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<PAGE> PAGE 2
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<PAGE> PAGE 3
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<PAGE> PAGE 4
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SIGNATURE GRACE C. TORRES
TITLE TREASURER
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000080946
<NAME> PRUDENTIAL VARIABLE CONTRACT ACCOUNT-10
<SERIES>
<NUMBER> 001
<NAME> PRUDENTIAL VARIABLE CONTRACT ACCOUNT-10
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> DEC-31-1998
<PERIOD-START> JAN-01-1998
<PERIOD-END> DEC-31-1998
<INVESTMENTS-AT-COST> 490,955,131
<INVESTMENTS-AT-VALUE> 548,059,651
<RECEIVABLES> 954,646
<ASSETS-OTHER> 866
<OTHER-ITEMS-ASSETS> 0
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<TOTAL-LIABILITIES> (800,810)
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 654,556,704
<SHARES-COMMON-STOCK> 85,213,598
<SHARES-COMMON-PRIOR> 83,261,331
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<OVERDISTRIBUTION-NII> 0
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<OVERDISTRIBUTION-GAINS> 0
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<NET-ASSETS> 654,556,704
<DIVIDEND-INCOME> 6,940,317
<INTEREST-INCOME> 1,093,432
<OTHER-INCOME> 0
<EXPENSES-NET> 5,890,071
<NET-INVESTMENT-INCOME> 2,143,678
<REALIZED-GAINS-CURRENT> 67,764,851
<APPREC-INCREASE-CURRENT> (91,652,147)
<NET-CHANGE-FROM-OPS> (21,743,618)
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 0
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<NUMBER-OF-SHARES-SOLD> 119,198,478
<NUMBER-OF-SHARES-REDEEMED> (134,614,239)
<SHARES-REINVESTED> (1,868,514)
<NET-CHANGE-IN-ASSETS> (39,027,893)
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<GROSS-EXPENSE> #VALUE!
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</TABLE>
For the fiscal period ended (s) 12/31/98
File number 811-03421
SUB-ITEM 77-0
EXHIBITS
Transactions Effected Pursuant to Rule 10f-3
1. Name of Issuer
Fox Entertainment
2. Date of Purchase
11/10/98
3. Number of Securities Purchased
80,500
4. Dollar Amount of Purchase
$1,811,250
5. Price Per Unit
$22.50
6. Name(s) of Underwriter(s) or Dealer(s)
From whom Purchased
Merrill
7. Other Members of the Underwriting Syndicate
See Exhibit A
EXHIBIT A
UNDERWRITER
Allen & Company Incorporated
Blaylock & Partners L.P.
BT Alex Brown Incorporated
Credit Lyonnais Securities (USA) Inc.
Guzman & Company
ING Baring Furman Selz LLC
Lazard Frere & C0. LLC
Lehman Brothers Inc.
Merrill Lynch, Pierce, Fenner & Smith Incorporated
Morgan Stanley & Co. Incorporated
NationsBanc Montgomery Securities LLC
TD Securities (USA) Inc.
Raymond James & Associates, Inc.
J.P. Morgan Securities Inc.
Goldman Sachs & Co.
Salomon Smith Barney Inc.
ABN AMRO Incorporated
Bear, Stearns & Co. Inc.
Chatsworth Securities LLC
Credit Suisse First Boston Corporation
Crowell, Weedon & Co.
Dain Roscher Incorporated
Doley Securities, Inc.
Gerard Klauer Mattispn & Co. Inc.
Interstate/Johnson Lane Corporation
Janney Montgomery Scott Inc.
May, Davis Group Inc.
Donaldson Lufkin & Jenrette Securities Corporation
A. G. Edwards & Sons Inc.
PaineWebber Incorporated
Prudential Securities Incorporated
Pryor, McClendon, Counts & Co.
Sands Brothers & Co. Ltd.
Tucker Anthony Incorporated
Utendahl Capital Partners, L.P.
Sanford C. Bernstein & Co. Inc.
Schroder & Co. Inc.
Legg Mason Wood Walker, Incorporated
Neuberger & Berman LLC
The Robinson-Humphrey Company, LLC
Warburg Dillon Read LLC
Wasserstein Perella Securities, Inc.
Wheat First Securities, Inc.
(International)
Morgan Stanley & Co. International Limited
Goldman Sachs International
Merrill Lynch International
Allen & Company Incorporated
J.P. Morgan Securities Ltd.
Bear Sterns International
Salomon Brothers International Limited
Donaldson, Lufkin & Jenrette International
NationsBanc Montgomery Securities LLC
To the Committee and Participants
of The Prudential Variable Contract Account - 10
of The Prudential Insurance Company of America
Report of Independent Accountants
To the Committee and Participants
of The Prudential Variable Contract Account - 10
of The Prudential Insurance Company of America
In planning and performing our audit of the financial
statements of The Prudential Variable Account - 10 of The
Prudential Insurance Company of America (the "Account") for the
year ended December 31, 1998, we considered its internal
control, including control activities for safeguarding
securities, in order to determine our auditing procedures for
the purpose of expressing our opinion on the financial
statements and to comply with the requirements of Form N-SAR,
not to provide assurance on internal control.
The management of the Account is responsible for establishing
and maintaining internal control. In fulfilling this
responsibility, estimates and judgments by management are
required to assess the expected benefits and related costs of
controls. Generally, controls that are relevant to an audit
pertain to the entity's objective of preparing financial
statements for external purposes that are fairly presented in
conformity with generally accepted accounting principles.
Those controls include the safeguarding of assets against
unauthorized acquisition, use or disposition.
Because of inherent limitations in internal control, errors or
fraud may occur and not be detected. Also, projection of any
evaluation of internal control to future periods is subject to
the risk that it may become inadequate because of changes in
conditions or that the effectiveness of the design and
operation may deteriorate.
Our consideration of internal control would not necessarily
disclose all matters in internal control that might be material
weaknesses under standards established by the American
Institute of Certified Public Accountants. A material weakness
is a condition in which the design or operation of one or more
of the internal control components does not reduce to a
relatively low level the risk that misstatements caused by
error or fraud in amounts that would be material in relation to
the financial statements being audited may occur and not be
detected within a timely period by employees in the normal
course of performing their assigned functions. However, we
noted no matters involving internal control and its operation,
including controls for safeguarding securities, that we consider
to be material weaknesses as defined above as of December 31,
1998.
This report is intended solely for the information and use of
management and the Committee of the Account and the Securities
and Exchange Commission.
PricewaterhouseCoopers LLP
New York, New York
February 25, 1999
This report is signed on behalf of the Registrant in the
City of Newark and State of New Jersey on the 1st day of March,
1999.
The Prudential Variable Contract Account-10
File No. 811-03421
Witness: /s/Caren Cunningham By: /s/ Grace Torres
Caren Cunningham Grace Torres
Secretary Treasurer
