SUMMIT BANK
13F-HR, 2000-04-24
Previous: FIRST MID ILLINOIS BANCSHARES INC, 8-K, 2000-04-24
Next: SUSQUEHANNA BANCSHARES INC, DEF 14A, 2000-04-24



[DESCRIPTION]           FORM 13F
                                                 UNITED STATES
                                       SECURITIES AND EXCHANGE COMMISSION
                                            Washington, D.C.  20549
                                                    FORM 13F
                                              FORM 13F COVER PAGE

Report for the Calendar Year or Quarter Ended: 03/31/2000

Check here if Amendment       [ ]             Amendment Number:

This Amendment                [ ]             is a restatement
                              [ ]             adds new holding entries

Institutional Investment Manager Filing this Report:

Name:       SUMMIT BANK
Address:    210 MAIN STREET
            HACKENSACK, NJ 07601


13F File Number: 28-01123

The institutional investment Manager filing this report and the
person by whom it is signed hereby represent that the person signing
the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered intergral parts of
this form.

Person Signing this Report on Behalf of Reporting Manager:

Name: HILTON JERVEY
Title: SENIOR VICE PRESIDENT
Phone: 201-646-5230
Signature, Place, and Date of Signing:

1    HACKENSACK NJ    04/24/2000

Report Type     (Check only one)
                [X]            13F HOLDINGS REPORT
                [ ]            13F NOTICE
                [ ]            13F COMBINATION REPORT


I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE
ACT OF 1934

<PAGE>

                                          FORM 13F SUMMARY PAGE

Report Summary:

Number of Other Included Managers:                0
Form 13F Information Table Entry Total:           956
Form 13F Information Table Value Total:           $ 3,339,194

List of Other Included Managers:

NONE

<TABLE>                                            <C>                         <C>
FORM 13F INFORMATION TABLE
                                   TITLE                   VALUE        SHARES/      SH/ PUT/
  NAME OF ISSUER                   OF CLASS        CUSIP    (X $1000)    PRN AMOUNT   PRN CALL
  SECURITY NAME                    SUBCLASS

  A C MOORE ARTS & CRAFTS          COMMON STOCK    00086T103          75        10000 SH
  ADC TELECOMMUNICATIONS           COMMON STOCK    000886101         496         9200 SH
  AT&T                             COMMON STOCK    001957109       23854       423596 SH
  AT&T                             COMMON STOCK    001957109        1308        23221 SH
  AT&T                             COMMON STOCK    001957109        4653        82627 SH
  ABBOTT LABS                      COMMON STOCK    002824100        4587       130355 SH
  ABBOTT LABS                      COMMON STOCK    002824100          56         1600 SH
  ABBOTT LABS                      COMMON STOCK    002824100        4177       118710 SH
  ACCLAIM ENMNT                    COMMON STOCK    004325205          50        15000 SH
  ACTIVE SOFTWARE                  COMMON STOCK    00504E100         254         4000 SH
  AEGON N V                        COMMON STOCK    007924103          37          465 SH
  AEGON N V                        COMMON STOCK    007924103         182         2260 SH
  AETNA                            COMMON STOCK    008117103         167         3000 SH
  AETNA                            COMMON STOCK    008117103          89         1600 SH
  AIR PRODUCTS & CHEMICALS         COMMON STOCK    009158106         963        33870 SH
  AIR PRODUCTS & CHEMICALS         COMMON STOCK    009158106         273         9600 SH
  ALLERGAN                         COMMON STOCK    018490102         690        13808 SH
  ALLIANCE CAP MGMT HLD            COMMON STOCK    01855A101        2757        66525 SH
  ALLIANCE CAP MGMT HLD            COMMON STOCK    01855A101         153         3700 SH
  ALLIANCE CAP MGMT HLD            COMMON STOCK    01855A101        1889        45580 SH
  ALLIED IRISH BANKS PLC           COMMON STOCK    019228402         127         6600 SH
  ALLIED IRISH BANKS PLC           COMMON STOCK    019228402          98         5100 SH
  ALLSTATE                         COMMON STOCK    020002101         617        25915 SH
  ALLSTATE                         COMMON STOCK    020002101          46         1926 SH
  ALLSTATE                         COMMON STOCK    020002101          98         4114 SH
  ALLTEL                           COMMON STOCK    020039103        9229       145916 SH
  ALLTEL                           COMMON STOCK    020039103         215         3400 SH
  ALLTEL                           COMMON STOCK    020039103         602         9511 SH
  ALTERA                           COMMON STOCK    021441100         268         3000 SH
  AMAZON COM                       COMMON STOCK    023135106         268         4000 SH
  AMAZON COM                       COMMON STOCK    023135106          67         1000 SH
  AMCAP FD                         MUTUAL FUNDS-EQ 023375108         356        17665 SH
  AMERICA ONLINE                   COMMON STOCK    02364J104       10973       162718 SH
  AMERICA ONLINE                   COMMON STOCK    02364J104         432         6400 SH
  AMERICA ONLINE                   COMMON STOCK    02364J104        3349        49666 SH
  AMERICAN ELECTRIC POWER          COMMON STOCK    025537101         249         8367 SH
  AMERICAN ELECTRIC POWER          COMMON STOCK    025537101          32         1059 SH
  AMERICAN ELECTRIC POWER          COMMON STOCK    025537101         664        22279 SH
  AMERICAN EXPRESS                 COMMON STOCK    025816109       18446       123851 SH
  AMERICAN EXPRESS                 COMMON STOCK    025816109        3501        23507 SH
  AMERICAN GENERAL                 COMMON STOCK    026351106        2192        39050 SH
  AMERICAN GENERAL                 COMMON STOCK    026351106         140         2490 SH
  AMERICAN HOME PRODUCTS           COMMON STOCK    026609107       17285       321589 SH
  AMERICAN HOME PRODUCTS           COMMON STOCK    026609107         882        16415 SH
  AMERICAN HOME PRODUCTS           COMMON STOCK    026609107        8731       162431 SH
  AMERICAN INTL GROUP              COMMON STOCK    026874107       61899       565288 SH
  AMERICAN INTL GROUP              COMMON STOCK    026874107        1779        16243 SH
  AMERICAN INTL GROUP              COMMON STOCK    026874107       11227       102532 SH
  AMERICAN POWER CONVERSION        COMMON STOCK    029066107        3509        81850 SH
  AMERICAN POWER CONVERSION        COMMON STOCK    029066107         476        11100 SH
  AMERICAN POWER CONVERSION        COMMON STOCK    029066107         669        15600 SH
  AMGEN                            COMMON STOCK    031162100        7759       126420 SH
  AMGEN                            COMMON STOCK    031162100          49          800 SH
  AMGEN                            COMMON STOCK    031162100         848        13820 SH
  ANALOG DEVICES                   COMMON STOCK    032654105         632         7850 SH
  ANHEUSER BUSCH                   COMMON STOCK    035229103        1208        19405 SH
  ANHEUSER BUSCH                   COMMON STOCK    035229103          50          800 SH
  ANHEUSER BUSCH                   COMMON STOCK    035229103         897        14414 SH
  APPLIED MATERIALS                COMMON STOCK    038222105       19927       211430 SH
  APPLIED MATERIALS                COMMON STOCK    038222105          38          400 SH
  AQUIS COMMUNICATIONS GROUP       COMMON STOCK    038399101          31        10000 SH
  AT HOME                          COMMON STOCK    045919107         221         6708 SH
  AT HOME                          COMMON STOCK    045919107          79         2400 SH
  ATLANTIC RICHFIELD               COMMON STOCK    048825103       16620       195530 SH
  ATLANTIC RICHFIELD               COMMON STOCK    048825103         129         1514 SH
  ATLANTIC RICHFIELD               COMMON STOCK    048825103        2884        33930 SH
  AUTOMATIC DATA PROCESSING        COMMON STOCK    053015103       25750       533684 SH
  AUTOMATIC DATA PROCESSING        COMMON STOCK    053015103        1007        20878 SH
  AUTOMATIC DATA PROCESSING        COMMON STOCK    053015103        6393       132490 SH
  AVERY DENNISON                   COMMON STOCK    053611109        1120        18350 SH
  AVERY DENNISON                   COMMON STOCK    053611109          79         1300 SH
  AVERY DENNISON                   COMMON STOCK    053611109         122         2000 SH
  AVON PRODUCTS                    COMMON STOCK    054303102          79         2692 SH
  AVON PRODUCTS                    COMMON STOCK    054303102         222         7600 SH
  BJS WHSL CLUB                    COMMON STOCK    05548J106         784        20430 SH
  BP AMOCO PLC                     COMMON STOCK    055622104       24214       454731 SH
  BP AMOCO PLC                     COMMON STOCK    055622104        1065        19996 SH
  BP AMOCO PLC                     COMMON STOCK    055622104        6170       115872 SH
  BP AMOCO PLC                     COMMON STOCK    055622104          11          200 SH
  BSB BANCORP                      COMMON STOCK    055652101         572        27416 SH
  BAKER FENTRESS                   COMMON STOCK    057213209          93         7695 SH
  BAKER FENTRESS                   COMMON STOCK    057213209         214        17737 SH
  BAKER HUGHES                     COMMON STOCK    057224107         295         9750 SH
  BANK AMER                        COMMON STOCK    060505104       12488       238141 SH
  BANK AMER                        COMMON STOCK    060505104          16          300 SH
  BANK AMER                        COMMON STOCK    060505104        2034        38782 SH
  BANK OF NY                       COMMON STOCK    064057102       33117       796801 SH
  BANK OF NY                       COMMON STOCK    064057102          83         2000 SH
  BANK OF NY                       COMMON STOCK    064057102        3317        79816 SH
  BANK ONE                         COMMON STOCK    06423A103        6924       200708 SH
  BANK ONE                         COMMON STOCK    06423A103          35         1005 SH
  BANK ONE                         COMMON STOCK    06423A103         156         4522 SH
  BAXTER INTL                      COMMON STOCK    071813109        3872        61761 SH
  BAXTER INTL                      COMMON STOCK    071813109          25          400 SH
  BAXTER INTL                      COMMON STOCK    071813109          81         1300 SH
  BECTON DICKINSON & CO            COMMON STOCK    075887109        1151        43730 SH
  BECTON DICKINSON & CO            COMMON STOCK    075887109         274        10400 SH
  BED BATH & BEYOND                COMMON STOCK    075896100        4690       119100 SH
  BED BATH & BEYOND                COMMON STOCK    075896100         441        11200 SH
  BED BATH & BEYOND                COMMON STOCK    075896100         287         7300 SH
  BELL ATLANTIC                    COMMON STOCK    077853109       27410       448422 SH
  BELL ATLANTIC                    COMMON STOCK    077853109         975        15952 SH
  BELL ATLANTIC                    COMMON STOCK    077853109        9810       160489 SH
  BELLSOUTH                        COMMON STOCK    079860102       32870       701218 SH
  BELLSOUTH                        COMMON STOCK    079860102        1202        25652 SH
  BELLSOUTH                        COMMON STOCK    079860102        9739       207759 SH
  BELLSOUTH                        COMMON STOCK    079860102          19          400 SH
  BERKSHIRE                        COMMON STOCK    084670108         229            4 SH
  BERKSHIRE                        COMMON STOCK    084670108          57            1 SH
  BERKSHIRE                        COMMON STOCK    084670207        2586         1421 SH
  BERKSHIRE                        COMMON STOCK    084670207           9            5 SH
  BERKSHIRE                        COMMON STOCK    084670207        1946         1069 SH
  BESTFOODS                        COMMON STOCK    08658U101       16446       351314 SH
  BESTFOODS                        COMMON STOCK    08658U101         506        10816 SH
  BESTFOODS                        COMMON STOCK    08658U101        2241        47877 SH
  BESTFOODS                        COMMON STOCK    08658U101           5          100 SH
  BIOCONTROL TECHNOLOGY            COMMON STOCK    090586108          13        35000 SH
  BIOMET                           COMMON STOCK    090613100         204         5620 SH
  BLACK & DECKER                   COMMON STOCK    091797100         613        16320 SH
  H & R BLOCK                      COMMON STOCK    093671105         537        12000 SH
  BLUE CHIP VALUE FD               COMMON STOCK    095333100         136        16450 SH
  BOEING                           COMMON STOCK    097023105         721        19056 SH
  BOEING                           COMMON STOCK    097023105          90         2374 SH
  BOISE CASCADE                    COMMON STOCK    097383103         313         9000 SH
  BRISTOL MYERS SQUIBB             COMMON STOCK    110122108       34437       593747 SH
  BRISTOL MYERS SQUIBB             COMMON STOCK    110122108        1288        22200 SH
  BRISTOL MYERS SQUIBB             COMMON STOCK    110122108       12979       223775 SH
  BRISTOL MYERS SQUIBB             COMMON STOCK    110122108           6          100 SH
  BROADWING                        COMMON STOCK    111620100         320         8600 SH
  BROADWING                        COMMON STOCK    111620100         483        13000 SH
  BURLINGTON NORTHERN SANTA FE     COMMON STOCK    12189T104        5604       246311 SH
  BURLINGTON NORTHERN SANTA FE     COMMON STOCK    12189T104          34         1500 SH
  BURLINGTON NORTHERN SANTA FE     COMMON STOCK    12189T104         217         9540 SH
  BURLINGTON RESOURCES             COMMON STOCK    122014103         278         7513 SH
  BURLINGTON RESOURCES             COMMON STOCK    122014103          56         1525 SH
  BURLINGTON RESOURCES             COMMON STOCK    122014103          88         2372 SH
  CBS                              COMMON STOCK    12490K107        1281        22616 SH
  CBS                              COMMON STOCK    12490K107          53          930 SH
  CBS                              COMMON STOCK    12490K107          45          800 SH
  C-CUBE MICROSYSTEMS              COMMON STOCK    125015107         437         6000 SH
  CIGNA                            COMMON STOCK    125509109        1467        19365 SH
  CIGNA                            COMMON STOCK    125509109         152         2000 SH
  CIGNA                            COMMON STOCK    125509109         598         7900 SH
  CMGI                             COMMON STOCK    125750109         606         5350 SH
  CSX                              COMMON STOCK    126408103        1463        62240 SH
  CSX                              COMMON STOCK    126408103          42         1800 SH
  CSX                              COMMON STOCK    126408103         132         5620 SH
  CVS                              COMMON STOCK    126650100         590        15700 SH
  CVS                              COMMON STOCK    126650100         135         3600 SH
  CALEDONIA MNG                    COMMON STOCK    12932K103           0        10000 SH
  CAMPBELL SOUP                    COMMON STOCK    134429109         366        11900 SH
  CAMPBELL SOUP                    COMMON STOCK    134429109         636        20680 SH
  CARDINAL HEALTH                  COMMON STOCK    14149Y108         829        18067 SH
  CARNIVAL                         COMMON STOCK    143658102        1280        51580 SH
  CARNIVAL                         COMMON STOCK    143658102          72         2900 SH
  CARNIVAL                         COMMON STOCK    143658102         102         4100 SH
  CAROLINA PWR & LT                COMMON STOCK    144141108         308         9480 SH
  CAROLINA PWR & LT                COMMON STOCK    144141108          65         2000 SH
  CATERPILLAR                      COMMON STOCK    149123101         360         9135 SH
  CATERPILLAR                      COMMON STOCK    149123101         308         7820 SH
  CENTURYTEL                       COMMON STOCK    156700106         526        14171 SH
  CHASE MANHATTAN                  COMMON STOCK    16161A108       16627       190707 SH
  CHASE MANHATTAN                  COMMON STOCK    16161A108         357         4100 SH
  CHASE MANHATTAN                  COMMON STOCK    16161A108         511         5866 SH
  CHEVRON                          COMMON STOCK    166751107        6855        74161 SH
  CHEVRON                          COMMON STOCK    166751107         410         4440 SH
  CHEVRON                          COMMON STOCK    166751107        1357        14685 SH
  CHIRON                           COMMON STOCK    170040109        2354        47200 SH
  CHIRON                           COMMON STOCK    170040109         289         5800 SH
  CHUBB                            COMMON STOCK    171232101         635         9400 SH
  CHUBB                            COMMON STOCK    171232101        1157        17132 SH
  CIRCUIT CITY                     COMMON STOCK    172737108         167         2750 SH
  CIRCUIT CITY                     COMMON STOCK    172737108          61         1000 SH
  CISCO SYSTEMS                    COMMON STOCK    17275R102       80054      1035462 SH
  CISCO SYSTEMS                    COMMON STOCK    17275R102        3123        40398 SH
  CISCO SYSTEMS                    COMMON STOCK    17275R102       11880       153656 SH
  CINTAS                           COMMON STOCK    172908105         368         9390 SH
  CINTAS                           COMMON STOCK    172908105          24          600 SH
  CINTAS                           COMMON STOCK    172908105          47         1200 SH
  CITIGROUP                        COMMON STOCK    172967101       27774       463868 SH
  CITIGROUP                        COMMON STOCK    172967101        1245        20799 SH
  CITIGROUP                        COMMON STOCK    172967101        3312        55311 SH
  CITRIX SYSTEMS                   COMMON STOCK    177376100         394         5950 SH
  CLOROX                           COMMON STOCK    189054109         954        28898 SH
  COCA COLA                        COMMON STOCK    191216100        9416       200611 SH
  COCA COLA                        COMMON STOCK    191216100         173         3682 SH
  COCA COLA                        COMMON STOCK    191216100        8471       180474 SH
  COGNEX                           COMMON STOCK    192422103         138         2387 SH
  COGNEX                           COMMON STOCK    192422103          50          871 SH
  COGNEX                           COMMON STOCK    192422103         100         1742 SH
  COLGATE PALMOLIVE                COMMON STOCK    194162103       18966       336425 SH
  COLGATE PALMOLIVE                COMMON STOCK    194162103          85         1500 SH
  COLGATE PALMOLIVE                COMMON STOCK    194162103        1929        34225 SH
  COLUMBIA ENERGY GROUP            COMMON STOCK    197648108           9          150 SH
  COLUMBIA ENERGY GROUP            COMMON STOCK    197648108        1200        20250 SH
  COMCAST                          COMMON STOCK    200300101         707        17150 SH
  COMDISCO INC                     COMMON STOCK    200336105        1804        40875 SH
  COMERICA                         COMMON STOCK    200340107         166         3975 SH
  COMERICA                         COMMON STOCK    200340107         235         5620 SH
  COMPAQ COMPUTER                  COMMON STOCK    204493100        2627        97309 SH
  COMPAQ COMPUTER                  COMMON STOCK    204493100          89         3300 SH
  COMPAQ COMPUTER                  COMMON STOCK    204493100         364        13490 SH
  COMPUTER ASSOCIATES              COMMON STOCK    204912109        2477        41858 SH
  COMPUTER ASSOCIATES              COMMON STOCK    204912109         154         2600 SH
  COMPUTER ASSOCIATES              COMMON STOCK    204912109         654        11057 SH
  COMPUWARE                        COMMON STOCK    205638109         653        31000 SH
  CONAGRA                          COMMON STOCK    205887102         106         5850 SH
  CONAGRA                          COMMON STOCK    205887102           4          226 SH
  CONAGRA                          COMMON STOCK    205887102         489        27000 SH
  CONECTIV                         COMMON STOCK    206829103         242        13817 SH
  CONECTIV                         COMMON STOCK    206829103          34         1950 SH
  CONEXANT                         COMMON STOCK    207142100         524         7376 SH
  CONEXANT                         COMMON STOCK    207142100          85         1200 SH
  CONEXANT                         COMMON STOCK    207142100         462         6500 SH
  CONEXANT                         COMMON STOCK    207142100         108         1516 SH
  CONOCO                           COMMON STOCK    208251405        2044        79762 SH
  CONOCO                           COMMON STOCK    208251405          29         1137 SH
  CONOCO                           COMMON STOCK    208251405         222         8664 SH
  CONSOLIDATED EDISON              COMMON STOCK    209115104        1011        34718 SH
  CONSOLIDATED EDISON              COMMON STOCK    209115104          60         2075 SH
  CONSOLIDATED EDISON              COMMON STOCK    209115104         143         4926 SH
  CONSOLIDATED TOMOKA LD           COMMON STOCK    210226106          65         5915 SH
  CONSOLIDATED TOMOKA LD           COMMON STOCK    210226106         151        13633 SH
  CONSTELLATION ENERGY GROUP       COMMON STOCK    210371100         367        11504 SH
  CONSTELLATION ENERGY GROUP       COMMON STOCK    210371100          10          300 SH
  CONSTELLATION ENERGY GROUP       COMMON STOCK    210371100          71         2225 SH
  CONVERGYS                        COMMON STOCK    212485106         255         6600 SH
  CONVERGYS                        COMMON STOCK    212485106         503        13000 SH
  CORNING                          COMMON STOCK    219350105        9581        49385 SH
  CORNING                          COMMON STOCK    219350105         524         2700 SH
  CORNING                          COMMON STOCK    219350105        3349        17265 SH
  COSTCO WHSL NEW                  COMMON STOCK    22160K105         147         2800 SH
  COSTCO WHSL NEW                  COMMON STOCK    22160K105         110         2100 SH
  COX COMMUNICATIONS NEW CLASS A   COMMON STOCK    224044107         555        11436 SH
  CRIIMI MAE                       COMMON STOCK    226603108          20        12558 SH
  CYPRESS SEMICONDUCTOR            COMMON STOCK    232806109         446         9100 SH
  DANA                             COMMON STOCK    235811106         209         7400 SH
  DANA                             COMMON STOCK    235811106          13          464 SH
  DANA                             COMMON STOCK    235811106          33         1185 SH
  DANAHER                          COMMON STOCK    235851102         290         5680 SH
  DANAHER                          COMMON STOCK    235851102          82         1600 SH
  DARDEN RESTAURANTS               COMMON STOCK    237194105          27         1500 SH
  DARDEN RESTAURANTS               COMMON STOCK    237194105         187        10512 SH
  DECS TR VI                       CONVERTIBLE PRE 24366Q209        1700        20000 SH
  DEERE                            COMMON STOCK    244199105        5976       157262 SH
  DEERE                            COMMON STOCK    244199105         692        18200 SH
  DELL COMPUTER                    COMMON STOCK    247025109       30059       557294 SH
  DELL COMPUTER                    COMMON STOCK    247025109        3753        69574 SH
  DELL COMPUTER                    COMMON STOCK    247025109        2557        47409 SH
  DELPHI AUTOMOTIVE SYS            COMMON STOCK    247126105         153         9555 SH
  DELPHI AUTOMOTIVE SYS            COMMON STOCK    247126105          13          811 SH
  DELPHI AUTOMOTIVE SYS            COMMON STOCK    247126105          54         3380 SH
  DISNEY WALT                      COMMON STOCK    254687106       22911       555417 SH
  DISNEY WALT                      COMMON STOCK    254687106         412         9977 SH
  DISNEY WALT                      COMMON STOCK    254687106        2901        70319 SH
  DISNEY WALT                      COMMON STOCK    254687106           6          150 SH
  DOLLAR TREE STORES               COMMON STOCK    256747106        3496        67075 SH
  DOMINION RES VA                  COMMON STOCK    25746U109        1926        50118 SH
  DOMINION RES VA                  COMMON STOCK    25746U109          17          450 SH
  DOMINION RES VA                  COMMON STOCK    25746U109          65         1702 SH
  DONALDSON LUFKIN & JENRETTE      COMMON STOCK    257661108         979        18926 SH
  DOVER                            COMMON STOCK    260003108         636        13290 SH
  DOVER                            COMMON STOCK    260003108          96         2000 SH
  DOVER                            COMMON STOCK    260003108         169         3520 SH
  DOW CHEMICAL                     COMMON STOCK    260543103        2067        18131 SH
  DOW CHEMICAL                     COMMON STOCK    260543103          60          525 SH
  DOW CHEMICAL                     COMMON STOCK    260543103        2357        20679 SH
  DU PONT E I DE NEMOURS           COMMON STOCK    263534109       20750       391979 SH
  DU PONT E I DE NEMOURS           COMMON STOCK    263534109         443         8367 SH
  DU PONT E I DE NEMOURS           COMMON STOCK    263534109        5656       106850 SH
  DU PONT E I DE NEMOURS           COMMON STOCK    263534109          16          300 SH
  DUKE ENERGY                      COMMON STOCK    264399106        1726        32874 SH
  DUKE ENERGY                      COMMON STOCK    264399106         113         2150 SH
  DUKE ENERGY                      COMMON STOCK    264399106         533        10150 SH
  DUKE RLTY INVTS                  COMMON STOCK    264411505         203        10610 SH
  DUN & BRADSTREET                 COMMON STOCK    26483B106         959        33497 SH
  DUN & BRADSTREET                 COMMON STOCK    26483B106          77         2680 SH
  EMC                              COMMON STOCK    268648102       32461       257625 SH
  EMC                              COMMON STOCK    268648102         500         3970 SH
  EMC                              COMMON STOCK    268648102        2097        16646 SH
  ENSCO INTL                       COMMON STOCK    26874Q100         188         5200 SH
  ENSCO INTL                       COMMON STOCK    26874Q100          18          500 SH
  E-TEK DYNAMICS                   COMMON STOCK    269240107         835         3550 SH
  E'TOWN                           COMMON STOCK    269242103         287         4532 SH
  E'TOWN                           COMMON STOCK    269242103         109         1729 SH
  EASTERN ENTERPRISES              COMMON STOCK    27637F100         213         3551 SH
  EASTERN ENTERPRISES              COMMON STOCK    27637F100           1           25 SH
  EASTMAN KODAK                    COMMON STOCK    277461109         589        10850 SH
  EASTMAN KODAK                    COMMON STOCK    277461109         277         5108 SH
  EBAY                             COMMON STOCK    278642103         537         3050 SH
  EDINBERG                         CONVERTIBLE PRE 280661992         750           82 SH
  EDULINK                          COMMON STOCK    28164R103           8        25000 SH
  EL PASO ENERGY                   CONVERTIBLE PRE 283678209        1575        30000 SH
  EL PASO ENERGY DEL               COMMON STOCK    283905107        1843        45641 SH
  EL PASO ENERGY DEL               COMMON STOCK    283905107         226         5600 SH
  ELAN PLC                         COMMON STOCK    284131208        2427        51100 SH
  ELAN PLC                         COMMON STOCK    284131208         185         3900 SH
  ELECTRONIC DATA SYSTEMS          COMMON STOCK    285661104       23911       372514 SH
  ELECTRONIC DATA SYSTEMS          COMMON STOCK    285661104         818        12743 SH
  ELECTRONIC DATA SYSTEMS          COMMON STOCK    285661104        2101        32733 SH
  EMERSON ELEC                     COMMON STOCK    291011104       10962       206340 SH
  EMERSON ELEC                     COMMON STOCK    291011104        2113        39765 SH
  ENERGY EAST                      COMMON STOCK    29266M109         545        27529 SH
  ENERGY EAST                      COMMON STOCK    29266M109           4          200 SH
  ENGELHARD                        COMMON STOCK    292845104         436        28837 SH
  ENGELHARD                        COMMON STOCK    292845104          74         4900 SH
  ENGELHARD                        COMMON STOCK    292845104         401        26500 SH
  ENRON                            COMMON STOCK    293561106       72080       962671 SH
  ENRON                            COMMON STOCK    293561106        1226        16376 SH
  ENRON                            COMMON STOCK    293561106        5411        72262 SH
  ENRON                            COMMON STOCK    293561106          22          300 SH
  EQUIFAX                          COMMON STOCK    294429105         685        27112 SH
  EQUITY INCOME FUND               MUTUAL FUNDS-EQ 294700703         662         3367 SH
  EQUITY INCOME FUND               MUTUAL FUNDS-EQ 294700703         125          634 SH
  EQUITY INCOME FUND               MUTUAL FUNDS-EQ 294700703         767         3900 SH
  EQUITY INV FD                    COMMON STOCK    294711734          27        31740 SH
  ERICSSON                         COMMON STOCK    294821400        4394        46840 SH
  ERICSSON                         COMMON STOCK    294821400         319         3400 SH
  ERICSSON                         COMMON STOCK    294821400         779         8300 SH
  EXXON MOBIL                      COMMON STOCK    30231G102       76210       977837 SH
  EXXON MOBIL                      COMMON STOCK    30231G102        2679        34377 SH
  EXXON MOBIL                      COMMON STOCK    30231G102       30830       395570 SH
  EXXON MOBIL                      COMMON STOCK    30231G102          42          541 SH
  FPL                              COMMON STOCK    302571104        6158       133690 SH
  FPL                              COMMON STOCK    302571104           5          100 SH
  FPL                              COMMON STOCK    302571104         306         6640 SH
  FT UNIT                          MUTUAL FUNDS-EQ 30264R330         123        10307 SH
  FANNIE MAE                       COMMON STOCK    313586109       17744       313710 SH
  FANNIE MAE                       COMMON STOCK    313586109          28          500 SH
  FANNIE MAE                       COMMON STOCK    313586109        1020        18026 SH
  FEDERATED INDEX TR               MUTUAL FUNDS-EQ 31420E106         210         6873 SH
  FEDERATED INDEX TR               MUTUAL FUNDS-EQ 31420E106         106         3476 SH
  FEDEX                            COMMON STOCK    31428X106         338         8700 SH
  FEDEX                            COMMON STOCK    31428X106          23          600 SH
  FIDELITY                         MUTUAL FUNDS-MU 316089200          68         6219 SH
  FIDELITY                         MUTUAL FUNDS-MU 316089200         245        22354 SH
  FIRST DATA                       COMMON STOCK    319963104         217         4897 SH
  FIRST DATA                       COMMON STOCK    319963104          44         1000 SH
  FIRST SEC DEL                    COMMON STOCK    336294103         265        22050 SH
  FIRST UNION                      COMMON STOCK    337358105        7831       210227 SH
  FIRST UNION                      COMMON STOCK    337358105         359         9648 SH
  FIRST UNION                      COMMON STOCK    337358105        2917        78297 SH
  FIRST UNION                      COMMON STOCK    337358105          12          321 SH
  FIRST UNION                      CORPORATE BONDS 337358BL8         270       300000 PRN
  FLEETBOSTON FINANCIAL            COMMON STOCK    339030108         446        12219 SH
  FLEETBOSTON FINANCIAL            COMMON STOCK    339030108         710        19455 SH
  FLEMINGTON FUR                   COMMON STOCK    339230989        1324        93234 SH
  FLEMINGTON FUR                   COMMON STOCK    339230997        1021        71914 SH
  FLORIDA                          COMMON STOCK    341109106         537        11700 SH
  FLORIDA                          COMMON STOCK    341109106           7          150 SH
  FLORIDA                          COMMON STOCK    341109106         200         4350 SH
  FLUOR                            COMMON STOCK    343861100         219         7080 SH
  FORD MOTOR DEL                   COMMON STOCK    345370100        2577        56105 SH
  FORD MOTOR DEL                   COMMON STOCK    345370100          46         1000 SH
  FORD MOTOR DEL                   COMMON STOCK    345370100         198         4320 SH
  FORTUNE BRANDS                   COMMON STOCK    349631101         444        17750 SH
  FORTUNE BRANDS                   COMMON STOCK    349631101          20          800 SH
  FORTUNE BRANDS                   COMMON STOCK    349631101         204         8148 SH
  FRANKLIN INTERNATIONAL           PREFERRED STOCK 353990203         432         4316 SH
  FRANKLIN RESOURCES               COMMON STOCK    354613101         354        10580 SH
  FRANKLIN RESOURCES               COMMON STOCK    354613101          11          337 SH
  FRANKLIN RESOURCES               COMMON STOCK    354613101         259         7759 SH
  FULTON FINL PA                   COMMON STOCK    360271100         695        33000 SH
  GPU                              COMMON STOCK    36225X100         496        18131 SH
  GPU                              COMMON STOCK    36225X100          34         1238 SH
  GPU                              COMMON STOCK    36225X100         858        31338 SH
  GTE                              COMMON STOCK    362320103       10506       147976 SH
  GTE                              COMMON STOCK    362320103         234         3300 SH
  GTE                              COMMON STOCK    362320103        3781        53257 SH
  GALLAHER GROUP                   COMMON STOCK    363595109         206        10450 SH
  GALLAHER GROUP                   COMMON STOCK    363595109         116         5878 SH
  GANNETT                          COMMON STOCK    364730101       12399       176191 SH
  GANNETT                          COMMON STOCK    364730101         113         1600 SH
  GANNETT                          COMMON STOCK    364730101        1154        16400 SH
  GAP STORES                       COMMON STOCK    364760108        9760       195932 SH
  GAP STORES                       COMMON STOCK    364760108          50         1012 SH
  GATEWAY                          COMMON STOCK    367626108          34          650 SH
  GATEWAY                          COMMON STOCK    367626108         186         3500 SH
  GENERAL ELECTRIC                 COMMON STOCK    369604103      176132      1131770 SH
  GENERAL ELECTRIC                 COMMON STOCK    369604103        6918        44452 SH
  GENERAL ELECTRIC                 COMMON STOCK    369604103       66981       430403 SH
  GENERAL ELECTRIC                 COMMON STOCK    369604103          47          300 SH
  GENERAL MILLS                    COMMON STOCK    370334104         562        15532 SH
  GENERAL MILLS                    COMMON STOCK    370334104         100         2768 SH
  GENERAL MILLS                    COMMON STOCK    370334104        1378        38068 SH
  GENERAL MOTORS                   COMMON STOCK    370442105        1405        16967 SH
  GENERAL MOTORS                   COMMON STOCK    370442105          96         1162 SH
  GENERAL MOTORS                   COMMON STOCK    370442105         468         5648 SH
  GENUINE PARTS                    COMMON STOCK    372460105         183         7650 SH
  GENUINE PARTS                    COMMON STOCK    372460105         138         5775 SH
  GENZYME                          COMMON STOCK    372917104         682        13600 SH
  GENZYME                          COMMON STOCK    372917104         140         2800 SH
  GEORGIA PACIFIC                  COMMON STOCK    373298108         379         9580 SH
  GEORGIA PACIFIC                  COMMON STOCK    373298108          32          800 SH
  GEORGIA PACIFIC                  COMMON STOCK    373298108         277         7000 SH
  GILLETTE                         COMMON STOCK    375766102        5959       158125 SH
  GILLETTE                         COMMON STOCK    375766102         357         9479 SH
  GILLETTE                         COMMON STOCK    375766102        1022        27128 SH
  GLAXO                            COMMON STOCK    37733W105        9986       174234 SH
  GLAXO                            COMMON STOCK    37733W105         660        11510 SH
  GLIMCHER REALTY TRUST            COMMON STOCK    379302102         148        10950 SH
  GOLDMAN SACHS GROUP              COMMON STOCK    38141G104         326         3100 SH
  GOVERNMENT SECURITIES INCOME FD  MUTUAL FUNDS-FI 383743598           9        88334 SH
  GUIDANT                          COMMON STOCK    401698105        3099        52643 SH
  GUIDANT                          COMMON STOCK    401698105         193         3276 SH
  HALLIBURTON                      COMMON STOCK    406216101         818        19880 SH
  HALLIBURTON                      COMMON STOCK    406216101         222         5400 SH
  HARCOURT GENERAL                 COMMON STOCK    41163G101        1043        28000 SH
  HARCOURT GENERAL                 COMMON STOCK    41163G101          37         1000 SH
  HARLEY DAVIDSON                  COMMON STOCK    412822108        7612        95895 SH
  HARLEY DAVIDSON                  COMMON STOCK    412822108          95         1200 SH
  HARTFORD FINANCIAL SERVICES      COMMON STOCK    416515104        1056        20020 SH
  HARTFORD FINANCIAL SERVICES      COMMON STOCK    416515104          80         1508 SH
  HARTFORD FINANCIAL SERVICES      COMMON STOCK    416515104         421         7980 SH
  THE HARVILL PRESS LIMITED        COMMON STOCK    417999AA7         161        18625 SH
  HEALTHEON/WEBMD                  COMMON STOCK    422209106         219         9500 SH
  HEINEKEN NV ADR                  COMMON STOCK    423012202         347         6500 SH
  HEINZ H J                        COMMON STOCK    423074103         872        25001 SH
  HEINZ H J                        COMMON STOCK    423074103          42         1200 SH
  HEINZ H J                        COMMON STOCK    423074103         602        17265 SH
  HELIX TECHNOLOGY                 COMMON STOCK    423319102         901        15000 SH
  HERCULES                         COMMON STOCK    427056106         231        14306 SH
  HERCULES                         COMMON STOCK    427056106          31         1900 SH
  HERSHEY FOODS                    COMMON STOCK    427866108         707        14511 SH
  HERSHEY FOODS                    COMMON STOCK    427866108          29          600 SH
  HERSHEY FOODS                    COMMON STOCK    427866108         195         4000 SH
  HEWLETT PACKARD                  COMMON STOCK    428236103       35238       265196 SH
  HEWLETT PACKARD                  COMMON STOCK    428236103         470         3535 SH
  HEWLETT PACKARD                  COMMON STOCK    428236103        6542        49233 SH
  HEWLETT PACKARD                  COMMON STOCK    428236103          27          200 SH
  HOME DEPOT                       COMMON STOCK    437076102       37470       580933 SH
  HOME DEPOT                       COMMON STOCK    437076102        1807        28014 SH
  HOME DEPOT                       COMMON STOCK    437076102        6294        97586 SH
  HONEYWELL INTERNATIONAL          COMMON STOCK    438516106        8131       154316 SH
  HONEYWELL INTERNATIONAL          COMMON STOCK    438516106          63         1200 SH
  HONEYWELL INTERNATIONAL          COMMON STOCK    438516106         581        11020 SH
  HOOPER HOLMES                    COMMON STOCK    439104100         519        15125 SH
  HOST MARRIOTT (REIT)             COMMON STOCK    44107P104         122        13709 SH
  HOUSEHOLD INTERNATIONAL          COMMON STOCK    441815107        3132        83934 SH
  HOUSEHOLD INTERNATIONAL          COMMON STOCK    441815107         208         5573 SH
  IMS HEALTH                       COMMON STOCK    449934108         637        37602 SH
  IMS HEALTH                       COMMON STOCK    449934108          41         2400 SH
  IMS HEALTH                       COMMON STOCK    449934108         104         6160 SH
  ILLINOIS TOOL WORKS              COMMON STOCK    452308109        1242        22479 SH
  ILLINOIS TOOL WORKS              COMMON STOCK    452308109          16          297 SH
  ILLINOIS TOOL WORKS              COMMON STOCK    452308109        2138        38703 SH
  IMPERIAL OIL                     COMMON STOCK    453038408         138         6600 SH
  IMPERIAL OIL                     COMMON STOCK    453038408         107         5100 SH
  INFORMIX                         COMMON STOCK    456779107         230        13600 SH
  INFORMIX                         COMMON STOCK    456779107          17         1000 SH
  INGERSOLL RAND                   COMMON STOCK    456866102        8251       186455 SH
  INGERSOLL RAND                   COMMON STOCK    456866102          93         2100 SH
  INTEL                            COMMON STOCK    458140100       97328       737682 SH
  INTEL                            COMMON STOCK    458140100        2003        15179 SH
  INTEL                            COMMON STOCK    458140100       16925       128278 SH
  INTL BUSINESS MACHINES           COMMON STOCK    459200101       68102       577133 SH
  INTL BUSINESS MACHINES           COMMON STOCK    459200101        1269        10754 SH
  INTL BUSINESS MACHINES           COMMON STOCK    459200101        8964        75968 SH
  INTL FLAVORS & FRAGRANCES        COMMON STOCK    459506101         210         6000 SH
  INTL FLAVORS & FRAGRANCES        COMMON STOCK    459506101          88         2500 SH
  INTL FLAVORS & FRAGRANCES        COMMON STOCK    459506101          35         1000 SH
  INTERNATIONAL INTERNET           COMMON STOCK    459700100           9        20000 SH
  INTERNATIONAL PAPER              COMMON STOCK    460146103         407         9528 SH
  INTERNATIONAL PAPER              COMMON STOCK    460146103          13          297 SH
  INTERNATIONAL PAPER              COMMON STOCK    460146103         198         4642 SH
  INTERPUBLIC GROUP                COMMON STOCK    460690100        8722       184600 SH
  JDS UNIPHASE                     COMMON STOCK    46612J101        1926        15974 SH
  JANUS                            MUTUAL FUNDS-EQ 471023101        5473       112500 SH
  JOHNSON & JOHNSON                COMMON STOCK    478160104       41600       592168 SH
  JOHNSON & JOHNSON                COMMON STOCK    478160104        1127        16044 SH
  JOHNSON & JOHNSON                COMMON STOCK    478160104        9838       140044 SH
  JUNIPER NETWORKS                 COMMON STOCK    48203R104         804         3050 SH
  JUNIPER NETWORKS                 CONVERTIBLE COR 48203RAA2         490       500000 PRN
  KELLOGG                          COMMON STOCK    487836108         124         4800 SH
  KELLOGG                          COMMON STOCK    487836108        3296       128000 SH
  KEMPER MUN BD FD SH BEN INT      MUTUAL FUNDS-MU 488419201         178        18704 SH
  KEMPER GOVT SECS TR              MUTUAL FUNDS-FI 488903261           0        10000 SH
  KEYCORP                          COMMON STOCK    493267108         142         7482 SH
  KEYCORP                          COMMON STOCK    493267108           8          400 SH
  KEYCORP                          COMMON STOCK    493267108          59         3120 SH
  KEYSPAN                          COMMON STOCK    49337W100         238         8625 SH
  KEYSPAN                          COMMON STOCK    49337W100          28         1000 SH
  KEYSPAN                          COMMON STOCK    49337W100          31         1128 SH
  KIMBERLY CLARK                   COMMON STOCK    494368103       12662       225857 SH
  KIMBERLY CLARK                   COMMON STOCK    494368103         171         3056 SH
  KIMBERLY CLARK                   COMMON STOCK    494368103         660        11780 SH
  KIMBERLY CLARK                   COMMON STOCK    494368103           6          100 SH
  KIMCO REALTY                     COMMON STOCK    49446R109         311         8300 SH
  KOHL'S                           COMMON STOCK    500255104        6355        62000 SH
  KONINKLIJKE PHILLIPS ELECTRONICS COMMON STOCK    500472204        2054        11990 SH
  KONINKLIJKE PHILLIPS ELECTRONICS COMMON STOCK    500472204         252         1472 SH
  KROGER                           COMMON STOCK    501044101         703        40000 SH
  KROGER                           COMMON STOCK    501044101          88         5000 SH
  ESTEE LAUDER AUTO EXCH SEC TR II CONVERTIBLE PRE 518438205        1615        17000 SH
  ESTEE LAUDER COMPANIES-CL A      COMMON STOCK    518439104         217         4340 SH
  ESTEE LAUDER COMPANIES-CL A      COMMON STOCK    518439104          62         1230 SH
  LEHMAN BROS                      COMMON STOCK    524908100         267         2757 SH
  LEHMAN BROS                      COMMON STOCK    524908100         444         4574 SH
  LEVITZ FURNITURE                 COMMON STOCK    527482103           5        20000 SH
  LIBERTY PPTY TR                  COMMON STOCK    531172104         167         6995 SH
  LIBERTY PPTY TR                  COMMON STOCK    531172104          12          500 SH
  LIBERTY PPTY TR                  COMMON STOCK    531172104         230         9625 SH
  LILLY ELI                        COMMON STOCK    532457108        1053        16811 SH
  LILLY ELI                        COMMON STOCK    532457108         615         9824 SH
  LIMITED                          COMMON STOCK    532716107        3471        82400 SH
  LIMITED                          COMMON STOCK    532716107         154         3650 SH
  LINCOLN NATL                     COMMON STOCK    534187109        2345        70000 SH
  LINEAR TECHNOLOGY                COMMON STOCK    535678106         512         9300 SH
  LITHIUM TECHNOLOGY               COMMON STOCK    536808306          10        10000 SH
  LOCKHEED MARTIN                  COMMON STOCK    539830109         234        11462 SH
  LOCKHEED MARTIN                  COMMON STOCK    539830109          16          800 SH
  LUCENT TECHNOLOGIES              COMMON STOCK    549463107       57652       941265 SH
  LUCENT TECHNOLOGIES              COMMON STOCK    549463107        1838        30016 SH
  LUCENT TECHNOLOGIES              COMMON STOCK    549463107        8457       138067 SH
  LUCENT TECHNOLOGIES              COMMON STOCK    549463107          25          400 SH
  MBIA                             COMMON STOCK    55262C100         185         3550 SH
  MBIA                             COMMON STOCK    55262C100          38          725 SH
  MBIA                             COMMON STOCK    55262C100          21          400 SH
  MBNA                             COMMON STOCK    55262L100        1093        42876 SH
  MBNA                             COMMON STOCK    55262L100         314        12320 SH
  MBNA                             COMMON STOCK    55262L100         469        18373 SH
  MCI CAPITAL I                    PREFERRED STOCK 55267Y206         185         8200 SH
  MCI CAPITAL I                    PREFERRED STOCK 55267Y206          11          500 SH
  MCI CAPITAL I                    PREFERRED STOCK 55267Y206          95         4200 SH
  MCI WORLDCOM                     COMMON STOCK    55268B106       22988       507319 SH
  MCI WORLDCOM                     COMMON STOCK    55268B106         848        18712 SH
  MCI WORLDCOM                     COMMON STOCK    55268B106        3403        75091 SH
  MCI WORLDCOM                     COMMON STOCK    55268B106           7          150 SH
  MFS INTER INCOME TR              MUTUAL FUNDS-FI 55273C107          68        11057 SH
  MGI PHARMA                       COMMON STOCK    552880106         403        10000 SH
  MPTV                             COMMON STOCK    553424102           3        50000 SH
  MARSH & MCLENNAN                 COMMON STOCK    571748102        6315        57245 SH
  MARSH & MCLENNAN                 COMMON STOCK    571748102          99          900 SH
  MARSHALL & ILSELY                COMMON STOCK    571834100         231         4000 SH
  MARRIOTT INTERNATIONAL           COMMON STOCK    571903202         107         3400 SH
  MARRIOTT INTERNATIONAL           COMMON STOCK    571903202         482        15300 SH
  MASCO                            COMMON STOCK    574599106         466        22736 SH
  MASCO                            COMMON STOCK    574599106         273        13300 SH
  MATTEL                           COMMON STOCK    577081102        2695       256701 SH
  MATTEL                           COMMON STOCK    577081102          35         3287 SH
  MAXYGEN                          COMMON STOCK    577776107         456         7000 SH
  MAXYGEN                          COMMON STOCK    577776107        2173        33334 SH
  MAY DEPT STORES                  COMMON STOCK    577778103         799        28028 SH
  MAY DEPT STORES                  COMMON STOCK    577778103          64         2250 SH
  MAY DEPT STORES                  COMMON STOCK    577778103        1122        39376 SH
  MCDONALDS                        COMMON STOCK    580135101        2462        65868 SH
  MCDONALDS                        COMMON STOCK    580135101         413        11060 SH
  MCGRAW HILL                      COMMON STOCK    580645109        2814        61856 SH
  MCGRAW HILL                      COMMON STOCK    580645109         678        14900 SH
  MEDAREX                          COMMON STOCK    583916101         260         5182 SH
  MEDIAONE GROUP                   COMMON STOCK    58440J104        1335        16483 SH
  MEDIAONE GROUP                   COMMON STOCK    58440J104          18          225 SH
  MEDIAONE GROUP                   COMMON STOCK    58440J104         514         6349 SH
  MEDIMMUNE                        COMMON STOCK    584699102         261         1500 SH
  MEDIMMUNE                        COMMON STOCK    584699102         279         1600 SH
  MEDTECH DIAGNOSITCS              COMMON STOCK    585052103           5        50000 SH
  MEDTRONICS                       COMMON STOCK    585055106         858        16684 SH
  MEDTRONICS                       COMMON STOCK    585055106          51         1000 SH
  MEDTRONICS                       COMMON STOCK    585055106         226         4400 SH
  MELLON FINANCIAL                 COMMON STOCK    58551A108        2451        82394 SH
  MELLON FINANCIAL                 COMMON STOCK    58551A108        1380        46400 SH
  MERCK                            COMMON STOCK    589331107       67224      1082079 SH
  MERCK                            COMMON STOCK    589331107        1603        25801 SH
  MERCK                            COMMON STOCK    589331107       31233       502746 SH
  MERCK                            COMMON STOCK    589331107          19          300 SH
  MERRILL LYNCH                    COMMON STOCK    590188108        2136        20340 SH
  MERRILL LYNCH                    COMMON STOCK    590188108         343         3270 SH
  MICHIGAN ST HIGHER ED STUDENT    MUNICIPAL OBLIG 594520EY0         950       950000 PRN
  MICROSOFT                        COMMON STOCK    594918104       81461       766692 SH
  MICROSOFT                        COMMON STOCK    594918104        2336        21984 SH
  MICROSOFT                        COMMON STOCK    594918104       15349       144464 SH
  MICROSOFT                        COMMON STOCK    594918104          11          100 SH
  MICRON TECHNOLOGY                COMMON STOCK    595112103         479         3800 SH
  MIDCAP SPDR TR                   COMMON STOCK    595635103       16197       177500 SH
  MINNESOTA MNG & MFG              COMMON STOCK    604059105       12094       136559 SH
  MINNESOTA MNG & MFG              COMMON STOCK    604059105         204         2300 SH
  MINNESOTA MNG & MFG              COMMON STOCK    604059105        1910        21570 SH
  MOLEX                            COMMON STOCK    608554200         125         2820 SH
  MOLEX                            COMMON STOCK    608554200          95         2133 SH
  MOLEX                            COMMON STOCK    608554200          51         1152 SH
  MONSANTO                         COMMON STOCK    611662107        1898        36860 SH
  MONSANTO                         COMMON STOCK    611662107        1007        19550 SH
  MONY GROUP                       COMMON STOCK    615337102         230         7112 SH
  MORGAN J P                       COMMON STOCK    616880100       16324       123902 SH
  MORGAN J P                       COMMON STOCK    616880100         231         1750 SH
  MORGAN J P                       COMMON STOCK    616880100        2698        20475 SH
  MORGAN STANLEY                   COMMON STOCK    617446448       23977       289316 SH
  MORGAN STANLEY                   COMMON STOCK    617446448        1007        12156 SH
  MORGAN STANLEY                   COMMON STOCK    617446448        1934        23340 SH
  MOTOROLA                         COMMON STOCK    620076109       27340       187261 SH
  MOTOROLA                         COMMON STOCK    620076109         511         3500 SH
  MOTOROLA                         COMMON STOCK    620076109        2738        18750 SH
  MUNIYIELD NJ FUND                MUTUAL FUNDS-MU 62630L101          59         5125 SH
  MUNIYIELD NJ FUND                MUTUAL FUNDS-MU 62630L101          13         1126 SH
  MUNIYIELD NJ FUND                MUTUAL FUNDS-MU 62630L101          60         5150 SH
  MURPHY OIL                       COMMON STOCK    626717102         261         4529 SH
  NBCi                             CONVERTIBLE PRE 62873C206         859        17900 SH
  NASDAQ- 100 SHARES               COMMON STOCK    631100104        1876        17135 SH
  NASDAQ- 100 SHARES               COMMON STOCK    631100104          44          400 SH
  NATIONAL EQUITY TR               MUTUAL FUNDS-EQ 635870827          20        20526 SH
  NATIONAL EQUITY TR               MUTUAL FUNDS-EQ 635870835          20        20324 SH
  NATIONAL FUEL GAS                COMMON STOCK    636180101         316         7100 SH
  NATIONAL FUEL GAS                COMMON STOCK    636180101          13          300 SH
  NATIONAL FUEL GAS                COMMON STOCK    636180101         209         4680 SH
  NATIONAL WESTMINSTER BANK PLC    COMMON STOCK    638539403         681         5559 SH
  NESTLE S A                       COMMON STOCK    641069406        1582        17650 SH
  NESTLE S A                       COMMON STOCK    641069406         143         1600 SH
  NETWORK APPLIANCE                COMMON STOCK    64120L104        4560        55100 SH
  NEW JERSEY RESOURCES             COMMON STOCK    646025106         278         6497 SH
  NEW JERSEY RESOURCES             COMMON STOCK    646025106          21          500 SH
  NEW SKY COMMUNICATIONS           COMMON STOCK    648726107          29       185000 SH
  NEW YORK REGL RAIL               COMMON STOCK    649768108          14        34000 SH
  NEWELL FINL TR I                 CONVERTIBLE PRE 651195307        1256        35000 SH
  NEWELL RUBBERMAID                COMMON STOCK    651229106         521        21000 SH
  NEXTEL COMMUNICATIONS            COMMON STOCK    65332V103         261         1760 SH
  NOKIA                            COMMON STOCK    654902204       45652       205640 SH
  NOKIA                            COMMON STOCK    654902204         630         2838 SH
  NOKIA                            COMMON STOCK    654902204        4040        18196 SH
  NOBLE DRILLING                   COMMON STOCK    655042109         225         5450 SH
  NORFOLK SOUTHERN                 COMMON STOCK    655844108        2975       208790 SH
  NORFOLK SOUTHERN                 COMMON STOCK    655844108          57         4000 SH
  NORFOLK SOUTHERN                 COMMON STOCK    655844108         148        10380 SH
  NORTEL NETWORKS                  COMMON STOCK    656569100        2866        22720 SH
  NORTEL NETWORKS                  COMMON STOCK    656569100          95          750 SH
  NORTH AMERICAN TRAINING          COMMON STOCK    657999991           0        39217 SH
  NORTHERN TRUST                   COMMON STOCK    665859104       23434       346854 SH
  NORTHERN TRUST                   COMMON STOCK    665859104         650         9614 SH
  NORTHERN TRUST                   COMMON STOCK    665859104        2043        30240 SH
  NOVELL                           COMMON STOCK    670006105         550        19200 SH
  NUVEEN MUN MKT OPPORTUNITY FD    MUTUAL FUNDS-MU 67062W103         113         9000 SH
  NUVEEN MUN MKT OPPORTUNITY FD    MUTUAL FUNDS-MU 67062W103          75         6000 SH
  OMNICOM GROUP                    COMMON STOCK    681919106        3249        34700 SH
  OMNICOM GROUP                    COMMON STOCK    681919106          66          700 SH
  ORACLE                           COMMON STOCK    68389X105        2156        27624 SH
  ORACLE                           COMMON STOCK    68389X105          39          500 SH
  ORACLE                           COMMON STOCK    68389X105         706         9050 SH
  PECO ENERGY                      COMMON STOCK    693304107         471        12766 SH
  PECO ENERGY                      COMMON STOCK    693304107          11          300 SH
  PIMCO ADVISORS HLGS L P          COMMON STOCK    69338P102          14          375 SH
  PIMCO ADVISORS HLGS L P          COMMON STOCK    69338P102          71         1854 SH
  PIMCO ADVISORS HLGS L P          COMMON STOCK    69338P102         681        17768 SH
  PNC FINANCIAL SERVICES GROUP     COMMON STOCK    693475105         975        21632 SH
  PNC FINANCIAL SERVICES GROUP     COMMON STOCK    693475105          52         1149 SH
  PNC FINANCIAL SERVICES GROUP     COMMON STOCK    693475105         183         4069 SH
  PPG                              COMMON STOCK    693506107        3256        62247 SH
  PPG                              COMMON STOCK    693506107         120         2300 SH
  PPG                              COMMON STOCK    693506107         352         6736 SH
  PPL                              COMMON STOCK    69351T106        1567        74820 SH
  PPL                              COMMON STOCK    69351T106           8          400 SH
  PPL                              COMMON STOCK    69351T106         235        11246 SH
  PARDEE RESOURCES                 COMMON STOCK    699437109         487        11400 SH
  PARKER HANNIFIN                  COMMON STOCK    701094104         558        13499 SH
  PAYCHEX                          COMMON STOCK    704326107        1596        30475 SH
  PAYCHEX                          COMMON STOCK    704326107         244         4666 SH
  PAYCHEX                          COMMON STOCK    704326107         410         7832 SH
  PENNEY J C                       COMMON STOCK    708160106         556        37350 SH
  PENNZOIL-QUAKER ST               COMMON STOCK    709323109          28         2635 SH
  PENNZOIL-QUAKER ST               COMMON STOCK    709323109         140        13456 SH
  PEPSICO                          COMMON STOCK    713448108       15566       446351 SH
  PEPSICO                          COMMON STOCK    713448108         192         5500 SH
  PEPSICO                          COMMON STOCK    713448108        4862       139416 SH
  PERKINELMER                      COMMON STOCK    714046109         266         4000 SH
  PHARMACIA & UPJOHN               COMMON STOCK    716941109        2045        34375 SH
  PHARMACIA & UPJOHN               COMMON STOCK    716941109          60         1000 SH
  PHARMACIA & UPJOHN               COMMON STOCK    716941109          11          185 SH
  PFIZER                           COMMON STOCK    717081103       44546      1218354 SH
  PFIZER                           COMMON STOCK    717081103        1417        38762 SH
  PFIZER                           COMMON STOCK    717081103       15053       411708 SH
  PHILIP MORRIS                    COMMON STOCK    718154107        1979        93704 SH
  PHILIP MORRIS                    COMMON STOCK    718154107         204         9670 SH
  PHILIP MORRIS                    COMMON STOCK    718154107        2409       114056 SH
  PHILLIPS PETE                    COMMON STOCK    718507106         197         4260 SH
  PHILLIPS PETE                    COMMON STOCK    718507106          14          300 SH
  PHILLIPS PETE                    COMMON STOCK    718507106          59         1285 SH
  PITNEY BOWES                     COMMON STOCK    724479100        4393        98300 SH
  PITNEY BOWES                     COMMON STOCK    724479100          36          800 SH
  PITNEY BOWES                     COMMON STOCK    724479100         264         5900 SH
  PLUCKEMIN CORNER                 COMMON STOCK    729192997         605           48 SH
  PRAXAIR                          COMMON STOCK    74005P104         628        15080 SH
  PRAXAIR                          COMMON STOCK    74005P104          72         1726 SH
  PRAXAIR                          COMMON STOCK    74005P104          13          309 SH
  PREFORMED LINE PRODUCTS          COMMON STOCK    740444104         540        36000 SH
  PREMIER BANCORP                  COMMON STOCK    74046J109         120        12978 SH
  PROCTER & GAMBLE                 COMMON STOCK    742718109       17536       310374 SH
  PROCTER & GAMBLE                 COMMON STOCK    742718109         541         9582 SH
  PROCTER & GAMBLE                 COMMON STOCK    742718109        5327        94282 SH
  PROGRESS SOFTWARE                COMMON STOCK    743312100         609        26000 SH
  PROGRESSIVE                      COMMON STOCK    743315103         146         1920 SH
  PROGRESSIVE                      COMMON STOCK    743315103          18          240 SH
  PROGRESSIVE                      COMMON STOCK    743315103          37          480 SH
  PROVIDIAN FINANCIAL              COMMON STOCK    74406A102         329         3798 SH
  PSINET                           CONVERTIBLE PRE 74437C309        2176        34000 SH
  PUBLIC SERVICE ENTERPRISE        COMMON STOCK    744573106        1988        67109 SH
  PUBLIC SERVICE ENTERPRISE        COMMON STOCK    744573106         128         4324 SH
  PUBLIC SERVICE ENTERPRISE        COMMON STOCK    744573106        1443        48723 SH
  PUBLIC SERVICE ENTERPRISE        COMMON STOCK    744573106          99         3327 SH
  QUAKER OATS                      COMMON STOCK    747402105         178         2940 SH
  QUAKER OATS                      COMMON STOCK    747402105         114         1878 SH
  QUAKER OATS                      COMMON STOCK    747402105          67         1100 SH
  QUALCOMM                         COMMON STOCK    747525103        3651        24450 SH
  QUALCOMM                         COMMON STOCK    747525103         317         2120 SH
  QUESTAR                          COMMON STOCK    748356102         505        27200 SH
  QWEST COMMUNICATIONS INTL        COMMON STOCK    749121109         538        11204 SH
  QWEST COMMUNICATIONS INTL        COMMON STOCK    749121109         221         4600 SH
  RALSTON PURINA GROUP             COMMON STOCK    751277302          63         2295 SH
  RALSTON PURINA GROUP             COMMON STOCK    751277302         209         7596 SH
  RAYTHEON                         COMMON STOCK    755111408         155         8755 SH
  RAYTHEON                         COMMON STOCK    755111408          25         1400 SH
  RAYTHEON                         COMMON STOCK    755111408         302        17000 SH
  READERS DIGEST FIN TR            CONVERTIBLE PRE 755271202        1442        46500 SH
  READERS DIGEST FIN TR            CONVERTIBLE PRE 755271202          31         1000 SH
  REDBACK NETWORKS                 COMMON STOCK    757209101         720         2400 SH
  RELIANCE GROUP HLDGS             COMMON STOCK    759464100         700       200000 SH
  RELIANT ENERGY                   COMMON STOCK    75952J108         101         4288 SH
  RELIANT ENERGY                   COMMON STOCK    75952J108          24         1000 SH
  RELIANT ENERGY                   COMMON STOCK    75952J108         106         4500 SH
  REPSOL SA SPONSORED ADR          COMMON STOCK    76026T205         168         7900 SH
  REPSOL SA SPONSORED ADR          COMMON STOCK    76026T205          64         3000 SH
  REYNOLDS METALS                  COMMON STOCK    761763101         856        12800 SH
  RITE AID                         COMMON STOCK    767754104          51         9060 SH
  RITE AID                         COMMON STOCK    767754104          11         2000 SH
  ROBERT HALF INTL                 COMMON STOCK    770323103         215         4540 SH
  ROCKWELL INTL                    COMMON STOCK    773903109         329         7871 SH
  ROCKWELL INTL                    COMMON STOCK    773903109          50         1200 SH
  ROCKWELL INTL                    COMMON STOCK    773903109         184         4400 SH
  ROCKWELL INTL                    COMMON STOCK    773903109          63         1517 SH
  ROHM & HAAS                      COMMON STOCK    775371107         241         5400 SH
  ROYAL DUTCH PETE                 COMMON STOCK    780257804       15065       260591 SH
  ROYAL DUTCH PETE                 COMMON STOCK    780257804         186         3220 SH
  ROYAL DUTCH PETE                 COMMON STOCK    780257804        3560        61575 SH
  SBC COMMUNICATIONS               COMMON STOCK    78387G103       24831       589452 SH
  SBC COMMUNICATIONS               COMMON STOCK    78387G103        1011        23998 SH
  SBC COMMUNICATIONS               COMMON STOCK    78387G103        7371       174991 SH
  SBC COMMUNICATIONS               COMMON STOCK    78387G103           4          100 SH
  SEI                              COMMON STOCK    784117103         227         2000 SH
  S&P 500 DEPOSITARY RECEIPT       COMMON STOCK    78462F103        4886        32490 SH
  SAFEWAY                          COMMON STOCK    786514208         382         8450 SH
  SAFEWAY                          COMMON STOCK    786514208          20          450 SH
  ST PAUL                          COMMON STOCK    792860108        1563        45788 SH
  ST PAUL                          COMMON STOCK    792860108          20          600 SH
  SANMINA                          COMMON STOCK    800907107        1953        28900 SH
  SARA LEE                         COMMON STOCK    803111103        6640       368879 SH
  SARA LEE                         COMMON STOCK    803111103         354        19670 SH
  SASSOON INTL                     COMMON STOCK    803869106           0        12500 SH
  SCHERING PLOUGH                  COMMON STOCK    806605101       21007       565850 SH
  SCHERING PLOUGH                  COMMON STOCK    806605101        1250        33662 SH
  SCHERING PLOUGH                  COMMON STOCK    806605101        4739       127645 SH
  SCHLUMBERGER                     COMMON STOCK    806857108       11324       148021 SH
  SCHLUMBERGER                     COMMON STOCK    806857108          38          500 SH
  SCHLUMBERGER                     COMMON STOCK    806857108        1087        14204 SH
  SCHWAB CHARLES                   COMMON STOCK    808513105         222         3900 SH
  SCHWAB CHARLES                   COMMON STOCK    808513105          68         1200 SH
  SCIENTIFIC ATLANTA               COMMON STOCK    808655104         380         6000 SH
  SEAGRAMS                         COMMON STOCK    811850106         446         7500 SH
  SEAGRAMS                         CONVERTIBLE PRE 811850205        1943        35000 SH
  SEARS                            COMMON STOCK    812387108         541        17674 SH
  SEARS                            COMMON STOCK    812387108          15          500 SH
  SEARS                            COMMON STOCK    812387108         211         6889 SH
  SELECTIVE INSURANCE              COMMON STOCK    816300107         276        16171 SH
  SELECTIVE INSURANCE              COMMON STOCK    816300107          97         5670 SH
  SERVICE                          COMMON STOCK    817587108           2        19000 SH
  SERVICEMASTER                    COMMON STOCK    81760N109          36         3189 SH
  SERVICEMASTER                    COMMON STOCK    81760N109          30         2655 SH
  SERVICEMASTER                    COMMON STOCK    81760N109          60         5314 SH
  SHELL                            COMMON STOCK    822703609         358         7300 SH
  SHELL                            COMMON STOCK    822703609          12          248 SH
  SHERWIN-WILLIAMS                 COMMON STOCK    824348106         332        15000 SH
  SHERWIN-WILLIAMS                 COMMON STOCK    824348106         212         9600 SH
  SIEBEL SYS                       COMMON STOCK    826170102         412         3450 SH
  SKYLANDS FINL                    COMMON STOCK    83081H100         245        17055 SH
  SMITHKLINE BEECHAM               COMMON STOCK    832378301       19122       289450 SH
  SMITHKLINE BEECHAM               COMMON STOCK    832378301         181         2740 SH
  SMITHKLINE BEECHAM               COMMON STOCK    832378301        1320        19975 SH
  SMITHKLINE BEECHAM               COMMON STOCK    832378301           7          100 SH
  SOLECTRON                        COMMON STOCK    834182107        2014        50200 SH
  SOLECTRON                        COMMON STOCK    834182107          48         1200 SH
  SOLECTRON                        COMMON STOCK    834182107         148         3700 SH
  SOUTHERN                         COMMON STOCK    842587107         970        44608 SH
  SOUTHERN                         COMMON STOCK    842587107          33         1500 SH
  SOUTHERN                         COMMON STOCK    842587107         235        10816 SH
  SOVEREIGN BANCORP                COMMON STOCK    845905108         200        26479 SH
  SOVEREIGN BANCORP                COMMON STOCK    845905108          32         4200 SH
  SOVEREIGN BANCORP                COMMON STOCK    845905108          16         2152 SH
  SPRINT                           COMMON STOCK    852061100        2480        39202 SH
  SPRINT                           COMMON STOCK    852061100         217         3425 SH
  SPRINT                           COMMON STOCK    852061100         259         4100 SH
  SPRINT                           COMMON STOCK    852061506         224         3420 SH
  SPRINT                           COMMON STOCK    852061506          26          400 SH
  SPRINT                           COMMON STOCK    852061506          79         1200 SH
  STAPLES                          COMMON STOCK    855030102        9633       481668 SH
  STAPLES                          COMMON STOCK    855030102         617        30840 SH
  STAPLES                          COMMON STOCK    855030102         272        13600 SH
  STARBUCKS                        COMMON STOCK    855244109         224         5000 SH
  STARBUCKS                        COMMON STOCK    855244109          63         1400 SH
  STATE STR                        COMMON STOCK    857477103         552         5700 SH
  STATEN IS BANCORP INC            COMMON STOCK    857550107         881        51441 SH
  STATEN IS BANCORP INC            COMMON STOCK    857550107          94         5503 SH
  STRYKER                          COMMON STOCK    863667101         209         3000 SH
  SUIZA FOODS                      COMMON STOCK    865077101         201         5000 SH
  SUMMIT BANCORP                   COMMON STOCK    866005101      136272      5191328 SH
  SUMMIT BANCORP                   COMMON STOCK    866005101        4915       187230 SH
  SUMMIT BANCORP                   COMMON STOCK    866005101       14532       553582 SH
  SUMMIT BANCORP                   COMMON STOCK    866005101         375        14300 SH
  SUN MICROSYSTEMS                 COMMON STOCK    866810104        6356        67826 SH
  SUN MICROSYSTEMS                 COMMON STOCK    866810104          31          330 SH
  SUN MICROSYSTEMS                 COMMON STOCK    866810104        1097        11703 SH
  SYMANTEC                         COMMON STOCK    871503108         820        10912 SH
  SYMYX TECHNOLOGIES               COMMON STOCK    87155S108         559        12962 SH
  SYMYX TECHNOLOGIES               COMMON STOCK    87155S108        1677        38888 SH
  SYQUEST TECHNOLOGY               COMMON STOCK    871660106           0        10875 SH
  SYSCO                            COMMON STOCK    871829107        1735        48038 SH
  SYSCO                            COMMON STOCK    871829107         123         3400 SH
  SYSCO                            COMMON STOCK    871829107        1050        29068 SH
  TECO ENERGY                      COMMON STOCK    872375100         216        11100 SH
  TEPPCO PARTNERS LP               COMMON STOCK    872384102         178         8000 SH
  TEPPCO PARTNERS LP               COMMON STOCK    872384102          76         3400 SH
  TRW                              COMMON STOCK    872649108         278         4760 SH
  TARGET                           COMMON STOCK    87612E106       11782       157615 SH
  TARGET                           COMMON STOCK    87612E106        1727        23100 SH
  TEKTRONIX                        COMMON STOCK    879131100         193         3450 SH
  TEKTRONIX                        COMMON STOCK    879131100         130         2325 SH
  TELESERVICES INTERNET GROUP      COMMON STOCK    87952E104           3        10000 SH
  TELLABS                          COMMON STOCK    879664100        8572       136095 SH
  TELLABS                          COMMON STOCK    879664100          19          300 SH
  A T & T SH                       COMMON STOCK    879919108         588         1400 SH
  TEXACO                           COMMON STOCK    881694103        5379       100069 SH
  TEXACO                           COMMON STOCK    881694103         295         5484 SH
  TEXACO                           COMMON STOCK    881694103         898        16704 SH
  TEXAS INSTRUMENTS                COMMON STOCK    882508104       38358       239738 SH
  TEXAS INSTRUMENTS                COMMON STOCK    882508104         669         4180 SH
  TEXAS INSTRUMENTS                COMMON STOCK    882508104        1396         8725 SH
  TEXAS UTILS                      COMMON STOCK    882848104         340        11448 SH
  TEXAS UTILS                      COMMON STOCK    882848104          30         1000 SH
  TEXAS UTILS                      COMMON STOCK    882848104         623        20980 SH
  TEXTRON                          COMMON STOCK    883203101       11685       191949 SH
  TEXTRON                          COMMON STOCK    883203101          91         1500 SH
  TEXTRON                          COMMON STOCK    883203101         543         8920 SH
  THOMAS & BETTS                   COMMON STOCK    884315102        1814        64220 SH
  THOMAS & BETTS                   COMMON STOCK    884315102        3195       113108 SH
  3 COM                            COMMON STOCK    885535104        9313       167425 SH
  3 COM                            COMMON STOCK    885535104          56         1000 SH
  3 COM                            COMMON STOCK    885535104         382         6875 SH
  TIFFANY                          COMMON STOCK    886547108         284         3400 SH
  TIME WARNER                      COMMON STOCK    887315109       22940       229395 SH
  TIME WARNER                      COMMON STOCK    887315109          60          600 SH
  TIME WARNER                      COMMON STOCK    887315109        1435        14350 SH
  TIMES MIRROR                     COMMON STOCK    887364107         259         2789 SH
  TRICON GLOBAL RESTAURANTS        COMMON STOCK    895953107         270         8696 SH
  TRICON GLOBAL RESTAURANTS        COMMON STOCK    895953107           2           80 SH
  TRICON GLOBAL RESTAURANTS        COMMON STOCK    895953107         176         5651 SH
  TRIBUNE                          COMMON STOCK    896047107          33          900 SH
  TRIBUNE                          COMMON STOCK    896047107         351         9600 SH
  TYCO INTL                        COMMON STOCK    902124106       32199       642377 SH
  TYCO INTL                        COMMON STOCK    902124106        1183        23610 SH
  TYCO INTL                        COMMON STOCK    902124106        2438        48636 SH
  USG                              COMMON STOCK    903293405         218         5200 SH
  UNCOMMON VALUES UNIT TR 1985     MUTUAL FUNDS-EQ 904310174          81        48752 SH
  UNILEVER N V NEW YORK SHS        COMMON STOCK    904784709        6255       129966 SH
  UNILEVER N V NEW YORK SHS        COMMON STOCK    904784709         412         8567 SH
  UNION PACIFIC                    COMMON STOCK    907818108        7316       186994 SH
  UNION PACIFIC                    COMMON STOCK    907818108          63         1600 SH
  UNION PACIFIC                    COMMON STOCK    907818108         623        15920 SH
  UNION PAC RES GROUP              COMMON STOCK    907834105        1031        71108 SH
  UNION PAC RES GROUP              COMMON STOCK    907834105           5          338 SH
  UNION PAC RES GROUP              COMMON STOCK    907834105          22         1522 SH
  UNITED DOMINION REALTY TRUST     COMMON STOCK    910197102          28         2800 SH
  UNITED DOMINION REALTY TRUST     COMMON STOCK    910197102         195        19400 SH
  UNITED NATL BANCORP N J          COMMON STOCK    910909100         216        10000 SH
  UNITED PARCEL SVC                COMMON STOCK    911312106         395         6275 SH
  UNITED PARCEL SVC                COMMON STOCK    911312106           6          100 SH
  UNITED PARCEL SVC                COMMON STOCK    911312106          38          600 SH
  UNITED RETAIL GROUP              COMMON STOCK    911380103         266        28000 SH
  U S WEST NEW                     COMMON STOCK    91273H101        2839        39097 SH
  U S WEST NEW                     COMMON STOCK    91273H101         162         2232 SH
  U S WEST NEW                     COMMON STOCK    91273H101        1770        24373 SH
  UNITED TECHNOLOGIES              COMMON STOCK    913017109       22152       350576 SH
  UNITED TECHNOLOGIES              COMMON STOCK    913017109          32          500 SH
  UNITED TECHNOLOGIES              COMMON STOCK    913017109        1623        25690 SH
  UNITED TECHNOLOGIES              COMMON STOCK    913017109          19          300 SH
  UNITED WTR RESOURCES             COMMON STOCK    913190104         579        16672 SH
  UNITED WTR RESOURCES             COMMON STOCK    913190104          35         1000 SH
  UNITED WTR RESOURCES             COMMON STOCK    913190104          59         1687 SH
  UNIVISION COMMUNICATIONS INC     COMMON STOCK    914906102         226         2000 SH
  UNIVISION COMMUNICATIONS INC     COMMON STOCK    914906102          90          800 SH
  VALLEY NATL BANCORP              COMMON STOCK    919794107         440        16367 SH
  VALLEY NATL BANCORP              COMMON STOCK    919794107           6          232 SH
  VALLEY NATL BANCORP              COMMON STOCK    919794107         234         8716 SH
  VANGUARD FIXED SECS FD           MUTUAL FUNDS-FI 922031307        3119       315081 SH
  VANGUARD FIXED SECS FD           MUTUAL FUNDS-FI 922031307         254        25649 SH
  VANGUARD FIXED SECS FD           MUTUAL FUNDS-FI 922031307         106        10677 SH
  VARIAN                           COMMON STOCK    922206107         386        10050 SH
  VARIAN SEMICONDUCTOR             COMMON STOCK    922207105         363         5700 SH
  VARIAN SEMICONDUCTOR             COMMON STOCK    922207105          32          500 SH
  VARIAN MEDICAL SYSTEMS           COMMON STOCK    92220P105         334         7330 SH
  VARIAN MEDICAL SYSTEMS           COMMON STOCK    92220P105          23          500 SH
  VARIAN MEDICAL SYSTEMS           COMMON STOCK    92220P105          23          500 SH
  VENTRO                           COMMON STOCK    922815105         311         5500 SH
  VERITAS SOFTWARE                 COMMON STOCK    923436109        3105        23700 SH
  VIACOM                           COMMON STOCK    925524308         208         3952 SH
  VITESSE SEMICONDUCTOR            COMMON STOCK    928497106         289         3000 SH
  VODAFONE AIRTOUCH                COMMON STOCK    92857T107        7203       129635 SH
  VODAFONE AIRTOUCH                COMMON STOCK    92857T107         179         3215 SH
  VODAFONE AIRTOUCH                COMMON STOCK    92857T107        1245        22405 SH
  WACHOVIA                         COMMON STOCK    929771103         255         3770 SH
  WACHOVIA                         COMMON STOCK    929771103         274         4050 SH
  WAL MART                         COMMON STOCK    931142103       12066       213551 SH
  WAL MART                         COMMON STOCK    931142103          31          550 SH
  WAL MART                         COMMON STOCK    931142103        6223       110140 SH
  WALGREEN                         COMMON STOCK    931422109         441        17132 SH
  WALGREEN                         COMMON STOCK    931422109          21          800 SH
  WARNER LAMBERT                   COMMON STOCK    934488107       22839       233795 SH
  WARNER LAMBERT                   COMMON STOCK    934488107        1366        13988 SH
  WARNER LAMBERT                   COMMON STOCK    934488107        8685        88909 SH
  WASHINGTON MUTUAL                COMMON STOCK    939322103         701        26450 SH
  WASHINGTON MUTUAL                COMMON STOCK    939322103          33         1250 SH
  WEINGARTEN REALTY SBI            COMMON STOCK    948741103         147         4000 SH
  WEINGARTEN REALTY SBI            COMMON STOCK    948741103          74         2000 SH
  WELLS FARGO NEW                  COMMON STOCK    949746101        3872        95015 SH
  WELLS FARGO NEW                  COMMON STOCK    949746101          16          400 SH
  WELLS FARGO NEW                  COMMON STOCK    949746101         165         4050 SH
  WESTBURY METALS GROUP            COMMON STOCK    957289101         113        26660 SH
  WESTBURY METALS GROUP            COMMON STOCK    957289101         170        40000 SH
  WEYERHAEUSER                     COMMON STOCK    962166104          63         1100 SH
  WEYERHAEUSER                     COMMON STOCK    962166104         148         2600 SH
  WHIRLPOOL                        COMMON STOCK    963320106         100         1700 SH
  WHIRLPOOL                        COMMON STOCK    963320106          18          300 SH
  WHIRLPOOL                        COMMON STOCK    963320106         106         1810 SH
  WILLIAMS COS                     COMMON STOCK    969457100        5255       119602 SH
  WILLIAMS COS                     COMMON STOCK    969457100          62         1400 SH
  WILMINGTON TRUST                 COMMON STOCK    971807102         408         8400 SH
  WILMINGTON TRUST                 COMMON STOCK    971807102         233         4800 SH
  WISCONSIN ENERGY                 COMMON STOCK    976657106         283        14176 SH
  WISCONSIN ENERGY                 COMMON STOCK    976657106         121         6050 SH
  WIZ TECHNOLOGY                   COMMON STOCK    977501105          10        90000 SH
  WRIGLEY WM JR                    COMMON STOCK    982526105         135         1757 SH
  WRIGLEY WM JR                    COMMON STOCK    982526105         830        10800 SH
  XILINX                           COMMON STOCK    983919101       18658       225300 SH
  XILINX                           COMMON STOCK    983919101          17          200 SH
  XEROX                            COMMON STOCK    984121103        1686        64856 SH
  XEROX                            COMMON STOCK    984121103         466        17928 SH
  YAHOO                            COMMON STOCK    984332106        3554        20740 SH
  YAHOO                            COMMON STOCK    984332106        1371         8000 SH
  BLUE RIBBON LABEL                COMMON STOCK    999M31000        1707           37 SH
  ENDICOTT MACHINE & TOOL          COMMON STOCK    999ZT1003        2459       274699 SH
  MURRAY HILL RACQUET CLUB         COMMON STOCK    99A246000         605          326 SH
  EBAGS                            COMMON STOCK    99A366105          12        12500 SH
  LERNOUT & HAUSPIE SPEECH PROGRAM COMMON STOCK    B5628B104         823         7450 SH
  LERNOUT & HAUSPIE SPEECH PROGRAM COMMON STOCK    B5628B104          22          200 SH
  GLOBAL CROSSING LTD              COMMON STOCK    G3921A100        1115        27235 SH
  GLOBAL CROSSING LTD              COMMON STOCK    G3921A100         205         5000 SH
  TRANSOCEAN SEDCO FOREX           COMMON STOCK    G90078109         129         2505 SH
  TRANSOCEAN SEDCO FOREX           COMMON STOCK    G90078109           5           96 SH
  TRANSOCEAN SEDCO FOREX           COMMON STOCK    G90078109         100         1945 SH
  SHONK LAND CO LTD PARTNERSHIP    LIMITED PARTNER XX0155004         266          166 PRN
  UNIVERSAL REALTY CO INC          COMMON STOCK    XX5384021         150        94640 SH
  KANAVY COMPUTER CORP CONV PFD    CONVERTIBLE PRE XX5628005          10        10000 SH

  NAME OF ISSUER                  INVSTMT OTHER         VOTING AUTHORITY
  SECURITY NAME                   DISCRTN MANAGERS      SOLE         SHARED       NONE

  A C MOORE ARTS & CRAFTS         SOLE                  10000
  ADC TELECOMMUNICATIONS          SOLE                  9200
  AT&T                            SOLE                  364000
  AT&T                            SOLE                                            59596
  AT&T                            DEFINED               16909
  AT&T                            DEFINED                                         6312
  AT&T                            OTHER                 65965
  AT&T                            OTHER                              1500
  AT&T                            OTHER                                           15162
  ABBOTT LABS                     SOLE                  95655
  ABBOTT LABS                     SOLE                                            34700
  ABBOTT LABS                     DEFINED               1600
  ABBOTT LABS                     OTHER                 99610
  ABBOTT LABS                     OTHER                                           19100
  ACCLAIM ENMNT                   SOLE                  15000
  ACTIVE SOFTWARE                 SOLE                  4000
  AEGON N V                       SOLE                  465
  AEGON N V                       OTHER                 760
  AEGON N V                       OTHER                                           1500
  AETNA                           SOLE                  3000
  AETNA                           OTHER                 1600
  AIR PRODUCTS & CHEMICALS        SOLE                  8070
  AIR PRODUCTS & CHEMICALS        SOLE                                            25800
  AIR PRODUCTS & CHEMICALS        OTHER                 9600
  ALLERGAN                        SOLE                  13808
  ALLIANCE CAP MGMT HLD           SOLE                  37275
  ALLIANCE CAP MGMT HLD           SOLE                                            29250
  ALLIANCE CAP MGMT HLD           DEFINED               2700
  ALLIANCE CAP MGMT HLD           DEFINED                                         1000
  ALLIANCE CAP MGMT HLD           OTHER                 35580
  ALLIANCE CAP MGMT HLD           OTHER                                           10000
  ALLIED IRISH BANKS PLC          SOLE                  6600
  ALLIED IRISH BANKS PLC          OTHER                 5100
  ALLSTATE                        SOLE                  19615
  ALLSTATE                        SOLE                                            6300
  ALLSTATE                        DEFINED               1000
  ALLSTATE                        DEFINED                                         926
  ALLSTATE                        OTHER                 3374
  ALLSTATE                        OTHER                                           740
  ALLTEL                          SOLE                  140025
  ALLTEL                          SOLE                                            5891
  ALLTEL                          DEFINED               3400
  ALLTEL                          OTHER                 8511
  ALLTEL                          OTHER                                           1000
  ALTERA                          SOLE                  3000
  AMAZON COM                      SOLE                  4000
  AMAZON COM                      OTHER                 1000
  AMCAP FD                        OTHER                 17665
  AMERICA ONLINE                  SOLE                  134338
  AMERICA ONLINE                  SOLE                                            28380
  AMERICA ONLINE                  DEFINED               6100
  AMERICA ONLINE                  DEFINED                                         300
  AMERICA ONLINE                  OTHER                 39766
  AMERICA ONLINE                  OTHER                              4800
  AMERICA ONLINE                  OTHER                                           5100
  AMERICAN ELECTRIC POWER         SOLE                  5937
  AMERICAN ELECTRIC POWER         SOLE                                            2430
  AMERICAN ELECTRIC POWER         DEFINED               1059
  AMERICAN ELECTRIC POWER         OTHER                 14779
  AMERICAN ELECTRIC POWER         OTHER                                           7500
  AMERICAN EXPRESS                SOLE                  113551
  AMERICAN EXPRESS                SOLE                                            10300
  AMERICAN EXPRESS                OTHER                 20784
  AMERICAN EXPRESS                OTHER                                           2723
  AMERICAN GENERAL                SOLE                  39050
  AMERICAN GENERAL                OTHER                 2490
  AMERICAN HOME PRODUCTS          SOLE                  281223
  AMERICAN HOME PRODUCTS          SOLE                                            40366
  AMERICAN HOME PRODUCTS          DEFINED               12815
  AMERICAN HOME PRODUCTS          DEFINED                                         3600
  AMERICAN HOME PRODUCTS          OTHER                 147631
  AMERICAN HOME PRODUCTS          OTHER                                           14800
  AMERICAN INTL GROUP             SOLE                  495691
  AMERICAN INTL GROUP             SOLE                                            69597
  AMERICAN INTL GROUP             DEFINED               15518
  AMERICAN INTL GROUP             DEFINED                                         725
  AMERICAN INTL GROUP             OTHER                 78572
  AMERICAN INTL GROUP             OTHER                              750
  AMERICAN INTL GROUP             OTHER                                           23210
  AMERICAN POWER CONVERSION       SOLE                  52650
  AMERICAN POWER CONVERSION       SOLE                                            29200
  AMERICAN POWER CONVERSION       DEFINED               11100
  AMERICAN POWER CONVERSION       OTHER                 4800
  AMERICAN POWER CONVERSION       OTHER                              4000
  AMERICAN POWER CONVERSION       OTHER                                           6800
  AMGEN                           SOLE                  106020
  AMGEN                           SOLE                                            20400
  AMGEN                           DEFINED               800
  AMGEN                           OTHER                 13050
  AMGEN                           OTHER                              520
  AMGEN                           OTHER                                           250
  ANALOG DEVICES                  SOLE                  7850
  ANHEUSER BUSCH                  SOLE                  17000
  ANHEUSER BUSCH                  SOLE                                            2405
  ANHEUSER BUSCH                  DEFINED               400
  ANHEUSER BUSCH                  DEFINED                                         400
  ANHEUSER BUSCH                  OTHER                 6014
  ANHEUSER BUSCH                  OTHER                                           8400
  APPLIED MATERIALS               SOLE                  211030
  APPLIED MATERIALS               SOLE                                            400
  APPLIED MATERIALS               OTHER                 400
  AQUIS COMMUNICATIONS GROUP      SOLE                  10000
  AT HOME                         SOLE                  6708
  AT HOME                         OTHER                 2400
  ATLANTIC RICHFIELD              SOLE                  184592
  ATLANTIC RICHFIELD              SOLE                                            10938
  ATLANTIC RICHFIELD              DEFINED               1314
  ATLANTIC RICHFIELD              DEFINED                                         200
  ATLANTIC RICHFIELD              OTHER                 28490
  ATLANTIC RICHFIELD              OTHER                                           5440
  AUTOMATIC DATA PROCESSING       SOLE                  445712
  AUTOMATIC DATA PROCESSING       SOLE                                            87972
  AUTOMATIC DATA PROCESSING       DEFINED               19678
  AUTOMATIC DATA PROCESSING       DEFINED                                         1200
  AUTOMATIC DATA PROCESSING       OTHER                 80198
  AUTOMATIC DATA PROCESSING       OTHER                              2000
  AUTOMATIC DATA PROCESSING       OTHER                                           50292
  AVERY DENNISON                  SOLE                  11650
  AVERY DENNISON                  SOLE                                            6700
  AVERY DENNISON                  DEFINED               1300
  AVERY DENNISON                  OTHER                 2000
  AVON PRODUCTS                   SOLE                  2692
  AVON PRODUCTS                   OTHER                 7600
  BJS WHSL CLUB                   SOLE                  20430
  BP AMOCO PLC                    SOLE                  421573
  BP AMOCO PLC                    SOLE                                            33158
  BP AMOCO PLC                    DEFINED               19202
  BP AMOCO PLC                    DEFINED                                         794
  BP AMOCO PLC                    OTHER                 101064
  BP AMOCO PLC                    OTHER                                           14808
  BP AMOCO PLC                    DEF/OTH               200
  BSB BANCORP                     SOLE                  2049
  BSB BANCORP                     SOLE                                            25367
  BAKER FENTRESS                  SOLE                  7695
  BAKER FENTRESS                  OTHER                 17737
  BAKER HUGHES                    SOLE                  300
  BAKER HUGHES                    SOLE                                            9450
  BANK AMER                       SOLE                  213243
  BANK AMER                       SOLE                                            24898
  BANK AMER                       DEFINED               300
  BANK AMER                       OTHER                 31632
  BANK AMER                       OTHER                                           7150
  BANK OF NY                      SOLE                  758685
  BANK OF NY                      SOLE                                            38116
  BANK OF NY                      DEFINED                                         2000
  BANK OF NY                      OTHER                 67616
  BANK OF NY                      OTHER                                           12200
  BANK ONE                        SOLE                  198787
  BANK ONE                        SOLE                                            1921
  BANK ONE                        DEFINED               1005
  BANK ONE                        OTHER                 3522
  BANK ONE                        OTHER                                           1000
  BAXTER INTL                     SOLE                  61461
  BAXTER INTL                     SOLE                                            300
  BAXTER INTL                     DEFINED               400
  BAXTER INTL                     OTHER                 1300
  BECTON DICKINSON & CO           SOLE                  17430
  BECTON DICKINSON & CO           SOLE                                            26300
  BECTON DICKINSON & CO           OTHER                 4000
  BECTON DICKINSON & CO           OTHER                                           6400
  BED BATH & BEYOND               SOLE                  118300
  BED BATH & BEYOND               SOLE                                            800
  BED BATH & BEYOND               DEFINED               11200
  BED BATH & BEYOND               OTHER                 6100
  BED BATH & BEYOND               OTHER                                           1200
  BELL ATLANTIC                   SOLE                  404147
  BELL ATLANTIC                   SOLE                                            44275
  BELL ATLANTIC                   DEFINED               13778
  BELL ATLANTIC                   DEFINED                                         2174
  BELL ATLANTIC                   OTHER                 140128
  BELL ATLANTIC                   OTHER                                           20361
  BELLSOUTH                       SOLE                  653372
  BELLSOUTH                       SOLE                                            47846
  BELLSOUTH                       DEFINED               23120
  BELLSOUTH                       DEFINED                                         2532
  BELLSOUTH                       OTHER                 175217
  BELLSOUTH                       OTHER                              2200
  BELLSOUTH                       OTHER                                           30342
  BELLSOUTH                       DEF/OTH               400
  BERKSHIRE                       SOLE                  1
  BERKSHIRE                       SOLE                                            3
  BERKSHIRE                       DEFINED                                         1
  BERKSHIRE                       SOLE                  1096
  BERKSHIRE                       SOLE                                            325
  BERKSHIRE                       DEFINED               5
  BERKSHIRE                       OTHER                 694
  BERKSHIRE                       OTHER                                           375
  BESTFOODS                       SOLE                  323154
  BESTFOODS                       SOLE                                            28160
  BESTFOODS                       DEFINED               10216
  BESTFOODS                       DEFINED                                         600
  BESTFOODS                       OTHER                 34077
  BESTFOODS                       OTHER                              1600
  BESTFOODS                       OTHER                                           12200
  BESTFOODS                       DEF/OTH               100
  BIOCONTROL TECHNOLOGY           SOLE                  35000
  BIOMET                          SOLE                  5620
  BLACK & DECKER                  SOLE                  16320
  H & R BLOCK                     SOLE                  12000
  BLUE CHIP VALUE FD              SOLE                  16450
  BOEING                          SOLE                  18856
  BOEING                          SOLE                                            200
  BOEING                          OTHER                 1700
  BOEING                          OTHER                                           674
  BOISE CASCADE                   SOLE                                            9000
  BRISTOL MYERS SQUIBB            SOLE                  539976
  BRISTOL MYERS SQUIBB            SOLE                                            53771
  BRISTOL MYERS SQUIBB            DEFINED               17400
  BRISTOL MYERS SQUIBB            DEFINED                                         4800
  BRISTOL MYERS SQUIBB            OTHER                 197575
  BRISTOL MYERS SQUIBB            OTHER                                           26200
  BRISTOL MYERS SQUIBB            DEF/OTH               100
  BROADWING                       SOLE                  8600
  BROADWING                       OTHER                 10400
  BROADWING                       OTHER                                           2600
  BURLINGTON NORTHERN SANTA FE    SOLE                  240890
  BURLINGTON NORTHERN SANTA FE    SOLE                                            5421
  BURLINGTON NORTHERN SANTA FE    DEFINED                                         1500
  BURLINGTON NORTHERN SANTA FE    OTHER                 8400
  BURLINGTON NORTHERN SANTA FE    OTHER                              1140
  BURLINGTON RESOURCES            SOLE                  7078
  BURLINGTON RESOURCES            SOLE                                            435
  BURLINGTON RESOURCES            DEFINED               1525
  BURLINGTON RESOURCES            OTHER                 872
  BURLINGTON RESOURCES            OTHER                                           1500
  CBS                             SOLE                  22156
  CBS                             SOLE                                            460
  CBS                             DEFINED               930
  CBS                             OTHER                 800
  C-CUBE MICROSYSTEMS             SOLE                  6000
  CIGNA                           SOLE                  17865
  CIGNA                           SOLE                                            1500
  CIGNA                           DEFINED                                         2000
  CIGNA                           OTHER                 6400
  CIGNA                           OTHER                                           1500
  CMGI                            SOLE                  5350
  CSX                             SOLE                  59720
  CSX                             SOLE                                            2520
  CSX                             DEFINED               1800
  CSX                             OTHER                 5620
  CVS                             SOLE                  10200
  CVS                             SOLE                                            5500
  CVS                             OTHER                 200
  CVS                             OTHER                              1000
  CVS                             OTHER                                           2400
  CALEDONIA MNG                   OTHER                 10000
  CAMPBELL SOUP                   SOLE                  11700
  CAMPBELL SOUP                   SOLE                                            200
  CAMPBELL SOUP                   OTHER                 13880
  CAMPBELL SOUP                   OTHER                              2000
  CAMPBELL SOUP                   OTHER                                           4800
  CARDINAL HEALTH                 SOLE                  18067
  CARNIVAL                        SOLE                  44530
  CARNIVAL                        SOLE                                            7050
  CARNIVAL                        DEFINED               1600
  CARNIVAL                        DEFINED                                         1300
  CARNIVAL                        OTHER                 3200
  CARNIVAL                        OTHER                                           900
  CAROLINA PWR & LT               SOLE                  5480
  CAROLINA PWR & LT               SOLE                                            4000
  CAROLINA PWR & LT               OTHER                 1600
  CAROLINA PWR & LT               OTHER                                           400
  CATERPILLAR                     SOLE                  3435
  CATERPILLAR                     SOLE                                            5700
  CATERPILLAR                     OTHER                 7420
  CATERPILLAR                     OTHER                                           400
  CENTURYTEL                      SOLE                  4046
  CENTURYTEL                      SOLE                                            10125
  CHASE MANHATTAN                 SOLE                  176339
  CHASE MANHATTAN                 SOLE                                            14368
  CHASE MANHATTAN                 DEFINED               3600
  CHASE MANHATTAN                 DEFINED                                         500
  CHASE MANHATTAN                 OTHER                 4066
  CHASE MANHATTAN                 OTHER                                           1800
  CHEVRON                         SOLE                  60057
  CHEVRON                         SOLE                                            14104
  CHEVRON                         DEFINED               4440
  CHEVRON                         OTHER                 14360
  CHEVRON                         OTHER                                           325
  CHIRON                          SOLE                  21200
  CHIRON                          SOLE                                            26000
  CHIRON                          OTHER                 5000
  CHIRON                          OTHER                              800
  CHUBB                           SOLE                  9200
  CHUBB                           SOLE                                            200
  CHUBB                           OTHER                 12932
  CHUBB                           OTHER                                           4200
  CIRCUIT CITY                    SOLE                  1950
  CIRCUIT CITY                    SOLE                                            800
  CIRCUIT CITY                    OTHER                 1000
  CISCO SYSTEMS                   SOLE                  921956
  CISCO SYSTEMS                   SOLE                                            113506
  CISCO SYSTEMS                   DEFINED               36798
  CISCO SYSTEMS                   DEFINED                                         3600
  CISCO SYSTEMS                   OTHER                 138808
  CISCO SYSTEMS                   OTHER                              6000
  CISCO SYSTEMS                   OTHER                                           8848
  CINTAS                          SOLE                  3090
  CINTAS                          SOLE                                            6300
  CINTAS                          DEFINED               600
  CINTAS                          OTHER                 1200
  CITIGROUP                       SOLE                  403129
  CITIGROUP                       SOLE                                            60739
  CITIGROUP                       DEFINED               20537
  CITIGROUP                       DEFINED                                         262
  CITIGROUP                       OTHER                 47036
  CITIGROUP                       OTHER                              900
  CITIGROUP                       OTHER                                           7375
  CITRIX SYSTEMS                  SOLE                  5950
  CLOROX                          SOLE                  13898
  CLOROX                          SOLE                                            15000
  COCA COLA                       SOLE                  151327
  COCA COLA                       SOLE                                            49284
  COCA COLA                       DEFINED               2282
  COCA COLA                       DEFINED                                         1400
  COCA COLA                       OTHER                 132634
  COCA COLA                       OTHER                                           47840
  COGNEX                          SOLE                  2387
  COGNEX                          DEFINED               871
  COGNEX                          OTHER                 1742
  COLGATE PALMOLIVE               SOLE                  315665
  COLGATE PALMOLIVE               SOLE                                            20760
  COLGATE PALMOLIVE               DEFINED               700
  COLGATE PALMOLIVE               DEFINED                                         800
  COLGATE PALMOLIVE               OTHER                 34225
  COLUMBIA ENERGY GROUP           SOLE                  150
  COLUMBIA ENERGY GROUP           OTHER                 15750
  COLUMBIA ENERGY GROUP           OTHER                                           4500
  COMCAST                         SOLE                  17150
  COMDISCO INC                    SOLE                  40875
  COMERICA                        SOLE                  3975
  COMERICA                        OTHER                 5620
  COMPAQ COMPUTER                 SOLE                  94234
  COMPAQ COMPUTER                 SOLE                                            3075
  COMPAQ COMPUTER                 DEFINED               2500
  COMPAQ COMPUTER                 DEFINED                                         800
  COMPAQ COMPUTER                 OTHER                 12890
  COMPAQ COMPUTER                 OTHER                                           600
  COMPUTER ASSOCIATES             SOLE                  24434
  COMPUTER ASSOCIATES             SOLE                                            17424
  COMPUTER ASSOCIATES             DEFINED               2400
  COMPUTER ASSOCIATES             DEFINED                                         200
  COMPUTER ASSOCIATES             OTHER                 7882
  COMPUTER ASSOCIATES             OTHER                                           3175
  COMPUWARE                       SOLE                  8000
  COMPUWARE                       SOLE                                            23000
  CONAGRA                         SOLE                  5850
  CONAGRA                         DEFINED                                         226
  CONAGRA                         OTHER                 27000
  CONECTIV                        SOLE                  13817
  CONECTIV                        OTHER                 1650
  CONECTIV                        OTHER                                           300
  CONEXANT                        SOLE                  3776
  CONEXANT                        SOLE                                            3600
  CONEXANT                        DEFINED               1200
  CONEXANT                        OTHER                 1800
  CONEXANT                        OTHER                                           4700
  CONEXANT                        DEF/OTH               1516
  CONOCO                          SOLE                  62463
  CONOCO                          SOLE                                            17299
  CONOCO                          DEFINED               1137
  CONOCO                          OTHER                 8358
  CONOCO                          OTHER                                           306
  CONSOLIDATED EDISON             SOLE                  29718
  CONSOLIDATED EDISON             SOLE                                            5000
  CONSOLIDATED EDISON             DEFINED               2075
  CONSOLIDATED EDISON             OTHER                 2630
  CONSOLIDATED EDISON             OTHER                                           2296
  CONSOLIDATED TOMOKA LD          SOLE                  5915
  CONSOLIDATED TOMOKA LD          OTHER                 13633
  CONSTELLATION ENERGY GROUP      SOLE                  11504
  CONSTELLATION ENERGY GROUP      DEFINED               300
  CONSTELLATION ENERGY GROUP      OTHER                 1400
  CONSTELLATION ENERGY GROUP      OTHER                                           825
  CONVERGYS                       SOLE                  6600
  CONVERGYS                       OTHER                 10400
  CONVERGYS                       OTHER                                           2600
  CORNING                         SOLE                  32885
  CORNING                         SOLE                                            16500
  CORNING                         DEFINED               2700
  CORNING                         OTHER                 16765
  CORNING                         OTHER                                           500
  COSTCO WHSL NEW                 SOLE                  2800
  COSTCO WHSL NEW                 DEFINED               2100
  COX COMMUNICATIONS NEW CLASS A  SOLE                                            11436
  CRIIMI MAE                      SOLE                  12558
  CYPRESS SEMICONDUCTOR           SOLE                  9100
  DANA                            SOLE                  7400
  DANA                            DEFINED                                         464
  DANA                            OTHER                 1185
  DANAHER                         SOLE                  5680
  DANAHER                         DEFINED                                         1600
  DARDEN RESTAURANTS              SOLE                  500
  DARDEN RESTAURANTS              SOLE                                            1000
  DARDEN RESTAURANTS              OTHER                 10512
  DECS TR VI                      SOLE                  20000
  DEERE                           SOLE                  153662
  DEERE                           SOLE                                            3600
  DEERE                           OTHER                 9800
  DEERE                           OTHER                                           8400
  DELL COMPUTER                   SOLE                  460242
  DELL COMPUTER                   SOLE                                            97052
  DELL COMPUTER                   DEFINED               67874
  DELL COMPUTER                   DEFINED                                         1700
  DELL COMPUTER                   OTHER                 26603
  DELL COMPUTER                   OTHER                              2800
  DELL COMPUTER                   OTHER                                           18006
  DELPHI AUTOMOTIVE SYS           SOLE                  8997
  DELPHI AUTOMOTIVE SYS           SOLE                                            558
  DELPHI AUTOMOTIVE SYS           DEFINED               811
  DELPHI AUTOMOTIVE SYS           OTHER                 2194
  DELPHI AUTOMOTIVE SYS           OTHER                                           1186
  DISNEY WALT                     SOLE                  464626
  DISNEY WALT                     SOLE                                            90791
  DISNEY WALT                     DEFINED               8377
  DISNEY WALT                     DEFINED                                         1600
  DISNEY WALT                     OTHER                 46299
  DISNEY WALT                     OTHER                                           24020
  DISNEY WALT                     DEF/OTH               150
  DOLLAR TREE STORES              SOLE                  67075
  DOMINION RES VA                 SOLE                  44066
  DOMINION RES VA                 SOLE                                            6052
  DOMINION RES VA                 DEFINED               450
  DOMINION RES VA                 OTHER                 677
  DOMINION RES VA                 OTHER                                           1025
  DONALDSON LUFKIN & JENRETTE     SOLE                  18926
  DOVER                           SOLE                  2090
  DOVER                           SOLE                                            11200
  DOVER                           DEFINED               2000
  DOVER                           OTHER                 3520
  DOW CHEMICAL                    SOLE                  14474
  DOW CHEMICAL                    SOLE                                            3657
  DOW CHEMICAL                    DEFINED               525
  DOW CHEMICAL                    OTHER                 9379
  DOW CHEMICAL                    OTHER                                           11300
  DU PONT E I DE NEMOURS          SOLE                  363051
  DU PONT E I DE NEMOURS          SOLE                                            28928
  DU PONT E I DE NEMOURS          DEFINED               6817
  DU PONT E I DE NEMOURS          DEFINED                                         1550
  DU PONT E I DE NEMOURS          OTHER                 76294
  DU PONT E I DE NEMOURS          OTHER                                           30556
  DU PONT E I DE NEMOURS          DEF/OTH               300
  DUKE ENERGY                     SOLE                  20577
  DUKE ENERGY                     SOLE                                            12297
  DUKE ENERGY                     DEFINED               1300
  DUKE ENERGY                     DEFINED                                         850
  DUKE ENERGY                     OTHER                 6400
  DUKE ENERGY                     OTHER                                           3750
  DUKE RLTY INVTS                 SOLE                  610
  DUKE RLTY INVTS                 SOLE                                            10000
  DUN & BRADSTREET                SOLE                  33497
  DUN & BRADSTREET                OTHER                                           2680
  EMC                             SOLE                  232975
  EMC                             SOLE                                            24650
  EMC                             DEFINED               3870
  EMC                             DEFINED                                         100
  EMC                             OTHER                 13511
  EMC                             OTHER                              1200
  EMC                             OTHER                                           1935
  ENSCO INTL                      SOLE                  5200
  ENSCO INTL                      DEFINED               500
  E-TEK DYNAMICS                  SOLE                  1400
  E-TEK DYNAMICS                  SOLE                                            2150
  E'TOWN                          SOLE                  3950
  E'TOWN                          SOLE                                            582
  E'TOWN                          OTHER                 1129
  E'TOWN                          OTHER                                           600
  EASTERN ENTERPRISES             SOLE                                            3551
  EASTERN ENTERPRISES             DEFINED               25
  EASTMAN KODAK                   SOLE                  9072
  EASTMAN KODAK                   SOLE                                            1778
  EASTMAN KODAK                   OTHER                 4408
  EASTMAN KODAK                   OTHER                                           700
  EBAY                            SOLE                  3050
  EDINBERG                        OTHER                                           82
  EDULINK                         SOLE                  25000
  EL PASO ENERGY                  SOLE                  30000
  EL PASO ENERGY DEL              SOLE                  45641
  EL PASO ENERGY DEL              OTHER                 5600
  ELAN PLC                        SOLE                  50100
  ELAN PLC                        SOLE                                            1000
  ELAN PLC                        OTHER                 3900
  ELECTRONIC DATA SYSTEMS         SOLE                  341314
  ELECTRONIC DATA SYSTEMS         SOLE                                            31200
  ELECTRONIC DATA SYSTEMS         DEFINED               11543
  ELECTRONIC DATA SYSTEMS         DEFINED                                         1200
  ELECTRONIC DATA SYSTEMS         OTHER                 26023
  ELECTRONIC DATA SYSTEMS         OTHER                              1400
  ELECTRONIC DATA SYSTEMS         OTHER                                           5310
  EMERSON ELEC                    SOLE                  190742
  EMERSON ELEC                    SOLE                                            15598
  EMERSON ELEC                    OTHER                 19765
  EMERSON ELEC                    OTHER                                           20000
  ENERGY EAST                     SOLE                  2430
  ENERGY EAST                     SOLE                                            25099
  ENERGY EAST                     OTHER                 200
  ENGELHARD                       SOLE                  27787
  ENGELHARD                       SOLE                                            1050
  ENGELHARD                       DEFINED               4900
  ENGELHARD                       OTHER                 14100
  ENGELHARD                       OTHER                                           12400
  ENRON                           SOLE                  893796
  ENRON                           SOLE                                            68875
  ENRON                           DEFINED               14576
  ENRON                           DEFINED                                         1800
  ENRON                           OTHER                 66828
  ENRON                           OTHER                                           5434
  ENRON                           DEF/OTH               300
  EQUIFAX                         SOLE                  27112
  EQUITY INCOME FUND              SOLE                  3367
  EQUITY INCOME FUND              DEFINED               534
  EQUITY INCOME FUND              DEFINED                                         100
  EQUITY INCOME FUND              OTHER                 3900
  EQUITY INV FD                   SOLE                  31740
  ERICSSON                        SOLE                  39990
  ERICSSON                        SOLE                                            6850
  ERICSSON                        DEFINED               3400
  ERICSSON                        OTHER                 1300
  ERICSSON                        OTHER                                           7000
  EXXON MOBIL                     SOLE                  869730
  EXXON MOBIL                     SOLE                                            108107
  EXXON MOBIL                     DEFINED               25300
  EXXON MOBIL                     DEFINED                                         9077
  EXXON MOBIL                     OTHER                 307781
  EXXON MOBIL                     OTHER                              4536
  EXXON MOBIL                     OTHER                                           83253
  EXXON MOBIL                     DEF/OTH               541
  FPL                             SOLE                  126240
  FPL                             SOLE                                            7450
  FPL                             DEFINED                                         100
  FPL                             OTHER                 5940
  FPL                             OTHER                                           700
  FT UNIT                         SOLE                  10307
  FANNIE MAE                      SOLE                  268360
  FANNIE MAE                      SOLE                                            45350
  FANNIE MAE                      DEFINED                                         500
  FANNIE MAE                      OTHER                 15726
  FANNIE MAE                      OTHER                                           2300
  FEDERATED INDEX TR              SOLE                  6873
  FEDERATED INDEX TR              OTHER                 3476
  FEDEX                           SOLE                  4200
  FEDEX                           SOLE                                            4500
  FEDEX                           DEFINED               600
  FIDELITY                        SOLE                  6219
  FIDELITY                        OTHER                                           22354
  FIRST DATA                      SOLE                  4397
  FIRST DATA                      SOLE                                            500
  FIRST DATA                      OTHER                 1000
  FIRST SEC DEL                   OTHER                 10800
  FIRST SEC DEL                   OTHER                                           11250
  FIRST UNION                     SOLE                  198236
  FIRST UNION                     SOLE                                            11991
  FIRST UNION                     DEFINED               9188
  FIRST UNION                     DEFINED                                         460
  FIRST UNION                     OTHER                 59927
  FIRST UNION                     OTHER                                           18370
  FIRST UNION                     DEF/OTH               321
  FIRST UNION                     SOLE                  300000
  FLEETBOSTON FINANCIAL           SOLE                  11419
  FLEETBOSTON FINANCIAL           SOLE                                            800
  FLEETBOSTON FINANCIAL           OTHER                 12255
  FLEETBOSTON FINANCIAL           OTHER                                           7200
  FLEMINGTON FUR                  SOLE                  93234
  FLEMINGTON FUR                  SOLE                  71914
  FLORIDA                         SOLE                  11700
  FLORIDA                         DEFINED               150
  FLORIDA                         OTHER                 3900
  FLORIDA                         OTHER                                           450
  FLUOR                           SOLE                  7080
  FORD MOTOR DEL                  SOLE                  48805
  FORD MOTOR DEL                  SOLE                                            7300
  FORD MOTOR DEL                  DEFINED                                         1000
  FORD MOTOR DEL                  OTHER                 2920
  FORD MOTOR DEL                  OTHER                                           1400
  FORTUNE BRANDS                  SOLE                  17350
  FORTUNE BRANDS                  SOLE                                            400
  FORTUNE BRANDS                  DEFINED               800
  FORTUNE BRANDS                  OTHER                 8148
  FRANKLIN INTERNATIONAL          OTHER                                           4316
  FRANKLIN RESOURCES              SOLE                  10080
  FRANKLIN RESOURCES              SOLE                                            500
  FRANKLIN RESOURCES              DEFINED               337
  FRANKLIN RESOURCES              OTHER                 7759
  FULTON FINL PA                  SOLE                  33000
  GPU                             SOLE                  10951
  GPU                             SOLE                                            7180
  GPU                             DEFINED               488
  GPU                             DEFINED                                         750
  GPU                             OTHER                 30488
  GPU                             OTHER                                           850
  GTE                             SOLE                  128109
  GTE                             SOLE                                            19867
  GTE                             DEFINED               3300
  GTE                             OTHER                 50707
  GTE                             OTHER                                           2550
  GALLAHER GROUP                  SOLE                  10450
  GALLAHER GROUP                  OTHER                 5878
  GANNETT                         SOLE                  162291
  GANNETT                         SOLE                                            13900
  GANNETT                         DEFINED               1600
  GANNETT                         OTHER                 16000
  GANNETT                         OTHER                                           400
  GAP STORES                      SOLE                  178757
  GAP STORES                      SOLE                                            17175
  GAP STORES                      DEFINED               1012
  GATEWAY                         SOLE                  650
  GATEWAY                         OTHER                 1500
  GATEWAY                         OTHER                              2000
  GENERAL ELECTRIC                SOLE                  951548
  GENERAL ELECTRIC                SOLE                                            180222
  GENERAL ELECTRIC                DEFINED               31402
  GENERAL ELECTRIC                DEFINED                                         13050
  GENERAL ELECTRIC                OTHER                 287381
  GENERAL ELECTRIC                OTHER                              2800
  GENERAL ELECTRIC                OTHER                                           140222
  GENERAL ELECTRIC                DEF/OTH               300
  GENERAL MILLS                   SOLE                  14700
  GENERAL MILLS                   SOLE                                            832
  GENERAL MILLS                   DEFINED               2768
  GENERAL MILLS                   OTHER                 33140
  GENERAL MILLS                   OTHER                                           4928
  GENERAL MOTORS                  SOLE                  15191
  GENERAL MOTORS                  SOLE                                            1776
  GENERAL MOTORS                  DEFINED               1162
  GENERAL MOTORS                  OTHER                 3448
  GENERAL MOTORS                  OTHER                                           2200
  GENUINE PARTS                   SOLE                  6750
  GENUINE PARTS                   SOLE                                            900
  GENUINE PARTS                   OTHER                 5775
  GENZYME                         SOLE                  13600
  GENZYME                         OTHER                 2800
  GEORGIA PACIFIC                 SOLE                  9580
  GEORGIA PACIFIC                 DEFINED                                         800
  GEORGIA PACIFIC                 OTHER                 3800
  GEORGIA PACIFIC                 OTHER                                           3200
  GILLETTE                        SOLE                  105233
  GILLETTE                        SOLE                                            52892
  GILLETTE                        DEFINED               9479
  GILLETTE                        OTHER                 24987
  GILLETTE                        OTHER                                           2141
  GLAXO                           SOLE                  170170
  GLAXO                           SOLE                                            4064
  GLAXO                           OTHER                 11510
  GLIMCHER REALTY TRUST           OTHER                 10950
  GOLDMAN SACHS GROUP             SOLE                  3100
  GOVERNMENT SECURITIES INCOME FD SOLE                                            88334
  GUIDANT                         SOLE                  52643
  GUIDANT                         OTHER                 3276
  HALLIBURTON                     SOLE                  17380
  HALLIBURTON                     SOLE                                            2500
  HALLIBURTON                     OTHER                 3800
  HALLIBURTON                     OTHER                                           1600
  HARCOURT GENERAL                SOLE                  28000
  HARCOURT GENERAL                OTHER                 1000
  HARLEY DAVIDSON                 SOLE                  87895
  HARLEY DAVIDSON                 SOLE                                            8000
  HARLEY DAVIDSON                 OTHER                 1200
  HARTFORD FINANCIAL SERVICES     SOLE                  20020
  HARTFORD FINANCIAL SERVICES     DEFINED               1508
  HARTFORD FINANCIAL SERVICES     OTHER                 6980
  HARTFORD FINANCIAL SERVICES     OTHER                                           1000
  THE HARVILL PRESS LIMITED       OTHER                 18625
  HEALTHEON/WEBMD                 SOLE                  9500
  HEINEKEN NV ADR                 SOLE                                            6500
  HEINZ H J                       SOLE                  20051
  HEINZ H J                       SOLE                                            4950
  HEINZ H J                       DEFINED               900
  HEINZ H J                       DEFINED                                         300
  HEINZ H J                       OTHER                 14915
  HEINZ H J                       OTHER                                           2350
  HELIX TECHNOLOGY                OTHER                 7800
  HELIX TECHNOLOGY                OTHER                                           7200
  HERCULES                        SOLE                  14306
  HERCULES                        OTHER                 1900
  HERSHEY FOODS                   SOLE                  12986
  HERSHEY FOODS                   SOLE                                            1525
  HERSHEY FOODS                   DEFINED               600
  HERSHEY FOODS                   OTHER                 4000
  HEWLETT PACKARD                 SOLE                  246061
  HEWLETT PACKARD                 SOLE                                            19135
  HEWLETT PACKARD                 DEFINED               2035
  HEWLETT PACKARD                 DEFINED                                         1500
  HEWLETT PACKARD                 OTHER                 45283
  HEWLETT PACKARD                 OTHER                                           3950
  HEWLETT PACKARD                 DEF/OTH               200
  HOME DEPOT                      SOLE                  501630
  HOME DEPOT                      SOLE                                            79303
  HOME DEPOT                      DEFINED               25539
  HOME DEPOT                      DEFINED                                         2475
  HOME DEPOT                      OTHER                 87219
  HOME DEPOT                      OTHER                              2250
  HOME DEPOT                      OTHER                                           8117
  HONEYWELL INTERNATIONAL         SOLE                  137679
  HONEYWELL INTERNATIONAL         SOLE                                            16637
  HONEYWELL INTERNATIONAL         DEFINED               1200
  HONEYWELL INTERNATIONAL         OTHER                 11020
  HOOPER HOLMES                   SOLE                  15125
  HOST MARRIOTT (REIT)            OTHER                 13709
  HOUSEHOLD INTERNATIONAL         SOLE                  83137
  HOUSEHOLD INTERNATIONAL         SOLE                                            797
  HOUSEHOLD INTERNATIONAL         OTHER                 5573
  IMS HEALTH                      SOLE                  29602
  IMS HEALTH                      SOLE                                            8000
  IMS HEALTH                      DEFINED               2400
  IMS HEALTH                      OTHER                 800
  IMS HEALTH                      OTHER                                           5360
  ILLINOIS TOOL WORKS             SOLE                  21779
  ILLINOIS TOOL WORKS             SOLE                                            700
  ILLINOIS TOOL WORKS             DEFINED               297
  ILLINOIS TOOL WORKS             OTHER                 9418
  ILLINOIS TOOL WORKS             OTHER                                           29285
  IMPERIAL OIL                    SOLE                                            6600
  IMPERIAL OIL                    OTHER                 5100
  INFORMIX                        SOLE                  13300
  INFORMIX                        SOLE                                            300
  INFORMIX                        DEFINED               1000
  INGERSOLL RAND                  SOLE                  182543
  INGERSOLL RAND                  SOLE                                            3912
  INGERSOLL RAND                  OTHER                 2100
  INTEL                           SOLE                  646032
  INTEL                           SOLE                                            91650
  INTEL                           DEFINED               13579
  INTEL                           DEFINED                                         1600
  INTEL                           OTHER                 94962
  INTEL                           OTHER                              1200
  INTEL                           OTHER                                           32116
  INTL BUSINESS MACHINES          SOLE                  247531
  INTL BUSINESS MACHINES          SOLE                                            329602
  INTL BUSINESS MACHINES          DEFINED               1394
  INTL BUSINESS MACHINES          DEFINED                                         9360
  INTL BUSINESS MACHINES          OTHER                 56473
  INTL BUSINESS MACHINES          OTHER                                           19495
  INTL FLAVORS & FRAGRANCES       SOLE                  1500
  INTL FLAVORS & FRAGRANCES       SOLE                                            4500
  INTL FLAVORS & FRAGRANCES       DEFINED               2500
  INTL FLAVORS & FRAGRANCES       OTHER                 1000
  INTERNATIONAL INTERNET          SOLE                  20000
  INTERNATIONAL PAPER             SOLE                  9528
  INTERNATIONAL PAPER             DEFINED                                         297
  INTERNATIONAL PAPER             OTHER                 4642
  INTERPUBLIC GROUP               SOLE                  181000
  INTERPUBLIC GROUP               SOLE                                            3600
  JDS UNIPHASE                    SOLE                  15574
  JDS UNIPHASE                    SOLE                                            400
  JANUS                           SOLE                  112500
  JOHNSON & JOHNSON               SOLE                  528468
  JOHNSON & JOHNSON               SOLE                                            63700
  JOHNSON & JOHNSON               DEFINED               14944
  JOHNSON & JOHNSON               DEFINED                                         1100
  JOHNSON & JOHNSON               OTHER                 95647
  JOHNSON & JOHNSON               OTHER                              400
  JOHNSON & JOHNSON               OTHER                                           43997
  JUNIPER NETWORKS                SOLE                  3050
  JUNIPER NETWORKS                SOLE                  500000
  KELLOGG                         SOLE                  4800
  KELLOGG                         OTHER                                           128000
  KEMPER MUN BD FD SH BEN INT     SOLE                  18704
  KEMPER GOVT SECS TR             SOLE                  10000
  KEYCORP                         SOLE                  7482
  KEYCORP                         DEFINED               400
  KEYCORP                         OTHER                 3120
  KEYSPAN                         SOLE                  2869
  KEYSPAN                         SOLE                                            5756
  KEYSPAN                         DEFINED               1000
  KEYSPAN                         OTHER                 1128
  KIMBERLY CLARK                  SOLE                  211557
  KIMBERLY CLARK                  SOLE                                            14300
  KIMBERLY CLARK                  DEFINED               3056
  KIMBERLY CLARK                  OTHER                 11380
  KIMBERLY CLARK                  OTHER                                           400
  KIMBERLY CLARK                  DEF/OTH               100
  KIMCO REALTY                    SOLE                  1000
  KIMCO REALTY                    SOLE                                            7300
  KOHL'S                          SOLE                  62000
  KONINKLIJKE PHILLIPS ELECTRONICSSOLE                  11990
  KONINKLIJKE PHILLIPS ELECTRONICSOTHER                 1472
  KROGER                          SOLE                  40000
  KROGER                          OTHER                                           5000
  ESTEE LAUDER AUTO EXCH SEC TR IISOLE                  17000
  ESTEE LAUDER COMPANIES-CL A     SOLE                  3540
  ESTEE LAUDER COMPANIES-CL A     SOLE                                            800
  ESTEE LAUDER COMPANIES-CL A     OTHER                 1230
  LEHMAN BROS                     SOLE                  2757
  LEHMAN BROS                     OTHER                 4175
  LEHMAN BROS                     OTHER                                           399
  LEVITZ FURNITURE                SOLE                  20000
  LIBERTY PPTY TR                 SOLE                  6995
  LIBERTY PPTY TR                 DEFINED                                         500
  LIBERTY PPTY TR                 OTHER                 9625
  LILLY ELI                       SOLE                  15661
  LILLY ELI                       SOLE                                            1150
  LILLY ELI                       OTHER                 7524
  LILLY ELI                       OTHER                                           2300
  LIMITED                         SOLE                  81900
  LIMITED                         SOLE                                            500
  LIMITED                         OTHER                 3650
  LINCOLN NATL                    SOLE                  70000
  LINEAR TECHNOLOGY               SOLE                  9300
  LITHIUM TECHNOLOGY              SOLE                  10000
  LOCKHEED MARTIN                 SOLE                  8512
  LOCKHEED MARTIN                 SOLE                                            2950
  LOCKHEED MARTIN                 OTHER                 800
  LUCENT TECHNOLOGIES             SOLE                  835094
  LUCENT TECHNOLOGIES             SOLE                                            106171
  LUCENT TECHNOLOGIES             DEFINED               24518
  LUCENT TECHNOLOGIES             DEFINED                                         5498
  LUCENT TECHNOLOGIES             OTHER                 118161
  LUCENT TECHNOLOGIES             OTHER                              1300
  LUCENT TECHNOLOGIES             OTHER                                           18606
  LUCENT TECHNOLOGIES             DEF/OTH               400
  MBIA                            SOLE                  1550
  MBIA                            SOLE                                            2000
  MBIA                            DEFINED               725
  MBIA                            OTHER                 400
  MBNA                            SOLE                  35350
  MBNA                            SOLE                                            7526
  MBNA                            DEFINED               12320
  MBNA                            OTHER                 14773
  MBNA                            OTHER                                           3600
  MCI CAPITAL I                   SOLE                  7700
  MCI CAPITAL I                   SOLE                                            500
  MCI CAPITAL I                   DEFINED               500
  MCI CAPITAL I                   OTHER                 4200
  MCI WORLDCOM                    SOLE                  444664
  MCI WORLDCOM                    SOLE                                            62655
  MCI WORLDCOM                    DEFINED               17262
  MCI WORLDCOM                    DEFINED                                         1450
  MCI WORLDCOM                    OTHER                 67905
  MCI WORLDCOM                    OTHER                              3000
  MCI WORLDCOM                    OTHER                                           4186
  MCI WORLDCOM                    DEF/OTH               150
  MFS INTER INCOME TR             SOLE                  11057
  MGI PHARMA                      OTHER                 10000
  MPTV                            SOLE                  50000
  MARSH & MCLENNAN                SOLE                  57245
  MARSH & MCLENNAN                OTHER                 900
  MARSHALL & ILSELY               SOLE                  4000
  MARRIOTT INTERNATIONAL          SOLE                  3400
  MARRIOTT INTERNATIONAL          OTHER                 15300
  MASCO                           SOLE                  19836
  MASCO                           SOLE                                            2900
  MASCO                           OTHER                 12500
  MASCO                           OTHER                                           800
  MATTEL                          SOLE                  236601
  MATTEL                          SOLE                                            20100
  MATTEL                          OTHER                 3287
  MAXYGEN                         SOLE                  7000
  MAXYGEN                         OTHER                 33334
  MAY DEPT STORES                 SOLE                  27278
  MAY DEPT STORES                 SOLE                                            750
  MAY DEPT STORES                 DEFINED               1500
  MAY DEPT STORES                 DEFINED                                         750
  MAY DEPT STORES                 OTHER                 13054
  MAY DEPT STORES                 OTHER                                           26322
  MCDONALDS                       SOLE                  52968
  MCDONALDS                       SOLE                                            12900
  MCDONALDS                       OTHER                 4660
  MCDONALDS                       OTHER                                           6400
  MCGRAW HILL                     SOLE                  61856
  MCGRAW HILL                     OTHER                 8500
  MCGRAW HILL                     OTHER                                           6400
  MEDAREX                         SOLE                  5182
  MEDIAONE GROUP                  SOLE                  15689
  MEDIAONE GROUP                  SOLE                                            794
  MEDIAONE GROUP                  DEFINED               225
  MEDIAONE GROUP                  OTHER                 6149
  MEDIAONE GROUP                  OTHER                                           200
  MEDIMMUNE                       SOLE                  1500
  MEDIMMUNE                       OTHER                 1600
  MEDTECH DIAGNOSITCS             SOLE                  50000
  MEDTRONICS                      SOLE                  6584
  MEDTRONICS                      SOLE                                            10100
  MEDTRONICS                      DEFINED               1000
  MEDTRONICS                      OTHER                 4400
  MELLON FINANCIAL                SOLE                  76594
  MELLON FINANCIAL                SOLE                                            5800
  MELLON FINANCIAL                OTHER                 46400
  MERCK                           SOLE                  847224
  MERCK                           SOLE                                            234855
  MERCK                           DEFINED               22975
  MERCK                           DEFINED                                         2826
  MERCK                           OTHER                 206846
  MERCK                           OTHER                              204480
  MERCK                           OTHER                                           91420
  MERCK                           DEF/OTH               300
  MERRILL LYNCH                   SOLE                  13190
  MERRILL LYNCH                   SOLE                                            7150
  MERRILL LYNCH                   OTHER                 3020
  MERRILL LYNCH                   OTHER                              250
  MICHIGAN ST HIGHER ED STUDENT   SOLE                  950000
  MICROSOFT                       SOLE                  649136
  MICROSOFT                       SOLE                                            117556
  MICROSOFT                       DEFINED               19184
  MICROSOFT                       DEFINED                                         2800
  MICROSOFT                       OTHER                 97302
  MICROSOFT                       OTHER                              1620
  MICROSOFT                       OTHER                                           45542
  MICROSOFT                       DEF/OTH               100
  MICRON TECHNOLOGY               SOLE                  3800
  MIDCAP SPDR TR                  SOLE                  177500
  MINNESOTA MNG & MFG             SOLE                  119627
  MINNESOTA MNG & MFG             SOLE                                            16932
  MINNESOTA MNG & MFG             DEFINED               2300
  MINNESOTA MNG & MFG             OTHER                 17970
  MINNESOTA MNG & MFG             OTHER                                           3600
  MOLEX                           SOLE                  2820
  MOLEX                           DEFINED               2133
  MOLEX                           OTHER                 1152
  MONSANTO                        SOLE                  30960
  MONSANTO                        SOLE                                            5900
  MONSANTO                        OTHER                 12550
  MONSANTO                        OTHER                                           7000
  MONY GROUP                      SOLE                  112
  MONY GROUP                      SOLE                                            7000
  MORGAN J P                      SOLE                  110977
  MORGAN J P                      SOLE                                            12925
  MORGAN J P                      DEFINED               1150
  MORGAN J P                      DEFINED                                         600
  MORGAN J P                      OTHER                 16375
  MORGAN J P                      OTHER                                           4100
  MORGAN STANLEY                  SOLE                  262360
  MORGAN STANLEY                  SOLE                                            26956
  MORGAN STANLEY                  DEFINED               10856
  MORGAN STANLEY                  DEFINED                                         1300
  MORGAN STANLEY                  OTHER                 21900
  MORGAN STANLEY                  OTHER                                           1440
  MOTOROLA                        SOLE                  174008
  MOTOROLA                        SOLE                                            13253
  MOTOROLA                        DEFINED               3500
  MOTOROLA                        OTHER                 15150
  MOTOROLA                        OTHER                              800
  MOTOROLA                        OTHER                                           2800
  MUNIYIELD NJ FUND               SOLE                  5125
  MUNIYIELD NJ FUND               DEFINED               1126
  MUNIYIELD NJ FUND               OTHER                                           5150
  MURPHY OIL                      OTHER                 2769
  MURPHY OIL                      OTHER                                           1760
  NBCi                            SOLE                  17900
  NASDAQ- 100 SHARES              SOLE                  1360
  NASDAQ- 100 SHARES              SOLE                                            15775
  NASDAQ- 100 SHARES              DEFINED                                         400
  NATIONAL EQUITY TR              SOLE                  20526
  NATIONAL EQUITY TR              SOLE                  20324
  NATIONAL FUEL GAS               SOLE                  5800
  NATIONAL FUEL GAS               SOLE                                            1300
  NATIONAL FUEL GAS               DEFINED                                         300
  NATIONAL FUEL GAS               OTHER                 3880
  NATIONAL FUEL GAS               OTHER                                           800
  NATIONAL WESTMINSTER BANK PLC   SOLE                  5559
  NESTLE S A                      SOLE                  16850
  NESTLE S A                      SOLE                                            800
  NESTLE S A                      OTHER                 1600
  NETWORK APPLIANCE               SOLE                  54500
  NETWORK APPLIANCE               SOLE                                            600
  NEW JERSEY RESOURCES            SOLE                  6397
  NEW JERSEY RESOURCES            SOLE                                            100
  NEW JERSEY RESOURCES            OTHER                 500
  NEW SKY COMMUNICATIONS          SOLE                  185000
  NEW YORK REGL RAIL              SOLE                  34000
  NEWELL FINL TR I                SOLE                  35000
  NEWELL RUBBERMAID               SOLE                  21000
  NEXTEL COMMUNICATIONS           SOLE                  1760
  NOKIA                           SOLE                  190000
  NOKIA                           SOLE                                            15640
  NOKIA                           DEFINED               2438
  NOKIA                           DEFINED                                         400
  NOKIA                           OTHER                 15166
  NOKIA                           OTHER                              1600
  NOKIA                           OTHER                                           1430
  NOBLE DRILLING                  SOLE                  5450
  NORFOLK SOUTHERN                SOLE                  204990
  NORFOLK SOUTHERN                SOLE                                            3800
  NORFOLK SOUTHERN                DEFINED               4000
  NORFOLK SOUTHERN                OTHER                 3300
  NORFOLK SOUTHERN                OTHER                                           7080
  NORTEL NETWORKS                 SOLE                  16720
  NORTEL NETWORKS                 SOLE                                            6000
  NORTEL NETWORKS                 OTHER                 400
  NORTEL NETWORKS                 OTHER                                           350
  NORTH AMERICAN TRAINING         SOLE                  39217
  NORTHERN TRUST                  SOLE                  313874
  NORTHERN TRUST                  SOLE                                            32980
  NORTHERN TRUST                  DEFINED               8614
  NORTHERN TRUST                  DEFINED                                         1000
  NORTHERN TRUST                  OTHER                 26323
  NORTHERN TRUST                  OTHER                              1200
  NORTHERN TRUST                  OTHER                                           2717
  NOVELL                          SOLE                  19200
  NUVEEN MUN MKT OPPORTUNITY FD   SOLE                  9000
  NUVEEN MUN MKT OPPORTUNITY FD   OTHER                 6000
  OMNICOM GROUP                   SOLE                  34700
  OMNICOM GROUP                   OTHER                                           700
  ORACLE                          SOLE                  26824
  ORACLE                          SOLE                                            800
  ORACLE                          DEFINED               500
  ORACLE                          OTHER                 8500
  ORACLE                          OTHER                                           550
  PECO ENERGY                     SOLE                  11816
  PECO ENERGY                     SOLE                                            950
  PECO ENERGY                     OTHER                 300
  PIMCO ADVISORS HLGS L P         SOLE                  375
  PIMCO ADVISORS HLGS L P         DEFINED               1854
  PIMCO ADVISORS HLGS L P         OTHER                 17768
  PNC FINANCIAL SERVICES GROUP    SOLE                  20092
  PNC FINANCIAL SERVICES GROUP    SOLE                                            1540
  PNC FINANCIAL SERVICES GROUP    DEFINED               1149
  PNC FINANCIAL SERVICES GROUP    OTHER                 3557
  PNC FINANCIAL SERVICES GROUP    OTHER                                           512
  PPG                             SOLE                  60847
  PPG                             SOLE                                            1400
  PPG                             DEFINED               2300
  PPG                             OTHER                 5436
  PPG                             OTHER                                           1300
  PPL                             SOLE                  65550
  PPL                             SOLE                                            9270
  PPL                             DEFINED               400
  PPL                             OTHER                 10646
  PPL                             OTHER                                           600
  PARDEE RESOURCES                SOLE                  11400
  PARKER HANNIFIN                 SOLE                  13499
  PAYCHEX                         SOLE                  18946
  PAYCHEX                         SOLE                                            11529
  PAYCHEX                         DEFINED               4666
  PAYCHEX                         OTHER                 7832
  PENNEY J C                      SOLE                  37350
  PENNZOIL-QUAKER ST              SOLE                  2635
  PENNZOIL-QUAKER ST              OTHER                 6896
  PENNZOIL-QUAKER ST              OTHER                                           6560
  PEPSICO                         SOLE                  401477
  PEPSICO                         SOLE                                            44874
  PEPSICO                         DEFINED               5500
  PEPSICO                         OTHER                 104776
  PEPSICO                         OTHER                              1800
  PEPSICO                         OTHER                                           32840
  PERKINELMER                     DEFINED               4000
  PHARMACIA & UPJOHN              SOLE                  30557
  PHARMACIA & UPJOHN              SOLE                                            3818
  PHARMACIA & UPJOHN              DEFINED               1000
  PHARMACIA & UPJOHN              OTHER                 185
  PFIZER                          SOLE                  1106252
  PFIZER                          SOLE                                            112102
  PFIZER                          DEFINED               28862
  PFIZER                          DEFINED                                         9900
  PFIZER                          OTHER                 331256
  PFIZER                          OTHER                              1200
  PFIZER                          OTHER                                           79252
  PHILIP MORRIS                   SOLE                  82904
  PHILIP MORRIS                   SOLE                                            10800
  PHILIP MORRIS                   DEFINED               9670
  PHILIP MORRIS                   OTHER                 84916
  PHILIP MORRIS                   OTHER                                           29140
  PHILLIPS PETE                   SOLE                  4260
  PHILLIPS PETE                   DEFINED                                         300
  PHILLIPS PETE                   OTHER                 1285
  PITNEY BOWES                    SOLE                  95100
  PITNEY BOWES                    SOLE                                            3200
  PITNEY BOWES                    DEFINED                                         800
  PITNEY BOWES                    OTHER                 5900
  PLUCKEMIN CORNER                OTHER                 48
  PRAXAIR                         SOLE                  14280
  PRAXAIR                         SOLE                                            800
  PRAXAIR                         OTHER                 1726
  PRAXAIR                         DEF/OTH               309
  PREFORMED LINE PRODUCTS         SOLE                  36000
  PREMIER BANCORP                 SOLE                                            12978
  PROCTER & GAMBLE                SOLE                  275814
  PROCTER & GAMBLE                SOLE                                            34560
  PROCTER & GAMBLE                DEFINED               9582
  PROCTER & GAMBLE                OTHER                 61936
  PROCTER & GAMBLE                OTHER                              400
  PROCTER & GAMBLE                OTHER                                           31946
  PROGRESS SOFTWARE               SOLE                  26000
  PROGRESSIVE                     SOLE                  1920
  PROGRESSIVE                     DEFINED               240
  PROGRESSIVE                     OTHER                 480
  PROVIDIAN FINANCIAL             OTHER                 1298
  PROVIDIAN FINANCIAL             OTHER                                           2500
  PSINET                          SOLE                  34000
  PUBLIC SERVICE ENTERPRISE       SOLE                  62144
  PUBLIC SERVICE ENTERPRISE       SOLE                                            4965
  PUBLIC SERVICE ENTERPRISE       DEFINED               3324
  PUBLIC SERVICE ENTERPRISE       DEFINED                                         1000
  PUBLIC SERVICE ENTERPRISE       OTHER                 39211
  PUBLIC SERVICE ENTERPRISE       OTHER                                           9512
  PUBLIC SERVICE ENTERPRISE       DEF/OTH               3327
  QUAKER OATS                     SOLE                  2740
  QUAKER OATS                     SOLE                                            200
  QUAKER OATS                     DEFINED               1878
  QUAKER OATS                     OTHER                 1100
  QUALCOMM                        SOLE                  18250
  QUALCOMM                        SOLE                                            6200
  QUALCOMM                        OTHER                 2120
  QUESTAR                         OTHER                 13200
  QUESTAR                         OTHER                                           14000
  QWEST COMMUNICATIONS INTL       SOLE                  9724
  QWEST COMMUNICATIONS INTL       SOLE                                            1480
  QWEST COMMUNICATIONS INTL       OTHER                 3600
  QWEST COMMUNICATIONS INTL       OTHER                              1000
  RALSTON PURINA GROUP            SOLE                  2295
  RALSTON PURINA GROUP            OTHER                 7596
  RAYTHEON                        SOLE                  7955
  RAYTHEON                        SOLE                                            800
  RAYTHEON                        DEFINED               1000
  RAYTHEON                        DEFINED                                         400
  RAYTHEON                        OTHER                 2300
  RAYTHEON                        OTHER                                           14700
  READERS DIGEST FIN TR           SOLE                  46500
  READERS DIGEST FIN TR           OTHER                 1000
  REDBACK NETWORKS                SOLE                  2400
  RELIANCE GROUP HLDGS            SOLE                  200000
  RELIANT ENERGY                  SOLE                  4288
  RELIANT ENERGY                  DEFINED               1000
  RELIANT ENERGY                  OTHER                 3000
  RELIANT ENERGY                  OTHER                                           1500
  REPSOL SA SPONSORED ADR         SOLE                  7900
  REPSOL SA SPONSORED ADR         OTHER                 3000
  REYNOLDS METALS                 SOLE                  12800
  RITE AID                        SOLE                  9060
  RITE AID                        OTHER                 2000
  ROBERT HALF INTL                SOLE                  4540
  ROCKWELL INTL                   SOLE                  7871
  ROCKWELL INTL                   DEFINED               1200
  ROCKWELL INTL                   OTHER                 1900
  ROCKWELL INTL                   OTHER                                           2500
  ROCKWELL INTL                   DEF/OTH               1517
  ROHM & HAAS                     SOLE                  5400
  ROYAL DUTCH PETE                SOLE                  244491
  ROYAL DUTCH PETE                SOLE                                            16100
  ROYAL DUTCH PETE                DEFINED               3220
  ROYAL DUTCH PETE                OTHER                 49675
  ROYAL DUTCH PETE                OTHER                                           11900
  SBC COMMUNICATIONS              SOLE                  530328
  SBC COMMUNICATIONS              SOLE                                            59124
  SBC COMMUNICATIONS              DEFINED               20072
  SBC COMMUNICATIONS              DEFINED                                         3926
  SBC COMMUNICATIONS              OTHER                 156792
  SBC COMMUNICATIONS              OTHER                                           18199
  SBC COMMUNICATIONS              DEF/OTH               100
  SEI                             SOLE                  2000
  S&P 500 DEPOSITARY RECEIPT      SOLE                  1245
  S&P 500 DEPOSITARY RECEIPT      SOLE                                            31245
  SAFEWAY                         SOLE                  8450
  SAFEWAY                         OTHER                 450
  ST PAUL                         SOLE                  41212
  ST PAUL                         SOLE                                            4576
  ST PAUL                         OTHER                 600
  SANMINA                         SOLE                  28900
  SARA LEE                        SOLE                  337779
  SARA LEE                        SOLE                                            31100
  SARA LEE                        OTHER                 16700
  SARA LEE                        OTHER                              2970
  SASSOON INTL                    DEFINED                                         12500
  SCHERING PLOUGH                 SOLE                  379417
  SCHERING PLOUGH                 SOLE                                            186433
  SCHERING PLOUGH                 DEFINED               29795
  SCHERING PLOUGH                 DEFINED                                         3867
  SCHERING PLOUGH                 OTHER                 101401
  SCHERING PLOUGH                 OTHER                                           26244
  SCHLUMBERGER                    SOLE                  124170
  SCHLUMBERGER                    SOLE                                            23851
  SCHLUMBERGER                    DEFINED               500
  SCHLUMBERGER                    OTHER                 13104
  SCHLUMBERGER                    OTHER                                           1100
  SCHWAB CHARLES                  SOLE                  3900
  SCHWAB CHARLES                  OTHER                 1200
  SCIENTIFIC ATLANTA              SOLE                  6000
  SEAGRAMS                        OTHER                 7500
  SEAGRAMS                        SOLE                  35000
  SEARS                           SOLE                  16874
  SEARS                           SOLE                                            800
  SEARS                           DEFINED                                         500
  SEARS                           OTHER                 6489
  SEARS                           OTHER                                           400
  SELECTIVE INSURANCE             SOLE                                            16171
  SELECTIVE INSURANCE             OTHER                 5670
  SERVICE                         SOLE                  19000
  SERVICEMASTER                   SOLE                  2177
  SERVICEMASTER                   SOLE                                            1012
  SERVICEMASTER                   DEFINED                                         2655
  SERVICEMASTER                   OTHER                 5314
  SHELL                           SOLE                  3400
  SHELL                           SOLE                                            3900
  SHELL                           OTHER                 248
  SHERWIN-WILLIAMS                SOLE                  15000
  SHERWIN-WILLIAMS                OTHER                 9600
  SIEBEL SYS                      SOLE                  3450
  SKYLANDS FINL                   SOLE                  17055
  SMITHKLINE BEECHAM              SOLE                  279450
  SMITHKLINE BEECHAM              SOLE                                            10000
  SMITHKLINE BEECHAM              DEFINED               100
  SMITHKLINE BEECHAM              DEFINED                                         2640
  SMITHKLINE BEECHAM              OTHER                 19975
  SMITHKLINE BEECHAM              DEF/OTH               100
  SOLECTRON                       SOLE                  29200
  SOLECTRON                       SOLE                                            21000
  SOLECTRON                       DEFINED               1200
  SOLECTRON                       OTHER                 1500
  SOLECTRON                       OTHER                              1600
  SOLECTRON                       OTHER                                           600
  SOUTHERN                        SOLE                  34942
  SOUTHERN                        SOLE                                            9666
  SOUTHERN                        DEFINED               1000
  SOUTHERN                        DEFINED                                         500
  SOUTHERN                        OTHER                 7066
  SOUTHERN                        OTHER                                           3750
  SOVEREIGN BANCORP               SOLE                  19395
  SOVEREIGN BANCORP               SOLE                                            7084
  SOVEREIGN BANCORP               DEFINED               1200
  SOVEREIGN BANCORP               DEFINED                                         3000
  SOVEREIGN BANCORP               OTHER                 2152
  SPRINT                          SOLE                  26342
  SPRINT                          SOLE                                            12860
  SPRINT                          DEFINED               3425
  SPRINT                          OTHER                 4100
  SPRINT                          SOLE                  3420
  SPRINT                          DEFINED               400
  SPRINT                          OTHER                 1200
  STAPLES                         SOLE                  463638
  STAPLES                         SOLE                                            18030
  STAPLES                         DEFINED               24225
  STAPLES                         DEFINED                                         6615
  STAPLES                         OTHER                 13600
  STARBUCKS                       SOLE                  5000
  STARBUCKS                       OTHER                              1400
  STATE STR                       SOLE                  1100
  STATE STR                       SOLE                                            4600
  STATEN IS BANCORP INC           SOLE                  51441
  STATEN IS BANCORP INC           OTHER                                           5503
  STRYKER                         SOLE                  3000
  SUIZA FOODS                     SOLE                  5000
  SUMMIT BANCORP                  SOLE                  5095398
  SUMMIT BANCORP                  SOLE                                            95930
  SUMMIT BANCORP                  DEFINED               178577
  SUMMIT BANCORP                  DEFINED                                         8653
  SUMMIT BANCORP                  OTHER                 450980
  SUMMIT BANCORP                  OTHER                              3442
  SUMMIT BANCORP                  OTHER                                           99160
  SUMMIT BANCORP                  DEF/OTH               14300
  SUN MICROSYSTEMS                SOLE                  67426
  SUN MICROSYSTEMS                SOLE                                            400
  SUN MICROSYSTEMS                DEFINED               330
  SUN MICROSYSTEMS                OTHER                 11453
  SUN MICROSYSTEMS                OTHER                                           250
  SYMANTEC                        SOLE                  10500
  SYMANTEC                        SOLE                                            412
  SYMYX TECHNOLOGIES              SOLE                  12962
  SYMYX TECHNOLOGIES              OTHER                 38888
  SYQUEST TECHNOLOGY              SOLE                  10875
  SYSCO                           SOLE                  42038
  SYSCO                           SOLE                                            6000
  SYSCO                           DEFINED               3400
  SYSCO                           OTHER                 9268
  SYSCO                           OTHER                                           19800
  TECO ENERGY                     OTHER                 11100
  TEPPCO PARTNERS LP              SOLE                                            8000
  TEPPCO PARTNERS LP              OTHER                 3400
  TRW                             SOLE                  3160
  TRW                             SOLE                                            1600
  TARGET                          SOLE                  142675
  TARGET                          SOLE                                            14940
  TARGET                          OTHER                 18900
  TARGET                          OTHER                                           4200
  TEKTRONIX                       SOLE                  3450
  TEKTRONIX                       OTHER                 2325
  TELESERVICES INTERNET GROUP     SOLE                  10000
  TELLABS                         SOLE                  135495
  TELLABS                         SOLE                                            600
  TELLABS                         OTHER                 300
  A T & T SH                      OTHER                 1400
  TEXACO                          SOLE                  84978
  TEXACO                          SOLE                                            15091
  TEXACO                          DEFINED               3484
  TEXACO                          DEFINED                                         2000
  TEXACO                          OTHER                 14004
  TEXACO                          OTHER                                           2700
  TEXAS INSTRUMENTS               SOLE                  201703
  TEXAS INSTRUMENTS               SOLE                                            38035
  TEXAS INSTRUMENTS               DEFINED               3180
  TEXAS INSTRUMENTS               DEFINED                                         1000
  TEXAS INSTRUMENTS               OTHER                 6625
  TEXAS INSTRUMENTS               OTHER                                           2100
  TEXAS UTILS                     SOLE                  11148
  TEXAS UTILS                     SOLE                                            300
  TEXAS UTILS                     DEFINED                                         1000
  TEXAS UTILS                     OTHER                 11730
  TEXAS UTILS                     OTHER                                           9250
  TEXTRON                         SOLE                  177349
  TEXTRON                         SOLE                                            14600
  TEXTRON                         DEFINED               200
  TEXTRON                         DEFINED                                         1300
  TEXTRON                         OTHER                 8920
  THOMAS & BETTS                  SOLE                  64220
  THOMAS & BETTS                  OTHER                 113108
  3 COM                           SOLE                  166025
  3 COM                           SOLE                                            1400
  3 COM                           DEFINED               1000
  3 COM                           OTHER                 6800
  3 COM                           OTHER                                           75
  TIFFANY                         SOLE                  3000
  TIFFANY                         SOLE                                            400
  TIME WARNER                     SOLE                  208375
  TIME WARNER                     SOLE                                            21020
  TIME WARNER                     DEFINED               600
  TIME WARNER                     OTHER                 13750
  TIME WARNER                     OTHER                                           600
  TIMES MIRROR                    SOLE                                            2789
  TRICON GLOBAL RESTAURANTS       SOLE                  8094
  TRICON GLOBAL RESTAURANTS       SOLE                                            602
  TRICON GLOBAL RESTAURANTS       DEFINED               80
  TRICON GLOBAL RESTAURANTS       OTHER                 4197
  TRICON GLOBAL RESTAURANTS       OTHER                              400
  TRICON GLOBAL RESTAURANTS       OTHER                                           1054
  TRIBUNE                         SOLE                                            900
  TRIBUNE                         DEFINED               9600
  TYCO INTL                       SOLE                  558815
  TYCO INTL                       SOLE                                            83562
  TYCO INTL                       DEFINED               20910
  TYCO INTL                       DEFINED                                         2700
  TYCO INTL                       OTHER                 38858
  TYCO INTL                       OTHER                                           9778
  USG                             SOLE                  5200
  UNCOMMON VALUES UNIT TR 1985    SOLE                  48752
  UNILEVER N V NEW YORK SHS       SOLE                  126891
  UNILEVER N V NEW YORK SHS       SOLE                                            3075
  UNILEVER N V NEW YORK SHS       OTHER                 8567
  UNION PACIFIC                   SOLE                  185894
  UNION PACIFIC                   SOLE                                            1100
  UNION PACIFIC                   DEFINED               1200
  UNION PACIFIC                   DEFINED                                         400
  UNION PACIFIC                   OTHER                 15720
  UNION PACIFIC                   OTHER                                           200
  UNION PAC RES GROUP             SOLE                  70939
  UNION PAC RES GROUP             SOLE                                            169
  UNION PAC RES GROUP             DEFINED                                         338
  UNION PAC RES GROUP             OTHER                 1522
  UNITED DOMINION REALTY TRUST    SOLE                  2800
  UNITED DOMINION REALTY TRUST    OTHER                 19400
  UNITED NATL BANCORP N J         DEFINED               10000
  UNITED PARCEL SVC               SOLE                  5675
  UNITED PARCEL SVC               SOLE                                            600
  UNITED PARCEL SVC               DEFINED                                         100
  UNITED PARCEL SVC               OTHER                 600
  UNITED RETAIL GROUP             SOLE                  28000
  U S WEST NEW                    SOLE                  25634
  U S WEST NEW                    SOLE                                            13463
  U S WEST NEW                    DEFINED               2232
  U S WEST NEW                    OTHER                 20268
  U S WEST NEW                    OTHER                              600
  U S WEST NEW                    OTHER                                           3505
  UNITED TECHNOLOGIES             SOLE                  325176
  UNITED TECHNOLOGIES             SOLE                                            25400
  UNITED TECHNOLOGIES             DEFINED               300
  UNITED TECHNOLOGIES             DEFINED                                         200
  UNITED TECHNOLOGIES             OTHER                 25490
  UNITED TECHNOLOGIES             OTHER                                           200
  UNITED TECHNOLOGIES             DEF/OTH               300
  UNITED WTR RESOURCES            SOLE                  16672
  UNITED WTR RESOURCES            DEFINED               1000
  UNITED WTR RESOURCES            OTHER                 1687
  UNIVISION COMMUNICATIONS INC    SOLE                  2000
  UNIVISION COMMUNICATIONS INC    OTHER                 800
  VALLEY NATL BANCORP             SOLE                  16367
  VALLEY NATL BANCORP             DEFINED               232
  VALLEY NATL BANCORP             OTHER                 8716
  VANGUARD FIXED SECS FD          SOLE                  254607
  VANGUARD FIXED SECS FD          SOLE                                            60474
  VANGUARD FIXED SECS FD          DEFINED               19305
  VANGUARD FIXED SECS FD          DEFINED                                         6344
  VANGUARD FIXED SECS FD          OTHER                 10677
  VARIAN                          SOLE                  7550
  VARIAN                          SOLE                                            2500
  VARIAN SEMICONDUCTOR            SOLE                  2500
  VARIAN SEMICONDUCTOR            SOLE                                            3200
  VARIAN SEMICONDUCTOR            OTHER                 500
  VARIAN MEDICAL SYSTEMS          SOLE                  4130
  VARIAN MEDICAL SYSTEMS          SOLE                                            3200
  VARIAN MEDICAL SYSTEMS          DEFINED               500
  VARIAN MEDICAL SYSTEMS          OTHER                 500
  VENTRO                          SOLE                  5500
  VERITAS SOFTWARE                SOLE                  23700
  VIACOM                          SOLE                  3952
  VITESSE SEMICONDUCTOR           SOLE                  3000
  VODAFONE AIRTOUCH               SOLE                  110291
  VODAFONE AIRTOUCH               SOLE                                            19344
  VODAFONE AIRTOUCH               DEFINED               3215
  VODAFONE AIRTOUCH               OTHER                 17905
  VODAFONE AIRTOUCH               OTHER                                           4500
  WACHOVIA                        SOLE                  3770
  WACHOVIA                        OTHER                 4050
  WAL MART                        SOLE                  121582
  WAL MART                        SOLE                                            91969
  WAL MART                        DEFINED               550
  WAL MART                        OTHER                 57740
  WAL MART                        OTHER                              1000
  WAL MART                        OTHER                                           51400
  WALGREEN                        SOLE                  16300
  WALGREEN                        SOLE                                            832
  WALGREEN                        DEFINED               800
  WARNER LAMBERT                  SOLE                  204855
  WARNER LAMBERT                  SOLE                                            28940
  WARNER LAMBERT                  DEFINED               12838
  WARNER LAMBERT                  DEFINED                                         1150
  WARNER LAMBERT                  OTHER                 57428
  WARNER LAMBERT                  OTHER                                           31481
  WASHINGTON MUTUAL               SOLE                  26450
  WASHINGTON MUTUAL               OTHER                 1250
  WEINGARTEN REALTY SBI           SOLE                                            4000
  WEINGARTEN REALTY SBI           OTHER                 750
  WEINGARTEN REALTY SBI           OTHER                                           1250
  WELLS FARGO NEW                 SOLE                  83915
  WELLS FARGO NEW                 SOLE                                            11100
  WELLS FARGO NEW                 DEFINED               400
  WELLS FARGO NEW                 OTHER                 2350
  WELLS FARGO NEW                 OTHER                                           1700
  WESTBURY METALS GROUP           SOLE                  26660
  WESTBURY METALS GROUP           OTHER                 40000
  WEYERHAEUSER                    SOLE                  1100
  WEYERHAEUSER                    OTHER                 1700
  WEYERHAEUSER                    OTHER                                           900
  WHIRLPOOL                       SOLE                  1700
  WHIRLPOOL                       DEFINED               300
  WHIRLPOOL                       OTHER                 1810
  WILLIAMS COS                    SOLE                  119602
  WILLIAMS COS                    OTHER                 1400
  WILMINGTON TRUST                SOLE                  8400
  WILMINGTON TRUST                DEFINED               4800
  WISCONSIN ENERGY                SOLE                  10876
  WISCONSIN ENERGY                SOLE                                            3300
  WISCONSIN ENERGY                OTHER                 5550
  WISCONSIN ENERGY                OTHER                                           500
  WIZ TECHNOLOGY                  SOLE                  90000
  WRIGLEY WM JR                   SOLE                  1757
  WRIGLEY WM JR                   OTHER                 10800
  XILINX                          SOLE                  206900
  XILINX                          SOLE                                            18400
  XILINX                          OTHER                 200
  XEROX                           SOLE                  53856
  XEROX                           SOLE                                            11000
  XEROX                           OTHER                 17928
  YAHOO                           SOLE                  9640
  YAHOO                           SOLE                                            11100
  YAHOO                           OTHER                 8000
  BLUE RIBBON LABEL               OTHER                 37
  ENDICOTT MACHINE & TOOL         SOLE                  274699
  MURRAY HILL RACQUET CLUB        SOLE                  326
  EBAGS                           SOLE                  12500
  LERNOUT & HAUSPIE SPEECH PROGRAMSOLE                  2150
  LERNOUT & HAUSPIE SPEECH PROGRAMSOLE                                            5300
  LERNOUT & HAUSPIE SPEECH PROGRAMOTHER                 200
  GLOBAL CROSSING LTD             SOLE                  25235
  GLOBAL CROSSING LTD             SOLE                                            2000
  GLOBAL CROSSING LTD             OTHER                 4000
  GLOBAL CROSSING LTD             OTHER                                           1000
  TRANSOCEAN SEDCO FOREX          SOLE                  1548
  TRANSOCEAN SEDCO FOREX          SOLE                                            957
  TRANSOCEAN SEDCO FOREX          DEFINED               96
  TRANSOCEAN SEDCO FOREX          OTHER                 1771
  TRANSOCEAN SEDCO FOREX          OTHER                                           174
  SHONK LAND CO LTD PARTNERSHIP   SOLE                  166
  UNIVERSAL REALTY CO INC         OTHER                 94640
  KANAVY COMPUTER CORP CONV PFD   SOLE                                            10000
</TABLE>


© 2022 IncJournal is not affiliated with or endorsed by the U.S. Securities and Exchange Commission