[DESCRIPTION] FORM 13F
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: 12/31/1999
Check here if Amendment [ ] Amendment Number:
This Amendment [ ] is a restatement
[ ] adds new holding entries
Institutional Investment Manager Filing this Report:
Name: SUMMIT BANK
Address: 210 MAIN STREET
HACKENSACK, NJ 07601
13F File Number: 28-01123
The institutional investment Manager filing this report and the
person by whom it is signed hereby represent that the person signing
the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered intergral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: HILTON JERVEY
Title: SENIOR VICE PRESIDENT
Phone: 201-646-5230
Signature, Place, and Date of Signing:
1 HACKENSACK NJ 02/07/2000
Report Type (Check only one)
[X] 13F HOLDINGS REPORT
[ ] 13F NOTICE
[ ] 13F COMBINATION REPORT
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE
ACT OF 1934
<PAGE>
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 947
Form 13F Information Table Value Total: $ 3,315,773
List of Other Included Managers:
NONE
<TABLE> <C> <C>
FORM 13F INFORMATION TABLE
TITLE VALUE SHARES/ SH/ PUT/
NAME OF ISSUER OF CLASS CUSIP (X $1000) PRN AMOUNT PRN CALL
SECURITY NAME SUBCLASS
A C MOORE ARTS & CRAFTS COMMON STOCK 00086T103 58 10000 SH
ADC TELECOMMUNICATIONS COMMON STOCK 000886101 334 4600 SH
AT&T COMMON STOCK 001957109 20939 412088 SH
AT&T COMMON STOCK 001957109 1129 22226 SH
AT&T COMMON STOCK 001957109 4291 84440 SH
ABBOTT LABS COMMON STOCK 002824100 4771 131398 SH
ABBOTT LABS COMMON STOCK 002824100 58 1600 SH
ABBOTT LABS COMMON STOCK 002824100 4418 121670 SH
ACCLAIM ENMNT COMMON STOCK 004325205 77 15000 SH
AEGON N V COMMON STOCK 007924103 16 168 SH
AEGON N V COMMON STOCK 007924103 216 2260 SH
AETNA COMMON STOCK 008117103 603 10798 SH
AETNA COMMON STOCK 008117103 89 1600 SH
AIR PRODUCTS & CHEMICALS COMMON STOCK 009158106 832 24775 SH
AIR PRODUCTS & CHEMICALS COMMON STOCK 009158106 329 9800 SH
ALLERGAN COMMON STOCK 018490102 687 13808 SH
ALLIANCE CAP MGMT HLD COMMON STOCK 01855A101 1839 61425 SH
ALLIANCE CAP MGMT HLD COMMON STOCK 01855A101 111 3700 SH
ALLIANCE CAP MGMT HLD COMMON STOCK 01855A101 1377 45980 SH
ALLIED IRISH BANKS PLC COMMON STOCK 019228402 139 6600 SH
ALLIED IRISH BANKS PLC COMMON STOCK 019228402 108 5100 SH
ALLIED WASTE INDS COMMON STOCK 019589308 506 57380 SH
ALLSTATE COMMON STOCK 020002101 544 22592 SH
ALLSTATE COMMON STOCK 020002101 46 1926 SH
ALLSTATE COMMON STOCK 020002101 101 4206 SH
ALLTEL COMMON STOCK 020039103 8376 101291 SH
ALLTEL COMMON STOCK 020039103 33 400 SH
ALLTEL COMMON STOCK 020039103 491 5936 SH
AMAZON COM COMMON STOCK 023135106 2588 34000 SH
AMAZON COM COMMON STOCK 023135106 76 1000 SH
AMCAP FD MUTUAL FUNDS-EQ 023375108 332 17665 SH
AMERICA ONLINE COMMON STOCK 02364J104 30650 403954 SH
AMERICA ONLINE COMMON STOCK 02364J104 1377 18142 SH
AMERICA ONLINE COMMON STOCK 02364J104 5471 72106 SH
AMERICAN ELECTRIC POWER COMMON STOCK 025537101 237 7362 SH
AMERICAN ELECTRIC POWER COMMON STOCK 025537101 34 1059 SH
AMERICAN ELECTRIC POWER COMMON STOCK 025537101 729 22694 SH
AMERICAN EXPRESS COMMON STOCK 025816109 19491 117237 SH
AMERICAN EXPRESS COMMON STOCK 025816109 5448 32771 SH
AMERICAN FINL GROUP COMMON STOCK 025932104 264 10000 SH
AMERICAN GENERAL COMMON STOCK 026351106 2980 39280 SH
AMERICAN GENERAL COMMON STOCK 026351106 189 2490 SH
AMERICAN HOME PRODUCTS COMMON STOCK 026609107 12142 309342 SH
AMERICAN HOME PRODUCTS COMMON STOCK 026609107 637 16240 SH
AMERICAN HOME PRODUCTS COMMON STOCK 026609107 6380 162560 SH
AMERICAN INTL GROUP COMMON STOCK 026874107 58471 540769 SH
AMERICAN INTL GROUP COMMON STOCK 026874107 1734 16036 SH
AMERICAN INTL GROUP COMMON STOCK 026874107 11161 103219 SH
AMERICAN POWER CONVERSION COMMON STOCK 029066107 2183 82750 SH
AMERICAN POWER CONVERSION COMMON STOCK 029066107 282 10700 SH
AMERICAN POWER CONVERSION COMMON STOCK 029066107 411 15600 SH
AMGEN COMMON STOCK 031162100 10403 173205 SH
AMGEN COMMON STOCK 031162100 48 800 SH
AMGEN COMMON STOCK 031162100 800 13320 SH
ANALOG DEVICES COMMON STOCK 032654105 494 5315 SH
ANHEUSER BUSCH COMMON STOCK 035229103 1485 20955 SH
ANHEUSER BUSCH COMMON STOCK 035229103 57 800 SH
ANHEUSER BUSCH COMMON STOCK 035229103 1022 14414 SH
APPLIED MATERIALS COMMON STOCK 038222105 13929 109950 SH
APPLIED MATERIALS COMMON STOCK 038222105 25 200 SH
AQUIS COMMUNICATIONS GROUP COMMON STOCK 038399101 17 10000 SH
AT HOME COMMON STOCK 045919107 288 6708 SH
AT HOME COMMON STOCK 045919107 103 2400 SH
ASSOCIATES FIRST CAPITAL CRP COMMON STOCK 046008108 256 9318 SH
ASSOCIATES FIRST CAPITAL CRP COMMON STOCK 046008108 29 1046 SH
ATLANTIC RICHFIELD COMMON STOCK 048825103 17034 196930 SH
ATLANTIC RICHFIELD COMMON STOCK 048825103 131 1514 SH
ATLANTIC RICHFIELD COMMON STOCK 048825103 2952 34130 SH
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 23356 433522 SH
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 1117 20728 SH
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 7432 137954 SH
AVENTIS COMMON STOCK 053561106 245 4300 SH
AVERY DENNISON COMMON STOCK 053611109 1264 17350 SH
AVERY DENNISON COMMON STOCK 053611109 95 1300 SH
AVERY DENNISON COMMON STOCK 053611109 219 3000 SH
AVON PRODUCTS COMMON STOCK 054303102 87 2640 SH
AVON PRODUCTS COMMON STOCK 054303102 290 8800 SH
BB&T CORP COMMON STOCK 054937107 49 1800 SH
BB&T CORP COMMON STOCK 054937107 155 5652 SH
BP AMOCO PLC COMMON STOCK 055622104 26783 451564 SH
BP AMOCO PLC COMMON STOCK 055622104 1312 22112 SH
BP AMOCO PLC COMMON STOCK 055622104 6851 115506 SH
BP AMOCO PLC COMMON STOCK 055622104 12 200 SH
BSB BANCORP COMMON STOCK 055652101 537 27916 SH
BAKER FENTRESS MUTUAL FUNDS-EQ 057213100 652 46173 SH
BAKER FENTRESS MUTUAL FUNDS-EQ 057213100 1503 106422 SH
BAKER HUGHES COMMON STOCK 057224107 205 9750 SH
BANK AMER COMMON STOCK 060505104 11610 231339 SH
BANK AMER COMMON STOCK 060505104 15 300 SH
BANK AMER COMMON STOCK 060505104 1986 39569 SH
BANK OF NY COMMON STOCK 064057102 31011 775276 SH
BANK OF NY COMMON STOCK 064057102 80 2000 SH
BANK OF NY COMMON STOCK 064057102 3173 79316 SH
BANK ONE COMMON STOCK 06423A103 795 24858 SH
BANK ONE COMMON STOCK 06423A103 45 1405 SH
BANK ONE COMMON STOCK 06423A103 145 4522 SH
BAXTER INTL COMMON STOCK 071813109 4151 66084 SH
BAXTER INTL COMMON STOCK 071813109 25 400 SH
BAXTER INTL COMMON STOCK 071813109 93 1475 SH
BEAR STEARNS COMMON STOCK 073902108 289 6759 SH
BEAR STEARNS COMMON STOCK 073902108 41 950 SH
BECTON DICKINSON & CO COMMON STOCK 075887109 5096 189170 SH
BECTON DICKINSON & CO COMMON STOCK 075887109 280 10400 SH
BED BATH & BEYOND COMMON STOCK 075896100 3996 115000 SH
BED BATH & BEYOND COMMON STOCK 075896100 7 200 SH
BED BATH & BEYOND COMMON STOCK 075896100 42 1200 SH
BELL ATLANTIC COMMON STOCK 077853109 26765 434756 SH
BELL ATLANTIC COMMON STOCK 077853109 1179 19152 SH
BELL ATLANTIC COMMON STOCK 077853109 10224 166074 SH
BELLSOUTH COMMON STOCK 079860102 34157 729649 SH
BELLSOUTH COMMON STOCK 079860102 1163 24852 SH
BELLSOUTH COMMON STOCK 079860102 9954 212632 SH
BELLSOUTH COMMON STOCK 079860102 19 400 SH
BERKSHIRE COMMON STOCK 084670108 224 4 SH
BERKSHIRE COMMON STOCK 084670108 56 1 SH
BERKSHIRE COMMON STOCK 084670207 2600 1421 SH
BERKSHIRE COMMON STOCK 084670207 9 5 SH
BERKSHIRE COMMON STOCK 084670207 1956 1069 SH
BESTFOODS COMMON STOCK 08658U101 19215 365561 SH
BESTFOODS COMMON STOCK 08658U101 642 12216 SH
BESTFOODS COMMON STOCK 08658U101 2488 47343 SH
BESTFOODS COMMON STOCK 08658U101 5 100 SH
BIOMET COMMON STOCK 090613100 225 5620 SH
BLACK & DECKER COMMON STOCK 091797100 800 15320 SH
H & R BLOCK COMMON STOCK 093671105 525 12000 SH
BLUE CHIP VALUE FD COMMON STOCK 095333100 143 16450 SH
BOEING COMMON STOCK 097023105 680 16414 SH
BOEING COMMON STOCK 097023105 1432 34548 SH
BOISE CASCADE COMMON STOCK 097383103 462 11400 SH
BRISTOL MYERS SQUIBB COMMON STOCK 110122108 38653 602192 SH
BRISTOL MYERS SQUIBB COMMON STOCK 110122108 1425 22200 SH
BRISTOL MYERS SQUIBB COMMON STOCK 110122108 14492 225775 SH
BRISTOL MYERS SQUIBB COMMON STOCK 110122108 6 100 SH
BROADWING COMMON STOCK 111620100 317 8600 SH
BROADWING COMMON STOCK 111620100 479 13000 SH
BURLINGTON NORTHERN SANTA FE COMMON STOCK 12189T104 7058 291046 SH
BURLINGTON NORTHERN SANTA FE COMMON STOCK 12189T104 36 1500 SH
BURLINGTON NORTHERN SANTA FE COMMON STOCK 12189T104 246 10140 SH
BURLINGTON RESOURCES COMMON STOCK 122014103 232 7002 SH
BURLINGTON RESOURCES COMMON STOCK 122014103 50 1525 SH
BURLINGTON RESOURCES COMMON STOCK 122014103 85 2572 SH
CBS COMMON STOCK 12490K107 436 6816 SH
CBS COMMON STOCK 12490K107 59 930 SH
CBS COMMON STOCK 12490K107 64 1000 SH
C-CUBE MICROSYSTEMS COMMON STOCK 125015107 374 6000 SH
CIGNA COMMON STOCK 125509109 1802 22365 SH
CIGNA COMMON STOCK 125509109 161 2000 SH
CIGNA COMMON STOCK 125509109 636 7900 SH
CMGI COMMON STOCK 125750109 671 2425 SH
CNF TRANSPORTATION COMMON STOCK 12612W104 345 10000 SH
CSX COMMON STOCK 126408103 1980 63104 SH
CSX COMMON STOCK 126408103 56 1800 SH
CSX COMMON STOCK 126408103 195 6200 SH
CVS COMMON STOCK 126650100 606 15200 SH
CVS COMMON STOCK 126650100 144 3600 SH
CALEDONIA MNG COMMON STOCK 12932K103 0 10000 SH
CAMPBELL SOUP COMMON STOCK 134429109 967 25000 SH
CAMPBELL SOUP COMMON STOCK 134429109 833 21543 SH
CARDINAL HEALTH COMMON STOCK 14149Y108 841 17570 SH
CARNIVAL COMMON STOCK 143658102 8749 182980 SH
CARNIVAL COMMON STOCK 143658102 134 2800 SH
CARNIVAL COMMON STOCK 143658102 179 3750 SH
CAROLINA PWR & LT COMMON STOCK 144141108 313 10280 SH
CAROLINA PWR & LT COMMON STOCK 144141108 37 1200 SH
CATERPILLAR COMMON STOCK 149123101 428 9100 SH
CATERPILLAR COMMON STOCK 149123101 367 7795 SH
CENDANT COMMON STOCK 151313103 213 8025 SH
CENTRAL & SOUTHWEST COMMON STOCK 152357109 85 4233 SH
CENTRAL & SOUTHWEST COMMON STOCK 152357109 40 2000 SH
CENTRAL & SOUTHWEST COMMON STOCK 152357109 84 4200 SH
CENTURYTEL COMMON STOCK 156700106 678 14305 SH
CHASE MANHATTAN COMMON STOCK 16161A108 14397 185316 SH
CHASE MANHATTAN COMMON STOCK 16161A108 319 4100 SH
CHASE MANHATTAN COMMON STOCK 16161A108 535 6882 SH
CHECKPOINT SYS COMMON STOCK 162825103 386 37850 SH
CHEVRON COMMON STOCK 166751107 6471 74703 SH
CHEVRON COMMON STOCK 166751107 428 4940 SH
CHEVRON COMMON STOCK 166751107 1300 15005 SH
CHIRON COMMON STOCK 170040109 1932 45600 SH
CHIRON COMMON STOCK 170040109 246 5800 SH
CHUBB COMMON STOCK 171232101 504 8950 SH
CHUBB COMMON STOCK 171232101 1315 23357 SH
CIRCUIT CITY COMMON STOCK 172737108 683 15150 SH
CIRCUIT CITY COMMON STOCK 172737108 45 1000 SH
CISCO SYSTEMS COMMON STOCK 17275R102 64218 599472 SH
CISCO SYSTEMS COMMON STOCK 17275R102 2169 20251 SH
CISCO SYSTEMS COMMON STOCK 17275R102 8229 76817 SH
CINTAS COMMON STOCK 172908105 354 6660 SH
CINTAS COMMON STOCK 172908105 43 800 SH
CITIGROUP COMMON STOCK 172967101 23632 424368 SH
CITIGROUP COMMON STOCK 172967101 1136 20399 SH
CITIGROUP COMMON STOCK 172967101 3123 56088 SH
CITRIX SYSTEMS COMMON STOCK 177376100 292 2375 SH
CLOROX COMMON STOCK 189054109 962 19098 SH
COCA COLA COMMON STOCK 191216100 12885 221197 SH
COCA COLA COMMON STOCK 191216100 273 4682 SH
COCA COLA COMMON STOCK 191216100 10539 180929 SH
COLGATE PALMOLIVE COMMON STOCK 194162103 22820 351075 SH
COLGATE PALMOLIVE COMMON STOCK 194162103 72 1100 SH
COLGATE PALMOLIVE COMMON STOCK 194162103 2423 37275 SH
COLUMBIA ENERGY GROUP COMMON STOCK 197648108 1281 20250 SH
COMDISCO INC COMMON STOCK 200336105 1951 52375 SH
COMERICA COMMON STOCK 200340107 186 3975 SH
COMERICA COMMON STOCK 200340107 262 5620 SH
COMPAQ COMPUTER COMMON STOCK 204493100 4232 156384 SH
COMPAQ COMPUTER COMMON STOCK 204493100 89 3300 SH
COMPAQ COMPUTER COMMON STOCK 204493100 509 18790 SH
COMPUTER ASSOCIATES COMMON STOCK 204912109 2914 41661 SH
COMPUTER ASSOCIATES COMMON STOCK 204912109 182 2600 SH
COMPUTER ASSOCIATES COMMON STOCK 204912109 844 12069 SH
COMPUTER SCIENCES COMMON STOCK 205363104 852 9000 SH
COMPUWARE COMMON STOCK 205638109 1199 32200 SH
COMPUWARE COMMON STOCK 205638109 37 1000 SH
CONAGRA COMMON STOCK 205887102 140 6150 SH
CONAGRA COMMON STOCK 205887102 5 226 SH
CONAGRA COMMON STOCK 205887102 613 27000 SH
CONECTIV COMMON STOCK 206829103 186 11034 SH
CONECTIV COMMON STOCK 206829103 33 1950 SH
CONEXANT COMMON STOCK 207142100 543 8176 SH
CONEXANT COMMON STOCK 207142100 80 1200 SH
CONEXANT COMMON STOCK 207142100 431 6500 SH
CONEXANT COMMON STOCK 207142100 101 1516 SH
CONOCO COMMON STOCK 208251405 2947 118487 SH
CONOCO COMMON STOCK 208251405 49 1971 SH
CONOCO COMMON STOCK 208251405 236 9468 SH
CONSECO COMMON STOCK 208464107 116 6505 SH
CONSECO COMMON STOCK 208464107 17 928 SH
CONSECO COMMON STOCK 208464107 91 5100 SH
CONSOLIDATED EDISON COMMON STOCK 209115104 1174 34028 SH
CONSOLIDATED EDISON COMMON STOCK 209115104 72 2075 SH
CONSOLIDATED EDISON COMMON STOCK 209115104 132 3826 SH
CONSOLIDATED NATURAL GAS COMMON STOCK 209615103 9818 151190 SH
CONSOLIDATED NATURAL GAS COMMON STOCK 209615103 143 2200 SH
CONSOLIDATED NATURAL GAS COMMON STOCK 209615103 923 14212 SH
CONSOLIDATED TOMOKA LD COMMON STOCK 210226106 75 5915 SH
CONSOLIDATED TOMOKA LD COMMON STOCK 210226106 174 13633 SH
CONSTELLATION ENERGY GROUP COMMON STOCK 210371100 238 8204 SH
CONSTELLATION ENERGY GROUP COMMON STOCK 210371100 9 300 SH
CONSTELLATION ENERGY GROUP COMMON STOCK 210371100 65 2225 SH
CONVERGYS COMMON STOCK 212485106 203 6600 SH
CONVERGYS COMMON STOCK 212485106 400 13000 SH
CORNING COMMON STOCK 219350105 6712 52053 SH
CORNING COMMON STOCK 219350105 348 2700 SH
CORNING COMMON STOCK 219350105 2420 18765 SH
COSTCO WHSL NEW COMMON STOCK 22160K105 167 1826 SH
COSTCO WHSL NEW COMMON STOCK 22160K105 96 1050 SH
COX COMMUNICATIONS NEW CLASS A COMMON STOCK 224044107 589 11436 SH
CRIIMI MAE COMMON STOCK 226603108 18 12558 SH
CRITICAL PATH COMMON STOCK 22674V100 330 3500 SH
DANA COMMON STOCK 235811106 204 6800 SH
DANA COMMON STOCK 235811106 14 464 SH
DANA COMMON STOCK 235811106 35 1185 SH
DANAHER COMMON STOCK 235851102 274 5680 SH
DANAHER COMMON STOCK 235851102 77 1600 SH
DARDEN RESTAURANTS COMMON STOCK 237194105 31 1700 SH
DARDEN RESTAURANTS COMMON STOCK 237194105 191 10512 SH
DAYTON HUDSON COMMON STOCK 239753106 995 13550 SH
DAYTON HUDSON COMMON STOCK 239753106 1763 24000 SH
DECS TR VI CONVERTIBLE PRE 24366Q209 698 15000 SH
DEERE COMMON STOCK 244199105 6684 154087 SH
DEERE COMMON STOCK 244199105 789 18200 SH
DELL COMPUTER COMMON STOCK 247025109 37889 742923 SH
DELL COMPUTER COMMON STOCK 247025109 3742 73374 SH
DELL COMPUTER COMMON STOCK 247025109 2756 54044 SH
DELPHI AUTOMOTIVE SYS COMMON STOCK 247126105 173 11002 SH
DELPHI AUTOMOTIVE SYS COMMON STOCK 247126105 13 811 SH
DELPHI AUTOMOTIVE SYS COMMON STOCK 247126105 53 3380 SH
DEVELOPERS DIVERS REALTY COMMON STOCK 251591103 179 13900 SH
DIAMETRICS MED COMMON STOCK 252532106 43 5000 SH
DIAMETRICS MED COMMON STOCK 252532106 171 20000 SH
DISNEY WALT COMMON STOCK 254687106 16285 556769 SH
DISNEY WALT COMMON STOCK 254687106 238 8127 SH
DISNEY WALT COMMON STOCK 254687106 2066 70619 SH
DISNEY WALT COMMON STOCK 254687106 4 150 SH
DOMINION RESOURCES COMMON STOCK 257470104 274 6981 SH
DOMINION RESOURCES COMMON STOCK 257470104 18 450 SH
DOMINION RESOURCES COMMON STOCK 257470104 32 825 SH
DOVER COMMON STOCK 260003108 603 13290 SH
DOVER COMMON STOCK 260003108 91 2000 SH
DOVER COMMON STOCK 260003108 160 3520 SH
DOW CHEMICAL COMMON STOCK 260543103 2560 19156 SH
DOW CHEMICAL COMMON STOCK 260543103 84 625 SH
DOW CHEMICAL COMMON STOCK 260543103 2821 21112 SH
DU PONT E I DE NEMOURS COMMON STOCK 263534109 25392 385459 SH
DU PONT E I DE NEMOURS COMMON STOCK 263534109 531 8067 SH
DU PONT E I DE NEMOURS COMMON STOCK 263534109 7092 107651 SH
DU PONT E I DE NEMOURS COMMON STOCK 263534109 20 300 SH
DUKE ENERGY COMMON STOCK 264399106 1654 32993 SH
DUKE ENERGY COMMON STOCK 264399106 108 2150 SH
DUKE ENERGY COMMON STOCK 264399106 509 10150 SH
DUKE RLTY INVTS COMMON STOCK 264411505 207 10610 SH
DUN & BRADSTREET COMMON STOCK 26483B106 1004 34017 SH
DUN & BRADSTREET COMMON STOCK 26483B106 79 2680 SH
EMC COMMON STOCK 268648102 31946 292415 SH
EMC COMMON STOCK 268648102 395 3620 SH
EMC COMMON STOCK 268648102 1498 13715 SH
E'TOWN COMMON STOCK 269242103 282 4532 SH
E'TOWN COMMON STOCK 269242103 108 1729 SH
EASTERN ENTERPRISES COMMON STOCK 27637F100 204 3551 SH
EASTMAN KODAK COMMON STOCK 277461109 853 12874 SH
EASTMAN KODAK COMMON STOCK 277461109 386 5820 SH
EDINBERG CONVERTIBLE PRE 280661992 750 82 SH
EDISON INTERNATIONAL COMMON STOCK 281020107 219 8355 SH
EDISON INTERNATIONAL COMMON STOCK 281020107 16 600 SH
EL PASO ENERGY CONVERTIBLE PRE 283678209 1511 30000 SH
EL PASO ENERGY DEL COMMON STOCK 283905107 1677 43219 SH
EL PASO ENERGY DEL COMMON STOCK 283905107 233 6000 SH
ELAN PLC COMMON STOCK 284131208 829 28100 SH
ELAN PLC COMMON STOCK 284131208 115 3900 SH
ELECTRONIC ARTS COMMON STOCK 285512109 298 3550 SH
ELECTRONIC DATA SYSTEMS COMMON STOCK 285661104 18911 282522 SH
ELECTRONIC DATA SYSTEMS COMMON STOCK 285661104 847 12660 SH
ELECTRONIC DATA SYSTEMS COMMON STOCK 285661104 2053 30668 SH
EMERSON ELEC COMMON STOCK 291011104 12356 215348 SH
EMERSON ELEC COMMON STOCK 291011104 34 600 SH
EMERSON ELEC COMMON STOCK 291011104 2362 41165 SH
ENERGY EAST COMMON STOCK 29266M109 556 26720 SH
ENGELHARD COMMON STOCK 292845104 514 27237 SH
ENGELHARD COMMON STOCK 292845104 74 3900 SH
ENGELHARD COMMON STOCK 292845104 500 26500 SH
ENRON COMMON STOCK 293561106 41454 934166 SH
ENRON COMMON STOCK 293561106 758 17081 SH
ENRON COMMON STOCK 293561106 3189 71867 SH
ENRON COMMON STOCK 293561106 13 300 SH
EQUIFAX COMMON STOCK 294429105 636 27008 SH
EQUITY INCOME FUND MUTUAL FUNDS-EQ 294700703 703 3467 SH
EQUITY INCOME FUND MUTUAL FUNDS-EQ 294700703 129 634 SH
EQUITY INCOME FUND MUTUAL FUNDS-EQ 294700703 791 3900 SH
ERICSSON COMMON STOCK 294821400 3142 47830 SH
ERICSSON COMMON STOCK 294821400 223 3400 SH
ERICSSON COMMON STOCK 294821400 644 9800 SH
EXODUS COMMUNICATIONS CONVERTIBLE COR 302088AG4 691 500000 PRN
EXXON MOBIL COMMON STOCK 30231G102 80359 997471 SH
EXXON MOBIL COMMON STOCK 30231G102 3430 42580 SH
EXXON MOBIL COMMON STOCK 30231G102 33058 410345 SH
EXXON MOBIL COMMON STOCK 30231G102 44 541 SH
FPL COMMON STOCK 302571104 5650 131978 SH
FPL COMMON STOCK 302571104 4 100 SH
FPL COMMON STOCK 302571104 297 6940 SH
FT UNIT MUTUAL FUNDS-EQ 30264R330 95 10307 SH
FANNIE MAE COMMON STOCK 313586109 18392 294560 SH
FANNIE MAE COMMON STOCK 313586109 31 500 SH
FANNIE MAE COMMON STOCK 313586109 1107 17725 SH
FEDERATED INDEX TR MUTUAL FUNDS-EQ 31420E106 206 6873 SH
FEDERATED INDEX TR MUTUAL FUNDS-EQ 31420E106 104 3476 SH
FIDELITY MUTUAL FUNDS-MU 316089200 67 6219 SH
FIDELITY MUTUAL FUNDS-MU 316089200 241 22354 SH
FIDELITY EQUITY - INCOME FUND MUTUAL FUNDS-EQ 316138106 168 3138 SH
FIDELITY EQUITY - INCOME FUND MUTUAL FUNDS-EQ 316138106 236 4415 SH
FIRST DATA COMMON STOCK 319963104 404 8197 SH
FIRST DATA COMMON STOCK 319963104 49 1000 SH
FIRST SEC DEL COMMON STOCK 336294103 77 3000 SH
FIRST SEC DEL COMMON STOCK 336294103 563 22050 SH
FIRST TENNESSEE NATIONAL COMMON STOCK 337162101 157 5500 SH
FIRST TENNESSEE NATIONAL COMMON STOCK 337162101 57 2000 SH
FIRST UNION COMMON STOCK 337358105 7741 235024 SH
FIRST UNION COMMON STOCK 337358105 232 7048 SH
FIRST UNION COMMON STOCK 337358105 2797 84924 SH
FIRST UNION COMMON STOCK 337358105 14 421 SH
FIRST UNION CORPORATE BONDS 337358BL8 276 300000 PRN
FIRST VIRGINIA BANKS COMMON STOCK 337477103 155 3600 SH
FIRST VIRGINIA BANKS COMMON STOCK 337477103 48 1125 SH
FLEETBOSTON FINANCIAL COMMON STOCK 339030108 529 15186 SH
FLEETBOSTON FINANCIAL COMMON STOCK 339030108 686 19695 SH
FLEMINGTON FUR COMMON STOCK 339230989 1324 93234 SH
FLEMINGTON FUR COMMON STOCK 339230997 1021 71914 SH
FLORIDA COMMON STOCK 341109106 419 9900 SH
FLORIDA COMMON STOCK 341109106 6 150 SH
FLORIDA COMMON STOCK 341109106 231 5450 SH
FLUOR COMMON STOCK 343861100 330 7200 SH
FLUOR COMMON STOCK 343861100 4 80 SH
FORD MOTOR DEL COMMON STOCK 345370100 2832 53114 SH
FORD MOTOR DEL COMMON STOCK 345370100 53 1000 SH
FORD MOTOR DEL COMMON STOCK 345370100 230 4320 SH
FORTUNE BRANDS COMMON STOCK 349631101 532 16100 SH
FORTUNE BRANDS COMMON STOCK 349631101 26 800 SH
FORTUNE BRANDS COMMON STOCK 349631101 312 9448 SH
FRANKLIN INTERNATIONAL PREFERRED STOCK 353990203 432 4316 SH
FRANKLIN RESOURCES COMMON STOCK 354613101 710 22155 SH
FRANKLIN RESOURCES COMMON STOCK 354613101 24 737 SH
FRANKLIN RESOURCES COMMON STOCK 354613101 281 8759 SH
FULTON FINL PA COMMON STOCK 360271100 594 33000 SH
GPU COMMON STOCK 36225X100 512 17215 SH
GPU COMMON STOCK 36225X100 37 1238 SH
GPU COMMON STOCK 36225X100 962 32338 SH
GTE COMMON STOCK 362320103 9934 140790 SH
GTE COMMON STOCK 362320103 233 3300 SH
GTE COMMON STOCK 362320103 3800 53853 SH
GALLAHER GROUP COMMON STOCK 363595109 184 11950 SH
GALLAHER GROUP COMMON STOCK 363595109 90 5878 SH
GANNETT COMMON STOCK 364730101 13913 170581 SH
GANNETT COMMON STOCK 364730101 131 1600 SH
GANNETT COMMON STOCK 364730101 1240 15200 SH
GAP STORES COMMON STOCK 364760108 8994 195532 SH
GAP STORES COMMON STOCK 364760108 74 1612 SH
GATEWAY COMMON STOCK 367626108 32 450 SH
GATEWAY COMMON STOCK 367626108 252 3500 SH
GENERAL ELECTRIC COMMON STOCK 369604103 174803 1129584 SH
GENERAL ELECTRIC COMMON STOCK 369604103 6920 44718 SH
GENERAL ELECTRIC COMMON STOCK 369604103 67429 435728 SH
GENERAL ELECTRIC COMMON STOCK 369604103 46 300 SH
GENERAL MILLS COMMON STOCK 370334104 673 18832 SH
GENERAL MILLS COMMON STOCK 370334104 99 2768 SH
GENERAL MILLS COMMON STOCK 370334104 1361 38068 SH
GENERAL MOTORS COMMON STOCK 370442105 1355 18646 SH
GENERAL MOTORS COMMON STOCK 370442105 84 1162 SH
GENERAL MOTORS COMMON STOCK 370442105 411 5648 SH
GENUINE PARTS COMMON STOCK 372460105 272 10950 SH
GENUINE PARTS COMMON STOCK 372460105 143 5775 SH
GENZYME COMMON STOCK 372917104 180 4000 SH
GENZYME COMMON STOCK 372917104 126 2800 SH
GEORGIA PACIFIC COMMON STOCK 373298108 496 9780 SH
GEORGIA PACIFIC COMMON STOCK 373298108 41 800 SH
GEORGIA PACIFIC COMMON STOCK 373298108 355 7000 SH
GILLETTE COMMON STOCK 375766102 7414 180018 SH
GILLETTE COMMON STOCK 375766102 419 10179 SH
GILLETTE COMMON STOCK 375766102 1333 32372 SH
GLAXO COMMON STOCK 37733W105 12480 223362 SH
GLAXO COMMON STOCK 37733W105 693 12410 SH
GLOBAL MARINE COMMON STOCK 379352404 316 19000 SH
GOLDMAN SACHS GROUP COMMON STOCK 38141G104 292 3100 SH
GOVERNMENT SECURITIES INCOME FD MUTUAL FUNDS-FI 383743598 9 88334 SH
GUIDANT COMMON STOCK 401698105 88 1868 SH
GUIDANT COMMON STOCK 401698105 176 3752 SH
HSB GROUP COMMON STOCK 40428N109 222 6555 SH
HALLIBURTON COMMON STOCK 406216101 700 17380 SH
HALLIBURTON COMMON STOCK 406216101 217 5400 SH
HARCOURT GENERAL COMMON STOCK 41163G101 725 18000 SH
HARCOURT GENERAL COMMON STOCK 41163G101 40 1000 SH
HARLEY DAVIDSON COMMON STOCK 412822108 5890 91940 SH
HARLEY DAVIDSON COMMON STOCK 412822108 77 1200 SH
HARSCO COMMON STOCK 415864107 238 7496 SH
HARTFORD FINANCIAL SERVICES COMMON STOCK 416515104 873 18420 SH
HARTFORD FINANCIAL SERVICES COMMON STOCK 416515104 71 1508 SH
HARTFORD FINANCIAL SERVICES COMMON STOCK 416515104 402 8480 SH
THE HARVILL PRESS LIMITED COMMON STOCK 417999AA7 161 18625 SH
HEINEKEN NV ADR COMMON STOCK 423012202 315 6500 SH
HEINZ H J COMMON STOCK 423074103 1017 25556 SH
HEINZ H J COMMON STOCK 423074103 54 1350 SH
HEINZ H J COMMON STOCK 423074103 658 16515 SH
HELIX TECHNOLOGY COMMON STOCK 423319102 672 15000 SH
HERCULES COMMON STOCK 427056106 399 14306 SH
HERCULES COMMON STOCK 427056106 53 1900 SH
HERSHEY FOODS COMMON STOCK 427866108 835 17612 SH
HERSHEY FOODS COMMON STOCK 427866108 28 600 SH
HERSHEY FOODS COMMON STOCK 427866108 342 7200 SH
HEWLETT PACKARD COMMON STOCK 428236103 30474 267905 SH
HEWLETT PACKARD COMMON STOCK 428236103 385 3385 SH
HEWLETT PACKARD COMMON STOCK 428236103 5612 49332 SH
HEWLETT PACKARD COMMON STOCK 428236103 23 200 SH
HOLLINGER INTERNATIONAL COMMON STOCK 435569108 712 55000 SH
HOME DEPOT COMMON STOCK 437076102 39473 574153 SH
HOME DEPOT COMMON STOCK 437076102 2005 29169 SH
HOME DEPOT COMMON STOCK 437076102 6867 99883 SH
HONEYWELL INTERNATIONAL COMMON STOCK 438516106 8990 155847 SH
HONEYWELL INTERNATIONAL COMMON STOCK 438516106 69 1200 SH
HONEYWELL INTERNATIONAL COMMON STOCK 438516106 671 11624 SH
HOOPER HOLMES COMMON STOCK 439104100 386 15000 SH
HOSPITALITY PPTYS TR COMMON STOCK 44106M102 223 11700 SH
HOSPITALITY PPTYS TR COMMON STOCK 44106M102 8 400 SH
HOSPITALITY PPTYS TR COMMON STOCK 44106M102 46 2400 SH
HOST MARRIOTT (REIT) COMMON STOCK 44107P104 113 13709 SH
HOUSEHOLD INTERNATIONAL COMMON STOCK 441815107 2717 72934 SH
HOUSEHOLD INTERNATIONAL COMMON STOCK 441815107 236 6323 SH
IMS HEALTH COMMON STOCK 449934108 1138 41842 SH
IMS HEALTH COMMON STOCK 449934108 65 2400 SH
IMS HEALTH COMMON STOCK 449934108 187 6860 SH
ILLINOIS TOOL WORKS COMMON STOCK 452308109 3674 54379 SH
ILLINOIS TOOL WORKS COMMON STOCK 452308109 20 297 SH
ILLINOIS TOOL WORKS COMMON STOCK 452308109 2554 37803 SH
IMPERIAL OIL COMMON STOCK 453038408 143 6600 SH
IMPERIAL OIL COMMON STOCK 453038408 110 5100 SH
INFORMIX COMMON STOCK 456779107 149 13000 SH
INFORMIX COMMON STOCK 456779107 11 1000 SH
INGERSOLL RAND COMMON STOCK 456866102 10812 196355 SH
INGERSOLL RAND COMMON STOCK 456866102 116 2100 SH
INGERSOLL RAND CONVERTIBLE PRE 456867209 893 35000 SH
INTEL COMMON STOCK 458140100 59850 727110 SH
INTEL COMMON STOCK 458140100 1221 14839 SH
INTEL COMMON STOCK 458140100 10804 131257 SH
INTL BUSINESS MACHINES COMMON STOCK 459200101 60716 562836 SH
INTL BUSINESS MACHINES COMMON STOCK 459200101 1106 10252 SH
INTL BUSINESS MACHINES COMMON STOCK 459200101 8160 75643 SH
INTL FLAVORS & FRAGRANCES COMMON STOCK 459506101 226 6000 SH
INTL FLAVORS & FRAGRANCES COMMON STOCK 459506101 94 2500 SH
INTL FLAVORS & FRAGRANCES COMMON STOCK 459506101 38 1000 SH
INTERNATIONAL PAPER COMMON STOCK 460146103 597 10585 SH
INTERNATIONAL PAPER COMMON STOCK 460146103 262 4642 SH
INTERPUBLIC GROUP COMMON STOCK 460690100 10516 182300 SH
JDS UNIPHASE COMMON STOCK 46612J101 2775 17200 SH
JANUS MUTUAL FUNDS-EQ 471023101 4711 106952 SH
JOHNSON & JOHNSON COMMON STOCK 478160104 41661 446763 SH
JOHNSON & JOHNSON COMMON STOCK 478160104 1282 13744 SH
JOHNSON & JOHNSON COMMON STOCK 478160104 19450 208579 SH
KELLOGG COMMON STOCK 487836108 176 5700 SH
KELLOGG COMMON STOCK 487836108 3944 128000 SH
KEMPER MUN BD FD SH BEN INT MUTUAL FUNDS-MU 488419201 174 18518 SH
KEMPER GOVT SECS TR MUTUAL FUNDS-FI 488903261 0 10000 SH
KERR MC GEE COMMON STOCK 492386107 79 1267 SH
KERR MC GEE COMMON STOCK 492386107 18 285 SH
KERR MC GEE COMMON STOCK 492386107 123 1988 SH
KEYCORP COMMON STOCK 493267108 188 8482 SH
KEYCORP COMMON STOCK 493267108 9 400 SH
KEYCORP COMMON STOCK 493267108 85 3820 SH
KEYSPAN COMMON STOCK 49337W100 212 9154 SH
KEYSPAN COMMON STOCK 49337W100 23 1000 SH
KEYSPAN COMMON STOCK 49337W100 40 1728 SH
KIMBERLY CLARK COMMON STOCK 494368103 14396 220002 SH
KIMBERLY CLARK COMMON STOCK 494368103 200 3056 SH
KIMBERLY CLARK COMMON STOCK 494368103 810 12380 SH
KIMBERLY CLARK COMMON STOCK 494368103 7 100 SH
KIMCO REALTY COMMON STOCK 49446R109 281 8300 SH
KONINKLIJKE PHILLIPS ELECTRONICS COMMON STOCK 500472204 1615 11960 SH
KONINKLIJKE PHILLIPS ELECTRONICS COMMON STOCK 500472204 236 1748 SH
KROGER COMMON STOCK 501044101 695 36800 SH
KROGER COMMON STOCK 501044101 113 6000 SH
ESTEE LAUDER AUTO EXCH SEC TR II CONVERTIBLE PRE 518438205 1611 17000 SH
ESTEE LAUDER COMPANIES-CL A COMMON STOCK 518439104 293 5815 SH
ESTEE LAUDER COMPANIES-CL A COMMON STOCK 518439104 62 1230 SH
LEHMAN BROS COMMON STOCK 524908100 233 2757 SH
LEHMAN BROS COMMON STOCK 524908100 544 6426 SH
LEVITZ FURNITURE COMMON STOCK 527482103 0 20000 SH
LIBERTY PPTY TR COMMON STOCK 531172104 171 6900 SH
LIBERTY PPTY TR COMMON STOCK 531172104 12 500 SH
LIBERTY PPTY TR COMMON STOCK 531172104 211 8535 SH
LILLY ELI COMMON STOCK 532457108 1128 16961 SH
LILLY ELI COMMON STOCK 532457108 653 9824 SH
LIMITED COMMON STOCK 532716107 5232 120800 SH
LIMITED COMMON STOCK 532716107 136 3150 SH
LINCOLN NATL COMMON STOCK 534187109 2800 70000 SH
LINEAR TECHNOLOGY COMMON STOCK 535678106 333 4650 SH
LOCH HARRIS COMMON STOCK 539578203 27 50000 SH
LOCKHEED MARTIN COMMON STOCK 539830109 367 16762 SH
LOCKHEED MARTIN COMMON STOCK 539830109 18 800 SH
LUCENT TECHNOLOGIES COMMON STOCK 549463107 70028 933701 SH
LUCENT TECHNOLOGIES COMMON STOCK 549463107 2098 27973 SH
LUCENT TECHNOLOGIES COMMON STOCK 549463107 9848 131310 SH
LUCENT TECHNOLOGIES COMMON STOCK 549463107 30 400 SH
MBIA COMMON STOCK 55262C100 198 3750 SH
MBIA COMMON STOCK 55262C100 28 525 SH
MBIA COMMON STOCK 55262C100 37 700 SH
MBNA COMMON STOCK 55262L100 2037 74751 SH
MBNA COMMON STOCK 55262L100 336 12320 SH
MBNA COMMON STOCK 55262L100 501 18373 SH
MCI CAPITAL I PREFERRED STOCK 55267Y206 181 8200 SH
MCI CAPITAL I PREFERRED STOCK 55267Y206 40 1800 SH
MCI CAPITAL I PREFERRED STOCK 55267Y206 93 4200 SH
MCI WORLDCOM COMMON STOCK 55268B106 25130 473597 SH
MCI WORLDCOM COMMON STOCK 55268B106 921 17355 SH
MCI WORLDCOM COMMON STOCK 55268B106 3927 74013 SH
MCI WORLDCOM COMMON STOCK 55268B106 8 150 SH
MFS INTER INCOME TR MUTUAL FUNDS-FI 55273C107 66 10843 SH
MGI PHARMA COMMON STOCK 552880106 119 10000 SH
MACK-CALI REALTY COMMON STOCK 554489104 26 1000 SH
MACK-CALI REALTY COMMON STOCK 554489104 13 500 SH
MACK-CALI REALTY COMMON STOCK 554489104 164 6300 SH
MARSH & MCLENNAN COMMON STOCK 571748102 5478 57245 SH
MARSH & MCLENNAN COMMON STOCK 571748102 86 900 SH
MARSHALL & ILSELY COMMON STOCK 571834100 251 4000 SH
MARRIOTT INTERNATIONAL COMMON STOCK 571903202 158 4996 SH
MARRIOTT INTERNATIONAL COMMON STOCK 571903202 483 15300 SH
MASCO COMMON STOCK 574599106 483 19041 SH
MASCO COMMON STOCK 574599106 337 13300 SH
MATTEL COMMON STOCK 577081102 3547 270225 SH
MATTEL COMMON STOCK 577081102 54 4137 SH
MAXYGEN COMMON STOCK 577776107 497 7000 SH
MAY DEPT STORES COMMON STOCK 577778103 1000 31007 SH
MAY DEPT STORES COMMON STOCK 577778103 73 2250 SH
MAY DEPT STORES COMMON STOCK 577778103 1289 39976 SH
MCDONALDS COMMON STOCK 580135101 2972 73718 SH
MCDONALDS COMMON STOCK 580135101 490 12160 SH
MCGRAW HILL COMMON STOCK 580645109 4995 81056 SH
MCGRAW HILL COMMON STOCK 580645109 894 14500 SH
MEDAREX COMMON STOCK 583916101 566 15182 SH
MEDIAONE GROUP COMMON STOCK 58440J104 1245 16207 SH
MEDIAONE GROUP COMMON STOCK 58440J104 3 36 SH
MEDIAONE GROUP COMMON STOCK 58440J104 535 6961 SH
MEDIMMUNE COMMON STOCK 584699102 232 1400 SH
MEDIMMUNE COMMON STOCK 584699102 265 1600 SH
MEDTRONICS COMMON STOCK 585055106 604 16584 SH
MEDTRONICS COMMON STOCK 585055106 36 1000 SH
MEDTRONICS COMMON STOCK 585055106 160 4400 SH
MELLON FINANCIAL COMMON STOCK 58551A108 2813 82594 SH
MELLON FINANCIAL COMMON STOCK 58551A108 1587 46600 SH
MERCK COMMON STOCK 589331107 72438 1078145 SH
MERCK COMMON STOCK 589331107 1657 24656 SH
MERCK COMMON STOCK 589331107 37884 563848 SH
MERCK COMMON STOCK 589331107 20 300 SH
MERRILL LYNCH COMMON STOCK 590188108 1057 12690 SH
MERRILL LYNCH COMMON STOCK 590188108 252 3020 SH
METROMEDIA FIBER NETWORK COMMON STOCK 591689104 1552 32370 SH
METROMEDIA FIBER NETWORK COMMON STOCK 591689104 6 130 SH
MICHIGAN ST HIGHER ED STUDENT MUNICIPAL OBLIG 594520EY0 955 950000 PRN
MICROSOFT COMMON STOCK 594918104 86971 744936 SH
MICROSOFT COMMON STOCK 594918104 2377 20359 SH
MICROSOFT COMMON STOCK 594918104 16470 141074 SH
MICROSOFT COMMON STOCK 594918104 12 100 SH
MICRON TECHNOLOGY COMMON STOCK 595112103 233 3000 SH
MINNESOTA MNG & MFG COMMON STOCK 604059105 12385 126539 SH
MINNESOTA MNG & MFG COMMON STOCK 604059105 225 2300 SH
MINNESOTA MNG & MFG COMMON STOCK 604059105 2209 22570 SH
MOLEX COMMON STOCK 608554200 102 2256 SH
MOLEX COMMON STOCK 608554200 77 1707 SH
MOLEX COMMON STOCK 608554200 108 2382 SH
MONSANTO COMMON STOCK 611662107 1104 31160 SH
MONSANTO COMMON STOCK 611662107 1471 41500 SH
MONSANTO CONVERTIBLE PRE 611662305 1986 59950 SH
MONY GROUP COMMON STOCK 615337102 208 7112 SH
MORGAN J P COMMON STOCK 616880100 14293 112873 SH
MORGAN J P COMMON STOCK 616880100 222 1750 SH
MORGAN J P COMMON STOCK 616880100 2684 21195 SH
MORGAN STANLEY COMMON STOCK 617446448 25207 176578 SH
MORGAN STANLEY COMMON STOCK 617446448 896 6278 SH
MORGAN STANLEY COMMON STOCK 617446448 1386 9710 SH
MOTOROLA COMMON STOCK 620076109 27991 190093 SH
MOTOROLA COMMON STOCK 620076109 537 3650 SH
MOTOROLA COMMON STOCK 620076109 2754 18700 SH
MUNIYIELD NJ FUND MUTUAL FUNDS-MU 62630L101 59 5225 SH
MUNIYIELD NJ FUND MUTUAL FUNDS-MU 62630L101 13 1126 SH
MUNIYIELD NJ FUND MUTUAL FUNDS-MU 62630L101 59 5150 SH
MURPHY OIL COMMON STOCK 626717102 260 4529 SH
NASDAQ- 100 SHARES COMMON STOCK 631100104 1480 8100 SH
NATIONAL FUEL GAS COMMON STOCK 636180101 330 7100 SH
NATIONAL FUEL GAS COMMON STOCK 636180101 14 300 SH
NATIONAL FUEL GAS COMMON STOCK 636180101 218 4680 SH
NATIONAL WESTMINSTER BANK PLC COMMON STOCK 638539403 719 5559 SH
NATIONAL WESTMINSTER BANK PLC COMMON STOCK 638539403 147 1141 SH
NESTLE S A COMMON STOCK 641069406 1622 17800 SH
NESTLE S A COMMON STOCK 641069406 159 1750 SH
NETWORK APPLIANCE COMMON STOCK 64120L104 5524 66500 SH
NEW JERSEY RESOURCES COMMON STOCK 646025106 267 6838 SH
NEW JERSEY RESOURCES COMMON STOCK 646025106 20 500 SH
NEWELL FINL TR I CONVERTIBLE PRE 651195307 1326 35000 SH
NEWELL RUBBERMAID COMMON STOCK 651229106 609 21000 SH
NEWELL RUBBERMAID COMMON STOCK 651229106 29 1000 SH
NOKIA COMMON STOCK 654902204 50220 262845 SH
NOKIA COMMON STOCK 654902204 365 1908 SH
NOKIA COMMON STOCK 654902204 3408 17835 SH
NORFOLK SOUTHERN COMMON STOCK 655844108 4346 211990 SH
NORFOLK SOUTHERN COMMON STOCK 655844108 82 4000 SH
NORFOLK SOUTHERN COMMON STOCK 655844108 233 11355 SH
NORTEL NETWORKS COMMON STOCK 656569100 861 8520 SH
NORTEL NETWORKS COMMON STOCK 656569100 40 400 SH
NORTH AMERICAN TRAINING COMMON STOCK 657999991 0 39217 SH
NORTHERN TRUST COMMON STOCK 665859104 17715 334244 SH
NORTHERN TRUST COMMON STOCK 665859104 510 9614 SH
NORTHERN TRUST COMMON STOCK 665859104 1575 29720 SH
NUVEEN MUN MKT OPPORTUNITY FD MUTUAL FUNDS-MU 67062W103 130 10589 SH
NUVEEN MUN MKT OPPORTUNITY FD MUTUAL FUNDS-MU 67062W103 74 6000 SH
OFFICE DEPOT COMMON STOCK 676220106 490 44500 SH
OMNICOM GROUP COMMON STOCK 681919106 260 2600 SH
OMNICOM GROUP COMMON STOCK 681919106 70 700 SH
ORACLE COMMON STOCK 68389X105 1394 12440 SH
ORACLE COMMON STOCK 68389X105 471 4200 SH
PECO ENERGY COMMON STOCK 693304107 263 7557 SH
PECO ENERGY COMMON STOCK 693304107 10 300 SH
PIMCO ADVISORS HLGS L P COMMON STOCK 69338P102 14 375 SH
PIMCO ADVISORS HLGS L P COMMON STOCK 69338P102 70 1854 SH
PIMCO ADVISORS HLGS L P COMMON STOCK 69338P102 670 17768 SH
PNC BANK COMMON STOCK 693475105 976 21932 SH
PNC BANK COMMON STOCK 693475105 51 1149 SH
PNC BANK COMMON STOCK 693475105 181 4069 SH
P P & L RES COMMON STOCK 693499105 1744 76249 SH
P P & L RES COMMON STOCK 693499105 9 400 SH
P P & L RES COMMON STOCK 693499105 268 11706 SH
PPG COMMON STOCK 693506107 3957 63245 SH
PPG COMMON STOCK 693506107 144 2300 SH
PPG COMMON STOCK 693506107 722 11536 SH
PARDEE RESOURCES COMMON STOCK 699437109 490 11400 SH
PARKER HANNIFIN COMMON STOCK 701094104 693 13499 SH
PAYCHEX COMMON STOCK 704326107 1376 34391 SH
PAYCHEX COMMON STOCK 704326107 30 750 SH
PAYCHEX COMMON STOCK 704326107 313 7832 SH
PENNEY J C COMMON STOCK 708160106 758 38010 SH
PENNEY J C COMMON STOCK 708160106 50 2500 SH
PENNZOIL-QUAKER ST COMMON STOCK 709323109 36 3537 SH
PENNZOIL-QUAKER ST COMMON STOCK 709323109 137 13456 SH
PEPSICO COMMON STOCK 713448108 16410 465522 SH
PEPSICO COMMON STOCK 713448108 194 5500 SH
PEPSICO COMMON STOCK 713448108 4956 140584 SH
PHARMACIA & UPJOHN COMMON STOCK 716941109 1398 31075 SH
PHARMACIA & UPJOHN COMMON STOCK 716941109 8 185 SH
PFIZER COMMON STOCK 717081103 40920 1261515 SH
PFIZER COMMON STOCK 717081103 1338 41261 SH
PFIZER COMMON STOCK 717081103 13452 414720 SH
PHILIP MORRIS COMMON STOCK 718154107 2684 116707 SH
PHILIP MORRIS COMMON STOCK 718154107 222 9670 SH
PHILIP MORRIS COMMON STOCK 718154107 2987 129850 SH
PHILLIPS PETE COMMON STOCK 718507106 219 4660 SH
PHILLIPS PETE COMMON STOCK 718507106 60 1285 SH
PITNEY BOWES COMMON STOCK 724479100 3597 74460 SH
PITNEY BOWES COMMON STOCK 724479100 39 800 SH
PITNEY BOWES COMMON STOCK 724479100 285 5900 SH
PLATINUM ENTMT COMMON STOCK 727909103 25 10000 SH
PRAXAIR COMMON STOCK 74005P104 794 15780 SH
PRAXAIR COMMON STOCK 74005P104 102 2026 SH
PRAXAIR COMMON STOCK 74005P104 16 309 SH
PREFORMED LINE PRODUCTS COMMON STOCK 740444104 581 36000 SH
PREMIER BANCORP COMMON STOCK 74046J109 114 12360 SH
PROCTER & GAMBLE COMMON STOCK 742718109 32534 296945 SH
PROCTER & GAMBLE COMMON STOCK 742718109 910 8307 SH
PROCTER & GAMBLE COMMON STOCK 742718109 10929 99751 SH
PROVIDIAN FINANCIAL COMMON STOCK 74406A102 391 4298 SH
PROXICOM COMMON STOCK 744282104 581 4672 SH
PSINET CONVERTIBLE PRE 74437C309 2277 39000 SH
PUBLIC SERVICE COMMON STOCK 744516105 204 6306 SH
PUBLIC SERVICE COMMON STOCK 744516105 45 1400 SH
PUBLIC SERVICE ENTERPRISE COMMON STOCK 744573106 2407 69135 SH
PUBLIC SERVICE ENTERPRISE COMMON STOCK 744573106 151 4324 SH
PUBLIC SERVICE ENTERPRISE COMMON STOCK 744573106 1810 51984 SH
PUBLIC SERVICE ENTERPRISE COMMON STOCK 744573106 119 3417 SH
QUAKER OATS COMMON STOCK 747402105 193 2940 SH
QUAKER OATS COMMON STOCK 747402105 123 1878 SH
QUAKER OATS COMMON STOCK 747402105 85 1300 SH
QUALCOMM COMMON STOCK 747525103 6948 39448 SH
QUALCOMM COMMON STOCK 747525103 395 2245 SH
QUESTAR COMMON STOCK 748356102 408 27200 SH
QWEST COMMUNICATIONS INTL COMMON STOCK 749121109 512 11904 SH
QWEST COMMUNICATIONS INTL COMMON STOCK 749121109 198 4600 SH
RALSTON-RALSTON PURINA GROUP COMMON STOCK 751277302 64 2295 SH
RALSTON-RALSTON PURINA GROUP COMMON STOCK 751277302 212 7596 SH
RAYTHEON COMMON STOCK 755111408 257 9680 SH
RAYTHEON COMMON STOCK 755111408 37 1400 SH
RAYTHEON COMMON STOCK 755111408 461 17350 SH
READERS DIGEST FIN TR CONVERTIBLE PRE 755271202 1343 49500 SH
READERS DIGEST FIN TR CONVERTIBLE PRE 755271202 27 1000 SH
RELIANCE GROUP HLDGS COMMON STOCK 759464100 1507 227500 SH
RELIANT ENERGY COMMON STOCK 75952J108 98 4288 SH
RELIANT ENERGY COMMON STOCK 75952J108 23 1000 SH
RELIANT ENERGY COMMON STOCK 75952J108 103 4500 SH
REPSOL SA SPONSORED ADR COMMON STOCK 76026T205 246 10575 SH
REPSOL SA SPONSORED ADR COMMON STOCK 76026T205 70 3000 SH
REYNOLDS METALS COMMON STOCK 761763101 981 12800 SH
ROCKWELL INTL COMMON STOCK 773903109 390 8136 SH
ROCKWELL INTL COMMON STOCK 773903109 57 1200 SH
ROCKWELL INTL COMMON STOCK 773903109 220 4600 SH
ROCKWELL INTL COMMON STOCK 773903109 73 1517 SH
ROHM & HAAS COMMON STOCK 775371107 361 8874 SH
ROYAL DUTCH PETE COMMON STOCK 780257804 16235 268063 SH
ROYAL DUTCH PETE COMMON STOCK 780257804 171 2820 SH
ROYAL DUTCH PETE COMMON STOCK 780257804 3815 63000 SH
SBC COMMUNICATIONS COMMON STOCK 78387G103 29614 607460 SH
SBC COMMUNICATIONS COMMON STOCK 78387G103 1175 24098 SH
SBC COMMUNICATIONS COMMON STOCK 78387G103 8835 181232 SH
SBC COMMUNICATIONS COMMON STOCK 78387G103 5 100 SH
SEI COMMON STOCK 784117103 238 2000 SH
S&P 500 DEPOSITARY RECEIPT COMMON STOCK 78462F103 4651 31665 SH
SAFEWAY COMMON STOCK 786514208 699 19550 SH
SAFEWAY COMMON STOCK 786514208 13 350 SH
ST PAUL COMMON STOCK 792860108 2425 71988 SH
ST PAUL COMMON STOCK 792860108 20 600 SH
SARA LEE COMMON STOCK 803111103 10075 456679 SH
SARA LEE COMMON STOCK 803111103 22 1000 SH
SARA LEE COMMON STOCK 803111103 449 20370 SH
SASSOON INTL COMMON STOCK 803869106 0 12500 SH
SCHERING PLOUGH COMMON STOCK 806605101 24054 567655 SH
SCHERING PLOUGH COMMON STOCK 806605101 1465 34562 SH
SCHERING PLOUGH COMMON STOCK 806605101 5637 133028 SH
SCHLUMBERGER COMMON STOCK 806857108 8044 143316 SH
SCHLUMBERGER COMMON STOCK 806857108 28 500 SH
SCHLUMBERGER COMMON STOCK 806857108 860 15329 SH
SEAGRAMS COMMON STOCK 811850106 349 7805 SH
SEAGRAMS CONVERTIBLE PRE 811850205 1440 32000 SH
SEARS COMMON STOCK 812387108 935 30774 SH
SEARS COMMON STOCK 812387108 15 500 SH
SEARS COMMON STOCK 812387108 194 6389 SH
SELECTIVE INSURANCE COMMON STOCK 816300107 259 15060 SH
SELECTIVE INSURANCE COMMON STOCK 816300107 195 11340 SH
SERVICE COMMON STOCK 817587108 2 19000 SH
SERVICEMASTER COMMON STOCK 81760N109 60 4885 SH
SERVICEMASTER COMMON STOCK 81760N109 65 5314 SH
SHELL COMMON STOCK 822703609 397 8100 SH
SHELL COMMON STOCK 822703609 12 248 SH
SHERWIN-WILLIAMS COMMON STOCK 824348106 315 15000 SH
SHERWIN-WILLIAMS COMMON STOCK 824348106 202 9600 SH
SIEBEL SYS COMMON STOCK 826170102 290 3450 SH
SKYLANDS FINL COMMON STOCK 83081H100 188 17055 SH
SMITHKLINE BEECHAM COMMON STOCK 832378301 19705 307285 SH
SMITHKLINE BEECHAM COMMON STOCK 832378301 169 2640 SH
SMITHKLINE BEECHAM COMMON STOCK 832378301 1361 21225 SH
SMITHKLINE BEECHAM COMMON STOCK 832378301 6 100 SH
SOLECTRON COMMON STOCK 834182107 4471 47000 SH
SOLECTRON COMMON STOCK 834182107 176 1850 SH
SOUTHERN COMMON STOCK 842587107 1079 45908 SH
SOUTHERN COMMON STOCK 842587107 35 1500 SH
SOUTHERN COMMON STOCK 842587107 254 10816 SH
SOVEREIGN BANCORP COMMON STOCK 845905108 235 31479 SH
SOVEREIGN BANCORP COMMON STOCK 845905108 31 4200 SH
SOVEREIGN BANCORP COMMON STOCK 845905108 16 2152 SH
SPRINT COMMON STOCK 852061100 1017 15112 SH
SPRINT COMMON STOCK 852061100 54 800 SH
SPRINT COMMON STOCK 852061100 162 2400 SH
SPRINT COMMON STOCK 852061506 181 1765 SH
SPRINT COMMON STOCK 852061506 21 200 SH
SPRINT COMMON STOCK 852061506 62 600 SH
STATE STR COMMON STOCK 857477103 395 5405 SH
STATEN IS BANCORP INC COMMON STOCK 857550107 881 48941 SH
STATEN IS BANCORP INC COMMON STOCK 857550107 99 5503 SH
STRYKER COMMON STOCK 863667101 209 3000 SH
SUMMIT BANCORP COMMON STOCK 866005101 158316 5169499 SH
SUMMIT BANCORP COMMON STOCK 866005101 5765 188230 SH
SUMMIT BANCORP COMMON STOCK 866005101 17654 576464 SH
SUMMIT BANCORP COMMON STOCK 866005101 438 14300 SH
SUN MICROSYSTEMS COMMON STOCK 866810104 1368 17671 SH
SUN MICROSYSTEMS COMMON STOCK 866810104 959 12378 SH
SYMANTEC COMMON STOCK 871503108 1050 17912 SH
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CHEVRON SOLE 13004
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CHEVRON OTHER 325
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CHIRON SOLE 15500
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CHUBB SOLE 200
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CIRCUIT CITY SOLE 800
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CISCO SYSTEMS SOLE 47708
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CISCO SYSTEMS DEFINED 1800
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CITIGROUP SOLE 28014
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COLUMBIA ENERGY GROUP OTHER 4500
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COMPAQ COMPUTER SOLE 5050
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COMPAQ COMPUTER DEFINED 800
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COMPAQ COMPUTER OTHER 600
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COMPUTER ASSOCIATES SOLE 18324
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COMPUTER ASSOCIATES DEFINED 200
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COMPUWARE SOLE 9200
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CONSTELLATION ENERGY GROUP OTHER 825
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COSTCO WHSL NEW DEFINED 1050
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CRIIMI MAE SOLE 12558
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DARDEN RESTAURANTS SOLE 1200
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DAYTON HUDSON SOLE 3500
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DAYTON HUDSON OTHER 4200
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DELL COMPUTER SOLE 81240
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DELL COMPUTER DEFINED 1700
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DELL COMPUTER OTHER 2800
DELL COMPUTER OTHER 18541
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DISNEY WALT SOLE 83726
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DISNEY WALT DEFINED 1600
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DISNEY WALT OTHER 24020
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DOVER SOLE 11200
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DOVER OTHER 3520
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DOW CHEMICAL SOLE 4857
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DOW CHEMICAL OTHER 9812
DOW CHEMICAL OTHER 11300
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DU PONT E I DE NEMOURS SOLE 22545
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DU PONT E I DE NEMOURS DEFINED 1550
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DU PONT E I DE NEMOURS DEF/OTH 300
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DUKE ENERGY SOLE 13897
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DUKE ENERGY DEFINED 850
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DUKE ENERGY OTHER 3750
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DUKE RLTY INVTS SOLE 10000
DUN & BRADSTREET SOLE 34017
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EMC SOLE 269090
EMC SOLE 23325
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EMC DEFINED 100
EMC OTHER 11215
EMC OTHER 1200
EMC OTHER 1300
E'TOWN SOLE 3950
E'TOWN SOLE 582
E'TOWN OTHER 1129
E'TOWN OTHER 600
EASTERN ENTERPRISES SOLE 3551
EASTMAN KODAK SOLE 10182
EASTMAN KODAK SOLE 2692
EASTMAN KODAK OTHER 4913
EASTMAN KODAK OTHER 907
EDINBERG OTHER 82
EDISON INTERNATIONAL SOLE 7325
EDISON INTERNATIONAL SOLE 1030
EDISON INTERNATIONAL OTHER 600
EL PASO ENERGY SOLE 30000
EL PASO ENERGY DEL SOLE 43219
EL PASO ENERGY DEL OTHER 6000
ELAN PLC SOLE 27000
ELAN PLC SOLE 1100
ELAN PLC OTHER 3900
ELECTRONIC ARTS SOLE 3000
ELECTRONIC ARTS SOLE 550
ELECTRONIC DATA SYSTEMS SOLE 252947
ELECTRONIC DATA SYSTEMS SOLE 29575
ELECTRONIC DATA SYSTEMS DEFINED 11460
ELECTRONIC DATA SYSTEMS DEFINED 1200
ELECTRONIC DATA SYSTEMS OTHER 23958
ELECTRONIC DATA SYSTEMS OTHER 1400
ELECTRONIC DATA SYSTEMS OTHER 5310
EMERSON ELEC SOLE 203950
EMERSON ELEC SOLE 11398
EMERSON ELEC DEFINED 600
EMERSON ELEC OTHER 21165
EMERSON ELEC OTHER 20000
ENERGY EAST SOLE 2430
ENERGY EAST SOLE 24290
ENGELHARD SOLE 25887
ENGELHARD SOLE 1350
ENGELHARD DEFINED 3900
ENGELHARD OTHER 14100
ENGELHARD OTHER 12400
ENRON SOLE 869691
ENRON SOLE 64475
ENRON DEFINED 15281
ENRON DEFINED 1800
ENRON OTHER 65183
ENRON OTHER 6684
ENRON DEF/OTH 300
EQUIFAX SOLE 27008
EQUITY INCOME FUND SOLE 3467
EQUITY INCOME FUND DEFINED 534
EQUITY INCOME FUND DEFINED 100
EQUITY INCOME FUND OTHER 3900
ERICSSON SOLE 42480
ERICSSON SOLE 5350
ERICSSON DEFINED 3400
ERICSSON OTHER 1300
ERICSSON OTHER 8500
EXODUS COMMUNICATIONS SOLE 500000
EXXON MOBIL SOLE 899800
EXXON MOBIL SOLE 97671
EXXON MOBIL DEFINED 33580
EXXON MOBIL DEFINED 9000
EXXON MOBIL OTHER 319936
EXXON MOBIL OTHER 4536
EXXON MOBIL OTHER 85873
EXXON MOBIL DEF/OTH 541
FPL SOLE 124728
FPL SOLE 7250
FPL DEFINED 100
FPL OTHER 6240
FPL OTHER 700
FT UNIT SOLE 10307
FANNIE MAE SOLE 262610
FANNIE MAE SOLE 31950
FANNIE MAE DEFINED 500
FANNIE MAE OTHER 15425
FANNIE MAE OTHER 2300
FEDERATED INDEX TR SOLE 6873
FEDERATED INDEX TR OTHER 3476
FIDELITY SOLE 6219
FIDELITY OTHER 22354
FIDELITY EQUITY - INCOME FUND SOLE 916
FIDELITY EQUITY - INCOME FUND SOLE 2222
FIDELITY EQUITY - INCOME FUND OTHER 4415
FIRST DATA SOLE 7697
FIRST DATA SOLE 500
FIRST DATA OTHER 1000
FIRST SEC DEL SOLE 3000
FIRST SEC DEL OTHER 10800
FIRST SEC DEL OTHER 11250
FIRST TENNESSEE NATIONAL SOLE 5500
FIRST TENNESSEE NATIONAL OTHER 2000
FIRST UNION SOLE 222683
FIRST UNION SOLE 12341
FIRST UNION DEFINED 6988
FIRST UNION DEFINED 60
FIRST UNION OTHER 64021
FIRST UNION OTHER 1233
FIRST UNION OTHER 19670
FIRST UNION DEF/OTH 421
FIRST UNION SOLE 300000
FIRST VIRGINIA BANKS SOLE 3600
FIRST VIRGINIA BANKS OTHER 1125
FLEETBOSTON FINANCIAL SOLE 15186
FLEETBOSTON FINANCIAL OTHER 12495
FLEETBOSTON FINANCIAL OTHER 7200
FLEMINGTON FUR SOLE 93234
FLEMINGTON FUR SOLE 71914
FLORIDA SOLE 9900
FLORIDA DEFINED 150
FLORIDA OTHER 5000
FLORIDA OTHER 450
FLUOR SOLE 7200
FLUOR OTHER 80
FORD MOTOR DEL SOLE 49714
FORD MOTOR DEL SOLE 3400
FORD MOTOR DEL DEFINED 1000
FORD MOTOR DEL OTHER 2920
FORD MOTOR DEL OTHER 1400
FORTUNE BRANDS SOLE 15700
FORTUNE BRANDS SOLE 400
FORTUNE BRANDS DEFINED 800
FORTUNE BRANDS OTHER 9448
FRANKLIN INTERNATIONAL OTHER 4316
FRANKLIN RESOURCES SOLE 20055
FRANKLIN RESOURCES SOLE 2100
FRANKLIN RESOURCES DEFINED 737
FRANKLIN RESOURCES OTHER 8309
FRANKLIN RESOURCES OTHER 450
FULTON FINL PA SOLE 33000
GPU SOLE 9935
GPU SOLE 7280
GPU DEFINED 488
GPU DEFINED 750
GPU OTHER 30488
GPU OTHER 1850
GTE SOLE 130323
GTE SOLE 10467
GTE DEFINED 3300
GTE OTHER 51303
GTE OTHER 2550
GALLAHER GROUP SOLE 11950
GALLAHER GROUP OTHER 5878
GANNETT SOLE 159931
GANNETT SOLE 10650
GANNETT DEFINED 1600
GANNETT OTHER 14800
GANNETT OTHER 400
GAP STORES SOLE 178757
GAP STORES SOLE 16775
GAP STORES DEFINED 1612
GATEWAY SOLE 450
GATEWAY OTHER 1500
GATEWAY OTHER 2000
GENERAL ELECTRIC SOLE 957084
GENERAL ELECTRIC SOLE 172500
GENERAL ELECTRIC DEFINED 31668
GENERAL ELECTRIC DEFINED 13050
GENERAL ELECTRIC OTHER 289086
GENERAL ELECTRIC OTHER 2800
GENERAL ELECTRIC OTHER 143842
GENERAL ELECTRIC DEF/OTH 300
GENERAL MILLS SOLE 18000
GENERAL MILLS SOLE 832
GENERAL MILLS DEFINED 2768
GENERAL MILLS OTHER 33140
GENERAL MILLS OTHER 4928
GENERAL MOTORS SOLE 16870
GENERAL MOTORS SOLE 1776
GENERAL MOTORS DEFINED 1162
GENERAL MOTORS OTHER 3448
GENERAL MOTORS OTHER 2200
GENUINE PARTS SOLE 10050
GENUINE PARTS SOLE 900
GENUINE PARTS OTHER 5775
GENZYME SOLE 4000
GENZYME OTHER 2800
GEORGIA PACIFIC SOLE 9780
GEORGIA PACIFIC DEFINED 800
GEORGIA PACIFIC OTHER 3800
GEORGIA PACIFIC OTHER 3200
GILLETTE SOLE 129860
GILLETTE SOLE 50158
GILLETTE DEFINED 9479
GILLETTE DEFINED 700
GILLETTE OTHER 29087
GILLETTE OTHER 3285
GLAXO SOLE 218613
GLAXO SOLE 4749
GLAXO OTHER 12410
GLOBAL MARINE SOLE 19000
GOLDMAN SACHS GROUP SOLE 3100
GOVERNMENT SECURITIES INCOME FD SOLE 88334
GUIDANT SOLE 1868
GUIDANT OTHER 3752
HSB GROUP SOLE 6555
HALLIBURTON SOLE 15680
HALLIBURTON SOLE 1700
HALLIBURTON OTHER 3800
HALLIBURTON OTHER 1600
HARCOURT GENERAL SOLE 18000
HARCOURT GENERAL OTHER 1000
HARLEY DAVIDSON SOLE 83940
HARLEY DAVIDSON SOLE 8000
HARLEY DAVIDSON OTHER 1200
HARSCO SOLE 7496
HARTFORD FINANCIAL SERVICES SOLE 18420
HARTFORD FINANCIAL SERVICES DEFINED 1508
HARTFORD FINANCIAL SERVICES OTHER 7480
HARTFORD FINANCIAL SERVICES OTHER 1000
THE HARVILL PRESS LIMITED OTHER 18625
HEINEKEN NV ADR SOLE 6500
HEINZ H J SOLE 22106
HEINZ H J SOLE 3450
HEINZ H J DEFINED 1050
HEINZ H J DEFINED 300
HEINZ H J OTHER 13415
HEINZ H J OTHER 3100
HELIX TECHNOLOGY OTHER 7800
HELIX TECHNOLOGY OTHER 7200
HERCULES SOLE 14306
HERCULES OTHER 1900
HERSHEY FOODS SOLE 15887
HERSHEY FOODS SOLE 1725
HERSHEY FOODS DEFINED 600
HERSHEY FOODS OTHER 4200
HERSHEY FOODS OTHER 3000
HEWLETT PACKARD SOLE 251270
HEWLETT PACKARD SOLE 16635
HEWLETT PACKARD DEFINED 1885
HEWLETT PACKARD DEFINED 1500
HEWLETT PACKARD OTHER 45382
HEWLETT PACKARD OTHER 3950
HEWLETT PACKARD DEF/OTH 200
HOLLINGER INTERNATIONAL SOLE 55000
HOME DEPOT SOLE 496499
HOME DEPOT SOLE 77654
HOME DEPOT DEFINED 26694
HOME DEPOT DEFINED 2475
HOME DEPOT OTHER 86716
HOME DEPOT OTHER 2250
HOME DEPOT OTHER 10917
HONEYWELL INTERNATIONAL SOLE 145710
HONEYWELL INTERNATIONAL SOLE 10137
HONEYWELL INTERNATIONAL DEFINED 1200
HONEYWELL INTERNATIONAL OTHER 11624
HOOPER HOLMES SOLE 15000
HOSPITALITY PPTYS TR SOLE 11400
HOSPITALITY PPTYS TR SOLE 300
HOSPITALITY PPTYS TR DEFINED 400
HOSPITALITY PPTYS TR OTHER 2400
HOST MARRIOTT (REIT) OTHER 13709
HOUSEHOLD INTERNATIONAL SOLE 72137
HOUSEHOLD INTERNATIONAL SOLE 797
HOUSEHOLD INTERNATIONAL OTHER 6323
IMS HEALTH SOLE 33842
IMS HEALTH SOLE 8000
IMS HEALTH DEFINED 2400
IMS HEALTH OTHER 1500
IMS HEALTH OTHER 5360
ILLINOIS TOOL WORKS SOLE 44879
ILLINOIS TOOL WORKS SOLE 9500
ILLINOIS TOOL WORKS DEFINED 297
ILLINOIS TOOL WORKS OTHER 8518
ILLINOIS TOOL WORKS OTHER 29285
IMPERIAL OIL SOLE 6600
IMPERIAL OIL OTHER 5100
INFORMIX SOLE 13000
INFORMIX DEFINED 1000
INGERSOLL RAND SOLE 194443
INGERSOLL RAND SOLE 1912
INGERSOLL RAND OTHER 2100
INGERSOLL RAND SOLE 35000
INTEL SOLE 643780
INTEL SOLE 83330
INTEL DEFINED 13239
INTEL DEFINED 1600
INTEL OTHER 97941
INTEL OTHER 1200
INTEL OTHER 32116
INTL BUSINESS MACHINES SOLE 250076
INTL BUSINESS MACHINES SOLE 312760
INTL BUSINESS MACHINES DEFINED 992
INTL BUSINESS MACHINES DEFINED 9260
INTL BUSINESS MACHINES OTHER 54023
INTL BUSINESS MACHINES OTHER 21620
INTL FLAVORS & FRAGRANCES SOLE 1500
INTL FLAVORS & FRAGRANCES SOLE 4500
INTL FLAVORS & FRAGRANCES DEFINED 2500
INTL FLAVORS & FRAGRANCES OTHER 1000
INTERNATIONAL PAPER SOLE 10405
INTERNATIONAL PAPER SOLE 180
INTERNATIONAL PAPER OTHER 4642
INTERPUBLIC GROUP SOLE 178700
INTERPUBLIC GROUP SOLE 3600
JDS UNIPHASE SOLE 17000
JDS UNIPHASE SOLE 200
JANUS SOLE 106952
JOHNSON & JOHNSON SOLE 395358
JOHNSON & JOHNSON SOLE 51405
JOHNSON & JOHNSON DEFINED 12744
JOHNSON & JOHNSON DEFINED 1000
JOHNSON & JOHNSON OTHER 162082
JOHNSON & JOHNSON OTHER 400
JOHNSON & JOHNSON OTHER 46097
KELLOGG SOLE 5300
KELLOGG SOLE 400
KELLOGG OTHER 128000
KEMPER MUN BD FD SH BEN INT SOLE 18518
KEMPER GOVT SECS TR SOLE 10000
KERR MC GEE SOLE 1267
KERR MC GEE DEFINED 285
KERR MC GEE OTHER 1988
KEYCORP SOLE 8482
KEYCORP DEFINED 400
KEYCORP OTHER 3820
KEYSPAN SOLE 3398
KEYSPAN SOLE 5756
KEYSPAN DEFINED 1000
KEYSPAN OTHER 1728
KIMBERLY CLARK SOLE 209582
KIMBERLY CLARK SOLE 10420
KIMBERLY CLARK DEFINED 3056
KIMBERLY CLARK OTHER 11980
KIMBERLY CLARK OTHER 400
KIMBERLY CLARK DEF/OTH 100
KIMCO REALTY SOLE 1000
KIMCO REALTY SOLE 7300
KONINKLIJKE PHILLIPS ELECTRONICSSOLE 11960
KONINKLIJKE PHILLIPS ELECTRONICSOTHER 1748
KROGER SOLE 35000
KROGER SOLE 1800
KROGER OTHER 6000
ESTEE LAUDER AUTO EXCH SEC TR IISOLE 17000
ESTEE LAUDER COMPANIES-CL A SOLE 5015
ESTEE LAUDER COMPANIES-CL A SOLE 800
ESTEE LAUDER COMPANIES-CL A OTHER 1230
LEHMAN BROS SOLE 2757
LEHMAN BROS OTHER 6027
LEHMAN BROS OTHER 399
LEVITZ FURNITURE SOLE 20000
LIBERTY PPTY TR SOLE 6900
LIBERTY PPTY TR DEFINED 500
LIBERTY PPTY TR OTHER 8535
LILLY ELI SOLE 15961
LILLY ELI SOLE 1000
LILLY ELI OTHER 7524
LILLY ELI OTHER 2300
LIMITED SOLE 120300
LIMITED SOLE 500
LIMITED OTHER 3150
LINCOLN NATL SOLE 70000
LINEAR TECHNOLOGY SOLE 4650
LOCH HARRIS SOLE 50000
LOCKHEED MARTIN SOLE 13312
LOCKHEED MARTIN SOLE 3450
LOCKHEED MARTIN OTHER 800
LUCENT TECHNOLOGIES SOLE 838600
LUCENT TECHNOLOGIES SOLE 95101
LUCENT TECHNOLOGIES DEFINED 23459
LUCENT TECHNOLOGIES DEFINED 4514
LUCENT TECHNOLOGIES OTHER 112412
LUCENT TECHNOLOGIES OTHER 1300
LUCENT TECHNOLOGIES OTHER 17598
LUCENT TECHNOLOGIES DEF/OTH 400
MBIA SOLE 1750
MBIA SOLE 2000
MBIA DEFINED 525
MBIA OTHER 700
MBNA SOLE 35850
MBNA SOLE 38901
MBNA DEFINED 12320
MBNA OTHER 14773
MBNA OTHER 3600
MCI CAPITAL I SOLE 7700
MCI CAPITAL I SOLE 500
MCI CAPITAL I DEFINED 900
MCI CAPITAL I DEFINED 900
MCI CAPITAL I OTHER 4200
MCI WORLDCOM SOLE 421742
MCI WORLDCOM SOLE 51855
MCI WORLDCOM DEFINED 16005
MCI WORLDCOM DEFINED 1350
MCI WORLDCOM OTHER 66826
MCI WORLDCOM OTHER 3000
MCI WORLDCOM OTHER 4187
MCI WORLDCOM DEF/OTH 150
MFS INTER INCOME TR SOLE 10843
MGI PHARMA OTHER 10000
MACK-CALI REALTY SOLE 1000
MACK-CALI REALTY DEFINED 500
MACK-CALI REALTY OTHER 4400
MACK-CALI REALTY OTHER 1900
MARSH & MCLENNAN SOLE 57245
MARSH & MCLENNAN OTHER 900
MARSHALL & ILSELY SOLE 4000
MARRIOTT INTERNATIONAL SOLE 4996
MARRIOTT INTERNATIONAL OTHER 15300
MASCO SOLE 15641
MASCO SOLE 3400
MASCO OTHER 12500
MASCO OTHER 800
MATTEL SOLE 248125
MATTEL SOLE 22100
MATTEL OTHER 4137
MAXYGEN SOLE 7000
MAY DEPT STORES SOLE 29957
MAY DEPT STORES SOLE 1050
MAY DEPT STORES DEFINED 1500
MAY DEPT STORES DEFINED 750
MAY DEPT STORES OTHER 13654
MAY DEPT STORES OTHER 26322
MCDONALDS SOLE 50618
MCDONALDS SOLE 23100
MCDONALDS OTHER 5760
MCDONALDS OTHER 6400
MCGRAW HILL SOLE 81056
MCGRAW HILL OTHER 8100
MCGRAW HILL OTHER 6400
MEDAREX SOLE 15182
MEDIAONE GROUP SOLE 15641
MEDIAONE GROUP SOLE 566
MEDIAONE GROUP DEFINED 36
MEDIAONE GROUP OTHER 6669
MEDIAONE GROUP OTHER 292
MEDIMMUNE SOLE 1400
MEDIMMUNE OTHER 1600
MEDTRONICS SOLE 7284
MEDTRONICS SOLE 9300
MEDTRONICS DEFINED 1000
MEDTRONICS OTHER 4400
MELLON FINANCIAL SOLE 76394
MELLON FINANCIAL SOLE 6200
MELLON FINANCIAL OTHER 46600
MERCK SOLE 841205
MERCK SOLE 236940
MERCK DEFINED 21980
MERCK DEFINED 2676
MERCK OTHER 203913
MERCK OTHER 264480
MERCK OTHER 95455
MERCK DEF/OTH 300
MERRILL LYNCH SOLE 11790
MERRILL LYNCH SOLE 900
MERRILL LYNCH OTHER 3020
METROMEDIA FIBER NETWORK SOLE 32370
METROMEDIA FIBER NETWORK OTHER 130
MICHIGAN ST HIGHER ED STUDENT SOLE 950000
MICROSOFT SOLE 645936
MICROSOFT SOLE 99000
MICROSOFT DEFINED 17559
MICROSOFT DEFINED 2800
MICROSOFT OTHER 91406
MICROSOFT OTHER 1620
MICROSOFT OTHER 48048
MICROSOFT DEF/OTH 100
MICRON TECHNOLOGY SOLE 3000
MINNESOTA MNG & MFG SOLE 114107
MINNESOTA MNG & MFG SOLE 12432
MINNESOTA MNG & MFG DEFINED 2300
MINNESOTA MNG & MFG OTHER 18970
MINNESOTA MNG & MFG OTHER 3600
MOLEX SOLE 2256
MOLEX DEFINED 1707
MOLEX OTHER 2382
MONSANTO SOLE 29260
MONSANTO SOLE 1900
MONSANTO OTHER 34500
MONSANTO OTHER 7000
MONSANTO SOLE 59950
MONY GROUP SOLE 112
MONY GROUP SOLE 7000
MORGAN J P SOLE 102148
MORGAN J P SOLE 10725
MORGAN J P DEFINED 1150
MORGAN J P DEFINED 600
MORGAN J P OTHER 17095
MORGAN J P OTHER 4100
MORGAN STANLEY SOLE 163450
MORGAN STANLEY SOLE 13128
MORGAN STANLEY DEFINED 5628
MORGAN STANLEY DEFINED 650
MORGAN STANLEY OTHER 8990
MORGAN STANLEY OTHER 720
MOTOROLA SOLE 179243
MOTOROLA SOLE 10850
MOTOROLA DEFINED 3650
MOTOROLA OTHER 15100
MOTOROLA OTHER 800
MOTOROLA OTHER 2800
MUNIYIELD NJ FUND SOLE 5225
MUNIYIELD NJ FUND DEFINED 1126
MUNIYIELD NJ FUND OTHER 5150
MURPHY OIL OTHER 2769
MURPHY OIL OTHER 1760
NASDAQ- 100 SHARES SOLE 300
NASDAQ- 100 SHARES SOLE 7800
NATIONAL FUEL GAS SOLE 5800
NATIONAL FUEL GAS SOLE 1300
NATIONAL FUEL GAS DEFINED 300
NATIONAL FUEL GAS OTHER 3880
NATIONAL FUEL GAS OTHER 800
NATIONAL WESTMINSTER BANK PLC SOLE 5559
NATIONAL WESTMINSTER BANK PLC DEFINED 1141
NESTLE S A SOLE 16700
NESTLE S A SOLE 1100
NESTLE S A OTHER 1750
NETWORK APPLIANCE SOLE 66350
NETWORK APPLIANCE SOLE 150
NEW JERSEY RESOURCES SOLE 6738
NEW JERSEY RESOURCES SOLE 100
NEW JERSEY RESOURCES OTHER 500
NEWELL FINL TR I SOLE 35000
NEWELL RUBBERMAID SOLE 21000
NEWELL RUBBERMAID OTHER 1000
NOKIA SOLE 248020
NOKIA SOLE 14825
NOKIA DEFINED 1508
NOKIA DEFINED 400
NOKIA OTHER 15680
NOKIA OTHER 1600
NOKIA OTHER 555
NORFOLK SOUTHERN SOLE 208190
NORFOLK SOUTHERN SOLE 3800
NORFOLK SOUTHERN DEFINED 4000
NORFOLK SOUTHERN OTHER 3975
NORFOLK SOUTHERN OTHER 7380
NORTEL NETWORKS SOLE 520
NORTEL NETWORKS SOLE 8000
NORTEL NETWORKS OTHER 400
NORTH AMERICAN TRAINING SOLE 39217
NORTHERN TRUST SOLE 303964
NORTHERN TRUST SOLE 30280
NORTHERN TRUST DEFINED 8614
NORTHERN TRUST DEFINED 1000
NORTHERN TRUST OTHER 24878
NORTHERN TRUST OTHER 1200
NORTHERN TRUST OTHER 3642
NUVEEN MUN MKT OPPORTUNITY FD SOLE 10589
NUVEEN MUN MKT OPPORTUNITY FD OTHER 6000
OFFICE DEPOT SOLE 44500
OMNICOM GROUP SOLE 2600
OMNICOM GROUP OTHER 700
ORACLE SOLE 12440
ORACLE OTHER 4200
PECO ENERGY SOLE 6607
PECO ENERGY SOLE 950
PECO ENERGY OTHER 300
PIMCO ADVISORS HLGS L P SOLE 375
PIMCO ADVISORS HLGS L P DEFINED 1854
PIMCO ADVISORS HLGS L P OTHER 17768
PNC BANK SOLE 19892
PNC BANK SOLE 2040
PNC BANK DEFINED 1149
PNC BANK OTHER 3557
PNC BANK OTHER 512
P P & L RES SOLE 67379
P P & L RES SOLE 8870
P P & L RES DEFINED 400
P P & L RES OTHER 11106
P P & L RES OTHER 600
PPG SOLE 61845
PPG SOLE 1400
PPG DEFINED 2300
PPG OTHER 10236
PPG OTHER 1300
PARDEE RESOURCES SOLE 11400
PARKER HANNIFIN SOLE 13499
PAYCHEX SOLE 22862
PAYCHEX SOLE 11529
PAYCHEX DEFINED 750
PAYCHEX OTHER 7832
PENNEY J C SOLE 37710
PENNEY J C SOLE 300
PENNEY J C OTHER 2500
PENNZOIL-QUAKER ST SOLE 3537
PENNZOIL-QUAKER ST OTHER 6896
PENNZOIL-QUAKER ST OTHER 6560
PEPSICO SOLE 420348
PEPSICO SOLE 45174
PEPSICO DEFINED 5500
PEPSICO OTHER 105944
PEPSICO OTHER 1800
PEPSICO OTHER 32840
PHARMACIA & UPJOHN SOLE 29857
PHARMACIA & UPJOHN SOLE 1218
PHARMACIA & UPJOHN OTHER 185
PFIZER SOLE 1144063
PFIZER SOLE 117452
PFIZER DEFINED 31061
PFIZER DEFINED 10200
PFIZER OTHER 330171
PFIZER OTHER 1200
PFIZER OTHER 83349
PHILIP MORRIS SOLE 101985
PHILIP MORRIS SOLE 14722
PHILIP MORRIS DEFINED 9670
PHILIP MORRIS OTHER 100710
PHILIP MORRIS OTHER 29140
PHILLIPS PETE SOLE 4660
PHILLIPS PETE OTHER 1285
PITNEY BOWES SOLE 71260
PITNEY BOWES SOLE 3200
PITNEY BOWES DEFINED 800
PITNEY BOWES OTHER 5900
PLATINUM ENTMT SOLE 10000
PRAXAIR SOLE 14980
PRAXAIR SOLE 800
PRAXAIR OTHER 2026
PRAXAIR DEF/OTH 309
PREFORMED LINE PRODUCTS SOLE 36000
PREMIER BANCORP SOLE 12360
PROCTER & GAMBLE SOLE 270681
PROCTER & GAMBLE SOLE 26264
PROCTER & GAMBLE DEFINED 8307
PROCTER & GAMBLE OTHER 67405
PROCTER & GAMBLE OTHER 400
PROCTER & GAMBLE OTHER 31946
PROVIDIAN FINANCIAL OTHER 1298
PROVIDIAN FINANCIAL OTHER 3000
PROXICOM SOLE 4672
PSINET SOLE 39000
PUBLIC SERVICE SOLE 6006
PUBLIC SERVICE SOLE 300
PUBLIC SERVICE OTHER 1400
PUBLIC SERVICE ENTERPRISE SOLE 64170
PUBLIC SERVICE ENTERPRISE SOLE 4965
PUBLIC SERVICE ENTERPRISE DEFINED 3324
PUBLIC SERVICE ENTERPRISE DEFINED 1000
PUBLIC SERVICE ENTERPRISE OTHER 41972
PUBLIC SERVICE ENTERPRISE OTHER 10012
PUBLIC SERVICE ENTERPRISE DEF/OTH 3417
QUAKER OATS SOLE 2740
QUAKER OATS SOLE 200
QUAKER OATS DEFINED 1878
QUAKER OATS OTHER 1300
QUALCOMM SOLE 37980
QUALCOMM SOLE 1468
QUALCOMM OTHER 2245
QUESTAR OTHER 13200
QUESTAR OTHER 14000
QWEST COMMUNICATIONS INTL SOLE 10424
QWEST COMMUNICATIONS INTL SOLE 1480
QWEST COMMUNICATIONS INTL OTHER 3600
QWEST COMMUNICATIONS INTL OTHER 1000
RALSTON-RALSTON PURINA GROUP SOLE 2295
RALSTON-RALSTON PURINA GROUP OTHER 7596
RAYTHEON SOLE 8880
RAYTHEON SOLE 800
RAYTHEON DEFINED 1000
RAYTHEON DEFINED 400
RAYTHEON OTHER 2650
RAYTHEON OTHER 14700
READERS DIGEST FIN TR SOLE 49500
READERS DIGEST FIN TR OTHER 1000
RELIANCE GROUP HLDGS SOLE 227500
RELIANT ENERGY SOLE 4288
RELIANT ENERGY DEFINED 1000
RELIANT ENERGY OTHER 3000
RELIANT ENERGY OTHER 1500
REPSOL SA SPONSORED ADR SOLE 10575
REPSOL SA SPONSORED ADR OTHER 3000
REYNOLDS METALS SOLE 12800
ROCKWELL INTL SOLE 8136
ROCKWELL INTL DEFINED 1200
ROCKWELL INTL OTHER 1900
ROCKWELL INTL OTHER 2700
ROCKWELL INTL DEF/OTH 1517
ROHM & HAAS SOLE 8838
ROHM & HAAS SOLE 36
ROYAL DUTCH PETE SOLE 253063
ROYAL DUTCH PETE SOLE 15000
ROYAL DUTCH PETE DEFINED 2820
ROYAL DUTCH PETE OTHER 50100
ROYAL DUTCH PETE OTHER 12900
SBC COMMUNICATIONS SOLE 551467
SBC COMMUNICATIONS SOLE 55993
SBC COMMUNICATIONS DEFINED 20972
SBC COMMUNICATIONS DEFINED 3126
SBC COMMUNICATIONS OTHER 162098
SBC COMMUNICATIONS OTHER 19134
SBC COMMUNICATIONS DEF/OTH 100
SEI SOLE 2000
S&P 500 DEPOSITARY RECEIPT SOLE 665
S&P 500 DEPOSITARY RECEIPT SOLE 31000
SAFEWAY SOLE 8050
SAFEWAY SOLE 11500
SAFEWAY OTHER 350
ST PAUL SOLE 67412
ST PAUL SOLE 4576
ST PAUL OTHER 600
SARA LEE SOLE 428379
SARA LEE SOLE 28300
SARA LEE DEFINED 1000
SARA LEE OTHER 17400
SARA LEE OTHER 2970
SASSOON INTL DEFINED 12500
SCHERING PLOUGH SOLE 368907
SCHERING PLOUGH SOLE 198748
SCHERING PLOUGH DEFINED 30695
SCHERING PLOUGH DEFINED 3867
SCHERING PLOUGH OTHER 106084
SCHERING PLOUGH OTHER 26944
SCHLUMBERGER SOLE 125440
SCHLUMBERGER SOLE 17876
SCHLUMBERGER DEFINED 500
SCHLUMBERGER OTHER 13654
SCHLUMBERGER OTHER 1675
SEAGRAMS OTHER 7805
SEAGRAMS SOLE 32000
SEARS SOLE 29974
SEARS SOLE 800
SEARS DEFINED 500
SEARS OTHER 6389
SELECTIVE INSURANCE SOLE 60
SELECTIVE INSURANCE SOLE 15000
SELECTIVE INSURANCE OTHER 11340
SERVICE SOLE 19000
SERVICEMASTER SOLE 3873
SERVICEMASTER SOLE 1012
SERVICEMASTER OTHER 5314
SHELL SOLE 4200
SHELL SOLE 3900
SHELL OTHER 248
SHERWIN-WILLIAMS SOLE 15000
SHERWIN-WILLIAMS OTHER 9600
SIEBEL SYS SOLE 3450
SKYLANDS FINL SOLE 17055
SMITHKLINE BEECHAM SOLE 295275
SMITHKLINE BEECHAM SOLE 12010
SMITHKLINE BEECHAM DEFINED 2640
SMITHKLINE BEECHAM OTHER 21225
SMITHKLINE BEECHAM DEF/OTH 100
SOLECTRON SOLE 38500
SOLECTRON SOLE 8500
SOLECTRON OTHER 750
SOLECTRON OTHER 800
SOLECTRON OTHER 300
SOUTHERN SOLE 36242
SOUTHERN SOLE 9666
SOUTHERN DEFINED 1000
SOUTHERN DEFINED 500
SOUTHERN OTHER 7066
SOUTHERN OTHER 3750
SOVEREIGN BANCORP SOLE 23395
SOVEREIGN BANCORP SOLE 8084
SOVEREIGN BANCORP DEFINED 1200
SOVEREIGN BANCORP DEFINED 3000
SOVEREIGN BANCORP OTHER 2152
SPRINT SOLE 13412
SPRINT SOLE 1700
SPRINT DEFINED 800
SPRINT OTHER 2400
SPRINT SOLE 1765
SPRINT DEFINED 200
SPRINT OTHER 600
STATE STR SOLE 805
STATE STR SOLE 4600
STATEN IS BANCORP INC SOLE 48941
STATEN IS BANCORP INC OTHER 5503
STRYKER SOLE 3000
SUMMIT BANCORP SOLE 5067808
SUMMIT BANCORP SOLE 101691
SUMMIT BANCORP DEFINED 178577
SUMMIT BANCORP DEFINED 9653
SUMMIT BANCORP OTHER 469257
SUMMIT BANCORP OTHER 3442
SUMMIT BANCORP OTHER 103765
SUMMIT BANCORP DEF/OTH 14300
SUN MICROSYSTEMS SOLE 17071
SUN MICROSYSTEMS SOLE 600
SUN MICROSYSTEMS OTHER 12378
SYMANTEC SOLE 17500
SYMANTEC SOLE 412
SYMYX TECHNOLOGIES SOLE 16666
SYMYX TECHNOLOGIES OTHER 50000
SYQUEST TECHNOLOGY SOLE 10875
SYSCO SOLE 40938
SYSCO SOLE 6400
SYSCO DEFINED 3400
SYSCO OTHER 10668
SYSCO OTHER 19800
TECO ENERGY OTHER 12600
TEPPCO PARTNERS LP SOLE 8000
TEPPCO PARTNERS LP OTHER 3800
TRW SOLE 3160
TRW SOLE 1600
TRW OTHER 400
TEKTRONIX SOLE 3000
TEKTRONIX OTHER 2325
TELLABS SOLE 74800
TELLABS SOLE 6000
TELLABS OTHER 300
A T & T SH OTHER 1400
TEXACO SOLE 83924
TEXACO SOLE 8084
TEXACO DEFINED 3484
TEXACO DEFINED 2000
TEXACO OTHER 13464
TEXACO OTHER 2700
TEXAS INSTRUMENTS SOLE 207425
TEXAS INSTRUMENTS SOLE 31975
TEXAS INSTRUMENTS DEFINED 3150
TEXAS INSTRUMENTS DEFINED 1000
TEXAS INSTRUMENTS OTHER 4660
TEXAS INSTRUMENTS OTHER 800
TEXAS UTILS SOLE 10690
TEXAS UTILS SOLE 1100
TEXAS UTILS DEFINED 1000
TEXAS UTILS OTHER 13641
TEXAS UTILS OTHER 9250
TEXTRON SOLE 188374
TEXTRON SOLE 8400
TEXTRON DEFINED 200
TEXTRON OTHER 8270
THOMAS & BETTS SOLE 93320
THOMAS & BETTS OTHER 113108
3 COM SOLE 241585
3 COM SOLE 1200
3 COM DEFINED 1000
3 COM OTHER 6800
3 COM OTHER 75
TIFFANY SOLE 3000
TIFFANY SOLE 400
TIME WARNER SOLE 229669
TIME WARNER SOLE 10670
TIME WARNER DEFINED 600
TIME WARNER OTHER 14150
TIME WARNER OTHER 600
TRICON GLOBAL RESTAURANTS SOLE 8888
TRICON GLOBAL RESTAURANTS SOLE 602
TRICON GLOBAL RESTAURANTS DEFINED 80
TRICON GLOBAL RESTAURANTS OTHER 4247
TRICON GLOBAL RESTAURANTS OTHER 400
TRICON GLOBAL RESTAURANTS OTHER 1054
TRIBUNE SOLE 400
TRIBUNE SOLE 900
TRIBUNE DEFINED 19200
TYCO INTL SOLE 343895
TYCO INTL SOLE 53670
TYCO INTL DEFINED 17835
TYCO INTL DEFINED 2700
TYCO INTL OTHER 35158
TYCO INTL OTHER 10528
USX SOLE 15638
USG SOLE 5200
UNCOMMON VALUES UNIT TR 1985 SOLE 48752
UNILEVER N V NEW YORK SHS SOLE 108392
UNILEVER N V NEW YORK SHS SOLE 1975
UNILEVER N V NEW YORK SHS OTHER 8745
UNION PACIFIC SOLE 199276
UNION PACIFIC SOLE 1100
UNION PACIFIC DEFINED 1200
UNION PACIFIC DEFINED 400
UNION PACIFIC OTHER 18420
UNION PACIFIC OTHER 200
UNION PAC CAP TR SOLE 30000
UNION PAC RES GROUP SOLE 72241
UNION PAC RES GROUP SOLE 169
UNION PAC RES GROUP DEFINED 338
UNION PAC RES GROUP OTHER 1691
UNITED DOMINION REALTY TRUST SOLE 2800
UNITED DOMINION REALTY TRUST OTHER 19400
UNITED NATL BANCORP N J DEFINED 23864
UNITED PARCEL SVC SOLE 6000
UNITED PARCEL SVC SOLE 600
UNITED PARCEL SVC OTHER 600
UNITED RETAIL GROUP SOLE 28000
U S WEST NEW SOLE 27238
U S WEST NEW SOLE 13240
U S WEST NEW DEFINED 2232
U S WEST NEW OTHER 20207
U S WEST NEW OTHER 600
U S WEST NEW OTHER 3599
UNITED TECHNOLOGIES SOLE 331640
UNITED TECHNOLOGIES SOLE 18800
UNITED TECHNOLOGIES DEFINED 200
UNITED TECHNOLOGIES OTHER 41890
UNITED TECHNOLOGIES OTHER 200
UNITED TECHNOLOGIES DEF/OTH 400
UNITED WTR RESOURCES SOLE 17380
UNITED WTR RESOURCES DEFINED 1000
UNITED WTR RESOURCES OTHER 1687
UNIVISION COMMUNICATIONS INC SOLE 2000
UNIVISION COMMUNICATIONS INC OTHER 800
UNUMPROVIDENT SOLE 5700
UNUMPROVIDENT SOLE 800
UNUMPROVIDENT DEFINED 100
UNUMPROVIDENT OTHER 500
VALLEY NATL BANCORP SOLE 23435
VALLEY NATL BANCORP DEFINED 232
VALLEY NATL BANCORP OTHER 8716
VANGUARD FIXED SECS FD SOLE 246446
VANGUARD FIXED SECS FD SOLE 60478
VANGUARD FIXED SECS FD DEFINED 19305
VANGUARD FIXED SECS FD DEFINED 6344
VANGUARD FIXED SECS FD OTHER 10677
VERITAS SOFTWARE SOLE 15800
VIACOM SOLE 4444
VIAD SOLE 20486
VIAD DEFINED 1000
VIAD OTHER 400
VIAD OTHER 6000
VISX SOLE 1000
VISX SOLE 7000
VITESSE SEMICONDUCTOR SOLE 4000
VODAFONE AIRTOUCH SOLE 112986
VODAFONE AIRTOUCH SOLE 19049
VODAFONE AIRTOUCH DEFINED 3215
VODAFONE AIRTOUCH OTHER 17505
VODAFONE AIRTOUCH OTHER 4500
WACHOVIA SOLE 3770
WACHOVIA OTHER 4050
WAL MART SOLE 293238
WAL MART SOLE 79200
WAL MART OTHER 57390
WAL MART OTHER 1000
WAL MART OTHER 51400
WALGREEN SOLE 16100
WALGREEN SOLE 832
WALGREEN DEFINED 800
WARNER LAMBERT SOLE 197255
WARNER LAMBERT SOLE 21568
WARNER LAMBERT DEFINED 11988
WARNER LAMBERT DEFINED 1150
WARNER LAMBERT OTHER 58063
WARNER LAMBERT OTHER 31581
WASHINGTON MUTUAL SOLE 37500
WASHINGTON MUTUAL OTHER 1250
WELLS FARGO NEW SOLE 86040
WELLS FARGO NEW SOLE 10400
WELLS FARGO NEW DEFINED 400
WELLS FARGO NEW OTHER 2600
WELLS FARGO NEW OTHER 1700
WESTBURY METALS GROUP SOLE 26660
WESTBURY METALS GROUP OTHER 40000
WEYERHAEUSER SOLE 1250
WEYERHAEUSER OTHER 1700
WEYERHAEUSER OTHER 1600
WHIRLPOOL SOLE 2050
WHIRLPOOL DEFINED 300
WHIRLPOOL OTHER 1210
WILLIAMS COS SOLE 119602
WILLIAMS COS OTHER 1000
WILMINGTON TRUST SOLE 9000
WILMINGTON TRUST DEFINED 4800
WISCONSIN ENERGY SOLE 11676
WISCONSIN ENERGY SOLE 3300
WISCONSIN ENERGY OTHER 5550
WISCONSIN ENERGY OTHER 500
WORKGROUP TECHNOLOGY SOLE 11000
WRIGLEY WM JR SOLE 1757
WRIGLEY WM JR OTHER 7200
WRIGLEY WM JR OTHER 3600
XILINX SOLE 134600
XILINX SOLE 17800
XILINX OTHER 200
XEROX SOLE 46436
XEROX SOLE 9900
XEROX OTHER 17428
YAHOO SOLE 32800
YAHOO SOLE 5550
YAHOO OTHER 4000
ZIONS BANCORPORATION SOLE 4000
BLUE RIBBON LABEL OTHER 38
ENDICOTT MACHINE & TOOL SOLE 274699
MURRAY HILL RACQUET CLUB SOLE 326
EBAGS SOLE 12500
GLOBAL CROSSING LTD SOLE 24435
GLOBAL CROSSING LTD SOLE 2000
GLOBAL CROSSING LTD OTHER 4000
GLOBAL CROSSING LTD OTHER 1000
SHONK LAND CO LTD PARTNERSHIP SOLE 166
UNIVERSAL REALTY CO INC OTHER 94640
KANAVY COMPUTER CORP CONV PFD SOLE 10000
</TABLE>