|
|
|
|
|
|
|
|
|
|
|
|
|
[DESCRIPTION] FORM 13F
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: 12/31/1998
Check here if Amendment [X] Amendment Number: 1
This Amendment [X] is a restatement
[ ] adds new holding entries
Institutional Investment Manager Filing this Report:
Name: SUMMIT BANK
Address: 210 MAIN STREET
HACKENSACK, NJ 07601
13F File Number: 28-01123
The institutional investment Manager filing this report and the
person by whom it is signed hereby represent that the person signing
the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered intergral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: HILTON JERVEY
Title: SENIOR VICE PRESIDENT
Phone: 201-646-5230
Signature, Place, and Date of Signing:
1 HACKENSACK NJ 09/03/1999
Report Type (Check only one)
[X] 13F HOLDINGS REPORT
[ ] 13F NOTICE
[ ] 13F COMBINATION REPORT
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE
ACT OF 1934
<PAGE>
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 964
Form 13F Information Table Value Total: $ 2,934,005
List of Other Included Managers:
NONE
<TABLE> <C> <C>
FORM 13F INFORMATION TABLE
TITLE VALUE SHARES/ SH/ PUT/
NAME OF ISSUER OF CLASS CUSIP (X $1000) PRN AMOUNT PRN CALL
SECURITY NAME SUBCLASS
A C MOORE ARTS & CRAFTS COMMON STOCK 00086T103 61 10000 SH
ADC TELECOMMUNICATIONS COMMON STOCK 000886101 226 6500 SH
AFLAC COMMON STOCK 001055102 247 5624 SH
AT&T COMMON STOCK 001957109 18298 241554 SH
AT&T COMMON STOCK 001957109 1259 16618 SH
AT&T COMMON STOCK 001957109 4265 56307 SH
ABBOTT LABS COMMON STOCK 002824100 5846 119308 SH
ABBOTT LABS COMMON STOCK 002824100 78 1600 SH
ABBOTT LABS COMMON STOCK 002824100 6143 125370 SH
ACCLAIM ENMNT COMMON STOCK 004325205 184 15000 SH
AEGON N V COMMON STOCK 007924103 314 2568 SH
AETNA COMMON STOCK 008117103 885 11250 SH
AETNA COMMON STOCK 008117103 126 1600 SH
AIR PRODUCTS & CHEMICALS COMMON STOCK 009158106 5534 138350 SH
AIR PRODUCTS & CHEMICALS COMMON STOCK 009158106 352 8800 SH
AIRTOUCH COMMUNICATIONS COMMON STOCK 00949T100 2011 27767 SH
AIRTOUCH COMMUNICATIONS COMMON STOCK 00949T100 122 1687 SH
AIRTOUCH COMMUNICATIONS COMMON STOCK 00949T100 723 9979 SH
AIRTOUCH COMMUNICATIONS CONVERTIBLE PRE 00949T308 2472 24000 SH
ALLEGHENY ENERGY COMMON STOCK 017361106 436 12634 SH
ALLEGHENY ENERGY COMMON STOCK 017361106 28 800 SH
ALLEGHENY ENERGY COMMON STOCK 017361106 28 800 SH
ALLERGAN COMMON STOCK 018490102 447 6904 SH
ALLIANCE CAPITAL MGMT COMMON STOCK 018548107 1087 42200 SH
ALLIANCE CAPITAL MGMT COMMON STOCK 018548107 98 3800 SH
ALLIANCE CAPITAL MGMT COMMON STOCK 018548107 997 38700 SH
ALLIED IRISH BANKS PLC COMMON STOCK 019228402 408 3700 SH
ALLIED IRISH BANKS PLC COMMON STOCK 019228402 276 2500 SH
ALLIED SIGNAL COMMON STOCK 019512102 2963 66868 SH
ALLIED SIGNAL COMMON STOCK 019512102 80 1800 SH
ALLIED SIGNAL COMMON STOCK 019512102 405 9134 SH
ALLSTATE COMMON STOCK 020002101 2853 74106 SH
ALLSTATE COMMON STOCK 020002101 90 2326 SH
ALLSTATE COMMON STOCK 020002101 216 5618 SH
ALLTELL COMMON STOCK 020039103 1132 18929 SH
ALLTELL COMMON STOCK 020039103 113 1885 SH
AMERICA ONLINE COMMON STOCK 02364J104 36070 232523 SH
AMERICA ONLINE COMMON STOCK 02364J104 592 3818 SH
AMERICA ONLINE COMMON STOCK 02364J104 2791 17995 SH
AMERICAN ELECTRIC POWER COMMON STOCK 025537101 338 7183 SH
AMERICAN ELECTRIC POWER COMMON STOCK 025537101 61 1299 SH
AMERICAN ELECTRIC POWER COMMON STOCK 025537101 1090 23167 SH
AMERICAN EXPRESS COMMON STOCK 025816109 11857 115682 SH
AMERICAN EXPRESS COMMON STOCK 025816109 3356 32746 SH
AMERICAN FINL GROUP INC COMMON STOCK 025932104 658 15000 SH
AMERICAN GENERAL COMMON STOCK 026351106 2831 36300 SH
AMERICAN GENERAL COMMON STOCK 026351106 194 2490 SH
AMERICAN HOME PRODUCTS COMMON STOCK 026609107 18553 329100 SH
AMERICAN HOME PRODUCTS COMMON STOCK 026609107 856 15190 SH
AMERICAN HOME PRODUCTS COMMON STOCK 026609107 8578 152168 SH
AMERICAN INTL GROUP COMMON STOCK 026874107 40861 422885 SH
AMERICAN INTL GROUP COMMON STOCK 026874107 1130 11698 SH
AMERICAN INTL GROUP COMMON STOCK 026874107 8041 83222 SH
AMERICAN POWER CONVERSION COMMON STOCK 029066107 6195 127890 SH
AMERICAN POWER CONVERSION COMMON STOCK 029066107 271 5600 SH
AMERICAN POWER CONVERSION COMMON STOCK 029066107 262 5400 SH
AMERICAN WATER WORKS COMMON STOCK 030411102 211 6260 SH
AMERITECH COMMON STOCK 030954101 16664 262949 SH
AMERITECH COMMON STOCK 030954101 971 15320 SH
AMERITECH COMMON STOCK 030954101 4149 65460 SH
AMGEN COMMON STOCK 031162100 868 8300 SH
AMGEN COMMON STOCK 031162100 21 200 SH
AMGEN COMMON STOCK 031162100 178 1700 SH
AMP COMMON STOCK 031897101 378 7261 SH
AMP COMMON STOCK 031897101 80 1537 SH
ANHEUSER BUSCH COMMON STOCK 035229103 1172 17855 SH
ANHEUSER BUSCH COMMON STOCK 035229103 53 800 SH
ANHEUSER BUSCH COMMON STOCK 035229103 1051 16014 SH
ASCEND COMMUNICATIONS COMMON STOCK 043491109 222 3375 SH
ASSOCIATES FIRST CAPITAL CRP COMMON STOCK 046008108 759 17919 SH
ASSOCIATES FIRST CAPITAL CRP COMMON STOCK 046008108 17 400 SH
ASSOCIATES FIRST CAPITAL CRP COMMON STOCK 046008108 123 2914 SH
ATLANTIC RICHFIELD COMMON STOCK 048825103 12189 186452 SH
ATLANTIC RICHFIELD COMMON STOCK 048825103 77 1182 SH
ATLANTIC RICHFIELD COMMON STOCK 048825103 1644 25146 SH
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 16295 203208 SH
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 811 10111 SH
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 5417 67550 SH
AVERY DENNISON COMMON STOCK 053611109 759 16850 SH
AVERY DENNISON COMMON STOCK 053611109 68 1500 SH
AVERY DENNISON COMMON STOCK 053611109 135 3000 SH
AVON PRODUCTS COMMON STOCK 054303102 205 4640 SH
AVON PRODUCTS COMMON STOCK 054303102 389 8800 SH
BB&T CORP COMMON STOCK 054937107 204 5052 SH
BP AMOCO PLC COMMON STOCK 055622104 19271 212356 SH
BP AMOCO PLC COMMON STOCK 055622104 943 10388 SH
BP AMOCO PLC COMMON STOCK 055622104 5061 55770 SH
BP AMOCO PLC COMMON STOCK 055622104 9 100 SH
BSB BANCORP COMMON STOCK 055652101 760 23119 SH
BAKER FENTRESS MUTUAL FUNDS-EQ 057213100 707 46173 SH
BAKER FENTRESS MUTUAL FUNDS-EQ 057213100 1630 106422 SH
BALTIMORE GAS & ELEC COMMON STOCK 059165100 275 8922 SH
BALTIMORE GAS & ELEC COMMON STOCK 059165100 78 2525 SH
BANK OF NY COMMON STOCK 064057102 32204 800089 SH
BANK OF NY COMMON STOCK 064057102 113 2800 SH
BANK OF NY COMMON STOCK 064057102 2758 68516 SH
BANK ONE COMMON STOCK 06423A103 2066 40460 SH
BANK ONE COMMON STOCK 06423A103 51 1005 SH
BANK ONE COMMON STOCK 06423A103 314 6142 SH
BANKAMERICA NEW COMMON STOCK 06605F102 3969 66005 SH
BANKAMERICA NEW COMMON STOCK 06605F102 2270 37752 SH
BANKBOSTON CORP COMMON STOCK 06605R106 249 6392 SH
BANKBOSTON CORP COMMON STOCK 06605R106 8 216 SH
BANKERS TRUST COMMON STOCK 066365107 460 5381 SH
BANKERS TRUST COMMON STOCK 066365107 111 1300 SH
BANKERS TRUST COMMON STOCK 066365107 68 800 SH
BARD C R COMMON STOCK 067383109 86 1740 SH
BARD C R COMMON STOCK 067383109 35 700 SH
BARD C R COMMON STOCK 067383109 114 2300 SH
BAXTER INTL COMMON STOCK 071813109 4777 74279 SH
BAXTER INTL COMMON STOCK 071813109 26 400 SH
BAXTER INTL COMMON STOCK 071813109 109 1700 SH
BECTON DICKINSON & CO COMMON STOCK 075887109 1515 35500 SH
BECTON DICKINSON & CO COMMON STOCK 075887109 803 18800 SH
BELL ATLANTIC COMMON STOCK 077853109 16990 314628 SH
BELL ATLANTIC COMMON STOCK 077853109 996 18452 SH
BELL ATLANTIC COMMON STOCK 077853109 9820 181850 SH
BELLSOUTH COMMON STOCK 079860102 38367 769256 SH
BELLSOUTH COMMON STOCK 079860102 1357 27204 SH
BELLSOUTH COMMON STOCK 079860102 11632 233230 SH
BELLSOUTH COMMON STOCK 079860102 20 400 SH
BERKLEY W R COMMON STOCK 084423102 341 10000 SH
BERKSHIRE COMMON STOCK 084670108 560 8 SH
BERKSHIRE COMMON STOCK 084670108 70 1 SH
BESTFOODS COMMON STOCK 08658U101 20626 387338 SH
BESTFOODS COMMON STOCK 08658U101 732 13748 SH
BESTFOODS COMMON STOCK 08658U101 2602 48873 SH
BESTFOODS COMMON STOCK 08658U101 11 200 SH
BIOMET COMMON STOCK 090613100 237 5900 SH
BOEING COMMON STOCK 097023105 502 15394 SH
BOEING COMMON STOCK 097023105 42 1300 SH
BOEING COMMON STOCK 097023105 158 4848 SH
BOSTON SCIENTIFIC COMMON STOCK 101137107 217 8100 SH
BOSTON SCIENTIFIC COMMON STOCK 101137107 75 2800 SH
BRISTOL MYERS SQUIBB COMMON STOCK 110122108 41408 309446 SH
BRISTOL MYERS SQUIBB COMMON STOCK 110122108 1469 10980 SH
BRISTOL MYERS SQUIBB COMMON STOCK 110122108 15416 115204 SH
BROWNING FERRIS COMMON STOCK 115885105 1736 61046 SH
BURLINGTON NORTHERN SANTA FE COMMON STOCK 12189T104 10785 314894 SH
BURLINGTON NORTHERN SANTA FE COMMON STOCK 12189T104 51 1500 SH
BURLINGTON NORTHERN SANTA FE COMMON STOCK 12189T104 570 16640 SH
BURLINGTON RESOURCES COMMON STOCK 122014103 261 7299 SH
BURLINGTON RESOURCES COMMON STOCK 122014103 55 1525 SH
BURLINGTON RESOURCES COMMON STOCK 122014103 109 3034 SH
CBS COMMON STOCK 12490K107 165 5032 SH
CBS COMMON STOCK 12490K107 31 930 SH
CBS COMMON STOCK 12490K107 15 444 SH
CIGNA COMMON STOCK 125509109 1915 24771 SH
CIGNA COMMON STOCK 125509109 155 2000 SH
CIGNA COMMON STOCK 125509109 557 7200 SH
CNF TRANSPORTATION COMMON STOCK 12612W104 864 23000 SH
CSX COMMON STOCK 126408103 2797 67402 SH
CSX COMMON STOCK 126408103 75 1800 SH
CSX COMMON STOCK 126408103 249 6000 SH
CVS COMMON STOCK 126650100 897 16300 SH
CVS COMMON STOCK 126650100 198 3600 SH
CAMPBELL SOUP COMMON STOCK 134429109 6988 127050 SH
CAMPBELL SOUP COMMON STOCK 134429109 1356 24650 SH
CARDINAL HEALTH COMMON STOCK 14149Y108 422 5563 SH
CARDINAL HEALTH COMMON STOCK 14149Y108 22 284 SH
CARNIVAL COMMON STOCK 143658102 4879 101650 SH
CARNIVAL COMMON STOCK 143658102 96 2000 SH
CARNIVAL COMMON STOCK 143658102 86 1800 SH
CAROLINA PWR & LT COMMON STOCK 144141108 487 10348 SH
CAROLINA PWR & LT COMMON STOCK 144141108 56 1200 SH
CATERPILLAR COMMON STOCK 149123101 552 12000 SH
CATERPILLAR COMMON STOCK 149123101 400 8695 SH
CENDANT COMMON STOCK 151313103 579 29975 SH
CENDANT COMMON STOCK 151313103 95 4900 SH
CENTOCOR COMMON STOCK 152342101 271 6000 SH
CENTRAL & SOUTHWEST COMMON STOCK 152357109 149 5433 SH
CENTRAL & SOUTHWEST COMMON STOCK 152357109 55 2000 SH
CENTRAL & SOUTHWEST COMMON STOCK 152357109 129 4700 SH
CENTURY TELEPHONE COMMON STOCK 156686107 623 9237 SH
CERIDIAN COMMON STOCK 15677T106 2094 30000 SH
CHASE MANHATTAN COMMON STOCK 16161A108 12138 170961 SH
CHASE MANHATTAN COMMON STOCK 16161A108 362 5100 SH
CHASE MANHATTAN COMMON STOCK 16161A108 556 7832 SH
CHEVRON COMMON STOCK 166751107 5785 69747 SH
CHEVRON COMMON STOCK 166751107 450 5420 SH
CHEVRON COMMON STOCK 166751107 1317 15876 SH
CHIRON COMMON STOCK 170040109 445 17000 SH
CHUBB COMMON STOCK 171232101 926 14300 SH
CHUBB COMMON STOCK 171232101 1538 23757 SH
CINCINNATI BELL COMMON STOCK 171870108 98 2600 SH
CINCINNATI BELL COMMON STOCK 171870108 492 13000 SH
CIRCUIT CITY COMMON STOCK 172737108 295 5900 SH
CIRCUIT CITY COMMON STOCK 172737108 25 500 SH
CISCO SYSTEMS COMMON STOCK 17275R102 27278 293903 SH
CISCO SYSTEMS COMMON STOCK 17275R102 612 6597 SH
CISCO SYSTEMS COMMON STOCK 17275R102 3104 33448 SH
CINTAS COMMON STOCK 172908105 483 6860 SH
CINTAS COMMON STOCK 172908105 42 600 SH
CITIGROUP COMMON STOCK 172967101 13977 281298 SH
CITIGROUP COMMON STOCK 172967101 724 14575 SH
CITIGROUP COMMON STOCK 172967101 1282 25810 SH
CLOROX COMMON STOCK 189054109 584 5000 SH
CLOROX COMMON STOCK 189054109 561 4800 SH
COCA COLA COMMON STOCK 191216100 21448 320120 SH
COCA COLA COMMON STOCK 191216100 644 9605 SH
COCA COLA COMMON STOCK 191216100 14063 209897 SH
COLGATE PALMOLIVE COMMON STOCK 194162103 18852 202980 SH
COLGATE PALMOLIVE COMMON STOCK 194162103 51 550 SH
COLGATE PALMOLIVE COMMON STOCK 194162103 1737 18705 SH
COLUMBIA ENERGY GROUP COMMON STOCK 197648108 20 352 SH
COLUMBIA ENERGY GROUP COMMON STOCK 197648108 1169 20250 SH
COMERICA COMMON STOCK 200340107 363 5325 SH
COMERICA COMMON STOCK 200340107 426 6244 SH
COMPAQ COMPUTER COMMON STOCK 204493100 21581 513834 SH
COMPAQ COMPUTER COMMON STOCK 204493100 71 1700 SH
COMPAQ COMPUTER COMMON STOCK 204493100 1474 35100 SH
COMPAQ COMPUTER COMMON STOCK 204493100 4 100 SH
COMPUTER ASSOCIATES COMMON STOCK 204912109 2410 56542 SH
COMPUTER ASSOCIATES COMMON STOCK 204912109 171 4000 SH
COMPUTER ASSOCIATES COMMON STOCK 204912109 608 14268 SH
COMPUWARE COMMON STOCK 205638109 5969 76400 SH
COMPUWARE COMMON STOCK 205638109 39 500 SH
CONAGRA COMMON STOCK 205887102 203 6450 SH
CONAGRA COMMON STOCK 205887102 7 226 SH
CONAGRA COMMON STOCK 205887102 865 27450 SH
CONECTIV COMMON STOCK 206829103 363 14798 SH
CONECTIV COMMON STOCK 206829103 7 300 SH
CONECTIV COMMON STOCK 206829103 48 1950 SH
CONSECO COMMON STOCK 208464107 307 10081 SH
CONSECO COMMON STOCK 208464107 58 1894 SH
CONSECO COMMON STOCK 208464107 156 5100 SH
CONSECO CONVERTIBLE PRE 208464602 15 400 SH
CONSECO CONVERTIBLE PRE 208464602 94 2450 SH
CONSECO CONVERTIBLE PRE 208464602 131 3400 SH
CONSECO PREFERRED STOCK 20846F201 581 22800 SH
CONSECO PREFERRED STOCK 20846F201 105 4110 SH
CONSOLIDATED EDISON COMMON STOCK 209115104 1966 37173 SH
CONSOLIDATED EDISON COMMON STOCK 209115104 126 2375 SH
CONSOLIDATED EDISON COMMON STOCK 209115104 202 3826 SH
CONSOLIDATED NATURAL GAS COMMON STOCK 209615103 9172 169861 SH
CONSOLIDATED NATURAL GAS COMMON STOCK 209615103 124 2300 SH
CONSOLIDATED NATURAL GAS COMMON STOCK 209615103 771 14272 SH
COOPER COS COMMON STOCK 216648402 232 11216 SH
COOPER IND COMMON STOCK 216669101 152 3188 SH
COOPER IND COMMON STOCK 216669101 73 1532 SH
CORNING COMMON STOCK 219350105 2848 63287 SH
CORNING COMMON STOCK 219350105 122 2700 SH
CORNING COMMON STOCK 219350105 944 20988 SH
CRIIMI MAE COMMON STOCK 226603108 35 10000 SH
CRIIMI MAE COMMON STOCK 226603108 2 700 SH
CROWN CORK & SEAL COMMON STOCK 228255105 83 2691 SH
CROWN CORK & SEAL COMMON STOCK 228255105 128 4150 SH
DANA COMMON STOCK 235811106 2912 71235 SH
DANA COMMON STOCK 235811106 19 464 SH
DANA COMMON STOCK 235811106 65 1588 SH
DANAHER COMMON STOCK 235851102 716 13180 SH
DANAHER COMMON STOCK 235851102 87 1600 SH
DARDEN RESTAURANTS COMMON STOCK 237194105 29 1600 SH
DARDEN RESTAURANTS COMMON STOCK 237194105 196 10912 SH
DAYTON HUDSON COMMON STOCK 239753106 641 11820 SH
DAYTON HUDSON COMMON STOCK 239753106 1421 26200 SH
DEERE COMMON STOCK 244199105 3306 100562 SH
DEERE COMMON STOCK 244199105 621 18900 SH
DELL COMPUTER COMMON STOCK 247025109 35596 486363 SH
DELL COMPUTER COMMON STOCK 247025109 3910 53426 SH
DELL COMPUTER COMMON STOCK 247025109 3226 44074 SH
DELPHI FINL GROUP COMMON STOCK 247131105 278 5304 SH
DEVELOPERS DIVERS REALTY COMMON STOCK 251591103 247 13900 SH
DEVRY INC DEL COMMON STOCK 251893103 413 13500 SH
DIAL COMMON STOCK 25247D101 44 1538 SH
DIAL COMMON STOCK 25247D101 185 6400 SH
DIAMETRICS MED COMMON STOCK 252532106 25 5000 SH
DIAMETRICS MED COMMON STOCK 252532106 99 20000 SH
DISNEY WALT COMMON STOCK 254687106 11794 393124 SH
DISNEY WALT COMMON STOCK 254687106 446 14870 SH
DISNEY WALT COMMON STOCK 254687106 3681 122703 SH
DOMINION RESOURCES COMMON STOCK 257470104 318 6807 SH
DOMINION RESOURCES COMMON STOCK 257470104 21 450 SH
DOMINION RESOURCES COMMON STOCK 257470104 39 825 SH
DOVER COMMON STOCK 260003108 450 12290 SH
DOVER COMMON STOCK 260003108 73 2000 SH
DOVER COMMON STOCK 260003108 129 3520 SH
DOW CHEMICAL COMMON STOCK 260543103 1933 21256 SH
DOW CHEMICAL COMMON STOCK 260543103 20 225 SH
DOW CHEMICAL COMMON STOCK 260543103 1952 21462 SH
DU PONT E I DE NEMOURS COMMON STOCK 263534109 20255 381715 SH
DU PONT E I DE NEMOURS COMMON STOCK 263534109 451 8500 SH
DU PONT E I DE NEMOURS COMMON STOCK 263534109 6146 115828 SH
DU PONT E I DE NEMOURS COMMON STOCK 263534109 16 300 SH
DUFF & PHELPS UTILITIES INCOME COMMON STOCK 264324104 85 7545 SH
DUFF & PHELPS UTILITIES INCOME COMMON STOCK 264324104 71 6300 SH
DUKE ENERGY COMMON STOCK 264399106 1708 26654 SH
DUKE ENERGY COMMON STOCK 264399106 170 2650 SH
DUKE ENERGY COMMON STOCK 264399106 291 4550 SH
DUN & BRADSTREET COMMON STOCK 26483B106 316 10021 SH
DUN & BRADSTREET COMMON STOCK 26483B106 92 2930 SH
EMC COMMON STOCK 268648102 10832 127440 SH
EMC COMMON STOCK 268648102 90 1063 SH
E'TOWN COMMON STOCK 269242103 263 5554 SH
E'TOWN COMMON STOCK 269242103 120 2529 SH
EASTMAN KODAK COMMON STOCK 277461109 1066 14800 SH
EASTMAN KODAK COMMON STOCK 277461109 36 500 SH
EASTMAN KODAK COMMON STOCK 277461109 374 5188 SH
EDINBERG CONVERTIBLE PRE 280661992 750 82 SH
EDISON INTERNATIONAL COMMON STOCK 281020107 244 8755 SH
EDISON INTERNATIONAL COMMON STOCK 281020107 64 2300 SH
EL PASO ENERGY CONVERTIBLE PRE 283678209 1388 29000 SH
EL PASO ENERGY DEL COMMON STOCK 283905107 698 20056 SH
EL PASO ENERGY DEL COMMON STOCK 283905107 9 248 SH
ELAN PLC COMMON STOCK 284131208 140 2000 SH
ELAN PLC COMMON STOCK 284131208 70 1000 SH
ELECTRONIC ARTS COMMON STOCK 285512109 497 8850 SH
ELECTRONIC DATA SYSTEMS COMMON STOCK 285661104 1959 39026 SH
ELECTRONIC DATA SYSTEMS COMMON STOCK 285661104 228 4550 SH
ELECTRONIC DATA SYSTEMS COMMON STOCK 285661104 976 19446 SH
EMERSON ELECTRIC COMMON STOCK 291011104 12154 200885 SH
EMERSON ELECTRIC COMMON STOCK 291011104 12 200 SH
EMERSON ELECTRIC COMMON STOCK 291011104 2831 46790 SH
ENERGY EAST COMMON STOCK 29266M109 603 10668 SH
ENERGY EAST COMMON STOCK 29266M109 0 14 SH
ENGELHARD COMMON STOCK 292845104 1478 75795 SH
ENGELHARD COMMON STOCK 292845104 63 3250 SH
ENGELHARD COMMON STOCK 292845104 588 30150 SH
ENRON COMMON STOCK 293561106 22471 393789 SH
ENRON COMMON STOCK 293561106 425 7455 SH
ENRON COMMON STOCK 293561106 1721 30164 SH
ENRON COMMON STOCK 293561106 9 150 SH
ENVOY COMMON STOCK 293982104 379 6500 SH
EQUITY INCOME FUND MUTUAL FUNDS-EQ 294700703 655 3542 SH
EQUITY INCOME FUND MUTUAL FUNDS-EQ 294700703 136 734 SH
EQUITY INCOME FUND MUTUAL FUNDS-EQ 294700703 1189 6427 SH
EQUITY INNS COMMON STOCK 294703103 116 12000 SH
ERICSSON COMMON STOCK 294821400 3250 135770 SH
ERICSSON COMMON STOCK 294821400 204 8520 SH
ERICSSON COMMON STOCK 294821400 275 11500 SH
EXXON COMMON STOCK 302290101 47661 651769 SH
EXXON COMMON STOCK 302290101 2243 30676 SH
EXXON COMMON STOCK 302290101 23864 326339 SH
FPL COMMON STOCK 302571104 6619 107401 SH
FPL COMMON STOCK 302571104 59 950 SH
FPL COMMON STOCK 302571104 600 9740 SH
FANNIE MAE COMMON STOCK 313586109 18678 252402 SH
FANNIE MAE COMMON STOCK 313586109 37 500 SH
FANNIE MAE COMMON STOCK 313586109 1114 15050 SH
FEDERATED DEPT STORES DEL COMMON STOCK 31410H101 218 5010 SH
FEDERATED INDEX TR MUTUAL FUNDS-EQ 31420E106 205 8086 SH
FEDERATED INDEX TR MUTUAL FUNDS-EQ 31420E106 107 4204 SH
FIDELITY MUTUAL FUNDS-MU 316089200 194 16873 SH
FIDELITY EQUITY - INCOME FUND MUTUAL FUNDS-EQ 316138106 159 2859 SH
FIDELITY EQUITY - INCOME FUND MUTUAL FUNDS-EQ 316138106 223 4023 SH
FIDELITY MAGELLAN FUND MUTUAL FUNDS-EQ 316184100 242 2011 SH
FINOVA GROUP COMMON STOCK 317928109 90 1664 SH
FINOVA GROUP COMMON STOCK 317928109 162 3000 SH
FIRST COLONIAL GROUP COMMON STOCK 319734109 252 8659 SH
FIRST DATA COMMON STOCK 319963104 905 28397 SH
FIRST DATA COMMON STOCK 319963104 128 4000 SH
FIRST SEC DEL COMMON STOCK 336294103 515 22050 SH
FIRST TENNESSEE NATIONAL COMMON STOCK 337162101 228 6000 SH
FIRST TENNESSEE NATIONAL COMMON STOCK 337162101 76 2000 SH
FIRST UNION COMMON STOCK 337358105 25257 415329 SH
FIRST UNION COMMON STOCK 337358105 460 7559 SH
FIRST UNION COMMON STOCK 337358105 4225 69480 SH
FIRST UNION COMMON STOCK 337358105 26 421 SH
FIRST UNION CORPORATE BONDS 337358BL8 304 300000 PRN
FIRST VIRGINIA BANKS COMMON STOCK 337477103 190 4050 SH
FIRST VIRGINIA BANKS COMMON STOCK 337477103 53 1125 SH
FLEET FINL GROUP COMMON STOCK 338915101 292 6544 SH
FLEET FINL GROUP COMMON STOCK 338915101 735 16440 SH
FLEMINGTON FUR COMMON STOCK 339230989 1326 96450 SH
FLEMINGTON FUR COMMON STOCK 339230997 1086 71199 SH
FLORIDA COMMON STOCK 341109106 523 11670 SH
FLORIDA COMMON STOCK 341109106 40 900 SH
FLORIDA COMMON STOCK 341109106 251 5600 SH
FLUOR COMMON STOCK 343861100 298 7000 SH
FLUOR COMMON STOCK 343861100 3 80 SH
FORD MOTOR DEL COMMON STOCK 345370100 2712 46213 SH
FORD MOTOR DEL COMMON STOCK 345370100 59 1000 SH
FORD MOTOR DEL COMMON STOCK 345370100 356 6060 SH
FORTUNE BRANDS COMMON STOCK 349631101 588 18580 SH
FORTUNE BRANDS COMMON STOCK 349631101 25 800 SH
FORTUNE BRANDS COMMON STOCK 349631101 210 6648 SH
FRANKLIN INTERNATIONAL PREFERRED STOCK 353990203 432 4316 SH
FRANKLIN RESOURCES COMMON STOCK 354613101 3050 95298 SH
FRANKLIN RESOURCES COMMON STOCK 354613101 136 4249 SH
FRANKLIN RESOURCES COMMON STOCK 354613101 530 16549 SH
FRONTIER COMMON STOCK 35906P105 417 12250 SH
FULTON FINL PA COMMON STOCK 360271100 1412 62745 SH
GPU COMMON STOCK 36225X100 1193 26995 SH
GPU COMMON STOCK 36225X100 138 3118 SH
GPU COMMON STOCK 36225X100 1544 34938 SH
GTE COMMON STOCK 362320103 10506 161637 SH
GTE COMMON STOCK 362320103 351 5400 SH
GTE COMMON STOCK 362320103 3870 59537 SH
GALLAHER GROUP COMMON STOCK 363595109 382 14050 SH
GALLAHER GROUP COMMON STOCK 363595109 234 8598 SH
GANNETT COMMON STOCK 364730101 10458 162140 SH
GANNETT COMMON STOCK 364730101 103 1600 SH
GANNETT COMMON STOCK 364730101 674 10450 SH
GAP STORES COMMON STOCK 364760108 6298 112205 SH
GAP STORES COMMON STOCK 364760108 22 400 SH
GENERAL ELECTRIC COMMON STOCK 369604103 113412 1111886 SH
GENERAL ELECTRIC COMMON STOCK 369604103 5293 51890 SH
GENERAL ELECTRIC COMMON STOCK 369604103 46804 458864 SH
GENERAL ELECTRIC COMMON STOCK 369604103 31 300 SH
GENERAL EMPLOYMENT ENTERPRISES COMMON STOCK 369730106 74 11018 SH
GENERAL MILLS COMMON STOCK 370334104 1889 24300 SH
GENERAL MILLS COMMON STOCK 370334104 108 1384 SH
GENERAL MILLS COMMON STOCK 370334104 1499 19284 SH
GENERAL MOTORS COMMON STOCK 370442105 2030 28363 SH
GENERAL MOTORS COMMON STOCK 370442105 83 1162 SH
GENERAL MOTORS COMMON STOCK 370442105 457 6384 SH
GENERAL MOTORS COMMON STOCK 370442832 401 10112 SH
GENERAL MOTORS COMMON STOCK 370442832 0 10 SH
GENERAL RE COMMON STOCK 370563108 2920 14585 SH
GENERAL RE COMMON STOCK 370563108 30 150 SH
GENERAL RE COMMON STOCK 370563108 2152 10750 SH
GENUINE PARTS COMMON STOCK 372460105 321 9600 SH
GENUINE PARTS COMMON STOCK 372460105 15 450 SH
GENUINE PARTS COMMON STOCK 372460105 370 11075 SH
GENZYME COMMON STOCK 372917104 100 2000 SH
GENZYME COMMON STOCK 372917104 114 2300 SH
GEORGIA PACIFIC COMMON STOCK 373298108 347 5923 SH
GEORGIA PACIFIC COMMON STOCK 373298108 23 400 SH
GEORGIA PACIFIC COMMON STOCK 373298108 280 4775 SH
GEORGIA PACIFIC COMMON STOCK 373298702 91 3835 SH
GEORGIA PACIFIC COMMON STOCK 373298702 10 400 SH
GEORGIA PACIFIC COMMON STOCK 373298702 104 4375 SH
GILLETTE COMMON STOCK 375766102 13057 273076 SH
GILLETTE COMMON STOCK 375766102 862 18019 SH
GILLETTE COMMON STOCK 375766102 2582 54009 SH
GLAXO COMMON STOCK 37733W105 16221 233393 SH
GLAXO COMMON STOCK 37733W105 772 11110 SH
GOVERNMENT SECURITIES INCOME FD MUTUAL FUNDS-FI 383743598 4 88334 SH
GUIDANT COMMON STOCK 401698105 103 934 SH
GUIDANT COMMON STOCK 401698105 206 1876 SH
HSB GROUP COMMON STOCK 40428N109 294 7155 SH
HALLIBURTON COMMON STOCK 406216101 596 20120 SH
HALLIBURTON COMMON STOCK 406216101 130 4400 SH
HAMMETT (J.L.) COMMON STOCK 408342103 296 2770 SH
HARLEY DAVIDSON COMMON STOCK 412822108 4455 94040 SH
HARLEY DAVIDSON COMMON STOCK 412822108 19 400 SH
HARRIS COMMON STOCK 413875105 256 7000 SH
HARSCO COMMON STOCK 415864107 462 15186 SH
HARTFORD FINANCIAL SERVICES COMMON STOCK 416515104 1102 20080 SH
HARTFORD FINANCIAL SERVICES COMMON STOCK 416515104 83 1508 SH
HARTFORD FINANCIAL SERVICES COMMON STOCK 416515104 548 9980 SH
THE HARVILL PRESS LIMITED COMMON STOCK 417999AA7 161 18625 SH
HEALTHCARE REALTY TRUST COMMON STOCK 421946104 415 18777 SH
HEALTHCARE REALTY TRUST COMMON STOCK 421946104 11 500 SH
HEINEKEN NV ADR COMMON STOCK 423012202 391 6500 SH
HEINZ H J COMMON STOCK 423074103 1081 19090 SH
HEINZ H J COMMON STOCK 423074103 93 1650 SH
HEINZ H J COMMON STOCK 423074103 1044 18445 SH
HELIX TECHNOLOGY COMMON STOCK 423319102 195 15000 SH
HERCULES COMMON STOCK 427056106 440 16129 SH
HERCULES COMMON STOCK 427056106 74 2700 SH
HERSHEY FOODS COMMON STOCK 427866108 1010 16242 SH
HERSHEY FOODS COMMON STOCK 427866108 37 600 SH
HERSHEY FOODS COMMON STOCK 427866108 563 9050 SH
HEWLETT PACKARD COMMON STOCK 428236103 16185 236930 SH
HEWLETT PACKARD COMMON STOCK 428236103 231 3385 SH
HEWLETT PACKARD COMMON STOCK 428236103 3225 47202 SH
HEWLETT PACKARD COMMON STOCK 428236103 14 200 SH
HOLLINGER INTERNATIONAL COMMON STOCK 435569108 1324 95000 SH
HOME DEPOT COMMON STOCK 437076102 23395 382351 SH
HOME DEPOT COMMON STOCK 437076102 1069 17475 SH
HOME DEPOT COMMON STOCK 437076102 4160 67995 SH
HONEYWELL COMMON STOCK 438506107 386 5120 SH
HONEYWELL COMMON STOCK 438506107 72 950 SH
HOOPER HOLMES COMMON STOCK 439104100 218 7500 SH
HOSPITALITY PPTYS TR COMMON STOCK 44106M102 1018 42200 SH
HOSPITALITY PPTYS TR COMMON STOCK 44106M102 10 400 SH
HOSPITALITY PPTYS TR COMMON STOCK 44106M102 223 9250 SH
HOUSEHOLD INTERNATIONAL COMMON STOCK 441815107 3122 78784 SH
HOUSEHOLD INTERNATIONAL COMMON STOCK 441815107 251 6323 SH
HOUSTON INDUSTRIES COMMON STOCK 442161105 205 6388 SH
HOUSTON INDUSTRIES COMMON STOCK 442161105 42 1300 SH
HOUSTON INDUSTRIES COMMON STOCK 442161105 157 4900 SH
HUBBELL COMMON STOCK 443510201 2242 59000 SH
IMS HEALTH COMMON STOCK 449934108 8164 108221 SH
IMS HEALTH COMMON STOCK 449934108 91 1200 SH
IMS HEALTH COMMON STOCK 449934108 259 3430 SH
ILLINOIS TOOL WORKS COMMON STOCK 452308109 4101 70711 SH
ILLINOIS TOOL WORKS COMMON STOCK 452308109 288 4974 SH
ILLINOIS TOOL WORKS COMMON STOCK 452308109 3041 52425 SH
INFORMIX COMMON STOCK 456779107 132 13400 SH
INFORMIX COMMON STOCK 456779107 20 2000 SH
INGERSOLL RAND COMMON STOCK 456866102 1960 41475 SH
INGERSOLL RAND COMMON STOCK 456866102 99 2100 SH
INGERSOLL RAND CONVERTIBLE PRE 456867209 831 35000 SH
INPRISE COMMON STOCK 45766C102 83 15000 SH
INTEL COMMON STOCK 458140100 45350 382494 SH
INTEL COMMON STOCK 458140100 981 8276 SH
INTEL COMMON STOCK 458140100 7973 67249 SH
INTL BUSINESS MACHINES COMMON STOCK 459200101 45610 247376 SH
INTL BUSINESS MACHINES COMMON STOCK 459200101 1416 7680 SH
INTL BUSINESS MACHINES COMMON STOCK 459200101 6090 33029 SH
INTL FLAVORS & FRAGRANCES COMMON STOCK 459506101 265 6000 SH
INTL FLAVORS & FRAGRANCES COMMON STOCK 459506101 110 2500 SH
INTERNATIONAL PAPER COMMON STOCK 460146103 210 4697 SH
INTERNATIONAL PAPER COMMON STOCK 460146103 208 4632 SH
INTERPUBLIC GROUP COMMON STOCK 460690100 227 2850 SH
JANUS MUTUAL FUNDS-EQ 471023101 3122 92768 SH
JOHNSON & JOHNSON COMMON STOCK 478160104 34547 411888 SH
JOHNSON & JOHNSON COMMON STOCK 478160104 1018 12132 SH
JOHNSON & JOHNSON COMMON STOCK 478160104 15275 182122 SH
KELLOGG COMMON STOCK 487836108 68 2000 SH
KELLOGG COMMON STOCK 487836108 4443 130200 SH
KEMPER MUN BD FD SH BEN INT MUTUAL FUNDS-MU 488419201 181 17638 SH
KEMPER GOVT SECS TR MUTUAL FUNDS-FI 488903261 0 10000 SH
KEYCORP COMMON STOCK 493267108 271 8482 SH
KEYCORP COMMON STOCK 493267108 106 3320 SH
KEYSPAN ENERGY COMMON STOCK 49337K106 296 9554 SH
KEYSPAN ENERGY COMMON STOCK 49337K106 87 2800 SH
KEYSPAN ENERGY COMMON STOCK 49337K106 91 2928 SH
KIMBERLY CLARK COMMON STOCK 494368103 12759 234115 SH
KIMBERLY CLARK COMMON STOCK 494368103 188 3456 SH
KIMBERLY CLARK COMMON STOCK 494368103 842 15450 SH
KIMBERLY CLARK COMMON STOCK 494368103 11 200 SH
KIMCO REALTY COMMON STOCK 49446R109 329 8300 SH
LEHMAN BROS COMMON STOCK 524908100 91 2059 SH
LEHMAN BROS COMMON STOCK 524908100 119 2711 SH
LIBERTY PPTY TR COMMON STOCK 531172104 653 26500 SH
LIBERTY PPTY TR COMMON STOCK 531172104 12 500 SH
LIBERTY PPTY TR COMMON STOCK 531172104 92 3735 SH
LILLY ELI COMMON STOCK 532457108 1670 18786 SH
LILLY ELI COMMON STOCK 532457108 784 8824 SH
LIMITED COMMON STOCK 532716107 7255 249109 SH
LIMITED COMMON STOCK 532716107 103 3550 SH
LINCOLN NATL COMMON STOCK 534187109 2782 34000 SH
LINEAR TECHNOLOGY COMMON STOCK 535678106 208 2325 SH
LOCKHEED MARTIN COMMON STOCK 539830109 293 3457 SH
LOCKHEED MARTIN COMMON STOCK 539830109 34 400 SH
LOEWS COMMON STOCK 540424108 511 5200 SH
LOEWS COMMON STOCK 540424108 118 1200 SH
LUCENT TECHNOLOGIES COMMON STOCK 549463107 53768 489073 SH
LUCENT TECHNOLOGIES COMMON STOCK 549463107 1314 11955 SH
LUCENT TECHNOLOGIES COMMON STOCK 549463107 7343 66795 SH
LUCENT TECHNOLOGIES COMMON STOCK 549463107 22 200 SH
MBIA COMMON STOCK 55262C100 277 4223 SH
MBIA COMMON STOCK 55262C100 13 200 SH
MBNA COMMON STOCK 55262L100 1768 71267 SH
MBNA COMMON STOCK 55262L100 339 13650 SH
MBNA COMMON STOCK 55262L100 474 19107 SH
MCI CAPITAL I PREFERRED STOCK 55267Y206 195 7550 SH
MCI CAPITAL I PREFERRED STOCK 55267Y206 23 900 SH
MCI CAPITAL I PREFERRED STOCK 55267Y206 96 3700 SH
MCI WORLDCOM COMMON STOCK 55268B106 29052 404903 SH
MCI WORLDCOM COMMON STOCK 55268B106 852 11869 SH
MCI WORLDCOM COMMON STOCK 55268B106 3727 51944 SH
MCI WORLDCOM COMMON STOCK 55268B106 7 100 SH
MFS INTER INCOME TR MUTUAL FUNDS-FI 55273C107 69 10123 SH
MARSH & MCLENNAN COMMON STOCK 571748102 3464 59285 SH
MARSH & MCLENNAN COMMON STOCK 571748102 53 900 SH
MARRIOTT INTERNATIONAL COMMON STOCK 571903202 296 10200 SH
MARRIOTT INTERNATIONAL COMMON STOCK 571903202 513 17700 SH
MASCO COMMON STOCK 574599106 197 6866 SH
MASCO COMMON STOCK 574599106 69 2400 SH
MATTEL COMMON STOCK 577081102 7136 303646 SH
MATTEL COMMON STOCK 577081102 59 2500 SH
MATTEL COMMON STOCK 577081102 254 10793 SH
MATTEL COMMON STOCK 577081102 6 250 SH
MATTEL CONVERTIBLE PRE 577081706 561 57500 SH
MAY DEPT STORES COMMON STOCK 577778103 1538 25472 SH
MAY DEPT STORES COMMON STOCK 577778103 121 2000 SH
MAY DEPT STORES COMMON STOCK 577778103 1645 27251 SH
MCDONALDS COMMON STOCK 580135101 3155 41079 SH
MCDONALDS COMMON STOCK 580135101 467 6080 SH
MCGRAW HILL COMMON STOCK 580645109 4530 44470 SH
MCGRAW HILL COMMON STOCK 580645109 41 400 SH
MCGRAW HILL COMMON STOCK 580645109 739 7250 SH
MCKESSON COMMON STOCK 581557105 21812 275878 SH
MCKESSON COMMON STOCK 581557105 79 1000 SH
MEDIAONE GROUP COMMON STOCK 58440J104 770 16386 SH
MEDIAONE GROUP COMMON STOCK 58440J104 2 36 SH
MEDIAONE GROUP COMMON STOCK 58440J104 428 9105 SH
MEDTRONICS COMMON STOCK 585055106 349 4700 SH
MEDTRONICS COMMON STOCK 585055106 37 500 SH
MEDTRONICS COMMON STOCK 585055106 15 200 SH
MELLON BANK COMMON STOCK 585509102 2935 42690 SH
MELLON BANK COMMON STOCK 585509102 1595 23200 SH
MERCK COMMON STOCK 589331107 77536 525668 SH
MERCK COMMON STOCK 589331107 1739 11790 SH
MERCK COMMON STOCK 589331107 52982 359199 SH
MERCK COMMON STOCK 589331107 22 150 SH
MERRILL LYNCH COMMON STOCK 590188108 844 12640 SH
MERRILL LYNCH COMMON STOCK 590188108 222 3320 SH
MICHIGAN ST HIGHER ED STUDENT MUNICIPAL OBLIG 594520EY0 1000 950000 PRN
MICROSOFT COMMON STOCK 594918104 52614 379371 SH
MICROSOFT COMMON STOCK 594918104 1435 10348 SH
MICROSOFT COMMON STOCK 594918104 10960 79023 SH
MINNESOTA MNG & MFG COMMON STOCK 604059105 7222 101540 SH
MINNESOTA MNG & MFG COMMON STOCK 604059105 164 2300 SH
MINNESOTA MNG & MFG COMMON STOCK 604059105 1954 27470 SH
MOBIL COMMON STOCK 607059102 25200 289237 SH
MOBIL COMMON STOCK 607059102 950 10900 SH
MOBIL COMMON STOCK 607059102 6341 72778 SH
MOBIL COMMON STOCK 607059102 36 410 SH
MONSANTO COMMON STOCK 611662107 3004 63235 SH
MONSANTO COMMON STOCK 611662107 112 2350 SH
MONSANTO COMMON STOCK 611662107 1607 33825 SH
MONSANTO CONVERTIBLE PRE 611662305 2695 55000 SH
MONY GROUP COMMON STOCK 615337102 222 7100 SH
MORGAN J P COMMON STOCK 616880100 9515 90563 SH
MORGAN J P COMMON STOCK 616880100 234 2225 SH
MORGAN J P COMMON STOCK 616880100 2931 27895 SH
MORGAN STANLEY COMMON STOCK 617446448 3595 50639 SH
MORGAN STANLEY COMMON STOCK 617446448 71 1000 SH
MORGAN STANLEY COMMON STOCK 617446448 286 4030 SH
MOTOROLA COMMON STOCK 620076109 3256 53320 SH
MOTOROLA COMMON STOCK 620076109 241 3950 SH
MOTOROLA COMMON STOCK 620076109 1148 18800 SH
NBT BANCORP COMMON STOCK 628778102 173 7422 SH
NBT BANCORP COMMON STOCK 628778102 43 1820 SH
NL INDUSTRIES COMMON STOCK 629156407 205 14422 SH
NATIONAL FUEL GAS COMMON STOCK 636180101 334 7400 SH
NATIONAL FUEL GAS COMMON STOCK 636180101 14 300 SH
NATIONAL FUEL GAS COMMON STOCK 636180101 257 5680 SH
NATIONAL WESTMINSTER BANK PLC COMMON STOCK 638539403 659 5559 SH
NATIONAL WESTMINSTER BANK PLC COMMON STOCK 638539403 135 1141 SH
NETWORK ASSOCIATES COMMON STOCK 640938106 722 10900 SH
NETWORK ASSOCIATES COMMON STOCK 640938106 20 300 SH
NESTLE S A COMMON STOCK 641069406 2014 18500 SH
NESTLE S A COMMON STOCK 641069406 229 2100 SH
NEW CENTURY ENERGIES COMMON STOCK 64352U103 248 5077 SH
NEW JERSEY RESOURCES COMMON STOCK 646025106 283 7171 SH
NEW JERSEY RESOURCES COMMON STOCK 646025106 63 1600 SH
NEW JERSEY RESOURCES COMMON STOCK 646025106 20 500 SH
NEWELL FINL TR I CONVERTIBLE PRE 651195307 1838 35000 SH
NOKIA COMMON STOCK 654902204 27303 226695 SH
NOKIA COMMON STOCK 654902204 48 400 SH
NOKIA COMMON STOCK 654902204 819 6800 SH
NORFOLK SOUTHERN COMMON STOCK 655844108 7522 237380 SH
NORFOLK SOUTHERN COMMON STOCK 655844108 147 4650 SH
NORFOLK SOUTHERN COMMON STOCK 655844108 629 19855 SH
NORTH AMERICAN TRAINING COMMON STOCK 657999991 0 39217 SH
NORTHERN STS PWR CO MINN COMMON STOCK 665772109 283 10210 SH
NORTHERN TRUST COMMON STOCK 665859104 12886 147583 SH
NORTHERN TRUST COMMON STOCK 665859104 353 4042 SH
NORTHERN TRUST COMMON STOCK 665859104 1222 13993 SH
NORWICH AERO PRODUCTS COMMON STOCK 669389991 0 25360 SH
NOVACARE COMMON STOCK 669930109 36 13200 SH
ORACLE COMMON STOCK 68389X105 634 14711 SH
ORACLE COMMON STOCK 68389X105 168 3900 SH
ORANGE & ROCKLAND UTILS COMMON STOCK 684065105 43 760 SH
ORANGE & ROCKLAND UTILS COMMON STOCK 684065105 171 3000 SH
ORANGE & ROCKLAND UTILS COMMON STOCK 684065105 16 278 SH
PECO ENERGY COMMON STOCK 693304107 428 10260 SH
PECO ENERGY COMMON STOCK 693304107 13 300 SH
PG&E COMMON STOCK 69331C108 132 4180 SH
PG&E COMMON STOCK 69331C108 98 3111 SH
PIMCO ADVISORS HLGS L P COMMON STOCK 69338P102 156 5000 SH
PIMCO ADVISORS HLGS L P COMMON STOCK 69338P102 58 1854 SH
PIMCO ADVISORS HLGS L P COMMON STOCK 69338P102 553 17768 SH
PNC BANK COMMON STOCK 693475105 1486 27510 SH
PNC BANK COMMON STOCK 693475105 62 1149 SH
PNC BANK COMMON STOCK 693475105 269 4980 SH
P P & L RES COMMON STOCK 693499105 2200 78936 SH
P P & L RES COMMON STOCK 693499105 11 400 SH
P P & L RES COMMON STOCK 693499105 379 13606 SH
PPG COMMON STOCK 693506107 4128 70945 SH
PPG COMMON STOCK 693506107 93 1600 SH
PPG COMMON STOCK 693506107 756 12986 SH
PAGING PARTNERS COMMON STOCK 69554P109 11 10000 SH
PARAMETRIC TECHNOLOGY COMMON STOCK 699173100 296 18200 SH
PARDEE RESOURCES COMMON STOCK 699437109 396 11400 SH
PARKER HANNIFIN COMMON STOCK 701094104 460 14049 SH
PAYCHEX COMMON STOCK 704326107 6774 131688 SH
PAYCHEX COMMON STOCK 704326107 174 3376 SH
PENNEY J C COMMON STOCK 708160106 2629 56079 SH
PENNEY J C COMMON STOCK 708160106 82 1750 SH
PENNEY J C COMMON STOCK 708160106 84 1800 SH
PEOPLES BANCORP DEL COMMON STOCK 709909105 266 24503 SH
PEPSICO COMMON STOCK 713448108 18889 462111 SH
PEPSICO COMMON STOCK 713448108 357 8740 SH
PEPSICO COMMON STOCK 713448108 6656 162833 SH
PETSMART CONVERTIBLE COR 716768AA4 745 500000 PRN
PHARMACIA & UPJOHN COMMON STOCK 716941109 3643 64332 SH
PHARMACIA & UPJOHN COMMON STOCK 716941109 71 1250 SH
PFIZER COMMON STOCK 717081103 54620 436961 SH
PFIZER COMMON STOCK 717081103 1640 13122 SH
PFIZER COMMON STOCK 717081103 18276 146205 SH
PHILIP MORRIS COMMON STOCK 718154107 8114 151664 SH
PHILIP MORRIS COMMON STOCK 718154107 517 9670 SH
PHILIP MORRIS COMMON STOCK 718154107 7558 141277 SH
PHILIPS ELECTRONICS COMMON STOCK 718337504 843 12450 SH
PHILIPS ELECTRONICS COMMON STOCK 718337504 81 1200 SH
PHILLIPS PETE COMMON STOCK 718507106 147 3460 SH
PHILLIPS PETE COMMON STOCK 718507106 65 1525 SH
PIER 1 IMPORTS COMMON STOCK 720279108 170 17500 SH
PIER 1 IMPORTS COMMON STOCK 720279108 39 4000 SH
PIERCING PAGODA COMMON STOCK 720773100 175 17950 SH
PIONEER HI BRED INTL COMMON STOCK 723686101 191 7200 SH
PIONEER HI BRED INTL COMMON STOCK 723686101 72 2700 SH
PITNEY BOWES COMMON STOCK 724479100 2113 31990 SH
PITNEY BOWES COMMON STOCK 724479100 53 800 SH
PITNEY BOWES COMMON STOCK 724479100 410 6200 SH
PLUCKEMIN CORNER REAL ESTATE 729192997 449 48 PRN
POTOMAC ELECTRIC PWR COMMON STOCK 737679100 154 5839 SH
POTOMAC ELECTRIC PWR COMMON STOCK 737679100 58 2208 SH
POTOMAC ELECTRIC PWR COMMON STOCK 737679100 21 806 SH
PRAXAIR COMMON STOCK 74005P104 1595 45245 SH
PRAXAIR COMMON STOCK 74005P104 257 7290 SH
PRAXAIR COMMON STOCK 74005P104 11 309 SH
PREFORMED LINE PRODUCTS COMMON STOCK 740444104 1008 36000 SH
PREMIER BANCORP COMMON STOCK 74046J109 114 12360 SH
PREMIER BANCORP COMMON STOCK 74046J109 3 330 SH
PREMIERE TECHNOLOGIES COMMON STOCK 74058F102 129 17500 SH
PROCTER & GAMBLE COMMON STOCK 742718109 26727 292697 SH
PROCTER & GAMBLE COMMON STOCK 742718109 845 9257 SH
PROCTER & GAMBLE COMMON STOCK 742718109 9720 106451 SH
PROGRESSIVE COMMON STOCK 743315103 376 2222 SH
PROGRESSIVE COMMON STOCK 743315103 71 418 SH
PROVIDIAN FINANCIAL COMMON STOCK 74406A102 332 4430 SH
PUBLIC SERVICE ENTERPRISE COMMON STOCK 744573106 3073 76832 SH
PUBLIC SERVICE ENTERPRISE COMMON STOCK 744573106 277 6918 SH
PUBLIC SERVICE ENTERPRISE COMMON STOCK 744573106 1997 49928 SH
QUADRAMED COMMON STOCK 74730W101 222 10848 SH
QUAKER OATS COMMON STOCK 747402105 223 3740 SH
QUAKER OATS COMMON STOCK 747402105 112 1878 SH
QUAKER OATS COMMON STOCK 747402105 96 1620 SH
QUAKER STATE COMMON STOCK 747410108 19 1520 SH
QUAKER STATE COMMON STOCK 747410108 201 15800 SH
QUALCOMM COMMON STOCK 747525103 244 4700 SH
QUALCOMM COMMON STOCK 747525103 31 600 SH
QUARTERDECK COMMON STOCK 747712107 40 80000 SH
QUESTAR COMMON STOCK 748356102 527 27200 SH
RAINFOREST CAFE COMMON STOCK 75086K104 131 21600 SH
RALSTON-RALSTON PURINA GROUP COMMON STOCK 751277302 64 1992 SH
RALSTON-RALSTON PURINA GROUP COMMON STOCK 751277302 244 7596 SH
RAYTHEON COMMON STOCK 755111408 473 8880 SH
RAYTHEON COMMON STOCK 755111408 21 400 SH
RAYTHEON COMMON STOCK 755111408 959 18000 SH
READERS DIGEST FIN TR CONVERTIBLE PRE 755271202 1560 60000 SH
READERS DIGEST FIN TR CONVERTIBLE PRE 755271202 26 1000 SH
REPSOL SA SPONSORED ADR COMMON STOCK 76026T205 193 3525 SH
REPSOL SA SPONSORED ADR COMMON STOCK 76026T205 55 1000 SH
RHONE-POULENC SA COMMON STOCK 762426609 291 5800 SH
RITE AID COMMON STOCK 767754104 366 7360 SH
ROCKWELL INTL COMMON STOCK 773903109 255 5256 SH
ROCKWELL INTL COMMON STOCK 773903109 58 1200 SH
ROCKWELL INTL COMMON STOCK 773903109 223 4600 SH
ROCKWELL INTL COMMON STOCK 773903109 74 1517 SH
ROSECAP COMMON STOCK 777323106 40 26660 SH
ROSECAP COMMON STOCK 777323106 60 40000 SH
ROYAL DUTCH PETE COMMON STOCK 780257804 13493 281840 SH
ROYAL DUTCH PETE COMMON STOCK 780257804 154 3220 SH
ROYAL DUTCH PETE COMMON STOCK 780257804 4224 88232 SH
RUBBERMAID COMMON STOCK 781088109 472 15000 SH
RUBBERMAID COMMON STOCK 781088109 157 5000 SH
SBC COMMUNICATIONS COMMON STOCK 78387G103 21788 406301 SH
SBC COMMUNICATIONS COMMON STOCK 78387G103 684 12746 SH
SBC COMMUNICATIONS COMMON STOCK 78387G103 6007 112027 SH
SLI COMMON STOCK 78442T108 244 8800 SH
S&P 500 DEPOSITARY RECEIPT COMMON STOCK 78462F103 9220 74770 SH
ST PAUL COMMON STOCK 792860108 2924 83988 SH
ST PAUL COMMON STOCK 792860108 21 600 SH
SALOMON BROTHERS FUND MUTUAL FUNDS-EQ 795477108 144 7897 SH
SALOMON BROTHERS FUND MUTUAL FUNDS-EQ 795477108 71 3931 SH
SALOMON BROTHERS FUND MUTUAL FUNDS-EQ 795477108 33 1810 SH
SARA LEE COMMON STOCK 803111103 13525 479814 SH
SARA LEE COMMON STOCK 803111103 28 1000 SH
SARA LEE COMMON STOCK 803111103 1051 37270 SH
SASSOON INTL COMMON STOCK 803869106 0 12500 SH
SCHERING PLOUGH COMMON STOCK 806605101 32579 589662 SH
SCHERING PLOUGH COMMON STOCK 806605101 1861 33684 SH
SCHERING PLOUGH COMMON STOCK 806605101 6472 117144 SH
SCHLUMBERGER COMMON STOCK 806857108 5863 126436 SH
SCHLUMBERGER COMMON STOCK 806857108 23 500 SH
SCHLUMBERGER COMMON STOCK 806857108 894 19279 SH
SEAGRAMS COMMON STOCK 811850106 297 7805 SH
SEARS COMMON STOCK 812387108 1610 37880 SH
SEARS COMMON STOCK 812387108 47 1100 SH
SEARS COMMON STOCK 812387108 293 6889 SH
SELECTIVE INSURANCE COMMON STOCK 816300107 302 15000 SH
SELECTIVE INSURANCE COMMON STOCK 816300107 228 11340 SH
SEMPRA ENERGY COMMON STOCK 816851109 224 8822 SH
SEMPRA ENERGY COMMON STOCK 816851109 85 3343 SH
SERVICE CORP INTL COMMON STOCK 817565104 9877 259494 SH
SERVICE CORP INTL COMMON STOCK 817565104 613 16118 SH
SERVICE CORP INTL COMMON STOCK 817565104 1344 35319 SH
SHELL COMMON STOCK 822703609 234 6300 SH
SHELL COMMON STOCK 822703609 44 1176 SH
SHERWIN-WILLIAMS COMMON STOCK 824348106 917 31232 SH
SHERWIN-WILLIAMS COMMON STOCK 824348106 282 9600 SH
SKYLANDS COMMUNITY BANK COMMON STOCK 830918108 195 16243 SH
SMITHKLINE BEECHAM COMMON STOCK 832378301 19634 282500 SH
SMITHKLINE BEECHAM COMMON STOCK 832378301 183 2640 SH
SMITHKLINE BEECHAM COMMON STOCK 832378301 1433 20625 SH
SMITHKLINE BEECHAM COMMON STOCK 832378301 7 100 SH
SONAT COMMON STOCK 835415100 851 31455 SH
SONAT COMMON STOCK 835415100 183 6750 SH
SOUTHERN COMMON STOCK 842587107 2250 77429 SH
SOUTHERN COMMON STOCK 842587107 95 3283 SH
SOUTHERN COMMON STOCK 842587107 361 12416 SH
SOUTHTRUST COMMON STOCK 844730101 184 4980 SH
SOUTHTRUST COMMON STOCK 844730101 66 1800 SH
SOUTHTRUST COMMON STOCK 844730101 55 1500 SH
SOVEREIGN BANCORP COMMON STOCK 845905108 496 34778 SH
SOVEREIGN BANCORP COMMON STOCK 845905108 61 4271 SH
SOVEREIGN BANCORP COMMON STOCK 845905108 26 1822 SH
SPRINT COMMON STOCK 852061100 309 3676 SH
SPRINT COMMON STOCK 852061100 34 400 SH
SPRINT COMMON STOCK 852061100 183 2170 SH
STAGE STORES COMMON STOCK 85254C107 84 9000 SH
STAGE STORES COMMON STOCK 85254C107 25 2700 SH
STARBUCKS COMMON STOCK 855244109 331 5900 SH
STARBUCKS COMMON STOCK 855244109 39 700 SH
STATE STR COMMON STOCK 857477103 309 4400 SH
STATEN IS BANCORP INC COMMON STOCK 857550107 949 47591 SH
STATEN IS BANCORP INC COMMON STOCK 857550107 110 5503 SH
STERLING BANCORP COMMON STOCK 859158107 371 16250 SH
STEWART ENTERPRISES COMMON STOCK 860370105 296 13300 SH
SUIZA FOODS COMMON STOCK 865077101 224 4400 SH
SUMMIT BANCORP COMMON STOCK 866005101 236583 5415283 SH
SUMMIT BANCORP COMMON STOCK 866005101 8344 190987 SH
SUMMIT BANCORP COMMON STOCK 866005101 30297 693477 SH
SUMMIT BANCORP COMMON STOCK 866005101 625 14300 SH
SUN MICROSYSTEMS COMMON STOCK 866810104 668 7800 SH
SUN MICROSYSTEMS COMMON STOCK 866810104 142 1657 SH
SUNGARD DATA SYSTEM COMMON STOCK 867363103 3967 99950 SH
SUNGARD DATA SYSTEM COMMON STOCK 867363103 20 500 SH
SYQUEST TECHNOLOGY COMMON STOCK 871660106 7 21750 SH
SYSCO COMMON STOCK 871829107 1897 69134 SH
SYSCO COMMON STOCK 871829107 104 3800 SH
SYSCO COMMON STOCK 871829107 957 34868 SH
TECO ENERGY COMMON STOCK 872375100 23 800 SH
TECO ENERGY COMMON STOCK 872375100 355 12600 SH
TEPPCO PARTNERS LP COMMON STOCK 872384102 197 8000 SH
TEPPCO PARTNERS LP COMMON STOCK 872384102 59 2400 SH
T-NETIX COMMON STOCK 872597109 656 131267 SH
TRW COMMON STOCK 872649108 280 4986 SH
TRW COMMON STOCK 872649108 48 856 SH
TRW COMMON STOCK 872649108 22 400 SH
TECH DATA COMMON STOCK 878237106 425 10550 SH
TEKTRONIX COMMON STOCK 879131100 309 10275 SH
TEKTRONIX COMMON STOCK 879131100 70 2325 SH
A T & T SH COMMON STOCK 879919108 267 1400 SH
TENNECO COMMON STOCK 88037E101 199 5847 SH
TENNECO COMMON STOCK 88037E101 3 100 SH
TENNECO COMMON STOCK 88037E101 24 697 SH
TEXACO COMMON STOCK 881694103 4722 89094 SH
TEXACO COMMON STOCK 881694103 296 5584 SH
TEXACO COMMON STOCK 881694103 879 16580 SH
TEXAS INSTRUMENTS COMMON STOCK 882508104 634 7400 SH
TEXAS INSTRUMENTS COMMON STOCK 882508104 69 800 SH
TEXAS PACIFIC LAND TR COMMON STOCK 882610108 216 4000 SH
TEXAS UTILS COMMON STOCK 882848104 424 9081 SH
TEXAS UTILS COMMON STOCK 882848104 47 1000 SH
TEXAS UTILS COMMON STOCK 882848104 1092 23391 SH
TEXTRON COMMON STOCK 883203101 12951 170543 SH
TEXTRON COMMON STOCK 883203101 182 2400 SH
THOMAS & BETTS COMMON STOCK 884315102 5424 125220 SH
THOMAS & BETTS COMMON STOCK 884315102 13 300 SH
THOMAS & BETTS COMMON STOCK 884315102 5655 130571 SH
3 COM COMMON STOCK 885535104 4429 98830 SH
3 COM COMMON STOCK 885535104 193 4300 SH
3 COM COMMON STOCK 885535104 436 9725 SH
TIME WARNER COMMON STOCK 887315109 15814 254800 SH
TIME WARNER COMMON STOCK 887315109 853 13750 SH
TRI CONTINENTAL COMMON STOCK 895436103 60 2089 SH
TRI CONTINENTAL COMMON STOCK 895436103 223 7824 SH
TRIARC COMMON STOCK 895927101 238 15000 SH
TRICON GLOBAL RESTAURANTS COMMON STOCK 895953107 558 11126 SH
TRICON GLOBAL RESTAURANTS COMMON STOCK 895953107 12 230 SH
TRICON GLOBAL RESTAURANTS COMMON STOCK 895953107 276 5501 SH
TYCO INTL COMMON STOCK 902124106 12811 169822 SH
TYCO INTL COMMON STOCK 902124106 257 3403 SH
TYCO INTL COMMON STOCK 902124106 1224 16224 SH
UNUM COMMON STOCK 903192102 1611 27600 SH
UNUM COMMON STOCK 903192102 6 100 SH
UNUM COMMON STOCK 903192102 64 1100 SH
UNILEVER PLC AMERN SHS COMMON STOCK 904767605 54 1200 SH
UNILEVER PLC AMERN SHS COMMON STOCK 904767605 180 4000 SH
UNILEVER N V NEW YORK SHS COMMON STOCK 904784501 1045 12600 SH
UNILEVER N V NEW YORK SHS COMMON STOCK 904784501 836 10075 SH
UNION PACIFIC COMMON STOCK 907818108 8243 182919 SH
UNION PACIFIC COMMON STOCK 907818108 72 1600 SH
UNION PACIFIC COMMON STOCK 907818108 1091 24200 SH
UNION PAC CAP TR CONVERTIBLE PRE 907824205 1388 30000 SH
UNION PAC RES GROUP COMMON STOCK 907834105 631 69644 SH
UNION PAC RES GROUP COMMON STOCK 907834105 3 338 SH
UNION PAC RES GROUP COMMON STOCK 907834105 148 16382 SH
UNITED DOMINION REALTY TRUST COMMON STOCK 910197102 65 6300 SH
UNITED DOMINION REALTY TRUST COMMON STOCK 910197102 200 19400 SH
UNITED NATL BANCORP N J COMMON STOCK 910909100 523 22514 SH
UNITED RETAIL GROUP COMMON STOCK 911380103 194 18000 SH
UNITED STATES FILTER COMMON STOCK 911843209 1060 46360 SH
UNITED STATES FILTER CONVERTIBLE COR 911843AF7 1030 1100000 PRN
U S INDUSTRIES COMMON STOCK 912080108 951 51750 SH
U S WEST NEW COMMON STOCK 91273H101 2494 38586 SH
U S WEST NEW COMMON STOCK 91273H101 241 3732 SH
U S WEST NEW COMMON STOCK 91273H101 1838 28440 SH
UNITED TECHNOLOGIES COMMON STOCK 913017109 17772 163422 SH
UNITED TECHNOLOGIES COMMON STOCK 913017109 11 100 SH
UNITED TECHNOLOGIES COMMON STOCK 913017109 1155 10620 SH
UNITED TECHNOLOGIES COMMON STOCK 913017109 22 200 SH
UNITED WTR RESOURCES COMMON STOCK 913190104 605 25293 SH
UNITED WTR RESOURCES COMMON STOCK 913190104 24 1000 SH
UNITED WTR RESOURCES COMMON STOCK 913190104 40 1687 SH
VALLEY NATL BANCORP COMMON STOCK 919794107 537 19056 SH
VALLEY NATL BANCORP COMMON STOCK 919794107 6 221 SH
VANGUARD FIXED SECS FD MUTUAL FUNDS-FI 922031307 2651 253686 SH
VANGUARD FIXED SECS FD MUTUAL FUNDS-FI 922031307 66 6338 SH
VANGUARD FIXED SECS FD MUTUAL FUNDS-FI 922031307 179 17149 SH
VARIAN ASSOCIATES COMMON STOCK 922204102 426 11250 SH
VARIAN ASSOCIATES COMMON STOCK 922204102 4 100 SH
VARIAN ASSOCIATES COMMON STOCK 922204102 49 1300 SH
VERIDIEN CORP COMMON STOCK 923428106 2 40000 SH
VIACOM COMMON STOCK 925524308 177 2395 SH
VIACOM COMMON STOCK 925524308 44 600 SH
VIAD COMMON STOCK 92552R109 41 1338 SH
VIAD COMMON STOCK 92552R109 30 1000 SH
VIAD COMMON STOCK 92552R109 194 6400 SH
VORNADO RLTY TR COMMON STOCK 929042109 208 6200 SH
WACHOVIA COMMON STOCK 929771103 286 3270 SH
WACHOVIA COMMON STOCK 929771103 267 3050 SH
WAL MART COMMON STOCK 931142103 11005 135130 SH
WAL MART COMMON STOCK 931142103 4872 59820 SH
WALGREEN COMMON STOCK 931422109 7014 119764 SH
WALGREEN COMMON STOCK 931422109 23 400 SH
WALGREEN COMMON STOCK 931422109 141 2400 SH
WARNER LAMBERT COMMON STOCK 934488107 13547 180180 SH
WARNER LAMBERT COMMON STOCK 934488107 570 7580 SH
WARNER LAMBERT COMMON STOCK 934488107 5921 78750 SH
WASHINGTON MUTUAL COMMON STOCK 939322103 1468 38264 SH
WASHINGTON MUTUAL COMMON STOCK 939322103 106 2750 SH
WASTE MANAGEMENT COMMON STOCK 94106L109 107 2298 SH
WASTE MANAGEMENT COMMON STOCK 94106L109 17 362 SH
WASTE MANAGEMENT COMMON STOCK 94106L109 257 5509 SH
WATSON PHARMACEUTICALS COMMON STOCK 942683103 462 7350 SH
WATSON PHARMACEUTICALS COMMON STOCK 942683103 0 11 SH
WEINGARTEN REALTY SBI COMMON STOCK 948741103 179 4000 SH
WEINGARTEN REALTY SBI COMMON STOCK 948741103 33 750 SH
WELLS FARGO NEW COMMON STOCK 949746101 3252 81420 SH
WELLS FARGO NEW COMMON STOCK 949746101 16 400 SH
WELLS FARGO NEW COMMON STOCK 949746101 330 8275 SH
WESTERN RESOURCES COMMON STOCK 959425109 209 6300 SH
WESTERN RESOURCES COMMON STOCK 959425109 21 644 SH
WESTERN RESOURCES COMMON STOCK 959425109 121 3637 SH
WEYERHAEUSER COMMON STOCK 962166104 201 3950 SH
WEYERHAEUSER COMMON STOCK 962166104 239 4700 SH
WHIRLPOOL COMMON STOCK 963320106 6180 111605 SH
WHIRLPOOL COMMON STOCK 963320106 78 1400 SH
WHIRLPOOL COMMON STOCK 963320106 352 6360 SH
WILLIAMS COS COMMON STOCK 969457100 3936 126192 SH
WILLIAMS COS COMMON STOCK 969457100 22 700 SH
WILMINGTON TRUST COMMON STOCK 971807102 555 9000 SH
WILMINGTON TRUST COMMON STOCK 971807102 296 4800 SH
WINN-DIXIE STORES COMMON STOCK 974280109 238 5300 SH
WISCONSIN ENERGY COMMON STOCK 976657106 501 15945 SH
WISCONSIN ENERGY COMMON STOCK 976657106 190 6050 SH
XILINX COMMON STOCK 983919101 313 4800 SH
XEROX COMMON STOCK 984121103 3595 30464 SH
XEROX COMMON STOCK 984121103 917 7768 SH
YAHOO COMMON STOCK 984332106 2689 11350 SH
YAHOO COMMON STOCK 984332106 474 2000 SH
BLUE RIBBON LABEL COMMON STOCK 999M31000 1786 38 SH
ENDICOTT MACHINE & TOOL COMMON STOCK 999ZT1003 2398 274699 SH
SYMYX TECHNOLOGIES COMMON STOCK 99A005109 50 16666 SH
SYMYX TECHNOLOGIES COMMON STOCK 99A005109 150 50000 SH
KAY PUBLISHING COMMON STOCK 99A119108 518 60 SH
MURRAY HILL RACQUET CLUB COMMON STOCK 99A246000 605 326 SH
EXEL LTD COMMON STOCK G32429105 2700 36000 SH
EXEL LTD COMMON STOCK G32429105 38 500 SH
KNIGHTSBRIDGE TANKERS COMMON STOCK G5299G106 489 23500 SH
SHONK LAND CO LTD PARTNERSHIP LIMITED PARTNER XX0155004 266 166 PRN
UNIVERSAL REALTY CO INC COMMON STOCK XX5384021 185 116480 SH
KANAVY COMPUTER CORP CONV PFD CONVERTIBLE PRE XX5628005 10 10000 SH
NAME OF ISSUER INVSTMT OTHER VOTING AUTHORITY
SECURITY NAME DISCRTN MANAGERS SOLE SHARED NONE
A C MOORE ARTS & CRAFTS SOLE 10000
ADC TELECOMMUNICATIONS SOLE 6500
AFLAC OTHER 5624
AT&T SOLE 214183
AT&T SOLE 27371
AT&T DEFINED 13068
AT&T DEFINED 3550
AT&T OTHER 44894
AT&T OTHER 1000
AT&T OTHER 10413
ABBOTT LABS SOLE 77808
ABBOTT LABS SOLE 41500
ABBOTT LABS DEFINED 1600
ABBOTT LABS OTHER 103870
ABBOTT LABS OTHER 21500
ACCLAIM ENMNT SOLE 15000
AEGON N V OTHER 754
AEGON N V OTHER 1814
AETNA SOLE 11150
AETNA SOLE 100
AETNA OTHER 1600
AIR PRODUCTS & CHEMICALS SOLE 130950
AIR PRODUCTS & CHEMICALS SOLE 7400
AIR PRODUCTS & CHEMICALS OTHER 8800
AIRTOUCH COMMUNICATIONS SOLE 19423
AIRTOUCH COMMUNICATIONS SOLE 8344
AIRTOUCH COMMUNICATIONS DEFINED 1687
AIRTOUCH COMMUNICATIONS OTHER 8179
AIRTOUCH COMMUNICATIONS OTHER 1800
AIRTOUCH COMMUNICATIONS SOLE 24000
ALLEGHENY ENERGY SOLE 12064
ALLEGHENY ENERGY SOLE 570
ALLEGHENY ENERGY DEFINED 800
ALLEGHENY ENERGY OTHER 800
ALLERGAN SOLE 6904
ALLIANCE CAPITAL MGMT SOLE 15200
ALLIANCE CAPITAL MGMT SOLE 27000
ALLIANCE CAPITAL MGMT DEFINED 2800
ALLIANCE CAPITAL MGMT DEFINED 1000
ALLIANCE CAPITAL MGMT OTHER 28700
ALLIANCE CAPITAL MGMT OTHER 10000
ALLIED IRISH BANKS PLC SOLE 3700
ALLIED IRISH BANKS PLC OTHER 2500
ALLIED SIGNAL SOLE 66368
ALLIED SIGNAL SOLE 500
ALLIED SIGNAL DEFINED 1800
ALLIED SIGNAL OTHER 5414
ALLIED SIGNAL OTHER 3720
ALLSTATE SOLE 74006
ALLSTATE SOLE 100
ALLSTATE DEFINED 1400
ALLSTATE DEFINED 926
ALLSTATE OTHER 4878
ALLSTATE OTHER 740
ALLTELL SOLE 16763
ALLTELL SOLE 2166
ALLTELL OTHER 1885
AMERICA ONLINE SOLE 229604
AMERICA ONLINE SOLE 2919
AMERICA ONLINE DEFINED 3393
AMERICA ONLINE DEFINED 425
AMERICA ONLINE OTHER 14970
AMERICA ONLINE OTHER 1200
AMERICA ONLINE OTHER 1825
AMERICAN ELECTRIC POWER SOLE 4823
AMERICAN ELECTRIC POWER SOLE 2360
AMERICAN ELECTRIC POWER DEFINED 1299
AMERICAN ELECTRIC POWER OTHER 15194
AMERICAN ELECTRIC POWER OTHER 7973
AMERICAN EXPRESS SOLE 112082
AMERICAN EXPRESS SOLE 3600
AMERICAN EXPRESS OTHER 30148
AMERICAN EXPRESS OTHER 2598
AMERICAN FINL GROUP INC SOLE 15000
AMERICAN GENERAL SOLE 36300
AMERICAN GENERAL OTHER 2490
AMERICAN HOME PRODUCTS SOLE 288940
AMERICAN HOME PRODUCTS SOLE 40160
AMERICAN HOME PRODUCTS DEFINED 11590
AMERICAN HOME PRODUCTS DEFINED 3600
AMERICAN HOME PRODUCTS OTHER 131168
AMERICAN HOME PRODUCTS OTHER 21000
AMERICAN INTL GROUP SOLE 383825
AMERICAN INTL GROUP SOLE 39060
AMERICAN INTL GROUP DEFINED 11698
AMERICAN INTL GROUP OTHER 64024
AMERICAN INTL GROUP OTHER 400
AMERICAN INTL GROUP OTHER 18798
AMERICAN POWER CONVERSION SOLE 123790
AMERICAN POWER CONVERSION SOLE 4100
AMERICAN POWER CONVERSION DEFINED 5600
AMERICAN POWER CONVERSION OTHER 2200
AMERICAN POWER CONVERSION OTHER 1000
AMERICAN POWER CONVERSION OTHER 2200
AMERICAN WATER WORKS SOLE 6260
AMERITECH SOLE 237149
AMERITECH SOLE 25800
AMERITECH DEFINED 13248
AMERITECH DEFINED 2072
AMERITECH OTHER 55576
AMERITECH OTHER 9884
AMGEN SOLE 8300
AMGEN DEFINED 200
AMGEN OTHER 1700
AMP SOLE 6213
AMP SOLE 1048
AMP OTHER 1537
ANHEUSER BUSCH SOLE 16300
ANHEUSER BUSCH SOLE 1555
ANHEUSER BUSCH DEFINED 400
ANHEUSER BUSCH DEFINED 400
ANHEUSER BUSCH OTHER 7014
ANHEUSER BUSCH OTHER 9000
ASCEND COMMUNICATIONS SOLE 3300
ASCEND COMMUNICATIONS SOLE 75
ASSOCIATES FIRST CAPITAL CRP SOLE 15885
ASSOCIATES FIRST CAPITAL CRP SOLE 2034
ASSOCIATES FIRST CAPITAL CRP DEFINED 400
ASSOCIATES FIRST CAPITAL CRP OTHER 2286
ASSOCIATES FIRST CAPITAL CRP OTHER 628
ATLANTIC RICHFIELD SOLE 179814
ATLANTIC RICHFIELD SOLE 6638
ATLANTIC RICHFIELD DEFINED 982
ATLANTIC RICHFIELD DEFINED 200
ATLANTIC RICHFIELD OTHER 19806
ATLANTIC RICHFIELD OTHER 5340
AUTOMATIC DATA PROCESSING SOLE 170217
AUTOMATIC DATA PROCESSING SOLE 32991
AUTOMATIC DATA PROCESSING DEFINED 9711
AUTOMATIC DATA PROCESSING DEFINED 400
AUTOMATIC DATA PROCESSING OTHER 40219
AUTOMATIC DATA PROCESSING OTHER 1000
AUTOMATIC DATA PROCESSING OTHER 26331
AVERY DENNISON SOLE 10150
AVERY DENNISON SOLE 6700
AVERY DENNISON DEFINED 1500
AVERY DENNISON OTHER 3000
AVON PRODUCTS SOLE 4640
AVON PRODUCTS OTHER 8800
BB&T CORP OTHER 5052
BP AMOCO PLC SOLE 199253
BP AMOCO PLC SOLE 13103
BP AMOCO PLC DEFINED 9991
BP AMOCO PLC DEFINED 397
BP AMOCO PLC OTHER 47963
BP AMOCO PLC OTHER 7807
BP AMOCO PLC DEF/OTH 100
BSB BANCORP SOLE 1849
BSB BANCORP SOLE 21270
BAKER FENTRESS SOLE 46173
BAKER FENTRESS OTHER 106422
BALTIMORE GAS & ELEC SOLE 8922
BALTIMORE GAS & ELEC OTHER 1700
BALTIMORE GAS & ELEC OTHER 825
BANK OF NY SOLE 783473
BANK OF NY SOLE 16616
BANK OF NY DEFINED 800
BANK OF NY DEFINED 2000
BANK OF NY OTHER 56316
BANK OF NY OTHER 12200
BANK ONE SOLE 34960
BANK ONE SOLE 5500
BANK ONE DEFINED 1005
BANK ONE OTHER 4539
BANK ONE OTHER 1603
BANKAMERICA NEW SOLE 65705
BANKAMERICA NEW SOLE 300
BANKAMERICA NEW OTHER 30175
BANKAMERICA NEW OTHER 427
BANKAMERICA NEW OTHER 7150
BANKBOSTON CORP SOLE 6392
BANKBOSTON CORP OTHER 216
BANKERS TRUST SOLE 5381
BANKERS TRUST DEFINED 1100
BANKERS TRUST DEFINED 200
BANKERS TRUST OTHER 800
BARD C R SOLE 1140
BARD C R SOLE 600
BARD C R DEFINED 700
BARD C R OTHER 2300
BAXTER INTL SOLE 73979
BAXTER INTL SOLE 300
BAXTER INTL DEFINED 400
BAXTER INTL OTHER 1700
BECTON DICKINSON & CO SOLE 35500
BECTON DICKINSON & CO OTHER 12400
BECTON DICKINSON & CO OTHER 6400
BELL ATLANTIC SOLE 280684
BELL ATLANTIC SOLE 33944
BELL ATLANTIC DEFINED 15778
BELL ATLANTIC DEFINED 2674
BELL ATLANTIC OTHER 159174
BELL ATLANTIC OTHER 22676
BELLSOUTH SOLE 714564
BELLSOUTH SOLE 54692
BELLSOUTH DEFINED 24372
BELLSOUTH DEFINED 2832
BELLSOUTH OTHER 199958
BELLSOUTH OTHER 2200
BELLSOUTH OTHER 31072
BELLSOUTH DEF/OTH 400
BERKLEY W R SOLE 10000
BERKSHIRE SOLE 2
BERKSHIRE SOLE 6
BERKSHIRE DEFINED 1
BESTFOODS SOLE 372408
BESTFOODS SOLE 14930
BESTFOODS DEFINED 12448
BESTFOODS DEFINED 1300
BESTFOODS OTHER 36045
BESTFOODS OTHER 1600
BESTFOODS OTHER 11228
BESTFOODS DEF/OTH 200
BIOMET SOLE 5900
BOEING SOLE 14244
BOEING SOLE 1150
BOEING DEFINED 1300
BOEING OTHER 4174
BOEING OTHER 674
BOSTON SCIENTIFIC SOLE 8100
BOSTON SCIENTIFIC DEFINED 2800
BRISTOL MYERS SQUIBB SOLE 294986
BRISTOL MYERS SQUIBB SOLE 14460
BRISTOL MYERS SQUIBB DEFINED 8680
BRISTOL MYERS SQUIBB DEFINED 2300
BRISTOL MYERS SQUIBB OTHER 102104
BRISTOL MYERS SQUIBB OTHER 13100
BROWNING FERRIS SOLE 61046
BURLINGTON NORTHERN SANTA FE SOLE 312044
BURLINGTON NORTHERN SANTA FE SOLE 2850
BURLINGTON NORTHERN SANTA FE DEFINED 1500
BURLINGTON NORTHERN SANTA FE OTHER 15500
BURLINGTON NORTHERN SANTA FE OTHER 1140
BURLINGTON RESOURCES SOLE 6864
BURLINGTON RESOURCES SOLE 435
BURLINGTON RESOURCES DEFINED 1525
BURLINGTON RESOURCES OTHER 872
BURLINGTON RESOURCES OTHER 662
BURLINGTON RESOURCES OTHER 1500
CBS SOLE 4572
CBS SOLE 460
CBS DEFINED 930
CBS OTHER 344
CBS OTHER 100
CIGNA SOLE 21771
CIGNA SOLE 3000
CIGNA DEFINED 2000
CIGNA OTHER 5700
CIGNA OTHER 1500
CNF TRANSPORTATION SOLE 23000
CSX SOLE 64402
CSX SOLE 3000
CSX DEFINED 1800
CSX OTHER 6000
CVS SOLE 10900
CVS SOLE 5400
CVS OTHER 200
CVS OTHER 1000
CVS OTHER 2400
CAMPBELL SOUP SOLE 123950
CAMPBELL SOUP SOLE 3100
CAMPBELL SOUP OTHER 17850
CAMPBELL SOUP OTHER 2000
CAMPBELL SOUP OTHER 4800
CARDINAL HEALTH SOLE 5563
CARDINAL HEALTH OTHER 284
CARNIVAL SOLE 95350
CARNIVAL SOLE 6300
CARNIVAL DEFINED 1800
CARNIVAL DEFINED 200
CARNIVAL OTHER 700
CARNIVAL OTHER 1100
CAROLINA PWR & LT SOLE 5680
CAROLINA PWR & LT SOLE 4668
CAROLINA PWR & LT OTHER 800
CAROLINA PWR & LT OTHER 400
CATERPILLAR SOLE 6400
CATERPILLAR SOLE 5600
CATERPILLAR OTHER 8295
CATERPILLAR OTHER 400
CENDANT SOLE 29975
CENDANT OTHER 4900
CENTOCOR SOLE 6000
CENTRAL & SOUTHWEST SOLE 3400
CENTRAL & SOUTHWEST SOLE 2033
CENTRAL & SOUTHWEST DEFINED 2000
CENTRAL & SOUTHWEST OTHER 4700
CENTURY TELEPHONE SOLE 2487
CENTURY TELEPHONE SOLE 6750
CERIDIAN SOLE 30000
CHASE MANHATTAN SOLE 168469
CHASE MANHATTAN SOLE 2492
CHASE MANHATTAN DEFINED 4600
CHASE MANHATTAN DEFINED 500
CHASE MANHATTAN OTHER 6032
CHASE MANHATTAN OTHER 1800
CHEVRON SOLE 57743
CHEVRON SOLE 12004
CHEVRON DEFINED 5420
CHEVRON OTHER 15776
CHEVRON OTHER 100
CHIRON SOLE 17000
CHUBB SOLE 14100
CHUBB SOLE 200
CHUBB OTHER 12132
CHUBB OTHER 11625
CINCINNATI BELL SOLE 2600
CINCINNATI BELL OTHER 10400
CINCINNATI BELL OTHER 2600
CIRCUIT CITY SOLE 5900
CIRCUIT CITY OTHER 500
CISCO SYSTEMS SOLE 283819
CISCO SYSTEMS SOLE 10084
CISCO SYSTEMS DEFINED 5847
CISCO SYSTEMS DEFINED 750
CISCO SYSTEMS OTHER 30891
CISCO SYSTEMS OTHER 1500
CISCO SYSTEMS OTHER 1057
CINTAS SOLE 2660
CINTAS SOLE 4200
CINTAS OTHER 600
CITIGROUP SOLE 272538
CITIGROUP SOLE 8760
CITIGROUP DEFINED 14575
CITIGROUP OTHER 20110
CITIGROUP OTHER 5700
CLOROX SOLE 5000
CLOROX OTHER 4800
COCA COLA SOLE 261726
COCA COLA SOLE 58394
COCA COLA DEFINED 7655
COCA COLA DEFINED 1950
COCA COLA OTHER 160431
COCA COLA OTHER 49466
COLGATE PALMOLIVE SOLE 201480
COLGATE PALMOLIVE SOLE 1500
COLGATE PALMOLIVE DEFINED 150
COLGATE PALMOLIVE DEFINED 400
COLGATE PALMOLIVE OTHER 18705
COLUMBIA ENERGY GROUP SOLE 352
COLUMBIA ENERGY GROUP OTHER 15750
COLUMBIA ENERGY GROUP OTHER 4500
COMERICA SOLE 5325
COMERICA OTHER 6244
COMPAQ COMPUTER SOLE 501534
COMPAQ COMPUTER SOLE 12300
COMPAQ COMPUTER DEFINED 900
COMPAQ COMPUTER DEFINED 800
COMPAQ COMPUTER OTHER 25800
COMPAQ COMPUTER OTHER 9300
COMPAQ COMPUTER DEF/OTH 100
COMPUTER ASSOCIATES SOLE 37218
COMPUTER ASSOCIATES SOLE 19324
COMPUTER ASSOCIATES DEFINED 3800
COMPUTER ASSOCIATES DEFINED 200
COMPUTER ASSOCIATES OTHER 12247
COMPUTER ASSOCIATES OTHER 2021
COMPUWARE SOLE 76400
COMPUWARE DEFINED 500
CONAGRA SOLE 6450
CONAGRA DEFINED 226
CONAGRA OTHER 27450
CONECTIV SOLE 14798
CONECTIV DEFINED 300
CONECTIV OTHER 1650
CONECTIV OTHER 300
CONSECO SOLE 8953
CONSECO SOLE 1128
CONSECO DEFINED 1894
CONSECO OTHER 5100
CONSECO SOLE 400
CONSECO DEFINED 2000
CONSECO DEFINED 450
CONSECO OTHER 3400
CONSECO SOLE 22800
CONSECO OTHER 3610
CONSECO OTHER 500
CONSOLIDATED EDISON SOLE 31475
CONSOLIDATED EDISON SOLE 5698
CONSOLIDATED EDISON DEFINED 2375
CONSOLIDATED EDISON OTHER 1530
CONSOLIDATED EDISON OTHER 2296
CONSOLIDATED NATURAL GAS SOLE 165011
CONSOLIDATED NATURAL GAS SOLE 4850
CONSOLIDATED NATURAL GAS DEFINED 2300
CONSOLIDATED NATURAL GAS OTHER 12624
CONSOLIDATED NATURAL GAS OTHER 1648
COOPER COS SOLE 11216
COOPER IND SOLE 3188
COOPER IND OTHER 1532
CORNING SOLE 49887
CORNING SOLE 13400
CORNING DEFINED 2700
CORNING OTHER 20419
CORNING OTHER 569
CRIIMI MAE SOLE 10000
CRIIMI MAE OTHER 700
CROWN CORK & SEAL SOLE 2541
CROWN CORK & SEAL SOLE 150
CROWN CORK & SEAL OTHER 4150
DANA SOLE 71235
DANA DEFINED 464
DANA OTHER 1113
DANA OTHER 475
DANAHER SOLE 13180
DANAHER DEFINED 1600
DARDEN RESTAURANTS SOLE 500
DARDEN RESTAURANTS SOLE 1100
DARDEN RESTAURANTS OTHER 10912
DAYTON HUDSON SOLE 9220
DAYTON HUDSON SOLE 2600
DAYTON HUDSON OTHER 22000
DAYTON HUDSON OTHER 4200
DEERE SOLE 98962
DEERE SOLE 1600
DEERE OTHER 10300
DEERE OTHER 8600
DELL COMPUTER SOLE 444779
DELL COMPUTER SOLE 41584
DELL COMPUTER DEFINED 51726
DELL COMPUTER DEFINED 1700
DELL COMPUTER OTHER 19196
DELL COMPUTER OTHER 12400
DELL COMPUTER OTHER 12478
DELPHI FINL GROUP SOLE 5304
DEVELOPERS DIVERS REALTY OTHER 13900
DEVRY INC DEL SOLE 13500
DIAL SOLE 986
DIAL SOLE 552
DIAL OTHER 400
DIAL OTHER 6000
DIAMETRICS MED SOLE 5000
DIAMETRICS MED OTHER 20000
DISNEY WALT SOLE 324298
DISNEY WALT SOLE 68826
DISNEY WALT DEFINED 13270
DISNEY WALT DEFINED 1600
DISNEY WALT OTHER 92564
DISNEY WALT OTHER 30139
DOMINION RESOURCES SOLE 6807
DOMINION RESOURCES DEFINED 450
DOMINION RESOURCES OTHER 825
DOVER SOLE 3090
DOVER SOLE 9200
DOVER DEFINED 2000
DOVER OTHER 3520
DOW CHEMICAL SOLE 15999
DOW CHEMICAL SOLE 5257
DOW CHEMICAL DEFINED 225
DOW CHEMICAL OTHER 9862
DOW CHEMICAL OTHER 11600
DU PONT E I DE NEMOURS SOLE 358105
DU PONT E I DE NEMOURS SOLE 23610
DU PONT E I DE NEMOURS DEFINED 6950
DU PONT E I DE NEMOURS DEFINED 1550
DU PONT E I DE NEMOURS OTHER 84536
DU PONT E I DE NEMOURS OTHER 31292
DU PONT E I DE NEMOURS DEF/OTH 300
DUFF & PHELPS UTILITIES INCOME SOLE 7545
DUFF & PHELPS UTILITIES INCOME OTHER 6300
DUKE ENERGY SOLE 18157
DUKE ENERGY SOLE 8497
DUKE ENERGY DEFINED 1800
DUKE ENERGY DEFINED 850
DUKE ENERGY OTHER 3800
DUKE ENERGY OTHER 750
DUN & BRADSTREET SOLE 10021
DUN & BRADSTREET OTHER 250
DUN & BRADSTREET OTHER 2680
EMC SOLE 126540
EMC SOLE 900
EMC OTHER 663
EMC OTHER 400
E'TOWN SOLE 4972
E'TOWN SOLE 582
E'TOWN OTHER 1929
E'TOWN OTHER 600
EASTMAN KODAK SOLE 11825
EASTMAN KODAK SOLE 2975
EASTMAN KODAK DEFINED 500
EASTMAN KODAK OTHER 3713
EASTMAN KODAK OTHER 450
EASTMAN KODAK OTHER 1025
EDINBERG OTHER 82
EDISON INTERNATIONAL SOLE 7725
EDISON INTERNATIONAL SOLE 1030
EDISON INTERNATIONAL OTHER 1100
EDISON INTERNATIONAL OTHER 1200
EL PASO ENERGY SOLE 29000
EL PASO ENERGY DEL SOLE 20056
EL PASO ENERGY DEL OTHER 248
ELAN PLC SOLE 2000
ELAN PLC OTHER 1000
ELECTRONIC ARTS SOLE 8300
ELECTRONIC ARTS SOLE 550
ELECTRONIC DATA SYSTEMS SOLE 36506
ELECTRONIC DATA SYSTEMS SOLE 2520
ELECTRONIC DATA SYSTEMS DEFINED 4550
ELECTRONIC DATA SYSTEMS OTHER 14646
ELECTRONIC DATA SYSTEMS OTHER 1400
ELECTRONIC DATA SYSTEMS OTHER 3400
EMERSON ELECTRIC SOLE 194287
EMERSON ELECTRIC SOLE 6598
EMERSON ELECTRIC DEFINED 200
EMERSON ELECTRIC OTHER 26390
EMERSON ELECTRIC OTHER 20400
ENERGY EAST SOLE 1815
ENERGY EAST SOLE 8853
ENERGY EAST DEFINED 14
ENGELHARD SOLE 74445
ENGELHARD SOLE 1350
ENGELHARD DEFINED 3250
ENGELHARD OTHER 17900
ENGELHARD OTHER 12250
ENRON SOLE 379514
ENRON SOLE 14275
ENRON DEFINED 6805
ENRON DEFINED 650
ENRON OTHER 26772
ENRON OTHER 3392
ENRON DEF/OTH 150
ENVOY SOLE 6500
EQUITY INCOME FUND SOLE 3542
EQUITY INCOME FUND DEFINED 634
EQUITY INCOME FUND DEFINED 100
EQUITY INCOME FUND OTHER 6427
EQUITY INNS OTHER 12000
ERICSSON SOLE 123960
ERICSSON SOLE 11810
ERICSSON DEFINED 7520
ERICSSON DEFINED 1000
ERICSSON OTHER 3600
ERICSSON OTHER 7900
EXXON SOLE 592707
EXXON SOLE 59062
EXXON DEFINED 24176
EXXON DEFINED 6500
EXXON OTHER 265952
EXXON OTHER 1976
EXXON OTHER 58411
FPL SOLE 102351
FPL SOLE 5050
FPL DEFINED 850
FPL DEFINED 100
FPL OTHER 9140
FPL OTHER 600
FANNIE MAE SOLE 235952
FANNIE MAE SOLE 16450
FANNIE MAE DEFINED 500
FANNIE MAE OTHER 12850
FANNIE MAE OTHER 2200
FEDERATED DEPT STORES DEL SOLE 5010
FEDERATED INDEX TR SOLE 8086
FEDERATED INDEX TR OTHER 4204
FIDELITY SOLE 16873
FIDELITY EQUITY - INCOME FUND SOLE 835
FIDELITY EQUITY - INCOME FUND SOLE 2024
FIDELITY EQUITY - INCOME FUND OTHER 4023
FIDELITY MAGELLAN FUND SOLE 1400
FIDELITY MAGELLAN FUND SOLE 611
FINOVA GROUP SOLE 1238
FINOVA GROUP SOLE 426
FINOVA GROUP OTHER 3000
FIRST COLONIAL GROUP SOLE 8659
FIRST DATA SOLE 27897
FIRST DATA SOLE 500
FIRST DATA OTHER 4000
FIRST SEC DEL OTHER 10800
FIRST SEC DEL OTHER 11250
FIRST TENNESSEE NATIONAL SOLE 6000
FIRST TENNESSEE NATIONAL OTHER 2000
FIRST UNION SOLE 400828
FIRST UNION SOLE 14501
FIRST UNION DEFINED 6919
FIRST UNION DEFINED 640
FIRST UNION OTHER 47667
FIRST UNION OTHER 2043
FIRST UNION OTHER 19770
FIRST UNION DEF/OTH 421
FIRST UNION SOLE 300000
FIRST VIRGINIA BANKS SOLE 4050
FIRST VIRGINIA BANKS OTHER 1125
FLEET FINL GROUP SOLE 6544
FLEET FINL GROUP OTHER 9240
FLEET FINL GROUP OTHER 7200
FLEMINGTON FUR SOLE 96450
FLEMINGTON FUR SOLE 71199
FLORIDA SOLE 11670
FLORIDA DEFINED 900
FLORIDA OTHER 5150
FLORIDA OTHER 450
FLUOR SOLE 7000
FLUOR OTHER 80
FORD MOTOR DEL SOLE 43613
FORD MOTOR DEL SOLE 2600
FORD MOTOR DEL DEFINED 1000
FORD MOTOR DEL OTHER 4660
FORD MOTOR DEL OTHER 1400
FORTUNE BRANDS SOLE 18180
FORTUNE BRANDS SOLE 400
FORTUNE BRANDS DEFINED 800
FORTUNE BRANDS OTHER 6648
FRANKLIN INTERNATIONAL OTHER 4316
FRANKLIN RESOURCES SOLE 90963
FRANKLIN RESOURCES SOLE 4335
FRANKLIN RESOURCES DEFINED 4249
FRANKLIN RESOURCES OTHER 14542
FRANKLIN RESOURCES OTHER 800
FRANKLIN RESOURCES OTHER 1207
FRONTIER SOLE 11250
FRONTIER SOLE 1000
FULTON FINL PA SOLE 62745
GPU SOLE 14685
GPU SOLE 12310
GPU DEFINED 2368
GPU DEFINED 750
GPU OTHER 32488
GPU OTHER 2450
GTE SOLE 151170
GTE SOLE 10467
GTE DEFINED 5400
GTE OTHER 56887
GTE OTHER 2650
GALLAHER GROUP SOLE 13650
GALLAHER GROUP SOLE 400
GALLAHER GROUP OTHER 4798
GALLAHER GROUP OTHER 3800
GANNETT SOLE 158040
GANNETT SOLE 4100
GANNETT DEFINED 1600
GANNETT OTHER 10050
GANNETT OTHER 400
GAP STORES SOLE 111755
GAP STORES SOLE 450
GAP STORES DEFINED 400
GENERAL ELECTRIC SOLE 971409
GENERAL ELECTRIC SOLE 140477
GENERAL ELECTRIC DEFINED 38740
GENERAL ELECTRIC DEFINED 13150
GENERAL ELECTRIC OTHER 308459
GENERAL ELECTRIC OTHER 2800
GENERAL ELECTRIC OTHER 147605
GENERAL ELECTRIC DEF/OTH 300
GENERAL EMPLOYMENT ENTERPRISES SOLE 11018
GENERAL MILLS SOLE 21700
GENERAL MILLS SOLE 2600
GENERAL MILLS DEFINED 1384
GENERAL MILLS OTHER 16820
GENERAL MILLS OTHER 2464
GENERAL MOTORS SOLE 26587
GENERAL MOTORS SOLE 1776
GENERAL MOTORS DEFINED 1162
GENERAL MOTORS OTHER 4218
GENERAL MOTORS OTHER 2166
GENERAL MOTORS SOLE 10112
GENERAL MOTORS OTHER 10
GENERAL RE SOLE 8465
GENERAL RE SOLE 6120
GENERAL RE DEFINED 150
GENERAL RE OTHER 7150
GENERAL RE OTHER 3600
GENUINE PARTS SOLE 8700
GENUINE PARTS SOLE 900
GENUINE PARTS DEFINED 450
GENUINE PARTS OTHER 11075
GENZYME SOLE 2000
GENZYME OTHER 2300
GEORGIA PACIFIC SOLE 5923
GEORGIA PACIFIC DEFINED 400
GEORGIA PACIFIC OTHER 3175
GEORGIA PACIFIC OTHER 1600
GEORGIA PACIFIC SOLE 3835
GEORGIA PACIFIC DEFINED 400
GEORGIA PACIFIC OTHER 3175
GEORGIA PACIFIC OTHER 1200
GILLETTE SOLE 224911
GILLETTE SOLE 48165
GILLETTE DEFINED 16319
GILLETTE DEFINED 1700
GILLETTE OTHER 41724
GILLETTE OTHER 2000
GILLETTE OTHER 10285
GLAXO SOLE 230943
GLAXO SOLE 2450
GLAXO OTHER 11110
GOVERNMENT SECURITIES INCOME FD SOLE 88334
GUIDANT SOLE 934
GUIDANT OTHER 1876
HSB GROUP SOLE 7155
HALLIBURTON SOLE 19120
HALLIBURTON SOLE 1000
HALLIBURTON OTHER 2800
HALLIBURTON OTHER 1600
HAMMETT (J.L.) SOLE 2770
HARLEY DAVIDSON SOLE 94040
HARLEY DAVIDSON DEFINED 400
HARRIS SOLE 4800
HARRIS SOLE 2200
HARSCO SOLE 15186
HARTFORD FINANCIAL SERVICES SOLE 20080
HARTFORD FINANCIAL SERVICES DEFINED 1508
HARTFORD FINANCIAL SERVICES OTHER 8980
HARTFORD FINANCIAL SERVICES OTHER 1000
THE HARVILL PRESS LIMITED OTHER 18625
HEALTHCARE REALTY TRUST SOLE 18777
HEALTHCARE REALTY TRUST DEFINED 500
HEINEKEN NV ADR SOLE 6500
HEINZ H J SOLE 16640
HEINZ H J SOLE 2450
HEINZ H J DEFINED 1350
HEINZ H J DEFINED 300
HEINZ H J OTHER 15345
HEINZ H J OTHER 3100
HELIX TECHNOLOGY OTHER 7800
HELIX TECHNOLOGY OTHER 7200
HERCULES SOLE 16129
HERCULES OTHER 2700
HERSHEY FOODS SOLE 15242
HERSHEY FOODS SOLE 1000
HERSHEY FOODS DEFINED 600
HERSHEY FOODS OTHER 6050
HERSHEY FOODS OTHER 3000
HEWLETT PACKARD SOLE 225820
HEWLETT PACKARD SOLE 11110
HEWLETT PACKARD DEFINED 1885
HEWLETT PACKARD DEFINED 1500
HEWLETT PACKARD OTHER 43152
HEWLETT PACKARD OTHER 4050
HEWLETT PACKARD DEF/OTH 200
HOLLINGER INTERNATIONAL SOLE 95000
HOME DEPOT SOLE 340512
HOME DEPOT SOLE 41839
HOME DEPOT DEFINED 16875
HOME DEPOT DEFINED 600
HOME DEPOT OTHER 59492
HOME DEPOT OTHER 1500
HOME DEPOT OTHER 7003
HONEYWELL SOLE 5120
HONEYWELL OTHER 950
HOOPER HOLMES SOLE 7500
HOSPITALITY PPTYS TR SOLE 40400
HOSPITALITY PPTYS TR SOLE 1800
HOSPITALITY PPTYS TR DEFINED 400
HOSPITALITY PPTYS TR OTHER 9250
HOUSEHOLD INTERNATIONAL SOLE 77987
HOUSEHOLD INTERNATIONAL SOLE 797
HOUSEHOLD INTERNATIONAL OTHER 6323
HOUSTON INDUSTRIES SOLE 5388
HOUSTON INDUSTRIES SOLE 1000
HOUSTON INDUSTRIES DEFINED 1300
HOUSTON INDUSTRIES OTHER 3400
HOUSTON INDUSTRIES OTHER 1500
HUBBELL SOLE 59000
IMS HEALTH SOLE 106021
IMS HEALTH SOLE 2200
IMS HEALTH DEFINED 1200
IMS HEALTH OTHER 750
IMS HEALTH OTHER 2680
ILLINOIS TOOL WORKS SOLE 65161
ILLINOIS TOOL WORKS SOLE 5550
ILLINOIS TOOL WORKS DEFINED 4974
ILLINOIS TOOL WORKS OTHER 20086
ILLINOIS TOOL WORKS OTHER 32339
INFORMIX SOLE 13400
INFORMIX DEFINED 2000
INGERSOLL RAND SOLE 41288
INGERSOLL RAND SOLE 187
INGERSOLL RAND OTHER 2100
INGERSOLL RAND SOLE 35000
INPRISE SOLE 15000
INTEL SOLE 355490
INTEL SOLE 27004
INTEL DEFINED 7576
INTEL DEFINED 700
INTEL OTHER 50791
INTEL OTHER 600
INTEL OTHER 15858
INTL BUSINESS MACHINES SOLE 132968
INTL BUSINESS MACHINES SOLE 114408
INTL BUSINESS MACHINES DEFINED 800
INTL BUSINESS MACHINES DEFINED 6880
INTL BUSINESS MACHINES OTHER 22119
INTL BUSINESS MACHINES OTHER 10910
INTL FLAVORS & FRAGRANCES SOLE 1500
INTL FLAVORS & FRAGRANCES SOLE 4500
INTL FLAVORS & FRAGRANCES DEFINED 2500
INTERNATIONAL PAPER SOLE 4697
INTERNATIONAL PAPER OTHER 4632
INTERPUBLIC GROUP SOLE 1050
INTERPUBLIC GROUP SOLE 1800
JANUS SOLE 92345
JANUS SOLE 423
JOHNSON & JOHNSON SOLE 366708
JOHNSON & JOHNSON SOLE 45180
JOHNSON & JOHNSON DEFINED 11632
JOHNSON & JOHNSON DEFINED 500
JOHNSON & JOHNSON OTHER 135925
JOHNSON & JOHNSON OTHER 400
JOHNSON & JOHNSON OTHER 45797
KELLOGG SOLE 2000
KELLOGG OTHER 2200
KELLOGG OTHER 128000
KEMPER MUN BD FD SH BEN INT SOLE 17638
KEMPER GOVT SECS TR SOLE 10000
KEYCORP SOLE 8482
KEYCORP OTHER 3120
KEYCORP OTHER 200
KEYSPAN ENERGY SOLE 6438
KEYSPAN ENERGY SOLE 3116
KEYSPAN ENERGY DEFINED 2800
KEYSPAN ENERGY OTHER 2928
KIMBERLY CLARK SOLE 231442
KIMBERLY CLARK SOLE 2673
KIMBERLY CLARK DEFINED 3456
KIMBERLY CLARK OTHER 15050
KIMBERLY CLARK OTHER 400
KIMBERLY CLARK DEF/OTH 200
KIMCO REALTY SOLE 1000
KIMCO REALTY SOLE 7300
LEHMAN BROS SOLE 1939
LEHMAN BROS SOLE 120
LEHMAN BROS OTHER 2092
LEHMAN BROS OTHER 100
LEHMAN BROS OTHER 519
LIBERTY PPTY TR SOLE 26500
LIBERTY PPTY TR DEFINED 500
LIBERTY PPTY TR OTHER 2935
LIBERTY PPTY TR OTHER 800
LILLY ELI SOLE 17286
LILLY ELI SOLE 1500
LILLY ELI OTHER 6524
LILLY ELI OTHER 2300
LIMITED SOLE 248109
LIMITED SOLE 1000
LIMITED OTHER 3550
LINCOLN NATL SOLE 34000
LINEAR TECHNOLOGY SOLE 2325
LOCKHEED MARTIN SOLE 3457
LOCKHEED MARTIN OTHER 400
LOEWS SOLE 5200
LOEWS OTHER 1200
LUCENT TECHNOLOGIES SOLE 451515
LUCENT TECHNOLOGIES SOLE 37558
LUCENT TECHNOLOGIES DEFINED 10098
LUCENT TECHNOLOGIES DEFINED 1857
LUCENT TECHNOLOGIES OTHER 56027
LUCENT TECHNOLOGIES OTHER 500
LUCENT TECHNOLOGIES OTHER 10268
LUCENT TECHNOLOGIES DEF/OTH 200
MBIA SOLE 2223
MBIA SOLE 2000
MBIA OTHER 200
MBNA SOLE 63741
MBNA SOLE 7526
MBNA DEFINED 13650
MBNA OTHER 14382
MBNA OTHER 4725
MCI CAPITAL I SOLE 7050
MCI CAPITAL I SOLE 500
MCI CAPITAL I DEFINED 900
MCI CAPITAL I OTHER 3700
MCI WORLDCOM SOLE 393883
MCI WORLDCOM SOLE 11020
MCI WORLDCOM DEFINED 11169
MCI WORLDCOM DEFINED 700
MCI WORLDCOM OTHER 47303
MCI WORLDCOM OTHER 2000
MCI WORLDCOM OTHER 2641
MCI WORLDCOM DEF/OTH 100
MFS INTER INCOME TR SOLE 10123
MARSH & MCLENNAN SOLE 59285
MARSH & MCLENNAN OTHER 900
MARRIOTT INTERNATIONAL SOLE 10200
MARRIOTT INTERNATIONAL OTHER 17700
MASCO SOLE 5366
MASCO SOLE 1500
MASCO OTHER 1600
MASCO OTHER 800
MATTEL SOLE 300746
MATTEL SOLE 2900
MATTEL DEFINED 2200
MATTEL DEFINED 300
MATTEL OTHER 10493
MATTEL OTHER 300
MATTEL DEF/OTH 250
MATTEL SOLE 57500
MAY DEPT STORES SOLE 23572
MAY DEPT STORES SOLE 1900
MAY DEPT STORES DEFINED 1500
MAY DEPT STORES DEFINED 500
MAY DEPT STORES OTHER 9703
MAY DEPT STORES OTHER 17548
MCDONALDS SOLE 26279
MCDONALDS SOLE 14800
MCDONALDS OTHER 2880
MCDONALDS OTHER 3200
MCGRAW HILL SOLE 44470
MCGRAW HILL DEFINED 400
MCGRAW HILL OTHER 4050
MCGRAW HILL OTHER 3200
MCKESSON SOLE 472
MCKESSON SOLE 275406
MCKESSON OTHER 1000
MEDIAONE GROUP SOLE 15268
MEDIAONE GROUP SOLE 1118
MEDIAONE GROUP DEFINED 36
MEDIAONE GROUP OTHER 8813
MEDIAONE GROUP OTHER 292
MEDTRONICS SOLE 700
MEDTRONICS SOLE 4000
MEDTRONICS DEFINED 500
MEDTRONICS OTHER 200
MELLON BANK SOLE 40390
MELLON BANK SOLE 2300
MELLON BANK OTHER 23200
MERCK SOLE 410183
MERCK SOLE 115485
MERCK DEFINED 10715
MERCK DEFINED 1075
MERCK OTHER 107724
MERCK OTHER 202240
MERCK OTHER 49235
MERCK DEF/OTH 150
MERRILL LYNCH SOLE 12440
MERRILL LYNCH SOLE 200
MERRILL LYNCH OTHER 3320
MICHIGAN ST HIGHER ED STUDENT SOLE 950000
MICROSOFT SOLE 340998
MICROSOFT SOLE 38373
MICROSOFT DEFINED 8773
MICROSOFT DEFINED 1575
MICROSOFT OTHER 52897
MICROSOFT OTHER 1400
MICROSOFT OTHER 24726
MINNESOTA MNG & MFG SOLE 93708
MINNESOTA MNG & MFG SOLE 7832
MINNESOTA MNG & MFG DEFINED 2300
MINNESOTA MNG & MFG OTHER 23370
MINNESOTA MNG & MFG OTHER 4100
MOBIL SOLE 267989
MOBIL SOLE 21248
MOBIL DEFINED 7900
MOBIL DEFINED 3000
MOBIL OTHER 45268
MOBIL OTHER 2570
MOBIL OTHER 24940
MOBIL DEF/OTH 410
MONSANTO SOLE 57460
MONSANTO SOLE 5775
MONSANTO DEFINED 2350
MONSANTO OTHER 24525
MONSANTO OTHER 9300
MONSANTO SOLE 55000
MONY GROUP SOLE 100
MONY GROUP SOLE 7000
MORGAN J P SOLE 81963
MORGAN J P SOLE 8600
MORGAN J P DEFINED 1625
MORGAN J P DEFINED 600
MORGAN J P OTHER 22495
MORGAN J P OTHER 5400
MORGAN STANLEY SOLE 50561
MORGAN STANLEY SOLE 78
MORGAN STANLEY DEFINED 1000
MORGAN STANLEY OTHER 4030
MOTOROLA SOLE 49370
MOTOROLA SOLE 3950
MOTOROLA DEFINED 3950
MOTOROLA OTHER 15200
MOTOROLA OTHER 800
MOTOROLA OTHER 2800
NBT BANCORP SOLE 7422
NBT BANCORP OTHER 1820
NL INDUSTRIES OTHER 14422
NATIONAL FUEL GAS SOLE 5800
NATIONAL FUEL GAS SOLE 1600
NATIONAL FUEL GAS DEFINED 300
NATIONAL FUEL GAS OTHER 4880
NATIONAL FUEL GAS OTHER 800
NATIONAL WESTMINSTER BANK PLC SOLE 5559
NATIONAL WESTMINSTER BANK PLC DEFINED 1141
NETWORK ASSOCIATES SOLE 10525
NETWORK ASSOCIATES SOLE 375
NETWORK ASSOCIATES OTHER 300
NESTLE S A SOLE 17400
NESTLE S A SOLE 1100
NESTLE S A OTHER 2100
NEW CENTURY ENERGIES SOLE 4159
NEW CENTURY ENERGIES SOLE 918
NEW JERSEY RESOURCES SOLE 7071
NEW JERSEY RESOURCES SOLE 100
NEW JERSEY RESOURCES DEFINED 1600
NEW JERSEY RESOURCES OTHER 500
NEWELL FINL TR I SOLE 35000
NOKIA SOLE 224295
NOKIA SOLE 2400
NOKIA DEFINED 400
NOKIA OTHER 6000
NOKIA OTHER 800
NORFOLK SOUTHERN SOLE 229780
NORFOLK SOUTHERN SOLE 7600
NORFOLK SOUTHERN DEFINED 4650
NORFOLK SOUTHERN OTHER 11875
NORFOLK SOUTHERN OTHER 7980
NORTH AMERICAN TRAINING SOLE 39217
NORTHERN STS PWR CO MINN SOLE 9610
NORTHERN STS PWR CO MINN SOLE 600
NORTHERN TRUST SOLE 143578
NORTHERN TRUST SOLE 4005
NORTHERN TRUST DEFINED 3942
NORTHERN TRUST DEFINED 100
NORTHERN TRUST OTHER 11772
NORTHERN TRUST OTHER 400
NORTHERN TRUST OTHER 1821
NORWICH AERO PRODUCTS SOLE 25360
NOVACARE SOLE 13200
ORACLE SOLE 14711
ORACLE OTHER 3725
ORACLE OTHER 175
ORANGE & ROCKLAND UTILS SOLE 760
ORANGE & ROCKLAND UTILS DEFINED 3000
ORANGE & ROCKLAND UTILS OTHER 278
PECO ENERGY SOLE 8222
PECO ENERGY SOLE 2038
PECO ENERGY OTHER 300
PG&E SOLE 2480
PG&E SOLE 1700
PG&E OTHER 2550
PG&E OTHER 561
PIMCO ADVISORS HLGS L P SOLE 5000
PIMCO ADVISORS HLGS L P DEFINED 1854
PIMCO ADVISORS HLGS L P OTHER 17768
PNC BANK SOLE 25977
PNC BANK SOLE 1533
PNC BANK DEFINED 1149
PNC BANK OTHER 4263
PNC BANK OTHER 717
P P & L RES SOLE 67994
P P & L RES SOLE 10942
P P & L RES DEFINED 400
P P & L RES OTHER 13006
P P & L RES OTHER 600
PPG SOLE 69545
PPG SOLE 1400
PPG DEFINED 1600
PPG OTHER 11286
PPG OTHER 1700
PAGING PARTNERS SOLE 10000
PARAMETRIC TECHNOLOGY SOLE 18200
PARDEE RESOURCES SOLE 11400
PARKER HANNIFIN SOLE 14049
PAYCHEX SOLE 123935
PAYCHEX SOLE 7753
PAYCHEX OTHER 3376
PENNEY J C SOLE 53429
PENNEY J C SOLE 2650
PENNEY J C DEFINED 1500
PENNEY J C DEFINED 250
PENNEY J C OTHER 1800
PEOPLES BANCORP DEL SOLE 24503
PEPSICO SOLE 433887
PEPSICO SOLE 28224
PEPSICO DEFINED 8740
PEPSICO OTHER 121993
PEPSICO OTHER 1800
PEPSICO OTHER 39040
PETSMART SOLE 500000
PHARMACIA & UPJOHN SOLE 64332
PHARMACIA & UPJOHN OTHER 1250
PFIZER SOLE 410788
PFIZER SOLE 26173
PFIZER DEFINED 9722
PFIZER DEFINED 3400
PFIZER OTHER 117371
PFIZER OTHER 400
PFIZER OTHER 28434
PHILIP MORRIS SOLE 116356
PHILIP MORRIS SOLE 35308
PHILIP MORRIS DEFINED 9670
PHILIP MORRIS OTHER 110015
PHILIP MORRIS OTHER 1500
PHILIP MORRIS OTHER 29762
PHILIPS ELECTRONICS SOLE 12100
PHILIPS ELECTRONICS SOLE 350
PHILIPS ELECTRONICS OTHER 1200
PHILLIPS PETE SOLE 3460
PHILLIPS PETE OTHER 1525
PIER 1 IMPORTS SOLE 17500
PIER 1 IMPORTS OTHER 4000
PIERCING PAGODA SOLE 16200
PIERCING PAGODA SOLE 1750
PIONEER HI BRED INTL SOLE 7200
PIONEER HI BRED INTL OTHER 2700
PITNEY BOWES SOLE 28790
PITNEY BOWES SOLE 3200
PITNEY BOWES DEFINED 800
PITNEY BOWES OTHER 6200
PLUCKEMIN CORNER OTHER 48
POTOMAC ELECTRIC PWR SOLE 4839
POTOMAC ELECTRIC PWR SOLE 1000
POTOMAC ELECTRIC PWR DEFINED 2208
POTOMAC ELECTRIC PWR OTHER 806
PRAXAIR SOLE 43745
PRAXAIR SOLE 1500
PRAXAIR OTHER 7290
PRAXAIR DEF/OTH 309
PREFORMED LINE PRODUCTS SOLE 36000
PREMIER BANCORP SOLE 12360
PREMIER BANCORP OTHER 330
PREMIERE TECHNOLOGIES SOLE 17500
PROCTER & GAMBLE SOLE 270333
PROCTER & GAMBLE SOLE 22364
PROCTER & GAMBLE DEFINED 9257
PROCTER & GAMBLE OTHER 73805
PROCTER & GAMBLE OTHER 400
PROCTER & GAMBLE OTHER 32246
PROGRESSIVE SOLE 2222
PROGRESSIVE OTHER 418
PROVIDIAN FINANCIAL OTHER 1298
PROVIDIAN FINANCIAL OTHER 3132
PUBLIC SERVICE ENTERPRISE SOLE 71867
PUBLIC SERVICE ENTERPRISE SOLE 4965
PUBLIC SERVICE ENTERPRISE DEFINED 4979
PUBLIC SERVICE ENTERPRISE DEFINED 1939
PUBLIC SERVICE ENTERPRISE OTHER 39354
PUBLIC SERVICE ENTERPRISE OTHER 10574
QUADRAMED SOLE 10848
QUAKER OATS SOLE 2740
QUAKER OATS SOLE 1000
QUAKER OATS DEFINED 1878
QUAKER OATS OTHER 1620
QUAKER STATE SOLE 1020
QUAKER STATE SOLE 500
QUAKER STATE OTHER 7800
QUAKER STATE OTHER 8000
QUALCOMM SOLE 3700
QUALCOMM SOLE 1000
QUALCOMM OTHER 600
QUARTERDECK SOLE 45000
QUARTERDECK SOLE 35000
QUESTAR OTHER 13200
QUESTAR OTHER 14000
RAINFOREST CAFE SOLE 21600
RALSTON-RALSTON PURINA GROUP SOLE 1992
RALSTON-RALSTON PURINA GROUP OTHER 7596
RAYTHEON SOLE 8080
RAYTHEON SOLE 800
RAYTHEON DEFINED 400
RAYTHEON OTHER 3300
RAYTHEON OTHER 14700
READERS DIGEST FIN TR SOLE 60000
READERS DIGEST FIN TR OTHER 1000
REPSOL SA SPONSORED ADR SOLE 3525
REPSOL SA SPONSORED ADR OTHER 1000
RHONE-POULENC SA SOLE 5800
RITE AID SOLE 1360
RITE AID SOLE 6000
ROCKWELL INTL SOLE 5256
ROCKWELL INTL DEFINED 1200
ROCKWELL INTL OTHER 1900
ROCKWELL INTL OTHER 2700
ROCKWELL INTL DEF/OTH 1517
ROSECAP SOLE 26660
ROSECAP OTHER 40000
ROYAL DUTCH PETE SOLE 264560
ROYAL DUTCH PETE SOLE 17280
ROYAL DUTCH PETE DEFINED 3220
ROYAL DUTCH PETE OTHER 75232
ROYAL DUTCH PETE OTHER 13000
RUBBERMAID SOLE 15000
RUBBERMAID DEFINED 5000
SBC COMMUNICATIONS SOLE 374353
SBC COMMUNICATIONS SOLE 31948
SBC COMMUNICATIONS DEFINED 12346
SBC COMMUNICATIONS DEFINED 400
SBC COMMUNICATIONS OTHER 105577
SBC COMMUNICATIONS OTHER 6450
SLI SOLE 8800
S&P 500 DEPOSITARY RECEIPT SOLE 72785
S&P 500 DEPOSITARY RECEIPT SOLE 1985
ST PAUL SOLE 79412
ST PAUL SOLE 4576
ST PAUL OTHER 600
SALOMON BROTHERS FUND SOLE 7897
SALOMON BROTHERS FUND DEFINED 3931
SALOMON BROTHERS FUND OTHER 1810
SARA LEE SOLE 460414
SARA LEE SOLE 19400
SARA LEE DEFINED 1000
SARA LEE OTHER 22300
SARA LEE OTHER 2970
SARA LEE OTHER 12000
SASSOON INTL DEFINED 12500
SCHERING PLOUGH SOLE 399904
SCHERING PLOUGH SOLE 189758
SCHERING PLOUGH DEFINED 31454
SCHERING PLOUGH DEFINED 2230
SCHERING PLOUGH OTHER 89900
SCHERING PLOUGH OTHER 27244
SCHLUMBERGER SOLE 117110
SCHLUMBERGER SOLE 9326
SCHLUMBERGER DEFINED 500
SCHLUMBERGER OTHER 17304
SCHLUMBERGER OTHER 1975
SEAGRAMS OTHER 7805
SEARS SOLE 36680
SEARS SOLE 1200
SEARS DEFINED 600
SEARS DEFINED 500
SEARS OTHER 6889
SELECTIVE INSURANCE SOLE 15000
SELECTIVE INSURANCE OTHER 11340
SEMPRA ENERGY SOLE 8822
SEMPRA ENERGY OTHER 1651
SEMPRA ENERGY OTHER 1692
SERVICE CORP INTL SOLE 230329
SERVICE CORP INTL SOLE 29165
SERVICE CORP INTL DEFINED 15318
SERVICE CORP INTL DEFINED 800
SERVICE CORP INTL OTHER 31809
SERVICE CORP INTL OTHER 700
SERVICE CORP INTL OTHER 2810
SHELL SOLE 2400
SHELL SOLE 3900
SHELL OTHER 1176
SHERWIN-WILLIAMS SOLE 31232
SHERWIN-WILLIAMS OTHER 9600
SKYLANDS COMMUNITY BANK SOLE 16243
SMITHKLINE BEECHAM SOLE 280000
SMITHKLINE BEECHAM SOLE 2500
SMITHKLINE BEECHAM DEFINED 2640
SMITHKLINE BEECHAM OTHER 20625
SMITHKLINE BEECHAM DEF/OTH 100
SONAT SOLE 31455
SONAT OTHER 6750
SOUTHERN SOLE 67163
SOUTHERN SOLE 10266
SOUTHERN DEFINED 2783
SOUTHERN DEFINED 500
SOUTHERN OTHER 8666
SOUTHERN OTHER 3750
SOUTHTRUST SOLE 4230
SOUTHTRUST SOLE 750
SOUTHTRUST DEFINED 1800
SOUTHTRUST OTHER 1500
SOVEREIGN BANCORP SOLE 23506
SOVEREIGN BANCORP SOLE 11272
SOVEREIGN BANCORP DEFINED 1200
SOVEREIGN BANCORP DEFINED 3071
SOVEREIGN BANCORP OTHER 1552
SOVEREIGN BANCORP OTHER 270
SPRINT SOLE 3676
SPRINT DEFINED 400
SPRINT OTHER 2170
STAGE STORES SOLE 9000
STAGE STORES OTHER 2700
STARBUCKS SOLE 5900
STARBUCKS OTHER 700
STATE STR SOLE 4400
STATEN IS BANCORP INC SOLE 47591
STATEN IS BANCORP INC OTHER 5503
STERLING BANCORP SOLE 16250
STEWART ENTERPRISES SOLE 13300
SUIZA FOODS SOLE 4400
SUMMIT BANCORP SOLE 5319073
SUMMIT BANCORP SOLE 96210
SUMMIT BANCORP DEFINED 181334
SUMMIT BANCORP DEFINED 9653
SUMMIT BANCORP OTHER 566276
SUMMIT BANCORP OTHER 3442
SUMMIT BANCORP OTHER 123759
SUMMIT BANCORP DEF/OTH 14300
SUN MICROSYSTEMS SOLE 7800
SUN MICROSYSTEMS OTHER 1657
SUNGARD DATA SYSTEM SOLE 99950
SUNGARD DATA SYSTEM OTHER 500
SYQUEST TECHNOLOGY SOLE 21750
SYSCO SOLE 57734
SYSCO SOLE 11400
SYSCO DEFINED 3800
SYSCO OTHER 15068
SYSCO OTHER 19800
TECO ENERGY DEFINED 800
TECO ENERGY OTHER 12600
TEPPCO PARTNERS LP SOLE 8000
TEPPCO PARTNERS LP OTHER 2400
T-NETIX SOLE 131267
TRW SOLE 3386
TRW SOLE 1600
TRW DEFINED 856
TRW OTHER 400
TECH DATA SOLE 9850
TECH DATA SOLE 700
TEKTRONIX SOLE 6525
TEKTRONIX SOLE 3750
TEKTRONIX OTHER 2325
A T & T SH OTHER 1400
TENNECO SOLE 5647
TENNECO SOLE 200
TENNECO DEFINED 100
TENNECO OTHER 697
TEXACO SOLE 80310
TEXACO SOLE 8784
TEXACO DEFINED 3584
TEXACO DEFINED 2000
TEXACO OTHER 13880
TEXACO OTHER 2700
TEXAS INSTRUMENTS SOLE 3400
TEXAS INSTRUMENTS SOLE 4000
TEXAS INSTRUMENTS OTHER 800
TEXAS PACIFIC LAND TR SOLE 4000
TEXAS UTILS SOLE 9081
TEXAS UTILS DEFINED 1000
TEXAS UTILS OTHER 14141
TEXAS UTILS OTHER 9250
TEXTRON SOLE 169443
TEXTRON SOLE 1100
TEXTRON OTHER 2400
THOMAS & BETTS SOLE 122820
THOMAS & BETTS SOLE 2400
THOMAS & BETTS DEFINED 300
THOMAS & BETTS OTHER 130571
3 COM SOLE 96530
3 COM SOLE 2300
3 COM DEFINED 4300
3 COM OTHER 9350
3 COM OTHER 375
TIME WARNER SOLE 252700
TIME WARNER SOLE 2100
TIME WARNER OTHER 13150
TIME WARNER OTHER 600
TRI CONTINENTAL SOLE 2089
TRI CONTINENTAL OTHER 7824
TRIARC SOLE 15000
TRICON GLOBAL RESTAURANTS SOLE 10224
TRICON GLOBAL RESTAURANTS SOLE 902
TRICON GLOBAL RESTAURANTS DEFINED 230
TRICON GLOBAL RESTAURANTS OTHER 4267
TRICON GLOBAL RESTAURANTS OTHER 180
TRICON GLOBAL RESTAURANTS OTHER 1054
TYCO INTL SOLE 165910
TYCO INTL SOLE 3912
TYCO INTL DEFINED 3403
TYCO INTL OTHER 14018
TYCO INTL OTHER 2206
UNUM SOLE 26400
UNUM SOLE 1200
UNUM DEFINED 100
UNUM OTHER 900
UNUM OTHER 200
UNILEVER PLC AMERN SHS SOLE 1200
UNILEVER PLC AMERN SHS OTHER 4000
UNILEVER N V NEW YORK SHS SOLE 12600
UNILEVER N V NEW YORK SHS OTHER 10075
UNION PACIFIC SOLE 181619
UNION PACIFIC SOLE 1300
UNION PACIFIC DEFINED 1200
UNION PACIFIC DEFINED 400
UNION PACIFIC OTHER 24000
UNION PACIFIC OTHER 200
UNION PAC CAP TR SOLE 30000
UNION PAC RES GROUP SOLE 69475
UNION PAC RES GROUP SOLE 169
UNION PAC RES GROUP DEFINED 338
UNION PAC RES GROUP OTHER 16382
UNITED DOMINION REALTY TRUST SOLE 6300
UNITED DOMINION REALTY TRUST OTHER 19400
UNITED NATL BANCORP N J DEFINED 22514
UNITED RETAIL GROUP SOLE 18000
UNITED STATES FILTER SOLE 46360
UNITED STATES FILTER SOLE 1100000
U S INDUSTRIES SOLE 51750
U S WEST NEW SOLE 33408
U S WEST NEW SOLE 5178
U S WEST NEW DEFINED 3732
U S WEST NEW OTHER 24941
U S WEST NEW OTHER 3499
UNITED TECHNOLOGIES SOLE 158722
UNITED TECHNOLOGIES SOLE 4700
UNITED TECHNOLOGIES DEFINED 100
UNITED TECHNOLOGIES OTHER 10520
UNITED TECHNOLOGIES OTHER 100
UNITED TECHNOLOGIES DEF/OTH 200
UNITED WTR RESOURCES SOLE 25293
UNITED WTR RESOURCES DEFINED 1000
UNITED WTR RESOURCES OTHER 1687
VALLEY NATL BANCORP SOLE 19056
VALLEY NATL BANCORP DEFINED 221
VANGUARD FIXED SECS FD SOLE 223071
VANGUARD FIXED SECS FD SOLE 30615
VANGUARD FIXED SECS FD DEFINED 6338
VANGUARD FIXED SECS FD OTHER 13426
VANGUARD FIXED SECS FD OTHER 3723
VARIAN ASSOCIATES SOLE 8050
VARIAN ASSOCIATES SOLE 3200
VARIAN ASSOCIATES DEFINED 100
VARIAN ASSOCIATES OTHER 1300
VERIDIEN CORP OTHER 40000
VIACOM SOLE 2395
VIACOM DEFINED 600
VIAD SOLE 486
VIAD SOLE 852
VIAD DEFINED 1000
VIAD OTHER 400
VIAD OTHER 6000
VORNADO RLTY TR SOLE 200
VORNADO RLTY TR SOLE 6000
WACHOVIA SOLE 3270
WACHOVIA OTHER 3050
WAL MART SOLE 111280
WAL MART SOLE 23850
WAL MART OTHER 28700
WAL MART OTHER 31120
WALGREEN SOLE 119348
WALGREEN SOLE 416
WALGREEN DEFINED 400
WALGREEN OTHER 2400
WARNER LAMBERT SOLE 168198
WARNER LAMBERT SOLE 11982
WARNER LAMBERT DEFINED 7580
WARNER LAMBERT OTHER 78434
WARNER LAMBERT OTHER 316
WASHINGTON MUTUAL SOLE 38264
WASHINGTON MUTUAL OTHER 2750
WASTE MANAGEMENT SOLE 1248
WASTE MANAGEMENT SOLE 1050
WASTE MANAGEMENT DEFINED 362
WASTE MANAGEMENT OTHER 1739
WASTE MANAGEMENT OTHER 3770
WATSON PHARMACEUTICALS SOLE 7350
WATSON PHARMACEUTICALS OTHER 11
WEINGARTEN REALTY SBI SOLE 4000
WEINGARTEN REALTY SBI OTHER 750
WELLS FARGO NEW SOLE 72620
WELLS FARGO NEW SOLE 8800
WELLS FARGO NEW DEFINED 400
WELLS FARGO NEW OTHER 6075
WELLS FARGO NEW OTHER 2200
WESTERN RESOURCES SOLE 200
WESTERN RESOURCES SOLE 6100
WESTERN RESOURCES DEFINED 644
WESTERN RESOURCES OTHER 3637
WEYERHAEUSER SOLE 3950
WEYERHAEUSER OTHER 3100
WEYERHAEUSER OTHER 1600
WHIRLPOOL SOLE 109105
WHIRLPOOL SOLE 2500
WHIRLPOOL DEFINED 1400
WHIRLPOOL OTHER 6360
WILLIAMS COS SOLE 126192
WILLIAMS COS OTHER 700
WILMINGTON TRUST SOLE 9000
WILMINGTON TRUST DEFINED 4800
WINN-DIXIE STORES OTHER 1400
WINN-DIXIE STORES OTHER 3900
WISCONSIN ENERGY SOLE 12645
WISCONSIN ENERGY SOLE 3300
WISCONSIN ENERGY OTHER 5550
WISCONSIN ENERGY OTHER 500
XILINX SOLE 4350
XILINX SOLE 450
XEROX SOLE 25264
XEROX SOLE 5200
XEROX OTHER 5318
XEROX OTHER 1250
XEROX OTHER 1200
YAHOO SOLE 11350
YAHOO OTHER 2000
BLUE RIBBON LABEL OTHER 38
ENDICOTT MACHINE & TOOL SOLE 274699
SYMYX TECHNOLOGIES SOLE 16666
SYMYX TECHNOLOGIES OTHER 50000
KAY PUBLISHING OTHER 60
MURRAY HILL RACQUET CLUB SOLE 326
EXEL LTD SOLE 36000
EXEL LTD OTHER 500
KNIGHTSBRIDGE TANKERS SOLE 23500
SHONK LAND CO LTD PARTNERSHIP SOLE 166
UNIVERSAL REALTY CO INC OTHER 116480
KANAVY COMPUTER CORP CONV PFD SOLE 10000
</TABLE>
|
|