[DESCRIPTION] FORM 13F
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: 03/31/2000
Check here if Amendment [ ] Amendment Number:
This Amendment [ ] is a restatement
[ ] adds new holding entries
Institutional Investment Manager Filing this Report:
Name: SUMMIT BANK
Address: 210 MAIN STREET
HACKENSACK, NJ 07601
13F File Number: 28-01123
The institutional investment Manager filing this report and the
person by whom it is signed hereby represent that the person signing
the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered intergral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: HILTON JERVEY
Title: SENIOR VICE PRESIDENT
Phone: 201-646-5230
Signature, Place, and Date of Signing:
1 HACKENSACK NJ 04/24/2000
Report Type (Check only one)
[X] 13F HOLDINGS REPORT
[ ] 13F NOTICE
[ ] 13F COMBINATION REPORT
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE
ACT OF 1934
<PAGE>
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 956
Form 13F Information Table Value Total: $ 3,339,194
List of Other Included Managers:
NONE
<TABLE> <C> <C>
FORM 13F INFORMATION TABLE
TITLE VALUE SHARES/ SH/ PUT/
NAME OF ISSUER OF CLASS CUSIP (X $1000) PRN AMOUNT PRN CALL
SECURITY NAME SUBCLASS
A C MOORE ARTS & CRAFTS COMMON STOCK 00086T103 75 10000 SH
ADC TELECOMMUNICATIONS COMMON STOCK 000886101 496 9200 SH
AT&T COMMON STOCK 001957109 23854 423596 SH
AT&T COMMON STOCK 001957109 1308 23221 SH
AT&T COMMON STOCK 001957109 4653 82627 SH
ABBOTT LABS COMMON STOCK 002824100 4587 130355 SH
ABBOTT LABS COMMON STOCK 002824100 56 1600 SH
ABBOTT LABS COMMON STOCK 002824100 4177 118710 SH
ACCLAIM ENMNT COMMON STOCK 004325205 50 15000 SH
ACTIVE SOFTWARE COMMON STOCK 00504E100 254 4000 SH
AEGON N V COMMON STOCK 007924103 37 465 SH
AEGON N V COMMON STOCK 007924103 182 2260 SH
AETNA COMMON STOCK 008117103 167 3000 SH
AETNA COMMON STOCK 008117103 89 1600 SH
AIR PRODUCTS & CHEMICALS COMMON STOCK 009158106 963 33870 SH
AIR PRODUCTS & CHEMICALS COMMON STOCK 009158106 273 9600 SH
ALLERGAN COMMON STOCK 018490102 690 13808 SH
ALLIANCE CAP MGMT HLD COMMON STOCK 01855A101 2757 66525 SH
ALLIANCE CAP MGMT HLD COMMON STOCK 01855A101 153 3700 SH
ALLIANCE CAP MGMT HLD COMMON STOCK 01855A101 1889 45580 SH
ALLIED IRISH BANKS PLC COMMON STOCK 019228402 127 6600 SH
ALLIED IRISH BANKS PLC COMMON STOCK 019228402 98 5100 SH
ALLSTATE COMMON STOCK 020002101 617 25915 SH
ALLSTATE COMMON STOCK 020002101 46 1926 SH
ALLSTATE COMMON STOCK 020002101 98 4114 SH
ALLTEL COMMON STOCK 020039103 9229 145916 SH
ALLTEL COMMON STOCK 020039103 215 3400 SH
ALLTEL COMMON STOCK 020039103 602 9511 SH
ALTERA COMMON STOCK 021441100 268 3000 SH
AMAZON COM COMMON STOCK 023135106 268 4000 SH
AMAZON COM COMMON STOCK 023135106 67 1000 SH
AMCAP FD MUTUAL FUNDS-EQ 023375108 356 17665 SH
AMERICA ONLINE COMMON STOCK 02364J104 10973 162718 SH
AMERICA ONLINE COMMON STOCK 02364J104 432 6400 SH
AMERICA ONLINE COMMON STOCK 02364J104 3349 49666 SH
AMERICAN ELECTRIC POWER COMMON STOCK 025537101 249 8367 SH
AMERICAN ELECTRIC POWER COMMON STOCK 025537101 32 1059 SH
AMERICAN ELECTRIC POWER COMMON STOCK 025537101 664 22279 SH
AMERICAN EXPRESS COMMON STOCK 025816109 18446 123851 SH
AMERICAN EXPRESS COMMON STOCK 025816109 3501 23507 SH
AMERICAN GENERAL COMMON STOCK 026351106 2192 39050 SH
AMERICAN GENERAL COMMON STOCK 026351106 140 2490 SH
AMERICAN HOME PRODUCTS COMMON STOCK 026609107 17285 321589 SH
AMERICAN HOME PRODUCTS COMMON STOCK 026609107 882 16415 SH
AMERICAN HOME PRODUCTS COMMON STOCK 026609107 8731 162431 SH
AMERICAN INTL GROUP COMMON STOCK 026874107 61899 565288 SH
AMERICAN INTL GROUP COMMON STOCK 026874107 1779 16243 SH
AMERICAN INTL GROUP COMMON STOCK 026874107 11227 102532 SH
AMERICAN POWER CONVERSION COMMON STOCK 029066107 3509 81850 SH
AMERICAN POWER CONVERSION COMMON STOCK 029066107 476 11100 SH
AMERICAN POWER CONVERSION COMMON STOCK 029066107 669 15600 SH
AMGEN COMMON STOCK 031162100 7759 126420 SH
AMGEN COMMON STOCK 031162100 49 800 SH
AMGEN COMMON STOCK 031162100 848 13820 SH
ANALOG DEVICES COMMON STOCK 032654105 632 7850 SH
ANHEUSER BUSCH COMMON STOCK 035229103 1208 19405 SH
ANHEUSER BUSCH COMMON STOCK 035229103 50 800 SH
ANHEUSER BUSCH COMMON STOCK 035229103 897 14414 SH
APPLIED MATERIALS COMMON STOCK 038222105 19927 211430 SH
APPLIED MATERIALS COMMON STOCK 038222105 38 400 SH
AQUIS COMMUNICATIONS GROUP COMMON STOCK 038399101 31 10000 SH
AT HOME COMMON STOCK 045919107 221 6708 SH
AT HOME COMMON STOCK 045919107 79 2400 SH
ATLANTIC RICHFIELD COMMON STOCK 048825103 16620 195530 SH
ATLANTIC RICHFIELD COMMON STOCK 048825103 129 1514 SH
ATLANTIC RICHFIELD COMMON STOCK 048825103 2884 33930 SH
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 25750 533684 SH
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 1007 20878 SH
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 6393 132490 SH
AVERY DENNISON COMMON STOCK 053611109 1120 18350 SH
AVERY DENNISON COMMON STOCK 053611109 79 1300 SH
AVERY DENNISON COMMON STOCK 053611109 122 2000 SH
AVON PRODUCTS COMMON STOCK 054303102 79 2692 SH
AVON PRODUCTS COMMON STOCK 054303102 222 7600 SH
BJS WHSL CLUB COMMON STOCK 05548J106 784 20430 SH
BP AMOCO PLC COMMON STOCK 055622104 24214 454731 SH
BP AMOCO PLC COMMON STOCK 055622104 1065 19996 SH
BP AMOCO PLC COMMON STOCK 055622104 6170 115872 SH
BP AMOCO PLC COMMON STOCK 055622104 11 200 SH
BSB BANCORP COMMON STOCK 055652101 572 27416 SH
BAKER FENTRESS COMMON STOCK 057213209 93 7695 SH
BAKER FENTRESS COMMON STOCK 057213209 214 17737 SH
BAKER HUGHES COMMON STOCK 057224107 295 9750 SH
BANK AMER COMMON STOCK 060505104 12488 238141 SH
BANK AMER COMMON STOCK 060505104 16 300 SH
BANK AMER COMMON STOCK 060505104 2034 38782 SH
BANK OF NY COMMON STOCK 064057102 33117 796801 SH
BANK OF NY COMMON STOCK 064057102 83 2000 SH
BANK OF NY COMMON STOCK 064057102 3317 79816 SH
BANK ONE COMMON STOCK 06423A103 6924 200708 SH
BANK ONE COMMON STOCK 06423A103 35 1005 SH
BANK ONE COMMON STOCK 06423A103 156 4522 SH
BAXTER INTL COMMON STOCK 071813109 3872 61761 SH
BAXTER INTL COMMON STOCK 071813109 25 400 SH
BAXTER INTL COMMON STOCK 071813109 81 1300 SH
BECTON DICKINSON & CO COMMON STOCK 075887109 1151 43730 SH
BECTON DICKINSON & CO COMMON STOCK 075887109 274 10400 SH
BED BATH & BEYOND COMMON STOCK 075896100 4690 119100 SH
BED BATH & BEYOND COMMON STOCK 075896100 441 11200 SH
BED BATH & BEYOND COMMON STOCK 075896100 287 7300 SH
BELL ATLANTIC COMMON STOCK 077853109 27410 448422 SH
BELL ATLANTIC COMMON STOCK 077853109 975 15952 SH
BELL ATLANTIC COMMON STOCK 077853109 9810 160489 SH
BELLSOUTH COMMON STOCK 079860102 32870 701218 SH
BELLSOUTH COMMON STOCK 079860102 1202 25652 SH
BELLSOUTH COMMON STOCK 079860102 9739 207759 SH
BELLSOUTH COMMON STOCK 079860102 19 400 SH
BERKSHIRE COMMON STOCK 084670108 229 4 SH
BERKSHIRE COMMON STOCK 084670108 57 1 SH
BERKSHIRE COMMON STOCK 084670207 2586 1421 SH
BERKSHIRE COMMON STOCK 084670207 9 5 SH
BERKSHIRE COMMON STOCK 084670207 1946 1069 SH
BESTFOODS COMMON STOCK 08658U101 16446 351314 SH
BESTFOODS COMMON STOCK 08658U101 506 10816 SH
BESTFOODS COMMON STOCK 08658U101 2241 47877 SH
BESTFOODS COMMON STOCK 08658U101 5 100 SH
BIOCONTROL TECHNOLOGY COMMON STOCK 090586108 13 35000 SH
BIOMET COMMON STOCK 090613100 204 5620 SH
BLACK & DECKER COMMON STOCK 091797100 613 16320 SH
H & R BLOCK COMMON STOCK 093671105 537 12000 SH
BLUE CHIP VALUE FD COMMON STOCK 095333100 136 16450 SH
BOEING COMMON STOCK 097023105 721 19056 SH
BOEING COMMON STOCK 097023105 90 2374 SH
BOISE CASCADE COMMON STOCK 097383103 313 9000 SH
BRISTOL MYERS SQUIBB COMMON STOCK 110122108 34437 593747 SH
BRISTOL MYERS SQUIBB COMMON STOCK 110122108 1288 22200 SH
BRISTOL MYERS SQUIBB COMMON STOCK 110122108 12979 223775 SH
BRISTOL MYERS SQUIBB COMMON STOCK 110122108 6 100 SH
BROADWING COMMON STOCK 111620100 320 8600 SH
BROADWING COMMON STOCK 111620100 483 13000 SH
BURLINGTON NORTHERN SANTA FE COMMON STOCK 12189T104 5604 246311 SH
BURLINGTON NORTHERN SANTA FE COMMON STOCK 12189T104 34 1500 SH
BURLINGTON NORTHERN SANTA FE COMMON STOCK 12189T104 217 9540 SH
BURLINGTON RESOURCES COMMON STOCK 122014103 278 7513 SH
BURLINGTON RESOURCES COMMON STOCK 122014103 56 1525 SH
BURLINGTON RESOURCES COMMON STOCK 122014103 88 2372 SH
CBS COMMON STOCK 12490K107 1281 22616 SH
CBS COMMON STOCK 12490K107 53 930 SH
CBS COMMON STOCK 12490K107 45 800 SH
C-CUBE MICROSYSTEMS COMMON STOCK 125015107 437 6000 SH
CIGNA COMMON STOCK 125509109 1467 19365 SH
CIGNA COMMON STOCK 125509109 152 2000 SH
CIGNA COMMON STOCK 125509109 598 7900 SH
CMGI COMMON STOCK 125750109 606 5350 SH
CSX COMMON STOCK 126408103 1463 62240 SH
CSX COMMON STOCK 126408103 42 1800 SH
CSX COMMON STOCK 126408103 132 5620 SH
CVS COMMON STOCK 126650100 590 15700 SH
CVS COMMON STOCK 126650100 135 3600 SH
CALEDONIA MNG COMMON STOCK 12932K103 0 10000 SH
CAMPBELL SOUP COMMON STOCK 134429109 366 11900 SH
CAMPBELL SOUP COMMON STOCK 134429109 636 20680 SH
CARDINAL HEALTH COMMON STOCK 14149Y108 829 18067 SH
CARNIVAL COMMON STOCK 143658102 1280 51580 SH
CARNIVAL COMMON STOCK 143658102 72 2900 SH
CARNIVAL COMMON STOCK 143658102 102 4100 SH
CAROLINA PWR & LT COMMON STOCK 144141108 308 9480 SH
CAROLINA PWR & LT COMMON STOCK 144141108 65 2000 SH
CATERPILLAR COMMON STOCK 149123101 360 9135 SH
CATERPILLAR COMMON STOCK 149123101 308 7820 SH
CENTURYTEL COMMON STOCK 156700106 526 14171 SH
CHASE MANHATTAN COMMON STOCK 16161A108 16627 190707 SH
CHASE MANHATTAN COMMON STOCK 16161A108 357 4100 SH
CHASE MANHATTAN COMMON STOCK 16161A108 511 5866 SH
CHEVRON COMMON STOCK 166751107 6855 74161 SH
CHEVRON COMMON STOCK 166751107 410 4440 SH
CHEVRON COMMON STOCK 166751107 1357 14685 SH
CHIRON COMMON STOCK 170040109 2354 47200 SH
CHIRON COMMON STOCK 170040109 289 5800 SH
CHUBB COMMON STOCK 171232101 635 9400 SH
CHUBB COMMON STOCK 171232101 1157 17132 SH
CIRCUIT CITY COMMON STOCK 172737108 167 2750 SH
CIRCUIT CITY COMMON STOCK 172737108 61 1000 SH
CISCO SYSTEMS COMMON STOCK 17275R102 80054 1035462 SH
CISCO SYSTEMS COMMON STOCK 17275R102 3123 40398 SH
CISCO SYSTEMS COMMON STOCK 17275R102 11880 153656 SH
CINTAS COMMON STOCK 172908105 368 9390 SH
CINTAS COMMON STOCK 172908105 24 600 SH
CINTAS COMMON STOCK 172908105 47 1200 SH
CITIGROUP COMMON STOCK 172967101 27774 463868 SH
CITIGROUP COMMON STOCK 172967101 1245 20799 SH
CITIGROUP COMMON STOCK 172967101 3312 55311 SH
CITRIX SYSTEMS COMMON STOCK 177376100 394 5950 SH
CLOROX COMMON STOCK 189054109 954 28898 SH
COCA COLA COMMON STOCK 191216100 9416 200611 SH
COCA COLA COMMON STOCK 191216100 173 3682 SH
COCA COLA COMMON STOCK 191216100 8471 180474 SH
COGNEX COMMON STOCK 192422103 138 2387 SH
COGNEX COMMON STOCK 192422103 50 871 SH
COGNEX COMMON STOCK 192422103 100 1742 SH
COLGATE PALMOLIVE COMMON STOCK 194162103 18966 336425 SH
COLGATE PALMOLIVE COMMON STOCK 194162103 85 1500 SH
COLGATE PALMOLIVE COMMON STOCK 194162103 1929 34225 SH
COLUMBIA ENERGY GROUP COMMON STOCK 197648108 9 150 SH
COLUMBIA ENERGY GROUP COMMON STOCK 197648108 1200 20250 SH
COMCAST COMMON STOCK 200300101 707 17150 SH
COMDISCO INC COMMON STOCK 200336105 1804 40875 SH
COMERICA COMMON STOCK 200340107 166 3975 SH
COMERICA COMMON STOCK 200340107 235 5620 SH
COMPAQ COMPUTER COMMON STOCK 204493100 2627 97309 SH
COMPAQ COMPUTER COMMON STOCK 204493100 89 3300 SH
COMPAQ COMPUTER COMMON STOCK 204493100 364 13490 SH
COMPUTER ASSOCIATES COMMON STOCK 204912109 2477 41858 SH
COMPUTER ASSOCIATES COMMON STOCK 204912109 154 2600 SH
COMPUTER ASSOCIATES COMMON STOCK 204912109 654 11057 SH
COMPUWARE COMMON STOCK 205638109 653 31000 SH
CONAGRA COMMON STOCK 205887102 106 5850 SH
CONAGRA COMMON STOCK 205887102 4 226 SH
CONAGRA COMMON STOCK 205887102 489 27000 SH
CONECTIV COMMON STOCK 206829103 242 13817 SH
CONECTIV COMMON STOCK 206829103 34 1950 SH
CONEXANT COMMON STOCK 207142100 524 7376 SH
CONEXANT COMMON STOCK 207142100 85 1200 SH
CONEXANT COMMON STOCK 207142100 462 6500 SH
CONEXANT COMMON STOCK 207142100 108 1516 SH
CONOCO COMMON STOCK 208251405 2044 79762 SH
CONOCO COMMON STOCK 208251405 29 1137 SH
CONOCO COMMON STOCK 208251405 222 8664 SH
CONSOLIDATED EDISON COMMON STOCK 209115104 1011 34718 SH
CONSOLIDATED EDISON COMMON STOCK 209115104 60 2075 SH
CONSOLIDATED EDISON COMMON STOCK 209115104 143 4926 SH
CONSOLIDATED TOMOKA LD COMMON STOCK 210226106 65 5915 SH
CONSOLIDATED TOMOKA LD COMMON STOCK 210226106 151 13633 SH
CONSTELLATION ENERGY GROUP COMMON STOCK 210371100 367 11504 SH
CONSTELLATION ENERGY GROUP COMMON STOCK 210371100 10 300 SH
CONSTELLATION ENERGY GROUP COMMON STOCK 210371100 71 2225 SH
CONVERGYS COMMON STOCK 212485106 255 6600 SH
CONVERGYS COMMON STOCK 212485106 503 13000 SH
CORNING COMMON STOCK 219350105 9581 49385 SH
CORNING COMMON STOCK 219350105 524 2700 SH
CORNING COMMON STOCK 219350105 3349 17265 SH
COSTCO WHSL NEW COMMON STOCK 22160K105 147 2800 SH
COSTCO WHSL NEW COMMON STOCK 22160K105 110 2100 SH
COX COMMUNICATIONS NEW CLASS A COMMON STOCK 224044107 555 11436 SH
CRIIMI MAE COMMON STOCK 226603108 20 12558 SH
CYPRESS SEMICONDUCTOR COMMON STOCK 232806109 446 9100 SH
DANA COMMON STOCK 235811106 209 7400 SH
DANA COMMON STOCK 235811106 13 464 SH
DANA COMMON STOCK 235811106 33 1185 SH
DANAHER COMMON STOCK 235851102 290 5680 SH
DANAHER COMMON STOCK 235851102 82 1600 SH
DARDEN RESTAURANTS COMMON STOCK 237194105 27 1500 SH
DARDEN RESTAURANTS COMMON STOCK 237194105 187 10512 SH
DECS TR VI CONVERTIBLE PRE 24366Q209 1700 20000 SH
DEERE COMMON STOCK 244199105 5976 157262 SH
DEERE COMMON STOCK 244199105 692 18200 SH
DELL COMPUTER COMMON STOCK 247025109 30059 557294 SH
DELL COMPUTER COMMON STOCK 247025109 3753 69574 SH
DELL COMPUTER COMMON STOCK 247025109 2557 47409 SH
DELPHI AUTOMOTIVE SYS COMMON STOCK 247126105 153 9555 SH
DELPHI AUTOMOTIVE SYS COMMON STOCK 247126105 13 811 SH
DELPHI AUTOMOTIVE SYS COMMON STOCK 247126105 54 3380 SH
DISNEY WALT COMMON STOCK 254687106 22911 555417 SH
DISNEY WALT COMMON STOCK 254687106 412 9977 SH
DISNEY WALT COMMON STOCK 254687106 2901 70319 SH
DISNEY WALT COMMON STOCK 254687106 6 150 SH
DOLLAR TREE STORES COMMON STOCK 256747106 3496 67075 SH
DOMINION RES VA COMMON STOCK 25746U109 1926 50118 SH
DOMINION RES VA COMMON STOCK 25746U109 17 450 SH
DOMINION RES VA COMMON STOCK 25746U109 65 1702 SH
DONALDSON LUFKIN & JENRETTE COMMON STOCK 257661108 979 18926 SH
DOVER COMMON STOCK 260003108 636 13290 SH
DOVER COMMON STOCK 260003108 96 2000 SH
DOVER COMMON STOCK 260003108 169 3520 SH
DOW CHEMICAL COMMON STOCK 260543103 2067 18131 SH
DOW CHEMICAL COMMON STOCK 260543103 60 525 SH
DOW CHEMICAL COMMON STOCK 260543103 2357 20679 SH
DU PONT E I DE NEMOURS COMMON STOCK 263534109 20750 391979 SH
DU PONT E I DE NEMOURS COMMON STOCK 263534109 443 8367 SH
DU PONT E I DE NEMOURS COMMON STOCK 263534109 5656 106850 SH
DU PONT E I DE NEMOURS COMMON STOCK 263534109 16 300 SH
DUKE ENERGY COMMON STOCK 264399106 1726 32874 SH
DUKE ENERGY COMMON STOCK 264399106 113 2150 SH
DUKE ENERGY COMMON STOCK 264399106 533 10150 SH
DUKE RLTY INVTS COMMON STOCK 264411505 203 10610 SH
DUN & BRADSTREET COMMON STOCK 26483B106 959 33497 SH
DUN & BRADSTREET COMMON STOCK 26483B106 77 2680 SH
EMC COMMON STOCK 268648102 32461 257625 SH
EMC COMMON STOCK 268648102 500 3970 SH
EMC COMMON STOCK 268648102 2097 16646 SH
ENSCO INTL COMMON STOCK 26874Q100 188 5200 SH
ENSCO INTL COMMON STOCK 26874Q100 18 500 SH
E-TEK DYNAMICS COMMON STOCK 269240107 835 3550 SH
E'TOWN COMMON STOCK 269242103 287 4532 SH
E'TOWN COMMON STOCK 269242103 109 1729 SH
EASTERN ENTERPRISES COMMON STOCK 27637F100 213 3551 SH
EASTERN ENTERPRISES COMMON STOCK 27637F100 1 25 SH
EASTMAN KODAK COMMON STOCK 277461109 589 10850 SH
EASTMAN KODAK COMMON STOCK 277461109 277 5108 SH
EBAY COMMON STOCK 278642103 537 3050 SH
EDINBERG CONVERTIBLE PRE 280661992 750 82 SH
EDULINK COMMON STOCK 28164R103 8 25000 SH
EL PASO ENERGY CONVERTIBLE PRE 283678209 1575 30000 SH
EL PASO ENERGY DEL COMMON STOCK 283905107 1843 45641 SH
EL PASO ENERGY DEL COMMON STOCK 283905107 226 5600 SH
ELAN PLC COMMON STOCK 284131208 2427 51100 SH
ELAN PLC COMMON STOCK 284131208 185 3900 SH
ELECTRONIC DATA SYSTEMS COMMON STOCK 285661104 23911 372514 SH
ELECTRONIC DATA SYSTEMS COMMON STOCK 285661104 818 12743 SH
ELECTRONIC DATA SYSTEMS COMMON STOCK 285661104 2101 32733 SH
EMERSON ELEC COMMON STOCK 291011104 10962 206340 SH
EMERSON ELEC COMMON STOCK 291011104 2113 39765 SH
ENERGY EAST COMMON STOCK 29266M109 545 27529 SH
ENERGY EAST COMMON STOCK 29266M109 4 200 SH
ENGELHARD COMMON STOCK 292845104 436 28837 SH
ENGELHARD COMMON STOCK 292845104 74 4900 SH
ENGELHARD COMMON STOCK 292845104 401 26500 SH
ENRON COMMON STOCK 293561106 72080 962671 SH
ENRON COMMON STOCK 293561106 1226 16376 SH
ENRON COMMON STOCK 293561106 5411 72262 SH
ENRON COMMON STOCK 293561106 22 300 SH
EQUIFAX COMMON STOCK 294429105 685 27112 SH
EQUITY INCOME FUND MUTUAL FUNDS-EQ 294700703 662 3367 SH
EQUITY INCOME FUND MUTUAL FUNDS-EQ 294700703 125 634 SH
EQUITY INCOME FUND MUTUAL FUNDS-EQ 294700703 767 3900 SH
EQUITY INV FD COMMON STOCK 294711734 27 31740 SH
ERICSSON COMMON STOCK 294821400 4394 46840 SH
ERICSSON COMMON STOCK 294821400 319 3400 SH
ERICSSON COMMON STOCK 294821400 779 8300 SH
EXXON MOBIL COMMON STOCK 30231G102 76210 977837 SH
EXXON MOBIL COMMON STOCK 30231G102 2679 34377 SH
EXXON MOBIL COMMON STOCK 30231G102 30830 395570 SH
EXXON MOBIL COMMON STOCK 30231G102 42 541 SH
FPL COMMON STOCK 302571104 6158 133690 SH
FPL COMMON STOCK 302571104 5 100 SH
FPL COMMON STOCK 302571104 306 6640 SH
FT UNIT MUTUAL FUNDS-EQ 30264R330 123 10307 SH
FANNIE MAE COMMON STOCK 313586109 17744 313710 SH
FANNIE MAE COMMON STOCK 313586109 28 500 SH
FANNIE MAE COMMON STOCK 313586109 1020 18026 SH
FEDERATED INDEX TR MUTUAL FUNDS-EQ 31420E106 210 6873 SH
FEDERATED INDEX TR MUTUAL FUNDS-EQ 31420E106 106 3476 SH
FEDEX COMMON STOCK 31428X106 338 8700 SH
FEDEX COMMON STOCK 31428X106 23 600 SH
FIDELITY MUTUAL FUNDS-MU 316089200 68 6219 SH
FIDELITY MUTUAL FUNDS-MU 316089200 245 22354 SH
FIRST DATA COMMON STOCK 319963104 217 4897 SH
FIRST DATA COMMON STOCK 319963104 44 1000 SH
FIRST SEC DEL COMMON STOCK 336294103 265 22050 SH
FIRST UNION COMMON STOCK 337358105 7831 210227 SH
FIRST UNION COMMON STOCK 337358105 359 9648 SH
FIRST UNION COMMON STOCK 337358105 2917 78297 SH
FIRST UNION COMMON STOCK 337358105 12 321 SH
FIRST UNION CORPORATE BONDS 337358BL8 270 300000 PRN
FLEETBOSTON FINANCIAL COMMON STOCK 339030108 446 12219 SH
FLEETBOSTON FINANCIAL COMMON STOCK 339030108 710 19455 SH
FLEMINGTON FUR COMMON STOCK 339230989 1324 93234 SH
FLEMINGTON FUR COMMON STOCK 339230997 1021 71914 SH
FLORIDA COMMON STOCK 341109106 537 11700 SH
FLORIDA COMMON STOCK 341109106 7 150 SH
FLORIDA COMMON STOCK 341109106 200 4350 SH
FLUOR COMMON STOCK 343861100 219 7080 SH
FORD MOTOR DEL COMMON STOCK 345370100 2577 56105 SH
FORD MOTOR DEL COMMON STOCK 345370100 46 1000 SH
FORD MOTOR DEL COMMON STOCK 345370100 198 4320 SH
FORTUNE BRANDS COMMON STOCK 349631101 444 17750 SH
FORTUNE BRANDS COMMON STOCK 349631101 20 800 SH
FORTUNE BRANDS COMMON STOCK 349631101 204 8148 SH
FRANKLIN INTERNATIONAL PREFERRED STOCK 353990203 432 4316 SH
FRANKLIN RESOURCES COMMON STOCK 354613101 354 10580 SH
FRANKLIN RESOURCES COMMON STOCK 354613101 11 337 SH
FRANKLIN RESOURCES COMMON STOCK 354613101 259 7759 SH
FULTON FINL PA COMMON STOCK 360271100 695 33000 SH
GPU COMMON STOCK 36225X100 496 18131 SH
GPU COMMON STOCK 36225X100 34 1238 SH
GPU COMMON STOCK 36225X100 858 31338 SH
GTE COMMON STOCK 362320103 10506 147976 SH
GTE COMMON STOCK 362320103 234 3300 SH
GTE COMMON STOCK 362320103 3781 53257 SH
GALLAHER GROUP COMMON STOCK 363595109 206 10450 SH
GALLAHER GROUP COMMON STOCK 363595109 116 5878 SH
GANNETT COMMON STOCK 364730101 12399 176191 SH
GANNETT COMMON STOCK 364730101 113 1600 SH
GANNETT COMMON STOCK 364730101 1154 16400 SH
GAP STORES COMMON STOCK 364760108 9760 195932 SH
GAP STORES COMMON STOCK 364760108 50 1012 SH
GATEWAY COMMON STOCK 367626108 34 650 SH
GATEWAY COMMON STOCK 367626108 186 3500 SH
GENERAL ELECTRIC COMMON STOCK 369604103 176132 1131770 SH
GENERAL ELECTRIC COMMON STOCK 369604103 6918 44452 SH
GENERAL ELECTRIC COMMON STOCK 369604103 66981 430403 SH
GENERAL ELECTRIC COMMON STOCK 369604103 47 300 SH
GENERAL MILLS COMMON STOCK 370334104 562 15532 SH
GENERAL MILLS COMMON STOCK 370334104 100 2768 SH
GENERAL MILLS COMMON STOCK 370334104 1378 38068 SH
GENERAL MOTORS COMMON STOCK 370442105 1405 16967 SH
GENERAL MOTORS COMMON STOCK 370442105 96 1162 SH
GENERAL MOTORS COMMON STOCK 370442105 468 5648 SH
GENUINE PARTS COMMON STOCK 372460105 183 7650 SH
GENUINE PARTS COMMON STOCK 372460105 138 5775 SH
GENZYME COMMON STOCK 372917104 682 13600 SH
GENZYME COMMON STOCK 372917104 140 2800 SH
GEORGIA PACIFIC COMMON STOCK 373298108 379 9580 SH
GEORGIA PACIFIC COMMON STOCK 373298108 32 800 SH
GEORGIA PACIFIC COMMON STOCK 373298108 277 7000 SH
GILLETTE COMMON STOCK 375766102 5959 158125 SH
GILLETTE COMMON STOCK 375766102 357 9479 SH
GILLETTE COMMON STOCK 375766102 1022 27128 SH
GLAXO COMMON STOCK 37733W105 9986 174234 SH
GLAXO COMMON STOCK 37733W105 660 11510 SH
GLIMCHER REALTY TRUST COMMON STOCK 379302102 148 10950 SH
GOLDMAN SACHS GROUP COMMON STOCK 38141G104 326 3100 SH
GOVERNMENT SECURITIES INCOME FD MUTUAL FUNDS-FI 383743598 9 88334 SH
GUIDANT COMMON STOCK 401698105 3099 52643 SH
GUIDANT COMMON STOCK 401698105 193 3276 SH
HALLIBURTON COMMON STOCK 406216101 818 19880 SH
HALLIBURTON COMMON STOCK 406216101 222 5400 SH
HARCOURT GENERAL COMMON STOCK 41163G101 1043 28000 SH
HARCOURT GENERAL COMMON STOCK 41163G101 37 1000 SH
HARLEY DAVIDSON COMMON STOCK 412822108 7612 95895 SH
HARLEY DAVIDSON COMMON STOCK 412822108 95 1200 SH
HARTFORD FINANCIAL SERVICES COMMON STOCK 416515104 1056 20020 SH
HARTFORD FINANCIAL SERVICES COMMON STOCK 416515104 80 1508 SH
HARTFORD FINANCIAL SERVICES COMMON STOCK 416515104 421 7980 SH
THE HARVILL PRESS LIMITED COMMON STOCK 417999AA7 161 18625 SH
HEALTHEON/WEBMD COMMON STOCK 422209106 219 9500 SH
HEINEKEN NV ADR COMMON STOCK 423012202 347 6500 SH
HEINZ H J COMMON STOCK 423074103 872 25001 SH
HEINZ H J COMMON STOCK 423074103 42 1200 SH
HEINZ H J COMMON STOCK 423074103 602 17265 SH
HELIX TECHNOLOGY COMMON STOCK 423319102 901 15000 SH
HERCULES COMMON STOCK 427056106 231 14306 SH
HERCULES COMMON STOCK 427056106 31 1900 SH
HERSHEY FOODS COMMON STOCK 427866108 707 14511 SH
HERSHEY FOODS COMMON STOCK 427866108 29 600 SH
HERSHEY FOODS COMMON STOCK 427866108 195 4000 SH
HEWLETT PACKARD COMMON STOCK 428236103 35238 265196 SH
HEWLETT PACKARD COMMON STOCK 428236103 470 3535 SH
HEWLETT PACKARD COMMON STOCK 428236103 6542 49233 SH
HEWLETT PACKARD COMMON STOCK 428236103 27 200 SH
HOME DEPOT COMMON STOCK 437076102 37470 580933 SH
HOME DEPOT COMMON STOCK 437076102 1807 28014 SH
HOME DEPOT COMMON STOCK 437076102 6294 97586 SH
HONEYWELL INTERNATIONAL COMMON STOCK 438516106 8131 154316 SH
HONEYWELL INTERNATIONAL COMMON STOCK 438516106 63 1200 SH
HONEYWELL INTERNATIONAL COMMON STOCK 438516106 581 11020 SH
HOOPER HOLMES COMMON STOCK 439104100 519 15125 SH
HOST MARRIOTT (REIT) COMMON STOCK 44107P104 122 13709 SH
HOUSEHOLD INTERNATIONAL COMMON STOCK 441815107 3132 83934 SH
HOUSEHOLD INTERNATIONAL COMMON STOCK 441815107 208 5573 SH
IMS HEALTH COMMON STOCK 449934108 637 37602 SH
IMS HEALTH COMMON STOCK 449934108 41 2400 SH
IMS HEALTH COMMON STOCK 449934108 104 6160 SH
ILLINOIS TOOL WORKS COMMON STOCK 452308109 1242 22479 SH
ILLINOIS TOOL WORKS COMMON STOCK 452308109 16 297 SH
ILLINOIS TOOL WORKS COMMON STOCK 452308109 2138 38703 SH
IMPERIAL OIL COMMON STOCK 453038408 138 6600 SH
IMPERIAL OIL COMMON STOCK 453038408 107 5100 SH
INFORMIX COMMON STOCK 456779107 230 13600 SH
INFORMIX COMMON STOCK 456779107 17 1000 SH
INGERSOLL RAND COMMON STOCK 456866102 8251 186455 SH
INGERSOLL RAND COMMON STOCK 456866102 93 2100 SH
INTEL COMMON STOCK 458140100 97328 737682 SH
INTEL COMMON STOCK 458140100 2003 15179 SH
INTEL COMMON STOCK 458140100 16925 128278 SH
INTL BUSINESS MACHINES COMMON STOCK 459200101 68102 577133 SH
INTL BUSINESS MACHINES COMMON STOCK 459200101 1269 10754 SH
INTL BUSINESS MACHINES COMMON STOCK 459200101 8964 75968 SH
INTL FLAVORS & FRAGRANCES COMMON STOCK 459506101 210 6000 SH
INTL FLAVORS & FRAGRANCES COMMON STOCK 459506101 88 2500 SH
INTL FLAVORS & FRAGRANCES COMMON STOCK 459506101 35 1000 SH
INTERNATIONAL INTERNET COMMON STOCK 459700100 9 20000 SH
INTERNATIONAL PAPER COMMON STOCK 460146103 407 9528 SH
INTERNATIONAL PAPER COMMON STOCK 460146103 13 297 SH
INTERNATIONAL PAPER COMMON STOCK 460146103 198 4642 SH
INTERPUBLIC GROUP COMMON STOCK 460690100 8722 184600 SH
JDS UNIPHASE COMMON STOCK 46612J101 1926 15974 SH
JANUS MUTUAL FUNDS-EQ 471023101 5473 112500 SH
JOHNSON & JOHNSON COMMON STOCK 478160104 41600 592168 SH
JOHNSON & JOHNSON COMMON STOCK 478160104 1127 16044 SH
JOHNSON & JOHNSON COMMON STOCK 478160104 9838 140044 SH
JUNIPER NETWORKS COMMON STOCK 48203R104 804 3050 SH
JUNIPER NETWORKS CONVERTIBLE COR 48203RAA2 490 500000 PRN
KELLOGG COMMON STOCK 487836108 124 4800 SH
KELLOGG COMMON STOCK 487836108 3296 128000 SH
KEMPER MUN BD FD SH BEN INT MUTUAL FUNDS-MU 488419201 178 18704 SH
KEMPER GOVT SECS TR MUTUAL FUNDS-FI 488903261 0 10000 SH
KEYCORP COMMON STOCK 493267108 142 7482 SH
KEYCORP COMMON STOCK 493267108 8 400 SH
KEYCORP COMMON STOCK 493267108 59 3120 SH
KEYSPAN COMMON STOCK 49337W100 238 8625 SH
KEYSPAN COMMON STOCK 49337W100 28 1000 SH
KEYSPAN COMMON STOCK 49337W100 31 1128 SH
KIMBERLY CLARK COMMON STOCK 494368103 12662 225857 SH
KIMBERLY CLARK COMMON STOCK 494368103 171 3056 SH
KIMBERLY CLARK COMMON STOCK 494368103 660 11780 SH
KIMBERLY CLARK COMMON STOCK 494368103 6 100 SH
KIMCO REALTY COMMON STOCK 49446R109 311 8300 SH
KOHL'S COMMON STOCK 500255104 6355 62000 SH
KONINKLIJKE PHILLIPS ELECTRONICS COMMON STOCK 500472204 2054 11990 SH
KONINKLIJKE PHILLIPS ELECTRONICS COMMON STOCK 500472204 252 1472 SH
KROGER COMMON STOCK 501044101 703 40000 SH
KROGER COMMON STOCK 501044101 88 5000 SH
ESTEE LAUDER AUTO EXCH SEC TR II CONVERTIBLE PRE 518438205 1615 17000 SH
ESTEE LAUDER COMPANIES-CL A COMMON STOCK 518439104 217 4340 SH
ESTEE LAUDER COMPANIES-CL A COMMON STOCK 518439104 62 1230 SH
LEHMAN BROS COMMON STOCK 524908100 267 2757 SH
LEHMAN BROS COMMON STOCK 524908100 444 4574 SH
LEVITZ FURNITURE COMMON STOCK 527482103 5 20000 SH
LIBERTY PPTY TR COMMON STOCK 531172104 167 6995 SH
LIBERTY PPTY TR COMMON STOCK 531172104 12 500 SH
LIBERTY PPTY TR COMMON STOCK 531172104 230 9625 SH
LILLY ELI COMMON STOCK 532457108 1053 16811 SH
LILLY ELI COMMON STOCK 532457108 615 9824 SH
LIMITED COMMON STOCK 532716107 3471 82400 SH
LIMITED COMMON STOCK 532716107 154 3650 SH
LINCOLN NATL COMMON STOCK 534187109 2345 70000 SH
LINEAR TECHNOLOGY COMMON STOCK 535678106 512 9300 SH
LITHIUM TECHNOLOGY COMMON STOCK 536808306 10 10000 SH
LOCKHEED MARTIN COMMON STOCK 539830109 234 11462 SH
LOCKHEED MARTIN COMMON STOCK 539830109 16 800 SH
LUCENT TECHNOLOGIES COMMON STOCK 549463107 57652 941265 SH
LUCENT TECHNOLOGIES COMMON STOCK 549463107 1838 30016 SH
LUCENT TECHNOLOGIES COMMON STOCK 549463107 8457 138067 SH
LUCENT TECHNOLOGIES COMMON STOCK 549463107 25 400 SH
MBIA COMMON STOCK 55262C100 185 3550 SH
MBIA COMMON STOCK 55262C100 38 725 SH
MBIA COMMON STOCK 55262C100 21 400 SH
MBNA COMMON STOCK 55262L100 1093 42876 SH
MBNA COMMON STOCK 55262L100 314 12320 SH
MBNA COMMON STOCK 55262L100 469 18373 SH
MCI CAPITAL I PREFERRED STOCK 55267Y206 185 8200 SH
MCI CAPITAL I PREFERRED STOCK 55267Y206 11 500 SH
MCI CAPITAL I PREFERRED STOCK 55267Y206 95 4200 SH
MCI WORLDCOM COMMON STOCK 55268B106 22988 507319 SH
MCI WORLDCOM COMMON STOCK 55268B106 848 18712 SH
MCI WORLDCOM COMMON STOCK 55268B106 3403 75091 SH
MCI WORLDCOM COMMON STOCK 55268B106 7 150 SH
MFS INTER INCOME TR MUTUAL FUNDS-FI 55273C107 68 11057 SH
MGI PHARMA COMMON STOCK 552880106 403 10000 SH
MPTV COMMON STOCK 553424102 3 50000 SH
MARSH & MCLENNAN COMMON STOCK 571748102 6315 57245 SH
MARSH & MCLENNAN COMMON STOCK 571748102 99 900 SH
MARSHALL & ILSELY COMMON STOCK 571834100 231 4000 SH
MARRIOTT INTERNATIONAL COMMON STOCK 571903202 107 3400 SH
MARRIOTT INTERNATIONAL COMMON STOCK 571903202 482 15300 SH
MASCO COMMON STOCK 574599106 466 22736 SH
MASCO COMMON STOCK 574599106 273 13300 SH
MATTEL COMMON STOCK 577081102 2695 256701 SH
MATTEL COMMON STOCK 577081102 35 3287 SH
MAXYGEN COMMON STOCK 577776107 456 7000 SH
MAXYGEN COMMON STOCK 577776107 2173 33334 SH
MAY DEPT STORES COMMON STOCK 577778103 799 28028 SH
MAY DEPT STORES COMMON STOCK 577778103 64 2250 SH
MAY DEPT STORES COMMON STOCK 577778103 1122 39376 SH
MCDONALDS COMMON STOCK 580135101 2462 65868 SH
MCDONALDS COMMON STOCK 580135101 413 11060 SH
MCGRAW HILL COMMON STOCK 580645109 2814 61856 SH
MCGRAW HILL COMMON STOCK 580645109 678 14900 SH
MEDAREX COMMON STOCK 583916101 260 5182 SH
MEDIAONE GROUP COMMON STOCK 58440J104 1335 16483 SH
MEDIAONE GROUP COMMON STOCK 58440J104 18 225 SH
MEDIAONE GROUP COMMON STOCK 58440J104 514 6349 SH
MEDIMMUNE COMMON STOCK 584699102 261 1500 SH
MEDIMMUNE COMMON STOCK 584699102 279 1600 SH
MEDTECH DIAGNOSITCS COMMON STOCK 585052103 5 50000 SH
MEDTRONICS COMMON STOCK 585055106 858 16684 SH
MEDTRONICS COMMON STOCK 585055106 51 1000 SH
MEDTRONICS COMMON STOCK 585055106 226 4400 SH
MELLON FINANCIAL COMMON STOCK 58551A108 2451 82394 SH
MELLON FINANCIAL COMMON STOCK 58551A108 1380 46400 SH
MERCK COMMON STOCK 589331107 67224 1082079 SH
MERCK COMMON STOCK 589331107 1603 25801 SH
MERCK COMMON STOCK 589331107 31233 502746 SH
MERCK COMMON STOCK 589331107 19 300 SH
MERRILL LYNCH COMMON STOCK 590188108 2136 20340 SH
MERRILL LYNCH COMMON STOCK 590188108 343 3270 SH
MICHIGAN ST HIGHER ED STUDENT MUNICIPAL OBLIG 594520EY0 950 950000 PRN
MICROSOFT COMMON STOCK 594918104 81461 766692 SH
MICROSOFT COMMON STOCK 594918104 2336 21984 SH
MICROSOFT COMMON STOCK 594918104 15349 144464 SH
MICROSOFT COMMON STOCK 594918104 11 100 SH
MICRON TECHNOLOGY COMMON STOCK 595112103 479 3800 SH
MIDCAP SPDR TR COMMON STOCK 595635103 16197 177500 SH
MINNESOTA MNG & MFG COMMON STOCK 604059105 12094 136559 SH
MINNESOTA MNG & MFG COMMON STOCK 604059105 204 2300 SH
MINNESOTA MNG & MFG COMMON STOCK 604059105 1910 21570 SH
MOLEX COMMON STOCK 608554200 125 2820 SH
MOLEX COMMON STOCK 608554200 95 2133 SH
MOLEX COMMON STOCK 608554200 51 1152 SH
MONSANTO COMMON STOCK 611662107 1898 36860 SH
MONSANTO COMMON STOCK 611662107 1007 19550 SH
MONY GROUP COMMON STOCK 615337102 230 7112 SH
MORGAN J P COMMON STOCK 616880100 16324 123902 SH
MORGAN J P COMMON STOCK 616880100 231 1750 SH
MORGAN J P COMMON STOCK 616880100 2698 20475 SH
MORGAN STANLEY COMMON STOCK 617446448 23977 289316 SH
MORGAN STANLEY COMMON STOCK 617446448 1007 12156 SH
MORGAN STANLEY COMMON STOCK 617446448 1934 23340 SH
MOTOROLA COMMON STOCK 620076109 27340 187261 SH
MOTOROLA COMMON STOCK 620076109 511 3500 SH
MOTOROLA COMMON STOCK 620076109 2738 18750 SH
MUNIYIELD NJ FUND MUTUAL FUNDS-MU 62630L101 59 5125 SH
MUNIYIELD NJ FUND MUTUAL FUNDS-MU 62630L101 13 1126 SH
MUNIYIELD NJ FUND MUTUAL FUNDS-MU 62630L101 60 5150 SH
MURPHY OIL COMMON STOCK 626717102 261 4529 SH
NBCi CONVERTIBLE PRE 62873C206 859 17900 SH
NASDAQ- 100 SHARES COMMON STOCK 631100104 1876 17135 SH
NASDAQ- 100 SHARES COMMON STOCK 631100104 44 400 SH
NATIONAL EQUITY TR MUTUAL FUNDS-EQ 635870827 20 20526 SH
NATIONAL EQUITY TR MUTUAL FUNDS-EQ 635870835 20 20324 SH
NATIONAL FUEL GAS COMMON STOCK 636180101 316 7100 SH
NATIONAL FUEL GAS COMMON STOCK 636180101 13 300 SH
NATIONAL FUEL GAS COMMON STOCK 636180101 209 4680 SH
NATIONAL WESTMINSTER BANK PLC COMMON STOCK 638539403 681 5559 SH
NESTLE S A COMMON STOCK 641069406 1582 17650 SH
NESTLE S A COMMON STOCK 641069406 143 1600 SH
NETWORK APPLIANCE COMMON STOCK 64120L104 4560 55100 SH
NEW JERSEY RESOURCES COMMON STOCK 646025106 278 6497 SH
NEW JERSEY RESOURCES COMMON STOCK 646025106 21 500 SH
NEW SKY COMMUNICATIONS COMMON STOCK 648726107 29 185000 SH
NEW YORK REGL RAIL COMMON STOCK 649768108 14 34000 SH
NEWELL FINL TR I CONVERTIBLE PRE 651195307 1256 35000 SH
NEWELL RUBBERMAID COMMON STOCK 651229106 521 21000 SH
NEXTEL COMMUNICATIONS COMMON STOCK 65332V103 261 1760 SH
NOKIA COMMON STOCK 654902204 45652 205640 SH
NOKIA COMMON STOCK 654902204 630 2838 SH
NOKIA COMMON STOCK 654902204 4040 18196 SH
NOBLE DRILLING COMMON STOCK 655042109 225 5450 SH
NORFOLK SOUTHERN COMMON STOCK 655844108 2975 208790 SH
NORFOLK SOUTHERN COMMON STOCK 655844108 57 4000 SH
NORFOLK SOUTHERN COMMON STOCK 655844108 148 10380 SH
NORTEL NETWORKS COMMON STOCK 656569100 2866 22720 SH
NORTEL NETWORKS COMMON STOCK 656569100 95 750 SH
NORTH AMERICAN TRAINING COMMON STOCK 657999991 0 39217 SH
NORTHERN TRUST COMMON STOCK 665859104 23434 346854 SH
NORTHERN TRUST COMMON STOCK 665859104 650 9614 SH
NORTHERN TRUST COMMON STOCK 665859104 2043 30240 SH
NOVELL COMMON STOCK 670006105 550 19200 SH
NUVEEN MUN MKT OPPORTUNITY FD MUTUAL FUNDS-MU 67062W103 113 9000 SH
NUVEEN MUN MKT OPPORTUNITY FD MUTUAL FUNDS-MU 67062W103 75 6000 SH
OMNICOM GROUP COMMON STOCK 681919106 3249 34700 SH
OMNICOM GROUP COMMON STOCK 681919106 66 700 SH
ORACLE COMMON STOCK 68389X105 2156 27624 SH
ORACLE COMMON STOCK 68389X105 39 500 SH
ORACLE COMMON STOCK 68389X105 706 9050 SH
PECO ENERGY COMMON STOCK 693304107 471 12766 SH
PECO ENERGY COMMON STOCK 693304107 11 300 SH
PIMCO ADVISORS HLGS L P COMMON STOCK 69338P102 14 375 SH
PIMCO ADVISORS HLGS L P COMMON STOCK 69338P102 71 1854 SH
PIMCO ADVISORS HLGS L P COMMON STOCK 69338P102 681 17768 SH
PNC FINANCIAL SERVICES GROUP COMMON STOCK 693475105 975 21632 SH
PNC FINANCIAL SERVICES GROUP COMMON STOCK 693475105 52 1149 SH
PNC FINANCIAL SERVICES GROUP COMMON STOCK 693475105 183 4069 SH
PPG COMMON STOCK 693506107 3256 62247 SH
PPG COMMON STOCK 693506107 120 2300 SH
PPG COMMON STOCK 693506107 352 6736 SH
PPL COMMON STOCK 69351T106 1567 74820 SH
PPL COMMON STOCK 69351T106 8 400 SH
PPL COMMON STOCK 69351T106 235 11246 SH
PARDEE RESOURCES COMMON STOCK 699437109 487 11400 SH
PARKER HANNIFIN COMMON STOCK 701094104 558 13499 SH
PAYCHEX COMMON STOCK 704326107 1596 30475 SH
PAYCHEX COMMON STOCK 704326107 244 4666 SH
PAYCHEX COMMON STOCK 704326107 410 7832 SH
PENNEY J C COMMON STOCK 708160106 556 37350 SH
PENNZOIL-QUAKER ST COMMON STOCK 709323109 28 2635 SH
PENNZOIL-QUAKER ST COMMON STOCK 709323109 140 13456 SH
PEPSICO COMMON STOCK 713448108 15566 446351 SH
PEPSICO COMMON STOCK 713448108 192 5500 SH
PEPSICO COMMON STOCK 713448108 4862 139416 SH
PERKINELMER COMMON STOCK 714046109 266 4000 SH
PHARMACIA & UPJOHN COMMON STOCK 716941109 2045 34375 SH
PHARMACIA & UPJOHN COMMON STOCK 716941109 60 1000 SH
PHARMACIA & UPJOHN COMMON STOCK 716941109 11 185 SH
PFIZER COMMON STOCK 717081103 44546 1218354 SH
PFIZER COMMON STOCK 717081103 1417 38762 SH
PFIZER COMMON STOCK 717081103 15053 411708 SH
PHILIP MORRIS COMMON STOCK 718154107 1979 93704 SH
PHILIP MORRIS COMMON STOCK 718154107 204 9670 SH
PHILIP MORRIS COMMON STOCK 718154107 2409 114056 SH
PHILLIPS PETE COMMON STOCK 718507106 197 4260 SH
PHILLIPS PETE COMMON STOCK 718507106 14 300 SH
PHILLIPS PETE COMMON STOCK 718507106 59 1285 SH
PITNEY BOWES COMMON STOCK 724479100 4393 98300 SH
PITNEY BOWES COMMON STOCK 724479100 36 800 SH
PITNEY BOWES COMMON STOCK 724479100 264 5900 SH
PLUCKEMIN CORNER COMMON STOCK 729192997 605 48 SH
PRAXAIR COMMON STOCK 74005P104 628 15080 SH
PRAXAIR COMMON STOCK 74005P104 72 1726 SH
PRAXAIR COMMON STOCK 74005P104 13 309 SH
PREFORMED LINE PRODUCTS COMMON STOCK 740444104 540 36000 SH
PREMIER BANCORP COMMON STOCK 74046J109 120 12978 SH
PROCTER & GAMBLE COMMON STOCK 742718109 17536 310374 SH
PROCTER & GAMBLE COMMON STOCK 742718109 541 9582 SH
PROCTER & GAMBLE COMMON STOCK 742718109 5327 94282 SH
PROGRESS SOFTWARE COMMON STOCK 743312100 609 26000 SH
PROGRESSIVE COMMON STOCK 743315103 146 1920 SH
PROGRESSIVE COMMON STOCK 743315103 18 240 SH
PROGRESSIVE COMMON STOCK 743315103 37 480 SH
PROVIDIAN FINANCIAL COMMON STOCK 74406A102 329 3798 SH
PSINET CONVERTIBLE PRE 74437C309 2176 34000 SH
PUBLIC SERVICE ENTERPRISE COMMON STOCK 744573106 1988 67109 SH
PUBLIC SERVICE ENTERPRISE COMMON STOCK 744573106 128 4324 SH
PUBLIC SERVICE ENTERPRISE COMMON STOCK 744573106 1443 48723 SH
PUBLIC SERVICE ENTERPRISE COMMON STOCK 744573106 99 3327 SH
QUAKER OATS COMMON STOCK 747402105 178 2940 SH
QUAKER OATS COMMON STOCK 747402105 114 1878 SH
QUAKER OATS COMMON STOCK 747402105 67 1100 SH
QUALCOMM COMMON STOCK 747525103 3651 24450 SH
QUALCOMM COMMON STOCK 747525103 317 2120 SH
QUESTAR COMMON STOCK 748356102 505 27200 SH
QWEST COMMUNICATIONS INTL COMMON STOCK 749121109 538 11204 SH
QWEST COMMUNICATIONS INTL COMMON STOCK 749121109 221 4600 SH
RALSTON PURINA GROUP COMMON STOCK 751277302 63 2295 SH
RALSTON PURINA GROUP COMMON STOCK 751277302 209 7596 SH
RAYTHEON COMMON STOCK 755111408 155 8755 SH
RAYTHEON COMMON STOCK 755111408 25 1400 SH
RAYTHEON COMMON STOCK 755111408 302 17000 SH
READERS DIGEST FIN TR CONVERTIBLE PRE 755271202 1442 46500 SH
READERS DIGEST FIN TR CONVERTIBLE PRE 755271202 31 1000 SH
REDBACK NETWORKS COMMON STOCK 757209101 720 2400 SH
RELIANCE GROUP HLDGS COMMON STOCK 759464100 700 200000 SH
RELIANT ENERGY COMMON STOCK 75952J108 101 4288 SH
RELIANT ENERGY COMMON STOCK 75952J108 24 1000 SH
RELIANT ENERGY COMMON STOCK 75952J108 106 4500 SH
REPSOL SA SPONSORED ADR COMMON STOCK 76026T205 168 7900 SH
REPSOL SA SPONSORED ADR COMMON STOCK 76026T205 64 3000 SH
REYNOLDS METALS COMMON STOCK 761763101 856 12800 SH
RITE AID COMMON STOCK 767754104 51 9060 SH
RITE AID COMMON STOCK 767754104 11 2000 SH
ROBERT HALF INTL COMMON STOCK 770323103 215 4540 SH
ROCKWELL INTL COMMON STOCK 773903109 329 7871 SH
ROCKWELL INTL COMMON STOCK 773903109 50 1200 SH
ROCKWELL INTL COMMON STOCK 773903109 184 4400 SH
ROCKWELL INTL COMMON STOCK 773903109 63 1517 SH
ROHM & HAAS COMMON STOCK 775371107 241 5400 SH
ROYAL DUTCH PETE COMMON STOCK 780257804 15065 260591 SH
ROYAL DUTCH PETE COMMON STOCK 780257804 186 3220 SH
ROYAL DUTCH PETE COMMON STOCK 780257804 3560 61575 SH
SBC COMMUNICATIONS COMMON STOCK 78387G103 24831 589452 SH
SBC COMMUNICATIONS COMMON STOCK 78387G103 1011 23998 SH
SBC COMMUNICATIONS COMMON STOCK 78387G103 7371 174991 SH
SBC COMMUNICATIONS COMMON STOCK 78387G103 4 100 SH
SEI COMMON STOCK 784117103 227 2000 SH
S&P 500 DEPOSITARY RECEIPT COMMON STOCK 78462F103 4886 32490 SH
SAFEWAY COMMON STOCK 786514208 382 8450 SH
SAFEWAY COMMON STOCK 786514208 20 450 SH
ST PAUL COMMON STOCK 792860108 1563 45788 SH
ST PAUL COMMON STOCK 792860108 20 600 SH
SANMINA COMMON STOCK 800907107 1953 28900 SH
SARA LEE COMMON STOCK 803111103 6640 368879 SH
SARA LEE COMMON STOCK 803111103 354 19670 SH
SASSOON INTL COMMON STOCK 803869106 0 12500 SH
SCHERING PLOUGH COMMON STOCK 806605101 21007 565850 SH
SCHERING PLOUGH COMMON STOCK 806605101 1250 33662 SH
SCHERING PLOUGH COMMON STOCK 806605101 4739 127645 SH
SCHLUMBERGER COMMON STOCK 806857108 11324 148021 SH
SCHLUMBERGER COMMON STOCK 806857108 38 500 SH
SCHLUMBERGER COMMON STOCK 806857108 1087 14204 SH
SCHWAB CHARLES COMMON STOCK 808513105 222 3900 SH
SCHWAB CHARLES COMMON STOCK 808513105 68 1200 SH
SCIENTIFIC ATLANTA COMMON STOCK 808655104 380 6000 SH
SEAGRAMS COMMON STOCK 811850106 446 7500 SH
SEAGRAMS CONVERTIBLE PRE 811850205 1943 35000 SH
SEARS COMMON STOCK 812387108 541 17674 SH
SEARS COMMON STOCK 812387108 15 500 SH
SEARS COMMON STOCK 812387108 211 6889 SH
SELECTIVE INSURANCE COMMON STOCK 816300107 276 16171 SH
SELECTIVE INSURANCE COMMON STOCK 816300107 97 5670 SH
SERVICE COMMON STOCK 817587108 2 19000 SH
SERVICEMASTER COMMON STOCK 81760N109 36 3189 SH
SERVICEMASTER COMMON STOCK 81760N109 30 2655 SH
SERVICEMASTER COMMON STOCK 81760N109 60 5314 SH
SHELL COMMON STOCK 822703609 358 7300 SH
SHELL COMMON STOCK 822703609 12 248 SH
SHERWIN-WILLIAMS COMMON STOCK 824348106 332 15000 SH
SHERWIN-WILLIAMS COMMON STOCK 824348106 212 9600 SH
SIEBEL SYS COMMON STOCK 826170102 412 3450 SH
SKYLANDS FINL COMMON STOCK 83081H100 245 17055 SH
SMITHKLINE BEECHAM COMMON STOCK 832378301 19122 289450 SH
SMITHKLINE BEECHAM COMMON STOCK 832378301 181 2740 SH
SMITHKLINE BEECHAM COMMON STOCK 832378301 1320 19975 SH
SMITHKLINE BEECHAM COMMON STOCK 832378301 7 100 SH
SOLECTRON COMMON STOCK 834182107 2014 50200 SH
SOLECTRON COMMON STOCK 834182107 48 1200 SH
SOLECTRON COMMON STOCK 834182107 148 3700 SH
SOUTHERN COMMON STOCK 842587107 970 44608 SH
SOUTHERN COMMON STOCK 842587107 33 1500 SH
SOUTHERN COMMON STOCK 842587107 235 10816 SH
SOVEREIGN BANCORP COMMON STOCK 845905108 200 26479 SH
SOVEREIGN BANCORP COMMON STOCK 845905108 32 4200 SH
SOVEREIGN BANCORP COMMON STOCK 845905108 16 2152 SH
SPRINT COMMON STOCK 852061100 2480 39202 SH
SPRINT COMMON STOCK 852061100 217 3425 SH
SPRINT COMMON STOCK 852061100 259 4100 SH
SPRINT COMMON STOCK 852061506 224 3420 SH
SPRINT COMMON STOCK 852061506 26 400 SH
SPRINT COMMON STOCK 852061506 79 1200 SH
STAPLES COMMON STOCK 855030102 9633 481668 SH
STAPLES COMMON STOCK 855030102 617 30840 SH
STAPLES COMMON STOCK 855030102 272 13600 SH
STARBUCKS COMMON STOCK 855244109 224 5000 SH
STARBUCKS COMMON STOCK 855244109 63 1400 SH
STATE STR COMMON STOCK 857477103 552 5700 SH
STATEN IS BANCORP INC COMMON STOCK 857550107 881 51441 SH
STATEN IS BANCORP INC COMMON STOCK 857550107 94 5503 SH
STRYKER COMMON STOCK 863667101 209 3000 SH
SUIZA FOODS COMMON STOCK 865077101 201 5000 SH
SUMMIT BANCORP COMMON STOCK 866005101 136272 5191328 SH
SUMMIT BANCORP COMMON STOCK 866005101 4915 187230 SH
SUMMIT BANCORP COMMON STOCK 866005101 14532 553582 SH
SUMMIT BANCORP COMMON STOCK 866005101 375 14300 SH
SUN MICROSYSTEMS COMMON STOCK 866810104 6356 67826 SH
SUN MICROSYSTEMS COMMON STOCK 866810104 31 330 SH
SUN MICROSYSTEMS COMMON STOCK 866810104 1097 11703 SH
SYMANTEC COMMON STOCK 871503108 820 10912 SH
SYMYX TECHNOLOGIES COMMON STOCK 87155S108 559 12962 SH
SYMYX TECHNOLOGIES COMMON STOCK 87155S108 1677 38888 SH
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ELAN PLC SOLE 50100
ELAN PLC SOLE 1000
ELAN PLC OTHER 3900
ELECTRONIC DATA SYSTEMS SOLE 341314
ELECTRONIC DATA SYSTEMS SOLE 31200
ELECTRONIC DATA SYSTEMS DEFINED 11543
ELECTRONIC DATA SYSTEMS DEFINED 1200
ELECTRONIC DATA SYSTEMS OTHER 26023
ELECTRONIC DATA SYSTEMS OTHER 1400
ELECTRONIC DATA SYSTEMS OTHER 5310
EMERSON ELEC SOLE 190742
EMERSON ELEC SOLE 15598
EMERSON ELEC OTHER 19765
EMERSON ELEC OTHER 20000
ENERGY EAST SOLE 2430
ENERGY EAST SOLE 25099
ENERGY EAST OTHER 200
ENGELHARD SOLE 27787
ENGELHARD SOLE 1050
ENGELHARD DEFINED 4900
ENGELHARD OTHER 14100
ENGELHARD OTHER 12400
ENRON SOLE 893796
ENRON SOLE 68875
ENRON DEFINED 14576
ENRON DEFINED 1800
ENRON OTHER 66828
ENRON OTHER 5434
ENRON DEF/OTH 300
EQUIFAX SOLE 27112
EQUITY INCOME FUND SOLE 3367
EQUITY INCOME FUND DEFINED 534
EQUITY INCOME FUND DEFINED 100
EQUITY INCOME FUND OTHER 3900
EQUITY INV FD SOLE 31740
ERICSSON SOLE 39990
ERICSSON SOLE 6850
ERICSSON DEFINED 3400
ERICSSON OTHER 1300
ERICSSON OTHER 7000
EXXON MOBIL SOLE 869730
EXXON MOBIL SOLE 108107
EXXON MOBIL DEFINED 25300
EXXON MOBIL DEFINED 9077
EXXON MOBIL OTHER 307781
EXXON MOBIL OTHER 4536
EXXON MOBIL OTHER 83253
EXXON MOBIL DEF/OTH 541
FPL SOLE 126240
FPL SOLE 7450
FPL DEFINED 100
FPL OTHER 5940
FPL OTHER 700
FT UNIT SOLE 10307
FANNIE MAE SOLE 268360
FANNIE MAE SOLE 45350
FANNIE MAE DEFINED 500
FANNIE MAE OTHER 15726
FANNIE MAE OTHER 2300
FEDERATED INDEX TR SOLE 6873
FEDERATED INDEX TR OTHER 3476
FEDEX SOLE 4200
FEDEX SOLE 4500
FEDEX DEFINED 600
FIDELITY SOLE 6219
FIDELITY OTHER 22354
FIRST DATA SOLE 4397
FIRST DATA SOLE 500
FIRST DATA OTHER 1000
FIRST SEC DEL OTHER 10800
FIRST SEC DEL OTHER 11250
FIRST UNION SOLE 198236
FIRST UNION SOLE 11991
FIRST UNION DEFINED 9188
FIRST UNION DEFINED 460
FIRST UNION OTHER 59927
FIRST UNION OTHER 18370
FIRST UNION DEF/OTH 321
FIRST UNION SOLE 300000
FLEETBOSTON FINANCIAL SOLE 11419
FLEETBOSTON FINANCIAL SOLE 800
FLEETBOSTON FINANCIAL OTHER 12255
FLEETBOSTON FINANCIAL OTHER 7200
FLEMINGTON FUR SOLE 93234
FLEMINGTON FUR SOLE 71914
FLORIDA SOLE 11700
FLORIDA DEFINED 150
FLORIDA OTHER 3900
FLORIDA OTHER 450
FLUOR SOLE 7080
FORD MOTOR DEL SOLE 48805
FORD MOTOR DEL SOLE 7300
FORD MOTOR DEL DEFINED 1000
FORD MOTOR DEL OTHER 2920
FORD MOTOR DEL OTHER 1400
FORTUNE BRANDS SOLE 17350
FORTUNE BRANDS SOLE 400
FORTUNE BRANDS DEFINED 800
FORTUNE BRANDS OTHER 8148
FRANKLIN INTERNATIONAL OTHER 4316
FRANKLIN RESOURCES SOLE 10080
FRANKLIN RESOURCES SOLE 500
FRANKLIN RESOURCES DEFINED 337
FRANKLIN RESOURCES OTHER 7759
FULTON FINL PA SOLE 33000
GPU SOLE 10951
GPU SOLE 7180
GPU DEFINED 488
GPU DEFINED 750
GPU OTHER 30488
GPU OTHER 850
GTE SOLE 128109
GTE SOLE 19867
GTE DEFINED 3300
GTE OTHER 50707
GTE OTHER 2550
GALLAHER GROUP SOLE 10450
GALLAHER GROUP OTHER 5878
GANNETT SOLE 162291
GANNETT SOLE 13900
GANNETT DEFINED 1600
GANNETT OTHER 16000
GANNETT OTHER 400
GAP STORES SOLE 178757
GAP STORES SOLE 17175
GAP STORES DEFINED 1012
GATEWAY SOLE 650
GATEWAY OTHER 1500
GATEWAY OTHER 2000
GENERAL ELECTRIC SOLE 951548
GENERAL ELECTRIC SOLE 180222
GENERAL ELECTRIC DEFINED 31402
GENERAL ELECTRIC DEFINED 13050
GENERAL ELECTRIC OTHER 287381
GENERAL ELECTRIC OTHER 2800
GENERAL ELECTRIC OTHER 140222
GENERAL ELECTRIC DEF/OTH 300
GENERAL MILLS SOLE 14700
GENERAL MILLS SOLE 832
GENERAL MILLS DEFINED 2768
GENERAL MILLS OTHER 33140
GENERAL MILLS OTHER 4928
GENERAL MOTORS SOLE 15191
GENERAL MOTORS SOLE 1776
GENERAL MOTORS DEFINED 1162
GENERAL MOTORS OTHER 3448
GENERAL MOTORS OTHER 2200
GENUINE PARTS SOLE 6750
GENUINE PARTS SOLE 900
GENUINE PARTS OTHER 5775
GENZYME SOLE 13600
GENZYME OTHER 2800
GEORGIA PACIFIC SOLE 9580
GEORGIA PACIFIC DEFINED 800
GEORGIA PACIFIC OTHER 3800
GEORGIA PACIFIC OTHER 3200
GILLETTE SOLE 105233
GILLETTE SOLE 52892
GILLETTE DEFINED 9479
GILLETTE OTHER 24987
GILLETTE OTHER 2141
GLAXO SOLE 170170
GLAXO SOLE 4064
GLAXO OTHER 11510
GLIMCHER REALTY TRUST OTHER 10950
GOLDMAN SACHS GROUP SOLE 3100
GOVERNMENT SECURITIES INCOME FD SOLE 88334
GUIDANT SOLE 52643
GUIDANT OTHER 3276
HALLIBURTON SOLE 17380
HALLIBURTON SOLE 2500
HALLIBURTON OTHER 3800
HALLIBURTON OTHER 1600
HARCOURT GENERAL SOLE 28000
HARCOURT GENERAL OTHER 1000
HARLEY DAVIDSON SOLE 87895
HARLEY DAVIDSON SOLE 8000
HARLEY DAVIDSON OTHER 1200
HARTFORD FINANCIAL SERVICES SOLE 20020
HARTFORD FINANCIAL SERVICES DEFINED 1508
HARTFORD FINANCIAL SERVICES OTHER 6980
HARTFORD FINANCIAL SERVICES OTHER 1000
THE HARVILL PRESS LIMITED OTHER 18625
HEALTHEON/WEBMD SOLE 9500
HEINEKEN NV ADR SOLE 6500
HEINZ H J SOLE 20051
HEINZ H J SOLE 4950
HEINZ H J DEFINED 900
HEINZ H J DEFINED 300
HEINZ H J OTHER 14915
HEINZ H J OTHER 2350
HELIX TECHNOLOGY OTHER 7800
HELIX TECHNOLOGY OTHER 7200
HERCULES SOLE 14306
HERCULES OTHER 1900
HERSHEY FOODS SOLE 12986
HERSHEY FOODS SOLE 1525
HERSHEY FOODS DEFINED 600
HERSHEY FOODS OTHER 4000
HEWLETT PACKARD SOLE 246061
HEWLETT PACKARD SOLE 19135
HEWLETT PACKARD DEFINED 2035
HEWLETT PACKARD DEFINED 1500
HEWLETT PACKARD OTHER 45283
HEWLETT PACKARD OTHER 3950
HEWLETT PACKARD DEF/OTH 200
HOME DEPOT SOLE 501630
HOME DEPOT SOLE 79303
HOME DEPOT DEFINED 25539
HOME DEPOT DEFINED 2475
HOME DEPOT OTHER 87219
HOME DEPOT OTHER 2250
HOME DEPOT OTHER 8117
HONEYWELL INTERNATIONAL SOLE 137679
HONEYWELL INTERNATIONAL SOLE 16637
HONEYWELL INTERNATIONAL DEFINED 1200
HONEYWELL INTERNATIONAL OTHER 11020
HOOPER HOLMES SOLE 15125
HOST MARRIOTT (REIT) OTHER 13709
HOUSEHOLD INTERNATIONAL SOLE 83137
HOUSEHOLD INTERNATIONAL SOLE 797
HOUSEHOLD INTERNATIONAL OTHER 5573
IMS HEALTH SOLE 29602
IMS HEALTH SOLE 8000
IMS HEALTH DEFINED 2400
IMS HEALTH OTHER 800
IMS HEALTH OTHER 5360
ILLINOIS TOOL WORKS SOLE 21779
ILLINOIS TOOL WORKS SOLE 700
ILLINOIS TOOL WORKS DEFINED 297
ILLINOIS TOOL WORKS OTHER 9418
ILLINOIS TOOL WORKS OTHER 29285
IMPERIAL OIL SOLE 6600
IMPERIAL OIL OTHER 5100
INFORMIX SOLE 13300
INFORMIX SOLE 300
INFORMIX DEFINED 1000
INGERSOLL RAND SOLE 182543
INGERSOLL RAND SOLE 3912
INGERSOLL RAND OTHER 2100
INTEL SOLE 646032
INTEL SOLE 91650
INTEL DEFINED 13579
INTEL DEFINED 1600
INTEL OTHER 94962
INTEL OTHER 1200
INTEL OTHER 32116
INTL BUSINESS MACHINES SOLE 247531
INTL BUSINESS MACHINES SOLE 329602
INTL BUSINESS MACHINES DEFINED 1394
INTL BUSINESS MACHINES DEFINED 9360
INTL BUSINESS MACHINES OTHER 56473
INTL BUSINESS MACHINES OTHER 19495
INTL FLAVORS & FRAGRANCES SOLE 1500
INTL FLAVORS & FRAGRANCES SOLE 4500
INTL FLAVORS & FRAGRANCES DEFINED 2500
INTL FLAVORS & FRAGRANCES OTHER 1000
INTERNATIONAL INTERNET SOLE 20000
INTERNATIONAL PAPER SOLE 9528
INTERNATIONAL PAPER DEFINED 297
INTERNATIONAL PAPER OTHER 4642
INTERPUBLIC GROUP SOLE 181000
INTERPUBLIC GROUP SOLE 3600
JDS UNIPHASE SOLE 15574
JDS UNIPHASE SOLE 400
JANUS SOLE 112500
JOHNSON & JOHNSON SOLE 528468
JOHNSON & JOHNSON SOLE 63700
JOHNSON & JOHNSON DEFINED 14944
JOHNSON & JOHNSON DEFINED 1100
JOHNSON & JOHNSON OTHER 95647
JOHNSON & JOHNSON OTHER 400
JOHNSON & JOHNSON OTHER 43997
JUNIPER NETWORKS SOLE 3050
JUNIPER NETWORKS SOLE 500000
KELLOGG SOLE 4800
KELLOGG OTHER 128000
KEMPER MUN BD FD SH BEN INT SOLE 18704
KEMPER GOVT SECS TR SOLE 10000
KEYCORP SOLE 7482
KEYCORP DEFINED 400
KEYCORP OTHER 3120
KEYSPAN SOLE 2869
KEYSPAN SOLE 5756
KEYSPAN DEFINED 1000
KEYSPAN OTHER 1128
KIMBERLY CLARK SOLE 211557
KIMBERLY CLARK SOLE 14300
KIMBERLY CLARK DEFINED 3056
KIMBERLY CLARK OTHER 11380
KIMBERLY CLARK OTHER 400
KIMBERLY CLARK DEF/OTH 100
KIMCO REALTY SOLE 1000
KIMCO REALTY SOLE 7300
KOHL'S SOLE 62000
KONINKLIJKE PHILLIPS ELECTRONICSSOLE 11990
KONINKLIJKE PHILLIPS ELECTRONICSOTHER 1472
KROGER SOLE 40000
KROGER OTHER 5000
ESTEE LAUDER AUTO EXCH SEC TR IISOLE 17000
ESTEE LAUDER COMPANIES-CL A SOLE 3540
ESTEE LAUDER COMPANIES-CL A SOLE 800
ESTEE LAUDER COMPANIES-CL A OTHER 1230
LEHMAN BROS SOLE 2757
LEHMAN BROS OTHER 4175
LEHMAN BROS OTHER 399
LEVITZ FURNITURE SOLE 20000
LIBERTY PPTY TR SOLE 6995
LIBERTY PPTY TR DEFINED 500
LIBERTY PPTY TR OTHER 9625
LILLY ELI SOLE 15661
LILLY ELI SOLE 1150
LILLY ELI OTHER 7524
LILLY ELI OTHER 2300
LIMITED SOLE 81900
LIMITED SOLE 500
LIMITED OTHER 3650
LINCOLN NATL SOLE 70000
LINEAR TECHNOLOGY SOLE 9300
LITHIUM TECHNOLOGY SOLE 10000
LOCKHEED MARTIN SOLE 8512
LOCKHEED MARTIN SOLE 2950
LOCKHEED MARTIN OTHER 800
LUCENT TECHNOLOGIES SOLE 835094
LUCENT TECHNOLOGIES SOLE 106171
LUCENT TECHNOLOGIES DEFINED 24518
LUCENT TECHNOLOGIES DEFINED 5498
LUCENT TECHNOLOGIES OTHER 118161
LUCENT TECHNOLOGIES OTHER 1300
LUCENT TECHNOLOGIES OTHER 18606
LUCENT TECHNOLOGIES DEF/OTH 400
MBIA SOLE 1550
MBIA SOLE 2000
MBIA DEFINED 725
MBIA OTHER 400
MBNA SOLE 35350
MBNA SOLE 7526
MBNA DEFINED 12320
MBNA OTHER 14773
MBNA OTHER 3600
MCI CAPITAL I SOLE 7700
MCI CAPITAL I SOLE 500
MCI CAPITAL I DEFINED 500
MCI CAPITAL I OTHER 4200
MCI WORLDCOM SOLE 444664
MCI WORLDCOM SOLE 62655
MCI WORLDCOM DEFINED 17262
MCI WORLDCOM DEFINED 1450
MCI WORLDCOM OTHER 67905
MCI WORLDCOM OTHER 3000
MCI WORLDCOM OTHER 4186
MCI WORLDCOM DEF/OTH 150
MFS INTER INCOME TR SOLE 11057
MGI PHARMA OTHER 10000
MPTV SOLE 50000
MARSH & MCLENNAN SOLE 57245
MARSH & MCLENNAN OTHER 900
MARSHALL & ILSELY SOLE 4000
MARRIOTT INTERNATIONAL SOLE 3400
MARRIOTT INTERNATIONAL OTHER 15300
MASCO SOLE 19836
MASCO SOLE 2900
MASCO OTHER 12500
MASCO OTHER 800
MATTEL SOLE 236601
MATTEL SOLE 20100
MATTEL OTHER 3287
MAXYGEN SOLE 7000
MAXYGEN OTHER 33334
MAY DEPT STORES SOLE 27278
MAY DEPT STORES SOLE 750
MAY DEPT STORES DEFINED 1500
MAY DEPT STORES DEFINED 750
MAY DEPT STORES OTHER 13054
MAY DEPT STORES OTHER 26322
MCDONALDS SOLE 52968
MCDONALDS SOLE 12900
MCDONALDS OTHER 4660
MCDONALDS OTHER 6400
MCGRAW HILL SOLE 61856
MCGRAW HILL OTHER 8500
MCGRAW HILL OTHER 6400
MEDAREX SOLE 5182
MEDIAONE GROUP SOLE 15689
MEDIAONE GROUP SOLE 794
MEDIAONE GROUP DEFINED 225
MEDIAONE GROUP OTHER 6149
MEDIAONE GROUP OTHER 200
MEDIMMUNE SOLE 1500
MEDIMMUNE OTHER 1600
MEDTECH DIAGNOSITCS SOLE 50000
MEDTRONICS SOLE 6584
MEDTRONICS SOLE 10100
MEDTRONICS DEFINED 1000
MEDTRONICS OTHER 4400
MELLON FINANCIAL SOLE 76594
MELLON FINANCIAL SOLE 5800
MELLON FINANCIAL OTHER 46400
MERCK SOLE 847224
MERCK SOLE 234855
MERCK DEFINED 22975
MERCK DEFINED 2826
MERCK OTHER 206846
MERCK OTHER 204480
MERCK OTHER 91420
MERCK DEF/OTH 300
MERRILL LYNCH SOLE 13190
MERRILL LYNCH SOLE 7150
MERRILL LYNCH OTHER 3020
MERRILL LYNCH OTHER 250
MICHIGAN ST HIGHER ED STUDENT SOLE 950000
MICROSOFT SOLE 649136
MICROSOFT SOLE 117556
MICROSOFT DEFINED 19184
MICROSOFT DEFINED 2800
MICROSOFT OTHER 97302
MICROSOFT OTHER 1620
MICROSOFT OTHER 45542
MICROSOFT DEF/OTH 100
MICRON TECHNOLOGY SOLE 3800
MIDCAP SPDR TR SOLE 177500
MINNESOTA MNG & MFG SOLE 119627
MINNESOTA MNG & MFG SOLE 16932
MINNESOTA MNG & MFG DEFINED 2300
MINNESOTA MNG & MFG OTHER 17970
MINNESOTA MNG & MFG OTHER 3600
MOLEX SOLE 2820
MOLEX DEFINED 2133
MOLEX OTHER 1152
MONSANTO SOLE 30960
MONSANTO SOLE 5900
MONSANTO OTHER 12550
MONSANTO OTHER 7000
MONY GROUP SOLE 112
MONY GROUP SOLE 7000
MORGAN J P SOLE 110977
MORGAN J P SOLE 12925
MORGAN J P DEFINED 1150
MORGAN J P DEFINED 600
MORGAN J P OTHER 16375
MORGAN J P OTHER 4100
MORGAN STANLEY SOLE 262360
MORGAN STANLEY SOLE 26956
MORGAN STANLEY DEFINED 10856
MORGAN STANLEY DEFINED 1300
MORGAN STANLEY OTHER 21900
MORGAN STANLEY OTHER 1440
MOTOROLA SOLE 174008
MOTOROLA SOLE 13253
MOTOROLA DEFINED 3500
MOTOROLA OTHER 15150
MOTOROLA OTHER 800
MOTOROLA OTHER 2800
MUNIYIELD NJ FUND SOLE 5125
MUNIYIELD NJ FUND DEFINED 1126
MUNIYIELD NJ FUND OTHER 5150
MURPHY OIL OTHER 2769
MURPHY OIL OTHER 1760
NBCi SOLE 17900
NASDAQ- 100 SHARES SOLE 1360
NASDAQ- 100 SHARES SOLE 15775
NASDAQ- 100 SHARES DEFINED 400
NATIONAL EQUITY TR SOLE 20526
NATIONAL EQUITY TR SOLE 20324
NATIONAL FUEL GAS SOLE 5800
NATIONAL FUEL GAS SOLE 1300
NATIONAL FUEL GAS DEFINED 300
NATIONAL FUEL GAS OTHER 3880
NATIONAL FUEL GAS OTHER 800
NATIONAL WESTMINSTER BANK PLC SOLE 5559
NESTLE S A SOLE 16850
NESTLE S A SOLE 800
NESTLE S A OTHER 1600
NETWORK APPLIANCE SOLE 54500
NETWORK APPLIANCE SOLE 600
NEW JERSEY RESOURCES SOLE 6397
NEW JERSEY RESOURCES SOLE 100
NEW JERSEY RESOURCES OTHER 500
NEW SKY COMMUNICATIONS SOLE 185000
NEW YORK REGL RAIL SOLE 34000
NEWELL FINL TR I SOLE 35000
NEWELL RUBBERMAID SOLE 21000
NEXTEL COMMUNICATIONS SOLE 1760
NOKIA SOLE 190000
NOKIA SOLE 15640
NOKIA DEFINED 2438
NOKIA DEFINED 400
NOKIA OTHER 15166
NOKIA OTHER 1600
NOKIA OTHER 1430
NOBLE DRILLING SOLE 5450
NORFOLK SOUTHERN SOLE 204990
NORFOLK SOUTHERN SOLE 3800
NORFOLK SOUTHERN DEFINED 4000
NORFOLK SOUTHERN OTHER 3300
NORFOLK SOUTHERN OTHER 7080
NORTEL NETWORKS SOLE 16720
NORTEL NETWORKS SOLE 6000
NORTEL NETWORKS OTHER 400
NORTEL NETWORKS OTHER 350
NORTH AMERICAN TRAINING SOLE 39217
NORTHERN TRUST SOLE 313874
NORTHERN TRUST SOLE 32980
NORTHERN TRUST DEFINED 8614
NORTHERN TRUST DEFINED 1000
NORTHERN TRUST OTHER 26323
NORTHERN TRUST OTHER 1200
NORTHERN TRUST OTHER 2717
NOVELL SOLE 19200
NUVEEN MUN MKT OPPORTUNITY FD SOLE 9000
NUVEEN MUN MKT OPPORTUNITY FD OTHER 6000
OMNICOM GROUP SOLE 34700
OMNICOM GROUP OTHER 700
ORACLE SOLE 26824
ORACLE SOLE 800
ORACLE DEFINED 500
ORACLE OTHER 8500
ORACLE OTHER 550
PECO ENERGY SOLE 11816
PECO ENERGY SOLE 950
PECO ENERGY OTHER 300
PIMCO ADVISORS HLGS L P SOLE 375
PIMCO ADVISORS HLGS L P DEFINED 1854
PIMCO ADVISORS HLGS L P OTHER 17768
PNC FINANCIAL SERVICES GROUP SOLE 20092
PNC FINANCIAL SERVICES GROUP SOLE 1540
PNC FINANCIAL SERVICES GROUP DEFINED 1149
PNC FINANCIAL SERVICES GROUP OTHER 3557
PNC FINANCIAL SERVICES GROUP OTHER 512
PPG SOLE 60847
PPG SOLE 1400
PPG DEFINED 2300
PPG OTHER 5436
PPG OTHER 1300
PPL SOLE 65550
PPL SOLE 9270
PPL DEFINED 400
PPL OTHER 10646
PPL OTHER 600
PARDEE RESOURCES SOLE 11400
PARKER HANNIFIN SOLE 13499
PAYCHEX SOLE 18946
PAYCHEX SOLE 11529
PAYCHEX DEFINED 4666
PAYCHEX OTHER 7832
PENNEY J C SOLE 37350
PENNZOIL-QUAKER ST SOLE 2635
PENNZOIL-QUAKER ST OTHER 6896
PENNZOIL-QUAKER ST OTHER 6560
PEPSICO SOLE 401477
PEPSICO SOLE 44874
PEPSICO DEFINED 5500
PEPSICO OTHER 104776
PEPSICO OTHER 1800
PEPSICO OTHER 32840
PERKINELMER DEFINED 4000
PHARMACIA & UPJOHN SOLE 30557
PHARMACIA & UPJOHN SOLE 3818
PHARMACIA & UPJOHN DEFINED 1000
PHARMACIA & UPJOHN OTHER 185
PFIZER SOLE 1106252
PFIZER SOLE 112102
PFIZER DEFINED 28862
PFIZER DEFINED 9900
PFIZER OTHER 331256
PFIZER OTHER 1200
PFIZER OTHER 79252
PHILIP MORRIS SOLE 82904
PHILIP MORRIS SOLE 10800
PHILIP MORRIS DEFINED 9670
PHILIP MORRIS OTHER 84916
PHILIP MORRIS OTHER 29140
PHILLIPS PETE SOLE 4260
PHILLIPS PETE DEFINED 300
PHILLIPS PETE OTHER 1285
PITNEY BOWES SOLE 95100
PITNEY BOWES SOLE 3200
PITNEY BOWES DEFINED 800
PITNEY BOWES OTHER 5900
PLUCKEMIN CORNER OTHER 48
PRAXAIR SOLE 14280
PRAXAIR SOLE 800
PRAXAIR OTHER 1726
PRAXAIR DEF/OTH 309
PREFORMED LINE PRODUCTS SOLE 36000
PREMIER BANCORP SOLE 12978
PROCTER & GAMBLE SOLE 275814
PROCTER & GAMBLE SOLE 34560
PROCTER & GAMBLE DEFINED 9582
PROCTER & GAMBLE OTHER 61936
PROCTER & GAMBLE OTHER 400
PROCTER & GAMBLE OTHER 31946
PROGRESS SOFTWARE SOLE 26000
PROGRESSIVE SOLE 1920
PROGRESSIVE DEFINED 240
PROGRESSIVE OTHER 480
PROVIDIAN FINANCIAL OTHER 1298
PROVIDIAN FINANCIAL OTHER 2500
PSINET SOLE 34000
PUBLIC SERVICE ENTERPRISE SOLE 62144
PUBLIC SERVICE ENTERPRISE SOLE 4965
PUBLIC SERVICE ENTERPRISE DEFINED 3324
PUBLIC SERVICE ENTERPRISE DEFINED 1000
PUBLIC SERVICE ENTERPRISE OTHER 39211
PUBLIC SERVICE ENTERPRISE OTHER 9512
PUBLIC SERVICE ENTERPRISE DEF/OTH 3327
QUAKER OATS SOLE 2740
QUAKER OATS SOLE 200
QUAKER OATS DEFINED 1878
QUAKER OATS OTHER 1100
QUALCOMM SOLE 18250
QUALCOMM SOLE 6200
QUALCOMM OTHER 2120
QUESTAR OTHER 13200
QUESTAR OTHER 14000
QWEST COMMUNICATIONS INTL SOLE 9724
QWEST COMMUNICATIONS INTL SOLE 1480
QWEST COMMUNICATIONS INTL OTHER 3600
QWEST COMMUNICATIONS INTL OTHER 1000
RALSTON PURINA GROUP SOLE 2295
RALSTON PURINA GROUP OTHER 7596
RAYTHEON SOLE 7955
RAYTHEON SOLE 800
RAYTHEON DEFINED 1000
RAYTHEON DEFINED 400
RAYTHEON OTHER 2300
RAYTHEON OTHER 14700
READERS DIGEST FIN TR SOLE 46500
READERS DIGEST FIN TR OTHER 1000
REDBACK NETWORKS SOLE 2400
RELIANCE GROUP HLDGS SOLE 200000
RELIANT ENERGY SOLE 4288
RELIANT ENERGY DEFINED 1000
RELIANT ENERGY OTHER 3000
RELIANT ENERGY OTHER 1500
REPSOL SA SPONSORED ADR SOLE 7900
REPSOL SA SPONSORED ADR OTHER 3000
REYNOLDS METALS SOLE 12800
RITE AID SOLE 9060
RITE AID OTHER 2000
ROBERT HALF INTL SOLE 4540
ROCKWELL INTL SOLE 7871
ROCKWELL INTL DEFINED 1200
ROCKWELL INTL OTHER 1900
ROCKWELL INTL OTHER 2500
ROCKWELL INTL DEF/OTH 1517
ROHM & HAAS SOLE 5400
ROYAL DUTCH PETE SOLE 244491
ROYAL DUTCH PETE SOLE 16100
ROYAL DUTCH PETE DEFINED 3220
ROYAL DUTCH PETE OTHER 49675
ROYAL DUTCH PETE OTHER 11900
SBC COMMUNICATIONS SOLE 530328
SBC COMMUNICATIONS SOLE 59124
SBC COMMUNICATIONS DEFINED 20072
SBC COMMUNICATIONS DEFINED 3926
SBC COMMUNICATIONS OTHER 156792
SBC COMMUNICATIONS OTHER 18199
SBC COMMUNICATIONS DEF/OTH 100
SEI SOLE 2000
S&P 500 DEPOSITARY RECEIPT SOLE 1245
S&P 500 DEPOSITARY RECEIPT SOLE 31245
SAFEWAY SOLE 8450
SAFEWAY OTHER 450
ST PAUL SOLE 41212
ST PAUL SOLE 4576
ST PAUL OTHER 600
SANMINA SOLE 28900
SARA LEE SOLE 337779
SARA LEE SOLE 31100
SARA LEE OTHER 16700
SARA LEE OTHER 2970
SASSOON INTL DEFINED 12500
SCHERING PLOUGH SOLE 379417
SCHERING PLOUGH SOLE 186433
SCHERING PLOUGH DEFINED 29795
SCHERING PLOUGH DEFINED 3867
SCHERING PLOUGH OTHER 101401
SCHERING PLOUGH OTHER 26244
SCHLUMBERGER SOLE 124170
SCHLUMBERGER SOLE 23851
SCHLUMBERGER DEFINED 500
SCHLUMBERGER OTHER 13104
SCHLUMBERGER OTHER 1100
SCHWAB CHARLES SOLE 3900
SCHWAB CHARLES OTHER 1200
SCIENTIFIC ATLANTA SOLE 6000
SEAGRAMS OTHER 7500
SEAGRAMS SOLE 35000
SEARS SOLE 16874
SEARS SOLE 800
SEARS DEFINED 500
SEARS OTHER 6489
SEARS OTHER 400
SELECTIVE INSURANCE SOLE 16171
SELECTIVE INSURANCE OTHER 5670
SERVICE SOLE 19000
SERVICEMASTER SOLE 2177
SERVICEMASTER SOLE 1012
SERVICEMASTER DEFINED 2655
SERVICEMASTER OTHER 5314
SHELL SOLE 3400
SHELL SOLE 3900
SHELL OTHER 248
SHERWIN-WILLIAMS SOLE 15000
SHERWIN-WILLIAMS OTHER 9600
SIEBEL SYS SOLE 3450
SKYLANDS FINL SOLE 17055
SMITHKLINE BEECHAM SOLE 279450
SMITHKLINE BEECHAM SOLE 10000
SMITHKLINE BEECHAM DEFINED 100
SMITHKLINE BEECHAM DEFINED 2640
SMITHKLINE BEECHAM OTHER 19975
SMITHKLINE BEECHAM DEF/OTH 100
SOLECTRON SOLE 29200
SOLECTRON SOLE 21000
SOLECTRON DEFINED 1200
SOLECTRON OTHER 1500
SOLECTRON OTHER 1600
SOLECTRON OTHER 600
SOUTHERN SOLE 34942
SOUTHERN SOLE 9666
SOUTHERN DEFINED 1000
SOUTHERN DEFINED 500
SOUTHERN OTHER 7066
SOUTHERN OTHER 3750
SOVEREIGN BANCORP SOLE 19395
SOVEREIGN BANCORP SOLE 7084
SOVEREIGN BANCORP DEFINED 1200
SOVEREIGN BANCORP DEFINED 3000
SOVEREIGN BANCORP OTHER 2152
SPRINT SOLE 26342
SPRINT SOLE 12860
SPRINT DEFINED 3425
SPRINT OTHER 4100
SPRINT SOLE 3420
SPRINT DEFINED 400
SPRINT OTHER 1200
STAPLES SOLE 463638
STAPLES SOLE 18030
STAPLES DEFINED 24225
STAPLES DEFINED 6615
STAPLES OTHER 13600
STARBUCKS SOLE 5000
STARBUCKS OTHER 1400
STATE STR SOLE 1100
STATE STR SOLE 4600
STATEN IS BANCORP INC SOLE 51441
STATEN IS BANCORP INC OTHER 5503
STRYKER SOLE 3000
SUIZA FOODS SOLE 5000
SUMMIT BANCORP SOLE 5095398
SUMMIT BANCORP SOLE 95930
SUMMIT BANCORP DEFINED 178577
SUMMIT BANCORP DEFINED 8653
SUMMIT BANCORP OTHER 450980
SUMMIT BANCORP OTHER 3442
SUMMIT BANCORP OTHER 99160
SUMMIT BANCORP DEF/OTH 14300
SUN MICROSYSTEMS SOLE 67426
SUN MICROSYSTEMS SOLE 400
SUN MICROSYSTEMS DEFINED 330
SUN MICROSYSTEMS OTHER 11453
SUN MICROSYSTEMS OTHER 250
SYMANTEC SOLE 10500
SYMANTEC SOLE 412
SYMYX TECHNOLOGIES SOLE 12962
SYMYX TECHNOLOGIES OTHER 38888
SYQUEST TECHNOLOGY SOLE 10875
SYSCO SOLE 42038
SYSCO SOLE 6000
SYSCO DEFINED 3400
SYSCO OTHER 9268
SYSCO OTHER 19800
TECO ENERGY OTHER 11100
TEPPCO PARTNERS LP SOLE 8000
TEPPCO PARTNERS LP OTHER 3400
TRW SOLE 3160
TRW SOLE 1600
TARGET SOLE 142675
TARGET SOLE 14940
TARGET OTHER 18900
TARGET OTHER 4200
TEKTRONIX SOLE 3450
TEKTRONIX OTHER 2325
TELESERVICES INTERNET GROUP SOLE 10000
TELLABS SOLE 135495
TELLABS SOLE 600
TELLABS OTHER 300
A T & T SH OTHER 1400
TEXACO SOLE 84978
TEXACO SOLE 15091
TEXACO DEFINED 3484
TEXACO DEFINED 2000
TEXACO OTHER 14004
TEXACO OTHER 2700
TEXAS INSTRUMENTS SOLE 201703
TEXAS INSTRUMENTS SOLE 38035
TEXAS INSTRUMENTS DEFINED 3180
TEXAS INSTRUMENTS DEFINED 1000
TEXAS INSTRUMENTS OTHER 6625
TEXAS INSTRUMENTS OTHER 2100
TEXAS UTILS SOLE 11148
TEXAS UTILS SOLE 300
TEXAS UTILS DEFINED 1000
TEXAS UTILS OTHER 11730
TEXAS UTILS OTHER 9250
TEXTRON SOLE 177349
TEXTRON SOLE 14600
TEXTRON DEFINED 200
TEXTRON DEFINED 1300
TEXTRON OTHER 8920
THOMAS & BETTS SOLE 64220
THOMAS & BETTS OTHER 113108
3 COM SOLE 166025
3 COM SOLE 1400
3 COM DEFINED 1000
3 COM OTHER 6800
3 COM OTHER 75
TIFFANY SOLE 3000
TIFFANY SOLE 400
TIME WARNER SOLE 208375
TIME WARNER SOLE 21020
TIME WARNER DEFINED 600
TIME WARNER OTHER 13750
TIME WARNER OTHER 600
TIMES MIRROR SOLE 2789
TRICON GLOBAL RESTAURANTS SOLE 8094
TRICON GLOBAL RESTAURANTS SOLE 602
TRICON GLOBAL RESTAURANTS DEFINED 80
TRICON GLOBAL RESTAURANTS OTHER 4197
TRICON GLOBAL RESTAURANTS OTHER 400
TRICON GLOBAL RESTAURANTS OTHER 1054
TRIBUNE SOLE 900
TRIBUNE DEFINED 9600
TYCO INTL SOLE 558815
TYCO INTL SOLE 83562
TYCO INTL DEFINED 20910
TYCO INTL DEFINED 2700
TYCO INTL OTHER 38858
TYCO INTL OTHER 9778
USG SOLE 5200
UNCOMMON VALUES UNIT TR 1985 SOLE 48752
UNILEVER N V NEW YORK SHS SOLE 126891
UNILEVER N V NEW YORK SHS SOLE 3075
UNILEVER N V NEW YORK SHS OTHER 8567
UNION PACIFIC SOLE 185894
UNION PACIFIC SOLE 1100
UNION PACIFIC DEFINED 1200
UNION PACIFIC DEFINED 400
UNION PACIFIC OTHER 15720
UNION PACIFIC OTHER 200
UNION PAC RES GROUP SOLE 70939
UNION PAC RES GROUP SOLE 169
UNION PAC RES GROUP DEFINED 338
UNION PAC RES GROUP OTHER 1522
UNITED DOMINION REALTY TRUST SOLE 2800
UNITED DOMINION REALTY TRUST OTHER 19400
UNITED NATL BANCORP N J DEFINED 10000
UNITED PARCEL SVC SOLE 5675
UNITED PARCEL SVC SOLE 600
UNITED PARCEL SVC DEFINED 100
UNITED PARCEL SVC OTHER 600
UNITED RETAIL GROUP SOLE 28000
U S WEST NEW SOLE 25634
U S WEST NEW SOLE 13463
U S WEST NEW DEFINED 2232
U S WEST NEW OTHER 20268
U S WEST NEW OTHER 600
U S WEST NEW OTHER 3505
UNITED TECHNOLOGIES SOLE 325176
UNITED TECHNOLOGIES SOLE 25400
UNITED TECHNOLOGIES DEFINED 300
UNITED TECHNOLOGIES DEFINED 200
UNITED TECHNOLOGIES OTHER 25490
UNITED TECHNOLOGIES OTHER 200
UNITED TECHNOLOGIES DEF/OTH 300
UNITED WTR RESOURCES SOLE 16672
UNITED WTR RESOURCES DEFINED 1000
UNITED WTR RESOURCES OTHER 1687
UNIVISION COMMUNICATIONS INC SOLE 2000
UNIVISION COMMUNICATIONS INC OTHER 800
VALLEY NATL BANCORP SOLE 16367
VALLEY NATL BANCORP DEFINED 232
VALLEY NATL BANCORP OTHER 8716
VANGUARD FIXED SECS FD SOLE 254607
VANGUARD FIXED SECS FD SOLE 60474
VANGUARD FIXED SECS FD DEFINED 19305
VANGUARD FIXED SECS FD DEFINED 6344
VANGUARD FIXED SECS FD OTHER 10677
VARIAN SOLE 7550
VARIAN SOLE 2500
VARIAN SEMICONDUCTOR SOLE 2500
VARIAN SEMICONDUCTOR SOLE 3200
VARIAN SEMICONDUCTOR OTHER 500
VARIAN MEDICAL SYSTEMS SOLE 4130
VARIAN MEDICAL SYSTEMS SOLE 3200
VARIAN MEDICAL SYSTEMS DEFINED 500
VARIAN MEDICAL SYSTEMS OTHER 500
VENTRO SOLE 5500
VERITAS SOFTWARE SOLE 23700
VIACOM SOLE 3952
VITESSE SEMICONDUCTOR SOLE 3000
VODAFONE AIRTOUCH SOLE 110291
VODAFONE AIRTOUCH SOLE 19344
VODAFONE AIRTOUCH DEFINED 3215
VODAFONE AIRTOUCH OTHER 17905
VODAFONE AIRTOUCH OTHER 4500
WACHOVIA SOLE 3770
WACHOVIA OTHER 4050
WAL MART SOLE 121582
WAL MART SOLE 91969
WAL MART DEFINED 550
WAL MART OTHER 57740
WAL MART OTHER 1000
WAL MART OTHER 51400
WALGREEN SOLE 16300
WALGREEN SOLE 832
WALGREEN DEFINED 800
WARNER LAMBERT SOLE 204855
WARNER LAMBERT SOLE 28940
WARNER LAMBERT DEFINED 12838
WARNER LAMBERT DEFINED 1150
WARNER LAMBERT OTHER 57428
WARNER LAMBERT OTHER 31481
WASHINGTON MUTUAL SOLE 26450
WASHINGTON MUTUAL OTHER 1250
WEINGARTEN REALTY SBI SOLE 4000
WEINGARTEN REALTY SBI OTHER 750
WEINGARTEN REALTY SBI OTHER 1250
WELLS FARGO NEW SOLE 83915
WELLS FARGO NEW SOLE 11100
WELLS FARGO NEW DEFINED 400
WELLS FARGO NEW OTHER 2350
WELLS FARGO NEW OTHER 1700
WESTBURY METALS GROUP SOLE 26660
WESTBURY METALS GROUP OTHER 40000
WEYERHAEUSER SOLE 1100
WEYERHAEUSER OTHER 1700
WEYERHAEUSER OTHER 900
WHIRLPOOL SOLE 1700
WHIRLPOOL DEFINED 300
WHIRLPOOL OTHER 1810
WILLIAMS COS SOLE 119602
WILLIAMS COS OTHER 1400
WILMINGTON TRUST SOLE 8400
WILMINGTON TRUST DEFINED 4800
WISCONSIN ENERGY SOLE 10876
WISCONSIN ENERGY SOLE 3300
WISCONSIN ENERGY OTHER 5550
WISCONSIN ENERGY OTHER 500
WIZ TECHNOLOGY SOLE 90000
WRIGLEY WM JR SOLE 1757
WRIGLEY WM JR OTHER 10800
XILINX SOLE 206900
XILINX SOLE 18400
XILINX OTHER 200
XEROX SOLE 53856
XEROX SOLE 11000
XEROX OTHER 17928
YAHOO SOLE 9640
YAHOO SOLE 11100
YAHOO OTHER 8000
BLUE RIBBON LABEL OTHER 37
ENDICOTT MACHINE & TOOL SOLE 274699
MURRAY HILL RACQUET CLUB SOLE 326
EBAGS SOLE 12500
LERNOUT & HAUSPIE SPEECH PROGRAMSOLE 2150
LERNOUT & HAUSPIE SPEECH PROGRAMSOLE 5300
LERNOUT & HAUSPIE SPEECH PROGRAMOTHER 200
GLOBAL CROSSING LTD SOLE 25235
GLOBAL CROSSING LTD SOLE 2000
GLOBAL CROSSING LTD OTHER 4000
GLOBAL CROSSING LTD OTHER 1000
TRANSOCEAN SEDCO FOREX SOLE 1548
TRANSOCEAN SEDCO FOREX SOLE 957
TRANSOCEAN SEDCO FOREX DEFINED 96
TRANSOCEAN SEDCO FOREX OTHER 1771
TRANSOCEAN SEDCO FOREX OTHER 174
SHONK LAND CO LTD PARTNERSHIP SOLE 166
UNIVERSAL REALTY CO INC OTHER 94640
KANAVY COMPUTER CORP CONV PFD SOLE 10000
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