<TABLE> <S> <C>
<ARTICLE> 5
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
COMPANY'S CONSOLIDATED BALANCE SHEETS AND CONSOLIDATED STATEMENTS OF OPERATIONS
FOUND ON PAGES 3, 4 AND 5 OF THE COMPANY'S FORM 10-Q FOR THE YEAR-TO-DATE OF
EACH PERIOD AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
INFORMATION.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 34,618
<SECURITIES> 25,289
<RECEIVABLES> 0
<ALLOWANCES> 3,083
<INVENTORY> 0
<CURRENT-ASSETS> 243,950
<PP&E> 5,346
<DEPRECIATION> 0
<TOTAL-ASSETS> 256,270
<CURRENT-LIABILITIES> 219,621
<BONDS> 0
0
0
<COMMON> 5,169
<OTHER-SE> 23,919
<TOTAL-LIABILITY-AND-EQUITY> 256,270
<SALES> 0
<TOTAL-REVENUES> 23,312
<CGS> 0
<TOTAL-COSTS> 0
<OTHER-EXPENSES> 4,831
<LOSS-PROVISION> 56
<INTEREST-EXPENSE> 6,316
<INCOME-PRETAX> 5,760
<INCOME-TAX> 2,130
<INCOME-CONTINUING> 0
<DISCONTINUED> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 3,630
<EPS-BASIC> 1.26
<EPS-DILUTED> 1.19
</TABLE>