- --------------
FORM 3
- --------------
U. S. SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES
Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section
17(a) of the Public Utility Holding Company Act of 1935 or Section 30(f) of the
Investment Company Act of 1940
<TABLE>
<CAPTION>
- ------------------------------------------------------------------------------------------------------------------------------------
1. Name and Address of 2. Date of Event Requiring 4. Issuer Name and Ticker or Trading Symbol
Reporting Person* Statement (Month/Day/Year)
June 3, 1999 Universal Money Centers, Inc.
- ------------------------------------------------------------------------------------------------------------------------------------
(Last) (First) (Middle) 3. IRS or Social Security Number 5. Relationship of Reporting Person to 6. If Amendment, Date of
of Reporting Person Issuer (Check all applicable) Original
Settles, John L. (Voluntary) (Month/Day/Year)
___ Director ___ 10% Owner
_X_ Officer ___ Other
(give title (specify below)
below)
- ----------------------------- President ------------------------
(Street) --------- 7. Individual or Joint/
Group Filing (Check
6800 Squibb Road applicable Line)
_X_ Form filed by One
Reporting Person
___ Form filed by More
than One Reporting
Person
- ------------------------------------------------------------------------------------------------------------------------------------
(City) (State) (Zip) Table 1 - Non-Derivative Securities Beneficially Owned
Mission, KS 66202
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C>
1. Title of Security 2. Amount of 3. Ownership 4. Nature of Indirect
Securities Form: Direct Beneficial Ownership
Beneficially Owned (D) or Indirect (Instr. 5)
(Inst. 4) (I) (Instr. 5)
- ------------------------------------------------------------------------------------------------------------------------------------
Common Stock 888,800 D
- ------------------------------------------------------------------------------------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------------------
* If the Form is filed by more than one Reporting Person, see instruction 5(b)(v). Reminder: Report on a separate line for each
class of securities beneficially owned directly or indirectly. (Print or Type Responses)
PAGE 1 OF 2 PAGES
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
FORM 3 (cont'd.) Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
- ------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C>
1. Title of 2. Date exer- 3. Title and 4. Conver- 5. Ownership 6. Nature of
Derivative cisable and Amount of sion or Form of Indirect
Security Expiration Securities Exercise Derivative Beneficial
(Inst. 4) Date (Month/ Underlying Price of Security: Ownership
Day/Year) Derivative Derivative Direct (d) (Instr. 5)
Security Security or Indirect
(Inst. 4) (I) (Instr. 5)
-------------------------------------------------
Date Expira- Amount
Exer- tion Title or Number
cisable Date of Shares
- ------------------------------------------------------------------------------------------------------------------------------------
- ------------------------ ----------------------------------------------------------
- ------------------------ ----------------------------------------------------------
- ------------------------ ----------------------------------------------------------
- ------------------------ ----------------------------------------------------------
- ------------------------ ----------------------------------------------------------
- ------------------------ ----------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------------------
Explanation of Responses:
** Intentional misstatements or omissions of facts constitute Federal Criminal June 14, 1999
Violations ------------------------------ --------------
See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a). John L. Settles Date
Note: File three copies of this Form, one of which must be manually signed. If space provided is insufficient, See Instruction 6
for procedure.
PAGE 2 OF 2 PAGES
</TABLE>