BANCORPSOUTH INC
10-Q, EX-27, 2000-08-10
STATE COMMERCIAL BANKS
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<TABLE> <S> <C>

<ARTICLE>   9
<PERIOD-TYPE>                                     6-MOS
<FISCAL-YEAR-END>                                 DEC-31-2000
<PERIOD-START>                                    JAN-1-2000
<PERIOD-END>                                      JUN-30-2000
<CASH>                                                   184,895
<INT-BEARING-DEPOSITS>                                    11,878
<FED-FUNDS-SOLD>                                           6,600
<TRADING-ASSETS>                                              71
<INVESTMENTS-HELD-FOR-SALE>                              441,017
<INVESTMENTS-CARRYING>                                   441,017
<INVESTMENTS-MARKET>                                     441,017
<LOANS>                                                4,253,631
<ALLOWANCE>                                               58,504
<TOTAL-ASSETS>                                         6,037,496
<DEPOSITS>                                             5,107,093
<SHORT-TERM>                                             225,286
<LIABILITIES-OTHER>                                       75,647
<LONG-TERM>                                              137,246
<COMMON>                                                 143,261
                                          0
                                                    0
<OTHER-SE>                                               348,963
<TOTAL-LIABILITIES-AND-EQUITY>                         6,037,496
<INTEREST-LOAN>                                          184,894
<INTEREST-INVEST>                                         26,040
<INTEREST-OTHER>                                          13,991
<INTEREST-TOTAL>                                         224,925
<INTEREST-DEPOSIT>                                       102,638
<INTEREST-EXPENSE>                                       112,180
<INTEREST-INCOME-NET>                                    112,745
<LOAN-LOSSES>                                              8,449
<SECURITIES-GAINS>                                            18
<EXPENSE-OTHER>                                           91,869
<INCOME-PRETAX>                                           53,908
<INCOME-PRE-EXTRAORDINARY>                                53,908
<EXTRAORDINARY>                                                0
<CHANGES>                                                      0
<NET-INCOME>                                              36,075
<EPS-BASIC>                                                0.64
<EPS-DILUTED>                                                0.64
<YIELD-ACTUAL>                                               4.30
<LOANS-NON>                                                6,863
<LOANS-PAST>                                              14,645
<LOANS-TROUBLED>                                              67
<LOANS-PROBLEM>                                                0
<ALLOWANCE-OPEN>                                          55,557
<CHARGE-OFFS>                                              6,590
<RECOVERIES>                                               1,088
<ALLOWANCE-CLOSE>                                         58,504
<ALLOWANCE-DOMESTIC>                                      58,504
<ALLOWANCE-FOREIGN>                                            0
<ALLOWANCE-UNALLOCATED>                                        0


</TABLE>


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