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NATIONWIDE LIFE INSURANCE COMPANY [LOGO] NATIONWIDE
NATIONWIDE LIFE INSURANCE ANNUITY INSURANCE COMPANY INSURANCE
HOME OFFICE: ONE NATIONWIDE PLAZA - COLUMBUS, OH 43215-2220 NATIONWIDE ON YOUR SIDE
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VIA EDGAR
September 29, 1999
The United States Securities
and Exchange Commission
Judiciary Plaza
450 Fifth Street, N.W.
Washington, D.C. 20549
Subject: NACo Variable Account
Nationwide Life Insurance Company
SEC File No. 33-33425
CIK No. 0000070281
Ladies and Gentlemen:
Pursuant to Rule 497(j) under the Securities Act of 1933 and on behalf of the
NACo Variable Account (the "Separate Account") and Nationwide Life Insurance
Company (the "Company"), we certify that the form of the Prospectus that would
have been filed under paragraphs (b) or (c) under Rule 497 does not differ from
the form of the supplement contained in Post-Effective Amendment No. 20 to the
Registration Statement for the Company and the Separate Account which became
effective October 1, 1999.
Please contact the undersigned at (614) 249-0293 with any questions regarding
this filing.
Sincerely,
NATIONWIDE LIFE INSURANCE COMPANY
/s/ Paige L. Ryan
Paige L. Ryan, Esq.
Compliance Specialist
cc: Ms. Lorna MacLeod
Stop 5-6
Office of Insurance Products and Legal Compliance