SUMMIT BANK
13F-HR, 2000-02-09
Previous: LTX CORP, SC 13G/A, 2000-02-09
Next: CIGNA CORP, 8-K, 2000-02-09



[DESCRIPTION]           FORM 13F
                                                 UNITED STATES
                                       SECURITIES AND EXCHANGE COMMISSION
                                            Washington, D.C.  20549
                                                    FORM 13F
                                              FORM 13F COVER PAGE

Report for the Calendar Year or Quarter Ended: 12/31/1999

Check here if Amendment       [ ]             Amendment Number:

This Amendment                [ ]             is a restatement
                              [ ]             adds new holding entries

Institutional Investment Manager Filing this Report:

Name:       SUMMIT BANK
Address:    210 MAIN STREET
            HACKENSACK, NJ 07601


13F File Number: 28-01123

The institutional investment Manager filing this report and the
person by whom it is signed hereby represent that the person signing
the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered intergral parts of
this form.

Person Signing this Report on Behalf of Reporting Manager:

Name: HILTON JERVEY
Title: SENIOR VICE PRESIDENT
Phone: 201-646-5230
Signature, Place, and Date of Signing:

1    HACKENSACK NJ    02/07/2000

Report Type     (Check only one)
                [X]            13F HOLDINGS REPORT
                [ ]            13F NOTICE
                [ ]            13F COMBINATION REPORT


I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE
ACT OF 1934

<PAGE>

                                          FORM 13F SUMMARY PAGE

Report Summary:

Number of Other Included Managers:                0
Form 13F Information Table Entry Total:           947
Form 13F Information Table Value Total:           $ 3,315,773

List of Other Included Managers:

NONE

<TABLE>                                            <C>                         <C>
FORM 13F INFORMATION TABLE
                                   TITLE                   VALUE        SHARES/      SH/ PUT/
  NAME OF ISSUER                   OF CLASS        CUSIP    (X $1000)    PRN AMOUNT   PRN CALL
  SECURITY NAME                    SUBCLASS

  A C MOORE ARTS & CRAFTS          COMMON STOCK    00086T103          58        10000 SH
  ADC TELECOMMUNICATIONS           COMMON STOCK    000886101         334         4600 SH
  AT&T                             COMMON STOCK    001957109       20939       412088 SH
  AT&T                             COMMON STOCK    001957109        1129        22226 SH
  AT&T                             COMMON STOCK    001957109        4291        84440 SH
  ABBOTT LABS                      COMMON STOCK    002824100        4771       131398 SH
  ABBOTT LABS                      COMMON STOCK    002824100          58         1600 SH
  ABBOTT LABS                      COMMON STOCK    002824100        4418       121670 SH
  ACCLAIM ENMNT                    COMMON STOCK    004325205          77        15000 SH
  AEGON N V                        COMMON STOCK    007924103          16          168 SH
  AEGON N V                        COMMON STOCK    007924103         216         2260 SH
  AETNA                            COMMON STOCK    008117103         603        10798 SH
  AETNA                            COMMON STOCK    008117103          89         1600 SH
  AIR PRODUCTS & CHEMICALS         COMMON STOCK    009158106         832        24775 SH
  AIR PRODUCTS & CHEMICALS         COMMON STOCK    009158106         329         9800 SH
  ALLERGAN                         COMMON STOCK    018490102         687        13808 SH
  ALLIANCE CAP MGMT HLD            COMMON STOCK    01855A101        1839        61425 SH
  ALLIANCE CAP MGMT HLD            COMMON STOCK    01855A101         111         3700 SH
  ALLIANCE CAP MGMT HLD            COMMON STOCK    01855A101        1377        45980 SH
  ALLIED IRISH BANKS PLC           COMMON STOCK    019228402         139         6600 SH
  ALLIED IRISH BANKS PLC           COMMON STOCK    019228402         108         5100 SH
  ALLIED WASTE INDS                COMMON STOCK    019589308         506        57380 SH
  ALLSTATE                         COMMON STOCK    020002101         544        22592 SH
  ALLSTATE                         COMMON STOCK    020002101          46         1926 SH
  ALLSTATE                         COMMON STOCK    020002101         101         4206 SH
  ALLTEL                           COMMON STOCK    020039103        8376       101291 SH
  ALLTEL                           COMMON STOCK    020039103          33          400 SH
  ALLTEL                           COMMON STOCK    020039103         491         5936 SH
  AMAZON COM                       COMMON STOCK    023135106        2588        34000 SH
  AMAZON COM                       COMMON STOCK    023135106          76         1000 SH
  AMCAP FD                         MUTUAL FUNDS-EQ 023375108         332        17665 SH
  AMERICA ONLINE                   COMMON STOCK    02364J104       30650       403954 SH
  AMERICA ONLINE                   COMMON STOCK    02364J104        1377        18142 SH
  AMERICA ONLINE                   COMMON STOCK    02364J104        5471        72106 SH
  AMERICAN ELECTRIC POWER          COMMON STOCK    025537101         237         7362 SH
  AMERICAN ELECTRIC POWER          COMMON STOCK    025537101          34         1059 SH
  AMERICAN ELECTRIC POWER          COMMON STOCK    025537101         729        22694 SH
  AMERICAN EXPRESS                 COMMON STOCK    025816109       19491       117237 SH
  AMERICAN EXPRESS                 COMMON STOCK    025816109        5448        32771 SH
  AMERICAN FINL GROUP              COMMON STOCK    025932104         264        10000 SH
  AMERICAN GENERAL                 COMMON STOCK    026351106        2980        39280 SH
  AMERICAN GENERAL                 COMMON STOCK    026351106         189         2490 SH
  AMERICAN HOME PRODUCTS           COMMON STOCK    026609107       12142       309342 SH
  AMERICAN HOME PRODUCTS           COMMON STOCK    026609107         637        16240 SH
  AMERICAN HOME PRODUCTS           COMMON STOCK    026609107        6380       162560 SH
  AMERICAN INTL GROUP              COMMON STOCK    026874107       58471       540769 SH
  AMERICAN INTL GROUP              COMMON STOCK    026874107        1734        16036 SH
  AMERICAN INTL GROUP              COMMON STOCK    026874107       11161       103219 SH
  AMERICAN POWER CONVERSION        COMMON STOCK    029066107        2183        82750 SH
  AMERICAN POWER CONVERSION        COMMON STOCK    029066107         282        10700 SH
  AMERICAN POWER CONVERSION        COMMON STOCK    029066107         411        15600 SH
  AMGEN                            COMMON STOCK    031162100       10403       173205 SH
  AMGEN                            COMMON STOCK    031162100          48          800 SH
  AMGEN                            COMMON STOCK    031162100         800        13320 SH
  ANALOG DEVICES                   COMMON STOCK    032654105         494         5315 SH
  ANHEUSER BUSCH                   COMMON STOCK    035229103        1485        20955 SH
  ANHEUSER BUSCH                   COMMON STOCK    035229103          57          800 SH
  ANHEUSER BUSCH                   COMMON STOCK    035229103        1022        14414 SH
  APPLIED MATERIALS                COMMON STOCK    038222105       13929       109950 SH
  APPLIED MATERIALS                COMMON STOCK    038222105          25          200 SH
  AQUIS COMMUNICATIONS GROUP       COMMON STOCK    038399101          17        10000 SH
  AT HOME                          COMMON STOCK    045919107         288         6708 SH
  AT HOME                          COMMON STOCK    045919107         103         2400 SH
  ASSOCIATES FIRST CAPITAL CRP     COMMON STOCK    046008108         256         9318 SH
  ASSOCIATES FIRST CAPITAL CRP     COMMON STOCK    046008108          29         1046 SH
  ATLANTIC RICHFIELD               COMMON STOCK    048825103       17034       196930 SH
  ATLANTIC RICHFIELD               COMMON STOCK    048825103         131         1514 SH
  ATLANTIC RICHFIELD               COMMON STOCK    048825103        2952        34130 SH
  AUTOMATIC DATA PROCESSING        COMMON STOCK    053015103       23356       433522 SH
  AUTOMATIC DATA PROCESSING        COMMON STOCK    053015103        1117        20728 SH
  AUTOMATIC DATA PROCESSING        COMMON STOCK    053015103        7432       137954 SH
  AVENTIS                          COMMON STOCK    053561106         245         4300 SH
  AVERY DENNISON                   COMMON STOCK    053611109        1264        17350 SH
  AVERY DENNISON                   COMMON STOCK    053611109          95         1300 SH
  AVERY DENNISON                   COMMON STOCK    053611109         219         3000 SH
  AVON PRODUCTS                    COMMON STOCK    054303102          87         2640 SH
  AVON PRODUCTS                    COMMON STOCK    054303102         290         8800 SH
  BB&T CORP                        COMMON STOCK    054937107          49         1800 SH
  BB&T CORP                        COMMON STOCK    054937107         155         5652 SH
  BP AMOCO PLC                     COMMON STOCK    055622104       26783       451564 SH
  BP AMOCO PLC                     COMMON STOCK    055622104        1312        22112 SH
  BP AMOCO PLC                     COMMON STOCK    055622104        6851       115506 SH
  BP AMOCO PLC                     COMMON STOCK    055622104          12          200 SH
  BSB BANCORP                      COMMON STOCK    055652101         537        27916 SH
  BAKER FENTRESS                   MUTUAL FUNDS-EQ 057213100         652        46173 SH
  BAKER FENTRESS                   MUTUAL FUNDS-EQ 057213100        1503       106422 SH
  BAKER HUGHES                     COMMON STOCK    057224107         205         9750 SH
  BANK AMER                        COMMON STOCK    060505104       11610       231339 SH
  BANK AMER                        COMMON STOCK    060505104          15          300 SH
  BANK AMER                        COMMON STOCK    060505104        1986        39569 SH
  BANK OF NY                       COMMON STOCK    064057102       31011       775276 SH
  BANK OF NY                       COMMON STOCK    064057102          80         2000 SH
  BANK OF NY                       COMMON STOCK    064057102        3173        79316 SH
  BANK ONE                         COMMON STOCK    06423A103         795        24858 SH
  BANK ONE                         COMMON STOCK    06423A103          45         1405 SH
  BANK ONE                         COMMON STOCK    06423A103         145         4522 SH
  BAXTER INTL                      COMMON STOCK    071813109        4151        66084 SH
  BAXTER INTL                      COMMON STOCK    071813109          25          400 SH
  BAXTER INTL                      COMMON STOCK    071813109          93         1475 SH
  BEAR STEARNS                     COMMON STOCK    073902108         289         6759 SH
  BEAR STEARNS                     COMMON STOCK    073902108          41          950 SH
  BECTON DICKINSON & CO            COMMON STOCK    075887109        5096       189170 SH
  BECTON DICKINSON & CO            COMMON STOCK    075887109         280        10400 SH
  BED BATH & BEYOND                COMMON STOCK    075896100        3996       115000 SH
  BED BATH & BEYOND                COMMON STOCK    075896100           7          200 SH
  BED BATH & BEYOND                COMMON STOCK    075896100          42         1200 SH
  BELL ATLANTIC                    COMMON STOCK    077853109       26765       434756 SH
  BELL ATLANTIC                    COMMON STOCK    077853109        1179        19152 SH
  BELL ATLANTIC                    COMMON STOCK    077853109       10224       166074 SH
  BELLSOUTH                        COMMON STOCK    079860102       34157       729649 SH
  BELLSOUTH                        COMMON STOCK    079860102        1163        24852 SH
  BELLSOUTH                        COMMON STOCK    079860102        9954       212632 SH
  BELLSOUTH                        COMMON STOCK    079860102          19          400 SH
  BERKSHIRE                        COMMON STOCK    084670108         224            4 SH
  BERKSHIRE                        COMMON STOCK    084670108          56            1 SH
  BERKSHIRE                        COMMON STOCK    084670207        2600         1421 SH
  BERKSHIRE                        COMMON STOCK    084670207           9            5 SH
  BERKSHIRE                        COMMON STOCK    084670207        1956         1069 SH
  BESTFOODS                        COMMON STOCK    08658U101       19215       365561 SH
  BESTFOODS                        COMMON STOCK    08658U101         642        12216 SH
  BESTFOODS                        COMMON STOCK    08658U101        2488        47343 SH
  BESTFOODS                        COMMON STOCK    08658U101           5          100 SH
  BIOMET                           COMMON STOCK    090613100         225         5620 SH
  BLACK & DECKER                   COMMON STOCK    091797100         800        15320 SH
  H & R BLOCK                      COMMON STOCK    093671105         525        12000 SH
  BLUE CHIP VALUE FD               COMMON STOCK    095333100         143        16450 SH
  BOEING                           COMMON STOCK    097023105         680        16414 SH
  BOEING                           COMMON STOCK    097023105        1432        34548 SH
  BOISE CASCADE                    COMMON STOCK    097383103         462        11400 SH
  BRISTOL MYERS SQUIBB             COMMON STOCK    110122108       38653       602192 SH
  BRISTOL MYERS SQUIBB             COMMON STOCK    110122108        1425        22200 SH
  BRISTOL MYERS SQUIBB             COMMON STOCK    110122108       14492       225775 SH
  BRISTOL MYERS SQUIBB             COMMON STOCK    110122108           6          100 SH
  BROADWING                        COMMON STOCK    111620100         317         8600 SH
  BROADWING                        COMMON STOCK    111620100         479        13000 SH
  BURLINGTON NORTHERN SANTA FE     COMMON STOCK    12189T104        7058       291046 SH
  BURLINGTON NORTHERN SANTA FE     COMMON STOCK    12189T104          36         1500 SH
  BURLINGTON NORTHERN SANTA FE     COMMON STOCK    12189T104         246        10140 SH
  BURLINGTON RESOURCES             COMMON STOCK    122014103         232         7002 SH
  BURLINGTON RESOURCES             COMMON STOCK    122014103          50         1525 SH
  BURLINGTON RESOURCES             COMMON STOCK    122014103          85         2572 SH
  CBS                              COMMON STOCK    12490K107         436         6816 SH
  CBS                              COMMON STOCK    12490K107          59          930 SH
  CBS                              COMMON STOCK    12490K107          64         1000 SH
  C-CUBE MICROSYSTEMS              COMMON STOCK    125015107         374         6000 SH
  CIGNA                            COMMON STOCK    125509109        1802        22365 SH
  CIGNA                            COMMON STOCK    125509109         161         2000 SH
  CIGNA                            COMMON STOCK    125509109         636         7900 SH
  CMGI                             COMMON STOCK    125750109         671         2425 SH
  CNF TRANSPORTATION               COMMON STOCK    12612W104         345        10000 SH
  CSX                              COMMON STOCK    126408103        1980        63104 SH
  CSX                              COMMON STOCK    126408103          56         1800 SH
  CSX                              COMMON STOCK    126408103         195         6200 SH
  CVS                              COMMON STOCK    126650100         606        15200 SH
  CVS                              COMMON STOCK    126650100         144         3600 SH
  CALEDONIA MNG                    COMMON STOCK    12932K103           0        10000 SH
  CAMPBELL SOUP                    COMMON STOCK    134429109         967        25000 SH
  CAMPBELL SOUP                    COMMON STOCK    134429109         833        21543 SH
  CARDINAL HEALTH                  COMMON STOCK    14149Y108         841        17570 SH
  CARNIVAL                         COMMON STOCK    143658102        8749       182980 SH
  CARNIVAL                         COMMON STOCK    143658102         134         2800 SH
  CARNIVAL                         COMMON STOCK    143658102         179         3750 SH
  CAROLINA PWR & LT                COMMON STOCK    144141108         313        10280 SH
  CAROLINA PWR & LT                COMMON STOCK    144141108          37         1200 SH
  CATERPILLAR                      COMMON STOCK    149123101         428         9100 SH
  CATERPILLAR                      COMMON STOCK    149123101         367         7795 SH
  CENDANT                          COMMON STOCK    151313103         213         8025 SH
  CENTRAL & SOUTHWEST              COMMON STOCK    152357109          85         4233 SH
  CENTRAL & SOUTHWEST              COMMON STOCK    152357109          40         2000 SH
  CENTRAL & SOUTHWEST              COMMON STOCK    152357109          84         4200 SH
  CENTURYTEL                       COMMON STOCK    156700106         678        14305 SH
  CHASE MANHATTAN                  COMMON STOCK    16161A108       14397       185316 SH
  CHASE MANHATTAN                  COMMON STOCK    16161A108         319         4100 SH
  CHASE MANHATTAN                  COMMON STOCK    16161A108         535         6882 SH
  CHECKPOINT SYS                   COMMON STOCK    162825103         386        37850 SH
  CHEVRON                          COMMON STOCK    166751107        6471        74703 SH
  CHEVRON                          COMMON STOCK    166751107         428         4940 SH
  CHEVRON                          COMMON STOCK    166751107        1300        15005 SH
  CHIRON                           COMMON STOCK    170040109        1932        45600 SH
  CHIRON                           COMMON STOCK    170040109         246         5800 SH
  CHUBB                            COMMON STOCK    171232101         504         8950 SH
  CHUBB                            COMMON STOCK    171232101        1315        23357 SH
  CIRCUIT CITY                     COMMON STOCK    172737108         683        15150 SH
  CIRCUIT CITY                     COMMON STOCK    172737108          45         1000 SH
  CISCO SYSTEMS                    COMMON STOCK    17275R102       64218       599472 SH
  CISCO SYSTEMS                    COMMON STOCK    17275R102        2169        20251 SH
  CISCO SYSTEMS                    COMMON STOCK    17275R102        8229        76817 SH
  CINTAS                           COMMON STOCK    172908105         354         6660 SH
  CINTAS                           COMMON STOCK    172908105          43          800 SH
  CITIGROUP                        COMMON STOCK    172967101       23632       424368 SH
  CITIGROUP                        COMMON STOCK    172967101        1136        20399 SH
  CITIGROUP                        COMMON STOCK    172967101        3123        56088 SH
  CITRIX SYSTEMS                   COMMON STOCK    177376100         292         2375 SH
  CLOROX                           COMMON STOCK    189054109         962        19098 SH
  COCA COLA                        COMMON STOCK    191216100       12885       221197 SH
  COCA COLA                        COMMON STOCK    191216100         273         4682 SH
  COCA COLA                        COMMON STOCK    191216100       10539       180929 SH
  COLGATE PALMOLIVE                COMMON STOCK    194162103       22820       351075 SH
  COLGATE PALMOLIVE                COMMON STOCK    194162103          72         1100 SH
  COLGATE PALMOLIVE                COMMON STOCK    194162103        2423        37275 SH
  COLUMBIA ENERGY GROUP            COMMON STOCK    197648108        1281        20250 SH
  COMDISCO INC                     COMMON STOCK    200336105        1951        52375 SH
  COMERICA                         COMMON STOCK    200340107         186         3975 SH
  COMERICA                         COMMON STOCK    200340107         262         5620 SH
  COMPAQ COMPUTER                  COMMON STOCK    204493100        4232       156384 SH
  COMPAQ COMPUTER                  COMMON STOCK    204493100          89         3300 SH
  COMPAQ COMPUTER                  COMMON STOCK    204493100         509        18790 SH
  COMPUTER ASSOCIATES              COMMON STOCK    204912109        2914        41661 SH
  COMPUTER ASSOCIATES              COMMON STOCK    204912109         182         2600 SH
  COMPUTER ASSOCIATES              COMMON STOCK    204912109         844        12069 SH
  COMPUTER SCIENCES                COMMON STOCK    205363104         852         9000 SH
  COMPUWARE                        COMMON STOCK    205638109        1199        32200 SH
  COMPUWARE                        COMMON STOCK    205638109          37         1000 SH
  CONAGRA                          COMMON STOCK    205887102         140         6150 SH
  CONAGRA                          COMMON STOCK    205887102           5          226 SH
  CONAGRA                          COMMON STOCK    205887102         613        27000 SH
  CONECTIV                         COMMON STOCK    206829103         186        11034 SH
  CONECTIV                         COMMON STOCK    206829103          33         1950 SH
  CONEXANT                         COMMON STOCK    207142100         543         8176 SH
  CONEXANT                         COMMON STOCK    207142100          80         1200 SH
  CONEXANT                         COMMON STOCK    207142100         431         6500 SH
  CONEXANT                         COMMON STOCK    207142100         101         1516 SH
  CONOCO                           COMMON STOCK    208251405        2947       118487 SH
  CONOCO                           COMMON STOCK    208251405          49         1971 SH
  CONOCO                           COMMON STOCK    208251405         236         9468 SH
  CONSECO                          COMMON STOCK    208464107         116         6505 SH
  CONSECO                          COMMON STOCK    208464107          17          928 SH
  CONSECO                          COMMON STOCK    208464107          91         5100 SH
  CONSOLIDATED EDISON              COMMON STOCK    209115104        1174        34028 SH
  CONSOLIDATED EDISON              COMMON STOCK    209115104          72         2075 SH
  CONSOLIDATED EDISON              COMMON STOCK    209115104         132         3826 SH
  CONSOLIDATED NATURAL GAS         COMMON STOCK    209615103        9818       151190 SH
  CONSOLIDATED NATURAL GAS         COMMON STOCK    209615103         143         2200 SH
  CONSOLIDATED NATURAL GAS         COMMON STOCK    209615103         923        14212 SH
  CONSOLIDATED TOMOKA LD           COMMON STOCK    210226106          75         5915 SH
  CONSOLIDATED TOMOKA LD           COMMON STOCK    210226106         174        13633 SH
  CONSTELLATION ENERGY GROUP       COMMON STOCK    210371100         238         8204 SH
  CONSTELLATION ENERGY GROUP       COMMON STOCK    210371100           9          300 SH
  CONSTELLATION ENERGY GROUP       COMMON STOCK    210371100          65         2225 SH
  CONVERGYS                        COMMON STOCK    212485106         203         6600 SH
  CONVERGYS                        COMMON STOCK    212485106         400        13000 SH
  CORNING                          COMMON STOCK    219350105        6712        52053 SH
  CORNING                          COMMON STOCK    219350105         348         2700 SH
  CORNING                          COMMON STOCK    219350105        2420        18765 SH
  COSTCO WHSL NEW                  COMMON STOCK    22160K105         167         1826 SH
  COSTCO WHSL NEW                  COMMON STOCK    22160K105          96         1050 SH
  COX COMMUNICATIONS NEW CLASS A   COMMON STOCK    224044107         589        11436 SH
  CRIIMI MAE                       COMMON STOCK    226603108          18        12558 SH
  CRITICAL PATH                    COMMON STOCK    22674V100         330         3500 SH
  DANA                             COMMON STOCK    235811106         204         6800 SH
  DANA                             COMMON STOCK    235811106          14          464 SH
  DANA                             COMMON STOCK    235811106          35         1185 SH
  DANAHER                          COMMON STOCK    235851102         274         5680 SH
  DANAHER                          COMMON STOCK    235851102          77         1600 SH
  DARDEN RESTAURANTS               COMMON STOCK    237194105          31         1700 SH
  DARDEN RESTAURANTS               COMMON STOCK    237194105         191        10512 SH
  DAYTON HUDSON                    COMMON STOCK    239753106         995        13550 SH
  DAYTON HUDSON                    COMMON STOCK    239753106        1763        24000 SH
  DECS TR VI                       CONVERTIBLE PRE 24366Q209         698        15000 SH
  DEERE                            COMMON STOCK    244199105        6684       154087 SH
  DEERE                            COMMON STOCK    244199105         789        18200 SH
  DELL COMPUTER                    COMMON STOCK    247025109       37889       742923 SH
  DELL COMPUTER                    COMMON STOCK    247025109        3742        73374 SH
  DELL COMPUTER                    COMMON STOCK    247025109        2756        54044 SH
  DELPHI AUTOMOTIVE SYS            COMMON STOCK    247126105         173        11002 SH
  DELPHI AUTOMOTIVE SYS            COMMON STOCK    247126105          13          811 SH
  DELPHI AUTOMOTIVE SYS            COMMON STOCK    247126105          53         3380 SH
  DEVELOPERS DIVERS REALTY         COMMON STOCK    251591103         179        13900 SH
  DIAMETRICS MED                   COMMON STOCK    252532106          43         5000 SH
  DIAMETRICS MED                   COMMON STOCK    252532106         171        20000 SH
  DISNEY WALT                      COMMON STOCK    254687106       16285       556769 SH
  DISNEY WALT                      COMMON STOCK    254687106         238         8127 SH
  DISNEY WALT                      COMMON STOCK    254687106        2066        70619 SH
  DISNEY WALT                      COMMON STOCK    254687106           4          150 SH
  DOMINION RESOURCES               COMMON STOCK    257470104         274         6981 SH
  DOMINION RESOURCES               COMMON STOCK    257470104          18          450 SH
  DOMINION RESOURCES               COMMON STOCK    257470104          32          825 SH
  DOVER                            COMMON STOCK    260003108         603        13290 SH
  DOVER                            COMMON STOCK    260003108          91         2000 SH
  DOVER                            COMMON STOCK    260003108         160         3520 SH
  DOW CHEMICAL                     COMMON STOCK    260543103        2560        19156 SH
  DOW CHEMICAL                     COMMON STOCK    260543103          84          625 SH
  DOW CHEMICAL                     COMMON STOCK    260543103        2821        21112 SH
  DU PONT E I DE NEMOURS           COMMON STOCK    263534109       25392       385459 SH
  DU PONT E I DE NEMOURS           COMMON STOCK    263534109         531         8067 SH
  DU PONT E I DE NEMOURS           COMMON STOCK    263534109        7092       107651 SH
  DU PONT E I DE NEMOURS           COMMON STOCK    263534109          20          300 SH
  DUKE ENERGY                      COMMON STOCK    264399106        1654        32993 SH
  DUKE ENERGY                      COMMON STOCK    264399106         108         2150 SH
  DUKE ENERGY                      COMMON STOCK    264399106         509        10150 SH
  DUKE RLTY INVTS                  COMMON STOCK    264411505         207        10610 SH
  DUN & BRADSTREET                 COMMON STOCK    26483B106        1004        34017 SH
  DUN & BRADSTREET                 COMMON STOCK    26483B106          79         2680 SH
  EMC                              COMMON STOCK    268648102       31946       292415 SH
  EMC                              COMMON STOCK    268648102         395         3620 SH
  EMC                              COMMON STOCK    268648102        1498        13715 SH
  E'TOWN                           COMMON STOCK    269242103         282         4532 SH
  E'TOWN                           COMMON STOCK    269242103         108         1729 SH
  EASTERN ENTERPRISES              COMMON STOCK    27637F100         204         3551 SH
  EASTMAN KODAK                    COMMON STOCK    277461109         853        12874 SH
  EASTMAN KODAK                    COMMON STOCK    277461109         386         5820 SH
  EDINBERG                         CONVERTIBLE PRE 280661992         750           82 SH
  EDISON INTERNATIONAL             COMMON STOCK    281020107         219         8355 SH
  EDISON INTERNATIONAL             COMMON STOCK    281020107          16          600 SH
  EL PASO ENERGY                   CONVERTIBLE PRE 283678209        1511        30000 SH
  EL PASO ENERGY DEL               COMMON STOCK    283905107        1677        43219 SH
  EL PASO ENERGY DEL               COMMON STOCK    283905107         233         6000 SH
  ELAN PLC                         COMMON STOCK    284131208         829        28100 SH
  ELAN PLC                         COMMON STOCK    284131208         115         3900 SH
  ELECTRONIC ARTS                  COMMON STOCK    285512109         298         3550 SH
  ELECTRONIC DATA SYSTEMS          COMMON STOCK    285661104       18911       282522 SH
  ELECTRONIC DATA SYSTEMS          COMMON STOCK    285661104         847        12660 SH
  ELECTRONIC DATA SYSTEMS          COMMON STOCK    285661104        2053        30668 SH
  EMERSON ELEC                     COMMON STOCK    291011104       12356       215348 SH
  EMERSON ELEC                     COMMON STOCK    291011104          34          600 SH
  EMERSON ELEC                     COMMON STOCK    291011104        2362        41165 SH
  ENERGY EAST                      COMMON STOCK    29266M109         556        26720 SH
  ENGELHARD                        COMMON STOCK    292845104         514        27237 SH
  ENGELHARD                        COMMON STOCK    292845104          74         3900 SH
  ENGELHARD                        COMMON STOCK    292845104         500        26500 SH
  ENRON                            COMMON STOCK    293561106       41454       934166 SH
  ENRON                            COMMON STOCK    293561106         758        17081 SH
  ENRON                            COMMON STOCK    293561106        3189        71867 SH
  ENRON                            COMMON STOCK    293561106          13          300 SH
  EQUIFAX                          COMMON STOCK    294429105         636        27008 SH
  EQUITY INCOME FUND               MUTUAL FUNDS-EQ 294700703         703         3467 SH
  EQUITY INCOME FUND               MUTUAL FUNDS-EQ 294700703         129          634 SH
  EQUITY INCOME FUND               MUTUAL FUNDS-EQ 294700703         791         3900 SH
  ERICSSON                         COMMON STOCK    294821400        3142        47830 SH
  ERICSSON                         COMMON STOCK    294821400         223         3400 SH
  ERICSSON                         COMMON STOCK    294821400         644         9800 SH
  EXODUS COMMUNICATIONS            CONVERTIBLE COR 302088AG4         691       500000 PRN
  EXXON MOBIL                      COMMON STOCK    30231G102       80359       997471 SH
  EXXON MOBIL                      COMMON STOCK    30231G102        3430        42580 SH
  EXXON MOBIL                      COMMON STOCK    30231G102       33058       410345 SH
  EXXON MOBIL                      COMMON STOCK    30231G102          44          541 SH
  FPL                              COMMON STOCK    302571104        5650       131978 SH
  FPL                              COMMON STOCK    302571104           4          100 SH
  FPL                              COMMON STOCK    302571104         297         6940 SH
  FT UNIT                          MUTUAL FUNDS-EQ 30264R330          95        10307 SH
  FANNIE MAE                       COMMON STOCK    313586109       18392       294560 SH
  FANNIE MAE                       COMMON STOCK    313586109          31          500 SH
  FANNIE MAE                       COMMON STOCK    313586109        1107        17725 SH
  FEDERATED INDEX TR               MUTUAL FUNDS-EQ 31420E106         206         6873 SH
  FEDERATED INDEX TR               MUTUAL FUNDS-EQ 31420E106         104         3476 SH
  FIDELITY                         MUTUAL FUNDS-MU 316089200          67         6219 SH
  FIDELITY                         MUTUAL FUNDS-MU 316089200         241        22354 SH
  FIDELITY EQUITY - INCOME FUND    MUTUAL FUNDS-EQ 316138106         168         3138 SH
  FIDELITY EQUITY - INCOME FUND    MUTUAL FUNDS-EQ 316138106         236         4415 SH
  FIRST DATA                       COMMON STOCK    319963104         404         8197 SH
  FIRST DATA                       COMMON STOCK    319963104          49         1000 SH
  FIRST SEC DEL                    COMMON STOCK    336294103          77         3000 SH
  FIRST SEC DEL                    COMMON STOCK    336294103         563        22050 SH
  FIRST TENNESSEE NATIONAL         COMMON STOCK    337162101         157         5500 SH
  FIRST TENNESSEE NATIONAL         COMMON STOCK    337162101          57         2000 SH
  FIRST UNION                      COMMON STOCK    337358105        7741       235024 SH
  FIRST UNION                      COMMON STOCK    337358105         232         7048 SH
  FIRST UNION                      COMMON STOCK    337358105        2797        84924 SH
  FIRST UNION                      COMMON STOCK    337358105          14          421 SH
  FIRST UNION                      CORPORATE BONDS 337358BL8         276       300000 PRN
  FIRST VIRGINIA BANKS             COMMON STOCK    337477103         155         3600 SH
  FIRST VIRGINIA BANKS             COMMON STOCK    337477103          48         1125 SH
  FLEETBOSTON FINANCIAL            COMMON STOCK    339030108         529        15186 SH
  FLEETBOSTON FINANCIAL            COMMON STOCK    339030108         686        19695 SH
  FLEMINGTON FUR                   COMMON STOCK    339230989        1324        93234 SH
  FLEMINGTON FUR                   COMMON STOCK    339230997        1021        71914 SH
  FLORIDA                          COMMON STOCK    341109106         419         9900 SH
  FLORIDA                          COMMON STOCK    341109106           6          150 SH
  FLORIDA                          COMMON STOCK    341109106         231         5450 SH
  FLUOR                            COMMON STOCK    343861100         330         7200 SH
  FLUOR                            COMMON STOCK    343861100           4           80 SH
  FORD MOTOR DEL                   COMMON STOCK    345370100        2832        53114 SH
  FORD MOTOR DEL                   COMMON STOCK    345370100          53         1000 SH
  FORD MOTOR DEL                   COMMON STOCK    345370100         230         4320 SH
  FORTUNE BRANDS                   COMMON STOCK    349631101         532        16100 SH
  FORTUNE BRANDS                   COMMON STOCK    349631101          26          800 SH
  FORTUNE BRANDS                   COMMON STOCK    349631101         312         9448 SH
  FRANKLIN INTERNATIONAL           PREFERRED STOCK 353990203         432         4316 SH
  FRANKLIN RESOURCES               COMMON STOCK    354613101         710        22155 SH
  FRANKLIN RESOURCES               COMMON STOCK    354613101          24          737 SH
  FRANKLIN RESOURCES               COMMON STOCK    354613101         281         8759 SH
  FULTON FINL PA                   COMMON STOCK    360271100         594        33000 SH
  GPU                              COMMON STOCK    36225X100         512        17215 SH
  GPU                              COMMON STOCK    36225X100          37         1238 SH
  GPU                              COMMON STOCK    36225X100         962        32338 SH
  GTE                              COMMON STOCK    362320103        9934       140790 SH
  GTE                              COMMON STOCK    362320103         233         3300 SH
  GTE                              COMMON STOCK    362320103        3800        53853 SH
  GALLAHER GROUP                   COMMON STOCK    363595109         184        11950 SH
  GALLAHER GROUP                   COMMON STOCK    363595109          90         5878 SH
  GANNETT                          COMMON STOCK    364730101       13913       170581 SH
  GANNETT                          COMMON STOCK    364730101         131         1600 SH
  GANNETT                          COMMON STOCK    364730101        1240        15200 SH
  GAP STORES                       COMMON STOCK    364760108        8994       195532 SH
  GAP STORES                       COMMON STOCK    364760108          74         1612 SH
  GATEWAY                          COMMON STOCK    367626108          32          450 SH
  GATEWAY                          COMMON STOCK    367626108         252         3500 SH
  GENERAL ELECTRIC                 COMMON STOCK    369604103      174803      1129584 SH
  GENERAL ELECTRIC                 COMMON STOCK    369604103        6920        44718 SH
  GENERAL ELECTRIC                 COMMON STOCK    369604103       67429       435728 SH
  GENERAL ELECTRIC                 COMMON STOCK    369604103          46          300 SH
  GENERAL MILLS                    COMMON STOCK    370334104         673        18832 SH
  GENERAL MILLS                    COMMON STOCK    370334104          99         2768 SH
  GENERAL MILLS                    COMMON STOCK    370334104        1361        38068 SH
  GENERAL MOTORS                   COMMON STOCK    370442105        1355        18646 SH
  GENERAL MOTORS                   COMMON STOCK    370442105          84         1162 SH
  GENERAL MOTORS                   COMMON STOCK    370442105         411         5648 SH
  GENUINE PARTS                    COMMON STOCK    372460105         272        10950 SH
  GENUINE PARTS                    COMMON STOCK    372460105         143         5775 SH
  GENZYME                          COMMON STOCK    372917104         180         4000 SH
  GENZYME                          COMMON STOCK    372917104         126         2800 SH
  GEORGIA PACIFIC                  COMMON STOCK    373298108         496         9780 SH
  GEORGIA PACIFIC                  COMMON STOCK    373298108          41          800 SH
  GEORGIA PACIFIC                  COMMON STOCK    373298108         355         7000 SH
  GILLETTE                         COMMON STOCK    375766102        7414       180018 SH
  GILLETTE                         COMMON STOCK    375766102         419        10179 SH
  GILLETTE                         COMMON STOCK    375766102        1333        32372 SH
  GLAXO                            COMMON STOCK    37733W105       12480       223362 SH
  GLAXO                            COMMON STOCK    37733W105         693        12410 SH
  GLOBAL MARINE                    COMMON STOCK    379352404         316        19000 SH
  GOLDMAN SACHS GROUP              COMMON STOCK    38141G104         292         3100 SH
  GOVERNMENT SECURITIES INCOME FD  MUTUAL FUNDS-FI 383743598           9        88334 SH
  GUIDANT                          COMMON STOCK    401698105          88         1868 SH
  GUIDANT                          COMMON STOCK    401698105         176         3752 SH
  HSB GROUP                        COMMON STOCK    40428N109         222         6555 SH
  HALLIBURTON                      COMMON STOCK    406216101         700        17380 SH
  HALLIBURTON                      COMMON STOCK    406216101         217         5400 SH
  HARCOURT GENERAL                 COMMON STOCK    41163G101         725        18000 SH
  HARCOURT GENERAL                 COMMON STOCK    41163G101          40         1000 SH
  HARLEY DAVIDSON                  COMMON STOCK    412822108        5890        91940 SH
  HARLEY DAVIDSON                  COMMON STOCK    412822108          77         1200 SH
  HARSCO                           COMMON STOCK    415864107         238         7496 SH
  HARTFORD FINANCIAL SERVICES      COMMON STOCK    416515104         873        18420 SH
  HARTFORD FINANCIAL SERVICES      COMMON STOCK    416515104          71         1508 SH
  HARTFORD FINANCIAL SERVICES      COMMON STOCK    416515104         402         8480 SH
  THE HARVILL PRESS LIMITED        COMMON STOCK    417999AA7         161        18625 SH
  HEINEKEN NV ADR                  COMMON STOCK    423012202         315         6500 SH
  HEINZ H J                        COMMON STOCK    423074103        1017        25556 SH
  HEINZ H J                        COMMON STOCK    423074103          54         1350 SH
  HEINZ H J                        COMMON STOCK    423074103         658        16515 SH
  HELIX TECHNOLOGY                 COMMON STOCK    423319102         672        15000 SH
  HERCULES                         COMMON STOCK    427056106         399        14306 SH
  HERCULES                         COMMON STOCK    427056106          53         1900 SH
  HERSHEY FOODS                    COMMON STOCK    427866108         835        17612 SH
  HERSHEY FOODS                    COMMON STOCK    427866108          28          600 SH
  HERSHEY FOODS                    COMMON STOCK    427866108         342         7200 SH
  HEWLETT PACKARD                  COMMON STOCK    428236103       30474       267905 SH
  HEWLETT PACKARD                  COMMON STOCK    428236103         385         3385 SH
  HEWLETT PACKARD                  COMMON STOCK    428236103        5612        49332 SH
  HEWLETT PACKARD                  COMMON STOCK    428236103          23          200 SH
  HOLLINGER INTERNATIONAL          COMMON STOCK    435569108         712        55000 SH
  HOME DEPOT                       COMMON STOCK    437076102       39473       574153 SH
  HOME DEPOT                       COMMON STOCK    437076102        2005        29169 SH
  HOME DEPOT                       COMMON STOCK    437076102        6867        99883 SH
  HONEYWELL INTERNATIONAL          COMMON STOCK    438516106        8990       155847 SH
  HONEYWELL INTERNATIONAL          COMMON STOCK    438516106          69         1200 SH
  HONEYWELL INTERNATIONAL          COMMON STOCK    438516106         671        11624 SH
  HOOPER HOLMES                    COMMON STOCK    439104100         386        15000 SH
  HOSPITALITY PPTYS TR             COMMON STOCK    44106M102         223        11700 SH
  HOSPITALITY PPTYS TR             COMMON STOCK    44106M102           8          400 SH
  HOSPITALITY PPTYS TR             COMMON STOCK    44106M102          46         2400 SH
  HOST MARRIOTT (REIT)             COMMON STOCK    44107P104         113        13709 SH
  HOUSEHOLD INTERNATIONAL          COMMON STOCK    441815107        2717        72934 SH
  HOUSEHOLD INTERNATIONAL          COMMON STOCK    441815107         236         6323 SH
  IMS HEALTH                       COMMON STOCK    449934108        1138        41842 SH
  IMS HEALTH                       COMMON STOCK    449934108          65         2400 SH
  IMS HEALTH                       COMMON STOCK    449934108         187         6860 SH
  ILLINOIS TOOL WORKS              COMMON STOCK    452308109        3674        54379 SH
  ILLINOIS TOOL WORKS              COMMON STOCK    452308109          20          297 SH
  ILLINOIS TOOL WORKS              COMMON STOCK    452308109        2554        37803 SH
  IMPERIAL OIL                     COMMON STOCK    453038408         143         6600 SH
  IMPERIAL OIL                     COMMON STOCK    453038408         110         5100 SH
  INFORMIX                         COMMON STOCK    456779107         149        13000 SH
  INFORMIX                         COMMON STOCK    456779107          11         1000 SH
  INGERSOLL RAND                   COMMON STOCK    456866102       10812       196355 SH
  INGERSOLL RAND                   COMMON STOCK    456866102         116         2100 SH
  INGERSOLL RAND                   CONVERTIBLE PRE 456867209         893        35000 SH
  INTEL                            COMMON STOCK    458140100       59850       727110 SH
  INTEL                            COMMON STOCK    458140100        1221        14839 SH
  INTEL                            COMMON STOCK    458140100       10804       131257 SH
  INTL BUSINESS MACHINES           COMMON STOCK    459200101       60716       562836 SH
  INTL BUSINESS MACHINES           COMMON STOCK    459200101        1106        10252 SH
  INTL BUSINESS MACHINES           COMMON STOCK    459200101        8160        75643 SH
  INTL FLAVORS & FRAGRANCES        COMMON STOCK    459506101         226         6000 SH
  INTL FLAVORS & FRAGRANCES        COMMON STOCK    459506101          94         2500 SH
  INTL FLAVORS & FRAGRANCES        COMMON STOCK    459506101          38         1000 SH
  INTERNATIONAL PAPER              COMMON STOCK    460146103         597        10585 SH
  INTERNATIONAL PAPER              COMMON STOCK    460146103         262         4642 SH
  INTERPUBLIC GROUP                COMMON STOCK    460690100       10516       182300 SH
  JDS UNIPHASE                     COMMON STOCK    46612J101        2775        17200 SH
  JANUS                            MUTUAL FUNDS-EQ 471023101        4711       106952 SH
  JOHNSON & JOHNSON                COMMON STOCK    478160104       41661       446763 SH
  JOHNSON & JOHNSON                COMMON STOCK    478160104        1282        13744 SH
  JOHNSON & JOHNSON                COMMON STOCK    478160104       19450       208579 SH
  KELLOGG                          COMMON STOCK    487836108         176         5700 SH
  KELLOGG                          COMMON STOCK    487836108        3944       128000 SH
  KEMPER MUN BD FD SH BEN INT      MUTUAL FUNDS-MU 488419201         174        18518 SH
  KEMPER GOVT SECS TR              MUTUAL FUNDS-FI 488903261           0        10000 SH
  KERR MC GEE                      COMMON STOCK    492386107          79         1267 SH
  KERR MC GEE                      COMMON STOCK    492386107          18          285 SH
  KERR MC GEE                      COMMON STOCK    492386107         123         1988 SH
  KEYCORP                          COMMON STOCK    493267108         188         8482 SH
  KEYCORP                          COMMON STOCK    493267108           9          400 SH
  KEYCORP                          COMMON STOCK    493267108          85         3820 SH
  KEYSPAN                          COMMON STOCK    49337W100         212         9154 SH
  KEYSPAN                          COMMON STOCK    49337W100          23         1000 SH
  KEYSPAN                          COMMON STOCK    49337W100          40         1728 SH
  KIMBERLY CLARK                   COMMON STOCK    494368103       14396       220002 SH
  KIMBERLY CLARK                   COMMON STOCK    494368103         200         3056 SH
  KIMBERLY CLARK                   COMMON STOCK    494368103         810        12380 SH
  KIMBERLY CLARK                   COMMON STOCK    494368103           7          100 SH
  KIMCO REALTY                     COMMON STOCK    49446R109         281         8300 SH
  KONINKLIJKE PHILLIPS ELECTRONICS COMMON STOCK    500472204        1615        11960 SH
  KONINKLIJKE PHILLIPS ELECTRONICS COMMON STOCK    500472204         236         1748 SH
  KROGER                           COMMON STOCK    501044101         695        36800 SH
  KROGER                           COMMON STOCK    501044101         113         6000 SH
  ESTEE LAUDER AUTO EXCH SEC TR II CONVERTIBLE PRE 518438205        1611        17000 SH
  ESTEE LAUDER COMPANIES-CL A      COMMON STOCK    518439104         293         5815 SH
  ESTEE LAUDER COMPANIES-CL A      COMMON STOCK    518439104          62         1230 SH
  LEHMAN BROS                      COMMON STOCK    524908100         233         2757 SH
  LEHMAN BROS                      COMMON STOCK    524908100         544         6426 SH
  LEVITZ FURNITURE                 COMMON STOCK    527482103           0        20000 SH
  LIBERTY PPTY TR                  COMMON STOCK    531172104         171         6900 SH
  LIBERTY PPTY TR                  COMMON STOCK    531172104          12          500 SH
  LIBERTY PPTY TR                  COMMON STOCK    531172104         211         8535 SH
  LILLY ELI                        COMMON STOCK    532457108        1128        16961 SH
  LILLY ELI                        COMMON STOCK    532457108         653         9824 SH
  LIMITED                          COMMON STOCK    532716107        5232       120800 SH
  LIMITED                          COMMON STOCK    532716107         136         3150 SH
  LINCOLN NATL                     COMMON STOCK    534187109        2800        70000 SH
  LINEAR TECHNOLOGY                COMMON STOCK    535678106         333         4650 SH
  LOCH HARRIS                      COMMON STOCK    539578203          27        50000 SH
  LOCKHEED MARTIN                  COMMON STOCK    539830109         367        16762 SH
  LOCKHEED MARTIN                  COMMON STOCK    539830109          18          800 SH
  LUCENT TECHNOLOGIES              COMMON STOCK    549463107       70028       933701 SH
  LUCENT TECHNOLOGIES              COMMON STOCK    549463107        2098        27973 SH
  LUCENT TECHNOLOGIES              COMMON STOCK    549463107        9848       131310 SH
  LUCENT TECHNOLOGIES              COMMON STOCK    549463107          30          400 SH
  MBIA                             COMMON STOCK    55262C100         198         3750 SH
  MBIA                             COMMON STOCK    55262C100          28          525 SH
  MBIA                             COMMON STOCK    55262C100          37          700 SH
  MBNA                             COMMON STOCK    55262L100        2037        74751 SH
  MBNA                             COMMON STOCK    55262L100         336        12320 SH
  MBNA                             COMMON STOCK    55262L100         501        18373 SH
  MCI CAPITAL I                    PREFERRED STOCK 55267Y206         181         8200 SH
  MCI CAPITAL I                    PREFERRED STOCK 55267Y206          40         1800 SH
  MCI CAPITAL I                    PREFERRED STOCK 55267Y206          93         4200 SH
  MCI WORLDCOM                     COMMON STOCK    55268B106       25130       473597 SH
  MCI WORLDCOM                     COMMON STOCK    55268B106         921        17355 SH
  MCI WORLDCOM                     COMMON STOCK    55268B106        3927        74013 SH
  MCI WORLDCOM                     COMMON STOCK    55268B106           8          150 SH
  MFS INTER INCOME TR              MUTUAL FUNDS-FI 55273C107          66        10843 SH
  MGI PHARMA                       COMMON STOCK    552880106         119        10000 SH
  MACK-CALI REALTY                 COMMON STOCK    554489104          26         1000 SH
  MACK-CALI REALTY                 COMMON STOCK    554489104          13          500 SH
  MACK-CALI REALTY                 COMMON STOCK    554489104         164         6300 SH
  MARSH & MCLENNAN                 COMMON STOCK    571748102        5478        57245 SH
  MARSH & MCLENNAN                 COMMON STOCK    571748102          86          900 SH
  MARSHALL & ILSELY                COMMON STOCK    571834100         251         4000 SH
  MARRIOTT INTERNATIONAL           COMMON STOCK    571903202         158         4996 SH
  MARRIOTT INTERNATIONAL           COMMON STOCK    571903202         483        15300 SH
  MASCO                            COMMON STOCK    574599106         483        19041 SH
  MASCO                            COMMON STOCK    574599106         337        13300 SH
  MATTEL                           COMMON STOCK    577081102        3547       270225 SH
  MATTEL                           COMMON STOCK    577081102          54         4137 SH
  MAXYGEN                          COMMON STOCK    577776107         497         7000 SH
  MAY DEPT STORES                  COMMON STOCK    577778103        1000        31007 SH
  MAY DEPT STORES                  COMMON STOCK    577778103          73         2250 SH
  MAY DEPT STORES                  COMMON STOCK    577778103        1289        39976 SH
  MCDONALDS                        COMMON STOCK    580135101        2972        73718 SH
  MCDONALDS                        COMMON STOCK    580135101         490        12160 SH
  MCGRAW HILL                      COMMON STOCK    580645109        4995        81056 SH
  MCGRAW HILL                      COMMON STOCK    580645109         894        14500 SH
  MEDAREX                          COMMON STOCK    583916101         566        15182 SH
  MEDIAONE GROUP                   COMMON STOCK    58440J104        1245        16207 SH
  MEDIAONE GROUP                   COMMON STOCK    58440J104           3           36 SH
  MEDIAONE GROUP                   COMMON STOCK    58440J104         535         6961 SH
  MEDIMMUNE                        COMMON STOCK    584699102         232         1400 SH
  MEDIMMUNE                        COMMON STOCK    584699102         265         1600 SH
  MEDTRONICS                       COMMON STOCK    585055106         604        16584 SH
  MEDTRONICS                       COMMON STOCK    585055106          36         1000 SH
  MEDTRONICS                       COMMON STOCK    585055106         160         4400 SH
  MELLON FINANCIAL                 COMMON STOCK    58551A108        2813        82594 SH
  MELLON FINANCIAL                 COMMON STOCK    58551A108        1587        46600 SH
  MERCK                            COMMON STOCK    589331107       72438      1078145 SH
  MERCK                            COMMON STOCK    589331107        1657        24656 SH
  MERCK                            COMMON STOCK    589331107       37884       563848 SH
  MERCK                            COMMON STOCK    589331107          20          300 SH
  MERRILL LYNCH                    COMMON STOCK    590188108        1057        12690 SH
  MERRILL LYNCH                    COMMON STOCK    590188108         252         3020 SH
  METROMEDIA FIBER NETWORK         COMMON STOCK    591689104        1552        32370 SH
  METROMEDIA FIBER NETWORK         COMMON STOCK    591689104           6          130 SH
  MICHIGAN ST HIGHER ED STUDENT    MUNICIPAL OBLIG 594520EY0         955       950000 PRN
  MICROSOFT                        COMMON STOCK    594918104       86971       744936 SH
  MICROSOFT                        COMMON STOCK    594918104        2377        20359 SH
  MICROSOFT                        COMMON STOCK    594918104       16470       141074 SH
  MICROSOFT                        COMMON STOCK    594918104          12          100 SH
  MICRON TECHNOLOGY                COMMON STOCK    595112103         233         3000 SH
  MINNESOTA MNG & MFG              COMMON STOCK    604059105       12385       126539 SH
  MINNESOTA MNG & MFG              COMMON STOCK    604059105         225         2300 SH
  MINNESOTA MNG & MFG              COMMON STOCK    604059105        2209        22570 SH
  MOLEX                            COMMON STOCK    608554200         102         2256 SH
  MOLEX                            COMMON STOCK    608554200          77         1707 SH
  MOLEX                            COMMON STOCK    608554200         108         2382 SH
  MONSANTO                         COMMON STOCK    611662107        1104        31160 SH
  MONSANTO                         COMMON STOCK    611662107        1471        41500 SH
  MONSANTO                         CONVERTIBLE PRE 611662305        1986        59950 SH
  MONY GROUP                       COMMON STOCK    615337102         208         7112 SH
  MORGAN J P                       COMMON STOCK    616880100       14293       112873 SH
  MORGAN J P                       COMMON STOCK    616880100         222         1750 SH
  MORGAN J P                       COMMON STOCK    616880100        2684        21195 SH
  MORGAN STANLEY                   COMMON STOCK    617446448       25207       176578 SH
  MORGAN STANLEY                   COMMON STOCK    617446448         896         6278 SH
  MORGAN STANLEY                   COMMON STOCK    617446448        1386         9710 SH
  MOTOROLA                         COMMON STOCK    620076109       27991       190093 SH
  MOTOROLA                         COMMON STOCK    620076109         537         3650 SH
  MOTOROLA                         COMMON STOCK    620076109        2754        18700 SH
  MUNIYIELD NJ FUND                MUTUAL FUNDS-MU 62630L101          59         5225 SH
  MUNIYIELD NJ FUND                MUTUAL FUNDS-MU 62630L101          13         1126 SH
  MUNIYIELD NJ FUND                MUTUAL FUNDS-MU 62630L101          59         5150 SH
  MURPHY OIL                       COMMON STOCK    626717102         260         4529 SH
  NASDAQ- 100 SHARES               COMMON STOCK    631100104        1480         8100 SH
  NATIONAL FUEL GAS                COMMON STOCK    636180101         330         7100 SH
  NATIONAL FUEL GAS                COMMON STOCK    636180101          14          300 SH
  NATIONAL FUEL GAS                COMMON STOCK    636180101         218         4680 SH
  NATIONAL WESTMINSTER BANK PLC    COMMON STOCK    638539403         719         5559 SH
  NATIONAL WESTMINSTER BANK PLC    COMMON STOCK    638539403         147         1141 SH
  NESTLE S A                       COMMON STOCK    641069406        1622        17800 SH
  NESTLE S A                       COMMON STOCK    641069406         159         1750 SH
  NETWORK APPLIANCE                COMMON STOCK    64120L104        5524        66500 SH
  NEW JERSEY RESOURCES             COMMON STOCK    646025106         267         6838 SH
  NEW JERSEY RESOURCES             COMMON STOCK    646025106          20          500 SH
  NEWELL FINL TR I                 CONVERTIBLE PRE 651195307        1326        35000 SH
  NEWELL RUBBERMAID                COMMON STOCK    651229106         609        21000 SH
  NEWELL RUBBERMAID                COMMON STOCK    651229106          29         1000 SH
  NOKIA                            COMMON STOCK    654902204       50220       262845 SH
  NOKIA                            COMMON STOCK    654902204         365         1908 SH
  NOKIA                            COMMON STOCK    654902204        3408        17835 SH
  NORFOLK SOUTHERN                 COMMON STOCK    655844108        4346       211990 SH
  NORFOLK SOUTHERN                 COMMON STOCK    655844108          82         4000 SH
  NORFOLK SOUTHERN                 COMMON STOCK    655844108         233        11355 SH
  NORTEL NETWORKS                  COMMON STOCK    656569100         861         8520 SH
  NORTEL NETWORKS                  COMMON STOCK    656569100          40          400 SH
  NORTH AMERICAN TRAINING          COMMON STOCK    657999991           0        39217 SH
  NORTHERN TRUST                   COMMON STOCK    665859104       17715       334244 SH
  NORTHERN TRUST                   COMMON STOCK    665859104         510         9614 SH
  NORTHERN TRUST                   COMMON STOCK    665859104        1575        29720 SH
  NUVEEN MUN MKT OPPORTUNITY FD    MUTUAL FUNDS-MU 67062W103         130        10589 SH
  NUVEEN MUN MKT OPPORTUNITY FD    MUTUAL FUNDS-MU 67062W103          74         6000 SH
  OFFICE DEPOT                     COMMON STOCK    676220106         490        44500 SH
  OMNICOM GROUP                    COMMON STOCK    681919106         260         2600 SH
  OMNICOM GROUP                    COMMON STOCK    681919106          70          700 SH
  ORACLE                           COMMON STOCK    68389X105        1394        12440 SH
  ORACLE                           COMMON STOCK    68389X105         471         4200 SH
  PECO ENERGY                      COMMON STOCK    693304107         263         7557 SH
  PECO ENERGY                      COMMON STOCK    693304107          10          300 SH
  PIMCO ADVISORS HLGS L P          COMMON STOCK    69338P102          14          375 SH
  PIMCO ADVISORS HLGS L P          COMMON STOCK    69338P102          70         1854 SH
  PIMCO ADVISORS HLGS L P          COMMON STOCK    69338P102         670        17768 SH
  PNC BANK                         COMMON STOCK    693475105         976        21932 SH
  PNC BANK                         COMMON STOCK    693475105          51         1149 SH
  PNC BANK                         COMMON STOCK    693475105         181         4069 SH
  P P & L RES                      COMMON STOCK    693499105        1744        76249 SH
  P P & L RES                      COMMON STOCK    693499105           9          400 SH
  P P & L RES                      COMMON STOCK    693499105         268        11706 SH
  PPG                              COMMON STOCK    693506107        3957        63245 SH
  PPG                              COMMON STOCK    693506107         144         2300 SH
  PPG                              COMMON STOCK    693506107         722        11536 SH
  PARDEE RESOURCES                 COMMON STOCK    699437109         490        11400 SH
  PARKER HANNIFIN                  COMMON STOCK    701094104         693        13499 SH
  PAYCHEX                          COMMON STOCK    704326107        1376        34391 SH
  PAYCHEX                          COMMON STOCK    704326107          30          750 SH
  PAYCHEX                          COMMON STOCK    704326107         313         7832 SH
  PENNEY J C                       COMMON STOCK    708160106         758        38010 SH
  PENNEY J C                       COMMON STOCK    708160106          50         2500 SH
  PENNZOIL-QUAKER ST               COMMON STOCK    709323109          36         3537 SH
  PENNZOIL-QUAKER ST               COMMON STOCK    709323109         137        13456 SH
  PEPSICO                          COMMON STOCK    713448108       16410       465522 SH
  PEPSICO                          COMMON STOCK    713448108         194         5500 SH
  PEPSICO                          COMMON STOCK    713448108        4956       140584 SH
  PHARMACIA & UPJOHN               COMMON STOCK    716941109        1398        31075 SH
  PHARMACIA & UPJOHN               COMMON STOCK    716941109           8          185 SH
  PFIZER                           COMMON STOCK    717081103       40920      1261515 SH
  PFIZER                           COMMON STOCK    717081103        1338        41261 SH
  PFIZER                           COMMON STOCK    717081103       13452       414720 SH
  PHILIP MORRIS                    COMMON STOCK    718154107        2684       116707 SH
  PHILIP MORRIS                    COMMON STOCK    718154107         222         9670 SH
  PHILIP MORRIS                    COMMON STOCK    718154107        2987       129850 SH
  PHILLIPS PETE                    COMMON STOCK    718507106         219         4660 SH
  PHILLIPS PETE                    COMMON STOCK    718507106          60         1285 SH
  PITNEY BOWES                     COMMON STOCK    724479100        3597        74460 SH
  PITNEY BOWES                     COMMON STOCK    724479100          39          800 SH
  PITNEY BOWES                     COMMON STOCK    724479100         285         5900 SH
  PLATINUM ENTMT                   COMMON STOCK    727909103          25        10000 SH
  PRAXAIR                          COMMON STOCK    74005P104         794        15780 SH
  PRAXAIR                          COMMON STOCK    74005P104         102         2026 SH
  PRAXAIR                          COMMON STOCK    74005P104          16          309 SH
  PREFORMED LINE PRODUCTS          COMMON STOCK    740444104         581        36000 SH
  PREMIER BANCORP                  COMMON STOCK    74046J109         114        12360 SH
  PROCTER & GAMBLE                 COMMON STOCK    742718109       32534       296945 SH
  PROCTER & GAMBLE                 COMMON STOCK    742718109         910         8307 SH
  PROCTER & GAMBLE                 COMMON STOCK    742718109       10929        99751 SH
  PROVIDIAN FINANCIAL              COMMON STOCK    74406A102         391         4298 SH
  PROXICOM                         COMMON STOCK    744282104         581         4672 SH
  PSINET                           CONVERTIBLE PRE 74437C309        2277        39000 SH
  PUBLIC SERVICE                   COMMON STOCK    744516105         204         6306 SH
  PUBLIC SERVICE                   COMMON STOCK    744516105          45         1400 SH
  PUBLIC SERVICE ENTERPRISE        COMMON STOCK    744573106        2407        69135 SH
  PUBLIC SERVICE ENTERPRISE        COMMON STOCK    744573106         151         4324 SH
  PUBLIC SERVICE ENTERPRISE        COMMON STOCK    744573106        1810        51984 SH
  PUBLIC SERVICE ENTERPRISE        COMMON STOCK    744573106         119         3417 SH
  QUAKER OATS                      COMMON STOCK    747402105         193         2940 SH
  QUAKER OATS                      COMMON STOCK    747402105         123         1878 SH
  QUAKER OATS                      COMMON STOCK    747402105          85         1300 SH
  QUALCOMM                         COMMON STOCK    747525103        6948        39448 SH
  QUALCOMM                         COMMON STOCK    747525103         395         2245 SH
  QUESTAR                          COMMON STOCK    748356102         408        27200 SH
  QWEST COMMUNICATIONS INTL        COMMON STOCK    749121109         512        11904 SH
  QWEST COMMUNICATIONS INTL        COMMON STOCK    749121109         198         4600 SH
  RALSTON-RALSTON PURINA GROUP     COMMON STOCK    751277302          64         2295 SH
  RALSTON-RALSTON PURINA GROUP     COMMON STOCK    751277302         212         7596 SH
  RAYTHEON                         COMMON STOCK    755111408         257         9680 SH
  RAYTHEON                         COMMON STOCK    755111408          37         1400 SH
  RAYTHEON                         COMMON STOCK    755111408         461        17350 SH
  READERS DIGEST FIN TR            CONVERTIBLE PRE 755271202        1343        49500 SH
  READERS DIGEST FIN TR            CONVERTIBLE PRE 755271202          27         1000 SH
  RELIANCE GROUP HLDGS             COMMON STOCK    759464100        1507       227500 SH
  RELIANT ENERGY                   COMMON STOCK    75952J108          98         4288 SH
  RELIANT ENERGY                   COMMON STOCK    75952J108          23         1000 SH
  RELIANT ENERGY                   COMMON STOCK    75952J108         103         4500 SH
  REPSOL SA SPONSORED ADR          COMMON STOCK    76026T205         246        10575 SH
  REPSOL SA SPONSORED ADR          COMMON STOCK    76026T205          70         3000 SH
  REYNOLDS METALS                  COMMON STOCK    761763101         981        12800 SH
  ROCKWELL INTL                    COMMON STOCK    773903109         390         8136 SH
  ROCKWELL INTL                    COMMON STOCK    773903109          57         1200 SH
  ROCKWELL INTL                    COMMON STOCK    773903109         220         4600 SH
  ROCKWELL INTL                    COMMON STOCK    773903109          73         1517 SH
  ROHM & HAAS                      COMMON STOCK    775371107         361         8874 SH
  ROYAL DUTCH PETE                 COMMON STOCK    780257804       16235       268063 SH
  ROYAL DUTCH PETE                 COMMON STOCK    780257804         171         2820 SH
  ROYAL DUTCH PETE                 COMMON STOCK    780257804        3815        63000 SH
  SBC COMMUNICATIONS               COMMON STOCK    78387G103       29614       607460 SH
  SBC COMMUNICATIONS               COMMON STOCK    78387G103        1175        24098 SH
  SBC COMMUNICATIONS               COMMON STOCK    78387G103        8835       181232 SH
  SBC COMMUNICATIONS               COMMON STOCK    78387G103           5          100 SH
  SEI                              COMMON STOCK    784117103         238         2000 SH
  S&P 500 DEPOSITARY RECEIPT       COMMON STOCK    78462F103        4651        31665 SH
  SAFEWAY                          COMMON STOCK    786514208         699        19550 SH
  SAFEWAY                          COMMON STOCK    786514208          13          350 SH
  ST PAUL                          COMMON STOCK    792860108        2425        71988 SH
  ST PAUL                          COMMON STOCK    792860108          20          600 SH
  SARA LEE                         COMMON STOCK    803111103       10075       456679 SH
  SARA LEE                         COMMON STOCK    803111103          22         1000 SH
  SARA LEE                         COMMON STOCK    803111103         449        20370 SH
  SASSOON INTL                     COMMON STOCK    803869106           0        12500 SH
  SCHERING PLOUGH                  COMMON STOCK    806605101       24054       567655 SH
  SCHERING PLOUGH                  COMMON STOCK    806605101        1465        34562 SH
  SCHERING PLOUGH                  COMMON STOCK    806605101        5637       133028 SH
  SCHLUMBERGER                     COMMON STOCK    806857108        8044       143316 SH
  SCHLUMBERGER                     COMMON STOCK    806857108          28          500 SH
  SCHLUMBERGER                     COMMON STOCK    806857108         860        15329 SH
  SEAGRAMS                         COMMON STOCK    811850106         349         7805 SH
  SEAGRAMS                         CONVERTIBLE PRE 811850205        1440        32000 SH
  SEARS                            COMMON STOCK    812387108         935        30774 SH
  SEARS                            COMMON STOCK    812387108          15          500 SH
  SEARS                            COMMON STOCK    812387108         194         6389 SH
  SELECTIVE INSURANCE              COMMON STOCK    816300107         259        15060 SH
  SELECTIVE INSURANCE              COMMON STOCK    816300107         195        11340 SH
  SERVICE                          COMMON STOCK    817587108           2        19000 SH
  SERVICEMASTER                    COMMON STOCK    81760N109          60         4885 SH
  SERVICEMASTER                    COMMON STOCK    81760N109          65         5314 SH
  SHELL                            COMMON STOCK    822703609         397         8100 SH
  SHELL                            COMMON STOCK    822703609          12          248 SH
  SHERWIN-WILLIAMS                 COMMON STOCK    824348106         315        15000 SH
  SHERWIN-WILLIAMS                 COMMON STOCK    824348106         202         9600 SH
  SIEBEL SYS                       COMMON STOCK    826170102         290         3450 SH
  SKYLANDS FINL                    COMMON STOCK    83081H100         188        17055 SH
  SMITHKLINE BEECHAM               COMMON STOCK    832378301       19705       307285 SH
  SMITHKLINE BEECHAM               COMMON STOCK    832378301         169         2640 SH
  SMITHKLINE BEECHAM               COMMON STOCK    832378301        1361        21225 SH
  SMITHKLINE BEECHAM               COMMON STOCK    832378301           6          100 SH
  SOLECTRON                        COMMON STOCK    834182107        4471        47000 SH
  SOLECTRON                        COMMON STOCK    834182107         176         1850 SH
  SOUTHERN                         COMMON STOCK    842587107        1079        45908 SH
  SOUTHERN                         COMMON STOCK    842587107          35         1500 SH
  SOUTHERN                         COMMON STOCK    842587107         254        10816 SH
  SOVEREIGN BANCORP                COMMON STOCK    845905108         235        31479 SH
  SOVEREIGN BANCORP                COMMON STOCK    845905108          31         4200 SH
  SOVEREIGN BANCORP                COMMON STOCK    845905108          16         2152 SH
  SPRINT                           COMMON STOCK    852061100        1017        15112 SH
  SPRINT                           COMMON STOCK    852061100          54          800 SH
  SPRINT                           COMMON STOCK    852061100         162         2400 SH
  SPRINT                           COMMON STOCK    852061506         181         1765 SH
  SPRINT                           COMMON STOCK    852061506          21          200 SH
  SPRINT                           COMMON STOCK    852061506          62          600 SH
  STATE STR                        COMMON STOCK    857477103         395         5405 SH
  STATEN IS BANCORP INC            COMMON STOCK    857550107         881        48941 SH
  STATEN IS BANCORP INC            COMMON STOCK    857550107          99         5503 SH
  STRYKER                          COMMON STOCK    863667101         209         3000 SH
  SUMMIT BANCORP                   COMMON STOCK    866005101      158316      5169499 SH
  SUMMIT BANCORP                   COMMON STOCK    866005101        5765       188230 SH
  SUMMIT BANCORP                   COMMON STOCK    866005101       17654       576464 SH
  SUMMIT BANCORP                   COMMON STOCK    866005101         438        14300 SH
  SUN MICROSYSTEMS                 COMMON STOCK    866810104        1368        17671 SH
  SUN MICROSYSTEMS                 COMMON STOCK    866810104         959        12378 SH
  SYMANTEC                         COMMON STOCK    871503108        1050        17912 SH
  SYMYX TECHNOLOGIES               COMMON STOCK    87155S108         500        16666 SH
  SYMYX TECHNOLOGIES               COMMON STOCK    87155S108        1500        50000 SH
  SYQUEST TECHNOLOGY               COMMON STOCK    871660106           0        10875 SH
  SYSCO                            COMMON STOCK    871829107        1873        47338 SH
  SYSCO                            COMMON STOCK    871829107         135         3400 SH
  SYSCO                            COMMON STOCK    871829107        1205        30468 SH
  TECO ENERGY                      COMMON STOCK    872375100         234        12600 SH
  TEPPCO PARTNERS LP               COMMON STOCK    872384102         155         8000 SH
  TEPPCO PARTNERS LP               COMMON STOCK    872384102          73         3800 SH
  TRW                              COMMON STOCK    872649108         247         4760 SH
  TRW                              COMMON STOCK    872649108          21          400 SH
  TEKTRONIX                        COMMON STOCK    879131100         117         3000 SH
  TEKTRONIX                        COMMON STOCK    879131100          90         2325 SH
  TELLABS                          COMMON STOCK    879664100        5186        80800 SH
  TELLABS                          COMMON STOCK    879664100          19          300 SH
  A T & T SH                       COMMON STOCK    879919108         607         1400 SH
  TEXACO                           COMMON STOCK    881694103        4997        92008 SH
  TEXACO                           COMMON STOCK    881694103         298         5484 SH
  TEXACO                           COMMON STOCK    881694103         878        16164 SH
  TEXAS INSTRUMENTS                COMMON STOCK    882508104       23132       239400 SH
  TEXAS INSTRUMENTS                COMMON STOCK    882508104         401         4150 SH
  TEXAS INSTRUMENTS                COMMON STOCK    882508104         528         5460 SH
  TEXAS UTILS                      COMMON STOCK    882848104         419        11790 SH
  TEXAS UTILS                      COMMON STOCK    882848104          36         1000 SH
  TEXAS UTILS                      COMMON STOCK    882848104         814        22891 SH
  TEXTRON                          COMMON STOCK    883203101       15090       196774 SH
  TEXTRON                          COMMON STOCK    883203101          15          200 SH
  TEXTRON                          COMMON STOCK    883203101         634         8270 SH
  THOMAS & BETTS                   COMMON STOCK    884315102        2975        93320 SH
  THOMAS & BETTS                   COMMON STOCK    884315102        3605       113108 SH
  3 COM                            COMMON STOCK    885535104       11411       242785 SH
  3 COM                            COMMON STOCK    885535104          47         1000 SH
  3 COM                            COMMON STOCK    885535104         323         6875 SH
  TIFFANY                          COMMON STOCK    886547108         303         3400 SH
  TIME WARNER                      COMMON STOCK    887315109       17380       240339 SH
  TIME WARNER                      COMMON STOCK    887315109          43          600 SH
  TIME WARNER                      COMMON STOCK    887315109        1067        14750 SH
  TRICON GLOBAL RESTAURANTS        COMMON STOCK    895953107         367         9490 SH
  TRICON GLOBAL RESTAURANTS        COMMON STOCK    895953107           3           80 SH
  TRICON GLOBAL RESTAURANTS        COMMON STOCK    895953107         220         5701 SH
  TRIBUNE                          COMMON STOCK    896047107          72         1300 SH
  TRIBUNE                          COMMON STOCK    896047107        1057        19200 SH
  TYCO INTL                        COMMON STOCK    902124106       15505       397565 SH
  TYCO INTL                        COMMON STOCK    902124106         801        20535 SH
  TYCO INTL                        COMMON STOCK    902124106        1782        45686 SH
  USX                              COMMON STOCK    902905827         386        15638 SH
  USG                              COMMON STOCK    903293405         245         5200 SH
  UNCOMMON VALUES UNIT TR 1985     MUTUAL FUNDS-EQ 904310174          75        48752 SH
  UNILEVER N V NEW YORK SHS        COMMON STOCK    904784709        6008       110367 SH
  UNILEVER N V NEW YORK SHS        COMMON STOCK    904784709         476         8745 SH
  UNION PACIFIC                    COMMON STOCK    907818108        8754       200376 SH
  UNION PACIFIC                    COMMON STOCK    907818108          70         1600 SH
  UNION PACIFIC                    COMMON STOCK    907818108         813        18620 SH
  UNION PAC CAP TR                 CONVERTIBLE PRE 907824205        1241        30000 SH
  UNION PAC RES GROUP              COMMON STOCK    907834105         923        72410 SH
  UNION PAC RES GROUP              COMMON STOCK    907834105           4          338 SH
  UNION PAC RES GROUP              COMMON STOCK    907834105          22         1691 SH
  UNITED DOMINION REALTY TRUST     COMMON STOCK    910197102          28         2800 SH
  UNITED DOMINION REALTY TRUST     COMMON STOCK    910197102         192        19400 SH
  UNITED NATL BANCORP N J          COMMON STOCK    910909100         529        23864 SH
  UNITED PARCEL SVC                COMMON STOCK    911312106         455         6600 SH
  UNITED PARCEL SVC                COMMON STOCK    911312106          41          600 SH
  UNITED RETAIL GROUP              COMMON STOCK    911380103         231        28000 SH
  U S WEST NEW                     COMMON STOCK    91273H101        2914        40478 SH
  U S WEST NEW                     COMMON STOCK    91273H101         161         2232 SH
  U S WEST NEW                     COMMON STOCK    91273H101        1757        24406 SH
  UNITED TECHNOLOGIES              COMMON STOCK    913017109       22779       350440 SH
  UNITED TECHNOLOGIES              COMMON STOCK    913017109          13          200 SH
  UNITED TECHNOLOGIES              COMMON STOCK    913017109        2736        42090 SH
  UNITED TECHNOLOGIES              COMMON STOCK    913017109          26          400 SH
  UNITED WTR RESOURCES             COMMON STOCK    913190104         594        17380 SH
  UNITED WTR RESOURCES             COMMON STOCK    913190104          34         1000 SH
  UNITED WTR RESOURCES             COMMON STOCK    913190104          58         1687 SH
  UNIVISION COMMUNICATIONS INC     COMMON STOCK    914906102         204         2000 SH
  UNIVISION COMMUNICATIONS INC     COMMON STOCK    914906102          82          800 SH
  UNUMPROVIDENT                    COMMON STOCK    91529Y106         208         6500 SH
  UNUMPROVIDENT                    COMMON STOCK    91529Y106           3          100 SH
  UNUMPROVIDENT                    COMMON STOCK    91529Y106          16          500 SH
  VALLEY NATL BANCORP              COMMON STOCK    919794107         656        23435 SH
  VALLEY NATL BANCORP              COMMON STOCK    919794107           6          232 SH
  VALLEY NATL BANCORP              COMMON STOCK    919794107         244         8716 SH
  VANGUARD FIXED SECS FD           MUTUAL FUNDS-FI 922031307        3026       306924 SH
  VANGUARD FIXED SECS FD           MUTUAL FUNDS-FI 922031307         253        25649 SH
  VANGUARD FIXED SECS FD           MUTUAL FUNDS-FI 922031307         105        10677 SH
  VERITAS SOFTWARE                 COMMON STOCK    923436109        2261        15800 SH
  VIACOM                           COMMON STOCK    925524308         269         4444 SH
  VIAD                             COMMON STOCK    92552R109         571        20486 SH
  VIAD                             COMMON STOCK    92552R109          28         1000 SH
  VIAD                             COMMON STOCK    92552R109         178         6400 SH
  VISX                             COMMON STOCK    92844S105         414         8000 SH
  VITESSE SEMICONDUCTOR            COMMON STOCK    928497106         210         4000 SH
  VODAFONE AIRTOUCH                COMMON STOCK    92857T107        6536       132035 SH
  VODAFONE AIRTOUCH                COMMON STOCK    92857T107         159         3215 SH
  VODAFONE AIRTOUCH                COMMON STOCK    92857T107        1089        22005 SH
  WACHOVIA                         COMMON STOCK    929771103         256         3770 SH
  WACHOVIA                         COMMON STOCK    929771103         275         4050 SH
  WAL MART                         COMMON STOCK    931142103       25745       372438 SH
  WAL MART                         COMMON STOCK    931142103        7589       109790 SH
  WALGREEN                         COMMON STOCK    931422109         495        16932 SH
  WALGREEN                         COMMON STOCK    931422109          23          800 SH
  WARNER LAMBERT                   COMMON STOCK    934488107       17930       218823 SH
  WARNER LAMBERT                   COMMON STOCK    934488107        1076        13138 SH
  WARNER LAMBERT                   COMMON STOCK    934488107        7345        89644 SH
  WASHINGTON MUTUAL                COMMON STOCK    939322103         970        37500 SH
  WASHINGTON MUTUAL                COMMON STOCK    939322103          32         1250 SH
  WELLS FARGO NEW                  COMMON STOCK    949746101        3900        96440 SH
  WELLS FARGO NEW                  COMMON STOCK    949746101          16          400 SH
  WELLS FARGO NEW                  COMMON STOCK    949746101         174         4300 SH
  WESTBURY METALS GROUP            COMMON STOCK    957289101         115        26660 SH
  WESTBURY METALS GROUP            COMMON STOCK    957289101         173        40000 SH
  WEYERHAEUSER                     COMMON STOCK    962166104          90         1250 SH
  WEYERHAEUSER                     COMMON STOCK    962166104         237         3300 SH
  WHIRLPOOL                        COMMON STOCK    963320106         133         2050 SH
  WHIRLPOOL                        COMMON STOCK    963320106          20          300 SH
  WHIRLPOOL                        COMMON STOCK    963320106          79         1210 SH
  WILLIAMS COS                     COMMON STOCK    969457100        3655       119602 SH
  WILLIAMS COS                     COMMON STOCK    969457100          31         1000 SH
  WILMINGTON TRUST                 COMMON STOCK    971807102         434         9000 SH
  WILMINGTON TRUST                 COMMON STOCK    971807102         232         4800 SH
  WISCONSIN ENERGY                 COMMON STOCK    976657106         288        14976 SH
  WISCONSIN ENERGY                 COMMON STOCK    976657106         116         6050 SH
  WORKGROUP TECHNOLOGY             COMMON STOCK    980903108          21        11000 SH
  WRIGLEY WM JR                    COMMON STOCK    982526105         146         1757 SH
  WRIGLEY WM JR                    COMMON STOCK    982526105         597         7200 SH
  WRIGLEY WM JR                    COMMON STOCK    982526204         297         3600 SH
  XILINX                           COMMON STOCK    983919101        6929       152400 SH
  XILINX                           COMMON STOCK    983919101           9          200 SH
  XEROX                            COMMON STOCK    984121103        1278        56336 SH
  XEROX                            COMMON STOCK    984121103         395        17428 SH
  YAHOO                            COMMON STOCK    984332106       16594        38350 SH
  YAHOO                            COMMON STOCK    984332106        1731         4000 SH
  ZIONS BANCORPORATION             COMMON STOCK    989701107         237         4000 SH
  BLUE RIBBON LABEL                COMMON STOCK    999M31000        1786           38 SH
  ENDICOTT MACHINE & TOOL          COMMON STOCK    999ZT1003        2459       274699 SH
  MURRAY HILL RACQUET CLUB         COMMON STOCK    99A246000         605          326 SH
  EBAGS                            COMMON STOCK    99A366105          12        12500 SH
  GLOBAL CROSSING LTD              COMMON STOCK    G3921A100        1322        26435 SH
  GLOBAL CROSSING LTD              COMMON STOCK    G3921A100         250         5000 SH
  SHONK LAND CO LTD PARTNERSHIP    LIMITED PARTNER XX0155004         266          166 PRN
  UNIVERSAL REALTY CO INC          COMMON STOCK    XX5384021         150        94640 SH
  KANAVY COMPUTER CORP CONV PFD    CONVERTIBLE PRE XX5628005          10        10000 SH

  NAME OF ISSUER                  INVSTMT OTHER         VOTING AUTHORITY
  SECURITY NAME                   DISCRTN MANAGERS      SOLE         SHARED       NONE

  A C MOORE ARTS & CRAFTS         SOLE                  10000
  ADC TELECOMMUNICATIONS          SOLE                  4600
  AT&T                            SOLE                  357760
  AT&T                            SOLE                                            54328
  AT&T                            DEFINED               16901
  AT&T                            DEFINED                                         5325
  AT&T                            OTHER                 67450
  AT&T                            OTHER                              1500
  AT&T                            OTHER                                           15490
  ABBOTT LABS                     SOLE                  98698
  ABBOTT LABS                     SOLE                                            32700
  ABBOTT LABS                     DEFINED               1600
  ABBOTT LABS                     OTHER                 100170
  ABBOTT LABS                     OTHER                                           21500
  ACCLAIM ENMNT                   SOLE                  15000
  AEGON N V                       SOLE                  168
  AEGON N V                       OTHER                 760
  AEGON N V                       OTHER                                           1500
  AETNA                           SOLE                  10798
  AETNA                           OTHER                 1600
  AIR PRODUCTS & CHEMICALS        SOLE                  7975
  AIR PRODUCTS & CHEMICALS        SOLE                                            16800
  AIR PRODUCTS & CHEMICALS        OTHER                 9800
  ALLERGAN                        SOLE                  13808
  ALLIANCE CAP MGMT HLD           SOLE                  32825
  ALLIANCE CAP MGMT HLD           SOLE                                            28600
  ALLIANCE CAP MGMT HLD           DEFINED               2700
  ALLIANCE CAP MGMT HLD           DEFINED                                         1000
  ALLIANCE CAP MGMT HLD           OTHER                 35980
  ALLIANCE CAP MGMT HLD           OTHER                                           10000
  ALLIED IRISH BANKS PLC          SOLE                  6600
  ALLIED IRISH BANKS PLC          OTHER                 5100
  ALLIED WASTE INDS               SOLE                  57380
  ALLSTATE                        SOLE                  15792
  ALLSTATE                        SOLE                                            6800
  ALLSTATE                        DEFINED               1000
  ALLSTATE                        DEFINED                                         926
  ALLSTATE                        OTHER                 3466
  ALLSTATE                        OTHER                                           740
  ALLTEL                          SOLE                  92325
  ALLTEL                          SOLE                                            8966
  ALLTEL                          DEFINED               400
  ALLTEL                          OTHER                 4936
  ALLTEL                          OTHER                                           1000
  AMAZON COM                      SOLE                  34000
  AMAZON COM                      OTHER                 1000
  AMCAP FD                        OTHER                 17665
  AMERICA ONLINE                  SOLE                  370824
  AMERICA ONLINE                  SOLE                                            33130
  AMERICA ONLINE                  DEFINED               16242
  AMERICA ONLINE                  DEFINED                                         1900
  AMERICA ONLINE                  OTHER                 60490
  AMERICA ONLINE                  OTHER                              4800
  AMERICA ONLINE                  OTHER                                           6816
  AMERICAN ELECTRIC POWER         SOLE                  4932
  AMERICAN ELECTRIC POWER         SOLE                                            2430
  AMERICAN ELECTRIC POWER         DEFINED               1059
  AMERICAN ELECTRIC POWER         OTHER                 15194
  AMERICAN ELECTRIC POWER         OTHER                                           7500
  AMERICAN EXPRESS                SOLE                  109937
  AMERICAN EXPRESS                SOLE                                            7300
  AMERICAN EXPRESS                OTHER                 30048
  AMERICAN EXPRESS                OTHER                                           2723
  AMERICAN FINL GROUP             SOLE                  10000
  AMERICAN GENERAL                SOLE                  39280
  AMERICAN GENERAL                OTHER                 2490
  AMERICAN HOME PRODUCTS          SOLE                  267476
  AMERICAN HOME PRODUCTS          SOLE                                            41866
  AMERICAN HOME PRODUCTS          DEFINED               12640
  AMERICAN HOME PRODUCTS          DEFINED                                         3600
  AMERICAN HOME PRODUCTS          OTHER                 146627
  AMERICAN HOME PRODUCTS          OTHER                                           15933
  AMERICAN INTL GROUP             SOLE                  478981
  AMERICAN INTL GROUP             SOLE                                            61788
  AMERICAN INTL GROUP             DEFINED               15411
  AMERICAN INTL GROUP             DEFINED                                         625
  AMERICAN INTL GROUP             OTHER                 78628
  AMERICAN INTL GROUP             OTHER                              750
  AMERICAN INTL GROUP             OTHER                                           23841
  AMERICAN POWER CONVERSION       SOLE                  53550
  AMERICAN POWER CONVERSION       SOLE                                            29200
  AMERICAN POWER CONVERSION       DEFINED               10700
  AMERICAN POWER CONVERSION       OTHER                 4800
  AMERICAN POWER CONVERSION       OTHER                              4000
  AMERICAN POWER CONVERSION       OTHER                                           6800
  AMGEN                           SOLE                  156905
  AMGEN                           SOLE                                            16300
  AMGEN                           DEFINED               800
  AMGEN                           OTHER                 12800
  AMGEN                           OTHER                              520
  ANALOG DEVICES                  SOLE                  5315
  ANHEUSER BUSCH                  SOLE                  19200
  ANHEUSER BUSCH                  SOLE                                            1755
  ANHEUSER BUSCH                  DEFINED               400
  ANHEUSER BUSCH                  DEFINED                                         400
  ANHEUSER BUSCH                  OTHER                 6014
  ANHEUSER BUSCH                  OTHER                                           8400
  APPLIED MATERIALS               SOLE                  109950
  APPLIED MATERIALS               OTHER                 200
  AQUIS COMMUNICATIONS GROUP      SOLE                  10000
  AT HOME                         SOLE                  6708
  AT HOME                         OTHER                 2400
  ASSOCIATES FIRST CAPITAL CRP    SOLE                  6848
  ASSOCIATES FIRST CAPITAL CRP    SOLE                                            2470
  ASSOCIATES FIRST CAPITAL CRP    OTHER                 1046
  ATLANTIC RICHFIELD              SOLE                  185192
  ATLANTIC RICHFIELD              SOLE                                            11738
  ATLANTIC RICHFIELD              DEFINED               1314
  ATLANTIC RICHFIELD              DEFINED                                         200
  ATLANTIC RICHFIELD              OTHER                 28690
  ATLANTIC RICHFIELD              OTHER                                           5440
  AUTOMATIC DATA PROCESSING       SOLE                  348950
  AUTOMATIC DATA PROCESSING       SOLE                                            84572
  AUTOMATIC DATA PROCESSING       DEFINED               19528
  AUTOMATIC DATA PROCESSING       DEFINED                                         1200
  AUTOMATIC DATA PROCESSING       OTHER                 83112
  AUTOMATIC DATA PROCESSING       OTHER                              2000
  AUTOMATIC DATA PROCESSING       OTHER                                           52842
  AVENTIS                         SOLE                  4300
  AVERY DENNISON                  SOLE                  10650
  AVERY DENNISON                  SOLE                                            6700
  AVERY DENNISON                  DEFINED               1300
  AVERY DENNISON                  OTHER                 3000
  AVON PRODUCTS                   SOLE                  2640
  AVON PRODUCTS                   OTHER                 8800
  BB&T CORP                       DEFINED               1800
  BB&T CORP                       OTHER                 5652
  BP AMOCO PLC                    SOLE                  423706
  BP AMOCO PLC                    SOLE                                            27858
  BP AMOCO PLC                    DEFINED               21318
  BP AMOCO PLC                    DEFINED                                         794
  BP AMOCO PLC                    OTHER                 100698
  BP AMOCO PLC                    OTHER                                           14808
  BP AMOCO PLC                    DEF/OTH               200
  BSB BANCORP                     SOLE                  2049
  BSB BANCORP                     SOLE                                            25867
  BAKER FENTRESS                  SOLE                  46173
  BAKER FENTRESS                  OTHER                 106422
  BAKER HUGHES                    SOLE                  300
  BAKER HUGHES                    SOLE                                            9450
  BANK AMER                       SOLE                  220282
  BANK AMER                       SOLE                                            11057
  BANK AMER                       DEFINED               300
  BANK AMER                       OTHER                 31992
  BANK AMER                       OTHER                              427
  BANK AMER                       OTHER                                           7150
  BANK OF NY                      SOLE                  744560
  BANK OF NY                      SOLE                                            30716
  BANK OF NY                      DEFINED                                         2000
  BANK OF NY                      OTHER                 67116
  BANK OF NY                      OTHER                                           12200
  BANK ONE                        SOLE                  23237
  BANK ONE                        SOLE                                            1621
  BANK ONE                        DEFINED               1005
  BANK ONE                        DEFINED                                         400
  BANK ONE                        OTHER                 3522
  BANK ONE                        OTHER                                           1000
  BAXTER INTL                     SOLE                  65434
  BAXTER INTL                     SOLE                                            650
  BAXTER INTL                     DEFINED               400
  BAXTER INTL                     OTHER                 1475
  BEAR STEARNS                    SOLE                  6759
  BEAR STEARNS                    OTHER                 950
  BECTON DICKINSON & CO           SOLE                  168770
  BECTON DICKINSON & CO           SOLE                                            20400
  BECTON DICKINSON & CO           OTHER                 4000
  BECTON DICKINSON & CO           OTHER                                           6400
  BED BATH & BEYOND               SOLE                  114200
  BED BATH & BEYOND               SOLE                                            800
  BED BATH & BEYOND               DEFINED               200
  BED BATH & BEYOND               OTHER                                           1200
  BELL ATLANTIC                   SOLE                  395729
  BELL ATLANTIC                   SOLE                                            39027
  BELL ATLANTIC                   DEFINED               16978
  BELL ATLANTIC                   DEFINED                                         2174
  BELL ATLANTIC                   OTHER                 144378
  BELL ATLANTIC                   OTHER                                           21696
  BELLSOUTH                       SOLE                  681407
  BELLSOUTH                       SOLE                                            48242
  BELLSOUTH                       DEFINED               23020
  BELLSOUTH                       DEFINED                                         1832
  BELLSOUTH                       OTHER                 179890
  BELLSOUTH                       OTHER                              2200
  BELLSOUTH                       OTHER                                           30542
  BELLSOUTH                       DEF/OTH               400
  BERKSHIRE                       SOLE                  1
  BERKSHIRE                       SOLE                                            3
  BERKSHIRE                       DEFINED                                         1
  BERKSHIRE                       SOLE                  1096
  BERKSHIRE                       SOLE                                            325
  BERKSHIRE                       DEFINED               5
  BERKSHIRE                       OTHER                 694
  BERKSHIRE                       OTHER                                           375
  BESTFOODS                       SOLE                  340851
  BESTFOODS                       SOLE                                            24710
  BESTFOODS                       DEFINED               11616
  BESTFOODS                       DEFINED                                         600
  BESTFOODS                       OTHER                 33115
  BESTFOODS                       OTHER                              1600
  BESTFOODS                       OTHER                                           12628
  BESTFOODS                       DEF/OTH               100
  BIOMET                          SOLE                  5620
  BLACK & DECKER                  SOLE                  15320
  H & R BLOCK                     SOLE                  12000
  BLUE CHIP VALUE FD              SOLE                  16450
  BOEING                          SOLE                  15714
  BOEING                          SOLE                                            700
  BOEING                          OTHER                 33874
  BOEING                          OTHER                                           674
  BOISE CASCADE                   SOLE                                            11400
  BRISTOL MYERS SQUIBB            SOLE                  556576
  BRISTOL MYERS SQUIBB            SOLE                                            45616
  BRISTOL MYERS SQUIBB            DEFINED               17400
  BRISTOL MYERS SQUIBB            DEFINED                                         4800
  BRISTOL MYERS SQUIBB            OTHER                 199575
  BRISTOL MYERS SQUIBB            OTHER                                           26200
  BRISTOL MYERS SQUIBB            DEF/OTH               100
  BROADWING                       SOLE                  8600
  BROADWING                       OTHER                 10400
  BROADWING                       OTHER                                           2600
  BURLINGTON NORTHERN SANTA FE    SOLE                  288796
  BURLINGTON NORTHERN SANTA FE    SOLE                                            2250
  BURLINGTON NORTHERN SANTA FE    DEFINED                                         1500
  BURLINGTON NORTHERN SANTA FE    OTHER                 9000
  BURLINGTON NORTHERN SANTA FE    OTHER                              1140
  BURLINGTON RESOURCES            SOLE                  6567
  BURLINGTON RESOURCES            SOLE                                            435
  BURLINGTON RESOURCES            DEFINED               1525
  BURLINGTON RESOURCES            OTHER                 872
  BURLINGTON RESOURCES            OTHER                              200
  BURLINGTON RESOURCES            OTHER                                           1500
  CBS                             SOLE                  6356
  CBS                             SOLE                                            460
  CBS                             DEFINED               930
  CBS                             OTHER                 1000
  C-CUBE MICROSYSTEMS             SOLE                  6000
  CIGNA                           SOLE                  20865
  CIGNA                           SOLE                                            1500
  CIGNA                           DEFINED                                         2000
  CIGNA                           OTHER                 6400
  CIGNA                           OTHER                                           1500
  CMGI                            SOLE                  2425
  CNF TRANSPORTATION              SOLE                  10000
  CSX                             SOLE                  60424
  CSX                             SOLE                                            2680
  CSX                             DEFINED               1800
  CSX                             OTHER                 6200
  CVS                             SOLE                  10200
  CVS                             SOLE                                            5000
  CVS                             OTHER                 200
  CVS                             OTHER                              1000
  CVS                             OTHER                                           2400
  CALEDONIA MNG                   OTHER                 10000
  CAMPBELL SOUP                   SOLE                  24800
  CAMPBELL SOUP                   SOLE                                            200
  CAMPBELL SOUP                   OTHER                 14743
  CAMPBELL SOUP                   OTHER                              2000
  CAMPBELL SOUP                   OTHER                                           4800
  CARDINAL HEALTH                 SOLE                  17570
  CARNIVAL                        SOLE                  157530
  CARNIVAL                        SOLE                                            25450
  CARNIVAL                        DEFINED               1600
  CARNIVAL                        DEFINED                                         1200
  CARNIVAL                        OTHER                 2850
  CARNIVAL                        OTHER                                           900
  CAROLINA PWR & LT               SOLE                  6280
  CAROLINA PWR & LT               SOLE                                            4000
  CAROLINA PWR & LT               OTHER                 800
  CAROLINA PWR & LT               OTHER                                           400
  CATERPILLAR                     SOLE                  3400
  CATERPILLAR                     SOLE                                            5700
  CATERPILLAR                     OTHER                 7395
  CATERPILLAR                     OTHER                                           400
  CENDANT                         SOLE                  8025
  CENTRAL & SOUTHWEST             SOLE                  2200
  CENTRAL & SOUTHWEST             SOLE                                            2033
  CENTRAL & SOUTHWEST             DEFINED               2000
  CENTRAL & SOUTHWEST             OTHER                 4200
  CENTURYTEL                      SOLE                  3880
  CENTURYTEL                      SOLE                                            10425
  CHASE MANHATTAN                 SOLE                  173976
  CHASE MANHATTAN                 SOLE                                            11340
  CHASE MANHATTAN                 DEFINED               3600
  CHASE MANHATTAN                 DEFINED                                         500
  CHASE MANHATTAN                 OTHER                 4882
  CHASE MANHATTAN                 OTHER                                           2000
  CHECKPOINT SYS                  SOLE                  37850
  CHEVRON                         SOLE                  61699
  CHEVRON                         SOLE                                            13004
  CHEVRON                         DEFINED               4940
  CHEVRON                         OTHER                 14680
  CHEVRON                         OTHER                                           325
  CHIRON                          SOLE                  30100
  CHIRON                          SOLE                                            15500
  CHIRON                          OTHER                 5000
  CHIRON                          OTHER                              800
  CHUBB                           SOLE                  8750
  CHUBB                           SOLE                                            200
  CHUBB                           OTHER                 12932
  CHUBB                           OTHER                                           10425
  CIRCUIT CITY                    SOLE                  14350
  CIRCUIT CITY                    SOLE                                            800
  CIRCUIT CITY                    OTHER                 1000
  CISCO SYSTEMS                   SOLE                  551764
  CISCO SYSTEMS                   SOLE                                            47708
  CISCO SYSTEMS                   DEFINED               18451
  CISCO SYSTEMS                   DEFINED                                         1800
  CISCO SYSTEMS                   OTHER                 69853
  CISCO SYSTEMS                   OTHER                              3000
  CISCO SYSTEMS                   OTHER                                           3964
  CINTAS                          SOLE                  2460
  CINTAS                          SOLE                                            4200
  CINTAS                          OTHER                 800
  CITIGROUP                       SOLE                  396354
  CITIGROUP                       SOLE                                            28014
  CITIGROUP                       DEFINED               20137
  CITIGROUP                       DEFINED                                         262
  CITIGROUP                       OTHER                 45813
  CITIGROUP                       OTHER                              900
  CITIGROUP                       OTHER                                           9375
  CITRIX SYSTEMS                  SOLE                  2375
  CLOROX                          SOLE                  10098
  CLOROX                          SOLE                                            9000
  COCA COLA                       SOLE                  170313
  COCA COLA                       SOLE                                            50884
  COCA COLA                       DEFINED               2682
  COCA COLA                       DEFINED                                         2000
  COCA COLA                       OTHER                 131763
  COCA COLA                       OTHER                                           49166
  COLGATE PALMOLIVE               SOLE                  335215
  COLGATE PALMOLIVE               SOLE                                            15860
  COLGATE PALMOLIVE               DEFINED               300
  COLGATE PALMOLIVE               DEFINED                                         800
  COLGATE PALMOLIVE               OTHER                 37275
  COLUMBIA ENERGY GROUP           OTHER                 15750
  COLUMBIA ENERGY GROUP           OTHER                                           4500
  COMDISCO INC                    SOLE                  52375
  COMERICA                        SOLE                  3975
  COMERICA                        OTHER                 5620
  COMPAQ COMPUTER                 SOLE                  151334
  COMPAQ COMPUTER                 SOLE                                            5050
  COMPAQ COMPUTER                 DEFINED               2500
  COMPAQ COMPUTER                 DEFINED                                         800
  COMPAQ COMPUTER                 OTHER                 18190
  COMPAQ COMPUTER                 OTHER                                           600
  COMPUTER ASSOCIATES             SOLE                  23337
  COMPUTER ASSOCIATES             SOLE                                            18324
  COMPUTER ASSOCIATES             DEFINED               2400
  COMPUTER ASSOCIATES             DEFINED                                         200
  COMPUTER ASSOCIATES             OTHER                 8894
  COMPUTER ASSOCIATES             OTHER                                           3175
  COMPUTER SCIENCES               SOLE                  9000
  COMPUWARE                       SOLE                  9200
  COMPUWARE                       SOLE                                            23000
  COMPUWARE                       OTHER                 1000
  CONAGRA                         SOLE                  5850
  CONAGRA                         SOLE                                            300
  CONAGRA                         DEFINED                                         226
  CONAGRA                         OTHER                 27000
  CONECTIV                        SOLE                  11034
  CONECTIV                        OTHER                 1650
  CONECTIV                        OTHER                                           300
  CONEXANT                        SOLE                  4576
  CONEXANT                        SOLE                                            3600
  CONEXANT                        DEFINED               1200
  CONEXANT                        OTHER                 1800
  CONEXANT                        OTHER                                           4700
  CONEXANT                        DEF/OTH               1516
  CONOCO                          SOLE                  100082
  CONOCO                          SOLE                                            18405
  CONOCO                          DEFINED               1971
  CONOCO                          OTHER                 8773
  CONOCO                          OTHER                                           695
  CONSECO                         SOLE                  6217
  CONSECO                         SOLE                                            288
  CONSECO                         DEFINED               928
  CONSECO                         OTHER                 5100
  CONSOLIDATED EDISON             SOLE                  28578
  CONSOLIDATED EDISON             SOLE                                            5450
  CONSOLIDATED EDISON             DEFINED               2075
  CONSOLIDATED EDISON             OTHER                 1530
  CONSOLIDATED EDISON             OTHER                                           2296
  CONSOLIDATED NATURAL GAS        SOLE                  145740
  CONSOLIDATED NATURAL GAS        SOLE                                            5450
  CONSOLIDATED NATURAL GAS        DEFINED               2200
  CONSOLIDATED NATURAL GAS        OTHER                 12564
  CONSOLIDATED NATURAL GAS        OTHER                                           1648
  CONSOLIDATED TOMOKA LD          SOLE                  5915
  CONSOLIDATED TOMOKA LD          OTHER                 13633
  CONSTELLATION ENERGY GROUP      SOLE                  8204
  CONSTELLATION ENERGY GROUP      DEFINED               300
  CONSTELLATION ENERGY GROUP      OTHER                 1400
  CONSTELLATION ENERGY GROUP      OTHER                                           825
  CONVERGYS                       SOLE                  6600
  CONVERGYS                       OTHER                 10400
  CONVERGYS                       OTHER                                           2600
  CORNING                         SOLE                  35753
  CORNING                         SOLE                                            16300
  CORNING                         DEFINED               2700
  CORNING                         OTHER                 18265
  CORNING                         OTHER                                           500
  COSTCO WHSL NEW                 SOLE                  1826
  COSTCO WHSL NEW                 DEFINED               1050
  COX COMMUNICATIONS NEW CLASS A  SOLE                                            11436
  CRIIMI MAE                      SOLE                  12558
  CRITICAL PATH                   SOLE                  3500
  DANA                            SOLE                  6800
  DANA                            DEFINED                                         464
  DANA                            OTHER                 1185
  DANAHER                         SOLE                  5680
  DANAHER                         DEFINED                                         1600
  DARDEN RESTAURANTS              SOLE                  500
  DARDEN RESTAURANTS              SOLE                                            1200
  DARDEN RESTAURANTS              OTHER                 10512
  DAYTON HUDSON                   SOLE                  10050
  DAYTON HUDSON                   SOLE                                            3500
  DAYTON HUDSON                   OTHER                 19800
  DAYTON HUDSON                   OTHER                                           4200
  DECS TR VI                      SOLE                  15000
  DEERE                           SOLE                  152487
  DEERE                           SOLE                                            1600
  DEERE                           OTHER                 9800
  DEERE                           OTHER                                           8400
  DELL COMPUTER                   SOLE                  661683
  DELL COMPUTER                   SOLE                                            81240
  DELL COMPUTER                   DEFINED               71674
  DELL COMPUTER                   DEFINED                                         1700
  DELL COMPUTER                   OTHER                 32703
  DELL COMPUTER                   OTHER                              2800
  DELL COMPUTER                   OTHER                                           18541
  DELPHI AUTOMOTIVE SYS           SOLE                  10444
  DELPHI AUTOMOTIVE SYS           SOLE                                            558
  DELPHI AUTOMOTIVE SYS           DEFINED               811
  DELPHI AUTOMOTIVE SYS           OTHER                 2194
  DELPHI AUTOMOTIVE SYS           OTHER                                           1186
  DEVELOPERS DIVERS REALTY        OTHER                 13900
  DIAMETRICS MED                  SOLE                  5000
  DIAMETRICS MED                  OTHER                 20000
  DISNEY WALT                     SOLE                  473043
  DISNEY WALT                     SOLE                                            83726
  DISNEY WALT                     DEFINED               6527
  DISNEY WALT                     DEFINED                                         1600
  DISNEY WALT                     OTHER                 46599
  DISNEY WALT                     OTHER                                           24020
  DISNEY WALT                     DEF/OTH               150
  DOMINION RESOURCES              SOLE                  6981
  DOMINION RESOURCES              DEFINED               450
  DOMINION RESOURCES              OTHER                 825
  DOVER                           SOLE                  2090
  DOVER                           SOLE                                            11200
  DOVER                           DEFINED               2000
  DOVER                           OTHER                 3520
  DOW CHEMICAL                    SOLE                  14299
  DOW CHEMICAL                    SOLE                                            4857
  DOW CHEMICAL                    DEFINED               625
  DOW CHEMICAL                    OTHER                 9812
  DOW CHEMICAL                    OTHER                                           11300
  DU PONT E I DE NEMOURS          SOLE                  362914
  DU PONT E I DE NEMOURS          SOLE                                            22545
  DU PONT E I DE NEMOURS          DEFINED               6517
  DU PONT E I DE NEMOURS          DEFINED                                         1550
  DU PONT E I DE NEMOURS          OTHER                 76895
  DU PONT E I DE NEMOURS          OTHER                                           30756
  DU PONT E I DE NEMOURS          DEF/OTH               300
  DUKE ENERGY                     SOLE                  19096
  DUKE ENERGY                     SOLE                                            13897
  DUKE ENERGY                     DEFINED               1300
  DUKE ENERGY                     DEFINED                                         850
  DUKE ENERGY                     OTHER                 6400
  DUKE ENERGY                     OTHER                                           3750
  DUKE RLTY INVTS                 SOLE                  610
  DUKE RLTY INVTS                 SOLE                                            10000
  DUN & BRADSTREET                SOLE                  34017
  DUN & BRADSTREET                OTHER                                           2680
  EMC                             SOLE                  269090
  EMC                             SOLE                                            23325
  EMC                             DEFINED               3520
  EMC                             DEFINED                                         100
  EMC                             OTHER                 11215
  EMC                             OTHER                              1200
  EMC                             OTHER                                           1300
  E'TOWN                          SOLE                  3950
  E'TOWN                          SOLE                                            582
  E'TOWN                          OTHER                 1129
  E'TOWN                          OTHER                                           600
  EASTERN ENTERPRISES             SOLE                                            3551
  EASTMAN KODAK                   SOLE                  10182
  EASTMAN KODAK                   SOLE                                            2692
  EASTMAN KODAK                   OTHER                 4913
  EASTMAN KODAK                   OTHER                                           907
  EDINBERG                        OTHER                                           82
  EDISON INTERNATIONAL            SOLE                  7325
  EDISON INTERNATIONAL            SOLE                                            1030
  EDISON INTERNATIONAL            OTHER                 600
  EL PASO ENERGY                  SOLE                  30000
  EL PASO ENERGY DEL              SOLE                  43219
  EL PASO ENERGY DEL              OTHER                 6000
  ELAN PLC                        SOLE                  27000
  ELAN PLC                        SOLE                                            1100
  ELAN PLC                        OTHER                 3900
  ELECTRONIC ARTS                 SOLE                  3000
  ELECTRONIC ARTS                 SOLE                                            550
  ELECTRONIC DATA SYSTEMS         SOLE                  252947
  ELECTRONIC DATA SYSTEMS         SOLE                                            29575
  ELECTRONIC DATA SYSTEMS         DEFINED               11460
  ELECTRONIC DATA SYSTEMS         DEFINED                                         1200
  ELECTRONIC DATA SYSTEMS         OTHER                 23958
  ELECTRONIC DATA SYSTEMS         OTHER                              1400
  ELECTRONIC DATA SYSTEMS         OTHER                                           5310
  EMERSON ELEC                    SOLE                  203950
  EMERSON ELEC                    SOLE                                            11398
  EMERSON ELEC                    DEFINED               600
  EMERSON ELEC                    OTHER                 21165
  EMERSON ELEC                    OTHER                                           20000
  ENERGY EAST                     SOLE                  2430
  ENERGY EAST                     SOLE                                            24290
  ENGELHARD                       SOLE                  25887
  ENGELHARD                       SOLE                                            1350
  ENGELHARD                       DEFINED               3900
  ENGELHARD                       OTHER                 14100
  ENGELHARD                       OTHER                                           12400
  ENRON                           SOLE                  869691
  ENRON                           SOLE                                            64475
  ENRON                           DEFINED               15281
  ENRON                           DEFINED                                         1800
  ENRON                           OTHER                 65183
  ENRON                           OTHER                                           6684
  ENRON                           DEF/OTH               300
  EQUIFAX                         SOLE                  27008
  EQUITY INCOME FUND              SOLE                  3467
  EQUITY INCOME FUND              DEFINED               534
  EQUITY INCOME FUND              DEFINED                                         100
  EQUITY INCOME FUND              OTHER                 3900
  ERICSSON                        SOLE                  42480
  ERICSSON                        SOLE                                            5350
  ERICSSON                        DEFINED               3400
  ERICSSON                        OTHER                 1300
  ERICSSON                        OTHER                                           8500
  EXODUS COMMUNICATIONS           SOLE                  500000
  EXXON MOBIL                     SOLE                  899800
  EXXON MOBIL                     SOLE                                            97671
  EXXON MOBIL                     DEFINED               33580
  EXXON MOBIL                     DEFINED                                         9000
  EXXON MOBIL                     OTHER                 319936
  EXXON MOBIL                     OTHER                              4536
  EXXON MOBIL                     OTHER                                           85873
  EXXON MOBIL                     DEF/OTH               541
  FPL                             SOLE                  124728
  FPL                             SOLE                                            7250
  FPL                             DEFINED                                         100
  FPL                             OTHER                 6240
  FPL                             OTHER                                           700
  FT UNIT                         SOLE                  10307
  FANNIE MAE                      SOLE                  262610
  FANNIE MAE                      SOLE                                            31950
  FANNIE MAE                      DEFINED                                         500
  FANNIE MAE                      OTHER                 15425
  FANNIE MAE                      OTHER                                           2300
  FEDERATED INDEX TR              SOLE                  6873
  FEDERATED INDEX TR              OTHER                 3476
  FIDELITY                        SOLE                  6219
  FIDELITY                        OTHER                                           22354
  FIDELITY EQUITY - INCOME FUND   SOLE                  916
  FIDELITY EQUITY - INCOME FUND   SOLE                                            2222
  FIDELITY EQUITY - INCOME FUND   OTHER                 4415
  FIRST DATA                      SOLE                  7697
  FIRST DATA                      SOLE                                            500
  FIRST DATA                      OTHER                 1000
  FIRST SEC DEL                   SOLE                  3000
  FIRST SEC DEL                   OTHER                 10800
  FIRST SEC DEL                   OTHER                                           11250
  FIRST TENNESSEE NATIONAL        SOLE                  5500
  FIRST TENNESSEE NATIONAL        OTHER                 2000
  FIRST UNION                     SOLE                  222683
  FIRST UNION                     SOLE                                            12341
  FIRST UNION                     DEFINED               6988
  FIRST UNION                     DEFINED                                         60
  FIRST UNION                     OTHER                 64021
  FIRST UNION                     OTHER                              1233
  FIRST UNION                     OTHER                                           19670
  FIRST UNION                     DEF/OTH               421
  FIRST UNION                     SOLE                  300000
  FIRST VIRGINIA BANKS            SOLE                  3600
  FIRST VIRGINIA BANKS            OTHER                 1125
  FLEETBOSTON FINANCIAL           SOLE                  15186
  FLEETBOSTON FINANCIAL           OTHER                 12495
  FLEETBOSTON FINANCIAL           OTHER                                           7200
  FLEMINGTON FUR                  SOLE                  93234
  FLEMINGTON FUR                  SOLE                  71914
  FLORIDA                         SOLE                  9900
  FLORIDA                         DEFINED               150
  FLORIDA                         OTHER                 5000
  FLORIDA                         OTHER                                           450
  FLUOR                           SOLE                  7200
  FLUOR                           OTHER                 80
  FORD MOTOR DEL                  SOLE                  49714
  FORD MOTOR DEL                  SOLE                                            3400
  FORD MOTOR DEL                  DEFINED                                         1000
  FORD MOTOR DEL                  OTHER                 2920
  FORD MOTOR DEL                  OTHER                                           1400
  FORTUNE BRANDS                  SOLE                  15700
  FORTUNE BRANDS                  SOLE                                            400
  FORTUNE BRANDS                  DEFINED               800
  FORTUNE BRANDS                  OTHER                 9448
  FRANKLIN INTERNATIONAL          OTHER                                           4316
  FRANKLIN RESOURCES              SOLE                  20055
  FRANKLIN RESOURCES              SOLE                                            2100
  FRANKLIN RESOURCES              DEFINED               737
  FRANKLIN RESOURCES              OTHER                 8309
  FRANKLIN RESOURCES              OTHER                                           450
  FULTON FINL PA                  SOLE                  33000
  GPU                             SOLE                  9935
  GPU                             SOLE                                            7280
  GPU                             DEFINED               488
  GPU                             DEFINED                                         750
  GPU                             OTHER                 30488
  GPU                             OTHER                                           1850
  GTE                             SOLE                  130323
  GTE                             SOLE                                            10467
  GTE                             DEFINED               3300
  GTE                             OTHER                 51303
  GTE                             OTHER                                           2550
  GALLAHER GROUP                  SOLE                  11950
  GALLAHER GROUP                  OTHER                 5878
  GANNETT                         SOLE                  159931
  GANNETT                         SOLE                                            10650
  GANNETT                         DEFINED               1600
  GANNETT                         OTHER                 14800
  GANNETT                         OTHER                                           400
  GAP STORES                      SOLE                  178757
  GAP STORES                      SOLE                                            16775
  GAP STORES                      DEFINED               1612
  GATEWAY                         SOLE                  450
  GATEWAY                         OTHER                 1500
  GATEWAY                         OTHER                              2000
  GENERAL ELECTRIC                SOLE                  957084
  GENERAL ELECTRIC                SOLE                                            172500
  GENERAL ELECTRIC                DEFINED               31668
  GENERAL ELECTRIC                DEFINED                                         13050
  GENERAL ELECTRIC                OTHER                 289086
  GENERAL ELECTRIC                OTHER                              2800
  GENERAL ELECTRIC                OTHER                                           143842
  GENERAL ELECTRIC                DEF/OTH               300
  GENERAL MILLS                   SOLE                  18000
  GENERAL MILLS                   SOLE                                            832
  GENERAL MILLS                   DEFINED               2768
  GENERAL MILLS                   OTHER                 33140
  GENERAL MILLS                   OTHER                                           4928
  GENERAL MOTORS                  SOLE                  16870
  GENERAL MOTORS                  SOLE                                            1776
  GENERAL MOTORS                  DEFINED               1162
  GENERAL MOTORS                  OTHER                 3448
  GENERAL MOTORS                  OTHER                                           2200
  GENUINE PARTS                   SOLE                  10050
  GENUINE PARTS                   SOLE                                            900
  GENUINE PARTS                   OTHER                 5775
  GENZYME                         SOLE                  4000
  GENZYME                         OTHER                 2800
  GEORGIA PACIFIC                 SOLE                  9780
  GEORGIA PACIFIC                 DEFINED                                         800
  GEORGIA PACIFIC                 OTHER                 3800
  GEORGIA PACIFIC                 OTHER                                           3200
  GILLETTE                        SOLE                  129860
  GILLETTE                        SOLE                                            50158
  GILLETTE                        DEFINED               9479
  GILLETTE                        DEFINED                                         700
  GILLETTE                        OTHER                 29087
  GILLETTE                        OTHER                                           3285
  GLAXO                           SOLE                  218613
  GLAXO                           SOLE                                            4749
  GLAXO                           OTHER                 12410
  GLOBAL MARINE                   SOLE                  19000
  GOLDMAN SACHS GROUP             SOLE                  3100
  GOVERNMENT SECURITIES INCOME FD SOLE                                            88334
  GUIDANT                         SOLE                  1868
  GUIDANT                         OTHER                 3752
  HSB GROUP                       SOLE                  6555
  HALLIBURTON                     SOLE                  15680
  HALLIBURTON                     SOLE                                            1700
  HALLIBURTON                     OTHER                 3800
  HALLIBURTON                     OTHER                                           1600
  HARCOURT GENERAL                SOLE                  18000
  HARCOURT GENERAL                OTHER                 1000
  HARLEY DAVIDSON                 SOLE                  83940
  HARLEY DAVIDSON                 SOLE                                            8000
  HARLEY DAVIDSON                 OTHER                 1200
  HARSCO                          SOLE                  7496
  HARTFORD FINANCIAL SERVICES     SOLE                  18420
  HARTFORD FINANCIAL SERVICES     DEFINED               1508
  HARTFORD FINANCIAL SERVICES     OTHER                 7480
  HARTFORD FINANCIAL SERVICES     OTHER                                           1000
  THE HARVILL PRESS LIMITED       OTHER                 18625
  HEINEKEN NV ADR                 SOLE                                            6500
  HEINZ H J                       SOLE                  22106
  HEINZ H J                       SOLE                                            3450
  HEINZ H J                       DEFINED               1050
  HEINZ H J                       DEFINED                                         300
  HEINZ H J                       OTHER                 13415
  HEINZ H J                       OTHER                                           3100
  HELIX TECHNOLOGY                OTHER                 7800
  HELIX TECHNOLOGY                OTHER                                           7200
  HERCULES                        SOLE                  14306
  HERCULES                        OTHER                 1900
  HERSHEY FOODS                   SOLE                  15887
  HERSHEY FOODS                   SOLE                                            1725
  HERSHEY FOODS                   DEFINED               600
  HERSHEY FOODS                   OTHER                 4200
  HERSHEY FOODS                   OTHER                                           3000
  HEWLETT PACKARD                 SOLE                  251270
  HEWLETT PACKARD                 SOLE                                            16635
  HEWLETT PACKARD                 DEFINED               1885
  HEWLETT PACKARD                 DEFINED                                         1500
  HEWLETT PACKARD                 OTHER                 45382
  HEWLETT PACKARD                 OTHER                                           3950
  HEWLETT PACKARD                 DEF/OTH               200
  HOLLINGER INTERNATIONAL         SOLE                  55000
  HOME DEPOT                      SOLE                  496499
  HOME DEPOT                      SOLE                                            77654
  HOME DEPOT                      DEFINED               26694
  HOME DEPOT                      DEFINED                                         2475
  HOME DEPOT                      OTHER                 86716
  HOME DEPOT                      OTHER                              2250
  HOME DEPOT                      OTHER                                           10917
  HONEYWELL INTERNATIONAL         SOLE                  145710
  HONEYWELL INTERNATIONAL         SOLE                                            10137
  HONEYWELL INTERNATIONAL         DEFINED               1200
  HONEYWELL INTERNATIONAL         OTHER                 11624
  HOOPER HOLMES                   SOLE                  15000
  HOSPITALITY PPTYS TR            SOLE                  11400
  HOSPITALITY PPTYS TR            SOLE                                            300
  HOSPITALITY PPTYS TR            DEFINED                                         400
  HOSPITALITY PPTYS TR            OTHER                 2400
  HOST MARRIOTT (REIT)            OTHER                 13709
  HOUSEHOLD INTERNATIONAL         SOLE                  72137
  HOUSEHOLD INTERNATIONAL         SOLE                                            797
  HOUSEHOLD INTERNATIONAL         OTHER                 6323
  IMS HEALTH                      SOLE                  33842
  IMS HEALTH                      SOLE                                            8000
  IMS HEALTH                      DEFINED               2400
  IMS HEALTH                      OTHER                 1500
  IMS HEALTH                      OTHER                                           5360
  ILLINOIS TOOL WORKS             SOLE                  44879
  ILLINOIS TOOL WORKS             SOLE                                            9500
  ILLINOIS TOOL WORKS             DEFINED               297
  ILLINOIS TOOL WORKS             OTHER                 8518
  ILLINOIS TOOL WORKS             OTHER                                           29285
  IMPERIAL OIL                    SOLE                                            6600
  IMPERIAL OIL                    OTHER                 5100
  INFORMIX                        SOLE                  13000
  INFORMIX                        DEFINED               1000
  INGERSOLL RAND                  SOLE                  194443
  INGERSOLL RAND                  SOLE                                            1912
  INGERSOLL RAND                  OTHER                 2100
  INGERSOLL RAND                  SOLE                  35000
  INTEL                           SOLE                  643780
  INTEL                           SOLE                                            83330
  INTEL                           DEFINED               13239
  INTEL                           DEFINED                                         1600
  INTEL                           OTHER                 97941
  INTEL                           OTHER                              1200
  INTEL                           OTHER                                           32116
  INTL BUSINESS MACHINES          SOLE                  250076
  INTL BUSINESS MACHINES          SOLE                                            312760
  INTL BUSINESS MACHINES          DEFINED               992
  INTL BUSINESS MACHINES          DEFINED                                         9260
  INTL BUSINESS MACHINES          OTHER                 54023
  INTL BUSINESS MACHINES          OTHER                                           21620
  INTL FLAVORS & FRAGRANCES       SOLE                  1500
  INTL FLAVORS & FRAGRANCES       SOLE                                            4500
  INTL FLAVORS & FRAGRANCES       DEFINED               2500
  INTL FLAVORS & FRAGRANCES       OTHER                 1000
  INTERNATIONAL PAPER             SOLE                  10405
  INTERNATIONAL PAPER             SOLE                                            180
  INTERNATIONAL PAPER             OTHER                 4642
  INTERPUBLIC GROUP               SOLE                  178700
  INTERPUBLIC GROUP               SOLE                                            3600
  JDS UNIPHASE                    SOLE                  17000
  JDS UNIPHASE                    SOLE                                            200
  JANUS                           SOLE                  106952
  JOHNSON & JOHNSON               SOLE                  395358
  JOHNSON & JOHNSON               SOLE                                            51405
  JOHNSON & JOHNSON               DEFINED               12744
  JOHNSON & JOHNSON               DEFINED                                         1000
  JOHNSON & JOHNSON               OTHER                 162082
  JOHNSON & JOHNSON               OTHER                              400
  JOHNSON & JOHNSON               OTHER                                           46097
  KELLOGG                         SOLE                  5300
  KELLOGG                         SOLE                                            400
  KELLOGG                         OTHER                                           128000
  KEMPER MUN BD FD SH BEN INT     SOLE                  18518
  KEMPER GOVT SECS TR             SOLE                  10000
  KERR MC GEE                     SOLE                  1267
  KERR MC GEE                     DEFINED               285
  KERR MC GEE                     OTHER                 1988
  KEYCORP                         SOLE                  8482
  KEYCORP                         DEFINED               400
  KEYCORP                         OTHER                 3820
  KEYSPAN                         SOLE                  3398
  KEYSPAN                         SOLE                                            5756
  KEYSPAN                         DEFINED               1000
  KEYSPAN                         OTHER                 1728
  KIMBERLY CLARK                  SOLE                  209582
  KIMBERLY CLARK                  SOLE                                            10420
  KIMBERLY CLARK                  DEFINED               3056
  KIMBERLY CLARK                  OTHER                 11980
  KIMBERLY CLARK                  OTHER                                           400
  KIMBERLY CLARK                  DEF/OTH               100
  KIMCO REALTY                    SOLE                  1000
  KIMCO REALTY                    SOLE                                            7300
  KONINKLIJKE PHILLIPS ELECTRONICSSOLE                  11960
  KONINKLIJKE PHILLIPS ELECTRONICSOTHER                 1748
  KROGER                          SOLE                  35000
  KROGER                          SOLE                                            1800
  KROGER                          OTHER                                           6000
  ESTEE LAUDER AUTO EXCH SEC TR IISOLE                  17000
  ESTEE LAUDER COMPANIES-CL A     SOLE                  5015
  ESTEE LAUDER COMPANIES-CL A     SOLE                                            800
  ESTEE LAUDER COMPANIES-CL A     OTHER                 1230
  LEHMAN BROS                     SOLE                  2757
  LEHMAN BROS                     OTHER                 6027
  LEHMAN BROS                     OTHER                                           399
  LEVITZ FURNITURE                SOLE                  20000
  LIBERTY PPTY TR                 SOLE                  6900
  LIBERTY PPTY TR                 DEFINED                                         500
  LIBERTY PPTY TR                 OTHER                 8535
  LILLY ELI                       SOLE                  15961
  LILLY ELI                       SOLE                                            1000
  LILLY ELI                       OTHER                 7524
  LILLY ELI                       OTHER                                           2300
  LIMITED                         SOLE                  120300
  LIMITED                         SOLE                                            500
  LIMITED                         OTHER                 3150
  LINCOLN NATL                    SOLE                  70000
  LINEAR TECHNOLOGY               SOLE                  4650
  LOCH HARRIS                     SOLE                  50000
  LOCKHEED MARTIN                 SOLE                  13312
  LOCKHEED MARTIN                 SOLE                                            3450
  LOCKHEED MARTIN                 OTHER                 800
  LUCENT TECHNOLOGIES             SOLE                  838600
  LUCENT TECHNOLOGIES             SOLE                                            95101
  LUCENT TECHNOLOGIES             DEFINED               23459
  LUCENT TECHNOLOGIES             DEFINED                                         4514
  LUCENT TECHNOLOGIES             OTHER                 112412
  LUCENT TECHNOLOGIES             OTHER                              1300
  LUCENT TECHNOLOGIES             OTHER                                           17598
  LUCENT TECHNOLOGIES             DEF/OTH               400
  MBIA                            SOLE                  1750
  MBIA                            SOLE                                            2000
  MBIA                            DEFINED               525
  MBIA                            OTHER                 700
  MBNA                            SOLE                  35850
  MBNA                            SOLE                                            38901
  MBNA                            DEFINED               12320
  MBNA                            OTHER                 14773
  MBNA                            OTHER                                           3600
  MCI CAPITAL I                   SOLE                  7700
  MCI CAPITAL I                   SOLE                                            500
  MCI CAPITAL I                   DEFINED               900
  MCI CAPITAL I                   DEFINED                                         900
  MCI CAPITAL I                   OTHER                 4200
  MCI WORLDCOM                    SOLE                  421742
  MCI WORLDCOM                    SOLE                                            51855
  MCI WORLDCOM                    DEFINED               16005
  MCI WORLDCOM                    DEFINED                                         1350
  MCI WORLDCOM                    OTHER                 66826
  MCI WORLDCOM                    OTHER                              3000
  MCI WORLDCOM                    OTHER                                           4187
  MCI WORLDCOM                    DEF/OTH               150
  MFS INTER INCOME TR             SOLE                  10843
  MGI PHARMA                      OTHER                 10000
  MACK-CALI REALTY                SOLE                  1000
  MACK-CALI REALTY                DEFINED                                         500
  MACK-CALI REALTY                OTHER                 4400
  MACK-CALI REALTY                OTHER                                           1900
  MARSH & MCLENNAN                SOLE                  57245
  MARSH & MCLENNAN                OTHER                 900
  MARSHALL & ILSELY               SOLE                  4000
  MARRIOTT INTERNATIONAL          SOLE                  4996
  MARRIOTT INTERNATIONAL          OTHER                 15300
  MASCO                           SOLE                  15641
  MASCO                           SOLE                                            3400
  MASCO                           OTHER                 12500
  MASCO                           OTHER                                           800
  MATTEL                          SOLE                  248125
  MATTEL                          SOLE                                            22100
  MATTEL                          OTHER                 4137
  MAXYGEN                         SOLE                  7000
  MAY DEPT STORES                 SOLE                  29957
  MAY DEPT STORES                 SOLE                                            1050
  MAY DEPT STORES                 DEFINED               1500
  MAY DEPT STORES                 DEFINED                                         750
  MAY DEPT STORES                 OTHER                 13654
  MAY DEPT STORES                 OTHER                                           26322
  MCDONALDS                       SOLE                  50618
  MCDONALDS                       SOLE                                            23100
  MCDONALDS                       OTHER                 5760
  MCDONALDS                       OTHER                                           6400
  MCGRAW HILL                     SOLE                  81056
  MCGRAW HILL                     OTHER                 8100
  MCGRAW HILL                     OTHER                                           6400
  MEDAREX                         SOLE                  15182
  MEDIAONE GROUP                  SOLE                  15641
  MEDIAONE GROUP                  SOLE                                            566
  MEDIAONE GROUP                  DEFINED               36
  MEDIAONE GROUP                  OTHER                 6669
  MEDIAONE GROUP                  OTHER                                           292
  MEDIMMUNE                       SOLE                  1400
  MEDIMMUNE                       OTHER                 1600
  MEDTRONICS                      SOLE                  7284
  MEDTRONICS                      SOLE                                            9300
  MEDTRONICS                      DEFINED               1000
  MEDTRONICS                      OTHER                 4400
  MELLON FINANCIAL                SOLE                  76394
  MELLON FINANCIAL                SOLE                                            6200
  MELLON FINANCIAL                OTHER                 46600
  MERCK                           SOLE                  841205
  MERCK                           SOLE                                            236940
  MERCK                           DEFINED               21980
  MERCK                           DEFINED                                         2676
  MERCK                           OTHER                 203913
  MERCK                           OTHER                              264480
  MERCK                           OTHER                                           95455
  MERCK                           DEF/OTH               300
  MERRILL LYNCH                   SOLE                  11790
  MERRILL LYNCH                   SOLE                                            900
  MERRILL LYNCH                   OTHER                 3020
  METROMEDIA FIBER NETWORK        SOLE                  32370
  METROMEDIA FIBER NETWORK        OTHER                 130
  MICHIGAN ST HIGHER ED STUDENT   SOLE                  950000
  MICROSOFT                       SOLE                  645936
  MICROSOFT                       SOLE                                            99000
  MICROSOFT                       DEFINED               17559
  MICROSOFT                       DEFINED                                         2800
  MICROSOFT                       OTHER                 91406
  MICROSOFT                       OTHER                              1620
  MICROSOFT                       OTHER                                           48048
  MICROSOFT                       DEF/OTH               100
  MICRON TECHNOLOGY               SOLE                  3000
  MINNESOTA MNG & MFG             SOLE                  114107
  MINNESOTA MNG & MFG             SOLE                                            12432
  MINNESOTA MNG & MFG             DEFINED               2300
  MINNESOTA MNG & MFG             OTHER                 18970
  MINNESOTA MNG & MFG             OTHER                                           3600
  MOLEX                           SOLE                  2256
  MOLEX                           DEFINED               1707
  MOLEX                           OTHER                 2382
  MONSANTO                        SOLE                  29260
  MONSANTO                        SOLE                                            1900
  MONSANTO                        OTHER                 34500
  MONSANTO                        OTHER                                           7000
  MONSANTO                        SOLE                  59950
  MONY GROUP                      SOLE                  112
  MONY GROUP                      SOLE                                            7000
  MORGAN J P                      SOLE                  102148
  MORGAN J P                      SOLE                                            10725
  MORGAN J P                      DEFINED               1150
  MORGAN J P                      DEFINED                                         600
  MORGAN J P                      OTHER                 17095
  MORGAN J P                      OTHER                                           4100
  MORGAN STANLEY                  SOLE                  163450
  MORGAN STANLEY                  SOLE                                            13128
  MORGAN STANLEY                  DEFINED               5628
  MORGAN STANLEY                  DEFINED                                         650
  MORGAN STANLEY                  OTHER                 8990
  MORGAN STANLEY                  OTHER                                           720
  MOTOROLA                        SOLE                  179243
  MOTOROLA                        SOLE                                            10850
  MOTOROLA                        DEFINED               3650
  MOTOROLA                        OTHER                 15100
  MOTOROLA                        OTHER                              800
  MOTOROLA                        OTHER                                           2800
  MUNIYIELD NJ FUND               SOLE                  5225
  MUNIYIELD NJ FUND               DEFINED               1126
  MUNIYIELD NJ FUND               OTHER                                           5150
  MURPHY OIL                      OTHER                 2769
  MURPHY OIL                      OTHER                                           1760
  NASDAQ- 100 SHARES              SOLE                  300
  NASDAQ- 100 SHARES              SOLE                                            7800
  NATIONAL FUEL GAS               SOLE                  5800
  NATIONAL FUEL GAS               SOLE                                            1300
  NATIONAL FUEL GAS               DEFINED                                         300
  NATIONAL FUEL GAS               OTHER                 3880
  NATIONAL FUEL GAS               OTHER                                           800
  NATIONAL WESTMINSTER BANK PLC   SOLE                  5559
  NATIONAL WESTMINSTER BANK PLC   DEFINED               1141
  NESTLE S A                      SOLE                  16700
  NESTLE S A                      SOLE                                            1100
  NESTLE S A                      OTHER                 1750
  NETWORK APPLIANCE               SOLE                  66350
  NETWORK APPLIANCE               SOLE                                            150
  NEW JERSEY RESOURCES            SOLE                  6738
  NEW JERSEY RESOURCES            SOLE                                            100
  NEW JERSEY RESOURCES            OTHER                 500
  NEWELL FINL TR I                SOLE                  35000
  NEWELL RUBBERMAID               SOLE                  21000
  NEWELL RUBBERMAID               OTHER                 1000
  NOKIA                           SOLE                  248020
  NOKIA                           SOLE                                            14825
  NOKIA                           DEFINED               1508
  NOKIA                           DEFINED                                         400
  NOKIA                           OTHER                 15680
  NOKIA                           OTHER                              1600
  NOKIA                           OTHER                                           555
  NORFOLK SOUTHERN                SOLE                  208190
  NORFOLK SOUTHERN                SOLE                                            3800
  NORFOLK SOUTHERN                DEFINED               4000
  NORFOLK SOUTHERN                OTHER                 3975
  NORFOLK SOUTHERN                OTHER                                           7380
  NORTEL NETWORKS                 SOLE                  520
  NORTEL NETWORKS                 SOLE                                            8000
  NORTEL NETWORKS                 OTHER                 400
  NORTH AMERICAN TRAINING         SOLE                  39217
  NORTHERN TRUST                  SOLE                  303964
  NORTHERN TRUST                  SOLE                                            30280
  NORTHERN TRUST                  DEFINED               8614
  NORTHERN TRUST                  DEFINED                                         1000
  NORTHERN TRUST                  OTHER                 24878
  NORTHERN TRUST                  OTHER                              1200
  NORTHERN TRUST                  OTHER                                           3642
  NUVEEN MUN MKT OPPORTUNITY FD   SOLE                  10589
  NUVEEN MUN MKT OPPORTUNITY FD   OTHER                 6000
  OFFICE DEPOT                    SOLE                  44500
  OMNICOM GROUP                   SOLE                  2600
  OMNICOM GROUP                   OTHER                                           700
  ORACLE                          SOLE                  12440
  ORACLE                          OTHER                 4200
  PECO ENERGY                     SOLE                  6607
  PECO ENERGY                     SOLE                                            950
  PECO ENERGY                     OTHER                 300
  PIMCO ADVISORS HLGS L P         SOLE                  375
  PIMCO ADVISORS HLGS L P         DEFINED               1854
  PIMCO ADVISORS HLGS L P         OTHER                 17768
  PNC BANK                        SOLE                  19892
  PNC BANK                        SOLE                                            2040
  PNC BANK                        DEFINED               1149
  PNC BANK                        OTHER                 3557
  PNC BANK                        OTHER                                           512
  P P & L RES                     SOLE                  67379
  P P & L RES                     SOLE                                            8870
  P P & L RES                     DEFINED               400
  P P & L RES                     OTHER                 11106
  P P & L RES                     OTHER                                           600
  PPG                             SOLE                  61845
  PPG                             SOLE                                            1400
  PPG                             DEFINED               2300
  PPG                             OTHER                 10236
  PPG                             OTHER                                           1300
  PARDEE RESOURCES                SOLE                  11400
  PARKER HANNIFIN                 SOLE                  13499
  PAYCHEX                         SOLE                  22862
  PAYCHEX                         SOLE                                            11529
  PAYCHEX                         DEFINED               750
  PAYCHEX                         OTHER                 7832
  PENNEY J C                      SOLE                  37710
  PENNEY J C                      SOLE                                            300
  PENNEY J C                      OTHER                 2500
  PENNZOIL-QUAKER ST              SOLE                  3537
  PENNZOIL-QUAKER ST              OTHER                 6896
  PENNZOIL-QUAKER ST              OTHER                                           6560
  PEPSICO                         SOLE                  420348
  PEPSICO                         SOLE                                            45174
  PEPSICO                         DEFINED               5500
  PEPSICO                         OTHER                 105944
  PEPSICO                         OTHER                              1800
  PEPSICO                         OTHER                                           32840
  PHARMACIA & UPJOHN              SOLE                  29857
  PHARMACIA & UPJOHN              SOLE                                            1218
  PHARMACIA & UPJOHN              OTHER                 185
  PFIZER                          SOLE                  1144063
  PFIZER                          SOLE                                            117452
  PFIZER                          DEFINED               31061
  PFIZER                          DEFINED                                         10200
  PFIZER                          OTHER                 330171
  PFIZER                          OTHER                              1200
  PFIZER                          OTHER                                           83349
  PHILIP MORRIS                   SOLE                  101985
  PHILIP MORRIS                   SOLE                                            14722
  PHILIP MORRIS                   DEFINED               9670
  PHILIP MORRIS                   OTHER                 100710
  PHILIP MORRIS                   OTHER                                           29140
  PHILLIPS PETE                   SOLE                  4660
  PHILLIPS PETE                   OTHER                 1285
  PITNEY BOWES                    SOLE                  71260
  PITNEY BOWES                    SOLE                                            3200
  PITNEY BOWES                    DEFINED                                         800
  PITNEY BOWES                    OTHER                 5900
  PLATINUM ENTMT                  SOLE                  10000
  PRAXAIR                         SOLE                  14980
  PRAXAIR                         SOLE                                            800
  PRAXAIR                         OTHER                 2026
  PRAXAIR                         DEF/OTH               309
  PREFORMED LINE PRODUCTS         SOLE                  36000
  PREMIER BANCORP                 SOLE                                            12360
  PROCTER & GAMBLE                SOLE                  270681
  PROCTER & GAMBLE                SOLE                                            26264
  PROCTER & GAMBLE                DEFINED               8307
  PROCTER & GAMBLE                OTHER                 67405
  PROCTER & GAMBLE                OTHER                              400
  PROCTER & GAMBLE                OTHER                                           31946
  PROVIDIAN FINANCIAL             OTHER                 1298
  PROVIDIAN FINANCIAL             OTHER                                           3000
  PROXICOM                        SOLE                  4672
  PSINET                          SOLE                  39000
  PUBLIC SERVICE                  SOLE                  6006
  PUBLIC SERVICE                  SOLE                                            300
  PUBLIC SERVICE                  OTHER                                           1400
  PUBLIC SERVICE ENTERPRISE       SOLE                  64170
  PUBLIC SERVICE ENTERPRISE       SOLE                                            4965
  PUBLIC SERVICE ENTERPRISE       DEFINED               3324
  PUBLIC SERVICE ENTERPRISE       DEFINED                                         1000
  PUBLIC SERVICE ENTERPRISE       OTHER                 41972
  PUBLIC SERVICE ENTERPRISE       OTHER                                           10012
  PUBLIC SERVICE ENTERPRISE       DEF/OTH               3417
  QUAKER OATS                     SOLE                  2740
  QUAKER OATS                     SOLE                                            200
  QUAKER OATS                     DEFINED               1878
  QUAKER OATS                     OTHER                 1300
  QUALCOMM                        SOLE                  37980
  QUALCOMM                        SOLE                                            1468
  QUALCOMM                        OTHER                 2245
  QUESTAR                         OTHER                 13200
  QUESTAR                         OTHER                                           14000
  QWEST COMMUNICATIONS INTL       SOLE                  10424
  QWEST COMMUNICATIONS INTL       SOLE                                            1480
  QWEST COMMUNICATIONS INTL       OTHER                 3600
  QWEST COMMUNICATIONS INTL       OTHER                              1000
  RALSTON-RALSTON PURINA GROUP    SOLE                  2295
  RALSTON-RALSTON PURINA GROUP    OTHER                 7596
  RAYTHEON                        SOLE                  8880
  RAYTHEON                        SOLE                                            800
  RAYTHEON                        DEFINED               1000
  RAYTHEON                        DEFINED                                         400
  RAYTHEON                        OTHER                 2650
  RAYTHEON                        OTHER                                           14700
  READERS DIGEST FIN TR           SOLE                  49500
  READERS DIGEST FIN TR           OTHER                 1000
  RELIANCE GROUP HLDGS            SOLE                  227500
  RELIANT ENERGY                  SOLE                  4288
  RELIANT ENERGY                  DEFINED               1000
  RELIANT ENERGY                  OTHER                 3000
  RELIANT ENERGY                  OTHER                                           1500
  REPSOL SA SPONSORED ADR         SOLE                  10575
  REPSOL SA SPONSORED ADR         OTHER                 3000
  REYNOLDS METALS                 SOLE                  12800
  ROCKWELL INTL                   SOLE                  8136
  ROCKWELL INTL                   DEFINED               1200
  ROCKWELL INTL                   OTHER                 1900
  ROCKWELL INTL                   OTHER                                           2700
  ROCKWELL INTL                   DEF/OTH               1517
  ROHM & HAAS                     SOLE                  8838
  ROHM & HAAS                     SOLE                                            36
  ROYAL DUTCH PETE                SOLE                  253063
  ROYAL DUTCH PETE                SOLE                                            15000
  ROYAL DUTCH PETE                DEFINED               2820
  ROYAL DUTCH PETE                OTHER                 50100
  ROYAL DUTCH PETE                OTHER                                           12900
  SBC COMMUNICATIONS              SOLE                  551467
  SBC COMMUNICATIONS              SOLE                                            55993
  SBC COMMUNICATIONS              DEFINED               20972
  SBC COMMUNICATIONS              DEFINED                                         3126
  SBC COMMUNICATIONS              OTHER                 162098
  SBC COMMUNICATIONS              OTHER                                           19134
  SBC COMMUNICATIONS              DEF/OTH               100
  SEI                             SOLE                  2000
  S&P 500 DEPOSITARY RECEIPT      SOLE                  665
  S&P 500 DEPOSITARY RECEIPT      SOLE                                            31000
  SAFEWAY                         SOLE                  8050
  SAFEWAY                         SOLE                                            11500
  SAFEWAY                         OTHER                 350
  ST PAUL                         SOLE                  67412
  ST PAUL                         SOLE                                            4576
  ST PAUL                         OTHER                 600
  SARA LEE                        SOLE                  428379
  SARA LEE                        SOLE                                            28300
  SARA LEE                        DEFINED               1000
  SARA LEE                        OTHER                 17400
  SARA LEE                        OTHER                              2970
  SASSOON INTL                    DEFINED                                         12500
  SCHERING PLOUGH                 SOLE                  368907
  SCHERING PLOUGH                 SOLE                                            198748
  SCHERING PLOUGH                 DEFINED               30695
  SCHERING PLOUGH                 DEFINED                                         3867
  SCHERING PLOUGH                 OTHER                 106084
  SCHERING PLOUGH                 OTHER                                           26944
  SCHLUMBERGER                    SOLE                  125440
  SCHLUMBERGER                    SOLE                                            17876
  SCHLUMBERGER                    DEFINED               500
  SCHLUMBERGER                    OTHER                 13654
  SCHLUMBERGER                    OTHER                                           1675
  SEAGRAMS                        OTHER                 7805
  SEAGRAMS                        SOLE                  32000
  SEARS                           SOLE                  29974
  SEARS                           SOLE                                            800
  SEARS                           DEFINED                                         500
  SEARS                           OTHER                 6389
  SELECTIVE INSURANCE             SOLE                  60
  SELECTIVE INSURANCE             SOLE                                            15000
  SELECTIVE INSURANCE             OTHER                 11340
  SERVICE                         SOLE                  19000
  SERVICEMASTER                   SOLE                  3873
  SERVICEMASTER                   SOLE                                            1012
  SERVICEMASTER                   OTHER                 5314
  SHELL                           SOLE                  4200
  SHELL                           SOLE                                            3900
  SHELL                           OTHER                 248
  SHERWIN-WILLIAMS                SOLE                  15000
  SHERWIN-WILLIAMS                OTHER                 9600
  SIEBEL SYS                      SOLE                  3450
  SKYLANDS FINL                   SOLE                  17055
  SMITHKLINE BEECHAM              SOLE                  295275
  SMITHKLINE BEECHAM              SOLE                                            12010
  SMITHKLINE BEECHAM              DEFINED                                         2640
  SMITHKLINE BEECHAM              OTHER                 21225
  SMITHKLINE BEECHAM              DEF/OTH               100
  SOLECTRON                       SOLE                  38500
  SOLECTRON                       SOLE                                            8500
  SOLECTRON                       OTHER                 750
  SOLECTRON                       OTHER                              800
  SOLECTRON                       OTHER                                           300
  SOUTHERN                        SOLE                  36242
  SOUTHERN                        SOLE                                            9666
  SOUTHERN                        DEFINED               1000
  SOUTHERN                        DEFINED                                         500
  SOUTHERN                        OTHER                 7066
  SOUTHERN                        OTHER                                           3750
  SOVEREIGN BANCORP               SOLE                  23395
  SOVEREIGN BANCORP               SOLE                                            8084
  SOVEREIGN BANCORP               DEFINED               1200
  SOVEREIGN BANCORP               DEFINED                                         3000
  SOVEREIGN BANCORP               OTHER                 2152
  SPRINT                          SOLE                  13412
  SPRINT                          SOLE                                            1700
  SPRINT                          DEFINED               800
  SPRINT                          OTHER                 2400
  SPRINT                          SOLE                  1765
  SPRINT                          DEFINED               200
  SPRINT                          OTHER                 600
  STATE STR                       SOLE                  805
  STATE STR                       SOLE                                            4600
  STATEN IS BANCORP INC           SOLE                  48941
  STATEN IS BANCORP INC           OTHER                                           5503
  STRYKER                         SOLE                  3000
  SUMMIT BANCORP                  SOLE                  5067808
  SUMMIT BANCORP                  SOLE                                            101691
  SUMMIT BANCORP                  DEFINED               178577
  SUMMIT BANCORP                  DEFINED                                         9653
  SUMMIT BANCORP                  OTHER                 469257
  SUMMIT BANCORP                  OTHER                              3442
  SUMMIT BANCORP                  OTHER                                           103765
  SUMMIT BANCORP                  DEF/OTH               14300
  SUN MICROSYSTEMS                SOLE                  17071
  SUN MICROSYSTEMS                SOLE                                            600
  SUN MICROSYSTEMS                OTHER                 12378
  SYMANTEC                        SOLE                  17500
  SYMANTEC                        SOLE                                            412
  SYMYX TECHNOLOGIES              SOLE                  16666
  SYMYX TECHNOLOGIES              OTHER                 50000
  SYQUEST TECHNOLOGY              SOLE                  10875
  SYSCO                           SOLE                  40938
  SYSCO                           SOLE                                            6400
  SYSCO                           DEFINED               3400
  SYSCO                           OTHER                 10668
  SYSCO                           OTHER                                           19800
  TECO ENERGY                     OTHER                 12600
  TEPPCO PARTNERS LP              SOLE                                            8000
  TEPPCO PARTNERS LP              OTHER                 3800
  TRW                             SOLE                  3160
  TRW                             SOLE                                            1600
  TRW                             OTHER                                           400
  TEKTRONIX                       SOLE                  3000
  TEKTRONIX                       OTHER                 2325
  TELLABS                         SOLE                  74800
  TELLABS                         SOLE                                            6000
  TELLABS                         OTHER                 300
  A T & T SH                      OTHER                 1400
  TEXACO                          SOLE                  83924
  TEXACO                          SOLE                                            8084
  TEXACO                          DEFINED               3484
  TEXACO                          DEFINED                                         2000
  TEXACO                          OTHER                 13464
  TEXACO                          OTHER                                           2700
  TEXAS INSTRUMENTS               SOLE                  207425
  TEXAS INSTRUMENTS               SOLE                                            31975
  TEXAS INSTRUMENTS               DEFINED               3150
  TEXAS INSTRUMENTS               DEFINED                                         1000
  TEXAS INSTRUMENTS               OTHER                 4660
  TEXAS INSTRUMENTS               OTHER                                           800
  TEXAS UTILS                     SOLE                  10690
  TEXAS UTILS                     SOLE                                            1100
  TEXAS UTILS                     DEFINED                                         1000
  TEXAS UTILS                     OTHER                 13641
  TEXAS UTILS                     OTHER                                           9250
  TEXTRON                         SOLE                  188374
  TEXTRON                         SOLE                                            8400
  TEXTRON                         DEFINED               200
  TEXTRON                         OTHER                 8270
  THOMAS & BETTS                  SOLE                  93320
  THOMAS & BETTS                  OTHER                 113108
  3 COM                           SOLE                  241585
  3 COM                           SOLE                                            1200
  3 COM                           DEFINED               1000
  3 COM                           OTHER                 6800
  3 COM                           OTHER                                           75
  TIFFANY                         SOLE                  3000
  TIFFANY                         SOLE                                            400
  TIME WARNER                     SOLE                  229669
  TIME WARNER                     SOLE                                            10670
  TIME WARNER                     DEFINED               600
  TIME WARNER                     OTHER                 14150
  TIME WARNER                     OTHER                                           600
  TRICON GLOBAL RESTAURANTS       SOLE                  8888
  TRICON GLOBAL RESTAURANTS       SOLE                                            602
  TRICON GLOBAL RESTAURANTS       DEFINED               80
  TRICON GLOBAL RESTAURANTS       OTHER                 4247
  TRICON GLOBAL RESTAURANTS       OTHER                              400
  TRICON GLOBAL RESTAURANTS       OTHER                                           1054
  TRIBUNE                         SOLE                  400
  TRIBUNE                         SOLE                                            900
  TRIBUNE                         DEFINED               19200
  TYCO INTL                       SOLE                  343895
  TYCO INTL                       SOLE                                            53670
  TYCO INTL                       DEFINED               17835
  TYCO INTL                       DEFINED                                         2700
  TYCO INTL                       OTHER                 35158
  TYCO INTL                       OTHER                                           10528
  USX                             SOLE                  15638
  USG                             SOLE                  5200
  UNCOMMON VALUES UNIT TR 1985    SOLE                  48752
  UNILEVER N V NEW YORK SHS       SOLE                  108392
  UNILEVER N V NEW YORK SHS       SOLE                                            1975
  UNILEVER N V NEW YORK SHS       OTHER                 8745
  UNION PACIFIC                   SOLE                  199276
  UNION PACIFIC                   SOLE                                            1100
  UNION PACIFIC                   DEFINED               1200
  UNION PACIFIC                   DEFINED                                         400
  UNION PACIFIC                   OTHER                 18420
  UNION PACIFIC                   OTHER                                           200
  UNION PAC CAP TR                SOLE                  30000
  UNION PAC RES GROUP             SOLE                  72241
  UNION PAC RES GROUP             SOLE                                            169
  UNION PAC RES GROUP             DEFINED                                         338
  UNION PAC RES GROUP             OTHER                 1691
  UNITED DOMINION REALTY TRUST    SOLE                  2800
  UNITED DOMINION REALTY TRUST    OTHER                 19400
  UNITED NATL BANCORP N J         DEFINED               23864
  UNITED PARCEL SVC               SOLE                  6000
  UNITED PARCEL SVC               SOLE                                            600
  UNITED PARCEL SVC               OTHER                 600
  UNITED RETAIL GROUP             SOLE                  28000
  U S WEST NEW                    SOLE                  27238
  U S WEST NEW                    SOLE                                            13240
  U S WEST NEW                    DEFINED               2232
  U S WEST NEW                    OTHER                 20207
  U S WEST NEW                    OTHER                              600
  U S WEST NEW                    OTHER                                           3599
  UNITED TECHNOLOGIES             SOLE                  331640
  UNITED TECHNOLOGIES             SOLE                                            18800
  UNITED TECHNOLOGIES             DEFINED                                         200
  UNITED TECHNOLOGIES             OTHER                 41890
  UNITED TECHNOLOGIES             OTHER                                           200
  UNITED TECHNOLOGIES             DEF/OTH               400
  UNITED WTR RESOURCES            SOLE                  17380
  UNITED WTR RESOURCES            DEFINED               1000
  UNITED WTR RESOURCES            OTHER                 1687
  UNIVISION COMMUNICATIONS INC    SOLE                  2000
  UNIVISION COMMUNICATIONS INC    OTHER                 800
  UNUMPROVIDENT                   SOLE                  5700
  UNUMPROVIDENT                   SOLE                                            800
  UNUMPROVIDENT                   DEFINED               100
  UNUMPROVIDENT                   OTHER                                           500
  VALLEY NATL BANCORP             SOLE                  23435
  VALLEY NATL BANCORP             DEFINED               232
  VALLEY NATL BANCORP             OTHER                 8716
  VANGUARD FIXED SECS FD          SOLE                  246446
  VANGUARD FIXED SECS FD          SOLE                                            60478
  VANGUARD FIXED SECS FD          DEFINED               19305
  VANGUARD FIXED SECS FD          DEFINED                                         6344
  VANGUARD FIXED SECS FD          OTHER                 10677
  VERITAS SOFTWARE                SOLE                  15800
  VIACOM                          SOLE                  4444
  VIAD                            SOLE                  20486
  VIAD                            DEFINED               1000
  VIAD                            OTHER                 400
  VIAD                            OTHER                                           6000
  VISX                            SOLE                  1000
  VISX                            SOLE                                            7000
  VITESSE SEMICONDUCTOR           SOLE                  4000
  VODAFONE AIRTOUCH               SOLE                  112986
  VODAFONE AIRTOUCH               SOLE                                            19049
  VODAFONE AIRTOUCH               DEFINED               3215
  VODAFONE AIRTOUCH               OTHER                 17505
  VODAFONE AIRTOUCH               OTHER                                           4500
  WACHOVIA                        SOLE                  3770
  WACHOVIA                        OTHER                 4050
  WAL MART                        SOLE                  293238
  WAL MART                        SOLE                                            79200
  WAL MART                        OTHER                 57390
  WAL MART                        OTHER                              1000
  WAL MART                        OTHER                                           51400
  WALGREEN                        SOLE                  16100
  WALGREEN                        SOLE                                            832
  WALGREEN                        DEFINED               800
  WARNER LAMBERT                  SOLE                  197255
  WARNER LAMBERT                  SOLE                                            21568
  WARNER LAMBERT                  DEFINED               11988
  WARNER LAMBERT                  DEFINED                                         1150
  WARNER LAMBERT                  OTHER                 58063
  WARNER LAMBERT                  OTHER                                           31581
  WASHINGTON MUTUAL               SOLE                  37500
  WASHINGTON MUTUAL               OTHER                 1250
  WELLS FARGO NEW                 SOLE                  86040
  WELLS FARGO NEW                 SOLE                                            10400
  WELLS FARGO NEW                 DEFINED               400
  WELLS FARGO NEW                 OTHER                 2600
  WELLS FARGO NEW                 OTHER                                           1700
  WESTBURY METALS GROUP           SOLE                  26660
  WESTBURY METALS GROUP           OTHER                 40000
  WEYERHAEUSER                    SOLE                  1250
  WEYERHAEUSER                    OTHER                 1700
  WEYERHAEUSER                    OTHER                                           1600
  WHIRLPOOL                       SOLE                  2050
  WHIRLPOOL                       DEFINED               300
  WHIRLPOOL                       OTHER                 1210
  WILLIAMS COS                    SOLE                  119602
  WILLIAMS COS                    OTHER                 1000
  WILMINGTON TRUST                SOLE                  9000
  WILMINGTON TRUST                DEFINED               4800
  WISCONSIN ENERGY                SOLE                  11676
  WISCONSIN ENERGY                SOLE                                            3300
  WISCONSIN ENERGY                OTHER                 5550
  WISCONSIN ENERGY                OTHER                                           500
  WORKGROUP TECHNOLOGY            SOLE                  11000
  WRIGLEY WM JR                   SOLE                  1757
  WRIGLEY WM JR                   OTHER                 7200
  WRIGLEY WM JR                   OTHER                 3600
  XILINX                          SOLE                  134600
  XILINX                          SOLE                                            17800
  XILINX                          OTHER                 200
  XEROX                           SOLE                  46436
  XEROX                           SOLE                                            9900
  XEROX                           OTHER                 17428
  YAHOO                           SOLE                  32800
  YAHOO                           SOLE                                            5550
  YAHOO                           OTHER                 4000
  ZIONS BANCORPORATION            SOLE                  4000
  BLUE RIBBON LABEL               OTHER                 38
  ENDICOTT MACHINE & TOOL         SOLE                  274699
  MURRAY HILL RACQUET CLUB        SOLE                  326
  EBAGS                           SOLE                  12500
  GLOBAL CROSSING LTD             SOLE                  24435
  GLOBAL CROSSING LTD             SOLE                                            2000
  GLOBAL CROSSING LTD             OTHER                 4000
  GLOBAL CROSSING LTD             OTHER                                           1000
  SHONK LAND CO LTD PARTNERSHIP   SOLE                  166
  UNIVERSAL REALTY CO INC         OTHER                 94640
  KANAVY COMPUTER CORP CONV PFD   SOLE                                            10000
</TABLE>


© 2022 IncJournal is not affiliated with or endorsed by the U.S. Securities and Exchange Commission