<TABLE> <S> <C>
<ARTICLE> 7
<LEGEND>
This schedule contians summary financial information extracted from the
Independence Holding Company Form 10-Q for the six months ended June 30, 2000
and is qualified in its entirety by reference to such financial statements.
</LEGEND>
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> JUN-30-2000
<DEBT-HELD-FOR-SALE> 332,405,000
<DEBT-CARRYING-VALUE> 0
<DEBT-MARKET-VALUE> 0
<EQUITIES> 21,911,000
<MORTGAGE> 26,000
<REAL-ESTATE> 0
<TOTAL-INVEST> 467,537,000
<CASH> 7,835,000
<RECOVER-REINSURE> 130,113,000
<DEFERRED-ACQUISITION> 31,552,000
<TOTAL-ASSETS> 673,395,000
<POLICY-LOSSES> 284,834,000
<UNEARNED-PREMIUMS> 20,450,000
<POLICY-OTHER> 174,418,000
<POLICY-HOLDER-FUNDS> 4,863,000
<NOTES-PAYABLE> 15,000,000
0
0
<COMMON> 7,181,000
<OTHER-SE> 102,923,000
<TOTAL-LIABILITY-AND-EQUITY> 673,395,000
42,184,000
<INVESTMENT-INCOME> 18,016,000
<INVESTMENT-GAINS> (806,000)
<OTHER-INCOME> 2,086,000
<BENEFITS> 32,627,000
<UNDERWRITING-AMORTIZATION> 2,648,000
<UNDERWRITING-OTHER> 0
<INCOME-PRETAX> 8,470,000
<INCOME-TAX> 2,655,000
<INCOME-CONTINUING> 5,815,000
<DISCONTINUED> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 5,815,000
<EPS-BASIC> 0.81
<EPS-DILUTED> 0.80
<RESERVE-OPEN> 0
<PROVISION-CURRENT> 0
<PROVISION-PRIOR> 0
<PAYMENTS-CURRENT> 0
<PAYMENTS-PRIOR> 0
<RESERVE-CLOSE> 0
<CUMULATIVE-DEFICIENCY> 0
</TABLE>