Mosaic Tax-Free Trust
1655 Fort Myer Drive
Suite 1000
Arlington, Virginia 22209
703/528-3600
February 5, 2000
Filed Electronically
Securities and Exchange Commission
450 Fifth Street, NW
Washington, DC 20549
RE: Mosaic Tax-Free Trust (the "Trust")
Filing Pursuant to Reg. 230.497(j)
Registration No. 2-77986; File No. 811-3486
Dear Sir or Madam:
This is to certify that the form of prospectus and
Statement of Additional Information that would have been
filed under paragraph (b) or (c) of Reg. 230.497 would not
have differed from that contained in the most recent
registration statement or amendment and that the text of the
most recent registration statement or amendment has been
filed electronically.
Respectfully submitted,
(signature)
W. Richard Mason
Secretary
cc:
John Rashke, Esq.
David Leahy, Esq.
