CAPITAL BANCORP/FL
SC 13G, 1996-02-13
STATE COMMERCIAL BANKS
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                      SECURITIES AND EXCHANGE COMMISSION
                            Washington, D.C.  20549

                                 SCHEDULE 13G

                   Under the Securities Exchange Act of 1934






                                CAPITAL BANCORP

                               (Name of Issuer)



                         Common Stock, $1.00 Par Value


                        (Title of Class of Securities)



                                  139734 10 7


                                (CUSIP Number)






Check the following box if a fee is being paid with this statement
[ x ]. 

The information required on the remainder of this cover page shall
not be deemed "filed" for the purpose of Section 18 of the
Securities Exchange Act of 1934 (the "Act") or otherwise subject to
the liabilities of that section of the Act but shall be subject to
all other provisions of the Act.











                             CUSIP No. 139734 10 7


(1)   Names of Reporting Persons                Leon J. Simkins

      S.S. or I.R.S. Identification Nos. of Above Persons

(2)   Check the Appropriate Box if a Member of a Group
      (See Instructions)  (a)   [ ]          (b)    [ x ]

(3)   SEC Use Only 

(4)   Citizenship or Place of Organization               U.S.A.


      Number of       (5)   Sole Voting Power            537,290(1)
      Shares Bene-    
      ficially        (6)   Shared Voting Power          170,109(2)
      Owned by        
      Each Report-    (7)   Sole Dispositive Power       537,290(1)
      ing Person            
      With            (8)   Shared Dispositive Power     170,109(2)


(9)   Aggregate Amount Beneficially Owned by Each Reporting Person 
      707,399 Shares

(10)  Check if the Aggregate Amount in Row (9) Excludes Certain
      Shares [  ]

(11)  Percent of Class Represented by Amount in Row (9)           

      9.46%(3)

(12)  Type of Reporting Person      IN


1     Includes 13 shares held by Mr. Simkins as a custodian under
      the Florida Gifts to Minors Act and 21,000 shares Mr. Simkins
      has the right to acquire pursuant to currently exercisable
      options.

2     These shares are held by a trust for the benefit of Mr.
      Simkins.

3     Calculated on the basis of 7,457,804 shares of Common Stock
      outstanding on February 7, 1996.







Item 1(a).        Name of Issuer:

                  CAPITAL BANCORP

Item 1(b).        Address of Issuer's Principal Executive Offices:

                  1221 Brickell Avenue, 12th Floor
                  Miami, Florida 33131

Item 2(a).        Name of Person Filing:

                  Leon J. Simkins

Item 2(b).        Address of Principal Business Office:
                  5200 Blue Lagoon Drive
                  Suite 425
                  Miami, Florida 33126

Item 2(c).        Citizenship:

                  U.S.A.

Item 2(d).        Title of Class of Securities:

                  Common Stock, $1.00 Par Value

Item 2(e).        CUSIP Number:

                  139734 10 7

Item 3.   If this statement is filed pursuant to Rules 13d-1(b), or
          13d-2(b), identify the status of the person filing.

          Not applicable.

Item 4.   Ownership.

          (a)     Amount Beneficially Owned: 707,399 shares

          (b)     Percent of Class: 9.46% (1)



1         Calculated on the basis of 7,457,804 shares of Common
          Stock outstanding on February 7, 1996.








          (c)     Number of shares as to which such person has:

           (i)    sole power to vote or to              537,290(1)
                    direct the vote

           (ii)   shared power to vote or to            170,109(2)
                    direct the vote

           (iii)  sole power to dispose or to           537,290(1)
                    direct the disposition of

           (iv)   shared power to dispose or to         170,109(2)
                    direct the disposition of


Item 5.    Ownership of Five Percent or Less of a Class.

           If this statement is being filed to report the fact that
           as of the date hereof the reporting person has ceased to
           be the beneficial owner of more than five percent of the
           class of securities, check the following [  ].

Item 6.    Ownership of More than Five Percent on Behalf of Another
           Person.

           Not applicable.

Item 7.   Identification and Classification of the Subsidiary Which
          Acquired the Security Being Reported on By the Parent
          Holding Company.

          Not applicable.

Item 8.  Identification and Classification of Members of the Group.

         Not applicable.

Item 9.  Notice of Dissolution of Group.

         Not applicable.

Item 10.   Certification.

           Not applicable.


1 Includes 13 shares held by Mr. Simkins as a custodian under
  the Florida Gifts to Minors Act and 21,000 shares Mr. Simkins
  has the right to acquire pursuant to currently excisable options.

2 These shares are held by a trust for the benefit of Mr.
  Simkins.






                                   SIGNATURE


      After reasonable inquiry and to the best of my knowledge and
belief, I certify that the information set forth in this statement
is true, complete and correct.



February 8, 1996                          /s/ LEON J. SIMKINS
                                          LEON J. SIMKINS




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