[DESCRIPTION] FORM 13F
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: 09/30/1999
Check here if Amendment [ ] Amendment Number:
This Amendment [ ] is a restatement
[ ] adds new holding entries
Institutional Investment Manager Filing this Report:
Name: SUMMIT BANK
Address: 210 MAIN STREET
HACKENSACK, NJ 07601
13F File Number: 28-01123
The institutional investment Manager filing this report and the
person by whom it is signed hereby represent that the person signing
the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered intergral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: HILTON JERVEY
Title: SENIOR VICE PRESIDENT
Phone: 201-646-5230
Signature, Place, and Date of Signing:
1 HACKENSACK, NJ 11/05/1999
Report Type (Check only one)
[X] 13F HOLDINGS REPORT
[ ] 13F NOTICE
[ ] 13F COMBINATION REPORT
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE
ACT OF 1934
<PAGE>
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 946
Form 13F Information Table Value Total: $ 2,970,016
List of Other Included Managers:
NONE
<TABLE> <C> <C>
FORM 13F INFORMATION TABLE
TITLE VALUE SHARES/ SH/ PUT/
NAME OF ISSUER OF CLASS CUSIP (X $1000) PRN AMOUNT PRN CALL
SECURITY NAME SUBCLASS
A C MOORE ARTS & CRAFTS COMMON STOCK 00086T103 44 10000 SH
AT&T COMMON STOCK 001957109 18246 419441 SH
AT&T COMMON STOCK 001957109 967 22226 SH
AT&T COMMON STOCK 001957109 3853 88573 SH
AT&T COMMON STOCK 001957109 44 1011 SH
ABBOTT LABS COMMON STOCK 002824100 4774 130128 SH
ABBOTT LABS COMMON STOCK 002824100 59 1600 SH
ABBOTT LABS COMMON STOCK 002824100 4640 126470 SH
ACCLAIM ENMNT COMMON STOCK 004325205 114 15000 SH
AEGON N V COMMON STOCK 007924103 15 168 SH
AEGON N V COMMON STOCK 007924103 195 2260 SH
AETNA COMMON STOCK 008117103 555 11267 SH
AETNA COMMON STOCK 008117103 83 1681 SH
AETNA COMMON STOCK 008117103 79 1600 SH
AIR PRODUCTS & CHEMICALS COMMON STOCK 009158106 4815 164600 SH
AIR PRODUCTS & CHEMICALS COMMON STOCK 009158106 291 9950 SH
ALLEGHENY ENERGY COMMON STOCK 017361106 221 6920 SH
ALLEGHENY ENERGY COMMON STOCK 017361106 13 400 SH
ALLEGHENY ENERGY COMMON STOCK 017361106 26 800 SH
ALLERGAN COMMON STOCK 018490102 847 7704 SH
ALLIANCE CAPITAL MGMT COMMON STOCK 018548107 1393 50785 SH
ALLIANCE CAPITAL MGMT COMMON STOCK 018548107 104 3800 SH
ALLIANCE CAPITAL MGMT COMMON STOCK 018548107 1080 39380 SH
ALLIED IRISH BANKS PLC COMMON STOCK 019228402 214 8400 SH
ALLIED IRISH BANKS PLC COMMON STOCK 019228402 130 5100 SH
ALLIED SIGNAL COMMON STOCK 019512102 3757 62678 SH
ALLIED SIGNAL COMMON STOCK 019512102 108 1800 SH
ALLIED SIGNAL COMMON STOCK 019512102 325 5414 SH
ALLIED WASTE INDS COMMON STOCK 019589308 716 61300 SH
ALLSTATE COMMON STOCK 020002101 1229 49286 SH
ALLSTATE COMMON STOCK 020002101 48 1926 SH
ALLSTATE COMMON STOCK 020002101 123 4946 SH
ALLTELL COMMON STOCK 020039103 3535 50227 SH
ALLTELL COMMON STOCK 020039103 133 1885 SH
AMCAP FD MUTUAL FUNDS-EQ 023375108 315 17665 SH
AMERICA ONLINE COMMON STOCK 02364J104 17639 169504 SH
AMERICA ONLINE COMMON STOCK 02364J104 918 8825 SH
AMERICA ONLINE COMMON STOCK 02364J104 3835 36857 SH
AMERICAN ELECTRIC POWER COMMON STOCK 025537101 255 7460 SH
AMERICAN ELECTRIC POWER COMMON STOCK 025537101 36 1059 SH
AMERICAN ELECTRIC POWER COMMON STOCK 025537101 801 23467 SH
AMERICAN EXPRESS COMMON STOCK 025816109 16566 122712 SH
AMERICAN EXPRESS COMMON STOCK 025816109 4424 32771 SH
AMERICAN FINL GROUP INC COMMON STOCK 025932104 281 10000 SH
AMERICAN GENERAL COMMON STOCK 026351106 2484 39280 SH
AMERICAN GENERAL COMMON STOCK 026351106 157 2490 SH
AMERICAN HOME PRODUCTS COMMON STOCK 026609107 13833 333322 SH
AMERICAN HOME PRODUCTS COMMON STOCK 026609107 674 16240 SH
AMERICAN HOME PRODUCTS COMMON STOCK 026609107 5934 142984 SH
AMERICAN INTL GROUP COMMON STOCK 026874107 46367 533332 SH
AMERICAN INTL GROUP COMMON STOCK 026874107 1331 15314 SH
AMERICAN INTL GROUP COMMON STOCK 026874107 9251 106414 SH
AMERICAN POWER CONVERSION COMMON STOCK 029066107 1654 87050 SH
AMERICAN POWER CONVERSION COMMON STOCK 029066107 203 10700 SH
AMERICAN POWER CONVERSION COMMON STOCK 029066107 289 15200 SH
AMERICAN WATER WORKS COMMON STOCK 030411102 206 7109 SH
AMERITECH COMMON STOCK 030954101 18302 274186 SH
AMERITECH COMMON STOCK 030954101 601 9000 SH
AMERITECH COMMON STOCK 030954101 4248 63642 SH
AMGEN COMMON STOCK 031162100 2016 24740 SH
AMGEN COMMON STOCK 031162100 33 400 SH
AMGEN COMMON STOCK 031162100 359 4400 SH
ANALOG DEVICES COMMON STOCK 032654105 221 4315 SH
ANHEUSER BUSCH COMMON STOCK 035229103 1468 20953 SH
ANHEUSER BUSCH COMMON STOCK 035229103 56 800 SH
ANHEUSER BUSCH COMMON STOCK 035229103 1010 14414 SH
APPLIED MATERIALS COMMON STOCK 038222105 8371 107750 SH
APPLIED MATERIALS COMMON STOCK 038222105 16 200 SH
AQUIS COMMUNICATIONS GROUP COMMON STOCK 038399101 13 10000 SH
ASSOCIATES FIRST CAPITAL CRP COMMON STOCK 046008108 348 9667 SH
ASSOCIATES FIRST CAPITAL CRP COMMON STOCK 046008108 18 504 SH
ASSOCIATES FIRST CAPITAL CRP COMMON STOCK 046008108 50 1386 SH
ATLANTIC RICHFIELD COMMON STOCK 048825103 17403 196371 SH
ATLANTIC RICHFIELD COMMON STOCK 048825103 134 1514 SH
ATLANTIC RICHFIELD COMMON STOCK 048825103 2972 33530 SH
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 19042 426712 SH
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 946 21201 SH
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 6177 138426 SH
AVERY DENNISON COMMON STOCK 053611109 926 17550 SH
AVERY DENNISON COMMON STOCK 053611109 95 1800 SH
AVERY DENNISON COMMON STOCK 053611109 158 3000 SH
AVON PRODUCTS COMMON STOCK 054303102 84 3390 SH
AVON PRODUCTS COMMON STOCK 054303102 218 8800 SH
BB&T CORP COMMON STOCK 054937107 58 1800 SH
BB&T CORP COMMON STOCK 054937107 183 5652 SH
BP AMOCO PLC COMMON STOCK 055622104 24924 224924 SH
BP AMOCO PLC COMMON STOCK 055622104 1203 10856 SH
BP AMOCO PLC COMMON STOCK 055622104 6338 57197 SH
BP AMOCO PLC COMMON STOCK 055622104 11 100 SH
BSB BANCORP COMMON STOCK 055652101 633 26369 SH
BAKER FENTRESS MUTUAL FUNDS-EQ 057213100 644 46173 SH
BAKER FENTRESS MUTUAL FUNDS-EQ 057213100 1483 106422 SH
BAKER HUGHES COMMON STOCK 057224107 283 9750 SH
BANK AMER COMMON STOCK 060505104 10767 193353 SH
BANK AMER COMMON STOCK 060505104 2181 39169 SH
BANK OF NY COMMON STOCK 064057102 25961 776416 SH
BANK OF NY COMMON STOCK 064057102 67 2000 SH
BANK OF NY COMMON STOCK 064057102 2345 70116 SH
BANK ONE COMMON STOCK 06423A103 3057 87813 SH
BANK ONE COMMON STOCK 06423A103 35 1005 SH
BANK ONE COMMON STOCK 06423A103 186 5353 SH
BARD C R COMMON STOCK 067383109 125 2660 SH
BARD C R COMMON STOCK 067383109 33 700 SH
BARD C R COMMON STOCK 067383109 61 1300 SH
BAXTER INTL COMMON STOCK 071813109 4079 67703 SH
BAXTER INTL COMMON STOCK 071813109 24 400 SH
BAXTER INTL COMMON STOCK 071813109 90 1500 SH
BEAR STEARNS COMMON STOCK 073902108 252 6566 SH
BEAR STEARNS COMMON STOCK 073902108 35 905 SH
BECTON DICKINSON & CO COMMON STOCK 075887109 5114 182235 SH
BECTON DICKINSON & CO COMMON STOCK 075887109 292 10400 SH
BED BATH & BEYOND COMMON STOCK 075896100 1991 57000 SH
BELL ATLANTIC COMMON STOCK 077853109 21412 318099 SH
BELL ATLANTIC COMMON STOCK 077853109 1289 19152 SH
BELL ATLANTIC COMMON STOCK 077853109 11724 174170 SH
BELLSOUTH COMMON STOCK 079860102 33642 747596 SH
BELLSOUTH COMMON STOCK 079860102 1118 24852 SH
BELLSOUTH COMMON STOCK 079860102 10008 222408 SH
BELLSOUTH COMMON STOCK 079860102 18 400 SH
BERKSHIRE COMMON STOCK 084670108 440 8 SH
BERKSHIRE COMMON STOCK 084670108 55 1 SH
BERKSHIRE COMMON STOCK 084670207 3135 1689 SH
BERKSHIRE COMMON STOCK 084670207 9 5 SH
BERKSHIRE COMMON STOCK 084670207 2084 1123 SH
BESTFOODS COMMON STOCK 08658U101 17954 369704 SH
BESTFOODS COMMON STOCK 08658U101 593 12216 SH
BESTFOODS COMMON STOCK 08658U101 2153 44343 SH
BESTFOODS COMMON STOCK 08658U101 5 100 SH
BIOGEN COMMON STOCK 090597105 776 9850 SH
BLACK BOX CORP DEL COMMON STOCK 091826107 249 4750 SH
H & R BLOCK COMMON STOCK 093671105 521 12000 SH
BLUE CHIP VALUE FD COMMON STOCK 095333100 153 16450 SH
BOEING COMMON STOCK 097023105 742 17414 SH
BOEING COMMON STOCK 097023105 1473 34548 SH
BOSTON SCIENTIFIC COMMON STOCK 101137107 225 9100 SH
BOSTON SCIENTIFIC COMMON STOCK 101137107 69 2800 SH
BRISTOL MYERS SQUIBB COMMON STOCK 110122108 45293 671011 SH
BRISTOL MYERS SQUIBB COMMON STOCK 110122108 1499 22200 SH
BRISTOL MYERS SQUIBB COMMON STOCK 110122108 16023 237375 SH
BURLINGTON NORTHERN SANTA FE COMMON STOCK 12189T104 8011 291303 SH
BURLINGTON NORTHERN SANTA FE COMMON STOCK 12189T104 41 1500 SH
BURLINGTON NORTHERN SANTA FE COMMON STOCK 12189T104 279 10140 SH
BURLINGTON RESOURCES COMMON STOCK 122014103 270 7350 SH
BURLINGTON RESOURCES COMMON STOCK 122014103 56 1525 SH
BURLINGTON RESOURCES COMMON STOCK 122014103 82 2224 SH
CBS COMMON STOCK 12490K107 352 7601 SH
CBS COMMON STOCK 12490K107 43 930 SH
CBS COMMON STOCK 12490K107 53 1144 SH
C-CUBE MICROSYSTEMS COMMON STOCK 125015107 248 5700 SH
CIGNA COMMON STOCK 125509109 1817 23365 SH
CIGNA COMMON STOCK 125509109 156 2000 SH
CIGNA COMMON STOCK 125509109 614 7900 SH
CNF TRANSPORTATION COMMON STOCK 12612W104 373 10000 SH
CSX COMMON STOCK 126408103 2778 65547 SH
CSX COMMON STOCK 126408103 76 1800 SH
CSX COMMON STOCK 126408103 263 6200 SH
CVS COMMON STOCK 126650100 637 15600 SH
CVS COMMON STOCK 126650100 147 3600 SH
CAMPBELL SOUP COMMON STOCK 134429109 1017 26000 SH
CAMPBELL SOUP COMMON STOCK 134429109 849 21700 SH
CARDINAL HEALTH COMMON STOCK 14149Y108 1040 19086 SH
CARNIVAL COMMON STOCK 143658102 8875 204030 SH
CARNIVAL COMMON STOCK 143658102 122 2800 SH
CARNIVAL COMMON STOCK 143658102 163 3750 SH
CAROLINA PWR & LT COMMON STOCK 144141108 364 10280 SH
CAROLINA PWR & LT COMMON STOCK 144141108 42 1200 SH
CATERPILLAR COMMON STOCK 149123101 576 10500 SH
CATERPILLAR COMMON STOCK 149123101 449 8195 SH
CENDANT COMMON STOCK 151313103 471 26525 SH
CENTRAL & SOUTHWEST COMMON STOCK 152357109 89 4233 SH
CENTRAL & SOUTHWEST COMMON STOCK 152357109 42 2000 SH
CENTRAL & SOUTHWEST COMMON STOCK 152357109 89 4200 SH
CENTURYTEL COMMON STOCK 156700106 569 14005 SH
CHASE MANHATTAN COMMON STOCK 16161A108 13512 179266 SH
CHASE MANHATTAN COMMON STOCK 16161A108 309 4100 SH
CHASE MANHATTAN COMMON STOCK 16161A108 534 7082 SH
CHEVRON COMMON STOCK 166751107 6530 73573 SH
CHEVRON COMMON STOCK 166751107 438 4940 SH
CHEVRON COMMON STOCK 166751107 1314 14805 SH
CHIRON COMMON STOCK 170040109 1207 43600 SH
CHIRON COMMON STOCK 170040109 138 5000 SH
CHUBB COMMON STOCK 171232101 553 11150 SH
CHUBB COMMON STOCK 171232101 1105 22257 SH
CINCINNATI BELL COMMON STOCK 171870108 51 2600 SH
CINCINNATI BELL COMMON STOCK 171870108 253 13000 SH
CIRCUIT CITY COMMON STOCK 172737108 473 11200 SH
CIRCUIT CITY COMMON STOCK 172737108 42 1000 SH
CISCO SYSTEMS COMMON STOCK 17275R102 41210 601062 SH
CISCO SYSTEMS COMMON STOCK 17275R102 1323 19299 SH
CISCO SYSTEMS COMMON STOCK 17275R102 5276 76946 SH
CINTAS COMMON STOCK 172908105 397 6860 SH
CINTAS COMMON STOCK 172908105 35 600 SH
CITIGROUP COMMON STOCK 172967101 18629 423390 SH
CITIGROUP COMMON STOCK 172967101 907 20624 SH
CITIGROUP COMMON STOCK 172967101 1560 35451 SH
CLOROX COMMON STOCK 189054109 432 11298 SH
CLOROX COMMON STOCK 189054109 321 8400 SH
COCA COLA COMMON STOCK 191216100 11141 230907 SH
COCA COLA COMMON STOCK 191216100 303 6290 SH
COCA COLA COMMON STOCK 191216100 9684 200706 SH
COLGATE PALMOLIVE COMMON STOCK 194162103 16440 359350 SH
COLGATE PALMOLIVE COMMON STOCK 194162103 37 800 SH
COLGATE PALMOLIVE COMMON STOCK 194162103 1707 37310 SH
COLUMBIA ENERGY GROUP COMMON STOCK 197648108 1121 20250 SH
COMDISCO INC COMMON STOCK 200336105 1002 51875 SH
COMERICA COMMON STOCK 200340107 201 3975 SH
COMERICA COMMON STOCK 200340107 285 5620 SH
COMPAQ COMPUTER COMMON STOCK 204493100 4090 178784 SH
COMPAQ COMPUTER COMMON STOCK 204493100 46 2000 SH
COMPAQ COMPUTER COMMON STOCK 204493100 679 29690 SH
COMPUTER ASSOCIATES COMMON STOCK 204912109 2521 41236 SH
COMPUTER ASSOCIATES COMMON STOCK 204912109 166 2718 SH
COMPUTER ASSOCIATES COMMON STOCK 204912109 771 12619 SH
COMPUWARE COMMON STOCK 205638109 2403 92200 SH
CONAGRA COMMON STOCK 205887102 132 5850 SH
CONAGRA COMMON STOCK 205887102 5 226 SH
CONAGRA COMMON STOCK 205887102 609 27000 SH
CONECTIV COMMON STOCK 206829103 210 10678 SH
CONECTIV COMMON STOCK 206829103 38 1950 SH
CONEXANT COMMON STOCK 207142100 297 4088 SH
CONEXANT COMMON STOCK 207142100 44 600 SH
CONEXANT COMMON STOCK 207142100 236 3250 SH
CONEXANT COMMON STOCK 207142100 55 758 SH
CONOCO COMMON STOCK 208251405 3338 121932 SH
CONOCO COMMON STOCK 208251405 68 2482 SH
CONOCO COMMON STOCK 208251405 269 9828 SH
CONSECO COMMON STOCK 208464107 137 7209 SH
CONSECO COMMON STOCK 208464107 36 1894 SH
CONSECO COMMON STOCK 208464107 103 5400 SH
CONSOLIDATED EDISON COMMON STOCK 209115104 1456 35073 SH
CONSOLIDATED EDISON COMMON STOCK 209115104 86 2075 SH
CONSOLIDATED EDISON COMMON STOCK 209115104 159 3826 SH
CONSOLIDATED NATURAL GAS COMMON STOCK 209615103 9522 152663 SH
CONSOLIDATED NATURAL GAS COMMON STOCK 209615103 137 2200 SH
CONSOLIDATED NATURAL GAS COMMON STOCK 209615103 758 12152 SH
CONSOLIDATED TOMOKA LD COMMON STOCK 210226106 80 5915 SH
CONSOLIDATED TOMOKA LD COMMON STOCK 210226106 184 13634 SH
CONSTELLATION ENERGY GROUP COMMON STOCK 210371100 248 8822 SH
CONSTELLATION ENERGY GROUP COMMON STOCK 210371100 8 300 SH
CONSTELLATION ENERGY GROUP COMMON STOCK 210371100 63 2225 SH
CONVERGYS COMMON STOCK 212485106 52 2600 SH
CONVERGYS COMMON STOCK 212485106 258 13000 SH
COOPER COS COMMON STOCK 216648402 417 13516 SH
COOPER IND COMMON STOCK 216669101 147 3136 SH
COOPER IND COMMON STOCK 216669101 72 1532 SH
CORNING COMMON STOCK 219350105 3843 56053 SH
CORNING COMMON STOCK 219350105 185 2700 SH
CORNING COMMON STOCK 219350105 1252 18265 SH
COSTCO WHSL NEW COMMON STOCK 22160K105 236 3276 SH
COX COMMUNICATIONS NEW CLASS A COMMON STOCK 224044107 477 11436 SH
CRIIMI MAE COMMON STOCK 226603108 21 10000 SH
CRITICAL PATH COMMON STOCK 22674V100 202 5000 SH
DALLAS SEMICONDUCTOR COMMON STOCK 235204104 695 13000 SH
DANA COMMON STOCK 235811106 2257 60800 SH
DANA COMMON STOCK 235811106 17 464 SH
DANA COMMON STOCK 235811106 25 660 SH
DANAHER COMMON STOCK 235851102 587 11142 SH
DANAHER COMMON STOCK 235851102 100 1900 SH
DARDEN RESTAURANTS COMMON STOCK 237194105 31 1600 SH
DARDEN RESTAURANTS COMMON STOCK 237194105 213 10912 SH
DAYTON HUDSON COMMON STOCK 239753106 670 11150 SH
DAYTON HUDSON COMMON STOCK 239753106 1574 26200 SH
DEERE COMMON STOCK 244199105 5863 151537 SH
DEERE COMMON STOCK 244199105 627 16200 SH
DELL COMPUTER COMMON STOCK 247025109 32979 788733 SH
DELL COMPUTER COMMON STOCK 247025109 3354 80222 SH
DELL COMPUTER COMMON STOCK 247025109 2373 56756 SH
DELPHI AUTOMOTIVE SYS COMMON STOCK 247126105 188 11693 SH
DELPHI AUTOMOTIVE SYS COMMON STOCK 247126105 13 811 SH
DELPHI AUTOMOTIVE SYS COMMON STOCK 247126105 58 3589 SH
DEVELOPERS DIVERS REALTY COMMON STOCK 251591103 195 13900 SH
DEVRY INC DEL COMMON STOCK 251893103 219 10925 SH
DIAMETRICS MED COMMON STOCK 252532106 25 5000 SH
DIAMETRICS MED COMMON STOCK 252532106 100 20000 SH
DISNEY WALT COMMON STOCK 254687106 15089 580327 SH
DISNEY WALT COMMON STOCK 254687106 344 13215 SH
DISNEY WALT COMMON STOCK 254687106 3259 125339 SH
DISNEY WALT COMMON STOCK 254687106 4 150 SH
DOMINION RESOURCES COMMON STOCK 257470104 315 6981 SH
DOMINION RESOURCES COMMON STOCK 257470104 20 450 SH
DOMINION RESOURCES COMMON STOCK 257470104 37 825 SH
DOVER COMMON STOCK 260003108 461 11290 SH
DOVER COMMON STOCK 260003108 82 2000 SH
DOVER COMMON STOCK 260003108 144 3520 SH
DOW CHEMICAL COMMON STOCK 260543103 2330 20506 SH
DOW CHEMICAL COMMON STOCK 260543103 71 625 SH
DOW CHEMICAL COMMON STOCK 260543103 2263 19912 SH
DU PONT E I DE NEMOURS COMMON STOCK 263534109 23298 385099 SH
DU PONT E I DE NEMOURS COMMON STOCK 263534109 457 7559 SH
DU PONT E I DE NEMOURS COMMON STOCK 263534109 6397 105736 SH
DU PONT E I DE NEMOURS COMMON STOCK 263534109 18 300 SH
DUKE ENERGY COMMON STOCK 264399106 1582 28706 SH
DUKE ENERGY COMMON STOCK 264399106 80 1450 SH
DUKE ENERGY COMMON STOCK 264399106 311 5650 SH
DUKE RLTY INVTS COMMON STOCK 264411505 207 10610 SH
DUN & BRADSTREET COMMON STOCK 26483B106 775 25953 SH
DUN & BRADSTREET COMMON STOCK 26483B106 106 3540 SH
EMC COMMON STOCK 268648102 19416 272035 SH
EMC COMMON STOCK 268648102 119 1670 SH
EMC COMMON STOCK 268648102 424 5945 SH
E'TOWN COMMON STOCK 269242103 225 4532 SH
E'TOWN COMMON STOCK 269242103 86 1729 SH
EASTMAN KODAK COMMON STOCK 277461109 1002 13248 SH
EASTMAN KODAK COMMON STOCK 277461109 365 4820 SH
EDINBERG CONVERTIBLE PRE 280661992 750 82 SH
EDISON INTERNATIONAL COMMON STOCK 281020107 203 8355 SH
EDISON INTERNATIONAL COMMON STOCK 281020107 34 1400 SH
EL PASO ENERGY CONVERTIBLE PRE 283678209 1571 30000 SH
EL PASO ENERGY DEL COMMON STOCK 283905107 1329 33010 SH
EL PASO ENERGY DEL COMMON STOCK 283905107 78 1948 SH
ELAN PLC COMMON STOCK 284131208 1044 31110 SH
ELAN PLC COMMON STOCK 284131208 181 5400 SH
ELECTRONIC ARTS COMMON STOCK 285512109 438 6050 SH
ELECTRONIC DATA SYSTEMS COMMON STOCK 285661104 14514 274168 SH
ELECTRONIC DATA SYSTEMS COMMON STOCK 285661104 662 12496 SH
ELECTRONIC DATA SYSTEMS COMMON STOCK 285661104 1675 31646 SH
EMERSON ELECTRIC COMMON STOCK 291011104 13959 220910 SH
EMERSON ELECTRIC COMMON STOCK 291011104 51 800 SH
EMERSON ELECTRIC COMMON STOCK 291011104 2791 44165 SH
ENERGY EAST COMMON STOCK 29266M109 625 26320 SH
ENGELHARD COMMON STOCK 292845104 572 31337 SH
ENGELHARD COMMON STOCK 292845104 71 3900 SH
ENGELHARD COMMON STOCK 292845104 502 27500 SH
ENRON COMMON STOCK 293561106 37967 924623 SH
ENRON COMMON STOCK 293561106 655 15940 SH
ENRON COMMON STOCK 293561106 2715 66118 SH
ENRON COMMON STOCK 293561106 12 300 SH
EQUIFAX COMMON STOCK 294429105 675 24008 SH
EQUITY INCOME FUND MUTUAL FUNDS-EQ 294700703 692 3517 SH
EQUITY INCOME FUND MUTUAL FUNDS-EQ 294700703 125 634 SH
EQUITY INCOME FUND MUTUAL FUNDS-EQ 294700703 866 4400 SH
ERICSSON COMMON STOCK 294821400 1560 49930 SH
ERICSSON COMMON STOCK 294821400 125 4000 SH
ERICSSON COMMON STOCK 294821400 325 10400 SH
EXODUS COMMUNICATIONS COMMON STOCK 302088109 288 4000 SH
EXXON COMMON STOCK 302290101 50141 659753 SH
EXXON COMMON STOCK 302290101 2324 30576 SH
EXXON COMMON STOCK 302290101 24187 318249 SH
FPL COMMON STOCK 302571104 6601 131042 SH
FPL COMMON STOCK 302571104 35 700 SH
FPL COMMON STOCK 302571104 450 8940 SH
FANNIE MAE COMMON STOCK 313586109 17716 282607 SH
FANNIE MAE COMMON STOCK 313586109 31 500 SH
FANNIE MAE COMMON STOCK 313586109 1105 17625 SH
FEDERATED DEPT STORES DEL COMMON STOCK 31410H101 277 6340 SH
FEDERATED INDEX TR MUTUAL FUNDS-EQ 31420E106 182 6873 SH
FEDERATED INDEX TR MUTUAL FUNDS-EQ 31420E106 92 3476 SH
FIDELITY MUTUAL FUNDS-MU 316089200 68 6219 SH
FIDELITY MUTUAL FUNDS-MU 316089200 245 22354 SH
FIDELITY EQUITY - INCOME FUND MUTUAL FUNDS-EQ 316138106 162 2900 SH
FIDELITY EQUITY - INCOME FUND MUTUAL FUNDS-EQ 316138106 229 4080 SH
FIRST DATA COMMON STOCK 319963104 307 6997 SH
FIRST DATA COMMON STOCK 319963104 176 4000 SH
FIRST SEC DEL COMMON STOCK 336294103 524 22050 SH
FIRST UNION COMMON STOCK 337358105 8609 241664 SH
FIRST UNION COMMON STOCK 337358105 314 8828 SH
FIRST UNION COMMON STOCK 337358105 3149 88384 SH
FIRST UNION COMMON STOCK 337358105 15 421 SH
FIRST UNION CORPORATE BONDS 337358BL8 281 300000 PRN
FIRST VIRGINIA BANKS COMMON STOCK 337477103 157 3600 SH
FIRST VIRGINIA BANKS COMMON STOCK 337477103 49 1125 SH
FLEET FINL GROUP COMMON STOCK 338915101 418 11425 SH
FLEET FINL GROUP COMMON STOCK 338915101 602 16440 SH
FLEMINGTON FUR COMMON STOCK 339230989 1316 95734 SH
FLEMINGTON FUR COMMON STOCK 339230997 1097 71914 SH
FLORIDA COMMON STOCK 341109106 458 9900 SH
FLORIDA COMMON STOCK 341109106 7 150 SH
FLORIDA COMMON STOCK 341109106 243 5250 SH
FLUOR COMMON STOCK 343861100 290 7200 SH
FLUOR COMMON STOCK 343861100 3 80 SH
FORD MOTOR DEL COMMON STOCK 345370100 2744 54609 SH
FORD MOTOR DEL COMMON STOCK 345370100 50 1000 SH
FORD MOTOR DEL COMMON STOCK 345370100 215 4270 SH
FORTUNE BRANDS COMMON STOCK 349631101 610 18900 SH
FORTUNE BRANDS COMMON STOCK 349631101 26 800 SH
FORTUNE BRANDS COMMON STOCK 349631101 240 7448 SH
FRANKLIN INTERNATIONAL PREFERRED STOCK 353990203 432 4316 SH
FRANKLIN RESOURCES COMMON STOCK 354613101 1730 56610 SH
FRANKLIN RESOURCES COMMON STOCK 354613101 46 1500 SH
FRANKLIN RESOURCES COMMON STOCK 354613101 489 16016 SH
FULTON FINL PA COMMON STOCK 360271100 1034 55150 SH
GPU COMMON STOCK 36225X100 578 17715 SH
GPU COMMON STOCK 36225X100 40 1238 SH
GPU COMMON STOCK 36225X100 1104 33838 SH
GTE COMMON STOCK 362320103 10989 142952 SH
GTE COMMON STOCK 362320103 331 4300 SH
GTE COMMON STOCK 362320103 4394 57161 SH
GALLAHER GROUP COMMON STOCK 363595109 401 14750 SH
GALLAHER GROUP COMMON STOCK 363595109 105 3878 SH
GANNETT COMMON STOCK 364730101 12229 176756 SH
GANNETT COMMON STOCK 364730101 111 1600 SH
GANNETT COMMON STOCK 364730101 768 11100 SH
GAP STORES COMMON STOCK 364760108 6924 216382 SH
GAP STORES COMMON STOCK 364760108 52 1612 SH
GAP STORES COMMON STOCK 364760108 48 1500 SH
GENERAL ELECTRIC COMMON STOCK 369604103 134896 1137763 SH
GENERAL ELECTRIC COMMON STOCK 369604103 5287 44592 SH
GENERAL ELECTRIC COMMON STOCK 369604103 52958 446668 SH
GENERAL ELECTRIC COMMON STOCK 369604103 36 300 SH
GENERAL MILLS COMMON STOCK 370334104 800 9866 SH
GENERAL MILLS COMMON STOCK 370334104 112 1384 SH
GENERAL MILLS COMMON STOCK 370334104 1544 19034 SH
GENERAL MOTORS COMMON STOCK 370442105 1249 19840 SH
GENERAL MOTORS COMMON STOCK 370442105 73 1162 SH
GENERAL MOTORS COMMON STOCK 370442105 324 5148 SH
GENUINE PARTS COMMON STOCK 372460105 247 9300 SH
GENUINE PARTS COMMON STOCK 372460105 262 9875 SH
GEORGIA PACIFIC COMMON STOCK 373298108 424 10480 SH
GEORGIA PACIFIC COMMON STOCK 373298108 32 800 SH
GEORGIA PACIFIC COMMON STOCK 373298108 303 7500 SH
GILLETTE COMMON STOCK 375766102 8146 240029 SH
GILLETTE COMMON STOCK 375766102 547 16129 SH
GILLETTE COMMON STOCK 375766102 1766 52048 SH
GLAXO COMMON STOCK 37733W105 12632 242927 SH
GLAXO COMMON STOCK 37733W105 645 12410 SH
GLIMCHER REALTY TRUST COMMON STOCK 379302102 161 10950 SH
GOVERNMENT SECURITIES INCOME FD MUTUAL FUNDS-FI 383743598 3 88334 SH
GUIDANT COMMON STOCK 401698105 104 1946 SH
GUIDANT COMMON STOCK 401698105 201 3752 SH
HSB GROUP COMMON STOCK 40428N109 231 6555 SH
HALLIBURTON COMMON STOCK 406216101 774 18880 SH
HALLIBURTON COMMON STOCK 406216101 180 4400 SH
HARLEY DAVIDSON COMMON STOCK 412822108 4433 88540 SH
HARLEY DAVIDSON COMMON STOCK 412822108 60 1200 SH
HARSCO COMMON STOCK 415864107 235 8496 SH
HARTFORD FINANCIAL SERVICES COMMON STOCK 416515104 777 19020 SH
HARTFORD FINANCIAL SERVICES COMMON STOCK 416515104 62 1508 SH
HARTFORD FINANCIAL SERVICES COMMON STOCK 416515104 387 9480 SH
THE HARVILL PRESS LIMITED COMMON STOCK 417999AA7 161 18625 SH
HEINEKEN NV ADR COMMON STOCK 423012202 323 6500 SH
HEINZ H J COMMON STOCK 423074103 1101 25595 SH
HEINZ H J COMMON STOCK 423074103 75 1750 SH
HEINZ H J COMMON STOCK 423074103 678 15765 SH
HELIX TECHNOLOGY COMMON STOCK 423319102 499 15000 SH
HERCULES COMMON STOCK 427056106 419 14629 SH
HERCULES COMMON STOCK 427056106 54 1900 SH
HERSHEY FOODS COMMON STOCK 427866108 809 16612 SH
HERSHEY FOODS COMMON STOCK 427866108 29 600 SH
HERSHEY FOODS COMMON STOCK 427866108 355 7300 SH
HEWLETT PACKARD COMMON STOCK 428236103 24425 269150 SH
HEWLETT PACKARD COMMON STOCK 428236103 307 3385 SH
HEWLETT PACKARD COMMON STOCK 428236103 4522 49832 SH
HEWLETT PACKARD COMMON STOCK 428236103 18 200 SH
HIGHWOODS PPTYS COMMON STOCK 431284108 204 7900 SH
HOLLINGER INTERNATIONAL COMMON STOCK 435569108 713 60000 SH
HOME DEPOT COMMON STOCK 437076102 26216 382025 SH
HOME DEPOT COMMON STOCK 437076102 1344 19580 SH
HOME DEPOT COMMON STOCK 437076102 4766 69454 SH
HONEYWELL COMMON STOCK 438506107 5517 49565 SH
HONEYWELL COMMON STOCK 438506107 250 2250 SH
HOOPER HOLMES COMMON STOCK 439104100 384 15000 SH
HOSPITALITY PPTYS TR COMMON STOCK 44106M102 407 18350 SH
HOSPITALITY PPTYS TR COMMON STOCK 44106M102 9 400 SH
HOSPITALITY PPTYS TR COMMON STOCK 44106M102 118 5300 SH
HOST MARRIOTT (REIT) COMMON STOCK 44107P104 120 12609 SH
HOUSEHOLD INTERNATIONAL COMMON STOCK 441815107 2886 71934 SH
HOUSEHOLD INTERNATIONAL COMMON STOCK 441815107 254 6323 SH
HUDSON UTD BANCORP COMMON STOCK 444165104 104 3386 SH
HUDSON UTD BANCORP COMMON STOCK 444165104 102 3297 SH
ICN PHARMACEUTCL COMMON STOCK 448924100 198 11500 SH
ICN PHARMACEUTCL COMMON STOCK 448924100 9 500 SH
IMS HEALTH COMMON STOCK 449934108 955 41842 SH
IMS HEALTH COMMON STOCK 449934108 55 2400 SH
IMS HEALTH COMMON STOCK 449934108 156 6860 SH
ILLINOIS TOOL WORKS COMMON STOCK 452308109 3482 46695 SH
ILLINOIS TOOL WORKS COMMON STOCK 452308109 3422 45900 SH
INFORMIX COMMON STOCK 456779107 103 13000 SH
INFORMIX COMMON STOCK 456779107 8 1000 SH
INGERSOLL RAND COMMON STOCK 456866102 3582 65205 SH
INGERSOLL RAND COMMON STOCK 456866102 115 2100 SH
INGERSOLL RAND CONVERTIBLE PRE 456867209 919 35000 SH
INTEL COMMON STOCK 458140100 53850 724649 SH
INTEL COMMON STOCK 458140100 1046 14077 SH
INTEL COMMON STOCK 458140100 9734 130984 SH
INTL BUSINESS MACHINES COMMON STOCK 459200101 54149 447514 SH
INTL BUSINESS MACHINES COMMON STOCK 459200101 1314 10860 SH
INTL BUSINESS MACHINES COMMON STOCK 459200101 7877 65097 SH
INTL FLAVORS & FRAGRANCES COMMON STOCK 459506101 207 6000 SH
INTL FLAVORS & FRAGRANCES COMMON STOCK 459506101 86 2500 SH
INTL FLAVORS & FRAGRANCES COMMON STOCK 459506101 35 1000 SH
INTERNATIONAL PAPER COMMON STOCK 460146103 557 11590 SH
INTERNATIONAL PAPER COMMON STOCK 460146103 229 4774 SH
INTERPUBLIC GROUP COMMON STOCK 460690100 7489 182100 SH
JANUS MUTUAL FUNDS-EQ 471023101 3616 91389 SH
JOHNSON & JOHNSON COMMON STOCK 478160104 37566 408884 SH
JOHNSON & JOHNSON COMMON STOCK 478160104 1274 13866 SH
JOHNSON & JOHNSON COMMON STOCK 478160104 22179 241407 SH
KELLOGG COMMON STOCK 487836108 150 4000 SH
KELLOGG COMMON STOCK 487836108 4856 129700 SH
KEMPER MUN BD FD SH BEN INT MUTUAL FUNDS-MU 488419201 176 18300 SH
KEMPER GOVT SECS TR MUTUAL FUNDS-FI 488903261 0 10000 SH
KEYCORP COMMON STOCK 493267108 229 8882 SH
KEYCORP COMMON STOCK 493267108 99 3820 SH
KEYSPAN COMMON STOCK 49337W100 285 9944 SH
KEYSPAN COMMON STOCK 49337W100 29 1000 SH
KEYSPAN COMMON STOCK 49337W100 49 1728 SH
KIMBERLY CLARK COMMON STOCK 494368103 12557 238042 SH
KIMBERLY CLARK COMMON STOCK 494368103 161 3056 SH
KIMBERLY CLARK COMMON STOCK 494368103 836 15850 SH
KIMBERLY CLARK COMMON STOCK 494368103 5 100 SH
KIMCO REALTY COMMON STOCK 49446R109 297 8300 SH
KONINKLIJKE PHILLIPS ELECTRONICS COMMON STOCK 500472204 1211 11987 SH
KONINKLIJKE PHILLIPS ELECTRONICS COMMON STOCK 500472204 177 1748 SH
ESTEE LAUDER AUTO EXCH SEC TR II CONVERTIBLE PRE 518438205 1326 17000 SH
ESTEE LAUDER COMPANIES-CL A COMMON STOCK 518439104 7153 183125 SH
ESTEE LAUDER COMPANIES-CL A COMMON STOCK 518439104 55 1400 SH
LEHMAN BROS COMMON STOCK 524908100 116 1982 SH
LEHMAN BROS COMMON STOCK 524908100 597 10226 SH
LEVITZ FURNITURE COMMON STOCK 527482103 2 20000 SH
LIBERTY PPTY TR COMMON STOCK 531172104 157 6900 SH
LIBERTY PPTY TR COMMON STOCK 531172104 11 500 SH
LIBERTY PPTY TR COMMON STOCK 531172104 144 6335 SH
LILLY ELI COMMON STOCK 532457108 1127 17561 SH
LILLY ELI COMMON STOCK 532457108 598 9324 SH
LIMITED COMMON STOCK 532716107 5328 139300 SH
LIMITED COMMON STOCK 532716107 136 3550 SH
LINCOLN NATL COMMON STOCK 534187109 2629 70000 SH
LINEAR TECHNOLOGY COMMON STOCK 535678106 273 4650 SH
LOCH HARRIS COMMON STOCK 539578203 7 50000 SH
LOCKHEED MARTIN COMMON STOCK 539830109 6591 201638 SH
LOCKHEED MARTIN COMMON STOCK 539830109 26 800 SH
LOEWS COMMON STOCK 540424108 260 3700 SH
LOEWS COMMON STOCK 540424108 84 1200 SH
LUCENT TECHNOLOGIES COMMON STOCK 549463107 60823 937545 SH
LUCENT TECHNOLOGIES COMMON STOCK 549463107 1697 26162 SH
LUCENT TECHNOLOGIES COMMON STOCK 549463107 8953 138002 SH
LUCENT TECHNOLOGIES COMMON STOCK 549463107 26 400 SH
MBIA COMMON STOCK 55262C100 209 4475 SH
MBIA COMMON STOCK 55262C100 23 500 SH
MBNA COMMON STOCK 55262L100 6341 277951 SH
MBNA COMMON STOCK 55262L100 288 12638 SH
MBNA COMMON STOCK 55262L100 405 17770 SH
MCI CAPITAL I PREFERRED STOCK 55267Y206 203 8450 SH
MCI CAPITAL I PREFERRED STOCK 55267Y206 43 1800 SH
MCI CAPITAL I PREFERRED STOCK 55267Y206 101 4200 SH
MCI WORLDCOM COMMON STOCK 55268B106 33726 469228 SH
MCI WORLDCOM COMMON STOCK 55268B106 912 12689 SH
MCI WORLDCOM COMMON STOCK 55268B106 3951 54977 SH
MCI WORLDCOM COMMON STOCK 55268B106 7 100 SH
MFS INTER INCOME TR MUTUAL FUNDS-FI 55273C107 68 10643 SH
MACK-CALI REALTY COMMON STOCK 554489104 27 1000 SH
MACK-CALI REALTY COMMON STOCK 554489104 13 500 SH
MACK-CALI REALTY COMMON STOCK 554489104 169 6300 SH
MARSH & MCLENNAN COMMON STOCK 571748102 3990 58245 SH
MARSH & MCLENNAN COMMON STOCK 571748102 62 900 SH
MARRIOTT INTERNATIONAL COMMON STOCK 571903202 177 5400 SH
MARRIOTT INTERNATIONAL COMMON STOCK 571903202 507 15500 SH
MASCO COMMON STOCK 574599106 222 7166 SH
MASCO COMMON STOCK 574599106 74 2400 SH
MATTEL COMMON STOCK 577081102 7339 386275 SH
MATTEL COMMON STOCK 577081102 57 3000 SH
MATTEL COMMON STOCK 577081102 146 7687 SH
MAY DEPT STORES COMMON STOCK 577778103 1162 31895 SH
MAY DEPT STORES COMMON STOCK 577778103 82 2250 SH
MAY DEPT STORES COMMON STOCK 577778103 1489 40876 SH
MCDONALDS COMMON STOCK 580135101 3214 74318 SH
MCDONALDS COMMON STOCK 580135101 526 12160 SH
MCGRAW HILL COMMON STOCK 580645109 3895 80510 SH
MCGRAW HILL COMMON STOCK 580645109 701 14500 SH
MCKESSON HBOC COMMON STOCK 58155Q103 7290 251377 SH
MCKESSON HBOC COMMON STOCK 58155Q103 29 1000 SH
MEDAREX COMMON STOCK 583916101 107 15000 SH
MEDIAONE GROUP COMMON STOCK 58440J104 1090 15951 SH
MEDIAONE GROUP COMMON STOCK 58440J104 2 36 SH
MEDIAONE GROUP COMMON STOCK 58440J104 499 7305 SH
MEDTRONICS COMMON STOCK 585055106 421 11834 SH
MEDTRONICS COMMON STOCK 585055106 36 1000 SH
MEDTRONICS COMMON STOCK 585055106 242 6800 SH
MELLON BANK COMMON STOCK 585509102 2879 85624 SH
MELLON BANK COMMON STOCK 585509102 1446 43000 SH
MERCK COMMON STOCK 589331107 71519 1103474 SH
MERCK COMMON STOCK 589331107 1641 25326 SH
MERCK COMMON STOCK 589331107 37114 572633 SH
MERCK COMMON STOCK 589331107 19 300 SH
MERRILL LYNCH COMMON STOCK 590188108 838 12440 SH
MERRILL LYNCH COMMON STOCK 590188108 214 3170 SH
MICHIGAN ST HIGHER ED STUDENT MUNICIPAL OBLIG 594520EY0 969 950000 PRN
MICROSOFT COMMON STOCK 594918104 66707 736583 SH
MICROSOFT COMMON STOCK 594918104 1705 18823 SH
MICROSOFT COMMON STOCK 594918104 13696 151234 SH
MICRON TECHNOLOGY COMMON STOCK 595112103 213 3200 SH
MINNESOTA MNG & MFG COMMON STOCK 604059105 11930 124189 SH
MINNESOTA MNG & MFG COMMON STOCK 604059105 221 2300 SH
MINNESOTA MNG & MFG COMMON STOCK 604059105 2495 25970 SH
MOBIL COMMON STOCK 607059102 29958 297347 SH
MOBIL COMMON STOCK 607059102 977 9700 SH
MOBIL COMMON STOCK 607059102 6198 61520 SH
MOBIL COMMON STOCK 607059102 41 410 SH
MOLEX COMMON STOCK 608554200 73 2256 SH
MOLEX COMMON STOCK 608554200 55 1707 SH
MOLEX COMMON STOCK 608554200 77 2382 SH
MONSANTO COMMON STOCK 611662107 1363 38185 SH
MONSANTO COMMON STOCK 611662107 1749 49000 SH
MONSANTO CONVERTIBLE PRE 611662305 3238 89950 SH
MONY GROUP COMMON STOCK 615337102 206 7120 SH
MORGAN J P COMMON STOCK 616880100 12797 112012 SH
MORGAN J P COMMON STOCK 616880100 200 1750 SH
MORGAN J P COMMON STOCK 616880100 2627 22995 SH
MORGAN STANLEY COMMON STOCK 617446448 13106 146952 SH
MORGAN STANLEY COMMON STOCK 617446448 539 6038 SH
MORGAN STANLEY COMMON STOCK 617446448 851 9545 SH
MOTOROLA COMMON STOCK 620076109 17148 194858 SH
MOTOROLA COMMON STOCK 620076109 312 3550 SH
MOTOROLA COMMON STOCK 620076109 1681 19100 SH
MUNIYIELD NJ FUND MUTUAL FUNDS-MU 62630L101 68 5225 SH
MUNIYIELD NJ FUND MUTUAL FUNDS-MU 62630L101 15 1126 SH
MUNIYIELD NJ FUND MUTUAL FUNDS-MU 62630L101 67 5150 SH
MURPHY OIL COMMON STOCK 626717102 245 4529 SH
NATIONAL FUEL GAS COMMON STOCK 636180101 335 7100 SH
NATIONAL FUEL GAS COMMON STOCK 636180101 14 300 SH
NATIONAL FUEL GAS COMMON STOCK 636180101 221 4680 SH
NATIONAL WESTMINSTER BANK PLC COMMON STOCK 638539403 773 5559 SH
NATIONAL WESTMINSTER BANK PLC COMMON STOCK 638539403 159 1141 SH
NESTLE S A COMMON STOCK 641069406 1713 18230 SH
NESTLE S A COMMON STOCK 641069406 164 1750 SH
NETWORK APPLIANCE COMMON STOCK 64120L104 3223 45000 SH
NEW JERSEY RESOURCES COMMON STOCK 646025106 274 6838 SH
NEW JERSEY RESOURCES COMMON STOCK 646025106 20 500 SH
NEWELL FINL TR I CONVERTIBLE PRE 651195307 1409 35000 SH
NEWELL RUBBERMAID COMMON STOCK 651229106 514 18000 SH
NEWELL RUBBERMAID COMMON STOCK 651229106 29 1000 SH
NOKIA COMMON STOCK 654902204 22513 250490 SH
NOKIA COMMON STOCK 654902204 158 1758 SH
NOKIA COMMON STOCK 654902204 1420 15800 SH
NORFOLK SOUTHERN COMMON STOCK 655844108 5278 215410 SH
NORFOLK SOUTHERN COMMON STOCK 655844108 98 4000 SH
NORFOLK SOUTHERN COMMON STOCK 655844108 386 15755 SH
NORTEL NETWORKS COMMON STOCK 656569100 486 9520 SH
NORTEL NETWORKS COMMON STOCK 656569100 20 400 SH
NORTH AMERICAN TRAINING COMMON STOCK 657999991 0 39217 SH
NORTHERN STS PWR CO MINN COMMON STOCK 665772109 201 9324 SH
NORTHERN TRUST COMMON STOCK 665859104 13647 163442 SH
NORTHERN TRUST COMMON STOCK 665859104 394 4719 SH
NORTHERN TRUST COMMON STOCK 665859104 1239 14838 SH
NUVEEN MUN MKT OPPORTUNITY FD MUTUAL FUNDS-MU 67062W103 154 10589 SH
NUVEEN MUN MKT OPPORTUNITY FD MUTUAL FUNDS-MU 67062W103 87 6000 SH
OFFICE DEPOT COMMON STOCK 676220106 553 52700 SH
OMNICARE COMMON STOCK 681904108 121 12600 SH
OMNICOM GROUP COMMON STOCK 681919106 206 2600 SH
OMNICOM GROUP COMMON STOCK 681919106 55 700 SH
ORACLE COMMON STOCK 68389X105 447 9828 SH
ORACLE COMMON STOCK 68389X105 237 5212 SH
PECO ENERGY COMMON STOCK 693304107 312 8308 SH
PECO ENERGY COMMON STOCK 693304107 11 300 SH
PIMCO ADVISORS HLGS L P COMMON STOCK 69338P102 248 7875 SH
PIMCO ADVISORS HLGS L P COMMON STOCK 69338P102 58 1854 SH
PIMCO ADVISORS HLGS L P COMMON STOCK 69338P102 560 17768 SH
PNC BANK COMMON STOCK 693475105 1159 22000 SH
PNC BANK COMMON STOCK 693475105 61 1149 SH
PNC BANK COMMON STOCK 693475105 242 4587 SH
P P & L RES COMMON STOCK 693499105 2073 76600 SH
P P & L RES COMMON STOCK 693499105 11 400 SH
P P & L RES COMMON STOCK 693499105 317 11706 SH
PPG COMMON STOCK 693506107 3630 60507 SH
PPG COMMON STOCK 693506107 96 1600 SH
PPG COMMON STOCK 693506107 761 12686 SH
PSS WORLD MEDICAL INC COMMON STOCK 69366A100 102 11400 SH
PARDEE RESOURCES COMMON STOCK 699437109 490 11400 SH
PARKER HANNIFIN COMMON STOCK 701094104 630 14049 SH
PAYCHEX COMMON STOCK 704326107 1366 40033 SH
PAYCHEX COMMON STOCK 704326107 26 750 SH
PAYCHEX COMMON STOCK 704326107 173 5065 SH
PENNEY J C COMMON STOCK 708160106 1572 45561 SH
PENNEY J C COMMON STOCK 708160106 52 1500 SH
PENNEY J C COMMON STOCK 708160106 93 2700 SH
PENNZOIL-QUAKER ST COMMON STOCK 709323109 49 3909 SH
PENNZOIL-QUAKER ST COMMON STOCK 709323109 170 13456 SH
PEPSICO COMMON STOCK 713448108 14099 462269 SH
PEPSICO COMMON STOCK 713448108 180 5900 SH
PEPSICO COMMON STOCK 713448108 4387 143834 SH
PETSMART COMMON STOCK 716768106 37 10000 SH
PHARMACIA & UPJOHN COMMON STOCK 716941109 2212 44575 SH
PHARMACIA & UPJOHN COMMON STOCK 716941109 9 185 SH
PFIZER COMMON STOCK 717081103 42613 1187813 SH
PFIZER COMMON STOCK 717081103 1525 42514 SH
PFIZER COMMON STOCK 717081103 15627 435597 SH
PHILIP MORRIS COMMON STOCK 718154107 4276 125065 SH
PHILIP MORRIS COMMON STOCK 718154107 331 9670 SH
PHILIP MORRIS COMMON STOCK 718154107 4776 139687 SH
PHILLIPS PETE COMMON STOCK 718507106 198 4060 SH
PHILLIPS PETE COMMON STOCK 718507106 63 1285 SH
PIERCING PAGODA COMMON STOCK 720773100 194 14890 SH
PIONEER HI BRED INTL COMMON STOCK 723686101 357 9000 SH
PIONEER HI BRED INTL COMMON STOCK 723686101 107 2700 SH
PITNEY BOWES COMMON STOCK 724479100 2795 45860 SH
PITNEY BOWES COMMON STOCK 724479100 49 800 SH
PITNEY BOWES COMMON STOCK 724479100 360 5900 SH
PLATINUM ENTMT COMMON STOCK 727909103 41 10000 SH
POTOMAC ELECTRIC PWR COMMON STOCK 737679100 140 5500 SH
POTOMAC ELECTRIC PWR COMMON STOCK 737679100 56 2206 SH
POTOMAC ELECTRIC PWR COMMON STOCK 737679100 66 2600 SH
PRAXAIR COMMON STOCK 74005P104 803 17460 SH
PRAXAIR COMMON STOCK 74005P104 93 2026 SH
PRAXAIR COMMON STOCK 74005P104 14 309 SH
PREFORMED LINE PRODUCTS COMMON STOCK 740444104 567 36000 SH
PREMIER BANCORP COMMON STOCK 74046J109 114 12360 SH
PROCTER & GAMBLE COMMON STOCK 742718109 27781 296331 SH
PROCTER & GAMBLE COMMON STOCK 742718109 779 8307 SH
PROCTER & GAMBLE COMMON STOCK 742718109 9434 100631 SH
PROGRESSIVE COMMON STOCK 743315103 182 2222 SH
PROGRESSIVE COMMON STOCK 743315103 34 418 SH
PROVIDIAN FINANCIAL COMMON STOCK 74406A102 340 4298 SH
PSINET CONVERTIBLE PRE 74437C309 1489 37000 SH
PUBLIC SERVICE COMMON STOCK 744516105 191 6205 SH
PUBLIC SERVICE COMMON STOCK 744516105 43 1400 SH
PUBLIC SERVICE ENTERPRISE COMMON STOCK 744573106 2822 73059 SH
PUBLIC SERVICE ENTERPRISE COMMON STOCK 744573106 169 4363 SH
PUBLIC SERVICE ENTERPRISE COMMON STOCK 744573106 2046 52979 SH
PUBLIC SERVICE ENTERPRISE COMMON STOCK 744573106 132 3417 SH
QUADRAMED COMMON STOCK 74730W101 140 18623 SH
QUAKER OATS COMMON STOCK 747402105 231 3740 SH
QUAKER OATS COMMON STOCK 747402105 116 1878 SH
QUAKER OATS COMMON STOCK 747402105 80 1300 SH
QUALCOMM COMMON STOCK 747525103 3254 17200 SH
QUALCOMM COMMON STOCK 747525103 227 1200 SH
QUESTAR COMMON STOCK 748356102 493 27200 SH
QWEST COMMUNICATIONS INTL COMMON STOCK 749121109 290 9804 SH
QWEST COMMUNICATIONS INTL COMMON STOCK 749121109 41 1400 SH
RAINFOREST CAFE COMMON STOCK 75086K104 109 20520 SH
RALSTON-RALSTON PURINA GROUP COMMON STOCK 751277302 56 1992 SH
RALSTON-RALSTON PURINA GROUP COMMON STOCK 751277302 212 7596 SH
RAYTHEON COMMON STOCK 755111408 555 11180 SH
RAYTHEON COMMON STOCK 755111408 20 400 SH
RAYTHEON COMMON STOCK 755111408 861 17350 SH
READERS DIGEST FIN TR CONVERTIBLE PRE 755271202 1398 49500 SH
READERS DIGEST FIN TR CONVERTIBLE PRE 755271202 28 1000 SH
RELIANT ENERGY COMMON STOCK 75952J108 132 4886 SH
RELIANT ENERGY COMMON STOCK 75952J108 27 1000 SH
RELIANT ENERGY COMMON STOCK 75952J108 122 4500 SH
REPSOL SA SPONSORED ADR COMMON STOCK 76026T205 211 10575 SH
REPSOL SA SPONSORED ADR COMMON STOCK 76026T205 60 3000 SH
REYNOLDS METALS COMMON STOCK 761763101 1075 17800 SH
RHONE-POULENC SA COMMON STOCK 762426609 220 4300 SH
RITE AID COMMON STOCK 767754104 167 12060 SH
RITE AID COMMON STOCK 767754104 28 2000 SH
ROCKWELL INTL COMMON STOCK 773903109 427 8136 SH
ROCKWELL INTL COMMON STOCK 773903109 63 1200 SH
ROCKWELL INTL COMMON STOCK 773903109 242 4600 SH
ROCKWELL INTL COMMON STOCK 773903109 80 1517 SH
ROHM & HAAS COMMON STOCK 775371107 319 8838 SH
ROSECAP COMMON STOCK 777323106 40 26660 SH
ROSECAP COMMON STOCK 777323106 60 40000 SH
ROYAL DUTCH PETE COMMON STOCK 780257804 15538 263071 SH
ROYAL DUTCH PETE COMMON STOCK 780257804 190 3220 SH
ROYAL DUTCH PETE COMMON STOCK 780257804 4506 76292 SH
SBC COMMUNICATIONS COMMON STOCK 78387G103 20502 401499 SH
SBC COMMUNICATIONS COMMON STOCK 78387G103 612 11990 SH
SBC COMMUNICATIONS COMMON STOCK 78387G103 5483 107386 SH
S&P 500 DEPOSITARY RECEIPT COMMON STOCK 78462F103 2661 20665 SH
SAFEWAY COMMON STOCK 786514208 5083 133550 SH
SAFEWAY COMMON STOCK 786514208 13 350 SH
ST PAUL COMMON STOCK 792860108 2035 73988 SH
ST PAUL COMMON STOCK 792860108 17 600 SH
SARA LEE COMMON STOCK 803111103 10817 462779 SH
SARA LEE COMMON STOCK 803111103 23 1000 SH
SARA LEE COMMON STOCK 803111103 476 20370 SH
SASSOON INTL COMMON STOCK 803869106 0 12500 SH
SCHERING PLOUGH COMMON STOCK 806605101 26853 615548 SH
SCHERING PLOUGH COMMON STOCK 806605101 1526 34983 SH
SCHERING PLOUGH COMMON STOCK 806605101 5796 132857 SH
SCHLUMBERGER COMMON STOCK 806857108 8938 143441 SH
SCHLUMBERGER COMMON STOCK 806857108 31 500 SH
SCHLUMBERGER COMMON STOCK 806857108 1055 16929 SH
SEAGRAMS COMMON STOCK 811850106 355 7805 SH
SEAGRAMS CONVERTIBLE PRE 811850205 1161 25000 SH
SEARS COMMON STOCK 812387108 1143 36424 SH
SEARS COMMON STOCK 812387108 16 500 SH
SEARS COMMON STOCK 812387108 211 6716 SH
SELECTIVE INSURANCE COMMON STOCK 816300107 283 15000 SH
SELECTIVE INSURANCE COMMON STOCK 816300107 214 11340 SH
SERVICE CORP INTL COMMON STOCK 817565104 291 27550 SH
SERVICE CORP INTL COMMON STOCK 817565104 81 7650 SH
SERVICE COMMON STOCK 817587108 3 10000 SH
SHELL COMMON STOCK 822703609 369 8100 SH
SHELL COMMON STOCK 822703609 11 248 SH
SHERWIN-WILLIAMS COMMON STOCK 824348106 314 15000 SH
SHERWIN-WILLIAMS COMMON STOCK 824348106 201 9600 SH
SKYLANDS FINL COMMON STOCK 83081H100 177 17055 SH
SMITHKLINE BEECHAM COMMON STOCK 832378301 18145 314885 SH
SMITHKLINE BEECHAM COMMON STOCK 832378301 152 2640 SH
SMITHKLINE BEECHAM COMMON STOCK 832378301 1217 21125 SH
SMITHKLINE BEECHAM COMMON STOCK 832378301 6 100 SH
SOLECTRON COMMON STOCK 834182107 657 9150 SH
SONAT COMMON STOCK 835415100 349 8790 SH
SONAT COMMON STOCK 835415100 153 3850 SH
SOUTHERN COMMON STOCK 842587107 1141 44329 SH
SOUTHERN COMMON STOCK 842587107 39 1500 SH
SOUTHERN COMMON STOCK 842587107 315 12216 SH
SOUTHTRUST COMMON STOCK 844730101 150 4170 SH
SOUTHTRUST COMMON STOCK 844730101 22 600 SH
SOUTHTRUST COMMON STOCK 844730101 54 1500 SH
SOVEREIGN BANCORP COMMON STOCK 845905108 368 40519 SH
SOVEREIGN BANCORP COMMON STOCK 845905108 39 4271 SH
SOVEREIGN BANCORP COMMON STOCK 845905108 38 4152 SH
SPRINT COMMON STOCK 852061100 606 11162 SH
SPRINT COMMON STOCK 852061100 43 800 SH
SPRINT COMMON STOCK 852061100 235 4340 SH
STAGE STORES COMMON STOCK 85254C107 88 14250 SH
STAGE STORES COMMON STOCK 85254C107 17 2700 SH
STAPLES COMMON STOCK 855030102 228 10468 SH
STATE STR COMMON STOCK 857477103 343 5300 SH
STATEN IS BANCORP INC COMMON STOCK 857550107 921 48941 SH
STATEN IS BANCORP INC COMMON STOCK 857550107 104 5503 SH
STEWART ENTERPRISES COMMON STOCK 860370105 73 12000 SH
SUIZA FOODS COMMON STOCK 865077101 299 7980 SH
SUMMIT BANCORP COMMON STOCK 866005101 171785 5295885 SH
SUMMIT BANCORP COMMON STOCK 866005101 6120 188680 SH
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CHASE MANHATTAN OTHER 2000
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CHEVRON SOLE 13104
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CHEVRON OTHER 125
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CHUBB SOLE 200
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CIRCUIT CITY SOLE 11200
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CISCO SYSTEMS SOLE 46708
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CISCO SYSTEMS DEFINED 1800
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CINTAS OTHER 600
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CITIGROUP SOLE 25264
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CITIGROUP DEFINED 262
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CITIGROUP OTHER 900
CITIGROUP OTHER 1875
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COCA COLA SOLE 51534
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COCA COLA DEFINED 2000
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COCA COLA OTHER 49166
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COLUMBIA ENERGY GROUP OTHER 4500
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COMERICA OTHER 5620
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COMPAQ COMPUTER SOLE 5550
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COMPAQ COMPUTER DEFINED 800
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COMPAQ COMPUTER OTHER 600
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COMPUTER ASSOCIATES SOLE 18049
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COMPUTER ASSOCIATES DEFINED 200
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COMPUTER ASSOCIATES OTHER 3175
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COMPUWARE SOLE 23000
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CONEXANT SOLE 1800
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CONSTELLATION ENERGY GROUP OTHER 825
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COOPER IND SOLE 3136
COOPER IND OTHER 1532
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CORNING SOLE 16100
CORNING DEFINED 2700
CORNING OTHER 17765
CORNING OTHER 500
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COX COMMUNICATIONS NEW CLASS A SOLE 11436
CRIIMI MAE SOLE 10000
CRITICAL PATH SOLE 5000
DALLAS SEMICONDUCTOR SOLE 13000
DANA SOLE 60800
DANA DEFINED 464
DANA OTHER 185
DANA OTHER 475
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DANAHER DEFINED 300
DANAHER DEFINED 1600
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DARDEN RESTAURANTS SOLE 1100
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DAYTON HUDSON SOLE 3300
DAYTON HUDSON OTHER 22000
DAYTON HUDSON OTHER 4200
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DEERE SOLE 1600
DEERE OTHER 7800
DEERE OTHER 8400
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DELL COMPUTER SOLE 84620
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DELL COMPUTER DEFINED 1700
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DELL COMPUTER OTHER 2800
DELL COMPUTER OTHER 18541
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DELPHI AUTOMOTIVE SYS SOLE 558
DELPHI AUTOMOTIVE SYS DEFINED 811
DELPHI AUTOMOTIVE SYS OTHER 2403
DELPHI AUTOMOTIVE SYS OTHER 1186
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DEVRY INC DEL SOLE 10925
DIAMETRICS MED SOLE 5000
DIAMETRICS MED OTHER 20000
DISNEY WALT SOLE 482501
DISNEY WALT SOLE 97826
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DISNEY WALT DEFINED 2400
DISNEY WALT OTHER 95911
DISNEY WALT OTHER 29428
DISNEY WALT DEF/OTH 150
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DOMINION RESOURCES DEFINED 450
DOMINION RESOURCES OTHER 825
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DOVER SOLE 9200
DOVER DEFINED 2000
DOVER OTHER 3520
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DOW CHEMICAL SOLE 5057
DOW CHEMICAL DEFINED 625
DOW CHEMICAL OTHER 9812
DOW CHEMICAL OTHER 10100
DU PONT E I DE NEMOURS SOLE 362796
DU PONT E I DE NEMOURS SOLE 22303
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DU PONT E I DE NEMOURS DEFINED 1550
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DU PONT E I DE NEMOURS OTHER 30356
DU PONT E I DE NEMOURS DEF/OTH 300
DUKE ENERGY SOLE 20309
DUKE ENERGY SOLE 8397
DUKE ENERGY DEFINED 600
DUKE ENERGY DEFINED 850
DUKE ENERGY OTHER 4900
DUKE ENERGY OTHER 750
DUKE RLTY INVTS SOLE 610
DUKE RLTY INVTS SOLE 10000
DUN & BRADSTREET SOLE 25953
DUN & BRADSTREET OTHER 860
DUN & BRADSTREET OTHER 2680
EMC SOLE 250560
EMC SOLE 21475
EMC DEFINED 1670
EMC OTHER 4070
EMC OTHER 1200
EMC OTHER 675
E'TOWN SOLE 3950
E'TOWN SOLE 582
E'TOWN OTHER 1129
E'TOWN OTHER 600
EASTMAN KODAK SOLE 10472
EASTMAN KODAK SOLE 2776
EASTMAN KODAK OTHER 3913
EASTMAN KODAK OTHER 907
EDINBERG OTHER 82
EDISON INTERNATIONAL SOLE 7325
EDISON INTERNATIONAL SOLE 1030
EDISON INTERNATIONAL OTHER 600
EDISON INTERNATIONAL OTHER 800
EL PASO ENERGY SOLE 30000
EL PASO ENERGY DEL SOLE 33010
EL PASO ENERGY DEL OTHER 1948
ELAN PLC SOLE 31110
ELAN PLC OTHER 5400
ELECTRONIC ARTS SOLE 5500
ELECTRONIC ARTS SOLE 550
ELECTRONIC DATA SYSTEMS SOLE 246243
ELECTRONIC DATA SYSTEMS SOLE 27925
ELECTRONIC DATA SYSTEMS DEFINED 11296
ELECTRONIC DATA SYSTEMS DEFINED 1200
ELECTRONIC DATA SYSTEMS OTHER 24936
ELECTRONIC DATA SYSTEMS OTHER 1400
ELECTRONIC DATA SYSTEMS OTHER 5310
EMERSON ELECTRIC SOLE 209412
EMERSON ELECTRIC SOLE 11498
EMERSON ELECTRIC DEFINED 600
EMERSON ELECTRIC DEFINED 200
EMERSON ELECTRIC OTHER 24165
EMERSON ELECTRIC OTHER 20000
ENERGY EAST SOLE 2030
ENERGY EAST SOLE 24290
ENGELHARD SOLE 29987
ENGELHARD SOLE 1350
ENGELHARD DEFINED 3900
ENGELHARD OTHER 15100
ENGELHARD OTHER 12400
ENRON SOLE 861948
ENRON SOLE 62675
ENRON DEFINED 14140
ENRON DEFINED 1800
ENRON OTHER 59434
ENRON OTHER 6684
ENRON DEF/OTH 300
EQUIFAX SOLE 24008
EQUITY INCOME FUND SOLE 3517
EQUITY INCOME FUND DEFINED 534
EQUITY INCOME FUND DEFINED 100
EQUITY INCOME FUND OTHER 4400
ERICSSON SOLE 42520
ERICSSON SOLE 7410
ERICSSON DEFINED 4000
ERICSSON OTHER 1900
ERICSSON OTHER 8500
EXODUS COMMUNICATIONS SOLE 4000
EXXON SOLE 601711
EXXON SOLE 58042
EXXON DEFINED 24876
EXXON DEFINED 5700
EXXON OTHER 264188
EXXON OTHER 1976
EXXON OTHER 52085
FPL SOLE 124492
FPL SOLE 6550
FPL DEFINED 600
FPL DEFINED 100
FPL OTHER 8240
FPL OTHER 700
FANNIE MAE SOLE 256657
FANNIE MAE SOLE 25950
FANNIE MAE DEFINED 500
FANNIE MAE OTHER 15325
FANNIE MAE OTHER 2300
FEDERATED DEPT STORES DEL SOLE 6340
FEDERATED INDEX TR SOLE 6873
FEDERATED INDEX TR OTHER 3476
FIDELITY SOLE 6219
FIDELITY OTHER 22354
FIDELITY EQUITY - INCOME FUND SOLE 847
FIDELITY EQUITY - INCOME FUND SOLE 2053
FIDELITY EQUITY - INCOME FUND OTHER 4080
FIRST DATA SOLE 6497
FIRST DATA SOLE 500
FIRST DATA OTHER 4000
FIRST SEC DEL OTHER 10800
FIRST SEC DEL OTHER 11250
FIRST UNION SOLE 228153
FIRST UNION SOLE 13511
FIRST UNION DEFINED 8588
FIRST UNION DEFINED 240
FIRST UNION OTHER 66871
FIRST UNION OTHER 2043
FIRST UNION OTHER 19470
FIRST UNION DEF/OTH 421
FIRST UNION SOLE 300000
FIRST VIRGINIA BANKS SOLE 3600
FIRST VIRGINIA BANKS OTHER 1125
FLEET FINL GROUP SOLE 11425
FLEET FINL GROUP OTHER 9240
FLEET FINL GROUP OTHER 7200
FLEMINGTON FUR SOLE 95734
FLEMINGTON FUR SOLE 71914
FLORIDA SOLE 9900
FLORIDA DEFINED 150
FLORIDA OTHER 4800
FLORIDA OTHER 450
FLUOR SOLE 7200
FLUOR OTHER 80
FORD MOTOR DEL SOLE 51009
FORD MOTOR DEL SOLE 3600
FORD MOTOR DEL DEFINED 1000
FORD MOTOR DEL OTHER 4070
FORD MOTOR DEL OTHER 200
FORTUNE BRANDS SOLE 18500
FORTUNE BRANDS SOLE 400
FORTUNE BRANDS DEFINED 800
FORTUNE BRANDS OTHER 7448
FRANKLIN INTERNATIONAL OTHER 4316
FRANKLIN RESOURCES SOLE 54160
FRANKLIN RESOURCES SOLE 2450
FRANKLIN RESOURCES DEFINED 1500
FRANKLIN RESOURCES OTHER 15246
FRANKLIN RESOURCES OTHER 770
FULTON FINL PA SOLE 55150
GPU SOLE 10435
GPU SOLE 7280
GPU DEFINED 488
GPU DEFINED 750
GPU OTHER 32488
GPU OTHER 1350
GTE SOLE 132485
GTE SOLE 10467
GTE DEFINED 4300
GTE OTHER 54611
GTE OTHER 2550
GALLAHER GROUP SOLE 14750
GALLAHER GROUP OTHER 3878
GANNETT SOLE 165606
GANNETT SOLE 11150
GANNETT DEFINED 1600
GANNETT OTHER 10700
GANNETT OTHER 400
GAP STORES SOLE 200707
GAP STORES SOLE 15675
GAP STORES DEFINED 1612
GAP STORES OTHER 1500
GENERAL ELECTRIC SOLE 960839
GENERAL ELECTRIC SOLE 176924
GENERAL ELECTRIC DEFINED 31542
GENERAL ELECTRIC DEFINED 13050
GENERAL ELECTRIC OTHER 300126
GENERAL ELECTRIC OTHER 2800
GENERAL ELECTRIC OTHER 143742
GENERAL ELECTRIC DEF/OTH 300
GENERAL MILLS SOLE 9150
GENERAL MILLS SOLE 716
GENERAL MILLS DEFINED 1384
GENERAL MILLS OTHER 16570
GENERAL MILLS OTHER 2464
GENERAL MOTORS SOLE 18064
GENERAL MOTORS SOLE 1776
GENERAL MOTORS DEFINED 1162
GENERAL MOTORS OTHER 3448
GENERAL MOTORS OTHER 1700
GENUINE PARTS SOLE 8400
GENUINE PARTS SOLE 900
GENUINE PARTS OTHER 9875
GEORGIA PACIFIC SOLE 10480
GEORGIA PACIFIC DEFINED 800
GEORGIA PACIFIC OTHER 4300
GEORGIA PACIFIC OTHER 3200
GILLETTE SOLE 184536
GILLETTE SOLE 55493
GILLETTE DEFINED 14629
GILLETTE DEFINED 1500
GILLETTE OTHER 41563
GILLETTE OTHER 2000
GILLETTE OTHER 8485
GLAXO SOLE 239178
GLAXO SOLE 3749
GLAXO OTHER 12410
GLIMCHER REALTY TRUST OTHER 10950
GOVERNMENT SECURITIES INCOME FD SOLE 88334
GUIDANT SOLE 1946
GUIDANT OTHER 3752
HSB GROUP SOLE 6555
HALLIBURTON SOLE 17880
HALLIBURTON SOLE 1000
HALLIBURTON OTHER 2800
HALLIBURTON OTHER 1600
HARLEY DAVIDSON SOLE 80540
HARLEY DAVIDSON SOLE 8000
HARLEY DAVIDSON OTHER 1200
HARSCO SOLE 8496
HARTFORD FINANCIAL SERVICES SOLE 19020
HARTFORD FINANCIAL SERVICES DEFINED 1508
HARTFORD FINANCIAL SERVICES OTHER 8480
HARTFORD FINANCIAL SERVICES OTHER 1000
THE HARVILL PRESS LIMITED OTHER 18625
HEINEKEN NV ADR SOLE 6500
HEINZ H J SOLE 22145
HEINZ H J SOLE 3450
HEINZ H J DEFINED 1450
HEINZ H J DEFINED 300
HEINZ H J OTHER 13415
HEINZ H J OTHER 2350
HELIX TECHNOLOGY OTHER 7800
HELIX TECHNOLOGY OTHER 7200
HERCULES SOLE 14629
HERCULES OTHER 1900
HERSHEY FOODS SOLE 14887
HERSHEY FOODS SOLE 1725
HERSHEY FOODS DEFINED 600
HERSHEY FOODS OTHER 4300
HERSHEY FOODS OTHER 3000
HEWLETT PACKARD SOLE 252815
HEWLETT PACKARD SOLE 16335
HEWLETT PACKARD DEFINED 1885
HEWLETT PACKARD DEFINED 1500
HEWLETT PACKARD OTHER 45882
HEWLETT PACKARD OTHER 3950
HEWLETT PACKARD DEF/OTH 200
HIGHWOODS PPTYS OTHER 7900
HOLLINGER INTERNATIONAL SOLE 60000
HOME DEPOT SOLE 329606
HOME DEPOT SOLE 52419
HOME DEPOT DEFINED 17930
HOME DEPOT DEFINED 1650
HOME DEPOT OTHER 60676
HOME DEPOT OTHER 1500
HOME DEPOT OTHER 7278
HONEYWELL SOLE 45065
HONEYWELL SOLE 4500
HONEYWELL OTHER 2250
HOOPER HOLMES SOLE 15000
HOSPITALITY PPTYS TR SOLE 18050
HOSPITALITY PPTYS TR SOLE 300
HOSPITALITY PPTYS TR DEFINED 400
HOSPITALITY PPTYS TR OTHER 5300
HOST MARRIOTT (REIT) OTHER 12609
HOUSEHOLD INTERNATIONAL SOLE 71137
HOUSEHOLD INTERNATIONAL SOLE 797
HOUSEHOLD INTERNATIONAL OTHER 6323
HUDSON UTD BANCORP SOLE 3386
HUDSON UTD BANCORP OTHER 3297
ICN PHARMACEUTCL SOLE 11500
ICN PHARMACEUTCL OTHER 300
ICN PHARMACEUTCL OTHER 200
IMS HEALTH SOLE 33842
IMS HEALTH SOLE 8000
IMS HEALTH DEFINED 2400
IMS HEALTH OTHER 1500
IMS HEALTH OTHER 5360
ILLINOIS TOOL WORKS SOLE 37195
ILLINOIS TOOL WORKS SOLE 9500
ILLINOIS TOOL WORKS OTHER 16500
ILLINOIS TOOL WORKS OTHER 29400
INFORMIX SOLE 13000
INFORMIX DEFINED 1000
INGERSOLL RAND SOLE 65018
INGERSOLL RAND SOLE 187
INGERSOLL RAND OTHER 2100
INGERSOLL RAND SOLE 35000
INTEL SOLE 642891
INTEL SOLE 81758
INTEL DEFINED 12477
INTEL DEFINED 1600
INTEL OTHER 97668
INTEL OTHER 1200
INTEL OTHER 32116
INTL BUSINESS MACHINES SOLE 215139
INTL BUSINESS MACHINES SOLE 232375
INTL BUSINESS MACHINES DEFINED 1600
INTL BUSINESS MACHINES DEFINED 9260
INTL BUSINESS MACHINES OTHER 50577
INTL BUSINESS MACHINES OTHER 14520
INTL FLAVORS & FRAGRANCES SOLE 1500
INTL FLAVORS & FRAGRANCES SOLE 4500
INTL FLAVORS & FRAGRANCES DEFINED 2500
INTL FLAVORS & FRAGRANCES OTHER 1000
INTERNATIONAL PAPER SOLE 11590
INTERNATIONAL PAPER OTHER 4774
INTERPUBLIC GROUP SOLE 178500
INTERPUBLIC GROUP SOLE 3600
JANUS SOLE 91389
JOHNSON & JOHNSON SOLE 358179
JOHNSON & JOHNSON SOLE 50705
JOHNSON & JOHNSON DEFINED 12866
JOHNSON & JOHNSON DEFINED 1000
JOHNSON & JOHNSON OTHER 194910
JOHNSON & JOHNSON OTHER 400
JOHNSON & JOHNSON OTHER 46097
KELLOGG SOLE 3600
KELLOGG SOLE 400
KELLOGG OTHER 1700
KELLOGG OTHER 128000
KEMPER MUN BD FD SH BEN INT SOLE 18300
KEMPER GOVT SECS TR SOLE 10000
KEYCORP SOLE 8882
KEYCORP OTHER 3820
KEYSPAN SOLE 4188
KEYSPAN SOLE 5756
KEYSPAN DEFINED 1000
KEYSPAN OTHER 1728
KIMBERLY CLARK SOLE 228197
KIMBERLY CLARK SOLE 9845
KIMBERLY CLARK DEFINED 3056
KIMBERLY CLARK OTHER 15450
KIMBERLY CLARK OTHER 400
KIMBERLY CLARK DEF/OTH 100
KIMCO REALTY SOLE 1000
KIMCO REALTY SOLE 7300
KONINKLIJKE PHILLIPS ELECTRONICSSOLE 11987
KONINKLIJKE PHILLIPS ELECTRONICSOTHER 1748
ESTEE LAUDER AUTO EXCH SEC TR IISOLE 17000
ESTEE LAUDER COMPANIES-CL A SOLE 172325
ESTEE LAUDER COMPANIES-CL A SOLE 10800
ESTEE LAUDER COMPANIES-CL A OTHER 1400
LEHMAN BROS SOLE 1982
LEHMAN BROS OTHER 9827
LEHMAN BROS OTHER 399
LEVITZ FURNITURE SOLE 20000
LIBERTY PPTY TR SOLE 6900
LIBERTY PPTY TR DEFINED 500
LIBERTY PPTY TR OTHER 6335
LILLY ELI SOLE 16561
LILLY ELI SOLE 1000
LILLY ELI OTHER 7024
LILLY ELI OTHER 2300
LIMITED SOLE 138800
LIMITED SOLE 500
LIMITED OTHER 3550
LINCOLN NATL SOLE 70000
LINEAR TECHNOLOGY SOLE 4650
LOCH HARRIS SOLE 50000
LOCKHEED MARTIN SOLE 194838
LOCKHEED MARTIN SOLE 6800
LOCKHEED MARTIN OTHER 800
LOEWS SOLE 3700
LOEWS OTHER 1200
LUCENT TECHNOLOGIES SOLE 839640
LUCENT TECHNOLOGIES SOLE 97905
LUCENT TECHNOLOGIES DEFINED 21648
LUCENT TECHNOLOGIES DEFINED 4514
LUCENT TECHNOLOGIES OTHER 119304
LUCENT TECHNOLOGIES OTHER 1300
LUCENT TECHNOLOGIES OTHER 17398
LUCENT TECHNOLOGIES DEF/OTH 400
MBIA SOLE 2475
MBIA SOLE 2000
MBIA OTHER 500
MBNA SOLE 239050
MBNA SOLE 38901
MBNA DEFINED 12638
MBNA OTHER 14170
MBNA OTHER 3600
MCI CAPITAL I SOLE 7950
MCI CAPITAL I SOLE 500
MCI CAPITAL I DEFINED 900
MCI CAPITAL I DEFINED 900
MCI CAPITAL I OTHER 4200
MCI WORLDCOM SOLE 433608
MCI WORLDCOM SOLE 35620
MCI WORLDCOM DEFINED 11789
MCI WORLDCOM DEFINED 900
MCI WORLDCOM OTHER 50186
MCI WORLDCOM OTHER 2000
MCI WORLDCOM OTHER 2791
MCI WORLDCOM DEF/OTH 100
MFS INTER INCOME TR SOLE 10643
MACK-CALI REALTY SOLE 1000
MACK-CALI REALTY DEFINED 500
MACK-CALI REALTY OTHER 4400
MACK-CALI REALTY OTHER 1900
MARSH & MCLENNAN SOLE 58245
MARSH & MCLENNAN OTHER 900
MARRIOTT INTERNATIONAL SOLE 5400
MARRIOTT INTERNATIONAL OTHER 15500
MASCO SOLE 4966
MASCO SOLE 2200
MASCO OTHER 1600
MASCO OTHER 800
MATTEL SOLE 363675
MATTEL SOLE 22600
MATTEL DEFINED 2700
MATTEL DEFINED 300
MATTEL OTHER 7687
MAY DEPT STORES SOLE 30195
MAY DEPT STORES SOLE 1700
MAY DEPT STORES DEFINED 1500
MAY DEPT STORES DEFINED 750
MAY DEPT STORES OTHER 14554
MAY DEPT STORES OTHER 26322
MCDONALDS SOLE 52118
MCDONALDS SOLE 22200
MCDONALDS OTHER 5760
MCDONALDS OTHER 6400
MCGRAW HILL SOLE 80510
MCGRAW HILL OTHER 8100
MCGRAW HILL OTHER 6400
MCKESSON HBOC SOLE 7800
MCKESSON HBOC SOLE 243577
MCKESSON HBOC OTHER 1000
MEDAREX SOLE 15000
MEDIAONE GROUP SOLE 15369
MEDIAONE GROUP SOLE 582
MEDIAONE GROUP DEFINED 36
MEDIAONE GROUP OTHER 7013
MEDIAONE GROUP OTHER 292
MEDTRONICS SOLE 3834
MEDTRONICS SOLE 8000
MEDTRONICS DEFINED 1000
MEDTRONICS OTHER 6800
MELLON BANK SOLE 79824
MELLON BANK SOLE 5800
MELLON BANK OTHER 43000
MERCK SOLE 842704
MERCK SOLE 260770
MERCK DEFINED 22650
MERCK DEFINED 2676
MERCK OTHER 212533
MERCK OTHER 264480
MERCK OTHER 95620
MERCK DEF/OTH 300
MERRILL LYNCH SOLE 12040
MERRILL LYNCH SOLE 400
MERRILL LYNCH OTHER 3170
MICHIGAN ST HIGHER ED STUDENT SOLE 950000
MICROSOFT SOLE 645833
MICROSOFT SOLE 90750
MICROSOFT DEFINED 16023
MICROSOFT DEFINED 2800
MICROSOFT OTHER 101272
MICROSOFT OTHER 1620
MICROSOFT OTHER 48342
MICRON TECHNOLOGY SOLE 3200
MINNESOTA MNG & MFG SOLE 111957
MINNESOTA MNG & MFG SOLE 12232
MINNESOTA MNG & MFG DEFINED 2300
MINNESOTA MNG & MFG OTHER 22370
MINNESOTA MNG & MFG OTHER 3600
MOBIL SOLE 268399
MOBIL SOLE 28948
MOBIL DEFINED 7200
MOBIL DEFINED 2500
MOBIL OTHER 36740
MOBIL OTHER 1940
MOBIL OTHER 22840
MOBIL DEF/OTH 410
MOLEX SOLE 2256
MOLEX DEFINED 1707
MOLEX OTHER 2382
MONSANTO SOLE 36285
MONSANTO SOLE 1900
MONSANTO OTHER 42000
MONSANTO OTHER 7000
MONSANTO SOLE 89950
MONY GROUP SOLE 120
MONY GROUP SOLE 7000
MORGAN J P SOLE 101287
MORGAN J P SOLE 10725
MORGAN J P DEFINED 1150
MORGAN J P DEFINED 600
MORGAN J P OTHER 18895
MORGAN J P OTHER 4100
MORGAN STANLEY SOLE 134239
MORGAN STANLEY SOLE 12713
MORGAN STANLEY DEFINED 5388
MORGAN STANLEY DEFINED 650
MORGAN STANLEY OTHER 8825
MORGAN STANLEY OTHER 720
MOTOROLA SOLE 183958
MOTOROLA SOLE 10900
MOTOROLA DEFINED 3550
MOTOROLA OTHER 15500
MOTOROLA OTHER 800
MOTOROLA OTHER 2800
MUNIYIELD NJ FUND SOLE 5225
MUNIYIELD NJ FUND DEFINED 1126
MUNIYIELD NJ FUND OTHER 5150
MURPHY OIL OTHER 2769
MURPHY OIL OTHER 1760
NATIONAL FUEL GAS SOLE 5800
NATIONAL FUEL GAS SOLE 1300
NATIONAL FUEL GAS DEFINED 300
NATIONAL FUEL GAS OTHER 3880
NATIONAL FUEL GAS OTHER 800
NATIONAL WESTMINSTER BANK PLC SOLE 5559
NATIONAL WESTMINSTER BANK PLC DEFINED 1141
NESTLE S A SOLE 17130
NESTLE S A SOLE 1100
NESTLE S A OTHER 1750
NETWORK APPLIANCE SOLE 45000
NEW JERSEY RESOURCES SOLE 6738
NEW JERSEY RESOURCES SOLE 100
NEW JERSEY RESOURCES OTHER 500
NEWELL FINL TR I SOLE 35000
NEWELL RUBBERMAID SOLE 18000
NEWELL RUBBERMAID OTHER 1000
NOKIA SOLE 236690
NOKIA SOLE 13800
NOKIA DEFINED 1358
NOKIA DEFINED 400
NOKIA OTHER 13750
NOKIA OTHER 1600
NOKIA OTHER 450
NORFOLK SOUTHERN SOLE 208110
NORFOLK SOUTHERN SOLE 7300
NORFOLK SOUTHERN DEFINED 4000
NORFOLK SOUTHERN OTHER 8375
NORFOLK SOUTHERN OTHER 7380
NORTEL NETWORKS SOLE 120
NORTEL NETWORKS SOLE 9400
NORTEL NETWORKS OTHER 400
NORTH AMERICAN TRAINING SOLE 39217
NORTHERN STS PWR CO MINN SOLE 8724
NORTHERN STS PWR CO MINN SOLE 600
NORTHERN TRUST SOLE 148552
NORTHERN TRUST SOLE 14890
NORTHERN TRUST DEFINED 4219
NORTHERN TRUST DEFINED 500
NORTHERN TRUST OTHER 12717
NORTHERN TRUST OTHER 600
NORTHERN TRUST OTHER 1521
NUVEEN MUN MKT OPPORTUNITY FD SOLE 10589
NUVEEN MUN MKT OPPORTUNITY FD OTHER 6000
OFFICE DEPOT SOLE 51200
OFFICE DEPOT SOLE 1500
OMNICARE SOLE 12600
OMNICOM GROUP SOLE 2600
OMNICOM GROUP OTHER 700
ORACLE SOLE 9828
ORACLE OTHER 5212
PECO ENERGY SOLE 7358
PECO ENERGY SOLE 950
PECO ENERGY OTHER 300
PIMCO ADVISORS HLGS L P SOLE 7875
PIMCO ADVISORS HLGS L P DEFINED 1854
PIMCO ADVISORS HLGS L P OTHER 17768
PNC BANK SOLE 19960
PNC BANK SOLE 2040
PNC BANK DEFINED 1149
PNC BANK OTHER 4075
PNC BANK OTHER 512
P P & L RES SOLE 66730
P P & L RES SOLE 9870
P P & L RES DEFINED 400
P P & L RES OTHER 11106
P P & L RES OTHER 600
PPG SOLE 59107
PPG SOLE 1400
PPG DEFINED 1600
PPG OTHER 10986
PPG OTHER 1700
PSS WORLD MEDICAL INC SOLE 11400
PARDEE RESOURCES SOLE 11400
PARKER HANNIFIN SOLE 14049
PAYCHEX SOLE 28403
PAYCHEX SOLE 11630
PAYCHEX DEFINED 750
PAYCHEX OTHER 5065
PENNEY J C SOLE 45261
PENNEY J C SOLE 300
PENNEY J C DEFINED 1500
PENNEY J C OTHER 2700
PENNZOIL-QUAKER ST SOLE 3909
PENNZOIL-QUAKER ST OTHER 6896
PENNZOIL-QUAKER ST OTHER 6560
PEPSICO SOLE 418895
PEPSICO SOLE 43374
PEPSICO DEFINED 5900
PEPSICO OTHER 109894
PEPSICO OTHER 1800
PEPSICO OTHER 32140
PETSMART SOLE 10000
PHARMACIA & UPJOHN SOLE 43357
PHARMACIA & UPJOHN SOLE 1218
PHARMACIA & UPJOHN OTHER 185
PFIZER SOLE 1077326
PFIZER SOLE 110487
PFIZER DEFINED 32314
PFIZER DEFINED 10200
PFIZER OTHER 350448
PFIZER OTHER 1200
PFIZER OTHER 83949
PHILIP MORRIS SOLE 108907
PHILIP MORRIS SOLE 16158
PHILIP MORRIS DEFINED 9670
PHILIP MORRIS OTHER 109370
PHILIP MORRIS OTHER 30317
PHILLIPS PETE SOLE 4060
PHILLIPS PETE OTHER 1285
PIERCING PAGODA SOLE 14890
PIONEER HI BRED INTL SOLE 7200
PIONEER HI BRED INTL SOLE 1800
PIONEER HI BRED INTL OTHER 2700
PITNEY BOWES SOLE 42660
PITNEY BOWES SOLE 3200
PITNEY BOWES DEFINED 800
PITNEY BOWES OTHER 5900
PLATINUM ENTMT SOLE 10000
POTOMAC ELECTRIC PWR SOLE 4500
POTOMAC ELECTRIC PWR SOLE 1000
POTOMAC ELECTRIC PWR DEFINED 2206
POTOMAC ELECTRIC PWR OTHER 2600
PRAXAIR SOLE 16660
PRAXAIR SOLE 800
PRAXAIR OTHER 2026
PRAXAIR DEF/OTH 309
PREFORMED LINE PRODUCTS SOLE 36000
PREMIER BANCORP SOLE 12360
PROCTER & GAMBLE SOLE 270467
PROCTER & GAMBLE SOLE 25864
PROCTER & GAMBLE DEFINED 8307
PROCTER & GAMBLE OTHER 69485
PROCTER & GAMBLE OTHER 400
PROCTER & GAMBLE OTHER 30746
PROGRESSIVE SOLE 2222
PROGRESSIVE OTHER 418
PROVIDIAN FINANCIAL OTHER 1298
PROVIDIAN FINANCIAL OTHER 3000
PSINET SOLE 37000
PUBLIC SERVICE SOLE 5905
PUBLIC SERVICE SOLE 300
PUBLIC SERVICE OTHER 1400
PUBLIC SERVICE ENTERPRISE SOLE 68094
PUBLIC SERVICE ENTERPRISE SOLE 4965
PUBLIC SERVICE ENTERPRISE DEFINED 3324
PUBLIC SERVICE ENTERPRISE DEFINED 1039
PUBLIC SERVICE ENTERPRISE OTHER 42967
PUBLIC SERVICE ENTERPRISE OTHER 10012
PUBLIC SERVICE ENTERPRISE DEF/OTH 3417
QUADRAMED SOLE 18623
QUAKER OATS SOLE 2740
QUAKER OATS SOLE 1000
QUAKER OATS DEFINED 1878
QUAKER OATS OTHER 1300
QUALCOMM SOLE 15200
QUALCOMM SOLE 2000
QUALCOMM OTHER 1200
QUESTAR OTHER 13200
QUESTAR OTHER 14000
QWEST COMMUNICATIONS INTL SOLE 8324
QWEST COMMUNICATIONS INTL SOLE 1480
QWEST COMMUNICATIONS INTL OTHER 400
QWEST COMMUNICATIONS INTL OTHER 1000
RAINFOREST CAFE SOLE 20520
RALSTON-RALSTON PURINA GROUP SOLE 1992
RALSTON-RALSTON PURINA GROUP OTHER 7596
RAYTHEON SOLE 10380
RAYTHEON SOLE 800
RAYTHEON DEFINED 400
RAYTHEON OTHER 2650
RAYTHEON OTHER 14700
READERS DIGEST FIN TR SOLE 49500
READERS DIGEST FIN TR OTHER 1000
RELIANT ENERGY SOLE 4886
RELIANT ENERGY DEFINED 1000
RELIANT ENERGY OTHER 3000
RELIANT ENERGY OTHER 1500
REPSOL SA SPONSORED ADR SOLE 10575
REPSOL SA SPONSORED ADR OTHER 3000
REYNOLDS METALS SOLE 17800
RHONE-POULENC SA SOLE 4300
RITE AID SOLE 6060
RITE AID SOLE 6000
RITE AID OTHER 2000
ROCKWELL INTL SOLE 8136
ROCKWELL INTL DEFINED 1200
ROCKWELL INTL OTHER 1900
ROCKWELL INTL OTHER 2700
ROCKWELL INTL DEF/OTH 1517
ROHM & HAAS SOLE 8838
ROSECAP SOLE 26660
ROSECAP OTHER 40000
ROYAL DUTCH PETE SOLE 248071
ROYAL DUTCH PETE SOLE 15000
ROYAL DUTCH PETE DEFINED 3220
ROYAL DUTCH PETE OTHER 63292
ROYAL DUTCH PETE OTHER 13000
SBC COMMUNICATIONS SOLE 366907
SBC COMMUNICATIONS SOLE 34592
SBC COMMUNICATIONS DEFINED 11590
SBC COMMUNICATIONS DEFINED 400
SBC COMMUNICATIONS OTHER 100936
SBC COMMUNICATIONS OTHER 6450
S&P 500 DEPOSITARY RECEIPT SOLE 20665
SAFEWAY SOLE 118750
SAFEWAY SOLE 14800
SAFEWAY OTHER 350
ST PAUL SOLE 69412
ST PAUL SOLE 4576
ST PAUL OTHER 600
SARA LEE SOLE 442379
SARA LEE SOLE 20400
SARA LEE DEFINED 1000
SARA LEE OTHER 17400
SARA LEE OTHER 2970
SASSOON INTL DEFINED 12500
SCHERING PLOUGH SOLE 414000
SCHERING PLOUGH SOLE 201548
SCHERING PLOUGH DEFINED 31116
SCHERING PLOUGH DEFINED 3867
SCHERING PLOUGH OTHER 105913
SCHERING PLOUGH OTHER 26944
SCHLUMBERGER SOLE 126015
SCHLUMBERGER SOLE 17426
SCHLUMBERGER DEFINED 500
SCHLUMBERGER OTHER 15154
SCHLUMBERGER OTHER 1775
SEAGRAMS OTHER 7805
SEAGRAMS SOLE 25000
SEARS SOLE 35624
SEARS SOLE 800
SEARS DEFINED 500
SEARS OTHER 6389
SEARS OTHER 327
SELECTIVE INSURANCE SOLE 15000
SELECTIVE INSURANCE OTHER 11340
SERVICE CORP INTL SOLE 26750
SERVICE CORP INTL SOLE 800
SERVICE CORP INTL OTHER 6550
SERVICE CORP INTL OTHER 1100
SERVICE SOLE 10000
SHELL SOLE 4200
SHELL SOLE 3900
SHELL OTHER 248
SHERWIN-WILLIAMS SOLE 15000
SHERWIN-WILLIAMS OTHER 9600
SKYLANDS FINL SOLE 17055
SMITHKLINE BEECHAM SOLE 304075
SMITHKLINE BEECHAM SOLE 10810
SMITHKLINE BEECHAM DEFINED 2640
SMITHKLINE BEECHAM OTHER 21125
SMITHKLINE BEECHAM DEF/OTH 100
SOLECTRON SOLE 2650
SOLECTRON SOLE 6500
SONAT SOLE 8790
SONAT OTHER 3850
SOUTHERN SOLE 34663
SOUTHERN SOLE 9666
SOUTHERN DEFINED 1000
SOUTHERN DEFINED 500
SOUTHERN OTHER 8466
SOUTHERN OTHER 3750
SOUTHTRUST SOLE 3420
SOUTHTRUST SOLE 750
SOUTHTRUST DEFINED 600
SOUTHTRUST OTHER 1500
SOVEREIGN BANCORP SOLE 32435
SOVEREIGN BANCORP SOLE 8084
SOVEREIGN BANCORP DEFINED 1200
SOVEREIGN BANCORP DEFINED 3071
SOVEREIGN BANCORP OTHER 4152
SPRINT SOLE 11162
SPRINT DEFINED 800
SPRINT OTHER 4340
STAGE STORES SOLE 14250
STAGE STORES OTHER 2700
STAPLES SOLE 9468
STAPLES SOLE 1000
STATE STR SOLE 700
STATE STR SOLE 4600
STATEN IS BANCORP INC SOLE 48941
STATEN IS BANCORP INC OTHER 5503
STEWART ENTERPRISES SOLE 12000
SUIZA FOODS SOLE 7980
SUMMIT BANCORP SOLE 5189771
SUMMIT BANCORP SOLE 106114
SUMMIT BANCORP DEFINED 179027
SUMMIT BANCORP DEFINED 9653
SUMMIT BANCORP OTHER 540502
SUMMIT BANCORP OTHER 3442
SUMMIT BANCORP OTHER 111372
SUMMIT BANCORP DEF/OTH 16177
SUN MICROSYSTEMS SOLE 6198
SUN MICROSYSTEMS SOLE 100
SUN MICROSYSTEMS OTHER 7344
SUNGARD DATA SYSTEM SOLE 13015
SUNGARD DATA SYSTEM OTHER 500
SYQUEST TECHNOLOGY SOLE 10875
SYSCO SOLE 40938
SYSCO SOLE 6400
SYSCO DEFINED 3400
SYSCO OTHER 10668
SYSCO OTHER 19800
TECO ENERGY SOLE 88
TECO ENERGY OTHER 12600
TEPPCO PARTNERS LP SOLE 8000
TEPPCO PARTNERS LP OTHER 3400
T-NETIX SOLE 63367
TRW SOLE 3560
TRW SOLE 1600
TECH DATA SOLE 10350
TECH DATA SOLE 700
TELLABS SOLE 74844
TELLABS SOLE 6000
TELLABS OTHER 600
A T & T SH OTHER 1400
TEXACO SOLE 82994
TEXACO SOLE 8084
TEXACO DEFINED 3484
TEXACO DEFINED 2000
TEXACO OTHER 13030
TEXACO OTHER 1300
TEXAS INSTRUMENTS SOLE 199050
TEXAS INSTRUMENTS SOLE 30700
TEXAS INSTRUMENTS DEFINED 3080
TEXAS INSTRUMENTS DEFINED 1000
TEXAS INSTRUMENTS OTHER 3850
TEXAS INSTRUMENTS OTHER 800
TEXAS UTILS SOLE 9280
TEXAS UTILS SOLE 300
TEXAS UTILS DEFINED 1000
TEXAS UTILS OTHER 13641
TEXAS UTILS OTHER 9250
TEXTRON SOLE 189334
TEXTRON SOLE 8000
TEXTRON OTHER 4170
THOMAS & BETTS SOLE 117770
THOMAS & BETTS SOLE 2400
THOMAS & BETTS OTHER 115108
3 COM SOLE 52210
3 COM SOLE 400
3 COM DEFINED 1000
3 COM OTHER 6800
3 COM OTHER 75
TIME WARNER SOLE 243024
TIME WARNER SOLE 10470
TIME WARNER DEFINED 600
TIME WARNER OTHER 14350
TIME WARNER OTHER 600
TRIARC SOLE 9610
TRICON GLOBAL RESTAURANTS SOLE 8938
TRICON GLOBAL RESTAURANTS SOLE 602
TRICON GLOBAL RESTAURANTS DEFINED 120
TRICON GLOBAL RESTAURANTS OTHER 4247
TRICON GLOBAL RESTAURANTS OTHER 400
TRICON GLOBAL RESTAURANTS OTHER 1054
TYCO INTL SOLE 246186
TYCO INTL SOLE 22524
TYCO INTL DEFINED 7700
TYCO INTL DEFINED 950
TYCO INTL OTHER 20104
TYCO INTL OTHER 3639
USX SOLE 29217
USG SOLE 5200
UNCOMMON VALUES UNIT TR 1985 SOLE 48752
UNILEVER PLC AMERN SHS SOLE 1785
UNILEVER PLC AMERN SHS OTHER 3570
UNILEVER N V NEW YORK SHS SOLE 10619
UNILEVER N V NEW YORK SHS OTHER 8745
UNION PACIFIC SOLE 198301
UNION PACIFIC SOLE 1300
UNION PACIFIC DEFINED 1200
UNION PACIFIC DEFINED 400
UNION PACIFIC OTHER 20000
UNION PACIFIC OTHER 200
UNION PAC CAP TR SOLE 30000
UNION PAC RES GROUP SOLE 72919
UNION PAC RES GROUP SOLE 169
UNION PAC RES GROUP DEFINED 338
UNION PAC RES GROUP OTHER 2097
UNITED DOMINION REALTY TRUST SOLE 4800
UNITED DOMINION REALTY TRUST OTHER 19400
UNITED NATL BANCORP N J SOLE 1053
UNITED NATL BANCORP N J DEFINED 22514
UNITED RETAIL GROUP SOLE 18000
U S WEST NEW SOLE 28942
U S WEST NEW SOLE 13370
U S WEST NEW DEFINED 2232
U S WEST NEW OTHER 23660
U S WEST NEW OTHER 600
U S WEST NEW OTHER 3599
UNITED TECHNOLOGIES SOLE 332263
UNITED TECHNOLOGIES SOLE 18700
UNITED TECHNOLOGIES DEFINED 400
UNITED TECHNOLOGIES OTHER 37490
UNITED TECHNOLOGIES OTHER 200
UNITED TECHNOLOGIES DEF/OTH 400
UNITED WTR RESOURCES SOLE 19243
UNITED WTR RESOURCES DEFINED 1000
UNITED WTR RESOURCES OTHER 1687
UNITED WTR RESOURCES DEF/OTH 2038
UNUMPROVIDENT SOLE 7900
UNUMPROVIDENT SOLE 800
UNUMPROVIDENT DEFINED 100
UNUMPROVIDENT OTHER 800
UNUMPROVIDENT OTHER 700
VALLEY NATL BANCORP SOLE 27911
VALLEY NATL BANCORP DEFINED 232
VALLEY NATL BANCORP OTHER 8716
VANGUARD FIXED SECS FD SOLE 261993
VANGUARD FIXED SECS FD SOLE 59612
VANGUARD FIXED SECS FD DEFINED 19305
VANGUARD FIXED SECS FD DEFINED 6344
VANGUARD FIXED SECS FD OTHER 10179
VIAD SOLE 20286
VIAD DEFINED 1000
VIAD OTHER 400
VIAD OTHER 6000
VISX SOLE 1000
VISX SOLE 3000
VODAFONE AIRTOUCH SOLE 22356
VODAFONE AIRTOUCH SOLE 4187
VODAFONE AIRTOUCH DEFINED 643
VODAFONE AIRTOUCH OTHER 3673
VODAFONE AIRTOUCH OTHER 900
WACHOVIA SOLE 3770
WACHOVIA OTHER 3050
WAL MART SOLE 287748
WAL MART SOLE 68900
WAL MART OTHER 57700
WAL MART OTHER 1000
WAL MART OTHER 51400
WALGREEN SOLE 16100
WALGREEN SOLE 10832
WALGREEN DEFINED 800
WARNER LAMBERT SOLE 226702
WARNER LAMBERT SOLE 22232
WARNER LAMBERT DEFINED 11215
WARNER LAMBERT DEFINED 1150
WARNER LAMBERT OTHER 87996
WARNER LAMBERT OTHER 1581
WASHINGTON MUTUAL SOLE 37700
WASHINGTON MUTUAL OTHER 1250
WATSON PHARMACEUTICALS SOLE 9012
WELLS FARGO NEW SOLE 85970
WELLS FARGO NEW SOLE 9000
WELLS FARGO NEW DEFINED 400
WELLS FARGO NEW OTHER 5600
WELLS FARGO NEW OTHER 1700
WEYERHAEUSER SOLE 1250
WEYERHAEUSER OTHER 1700
WEYERHAEUSER OTHER 1600
WHIRLPOOL SOLE 2650
WHIRLPOOL DEFINED 300
WHIRLPOOL OTHER 1210
WILLIAMS COS SOLE 108602
WILLIAMS COS OTHER 1000
WILMINGTON TRUST SOLE 9000
WILMINGTON TRUST DEFINED 4800
WISCONSIN ENERGY SOLE 12721
WISCONSIN ENERGY SOLE 3300
WISCONSIN ENERGY OTHER 5550
WISCONSIN ENERGY OTHER 500
WRIGLEY WM JR SOLE 1757
WRIGLEY WM JR OTHER 7200
WRIGLEY WM JR OTHER 3600
XILINX SOLE 32000
XILINX SOLE 5900
XEROX SOLE 70578
XEROX SOLE 8300
XEROX OTHER 11178
YAHOO SOLE 32100
YAHOO SOLE 4050
YAHOO OTHER 4000
ZOMAX SOLE 12000
BLUE RIBBON LABEL OTHER 38
ENDICOTT MACHINE & TOOL SOLE 274699
SYMYX TECHNOLOGIES SOLE 16666
SYMYX TECHNOLOGIES OTHER 50000
KAY PUBLISHING OTHER 60
MURRAY HILL RACQUET CLUB SOLE 326
EBAGS SOLE 12500
GLOBAL CROSSING LTD SOLE 24236
GLOBAL CROSSING LTD SOLE 2950
GLOBAL CROSSING LTD OTHER 500
SHONK LAND CO LTD PARTNERSHIP SOLE 166
UNIVERSAL REALTY CO INC OTHER 94640
KANAVY COMPUTER CORP CONV PFD SOLE 10000
</TABLE>