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Penn Mutual Variable Annuity Account III
The Penn Mutual Life Insurance Company
Statement of Certification
Pursuant to Rule 497(j)
The Registrant hereby certifies that the form of the Prospectuses and Statement
of Additional Information, that would have been filed under Paragraph (c) of
Rule 497 under the Securities Act of 1933, as amended, would not have differed
from those contained in Post-Effective Amendment No. 24 to the Registrant's
Registration Statement on Form N-4 (File No. 002-77283) which was filed
electronically on Friday, April 24, 1998 (Accession No. 0000950109-98-002717).
PENN MUTUAL VARIABLE ANNUITY ACCOUNT III
BY: THE PENN MUTUAL LIFE INSURANCE COMPANY
Dated: May 4, 1998 By /s/ Richard F. Plush
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Name: Richard F. Plush
Title: Vice President
