Exhibit 99.3
UNIVERSAL MONEY CENTERS, INC.
OFFERING OF SHARES OF COMMON STOCK
THIS OFFER WILL EXPIRE ON SEPTEMBER 11, 2000
AT 5:00 P.M. CENTRAL DAYLIGHT TIME UNLESS EXTENDED
To Our Clients:
Enclosed for your consideration are materials relating to an offering by
Universal Money Centers, Inc. (the "Company") of shares of Common Stock, $.01
par value per share to be issued by the Company.
In connection with the offering, the Company is distributing one
nontransferable subscription right for each share of the Company's common stock
owned of record as of the close of business on the record date, which is August
4, 2000. The number of rights issued is based upon the number of shares of
common stock held of record on the record date, taking into account the 1-for-20
reverse stock split of the outstanding common stock, which became effective on
July 7, 2000.
As the holder of record on your behalf of shares of common stock, we have
been issued Rights for your benefit in connection with the Offering. The Rights
are nontransferable and may be exercised only by us as the holder of record of
such Rights. If would like us to exercise the Rights issued to us on your behalf
and purchase Shares for you, please complete the enclosed subscription form and
return the completed form together with payment of the subscription price to us
as promptly as possible. The Offering expires at 5:00 P.M., Central Daylight
time, on September 11, 2000, unless extended.
Each Right entitles the holder thereof to subscribe for and purchase one
Share at a subscription price of $.40 per share under a Basic Subscription
Privilege. In addition, if a holder exercises his Basic Subscription Privilege
to the fullest extent possible, the holder has an Over-subscription Privilege to
purchase additional Shares, to the extent such Shares are available.
The Offering is subject to the terms and conditions set forth in the
enclosed Prospectus, and the terms of the Prospectus should be carefully
reviewed. If you wish to obtain additional copies of the Prospectus, or if you
have any questions concerning the Rights, please feel free to telephone
Christopher D. Greek, Universal Money Centers, Inc. at (913) 831-2055.
IF YOU WISH TO PURCHASE SHARES, PLEASE COMPLETE THE ENCLOSED SUBSCRIPTION FORM
AND RETURN THE COMPLETED FORM, TOGETHER WITH PAYMENT OF THE SUBSCRIPTION PRICE,
TO US AS PROMPTLY AS POSSIBLE.
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REQUEST TO SUBSCRIBE FOR SHARES
One Right and the Subscription Price are required to subscribe for each
Share, except pursuant to the Over-subscription Privilege as described
in the Prospectus.
(a) BASIC SUBSCRIPTION:
(No. of Shares Subscribed) (Subscription Price) = Payment
X [$ ] = $
----------------- -------- ---------
(b) OVERSUBSCRIPTION:
(No. of Shares Oversubscribed)(Subscription Price) = Payment
X [$ ] = $
----------------- -------- ---------
(c) PAYMENT: I hereby subscribe for Shares of Universal Money Centers, Inc. upon
the terms specified in the Prospectus.
Total Payable to Universal Money Centers, Inc. enclosed...$
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(d) SIGNATURES OF BENEFICIAL OWNERS:
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Signature Signature
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Print Name Print Name
TELEPHONE NUMBER:( ) (day) ( ) (evening)
---- -------- ---- -----------
INSTRUCTIONS
1. If you wish to exercise all or some of your Rights, state in line (a)
the number of Shares that you wish to purchase and the amount of payment due for
such subscription. One Right is required in order to purchase each Share under
the Basic Subscription Privilege. Please be sure that you own a sufficient
number of Rights to subscribe for the Shares you want to purchase.
2. If you wish to Over-subscribe, enter in line (b) the number of Shares
for which you wish to over-subscribe and the amount of payment due for such
over-subscription. You may over-subscribe only if you exercise your Rights to
the fullest extent possible under the Basic Subscription Privilege.
3. On line (c), state the total Subscription Price of the Shares which you
wish to purchase. To obtain the cost of the Shares, add the amount of the
Payment under lines (a) and (b). You must include full payment of the total
Subscription Price with this request. Payment may be by check, or postal or
express money order, payable in United States dollars to us. Requests received
for subscription without any payment will be returned.
4. On line (d), sign, print your name and state your telephone number. If
there are joint beneficial owners, each joint owner must sign.
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