HUBCO INC
8-K/A, 1995-04-25
STATE COMMERCIAL BANKS
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               SECURITIES AND EXCHANGE COMMISSION

                     Washington, D.C. 20549


                           FORM 8-K/A

                         CURRENT REPORT


             Pursuant to Section 13 or 15(d) of the
                 Securities Exchange Act of 1934

 Date of Report (Date of earliest event reported) April 5, 1995


                           HUBCO, INC.
     (Exact name of registrant as specified in its charter)


                           New Jersey
         (State or other jurisdiction of incorporation)

            1-10699                       22-2405746
  (Commission File Number)   (IRS Employer Identification No.)

       1000 MacArthur Boulevard, Mahwah, New Jersey  07430
            (Address of principal executive offices)

                         (201) 236-2640
      (Registrant's telephone number, including area code)


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<PAGE>

Item 7.   Exhibits.

   99.1   Press Release dated April 5, 1995 (Previously filed)

   99.2   Jefferson National Bank Financial Statements As Of
          December 31, 1994, 1993 and 1992 Together With Report
          Of Independent Public Accountants (Previously filed)

   99.3   Consent of Arthur Andersen LLP dated April 21, 1995
<PAGE>

                           SIGNATURES

     Pursuant to the requirements of the Securities Exchange Act
of 1934, the registrant has duly caused this report to be signed
on its behalf by the undersigned thereunto duly authorized.

                                   HUBCO, INC.

Dated: April 25, 1995              By: D. LYNN VAN BORKULO-NUZZO
                                       -------------------------
                                       D. Lynn Van Borkulo-Nuzzo
                                       Executive Vice President

<PAGE>

                        INDEX TO EXHIBITS
  
99.3      Consent of Arthur Andersen LLP dated April 21, 1995


                                                    Exhibit 99(c)

                       ARTHUR ANDERSEN LLP




            CONSENT OF INDEPENDENT PUBLIC ACCOUNTANTS



To HUBCO, Inc.:

As independent public accountants, we hereby consent to the
inclusion in this Form 8-K and incorporation by reference into
HUBCO, Inc.'s proxy statement for its 1995 annual meeting and
into the Registration Statement on Form S-4 with respect to the
acquisition of Urban National Bank of our report dated April 5,
1995 on the financial statements of Jefferson National Bank.

                                              ARTHUR ANDERSEN LLP


Roseland, New Jersey
April 21, 1995



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