UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 10-Q/A
(Mark One)
[X] QUARTERLY REPORT PURSUANT TO SECTION 13 or 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
For Quarterly period ended June 30, 1995
OR
[ ] TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
For the transition period from ________________ to_______________
Commission file no. 2-26080
CAPITAL BANCORP
- -----------------------------------------------------------------
(Exact name of registrant as specified in its charter)
FLORIDA 59-2160717
- ------------------------------------------------------------------
(State or other Jurisdiction of (I.R.S. Employer
incorporation or organization) Identification Number)
1221 Brickell Avenue, Miami, Florida 33131
- -------------------------------------------------------------------
(Address of Principal Executive Offices) (Zip Code)
(305) 536-1500
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(Registrant's telephone number, including area code)
- -------------------------------------------------------------------
(Former name, former address and former fiscal year,
if changed since last report)
Indicate by check mark whether the registrant (1) has filed all
reports required to be filed by Section 13 or 15(d) of the
Securities Exchange Act of 1934 during the preceding 12 months (or
for such shorter period that the registrant was required to file
such reports), and (2) has been subject to such filing requirements
for the past 90 days.
X Yes ______ No
As of August 4, 1995, there were 7,299,463 shares of the
registrant's common stock outstanding.
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Page 1 of 22 Pages
Exhibit Index Page 19
<TABLE> <S> <C>
<ARTICLE> 9
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-1994
<PERIOD-END> JUN-30-1995
<CASH> 96,145
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 70,000
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 126,611
<INVESTMENTS-CARRYING> 74,701
<INVESTMENTS-MARKET> 75,575
<LOANS> 664,575
<ALLOWANCE> 11,218
<TOTAL-ASSETS> 1,406,818
<DEPOSITS> 946,935
<SHORT-TERM> 86,453
<LIABILITIES-OTHER> 21,582
<LONG-TERM> 126,650
<COMMON> 7,295
0
0
<OTHER-SE> 93,495
<TOTAL-LIABILITIES-AND-EQUITY> 1,406,818
<INTEREST-LOAN> 31,256
<INTEREST-INVEST> 6,486
<INTEREST-OTHER> 13,236
<INTEREST-TOTAL> 50,978
<INTEREST-DEPOSIT> 11,239
<INTEREST-EXPENSE> 18,648
<INTEREST-INCOME-NET> 32,330
<LOAN-LOSSES> 1,700
<SECURITIES-GAINS> 12
<EXPENSE-OTHER> 40,394
<INCOME-PRETAX> 12,253
<INCOME-PRE-EXTRAORDINARY> 12,253
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 7,661
<EPS-PRIMARY> 1.03
<EPS-DILUTED> 1.03
<YIELD-ACTUAL> 6.20
<LOANS-NON> 6,137
<LOANS-PAST> 1,009
<LOANS-TROUBLED> 8,502
<LOANS-PROBLEM> 5,622
<ALLOWANCE-OPEN> 9,210
<CHARGE-OFFS> 1,341
<RECOVERIES> 2,599
<ALLOWANCE-CLOSE> 11,218
<ALLOWANCE-DOMESTIC> 8,500
<ALLOWANCE-FOREIGN> 380
<ALLOWANCE-UNALLOCATED> 2,338
</TABLE>
