BANCORPSOUTH INC
10-Q, EX-27.1, 2000-11-14
STATE COMMERCIAL BANKS
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<TABLE> <S> <C>

<ARTICLE>   9
<MULTIPLIER>     1000
<PERIOD-TYPE>                                     9-MOS
<FISCAL-YEAR-END>                                 DEC-31-2000
<PERIOD-START>                                    JAN-1-2000
<PERIOD-END>                                      SEP-30-2000
<CASH>                                                   260,218
<INT-BEARING-DEPOSITS>                                    13,089
<FED-FUNDS-SOLD>                                          75,000
<TRADING-ASSETS>                                             164
<INVESTMENTS-HELD-FOR-SALE>                            1,505,148
<INVESTMENTS-CARRYING>                                 1,505,148
<INVESTMENTS-MARKET>                                   1,505,148
<LOANS>                                                5,922,564
<ALLOWANCE>                                               78,100
<TOTAL-ASSETS>                                         9,301,602
<DEPOSITS>                                             7,388,072
<SHORT-TERM>                                             868,035
<LIABILITIES-OTHER>                                      112,865
<LONG-TERM>                                              165,803
<COMMON>                                                 214,484
                                          0
                                                    0
<OTHER-SE>                                               552,343
<TOTAL-LIABILITIES-AND-EQUITY>                         9,301,602
<INTEREST-LOAN>                                          385,828
<INTEREST-INVEST>                                         46,615
<INTEREST-OTHER>                                          63,197
<INTEREST-TOTAL>                                         495,640
<INTEREST-DEPOSIT>                                       225,656
<INTEREST-EXPENSE>                                       251,287
<INTEREST-INCOME-NET>                                    244,353
<LOAN-LOSSES>                                             20,669
<SECURITIES-GAINS>                                           (83)
<EXPENSE-OTHER>                                          204,561
<INCOME-PRETAX>                                           94,649
<INCOME-PRE-EXTRAORDINARY>                                94,649
<EXTRAORDINARY>                                                0
<CHANGES>                                                      0
<NET-INCOME>                                              62,121
<EPS-BASIC>                                                0.73
<EPS-DILUTED>                                                0.73
<YIELD-ACTUAL>                                               4.18
<LOANS-NON>                                               21,171
<LOANS-PAST>                                              18,318
<LOANS-TROUBLED>                                             913
<LOANS-PROBLEM>                                                0
<ALLOWANCE-OPEN>                                          74,232
<CHARGE-OFFS>                                             20,286
<RECOVERIES>                                               3,485
<ALLOWANCE-CLOSE>                                         78,100
<ALLOWANCE-DOMESTIC>                                      78,100
<ALLOWANCE-FOREIGN>                                            0
<ALLOWANCE-UNALLOCATED>                                        0


</TABLE>


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