October 17, 2000
National Penn Bancshares, Inc.
Philadelphia and Reading Avenues
Boyertown, PA 19512
Ladies and Gentlemen:
I consent to be a nominee to and to serve on the Board of Directors of
National Penn Bancshares, Inc. ("NPB") and the Board of Directors of National
Penn Bank ("NP Bank"). I consent to the inclusion of my name as a nominee for
the Board of Directors of NPB and the Board of Directors of NP Bank in the Proxy
Statement/Prospectus.
Very truly yours,
/s/ Frederick P. Krott
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Frederick P. Krott
