[DESCRIPTION] FORM 13F
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: 06/30/1999
Check here if Amendment [ ] Amendment Number:
This Amendment [ ] is a restatement
[ ] adds new holding entries
Institutional Investment Manager Filing this Report:
Name: SUMMIT BANK
Address: 210 MAIN STREET
HACKENSACK, NJ 07601
13F File Number: 28-01123
The institutional investment Manager filing this report and the
person by whom it is signed hereby represent that the person signing
the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered intergral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: HILTON JERVEY
Title: SENIOR VICE PRESIDENT
Phone: 201-646-5230
Signature, Place, and Date of Signing:
1 HACKENSACK NJ 08/13/1999
Report Type (Check only one)
[X] 13F HOLDINGS REPORT
[ ] 13F NOTICE
[ ] 13F COMBINATION REPORT
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE
ACT OF 1934
<PAGE>
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 969
Form 13F Information Table Value Total: $ 3,245,378
List of Other Included Managers:
NONE
<TABLE> <C> <C>
FORM 13F INFORMATION TABLE
TITLE VALUE SHARES/ SH/ PUT/
NAME OF ISSUER OF CLASS CUSIP (X $1000) PRN AMOUNT PRN CALL
SECURITY NAME SUBCLASS
A C MOORE ARTS & CRAFTS COMMON STOCK 00086T103 56 10000 SH
AT&T COMMON STOCK 001957109 23189 415481 SH
AT&T COMMON STOCK 001957109 1408 25226 SH
AT&T COMMON STOCK 001957109 5299 94946 SH
ABBOTT LABS COMMON STOCK 002824100 6280 138398 SH
ABBOTT LABS COMMON STOCK 002824100 73 1600 SH
ABBOTT LABS COMMON STOCK 002824100 5979 131770 SH
ACCLAIM ENMNT COMMON STOCK 004325205 96 15000 SH
AETNA COMMON STOCK 008117103 1007 11258 SH
AETNA COMMON STOCK 008117103 143 1600 SH
AIR PRODUCTS & CHEMICALS COMMON STOCK 009158106 7386 183500 SH
AIR PRODUCTS & CHEMICALS COMMON STOCK 009158106 394 9800 SH
ALBERTSONS COMMON STOCK 013104104 134 2608 SH
ALBERTSONS COMMON STOCK 013104104 77 1500 SH
ALLEGHENY ENERGY COMMON STOCK 017361106 259 8070 SH
ALLEGHENY ENERGY COMMON STOCK 017361106 13 400 SH
ALLEGHENY ENERGY COMMON STOCK 017361106 26 800 SH
ALLEGHENY TELEDYNE COMMON STOCK 017415100 679 30000 SH
ALLERGAN COMMON STOCK 018490102 855 7704 SH
ALLIANCE CAPITAL MGMT COMMON STOCK 018548107 1570 48600 SH
ALLIANCE CAPITAL MGMT COMMON STOCK 018548107 123 3800 SH
ALLIANCE CAPITAL MGMT COMMON STOCK 018548107 1263 39080 SH
ALLIED IRISH BANKS PLC COMMON STOCK 019228402 229 8400 SH
ALLIED IRISH BANKS PLC COMMON STOCK 019228402 139 5100 SH
ALLIED SIGNAL COMMON STOCK 019512102 4195 66586 SH
ALLIED SIGNAL COMMON STOCK 019512102 113 1800 SH
ALLIED SIGNAL COMMON STOCK 019512102 575 9134 SH
ALLIED WASTE INDS COMMON STOCK 019589308 974 49300 SH
ALLSTATE COMMON STOCK 020002101 2844 79268 SH
ALLSTATE COMMON STOCK 020002101 69 1926 SH
ALLSTATE COMMON STOCK 020002101 177 4946 SH
ALLTELL COMMON STOCK 020039103 3563 49827 SH
ALLTELL COMMON STOCK 020039103 135 1885 SH
ALTERA COMMON STOCK 021441100 1068 29000 SH
ALZA COMMON STOCK 022615108 324 6375 SH
AMERICA ONLINE COMMON STOCK 02364J104 20150 183178 SH
AMERICA ONLINE COMMON STOCK 02364J104 1051 9550 SH
AMERICA ONLINE COMMON STOCK 02364J104 3904 35487 SH
AMERICAN ELECTRIC POWER COMMON STOCK 025537101 380 10106 SH
AMERICAN ELECTRIC POWER COMMON STOCK 025537101 40 1059 SH
AMERICAN ELECTRIC POWER COMMON STOCK 025537101 870 23167 SH
AMERICAN EXPRESS COMMON STOCK 025816109 15414 118456 SH
AMERICAN EXPRESS COMMON STOCK 025816109 4264 32771 SH
AMERICAN FINL GROUP INC COMMON STOCK 025932104 341 10000 SH
AMERICAN GENERAL COMMON STOCK 026351106 2810 37280 SH
AMERICAN GENERAL COMMON STOCK 026351106 188 2490 SH
AMERICAN HOME PRODUCTS COMMON STOCK 026609107 27431 478097 SH
AMERICAN HOME PRODUCTS COMMON STOCK 026609107 932 16240 SH
AMERICAN HOME PRODUCTS COMMON STOCK 026609107 8236 143551 SH
AMERICAN INTL GROUP COMMON STOCK 026874107 50808 433333 SH
AMERICAN INTL GROUP COMMON STOCK 026874107 1359 11593 SH
AMERICAN INTL GROUP COMMON STOCK 026874107 10066 85848 SH
AMERICAN POWER CONVERSION COMMON STOCK 029066107 1291 64150 SH
AMERICAN POWER CONVERSION COMMON STOCK 029066107 205 10200 SH
AMERICAN POWER CONVERSION COMMON STOCK 029066107 370 18400 SH
AMERICAN WATER WORKS COMMON STOCK 030411102 219 7109 SH
AMERITECH COMMON STOCK 030954101 20160 274290 SH
AMERITECH COMMON STOCK 030954101 1111 15120 SH
AMERITECH COMMON STOCK 030954101 4953 67392 SH
AMGEN COMMON STOCK 031162100 1084 17800 SH
AMGEN COMMON STOCK 031162100 24 400 SH
AMGEN COMMON STOCK 031162100 207 3400 SH
ANALOG DEVICES COMMON STOCK 032654105 217 4315 SH
ANHEUSER BUSCH COMMON STOCK 035229103 1862 26253 SH
ANHEUSER BUSCH COMMON STOCK 035229103 57 800 SH
ANHEUSER BUSCH COMMON STOCK 035229103 1129 15914 SH
APPLIED MATERIALS COMMON STOCK 038222105 7938 107450 SH
APPLIED MATERIALS COMMON STOCK 038222105 15 200 SH
AQUIS COMMUNICATIONS GROUP COMMON STOCK 038399101 11 10000 SH
ASSOCIATES FIRST CAPITAL CRP COMMON STOCK 046008108 766 17360 SH
ASSOCIATES FIRST CAPITAL CRP COMMON STOCK 046008108 18 400 SH
ASSOCIATES FIRST CAPITAL CRP COMMON STOCK 046008108 61 1386 SH
ATLANTIC RICHFIELD COMMON STOCK 048825103 16444 196783 SH
ATLANTIC RICHFIELD COMMON STOCK 048825103 127 1514 SH
ATLANTIC RICHFIELD COMMON STOCK 048825103 2885 34530 SH
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 18444 419175 SH
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 873 19840 SH
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 6247 141977 SH
AVERY DENNISON COMMON STOCK 053611109 1005 16650 SH
AVERY DENNISON COMMON STOCK 053611109 109 1800 SH
AVERY DENNISON COMMON STOCK 053611109 181 3000 SH
AVON PRODUCTS COMMON STOCK 054303102 188 3390 SH
AVON PRODUCTS COMMON STOCK 054303102 488 8800 SH
BB&T CORP COMMON STOCK 054937107 66 1800 SH
BB&T CORP COMMON STOCK 054937107 207 5652 SH
BP AMOCO PLC COMMON STOCK 055622104 24140 222485 SH
BP AMOCO PLC COMMON STOCK 055622104 1178 10856 SH
BP AMOCO PLC COMMON STOCK 055622104 6583 60673 SH
BP AMOCO PLC COMMON STOCK 055622104 11 100 SH
BSB BANCORP COMMON STOCK 055652101 659 24419 SH
BAKER FENTRESS MUTUAL FUNDS-EQ 057213100 877 46173 SH
BAKER FENTRESS MUTUAL FUNDS-EQ 057213100 2022 106422 SH
BANK AMER COMMON STOCK 060505104 12102 165078 SH
BANK AMER COMMON STOCK 060505104 2847 38837 SH
BANK OF NY COMMON STOCK 064057102 28599 779539 SH
BANK OF NY COMMON STOCK 064057102 103 2800 SH
BANK OF NY COMMON STOCK 064057102 2664 72616 SH
BANK ONE COMMON STOCK 06423A103 5805 97463 SH
BANK ONE COMMON STOCK 06423A103 60 1005 SH
BANK ONE COMMON STOCK 06423A103 264 4435 SH
BANKBOSTON CORP COMMON STOCK 06605R106 327 6392 SH
BANKBOSTON CORP COMMON STOCK 06605R106 11 216 SH
BARD C R COMMON STOCK 067383109 128 2672 SH
BARD C R COMMON STOCK 067383109 33 700 SH
BARD C R COMMON STOCK 067383109 158 3300 SH
BAXTER INTL COMMON STOCK 071813109 4104 67703 SH
BAXTER INTL COMMON STOCK 071813109 24 400 SH
BAXTER INTL COMMON STOCK 071813109 127 2100 SH
BEAR STEARNS COMMON STOCK 073902108 307 6566 SH
BEAR STEARNS COMMON STOCK 073902108 42 905 SH
BECTON DICKINSON & CO COMMON STOCK 075887109 4952 165055 SH
BECTON DICKINSON & CO COMMON STOCK 075887109 351 11700 SH
BELL ATLANTIC COMMON STOCK 077853109 20366 311521 SH
BELL ATLANTIC COMMON STOCK 077853109 1252 19152 SH
BELL ATLANTIC COMMON STOCK 077853109 11880 181714 SH
BELLSOUTH COMMON STOCK 079860102 34818 754851 SH
BELLSOUTH COMMON STOCK 079860102 1146 24852 SH
BELLSOUTH COMMON STOCK 079860102 10532 228328 SH
BELLSOUTH COMMON STOCK 079860102 18 400 SH
BERKSHIRE COMMON STOCK 084670108 551 8 SH
BERKSHIRE COMMON STOCK 084670108 69 1 SH
BERKSHIRE COMMON STOCK 084670207 3806 1699 SH
BERKSHIRE COMMON STOCK 084670207 11 5 SH
BERKSHIRE COMMON STOCK 084670207 2516 1123 SH
BESTFOODS COMMON STOCK 08658U101 18676 377293 SH
BESTFOODS COMMON STOCK 08658U101 605 12216 SH
BESTFOODS COMMON STOCK 08658U101 2208 44616 SH
BESTFOODS COMMON STOCK 08658U101 5 100 SH
BIOMET COMMON STOCK 090613100 223 5620 SH
BLACK BOX CORP DEL COMMON STOCK 091826107 238 4750 SH
BLUE CHIP VALUE FD COMMON STOCK 095333100 167 16450 SH
BOEING COMMON STOCK 097023105 819 18614 SH
BOEING COMMON STOCK 097023105 1520 34548 SH
BOSTON SCIENTIFIC COMMON STOCK 101137107 400 9100 SH
BOSTON SCIENTIFIC COMMON STOCK 101137107 123 2800 SH
BRISTOL MYERS SQUIBB COMMON STOCK 110122108 48859 693646 SH
BRISTOL MYERS SQUIBB COMMON STOCK 110122108 1564 22200 SH
BRISTOL MYERS SQUIBB COMMON STOCK 110122108 16950 240644 SH
BROAD NATIONAL BANCORP COMMON STOCK 111239109 549 21620 SH
BROWNING FERRIS COMMON STOCK 115885105 1765 41046 SH
BURLINGTON NORTHERN SANTA FE COMMON STOCK 12189T104 9576 308903 SH
BURLINGTON NORTHERN SANTA FE COMMON STOCK 12189T104 47 1500 SH
BURLINGTON NORTHERN SANTA FE COMMON STOCK 12189T104 454 14640 SH
BURLINGTON RESOURCES COMMON STOCK 122014103 318 7350 SH
BURLINGTON RESOURCES COMMON STOCK 122014103 66 1525 SH
BURLINGTON RESOURCES COMMON STOCK 122014103 105 2424 SH
CBS COMMON STOCK 12490K107 310 7117 SH
CBS COMMON STOCK 12490K107 41 930 SH
CBS COMMON STOCK 12490K107 15 344 SH
CIGNA COMMON STOCK 125509109 2170 24383 SH
CIGNA COMMON STOCK 125509109 178 2000 SH
CIGNA COMMON STOCK 125509109 703 7900 SH
CNF TRANSPORTATION COMMON STOCK 12612W104 770 20000 SH
CSX COMMON STOCK 126408103 2976 65596 SH
CSX COMMON STOCK 126408103 82 1800 SH
CSX COMMON STOCK 126408103 272 6000 SH
CVS COMMON STOCK 126650100 792 15600 SH
CVS COMMON STOCK 126650100 216 4250 SH
CAMPBELL SOUP COMMON STOCK 134429109 1210 26100 SH
CAMPBELL SOUP COMMON STOCK 134429109 1013 21850 SH
CARDINAL HEALTH COMMON STOCK 14149Y108 454 7086 SH
CARNIVAL COMMON STOCK 143658102 10187 210050 SH
CARNIVAL COMMON STOCK 143658102 136 2800 SH
CARNIVAL COMMON STOCK 143658102 192 3950 SH
CAROLINA PWR & LT COMMON STOCK 144141108 457 10680 SH
CAROLINA PWR & LT COMMON STOCK 144141108 51 1200 SH
CATERPILLAR COMMON STOCK 149123101 630 10500 SH
CATERPILLAR COMMON STOCK 149123101 492 8195 SH
CENDANT COMMON STOCK 151313103 647 31585 SH
CENTOCOR COMMON STOCK 152342101 332 7125 SH
CENTRAL & SOUTHWEST COMMON STOCK 152357109 150 6433 SH
CENTRAL & SOUTHWEST COMMON STOCK 152357109 47 2000 SH
CENTRAL & SOUTHWEST COMMON STOCK 152357109 110 4700 SH
CENTURYTEL COMMON STOCK 156700106 557 14005 SH
CHASE MANHATTAN COMMON STOCK 16161A108 14981 173192 SH
CHASE MANHATTAN COMMON STOCK 16161A108 441 5100 SH
CHASE MANHATTAN COMMON STOCK 16161A108 613 7082 SH
CHEVRON COMMON STOCK 166751107 6951 73122 SH
CHEVRON COMMON STOCK 166751107 470 4940 SH
CHEVRON COMMON STOCK 166751107 1511 15893 SH
CHIRON COMMON STOCK 170040109 569 27425 SH
CHIRON COMMON STOCK 170040109 104 5000 SH
CHUBB COMMON STOCK 171232101 858 12350 SH
CHUBB COMMON STOCK 171232101 1609 23157 SH
CINCINNATI BELL COMMON STOCK 171870108 65 2600 SH
CINCINNATI BELL COMMON STOCK 171870108 324 13000 SH
CIRCUIT CITY COMMON STOCK 172737108 521 5600 SH
CIRCUIT CITY COMMON STOCK 172737108 47 500 SH
CISCO SYSTEMS COMMON STOCK 17275R102 37451 581202 SH
CISCO SYSTEMS COMMON STOCK 17275R102 1173 18204 SH
CISCO SYSTEMS COMMON STOCK 17275R102 4704 72996 SH
CINTAS COMMON STOCK 172908105 461 6860 SH
CINTAS COMMON STOCK 172908105 40 600 SH
CITIGROUP COMMON STOCK 172967101 19579 412186 SH
CITIGROUP COMMON STOCK 172967101 980 20624 SH
CITIGROUP COMMON STOCK 172967101 1634 34401 SH
CLOROX COMMON STOCK 189054109 1778 16649 SH
CLOROX COMMON STOCK 189054109 449 4200 SH
COCA COLA COMMON STOCK 191216100 16789 270792 SH
COCA COLA COMMON STOCK 191216100 564 9090 SH
COCA COLA COMMON STOCK 191216100 12530 202090 SH
COLGATE PALMOLIVE COMMON STOCK 194162103 18039 183140 SH
COLGATE PALMOLIVE COMMON STOCK 194162103 39 400 SH
COLGATE PALMOLIVE COMMON STOCK 194162103 1838 18655 SH
COLUMBIA ENERGY GROUP COMMON STOCK 197648108 1269 20250 SH
COMDISCO INC COMMON STOCK 200336105 1201 46875 SH
COMERICA COMMON STOCK 200340107 317 5325 SH
COMERICA COMMON STOCK 200340107 334 5620 SH
COMPAQ COMPUTER COMMON STOCK 204493100 4485 189358 SH
COMPAQ COMPUTER COMMON STOCK 204493100 85 3600 SH
COMPAQ COMPUTER COMMON STOCK 204493100 909 38370 SH
COMPUTER ASSOCIATES COMMON STOCK 204912109 2517 45964 SH
COMPUTER ASSOCIATES COMMON STOCK 204912109 131 2400 SH
COMPUTER ASSOCIATES COMMON STOCK 204912109 799 14587 SH
COMPUWARE COMMON STOCK 205638109 2265 71200 SH
CONAGRA COMMON STOCK 205887102 156 5850 SH
CONAGRA COMMON STOCK 205887102 6 226 SH
CONAGRA COMMON STOCK 205887102 731 27450 SH
CONECTIV COMMON STOCK 206829103 246 10083 SH
CONECTIV COMMON STOCK 206829103 72 2950 SH
CONEXANT COMMON STOCK 207142100 243 4188 SH
CONEXANT COMMON STOCK 207142100 35 600 SH
CONEXANT COMMON STOCK 207142100 192 3300 SH
CONEXANT COMMON STOCK 207142100 44 758 SH
CONSECO COMMON STOCK 208464107 261 8581 SH
CONSECO COMMON STOCK 208464107 58 1894 SH
CONSECO COMMON STOCK 208464107 155 5100 SH
CONSECO CONVERTIBLE PRE 208464602 29 715 SH
CONSECO CONVERTIBLE PRE 208464602 98 2450 SH
CONSECO CONVERTIBLE PRE 208464602 137 3400 SH
CONSOLIDATED EDISON COMMON STOCK 209115104 1611 35602 SH
CONSOLIDATED EDISON COMMON STOCK 209115104 94 2075 SH
CONSOLIDATED EDISON COMMON STOCK 209115104 173 3826 SH
CONSOLIDATED NATURAL GAS COMMON STOCK 209615103 9211 151623 SH
CONSOLIDATED NATURAL GAS COMMON STOCK 209615103 140 2300 SH
CONSOLIDATED NATURAL GAS COMMON STOCK 209615103 763 12552 SH
CONSTELLATION ENERGY GROUP COMMON STOCK 210371100 306 10322 SH
CONSTELLATION ENERGY GROUP COMMON STOCK 210371100 9 300 SH
CONSTELLATION ENERGY GROUP COMMON STOCK 210371100 66 2225 SH
CONVERGYS COMMON STOCK 212485106 50 2600 SH
CONVERGYS COMMON STOCK 212485106 252 13000 SH
COOPER COS COMMON STOCK 216648402 356 14266 SH
COOPER IND COMMON STOCK 216669101 163 3136 SH
COOPER IND COMMON STOCK 216669101 80 1532 SH
CORNING COMMON STOCK 219350105 4111 58627 SH
CORNING COMMON STOCK 219350105 189 2700 SH
CORNING COMMON STOCK 219350105 1281 18265 SH
COSTCO COMPANIES COMMON STOCK 22160Q102 230 2876 SH
COX COMMUNICATIONS NEW CLASS A COMMON STOCK 224044107 421 11436 SH
CRIIMI MAE COMMON STOCK 226603108 23 10000 SH
DALLAS SEMICONDUCTOR COMMON STOCK 235204104 761 15000 SH
DANA COMMON STOCK 235811106 2943 63900 SH
DANA COMMON STOCK 235811106 42 914 SH
DANA COMMON STOCK 235811106 30 660 SH
DANAHER COMMON STOCK 235851102 648 11142 SH
DANAHER COMMON STOCK 235851102 110 1900 SH
DARDEN RESTAURANTS COMMON STOCK 237194105 33 1500 SH
DARDEN RESTAURANTS COMMON STOCK 237194105 238 10912 SH
DAYTON HUDSON COMMON STOCK 239753106 684 10520 SH
DAYTON HUDSON COMMON STOCK 239753106 1703 26200 SH
DEERE COMMON STOCK 244199105 5845 149162 SH
DEERE COMMON STOCK 244199105 694 17700 SH
DELL COMPUTER COMMON STOCK 247025109 29812 805743 SH
DELL COMPUTER COMMON STOCK 247025109 2790 75392 SH
DELL COMPUTER COMMON STOCK 247025109 3309 89426 SH
DELPHI AUTOMOTIVE SYS COMMON STOCK 247126105 254 13707 SH
DELPHI AUTOMOTIVE SYS COMMON STOCK 247126105 15 811 SH
DELPHI AUTOMOTIVE SYS COMMON STOCK 247126105 66 3589 SH
DEVELOPERS DIVERS REALTY COMMON STOCK 251591103 235 13900 SH
DEVRY INC DEL COMMON STOCK 251893103 244 10925 SH
DIAL COMMON STOCK 25247D101 29 786 SH
DIAL COMMON STOCK 25247D101 238 6400 SH
DIAMETRICS MED COMMON STOCK 252532106 30 5000 SH
DIAMETRICS MED COMMON STOCK 252532106 120 20000 SH
DISNEY WALT COMMON STOCK 254687106 18952 615067 SH
DISNEY WALT COMMON STOCK 254687106 476 15440 SH
DISNEY WALT COMMON STOCK 254687106 3820 123974 SH
DOMINION RESOURCES COMMON STOCK 257470104 348 8031 SH
DOMINION RESOURCES COMMON STOCK 257470104 19 450 SH
DOMINION RESOURCES COMMON STOCK 257470104 36 825 SH
DONALDSON LUFKIN & JENRETTE COMMON STOCK 257661108 297 4926 SH
DOVER COMMON STOCK 260003108 395 11290 SH
DOVER COMMON STOCK 260003108 70 2000 SH
DOVER COMMON STOCK 260003108 123 3520 SH
DOW CHEMICAL COMMON STOCK 260543103 2599 20481 SH
DOW CHEMICAL COMMON STOCK 260543103 79 625 SH
DOW CHEMICAL COMMON STOCK 260543103 2539 20012 SH
DU PONT E I DE NEMOURS COMMON STOCK 263534109 29900 437698 SH
DU PONT E I DE NEMOURS COMMON STOCK 263534109 574 8400 SH
DU PONT E I DE NEMOURS COMMON STOCK 263534109 7611 111413 SH
DU PONT E I DE NEMOURS COMMON STOCK 263534109 20 300 SH
DUFF & PHELPS UTILITIES INCOME COMMON STOCK 264324104 80 7557 SH
DUFF & PHELPS UTILITIES INCOME COMMON STOCK 264324104 67 6300 SH
DUKE ENERGY COMMON STOCK 264399106 1472 27043 SH
DUKE ENERGY COMMON STOCK 264399106 103 1900 SH
DUKE ENERGY COMMON STOCK 264399106 324 5950 SH
DUKE RLTY INVTS COMMON STOCK 264411505 239 10610 SH
DUN & BRADSTREET COMMON STOCK 26483B106 394 11121 SH
DUN & BRADSTREET COMMON STOCK 26483B106 125 3540 SH
EMC COMMON STOCK 268648102 13717 249400 SH
EMC COMMON STOCK 268648102 262 4770 SH
E'TOWN COMMON STOCK 269242103 207 4532 SH
E'TOWN COMMON STOCK 269242103 79 1729 SH
EASTMAN KODAK COMMON STOCK 277461109 777 11466 SH
EASTMAN KODAK COMMON STOCK 277461109 313 4620 SH
EATON COMMON STOCK 278058102 468 5086 SH
EATON COMMON STOCK 278058102 32 350 SH
EATON COMMON STOCK 278058102 29 311 SH
EDINBERG CONVERTIBLE PRE 280661992 750 82 SH
EDISON INTERNATIONAL COMMON STOCK 281020107 223 8355 SH
EDISON INTERNATIONAL COMMON STOCK 281020107 48 1800 SH
EL PASO ENERGY CONVERTIBLE PRE 283678209 1485 30000 SH
EL PASO ENERGY DEL COMMON STOCK 283905107 1162 33010 SH
EL PASO ENERGY DEL COMMON STOCK 283905107 69 1948 SH
ELAN PLC COMMON STOCK 284131208 805 29000 SH
ELAN PLC COMMON STOCK 284131208 56 2000 SH
ELECTRONIC ARTS COMMON STOCK 285512109 355 6535 SH
ELECTRONIC DATA SYSTEMS COMMON STOCK 285661104 14852 262295 SH
ELECTRONIC DATA SYSTEMS COMMON STOCK 285661104 666 11770 SH
ELECTRONIC DATA SYSTEMS COMMON STOCK 285661104 1752 30936 SH
EMERSON ELECTRIC COMMON STOCK 291011104 14102 224060 SH
EMERSON ELECTRIC COMMON STOCK 291011104 50 800 SH
EMERSON ELECTRIC COMMON STOCK 291011104 2918 46365 SH
ENERGY EAST COMMON STOCK 29266M109 536 20620 SH
ENERGY EAST COMMON STOCK 29266M109 1 44 SH
ENGELHARD COMMON STOCK 292845104 720 31837 SH
ENGELHARD COMMON STOCK 292845104 67 2950 SH
ENGELHARD COMMON STOCK 292845104 759 33550 SH
ENRON COMMON STOCK 293561106 37585 459750 SH
ENRON COMMON STOCK 293561106 615 7525 SH
ENRON COMMON STOCK 293561106 2754 33691 SH
ENRON COMMON STOCK 293561106 12 150 SH
EQUIFAX COMMON STOCK 294429105 755 21150 SH
EQUITY INCOME FUND MUTUAL FUNDS-EQ 294700703 734 3542 SH
EQUITY INCOME FUND MUTUAL FUNDS-EQ 294700703 131 634 SH
EQUITY INCOME FUND MUTUAL FUNDS-EQ 294700703 1021 4927 SH
ERICSSON COMMON STOCK 294821400 2932 89030 SH
ERICSSON COMMON STOCK 294821400 132 4000 SH
ERICSSON COMMON STOCK 294821400 504 15300 SH
EXODUS COMMUNICATIONS COMMON STOCK 302088109 240 2000 SH
EXXON COMMON STOCK 302290101 52803 684642 SH
EXXON COMMON STOCK 302290101 2420 31376 SH
EXXON COMMON STOCK 302290101 25118 325674 SH
FPL COMMON STOCK 302571104 6972 127642 SH
FPL COMMON STOCK 302571104 38 700 SH
FPL COMMON STOCK 302571104 488 8940 SH
FDX COMMON STOCK 31304N107 206 3800 SH
FANNIE MAE COMMON STOCK 313586109 19006 278472 SH
FANNIE MAE COMMON STOCK 313586109 34 500 SH
FANNIE MAE COMMON STOCK 313586109 1237 18125 SH
FEDERATED DEPT STORES DEL COMMON STOCK 31410H101 309 5840 SH
FEDERATED INDEX TR MUTUAL FUNDS-EQ 31420E106 199 7029 SH
FEDERATED INDEX TR MUTUAL FUNDS-EQ 31420E106 109 3844 SH
FIDELITY MUTUAL FUNDS-MU 316089200 129 11653 SH
FIDELITY EQUITY - INCOME FUND MUTUAL FUNDS-EQ 316138106 179 2900 SH
FIDELITY EQUITY - INCOME FUND MUTUAL FUNDS-EQ 316138106 251 4080 SH
FIRST COLONIAL GROUP COMMON STOCK 319734109 227 9513 SH
FIRST DATA COMMON STOCK 319963104 1028 20997 SH
FIRST DATA COMMON STOCK 319963104 196 4000 SH
FIRST SEC DEL COMMON STOCK 336294103 601 22050 SH
FIRST UNION COMMON STOCK 337358105 13760 291982 SH
FIRST UNION COMMON STOCK 337358105 334 7078 SH
FIRST UNION COMMON STOCK 337358105 4537 96266 SH
FIRST UNION COMMON STOCK 337358105 20 421 SH
FIRST UNION CORPORATE BONDS 337358BL8 285 300000 PRN
FIRST VIRGINIA BANKS COMMON STOCK 337477103 177 3600 SH
FIRST VIRGINIA BANKS COMMON STOCK 337477103 55 1125 SH
FLEET FINL GROUP COMMON STOCK 338915101 512 11545 SH
FLEET FINL GROUP COMMON STOCK 338915101 730 16440 SH
FLEMINGTON FUR COMMON STOCK 339230989 1316 95734 SH
FLEMINGTON FUR COMMON STOCK 339230997 1097 71914 SH
FLORIDA COMMON STOCK 341109106 397 9600 SH
FLORIDA COMMON STOCK 341109106 19 450 SH
FLORIDA COMMON STOCK 341109106 217 5250 SH
FLUOR COMMON STOCK 343861100 292 7200 SH
FLUOR COMMON STOCK 343861100 3 80 SH
FORD MOTOR DEL COMMON STOCK 345370100 3048 54013 SH
FORD MOTOR DEL COMMON STOCK 345370100 56 1000 SH
FORD MOTOR DEL COMMON STOCK 345370100 201 3570 SH
FORTUNE BRANDS COMMON STOCK 349631101 774 18700 SH
FORTUNE BRANDS COMMON STOCK 349631101 33 800 SH
FORTUNE BRANDS COMMON STOCK 349631101 308 7448 SH
FRANKLIN INTERNATIONAL PREFERRED STOCK 353990203 432 4316 SH
FRANKLIN RESOURCES COMMON STOCK 354613101 4857 119568 SH
FRANKLIN RESOURCES COMMON STOCK 354613101 273 6724 SH
FRANKLIN RESOURCES COMMON STOCK 354613101 762 18752 SH
FRONTIER COMMON STOCK 35906P105 718 12250 SH
FULTON FINL PA COMMON STOCK 360271100 1354 65450 SH
GPU COMMON STOCK 36225X100 939 22265 SH
GPU COMMON STOCK 36225X100 52 1238 SH
GPU COMMON STOCK 36225X100 1453 34438 SH
GTE COMMON STOCK 362320103 11148 147655 SH
GTE COMMON STOCK 362320103 400 5300 SH
GTE COMMON STOCK 362320103 4467 59165 SH
GALLAHER GROUP COMMON STOCK 363595109 373 15250 SH
GALLAHER GROUP COMMON STOCK 363595109 193 7878 SH
GANNETT COMMON STOCK 364730101 12434 174206 SH
GANNETT COMMON STOCK 364730101 114 1600 SH
GANNETT COMMON STOCK 364730101 792 11100 SH
GAP STORES COMMON STOCK 364760108 12863 255346 SH
GAP STORES COMMON STOCK 364760108 81 1613 SH
GAP STORES COMMON STOCK 364760108 76 1500 SH
GENERAL ELECTRIC COMMON STOCK 369604103 129698 1147769 SH
GENERAL ELECTRIC COMMON STOCK 369604103 5929 52470 SH
GENERAL ELECTRIC COMMON STOCK 369604103 51534 456049 SH
GENERAL ELECTRIC COMMON STOCK 369604103 34 300 SH
GENERAL MILLS COMMON STOCK 370334104 784 9750 SH
GENERAL MILLS COMMON STOCK 370334104 111 1384 SH
GENERAL MILLS COMMON STOCK 370334104 1530 19034 SH
GENERAL MOTORS COMMON STOCK 370442105 1294 19606 SH
GENERAL MOTORS COMMON STOCK 370442105 77 1162 SH
GENERAL MOTORS COMMON STOCK 370442105 340 5148 SH
GENUINE PARTS COMMON STOCK 372460105 326 9300 SH
GENUINE PARTS COMMON STOCK 372460105 16 450 SH
GENUINE PARTS COMMON STOCK 372460105 388 11075 SH
GENZYME COMMON STOCK 372917104 136 2800 SH
GENZYME COMMON STOCK 372917104 136 2800 SH
GEORGIA PACIFIC COMMON STOCK 373298108 495 10456 SH
GEORGIA PACIFIC COMMON STOCK 373298108 38 800 SH
GEORGIA PACIFIC COMMON STOCK 373298108 355 7500 SH
GILLETTE COMMON STOCK 375766102 11219 273628 SH
GILLETTE COMMON STOCK 375766102 647 15789 SH
GILLETTE COMMON STOCK 375766102 2091 51010 SH
GLAXO COMMON STOCK 37733W105 13767 243128 SH
GLAXO COMMON STOCK 37733W105 701 12375 SH
GLIMCHER REALTY TRUST COMMON STOCK 379302102 179 10950 SH
GOVERNMENT SECURITIES INCOME FD MUTUAL FUNDS-FI 383743598 3 88334 SH
GUIDANT COMMON STOCK 401698105 99 1946 SH
GUIDANT COMMON STOCK 401698105 192 3752 SH
HSB GROUP COMMON STOCK 40428N109 270 6555 SH
HALLIBURTON COMMON STOCK 406216101 854 18880 SH
HALLIBURTON COMMON STOCK 406216101 199 4400 SH
HARLEY DAVIDSON COMMON STOCK 412822108 5412 99540 SH
HARLEY DAVIDSON COMMON STOCK 412822108 65 1200 SH
HARRIS COMMON STOCK 413875105 243 6200 SH
HARSCO COMMON STOCK 415864107 464 14496 SH
HARTFORD FINANCIAL SERVICES COMMON STOCK 416515104 1166 20000 SH
HARTFORD FINANCIAL SERVICES COMMON STOCK 416515104 88 1508 SH
HARTFORD FINANCIAL SERVICES COMMON STOCK 416515104 685 11754 SH
THE HARVILL PRESS LIMITED COMMON STOCK 417999AA7 161 18625 SH
HEINEKEN NV ADR COMMON STOCK 423012202 333 6500 SH
HEINZ H J COMMON STOCK 423074103 1456 29040 SH
HEINZ H J COMMON STOCK 423074103 103 2050 SH
HEINZ H J COMMON STOCK 423074103 873 17415 SH
HELIX TECHNOLOGY COMMON STOCK 423319102 359 15000 SH
HERCULES COMMON STOCK 427056106 614 15629 SH
HERCULES COMMON STOCK 427056106 75 1900 SH
HERSHEY FOODS COMMON STOCK 427866108 974 16412 SH
HERSHEY FOODS COMMON STOCK 427866108 36 600 SH
HERSHEY FOODS COMMON STOCK 427866108 528 8900 SH
HEWLETT PACKARD COMMON STOCK 428236103 26719 265865 SH
HEWLETT PACKARD COMMON STOCK 428236103 340 3385 SH
HEWLETT PACKARD COMMON STOCK 428236103 5020 49952 SH
HEWLETT PACKARD COMMON STOCK 428236103 20 200 SH
HIGHWOODS PPTYS COMMON STOCK 431284108 217 7900 SH
HOLLINGER INTERNATIONAL COMMON STOCK 435569108 1188 100000 SH
HOME DEPOT COMMON STOCK 437076102 25051 388765 SH
HOME DEPOT COMMON STOCK 437076102 1168 18130 SH
HOME DEPOT COMMON STOCK 437076102 4673 72524 SH
HONEYWELL COMMON STOCK 438506107 5674 48970 SH
HONEYWELL COMMON STOCK 438506107 261 2250 SH
HOOPER HOLMES COMMON STOCK 439104100 306 15000 SH
HOSPITALITY PPTYS TR COMMON STOCK 44106M102 498 18350 SH
HOSPITALITY PPTYS TR COMMON STOCK 44106M102 11 400 SH
HOSPITALITY PPTYS TR COMMON STOCK 44106M102 144 5300 SH
HOUSEHOLD INTERNATIONAL COMMON STOCK 441815107 3254 68684 SH
HOUSEHOLD INTERNATIONAL COMMON STOCK 441815107 300 6323 SH
HUBBELL COMMON STOCK 443510201 908 20000 SH
HUDSON UTD BANCORP COMMON STOCK 444165104 106 3386 SH
HUDSON UTD BANCORP COMMON STOCK 444165104 103 3297 SH
IMS HEALTH COMMON STOCK 449934108 2042 65342 SH
IMS HEALTH COMMON STOCK 449934108 75 2400 SH
IMS HEALTH COMMON STOCK 449934108 268 8580 SH
ILLINOIS TOOL WORKS COMMON STOCK 452308109 4564 55830 SH
ILLINOIS TOOL WORKS COMMON STOCK 452308109 3752 45900 SH
INFORMIX COMMON STOCK 456779107 111 13000 SH
INFORMIX COMMON STOCK 456779107 9 1000 SH
INGERSOLL RAND COMMON STOCK 456866102 4317 66805 SH
INGERSOLL RAND COMMON STOCK 456866102 36 550 SH
INGERSOLL RAND COMMON STOCK 456866102 136 2100 SH
INGERSOLL RAND CONVERTIBLE PRE 456867209 1050 35000 SH
INTEL COMMON STOCK 458140100 43787 735923 SH
INTEL COMMON STOCK 458140100 868 14592 SH
INTEL COMMON STOCK 458140100 7847 131888 SH
INTL BUSINESS MACHINES COMMON STOCK 459200101 67695 523753 SH
INTL BUSINESS MACHINES COMMON STOCK 459200101 1468 11360 SH
INTL BUSINESS MACHINES COMMON STOCK 459200101 8584 66412 SH
INTL FLAVORS & FRAGRANCES COMMON STOCK 459506101 264 6000 SH
INTL FLAVORS & FRAGRANCES COMMON STOCK 459506101 110 2500 SH
INTL FLAVORS & FRAGRANCES COMMON STOCK 459506101 44 1000 SH
INTERNATIONAL PAPER COMMON STOCK 460146103 1104 21970 SH
INTERNATIONAL PAPER COMMON STOCK 460146103 240 4774 SH
INTERPUBLIC GROUP COMMON STOCK 460690100 7870 90850 SH
JANUS MUTUAL FUNDS-EQ 471023101 3612 89848 SH
JOHNSON & JOHNSON COMMON STOCK 478160104 40828 416609 SH
JOHNSON & JOHNSON COMMON STOCK 478160104 1276 13022 SH
JOHNSON & JOHNSON COMMON STOCK 478160104 23766 242514 SH
KELLOGG COMMON STOCK 487836108 66 2000 SH
KELLOGG COMMON STOCK 487836108 4283 129800 SH
KEMPER MUN BD FD SH BEN INT MUTUAL FUNDS-MU 488419201 176 17990 SH
KEMPER GOVT SECS TR MUTUAL FUNDS-FI 488903261 0 10000 SH
KEYCORP COMMON STOCK 493267108 285 8882 SH
KEYCORP COMMON STOCK 493267108 22 700 SH
KEYCORP COMMON STOCK 493267108 129 4020 SH
KEYSPAN COMMON STOCK 49337W100 207 7834 SH
KEYSPAN COMMON STOCK 49337W100 74 2800 SH
KEYSPAN COMMON STOCK 49337W100 46 1728 SH
KIMBERLY CLARK COMMON STOCK 494368103 13373 234622 SH
KIMBERLY CLARK COMMON STOCK 494368103 197 3456 SH
KIMBERLY CLARK COMMON STOCK 494368103 869 15250 SH
KIMBERLY CLARK COMMON STOCK 494368103 6 100 SH
KIMCO REALTY COMMON STOCK 49446R109 330 8300 SH
KONINKLIJKE PHILLIPS ELECTRONICS COMMON STOCK 500472204 1206 11960 SH
KONINKLIJKE PHILLIPS ELECTRONICS COMMON STOCK 500472204 176 1748 SH
ESTEE LAUDER AUTO EXCH SEC TR II CONVERTIBLE PRE 518438205 1414 15000 SH
ESTEE LAUDER COMPANIES-CL A COMMON STOCK 518439104 8495 169480 SH
ESTEE LAUDER COMPANIES-CL A COMMON STOCK 518439104 70 1400 SH
LEHMAN BROS COMMON STOCK 524908100 120 1939 SH
LEHMAN BROS COMMON STOCK 524908100 162 2611 SH
LEVITZ FURNITURE COMMON STOCK 527482103 3 10000 SH
LIBERTY PPTY TR COMMON STOCK 531172104 129 5200 SH
LIBERTY PPTY TR COMMON STOCK 531172104 12 500 SH
LIBERTY PPTY TR COMMON STOCK 531172104 117 4685 SH
LILLY ELI COMMON STOCK 532457108 1252 17486 SH
LILLY ELI COMMON STOCK 532457108 732 10224 SH
LIMITED COMMON STOCK 532716107 6813 150150 SH
LIMITED COMMON STOCK 532716107 161 3550 SH
LINCOLN NATL COMMON STOCK 534187109 3662 70000 SH
LINEAR TECHNOLOGY COMMON STOCK 535678106 313 4650 SH
LOCKHEED MARTIN COMMON STOCK 539830109 7328 196738 SH
LOCKHEED MARTIN COMMON STOCK 539830109 30 800 SH
LOEWS COMMON STOCK 540424108 332 4200 SH
LOEWS COMMON STOCK 540424108 95 1200 SH
LUCENT TECHNOLOGIES COMMON STOCK 549463107 62611 928426 SH
LUCENT TECHNOLOGIES COMMON STOCK 549463107 1744 25864 SH
LUCENT TECHNOLOGIES COMMON STOCK 549463107 9310 138054 SH
LUCENT TECHNOLOGIES COMMON STOCK 549463107 27 400 SH
MBIA COMMON STOCK 55262C100 290 4475 SH
MBIA COMMON STOCK 55262C100 26 400 SH
MBIA COMMON STOCK 55262C100 32 500 SH
MBNA COMMON STOCK 55262L100 9521 310887 SH
MBNA COMMON STOCK 55262L100 341 11120 SH
MBNA COMMON STOCK 55262L100 575 18782 SH
MCI CAPITAL I PREFERRED STOCK 55267Y206 211 8450 SH
MCI CAPITAL I PREFERRED STOCK 55267Y206 23 900 SH
MCI CAPITAL I PREFERRED STOCK 55267Y206 93 3700 SH
MCI WORLDCOM COMMON STOCK 55268B106 36817 427798 SH
MCI WORLDCOM COMMON STOCK 55268B106 1027 11934 SH
MCI WORLDCOM COMMON STOCK 55268B106 4679 54367 SH
MCI WORLDCOM COMMON STOCK 55268B106 9 100 SH
MFS INTER INCOME TR MUTUAL FUNDS-FI 55273C107 67 10456 SH
MARSH & MCLENNAN COMMON STOCK 571748102 4350 57475 SH
MARSH & MCLENNAN COMMON STOCK 571748102 68 900 SH
MARRIOTT INTERNATIONAL COMMON STOCK 571903202 292 7800 SH
MARRIOTT INTERNATIONAL COMMON STOCK 571903202 624 16700 SH
MASCO COMMON STOCK 574599106 190 6566 SH
MASCO COMMON STOCK 574599106 69 2400 SH
MATTEL COMMON STOCK 577081102 7769 297359 SH
MATTEL COMMON STOCK 577081102 78 3000 SH
MATTEL COMMON STOCK 577081102 173 6637 SH
MATTEL CONVERTIBLE PRE 577081706 575 57500 SH
MAY DEPT STORES COMMON STOCK 577778103 1427 34913 SH
MAY DEPT STORES COMMON STOCK 577778103 92 2250 SH
MAY DEPT STORES COMMON STOCK 577778103 1671 40876 SH
MCDONALDS COMMON STOCK 580135101 4113 100018 SH
MCDONALDS COMMON STOCK 580135101 500 12160 SH
MCGRAW HILL COMMON STOCK 580645109 4450 82510 SH
MCGRAW HILL COMMON STOCK 580645109 43 800 SH
MCGRAW HILL COMMON STOCK 580645109 782 14500 SH
MCKESSON HBOC COMMON STOCK 58155Q103 8219 255352 SH
MEDAREX COMMON STOCK 583916101 62 15000 SH
MEDIAONE GROUP COMMON STOCK 58440J104 1239 16661 SH
MEDIAONE GROUP COMMON STOCK 58440J104 3 36 SH
MEDIAONE GROUP COMMON STOCK 58440J104 687 9233 SH
MEDTRONICS COMMON STOCK 585055106 426 5467 SH
MEDTRONICS COMMON STOCK 585055106 39 500 SH
MEDTRONICS COMMON STOCK 585055106 16 200 SH
MELLON BANK COMMON STOCK 585509102 3205 88112 SH
MELLON BANK COMMON STOCK 585509102 1564 43000 SH
MERCK COMMON STOCK 589331107 87213 1184561 SH
MERCK COMMON STOCK 589331107 1716 23306 SH
MERCK COMMON STOCK 589331107 52936 718999 SH
MERCK COMMON STOCK 589331107 22 300 SH
MERRILL LYNCH COMMON STOCK 590188108 814 10240 SH
MERRILL LYNCH COMMON STOCK 590188108 276 3470 SH
MICHIGAN ST HIGHER ED STUDENT MUNICIPAL OBLIG 594520EY0 973 950000 PRN
MICROSOFT COMMON STOCK 594918104 68663 761331 SH
MICROSOFT COMMON STOCK 594918104 1621 17971 SH
MICROSOFT COMMON STOCK 594918104 14108 156434 SH
MINNESOTA MNG & MFG COMMON STOCK 604059105 10638 122364 SH
MINNESOTA MNG & MFG COMMON STOCK 604059105 200 2300 SH
MINNESOTA MNG & MFG COMMON STOCK 604059105 2362 27170 SH
MOBIL COMMON STOCK 607059102 30025 304050 SH
MOBIL COMMON STOCK 607059102 988 10000 SH
MOBIL COMMON STOCK 607059102 6174 62520 SH
MOBIL COMMON STOCK 607059102 40 410 SH
MONSANTO COMMON STOCK 611662107 1687 42635 SH
MONSANTO COMMON STOCK 611662107 1948 49250 SH
MONSANTO CONVERTIBLE PRE 611662305 3609 89950 SH
MONY GROUP COMMON STOCK 615337102 232 7120 SH
MONY GROUP COMMON STOCK 615337102 4 111 SH
MORGAN J P COMMON STOCK 616880100 15587 110937 SH
MORGAN J P COMMON STOCK 616880100 232 1650 SH
MORGAN J P COMMON STOCK 616880100 3406 24245 SH
MORGAN STANLEY COMMON STOCK 617446448 13459 131148 SH
MORGAN STANLEY COMMON STOCK 617446448 488 4760 SH
MORGAN STANLEY COMMON STOCK 617446448 857 8355 SH
MORTON INTERNATIONAL COMMON STOCK 619335102 252 5949 SH
MOTOROLA COMMON STOCK 620076109 18077 190783 SH
MOTOROLA COMMON STOCK 620076109 336 3550 SH
MOTOROLA COMMON STOCK 620076109 1819 19200 SH
MUNIYIELD NJ FUND MUTUAL FUNDS-MU 62630L101 74 5225 SH
MUNIYIELD NJ FUND MUTUAL FUNDS-MU 62630L101 16 1126 SH
MUNIYIELD NJ FUND MUTUAL FUNDS-MU 62630L101 73 5150 SH
MURPHY OIL COMMON STOCK 626717102 221 4529 SH
NATIONAL FUEL GAS COMMON STOCK 636180101 359 7400 SH
NATIONAL FUEL GAS COMMON STOCK 636180101 15 300 SH
NATIONAL FUEL GAS COMMON STOCK 636180101 227 4680 SH
NATIONAL WESTMINSTER BANK PLC COMMON STOCK 638539403 722 5559 SH
NATIONAL WESTMINSTER BANK PLC COMMON STOCK 638539403 148 1141 SH
NATIONAL WESTMINSTER BANK PLC COMMON STOCK 638539403 260 2000 SH
NESTLE S A COMMON STOCK 641069406 1640 18200 SH
NESTLE S A COMMON STOCK 641069406 158 1750 SH
NETWORK APPLIANCE COMMON STOCK 64120L104 1118 20000 SH
NEW JERSEY RESOURCES COMMON STOCK 646025106 256 6838 SH
NEW JERSEY RESOURCES COMMON STOCK 646025106 60 1600 SH
NEW JERSEY RESOURCES COMMON STOCK 646025106 19 500 SH
NEWELL FINL TR I CONVERTIBLE PRE 651195307 1951 35000 SH
NEWELL RUBBERMAID COMMON STOCK 651229106 835 18000 SH
NEWELL RUBBERMAID COMMON STOCK 651229106 46 1000 SH
NOKIA COMMON STOCK 654902204 22027 240565 SH
NOKIA COMMON STOCK 654902204 1222 13350 SH
NORFOLK SOUTHERN COMMON STOCK 655844108 6766 224610 SH
NORFOLK SOUTHERN COMMON STOCK 655844108 133 4400 SH
NORFOLK SOUTHERN COMMON STOCK 655844108 475 15755 SH
NORTEL NETWORKS COMMON STOCK 656569100 413 4760 SH
NORTEL NETWORKS COMMON STOCK 656569100 17 200 SH
NORTH AMERICAN TRAINING COMMON STOCK 657999991 0 39217 SH
NORTHERN STS PWR CO MINN COMMON STOCK 665772109 206 8524 SH
NORTHERN TRUST COMMON STOCK 665859104 15001 154652 SH
NORTHERN TRUST COMMON STOCK 665859104 440 4537 SH
NORTHERN TRUST COMMON STOCK 665859104 1424 14683 SH
NUVEEN MUN MKT OPPORTUNITY FD MUTUAL FUNDS-MU 67062W103 166 10589 SH
NUVEEN MUN MKT OPPORTUNITY FD MUTUAL FUNDS-MU 67062W103 94 6000 SH
OFFICE DEPOT COMMON STOCK 676220106 1251 56700 SH
OMNICARE COMMON STOCK 681904108 159 12600 SH
OMNICOM GROUP COMMON STOCK 681919106 208 2600 SH
OMNICOM GROUP COMMON STOCK 681919106 56 700 SH
ORACLE COMMON STOCK 68389X105 395 10628 SH
ORACLE COMMON STOCK 68389X105 193 5212 SH
ORANGE & ROCKLAND UTILS COMMON STOCK 684065105 38 650 SH
ORANGE & ROCKLAND UTILS COMMON STOCK 684065105 175 3000 SH
PECO ENERGY COMMON STOCK 693304107 360 8608 SH
PECO ENERGY COMMON STOCK 693304107 13 300 SH
PG&E COMMON STOCK 69331C108 136 4178 SH
PG&E COMMON STOCK 69331C108 101 3111 SH
PIMCO ADVISORS HLGS L P COMMON STOCK 69338P102 234 7875 SH
PIMCO ADVISORS HLGS L P COMMON STOCK 69338P102 55 1854 SH
PIMCO ADVISORS HLGS L P COMMON STOCK 69338P102 529 17768 SH
PNC BANK COMMON STOCK 693475105 1421 24651 SH
PNC BANK COMMON STOCK 693475105 66 1149 SH
PNC BANK COMMON STOCK 693475105 264 4587 SH
P P & L RES COMMON STOCK 693499105 2363 76857 SH
P P & L RES COMMON STOCK 693499105 12 400 SH
P P & L RES COMMON STOCK 693499105 403 13106 SH
PPG COMMON STOCK 693506107 3326 56307 SH
PPG COMMON STOCK 693506107 118 2000 SH
PPG COMMON STOCK 693506107 767 12986 SH
PSS WORLD MEDICAL INC COMMON STOCK 69366A100 128 11400 SH
PARAMETRIC TECHNOLOGY COMMON STOCK 699173100 148 10640 SH
PARDEE RESOURCES COMMON STOCK 699437109 493 11400 SH
PARKER HANNIFIN COMMON STOCK 701094104 643 14049 SH
PAYCHEX COMMON STOCK 704326107 2615 82033 SH
PAYCHEX COMMON STOCK 704326107 24 750 SH
PAYCHEX COMMON STOCK 704326107 185 5815 SH
PENNEY J C COMMON STOCK 708160106 2261 46561 SH
PENNEY J C COMMON STOCK 708160106 73 1500 SH
PENNEY J C COMMON STOCK 708160106 10 200 SH
PENNZOIL-QUAKER ST COMMON STOCK 709323109 78 5221 SH
PENNZOIL-QUAKER ST COMMON STOCK 709323109 202 13456 SH
PEOPLES BANCORP DEL COMMON STOCK 709909105 194 19503 SH
PEPSICO COMMON STOCK 713448108 17958 464169 SH
PEPSICO COMMON STOCK 713448108 228 5900 SH
PEPSICO COMMON STOCK 713448108 5619 145234 SH
PHARMACIA & UPJOHN COMMON STOCK 716941109 3639 64057 SH
PHARMACIA & UPJOHN COMMON STOCK 716941109 82 1435 SH
PFIZER COMMON STOCK 717081103 43599 399991 SH
PFIZER COMMON STOCK 717081103 1581 14502 SH
PFIZER COMMON STOCK 717081103 16246 149043 SH
PHILIP MORRIS COMMON STOCK 718154107 5107 127076 SH
PHILIP MORRIS COMMON STOCK 718154107 389 9670 SH
PHILIP MORRIS COMMON STOCK 718154107 5630 140087 SH
PHILLIPS PETE COMMON STOCK 718507106 189 3760 SH
PHILLIPS PETE COMMON STOCK 718507106 84 1660 SH
PIER 1 IMPORTS COMMON STOCK 720279108 160 14250 SH
PIER 1 IMPORTS COMMON STOCK 720279108 45 4000 SH
PIERCING PAGODA COMMON STOCK 720773100 194 15390 SH
PIONEER HI BRED INTL COMMON STOCK 723686101 350 9000 SH
PIONEER HI BRED INTL COMMON STOCK 723686101 105 2700 SH
PITNEY BOWES COMMON STOCK 724479100 1926 29980 SH
PITNEY BOWES COMMON STOCK 724479100 51 800 SH
PITNEY BOWES COMMON STOCK 724479100 379 5900 SH
PLUCKEMIN CORNER REAL ESTATE 729192997 449 48 PRN
POTOMAC ELECTRIC PWR COMMON STOCK 737679100 153 5200 SH
POTOMAC ELECTRIC PWR COMMON STOCK 737679100 65 2206 SH
POTOMAC ELECTRIC PWR COMMON STOCK 737679100 77 2600 SH
PRAXAIR COMMON STOCK 74005P104 957 19560 SH
PRAXAIR COMMON STOCK 74005P104 165 3376 SH
PRAXAIR COMMON STOCK 74005P104 15 309 SH
PREFORMED LINE PRODUCTS COMMON STOCK 740444104 725 36000 SH
PREMIER BANCORP COMMON STOCK 74046J109 114 12360 SH
PROCTER & GAMBLE COMMON STOCK 742718109 30587 342716 SH
PROCTER & GAMBLE COMMON STOCK 742718109 741 8307 SH
PROCTER & GAMBLE COMMON STOCK 742718109 9286 104043 SH
PROGRESSIVE COMMON STOCK 743315103 322 2222 SH
PROGRESSIVE COMMON STOCK 743315103 61 418 SH
PROVIDIAN FINANCIAL COMMON STOCK 74406A102 413 4430 SH
PSINET CONVERTIBLE PRE 74437C309 820 17000 SH
PUBLIC SERVICE COMMON STOCK 744516105 181 6205 SH
PUBLIC SERVICE COMMON STOCK 744516105 41 1400 SH
PUBLIC SERVICE ENTERPRISE COMMON STOCK 744573106 3088 75658 SH
PUBLIC SERVICE ENTERPRISE COMMON STOCK 744573106 223 5463 SH
PUBLIC SERVICE ENTERPRISE COMMON STOCK 744573106 2152 52738 SH
QUADRAMED COMMON STOCK 74730W101 151 18623 SH
QUAKER OATS COMMON STOCK 747402105 514 7740 SH
QUAKER OATS COMMON STOCK 747402105 125 1878 SH
QUAKER OATS COMMON STOCK 747402105 93 1400 SH
QUALCOMM COMMON STOCK 747525103 1033 7200 SH
QUALCOMM COMMON STOCK 747525103 172 1200 SH
QUESTAR COMMON STOCK 748356102 520 27200 SH
QUINTILES TRANSNATIONAL COMMON STOCK 748767100 302 7200 SH
QWEST COMMUNICATIONS INTL COMMON STOCK 749121109 2034 61524 SH
QWEST COMMUNICATIONS INTL COMMON STOCK 749121109 13 400 SH
RADIAN GROUP COMMON STOCK 750236101 207 4245 SH
RAINFOREST CAFE COMMON STOCK 75086K104 104 20520 SH
RALSTON-RALSTON PURINA GROUP COMMON STOCK 751277302 62 2046 SH
RALSTON-RALSTON PURINA GROUP COMMON STOCK 751277302 231 7596 SH
RAYTHEON COMMON STOCK 755111408 795 11280 SH
RAYTHEON COMMON STOCK 755111408 71 1000 SH
RAYTHEON COMMON STOCK 755111408 1294 18350 SH
READERS DIGEST FIN TR CONVERTIBLE PRE 755271202 1758 47500 SH
READERS DIGEST FIN TR CONVERTIBLE PRE 755271202 37 1000 SH
RELIANT ENERGY COMMON STOCK 75952J108 133 4819 SH
RELIANT ENERGY COMMON STOCK 75952J108 28 1000 SH
RELIANT ENERGY COMMON STOCK 75952J108 135 4900 SH
REPSOL SA SPONSORED ADR COMMON STOCK 76026T205 215 10575 SH
REPSOL SA SPONSORED ADR COMMON STOCK 76026T205 61 3000 SH
REYNOLDS METALS COMMON STOCK 761763101 2183 37000 SH
REYNOLDS METALS COMMON STOCK 761763101 0 2 SH
RITE AID COMMON STOCK 767754104 287 11660 SH
ROCKWELL INTL COMMON STOCK 773903109 494 8136 SH
ROCKWELL INTL COMMON STOCK 773903109 73 1200 SH
ROCKWELL INTL COMMON STOCK 773903109 279 4600 SH
ROCKWELL INTL COMMON STOCK 773903109 92 1517 SH
ROHM & HAAS COMMON STOCK 775371107 285 6645 SH
ROSECAP COMMON STOCK 777323106 40 26660 SH
ROSECAP COMMON STOCK 777323106 60 40000 SH
ROYAL DUTCH PETE COMMON STOCK 780257804 16681 276871 SH
ROYAL DUTCH PETE COMMON STOCK 780257804 194 3220 SH
ROYAL DUTCH PETE COMMON STOCK 780257804 4783 79392 SH
SBC COMMUNICATIONS COMMON STOCK 78387G103 23953 412986 SH
SBC COMMUNICATIONS COMMON STOCK 78387G103 768 13246 SH
SBC COMMUNICATIONS COMMON STOCK 78387G103 6481 111742 SH
SLI COMMON STOCK 78442T108 226 8360 SH
S&P 500 DEPOSITARY RECEIPT COMMON STOCK 78462F103 2421 17673 SH
S&P 500 DEPOSITARY RECEIPT COMMON STOCK 78462F103 27 200 SH
SAFEWAY COMMON STOCK 786514208 6475 130800 SH
SAFEWAY COMMON STOCK 786514208 17 350 SH
ST PAUL COMMON STOCK 792860108 2354 73988 SH
ST PAUL COMMON STOCK 792860108 19 600 SH
SARA LEE COMMON STOCK 803111103 10124 446244 SH
SARA LEE COMMON STOCK 803111103 23 1000 SH
SARA LEE COMMON STOCK 803111103 755 33270 SH
SASSOON INTL COMMON STOCK 803869106 0 12500 SH
SCHERING PLOUGH COMMON STOCK 806605101 32013 609765 SH
SCHERING PLOUGH COMMON STOCK 806605101 1908 36341 SH
SCHERING PLOUGH COMMON STOCK 806605101 6901 131453 SH
SCHLUMBERGER COMMON STOCK 806857108 10194 160066 SH
SCHLUMBERGER COMMON STOCK 806857108 32 500 SH
SCHLUMBERGER COMMON STOCK 806857108 1126 17679 SH
SEAGRAMS COMMON STOCK 811850106 393 7805 SH
SEARS COMMON STOCK 812387108 1615 36244 SH
SEARS COMMON STOCK 812387108 22 500 SH
SEARS COMMON STOCK 812387108 299 6716 SH
SELECTIVE INSURANCE COMMON STOCK 816300107 286 15000 SH
SELECTIVE INSURANCE COMMON STOCK 816300107 216 11340 SH
SERVICE CORP INTL COMMON STOCK 817565104 937 48670 SH
SERVICE CORP INTL COMMON STOCK 817565104 25 1300 SH
SERVICE CORP INTL COMMON STOCK 817565104 188 9750 SH
SHELL COMMON STOCK 822703609 376 8100 SH
SHELL COMMON STOCK 822703609 12 248 SH
SHERWIN-WILLIAMS COMMON STOCK 824348106 1943 70000 SH
SHERWIN-WILLIAMS COMMON STOCK 824348106 266 9600 SH
SKYLANDS COMMUNITY BANK COMMON STOCK 830918108 203 17055 SH
SMITHKLINE BEECHAM COMMON STOCK 832378301 20591 311685 SH
SMITHKLINE BEECHAM COMMON STOCK 832378301 174 2640 SH
SMITHKLINE BEECHAM COMMON STOCK 832378301 1396 21125 SH
SMITHKLINE BEECHAM COMMON STOCK 832378301 7 100 SH
SOLECTRON COMMON STOCK 834182107 210 3150 SH
SONAT COMMON STOCK 835415100 299 9030 SH
SONAT COMMON STOCK 835415100 161 4850 SH
SOUTHERN COMMON STOCK 842587107 1180 44529 SH
SOUTHERN COMMON STOCK 842587107 40 1500 SH
SOUTHERN COMMON STOCK 842587107 324 12216 SH
SOUTHTRUST COMMON STOCK 844730101 191 4980 SH
SOUTHTRUST COMMON STOCK 844730101 92 2400 SH
SOUTHTRUST COMMON STOCK 844730101 58 1500 SH
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CAROLINA PWR & LT OTHER 800
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CENDANT SOLE 1500
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CENTURYTEL SOLE 10125
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CHASE MANHATTAN DEFINED 500
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CHASE MANHATTAN OTHER 2000
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CHEVRON SOLE 12904
CHEVRON DEFINED 4940
CHEVRON OTHER 15768
CHEVRON OTHER 125
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CHIRON OTHER 5000
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CHUBB SOLE 200
CHUBB OTHER 11532
CHUBB OTHER 11625
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CINCINNATI BELL OTHER 10400
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CIRCUIT CITY SOLE 5600
CIRCUIT CITY OTHER 500
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CISCO SYSTEMS DEFINED 1600
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CISCO SYSTEMS OTHER 3464
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CINTAS SOLE 4200
CINTAS OTHER 600
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CITIGROUP SOLE 25064
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CITIGROUP DEFINED 262
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CITIGROUP OTHER 900
CITIGROUP OTHER 1875
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CLOROX SOLE 4500
CLOROX OTHER 4200
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COCA COLA OTHER 49166
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COLUMBIA ENERGY GROUP OTHER 4500
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COMERICA OTHER 5620
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COMPAQ COMPUTER SOLE 6650
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COMPAQ COMPUTER DEFINED 800
COMPAQ COMPUTER OTHER 29190
COMPAQ COMPUTER OTHER 9180
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COMPUTER ASSOCIATES SOLE 18049
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COMPUTER ASSOCIATES DEFINED 200
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COMPUTER ASSOCIATES OTHER 1975
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COMPUWARE SOLE 10000
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CONSECO OTHER 5100
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COOPER IND SOLE 3136
COOPER IND OTHER 1532
CORNING SOLE 45427
CORNING SOLE 13200
CORNING DEFINED 2700
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CORNING OTHER 500
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CRIIMI MAE SOLE 10000
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DANA DEFINED 464
DANA OTHER 185
DANA OTHER 475
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DANAHER DEFINED 1600
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DARDEN RESTAURANTS SOLE 1000
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DAYTON HUDSON SOLE 3300
DAYTON HUDSON OTHER 22000
DAYTON HUDSON OTHER 4200
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DEERE SOLE 1600
DEERE OTHER 9300
DEERE OTHER 8400
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DELL COMPUTER SOLE 78720
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DELL COMPUTER DEFINED 1700
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DELL COMPUTER OTHER 24800
DELL COMPUTER OTHER 14641
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DELPHI AUTOMOTIVE SYS SOLE 1238
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DELPHI AUTOMOTIVE SYS OTHER 1186
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DIAL SOLE 786
DIAL OTHER 400
DIAL OTHER 6000
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DIAMETRICS MED OTHER 20000
DISNEY WALT SOLE 512841
DISNEY WALT SOLE 102226
DISNEY WALT DEFINED 13040
DISNEY WALT DEFINED 2400
DISNEY WALT OTHER 93735
DISNEY WALT OTHER 30239
DOMINION RESOURCES SOLE 8031
DOMINION RESOURCES DEFINED 450
DOMINION RESOURCES OTHER 825
DONALDSON LUFKIN & JENRETTE SOLE 4926
DOVER SOLE 2090
DOVER SOLE 9200
DOVER DEFINED 2000
DOVER OTHER 3520
DOW CHEMICAL SOLE 15424
DOW CHEMICAL SOLE 5057
DOW CHEMICAL DEFINED 625
DOW CHEMICAL OTHER 9912
DOW CHEMICAL OTHER 300
DOW CHEMICAL OTHER 9800
DU PONT E I DE NEMOURS SOLE 407908
DU PONT E I DE NEMOURS SOLE 29790
DU PONT E I DE NEMOURS DEFINED 6850
DU PONT E I DE NEMOURS DEFINED 1550
DU PONT E I DE NEMOURS OTHER 80821
DU PONT E I DE NEMOURS OTHER 30592
DU PONT E I DE NEMOURS DEF/OTH 300
DUFF & PHELPS UTILITIES INCOME SOLE 7557
DUFF & PHELPS UTILITIES INCOME OTHER 6300
DUKE ENERGY SOLE 18646
DUKE ENERGY SOLE 8397
DUKE ENERGY DEFINED 1050
DUKE ENERGY DEFINED 850
DUKE ENERGY OTHER 5200
DUKE ENERGY OTHER 750
DUKE RLTY INVTS SOLE 610
DUKE RLTY INVTS SOLE 10000
DUN & BRADSTREET SOLE 11121
DUN & BRADSTREET OTHER 860
DUN & BRADSTREET OTHER 2680
EMC SOLE 232400
EMC SOLE 17000
EMC OTHER 3570
EMC OTHER 1200
E'TOWN SOLE 3950
E'TOWN SOLE 582
E'TOWN OTHER 1129
E'TOWN OTHER 600
EASTMAN KODAK SOLE 9491
EASTMAN KODAK SOLE 1975
EASTMAN KODAK OTHER 3713
EASTMAN KODAK OTHER 907
EATON SOLE 4862
EATON SOLE 224
EATON DEFINED 350
EATON OTHER 311
EDINBERG OTHER 82
EDISON INTERNATIONAL SOLE 7325
EDISON INTERNATIONAL SOLE 1030
EDISON INTERNATIONAL OTHER 600
EDISON INTERNATIONAL OTHER 1200
EL PASO ENERGY SOLE 30000
EL PASO ENERGY DEL SOLE 33010
EL PASO ENERGY DEL OTHER 1948
ELAN PLC SOLE 29000
ELAN PLC OTHER 2000
ELECTRONIC ARTS SOLE 5985
ELECTRONIC ARTS SOLE 550
ELECTRONIC DATA SYSTEMS SOLE 242370
ELECTRONIC DATA SYSTEMS SOLE 19925
ELECTRONIC DATA SYSTEMS DEFINED 10570
ELECTRONIC DATA SYSTEMS DEFINED 1200
ELECTRONIC DATA SYSTEMS OTHER 24526
ELECTRONIC DATA SYSTEMS OTHER 1400
ELECTRONIC DATA SYSTEMS OTHER 5010
EMERSON ELECTRIC SOLE 212062
EMERSON ELECTRIC SOLE 11998
EMERSON ELECTRIC DEFINED 600
EMERSON ELECTRIC DEFINED 200
EMERSON ELECTRIC OTHER 25965
EMERSON ELECTRIC OTHER 20400
ENERGY EAST SOLE 1830
ENERGY EAST SOLE 18790
ENERGY EAST OTHER 44
ENGELHARD SOLE 30487
ENGELHARD SOLE 1350
ENGELHARD DEFINED 2950
ENGELHARD OTHER 23700
ENGELHARD OTHER 9850
ENRON SOLE 430625
ENRON SOLE 29125
ENRON DEFINED 6625
ENRON DEFINED 900
ENRON OTHER 30899
ENRON OTHER 2792
ENRON DEF/OTH 150
EQUIFAX SOLE 21150
EQUITY INCOME FUND SOLE 3542
EQUITY INCOME FUND DEFINED 534
EQUITY INCOME FUND DEFINED 100
EQUITY INCOME FUND OTHER 4927
ERICSSON SOLE 79620
ERICSSON SOLE 9410
ERICSSON DEFINED 4000
ERICSSON OTHER 7400
ERICSSON OTHER 4400
ERICSSON OTHER 3500
EXODUS COMMUNICATIONS SOLE 2000
EXXON SOLE 625600
EXXON SOLE 59042
EXXON DEFINED 25676
EXXON DEFINED 5700
EXXON OTHER 269356
EXXON OTHER 1976
EXXON OTHER 54342
FPL SOLE 121092
FPL SOLE 6550
FPL DEFINED 600
FPL DEFINED 100
FPL OTHER 8240
FPL OTHER 700
FDX SOLE 3800
FANNIE MAE SOLE 252122
FANNIE MAE SOLE 26350
FANNIE MAE DEFINED 500
FANNIE MAE OTHER 15825
FANNIE MAE OTHER 2300
FEDERATED DEPT STORES DEL SOLE 5840
FEDERATED INDEX TR SOLE 7029
FEDERATED INDEX TR OTHER 3844
FIDELITY SOLE 11653
FIDELITY EQUITY - INCOME FUND SOLE 847
FIDELITY EQUITY - INCOME FUND SOLE 2053
FIDELITY EQUITY - INCOME FUND OTHER 4080
FIRST COLONIAL GROUP SOLE 9513
FIRST DATA SOLE 20497
FIRST DATA SOLE 500
FIRST DATA OTHER 4000
FIRST SEC DEL OTHER 10800
FIRST SEC DEL OTHER 11250
FIRST UNION SOLE 272831
FIRST UNION SOLE 19151
FIRST UNION DEFINED 6838
FIRST UNION DEFINED 240
FIRST UNION OTHER 67903
FIRST UNION OTHER 2043
FIRST UNION OTHER 26320
FIRST UNION DEF/OTH 421
FIRST UNION SOLE 300000
FIRST VIRGINIA BANKS SOLE 3600
FIRST VIRGINIA BANKS OTHER 1125
FLEET FINL GROUP SOLE 11545
FLEET FINL GROUP OTHER 9240
FLEET FINL GROUP OTHER 7200
FLEMINGTON FUR SOLE 95734
FLEMINGTON FUR SOLE 71914
FLORIDA SOLE 9600
FLORIDA DEFINED 450
FLORIDA OTHER 4800
FLORIDA OTHER 450
FLUOR SOLE 7200
FLUOR OTHER 80
FORD MOTOR DEL SOLE 50613
FORD MOTOR DEL SOLE 3400
FORD MOTOR DEL DEFINED 1000
FORD MOTOR DEL OTHER 3370
FORD MOTOR DEL OTHER 200
FORTUNE BRANDS SOLE 18300
FORTUNE BRANDS SOLE 400
FORTUNE BRANDS DEFINED 800
FORTUNE BRANDS OTHER 7448
FRANKLIN INTERNATIONAL OTHER 4316
FRANKLIN RESOURCES SOLE 104718
FRANKLIN RESOURCES SOLE 14850
FRANKLIN RESOURCES DEFINED 5724
FRANKLIN RESOURCES DEFINED 1000
FRANKLIN RESOURCES OTHER 17545
FRANKLIN RESOURCES OTHER 1207
FRONTIER SOLE 11250
FRONTIER SOLE 1000
FULTON FINL PA SOLE 65450
GPU SOLE 14985
GPU SOLE 7280
GPU DEFINED 488
GPU DEFINED 750
GPU OTHER 32488
GPU OTHER 1950
GTE SOLE 137188
GTE SOLE 10467
GTE DEFINED 5300
GTE OTHER 56515
GTE OTHER 2650
GALLAHER GROUP SOLE 14850
GALLAHER GROUP SOLE 400
GALLAHER GROUP OTHER 4078
GALLAHER GROUP OTHER 3800
GANNETT SOLE 163056
GANNETT SOLE 11150
GANNETT DEFINED 1600
GANNETT OTHER 10700
GANNETT OTHER 400
GAP STORES SOLE 244171
GAP STORES SOLE 11175
GAP STORES DEFINED 1613
GAP STORES OTHER 1500
GENERAL ELECTRIC SOLE 970642
GENERAL ELECTRIC SOLE 177127
GENERAL ELECTRIC DEFINED 39620
GENERAL ELECTRIC DEFINED 12850
GENERAL ELECTRIC OTHER 309207
GENERAL ELECTRIC OTHER 2800
GENERAL ELECTRIC OTHER 144042
GENERAL ELECTRIC DEF/OTH 300
GENERAL MILLS SOLE 7150
GENERAL MILLS SOLE 2600
GENERAL MILLS DEFINED 1384
GENERAL MILLS OTHER 16570
GENERAL MILLS OTHER 2464
GENERAL MOTORS SOLE 17830
GENERAL MOTORS SOLE 1776
GENERAL MOTORS DEFINED 1162
GENERAL MOTORS OTHER 3448
GENERAL MOTORS OTHER 1700
GENUINE PARTS SOLE 8400
GENUINE PARTS SOLE 900
GENUINE PARTS DEFINED 450
GENUINE PARTS OTHER 11075
GENZYME SOLE 2800
GENZYME OTHER 2800
GEORGIA PACIFIC SOLE 10456
GEORGIA PACIFIC DEFINED 800
GEORGIA PACIFIC OTHER 4300
GEORGIA PACIFIC OTHER 3200
GILLETTE SOLE 215735
GILLETTE SOLE 57893
GILLETTE DEFINED 14289
GILLETTE DEFINED 1500
GILLETTE OTHER 39625
GILLETTE OTHER 2000
GILLETTE OTHER 9385
GLAXO SOLE 240178
GLAXO SOLE 2950
GLAXO OTHER 12375
GLIMCHER REALTY TRUST OTHER 10950
GOVERNMENT SECURITIES INCOME FD SOLE 88334
GUIDANT SOLE 1946
GUIDANT OTHER 3752
HSB GROUP SOLE 6555
HALLIBURTON SOLE 17880
HALLIBURTON SOLE 1000
HALLIBURTON OTHER 2800
HALLIBURTON OTHER 1600
HARLEY DAVIDSON SOLE 95540
HARLEY DAVIDSON SOLE 4000
HARLEY DAVIDSON OTHER 1200
HARRIS SOLE 4000
HARRIS SOLE 2200
HARSCO SOLE 14496
HARTFORD FINANCIAL SERVICES SOLE 20000
HARTFORD FINANCIAL SERVICES DEFINED 1508
HARTFORD FINANCIAL SERVICES OTHER 10754
HARTFORD FINANCIAL SERVICES OTHER 1000
THE HARVILL PRESS LIMITED OTHER 18625
HEINEKEN NV ADR SOLE 6500
HEINZ H J SOLE 26590
HEINZ H J SOLE 2450
HEINZ H J DEFINED 1750
HEINZ H J DEFINED 300
HEINZ H J OTHER 15065
HEINZ H J OTHER 2350
HELIX TECHNOLOGY OTHER 7800
HELIX TECHNOLOGY OTHER 7200
HERCULES SOLE 15629
HERCULES OTHER 1900
HERSHEY FOODS SOLE 14887
HERSHEY FOODS SOLE 1525
HERSHEY FOODS DEFINED 600
HERSHEY FOODS OTHER 5900
HERSHEY FOODS OTHER 3000
HEWLETT PACKARD SOLE 250430
HEWLETT PACKARD SOLE 15435
HEWLETT PACKARD DEFINED 1885
HEWLETT PACKARD DEFINED 1500
HEWLETT PACKARD OTHER 46002
HEWLETT PACKARD OTHER 3950
HEWLETT PACKARD DEF/OTH 200
HIGHWOODS PPTYS OTHER 7900
HOLLINGER INTERNATIONAL SOLE 100000
HOME DEPOT SOLE 337996
HOME DEPOT SOLE 50769
HOME DEPOT DEFINED 17080
HOME DEPOT DEFINED 1050
HOME DEPOT OTHER 63946
HOME DEPOT OTHER 2160
HOME DEPOT OTHER 6418
HONEYWELL SOLE 45470
HONEYWELL SOLE 3500
HONEYWELL OTHER 2250
HOOPER HOLMES SOLE 15000
HOSPITALITY PPTYS TR SOLE 18050
HOSPITALITY PPTYS TR SOLE 300
HOSPITALITY PPTYS TR DEFINED 400
HOSPITALITY PPTYS TR OTHER 5300
HOUSEHOLD INTERNATIONAL SOLE 67887
HOUSEHOLD INTERNATIONAL SOLE 797
HOUSEHOLD INTERNATIONAL OTHER 6323
HUBBELL SOLE 20000
HUDSON UTD BANCORP SOLE 3386
HUDSON UTD BANCORP OTHER 3297
IMS HEALTH SOLE 42342
IMS HEALTH SOLE 23000
IMS HEALTH DEFINED 2400
IMS HEALTH OTHER 3220
IMS HEALTH OTHER 5360
ILLINOIS TOOL WORKS SOLE 46330
ILLINOIS TOOL WORKS SOLE 9500
ILLINOIS TOOL WORKS OTHER 16500
ILLINOIS TOOL WORKS OTHER 29400
INFORMIX SOLE 13000
INFORMIX DEFINED 1000
INGERSOLL RAND SOLE 66618
INGERSOLL RAND SOLE 187
INGERSOLL RAND DEFINED 550
INGERSOLL RAND OTHER 2100
INGERSOLL RAND SOLE 35000
INTEL SOLE 654965
INTEL SOLE 80958
INTEL DEFINED 12992
INTEL DEFINED 1600
INTEL OTHER 98772
INTEL OTHER 1200
INTEL OTHER 31916
INTL BUSINESS MACHINES SOLE 290217
INTL BUSINESS MACHINES SOLE 233536
INTL BUSINESS MACHINES DEFINED 1600
INTL BUSINESS MACHINES DEFINED 9760
INTL BUSINESS MACHINES OTHER 52192
INTL BUSINESS MACHINES OTHER 14220
INTL FLAVORS & FRAGRANCES SOLE 1500
INTL FLAVORS & FRAGRANCES SOLE 4500
INTL FLAVORS & FRAGRANCES DEFINED 2500
INTL FLAVORS & FRAGRANCES OTHER 1000
INTERNATIONAL PAPER SOLE 21970
INTERNATIONAL PAPER OTHER 4774
INTERPUBLIC GROUP SOLE 89050
INTERPUBLIC GROUP SOLE 1800
JANUS SOLE 89848
JOHNSON & JOHNSON SOLE 366129
JOHNSON & JOHNSON SOLE 50480
JOHNSON & JOHNSON DEFINED 12222
JOHNSON & JOHNSON DEFINED 800
JOHNSON & JOHNSON OTHER 196467
JOHNSON & JOHNSON OTHER 400
JOHNSON & JOHNSON OTHER 45647
KELLOGG SOLE 2000
KELLOGG OTHER 1800
KELLOGG OTHER 128000
KEMPER MUN BD FD SH BEN INT SOLE 17990
KEMPER GOVT SECS TR SOLE 10000
KEYCORP SOLE 8882
KEYCORP DEFINED 700
KEYCORP OTHER 3820
KEYCORP OTHER 200
KEYSPAN SOLE 4718
KEYSPAN SOLE 3116
KEYSPAN DEFINED 2800
KEYSPAN OTHER 1728
KIMBERLY CLARK SOLE 224897
KIMBERLY CLARK SOLE 9725
KIMBERLY CLARK DEFINED 3456
KIMBERLY CLARK OTHER 14850
KIMBERLY CLARK OTHER 400
KIMBERLY CLARK DEF/OTH 100
KIMCO REALTY SOLE 1000
KIMCO REALTY SOLE 7300
KONINKLIJKE PHILLIPS ELECTRONICSSOLE 11960
KONINKLIJKE PHILLIPS ELECTRONICSOTHER 1748
ESTEE LAUDER AUTO EXCH SEC TR IISOLE 15000
ESTEE LAUDER COMPANIES-CL A SOLE 169480
ESTEE LAUDER COMPANIES-CL A OTHER 1400
LEHMAN BROS SOLE 1939
LEHMAN BROS OTHER 2092
LEHMAN BROS OTHER 519
LEVITZ FURNITURE SOLE 10000
LIBERTY PPTY TR SOLE 5200
LIBERTY PPTY TR DEFINED 500
LIBERTY PPTY TR OTHER 3885
LIBERTY PPTY TR OTHER 800
LILLY ELI SOLE 16486
LILLY ELI SOLE 1000
LILLY ELI OTHER 7924
LILLY ELI OTHER 2300
LIMITED SOLE 149650
LIMITED SOLE 500
LIMITED OTHER 3550
LINCOLN NATL SOLE 70000
LINEAR TECHNOLOGY SOLE 4650
LOCKHEED MARTIN SOLE 191038
LOCKHEED MARTIN SOLE 5700
LOCKHEED MARTIN OTHER 800
LOEWS SOLE 4200
LOEWS OTHER 1200
LUCENT TECHNOLOGIES SOLE 836336
LUCENT TECHNOLOGIES SOLE 92090
LUCENT TECHNOLOGIES DEFINED 21350
LUCENT TECHNOLOGIES DEFINED 4514
LUCENT TECHNOLOGIES OTHER 119456
LUCENT TECHNOLOGIES OTHER 1812
LUCENT TECHNOLOGIES OTHER 16786
LUCENT TECHNOLOGIES DEF/OTH 400
MBIA SOLE 2475
MBIA SOLE 2000
MBIA DEFINED 400
MBIA OTHER 500
MBNA SOLE 271986
MBNA SOLE 38901
MBNA DEFINED 11120
MBNA OTHER 15182
MBNA OTHER 3600
MCI CAPITAL I SOLE 7950
MCI CAPITAL I SOLE 500
MCI CAPITAL I DEFINED 900
MCI CAPITAL I OTHER 3700
MCI WORLDCOM SOLE 400228
MCI WORLDCOM SOLE 27570
MCI WORLDCOM DEFINED 11034
MCI WORLDCOM DEFINED 900
MCI WORLDCOM OTHER 50076
MCI WORLDCOM OTHER 2000
MCI WORLDCOM OTHER 2291
MCI WORLDCOM DEF/OTH 100
MFS INTER INCOME TR SOLE 10456
MARSH & MCLENNAN SOLE 57175
MARSH & MCLENNAN SOLE 300
MARSH & MCLENNAN OTHER 900
MARRIOTT INTERNATIONAL SOLE 7800
MARRIOTT INTERNATIONAL OTHER 16700
MASCO SOLE 4566
MASCO SOLE 2000
MASCO OTHER 1600
MASCO OTHER 800
MATTEL SOLE 269859
MATTEL SOLE 27500
MATTEL DEFINED 2700
MATTEL DEFINED 300
MATTEL OTHER 6637
MATTEL SOLE 57500
MAY DEPT STORES SOLE 32913
MAY DEPT STORES SOLE 2000
MAY DEPT STORES DEFINED 1500
MAY DEPT STORES DEFINED 750
MAY DEPT STORES OTHER 14554
MAY DEPT STORES OTHER 26322
MCDONALDS SOLE 59418
MCDONALDS SOLE 40600
MCDONALDS OTHER 5760
MCDONALDS OTHER 6400
MCGRAW HILL SOLE 82510
MCGRAW HILL DEFINED 800
MCGRAW HILL OTHER 8100
MCGRAW HILL OTHER 6400
MCKESSON HBOC SOLE 255352
MEDAREX SOLE 15000
MEDIAONE GROUP SOLE 16079
MEDIAONE GROUP SOLE 582
MEDIAONE GROUP DEFINED 36
MEDIAONE GROUP OTHER 8941
MEDIAONE GROUP OTHER 292
MEDTRONICS SOLE 1467
MEDTRONICS SOLE 4000
MEDTRONICS DEFINED 500
MEDTRONICS OTHER 200
MELLON BANK SOLE 82312
MELLON BANK SOLE 5800
MELLON BANK OTHER 43000
MERCK SOLE 791091
MERCK SOLE 393470
MERCK DEFINED 20630
MERCK DEFINED 2676
MERCK OTHER 216699
MERCK OTHER 404480
MERCK OTHER 97820
MERCK DEF/OTH 300
MERRILL LYNCH SOLE 9840
MERRILL LYNCH SOLE 400
MERRILL LYNCH OTHER 3470
MICHIGAN ST HIGHER ED STUDENT SOLE 950000
MICROSOFT SOLE 672225
MICROSOFT SOLE 89106
MICROSOFT DEFINED 14921
MICROSOFT DEFINED 3050
MICROSOFT OTHER 106692
MICROSOFT OTHER 2800
MICROSOFT OTHER 46942
MINNESOTA MNG & MFG SOLE 110332
MINNESOTA MNG & MFG SOLE 12032
MINNESOTA MNG & MFG DEFINED 2300
MINNESOTA MNG & MFG OTHER 23570
MINNESOTA MNG & MFG OTHER 3600
MOBIL SOLE 275302
MOBIL SOLE 28748
MOBIL DEFINED 7500
MOBIL DEFINED 2500
MOBIL OTHER 37740
MOBIL OTHER 1940
MOBIL OTHER 22840
MOBIL DEF/OTH 410
MONSANTO SOLE 38035
MONSANTO SOLE 4600
MONSANTO OTHER 41250
MONSANTO OTHER 8000
MONSANTO SOLE 89950
MONY GROUP SOLE 120
MONY GROUP SOLE 7000
MONY GROUP OTHER 111
MORGAN J P SOLE 100637
MORGAN J P SOLE 10300
MORGAN J P DEFINED 1050
MORGAN J P DEFINED 600
MORGAN J P OTHER 19945
MORGAN J P OTHER 4300
MORGAN STANLEY SOLE 123735
MORGAN STANLEY SOLE 7413
MORGAN STANLEY DEFINED 4110
MORGAN STANLEY DEFINED 650
MORGAN STANLEY OTHER 7635
MORGAN STANLEY OTHER 720
MORTON INTERNATIONAL SOLE 5949
MOTOROLA SOLE 180183
MOTOROLA SOLE 10600
MOTOROLA DEFINED 3550
MOTOROLA OTHER 15600
MOTOROLA OTHER 800
MOTOROLA OTHER 2800
MUNIYIELD NJ FUND SOLE 5225
MUNIYIELD NJ FUND DEFINED 1126
MUNIYIELD NJ FUND OTHER 5150
MURPHY OIL OTHER 2769
MURPHY OIL OTHER 1760
NATIONAL FUEL GAS SOLE 5800
NATIONAL FUEL GAS SOLE 1600
NATIONAL FUEL GAS DEFINED 300
NATIONAL FUEL GAS OTHER 3880
NATIONAL FUEL GAS OTHER 800
NATIONAL WESTMINSTER BANK PLC SOLE 5559
NATIONAL WESTMINSTER BANK PLC DEFINED 1141
NATIONAL WESTMINSTER BANK PLC OTHER 2000
NESTLE S A SOLE 17100
NESTLE S A SOLE 1100
NESTLE S A OTHER 1750
NETWORK APPLIANCE SOLE 20000
NEW JERSEY RESOURCES SOLE 6738
NEW JERSEY RESOURCES SOLE 100
NEW JERSEY RESOURCES DEFINED 1600
NEW JERSEY RESOURCES OTHER 500
NEWELL FINL TR I SOLE 35000
NEWELL RUBBERMAID SOLE 18000
NEWELL RUBBERMAID OTHER 1000
NOKIA SOLE 228165
NOKIA SOLE 12400
NOKIA OTHER 11600
NOKIA OTHER 1600
NOKIA OTHER 150
NORFOLK SOUTHERN SOLE 217110
NORFOLK SOUTHERN SOLE 7500
NORFOLK SOUTHERN DEFINED 4400
NORFOLK SOUTHERN OTHER 8375
NORFOLK SOUTHERN OTHER 7380
NORTEL NETWORKS SOLE 60
NORTEL NETWORKS SOLE 4700
NORTEL NETWORKS OTHER 200
NORTH AMERICAN TRAINING SOLE 39217
NORTHERN STS PWR CO MINN SOLE 7924
NORTHERN STS PWR CO MINN SOLE 600
NORTHERN TRUST SOLE 144187
NORTHERN TRUST SOLE 10465
NORTHERN TRUST DEFINED 4037
NORTHERN TRUST DEFINED 500
NORTHERN TRUST OTHER 12562
NORTHERN TRUST OTHER 600
NORTHERN TRUST OTHER 1521
NUVEEN MUN MKT OPPORTUNITY FD SOLE 10589
NUVEEN MUN MKT OPPORTUNITY FD OTHER 6000
OFFICE DEPOT SOLE 55200
OFFICE DEPOT SOLE 1500
OMNICARE SOLE 12600
OMNICOM GROUP SOLE 2600
OMNICOM GROUP OTHER 700
ORACLE SOLE 10628
ORACLE OTHER 5212
ORANGE & ROCKLAND UTILS SOLE 650
ORANGE & ROCKLAND UTILS DEFINED 3000
PECO ENERGY SOLE 7658
PECO ENERGY SOLE 950
PECO ENERGY OTHER 300
PG&E SOLE 2478
PG&E SOLE 1700
PG&E OTHER 2550
PG&E OTHER 561
PIMCO ADVISORS HLGS L P SOLE 7875
PIMCO ADVISORS HLGS L P DEFINED 1854
PIMCO ADVISORS HLGS L P OTHER 17768
PNC BANK SOLE 22851
PNC BANK SOLE 1800
PNC BANK DEFINED 1149
PNC BANK OTHER 4075
PNC BANK OTHER 512
P P & L RES SOLE 67487
P P & L RES SOLE 9370
P P & L RES DEFINED 400
P P & L RES OTHER 12506
P P & L RES OTHER 600
PPG SOLE 54907
PPG SOLE 1400
PPG DEFINED 2000
PPG OTHER 11286
PPG OTHER 1700
PSS WORLD MEDICAL INC SOLE 11400
PARAMETRIC TECHNOLOGY SOLE 10640
PARDEE RESOURCES SOLE 11400
PARKER HANNIFIN SOLE 14049
PAYCHEX SOLE 62903
PAYCHEX SOLE 19130
PAYCHEX DEFINED 750
PAYCHEX OTHER 5815
PENNEY J C SOLE 44761
PENNEY J C SOLE 1800
PENNEY J C DEFINED 1500
PENNEY J C OTHER 200
PENNZOIL-QUAKER ST SOLE 4811
PENNZOIL-QUAKER ST SOLE 410
PENNZOIL-QUAKER ST OTHER 6896
PENNZOIL-QUAKER ST OTHER 6560
PEOPLES BANCORP DEL SOLE 19503
PEPSICO SOLE 421795
PEPSICO SOLE 42374
PEPSICO DEFINED 5900
PEPSICO OTHER 111294
PEPSICO OTHER 1800
PEPSICO OTHER 32140
PHARMACIA & UPJOHN SOLE 64057
PHARMACIA & UPJOHN OTHER 185
PHARMACIA & UPJOHN OTHER 1250
PFIZER SOLE 363137
PFIZER SOLE 36854
PFIZER DEFINED 11102
PFIZER DEFINED 3400
PFIZER OTHER 120609
PFIZER OTHER 400
PFIZER OTHER 28034
PHILIP MORRIS SOLE 108668
PHILIP MORRIS SOLE 18408
PHILIP MORRIS DEFINED 9670
PHILIP MORRIS OTHER 109770
PHILIP MORRIS OTHER 30317
PHILLIPS PETE SOLE 3760
PHILLIPS PETE OTHER 1660
PIER 1 IMPORTS SOLE 14250
PIER 1 IMPORTS OTHER 4000
PIERCING PAGODA SOLE 15390
PIONEER HI BRED INTL SOLE 7200
PIONEER HI BRED INTL SOLE 1800
PIONEER HI BRED INTL OTHER 2700
PITNEY BOWES SOLE 26780
PITNEY BOWES SOLE 3200
PITNEY BOWES DEFINED 800
PITNEY BOWES OTHER 5900
PLUCKEMIN CORNER OTHER 48
POTOMAC ELECTRIC PWR SOLE 4200
POTOMAC ELECTRIC PWR SOLE 1000
POTOMAC ELECTRIC PWR DEFINED 2206
POTOMAC ELECTRIC PWR OTHER 2600
PRAXAIR SOLE 18760
PRAXAIR SOLE 800
PRAXAIR OTHER 3376
PRAXAIR DEF/OTH 309
PREFORMED LINE PRODUCTS SOLE 36000
PREMIER BANCORP SOLE 12360
PROCTER & GAMBLE SOLE 311152
PROCTER & GAMBLE SOLE 31564
PROCTER & GAMBLE DEFINED 8307
PROCTER & GAMBLE OTHER 72897
PROCTER & GAMBLE OTHER 2000
PROCTER & GAMBLE OTHER 29146
PROGRESSIVE SOLE 2222
PROGRESSIVE OTHER 418
PROVIDIAN FINANCIAL OTHER 1298
PROVIDIAN FINANCIAL OTHER 3132
PSINET SOLE 17000
PUBLIC SERVICE SOLE 5905
PUBLIC SERVICE SOLE 300
PUBLIC SERVICE OTHER 1400
PUBLIC SERVICE ENTERPRISE SOLE 70693
PUBLIC SERVICE ENTERPRISE SOLE 4965
PUBLIC SERVICE ENTERPRISE DEFINED 3924
PUBLIC SERVICE ENTERPRISE DEFINED 1539
PUBLIC SERVICE ENTERPRISE OTHER 42726
PUBLIC SERVICE ENTERPRISE OTHER 10012
QUADRAMED SOLE 18623
QUAKER OATS SOLE 6740
QUAKER OATS SOLE 1000
QUAKER OATS DEFINED 1878
QUAKER OATS OTHER 1400
QUALCOMM SOLE 5200
QUALCOMM SOLE 2000
QUALCOMM OTHER 1200
QUESTAR OTHER 13200
QUESTAR OTHER 14000
QUINTILES TRANSNATIONAL SOLE 7200
QWEST COMMUNICATIONS INTL SOLE 61524
QWEST COMMUNICATIONS INTL OTHER 400
RADIAN GROUP SOLE 4245
RAINFOREST CAFE SOLE 20520
RALSTON-RALSTON PURINA GROUP SOLE 2046
RALSTON-RALSTON PURINA GROUP OTHER 7596
RAYTHEON SOLE 10480
RAYTHEON SOLE 800
RAYTHEON DEFINED 600
RAYTHEON DEFINED 400
RAYTHEON OTHER 3650
RAYTHEON OTHER 14700
READERS DIGEST FIN TR SOLE 47500
READERS DIGEST FIN TR OTHER 1000
RELIANT ENERGY SOLE 4819
RELIANT ENERGY DEFINED 1000
RELIANT ENERGY OTHER 3400
RELIANT ENERGY OTHER 1500
REPSOL SA SPONSORED ADR SOLE 10575
REPSOL SA SPONSORED ADR OTHER 3000
REYNOLDS METALS SOLE 37000
REYNOLDS METALS OTHER 2
RITE AID SOLE 5660
RITE AID SOLE 6000
ROCKWELL INTL SOLE 8136
ROCKWELL INTL DEFINED 1200
ROCKWELL INTL OTHER 1900
ROCKWELL INTL OTHER 2700
ROCKWELL INTL DEF/OTH 1517
ROHM & HAAS SOLE 6645
ROSECAP SOLE 26660
ROSECAP OTHER 40000
ROYAL DUTCH PETE SOLE 260271
ROYAL DUTCH PETE SOLE 16600
ROYAL DUTCH PETE DEFINED 3220
ROYAL DUTCH PETE OTHER 66392
ROYAL DUTCH PETE OTHER 13000
SBC COMMUNICATIONS SOLE 378930
SBC COMMUNICATIONS SOLE 34056
SBC COMMUNICATIONS DEFINED 12846
SBC COMMUNICATIONS DEFINED 400
SBC COMMUNICATIONS OTHER 105292
SBC COMMUNICATIONS OTHER 6450
SLI SOLE 8360
S&P 500 DEPOSITARY RECEIPT SOLE 15665
S&P 500 DEPOSITARY RECEIPT SOLE 2008
S&P 500 DEPOSITARY RECEIPT OTHER 200
SAFEWAY SOLE 116000
SAFEWAY SOLE 14800
SAFEWAY OTHER 350
ST PAUL SOLE 69412
ST PAUL SOLE 4576
ST PAUL OTHER 600
SARA LEE SOLE 425744
SARA LEE SOLE 20500
SARA LEE DEFINED 1000
SARA LEE OTHER 18300
SARA LEE OTHER 2970
SARA LEE OTHER 12000
SASSOON INTL DEFINED 12500
SCHERING PLOUGH SOLE 409262
SCHERING PLOUGH SOLE 200503
SCHERING PLOUGH DEFINED 32474
SCHERING PLOUGH DEFINED 3867
SCHERING PLOUGH OTHER 104509
SCHERING PLOUGH OTHER 26944
SCHLUMBERGER SOLE 139440
SCHLUMBERGER SOLE 20626
SCHLUMBERGER DEFINED 500
SCHLUMBERGER OTHER 15904
SCHLUMBERGER OTHER 1775
SEAGRAMS OTHER 7805
SEARS SOLE 35444
SEARS SOLE 800
SEARS DEFINED 500
SEARS OTHER 6389
SEARS OTHER 327
SELECTIVE INSURANCE SOLE 15000
SELECTIVE INSURANCE OTHER 11340
SERVICE CORP INTL SOLE 31470
SERVICE CORP INTL SOLE 17200
SERVICE CORP INTL DEFINED 1300
SERVICE CORP INTL OTHER 8650
SERVICE CORP INTL OTHER 1100
SHELL SOLE 4200
SHELL SOLE 3900
SHELL OTHER 248
SHERWIN-WILLIAMS SOLE 70000
SHERWIN-WILLIAMS OTHER 9600
SKYLANDS COMMUNITY BANK SOLE 17055
SMITHKLINE BEECHAM SOLE 300875
SMITHKLINE BEECHAM SOLE 10810
SMITHKLINE BEECHAM DEFINED 2640
SMITHKLINE BEECHAM OTHER 21125
SMITHKLINE BEECHAM DEF/OTH 100
SOLECTRON SOLE 2650
SOLECTRON SOLE 500
SONAT SOLE 9030
SONAT OTHER 4850
SOUTHERN SOLE 34863
SOUTHERN SOLE 9666
SOUTHERN DEFINED 1000
SOUTHERN DEFINED 500
SOUTHERN OTHER 8466
SOUTHERN OTHER 3750
SOUTHTRUST SOLE 4230
SOUTHTRUST SOLE 750
SOUTHTRUST DEFINED 2400
SOUTHTRUST OTHER 1500
SOVEREIGN BANCORP SOLE 16834
SOVEREIGN BANCORP SOLE 8084
SOVEREIGN BANCORP DEFINED 1200
SOVEREIGN BANCORP DEFINED 3071
SOVEREIGN BANCORP OTHER 4152
SPRINT SOLE 14742
SPRINT DEFINED 800
SPRINT OTHER 4340
STAGE STORES SOLE 14250
STAGE STORES OTHER 2700
STAPLES SOLE 7153
STAPLES SOLE 1000
STARBUCKS SOLE 90600
STARBUCKS SOLE 12000
STARBUCKS OTHER 1400
STATE STR SOLE 4400
STATEN IS BANCORP INC SOLE 48941
STATEN IS BANCORP INC OTHER 5503
STEWART ENTERPRISES SOLE 12635
STEWART ENTERPRISES SOLE 12000
SUIZA FOODS SOLE 7980
SUMMIT BANCORP SOLE 5068532
SUMMIT BANCORP SOLE 88671
SUMMIT BANCORP DEFINED 179554
SUMMIT BANCORP DEFINED 9653
SUMMIT BANCORP OTHER 571532
SUMMIT BANCORP OTHER 3442
SUMMIT BANCORP OTHER 123124
SUMMIT BANCORP DEF/OTH 14300
SUN MICROSYSTEMS SOLE 11214
SUN MICROSYSTEMS SOLE 100
SUN MICROSYSTEMS OTHER 7344
SUNGARD DATA SYSTEM SOLE 11475
SUNGARD DATA SYSTEM OTHER 500
SYQUEST TECHNOLOGY SOLE 10875
SYSCO SOLE 42488
SYSCO SOLE 8400
SYSCO DEFINED 3400
SYSCO OTHER 11068
SYSCO OTHER 19800
TECO ENERGY SOLE 88
TECO ENERGY DEFINED 1000
TECO ENERGY OTHER 13600
TEPPCO PARTNERS LP SOLE 8000
TEPPCO PARTNERS LP OTHER 3800
T-NETIX SOLE 105567
TRW SOLE 3560
TRW SOLE 1600
TECH DATA SOLE 10800
TECH DATA SOLE 700
TELLABS SOLE 31444
TELLABS OTHER 600
A T & T SH OTHER 1400
TEXACO SOLE 83738
TEXACO SOLE 7484
TEXACO DEFINED 3484
TEXACO DEFINED 2000
TEXACO OTHER 12730
TEXACO OTHER 1300
TEXAS INSTRUMENTS SOLE 84640
TEXAS INSTRUMENTS SOLE 11300
TEXAS INSTRUMENTS DEFINED 1150
TEXAS INSTRUMENTS DEFINED 500
TEXAS INSTRUMENTS OTHER 1300
TEXAS INSTRUMENTS OTHER 200
TEXAS UTILS SOLE 9674
TEXAS UTILS SOLE 300
TEXAS UTILS DEFINED 1000
TEXAS UTILS OTHER 14141
TEXAS UTILS OTHER 9250
TEXTRON SOLE 182556
TEXTRON SOLE 7000
TEXTRON OTHER 3700
THOMAS & BETTS SOLE 127770
THOMAS & BETTS SOLE 2400
THOMAS & BETTS OTHER 130230
3 COM SOLE 51910
3 COM SOLE 800
3 COM DEFINED 1000
3 COM OTHER 7150
3 COM OTHER 75
TIME WARNER SOLE 236741
TIME WARNER SOLE 10100
TIME WARNER DEFINED 600
TIME WARNER OTHER 14350
TIME WARNER OTHER 600
TRIARC SOLE 11000
TRICON GLOBAL RESTAURANTS SOLE 8938
TRICON GLOBAL RESTAURANTS SOLE 652
TRICON GLOBAL RESTAURANTS DEFINED 120
TRICON GLOBAL RESTAURANTS OTHER 4267
TRICON GLOBAL RESTAURANTS OTHER 400
TRICON GLOBAL RESTAURANTS OTHER 1054
TYCO INTL SOLE 243650
TYCO INTL SOLE 21288
TYCO INTL DEFINED 7145
TYCO INTL DEFINED 950
TYCO INTL OTHER 22577
TYCO INTL OTHER 2742
USX SOLE 27067
UNUM SOLE 20100
UNUM SOLE 1200
UNUM DEFINED 100
UNUM OTHER 400
UNUM OTHER 200
USG SOLE 4200
UNCOMMON VALUES UNIT TR 1985 SOLE 48752
UNILEVER N V NEW YORK SHS SOLE 10619
UNILEVER N V NEW YORK SHS OTHER 8745
UNION PACIFIC SOLE 198071
UNION PACIFIC SOLE 1300
UNION PACIFIC DEFINED 1200
UNION PACIFIC DEFINED 400
UNION PACIFIC OTHER 21000
UNION PACIFIC OTHER 200
UNION PAC CAP TR SOLE 30000
UNION PAC RES GROUP SOLE 73088
UNION PAC RES GROUP SOLE 169
UNION PAC RES GROUP DEFINED 338
UNION PAC RES GROUP OTHER 3143
UNITED DOMINION REALTY TRUST SOLE 4800
UNITED DOMINION REALTY TRUST OTHER 19400
UNITED NATL BANCORP N J SOLE 1053
UNITED NATL BANCORP N J DEFINED 22514
UNITED RETAIL GROUP SOLE 18000
U S INDUSTRIES SOLE 61412
U S WEST NEW SOLE 29642
U S WEST NEW SOLE 12660
U S WEST NEW DEFINED 3732
U S WEST NEW OTHER 24880
U S WEST NEW OTHER 3599
UNITED TECHNOLOGIES SOLE 323392
UNITED TECHNOLOGIES SOLE 18400
UNITED TECHNOLOGIES DEFINED 400
UNITED TECHNOLOGIES OTHER 37640
UNITED TECHNOLOGIES OTHER 200
UNITED TECHNOLOGIES DEF/OTH 400
UNITED WTR RESOURCES SOLE 25143
UNITED WTR RESOURCES DEFINED 1000
UNITED WTR RESOURCES OTHER 1687
VALLEY NATL BANCORP SOLE 26300
VALLEY NATL BANCORP DEFINED 232
VALLEY NATL BANCORP OTHER 8716
VANGUARD FIXED SECS FD SOLE 248374
VANGUARD FIXED SECS FD SOLE 65404
VANGUARD FIXED SECS FD DEFINED 19305
VANGUARD FIXED SECS FD DEFINED 6344
VANGUARD FIXED SECS FD OTHER 13194
VANGUARD FIXED SECS FD OTHER 3727
VIAD SOLE 20286
VIAD DEFINED 1000
VIAD OTHER 400
VIAD OTHER 6000
VODAFONE AIRTOUCH PLC SOLE 23103
VODAFONE AIRTOUCH PLC SOLE 4339
VODAFONE AIRTOUCH PLC DEFINED 644
VODAFONE AIRTOUCH PLC OTHER 4450
VODAFONE AIRTOUCH PLC OTHER 900
VULCAN MATERIALS SOLE 300
VULCAN MATERIALS OTHER 4008
WACHOVIA SOLE 3770
WACHOVIA OTHER 3050
WAL MART SOLE 253648
WAL MART SOLE 63100
WAL MART OTHER 57600
WAL MART OTHER 1000
WAL MART OTHER 51400
WALGREEN SOLE 22600
WALGREEN SOLE 9832
WALGREEN DEFINED 800
WARNER LAMBERT SOLE 220303
WARNER LAMBERT SOLE 21132
WARNER LAMBERT DEFINED 10160
WARNER LAMBERT DEFINED 1150
WARNER LAMBERT OTHER 89077
WARNER LAMBERT OTHER 881
WASHINGTON MUTUAL SOLE 37500
WASHINGTON MUTUAL OTHER 1250
WASTE MANAGEMENT SOLE 1253
WASTE MANAGEMENT SOLE 10760
WASTE MANAGEMENT DEFINED 362
WASTE MANAGEMENT OTHER 1739
WASTE MANAGEMENT OTHER 3760
WATSON PHARMACEUTICALS SOLE 8012
WATSON PHARMACEUTICALS OTHER 11
WEINGARTEN REALTY SBI SOLE 4000
WEINGARTEN REALTY SBI OTHER 1550
WELLS FARGO NEW SOLE 71120
WELLS FARGO NEW SOLE 9100
WELLS FARGO NEW DEFINED 400
WELLS FARGO NEW OTHER 5600
WELLS FARGO NEW OTHER 1700
WEYERHAEUSER SOLE 1450
WEYERHAEUSER OTHER 1700
WEYERHAEUSER OTHER 1600
WHIRLPOOL SOLE 4050
WHIRLPOOL DEFINED 300
WHIRLPOOL OTHER 1210
WILLIAMS COS SOLE 101287
WILLIAMS COS OTHER 9000
WILMINGTON TRUST SOLE 9000
WILMINGTON TRUST DEFINED 4800
WISCONSIN ENERGY SOLE 12721
WISCONSIN ENERGY SOLE 3300
WISCONSIN ENERGY OTHER 5550
WISCONSIN ENERGY OTHER 500
WRIGLEY WM JR SOLE 7757
WRIGLEY WM JR OTHER 7200
WRIGLEY WM JR OTHER 3600
XEROX SOLE 61470
XEROX SOLE 9500
XEROX OTHER 11236
YAHOO SOLE 2200
YAHOO SOLE 50
YAHOO OTHER 4000
ZOMAX SOLE 6615
BOND GROCERY SOLE 380
BLUE RIBBON LABEL OTHER 38
ENDICOTT MACHINE & TOOL SOLE 274699
SYMYX TECHNOLOGIES SOLE 16666
SYMYX TECHNOLOGIES OTHER 50000
KAY PUBLISHING OTHER 60
MURRAY HILL RACQUET CLUB SOLE 326
XL CAPITAL LTD SOLE 47000
XL CAPITAL LTD OTHER 1000
SHONK LAND CO LTD PARTNERSHIP SOLE 166
UNIVERSAL REALTY CO INC OTHER 94640
KANAVY COMPUTER CORP CONV PFD SOLE 10000
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