EXHIBIT 24.1
POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENTS, that each person whose signature
appears below constitutes and appoints Lawrence T. Jilk, Jr., Wayne R. Weidner
and H. Anderson Ellsworth, Esquire, and each of them, his or her true and lawful
attorney-in-fact, as agent with full power of substitution and resubstitution
for him or her in his or her name, place and stead, in any and all capacity, to
sign any or all amendments to this Registration Statement, and to file the same,
with all exhibits thereto, and other documents in connection therewith, with the
Securities and Exchange Commission, granting unto said attorneys-in-fact and
agents full power and authority to do and perform each and every act and thing
requisite and necessary to be done in and about the premises, as fully and to
all intents and purposes as they might or could do in person, hereby ratifying
and confirming all that said attorneys-in-fact and agents, or their substitute
or substitutes, may lawfully do or cause to be done by virtue hereof.
Signatures Title
/s/Gary L. Rhoads Treasurer September 7, 2000
----------------------- (Principal Financial
Gary L. Rhoads and Accounting Officer)
/s/John H. Body Director September 7, 2000
-----------------------
John H. Body
/s/J. Ralph Borneman, Jr. Director September 7, 2000
-------------------------
J. Ralph Borneman, Jr.
/s/Frederick H. Gaige Director September 7, 2000
-----------------------
Frederick H. Gaige
/s/John W. Jacobs Director September 7, 2000
-----------------------
John W. Jacobs
/s/Lawrence T. Jilk, Jr. Director, Chairman September 7, 2000
------------------------ and Chief Executive
Lawrence T. Jilk, Jr. Officer (Principal
Executive Officer)
/s/Patricia L. Langiotti Director September 7, 2000
------------------------
Patricia L. Langiotti
/s/Kenneth A. Longacre Director September 7, 2000
------------------------
Kenneth A. Longacre
<PAGE>
Director
------------------------
Robert E. Rigg
/s/C. Robert Roth Director September 7, 2000
------------------------
C. Robert Roth
/s/Wayne R. Weidner Director September 7, 2000
------------------------
Wayne R. Weidner
