PHOENIX HOME LIFE VARIABLE ACCUMULATION ACCOUNT, 497J, 1997-07-22

PHOENIX HOME LIFE VARIABLE ACCUMULATION ACCOUNT
497J, 1997-07-22

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                                                                        1933 Act
                                                                     Rule 497(j)




                                                     July 22, 1997



VIA EDGAR
- ---------


Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C.  20549

RE:      PHOENIX HOME LIFE VARIABLE ACCUMULATION ACCOUNT (BIG EDGE
         PLUS/GROUP STRATEGIC EDGE/BIG EDGE CHOICE FOR NEW YORK)
         REGISTRATION NO. 2-78020

To the Commission Staff:

         In accordance with Rule 497(j) of the Securities Act of 1933, as
amended, the undersigned certifies that the form of Prospectus and Statement of
Additional Information that would have been filed under Rule 497(c) did not
differ from that contained in the most recent registration statement for such
registrant, filed electronically on Form N-4 pursuant to Rule 485(b) on July 15,
1997.

                                   Very truly yours,
                                   PHOENIX HOME LIFE MUTUAL INSURANCE COMPANY


                                   /s/Edwin L. Kerr
                                   Edwin L. Kerr, Counsel