UNIVERSAL MONEY CENTERS INC
10QSB/A, EX-27, 2000-12-15
FINANCE SERVICES
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<TABLE> <S> <C>


<ARTICLE>                           5
<LEGEND>                            This Schedule Contains Summary Financial
                                    Information Extracted From the Unaudited
                                    Condensed Consolidated Balance Sheets as of
                                    October 31, 2000 and Unaudited Condensed
                                    Consolidated Statements of Income for the
                                    Quarter and the Nine Months Ended
                                    October 31, 2000 and is qualified in its
                                    entirety by reference to such
                                    financial statements.


</LEGEND>
<CURRENCY>                          United States
<MULTIPLIER>                        1

<S>                                 <C>
<PERIOD-TYPE>                       9-MOS
<FISCAL-YEAR-END>                   JAN-31-2000
<PERIOD-START>                      FEB-1-2000
<PERIOD-END>                        Oct-31-2000
<EXCHANGE-RATE>                     1
<CASH>                              119,619
<SECURITIES>                        0
<RECEIVABLES>                       1,161,737
<ALLOWANCES>                        98,238
<INVENTORY>                         0
<CURRENT-ASSETS>                    1,258,898
<PP&E>                              4,888,804
<DEPRECIATION>                      2,513,399
<TOTAL-ASSETS>                      1,171,317
<CURRENT-LIABILITIES>               1,256,984
<BONDS>                             992,941
               0
                         0
<COMMON>                            438,664
<OTHER-SE>                          1,509,193
<TOTAL-LIABILITY-AND-EQUITY>        4,112,115
<SALES>                             0
<TOTAL-REVENUES>                    6,099,884
<CGS>                               0
<TOTAL-COSTS>                       6,698,480
<OTHER-EXPENSES>                    0
<LOSS-PROVISION>                    0
<INTEREST-EXPENSE>                  110,935
<INCOME-PRETAX>                     25,449
<INCOME-TAX>                        0
<INCOME-CONTINUING>                 25,449
<DISCONTINUED>                      0
<EXTRAORDINARY>                     0
<CHANGES>                           0
<NET-INCOME>                        25,449
<EPS-BASIC>                         .01
<EPS-DILUTED>                       .01



</TABLE>


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