UNITED STATES SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 3
INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES
1. Name and Address of Reporting Person
CREWS, DAVID R
407 N. LIMERICK RD
SCHWENKSVILLE, PA 19473-1815
USA
2. Date of Event Requiring Statement (Month/Day/Year)
JANUARY 4, 1999
3. IRS or Social Security Number of Reporting Person (Voluntary)
4. Issuer Name and Ticker or Trading Symbol
HARLEYSVILLE NATIONAL CORPORATION
HNBC
5. Relationship of Reporting Person(s) to Issuer (Check all applicable)
( ) Director ( ) 10% Owner (X) Officer (give title below) ( ) Other
(specify below)
SR. VICE PRESIDENT - HNB; A SUBSIDIARY OF HNC
6. If Amendment, Date of Original (Month/Day/Year)
7. Individual or Joint/Group Filing (Check Applicable Line)
(X) Form filed by One Reporting Person
( ) Form filed by More than One Reporting Person
<TABLE>
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Table I -- Non-Derivative Securities Beneficially Owned |
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1. Title of Security |2. Amount of |3. Ownership |4. Nature of Indirect |
| Securities | Form: | Beneficial Ownership |
| Beneficially | Direct(D) or | |
| Owned | Indirect(I) | |
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<S> <C> <C> <C>
COMMON STOCK - HNBC |31.949 |D | |
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COMMON STOCK - HNBC |420.000 |D |HNB TRUST IRA |
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Table II -- Derivative Securitites Beneficially Owned |
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1.Title of Derivative |2.Date Exer- |3.Title and Amount | |4. Conver-|5. Owner- |6. Nature of Indirect |
Security | cisable and | of Underlying | |sion or |ship | Beneficial Ownership |
| Expiration | Securities | |exercise |Form of | |
| Date(Month/ |-----------------------|---------|price of |Deriv- | |
| Day/Year) | |Amount |deri- |ative | |
| Date | Expira- | |or |vative |Security: | |
| Exer- | tion | Title |Number of|Security |Direct(D) or | |
| cisable | Date | |Shares | |Indirect(I) | |
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<S> <C> <C> <C> <C> <C> <C> <C>
EMPLOYEE STOCK OPTION (R|10/27/98 |10/27/08 |COMMON STOCK |1,500 |$35. |D | |
IGHT TO BUY) | | | | | | | |
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</TABLE>
Explanation of Responses:
STOCK OPTIONS WILL VEST @ 50% OVER 2 YEARS FROM DATE OF
GRANT
SIGNATURE OF REPORTING PERSON
/s/Elizabeth F. Chemnitz for David R. Crews
DATE
January 4, 1999
