UNIVERSAL MONEY CENTERS INC
10QSB, EX-27, 2000-09-14
FINANCE SERVICES
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<TABLE> <S> <C>


<ARTICLE>                           5
<LEGEND>                            This Schedule Contains Summary Financial
                                    Information Extracted From the
                                    Unaudited Condensed Consolidated Balance
                                    Sheets as of July 31, 2000 and
                                    Unaudited Consolidated  Statements of Income
                                    for the Quarter Ended July 31, 2000
                                    and is qualified in its entirety by
                                    reference to such financial statements.


</LEGEND>
<CURRENCY>                                    United States
<MULTIPLIER>                                  1

<S>                                           <C>
<PERIOD-TYPE>                                 6-MOS
<FISCAL-YEAR-END>                             JAN-31-2000
<PERIOD-START>                                FEB-1-2000
<PERIOD-END>                                  JUL-31-2000
<EXCHANGE-RATE>                               1
<CASH>                                        111,337
<SECURITIES>                                  0
<RECEIVABLES>                                 474,663
<ALLOWANCES>                                  98,238
<INVENTORY>                                   0
<CURRENT-ASSETS>                              549,892
<PP&E>                                        4,776,552
<DEPRECIATION>                                2,333,252
<TOTAL-ASSETS>                                3,481,426
<CURRENT-LIABILITIES>                         1,256,984
<BONDS>                                       1,085,978
                         0
                                   0
<COMMON>                                      418,514
<OTHER-SE>                                    719,950
<TOTAL-LIABILITY-AND-EQUITY>                  3,481,426
<SALES>                                       0
<TOTAL-REVENUES>                               4,002,592
<CGS>                                         0
<TOTAL-COSTS>                                 3,085,494
<OTHER-EXPENSES>                              872,371
<LOSS-PROVISION>                              0
<INTEREST-EXPENSE>                            75,595
<INCOME-PRETAX>                               (13,020)
<INCOME-TAX>                                  0
<INCOME-CONTINUING>                           (13,020)
<DISCONTINUED>                                0
<EXTRAORDINARY>                               0
<CHANGES>                                     0
<NET-INCOME>                                  (13,020)
<EPS-BASIC>                                   (.00)
<EPS-DILUTED>                                 (.00)



</TABLE>


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