
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 56-NATIONAL CITY BANK OF MI/IL ON 01/13/00 AS OF 12/31/99 DEPT ID# 056 PAGE 209
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
NEUBERGER & BERMAN EQUITY FDS 641224506 211601 5412 X 5412 0 0
NEUBERGER & BERMAN EQUITY FD 641224803 448356 13640 X 13640 0 0
NEW ENGLAND FDS 644036204 156430 14221 X 14221 0 0
AMERICAN NEW PERSPECTIVE FUND 648018109 195128 6628 X 6628 0 0
AMERICAN NEW PERSPECTIVE FUND 648018109 93326 3170 X 3170 0 0
NEWELL RUBBERMAID INC 651229106 185832 6408 X 6408 0 0
NEWELL RUBBERMAID INC 651229106 69455 2395 X 2395 0 0
NOKIA CORP 654902204 1308782 6850 X 6850 0 0
NOKIA CORP 654902204 152850 800 X 700 0 100
NORDSTROM INC 655664100 210504 8000 X 8000 0 0
NORFOLK SOUTHN CORP 655844108 791177 38594 X 38594 0 0
NORFOLK SOUTHN CORP 655844108 291633 14226 X 12426 0 1800
NORTHERN STS PWR CO MINN 665772109 419016 21488 X 21488 0 0
NORTHERN STS PWR CO MINN 665772109 124508 6385 X 6385 0 0
NORTHERN TR CORP 665859104 2520044 47548 X 47548 0 0
NORTHERN TR CORP 665859104 3254200 61400 X 58400 0 3000
NSTAR 67019E107 210772 5204 X 5204 0 0
NSTAR 67019E107 5994 148 X 148 0 0
NUVEEN MUNICIPAL BOND FUND 67065Q400 101984 11511 X 11511 0 0
NUVEEN MUNICIPAL BOND FUND 67065Q400 50524 5702 X 5702 0 0
NUVEEN MUNICIPAL VALUE FD 670928100 210134 26684 X 26684 0 0
NUVEEN MUNICIPAL VALUE FD 670928100 28352 3600 X 2078 0 1522
NUVEEN MICH QUALITY INCOME MUN FD 670979103 159539 12574 X 12574 0 0
OFFICE DEPOT INC 676220106 178607 16237 X 15637 0 600
OFFICE DEPOT INC 676220106 50600 4600 X 4500 0 100
OHIO CAS CORP 677240103 362510 22568 X 22568 0 0
OLD KENT FINL CORP 679833103 4108156 116132 X 115070 0 1062
OLD KENT FINL CORP 679833103 280205 7921 X 6608 0 1313
OLD REP INTL CORP 680223104 4419269 324350 X 324350 0 0
OMNICOM GROUP INC 681919106 309000 3090 X 3090 0 0
OMEGA INTL SPORTS & ENTERTAINMENT 6821019A0 1 488344 X 488344 0 0
OPPENHEIMER MAIN STREET FUNDS,INC. 68380D108 167664 3992 X 3992 0 0
OPPENHEIMER MAIN STREET FUNDS,INC. 68380D108 67932 1617 X 1617 0 0
ORACLE CORP 68389X105 3953919 35283 X 35283 0 0
ORACLE CORP 68389X105 2256613 20137 X 17287 0 2850
OPPENHEIMER 683977102 177649 19061 X 19061 0 0
TRULY INTL HLDGS ORD (HKD) 6905745S3 5604 20000 X 20000 0 0
PE CORP 69332S102 179266 1490 X 1490 0 0
PE CORP 69332S102 24063 200 X 200 0 0
PIMCO FDS PAC INVT MGMT SER 693390700 2018450 203884 X 203884 0 0
PIMCO 693390726 3368005 340203 X 340203 0 0
PNC BK CORP 693475105 256943 5774 X 5774 0 0
PPG INDS INC 693506107 797678 12750 X 12750 0 0
PPG INDS INC 693506107 187689 3000 X 600 0 2400
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 34369964 1973221 1958474 0 14747
</TABLE>
<PAGE> 188
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 56-NATIONAL CITY BANK OF MI/IL ON 01/13/00 AS OF 12/31/99 DEPT ID# 056 PAGE 210
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
PACKETPORT COM INC 69521P109 179170 16667 X 16667 0 0
PARKSTONE GROUP FDS 701475105 129788675 13822010 X 13538967 0 283043
PARKSTONE GROUP FDS 701475105 9022889 960904 X 669773 0 291131
PARKSTONE EQUITY INCOME FUND 701475204 60871624 6136252 X 5990968 0 145285
PARKSTONE EQUITY INCOME FUND 701475204 8930419 900244 X 711807 0 188437
PARKSTONE NATIONAL TAX EXEMPT BD FD 701475303 51411708 5151474 X 5140210 0 11264
PARKSTONE NATIONAL TAX EXEMPT BD FD 701475303 11178171 1120057 X 1058679 0 61379
PARKSTONE LARGE CAPITALIZATION FD 701475329 152321931 7518358 X 7368723 0 149635
PARKSTONE LARGE CAPITALIZATION FD 701475329 19953580 984876 X 864933 0 119943
PARKSTONE MID CAPITALIZATION FUND 701475402 70592399 4841728 X 4770804 0 70925
PARKSTONE MID CAPITALIZATION FUND 701475402 10667623 731661 X 655199 0 76462
PARKSTONE LTD MATURITY BOND FD 701475600 71353040 7672370 X 7608723 0 63647
PARKSTONE LTD MATURITY BOND FD 701475600 7624396 819828 X 663930 1781 154117
PARKSTONE SMALL CAPITALIZATION FUND 701475709 63090314 2318644 X 2294963 0 23681
PARKSTONE SMALL CAPITALIZATION FUND 701475709 14642238 538120 X 508024 0 30096
PARKSTONE INTERMEDIATE GOVT OBLIG FD 701475808 61145946 6402717 X 6348628 0 54089
PARKSTONE INTERMEDIATE GOVT OBLIG FD 701475808 8688671 909809 X 794970 0 114838
PARKSTONE INTERNATIONAL DISCOVERY 701475824 105186599 5732240 X 5668384 0 63855
PARKSTONE INTERNATIONAL DISCOVERY 701475824 23374132 1273795 X 1092308 0 181486
PARKSTONE U S GOVT INCOME FD 701475832 97656059 10997304 X 10900877 0 96427
PARKSTONE U S GOVT INCOME FD 701475832 17803229 2004868 X 1564197 0 440671
PARKSTONE BALANCED ALLOCATION FD 701475840 31870169 2233369 X 2143512 0 89857
PARKSTONE BALANCED ALLOCATION FD 701475840 1770379 124063 X 122583 0 1480
PARKSTONE PRIME OBLIGATIONS MONEY 701475857 1088672 1088672 X 1088672 0 0
PARKSTONE U S GOVERNMENT OBLIGATIONS 701475865 270724 270724 X 270724 0 0
PARKSTONE U S GOVERNMENT OBLIGATIONS 701475865 68820 68820 X 68820 0 0
PARKSTONE MICHIGAN MUNICIPAL FUND 701475881 112781428 10771865 X 10655323 0 116542
PARKSTONE MICHIGAN MUNICIPAL FUND 701475881 33946612 3242274 X 2853497 0 388777
PENNEY J C CO INC 708160106 247690 12423 X 12423 0 0
PENNEY J C CO INC 708160106 141560 7100 X 6700 0 400
PEOPLES BANCORP INC 709789101 266772 12408 X 12408 0 0
PEPSICO INC 713448108 4073420 115558 X 115558 0 0
PEPSICO INC 713448108 1176645 33380 X 28772 0 4608
PHARMACIA & UPJOHN INC 716941109 190354714 4230105 X 4074313 0 155792
PHARMACIA & UPJOHN INC 716941109 30993255 688739 X 688435 0 304
PFIZER INC 717081103 11148486 343686 X 336561 0 7125
PFIZER INC 717081103 2802968 86410 X 70765 445 15200
PHILIP MORRIS COS INC 718154107 3395076 147612 X 143762 0 3850
PHILIP MORRIS COS INC 718154107 1947042 84654 X 78683 0 5971
PHILLIPS PETE CO 718507106 233308 4964 X 4964 0 0
PHILLIPS PETE CO 718507106 29845 635 X 485 0 150
PHOENIX MULTI PORTFOLIO FD 718912850 11245 1400 X 1400 0 0
PHOENIX MULTI PORTFOLIO FD 718912850 75578 9412 X 0 0 9412
PHOENIX ENGEMANN FDS 71902M200 313311 10117 X 10117 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 1424490532 104442316 101020211 2226 3419879
</TABLE>
<PAGE> 189
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 56-NATIONAL CITY BANK OF MI/IL ON 01/13/00 AS OF 12/31/99 DEPT ID# 056 PAGE 211
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
PIONEER RAILCORP CLASS A WARRANT 723839114 1 16386 X 16386 0 0
PIONEER RAILCORP CLASS A WARRANT 723839114 2 4000 X 4000 0 0
PITNEY BOWES INC 724479100 1285126 26600 X 26600 0 0
T ROWE PRICE 741479109 329790 9913 X 9913 0 0
PRINCIPAL PRESERVATION PORTFOLIOS 74252B105 20838 2551 X 2551 0 0
PRINCIPAL PRESERVATION PORTFOLIOS 74252B105 169759 20778 X 20778 0 0
PROCTER & GAMBLE CO COM 742718109 12926462 117982 X 117482 0 500
PROCTER & GAMBLE CO COM 742718109 5407044 49351 X 44316 45 4990
PROFIT TECHNOLOGY INCORPORATED 743169104 0 23000 X 0 0 23000
PROGRESSIVE CORP OHIO 743315103 893661 12221 X 12221 0 0
PROVIDIAN FINL CORP 74406A102 1244194 13663 X 13663 0 0
PROVIDIAN FINL CORP 74406A102 409692 4499 X 4499 0 0
PRUDENTIAL MUN BD FD 74435L301 113430 10959 X 0 0 10959
PUBLIC SVC ENTERPRISE GROUP INC 744573106 321846 9245 X 9245 0 0
PUBLIC SVC ENTERPRISE GROUP INC 744573106 169156 4859 X 4859 0 0
PUTNAM AMERICAN GOVT INCOME FD 74644B102 33436 4063 X 4063 0 0
PUTNAM AMERICAN GOVT INCOME FD 74644B102 86482 10508 X 8611 0 1897
PUTNAM AMERN GOVT INCOME FD 74644B300 89012 10789 X 10789 0 0
PUTNAM ASIA PAC GROWTH FD 746443407 558523 29677 X 29677 0 0
PUTNAM ASSET ALLOCATION 746444827 319979 30445 X 30445 0 0
PUTNAM ASSET ALLOCATION FD 746444835 2863750 221481 X 221481 0 0
PUTNAM ASSET ALLOCATION FD 746444843 1648441 109677 X 109677 0 0
PUTNAM DIVERSIFIED INCOME TR 746704105 750929 69724 X 69724 0 0
PUTNAM DIVERSIFIED INCOME TR 746704204 39478 3683 X 3683 0 0
PUTNAM DIVERSIFIED INCOME TR 746704204 81625 7614 X 7614 0 0
PUTNAM DIVERSIFIED INCOME TR 746704402 1865296 173839 X 173839 0 0
PUTNAM GEORGE FD BOSTON 746758101 23036 1415 X 1415 0 0
PUTNAM GEORGE FD BOSTON 746758101 278165 17086 X 17086 0 0
PUTNAM GEORGE FD BOSTON 746758507 15886908 984929 X 984929 0 0
PUTNAM FD FOR GROWTH & INCOME 746761204 70496 3813 X 3813 0 0
PUTNAM FD FOR GROWTH & INCOME 746761204 277664 15017 X 15017 0 0
PUTNAM FUND FOR GROWTH & INCOME 746761501 9630616 516941 X 516941 0 0
PUTNAM GLOBAL GROWTH FD INC 746772508 485443 26469 X 26469 0 0
PUTNAM HEALTH SCIENCES TR 746778109 287624 4700 X 4700 0 0
PUTNAM HIGH YIELD TR SH BEN INT CL B 746782200 89649 8695 X 8695 0 0
PUTNAM HIGH YIELD TR SH BEN INT CL B 746782200 82449 7997 X 7997 0 0
PUTNAM HIGH YIELD 746782408 971097 93826 X 93826 0 0
PUTNAM INCOME FD INC CL M 746792506 699170 110628 X 110628 0 0
PUTNAM INVS FD INC 746809102 190592 9953 X 9953 0 0
PUTNAM INVS FD INC 746809102 17124 894 X 894 0 0
PUTNAM MICH TAX EXEMPT INCOME FD 74683L201 287738 33732 X 33732 0 0
PUTNAM MICHIGAN TAX EXEMPT INCOME 74683L300 534934 63156 X 63156 0 0
PUTNAM MICHIGAN TAX EXEMPT INCOME 74683L300 285 34 X 34 0 0
PUTNAM TAX EXEMPT INCOME FD 746870104 111676 13326 X 13326 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 61552618 2910118 2868727 45 41346
</TABLE>
<PAGE> 190
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 56-NATIONAL CITY BANK OF MI/IL ON 01/13/00 AS OF 12/31/99 DEPT ID# 056 PAGE 212
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
PUTNAM TAX FREE INCOME TR 746872407 218015 16258 X 16258 0 0
PUTNAM TAX FREE INCOME TR 746872407 25658 1913 X 1913 0 0
PUTNAM NEW OPPORTUNITIES FD 746916105 673864 7408 X 7408 0 0
PUTNAM NEW OPPORTUNITIES FD CL B SHS 746916204 207612 2414 X 2414 0 0
PUTNAM NEW OPPORTUNITIES FD 746916501 28533451 322886 X 322886 0 0
PUTNAM INTL GROWTH FD 746932300 1114344 37838 X 37838 0 0
PUTNAM VISTA FUND 747011104 416720 23867 X 23867 0 0
PUTNAM VISTA FD INC 747011401 7325644 433984 X 433984 0 0
PUTNAM VOYAGER FD INC CL M 747012508 20596711 686328 X 686328 0 0
QUAKER OATS CO COM 747402105 1078219 16430 X 14694 0 1736
QUAKER OATS CO COM 747402105 144375 2200 X 1100 1100 0
QUALCOMM INC COM 747525103 3293538 18700 X 18700 0 0
QUALCOMM INC COM 747525103 905283 5140 X 4600 0 540
QUESTAR CORP COM 748356102 166500 11100 X 10700 0 400
QWEST COMMUNICATIONS INTL INC COM 749121109 359652 8364 X 8364 0 0
QWEST COMMUNICATIONS INTL INC COM 749121109 25800 600 X 200 0 400
RPM INC OHIO COM 749685103 220937 21686 X 19072 0 2614
RPM INC OHIO COM 749685103 35149 3450 X 2400 0 1050
REPUBLIC BANCORP INC COM 760282103 412897 34008 X 34008 0 0
REPUBLIC BANCORP INC COM 760282103 13780 1135 X 0 0 1135
REUTERS GROUP PLC-SPONS ADR 76132M102 610542 7555 X 7555 0 0
REX HIDE INC COM 761576107 274068 23832 X 23832 0 0
ROCKWELL INTL CORP NEW 773903109 449355 9386 X 9386 0 0
ROCKWELL INTL CORP NEW 773903109 57450 1200 X 1200 0 0
T ROWE PRICE EQUITY INCOME FD 779547108 3664923 147720 X 145520 0 2199
T ROWE PRICE EQUITY INCOME FD 779547108 619057 24952 X 23662 0 1290
T ROWE PRICE 779556109 2085639 51972 X 50747 0 1225
T ROWE PRICE 779556109 1766290 44014 X 42157 0 1858
T ROWE PRICE INTL STOCK FUNDS INC 77956H203 199061 10460 X 10460 0 0
T ROWE PRICE INTL STOCK FUNDS INC 77956H203 289862 15232 X 11668 0 3563
T ROWE PRICE SCIENCE & TECHNOLOGY 77957M102 275700 4327 X 4327 0 0
T ROWE PRICE SCIENCE & TECHNOLOGY 77957M102 10811 170 X 170 0 0
T ROWE PRICE MARYLAND TAX FREE BOND 77957R101 829232 83930 X 83930 0 0
T ROWE PRICE 779572106 5720437 250896 X 249395 0 1502
T ROWE PRICE 779572106 575279 25232 X 23685 0 1547
T ROWE PRICE 779576107 149498 16446 X 16446 0 0
ROYAL BK SCOTLAND GROUP PLC 780097887 297195 15000 X 15000 0 0
ROYAL DUTCH PETROLEUM CO 780257804 3513381 58012 X 58012 0 0
ROYAL DUTCH PETROLEUM CO 780257804 1186126 19585 X 17397 0 2188
SBC COMMUNICATIONS INC COM 78387G103 12490384 256213 X 250540 0 5673
SBC COMMUNICATIONS INC COM 78387G103 6044770 123995 X 98263 166 25566
SEI INST MGD CORE FXD INC -A #64 783925506 3121564 317555 X 317555 0 0
SEI INST MGD CORE FXD INC -A #64 783925506 591747 60198 X 60198 0 0
SEI INSTL MANAGED TR 783925837 865731 30323 X 30323 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 111456251 3253914 3198162 1266 54486
</TABLE>
<PAGE> 191
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 56-NATIONAL CITY BANK OF MI/IL ON 01/13/00 AS OF 12/31/99 DEPT ID# 056 PAGE 213
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
SEI DAILY INCOME TR GNMA PORT #47 783965643 170569 18282 X 18282 0 0
SEI DAILY INCOME TR 783965742 1613324 166322 X 166322 0 0
SEI DAILY INCOME TR 783965742 509271 52502 X 52502 0 0
SEI INTL FIXED INC PORT 78411R307 171083 16004 X 16004 0 0
SPDR TR 78462F103 8981406 61150 X 61150 0 0
SPX CORP COM 784635104 714387 8840 X 8540 0 300
SPX CORP COM 784635104 117179 1450 X 1450 0 0
SAFEWAY INC COM NEW 786514208 363041 10155 X 10155 0 0
SAFEWAY INC COM NEW 786514208 28600 800 X 600 0 200
SARA LEE CORP COM 803111103 3993359 180998 X 180998 0 0
SARA LEE CORP COM 803111103 44126 2000 X 1600 0 400
SCHERING-PLOUGH CORP COM 806605101 3796546 89594 X 87994 0 1600
SCHERING-PLOUGH CORP COM 806605101 2167142 51142 X 27020 0 24122
SCHLUMBERGER LTD COM 806857108 3600082 64144 X 63794 0 350
SCHLUMBERGER LTD COM 806857108 435474 7759 X 5909 0 1850
SCOTTISH PWR PLC 81013T705 23840 851 X 851 0 0
SCOTTISH PWR PLC 81013T705 339237 12116 X 11913 156 46
SCOTTS CO CL A 810186106 328038 8150 X 7500 0 650
SCOTTS CO CL A 810186106 64400 1600 X 500 200 900
SCUDDER INTERNATIONAL FD INC COM 811165109 464243 6563 X 6563 0 0
SCUDDER GREATER EURO GROWTH FD 811165406 14788 416 X 0 0 416
SCUDDER GREATER EURO GROWTH FD 811165406 312264 8791 X 0 0 8791
SCUDDER MASSACHUSETTS TAX FREE FUND 811184308 555233 41251 X 41251 0 0
SEARS ROEBUCK & CO CAP 812387108 246372 8111 X 8111 0 0
SEARS ROEBUCK & CO CAP 812387108 250876 8259 X 7792 0 467
SELIGMAN MICHIGAN MUNICIPAL FUND 816346605 55276 7051 X 7051 0 0
SELIGMAN MICHIGAN MUNICIPAL FUND 816346605 129360 16500 X 16500 0 0
SEMTECH CORP COM 816850101 663291 12725 X 12225 0 500
SEMTECH CORP COM 816850101 357317 6855 X 5055 0 1800
SERVICEMASTER CO COM 81760N109 294121 23887 X 22887 0 1000
SERVICEMASTER CO COM 81760N109 332205 26980 X 7770 0 19210
SHELL TRANS & TRADING PLC 822703609 382200 7800 X 7800 0 0
SHERWIN WILLIAMS CO COM 824348106 29400 1400 X 1400 0 0
SHERWIN WILLIAMS CO COM 824348106 357000 17000 X 0 0 17000
SIEBEL SYS INC 826170102 193200 2300 X 2300 0 0
SIEBEL SYS INC 826170102 8400 100 X 0 0 100
SIT TAX FREE INCOME FUND 829799105 849948 89000 X 54446 0 34554
SIT TAX FREE INCOME FUND 829799105 48184 5045 X 5045 0 0
SMITHKLINE BEECHAM CORP 832378301 210458 3282 X 3282 0 0
SMUCKER J M CO CL A 832696108 1155375 59250 X 59250 0 0
SOUTHERN CO COM 842587107 1152158 49028 X 49028 0 0
SOUTHERN CO COM 842587107 461070 19620 X 16732 0 2888
SCB BANCORP INCORPORATED 845996107 200000 2000 X 2000 0 0
SPRINT CORP COM 852061100 6529159 96997 X 96467 0 530
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 42713002 1274070 1156039 356 117674
</TABLE>
<PAGE> 192
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 56-NATIONAL CITY BANK OF MI/IL ON 01/13/00 AS OF 12/31/99 DEPT ID# 056 PAGE 214
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
SPRINT CORP COM 852061100 962576 14300 X 13375 0 925
SPRINT CORP 852061506 3811360 37184 X 36836 0 348
SPRINT CORP 852061506 578408 5643 X 4818 0 825
STAPLES INC (RETAIL & DELIVERY) 855030102 1018659 49092 X 47542 0 1550
STAPLES INC (RETAIL & DELIVERY) 855030102 133838 6450 X 6050 0 400
STAR OF THE WEST MILLING COMPANY 85515P103 1085000 10850 X 10850 0 0
STARBUCKS CORP COM 855244109 9700 400 X 400 0 0
STARBUCKS CORP COM 855244109 223100 9200 X 9200 0 0
STATE STR CORP 857477103 1399156 19150 X 19150 0 0
STATE STR CORP 857477103 197270 2700 X 2500 0 200
STATE STR RESH FINL TR 857918106 217305 18094 X 18094 0 0
STATE STR RESH INCOME TR 857920102 79135 15045 X 15045 0 0
STRONG CORPORATE BOND FUND 862912102 124826 11900 X 11900 0 0
STRONG GROWTH FDS INC 862916103 272350 7637 X 7637 0 0
STRONG 862918109 381774 7780 X 7780 0 0
STRONG 862918109 2241 46 X 46 0 0
STRONG HIGH-YIELD MUNICIPAL BOND 863345104 1147408 124583 X 85101 0 39482
STRYKER CORP COM 863667101 3832439 55044 X 55044 0 0
STRYKER CORP COM 863667101 97475 1400 X 1400 0 0
SUN MICROSYSTEMS INC COM 866810104 7818140 100960 X 100560 0 400
SUN MICROSYSTEMS INC COM 866810104 495603 6400 X 4800 0 1600
SUNTRUST BKS INC COM 867914103 350396 5092 X 5092 0 0
SUNTRUST BKS INC COM 867914103 185795 2700 X 2200 0 500
SYSCO CORP COM 871829107 2464300 62288 X 62288 0 0
SYSCO CORP COM 871829107 806690 20390 X 19890 0 500
TCW/DW TERM TRUST 2003 87234U108 90000 10000 X 10000 0 0
TECO ENERGY INC COM 872375100 206124 11104 X 11104 0 0
TECO ENERGY INC COM 872375100 330570 17808 X 16540 0 1268
TANDY CORP COM 875382103 209590 4261 X 4261 0 0
TANDY CORP COM 875382103 19675 400 X 400 0 0
TELEFONOS DE MEXICO S A SPONSORED 879403780 270000 2400 X 2400 0 0
TELLABS INC COM 879664100 224658 3500 X 3500 0 0
TELLABS INC COM 879664100 6419 100 X 0 0 100
TEMPLETON DEVELOPING MKTS TR COM 88018W104 555838 35608 X 35608 0 0
TEMPLETON FDS INC 880196100 169212 9054 X 9054 0 0
TEMPLETON FDS INC 880196100 176297 9433 X 9433 0 0
TEMPLETON GROWTH FD INC 880199104 299834 15022 X 15022 0 0
TEMPLETON GROWTH FD INC 880199104 47835 2397 X 2397 0 0
TEMPLETON INSTL FDS INC 880210208 50382 3906 X 3906 0 0
TEMPLETON INSTL FDS INC 880210208 315198 24434 X 24434 0 0
TEMPLETON INSTL FDS INC 880210505 357936 16625 X 16625 0 0
TEXACO INC COM 881694103 1020650 18792 X 18467 0 325
TEXACO INC COM 881694103 684452 12602 X 11902 0 700
TEXAS INSTRS INC COM 882508104 2566843 26565 X 25310 0 1255
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 35296457 818339 767961 0 50378
</TABLE>
<PAGE> 193
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 56-NATIONAL CITY BANK OF MI/IL ON 01/13/00 AS OF 12/31/99 DEPT ID# 056 PAGE 215
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
TEXAS INSTRS INC COM 882508104 173925 1800 X 1200 0 600
TEXAS UTILITIES CO COM (HLDG) 882848104 545422 15337 X 14637 0 700
TEXAS UTILITIES CO COM (HLDG) 882848104 168924 4750 X 4750 0 0
TEXTRON INC COM 883203101 657370 8572 X 8572 0 0
TEXTRON INC COM 883203101 39418 514 X 150 0 364
THE COUPONBASKET INC 8833219A1 1 250000 X 0 0 250000
THOMAS REALTY COMPANY 883996100 949424 60 X 60 0 0
3COM CORP COM 885535104 465300 9900 X 9900 0 0
3COM CORP COM 885535104 4700 100 X 100 0 0
TIME WARNER INC COM 887315109 6106037 84439 X 83755 0 684
TIME WARNER INC COM 887315109 820970 11353 X 10478 0 875
TORRAY FD 891402109 205664 4641 X 4641 0 0
TORRAY FD 891402109 100353 2265 X 2265 0 0
FLAG INVESTORS TOTAL RETURN U.S. 89151D101 1313878 143908 X 143908 0 0
TRI-CONTINENTAL CORPORATION 895436103 109509 3929 X 3173 0 756
TRI-CONTINENTAL CORPORATION 895436103 351269 12602 X 1173 0 11428
TRICON GLOBAL RESTAURANTS 895953107 1227696 31785 X 31785 0 0
TRICON GLOBAL RESTAURANTS 895953107 56470 1462 X 1322 0 140
TRIPLE S PLASTICS 896926102 187313 13500 X 13500 0 0
TWEEDY BROWNE FD INC 901165100 2284639 113045 X 103497 0 9548
TWEEDY BROWNE FD INC 901165100 222365 11003 X 9058 0 1944
TYCO INTL LTD NEW 902124106 5521581 141579 X 139687 0 1892
TYCO INTL LTD NEW 902124106 959946 24614 X 20689 200 3725
TYSON FOODS INC CL A 902494103 2288000 140800 X 140800 0 0
UST INC COM 902911106 356410 14150 X 13750 0 400
UST INC COM 902911106 278327 11050 X 11050 0 0
US BANCORP NEW COM 902973106 416108 17474 X 17474 0 0
US BANCORP NEW COM 902973106 97086 4077 X 4077 0 0
USAA TAX EXEMPT FD INC 903289502 1601023 157117 X 157117 0 0
UNIFAB CORP COM 9046769A3 271000 1312 X 0 0 1312
UNICOM CORP COM 904911104 392791 11725 X 11725 0 0
UNICOM CORP COM 904911104 134704 4021 X 4021 0 0
UNION PAC CORP CO COM 907818108 402454 9212 X 9212 0 0
UNION PAC CORP CO COM 907818108 240109 5496 X 3014 0 2482
UNION PAC RES GROUP INC COM 907834105 52454 4114 X 4114 0 0
UNION PAC RES GROUP INC COM 907834105 78285 6140 X 1794 0 4346
UNION PLANTERS CORP COM 908068109 1972 50 X 50 0 0
UNION PLANTERS CORP COM 908068109 198689 5038 X 5038 0 0
UNITED FUNDS 910450402 290847 15781 X 15781 0 0
UNITED PARCEL SERVICE INC 911312106 13800 200 X 200 0 0
UNITED PARCEL SERVICE INC 911312106 254748 3692 X 3692 0 0
U S WEST INC NEW 91273H101 1630767 22650 X 22650 0 0
U S WEST INC NEW 91273H101 1228897 17068 X 13810 25 3233
UNITED TECHNOLOGIES CORP COM 913017109 5691920 87568 X 87368 0 200
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 38392565 1429893 1135037 225 294629
</TABLE>
<PAGE> 194
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 56-NATIONAL CITY BANK OF MI/IL ON 01/13/00 AS OF 12/31/99 DEPT ID# 056 PAGE 216
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
UNITED TECHNOLOGIES CORP COM 913017109 1372540 21116 X 20176 0 940
VALUE LINE ASSET ALLOCATION FD INC 920395100 16427476 825087 X 825087 0 0
VAN KAMPEN 920914108 98941 10169 X 0 0 10169
VAN KAMPEN U S GOVT FUND 921129102 123737 9152 X 9152 0 0
VAN KAMPEN U S GOVT FUND 921129102 31772 2350 X 2350 0 0
VAN WAGONER FDS INC 921280608 225804 5931 X 5931 0 0
VANGUARD SPECIALIZED PORTFOLIO 921908307 386943 4064 X 4064 0 0
VANGUARD SPECIALIZED PORTFOLIO 921908307 607815 6384 X 300 0 6084
VANGUARD 921909602 202188 14129 X 14129 0 0
VANGUARD 921909602 106253 7425 X 7425 0 0
VANGUARD WORLD FD - US GROWTH 921910105 1168358 26840 X 8635 0 18205
VANGUARD WORLD FD - US GROWTH 921910105 56687 1302 X 1302 0 0
VANGUARD WORLD FD 921910204 40732 1811 X 1811 0 0
VANGUARD WORLD FD 921910204 218256 9705 X 0 0 9705
VANGUARD QUANTITATIVE PORTFOLIOS INC 921913109 167274 4511 X 4511 0 0
VANGUARD QUANTITATIVE PORTFOLIOS INC 921913109 88412 2384 X 2384 0 0
VANGUARD TOTAL BOND MARKET 921937108 1184156 123866 X 123866 0 0
VANGUARD TOTAL BOND MARKET 921937108 63550 6648 X 6648 0 0
VANGUARD BD INDEX FD INC 921937207 266996 27441 X 27441 0 0
VANGUARD BOND INDEX FUND 921937504 227783 23827 X 23827 0 0
VANGUARD 921943106 645256 20285 X 1684 0 18601
VANGUARD WINDSOR FUND INC 922018106 57002 3758 X 3758 0 0
VANGUARD WINDSOR FUND INC 922018106 344014 22677 X 0 0 22677
VANGUARD 922018205 454628 18207 X 18207 0 0
VANGUARD 922018205 167612 6713 X 5820 0 892
VANGUARD CALIF TAX EXEMPT FD 922021308 217762 20979 X 20979 0 0
VANGUARD FIXED INCOME SECS 922031109 30880 3808 X 3808 0 0
VANGUARD FIXED INCOME SECS 922031109 262976 32426 X 32426 0 0
VANGUARD FIXED INCOME SECS FD 922031208 116349 15744 X 15744 0 0
VANGUARD FIXED INCOME SECS FD 922031208 122446 16569 X 16569 0 0
VANGUARD FIXED INCOME SECS FD 922031307 164269 16660 X 16660 0 0
VANGUARD FIXED INCOME SECS FD 922031307 640988 65009 X 65009 0 0
VANGUARD 922031406 110952 10537 X 10537 0 0
VANGUARD HORIZON 922038302 474192 19742 X 19742 0 0
VANGUARD 92204P204 55548 6145 X 6145 0 0
VANGUARD 92204P204 69582 7697 X 7697 0 0
VANGUARD INTL EQUITY INDEX FD 922042106 186602 15270 X 15270 0 0
VANGUARD INTL EQUITY INDEX FUND INC 922042205 206624 7167 X 7167 0 0
VANGUARD INTL EQUITY INDEX FUND INC 922042205 29117 1010 X 1010 0 0
VANGUARD MUN BD FD INC 922907209 539705 42264 X 42264 0 0
VANGUARD MUN BD FD INC 922907209 420138 32900 X 18563 0 14337
VANGUARD MUN BD FD INC 922907308 113948 11052 X 11052 0 0
VANGUARD MUNI BOND HIGH YIELD FUND 922907407 10355 1031 X 1031 0 0
VANGUARD MUNI BOND HIGH YIELD FUND 922907407 113987 11353 X 11353 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 28620605 1543145 1441534 0 101610
</TABLE>
<PAGE> 195
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 56-NATIONAL CITY BANK OF MI/IL ON 01/13/00 AS OF 12/31/99 DEPT ID# 056 PAGE 217
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
VANGUARD 922908108 9260792 68431 X 68334 0 97
VANGUARD 922908108 7223690 53378 X 46151 0 7228
VANGUARD 922908207 677478 18276 X 18276 0 0
VANGUARD 922908306 443688 13356 X 13356 0 0
VANGUARD 922908306 118822 3577 X 3577 0 0
VANGUARD 922908405 772454 33746 X 33746 0 0
VANGUARD 922908405 707334 30901 X 30901 0 0
VANGUARD 922908504 346947 8799 X 2531 0 6268
VANGUARD 922908504 129932 3295 X 973 0 2322
VANGUARD 922908702 2113672 89562 X 53923 0 35640
VANGUARD 922908702 174019 7374 X 7374 0 0
VIACOM INC CL B COM 925524308 245257 4058 X 4058 0 0
VIACOM INC CL B COM 925524308 25626 424 X 424 0 0
VIRGINIA ENTERPRISES INCORPORATED 927832998 289248 51 X 51 0 0
VODAFONE AIRTOUCH PLC 92857T107 2601720 52560 X 49255 0 3305
VODAFONE AIRTOUCH PLC 92857T107 1841648 37205 X 35135 375 1695
WACHOVIA CORP COM 929771103 738480 10860 X 10860 0 0
WACHOVIA CORP COM 929771103 146880 2160 X 2160 0 0
WAL MART STORES INC 931142103 14228137 205832 X 205474 0 358
WAL MART STORES INC 931142103 2799286 40496 X 27884 285 12327
WALGREEN CO COM 931422109 8760404 299501 X 295276 0 4225
WALGREEN CO COM 931422109 1814056 62019 X 52819 0 9200
WARBURG PINCUS 933907107 223244 22392 X 22392 0 0
WARNER LAMBERT CO COM 934488107 6321189 77146 X 77146 0 0
WARNER LAMBERT CO COM 934488107 1672764 20415 X 16537 0 3878
AMERICAN WASHINGTON MUTUAL INVESTORS 939330106 1214854 41098 X 41098 0 0
AMERICAN WASHINGTON MUTUAL INVESTORS 939330106 65655 2221 X 2221 0 0
WASHINGTON TRUST BANCORP 940610108 29802 1679 X 1679 0 0
WASHINGTON TRUST BANCORP 940610108 306188 17250 X 17250 0 0
WEITZ SERIES 949045108 333578 10084 X 10084 0 0
WELLS FARGO & CO NEW 949746101 4755873 117609 X 117509 0 100
WELLS FARGO & CO NEW 949746101 1689419 41778 X 41178 0 600
WESTVACO CORP COM 961548104 207984 6375 X 5125 0 1250
WEYERHAEUSER CO COM 962166104 410770 5720 X 5720 0 0
WEYERHAEUSER CO COM 962166104 339460 4727 X 3990 0 737
WHIRLPOOL CORP COM 963320106 84582 1300 X 1300 0 0
WHIRLPOOL CORP COM 963320106 162658 2500 X 2500 0 0
WILLIAMS COS INC DEL COM 969457100 212657 6958 X 6958 0 0
WILLIAMS COS INC DEL COM 969457100 715174 23400 X 23400 0 0
WISCONSIN ENERGY CORP COM 976657106 836855 43473 X 43173 0 300
WISCONSIN ENERGY CORP COM 976657106 269327 13991 X 12104 0 1887
XEROX CORP COM 984121103 1102682 48602 X 48602 0 0
XEROX CORP COM 984121103 318721 14048 X 13948 0 100
YAHOO! INC COM 984332106 312401 722 X 722 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 77045407 1569349 1477174 660 91517
</TABLE>
<PAGE> 196
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 56-NATIONAL CITY BANK OF MI/IL ON 01/13/00 AS OF 12/31/99 DEPT ID# 056 PAGE 218
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
YAHOO! INC COM 984332106 118989 275 X 100 0 175
ZURICH YIELDWISE 989823307 13936103 13936103 X 13936103 0 0
SEI STABLE ASSET FUND 999901SG7 161240 161240 X 161240 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 14216332 14097618 14097443 0 175
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR COMMON STOCK 4033350028 259025565 250669300 54219 8302048
</TABLE>
<PAGE> 197
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 56-NATIONAL CITY BANK OF MI/IL ON 01/13/00 AS OF 12/31/99 DEPT ID# 056 PAGE 219
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
B. PREFERRED STOCK INSTR OTHER
PREFERRED STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
ARMSTRONG INTERNATIONAL INCORPORATED 000567990 5801000 58010 X 0 0 58010
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 5801000 58010 0 0 58010
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR PREFERRED STOCK 5801000 58010 0 0 58010
</TABLE>
<PAGE> 198
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 56-NATIONAL CITY BANK OF MI/IL ON 01/13/00 AS OF 12/31/99 DEPT ID# 056 PAGE 220
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
C. OTHER INSTR OTHER
OTHER
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
ATRIX LABS INC SUB NT CONV 04962LAC5 17288 30000 X 30000 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 17288 30000 30000 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR OTHER 17288 30000 30000 0 0
</TABLE>
<PAGE> 199
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 56-NATIONAL CITY BANK OF MI/IL ON 01/13/00 AS OF 12/31/99 DEPT ID# 056 PAGE 221
**SUMMARY PAGE FOR: 56-NATIONAL CITY BANK OF MI/IL **
CATEGORY MARKET SH/PV SOLE SHARED NONE
---------------------------------------- ---------- --------- --------- --------- ---------
<S> <C> <C> <C> <C> <C>
A. COMMON STOCK 4033350028 259025565 250669300 54219 8302048
B. PREFERRED STOCK 5801000 58010 0 0 58010
C. OTHER 17288 30000 30000 0 0
----------- ---------- ---------- ---------- ----------
**GRAND TOTALS** 4039168316 259113575 250699300 54219 8360058
</TABLE>
<PAGE> 200
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 60-NATIONAL CITY BANK, SOUTHERN IND ON 01/13/00 AS OF 12/31/99 DEPT ID# 060 PAGE 222
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
AT&T CORP COM 001957109 873577 17192 X 17192 0 0
ARMADA BOND FD INSTL CL #630 042086686 1102411 114954 X 114954 0 0
ARMADA PA MUN BD FD 042086710 105953 10627 X 10627 0 0
ARMADA TOTAL RETURN ADVANTAGE FUND 042086777 710474 74708 X 74708 0 0
ARMADA ENHANCED INCOME FUND 042086827 155583 15795 X 15795 0 0
ARMADA EQUITY INCOME FUND #614 042086868 824641 51156 X 51156 0 0
ARMADA EQUITY GROWTH FUND 042086884 1861196 63091 X 63091 0 0
BP AMOCO PLC-SPONS ADR 055622104 1263486 21302 X 21302 0 0
CITIGROUP INC COM 172967101 932774 16750 X 16750 0 0
EXXON MOBIL CORP 30231G102 741180 9200 X 9200 0 0
GENERAL ELEC CO COM 369604103 286288 1850 X 1850 0 0
INTERNATIONAL BUSINESS MACHS CORP 459200101 371090 3440 X 3440 0 0
NATIONAL CITY CORP 635405103 650615 27466 X 27466 0 0
PNC BK CORP 693475105 227929 5122 X 5122 0 0
VANGUARD 922908108 210141 1553 X 1553 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 10317338 434206 434206 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR COMMON STOCK 10317338 434206 434206 0 0
</TABLE>
<PAGE> 201
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 60-NATIONAL CITY BANK, SOUTHERN IND ON 01/13/00 AS OF 12/31/99 DEPT ID# 060 PAGE 223
**SUMMARY PAGE FOR: 60-NATIONAL CITY BANK, SOUTHERN IND **
CATEGORY MARKET SH/PV SOLE SHARED NONE
---------------------------------------- ---------- --------- --------- --------- ---------
<S> <C> <C> <C> <C> <C>
A. COMMON STOCK 10317338 434206 434206 0 0
----------- ---------- ---------- ---------- ----------
**GRAND TOTALS** 10317338 434206 434206 0 0
</TABLE>
<PAGE> 202
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 76-NATIONAL CITY TRUST COMPANY ON 01/13/00 AS OF 12/31/99 DEPT ID# 076 PAGE 224
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
AT&T CORP COM 001957109 129014 2539 X 2539 0 0
AT&T CORP COM 001957109 538923 10606 X 10606 0 0
ABBOTT LABS 002824100 636930 17540 X 17540 0 0
ABBOTT LABS 002824100 1133365 31211 X 31211 0 0
AEGON N V ORD AMER REG (NLG) 007924103 212583 2226 X 2226 0 0
AEGON N V ORD AMER REG (NLG) 007924103 120330 1260 X 1260 0 0
ALCOA INC 013817101 327850 3950 X 3950 0 0
ALCOA INC 013817101 498830 6010 X 6010 0 0
ALLTEL CORP COM 020039103 165376 2000 X 2000 0 0
ALLTEL CORP COM 020039103 343155 4150 X 4150 0 0
AMERICA ONLINE INC DEL COM 02364J104 155468 2049 X 2049 0 0
AMERICA ONLINE INC DEL COM 02364J104 114344 1507 X 1507 0 0
AMERICAN HOME PRODS CORP COM 026609107 92866 2366 X 2366 0 0
AMERICAN HOME PRODS CORP COM 026609107 1167020 29733 X 29733 0 0
AMERICAN INTL GROUP INC COM 026874107 688756 6370 X 6370 0 0
AMERICAN INTL GROUP INC COM 026874107 1052164 9731 X 9731 0 0
AMGEN INC 031162100 110516 1840 X 1840 0 0
AMGEN INC 031162100 240252 4000 X 4000 0 0
ARDEN RLTY INC COM 039793104 243264 12125 X 12125 0 0
ARDEN RLTY INC COM 039793104 145958 7275 X 7275 0 0
ARMADA TAX MANAGED EQUITY FD #233 042086330 950640 67041 X 67041 0 0
ARMADA TAX MANAGED EQUITY FD #233 042086330 1942844 137013 X 137013 0 0
ARMADA NATIONAL TAX EXEMPT BD FD 042086363 460493 48118 X 48118 0 0
ARMADA NATIONAL TAX EXEMPT BD FD 042086363 846721 88477 X 17147 0 71330
ARMADA SMALL CAP GROWTH FUND #519 042086579 2335711 150983 X 150983 0 0
ARMADA SMALL CAP GROWTH FUND #519 042086579 531933 34385 X 34385 0 0
ARMADA CORE EQUITY FUND #681 042086595 440197 29268 X 29268 0 0
ARMADA INTERNATIONAL EQUITY FD 042086629 3301981 199878 X 199878 0 0
ARMADA INTERNATIONAL EQUITY FD 042086629 1781250 107824 X 103984 0 3840
ARMADA EQUITY INDEX FUND #42 042086645 441921 34907 X 34907 0 0
ARMADA EQUITY INDEX FUND #42 042086645 220079 17384 X 17384 0 0
ARMADA GNMA INSTL CL #666 042086660 502742 51300 X 51300 0 0
ARMADA GNMA INSTL CL #666 042086660 1491976 152242 X 152242 0 0
ARMADA BOND FD INSTL CL #630 042086686 202788 21146 X 21146 0 0
ARMADA BOND FD INSTL CL #630 042086686 625763 65252 X 55879 0 9372
ARMADA OHIO TAX EXEMPT BOND FD 042086751 8413697 795245 X 786317 0 8929
ARMADA OHIO TAX EXEMPT BOND FD 042086751 939833 88831 X 84363 0 4468
ARMADA TOTAL RETURN ADVANTAGE FUND 042086777 804283 84572 X 84572 0 0
ARMADA TOTAL RETURN ADVANTAGE FUND 042086777 864642 90919 X 82562 0 8358
ARMADA INTERMEDIATE BD FUND 042086793 25914 2558 X 2558 0 0
ARMADA INTERMEDIATE BD FUND 042086793 75775 7480 X 7480 0 0
ARMADA SMALL CAP VALUE FUND #616 042086843 543716 39116 X 39116 0 0
ARMADA SMALL CAP VALUE FUND #616 042086843 272730 19621 X 19621 0 0
ARMADA EQUITY INCOME FUND #614 042086868 123118 7638 X 7638 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 36257711 2499686 2393390 0 106297
</TABLE>
<PAGE> 203
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 76-NATIONAL CITY TRUST COMPANY ON 01/13/00 AS OF 12/31/99 DEPT ID# 076 PAGE 225
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
ARMADA EQUITY INCOME FUND #614 042086868 202282 12549 X 12549 0 0
ARMADA EQUITY GROWTH FUND 042086884 5330127 180682 X 180682 0 0
ARMADA EQUITY GROWTH FUND 042086884 2576070 87324 X 86116 0 1209
ATLANTIC RICHFIELD CO COM 048825103 69200 800 X 800 0 0
ATLANTIC RICHFIELD CO COM 048825103 389250 4500 X 4500 0 0
AUTOMATIC DATA PROCESSING INC COM 053015103 530669 9850 X 9850 0 0
AUTOMATIC DATA PROCESSING INC COM 053015103 1005631 18666 X 18666 0 0
AVALONBAY CMNTYS INC 053484101 249231 7198 X 7198 0 0
AVALONBAY CMNTYS INC 053484101 367925 10626 X 10626 0 0
BP AMOCO PLC-SPONS ADR 055622104 447220 7540 X 7540 0 0
BP AMOCO PLC-SPONS ADR 055622104 773442 13040 X 13040 0 0
BANK ONE CORP COM 06423A103 57600 1800 X 1800 0 0
BANK ONE CORP COM 06423A103 246432 7701 X 6740 0 961
BELL ATLANTIC CORP COM 077853109 78801 1280 X 1280 0 0
BELL ATLANTIC CORP COM 077853109 589404 9574 X 9574 0 0
BELLSOUTH CORP COM 079860102 270579 5780 X 5780 0 0
BELLSOUTH CORP COM 079860102 1956128 41786 X 41786 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 1477223 23014 X 23014 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 3697486 57604 X 57604 0 0
CAM DATA SYS INC 131730103 178750 10000 X 10000 0 0
CARNIVAL CORP COM 143658102 127900 2675 X 2675 0 0
CARNIVAL CORP COM 143658102 253600 5304 X 5304 0 0
CHASE MANHATTAN CORP (NEW) COM 16161A108 242853 3126 X 3126 0 0
CHASE MANHATTAN CORP (NEW) COM 16161A108 368863 4748 X 4748 0 0
CHEVRON CORP COM 166751107 99099 1144 X 1144 0 0
CHEVRON CORP COM 166751107 1275726 14727 X 14727 0 0
CHUBB CORP COM 171232101 384055 6820 X 6820 0 0
CISCO SYS INC COM 17275R102 4212262 39321 X 39321 0 0
CISCO SYS INC COM 17275R102 6154653 57453 X 57453 0 0
CLEAR CHANNEL COMMUNICATIONS INC COM 184502102 64706 725 X 725 0 0
CLEAR CHANNEL COMMUNICATIONS INC COM 184502102 218841 2452 X 2452 0 0
CLOROX CO COM 189054109 22669 450 X 450 0 0
CLOROX CO COM 189054109 181350 3600 X 3600 0 0
COCA-COLA CO COM 191216100 29125 500 X 500 0 0
COCA-COLA CO COM 191216100 1258258 21601 X 21601 0 0
COMCAST CORP CL A SPL 200300200 316019 6250 X 6250 0 0
COMCAST CORP CL A SPL 200300200 240225 4751 X 4751 0 0
COMMUNICATION INTELLIGENCE N 20338K106 82500 10000 X 10000 0 0
COMPAQ COMPUTER CORP COM 204493100 213121 7875 X 7875 0 0
COSTCO WHSL CORP NEW 22160K105 504156 5525 X 5525 0 0
COSTCO WHSL CORP NEW 22160K105 379144 4155 X 4155 0 0
DAYTON HUDSON CORP COM 239753106 117501 1600 X 1600 0 0
DAYTON HUDSON CORP COM 239753106 88126 1200 X 1200 0 0
DELL COMPUTER CORP COM 247025109 191250 3750 X 3750 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 37519452 721066 718897 0 2170
</TABLE>
<PAGE> 204
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 76-NATIONAL CITY TRUST COMPANY ON 01/13/00 AS OF 12/31/99 DEPT ID# 076 PAGE 226
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
DELL COMPUTER CORP COM 247025109 420597 8247 X 8247 0 0
DEVELOPERS DIVERSIFIED REALTY CORP 251591103 162225 12600 X 12600 0 0
DEVELOPERS DIVERSIFIED REALTY CORP 251591103 298533 23187 X 23187 0 0
DISNEY WALT CO 254687106 245700 8400 X 8400 0 0
DISNEY WALT CO 254687106 609219 20828 X 20828 0 0
DOMINION RES INC VA 257470104 79952 2037 X 2037 0 0
DOMINION RES INC VA 257470104 161867 4124 X 4124 0 0
DOW CHEM CO COM 260543103 126276 945 X 945 0 0
DOW CHEM CO COM 260543103 1200353 8983 X 8983 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 63701 967 X 967 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 663954 10079 X 10079 0 0
EMERSON ELEC CO COM 291011104 154913 2700 X 2700 0 0
EMERSON ELEC CO COM 291011104 874510 15242 X 13826 0 1416
ERICSSON L M TEL CO 294821400 72257 1100 X 1100 0 0
ERICSSON L M TEL CO 294821400 394128 6000 X 6000 0 0
EXXON MOBIL CORP 30231G102 901178 11186 X 11186 0 0
EXXON MOBIL CORP 30231G102 4681274 58107 X 55041 66 3000
FPL GROUP INC COM 302571104 53516 1250 X 1250 0 0
FPL GROUP INC COM 302571104 307312 7178 X 7178 0 0
FANNIE MAE COM 313586109 198241 3175 X 3175 0 0
FANNIE MAE COM 313586109 711793 11400 X 11400 0 0
FIDELITY 316069103 208518 11345 X 0 0 11345
FLEETBOSTON FINL CORP 339030108 161323 4634 X 4634 0 0
FLEETBOSTON FINL CORP 339030108 113142 3250 X 3250 0 0
FORD MOTOR CO DEL COM 345370100 93298 1750 X 1750 0 0
FORD MOTOR CO DEL COM 345370100 190861 3580 X 3580 0 0
FRANKLIN RES INC COM 354613101 330249 10300 X 10300 0 0
GTE CORP COM 362320103 128777 1825 X 1825 0 0
GTE CORP COM 362320103 730115 10347 X 10347 0 0
GENERAL ELEC CO COM 369604103 992102 6411 X 6411 0 0
GENERAL ELEC CO COM 369604103 6011728 38848 X 38648 0 200
GENERAL MILLS INC COM 370334104 114400 3200 X 3200 0 0
GENERAL MILLS INC COM 370334104 144788 4050 X 4050 0 0
GENERAL MTRS CORP COM 370442105 14538 200 X 200 0 0
GENERAL MTRS CORP COM 370442105 228458 3143 X 3143 0 0
GENUINE PARTS CO COM 372460105 293091 11812 X 11812 0 0
GOVERNMENT SECS INCOME FD UNIT GNMA 383744166 1731 22780 X 22780 0 0
GOVERNMENT SECS INCOME FD UNIT GNMA 383744240 5674 63040 X 63040 0 0
GOVERNMENT SECS INCOME FD UNIT 383744331 2199 37263 X 37263 0 0
GOVERNMENT SECS INCOME FD UNIT GNMA 383744497 3523 44589 X 44589 0 0
HARLEY DAVIDSON INC COM 412822108 664654 10375 X 10375 0 0
HARLEY DAVIDSON INC COM 412822108 397191 6200 X 6200 0 0
HEALTH CARE REIT INC 42217K106 151250 10000 X 10000 0 0
HEINZ H J CO COM 423074103 677219 17010 X 17010 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 24040328 543687 527660 66 15961
</TABLE>
<PAGE> 205
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 76-NATIONAL CITY TRUST COMPANY ON 01/13/00 AS OF 12/31/99 DEPT ID# 076 PAGE 227
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
HEWLETT PACKARD CO COM 428236103 228069 2005 X 2005 0 0
HEWLETT PACKARD CO COM 428236103 443625 3900 X 3900 0 0
HOME DEPOT INC COM 437076102 809531 11775 X 11775 0 0
HOME DEPOT INC COM 437076102 4214616 61304 X 61304 0 0
HUNTINGTON BANCSHARES INC COM 446150104 221847 9292 X 9292 0 0
INTEL CORP COM 458140100 1903077 23120 X 23120 0 0
INTEL CORP COM 458140100 2162280 26269 X 26269 0 0
INTERNATIONAL BUSINESS MACHS CORP 459200101 598275 5546 X 5546 0 0
INTERNATIONAL BUSINESS MACHS CORP 459200101 1350703 12521 X 12321 0 200
INTERPUBLIC GROUP COS INC COM 460690100 185986 3224 X 3224 0 0
INTERPUBLIC GROUP COS INC COM 460690100 415238 7198 X 7198 0 0
JANUS FUND INCORPORATED 471023101 662414 15038 X 0 0 15038
JOHNSON & JOHNSON 478160104 270425 2900 X 2900 0 0
JOHNSON & JOHNSON 478160104 809876 8685 X 8685 0 0
KEMPER SMALL CAPITALIZTION EQUITY FD 488421108 81660 10605 X 10605 0 0
KEYCORP NEW COM 493267108 770481 34824 X 34824 0 0
KROGER CO COM 501044101 177425 9400 X 9400 0 0
KROGER CO COM 501044101 11363 602 X 602 0 0
LILLY ELI & CO COM 532457108 199500 3000 X 3000 0 0
LILLY ELI & CO COM 532457108 1052429 15826 X 15826 0 0
LUBRIZOL CORP COM 549271104 35506 1150 X 1150 0 0
LUBRIZOL CORP COM 549271104 537256 17401 X 17401 0 0
LUCENT TECHNOLOGIES INC COM 549463107 513375 6845 X 6845 0 0
LUCENT TECHNOLOGIES INC COM 549463107 1067175 14229 X 14229 0 0
MCI WORLDCOM INC 55268B106 814650 15353 X 15353 0 0
MCI WORLDCOM INC 55268B106 958079 18056 X 18056 0 0
MARSH & MCLENNAN COS INC 571748102 339692 3550 X 3550 0 0
MARSH & MCLENNAN COS INC 571748102 1318389 13778 X 13778 0 0
MASCO CORP 574599106 229644 9050 X 9050 0 0
MASCO CORP 574599106 248675 9800 X 8400 0 1400
MCDONALDS CORP 580135101 217690 5400 X 5400 0 0
MCDONALDS CORP 580135101 657102 16300 X 16300 0 0
MEDIAONE GROUP INC 58440J104 122901 1600 X 1600 0 0
MEDIAONE GROUP INC 58440J104 279599 3640 X 3640 0 0
MEDTRONIC INC 585055106 519314 14252 X 14252 0 0
MEDTRONIC INC 585055106 427673 11737 X 11737 0 0
MERCK & CO INC 589331107 744443 11080 X 11080 0 0
MERCK & CO INC 589331107 1899405 28270 X 28270 0 0
MICROSOFT CORP 594918104 1925208 16490 X 16490 0 0
MICROSOFT CORP 594918104 2767209 23702 X 23702 0 0
MINNESOTA MNG & MFG CO 604059105 78300 800 X 800 0 0
MINNESOTA MNG & MFG CO 604059105 375546 3837 X 3837 0 0
MONSANTO CO 611662107 125805 3550 X 3550 0 0
MONSANTO CO 611662107 87709 2475 X 2475 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 32859165 519379 502741 0 16638
</TABLE>
<PAGE> 206
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 76-NATIONAL CITY TRUST COMPANY ON 01/13/00 AS OF 12/31/99 DEPT ID# 076 PAGE 228
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
MOTOROLA INC 620076109 290819 1975 X 1975 0 0
NATIONAL CITY CORP 635405103 720115 30400 X 30400 0 0
NATIONAL CITY CORP 635405103 1388354 58610 X 58610 0 0
NESTLE S A 641069406 154896 1700 X 1700 0 0
NESTLE S A 641069406 398173 4370 X 4370 0 0
PNC BK CORP 693475105 242748 5455 X 5455 0 0
PEPSICO INC 713448108 510420 14480 X 14480 0 0
PEPSICO INC 713448108 394800 11200 X 11200 0 0
PFIZER INC 717081103 490495 15121 X 15121 0 0
PFIZER INC 717081103 1778705 54834 X 54834 0 0
PITNEY BOWES INC 724479100 487961 10100 X 10100 0 0
PITNEY BOWES INC 724479100 1368707 28330 X 28330 0 0
PROCTER & GAMBLE CO COM 742718109 660774 6031 X 6031 0 0
PROCTER & GAMBLE CO COM 742718109 4049010 36956 X 36956 0 0
PROGRESSIVE CORP OHIO 743315103 162703 2225 X 2225 0 0
PROGRESSIVE CORP OHIO 743315103 299886 4101 X 4101 0 0
PROVIDIAN FINL CORP 74406A102 514961 5655 X 5655 0 0
PROVIDIAN FINL CORP 74406A102 293678 3225 X 3225 0 0
QWEST COMMUNICATIONS INTL INC COM 749121109 68800 1600 X 1600 0 0
QWEST COMMUNICATIONS INTL INC COM 749121109 443975 10325 X 10325 0 0
REUTERS GROUP PLC-SPONS ADR 76132M102 145463 1800 X 1800 0 0
REUTERS GROUP PLC-SPONS ADR 76132M102 78469 971 X 971 0 0
ROYAL DUTCH PETROLEUM CO 780257804 127182 2100 X 2100 0 0
ROYAL DUTCH PETROLEUM CO 780257804 720700 11900 X 11900 0 0
SBC COMMUNICATIONS INC COM 78387G103 399994 8205 X 8205 0 0
SBC COMMUNICATIONS INC COM 78387G103 3135308 64314 X 62735 0 1579
SARA LEE CORP COM 803111103 72808 3300 X 3300 0 0
SARA LEE CORP COM 803111103 385551 17475 X 17475 0 0
SCHERING-PLOUGH CORP COM 806605101 61444 1450 X 1450 0 0
SCHERING-PLOUGH CORP COM 806605101 1050476 24790 X 24790 0 0
SCHLUMBERGER LTD COM 806857108 162763 2900 X 2150 0 750
SCHLUMBERGER LTD COM 806857108 175391 3125 X 3125 0 0
SEMTECH CORP COM 816850101 229350 4400 X 4400 0 0
SOUTHWEST AIRLINES CO COM 844741108 399836 24796 X 24796 0 0
SPRINT CORP COM 852061100 132943 1975 X 1975 0 0
SPRINT CORP COM 852061100 132943 1975 X 1975 0 0
SUN MICROSYSTEMS INC COM 866810104 3260140 42100 X 42100 0 0
SUN MICROSYSTEMS INC COM 866810104 1285781 16604 X 16604 0 0
T R W INC COM 872649108 690775 13300 X 13300 0 0
TANDY CORP COM 875382103 177077 3600 X 3600 0 0
TANDY CORP COM 875382103 83620 1700 X 1700 0 0
TELLABS INC COM 879664100 385128 6000 X 6000 0 0
TEXAS INSTRS INC COM 882508104 710194 7350 X 7350 0 0
TIME WARNER INC COM 887315109 291132 4026 X 4026 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 29014448 576849 574520 0 2329
</TABLE>
<PAGE> 207
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 76-NATIONAL CITY TRUST COMPANY ON 01/13/00 AS OF 12/31/99 DEPT ID# 076 PAGE 229
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
A. COMMON STOCK INSTR OTHER
COMMON STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
TIME WARNER INC COM 887315109 289252 4000 X 4000 0 0
TYCO INTL LTD NEW 902124106 371436 9524 X 9524 0 0
TYCO INTL LTD NEW 902124106 479700 12300 X 12300 0 0
U S WEST INC NEW 91273H101 457560 6355 X 6355 0 0
U S WEST INC NEW 91273H101 674496 9368 X 9368 0 0
UNITED TECHNOLOGIES CORP COM 913017109 273000 4200 X 4200 0 0
UNITED TECHNOLOGIES CORP COM 913017109 139750 2150 X 2150 0 0
VAN KAMPEN AM CAP ENTERPRISE 92113C203 206739 9440 X 9440 0 0
WACHOVIA CORP COM 929771103 404600 5950 X 5950 0 0
WACHOVIA CORP COM 929771103 580244 8533 X 8533 0 0
WAL MART STORES INC 931142103 320049 4630 X 4630 0 0
WAL MART STORES INC 931142103 751873 10877 X 10877 0 0
WARNER LAMBERT CO COM 934488107 34824 425 X 425 0 0
WARNER LAMBERT CO COM 934488107 491382 5997 X 5997 0 0
WELLS FARGO & CO NEW 949746101 1055027 26090 X 26090 0 0
WELLS FARGO & CO NEW 949746101 1392199 34428 X 34428 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 7922131 154267 154267 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR COMMON STOCK 167613235 5014934 4871475 66 143395
</TABLE>
<PAGE> 208
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 76-NATIONAL CITY TRUST COMPANY ON 01/13/00 AS OF 12/31/99 DEPT ID# 076 PAGE 230
SEC USE ONLY________________________________________
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
NAME OF ISSUER TITLE OF CLASS CUSIP/TICKER MARKET SH/PV INVEST AUTH MNGR VOTING AUTH(SHARES)
SOLE SHRD- SHRD- SOLE SHARED NONE
B. PREFERRED STOCK INSTR OTHER
PREFERRED STOCK
------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR THIS PAGE 0 0 0 0 0
---------- ---------- ---------- ---------- ----------
SUBTOTALS FOR PREFERRED STOCK 0 0 0 0 0
</TABLE>
<PAGE> 209
<TABLE>
<CAPTION>
INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT TO SECTION 13(F)
PREPARED FOR: 76-NATIONAL CITY TRUST COMPANY ON 01/13/00 AS OF 12/31/99 DEPT ID# 076 PAGE 231
**SUMMARY PAGE FOR: 76-NATIONAL CITY TRUST COMPANY **
CATEGORY MARKET SH/PV SOLE SHARED NONE
---------------------------------------- ---------- --------- --------- --------- ---------
<S> <C> <C> <C> <C> <C>
A. COMMON STOCK 167613235 5014934 4871475 66 143395
B. PREFERRED STOCK 0 0 0 0 0
----------- ---------- ---------- ---------- ----------
**GRAND TOTALS** 167613235 5014934 4871475 66 143395
</TABLE>
|
|