UNITED STATES SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 4
STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP
(X) Check this box if no longer subject to Section 16.
Form 4 or Form 5 obligations may continue. See Instructions 1(b).
1. Name and Address of Reporting Person
KRUCZEK, WALTER E
73 DEER TRAIL LN
NESQUEHONING, PA 18240-2119
USA
2. Issuer Name and Ticker or Trading Symbol
HARLEYSVILLE NATIONAL CORPORATION
HNBC
3. IRS or Social Security Number of Reporting Person (Voluntary)
###-##-####
4. Statement for Month/Year
MARCH 31, 1997
5. If Amendment, Date of Original (Month/Year)
JANUARY 1997
6. Relationship of Reporting Person(s) to Issuer (Check all applicable)
(X) Director ( ) 10% Owner ( ) Officer (give title below) ( ) Other
(specify below)
DIRECTOR - CNB
7. Individual or Joint/Group Filing (Check Applicable Line)
(X) Form filed by One Reporting Person
( ) Form filed by More than One Reporting Person
<TABLE>
<CAPTION>
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Table I -- Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned |
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1. Title of Security |2. |3. |4.Securities Acquired (A) |5.Amount of |6.Dir |7.Nature of Indirect |
| Transaction | or Disposed of (D) | Securities |ect | Beneficial Ownership |
| | | | Beneficially |(D)or | |
| | | | | A/| | Owned at |Indir | |
| Date |Code|V| Amount | D | Price | End of Month |ect(I)| |
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<S> <C> <C> <C><C> <C> <C> <C> <C> <C>
COMMON STOCK - HNBC |1/9/97|G* | |200 |A |$25.25*** | | | |
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|1/9/97|G** | |700 |D |$25.25*** | | | |
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|1/29/9|G* | |100 |D |$25.375*** |19,484 |D | |
|7 | | | | | | | | |
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COMMON STOCK - HNBC |1/9/97|G* | |200 |D |$25.25*** |103 |D |W/SPOUSE |
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COMMON STOCK - HNBC |1/9/97|G** | |700 |D |$25.25*** |13,118 |I |SPOUSE |
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COMMON STOCK - HNBC |1/9/97|G** | |700 |A |$25.25*** |2,558 |I |SON |
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COMMON STOCK - HNBC |1/9/97|G** | |700 |A |$25.25*** |2,558 |I |SON |
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| | | | | |TOTAL |37,821 | | |
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<CAPTION>
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Table II -- Derivative Securitites Acquired, Disposed of, or Beneficially Owned |
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1.Title of Derivative |2.Con- |3. |4. |5.Number of De |6.Date Exer|7.Title and Amount |8.Price|9.Number |10.|11.Nature of|
Security |version |Transaction | rivative Secu |cisable and| of Underlying |of Deri|of Deriva |Dir|Indirect |
|or Exer | | | rities Acqui |Expiration | Securities |vative |tive |ect|Beneficial |
|cise | | | red(A) or Dis |Date(Month/| |Secu |Securities |(D)|Ownership |
|Price of| | | posed of(D) |Day/Year) | |rity |Benefi |or | |
|Deriva- | | | |Date |Expir| | |ficially |Ind| |
|tive | | | | A/|Exer-|ation| Title and Number | |Owned at |ire| |
|Secu- | | | | | D |cisa-|Date | of Shares | |End of |ct | |
|rity |Date |Code|V| Amount | |ble | | | |Month |(I)| |
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<S> <C> <C> <C> <C><C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
| | | | | | | | | | | | | | |
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</TABLE>
Explanation of Responses:
*TRANSFERRED 200 SHARES FROM JT OWNERSHIP BY WALTER & KATHLEEN KRUCZEK TO
SOLE
OWNERSHIP
BY WALTER KRUCZEK & THEN AS A BONAFIDE GIFT OF 100 SHARES EACH TO PENN
STATE UNIV. &
TAMAQUA SALVATION
ARMY.
**TRANSFERRED 350 SHARES TO EACH OF 2 SONS. SHARES WERE A BONAFIDE GIFT;
EXEMPT UNDER
RULE 16(b)5.
***MID BETWEEN "BID AND ASKED" ON
1/9/97.
****MID BETWEEN "BID AND ASKED" ON
1/29/97.
SIGNATURE OF REPORTING PERSON
/S/ELIZABETH F. CHEMNITZ FOR WALTER E. KRUCZEK
DATE
MARCH 31, 1997
